Unlan Bank

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.111-111 -.I--

Human Resource Administration Division,

1 Human Resource Department, Central Office, ~ u r n b a i

Staff Circular No. 08072-. - .. - -- Date: 01.09.2023

Sub: Lease Rent Accommodation facilitv for residential accommodation taken by

Officers either i n Bank's name or in personal name

HIGtlUGHTS OF CIRCULAR
Enhancement in monthly lease rental amount in all Scales.
Re-categortzation of places.
Introduction of local transportation charges once in 3 years.
Brokerage charges once in 3 years.
Provision for payment of security deposit amount for Officers on
probation.
In case of retirement, Officer can avail the lease facility upto 1 month
from their date of retirement.
In case of transfer, the eligibility of previous place of posting can be paid
maximum upto 2 months from the date of relieving.
In case of demise of an Officer, the family of the Officer can avail the
lease facility upto 6 months from the date of demise of Officer.

In terms of Regulation 25 of Union Bank of India Officer's (Service) Regulations, 1979,

Bank's accommodationis provided to eligible Officers by the Bank, subject to availability
of Bank's flat. Where Bank is not in a position to provide residential accommodation,
Officers are allowed to arrange residential accommodation on their own, on lease basis
and can claim the rent from the Bank as per their entitlement. Rental limits are entitled
as per the place of posting or ptace of residence, subject to the fixed rental ceilings or
actual rent, whichever is lower. The Scheme for lease rent accommodation facility for
residential accommodation taken by officers was circulated vided Staff Circular no. 7490
dated 31.08.2021.

We are now pleased to inform that Board has approved enhancement in the lease rental
ceiling and other modifications in the Scheme. The revised limits, other modifications
in the Scheme and other Annexures are enclosed as mentioned below:
 S.N. Subject Annexure
1 Scheme of lease rent accommodation facility for residential Annexure-l
accommodation taken by officers either in Bank's name or in
personal name
2 Offer of premises by landlord Annexure-ll
3 Beneficiary details Amexure-Ill
3 Format of Leave License Agreement Annexure-IV

The revised Scheme will be effective from 01.09.2023 onwards and the revised rental
ceiling will be provided for monthly rent amount payable for the month of September
2023 onwards. The increase in rental limit, will ease the financial burden on the officers,
who are not having their own accommodation.

Therefore, Officers who are bearing the additional expenditure towards Lease rental
accommodation (as per the lease rent agreement) will be provided with the enhanced
monthly rental limits (as per their revised eligibility) from the month of September 2023
onwards without submission of any applicationlrequest.

ALL concerned are advised to take a careful note of the above and be guided accordingly.

Nanager (HR)
 ANNEXURE-I

LEASE RENT ACCOMMODATION FACILITY FOR RESIDENTIAL ACCOMMODATION TAKEY

BY OFFICERS EITHER IN BANK'S NAME OR IN PERSONAL NAME

S.N. I PARTICULARS DETAILS

All Officers including probationary officers will be eligible
for taking up Bank's residential quarters. In case Bank's
residential quarters are not available, the Officers including
on probation may take residential accommodation on lease
basis i n Bank's name or i n personal name as per their
eligibility. However, i n below mentioned circumstances,
officers are not eligible for availment of Lease rent facility:

a) If any officer owns a house i n the city of hislher place

of posting, helshe is not eligible for leased
accommodation.
b) If any officer is having accommodation i n the name of
hislher spouse or if spouse of the officer i s provided
with residential accommodation from hislher
employer, the officer is not eliable for leased
accommodation i n the same city.
c) If parents1 parents-in-law (for both male 8 female
employees) of the officer own any accommodation in a
city where the officer is posted, normally the officer i s
not eligible for lease rent facility. However, sanctioning
authority may permit the lease rent facility i n
exceptional cases, subject to satisfaction of the
Sanctioning Authority of the reasons for staying
inlavailing a separate accommodation on Lease rent
basis a t the centrelplace.
d) If both wife and husband are working i n the Bank a t the
same place of posting and one of them is provided with
leased accommodation by the Bank, the spouse is not
eligible for Leased accommodation.
e) If an Officer takes leased accommodation for a house
owned by his father1 motherlspouselchildrenlparents-
in-law (for both male & female employees) the officer
is not eligible for leased accommodation.
f) If an officer takes leased accommodation of a house
owned by hislher other close relative (other than the
close relatives as mentioned above a t point no. e),
where the house owner resides with himlher, the
officer is not eligible for leased accommodation.
- DnAILS
- PARTICULARS
S.N.
2 Monthly Limit The lease rental ceiling for residential accommodation taken
up by officers (including officers on probation) in various
scales either in Bank's name or personal name is stated
hereunder:

Monthly Rental Ceiling in Mumbai. Delhi k Major 'A'

Class Cities:
I

Monthly Rental Ceiling in Area-I. Area-ll 8 Other

Places: I

3 Additional Regional Heads are eligible for higher rent per month upto
Monthly Limits Rs.50001- and i n case of Zonal Heads I Chief General
for Regional Managen, a higher rent per month upto 10,000/- for getting
Head/ Zonal lease rent accommodation near to the place of their
Heads/ Chief workloffice, over and above the monthly rental limits with
General the approval of Executive Director - HR.
Managers
In such cases, for claiming the higher lease rent amount,
applications to be sent t o HRAD CO with the recommendatior
of the Zonal Head along with the request Letter from the
Executive. .,
 S.N. PARTICULARS DETAILS
4 Maximum Maximum six months' eligible rent is provided as refundable
Payable Amount security deposit. However, Sanctioning Authority of
as Refundable respective Region/Zone/CO shall decide the amount of
Security Deposit security deposit depending upon the prevailing rate i n the
area, subject to maximum of six months' rent eligibility.
- 5 Lease Facility for Officers on probation are also eligible for refundable security
Officers on deposit amount upto their 6 months' rent eligibility, i f the
probation lease agreement is executed by them alongwith the monthly
rent amount. The eligibility for the Officers on probation for
the said purpose are subject to below mentioned conditions:

Cases Eligibility
Eligibility for If lease agreement is executed
Probationary Officers by the officers on probation
during or after their 52 (during or after 52 weeks of
weeks of onboarding their onboarding training
training program1 other program1 Officers on probation
officers on probation (If not undergoing through 52
lease agreement is weeks onboarding training
executed) program), will be eligible for
refundable security deposit
amount maximum upto their six
months' rent eligibility. The
monthly lease rent amount will
be provided to them as per their
eligibility mentioned above at
point no. 2.
Eligibility for If lease agreement is not
Probationary Officers executed, such Probationary
during their 52 Weeks Officers during 52 weeks
Onboarding Training onboarding training program are
Program eligible for reimbursement of
(If lease agreement is lease rental amount on
not executed) declaration basis as per their
eligibility as mentioned above
at point no. 2. However, in such
case, they are not eligible for
refundable security deposit
amount.
I S.N. 1 PARTICULARS I DETAILS I
6 1 Brokerage
I
1 Brokerage at Mumbai & Delhi
I

Employees who are posted at Mumbai & Delhi shall be paid

brokerage amount upto the extent of two month rent
eligibility. The brokerage shall be paid once i n 3 years from
the date of last sanction at the same citylstation, subject to
change i n residence and production of valid billlreceipt &
proof of payment.

I Brokerage at other Urban & Metro Centres

Brokerage sha(1 be paid at other Urban & Metro Centres

(except Mumbai & Delhi) to the extent of one month rent
eli@bility once in 3 years from the date of last sanction at
the same citylstation, subject to change in residence and
production of valid billlreceipt & proof of payment.

I General Conditions for Payment of Brokerage

The Brokerage amount can be claimed by the Officer & paid

through below mentioned modes:

I Particulars I Details I I
Payment of If brokerage amount is to be paid
Broker Amount directly to the Broker by the Bank,
directly to the account details and proper invoice
I1
Broker should be submitted for the payment.
In such case, i f brokerage amount paid
by the Bank i s more than Rs.15,0001-,
TDS shall be deducted at the time of
payment as per Income Tax Act. (The
same i s at present 5% as per Section
1 194(H)).
Reimbursement 1 If, brokerage amount is paid by the I1
I of
I
brokerage Officer and helshe is claiming the
amount to the reimbursement of the Brokerage
Officer amount, proper invoice & account
I1
statement as a proof of payment should
be submitted to the Bank. Officers

I
should ensure that payment of
brokerage amount should be made
through their account only. If the
brokerage amount is paid through cash
 S.N. PARTICULARS DETAILS
7 Categorization Categorization of places has been done as per population size
of Places (for based on Census 2011 (as per SC. No.6240
ascertaining the dt. 05.09.2015) with upward categorization of certain places
eligibility for and the same is mentioned below:
lease rent
purpose only)

Major-A Category Centers), Union Territories

(having population of 5 lacs & above) and

below 7.5 lacs, Union Territories (having

population less than 5 lacs) and
BrancheslOffices i n state of Goa (except

category, the highest eligibility shall be applicable. This

clause is applicable for aforesaid categorization purpose

I
Such cities where Regional Offices are located and fall
under 'Others' Category as per aforesaid classification
shall be provided with the eligibility of Area-ll as
mentioned above. Further, branches which are not falling
under the ambit of Municipal CorporationlNagar Palika
where Regional Offices are located will be provided with
their eligibility as per aforesaid categorization only.
I S.N. ( PARTICULARS I
I
DETAILS I
I For Examole: Chandauli falls under Others as per
aforesaid classification (based on Census 2011).
Therefore, it will be provided with the eligibility of
Area-ll.

I Such cities where Regional Offices are Located and fall (

under Area-ll as per aforesaid classification shall be
provided with the eligibility of Area-l as mentioned
above. Further, branches which are not falling under the
ambit of Municipal CorporationlNagar Palika where
Regional Office is located will be provided with their
eligibility as per aforesaid categorization only.

For Examole; Guntur falls under Area-ll as per aforesaid

classification (based on Census 2011). Therefore, it will
be provided with the eligibility of Area-I.

In Mumbai & Delhi, i f an Officer owns an accommodation

at a district under Urban Agglomeration of Mumbai &
Delhi, other than the district of hislher place of posting,
helshe will be eligible for lease accommodation facility at
hislher place of posting subject to fulfillment of other
eligibility conditions ti: satisfaction of the lease
Sanctioning Authority.
Local If an Officer who has taken up residential accommodation
Transportation either i n Bank's name (~easet~anks Quarter) or i n hislher
charges personal name chooses to shift to another location at the
same citylstation due to various administrativelpersonal
reasons helshe will be entitled for reimbursement of
local transportation charges for shifting of household
items from old residence to new residence once i n 3 years
from the date of last availment a t the same place of

I posting.

For the said purpose, the maximum transportation

I
charges provided for local shifting are as under:
 DETAILS
The transportation charges i n shifting shall be permitted
as per the ceiling mentioned above or actual amount paid
whichever is lower on submission of valid transportation
billslreceipts from the vendor. The payment should be
routed through the account of the Officer. The aforesaid
limits are inclusive of all taxeslcharges.

The local transportation charges as mentioned above, can

be claimed by the eligible employee, only through Union
Parivar. The necessary modifications i n the module are
being carried out and informed i n due course. The
Competent Authority for the sanction of the same will be
same as lease sanctioning authority. Till the
development o f said changes, no manual applications
will be processed/sanctioned.

I The local transportation charges will not be provided i n

below mentioned circumstances:

a) When local shifting of residence is made before

I
01.09.2023.
b) When lease start date is prior t o 01-09.2023 and local
shifting is made after 01.09.2023.
Lease eligibility Officers can get the lease eligibility of previous place of
on Relieving posting upto 2 months from their relieving. Thereafter i f
lease is continued at previous place of posting, the lowest
limit between the new & previous place of posting will be
provided, subject t o a condition that their leave & license
agreement is valid and they are not availing any lease
facilityIHRA a t new place of posting.

In such case, employee should request the lease

sanctioning authority of new place of posting to continue
the lease at previous place of posting and provide the
eligibility of previous place of posting for 2 months,
subject to a condition that their leave & license
agreement is valid and they are not availing any lease
facilitylHRA at new place of posting.

After lapse of maximum 2 months from date of relieving,

if the employee continues with the lease of previous place
of posting, the officers will be entitled for rental Limits as
per the place of posting or place of residence, subject to
the fixed rental ceiling or actual rent, whichever is lower. *,
S.N. PARTICULARS DETAILS
10 Lease eligibility In case of retirement, the officer can get the lease facility
on Retirement upto one month from the date of retirement. This clause i s
not applicable in case of ResignationlVRS cases.
Lease eligibility in case of demise of an Officer, the family of the Officer shall
on Demise of an be permitted to avail the facility of lease accommodation as
Officer per the eligibility of the deceased employee upto 6 months
from the date of death of the deceased employee.
General Leave and License Agreement to be made either i n
Conditions Bank's name or i n Personal Name.
regarding
Execution of an If Leave I3 License Agreement is executed in Personal
Agreement Name then the original agreement is not required to be
kept with Bank whereas i f leave & license agreement ir
executed in Bank's name then the original agreement ir
required to be kept with the Bank.

The applicant has to apply for lease rent application

within 90 days of execution of leave Ft license
agreement. In case of renewal of lease also, applicant
has to request for the same within 90 days after expiry
of previous lease.

Leave and License Agreement should mandatorily be

executed i n the name of the officer as Licensee singly
who is availing the lease rent facility from the Bank.

The Leave and License Agreement to be executed as per

respective state norms.

The format of leave ti. license agreement as enclosed is

indicative. The format of actual leave i 3 license
agreement while execution may vary in different States.
Sanctioning Authorities must ensure that all the points
as mentioned in the indicative format must be covered
in the agreement submitted by Officer and also ensure
that if any additional clauselpoint i s mentioned therein,
it must not contradict the extant guidelines.

In case the property in Joint Name:

a) In normal circumstances, both the owners should
sign the leave and license agreement. However, in
case of non-availability of 2ndowner, the same can
be signed by one owner subject to submission of
from other co-owner.
S.N. PARTICULARS DETAILS
b) If the property is i n joint name and both the owners
request to pay the bifurcated lease rent amount in
two separate accounts, the same can be bifurcated
between the joint owners. The clause pertaining t o
the same should also be invariably mentioned i n the
lease agreement.

c) If the property is i n joint name and monthly rent i s

to be credited in account of the single owner, NOC
from other co-owner of the property should be
obtained.

d) If the property is a single name and the monthly rent

amount is to be credited i n account of the Joint
account, NOC from other account holder to be
obtained.

Officers may be permitted to avail lease rent facility for

self or hislher family at a place other than hislher place
of posting subject t o their eligibility.

Officers are entitled for rental limits as per the place of

posting or place of residence, subject to fixed rental
ceilings or actual rent, whichever is lower.

In case any cityltownlarea falls under two categories,

higher of the two limits will be applicable.

Tax i s deducted as per Income Tax ruleslguidelines.

In case of pre-mature termination of Leave and License

Agreement by any Officer for reasons other than
transfer/purchase of own accommodation1 allocation of
staff quarterlcessation of servcies due to any reason, the
recomrnendinglapprovingIsanctioning authority should
exercise due caution while
1 recommendinglapprovinglsanctioning the new lease
rent application submitted by the officer.
I
Officers who are officiating i n higher Gradeslscales shall
be eligible for the rental limit as applicable to their
original Gradeslscales.
S.N. I PARTICULARS I DETAILS I
facility has been sanctioned prior to the date of
suspension. Renewal of lease facility shall also be
allowed during the period of suspension. However,
sanction for fresh lease shall not be permitted. This
clause shall be applicable prospectively.

Where an officer is provided with residential

accommodation by the Bank, a sum equal to 0.50% of the
basic pay i n the first stage of the scale of pay i n which
the officer is placed or standard rent for the
accommodation (as specified i n SC 4397 dated
17.10.1997), whichever is Less, will be recovered from
himlher.

If the annual rent paid by the employee exceeds

Rs.2,40,000/- per annum, it i s mandatory for the
employee to report PAN of the landlord to the employer.
I
This limit of Rs.2,40,000/- is derived from the Limit till
which tax deduction was exempted as per Income Tax
Act w.e.f. 15.04.2019 and hence PAN of the landlord i s
required only if rent exceeds Rs.2,40,0001- p.a.
However, this limit is subject t o revision as per Income
Tax guidelines.

In case the renewal of Lease Agreement is not made by

the Officer, the payment of the monthly lease rent
cannot be made. Hence, all concerned authorities should
ensure that the monthly rent payments are made only
after sanction of lease rent applications.

I In case of any doubt with regard to the application or(

interpretation of any of the terms and conditions stated
above, it shall be referred t o Chief General Manager (HR)
and hisiher decision shall be final and binding.
Competent The Competent Authority for staff posted at various
Authorities branchesloffices i s specified below:
' Posting of an Recomm. Approving Sanctioning
Officer Authority Authority Authority
I
Officers posted Branch Head1 HR Head Regional
under Regional Departmental of Head
Office1 In-charge concerned

II branchesloffices
reporting to
Regional Offices
I I R O I I
(Including
 S.N. PARTICULARS DETAILS
Officers posted
under Currency
Chest, Mid Corp.
Branch,
CAPSICMS,
Service Branch,
RVCs IMLPsl
RLPslARBsIALPsl
Zonal Audit
Offices etc.)
AGM-Dy. Regional HR Head of Dy. Zonal Zonal Head
Head/ Regional concerned Head
Head1 Zonal Zonal Office
Audit Head
Zonal Office Departmental HR Head Zonal Head
(including staff Head1 In- of
posted at Inquiry charge concerned
Cell, Help Desk, Zonal
SAMV, LCB, Zonal Office
Vigilance Cell,
ZLCsIULAs or any
other
BranchIOffice
reporting directly
t o Zonal Office)
Zonal Head Processing AGM(HR), General
Officer at CO Manager
HRAD, CO (HR)
Officers upto Departmental Processing AGM(HR)
Scale V posted Headl In- Officer at
under charge HRAD, CO
Verticals1back
offices of Central
Office including
CO Annexes
Executives i n Processing AGM(HR), General
scale VI ti: above Officer at CO Manager
a t Central Office HRAD, CO (HR)
(All
Verticals1back
offices of Central
Office/ CO
Annexes)

*
I
-
 ( I
S.N.
I
PARTICULARS
I
DETAILS

How to Apply for The eligible Officers can apply for the Lease Rent Application
I
Lease Rent through below mentioned navigation:
Applications

Leave and License Agreement (as enclosed).

Offer of Premises by Landlord (as enclosed).
Beneficiary Details (as enclosed)
Copy of PAN Card of Owner (If annual rent amount
exceeds Rs.2.40 lacs per F.Y.)
ownership Proof (Copy of Sale Deed1 latest utility bill like
Electricity Bill or Maintenance Receipt or Gas Connection
Bill, etc. not more than 3 months old).
Copy of cancelled cheque or copy of pass book having
details like Account No., Account Name & IFSC No.
NOCs, if applicable.
..
Processing €t Regrading scanning and safe keeping of documents, the
Sanctioning of below mentioned procedure to be adopted:
Applications
I File should be in PDF Format and less than 2 MB.
All documents should be saved as one single file.
Scanning should be done in Black 8 White Only.
Resolution of Scanner should be between 100 to 200 DPI.
Scanned documents should be clear & readable.
Upload the documents & add the beneficiary details.
Save ti: Submit the application.
Processing of Lease Rent applications have 3 layered
workflows i.e. recommender, approver and sanctioner.
Recommending Authority should ensure that applicant

I has uploaded readable scanned copy of required

documents pertaining to hislher application.
After sanctioning the application, the appli
I
acknowledgement in hislher worklist.
I S.N. I PARTICULARS DETAILS
Once the application is sanction, Sanction advice from
Union Parivar can be eenerated.
P a y m e n t will be made by respective branchloffice as I
Lease Rent tc per place of posting of applicant directly to the account
Owner of landlord by NEFTlRTGSIOnlineTransfer etc.
Paying Authority has to ensure that they are making
payment for the staff posted under their jurisdiction
only.
In case of relieving, staff should give written request to
concerned officials a t previous place of posting to stop
the lease rent payment. However, if 2 months' rent i s to

I be paid after relieving at previous place of posting,

clause no. 9 as mentioned above will be applicable.
r Reimbursement of Monthly Lease Rent Amount to the
I
Officer under any circumstances is not permitted.
However, deposit ti brokerage amount paid by the
Officer t o the landlord1 broker can be reimbursed as per
the clauses mentioned above.
Surrender of 1 Option for surrender of accommodation i s provided i n Union

I'
Accommodation Parivar. In case of transfer to other city, purchase of own
accommodation/allocation of staff quarter, chanse of Lease
accommodation or other reasons, the Officer can apply
I
online for surrender of accommodation.

Officers should ensure that refundable security deposit

amount should be refunded to the Bank immediately i n case
of lease surrender or exit of Officers from the services of the
Bank.
20 Account for For Refundable Rent Deposit Amount:
Payment
A I C NO.- XXXXX8260080000

I For Monthlv Rent Payment:

A/C NO.- XXXXX8810028000

Brokeraqe:

AIC NO.- XXXXX8840461000

While transferring the amount, Name, Emp No. of the

concerned officer should invariably be mentioned i n the
'Remarks' Field.

..n***wm
 ANNEXURE- II

Union Bank of India

Branch1 Office ......................
....................................
OFFER OF PREMISES BY HOUSE OWNER

I wish to Offer my premises on lease to Union Bank of India1 Shril

Smt. ........................................ on following terms and conditions.

Yours faithfully
Signature:
Name:
Date:
Place:
 ANNEXURE Ill

To,
Union Bank of lndia

BENEFICIARY DETAILS

I wish to submit beneficiary details to Union Bank of lndia as below.

applicable in case
of joint ownership)

Signature of Officer:
Name:
PF:
Date: .T-
. ~.
Place: ,
IFt.
-:
.
,<:.
.
 ANNMURE-IV

AGREEMENT is made at .................................................. this .................................. day of

............... ..,........
20 between ......................................................I.......................................................
hereinafter referred to as the 'Licensor' of the One Part and
......................................................................... hereinafter referred to as the 'Licensee' of the
Other Part, as follows:

WHEREAS
1. The Licensor is the owner of the flat no. .......................................... ...... situated
. .at
(description of the flatl house) at
. .
.................................... of the building
.............................................
consisting of .................. floor having built up area of about
.....................
square feet.

2. The Licensee has approached the Licensor with a request to allow the License to
temporarily occupy the said flatl house of the said building for residential purposes
on leave and License basis.

3. The Licensor has agreed to grant leave and license to the Licensee to occupy and use
the said flatl house on the following terms and condintons agreed to between the
parties hereto:

NOW IT IS AGREED BY AND BETWEEN THE PARTIES HERETO AS FOLLOWS:

1. The Licensor hereby grants leave and license to the Licensee to occupy and use the
said flat/ house of the Licensor (hereinafter referred to as the Licensed Premises) for
a period of eleven months commencing from ...........................
2. The Licensee shall pay to the Licensor a sum of Rs ....................... per month as License
fee or compensation.

3. All the Municipal taxes and other taxes and levies in respect of the Licensed premises
will be paid by the Licensor alone.

4. The electricity charges for electric consumption in the said licensed premises will be
paid by the Licensee to the authorities concerned and the Licensor will not be
responsbile for the same. For the sake of convinience a separate electric and water
meter i f possible will be provided in the said premises.
5. The licensed premises will be used only for residnetial purpose
purpose,
6. The licensed premises have normal electrical fittings and fixtures. If the Licensee
desires to have any additional fittings and fixtures, the Licensee may do so at hislher
cost and in compliance with the rules. The Licensee shall remove such fittings and
fixtures on the termination of the license failing which they shall be deemed to be
the property of the Licensor.

7. The licensed premises are given to the Licensee on personal basis and the Licensee
will not be entitled to transfer the benefit of this agreement to anybody else or will
not be entitled to allow anybody else to occupy the premises or any part therof.
Nothing in this agreement shall be deemed to grant a lease and the Licensee agrees
and undertakes that no such contention shall be taken up by the Licensee at any time.

8. The Licensee shall be deemed to be in the exclusive occupation of the licensed

premises and the Licensor shall enter the flat1 house with the consent of the Licensee
during the day to inspect the premises.

9. ~ h r eLicensee shall maintain the licensed premises in good condiition and will not
cause any damage thereto. If any damage i s caused to the premises or any part thereof
by the Lice-nseeor hislher employees, servants or agents, the same will be made good
by the Licensee at the cost of the Licensee either by rectifying the damage or by
paying cash compensation as may be determined by the Licensor's Architect.

10. The Licensee shall not carry out any work of structural repairs or additions or
alterations to the said premises. Only such alterations or additions as are not of
structural type or of permanent nature may be allowed to be made by the Licensee
inside the premises with the previous permission of the Licensor.

11. The Licensee shall deposit a sum of Rs " .. .............................................................................

(in
words) as interest free rent deposit in advance with the Licensor for the occupation
of the said flatl house on leave and license basis. The Licensor shall refund the said
rent deposit of Rs .....................................................................
(in words) at the time of
delievery of the vacant physical possession of the flatl house to the Licensor after
clearing the outstanding dues, if any.

12. This agreement shall not be terminated by reason of sale or mortage of the licensed
premises.

13. If the Licensee commits a breach of any term of this agreement then, not withstanding
anything contained herein, the Licensor will be entitled to terminate this agreement
by giving ...............
days' prior notice to the Licensee.

14. If, at any time, during the continuance of this agreement, the Licensee1 Licensor
intends to vacate the licensed premises, helshe may do so by giving one month's
calendar notice.
15. On the expiry of the said term or period of the License or earlier termination thereof,
the Licensee shall hand over vacant and peaceful possession of the Licensed premises .*
to the Licensor in the same condition in which the premises now exist
 . .
..
normal wear and tear. The Licensee's occupation of the premises after such
termination will be deemed to be that of trespasser.

IN WITNESS WHEREOF the parties hereto have put their hands the day and year first herein
above written.

Signed by the within named Licensor ShrilMs ......................................................

In the presence of .-............................................................ ..................................
Signed by the within named Licensee ShrilMs......................................................

In the presence of ..................................................................................................