IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Product Proposal for achieving your Life Goals

Bajaj Allianz Life

Magnum Fortune Plus II
A Unit-linked Non-Participating Individual Life Savings Insurance Plan
UIN: 116L182V01

Hi Mr. PRATEEK GANG,

Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance.

You have opted for Magnum Fortune Plus II , an investment plan, which provides:

Key Features

Growth of your savings Loyalty Additions and Wide range of funds and Life insurance cover to Return of mortality charges
through market linked Maturity Booster to enhance portfolio strategy protect your life goals at maturity
returns your corpus
 Here's your illustration of Bajaj Allianz Life Magnum Fortune Plus II

(10 years)

Age 28 37 42

Policy Term
(15 years)

You Pay You Get

Premium Lumpsum Maturity Benefit
Excluding GST At Age 42

First year ₹ 5,000 Monthly Assumed rate of return

Second year onwards ₹ 5,000 Monthly @8% ₹ 10,87,559
@4% ₹ 7,36,399

Total Premium Total Benefits

₹ 6,00,000 @8% ₹ 10,87,559 @4% ₹ 7,36,399

Give-Get Life Insurance Cover(At Inception)

@8% 1.81 x @4% 1.23 x ₹ 6,00,000

Additional Coverages ( signifies Opted | signifies Not-opted )

Waiver of Premium Benefit Accidental Death Benefit Accidental Total Permanent Disability
From age 28 to 44 Benefit
From age 28 to 44

^P remiums are payable at the beginning of year; ^^Benefits to be received at the end of year
T he assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns
under the policy.
T he above benefits/returns shown in the document are for illustrative purpose only & must be read in conjunction with the Benefit Illustration. For
2
more details
on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com ) carefully before
concluding a sale.
 Why Bajaj Allianz Life

Total Asset Under Net Worth Number of Lives

Managment (AUM) Covered

Individual Claim Get 1 day claim As against IRDAI

settlement Ratio Approval mandated 150%

* All figures as on 31 March 2023

or more details please refer to Company Factsheet
https://www.bajajallianzlife.com/content/dam/balic/pdf/financialinformation/Factsheet/none/Q1/Factsheet-FY-2022-2023.pdf

3
Bajaj Allianz Life Insurance Co.Ltd., CIN: U66010PN2001PLC015959 | IRDAI Reg.No. 116 BEW ARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /
Mail us: customercare@bajajallianz.co.in | Call on: Toll free no. 1800 209 7272 FRADULENT OFFERS -
Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006, Maharashtra IRDAI is not involved in activities like selling insurance policies,
The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given announcing bonus or investment of premiums. Public
by Bajaj Finserv Ltd.to use its "Bajaj" Logo and Allianz SE to use its "Allianz" logo. receiving such phone calls are requested to lodge a police
complaint.
Quotation No : 60051260827

Bajaj Allianz Life Magnum Fortune Plus II

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Customer Details
Name of the Prospect/ Policyholder: NAVEEN GANG
Age (in years): 60
Gender: Male
Name of the Life Assured: PRATEEK GANG
Age (in years): 28
Gender Male

Product / RIders Details

Base Plan / Sum Policy Premium Premium Instalment Premium Instalment Premium
Rider Name of Product / Rider Option Chosen UIN Assured Term Payment Term Payment Mode Without GST GST Rate with GST
(Years) (Years)
Base Plan Bajaj Allianz Life Magnum Not Applicable 116L182V01 6,00,000 15 10 Monthly 5,000 18% on 5,000
Fortune Plus II Charges
Rider Bajaj Allianz Life Linked Accidental Death Benefit 116A055V01 6,00,000 15 10 Monthly 38 18% on 45
Accident Protection Rider Premium
Rider Bajaj Allianz Life Linked Accidental Total Permanent 116A055V01 6,00,000 15 10 Monthly 20 18% on 24
Accident Protection Rider Disability Benefit Premium
Total 5,058 5,069

Investment Strategy Opted for Investor Selectable Portfolio Strategy

Fund opted for along with risk levels
Sr.No Fund Name SFIN Risk Level Fund Management Charge Investment%
1 Liquid Fund ULIF02510/07/06LIQUIDFUND116 Low 0.95% 0%
2 Bond Fund ULIF02610/07/06BONDFUNDLI116 Moderate 0.95% 0%
3 Individual Short Term Debt Fund ULIF08817/01/23INDSTRMDBT116 Moderate 0.95% 0%
4 Asset Allocation Fund II ULIF07205/12/13ASSETALL02116 High 1.25% 0%
5 Bluechip Equity Fund ULIF06026/10/10BLUECHIPEQ116 High 1.25% 0%
6 Dynamic Asset Allocation Fund ULIF08617/01/23DYNASALLOC116 High 1.35% 0%
7 Equity Growth Fund II ULIF05106/01/10EQTYGROW02116 Very High 1.35% 50%
8 Accelerator Mid-Cap Fund II ULIF05206/01/10ACCMIDCA02116 Very High 1.35% 50%
9 Pure Stock Fund II ULIF07709/01/17PURSTKFUN2116 Very High 1.30% 0%
10 Pure Stock Fund ULIF02721/07/06PURESTKFUN116 Very High 1.35% 0%
11 Flexi Cap Fund ULIF07917/11/21FLXCAPFUND116 Very High 1.35% 0%
12 Sustainable Equity Fund ULIF08017/11/21SUSEQUFUND116 Very High 1.35% 0%
13 Small Cap Fund ULIF08717/01/23SMALLCAPFU116 Very High 1.35% 0%
14 Midcap Index Fund ULIF08919/10/23MIDCPINDFD116 Very High 1.35% 0%
15 Smallcap Quality Index Fund ULIF09103/01/24SMCPQYINDF116 Very High 1.35% 0%

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked 'guaranteed' in the illustration table on this page.If your policy offers variable benefits then the illustrations on this page will show
two different rates of assumed future investment returns, of 8 % p.a.and 4 % p.a.These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you
might get back, as the value of your policy is dependent on a number of factors including future investment performance.
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges and taxes, may grow over the years of the policy term if
the fund earns a gross returns of 8% p.a. and 4% p.a. These rates, i.e. 8% p.a. and 4% p.a. are assumed only for the purpose of illustrating the flow of benefits if the returns are at this
level. It should not be interpreted that the returns under the plan are going to be either 8%p.a. or 4% p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges, underwriting extra, if any, guarantee
charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the net yield. Please note that the mortality charges per
thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The investment risk in this
policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at two assumed rates of return.
Part B of this statement presents a detailed breakup of the charges, and other values.

O.X.A.X
Quotation No : 60051260827

Part A (Amount in Rupees)

At 4% p.a. Gross Investment Return At 8% p.a. Gross Investment Return

Commission payable to intermediary
Policy Annualised Mortality Other Fund at End of Surrender Death Mortality Other Fund at End of Surrender Death (Rs.)
Year Premium Charges Charges# GST Year Value Benefit Charges Charges# GST Year Value Benefit
1 60,000 439 4,068 811 55,865 0 6,00,000 438 4,074 812 57,026 0 6,00,000 750
2 60,000 400 4,833 942 1,13,091 0 6,00,000 398 4,871 948 1,17,689 0 6,00,000 1,650
3 60,000 364 5,616 1,077 1,71,708 0 6,00,000 359 5,719 1,094 1,82,218 0 6,00,000 2,400
4 60,000 325 6,419 1,214 2,31,753 0 6,00,000 313 6,621 1,248 2,50,862 0 6,00,000 3,300
5 60,000 285 7,242 1,355 2,93,260 0 6,00,000 265 7,581 1,412 3,23,884 0 6,00,000 4,200
6 60,000 242 5,705 1,070 3,59,135 3,59,135 6,00,000 209 6,223 1,158 4,04,497 4,04,497 6,00,000 4,500
7 60,000 191 6,607 1,224 4,26,623 4,26,623 6,00,000 141 7,350 1,348 4,90,265 4,90,265 6,00,000 4,500
8 60,000 135 7,531 1,380 4,95,767 4,95,767 6,00,000 63 8,549 1,550 5,81,524 5,81,524 6,00,000 4,500
9 60,000 70 8,479 1,539 5,66,616 5,66,616 6,00,000 2 9,825 1,769 6,78,601 6,78,601 6,78,601 4,500
10 60,000 8 9,449 1,702 6,41,883 6,41,883 6,41,883 0 11,182 2,013 7,84,966 7,84,966 7,84,966 4,500
11 0 0 10,036 1,807 6,58,477 6,58,477 6,58,477 0 12,218 2,199 8,36,450 8,36,450 8,36,450 0
12 0 0 10,263 1,847 6,75,683 6,75,683 6,75,683 0 12,938 2,329 8,91,557 8,91,557 8,91,557 0
13 0 0 10,499 1,890 6,93,423 6,93,423 6,93,423 0 13,708 2,467 9,50,443 9,50,443 9,50,443 0
14 0 0 10,742 1,934 7,11,667 7,11,667 7,11,667 0 14,531 2,616 10,13,319 10,13,319 10,13,319 0
15 0 0 10,992 1,978 7,36,399 7,36,399 7,36,399 0 15,409 2,774 10,87,559 10,87,559 10,87,559 0

# includes all charges other than mortality charge, See Part B for details

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATIVE PURPOSE.

I, ____ _____, have explained the premiums, charges and benefits under the policy fully I, ____NAVEEN GANG _____, having received the information with respect to the above,
to the prospect / policyholder. have understood the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary / Official Date: Signature of Prospect / Policyholder

Part B

(Amount in Rupees)

Gross 8% Net Yield 6.34 %

Yield

Premium
Policy Annualised Allocation Annualised Premium - Mortality GST (Excl Policy Guarantee Other Return of Mortality Loyalty Additions + Maturity Fund FMC Fund at Surrender Death
Year Premium (AP) Charge Premium Allocation Charge Charge on FMC) Admin. Charge Charges* Charges (ROMC) Booster + Family Benefit before Incl End of Value Benefit
Charge FMC GST Year (Lumpsum)
(PAC)
1 60,000 2,400 57,600 438 738 1,260 0 0 0 0 57,514 488 57,026 0 6,00,000
2 60,000 2,400 57,600 398 731 1,260 0 0 0 0 1,19,118 1,429 1,17,689 0 6,00,000
3 60,000 2,400 57,600 359 723 1,260 0 0 0 0 1,84,647 2,430 1,82,218 0 6,00,000
4 60,000 2,400 57,600 313 715 1,260 0 0 0 0 2,54,356 3,494 2,50,862 0 6,00,000
5 60,000 2,400 57,600 265 706 1,260 0 0 0 0 3,28,511 4,626 3,23,884 0 6,00,000
6 60,000 0 60,000 209 264 1,260 0 0 0 0 4,10,353 5,856 4,04,497 4,04,497 6,00,000
7 60,000 0 60,000 141 252 1,260 0 0 0 0 4,97,451 7,186 4,90,265 4,90,265 6,00,000
8 60,000 0 60,000 63 238 1,260 0 0 0 0 5,90,126 8,601 5,81,524 5,81,524 6,00,000
9 60,000 0 60,000 2 227 1,260 0 0 0 0 6,88,708 10,107 6,78,601 6,78,601 6,78,601
10 60,000 0 60,000 0 227 1,260 0 0 0 3,178 7,93,496 11,708 7,84,966 7,84,966 7,84,966
11 0 0 0 0 227 1,260 0 0 0 3,630 8,45,750 12,931 8,36,450 8,36,450 8,36,450
12 0 0 0 0 227 1,260 0 0 0 4,014 9,01,323 13,780 8,91,557 8,91,557 8,91,557
13 0 0 0 0 227 1,260 0 0 0 4,326 9,60,806 14,688 9,50,443 9,50,443 9,50,443
14 0 0 0 0 227 1,260 0 0 0 4,611 10,24,368 15,659 10,13,319 10,13,319 10,13,319
15 0 0 0 0 227 1,260 0 0 2,187 9,831 10,92,237 16,696 10,87,559 10,87,559 10,87,559

(Amount in Rupees)

Gross 4%
Yield

Premium
Policy Annualised Allocation Annualised Premium - Mortality GST (Excl Policy Guarantee Other Return of Mortality Loyalty Additions + Maturity Fund FMC Fund at Surrender Death
Year Premium (AP) Charge Premium Allocation Charge Charge on FMC) Admin. Charge Charges* Charges (ROMC) Booster + Family Benefit before Incl End of Value Benefit
Charge FMC GST Year (Lumpsum)
(PAC)
1 60,000 2,400 57,600 439 738 1,260 0 0 0 0 56,346 481 55,865 0 6,00,000
2 60,000 2,400 57,600 400 731 1,260 0 0 0 0 1,14,475 1,384 1,13,091 0 6,00,000
3 60,000 2,400 57,600 364 724 1,260 0 0 0 0 1,74,017 2,309 1,71,708 0 6,00,000
4 60,000 2,400 57,600 325 717 1,260 0 0 0 0 2,35,009 3,256 2,31,753 0 6,00,000
5 60,000 2,400 57,600 285 710 1,260 0 0 0 0 2,97,486 4,226 2,93,260 0 6,00,000
6 60,000 0 60,000 242 270 1,260 0 0 0 0 3,64,380 5,245 3,59,135 3,59,135 6,00,000
7 60,000 0 60,000 191 261 1,260 0 0 0 0 4,32,933 6,310 4,26,623 4,26,623 6,00,000
8 60,000 0 60,000 135 251 1,260 0 0 0 0 5,03,167 7,400 4,95,767 4,95,767 6,00,000
9 60,000 0 60,000 70 239 1,260 0 0 0 0 5,75,134 8,518 5,66,616 5,66,616 6,00,000
10 60,000 0 60,000 8 228 1,260 0 0 0 2,673 6,48,873 9,663 6,41,883 6,41,883 6,41,883
11 0 0 0 0 227 1,260 0 0 0 2,982 6,65,851 10,356 6,58,477 6,58,477 6,58,477
12 0 0 0 0 227 1,260 0 0 0 3,202 6,83,105 10,624 6,75,683 6,75,683 6,75,683
13 0 0 0 0 227 1,260 0 0 0 3,331 7,00,993 10,902 6,93,423 6,93,423 6,93,423
14 0 0 0 0 227 1,260 0 0 0 3,418 7,19,438 11,189 7,11,667 7,11,667 7,11,667
15 0 0 0 0 227 1,260 0 0 2,459 7,016 7,38,407 11,483 7,36,399 7,36,399 7,36,399

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Quotation No : 60051260827

Family Benefit
Benefit Benefit
@8% @4%
Fund value at the end of year-with family benefit 10,92,474 7,39,907
Fund value at the end of year-without family benefit 10,87,559 7,36,399

In the above illustration, it is assumed that the Premiums are paid at the beginning of the year and benefits are payable at the end of the year.
Notes:
1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund management charge is based on the specific fund option(s) chosen.
3. In case rider charges are collected explicitly through collec on of rider premium, and not by way of cancella on of units, then such charges are not considered in this illustra on. In other cases, rider charges
are included in other charges.

I, ___ _____(name), have explained the premiums, charges and benefits under the policy fully I, ___ NAVEENGANG _____ (name), having received the informa on with respect to the
to the prospect / policyholder. above, have understood the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary / Official Date: Signature of Prospect / Policyholder

Notes: Bajaj Allianz Life Magnum Fortune Plus II

1. Please consult our 'Insurance Consultant' for any clarifications on this illustration.
2. Unit Linked Life Insurance Products are different from the traditional insurance products and are subject to the risk factors.
3. All benefits payable under the Policy are subject to the tax laws and other financial enactments, as they exist from time to time.
4. The Regular Premium and Top Up Premium, if any, paid is subject to investment risks associated with capital markets and Unit Prices may go up and down based on the performance of the underlying assets in
the Funds and the factors influencing the Capital market and the Life Assured/ Policyholder is responsible for his/ her decisions.
5. Bajaj Allianz Life Insurance is the name of the company & Bajaj Allianz Life Magnum Fortune Plus II is only the name of the Insurance Plan and does in no way indicate the quality of the policy, its future prospects
or returns.
6. On death of the life assured, Higher of (Prevailing Sum Assured or Regular Premium Fund Value) plus Higher of (Top up Sum Assured or Top up Premium Fund Value) is payable, provided all due premiums are
paid up to date
The total death benefit shall be at least the Guaranteed Benefit of 105% of Total premiums paid.
7. The plan provides Loyalty Advantage, as detailed below. Loyalty Advantage will be added into the fund provided all due premiums under the policy are paid up to the date of each Loyalty Advantage. The Loyalty
Advantage available in the product are:
Return of Mortality Charge (ROMC): Provided all premiums due under the policy are paid up to date, the mortality charges deducted will be added to the Fund value including to the Top-up Fund Value (in
amount and timing).
Loyalty Additions (LA): At the end of every year starting from the 10th policy year, loyalty additions are added to regular premium fund value. For more details, please refer the sales literature.
Maturity Booster: At the end of policy term, maturity booster will be added to regular premium fund value.For more details, please refer the sales literature.

I, ___ _____(name), have explained the premiums, charges and benefits under the policy fully I, ___ NAVEENGANG _____ (name), having received the informa on with respect to the
to the prospect / policyholder. above, have understood the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary / Official Date: Signature of Prospect / Policyholder

Bajaj Allianz Life Insurance Co. Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. Reg No.: 116.
Tel: (020) 66026777.
Email: customercare@bajajallianz.co.in
www.bajajallianzlife.com

O.X.A.X