Control No.

:
Form Type: LCIF

SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES

NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG B RODRIGUEZ ST. CAPITOL SITE CEBU CITY
TEL. NO.: 252-5318 FAX NO.:
COMPANY TYPE : LENDING PSIC: 6612
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 1. Balance Sheet

As of June 30, 2022
2022 2021
FINANCIAL DATA ( in P'000 ) ( in P'000 )
A. ASSETS (A.1 + A.2 + A.3 + A.4 + A.5 + A.6 + A.7 + A.8 + A.9) 3,562 3,623
A.1 Current Assets (A.1.1 + A.1.2 + A.1.3 + A.1.4) 3,431 3,473
A.1.1 Cash and cash equivalents (A.1.1.1 + A.1.1.2 + A.1.1.3) 2,844 2,119
A.1.1.1 On hand 50 100
A.1.1.2 In domestic banks/entities 2,794 2,019
A.1.1.3 In foreign banks/entities
A.1.2 Loans and Receivables (A.1.2.1 + A.1.2.2 + A.1.2.3 + A.1.2.4) 587 1,354
A.1.2.1 Due from customers (trade) (A.1.2.1.1 + A.1.2.1.2 + 587 1,354
A.1.2.1.3)
A.1.2.1.1 Receivables Financed 587 1,354
A.1.2.1.2 Past Due Loans Receivable
A.1.2.1.3 Items in Litigation
A.1.2.2 Due from Directors, Officers, Stockholders and related
A.1.2.3 parties
Others, specify
A.1.2.4 Allowance for doubtful accounts (negative entry)
A.1.3 Financial Assets other than Cash/Receivables/Equity investments (A.1.3.1 + 0 0
A.1.3.2 + A.1.3.3 + A.1.3.4 + A.1.3.5)
A.1.3.1 Financial Assets at Fair Value through Profit or Loss
A.1.3.2 Held to Maturity Investments
A.1.3.3 Loans and Receivables
A.1.3.4 Available-for-sale financial assets
A.1.3.5 Allowance for decline in market value (negative entry)
A.1.4 Other Current Assets 0
A.2 Non-Current Assets (A.2.1 + A.2.2 + A.2.3 + A.2.4 + A.2.5 + A.2.6 + A.2.7 + A.2.8) 132 150
A.2.1 Property, plant, and equipment 132 150
A.2.2 Investments accounted for using the equity method
A.2.3 Investment Property
A.2.4 Intangible Assets
A.2.5 Assets Classified as Held for Sale
A.2.6 Assets included in Disposal Groups Classified as Held for Sale
A.2.7 Long-term Loans and Receivables (A.2.7.1 + A.2.7.2 + A.2.7.3 + A.2.7.4 + A.2.7.5) 0 0
A.2.7.1
Receivables Financed
A.2.7.2
Past Due Loans Receivable
A.2.7.3
Items in Litigation
A.2.7.4
Directors, Officers, Stockholders and related parties
A.2.7.5
Allowance for doubtful accounts, net of current portion (negative entry)
A.2.8 Other Assets

NOTE: This special form is applicable to Lending Companies and shall be submitted together with the accompanying schedules (Tables 5 to 10). As a supplemental form to FCIF.

Page 1
 Control No.:
Form Type: LCIF

SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES

NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG B RODRIGUEZ ST. CAPITOL SITE CEBU CITY
TEL. NO.: 252-5318 FAX NO.: 0
COMPANY TYPE : LENDING PSIC: 6612
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 1. Balance Sheet

As of June 30, 2022
2022 2020
FINANCIAL DATA ( in P'000 ) ( in P'000 )
B. LIABILITIES (B.1 + B.2 + B.3 + B.4) 137 289
B.1 Current Liabilities (B.1.1 + B.1.2 + B.1.3 + B.1.4 + B.1.5 + B.1.6) 137 289
B.1.1 Loans/Notes Payables (B.1.1.1+B.1.1.2+B.1.1.3+B.1.1.4+B.1.1.5) 0 0
B.1.1.1 Banks
B.1.1.2 Non-bank Financial Institutions
B.1.1.3 Other Private Firms
B.1.1.4 Individuals
B.1.1.5 Others
B.1.2 Due to Directors, Officers, Stockholders & Related Interest
B.1.3 Provisions
B.1.4 Liabilities for Current Tax 32 43
B.1.5 Deferred Tax Liabilities
B.1.6 Others 105 246
B.2 Non-current Liabilities (B.2.1 + B.2.2 + B.2.3) 0 0
B.2.1 Long-term Liabilities – Loans/Notes Payables (B.2.1.1 + B.2.1.2 + B..2.1.3 + B.2.1.4 + B.2.1.5) 0 0
B.2.1.1 Banks
B.2.1.2 Non-Bank Financial Institutions
B.2.1.3 Other Private Firms
B.2.1.4 Individuals
B.2.1.5 Others
B.2.2 Indebtedness to Affiliates and Related Parties (Non-Current)
B.2.3 Other Liabilities
C. EQUITY (C.3 + C.4 + C.5 + C.6 + C.7 + C.8 + C.9 + C.10) 3,425 3,334
C.1 Authorized Capital Stock (no. of shares, par value and total value; show details) 2,000 2,000
(C.1.1+C.1.2+C.1.3)
C.1.1 Common shares 10,000; P100.00; P1,000,000.00 2,000 2,000
C.1.2 Preferred Shares
C.1.3 Others
C.2 Subscribed Capital Stock (no. of shares, par value and total value) (C.2.1 + C.2.2 + C.2.3) 2,000 2,000
C.2.1 Common shares 10,000; P100.00; P1,000,000.00 2,000 2,000
C.2.2 Preferred Shares
C.2.3 Others
C.3 Paid-up Capital Stock (C.3.1 + C.3.2 + C.3.3) 2,000 2,000
C.3.1 Common shares 10,000; P100.00; P1,000,000.00 2,000 2,000
C.3.2 Preferred Shares
C.3.3 Others
C.4 Additional Paid-in Capital / Capital in excess of par value / Paid-in Surplus
C.5 Minority Interest
C.6 Others, specify (C.6.1 + C.6.2 ) 0 0
C.6.1 0 0
C.6.2
C.7 Appraisal Surplus/Revaluation Increment in Property/Revaluation Surplus
C.8 Retained Earnings (C.8.1 + C.8.2) 1,334 1,103
C.8.1 Appropriated 0 0
C.8.2 Unappropriated 1,334 1,103
C.9 Profit and Loss 91 231
C.10 Cost of Stocks Held in Treasury (negative entry)
D. TOTAL LIABILITIES AND EQUITY (B + C) 3,562 3,623

Page 2
 Control No.:
Form Type: LCIF
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG B RODRIGUEZ ST. CAPITOL SITE CEBU CITY
TEL. NO.: 252-5318 FAX NO.: 0
COMPANY TYPE : LENDING PSIC: 6612
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 2. Income Statement

for the period June 30, 2022
Year to Date This Semester
FINANCIAL DATA 2022 2021
A. REVENUE / INCOME (A.1+A.2+A.3+A.4+A.5+A.6+A.7+A.8) 0 0 681 1,200
A.1 Revenue/Receipts from Lending Operations (Primary Activity) 0 0 681 1,200
(A.1.1 + A.1.2)
A.1. Service Charge/Fees
A.1.1 Direct Lending 0 681 1,200
2 in the Profit or Loss of Associates and Joint Ventures
A.2 Share
accounted for using the Equity Method
A.3 Trading Gain (Loss)
A.4 Professional Fee
A.5 Interest Income
A.6 Dividend Income
A.7 Gain / (Loss) from selling of Assets
A.8 Others 0
B. OPERATING EXPENSES (B.1 + B.2 + B.3 + B.4 + B.5 + B.6 + B.7 0 0 568 911
+ B.8 + B.9 + B.10)
B.1 Interest Expense
B.2 Finance Charges on Borrowed Funds
B.3 Compensation/Fringe Benefits 358 637
B.4 Management and Other Professional Fees 51 50
B.5 Taxes and Licenses 55 82
B.6 Insurance
B.7 Depreciation/Amortization 19 37
B.8 Litigation/Assets Acquired Expenses
B.9 Bad Debt Expense/Credit Losses
B.10 Others 85 104
C. Non-Operating Expenses
D. Net Income (Loss) Before Tax (A - B - C) 0 0 113 289
E. Income Tax Expense (negative entry) -23 -58
F. Income After Tax 0 0 91 231
G. Amount of (i) Post-Tax Profit or Loss of Discontinued Operations;
and (ii) Post-Tax Gain or Loss Recognized on the Measurement of
Fair Value less Cost to Sell or on the Disposal of the Assets or
Disposal Group(s) constituting the Discontinued Operation (if any)

H. Profit or Loss Attributable to Minority Interest

I. Profit or Loss Attributable to Equity Holders of the Parent

Page 3
 Control No.:
Form Type: LCIF

SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES

NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG B RODRIGUEZ ST. CAPITOL SITE CEBU CITY
TEL. NO.: TYPE
COMPANY 252-5318
: FAX NO.: 0
LENDING PSIC: 6612
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.
Table 3. Cash Flow Statements
2022 2021
FINANCIAL DATA ( in P'000 ) ( in P'000 )
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income (Loss) Before Tax and Extraordinary Items 91 231
Adjustments to Reconcile Net Income to Net Cash Provided by Operating
Activities
Depreciation 19 37
Amortization, specif

Others, specify: Prior year adjustment

Write-down of Property, Plant, and Equipment

Changes in Assets and Liabilities:
Decrease (Increase) in:
Receivables 767 -1,030
Inventories
Other Current Assets
Others, specify:

Increase (Decrease) in:

Trade and Other Payables -140 -99
Income and Other Taxes Payable -11 3
Others, specify:

A. Net Cash Provided by (Used in) Operating Activities (sum of above rows) 725 -857
CASH FLOWS FROM INVESTING ACTIVITIES
(Increase) Decrease in Long-Term Receivables
(Increase) Decrease in Investment
Reductions/(Additions) to Property, Plant, and Equipment 0 0
Others, specify

B. Net Cash Provided by (Used in) Investing Activities (sum of above rows) 0 0
CASH FLOWS FROM LENDING ACTIVITIES
Proceeds from:
Loans
Long-term Debt
Issuance of Securities
Others, specify:

Payments of:
(Loans)
(Long-term Debt)
(Stock Subscriptions)
Others, specify (negative entry):

C. Net Cash Provided by (Used in) Financing Activities (sum of above rows) 0 0
NET INCREASE IN CASH AND CASH EQUIVALENTS (A + B + C) 725 -857
Cash and Cash Equivalents
Beginning balance 2,119 2,975
Ending balance 2,844 2,119

Page 4
 Control No.:
Form Type: LCIF
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG B RODRIGUEZ ST. CAPITOL SITE CEBU CITY
TEL. NO.: 254-0634 FAX NO.: 0
COMPANY TYPE : LENDING PSIC: 6612
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.
Table 4. Statement of Changes in Equity
(Amount in P'000)
Additional Paid-in Revaluation Translation
FINANCIAL DATA Capital Stock Retained Earnings TOTAL
Capital Increment Differences
Balance, 2021 2,000 1,334 3,334
A.1 Correction of Error(s)
A.2 Changes in Accounting
Policy
B. Restated Balance
C. Surplus
C.1 Surplus (Deficit) on
Revaluation of Properties
C.2 Surplus (Deficit) on
Revaluation of Investments
C.3 Currency Translation
C.4 Differences
Other Surplus (specify)
C.4.
C.4.1
C.4.2
C.4.3
C.4.4
D. 5 (Loss) for the Period
Net Income 91 91
E. Dividends (negative entry)
F. Appropriation for (specify)
F.1
F.2
F.3
F.4
F.5
G. Issuance of Capital Stock
G.1 Common Stock 0
G.2 Preferred Stock
G.3 Others
H. Balance, 2006
H.1 Correction of Error (s)
H.2 Changes in Accounting
I. Policy
Restated Balance
J. Surplus
J.1 Surplus (Deficit) on
Revaluation of Properties
J.2 Surplus (Deficit) on
Revaluation of Investments
J.3 Currency Translation
J.4 Differences
Other Surplus (specify)
J.4.
J.4.1
J.4.2
J.4.3
J.4.4
K. 5 (Loss) for the Period
Net Income
L. Dividends (negative entry)
M. Appropriation for (specify)
M.1
M.2
M.3
M.4
M.5
N. Issuance of Capital Stock
N.1 Common Stock
N.2 Preferred Stock
N.3 Others
O. Balance, 2022 2,000 1,425 3,425

Page 5
 Control No.:
Form Type:

SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES

NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
TEL. NO.: 2525318 FAX NO.:
COMPANY TYPE: LENDING
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 5. Schedule of Investments in Real Estate

5a. In REAL ESTATE PROPERTIES

Description of Property
1. N/A
2.
3.
4.
5.
6
7
8
9
10
TOTAL

5b. In REAL ESTATE PROPERTY DEVELOPMENT CORPORATIONS OR PROJECTS

Name of Corporation or Project
1.
2.
3.
4.
5.
6
7
8
9
10
TOTAL
GRAND TOTAL

Table 6. Schedule of Maturity of Receivables

As of ____June 30__
'
TOTAL PAST DUE (in P'000)
(CURREN
T+ CURRENT
RECEIVABLES
PAST (in P'000)
DUE)
(in P'000)
 TOTAL
(CURREN
T+ CURRENT
RECEIVABLES Within one
PAST (in P'000) Total
DUE) year
(in P'000)
1 Loan Receivable 587
2
3
4
5
6
7
8
9
10
TOTAL
a/
specify collaterals used
 Control No.:
Form Type: LCIF

T CAPITOL SITE CEBU CITY

PSIC: 6612

Amount (in PhP)

Amount (in PhP)

PAST DUE (in P'000)

 Accounts
Over One
Under
Year a/
Litigation a/
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
TEL. NO.: 2525318
COMPANY TYPE : LENDING

THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 7. Schedule of Exempt Commercial P

As of June 30, 2022

I. Short-Term Issues (commercial papers with maturities of 365 days or less

1.1 Issuances during the period:

Name(s) of Creditor

TOTAL

1.2 Pre-termination /Pre-payment made during the period:

AMOUNT

Name(s) of Creditor P.N. No. Principal Maturity Value

TOTAL

1.3 Outstanding Balance -Includes outstanding CPs issued during the reference period and previous periods:

Name(s) of Creditor P.N. No.

TOTAL
 Control No. ___________
Form Type: LCIF

T CAPITOL SITE CEBU CITY

FAX NO: 0
PSIC: 6612

e of Exempt Commercial Paper Issuances

As of June 30, 2022

AMOUNT

P.N. No. Principal Maturity Value Date of Issue Maturity Date

AMOUNT PRE-TERMINATION/PRE-PAYMENT

Maturity Value Date of Issue Maturity Value Date Amount

AMOUNT
Principal Maturity Value Date of Issue Maturity Date Outstanding Balance
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
TEL. NO.: 2525318
COMPANY TYPE : LENDING

THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.
II. Long-Term Issues (commercial papers with maturities of more than 365 days)
2.1 Issuances during the period:

Name(s) of Creditor
N/A

TOTAL

2.2 Pre-termination /Pre-payment made during the period:

AMOUNT

Name(s) of Creditor P.N. No. Principal Maturity Value

TOTAL

2.3 Outstanding Balance -Includes outstanding CPs issued during the reference period and previous periods:

Name(s) of Creditor P.N. No.

TOTAL
 Control No. __________
Form Type: LCIF

T CAPITOL SITE CEBU CITY

FAX NO:
PSIC: 6612

AMOUNT

P.N. No. Principal Maturity Value Date of Issue Maturity Date

AMOUNT PRE-TERMINATION/PRE-PAYMENT

Maturity Value Date of Issue Maturity Value Date Amount

AMOUNT
Principal Maturity Value Date of Issue Maturity Date Outstanding Balance
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITO
TEL. NO.: 2525318
COMPANY TYPE : LENDING
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 8. Remaining Maturities of Selected Accounts

January 01 to June 30 2022

PARTICULARS
A. Total volume of securities with postdated checque (in P'000)
A.1 with paying agency arrangement (in P'000)
A.2 without paying agency arrangement (in P'000)
B. Total volume of securities without postdated checque (in P'000)
B.1 with paying agency arrangement (in P'000)
B.2 without paying agency arrangement (in P'000)

Table 9. Schedule of Loans Due from Directors, Officers, Stockholders and Related Interests (
As of June 30, 2022

Relationship to
Name of Borrower
Nationality
(Surname, Given Name, M.I.) Director
1 N/A
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Total Loans D
 Control No.:
Form Type: LCIF

ORPORATION
LDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
FAX NO.:
PSIC: 6612

Accounts

SOLD WITHOUT RECOURSE BROKERED

ers and Related Interests (DOSRI)

Relationship to Company
Amount of Loan
Stockholde Related (in P'000)
Officer
r Interest
Total Loans Due (sum of above rows)
SPECIAL FORM OF INTERIM FINANCIAL STATEMENTS FOR LENDING COMPANIES
NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITO
TEL. NO.: 2525318
COMPANY TYPE : LENDING
THIS REPORT SHALL BE ACCOMPLISHED IN ACCORDANCE WITH PAS34 – INTERIM FINANCIAL REPORTING
If these are based on consolidated financial statements, please so indicate in the caption.

Table 10. List of Directors, Officers and Stockholders

As of June 30, 2022

Name and Position Current Address Nationality

GILBERT G. LU VISTA GRANDE SUBD. BRGY. FILIPINO
BULACAO , TALISAY CITY
ROY L. ZAFRA FAIRVIEW HOMES E. SABELLANO FILIPINO
ST., BRGY BASAK, CEBU CITY
SOLEDAD L. ZAFRA FAIRVIEW HOMES E. SABELLANO FILIPINO
ST., BRGY BASAK, CEBU CITY
IMELDA G. LU ACAPULCO ST., VISTA GRANDE FILIPINO
SUBD., BRGY.. BULACAO TALISAY CITY
ANAGEN V. ZAFRA FAIRVIEW HOMES E. SABELLANO FILIPINO
ST., BRGY BASAK, CEBU CITY
a/
Specify position(s) held in other companies
 Control No.:
Form Type: LCIF

ORPORATION
LDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
FAX NO.:
PSIC: 6612

ckholders

Amount of Subscribed
Capital Companies Affiliated With a/
(in P'000) 999.60

999.20

0.40

0.40

0.40
2,000.00
 Control No.:
Form Type: LCIF

SPECIAL FORM OF FINANCIAL STATEMENTS FOR LENDING COMPANIES

NAME OF CORPORATION: CEBU PYRAMID CREDIT CORPORATION
CURRENT ADDRESS: 2F DAYANGS PHARMACY BLDG. B RODRIGUEZ ST CAPITOL SITE CEBU CITY
TEL. NO.: 2525318 FAX NO.:
COMPANY TYPE : LENDING PSIC: 6612

THE UNDERSIGNED OFFICERS OF THE ABOVE-MENTIONED CORPORATION DO CERTIFY UNDER OUGHT

THAT ALL THE MATTERS SET FORTH IN THESE INTERIM FINANCIAL STATEMENTS INCLUDING SCHEDULES FOR THE YEAR
ENDED ARE TRUE AND CORRECT TO THE BEST OF OUR KNOWLEDGE.

GILBERT G. LU IMELDA G. LU
PRINCIPAL EXECUTIVE OFFICER PRINCIPAL FINANCIAL OFFICER
(Signature over Printed Name) (Signature Over Printed Name)
TIN 151-115-233-000 TIN 126-977-486-000

SUBSCRIBED AND SWORN TO BEFORE ME THIS ________________________ DAY OF _____________________

20______ AFFIANTS EXHIBITING ME THEIR DRIVER'S LICENSE NO. ________________ AND _____________ RESPECTIVELY.

DOC NO.
PAGE NO
BOOK NO
SERIES OF
FY UNDER OUGHT
DULES FOR THE YEAR

IMELDA G. LU
IPAL FINANCIAL OFFICER
ature Over Printed Name)

____________________
_ RESPECTIVELY.