Sankar, Bharti AXA Life Unnati Plan - 11349

Bharti AXA Life Unnati Plan
A Non-Linked, Participating, Individual, Savings Life Insurance Plan
ILLUSTRATION OF BENEFITS FOR BHARTI AXA LIFE UNNATI PLAN
Proposer Details Quote No.: 70005269061

Name of the Prospect/Policyholder: sankar kumar System Reference No.: 70005269061
Age as on last birthday: 20 Years Proposal No:
Gender: Male Policy No:
Life Insured Details Name of the Product: Bharti AXA Life Unnati Plan
Name of the Life Insured: sankar kumar Tag Line: A Non-Linked, Participating, Individual,
Savings Life Insurance Plan
Age as on last birthday: 20 Years
Unique Identification Number: 130N106V01
Gender: Male
GST Rate (incl. cess, if any): GST Rate applicable in 1st year is 4.50% and
2nd year onwards is 2.25%. For Riders, 18%
GST rate is applicable.
Policy Term (years): 80
Premium Payment Term (years) : 10
Premium Mode: Annual
Amount of lnstalment Premium (Rs.): (incl. rider Product Code: PIWL10S
premium and GST) 37,374
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
How to read and understand this benefit illustration?

This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates
of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value
of your policy is dependent on a number of factors including future investment performance.
Name of the Proposer: Sankar Kumar Signature of the Proposer:

Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 1 of 9
Policy Details
Policy Option: Whole Life Income Option Sum Assured Rs. 3,05,963
Bonus Type : Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 3,67,500
Premium Summary
Bharti AXA Life Unnati Plan Total Instalment Premium
Instalment Premium without GST (Rs.) 35,000 35,000
NSAP Extra 765 765
GST in the First Year 1,609 1,609
Instalment Premium with First Year GST (Rs.) 37,374 37,374
GST from 2nd Year onwards 805 805
Instalment Premium with GST 2nd Year Onwards (Rs.) 36,570 36,570
Illustration summary over the duration of the policy
Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-

Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a
p.a Guaranteed Benefit
Single / Maturity Benefit Death Benefit

Policy Annualized Total
Total
Year Premium Survival Death Maturity Cash Surrender Surrender Total Total
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Total Death Total Death
Benefit Benefit Benefit Bonus Benefit, incl Maturity Maturity
Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl Benefit incl Benefit incl
(1) Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal Terminal
(3) (5) (8) (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any
@ 4% @ 8% @ 4% @ 8%
(10)
(13)
(6+8) (6+11)
(7+8) (7+11)
1 35,000 - - - 3,67,500 - - - - - - - - - 3,67,500 3,67,500
2 35,000 - 5,354 15,646 3,67,500 - - - 15,646 - - 15,646 - - 3,67,500 3,67,500
3 35,000 - 5,354 26,041 3,67,500 - - - 26,041 - - 26,041 - - 3,67,500 3,67,500
4 35,000 - 5,354 53,937 3,67,500 - - - 53,937 - - 53,937 - - 3,67,500 3,67,500

Page: 2 of 9

Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a p.a Guaranteed Benefit

Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
Benefit Benefit Benefit Bonus Benefit, incl Benefit incl Benefit incl
(1) Additions. Benefit Bonus Terminal Bonus Bonus incl Benefit,incl Benefit, incl
Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal Bonus if any Bonus if any
(3) (5) (8) (11) (12) Bonus Bonus, if any Bonus, if any
(4) (6) (7) (9) @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
5 35,000 - 5,354 66,083 3,67,500 - - - 66,083 - - 66,083 - - 3,67,500 3,67,500
6 35,000 - 5,354 78,228 3,67,500 - - - 78,228 - - 78,228 - - 3,67,500 3,67,500
7 35,000 - 5,354 90,374 3,67,500 - - - 90,374 - - 90,374 - - 3,67,500 3,67,500
8 35,000 - 5,354 1,02,520 3,67,500 - - - 1,02,520 - - 1,07,831 - - 3,67,500 3,67,500
9 35,000 - 5,354 1,14,665 3,67,500 - - - 1,29,149 - - 1,50,435 - - 3,67,500 3,67,500
10 35,000 - 5,354 1,26,811 3,67,500 - - - 1,69,676 - - 2,02,475 - - 3,67,500 3,67,500
11 - - 5,354 1,21,456 3,67,500 - - 887 2,39,007 - 13,738 2,84,933 - - 3,67,500 3,67,561
12 - - 5,354 1,16,102 3,67,500 - - 887 2,40,476 - 13,738 2,83,739 - - 3,67,500 3,71,080
13 - - 5,354 1,10,748 3,67,500 - - 887 2,42,036 - 13,738 2,82,760 - - 3,67,500 3,74,813
14 - - 5,354 1,05,393 3,67,500 - - 887 2,43,719 - 13,738 2,85,907 - - 3,67,500 3,78,759
15 - - 5,354 1,00,039 3,67,500 - - 887 2,45,463 - 13,738 2,90,451 - - 3,67,500 3,82,982
16 - - 5,354 1,12,185 3,67,500 - - 887 2,51,367 - 13,738 2,94,512 - - 3,67,500 3,87,449
17 - - 5,354 1,06,830 3,67,500 - - 887 2,53,295 - 13,738 2,98,849 - - 3,67,500 3,92,191

Page: 3 of 9


Total
(1) Additions. Benefit Benefit Benefit Benefit Bonus Bonus Benefit, incl Bonus Bonus incl Benefit,incl Benefit, incl
Benefit incl Benefit incl
(2) Terminal Terminal Terminal
(3) (5) (8) Bonus (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any
@ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
18 - - 5,354 1,01,476 3,67,500 - - 887 2,55,345 - 13,738 3,03,408 - - 3,67,500 3,97,209
19 - - 5,354 96,122 3,67,500 - - 887 2,57,517 - 13,738 3,09,000 - - 3,67,500 4,02,533
20 - - 5,354 90,767 3,67,500 - - 887 2,62,382 - 13,738 3,17,383 - - 3,67,500 4,08,193
21 - - 5,354 85,413 3,67,500 - - 887 2,64,799 - 13,738 3,22,890 - - 3,67,500 4,14,190
22 - - 5,354 80,059 3,67,500 - - 887 2,68,613 - 13,738 3,29,469 - - 3,67,500 4,20,554
23 - - 5,354 74,704 3,67,500 - - 887 2,72,659 - 13,738 3,35,687 - - 3,67,500 4,27,316
24 - - 5,354 69,350 3,67,500 - - 887 2,76,797 - 13,738 3,42,304 - - 3,67,500 4,34,475
25 - - 5,354 81,496 3,67,500 - - 887 2,81,792 - 13,738 3,49,991 - - 3,68,724 4,42,063
26 - - 5,354 76,141 3,67,500 - - 887 2,86,182 - 13,738 3,57,411 - - 3,73,527 4,50,110
27 - - 5,354 70,787 3,67,500 - - 887 2,91,430 - 13,738 3,65,993 - - 3,78,484 4,58,646
28 - - 5,354 65,432 3,67,500 - - 887 2,96,096 - 13,738 3,74,330 - - 3,83,563 4,67,703
29 - - 5,354 60,078 3,67,500 - - 887 3,04,594 - 13,738 3,87,785 - - 3,88,795 4,77,310
30 - - 5,354 54,724 3,67,500 - - 887 3,09,596 - 13,738 3,97,285 - - 3,94,180 4,87,468

Page: 4 of 9

Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a p.a Guaranteed Benefit
Maturity Benefit Death Benefit

Single /
Total
(1) Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl
(2) Bonus Terminal Terminal Terminal
(4) (6) (7) (9) Bonus, if any Bonus, if any @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
31 - - 5,354 49,369 3,67,500 - - 887 3,15,379 - 13,738 4,08,025 - - 3,99,687 4,98,269
32 - - 5,354 44,015 3,67,500 - - 887 3,20,665 - 13,738 4,18,695 - - 4,05,378 5,09,681
33 - - 5,354 38,661 3,67,500 - - 887 3,26,753 - 13,738 4,30,689 - - 4,11,222 5,21,797
34 - - 5,354 50,806 3,67,500 - - 887 3,32,995 - 13,738 4,43,386 - - 4,17,250 5,34,648
35 - - 5,354 45,452 3,67,500 - - 887 3,38,693 - 13,738 4,56,061 - - 4,23,399 5,48,263
36 - - 5,354 40,098 3,67,500 - - 887 3,45,272 - 13,738 4,70,227 - - 4,29,763 5,62,704
37 - - 5,354 34,743 3,67,500 - - 887 3,55,506 - 13,738 4,90,099 - - 4,36,280 5,77,972
38 - - 5,354 29,389 3,67,500 - - 887 3,61,755 - 13,738 5,05,374 - - 4,42,981 5,94,157
39 - - 5,354 24,035 3,67,500 - - 887 3,68,869 - 13,738 5,22,248 - - 4,49,835 6,11,322
40 - - 5,354 18,680 3,67,500 - - 887 3,76,143 - 13,738 5,40,078 - - 4,56,902 6,29,496
41 - - 5,354 13,326 3,67,500 - - 887 3,83,601 - 13,738 5,58,949 - - 4,64,154 6,48,741
42 - - 5,354 7,972 3,67,500 - - 887 3,91,250 - 13,738 5,78,867 - - 4,71,619 6,69,118
43 - - 5,354 20,117 3,67,500 - - 887 3,99,052 - 13,738 5,99,948 - - 4,79,268 6,90,719

Page: 5 of 9


Single /
Total
Terminal Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal
(4) (6) (7) (9) Bonus, if any Bonus, if any @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
44 - - 5,354 14,763 3,67,500 - - 887 4,07,076 - 13,738 6,22,199 - - 4,87,101 7,13,575
45 - - 5,354 9,408 3,67,500 - - 887 4,15,261 - 13,738 6,45,712 - - 4,95,148 7,37,776
46 - - 5,354 4,054 3,67,500 - - 887 4,27,820 - 13,738 6,77,394 - - 5,03,439 7,63,386
47 - - 5,354 - 3,67,500 - - 887 4,36,472 - 13,738 7,03,944 - - 5,11,915 7,90,524
48 - - 5,354 - 3,67,500 - - 887 4,45,344 - 13,738 7,32,001 - - 5,20,604 8,19,224
49 - - 5,354 - 3,67,500 - - 887 4,55,105 - 13,738 7,62,383 - - 5,29,538 8,49,606
50 - - 5,354 - 3,67,500 - - 887 4,64,383 - 13,738 7,93,752 - - 5,38,656 8,81,763
51 - - 5,354 - 3,67,500 - - 887 4,73,883 - 13,738 8,26,903 - - 5,48,049 9,15,755
52 - - 5,354 - 3,67,500 - - 887 4,84,278 - 13,738 8,62,632 - - 5,57,656 9,51,767
53 - - 5,354 - 3,67,500 - - 887 4,94,214 - 13,738 8,99,646 - - 5,67,508 9,89,829
54 - - 5,354 - 3,67,500 - - 887 5,05,076 - 13,738 9,39,482 - - 5,77,605 10,30,093
55 - - 5,354 - 3,67,500 - - 887 5,20,497 - 13,738 9,90,701 - - 5,87,977 10,72,714
56 - - 5,354 - 3,67,500 - - 887 5,31,947 - 13,738 10,35,562 - - 5,98,563 11,17,752

Page: 6 of 9


Single /
Total
Terminal Terminal of Terminal of Terminal
(3) (5) (8) (11) (12) Bonus Bonus, if any Bonus, if any Bonus if any Bonus if any
(4) (6) (7) (9) @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
57 - - 5,354 - 3,67,500 - - 887 5,43,612 - 13,738 10,82,902 - - 6,09,425 11,65,390
58 - - 5,354 - 3,67,500 - - 887 5,54,856 - 13,738 11,32,178 - - 6,20,531 12,15,721
59 - - 5,354 - 3,67,500 - - 887 5,67,026 - 13,738 11,84,949 - - 6,31,913 12,68,959
60 - - 5,354 - 3,67,500 - - 887 5,79,463 - 13,738 12,40,680 - - 6,43,570 13,25,256
61 - - 5,354 - 3,67,500 - - 887 5,92,130 - 13,738 12,99,486 - - 6,55,472 13,84,705
62 - - 5,354 - 3,67,500 - - 887 6,05,095 - 13,738 13,61,589 - - 6,67,680 14,47,580
63 - - 5,354 - 3,67,500 - - 887 6,23,576 - 13,738 14,40,711 - - 6,80,164 15,14,005
64 - - 5,354 - 3,67,500 - - 887 6,37,191 - 13,738 15,10,623 - - 6,92,922 15,84,162
65 - - 5,354 - 3,67,500 - - 887 6,51,089 - 13,738 15,84,368 - - 7,05,987 16,58,327
66 - - 5,354 - 3,67,500 - - 887 6,65,286 - 13,738 16,62,266 - - 7,19,327 17,36,654
67 - - 5,354 - 3,67,500 - - 887 6,79,766 - 13,738 17,44,456 - - 7,32,973 18,19,386
68 - - 5,354 - 3,67,500 - - 887 6,94,521 - 13,738 18,31,204 - - 7,46,925 19,06,800
69 - - 5,354 - 3,67,500 - - 887 7,09,612 - 13,738 19,22,756 - - 7,61,183 19,99,078

Page: 7 of 9


Single /
Total
(1) Additions. Benefit Bonus Terminal Bonus Bonus incl Benefit,incl Benefit, incl
(3) (5) (8) (11) (12) Bonus Bonus, if any Bonus, if any Bonus if any Bonus if any
(4) (6) (7) (9) @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)
70 - - 5,354 - 3,67,500 - - 887 7,24,979 - 13,738 20,19,417 - - 7,75,716 20,96,589
71 - - 5,354 - 3,67,500 - - 887 7,40,629 - 13,738 21,21,379 - - 7,90,586 21,99,515
72 - - 5,354 - 3,67,500 - - 887 7,64,540 - 13,738 22,51,979 - - 8,05,792 23,08,254
73 - - 5,354 - 3,67,500 - - 887 7,80,963 - 13,738 23,66,708 - - 8,21,274 24,23,051
74 - - 5,354 - 3,67,500 - - 887 7,97,676 - 13,738 24,87,816 - - 8,37,123 25,44,304
75 - - 5,354 - 3,67,500 - - 887 8,15,407 - 13,738 26,16,305 - - 8,53,277 26,72,350
76 - - 5,354 - 3,67,500 - - 887 8,33,443 - 13,738 27,51,892 - - 8,69,738 28,07,586
77 - - 5,354 - 3,67,500 - - 887 8,52,428 - 13,738 28,95,649 - - 8,86,566 29,50,409
78 - - 5,354 - 3,67,500 - - 887 8,72,362 - 13,738 30,47,973 - - 9,03,700 31,01,279
79 - - 5,354 - 3,67,500 - - 887 8,96,770 - 13,738 32,79,090 - - 9,24,812 33,31,149
80 - - 5,354 - 3,67,500 3,05,963 - 887 - - 13,738 - 9,31,137 35,46,111 9,45,372 35,60,407
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods & Services Tax.
## This illustration is for customers with Non Standard Age Proof (NSAP).

Page: 8 of 9
Explanation & Information
1. This benefit illustration explains the benefits and features of the proposed policy and is not a contract of insurance.
2. The above illustrated benefits are assumed to occur at the end of policy year.
3. The illustrated values based on the assumption of 4% and 8% gross investment returns per annum are not guaranteed and are for illustration purpose only.
4. The illustration is applicable only for a Standard Life(from medical,lifestyle and occupational point of view).
5. Some benefits are guaranteed and some are variable with returns based on the future performance of the insurance company. If your policy offers guaranteed returns then these will be
clearly marked as ""guaranteed"" in the illustration table. If your policy offers variable returns then the illustrations will show two different rates of assumed future investment returns. These
assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including
future investment returns.
6. Guaranteed Benefit is the Guaranteed Annual Income, as illustrated in column (4), payable from the end of 2nd policy year until maturity or death, whichever is earlier. Non Guaranteed
benefits include Cash Bonus, and terminal bonus. Cash bonus, as illustrated in column (9) and column (12) for 4% and 8% gross investment returns per annum respectively, are payable every
year, starting from end of {Premium Paying Term + 1} year until maturity or death, whichever is earlier. Terminal Bonus, as applicable, will be is paid on maturity or death, whichever is
earlier.
7. Guaranteed Surrender benefit in (5) is net of any due guaranteed payout payable at the end of policy year.
8. The policy can be surrendered by the policyholder at any time, provided atleast two (2) full years' premiums have been paid. The minimum guaranteed surrender value(GSV) under the policy
is a percentage of all premiums paid till date.The Company may allow surrender values at such other rates not less than the Guaranteed Surrender Value. The Surrender Value receivable,will
be the higher of the Guaranteed Surrender Value (GSV) and the Special Surrender Value (SSV).The Total Surrender Value receivable at 4% and 8% gross investment returns per annum is
illustrated in column (10) and column (13) respectively.The amounts are net of any guaranteed/ non-guaranteed payouts due to be paid at the end of the policy year. The policy will
terminate on the Date of Surrender.
9. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
10. Tax benefits are as per the current tax legislations and are subject to change in tax laws. Neither the company nor its agents can offer legal or tax advice.
11. Bharti AXA Life Insurance Company Ltd. is the name of the Insurance Company and Bharti AXA Life Unnati is the name of the product and does not in any way indicate the quality of the
contract, its future prospects or returns.
12. Goods & Services Tax would be payable as per applicable tax laws
Declaration by Advisor / Sales Person Declaration by Proposer

I, ............ ...... ............ ... (name), have explained the premiums, and benefits under the I, sankar kumar , having received the information with respect to the above, have understood
product fully to the prospect / policyholder. the above statement before entering into the contract.
Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

Page: 9 of 9

Sankar, Bharti AXA Life Unnati Plan - 11349

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Sankar, Bharti AXA Life Unnati Plan - 11349

Uploaded by

Copyright:

Available Formats

Bharti AXA Life Unnati Plan

A Non-Linked, Participating, Individual, Savings Life Insurance Plan

ILLUSTRATION OF BENEFITS FOR BHARTI AXA LIFE UNNATI PLAN

Proposer Details Quote No.: 70005269061

How to read and understand this benefit illustration?

Name of the Proposer: Sankar Kumar Signature of the Proposer:

Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-

Single / Maturity Benefit Death Benefit

1 35,000 - - - 3,67,500 - - - - - - - - - 3,67,500 3,67,500

2 35,000 - 5,354 15,646 3,67,500 - - - 15,646 - - 15,646 - - 3,67,500 3,67,500

3 35,000 - 5,354 26,041 3,67,500 - - - 26,041 - - 26,041 - - 3,67,500 3,67,500

4 35,000 - 5,354 53,937 3,67,500 - - - 53,937 - - 53,937 - - 3,67,500 3,67,500

Name of the Proposer: Sankar Kumar Signature of the Proposer:

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-

Single / Maturity Benefit Death Benefit

5 35,000 - 5,354 66,083 3,67,500 - - - 66,083 - - 66,083 - - 3,67,500 3,67,500

6 35,000 - 5,354 78,228 3,67,500 - - - 78,228 - - 78,228 - - 3,67,500 3,67,500

7 35,000 - 5,354 90,374 3,67,500 - - - 90,374 - - 90,374 - - 3,67,500 3,67,500

8 35,000 - 5,354 1,02,520 3,67,500 - - - 1,02,520 - - 1,07,831 - - 3,67,500 3,67,500

9 35,000 - 5,354 1,14,665 3,67,500 - - - 1,29,149 - - 1,50,435 - - 3,67,500 3,67,500

10 35,000 - 5,354 1,26,811 3,67,500 - - - 1,69,676 - - 2,02,475 - - 3,67,500 3,67,500

11 - - 5,354 1,21,456 3,67,500 - - 887 2,39,007 - 13,738 2,84,933 - - 3,67,500 3,67,561

12 - - 5,354 1,16,102 3,67,500 - - 887 2,40,476 - 13,738 2,83,739 - - 3,67,500 3,71,080

13 - - 5,354 1,10,748 3,67,500 - - 887 2,42,036 - 13,738 2,82,760 - - 3,67,500 3,74,813

14 - - 5,354 1,05,393 3,67,500 - - 887 2,43,719 - 13,738 2,85,907 - - 3,67,500 3,78,759

15 - - 5,354 1,00,039 3,67,500 - - 887 2,45,463 - 13,738 2,90,451 - - 3,67,500 3,82,982

16 - - 5,354 1,12,185 3,67,500 - - 887 2,51,367 - 13,738 2,94,512 - - 3,67,500 3,87,449

17 - - 5,354 1,06,830 3,67,500 - - 887 2,53,295 - 13,738 2,98,849 - - 3,67,500 3,92,191

Name of the Proposer: Sankar Kumar Signature of the Proposer:

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-

Single / Maturity Benefit Death Benefit

18 - - 5,354 1,01,476 3,67,500 - - 887 2,55,345 - 13,738 3,03,408 - - 3,67,500 3,97,209

19 - - 5,354 96,122 3,67,500 - - 887 2,57,517 - 13,738 3,09,000 - - 3,67,500 4,02,533

20 - - 5,354 90,767 3,67,500 - - 887 2,62,382 - 13,738 3,17,383 - - 3,67,500 4,08,193

21 - - 5,354 85,413 3,67,500 - - 887 2,64,799 - 13,738 3,22,890 - - 3,67,500 4,14,190

22 - - 5,354 80,059 3,67,500 - - 887 2,68,613 - 13,738 3,29,469 - - 3,67,500 4,20,554

23 - - 5,354 74,704 3,67,500 - - 887 2,72,659 - 13,738 3,35,687 - - 3,67,500 4,27,316

24 - - 5,354 69,350 3,67,500 - - 887 2,76,797 - 13,738 3,42,304 - - 3,67,500 4,34,475

25 - - 5,354 81,496 3,67,500 - - 887 2,81,792 - 13,738 3,49,991 - - 3,68,724 4,42,063

26 - - 5,354 76,141 3,67,500 - - 887 2,86,182 - 13,738 3,57,411 - - 3,73,527 4,50,110

27 - - 5,354 70,787 3,67,500 - - 887 2,91,430 - 13,738 3,65,993 - - 3,78,484 4,58,646

28 - - 5,354 65,432 3,67,500 - - 887 2,96,096 - 13,738 3,74,330 - - 3,83,563 4,67,703

29 - - 5,354 60,078 3,67,500 - - 887 3,04,594 - 13,738 3,87,785 - - 3,88,795 4,77,310

30 - - 5,354 54,724 3,67,500 - - 887 3,09,596 - 13,738 3,97,285 - - 3,94,180 4,87,468

Name of the Proposer: Sankar Kumar Signature of the Proposer:

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-

Maturity Benefit Death Benefit

31 - - 5,354 49,369 3,67,500 - - 887 3,15,379 - 13,738 4,08,025 - - 3,99,687 4,98,269

32 - - 5,354 44,015 3,67,500 - - 887 3,20,665 - 13,738 4,18,695 - - 4,05,378 5,09,681

33 - - 5,354 38,661 3,67,500 - - 887 3,26,753 - 13,738 4,30,689 - - 4,11,222 5,21,797

34 - - 5,354 50,806 3,67,500 - - 887 3,32,995 - 13,738 4,43,386 - - 4,17,250 5,34,648

35 - - 5,354 45,452 3,67,500 - - 887 3,38,693 - 13,738 4,56,061 - - 4,23,399 5,48,263

36 - - 5,354 40,098 3,67,500 - - 887 3,45,272 - 13,738 4,70,227 - - 4,29,763 5,62,704

37 - - 5,354 34,743 3,67,500 - - 887 3,55,506 - 13,738 4,90,099 - - 4,36,280 5,77,972

38 - - 5,354 29,389 3,67,500 - - 887 3,61,755 - 13,738 5,05,374 - - 4,42,981 5,94,157

39 - - 5,354 24,035 3,67,500 - - 887 3,68,869 - 13,738 5,22,248 - - 4,49,835 6,11,322

40 - - 5,354 18,680 3,67,500 - - 887 3,76,143 - 13,738 5,40,078 - - 4,56,902 6,29,496

41 - - 5,354 13,326 3,67,500 - - 887 3,83,601 - 13,738 5,58,949 - - 4,64,154 6,48,741

42 - - 5,354 7,972 3,67,500 - - 887 3,91,250 - 13,738 5,78,867 - - 4,71,619 6,69,118

43 - - 5,354 20,117 3,67,500 - - 887 3,99,052 - 13,738 5,99,948 - - 4,79,268 6,90,719

Name of the Proposer: Sankar Kumar Signature of the Proposer:

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-