Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

This shall form a part of the policy contract

Proposer Ms. POONAM LAL Age : 25 years Gender : Female
Life Insured Ms. POONAM LAL Age : 25 years Gender : Female

Premium Allocation Percentage

Policy Details UIN 109L100V05 Investment Option
Self-Managed Liquid Plus : 0% Magnifier : 0%
Sum Assured 600000
Income Advantage : 0% Maximiser : 0%
Plan Option Classic
Assure : 0% Super 20 : 50%
Policy Term(in years) 10
Enhancer : 0% Capped Nifty Index : 0%
Premium Paying Term 10 years
Asset Allocation : 0% Creator : 0%
Premium Frequency Annual
Multiplier : 50% Value & Momentum : 0%
Amount of Installment Premium 60000
Pure Equity : 0% Protector : 0%
GST Rate 18%
Builder : 0% MNC : 0%

Rider Name Sum Assured Annual Premium Installment Premium without Installment Premium with GST Rider PPT Rider Term
GST
Accidental Death Benefit Rider Plus - - - - - -
Waiver Of Premium - - - - - -

Premium Summary (in Rs.) Base Plan Riders Total Installment Premium
Installment Premium without GST 60,000 0 60,000
Installment Premium with First Year GST 60,000 0 60,000
Installment Premium with GST 2nd Year onwards 60,000 0 60,000

How to read and understand this benefit illustration?

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 1

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges and taxes, may grow over the years of the policy term if the fund
earns a gross return of 8% p.a and 4% p.a. These rates, i.e. 8% p.a. and 4% p.a. are assumed only for the purpose of illustrating the flow of benefits if the returns are at this level. It should not be
interpreted that the returns under the plan are going to be either 8% p.a or 4% p.a. Net yield mentioned corresponds to the Gross Investment Return of 8% p.a., net of all charges but does not consider
mortality, morbidity charges, underwriting extra, if any, guarantee charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the Net
Yield. Please note that the mortality charges per thousand Sum Assured in general, increases with age.

The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The investment risk in this policy is borne
by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.

Part A of this statement presents a summary view of year-by-year charges deducted under the policy fund value, surrender value and the death benefit, at two assumed rates of return. Part B of this
statement presents a detailed break-up of the charges, and other values.

Part A

(Amounts in Rupees)
Policy Values at 4% Gross Investment Return Policy Values at 8% Gross Investment Return
Mortality / Mortality / Commission
Policy Annualized Other Fund at Surrender Death Other Fund at Surrender Death
Morbidity GST Morbidity GST payable to
Year Premium Charges* End of Year Value Benefit Charges* End of Year Value Benefit
Charges Charges intermediary
1 60,000 570 5,525 940 55,149 51,245 600,000 569 5,541 939 57,326 53,268 600,000 4,500
2 60,000 519 5,236 714 113,138 110,306 600,000 514 5,304 714 119,900 117,068 600,000 2,400
3 60,000 462 6,170 704 172,590 170,466 600,000 451 6,330 702 186,559 184,435 600,000 2,400
4 60,000 401 7,128 693 233,545 232,129 600,000 381 7,423 690 257,575 256,159 600,000 2,400
5 60,000 338 8,109 682 296,044 296,044 600,000 305 8,587 676 333,234 333,234 600,000 2,400
6 60,000 271 9,264 697 359,948 359,948 600,000 222 9,975 688 413,659 413,659 600,000 2,400

7 60,000 202 10,323 690 425,436 425,436 600,000 132 11,324 677 499,309 499,309 600,000 2,400
8 60,000 130 11,409 683 492,549 492,549 600,000 33 12,759 665 590,530 590,530 600,000 2,400
9 60,000 53 12,523 675 561,329 561,329 600,000 0 14,286 665 687,595 687,595 687,595 2,400
10 60,000 7 13,665 673 637,779 637,779 637,779 0 15,911 671 796,836 796,836 796,836 2,400

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 2

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE

I, ............, have explained the premiums, charges and benefits under the policy fully to the I, ............, having received the information with respect to the above, have understood the
prospect/policyholder. above statement before entering into the contract.
Place :
Date : 18/11/2023 Date : 18/11/2023

___________________________________ ______________________________
Signature of Agent/Intermediary/ Official Signature of Prospect/Policyholder

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 3

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

This shall form a part of the policy contract

Proposer Ms. POONAM LAL Age : 25 years Gender : Female
Life Insured Ms. POONAM LAL Age : 25 years Gender : Female

Premium Allocation Percentage

Policy Details UIN 109L100V05 Investment Option
Self-Managed Liquid Plus : 0% Magnifier : 0%
Sum Assured 600000
Income Advantage : 0% Maximiser : 0%
Plan Option Classic
Assure : 0% Super 20 : 50%
Policy Term(in years) 10
Enhancer : 0% Capped Nifty Index : 0%
Premium Paying Term 10 years
Asset Allocation : 0% Creator : 0%
Premium Frequency Annual
Multiplier : 50% Value & Momentum : 0%
Amount of Installment Premium 60000
Pure Equity : 0% Protector : 0%
GST Rate 18%
Builder : 0% MNC : 0%

Rider Name Sum Assured Annual Premium Installment Premium without Installment Premium with GST Rider PPT Rider Term
GST
Accidental Death Benefit Rider Plus - - - - - -
Waiver Of Premium - - - - - -

Premium Summary (in Rs.) Base Plan Riders Total Installment Premium
Installment Premium without GST 60,000 0 60,000
Installment Premium with First Year GST 60,000 0 60,000
Installment Premium with GST 2nd Year onwards 60,000 0 60,000

Part B

Gross Return : 8% Net Yield : 5.66%

Annualized Fund
Premium Premium - Policy Additions Fund
Policy Annualized Mortality Guarantee Other Fund Before at Surrender Death
Allocation Premium GST Admin to Management
Year Premium Charge Charges Charges* FMC End of the Benefit Benefit
Charge Allocation Charge the fund Charge Year
Charges
1 60,000 4,200 55,800 569 939 450 0 0 0 58,218 891 57,326 53,268 600,000
2 60,000 3,000 57,000 514 714 450 0 0 0 121,754 1,854 119,900 117,068 600,000

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 4

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

3 60,000 3,000 57,000 451 702 450 0 0 0 189,439 2,880 186,559 184,435 600,000
4 60,000 3,000 57,000 381 690 450 0 0 0 261,547 3,973 257,575 256,159 600,000
5 60,000 3,000 57,000 305 676 450 0 0 0 338,371 5,137 333,234 333,234 600,000
6 60,000 3,000 57,000 222 688 600 0 0 0 420,034 6,375 413,659 413,659 600,000

7 60,000 3,000 57,000 132 677 630 0 0 0 507,003 7,694 499,309 499,309 600,000
8 60,000 3,000 57,000 33 665 662 0 0 0 599,627 9,097 590,530 590,530 600,000
9 60,000 3,000 57,000 0 665 695 0 0 0 698,186 10,592 687,595 687,595 687,595
10 60,000 3,000 57,000 0 671 729 0 0 6,000 809,018 12,182 796,836 796,836 796,836

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 5

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Gross Return : 4% Net Yield : 1.68%

Annualized
Premium Premium - Policy Additions Fund Fund
Policy Annualized Mortality Guarantee Other Fund Before Surrender Death
Allocation Premium GST Admin to Management at
Year Premium Charge Charges Charges* FMC Benefit Benefit
Charge Allocation Charge the fund Charge End
Charges
1 60,000 4,200 55,800 570 940 450 0 0 0 56,025 875 55,149 51,245 600,000
2 60,000 3,000 57,000 519 714 450 0 0 0 114,924 1,786 113,138 110,306 600,000
3 60,000 3,000 57,000 462 704 450 0 0 0 175,310 2,720 172,590 170,466 600,000
4 60,000 3,000 57,000 401 693 450 0 0 0 237,223 3,678 233,545 232,129 600,000
5 60,000 3,000 57,000 338 682 450 0 0 0 300,704 4,659 296,044 296,044 600,000
6 60,000 3,000 57,000 271 697 600 0 0 0 365,612 5,664 359,948 359,948 600,000

7 60,000 3,000 57,000 202 690 630 0 0 0 432,129 6,693 425,436 425,436 600,000
8 60,000 3,000 57,000 130 683 662 0 0 0 500,296 7,748 492,549 492,549 600,000
9 60,000 3,000 57,000 53 675 695 0 0 0 570,157 8,828 561,329 561,329 600,000
10 60,000 3,000 57,000 7 673 729 0 0 6,000 647,714 9,936 637,779 637,779 637,779

*Details of charges (if any)

Notes :
1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund Management charge is based on specific fund options
3. In case rider charges are collected explicitly through collection of rider premium, and not by way of cancellation of units, then , such charges are not considered in this illustration. In other cases,rider charges are included in other charges.

*FMC is inclusive of GST

As per IRDAI requirements, the Illustrated Net Yield is prior to mortality charges, explicit charges for any investment guarantees and any GST levied on the policy.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE

I, ............, have explained the premiums, charges and benefits under the policy fully to the I, ............, having received the information with respect to the above, have understood the
prospect/policyholder. above statement before entering into the contract.
Place :
Date : 18/11/2023 Date : 18/11/2023

___________________________________ ______________________________
Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 6
 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Signature of Agent/Intermediary/ Official Signature of Prospect/Policyholder

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 7

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

In "Your Sales Illustration" Policy Values are as of year end and assume:
- Premiums are paid when due.
- No withdrawal is made.
- No underwriting extra.
- Current rates of taxes, levies and policy charges remain unchanged.
- GST and levies have been considered as per the current tax laws and prevailing practices of the Company.

Some benefits are guaranteed and some benefits are variable with
returns based on future performance of the Investment Funds
managed by ABSLI. For the purpose of this illustration, we have
used 8% and 4% as the higher and lower rates of investment returns
respectively, in the calculations. Hence the table of policy values
shows benefits at two different rates of assumed future investment
returns. These assumed rates of return are in accordance with the
guidelines issued by the Life Insurance Council and are not
guaranteed. They are not the upper or lower limits of what you
might get back, as the value of your policy is dependent on a
number of factors including future investment performance.
All Unit Linked Life insurance plans are different from Traditional
insurance plans and are subject to different risk factors. The name
of the investment funds and that of this plan do not in any way
indicate the quality of the plan or future returns. Investment funds
are subject to investment risks associated with the capital markets
and unit prices may go up or down reflecting the market value of
the underlying assets. Past performance is no guarantee of future
results.

Fund Name Segregated Fund Identification No Fund Name Segregated Fund Identification No
Liquid Plus ULIF02807/10/11BSLLIQPLUS109 Income Advantage ULIF01507/08/08BSLIINCADV109
Assure ULIF01008/07/05BSLIASSURE109 Enhancer ULIF00213/03/01BSLENHANCE109
Creator ULIF00704/02/04BSLCREATOR109 Asset Allocation ULIF03430/10/14BSLIASTALC109
Magnifier ULIF00826/06/04BSLIIMAGNI109 Maximiser ULIF01101/06/07BSLIINMAXI109
Multiplier ULIF01217/10/07BSLIINMULTI109 Super 20 ULIF01723/06/09BSLSUPER20109
Pure Equity ULIF02707/10/11BSLIPUREEQ109 Value & Momentum ULIF02907/10/11BSLIVALUEM109
Capped Nifty Index ULIF03530/10/14BSLICNFIDX109 Protector ULIF00313/03/01BSLPROTECT109
Builder ULIF00113/03/01BSLBUILDER109 MNC ULIF03722/06/18ABSLIMUMNC109

I, ............, have explained the premiums, charges and benefits I, ............, having received the information with respect to the
under the policy fully to the prospect/policyholder. above, have understood the above statement before entering into
the contract.
Place :
Date : 18/11/2023 Date : 18/11/2023

___________________________________ ______________________________
Signature of Agent/Intermediary/ Official Signature of Prospect/Policyholder

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 8

 Aditya Birla Sun Life Insurance Version 1

Wealth Aspire Plan UID : 2611132681P316

Nov 18, 2023 13:06:32

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

YOUR POLICY SUMMARY

Basic Sum Assured Rs. 600,000
Policy Term 10 years
Premium Paying Term 10 years

Your Policy Premium

Basic Premium Rs. 60000
Annual Policy Premium Rs. 60000
Premium Paying Mode Annual
Instalment Premium Rs. 60,000

The total Sum Assured multiple for this policy is 10 times the total Annual Premium (excluding rider premium, if
any).

Prepared for: Ms. POONAM LAL Wealth Aspire Plan Page 9