@ VISION IAS www.visionias.in fcenena UDI TEST CODE: 405) | Name of Candidate Avoaka. Snail al Medium Eng./Hindi | lonaadin Registration Number | 1349 | Center - Quan = Date _[is|2|ao ere TST a Q.No. | Maximum Marks | Marks Obtained Do furnish the appropriate details in the answer sheet (viz 2 oD Name, Registration Number and Test Code). 10 |e gfe A gerd are aren & (ore, = a, i0 ar tQ)1 Oi 2. There are TWENTY questions printed in ENGLISH & HINDI | - —— vert her wer @ oftah otk fet A wo | a 3. All questions are compulsory. oh wer shard & 28 _| 4. The number of marks carried by a question/part is indicated ® against it 10 eter e/a & akes Tee ry Fy Ty 8 10 10 | 5, Answers must be written in the medium authorized in the a 5 Admission Certificate, which must be stated clearly on the SS] ener this Question Cum-answer (0A) Boole nthe space 5 5 provided. No marks will be given for answers written in Le medium other that the authorized one. ae 25) | set & wee seh are 8 fa oT ay Peron coche se 45 S win wa 9 fra ma @ otk sa wey or ere 16 is FEET (TY) yer ye ew sie fF a7 5 a flvar rar ety | after arene sitar eva Fe ae a GB A fing ame ae we aE sie a FRA a 5 6. Word limit in questions, if specified, should be adhered to, seat a wee ater, el PAPA wr are frat ore ety 2 ES 7. Any page or portion of the page left blank in the Question- ‘Cum-Answer Booklet must be clearly struck off, Total Marks Obtained: a gf 4 ach ost gon yo a sad siet a ere oe a | ‘aver Se HE Remarks: Me eC A La ae Bahadur Marg (Opp Punjab & Sindh Bank), Dr. Mukherjee Nagar Paleeerre) Cece aco1 2, 3 4. 5, 6. EVALUATION INDICATORS Contextual Competence Content Competence Language Competence Introduction Competence Structure - Presentation Competence Conclusion Competence Overall Macro Comments / feedback / suggestions on Answer Booklet:1. VISION IAS” The effectiveness of microcredit has come under question in recent times due to multiple reasons. Discuss in the context of India, _ (150 words) 10 {afer aereuit aren Be tt erent sacar arte A Har are #1 ATE Wated it rat Afr Don't writeVISION IAS”VISION IAS” For minimising distribution losses in the power sector, public private partnership (PPP) and input-based distribution franchisee models can provide the solution. Discuss; (150 words) 10 fare Stare H Freer aren ner ner fer, areforfen froth arftaréh (PPP) ate amrert- carer Prem Shareoht wtser arene ware ee eRe Bh aT AAT Powe - bulbY Aalprotallsay Discome aL Tumur) : i aw £ ak Jaiswal gato dtr loulew LOSVISION IAS” TBD tom Mlb im vrkcal, bultayoliay A duslrllouiew Lerpanvia urd. sul Yunus abo tatew y 4) Achmowdayny Uae Auurnuniunn Coble ky privat Dankord Bo cs eae duarrlouove * Woy Forman « » bype. pilotatiow 4 Autriutton +0 paves, — sawndore ,s Aitee ae coe Aro} run bo uld by eae Yo addins Annie pods Aun ae po Ashi 100% Wuflsubrertion, 1446 by ONS, suarinifentiow ae * Aiopcladuan 2 WaidVISION IAS” ee 3. What is gender budgeting? Give an account of the issues due to which budgeting has not been a fruitful exercise in India, Also, suggest jequired to address these issues. (150 words) 10 See cia er 9a eet Rare AAP, os ere ce cafe ae goer af ea en ra Fe, ae eT TATVISION IAS” a » Ask. data ow Guadin luar (Minami aad |: BD] Outeomne vad bdgtiny sow ce 2)| Favs Jon aetna, ands 009" oor : gue de SEWA, Neds {| ep ee tie Ww] dormoter q¢ wenn tie your * eS aston The ln, yanln 1OL w plobad goin a oud . Ra teu: f || “ = =1405 VISION IAS" Highlight the issues faced by the corporate bond market in India and suggest reforms required in this regard. (150 words) 10 saree Ht faite ates are arr are Fb or art at AY afer APE she abd oraern quret ar gare AAT Lorporan, bond Moukib Aliens 1981 “rou hor bum raul Be eA UeVISION IAS” fre uawatrrs cpathe Hom public Aa » booing ult Ty by emponse Moerounie — Augepaninr provided hy Gadel Hponsosin _Uaaowninns tangata Jas of UBM ow public, tase Herougte PO and Ato = wrandut - ung UM fone arasistrnuak MUnAUre ex diome fee vols fun ep1405 Don't write VISION IAS" In light of the renewed focus on strategic disinvestment in recent times, examine the rationale behind it and also discuss the concerns raised against it. (150 words) 10 We fit Ht cerdifne Fafa ox ay FAR ere fea fe ae arate A, cae fatter shfter ar wien fare cat ara éf eae fae one Para A sf fae Visit us : www.visionias.inVISION IAS” Amwuson owwh ruicr politieal muy DAW fn Puli, Aveo Deno Mowopoly of qjopuenea pwd trowat wats pAuoiors dud. pro -huausa potrceis- iragaats gat aot | Pa rege | nee Srvanicadiy Phin FN sa anne waaay pro- Wromy, _tobstalsire eae lve nts “mbar Joloour Ltplo tetany ) ) gC aera ee Wok ol Holutrotlnn deuparg Dum dud AWort Ame Gens aligned . Pave 10 of 50VISION IAS” 6. While identifying the need for providing social security to_gig workers, highlight the challenges that exist in thisregard. (150 words) 10 Fier ata Saree ear wert we A TRENT AT EAT CT BT, A HT Faeroe qatar sare ifr AY Wworlrs Ue Beaten workwa as obpoud +o Tue fusrtdVISION IAS” OD Ubou Gu db, Le QUks cud Mumbo Wag 22 Adbun sian ;VISION IAS” 7. Do you think that multi-year budgeting is the need of the hour in India? (150 words) 10 sear are ara 2 Pe are H ayaa ante TT AT TT 27 Ruarrolir Se awoluxs wallattiowy eH amma teVISION IAS" Cov Muti - apie cod! pon Le Le eppoie Peete _ 5 aa awh dakon oa couueew A va a es mos aacvsiyi sntl Ag & aud Maddow ] morte oo Rann Ta durcobtyVISION IAS” 8. What are the issues faced in financing of infrastructure in India? Give an account of the steps taken by the government to resolve these in recent times. - 3 (150 words) 10 Saree aaterar a PAT a oe sh ret ae, war 87 ere Peat A eT semper cn Pt, eae aT Sa cet a Far ATT) eyes Ww Syelcan Larafpaaaes 4 , Wale, Pork, Prjounus Bou joule ond private fancy ef 2) | dow titome ard fpleal_aetipece ~ aati ne1405 VISION IAS" rowuumeninsta ssaph ie race wertwt ” Proporta Nasanal, tna chet freon worte = 102 “port any Loig- 204, tak of tarporale wiey foward,” gp] tonne psnavin Moroney by 202%, Se mk oe tales Jom YOR. fro orn, 40227. WH 208VISION IAS” Investment in social infrastructure is key to engineer an inclusive and sustainable growth in India. Discuss. (150 words) 10 saranfica araetcaa Fete sre a Taal te colt Pere AY ATTA aT fay ce snare ti rat Aa Soul wdyrate usm lps sive Anum duvibopeaunk Thy rompuuas of dahon, Anospitoss , pare ute - ie Nud wkrmuls as Aouad 68 fron Sen fave din, 4 beat outdo . WH ca pao patil x rObD px Andina, 0-9 |iovo sine Beco Pees SORVISION IAS” ope A ere panei Dx wr, | eojow) Hw se tad MEST [Aatiogal Avusetusral, nalumrean Abe Aorvupiow , press suouplunk 4 ae dock. Focus , Gocors , Lewd ) )VISION IAS” |. It is imperative that the present system is re-engineered and a transition towards Outcome Budgeting Is made for effective Public Finance Management in India. Discuss. (150 words) 10 cag ara & Fe are art are Fr ode fore acre sort aroha earn fre afta acre ear eter rar are aah Frc Oatoorns, Budiiteg ia vy of fang ow Orpeoted bul © Reis eine ada tn |VISION IAS” [Grallinrrs ii OWzorre budget | ord, dale, AUOLAO- Accutane fet atioiaian is 18 dun to dugdal HMITOY , anelyonrs Ca oe 3) ims sonteine eabudyt besle br ayia, onde an asgpaia Yor Fee inte) mci eo a be ioe bu, Low ea wok dome Teast apiasin berniliuds iar, orasame Wood budgig wih » 5VISION IAS” 11. There have been indications of sluggish growth in labour intensive industries in India in recent times. Analyse the reasons behind this trend. \Wharcan be done to reverse the trend? (250 words) 15 sr Ret ree rm age elt Hate fee He Fa A ce aH Fer saree areit Fr A ea gh A Tat eH Bq FT FATT AT a “prnduustyin 2 wor PRM rieniya | A ett Jno Daw & Pores Auk of jos 0-67. Laois) - teonone, Aum (aolg-20) -VISION IAS” aie yo us Unme. _braclt Ce Poe acl Mola... Ve Graw vse. Buratoust bigs Pousets pos. dunn fey teh at Bonn OLLOVE a ay for ot-+ SIN dud. SV jovwoln wor. dai yiinicla eenfuah Me yrws 7| apy, eer sie odie *° VISION IAS” a, ee ies ) si — ; or a wens Nata 4 asD 1405 e Sar VISION IAS ered 12, While some associate increased penetration of technology _and industrialization with increase in inequality in India, the reasons for the same le somewhere else. Discuss. (250 words) 15 crea ge te tent ate tere os afer ree area H af sara dag aca 2, cenit ca rer et ate afer al Tat FATT Limecreye Ceo supa crasmbibtie yuiber aul riweenr And ouotanen of eae : 7 — tier. See 0 qa Wethout|Don't write anything his m red gear VISION IAS” 9) | dak 9) abi antttirest prope Fmt Becaraling fo PLES dwurey , oy ae works EaTsntere Mreauanons : i actoy oud, 3) Cuarluuduninn of anpuaubbova® — fos awd oldie _ebati) ae ae ee inert emi bok oc B)] Sn jnuciee_ Sep beau ow TAAOUHL. aociuw 7% sete i pio catvow. » OAwe hunt [ews Aue: an ON ee a Jamsthe , Aran sage, v0 fate e pouty ne”VISION IAS" oud: > , Prop potato of dudack yap r About ha damn Hevouge annua At govern en on i vid prone wok pa eal. pe aso urns gree po ; Fe igaihcafeatan Us ae dprditne : DULL - suis, pe Ane inv ous» ekeiow : pany Audi also he 4, spor dow. / dVISION IAS” 13. It has been argued that a fiscal stimulus _can help revive ‘the Indian economy and deal with the current slowdown. Discuss in_context of prevalent situation. (250 words) 15 ag ae Pear aren & Fe crete Hreares ares adoraear Ft Cae eet AT cadre etter (reve) Faron rere ae HAT &) ahaa Reale ee a aT Am Adio 100 ‘s arouse you. Mos ' 67. Aud dou yen Ee ec ( Seo a MEE oia-20) . has ruort eas po tiny) & ot * ae tom Plait Hoguanrnnt (or 1DAy ot peeens fe calemna re tuk oats Alun ee prow tor fox fo by mre aa jaar Py daud CeVISION IAS” Qrowoss, Lmdiing vata of bob aad duur promote peu uauad voli « sist ue be fowl 9 sy) aera _vaduns trong FON croc oe 5) Snounar wacrani ye wee 4 . ope CPL da bans aaa cael scx, = s yVISION IAS" duapaslly CAmabin" que eotfiyrinink a 0-984) poly 420 woe rout Aualan rawr Oe toma 3) Swat dun fo Atrusbural Aadyaoatain Detfianis ; a Aesd VoutVISION IAS” a 14. While public_private_partnership (PPP) in Indian Railways should be encouraged, there is a need to manage the transition to PPP_model carefully. Discuss. (250 words) 15 art aca tai arate Prt arr (PPP) et steer Feet art THe, “ant PPP ater Pear Steuer st are ait Fg rat rare A sat far fy Duda Qo1b-1, His we ia oFVISION IAS” 9 boty uname “Fusounel pd wosisrah apse Rosner. Busan barsdine vw qovonmnuat aud Mp jo Hie yuisla pte mine” ban, yan non ig, Wak mennranit AimsVISION IAS” 2p) poste ent repmat smnng gor pervecu ps Spud Ps 4) | Amudamrnusal ssa ane fo at 8 € yaodt | pro wrowg nd 2a pra 42 We kolamn pvaliaatiow pe (ae oS rapa 4 Ausiadions ee Call us : 8468022022, 9019066066 Visit us : www.visionias in Page 32 of 5015, Beco st daing + omMié data, 1405 VISION IAS" A worrying trend for Indian economy has been the decline in. private investment in the past few years. Highlight the reasons behind it. What steps should be taken to revive private investment in the economy? (250 words) 15 fre ger ait HF Fae Faraz, aretta afore fry em Perr TAA At Al cate fire scent wreot re rarer srferm afore # ft faa a petite aa fre ar eH oT TA TFET? Hue fron bw oft private pdannakVISION IAS”Drat wile amging tis VISION IAS” =, ae mire) 16. Urban Cooperative Banks (UCBs) in India are in need of urgent reforms addressing their regulatory, structural and operational issues. Discuss. (250 words) 15 arent eft were Aa (UCBs) He see Prat, acer: ate aPeTeTT Hat SETA AY CHA aT TST TTT A MATT at Afr YEG, we Yndlor - rows adda oe alo rripureuast Me due fo VQMWOUS A ge au dn PING bake, OUHEE 5 | Pom fummork 9 RI a vet pbsalle Jo fo. Spnativy brake - paras Preulrotdre jin ULBS OF OUIwpulaiow ph aban in APerk of beads) Apludulid fad wow - Atbuduld, ucBs iy 8 vouuous VER bowls , 0, suoh Auta | y oye vorptniiows rows fommunedal barks - 5) Low depot base > 4 ur. dpotase + 8. ea Aoow War fying ve 2B. >) nniite — pono of NPAsVISION IAS” 9 o- epensive rubrrar ) Wrought sce md rmenitian formation duuid bs dow: Glan Paty Abul WPA qundsbaas aud My woul oaptation Tayplatory boots Lesmnerrny Onde Aboud, be Atlang Henadl wa to woe Huge fied y1405 VISION IAS" ararare at gE? Aoovk Bul 4 |. Identify the factors that have facilitated digital financial inclusion Jn India Mention the steps that have been taken by the government in this regard. What are the challenges that remain going forward? pa erat At gear Aare Pardta ree PRP Pett area a TA gare BL sear ete Hoare aver sane ae eit aT Tere Afar te ata Gift & aT (vl SINS cen (250 words) 151405 VISION IAS" ruled, (ost werassl pores Radian baud quick div analolelsh Anetskotia, panes unn : Promo dein of tn Apulia jan SC quadiina yer noob _Arsop dsspainer, Rc pve hy Ae danhor furtlun, no MDA Tot ow Paper ed purty OM hoo Jnshpad pw a, aug tatVISION IAS” fr onda 10 awe} S Hallow : pln eeeVISION IAS” Why is participation in Global Value Chains (GVCs) important for India? Highlighting some of the concerns associated with GVCs, suggest some measures for India to reap benefits from participating In them. E "(250 words) 15 Afar yea erat (VCs) H after é Ter Fy et MENTE #7 GV: aye Perit et erie wee re, wre Fe watt ear ét & a Te saat mr ere AT) tbat Valu Pe obs aware auk oh Ao boaljactiow why ame polbumiodt — prours ate oe a paccsVISION IAS” \iBth am dealing ook | 5% gdp to bul Beet er ee Sind 4 oboe daw proteus Hise 9) foun infin rns A yan erwin i pee grote | duro pra « 3) | vctainaly | frosted Moat 5)| Tex miductien fe Gave reas ea id nama obs yids Ue 4 v rience sai Arnaut Hort hy tsar fpasiatig Hm Call us : 8468022022, 9019066066 Visit us : www.visionias.in Page 43 of 50 foloowe Lous pud ost: EPS amd Tax MALINVISION IAS” 4 MNG 7 DU pagina dmdusanie Aout ® Saher be SN say we grove. uay, ae Mypibviae Wee ER upotme © pend ve vata I * year ieee eee paula nck ) Call us : 8468022022, 9019066066 Visit us : wwwvisionias in Page 44 of 50.VISION IAS” India? Also, highlight the issues with states’ fiscal management (250 words) 15 sre aes 2a A, ete Qn worduc *° Walgias Lcononur, Alaxe LAT, cue pesovt YO yntoouwr | 14HVISION IAS"VISION IAS” Reaaaunca | Hand iw Kuole amd wan - auoualow of on natural drscates Apued Waston Abra the Pe eel a Aeewowc Aes 9019 -o Alo Wa be retard Oe eo yrtinin of, Ato oe Dea cape: meat Lowes) lus Gy indice Call us : 8468022022, 9019066066 Visit us : www.visionias.in Page 47 of 501405 VISION IAS" 20. Though Code on Industrial Relations, 2019 is aimed at dispute as well as ease of doing business, it also restri bargaining power of the workers. Comment. rgaining pweror $1 frost Afra lod ow hy Poloow, Lows ii® yecdus + Ow wage, nl mp botian _ Antiod ARGH dee aoe yntuanriah Rotiovr ot ed Conditions reducing labour ts the collective (250 words) 15 saat ateliie cede afar, 2019 orm Peart a ae ct ote are ft Oe at FET eater re aire mete rt ra aa Fe afr A eTVISION IAS” of dnpinsn volun) pnd) fi, 5)] ak odiow cembamin to tur orbs ow fred Yom roma for on eee on ene! Jalaux apor —- CC Tus mvs, siounal ff cana peed eis by Anal wee valu Abu fer Cam 9 |hrmatin nyeVISION IAS” Dr so onan - a) | Ye puun promote “ang od Bie worms Aude x - bs fol wit be Gandy qu AME quad. UMW 7420 OTs Aud — pro wane Ano = uy cepa malploqey blow