13-06-2024

Quote No : qc8kpi00ge8rc,Application No : 1210108325636

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: RAJESH GOPALAKRISHNAN Proposal No: NA
Age: 38 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: RAJESH GOPALAKRISHNAN Unique Identification No: 101N186V03
Age: 38 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 31 Years
Premium Paying Term: 12 Years
Amount of Instalment Premium
Rs.1,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 10,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Early Income (Instant Cashback) 24,00,000
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) 30 NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date 13-06-2024 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000
First Year Premium
Instalment Premium with First Year GST 1,04,500 0 0 0 0 1,04,500

Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 1,02,250

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 1,00,000 50,000 0 0 10,00,000 0 10,00,000 0 0

2 1,00,000 25,607 0 0 10,00,000 10,000 10,00,000 74,251 74,251

3 1,00,000 25,607 0 0 10,00,000 29,393 10,00,000 1,14,988 1,14,988

4 1,00,000 25,607 0 0 10,00,000 98,786 10,00,000 1,58,577 1,58,577

5 1,00,000 25,607 0 0 10,00,000 1,23,179 10,00,000 2,05,404 2,05,404

6 1,00,000 25,607 0 0 10,00,000 1,47,572 10,00,000 2,55,903 2,55,903

7 1,00,000 25,607 0 0 10,00,000 1,71,965 10,00,000 3,10,556 3,10,556

8 1,00,000 25,607 0 0 10,00,000 2,12,358 10,00,000 3,69,908 3,69,908

9 1,00,000 25,607 0 0 10,00,000 2,47,751 10,00,000 4,34,567 4,34,567

10 1,00,000 25,607 0 0 10,50,000 2,95,144 10,50,000 5,05,211 5,05,211

11 1,00,000 25,607 0 0 11,55,000 3,46,537 11,55,000 5,82,603 5,82,603

12 1,00,000 25,607 0 0 12,60,000 4,01,930 12,60,000 6,67,592 6,67,592

13 0 25,607 0 0 12,60,000 3,88,323 12,60,000 7,02,579 7,02,579

14 0 25,607 0 0 12,60,000 3,86,716 12,60,000 7,40,802 7,40,802

15 0 25,607 0 0 12,60,000 3,85,109 12,60,000 7,82,561 7,82,561

16 0 25,607 0 0 12,60,000 3,83,502 12,60,000 8,28,183 8,28,183

17 0 25,607 0 0 12,60,000 3,69,895 12,60,000 8,78,025 8,78,025

18 0 25,607 0 0 12,60,000 3,68,288 12,60,000 9,32,477 9,32,477

19 0 25,607 0 0 12,60,000 3,66,681 12,60,000 9,91,966 9,91,966

20 0 25,607 0 0 12,60,000 3,65,074 12,60,000 10,56,958 10,56,958

21 0 25,607 0 0 12,60,000 3,51,467 12,60,000 11,27,961 11,27,961

22 0 25,607 0 0 12,60,000 3,49,860 12,60,000 12,05,532 12,05,532

23 0 25,607 0 0 12,60,000 3,48,253 12,90,279 12,90,279 12,90,279

24 0 25,607 0 0 12,60,000 3,46,646 13,82,864 13,82,864 13,82,864

25 0 25,607 0 0 12,60,000 3,33,039 14,84,014 14,84,014 14,84,014

26 0 25,607 0 0 12,60,000 3,31,432 15,94,521 15,94,521 15,94,521

27 0 25,607 0 0 12,60,000 3,29,825 17,15,249 17,15,249 17,15,249

28 0 25,607 0 0 12,60,000 3,28,218 18,47,144 18,47,144 18,47,144

29 0 25,607 0 0 12,60,000 3,14,611 19,91,240 19,91,240 19,91,240

30 0 25,607 0 0 12,60,000 3,13,004 21,48,664 21,48,664 21,48,664

31 0 25,607 0 24,00,000 12,60,000 0 23,20,650 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

I , have explained the premiums and benefits under the policy fully to the prospect / I RAJESH GOPALAKRISHNAN,having received the information with respect to the
policy holder. above, have understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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