TARIFA

NAKNADA BANKE ZA USLUGE PLATNOG PROMETA

Nerezidentima

TARIFF
FOR BANK`S FEES FOR SERVICES OF PAYMENT SYSTEM
Nonresidents

1. januar 2022.
January 1, 2022

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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 naknade
fees
I VOĐENJE TEKUĆEG RAČUNA
CURRENT ACCOUNT MAINTENANCE
1. Otvaranje računa i uspostavljanje poslovne saradnje
jednokratno
current account opening and establishing of business relationship eur 1.000,00
one-off fee

2. vođenje deviznih i dinarskih tekućih računa klijenta bez naknade

current account maintenance for fcy and dinar accounts free of charge

II DOMAĆE PLATNE TRANSAKCIJE U DINARIMA

DOMESTIC PAYMENT SYSTEM IN DINARS

1. DINARSKA PLAĆANJA
DINAR PAYMENTS
Elektronski / Electronically Papirno / Paper based
vreme prijema naloga do 16:00h / cut off vreme prijema naloga do 12:00h / cut
time 16:00h off time 12:00h
1.1 Dinarsko plaćanje troškova tekućeg poslovanja 0,35% 0,50%
Dinar payments of current operations costs min rsd 75,00 min rsd 95,00
max rsd 1.950,00 max rsd 6.500,00

III MEĐUNARODNE PLATNE TRANSAKCIJE

INTERNATIONAL PAYMENT SYSTEM

Elektronski / Electronically Papirno / Paper based

vreme prijema naloga do 13:00h / cut off vreme prijema naloga do 12:00h / cut
time 13:00h off time 12:00h
1.1 sa deviznog tekućeg računa 0,25% 0,36%
from FCY current account min rsd 900,00 min rsd 1.450,00
max rsd 40.000,00 max rsd 40.000,00
1.2. sa deviznog tekućeg računa - IntraGroupPayment 0,20% 0,30%
from FCY current account - IntraGroupPayment min rsd 900,00 min rsd 1.450,00
max rsd 40.000,00 max rsd 40.000,00
1.3. plaćanje u dinarima sa dinarskog računa u korist računa u
inostranstvu 0,25% 0,36%
payments in RSD from RSD account in favor of accounts outside min rsd 900,00 min rsd 1.450,00
RS max rsd 40.000,00 max rsd 40.000,00

1.4 plaćanje u dinarima sa dinarskog računa u korist računa u

0,35% 0,50%
RS
min rsd 300,00 min rsd 500,00
payments in RSD from RSD account in favor of accounts in RS max rsd 9.500,00 max rsd 20.000,00

Napomena: prodaja deviza klijentima se vrši do 16:00h radnim danima / COT for selling FCY to the clients 16:00
*Troškovi ino-banke i swifta nisu uključeni u naknadu
Costs of foreign banks and swift costs are not included in the fee

IV PLAĆANJE / TRANSFER U OKVIRU Raiffeisen banke

OUTGOING PAYMENTS / TRANSFERS WITHIN Raiffeisen bank

1 NOSTRO DOZNAKE
OUTGOING PAYMENTS
Elektronski / Electronically Papirno / Paper based
vreme prijema naloga do 13:00h / cut off vreme prijema naloga do 12:00h / cut
time 13:00h off time 12:00h
1.1 plaćanje sa deviznog tekućeg računa bez naknade
payment order from FCYcurrent account free of charge
1.2. plaćanje u dinarima sa dinarskog tekućeg računa bez naknade
payments in RSD from RSD current account free of charge

2 PRILIV
INCOMING PAYMENTS

2.1. u korist dinarskog/deviznog tekućeg računa bez naknade

to dinar/FCY current account free of charge
2.2. slanje deviznih čekova na inkaso naplatu* 0,50%
collection of FCY checks* min rsd 1.000,00
*Ukoliko se radi o čeku izdatom od strane italijanske banke bez bankarskog MICR encoding line, osim naknade naplaćuje se trošak od
EUR 100,00 / In the case of check issued by Italian bank without MICR encoding line, beside the stated fee, additional fee of EUR 100,00 will be
charged.
** Pravila za kliring ino-čekova objavljena su na internet stranici banke www.raiffeisenbank.rs u delu Pravna lica / Međunarodni platni
promet / Clearing rules for checks are published on the Banks web site www.raiffeisenbank.rs, Corporare/International payments

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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 V POSLOVI SA GOTOVIM NOVCEM
CASH TRANSACTIONS

DINARI / RSD
uplata i isplata do 15:00, subotom do 12:00
deposit and withdrawal until 15:00, on Saturdays until 12:00

1. uplata gotovog novca

cash deposit
1.1. uplata papirnog novca bez naknade
cash deposit - banknotes free of charge
1.2. uplata upakovanog kovanog novca
cash deposit - packed coins 2,20%

1.3. usluga prikupljanja gotovog novca sa adrese komitenta sporazumno

cash collection service by agreement

2. isplata gotovog novca

cash withdrawal
2.1. isplata papirnog novca 0,50%
cash withdrawal - banknotes
2.2. isplata gotovog novca - kovanice
2,00%
cash withdrawal - coins
2.3. usitnjavanje novca
Neophodna najava jedan radni dan ranije
exchange large paper denomination into coins and small paper 2,00%
One working day announcement necessary
denomination
2.4. usluga isporuka gotovog novca na adresu komitenta sporazumno
cash delivery service by agreement

EFEKTIVA / FX
uplata i isplata do 15:00, subotom do 12:00
deposit and withdrawal until 15:00, on Saturdays until 12:00

1. uplate u efektivnom stranom novcu bez naknade

cash deposit in FCY free of charge
2. isplate u efektivnom stranom novcu deviznim pokrićem
0,50%
FCY withdrawal in cash from FCY account min rsd 650,00

3. isplate u efektivnom stranom novcu sa dinarskim pokrićem isplata bez naknade / kurs za kupovinu deviza: sporazumno
FCY withdrawal from dinar account withdrawal free of charge /FCY exchange rate: by agreement

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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 VI USLUGE ELEKTRONSKOG I MOBILNOG BANKARSTVA
SERVICES OF ELECTRONIC AND MOBILE BANKING

1. RaiffeisenOnLine

1.1. Godišnja pretplata po izdatom elektronskom sertifikatu

eur 45,00
Annual fee per issued electronically certificate
1.2. Deblokada elektronskog sertifikata Unlocking bez naknade
of the electronically certificate free of charge
1.3. Deblokada PUK-a za sertifikate sa serijskim brojem koji
počinje sa 11 45,00
eur
Unlocking the PUK for certificates with serial number starting with
11
1.4. Izmena privilegije po elektronskom sertifikatu
bez naknade
Changing the level of prilivegies of the electronically certificate free of charge

2. Hal E - Bank
2.1. Godišnja pretplata za postojećeg/novog korisnika
(priključenje na sistem) eur 60,00
Annual fee for existing/new user (registration)
2.2. Izdavanje elektronskog / kvalifikovanog elektronskog
sertifikata za ovlašćeno lice eur 60,00
Issuing of the electronically / qualified electronically certificate for
authorised person
2.3. Izmena privilegije po elektronskom sertifikatu
bez naknade
Changing the level of prilivegies of the electronically certificate free of charge

3. CMI/CMI@Web

3.1. Registracija za dostavu naloga putem CMI/CMI@Web bez naknade

Registration of p/o send by CMI/CMI@Web free of charge
4. SWIFT MT101
4.1. Registracija za dostavu naloga putem SWIFT MT101 jednokratno
once eur 450,00
Registration of p/o send by SWIFT MT101
5. Moja mBanka
5.1. Mesečna pretplata po ovlašćenom licu
rsd 300,00
Monthly fee per authorised person
6. Čitač kartice
Smart card reader
6.1. Čitač kartice na zahtev klijenta jednokratno
Smart card reader on client's request once rsd 2.000,00

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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 VII USLUGE DOSTAVE IZVODA
DELIVERY SERVICE OF ACCOUNT STATEMENTS

REDOVNA DOSTAVA IZVODA

1. E-MAIL-om bez naknade

BY E-MAIL free of charge
2. LIČNO
PERSONALLY
2.1. na šalteru bez naknade
by counter free of charge
2.2. naknadna štampa izvoda rsd 100,00
3. additional
SWIFT-omprinting of account statement
BY SWIFT
3.1. slanje izvoda elektronski SWIFT-om MT 940 mesečno po računu i SWIFT adresi
monthly per account and SWIFT address eur 30,00
delivery of account statements by SWIFT MT 940
3.2. SWIFT MT 941 - stanje po tekućem računu mesečno po računu i SWIFT adresi
SWIFT MT 941 - current account balance monthly per account and SWIFT address eur 25,00

DOSTAVA MESEČNIH IZVODA NA ZAHTEV KLIJENTA

DELIVERY OF MONTHLY ACCOUNT STATEMENTS ON
CLIENT'S REQUEST

1. lično po izvodu
per statement rsd 100,00
personally
2. e-mailom bez naknade
by e-mail free of charge
3. poštom u zemlji po pošiljci
by mail in the country per consignement rsd 150,00

4. poštom u inostranstvu po pošiljci

by mail internationaly per consignement rsd 250,00

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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VIII OSTALE NAKNADE I TROŠKOVI ZA PRUŽENE USLUGE
PLATNOG PROMETA
OTHER FEES AND COSTS FOR SERVICES OF PAYMENT
SYSTEM

NAKNADE / FEES
1. izdavanje potvrde klijentu o izvršenom nalogu po izdatoj potvrdi
per issued certificate rsd 200,00
issuing of certificate for executed payment order
2. izdavanje raznih potvrda po izdatoj potvrdi
per issued certificate rsd 300,00
issuing of various certifications
3. Izdavanje potvrde o ugašenom računu bez naknade
confirmation abour account closure free of charge
4. izmena elemenata kontrolnika (broj ugovora, godina), po zahtevu
izmena šifre plaćanja/naplate, statistički izveštaji (broj per request
naloga i sl.) rsd 2.500,00
change of NBS statistic items, various statistical reports (number
of payments, etc.)

TROŠKOVI / COSTS
1. trošak reklamacija po deviznom nalogu 1.250,00
charges for claims for FX order rsd + troškovi ino banaka
1.250,00 + costs of foreign bank
2. trošak reklamacija po dinarskom nalogu bez naknade
charges for claims for RSD order free of charge
3. troškovi drugih banaka u zemlji i inostranstvu - plaćanja u
USD u Sjedinjene Američke Države rsd 1.250,00
costs of other banks in Serbia and abroad - USD payments in the
United States of America
4. troškovi drugih banaka u zemlji i inostranstvu - plaćanja u
USD za ostale zemlje rsd 2.000,00
costs of other banks in Serbia and abroad - USD payments for
other cuntries
5.
troškovi drugih banaka u zemlji i inostranstvu - ostale valute
rsd 1.350,00
costs of other banks in Serbia and abroad - other currencies

6. SWIFT troškovi
rsd 300,00
SWIFT costs
7. specijalni poštanski troškovi dostave
rsd 2.670,00
special curier services costs

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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IX NAPOMENA UZ TARIFU NAKNADA BANKE ZA USLUGE PLATNOG PROMETA

1. Uslovi i naknade za usluge koje nisu pomenute u ovoj Tarifi se dogovaraju pojedinačno. Svaka promena poreske politike rezultiraće promeni ove Tarife.
Conditions and pricing of banking services not mentioned in this Tariff of fees and commissions are negotiated individually. Any changes of tax policy will result in change of
this Tariff.

2. Ove naknade i troškovi mogu biti revidirani po dogovoru, zavisno od ukupnog obima poslovanja klijenta i povezanih pravnih lica koji je usmeren na Raiffeisen
banku a.d. Beograd.
These fees and commissions are subject to negotiations, and depend on the overall volume of business channeled through Raiffeisen banka a.d. Beograd.
3. Nalozi za plaćanje zarade i odgovarajućih poreza i doprinosa po tom osnovu se dostavljaju banci do 12 časova ukoliko se želi realizacija istog dana.
Payment orders connected with the salaries should be presented to the bank until 12:00 am in order to be executed the same business day.
4. Nalozi u međunarodnom platnom prometu, dostavljeni u skladu sa tačkom 13. ovih Napomena, uz plaćenu proviziju / dinarsku protivvrednost, biće izvršeni istog
dana.
International payment orders received in accordance with point 13. of this Notice, with paid commission / dinar counter value, will be executed same day.
5. Otkup deviza od klijenata se vrši radnim danima do 16:00h.
COT for buying FCY from the clients is 16:00.
6. Naloge za plaćanje primaocu u državi članici Evropske unije, u iznosu do 50.000,00 EUR koje banka primi do vremena predviđenog za prijem naloga u skladu sa
tačkom 6., banka će obraditi istog dana ispostavljanjem naloga korespodentnoj banci u inostranstvu. Korespodentna banka će nastojati da izvrši prenos sredstava
banci primaoca sa datomom izvršenja do dva radna dana od dana prijema naloga, odnosno sa datumom izvršenja isti dan u slučaju IGP plaćanja. Banka primaoca
odobriće račun primaoca u skladu sa svojom poslovnom politikom. Nalozi koje banka primi nakon vremena predviđenog za prijem naloga, biće obrađeni narednog
radnog dana na opisani način.
Za međunarodne platne transakcije banka obračunava i naplaćuje naknadu u skladu sa ovom Tarifom.
Plaćanje obaveza prema inostranstvu klijent banke može izvršiti koristeći devizna sredstva u valuti plaćanja sa svog deviznog računa. U slučaju da se plaćanje vrši
u valuti različitoj od valute na deviznom računu, banka će izvršiti konverziju potrebnog iznosa koristeći kupovni i prodajni kurs za devize. Plaćanje prema
inostranstvu klijent može izvršiti i otkupom potrebnih deviznih sredstava od banke.
U slučaju da primalac plaćanja nije dobio sredstva u skladu sa navedenim postupkom ili klijent ima primedbu na neki drugi aspekt obavljene transakcije, banka
stoji na raspolaganju da na osnovu pismenog opisa problema isti istraži i informiše klijenta o uzrocima i preduzetim koracima u cilju rešavanja reklamacije.
Payment orders in favor of beneficiary in European Union countries, in amount less than EUR 50.000,00 which Bank receives until cut off time in accordance with item 6.,
will be processed by the Bank same day by forwarding payment order to foreign correspondent bank. Correspondent bank will try to transfer funds to beneficiary's bank with
value date two days from the day of receiving the payment order; in case of IGP payment - value date will be d+0. Beneficiary's bank will credit the beneficiary's account in
accordance with its business policy. Payment orders received after the cut of time will be processed next day in the same manner.
For international payments services Bank will calculate and charge fee in accordance with Tariff for bank’s commission for payment system services.
Payments of obligations toward abroad client of the Bank can execute by using available funds in foreign currency on its fcy account. If the payment is in currency different that
available currency on fcy account, bank will make the conversion of necessary amount by using selling and buying exchange rates. Payments to abroad client can also execute
by buying fcy funds from the Bank.
In case that beneficiary has not received funds in the above mentioned manner, or client complains about some other aspect of transaction execution, the Bank will be on its
disposal to investigate and inform the client about reasons and undertaken steps in order to solve the problem, based on clients written request.
7. Cene u EUR će biti izražene u dinarskoj protivvrednosti po srednjem kursu na dan obračuna.
Prices in EUR will be count in dinar countervalue by using middle rate on the settlement day.
8. Ovaj dokument može biti revidiran u bilo kom trenutku, o čemu će klijenti biti blagovremeno obavešteni.
This document is subject to revision at any time., the Bank will inform clients about changes.
9. IntraGroupPayment je plaćanje u EUR, gde je primalac plaćanja klijent Raiffeisen grupacije (ažurirani spisak banaka se nalazi na sajtu banke
www.raiffeisenbank.rs) i koje se izvršava sa datumom valute D+0 (u slučaju da je nalog dostavljen kako je navedeno u tački III/1 ).
IntraGroupPayment is EUR payment, where beneficiary is a client of Raiffeisen group (updated list of the bank can be found on a bank internet site www.raiffeisenbank.rs)
and is executed with value date D+0 (if payment has been submitted in accordance with COT - III/1)
10. Mesečna naknada za vođenje računa se naplaćuje bez obzira na broj računa. Kriterijum za naplatu jeste minimum jedna transakcija po računu (na račun ili
zaduženje sa računa)
Monthly account maintenance feeis charged regardless to number of client accounts. Criteria for charging it is at least one transaction on the account (in or out).

11. Vreme prijema naloga za izvršenje istog radnog dana:

Cut off time

Papirno RaiffeisenOnLine SWIFT MT 101 CMI@web/CMI

Dinarski nalozi / Dinar payment orders 12:00h 16:00h 16:00h 16:00h
Devizni nalozi / International outgoing payments 12:00h 13:00h 12:00h 13:00h

Raiffeisen banka a.d. Beograd * Telefon +381 11/3202100 * SWIFT: RZBSRSBG* Internet http://www.raiffeisenbank.rs
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