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Diploma in

Property Investment
Programme
Introduction to property investments
Gain a general understanding of how a property
investor participates in the market

Confidently understand the reasons backing personal


intentions to participate in the property market by
unpacking the 'why' concept

Identify the important considerations to be


mindful of when preparing to enter the
world of property investments

Objectives
The Investors
Mentality
Big picture thinking
Big picture optimists tend
to get better results in
property investments
Smart investors
are big picture
thinkers
• Consider how the market may change
• Embrace diverse ideas
• Learn from current investors
• Allow for ambiguity in opportunity
Learn to strategise
Preparation is crucial

Collating your network and resources will


give you an edge

A strategy will define the exact guidelines


and rules to follow when looking for the
right opportunity
Always show up Consider every opportunity
as potential before taking
a pessimistic stance
What is your WHY?
Defining your 'why'

Unpack why you are learning how to invest


in property in the first place

How could the financial rewards benefit you?

Can your 'why’ be a driving force to your


efforts?

Believe that you have what it takes


You may want more financial
freedom the opportunity to
retire earlier

Maybe you’d like to use property


Your 'why' to pay down your own mortgage
is unique
to your Perhaps you want to replace your
salary and leave your job to travel
goals the world

You might even be looking to work


in property full time and investing
is your first step
However you define your
'why', ensure it's used as a
driving force of motivation!
Property investment
categories
The most traditional types of property
investments are anchored in:

Vacant land

Residential property

Residential property

Commercial property
Property investment
categories
Modern alternatives in property investments
include:

Airbnb

Student accommodation (HMO)

Off-Plan investing
S.M.A.R.T
Considerations
Professional thinkers club
With well-chosen assets, investors
can enjoy:
The benefits of • Predictable cash flow
investing in • Excellent returns
real estate are • Tax advantages
extensive • Smart portfolio diversification
• Opportunity for wealth creation
Cash Flow
This is the net income from a real estate investment

It is reported after repayments and operating


expenses

Consistency in cash flow should be a key objective


for the investor
Tax Breaks &
Deductions
Real estate investors can take
advantage of numerous tax
breaks and deductions which
saves money around tax
return time
Tax Breaks & Deductions
Deductions typically include:

Cost of owning

Cost of operating

Management of a property
Value is priority no.1
Property can
enhance your
investment profile
• Lowers portfolio volatility
• Spreads overall risk exposure
• Includes investment diversity
S Specific
You have a
M Measurable
greater chance Achievable
A
of success if your R Relevant
goals are T Time bound
S.M.A.R.T
How much income do
When should I achieve
I want to generate
this by?
from property?

A few questions
you should ask
yourself as a
SMART investor:
What resources What information and
(property, cash, assets access to networks do
etc.) do I have now? I have now?
Character traits of a smart investor
Smart investors are:
• Patient
• Great planners
• Disciplined
• Ambitious
• Adaptive to change
The most important
character trait to learn as
an investor

Patience allows for the


Patience formation of value (interest)

Returns in property are


typically slower than other
popular markets
If you fail to plan, you plan
to fail

Successful businesses have


Planning plans, your property
portfolio is no different

Helps you prepare for


potential obstacles
Necessary to stay within
investment limits

Required to follow risk


Discipline management plan

Needed to execute a
strategy seamlessly
You must motivate yourself

Ambition Take initiative

Keep your goal in mind


though every stride
You must have an
adaptive nature for
change to succeed in the
ever advancing property
markets

Adaptive
You may need to change
or adapt your strategy to
new preferences as your
portfolio dynamics change

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