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Get in on the Action: Exploring the Top American Express Credit Cards for Epic Perks!

Intro

Ladies and gentlemen, welcome to High Excess, where we explore the world of personal
finance and credit cards. In today's video, we dive into the exciting realm of
American Express credit cards, renowned for their prestige, rewards, and unparalleled
benefits. So, whether you're a seasoned traveler, a savvy shopper, or simply someone
looking to optimize their financial journey, this is the ultimate guide to the top
Amex credit cards that will elevate your financial lifestyle to new heights. Get
ready to embark on a journey of discovery as we unveil the cream of the crop. Let's
jump right in!

American Express Gold Card

First off, we’re starting strong by featuring this amazing credit card, the
prestigious American Express Gold Card. The American Express Gold Card offers a
diverse range of rewards, allowing you to earn valuable Membership Rewards Points for
every dollar you spend on eligible purchases. The rewards rate can vary from 1x to an
impressive 4x, depending on the category of your purchase. So whether you're booking
flights, dining out at your favorite restaurants, or making everyday purchases,
you'll be accumulating points that can be redeemed for a variety of travel-related
perks and experiences.

To sweeten the deal, new card members could earn a generous welcome bonus of 60,000
Membership Rewards Points. By spending $4,000 on eligible purchases within the first
six months of Card Membership, you'll unlock this enticing bonus, fast-tracking your
journey towards your dream destinations.

While the American Express Gold Card offers remarkable rewards, it's important to
consider the annual fee associated with the card, which amounts to $250. However, for
avid travelers who make full use of the card's benefits and rewards, the value
received often surpasses the cost of the annual fee.

With its focus on travel rewards and its remarkable welcome bonus, the American
Express Gold Card has established itself as a top contender in the realm of credit
cards. So if you're ready to elevate your travel experiences and unlock a world of
exciting possibilities, this card could be the perfect fit for you.
American Express Platinum Card

Now, prepare to be introduced to the pinnacle of luxury and exclusivity—the Platinum


Card from American Express. This prestigious credit card is designed for those who
demand nothing but the very best in travel experiences and premium perks.

When it comes to rewards, the Platinum Card delivers unparalleled value. Each
eligible purchase earns you valuable Membership Rewards Points, with a rewards rate
ranging from 1x to an astonishing 5x, depending on the category. Whether you're
booking flights, dining at top-tier restaurants, or managing daily expenses, your
points will accumulate rapidly, propelling you towards remarkable adventures.

But there's an even more enticing offer for new card members. By spending $6,000 on
purchases within the first six months of Card Membership, you can unlock a remarkable
welcome bonus of 80,000 Membership Rewards Points. This generous bonus is your golden
ticket to unlock a world of possibilities and unforgettable experiences.

Now, let's explore the exclusive perks that set the Platinum Card apart from the
competition. As a cardholder, you gain access to an array of premium travel benefits
that redefine luxury. Enjoy complimentary access to prestigious airport lounges
worldwide, breeze through expedited security screening, and take advantage of airline
fee credits to offset incidental charges. Additionally, indulge in the exclusive
perks of Fine Hotels & Resorts bookings, ensuring exceptional amenities and upgrades
during your hotel stays.

But the Platinum Card doesn't limit its extravagance to travel alone. Prepare to
savor exclusive dining experiences, gain coveted access to sought-after events, and
rely on a dedicated 24/7 concierge service to cater to your every need.

While it's important to note the higher annual fee of $695 associated with the
Platinum Card, the unparalleled benefits and privileges bestowed upon cardholders
easily outweigh the cost for those seeking the pinnacle of luxury.

If you crave a credit card that unlocks the doors to a world of unparalleled
opulence, granting you access to extraordinary rewards, privileges, and experiences,
the Platinum Card from American Express stands as a true embodiment of
sophistication.

Blue Cash Everyday Card

Now, let's turn our attention to the Blue Cash Everyday Card from American Express, a
card specifically designed for those seeking attractive rewards without the burden of
an annual fee. If you prefer a straightforward cash back program and a wallet-
friendly approach, this card might just be the perfect fit for you.
With the Blue Cash Everyday Card, you can earn cash back on your everyday purchases.
The rewards rate ranges from 1% to a generous 3%, depending on the category of your
expenditure. From groceries to gas stations and select department stores, your cash
back will steadily accumulate, providing you with savings on your regular spending.

As a new card member, there's an enticing welcome offer awaiting you. By spending
$2,000 on purchases within the first six months of Card Membership, you'll be
rewarded with a $200 statement credit. This initial boost can help kick-start your
cash back journey and put money back in your pocket.

One of the standout features of the Blue Cash Everyday Card is its lack of an annual
fee. This means you can enjoy the benefits and rewards of the card without having to
worry about incurring an extra cost each year.

Whether you're a budget-conscious individual, a savvy shopper, or simply prefer the


simplicity of cash back rewards, the Blue Cash Everyday Card provides a compelling
option to maximize your savings while keeping your finances in check.

So, if you're looking for a credit card that offers attractive cash back rewards, an
appealing welcome bonus, and the added advantage of no annual fee, the Blue Cash
Everyday Card from American Express is definitely worth considering.

Delta SkyMiles Gold American Express Card

Get ready to take your travel experiences to new heights with the Delta SkyMiles Gold
American Express Card. If you're a frequent flyer seeking exceptional airline
rewards, this card is tailor-made for you.

The rewards program of the Delta SkyMiles Gold Card is designed to elevate your
journey. For every dollar you spend on eligible purchases, you'll earn a generous 2x
miles on Delta purchases, as well as at supermarkets and for takeout in the U.S. On
all other eligible purchases, you'll earn 1x miles. This means that whether you're
booking flights, stocking up on groceries, or indulging in your favorite takeout,
you'll be racking up miles that can be redeemed for future travel benefits.

But the rewards don't stop there. As a new card member, you'll have the opportunity
to earn a substantial welcome bonus of 65,000 bonus miles. Simply spend $2,000 on
purchases within the first six months of Card Membership, and those bonus miles will
be yours. This exciting offer allows you to kickstart your travel rewards journey
right from the start.

The Delta SkyMiles Gold Card also offers an attractive introductory perk—no annual
fee for the first year. After the initial year, there is an annual fee of $99. This
fee is a worthwhile investment for frequent travelers who can take full advantage of
the card's benefits, including priority boarding, free checked bags, and discounted
Delta Sky Club access.

If you're a traveler who values airline rewards and wants to maximize your Delta
experiences, the Delta SkyMiles Gold American Express Card is a fantastic choice.
With its robust rewards program, impressive welcome bonus, and enticing travel
benefits, this card is sure to make your journeys more rewarding.

Hilton Honors American Express Surpass Card

Now that you’ve travelled with your amazing Delta SkyMiles Gold American Express
Card, you’ve got to look for a place to stay, right? Well then, you better prepare
yourself for a world full of exceptional hotel rewards with the Hilton Honors
American Express Surpass Card. If you're a frequent traveler seeking remarkable
benefits and exclusive perks at Hilton hotels and resorts, this card is a true game-
changer.

The rewards program of the Hilton Honors Surpass Card is designed to elevate your
hotel experiences. For every dollar you spend at Hilton hotels and resorts, you'll
earn an impressive 12x points. This means that whether you're enjoying a luxurious
stay, indulging in world-class dining, or taking advantage of the hotel's amenities,
your points will accumulate rapidly, bringing you closer to unforgettable
experiences.

But that's not all. As a new card member, you have the opportunity to earn an
enticing welcome bonus of 130,000 Hilton Honors Bonus Points. Simply make $2,000 in
eligible purchases within the first three months of Card Membership using your new
card, and these bonus points will be yours. This generous offer sets the stage for
incredible redemptions and allows you to enhance your travels even further.

While enjoying the remarkable rewards, it's important to note that the Hilton Honors
Surpass Card comes with an annual fee of $95. However, the value provided by the
card's benefits, including automatic Hilton Honors Gold status, complimentary room
upgrades, and access to premium hotel amenities, often outweighs the annual fee for
avid Hilton enthusiasts.

If you're a traveler who values exceptional hotel rewards and desires unforgettable
stays at Hilton properties, the Hilton Honors American Express Surpass Card is the
perfect companion. With its impressive rewards program, substantial welcome bonus,
and an array of exclusive benefits, this card will elevate your hotel experiences to
new heights.
American Express Business Gold Card

Now for the hardworking small business owners out there, we have the credit card
specially crafted to cater to your unique needs, the American Express Business Gold
Card. This card is designed to help you maximize your business spending and unlock
valuable rewards along the way.

With the American Express Business Gold Card, you'll earn Membership Rewards points
for every dollar you spend on eligible purchases. The rewards rate ranges from 1x to
an impressive 4x, depending on the category of your expenditure. This means that
whether you're purchasing office supplies, advertising services, or travel
accommodations, you'll be accumulating points that can be redeemed for a variety of
valuable rewards.

As a new card member, you have the opportunity to earn a generous welcome bonus of
70,000 Membership Rewards points. All you need to do is spend $10,000 on eligible
purchases within the first three months of Card Membership. This substantial bonus
can give your business a significant boost and provide you with even greater rewards.

It's important to note that the American Express Business Gold Card comes with an
annual fee of $295. However, when you consider the benefits and rewards offered, the
card's value often outweighs the cost for business owners who make full use of its
features.

Additionally, the American Express Business Gold Card provides various business-
specific benefits and tools. These include expense management features, access to
business insights and tools, and the ability to add employee cards with customizable
spending limits—all designed to simplify your business operations and help you stay
in control.

If you're a small business owner looking for a credit card that rewards your spending
and provides tailored benefits, the American Express Business Gold Card is the ideal
choice. With its attractive rewards program, substantial welcome bonus, and business-
focused features, this card can take your business to new heights.

Plum Card from American Express

Next up, we have the Plum Card from American Express, a credit card designed to
provide flexible financing options for your business purchases. If you're seeking a
card that offers cash back rewards and convenient payment terms, look no further.

With the Plum Card, you have the advantage of earning 1.5% cash back on all eligible
purchases. This means that for every dollar you spend, you'll receive a valuable cash
back reward, allowing you to maximize your savings and reinvest in your business.
But what sets the Plum Card apart is its unique payment flexibility. As a cardholder,
you have the option to take advantage of the Early Pay Discount. If you pay your
statement balance within 10 days of the statement closing date, you can benefit from
a 1.5% discount on your eligible charges. This flexibility gives you the power to
manage your cash flow effectively and make strategic financial decisions for your
business.

It's important to note that the Plum Card comes with an annual fee of $250. However,
the cash back rewards and payment flexibility offered by the card can provide
substantial value for businesses that rely on financing and seek to optimize their
purchasing power.

If you're a business owner looking for a credit card that offers cash back rewards
and the flexibility to manage your payment terms, the Plum Card from American Express
is an excellent choice. With its attractive cash back rate and innovative payment
options, this card can help fuel the growth and success of your business.

American Express Green Card

Here’s another strong contender, presenting the American Express Green Card. Explore
the extensive range of benefits this card has to offer and brace yourself for a
remarkable experience beyond compare.

Start your journey with a bang by earning a whopping 60,000 Membership Rewards®
Points after spending $3,000 on purchases within the first 6 months of Card
Membership. But that's not all – during those first 6 months, enjoy an amazing 20%
back on eligible travel and transit purchases, with up to $200 back in the form of a
statement credit.

When it comes to rewards, the American Express Green Card delivers. Earn an
impressive 3X Membership Rewards® points on travel, covering an extensive range of
categories such as airfare, hotels, cruises, tours, car rentals, campgrounds, and
vacation rentals. Your travel experiences just got more rewarding!

But it doesn't stop there – transit purchases also earn you 3X Membership Rewards®
points. From trains and taxicabs to rideshare services, ferries, tolls, parking,
buses, and subways, every transaction adds up to remarkable rewards.

Satisfy your cravings and earn rewards at the same time. The American Express Green
Card rewards you with 3X Membership Rewards® points on eligible purchases at
restaurants worldwide, including takeout and delivery in the US. Dining out has never
been so rewarding!
Let's talk about the incredible benefits. With the American Express Green Card,
you'll receive a $189 CLEAR Plus Credit per calendar year when you pay for your CLEAR
Plus membership (subject to auto-renewal) using your card. Plus, enjoy up to $100 in
statement credits annually when you purchase lounge access through the LoungeBuddy
app with your American Express Green Card.

All these exceptional benefits and rewards come with an annual fee of $150.
Considering the immense value and incredible experiences this card offers, it's an
investment well worth making.

Amex EveryDay Preferred Credit Card

Last but definitely not the least, we have the Amex EveryDay Preferred Credit Card,
the ultimate choice for everyday use and earning Membership Rewards. Get ready for a
rewards revolution!

With the Amex EveryDay Preferred Credit Card, you can kickstart your rewards journey
by earning a generous 15,000 Membership Rewards points. Simply make $2,000 in
purchases within the first 6 months of card membership, and those points are yours to
enjoy.

This card is designed to reward your everyday spending habits. Earn an incredible 3x
points at US supermarkets, on up to $6,000 per year in purchases (then 1x). Fuel up
your rewards even more with 2x points on US gas stations and 1x points on other
eligible purchases.

But wait, there's more! The Amex EveryDay Preferred Credit Card loves to show
appreciation for your loyalty. Use your card 30 or more times on purchases in a
billing period, and you'll earn a phenomenal 50% extra points on those purchases.
It's a loyalty bonus that keeps on giving! Not only does this card offer exceptional
rewards, but it also provides payment flexibility. You can choose to carry a balance
with interest or pay in full each month, giving you the freedom to manage your
finances according to your needs.

Now, let's talk about the annual fee. At just $95 per year, the benefits and rewards
far outweigh this cost, making it a worthy investment for those seeking exceptional
everyday rewards.

So, if you're looking for a credit card that takes your everyday spending to new
heights, providing incredible rewards and payment flexibility, look no further than
the Amex EveryDay Preferred Credit Card.
Outro

And that concludes our guide to the top American Express credit cards on the High
Excess channel. If you found this video helpful, please consider giving it a thumbs
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and we'll see you next time!

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