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Nana : Galan Luttia Sodida NIM + 20860394 CHMER ap* Bsa Fopormanse 7 26-1 Valuation of Commercial Bark. Bank Komorcal weldikah Valdati u/ memantadFinr¢ Bor vege Nayenan-Lesihont Tenia van w/ Femargkinae aku % aomt am Kactots Tho Atyect loth flows Perubatan dw ony Kes fark Homeraal Byt Bmobethon shy : we Lee): 4 (mecory Arg ncn ses ‘amavee) aS aie + 4. Chanye th Economic Growth (AECON) Pe Ce 2. manger in Risk - Frye Interest pate (DEED Ve Yerrurunan wuku bunga Of meningkat ban punintaan platy tap jug morgurcngi per Sapte” Tuga ry ment Tergrtrg acus Kas be. . 7 : 3. Change in Inbostry Condi hong ty Perubahtn cOquloy tpxlog, fan leg fesaion bere, a Management Raiites LOeaWAg) : : be epson manajenen tg Foryosss acct = whi acs Kas a f aye b Sactirs That Aiect the Reguce® pate of fotum by Ivastrs Tinga pengemblien yor ‘oukavan doh west ¢ ane Koreri@l pt fiewBe ba: aes {TAR wR Yeyg Hh bingy soak ake borg ebay eo nae Wen Unylasl pets dn JOB, tir tye) ce@n) LMS) Gan fan Beped maya” On) ethane ve the BF Fear tm =» Featuring tng meng Ce? bank ;raetueunkoo ako. ork Inbuste_, requ eknlogt en mana omen juga mengurangl sco fake a eargen $ oh basa ¥E A015 Fay bal. ewa)ilat yobs pans Wises (B40 porgurangen biog! wembcya- J t + peer ei 2-2 Assering Bank Papormance- Kivere Beak aman Brmpalln futon” Toran aba Wi - ingaran int memb gabar “orton bt Bar ei Turk, kur sq eventos bag ack W/ memuBahkie porbanPiogee Bq bark Nain. ‘ 20-1 W Interest Invome a Experts rag. interest ircme_cehchrminan steue_yoopafan Bure ben at ogg Benge ‘eh f { ingest pasar G0 _Komnporisl ase Tass Unferest ex porte ePalah tanne yong Goayarkan alas fap Anan Ben fora yore Fipiage, : } eo ying Seng leh vipat paar 80m Foryrix; Felon Fee re Waeed rene aft seish antare yondapslan bunga For fon Fina Bakar 3 purge bean pesto 5 ayet yong Aikenal she erarqin er 20-2 Neninferest lncome an Expenses “Nenjnferet Yncome beran| H4ri biny, layanan-cageky box , Leb Keely Yer tansakts valuta ANG Loan loss provision ad caBangon uf henna ener 44 Hantiipat yg mana weningeat Soat kori, welemah Ban aE? ae lyr mening - Wen there expense teretirie gay) Ber aya tertor, hibak Terkaik By pameay eran bung depoato. Gecuities qatnt< and losses baceral Ben penjuetin Seka tos Income pogore 1% Bhiting’ Be menambahkon pond tn wunga bah (wi) | RenBapaten bérih [inet incom ying berBA A bans erakhir telah mempatar en pa jak yang Bbayackm © r w-3 tvaluation of a Bask ’S Ron - | RenGapaian Gorwih seq gersertase fan aset meAli rebar on assets (ROA), Gipengarshi | leh semua thy laporan Labi rua, Ban kebijahan Tereait : p34 Reasons cor alow ROA = Ron renBah bist Bsebadben Sleh biaya bunga hnggi » fervdamna jika bank membayar gaku bingo Bnggi pads tombs Bona Mamj@er farayng Kone vahe atau Fomitmen eiku bung yyge dogat wetiquian pengelaartm bangs yeng wieiengaruhi_ ROR * acon gna yenbafaan non= bukge qa dapl™ weraarion FOR yh bark fst gokus pata Tayanke berbons haya” * Blaya mdr bara yang verlaiten sy biaya overhed dan wlan juga dapat menyumbang pak BOR yang ronda “Oy ereraqunatan umber Foye sor Wak opner w-3b Gonveehng ROA to ROE - Return on “equity LROL)aMl vkuran Kinprja bank lainays 1 Rpengaruhs oleh idem laporen Telou a, ora SORA Yay MBMenaorUhy ROR, bersama dq leverdye Feuarqon bane. Ceverane Feuanqan aBabh Keopalivan Ban ar moat (imei pertimbangkan hanya ekultas Sb, toBAt ) Leverage Keuargan yung lebih Kinga, menqhavlkin ROE ya lebih brag u/ hnckat ROR tertenta 7 ROE = RON x Leverugy Wet income, Net income “Total assets Equity capital Total assets Equity Lapitel- v v T=

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