2024 01 16 - Statement

Contact tel 03457 404 404
see reverse for call times

Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
Your Statement
Ms I Raducan
86 Baker Street
Northampton
NN2 6DJ
Account Summary
Ope ning Balance 101.83
Paym e nts In 3,030.38
Paym e nts Out 3,073.98
Clos ing Balance 58.23
.
International Bank Account Number
GB23HBUK40090058043434
16 January to 15 February 2024 Branch Identifier Code
HBUKGB4193E
Acco unt Nam e S ortcode Account Num ber S he e t Num be r

Ms Ioana Raducan 40-09-00 58043434 188
Your Basic Bank Account details

Date Pay m e nt t y p e and d e t ails Paid o ut Paid in Balance
A
15 Jan 24 BALANCE BROUGHT FORWARD . 101.83
16 Jan 24 ))) INT'L 0070284933
DIAX PLOIESTI
PLOIESTI
RON 36.70 @ 5.7523
Visa Rate 6.38
DR Non-Sterling
Transaction Fee 0.17
))) INT'L 0070284935
SC DIAX COM SRL
PLOIESTI
RON 34.26 @ 5.7483
Visa Rate 5.96
DR Non-Sterling
))) INT'L 0070284936
SC DIAX COM SRL
PLOIESTI
RON 48.00 @ 5.7485
Visa Rate 8.35
DR Non-Sterling
VIS INT'L 0070284934
PAYU*BOLT.EU/RO
ROMANIA
RON 30.40 @ 5.7466
Visa Rate 5.29
BALANCE CARRIED FORWARD 75.30
Customer Service Centre . BX8 1HB

Text phone 03457 125 563
www.hsbc.co.uk
16 January to 15 February 2024
Your Statement
Ms Ioana Raducan 40-09-00 58043434 189

BALANCE BROUGHT 75.30

DR FORWARD Non-Sterling
VIS CASH 0070284937
BD. LIBERTATII, ZO
PLOIESTI
RON 400.00
@5.7512 Visa Rate 69.55
DR Non-Sterling
DR CHARGE
NON-STERLING
CASH FEE 1.75 1.95
19 Jan 24 CR Viorica Raducan
Trimis prin Revolu 8.00 9.95
21 Jan 24 CR RADUCAN C
CLEAN SERV 21.00 30.95
22 Jan 24 CR Pompiliu Raducan
Trimis prin Revolu 10.00
CR Viorica Raducan
CR Constantin Costin
VIS GOOGLE *Google Pla
g.co/helppay# 2.49
VIS INT'L 0010433524
Glovo 21JAN PLYMM4
BUCURESTI
RON 147.88
@5.7720 Visa Rate 25.62
DR Non-Sterling
Transaction Fee 0.70 62.14
23 Jan 24 CR Pompiliu Raducan
VIS GOOGLE *Google Pla
g.co/helppay# 0.89
VIS Lebara Mobile Limi
London 10.00
VIS INT'L 0016769096
Glovo 22JAN PLQ57Y BUCURESTI
RON 109.83
@5.7805 Visa Rate
Non-Sterling 19.00
DR Transaction Fee
51.73

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 190


VIS FORWARD INT'L 0016769097
EP*kalapod.net
BUCURESTI
RON 114.80
@5.7717 Visa Rate 19.89
DR Non-Sterling
25 Jan 24 ))) INT'L 0029654858
PayPoint*DANY SRL
PLOIESTI
RON 53.80 @ 5.7787
Visa Rate 9.31
DR Non-Sterling
26 Jan 24 VIS INT'L 0036655611
bolt.eu/RO
Tallinn
RON 28.80 @ 5.7715
Visa Rate 4.99
DR Non-Sterling
VIS INT'L 0036655612
PAYU*BOLT.EU/RO
ROMANIA
RON 11.80 @ 5.7560
Visa Rate 2.05
DR Non-Sterling
VIS INT'L 0036655613
PAYU*BOLT.EU/RO
ROMANIA
RON 25.40 @ 5.7596
Visa Rate 4.41
DR Non-Sterling
29 Jan 24 VIS GOOGLE *Google Pla
g.co/helppay# 3.99
CR Viorica Raducan
VIS INT'L 0044667583
PAYU*BOLT.EU/RO
ROMANIA
RON 17.80 @ 5.7792
Visa Rate 3.08

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 191


DR FORWARD Non-Sterling
VIS INT'L 0044667584
PAYU*BOLT.EU/RO
ROMANIA
RON 11.00 @ 5.7894
Visa Rate 1.90
DR Non-Sterling
VIS INT'L 0044667585
PAYU*BOLT.EU/RO
ROMANIA
RON 27.20 @ 5.7872
Visa Rate 4.70
DR Non-Sterling
30 Jan 24 VIS INT'L 0065987089
PAYU*BOLT.EU/RO
ROMANIA
RON 32.00 @ 5.7866
Visa Rate 5.53
DR Non-Sterling
01 Feb 24 CR 203955M14 DWP UC 1,556.16
BP Iulian Dumitru
dtgy 340.00
BP Stefania Florea
mms 10.00
))) INT'L 0079567025
Popeyes
Voluntari
RON 81.30 @ 5.7864
Visa Rate 14.05
DR Non-Sterling
BP Constantin Costin
food 158.00 1,174.12
02 Feb 24 BP Viorica raducan
food 50.00
VIS T K MAXX
WATFORD 60.97
BALANCE CARRIED FORWARD 1,063.15

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 192

BALANCE BROUGHT 1,063.15

VIS FORWARD CASH 0087306117
BD.LIBERTATII NR.4
PLOIESTI
RON 650.00
@5.7870 Visa Rate 112.32
DR Non-Sterling
DR CHARGE
NON-STERLING
CASH FEE 2.24
BP Viorica raducan
food 5.00
BP Pompiliu raducan
food 10.00
BP Viorica raducan
food 8.00
Food 20.00 902.51
03 Feb 24 CR Pompiliu Raducan 100.00
BP Viorica raducan
food 10.00
BP Iulian Dumitru
food 10.00 982.51
04 Feb 24 BP Stefania Florea
food 10.00
BP Viorica raducan
food 20.00
BP Pompiliu raducan
food 10.00
BP Iulian Dumitru
food 10.00
BP Stefania Florea
food 10.00
BP Pompiliu raducan
food 10.00
BP Viorica raducan
food 10.00
BP Iulian Dumitru
food 10.00
BP Stefania Florea
food 10.00
BP Iulian Dumitru
dtgy 100.00 782.51

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 193

BALANCE BROUGHT FORWARD 782.51

05 Feb 24 ATM CASH BNKM FEB05
NORTHAMPTON @09:12 10.00
BP Pompiliu raducan
food 300.00
VIS Skyline Taxis 3625
ROTHERHAM 101.50
))) WH Smith Heathrow
London 5.29
VIS SKYLINETAXIS.CO.UK MILTON
KEYNES 8.30
VIS ALDI STORES NORTHAMPTON
MILK AND MORE CAMBERLEY 130.43
VIS CO-OP GROUP 600135
SEMILONG 13.47
))) INT'L 0095307966
DNATA CATERING SRL 3.40
))) OTOPENI
RON 54.00 @ 5.7630
Visa Rate
Non-Sterling
DR INT'L 0095307967
CITY TEAM ACTIVE P 0.25
))) TARGOVISTE
RON 57.00 @ 5.7633
Visa Rate
Non-Sterling
DR SUMUP *ANTHONY AT
NORTHAMPTON 0.27 190.34
06 Feb 24 ))) SUPERDRUG STORES P
NORTHAMPTON 5.40
))) BODYCARE
NORTHAMPTON 19.98
))) RIVER ISLAND 108
NORTHAMPTON 9.43
))) Constantin Costin
Food 5.70
BP SS048802C DWP COL
GOOGLE Google Play 10.00 139.83
07 Feb 24 CR London 299.00
VIS BALANCE CARRIED
FORWARD 0.99
437.84

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 194


))) PRIMARK 691
NORTHAMPTON 17.00
BP Viorica raducan
food 140.00 280.84
08 Feb 24 BP ghica daniel
transport 70.00
BP Pompiliuraducan
food 100.00
CR RADUCAN C
CLEAN SERV 35.00
))) ASDA STORE 4750
NORTHAMPTON 17.79
))) ASDA STORE 4750
NORTHAMPTON 16.00
VIS TIKTOK SHOP SELLER
LONDON 12.40
VIS Temu.com
LONDON 26.45 73.20
09 Feb 24 VIS DVSA
SWANSEA 62.00
VIS MILK AND MORE (REC
CAMBERLEY 13.47
))) LITTLE EUROPE INTE
NORTHAMPTON 1.49
CR RADUCAN C
CLEAN SERV 10.00
CR DUMITRU I
FOOD 100.00 106.24
10 Feb 24 BP Constantin Costin
Food 30.00
Food 5.00 71.24
11 Feb 24 BP Iulian Dumitru
dtgy 10.00
BP Iulian Dumitru
dtgy 7.00
CR CASH IN P.O. FEB11
77 GLADSTONE@17:47
465943XXXXXX1043 BP 500.00
zubayer Ahmed
rent 250.00 304.24
12 Feb 24 ATM CASH BNKM FEB12
THE COOP SEM@13:56 30.00

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Ms Ioana Raducan 40-09-00 58043434 195


))) FORWARD ST ANDREWS OFF
LIC 8.76
))) NORTHAMPTON
NYA*OXFORD FACILIT 1.00
VIS 4402033180215
Busbud 19.54
VIS London
COINBASE.COM GBP 5.00
VIS LONDON
TUI AIRWAYS 107.00
))) 03333365147
SHELL TOWCESTER 4.45
VIS TOWCESTER
INT'L 0059571567
JET2.COM 980084
3333000042
EUR 22.12 @ 1.1697 18.91
DR Visa Rate
Non-Sterling 0.52
VIS Transaction Fee
INT'L 0059571568
JET2.COM 980084
3333000042
EUR 61.21 @ 1.1696 52.33
DR Visa Rate
Non-Sterling 1.43 55.30
13 Feb 24 CR Transaction Fee 20.00
))) Viorica Raducan
NISA LOCAL 10.77
))) NORTHAMPTON
CO-OP GROUP 600135 7.05
VIS SEMILONG
INT'L 0066415495
SUPPORTPDFFILLER.C
855-7501663
USD 1.50 @ 1.2605 1.19
DR Visa Rate
Non-Sterling 0.03 56.26
14 Feb 24 CR Transaction Fee 15.00
CR Pompiliu Raducan 15.00 86.26
15 Feb 24 PIM Stefania Florea
CASH IN HSBC FEB15
NORTHAMPTON @11:08 120.00
465943XXXXXX1043 206.26
BALANCE CARRIED FORWARD

Text phone 03457 125 563
www.hsbc.co.uk
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Ms Ioana Raducan 40-09-00 58043434 196

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BP pompiliu Raducan
h 100.00
VIS GOOGLE Google Play
London 3.99
London 3.99
London 2.49
London 2.49
))) LITTLE EUROPE INTE
NORTHAMPTON 7.69
))) POUNDLAND LTD - 11
NORTHAMPTON 8.75
))) GREGGS PLC
NORTHAMPTON 3.85
))) THE WORKS
NORTHAMPTON 1.00
))) THE WORKS
NORTHAMPTON 15.00
VIS INT'L 0081185363
SUPPORTPDFFILLER.C
855-7501663
USD 1.50 @ 1.2605
Visa Rate 1.19
CR Non-Sterling
15 Feb 24 BALANCE CARRIED FORWARD 58.23
Info rmatio n abo ut the Financial S e rvice s Co mpe ns atio n Sche m e
Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS). For further information
about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk, call into your nearest branch
or call your telephone banking service. Further details can be found on the FSCS Information Sheet and Exclusions List
which is available on our website (www.hsbc.co.uk).
AER Arrang e d Ove rdraft EAR

Cre dit Inte re s t Rate s balance variable Inte re s t Rate s b alance variable
Cre dit inte re s t is not paid Arrange d Ove rdraft inte re s t 0.00%

Commercial Banking Customers Effective from 14 March 2020
Interest and Charges Monthly cap on unarranged overdraft charges
[Your] Business Banking Terms and Conditions cover how and when 1. Each current account will set a monthly maximum charge for:
we can charge our interest rates and charges. (a) going overdrawn when you have not arranged an overdraft; or
Details of Debit interest together with details of the interest rate we (b) going over/past your arranged overdraft limit (if you
pay and charge in full [for all accounts] are available in [our] Business have one).
Price List. All [our] business current accounts are non-interest bearing 2. This cap covers any:
when in credit unless we individually agree a rate with you.
(a) interest and fees for going over/past your arranged overdraft limit;
Overdrafts:
(b) fees for each payment your bank allows despite lack of funds; and
Arranged overdraft: Where you ask us for an overdraft before
making any transactions that takes your account overdrawn, or over (c) fees for each payment your bank refuses due to lack of funds.
your current arranged overdraft limit. Interest rates are individually The monthly cap on unarranged overdraft charges for the HSBC
agreed, for a period of 12 months, and are linked to the Bank of Advance Bank Account, HSBC Bank Account, HSBC Current Account,
England base rate. For details of our fees and charges, please refer Home Management Account and HSBC Graduate Bank Account is £20.
to our Business Price List – see Additional Information below. The monthly cap on unarranged overdraft charges is not applicable
Unarranged overdraft: When you make a payment that takes your to Bank Account Pay Monthly, Basic Bank Account, Student Bank
account overdrawn if you don’t have an arranged overdraft limit, or Account, Amanah Bank Account and MyAccount as these accounts
takes your account over your arranged overdraft limit. When you do not incur unarranged overdraft charges.
don’t have an arranged overdraft limit, we will charge our Business Unarranged overdraft charges incurred before 14 March 2020 may
Standard Debit Interest Rate on any balances. When you have an debit your account after this date (we’ll still give advance notice).
existing arranged overdraft limit and go over this limit, we will charge Charges incurred before 14 March 2020 won’t count towards the new
interest at the rate we have agreed with you on the balance of your £20 cap as they’ll relate to the previous month’s charging period.
arranged overdraft limit and will charge Standard Debit Interest Rate
on any balance over your arranged overdraft facility. In either of these Your debit card
circumstances, unarranged overdraft charges will be applied on each When you use your card outside the UK, your statement will show
working day that your account is overdrawn (if you don’t have an where the transaction took place, the amount spent in foreign
arranged overdraft) or you go over your arranged overdraft limit (if currency and the amount converted into sterling. We also monitor
you have an arranged overdraft). For details of our fees and charges, transactions to protect you against your card being used fraudulently.
please see our Business Price List and for information on our Interest Unless you agree that the currency conversion is done at the point of
Rates – see Additional Information below. sale or withdrawal and agree the rate at that time, for example with
the shopkeeper or on the self-service machine screen, the exchange
Your debit card rate that applies to any foreign currency debit card payments
For debit card charges and how foreign currency transactions are (including cash withdrawals) is the VISA Payment Scheme Exchange
converted to sterling please refer to the Business Price List. Rate applying on the day the conversion is made. For foreign
Additional Information currency transactions we will charge a fee of 2.75% of the amount
A copy of [our] Business Price List and the Business Banking of the transaction. This fee will be shown as a separate line on your
Terms and Conditions can be found on our website statement as a ‘Foreign Currency Transaction Fee’. Details of the
www.business.hsbc.uk/en-gb/gb/generic/ current VISA Payment Scheme Exchange Rates can be obtained from
legal-information. the card support section of hsbc.co.uk or by calling us on the usual
Information on our Interest Rates can be found on our website numbers. We will deduct the payment from your account once we
www.business.hsbc.uk/en-gb/interest-rates/interest-rates- receive details of the payment from the card scheme, at the latest, the
finance-borrowing. next working day. For cash machine withdrawals in a currency other
than sterling we will charge a Non Sterling Cash Fee of 2% (minimum
This information is also available in our branches, by calling
£1.75, maximum £5). This fee applies to all cash machines outside
03457 60 60 60 (lines are open GMT 8am to 10pm, Monday to
the UK, and to cash machines in the UK, if we convert the withdrawal
Sunday) or by textphone 0345 12 55 63. [Details of the interest
to Sterling for you. HSBC Advance customers are exempt from this
rate we pay and charge are also separately available through
fee. Some cash machine operators may apply a direct charge for
these channels.]
withdrawals from their cash machines and this will be advised on
To help us continuously improve our service and in the interests of screen at the time of withdrawal.
security, we may monitor and/or record your telephone calls with us.
Commercial and Personal Banking Customers
Personal Banking Customers Lost and Stolen Cards
Interest If any of your cards are lost or stolen please call 0800 032 7075
Credit Interest is calculated daily on the cleared credit balance and is or if you are calling from outside the UK, please call us on
paid monthly if applicable (this is not paid on all accounts, e.g. Basic +44 1442 422 929. Lines are open 24 hours.
Bank Account, Bank Account and HSBC Advance). For personal
Dispute Resolution
current accounts, overdraft interest is charged on the whole overdraft
If you have a problem with your agreement, please try to resolve
balance above any interest free amount. Debit interest is calculated
it with us in the first instance. If you are not happy with the way in
daily on the cleared debit balance of your account, it accrues during
which we handled your complaint or the result, you may be able to
your charging cycle (usually monthly) and is deducted from your
complain to the Financial Ombudsman Service. If you do not take
account following the end of your charging cycle.
up your problem with us first you will not be entitled to complain
Overdrafts to the Ombudsman. We can provide details of how to contact the
Arranged overdraft: Where you ask us for an overdraft before Ombudsman.
making any transactions that takes your account overdrawn, or over
Disabled Customers
your current arranged overdraft limit.
We offer a number of services such as statements in Braille or large
Unarranged overdraft: When you make a payment that takes your print. Please contact us by calling 03457 60 60 60 (lines are open
account overdrawn if you don’t have an arranged overdraft, or takes GMT 8am to 10pm, Monday to Sunday) or textphone 0345 12 55 63
your account over your arranged overdraft limit. to let us know how we can serve you better.
HSBC UK Bank plc, registered in England and Wales number 09928412. Registered office 1 Centenary Square, Birmingham B1 1HQ. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference number 765112.
RFB1898 MCP54585 ©HSBC Group 2019

2024 01 16 - Statement

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2024 01 16 - Statement

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Contact tel 03457 404 404

see reverse for call times

Acco unt Nam e S ortcode Account Num ber S he e t Num be r

Your Basic Bank Account details

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT 75.30

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT 51.73

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT 152.92

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT 1,063.15

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT FORWARD 782.51

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT FORWARD 437.84

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT 274.24

Customer Service Centre . BX8 1HB

Your Basic Bank Account details

BALANCE BROUGHT FORWARD 206.26

Info rmatio n abo ut the Financial S e rvice s Co mpe ns atio n Sche m e

AER Arrang e d Ove rdraft EAR

Customer Service Centre . BX8 1HB

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