Schedule of Charges

2023

axio is the brand name of CapFloat Financial Services Private Limited, an NBFC register with RBI
 Schedule of Charges

As on date also to be
mentioned - Detailed Charges
Sl. Amazon Pay Axio Pay
Loan Particulars Personal Loan Walnut Prime
No Later Later (W369)
30,000 INR - 10,000 INR -
1 Loan Amount variable variable
3,80,000 lacs INR 5,00,000 INR
9 Months - 42 3 Months - 36
2 Loan Term variable variable
Months Months
3 Interest Type Reducing Reducing Reducing Reducing
Interest Chargeable not exceeding not exceeding
4 17.99% - 35.88% 14.00% - 36.00%
(Annualised ROI) 24% 24%
5 Date of reset of interest NA N/A N/A NA
Mode of communication of
6 NA N/A N/A SMS, Email
changes in interest rates
Non-refundable Processing
7.a 2% + GST N/A N/A Upto 2% + GST
Fee
7.b Foreclosure Charges 0% N/A N/A 0%
Partial Partial
prepayment is not prepayment is not
allowed - Any allowed - Any
partial partial
prepayment that is prepayment that is
made will only be made will only be
7.c Part pre-payment Charges used to knock off N/A N/A used to knock off
EMIs in the future; EMIs in the future;
It will not reduce It will not reduce
the outstanding the outstanding
balance on the balance on the
date of this partial date of this partial
prepayment prepayment
7.d Loan Cancellation Charges NA N/A N/A NA
Dishonor of Standing
7.e 500 INR N/A N/A As per Bank
Instruction
7.f Penal Interest rate 24% N/A N/A NA
Fee refundable if loan not
7.g NA N/A N/A NA
sanctioned/disbursed
Conversion of charges for
7.h switching from floating to NA N/A N/A NA
fixed interest and vice-versa
Subject to Amount
8.a EMI Payable NA N/A N/A
and Tenure

axio (brand name of CapFloat Financial Services Private Limited ‘NBFC’)

CIN: U65993KA1993PTC074590
axio, New no. 3 (Old no. 211), Upper Palace Orchards, Bellary Road, Sadashiva Nagar, Bengaluru – 560080

email: ask@axio.co.in ph: +91-8023081800

 Schedule of Charges

Subject to Amount
8.b No. of Instalments NA N/A N/A
and Tenure
Details of security/collateral
9 NA N/A N/A NA
obtained
Date on which annual
10 outstanding balance will be NA N/A N/A NA
issued
Monthly Due
Amount if
Monthly Due
<=200 INR,
Amount if
Additional interest then no
<=200 INR,
rate of 24 % per charges; >200
then no
annum over and & <=1000 then
charges; >200
above ROI agreed 125 INR;
& <=5000
11 Late fee charges will be levied in >1000 & NA
then 250 INR;
case of delay in <=5000 then
>5000 &
payment of 250 INR;
<=20000 then
principal and/or >5000 &
450 INR;
interest. <=20000 then
>20000 then
425 INR;
600 INR
>20000 then
600 INR
As per disbursal As per Disbursal
12 Pre EMI charges date N/A N/A Date

Notes
1. CapFloat Financial Services reserves the right to changes these rates/charges or re-negotiate
them depending upon relationship of a customer

axio (brand name of CapFloat Financial Services Private Limited ‘NBFC’)

CIN: U65993KA1993PTC074590
axio, New no. 3 (Old no. 211), Upper Palace Orchards, Bellary Road, Sadashiva Nagar, Bengaluru – 560080

email: ask@axio.co.in ph: +91-8023081800