CITI°/AADVANTAGE® PLATINUM SELECT® CARD citi | andvantage%, IKRISTINE WILLIAMS Biting Inquires and Customer Service Member Since 1999 Account number ending in: 4435 'BOX 8500 SIOUX FALLS, $0 $7117 Biling Period: 04"11728-08/10724 1-989-760-CITI2484), (TTY: 711) www citicards.com MAY STATEMENT peceane ‘Summary Eo Minimum payment du $41.00 delat) 3 New balance as of 05/10/24: $1,550.92 penne Bean Payment due date: 06/08/24 Purchases +$4,50100 Cash advances “$0.00 Fees +80.00 Interest 2817.95 Late Payment Warning: we do not receive your Minimum Paymentby the date New balance $1,550.92 listed above, you may hava o pay a late fe of up fo $41 and your APRs may be increased up to the Penalty APR of 29.99%. Credit Limit Revolving Credit limit $27,200 Minimum Payment Warning: f you make only the minimum payment each Period, you will pay more in interest and it will take you longer to pay off Incluces $16,100 cash advance mt Your balance. For example Available Revolving crecit $25,648 Includes $16,109 avalable for cash advances. Tyounmermeamon! | uv peyorne, | does Reumacraceor | ues eer tt, | ACUTE, SEES. |Eaetesion™ | BS (ny the minimum payment | 6 year(s) 's3032 ‘2.268 ia] 3 years) (Savings = $764) For informaton about crest counseling services, call 1-877-957-8187 (TTY: 711) AMERICAN AIRLINES [y= AADVANTAGE® MILES : AAdvantage® Miles Earned tn period: 4,501 » See page 2 for more information about your rewards, For Payments, send check to: CITI CARDS, PO BOX 8001289, LOUISVILLE KY, 40280-1289 citr Pay your bil rom virally anywhere Minimum payment due $41.00 20. sox 008 withthe ct Mobi’ App and CHP Onine Near rps SSerfaa 89 sriv-sne a lew balance 550: ‘Your Monthy Statement EB Bec tee myen ezion Payment due date 06/0824 is Enclosed et wear com Amount enclosed: $ ‘Account number ending in 4435 Please make check payable to CITI CARDS. cimicaros PO BOX 9001290 LOUISVILLE KY 40200-1200 KRISTINE WILLIAMS 000 COLLEGE AVE APT 88 BAKERSFIELD CA 93306‘wonw.iticards.com (Customer Service 1-888-766-CIT\248 Page 20f3 ay) KRISTINE WILLIAMS. Account Summary AADVANTAGE® Trans. Post MILES EARNED date dale Description Amount THIS PERIOD: Payments, Credits and Adjustments 1,501 05/08 ONLINE PAYMENT, THANK YOU “$41.00 Purchase 4,501 ‘Accumulated This Period 1,501 Standard Purchases » Visit aa.com/aadvantage to 04/20 04/20_We*elteedgeconstiuct READING Ml $1.00 redeem miles, book flights and 0423 04/23._ALLIEDCONTRACTORSHQ CO SAN "$500.00 much more FRANCISCO CA fara Ane roms nt charge he riverconstue Glenwood Spi GO STO0000 endo nye wa Pry such change ay aoe our ity 1 ss the baat oat we se eee ee cement eneomnt cane Total es chargedin sling prod wooo rnc ah peor ‘avant Manon Mi ate. marian ‘Ainos fot respon for product serecs sitered by other parieatng companies. For Interest charged Sorel dea about AAarage progran, cron ct (tn: comedian Apontan Re Cote escept Amount Sowion siy Aariag aren 050 INTEREST CHARGED TO STANDARD PURCH ss atte noe eee ee ‘Saavaniage Execute Patra aAbvantage ‘Total interest charged inthis ig period $17.38 Bisinum Brot Advantage Baton Dkowartags Gold, Akoverage? NosUs®. AA Cargo he Pit Syba! ogo ana the Tal 2024 totals year-to-date Sesln ave more of Amores Arne, Total foes charged in 2024 $0.00 Total interest charged in 2024 $17.38 Interest charge calculation ‘Days in biting eyce: 30 ‘Your Annual Percentage Rate (APR) ste anual terest rat on you account ‘Annual percentage Balance subject Balance type rate (APR) tointerest ate Interest charge: PURCHASES, Standard Purch 26.24% (v) $808.31 (0) S17.35 ‘ADVANCES. ‘Standard Adv 20.08% (Vv) $0100 (0) 50.00) Your Annual Percentage Rat (APR) is tho annual ntorst rate on your account. APRs fotowed by (V) may vary. Balances fosowed by (0) are detmined by the daly balanes msthod (including turent aneacons). Balancos followed by (A) re determined by the average daly Balance Account messages I Cit sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Cit in ts sole discretion, iti reserves the right 0 take action against you and your creditcard account. This may include, without limitation and without prior notice, decining your edit card account application, stopping yeu from eaming American Aifines AAGvantage® miles for purchases made ‘with your card, suspending or closing your Citi® / AAdvantage® card account, and advising American Aiflines of such activity. Citi may alse take legal action {against you to recover monetary losses, including Itigation costs and demages. Examples of activities that may tigger such actions include, but are not limited to, the folowing: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are Rot eligible per the terms ofthe offer; (2) repeated cancellation or conversion of your Cit card accounts within one year after account opening or conversion; (3) fetus of purchases you made to satisy all ora substantial potion of the purchase fequirements fora bonus offer or excessive retums of purchases for ‘which you have earned AAdvantage@ miles or (4) using your account other than {for personal, family or household purposes. ‘We are making the following changes to your Card Agreement.‘wonw.iticards.com (Customer Service 1-888-766-CIT\248 Page 30f3 cry: 711) KRISTINE WILLIAMS Section § - Payments. The following paragraphs have been revised Application of Payments. We decide how to apply your payments, upto the fmamn Payment Due 6 the balances on yout Recount The thu Payment Due 's generally apple fst to fees, interest and principal inthe balance with the lowest APR then fo fees, interest and principal nthe balance vith next vest APR, an go n,n the fl nm Payment Oue has amount over the Wiramum Payment Due fist t te Balance wth the highest ‘APR, then tothe balance withthe next highest APR, and Soon, except as others required by applicable aw This amends your Card Agreement, Please keep this information for future reference (©2024 Citbank, N.A. itl, Citi and Arc Design and other marks used herein are service marks of Citigroup Ine. or its affliates, used and registered throughout the world ‘American Airlines, American Eagle, AAdvantage, AAdvantage Millon Miler, MileSAAver, Business Extra, Flagship, Admirals Club, Platinum Pro, ‘AAdvantage MlieUp, AA Cargo, the Fight Symbol ogo and tne Tail Design are marks of American Airlines, Ine The following Terms and Conditions for your account have been updated The Flight Discount is redeemable toward the intial ticket purchase of air travel only fon fights marketed or operated by American Airlines or American Aisines ‘adeshare fights for Iineraries onginating in the US,, Puerto Rico, or US Virgin Islands, and sold in US Dollars. Ifthe ticket price is greater than the value of the Fight Discount, the difference must be paid only with a credit, debit or charge card. Important Information If you have questions about marketing communications, please visit wiww ci comfoffersforyou_or call the number on the back of your bard. (TTY: We accept 711 or other Relay Service.) The following Terms and Conditions for your account have been updated American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time with or without notice, and to énd the. ‘Addvantage® program with six months’ notice. Any such changes may affect Your ability to use AAdvantage® Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and Concitions apply. For more information on miles and Loyalty Points, vist ‘2a comloyaltypoints. For complete details about the AAdvantage program, Visit aa.com/aadvantage . For the AAdvantage® terms and conditions, visit 2a.com/aadvantage terms.About Interest Charges. How We Caleulte Interest. vo cacuate it sparatel for ean alae shown Inthe Interest Charge cvcition foe. We us he day Balance methoe {Unchsing current transactions he Bole Suet to nares Rates tolowed by (D) We igure the nest charge by mtv te daly balance by {eda peringc rate each day nthe ling sri. To get a daly bance, me tavetre alan atthe ero he previous day. ada te nest onthe preMous {ays taance ad new charges subtract new creas payments anda achstrents The Balance suoject to ntrest Rates the average of he cay alances We ue tre average dal Balance method (retudng current ‘ranections) te Baloncs suet oltre Rate i olowed bya) To stan {verage aay baarce we fake the balance at ine endo he previous day. ‘ew erarges, subtract new celts or payments, ana make adustments: We acd A the daly talances ae dvd by the purer of caysin the bling prod. WWerlgure ne wterest charge by multpying te average catytaance oy the ‘monthly gered rate. o by the daly pened rate and bythe number f Gays Inthe bling perio, as appeabl ow to Ava Paying interest on Purchases. Your due date sat ast 23 cays afer the clase ofeach ung eye We wil ht charge you nest on purcrases ‘tyeupay your monthly cin Pian Payment Arun pls Your ene Saance ‘excusing any Cit Flex Plan alas, by the cue date each rth I You dn ay your monty Ci Fex Pan Payment pus Your entre balance exlulng any {flex tan baiaces byte due date each moth, you Wl ay iferest on Your Durehates trom the ate theyre posta To Your account. We wl begin charg {Mansacion date We wl Been charge interes on a il Fes Pay balance Subject to an APR atthe str ofthe leg yee flowing the ig cycle dung ‘when youcreatea the ct lex Py. Your Rights. ‘What Tobe if You Fin A Mlstake on Your Statement. "you tars nee san eror an your statemert wie Us tthe adress or ‘ling inquires and coespondence shown an neon af your statement ‘youre, ive us te folowing formation + Dolar anount: The dla amount ofthe suspectederor. + Description of prolen If you thew teres an error on your il, describe wnat You bseve is erang and wy you taeve sa mistake ‘You must contact us within 60 cays after the eter appeared on you statement, “You must not us of any poten eras in wing, You may ca us, But YOU owoare not equre to investigate any potential erors and youmayave to Bay the amount in question 'Whle we investigate whether ona there hasbeen a ror, te following ae tee: + We canot try to colette amount seston eport yous etinguent on {hat amount. + The charge in question may cemaln on you statement, ané we may continue {erage you interest an that amour But we determine Nat we made 9 Mistake You mil at have to fay the amount Question or any iteres oF ‘the foes late to that mount + we oy et ave fa Ie amount mn aeston, You ae esses for + We can apply any unpai amount against your cre it lesesr.20722 ‘Your Rights f You Are Dissatisfied With Your Credit Card Purchases youre assasog wi the goods aisha youve purchased wih Your {cea ar. an you have ted goad fa fo caret to proien with te mecha ‘Yury hve the taht nt tony the remaining aor se on he sara Touse this int allof the fovowing must be |The purchase must rave been mace In your Pome stat within 00 mes of You! esront mating adress ana the durerase pice must ave been more than $50: Note Nether of theses necessary your purchase was based on Snadvertisoment we aed you, ori we own the company that S18 you the goods o services) 2.You mut have used your credit cara forthe purchase, Purchases made with ‘ash vances fam an ATM ot witha check hat accesses your cea ard decourt 60 no quaty. You must not yt have fly palé for he purchase ital the crteria above are met ana youre stl asaisted wth the purenasecoract usonlecr in rling tthe Customer Seruice ares shown ntrontet sateen While we investigate, tne same us apply ote sputed amount as cusses hove Biter wefigh au vestigation, mew fl you ur deen Ata pf ‘we tin youowe an amour an ou do ot pay, me may report you as dengue ‘Other Account and Payment Information ‘When Your Payment Will Be Credited we eceve yout payment in proper form at our processing fcity by 8p. local ine ter, wil be reites as of thatdayA payment received teretn prope form afer rat tine wile creates {of he newt Gay Allow 07 days or parents by req mato reac us. Theremay be a clay f upto Sdaysin cresting a payment we receive that nat improper formor na sent tothe correct adore The corec avers for regular malls the addres onthe nto the payment coupen The cortect ares for (Cburer or exsass mau isthe Express PayintsAdaress shown BEN Proper Ferm. Fora payer sei by malo cute oe in prope for you mes: + Enclose avai check or mney order. No cash or foreign currency please. “Incle your ame ae the ls ow dis of your account number. How to Report a Lost or Stolen Card Cathe Customer Service ruber a he topot to aoe Belance Transfers. alance Transfer amount are cluded inthe “Puchasns” fnetn the Recor Summary. Membership Fee. Some aounts ae charged a membership fe. To aol payieg thtee, nt us ih youare closing your account win 30 das ofthe mating {tdevery date othe statement on which the foie. ‘realtReporting Disputes. Vernay report nfrmation about your account to ‘eat bureaus you tne we've report ngcurate formation pease write {ous at Gh Brands Creat Bureau Opctes PO Bos 6241 Sux SD TIT Payment Amount ‘Yourmay say ao part of your secount balance a any te. However, you must Dav. byte payne Sate a ast Be run parent Se syments other than by mit ‘Online, See the front of your statement on how to make a payment rane, ot hone payments yo uti Cito toil bt yous iRat you ate onthe prove, You aso autor Cio automaticaly seit your ‘Speci bara acount every month nt amourt ard on te sare date each frontn nat youineate on ta phone nt You wraw your auoreaion. ‘Touray ance 2 onetime ohare payment or mharaw yur autorzation for utomatic ces by cling fe ruroer onthe ont of your Siatemert MARIN ne itera asciosea to you on te pone. ‘AutoPay. Vis. fo ereol in AutoPay and have you Eayment amouftautarnaicaly deaurted gach month on Your payment date fromthe payment acount you choose Express mall Send payment by xpress malt “Sivcarce Grigorase Lane Butaing 9 Ste 210 Couite RY 40213 ‘reating Payments other than by Mal, The payment cto tne for Oring Bil Payments, Phone Payments and Express mal payments smingnt Laster time, ths means that we wil eat your acount ss ote ciendr oy, sed {oneastern tne that we receive our payment reas heck, you authorize us. ibe cetiteg inthe amount ‘onthe check, We may do this as soon as te Gay werecelve the cheek Alo, fhe check wilde gestroyed