Entrepreneurship for Sustainable Development

SOURCES OF FINANCING FOR SOCIAL

PROJECTS
1. STARTUP ACTIVITIES

PRACTICAL GUIDE TO
SESSION 11 ENTREPRENEURSHIP FOR
Sources of
financing for social
SUSTAINABLE DEVELOPMENT
projects

https://coworkingfy.com/tipos-de-emprendimientos/

2021 - II

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⮚ VIDEO OBSERVATION

Watch the video on sources of financing for social projects at the following link:
https://www.youtube.com/watch?v=6NIv9JoaMNg
and answer the following questions:

Why is it important to have What criteria should be considered to choose the

a source of financing? appropriate financing source?

It is important because it is You can consider the 3F (Fools, Friends & family)
necessary to have the method. Another criterion would be the use of bank
necessary resources to financing, as long as the interests demanded by these
promote the development of entities are taken into consideration so that it is not
any project, such as labor detrimental to the project.
resources, machines, Another criterion to opt for is public subsidy, in which
services, raw materials the government analyzes the viability of
and/or materials. entrepreneurial projects through competent
organizations. It can be a good option since its interest
is low or even zero.

What should you do to protect your project and get financing? ? Justify
One method to protect ourselves is to carry out a legal process, which tries to make
a partners' agreement in which a clause of commitment of the partners to the
project is specified. This way it is guaranteed that partners do not withdraw with
their entire investment, but rather can do so progressively.

2. PROCESS ACTIVITIES
2.1. INFORMATION GATHERING
Make use of the virtual library, links, ppt or other reliable information on the topic to be
discussed.
a) Review information on sources of financing for social projects
b) Prepare the income projection of your selected project based on the schedule of
activities and business plan.

Type of social project of the group :

………………………………………………………………………………………………………………………………………..

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Selected financing sources for your entrepreneurial Reason for yourSEMESTER
selection2021-2
:
project :
……………………………………………………………
………………………………………………………………………………… ……………………………………………………………
………………………………………………………………………………… ……………………………………………………………
………………………………………………………………………………… ……………………………………………………………
 Entrepreneurship for Sustainable Development

What strategies should we use to select the source of financing aimed at the sustainability
of our project?
………………………………………………………………………………………………………………………………………………
………………………………………………………………………………………………………………………………………………
………………………………………………………………………………………………………………………………………………
…………………………………………………………………………………………………………………………………..
………………………………………………

Review:
Links:
https://coworkingfy.com/tipos-fuentes-finamiento-emprendedores /

2.2 Present the benefits of your venture. Consider the key elements of your business.

Key business elements Benefits

1.
Entrepreneurship:

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2.

3.

4.

5.

6.

NOW… LET'S GO TO
FINANCIAL PRACTICE
2.3. PROJECTION OF INCOME, COSTS, EXPENSES AND NET CASH FLOW OF THE
ENTREPRENEURSHIP PROJECT :

According to your business, create a budget schedule for income, costs, expenses and
gross margin in Excel.

 with sales

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Cronograma y Presupuesto de Costos y Gastos Fijos

AÑO 1
AÑO 0 AÑO 1 AÑO 2 AÑO 3 AÑO 4 AÑO 5
Mes 1 Mes 2 Mes 3 Mes 4 Mes 5 Mes 6 Mes 7 Mes 8 Mes 9 Mes 10 Mes 11 Mes 12

A INGRESOS 46,173.40 53,099.41 61,064.32 70,223.97 80,757.57 92,871.20 106,801.88 122,822.16 141,245.49 162,432.31 186,797.16 214,816.73 1,339,105.59 1,539,971.43 1,770,967.14 2,036,612.21 2,342,104.04
A.1. Unidades vendidas 1,200.00 1,380.00 1,587.00 1,825.05 2,098.81 2,413.63 2,775.67 3,192.02 3,670.83 4,221.45 4,854.67 5,582.87 34,802.00 40,022.30 46,025.65 52,929.49 60,868.92
A.2. Precio unitario 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48 38.48

PASO 1: Desarrollarlo si tu proyecto B COSTOS DE PRODUCCIÓN 27,950.00 32,142.50 36,963.88 42,508.46 48,884.72 56,217.43 64,650.05 74,347.56 85,499.69 98,324.64 113,073.34 130,034.34 810,596.60 932,186.09 1,072,014.01 1,232,816.11 1,417,738.52
tiene ventas contempladas. B.1. Materia Prima 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67
B.2. Mano de Obra 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
B.3. Alquiler de Local 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25
B.4. Insumos Menores 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17
COSTOS FIJOS
B.5. Luz, Agua, Teléfono 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21

MARGEN BRUTO 18,223.40 20,956.91 24,100.45 27,715.51 31,872.84 36,653.77 42,151.83 48,474.61 55,745.80 64,107.67 73,723.82 84,782.39 528,508.99 607,785.33 698,953.13 803,796.10 924,365.52

1 INVERSIONES (S/.) -9,000.00

1.1. Maquinaria 1 -3,000.00

1.2. Maquinaria 2 -3,000.00
1.3. Maquinaria 3 -3,000.00
PASO 2: Considerar
las Inversiones
2 GASTOS DE GESTION DE PERSONAS
y Gastos del Proyecto
2.1. Personal de Oficina 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 43,200.00 43,200.00 43,200.00 43,200.00 43,200.00

3 GASTOS DE OPERACIÓN
3.1. Reunión con proveedores 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00

4 GASTOS DE MARKETING
4.1. Publicidad 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00
4.2. Campañas 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 18,000.00 18,000.00 18,000.00 18,000.00 18,000.00

5 CAPITAL DE TRABAJO INICIAL -73,292.50

PASO 3: Determinar las necesidades de
Capital de Trabajo
FLUJO DE CAJA NETO -82,292.50 11,623.40 14,356.91 17,500.45 21,115.51 25,272.84 30,053.77 35,551.83 41,874.61 49,145.80 57,507.67 67,123.82 78,182.39 449,308.99 528,585.33 619,753.13 724,596.10 845,165.52

FLUJO DE CAJA ACUMULADO 84,915.90 99,272.81 116,773.26 137,888.77 163,161.61 193,215.38 228,767.21 270,641.81 319,787.61 377,295.28 444,419.10 522,601.49 449,308.99 977,894.32 1,597,647.45 2,322,243.55 3,167,409.07

PASO 4: Definicion de monto necesario de Año 0 Año 1 Año 2 Año 3 (para Año 4 (para
financiamiento (para (para financ Año financ Año
financ financ 4) 5)
Año 2) Año 3)
Proyecto con ventas -82,293 0 0 0 0

TOTAL

 Without sales and with production

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Cronograma y Presupuesto de Costos y Gastos Fijos

AÑO 1
AÑO 0 AÑO 1 AÑO 2 AÑO 3 AÑO 4 AÑO 5
Mes 1 Mes 2 Mes 3 Mes 4 Mes 5 Mes 6 Mes 7 Mes 8 Mes 9 Mes 10 Mes 11 Mes 12

A INGRESOS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A.1. Unidades vendidas 1,200.00 1,380.00 1,587.00 1,825.05 2,098.81 2,413.63 2,775.67 3,192.02 3,670.83 4,221.45 4,854.67 5,582.87 34,802.00 40,022.30 46,025.65 52,929.49 60,868.92
A.2. Precio unitario 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PASO 1: Desarrollarlo si tu proyecto B COSTOS DE PRODUCCIÓN 27,950.00 32,142.50 36,963.88 42,508.46 48,884.72 56,217.43 64,650.05 74,347.56 85,499.69 98,324.64 113,073.34 130,034.34 810,596.60 932,186.09 1,072,014.01 1,232,816.11 1,417,738.52
tiene ventas contempladas. B.1. Materia Prima 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67
B.2. Mano de Obra 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
B.3. Alquiler de Local 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.25
B.4. Insumos Menores 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.17
COSTOS FIJOS
B.5. Luz, Agua, Teléfono 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21

MARGEN BRUTO -27,950.00 -32,142.50 -36,963.88 -42,508.46 -48,884.72 -56,217.43 -64,650.05 -74,347.56 -85,499.69 -98,324.64 -113,073.34 -130,034.34 -810,596.60 -932,186.09 -1,072,014.01 -1,232,816.11 -1,417,738.52

1 INVERSIONES (S/.) -9,000.00

1.1. Maquinaria 1 -3,000.00

1.2. Maquinaria 2 -3,000.00
1.3. Maquinaria 3 -3,000.00
PASO 2: Considerar
las Inversiones
2 GASTOS DE GESTION DE PERSONAS
y Gastos del Proyecto
2.1. Personal de Oficina 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 43,200.00 43,200.00 43,200.00 43,200.00 43,200.00

3 GASTOS DE OPERACIÓN
3.1. Reunión con proveedores 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00

4 GASTOS DE MARKETING
4.1. Publicidad 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00
4.2. Campañas 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 18,000.00 18,000.00 18,000.00 18,000.00 18,000.00

PASO 3: Determinar las necesidades de 5 CAPITAL DE TRABAJO INICIAL -73,292.50

Capital de Trabajo
FLUJO DE CAJA NETO -82,292.50 -34,550.00 -38,742.50 -43,563.88 -49,108.46 -55,484.72 -62,817.43 -71,250.05 -80,947.56 -92,099.69 -104,924.64 -119,673.34 -136,634.34 -889,796.60 -1,011,386.09 -1,151,214.01 -1,312,016.11 -1,496,938.52

PASO 4: Definicion de monto necesario de Año 0 Año 1 Año 2 (para Año 3 (para Año 4 (para
financiamiento (para financ Año financ Año financ Año
financ 3) 4) 5)
Año 2)
Proyecto sin ventas con producción -807,504 -1,011,386 -1,151,214 -1,312,016 -1,496,939

TOTAL

 No sales and no production

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Cronograma y Presupuesto de Costos y Gastos Fijos

AÑO 1
AÑO 0 AÑO 1 AÑO 2 AÑO 3 AÑO 4 AÑO 5
Mes 1 Mes 2 Mes 3 Mes 4 Mes 5 Mes 6 Mes 7 Mes 8 Mes 9 Mes 10 Mes 11 Mes 12

A INGRESOS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A.1. Unidades vendidas
A.2. Precio unitario 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PASO 1: Desarrollarlo si tu proyecto B COSTOS DE PRODUCCIÓN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
tiene ventas contempladas. B.1. Materia Prima
B.2. Mano de Obra
B.3. Alquiler de Local
B.4. Insumos Menores
COSTOS FIJOS
B.5. Luz, Agua, Teléfono

MARGEN BRUTO 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 INVERSIONES (S/.) -9,000.00

1.1. Maquinaria 1 -3,000.00

1.2. Maquinaria 2 -3,000.00
1.3. Maquinaria 3 -3,000.00
PASO 2: Considerar
las Inversiones
2 GASTOS DE GESTION DE PERSONAS
y Gastos del Proyecto
2.1. Personal de Oficina 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 3,600.00 43,200.00 43,200.00 43,200.00 43,200.00 43,200.00

3 GASTOS DE OPERACIÓN
3.1. Reunión con proveedores 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00

4 GASTOS DE MARKETING
4.1. Publicidad 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00
4.2. Campañas 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 18,000.00 18,000.00 18,000.00 18,000.00 18,000.00

5 CAPITAL DE TRABAJO INICIAL -13,200.00

PASO 3: Determinar las necesidades de
Capital de Trabajo
FLUJO DE CAJA NETO -22,200.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -6,600.00 -79,200.00 -79,200.00 -79,200.00 -79,200.00 -79,200.00

PASO 4: Definicion de monto necesario de Año 0 Año 1 Año 2 Año 3 (para Año 4 (para
financiamiento (para (para financ Año financ Año
financ financ 4) 5)
Año 2) Año 3)
Proyecto sin ventas y sin prod -101,400 -79,200 -79,200 -79,200 -79,200

TOTAL

3. OUTPUT ACTIVITIES

A. Choose a representative from your group to present the product made in plenary.
B. Correct the observations and/or suggestions received in the plenary session by
classmates and teacher.
C. Present the developed practical guide in the PRODUCT 11 folder of Blackboard or
Clementina, as a group (only one member of the group uploads).
D. The grade is obtained by applying the evaluation criteria of the rubric.

BIBLIOGRAPHICAL REFERENCES
Library BOOKS, MAGAZINES, ARTICLES, THESES, WEB PAGES.
HUMANISTIC TRAINING PROGRAM
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 Entrepreneurship for Sustainable Development

code

Alvarado. c. (sf). Financing sources.

https://www.christiamalvarado.com/emprender-un-negocio/fuentes-
finamiento-para-emprendedores/
Ander-EGG, E. and Aguilar, M.J. How to prepare a project. Guide to design social
and cultural projects . Lumen Humanitas. Buenos Aires, 1998.
https://abacoenred.com/wp-content/uploads/2017/05/Como-elaborar-
un-proyecto-2005-Ed.18-Ander-Egg-Ezequiel-y-Aguilar-Id%C3%A1%C3%
B1ez-MJ.pdf.pdf
BBVA (2021, August 30). Learn about our type of financing .
https://www.bbva.pe/empresas/productos/finamiento.html

Bind ERP (2021, August 30). How to prepare a business plan for SMEs .
https://blog.bind.com.mx/plan-de-negocios

Camacho, H., Cámara, L. Cascante, R.; Sainz, H. (2001). The logical framework
approach: 10 case studies . Cideal - ADC, Madrid.
https://www.olacefs.com/wp-content/uploads/2014/07/DOC_27_8_20
13_Enfoque_Marco_Logico_EML_10_casos.pdf
Expensive. J. (2017). Economic-financial plan .
https://economipedia.com/manual/elaborar-un-plan-de-negocios-
8.html
Crehana (2021, August 30). How to make an income projection .
https://www.crehana.com/ar/blog/negocios/hacer-proyeccion-ingresos/
CoworkingFY (2021, August 30). Private capital. Finance your growing company .
https://coworkingfy.com/capital-privado
Coworking (2021, August 30). Ten types of financing sources for entrepreneurs .
https://coworkingfy.com/tipos-fuentes-finamiento-emprendedores
Crowdfunding Emprende UP (2021, August 30) Crowdfunding Platform.
Entrepreneurship and Innovation Center of the Universidad del Pacífico .
https://crowdfunding.pe/
Economic Encyclopedia (2021, August 30). Financing sources. Economic
Encyclopedia . https://enciclopediaeconomica.com/fuentes-de-
finamiento
FounderList (2021, August 30). Company description .
https://connectamericas.com/es/company/founderlist
Kearl, M. (June 10, 2021). Best crowdfunding platforms .
https://www.investopedia.com/best-crowdfunding-platforms-5079933
Social Action NGO Platform (2010) Social Project Formulation Guide with Logical
Framework . Advantia Communication. Madrid.
https://www.plataformaong.org/ARCHIVO/documentos/biblioteca/5.pdf
Kunan Network (2021, August 30). Peruvian platform for environmental social
entrepreneurship. http://www.kunan.com.pe/
Crowdfunding Universe (2021, August 30). Crowdfunding platforms in Latin
America . https://www.universocrowdfunding.com/plataformas-de-

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crowdfunding-en-latinoamerica-post/
Catholic University of Santa Maria (2021, August 30). Active Science UCSM
develops 10 research projects.
https://www.ucsm.edu.pe/ciencia-activa-ucsm-desarrolla-10-
proyectos-de-investigacion/

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