Anil Sharma Bharti Axa Unnati 10168

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Bharti AXA Life Unnati Plan

A Non-Linked, Participating, Individual, Savings Life Insurance Plan

ILLUSTRATION OF BENEFITS FOR BHARTI AXA LIFE UNNATI PLAN

Proposer Details Quote No.: 70005268143


Name of the Prospect/Policyholder: Anil Sharma System Reference No.: 70005268143
Age as on last birthday: 34 Years Proposal No:
Gender: Male Policy No:
Life Insured Details Name of the Product: Bharti AXA Life Unnati Plan
Name of the Life Insured: Anil Sharma Tag Line: A Non-Linked, Participating, Individual,
Savings Life Insurance Plan
Age as on last birthday: 34 Years
Unique Identification Number: 130N106V01
Gender: Male
GST Rate (incl. cess, if any): GST Rate applicable in 1st year is 4.50% and
2nd year onwards is 2.25%. For Riders, 18%
GST rate is applicable.
Policy Term (years): 66
Premium Payment Term (years) : 10
Premium Mode: Annual
Amount of lnstalment Premium (Rs.): (incl. rider Product Code: PIWL10S
premium and GST) 36,575

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

How to read and understand this benefit illustration?


This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates
of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value
of your policy is dependent on a number of factors including future investment performance.

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 1 of 8
Policy Details
Policy Option: Whole Life Income Option Sum Assured Rs. 3,10,737
Bonus Type : Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 3,67,500

Premium Summary
Bharti AXA Life Unnati Plan Total Instalment Premium
Instalment Premium without GST (Rs.) 35,000 35,000
GST in the First Year 1,575 1,575
Instalment Premium with First Year GST (Rs.) 36,575 36,575
GST from 2nd Year onwards 788 788
Instalment Premium with GST 2nd Year Onwards (Rs.) 35,788 35,788

Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a
p.a Guaranteed Benefit

Single / Maturity Benefit Death Benefit


Policy Annualized Total
Total
Year Premium Surrender Total Total
Guaranteed Survival Surrender Death Maturity Reversionary Cash Surrender Reversionary Cash Benefit, Total Death Total Death
Benefit Benefit Benefit Bonus Benefit, incl Maturity Maturity
Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl Benefit incl Benefit incl
(1) Terminal of Terminal of Terminal
(2) Terminal Terminal Terminal
(3) (5) (8) Bonus (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any
@ 4% @ 8% @ 4% @ 8%
(10)
(13)
(6+8) (6+11)
(7+8) (7+11)

1 35,000 - - - 3,67,500 - - - - - - - - - 3,67,500 3,67,500

2 35,000 - 5,438 15,562 3,67,500 - - - 15,562 - - 15,562 - - 3,67,500 3,67,500

3 35,000 - 5,438 25,874 3,67,500 - - - 25,874 - - 25,874 - - 3,67,500 3,67,500

4 35,000 - 5,438 53,686 3,67,500 - - - 53,686 - - 53,686 - - 3,67,500 3,67,500

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 2 of 8
Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a p.a Guaranteed Benefit

Single / Maturity Benefit Death Benefit


Policy Annualized Total
Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
Benefit Benefit Benefit Bonus Benefit, incl Benefit incl Benefit incl
(1) Additions. Benefit Bonus Terminal Bonus Bonus incl Benefit,incl Benefit, incl
Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal Bonus if any Bonus if any
(3) (5) (8) (11) (12) Bonus Bonus, if any Bonus, if any
(4) (6) (7) (9) @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)

5 35,000 - 5,438 65,748 3,67,500 - - - 65,748 - - 65,748 - - 3,67,500 3,67,500

6 35,000 - 5,438 77,811 3,67,500 - - - 77,811 - - 77,811 - - 3,67,500 3,67,500

7 35,000 - 5,438 89,873 3,67,500 - - - 89,873 - - 89,873 - - 3,67,500 3,67,500

8 35,000 - 5,438 1,01,935 3,67,500 - - - 1,01,935 - - 1,07,279 - - 3,67,500 3,67,500

9 35,000 - 5,438 1,13,997 3,67,500 - - - 1,28,511 - - 1,49,822 - - 3,67,500 3,67,500

10 35,000 - 5,438 1,26,059 3,67,500 - - - 1,68,972 - - 2,01,848 - - 3,67,500 3,67,500

11 - - 5,438 1,20,621 3,67,500 - - 901 2,38,173 - 13,952 2,84,038 - - 3,67,500 3,67,500

12 - - 5,438 1,15,183 3,67,500 - - 901 2,39,509 - 13,952 2,82,515 - - 3,67,500 3,69,489

13 - - 5,438 1,09,745 3,67,500 - - 901 2,40,938 - 13,952 2,88,613 - - 3,67,500 3,72,907

14 - - 5,438 1,04,307 3,67,500 - - 901 2,42,461 - 13,952 2,91,829 - - 3,67,500 3,76,542

15 - - 5,438 1,16,369 3,67,500 - - 901 2,48,060 - 13,952 2,95,923 - - 3,67,500 3,80,365

16 - - 5,438 1,10,932 3,67,500 - - 901 2,49,738 - 13,952 2,99,574 - - 3,67,500 3,84,435

17 - - 5,438 1,05,494 3,67,500 - - 901 2,51,509 - 13,952 3,04,079 - - 3,67,500 3,88,754

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 3 of 8
Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a
p.a Guaranteed Benefit

Single / Maturity Benefit Death Benefit


Policy Annualized Total
Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
(1) Additions. Benefit Benefit Benefit Benefit Bonus Bonus Benefit, incl Bonus Bonus incl Benefit,incl Benefit, incl
Benefit incl Benefit incl
Terminal of Terminal of Terminal
(2) Terminal Terminal Terminal
(3) (5) (8) Bonus (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any
@ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)

18 - - 5,438 1,00,056 3,67,500 - - 901 2,53,373 - 13,952 3,08,142 - - 3,67,500 3,93,291

19 - - 5,438 94,618 3,67,500 - - 901 2,59,357 - 13,952 3,16,284 - - 3,67,500 3,98,139

20 - - 5,438 89,180 3,67,500 - - 901 2,68,927 - 13,952 3,23,990 - - 3,67,500 4,03,235

21 - - 5,438 83,742 3,67,500 - - 901 2,70,085 - 13,952 3,26,453 - - 3,67,500 4,08,673

22 - - 5,438 95,804 3,67,500 - - 901 2,76,828 - 13,952 3,34,749 - - 3,67,500 4,14,390

23 - - 5,438 90,366 3,67,500 - - 901 2,81,256 - 13,952 3,40,917 - - 3,67,500 4,20,450

24 - - 5,438 84,928 3,67,500 - - 901 2,82,755 - 13,952 3,44,343 - - 3,67,500 4,26,882

25 - - 5,438 79,490 3,67,500 - - 901 2,89,887 - 13,952 3,53,588 - - 3,67,500 4,33,656

26 - - 5,438 74,053 3,67,500 - - 901 2,97,492 - 13,952 3,64,300 - - 3,69,799 4,40,865

27 - - 5,438 68,615 3,67,500 - - 901 3,02,518 - 13,952 3,71,999 - - 3,74,554 4,48,447

28 - - 5,438 63,177 3,67,500 - - 901 3,09,945 - 13,952 3,82,377 - - 3,79,432 4,56,495

29 - - 5,438 75,239 3,67,500 - - 901 3,15,165 - 13,952 3,90,861 - - 3,84,497 4,65,009

30 - - 5,438 69,801 3,67,500 - - 901 3,20,517 - 13,952 3,99,786 - - 3,89,656 4,73,990

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 4 of 8
Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a p.a Guaranteed Benefit

Maturity Benefit Death Benefit


Single /
Policy Annualized Total
Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
Benefit Benefit Benefit Bonus Benefit, incl Benefit incl Benefit incl
(1) Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl
Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal Terminal
(3) (5) (8) (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)

31 - - 5,438 64,363 3,67,500 - - 901 3,25,909 - 13,952 4,09,155 - - 3,94,969 4,83,529

32 - - 5,438 58,925 3,67,500 - - 901 3,31,518 - 13,952 4,19,052 - - 4,00,438 4,93,566

33 - - 5,438 53,487 3,67,500 - - 901 3,37,196 - 13,952 4,29,454 - - 4,06,062 5,04,193

34 - - 5,438 48,049 3,67,500 - - 901 3,46,301 - 13,952 4,44,711 - - 4,11,842 5,15,442

35 - - 5,438 42,611 3,67,500 - - 901 3,55,468 - 13,952 4,59,564 - - 4,17,777 5,27,312

36 - - 5,438 54,674 3,67,500 - - 901 3,61,628 - 13,952 4,71,846 - - 4,23,868 5,39,866

37 - - 5,438 49,236 3,67,500 - - 901 3,67,951 - 13,952 4,84,820 - - 4,30,114 5,53,134

38 - - 5,438 43,798 3,67,500 - - 901 3,77,514 - 13,952 5,01,592 - - 4,36,546 5,67,117

39 - - 5,438 38,360 3,67,500 - - 901 3,81,733 - 13,952 5,13,578 - - 4,43,133 5,81,909

40 - - 5,438 32,922 3,67,500 - - 901 3,91,614 - 13,952 5,31,881 - - 4,49,907 5,97,539

41 - - 5,438 27,484 3,67,500 - - 901 4,02,334 - 13,952 5,53,228 - - 4,56,837 6,14,039

42 - - 5,438 22,046 3,67,500 - - 901 4,10,266 - 13,952 5,71,010 - - 4,63,984 6,31,440

43 - - 5,438 16,608 3,67,500 - - 901 4,20,777 - 13,952 5,92,148 - - 4,71,286 6,49,805

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 5 of 8
Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a
p.a Guaranteed Benefit

Maturity Benefit Death Benefit


Single /
Policy Annualized Total
Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
Benefit Benefit Benefit Bonus Benefit, incl Benefit incl Benefit incl
(1) Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl
Terminal Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal
(3) (5) (8) (11) (12) Bonus Bonus if any Bonus if any
(4) (6) (7) (9) Bonus, if any Bonus, if any @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)

44 - - 5,438 28,670 3,67,500 - - 901 4,25,951 - 13,952 6,08,726 - - 4,78,806 6,69,195

45 - - 5,438 23,233 3,67,500 - - 901 4,36,756 - 13,952 6,31,744 - - 4,86,512 6,89,641

46 - - 5,438 17,795 3,67,500 - - 901 4,45,473 - 13,952 6,53,573 - - 4,94,405 7,11,206

47 - - 5,438 12,357 3,67,500 - - 901 4,54,266 - 13,952 6,76,412 - - 5,02,515 7,33,952

48 - - 5,438 6,919 3,67,500 - - 901 4,69,982 - 13,952 7,09,684 - - 5,10,843 7,57,910

49 - - 5,438 1,481 3,67,500 - - 901 4,76,259 - 13,952 7,32,182 - - 5,19,357 7,83,204

50 - - 5,438 - 3,67,500 - - 901 4,85,767 - 13,952 7,59,061 - - 5,28,089 8,09,834

51 - - 5,438 8,105 3,67,500 - - 901 4,95,532 - 13,952 7,87,376 - - 5,37,038 8,37,894

52 - - 5,438 2,667 3,67,500 - - 901 5,05,538 - 13,952 8,17,145 - - 5,46,205 8,67,476

53 - - 5,438 - 3,67,500 - - 901 5,18,100 - 13,952 8,50,806 - - 5,55,620 8,98,612

54 - - 5,438 - 3,67,500 - - 901 5,28,548 - 13,952 8,83,689 - - 5,65,253 9,31,394

55 - - 5,438 - 3,67,500 - - 901 5,39,245 - 13,952 9,18,313 - - 5,75,103 9,65,917

56 - - 5,438 - 3,67,500 - - 901 5,55,132 - 13,952 9,63,813 - - 5,85,233 10,02,242

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 6 of 8
Illustration summary over the duration of the policy

Non-Guaranteed Benefits@ 8% Total Benefits including Guaranteed and Non-


Guaranteed Benefits Non-Guaranteed Benefits@ 4% p.a
p.a Guaranteed Benefit

Maturity Benefit Death Benefit


Single /
Policy Annualized Total
Total
Year Premium Surrender Total Total
Survival Death Maturity Cash Surrender Total Death Total Death
Guaranteed Surrender Reversionary Reversionary Cash Benefit, Maturity Maturity
Benefit Benefit Benefit Bonus Benefit, incl Benefit incl Benefit incl
(1) Additions. Benefit Bonus Bonus Bonus incl Benefit,incl Benefit, incl
Terminal Terminal of Terminal of Terminal
(2) Bonus Terminal Terminal
(3) (5) (8) (11) (12) Bonus Bonus, if any Bonus, if any Bonus if any Bonus if any
(4) (6) (7) (9) @ 4% @ 8%
(10) @ 4% @ 8%
(13)
(6+8) (6+11)
(7+8) (7+11)

57 - - 5,438 - 3,67,500 - - 901 5,66,334 - 13,952 10,02,360 - - 5,95,581 10,40,494

58 - - 5,438 - 3,67,500 - - 901 5,80,923 - 13,952 10,45,941 - - 6,06,177 10,80,704

59 - - 5,438 - 3,67,500 - - 901 5,92,568 - 13,952 10,88,411 - - 6,17,022 11,22,995

60 - - 5,438 - 3,67,500 - - 901 6,04,352 - 13,952 11,32,916 - - 6,28,146 11,67,492

61 - - 5,438 - 3,67,500 - - 901 6,19,501 - 13,952 11,82,743 - - 6,39,519 12,14,258

62 - - 5,438 - 3,67,500 - - 901 6,32,319 - 13,952 12,32,321 - - 6,51,172 12,63,417

63 - - 5,438 - 3,67,500 - - 901 6,56,479 - 13,952 13,01,972 - - 6,63,073 13,15,092

64 - - 5,438 - 3,67,500 - - 901 6,78,028 - 13,952 13,65,192 - - 6,75,285 13,69,378

65 - - 5,438 - 3,67,500 - - 901 6,99,896 - 13,952 14,31,154 - - 6,87,746 14,26,398

66 - - 5,438 - 3,67,500 3,10,737 - 901 - - 13,952 - 6,81,291 14,07,639 7,00,517 14,86,277

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods & Services Tax.

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 7 of 8
Explanation & Information
1. This benefit illustration explains the benefits and features of the proposed policy and is not a contract of insurance.
2. The above illustrated benefits are assumed to occur at the end of policy year.
3. The illustrated values based on the assumption of 4% and 8% gross investment returns per annum are not guaranteed and are for illustration purpose only.
4. The illustration is applicable only for a Standard Life(from medical,lifestyle and occupational point of view).
5. Some benefits are guaranteed and some are variable with returns based on the future performance of the insurance company. If your policy offers guaranteed returns then these will be
clearly marked as ""guaranteed"" in the illustration table. If your policy offers variable returns then the illustrations will show two different rates of assumed future investment returns. These
assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including
future investment returns.
6. Guaranteed Benefit is the Guaranteed Annual Income, as illustrated in column (4), payable from the end of 2nd policy year until maturity or death, whichever is earlier. Non Guaranteed
benefits include Cash Bonus, and terminal bonus. Cash bonus, as illustrated in column (9) and column (12) for 4% and 8% gross investment returns per annum respectively, are payable every
year, starting from end of {Premium Paying Term + 1} year until maturity or death, whichever is earlier. Terminal Bonus, as applicable, will be is paid on maturity or death, whichever is
earlier.
7. Guaranteed Surrender benefit in (5) is net of any due guaranteed payout payable at the end of policy year.
8. The policy can be surrendered by the policyholder at any time, provided atleast two (2) full years' premiums have been paid. The minimum guaranteed surrender value(GSV) under the policy
is a percentage of all premiums paid till date.The Company may allow surrender values at such other rates not less than the Guaranteed Surrender Value. The Surrender Value receivable,will
be the higher of the Guaranteed Surrender Value (GSV) and the Special Surrender Value (SSV).The Total Surrender Value receivable at 4% and 8% gross investment returns per annum is
illustrated in column (10) and column (13) respectively.The amounts are net of any guaranteed/ non-guaranteed payouts due to be paid at the end of the policy year. The policy will
terminate on the Date of Surrender.
9. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
10. Tax benefits are as per the current tax legislations and are subject to change in tax laws. Neither the company nor its agents can offer legal or tax advice.
11. Bharti AXA Life Insurance Company Ltd. is the name of the Insurance Company and Bharti AXA Life Unnati is the name of the product and does not in any way indicate the quality of the
contract, its future prospects or returns.
12. Goods & Services Tax would be payable as per applicable tax laws

Declaration by Advisor / Sales Person Declaration by Proposer


I, ............ ...... ............ ... (name), have explained the premiums, and benefits under the I, Anil Sharma, having received the information with respect to the above, have understood
product fully to the prospect / policyholder. the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

Name of the Proposer: Anil Sharma Signature of the Proposer:


Registered address- Unit No. 1902, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra
Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor,Malad link road, Malad (west), Mumbai 400064. Maharashtra
IRDA Regn no.-130. Website: www.bhartiaxa.com
Page: 8 of 8

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