Simple interest - principal remains constant throughtpout the term

Real life - loans,

Compound interset - Princepal incerases every term
Real life - bank deposits, credit card payment

annually:
A = P(1+R/100)^n
Half yearly:
A = P(1+R/2*100)^2*n
Quaterly:
A = P(1+R/4*100)^4*n
CI = A-P
p.a

P = 100
r = 10
n = 1
1. A = 110

Half:
A = 105 = P1 * r/100 * n/2

P = 105
A = 105 + 105*1/2 * 10 / 100 = 110.25 = P2 * r/100 *

SI = 110

P =
100
r =
10
n =
1
A =
P(1+r/2*100)^2*n
= 100(1+10/200)^2
= 100(210/200)^2
= 100(441/400) = 441/4 = 110.25

Quaterly:
A =
A =
A =
A =

P = P1
R = r
t = n

SI = P1*r*n/100
A = P1 + P1*r*n/100

(6 months)SI = P1*r*n/2*100
A1 = P1 + P1*r*n/2*100

P = A1
(6 months) SI = A1*r*n/2*100
A2 = A1 + A1*r*n/2*100

A2 = A1(1+r*n/2*100)
= (P1 + P1*r*n/2*100)(1 + r*n/2*100)
= P1(1 + r*n/2*100)(1 + r*n/2*100)
= P1(1 + r/2*100)^2*n
Annually:

n - p%
m - q%
k - r%

A = P{(1+r/100)^k} + P{(1+q/100)^m} + P{(1+p/100)^n}

= P * {(1+r/100)^k} * {(1+q/100)^m} * {(1+p/100)^n}

If no. of years is in fractions:

n = n a/b
P = P
R = R
A = P * [1+R/100]^n * [1+(a/b * R)/100]

Eg 14:
P = 20,000
r = 5%
t = 3
1998,1999,2000

2000,1999,1998

P = 26400
R = 15%
n = 2
a/b =1/4 - 4/12

A = P * [1+R/100]^n * [1+(a/b * R)/100] = 264*51*51*151/25*50

26400*[1+2/100]^2 * [1+(1/4 *2)/100]
26400 * 115/100 * 115/100 * 201/100
264 * 115/100 * 115/100 * 201
264 * 23/20 * 23/20 * 201

264 *23 *23* 21/ (2*2*2) = 33 *23 *23*21/10