Mastering the system

Let us begin
 QUANTICO Entrepreneur
N Income
PJ .

1st.

2nd. SAC 1 → 20K

SAC 2 → 30K
3rd. SAC 3 → 50K
SAC 4 → 100K
4th. SAC # → ….K .

5th.
 Structure
Module I
• Money Flow Quadrant

• Asset Construction

Module II
• Tax shield

• Start knowing…
• Leverage
 Module
I
• Money Flow Quadrant
• Asset Construction
Where are you?
BUSINESS
EMPLOYEE
OWNER

$ $$
$ $$
$$

SELF
INVESTOR
EMPLOYED
Assets
1)Systematized
Businesses 2)Paper
Assets (LSE) 3)Real
Estate (16)
4)Commodities
5)Investment capital
 Module
•
II
Tax shield
• Start knowing…
• Leverage
What is
-FF?

The percentage is established in article

10 of Law 28194, and is called the
aliquot ¡0.005%), A

IT F - Financial Transactions Tax

 ****************** k **************** it it it it go
*************************************** *
BBVA CONTINENTAL * * BBVA CONTINENTAL *
it k it it It it it it it it it it it it it it it it it it it it it it it it it

**************************************** it it it it it it it it it it

DATE TIME ATM OPERATION

DATE TIME ATM OPERATION

11/03/2019 15:44:45 2372 000000118419 27/03/2019 12:51:53 2372 000000119994

^CASH DEPOSIT ^ CASH DEPOSIT

ACCOUNT NUMBER
Income in Peru............................................................................20
1st Category Income - PN...................................................21
2nd Category Income - PN..................................................22
3rd Category Income - PN..................................................23
5th Category Income - PN...................................................26
Module II........................................................................................29
$1,000 or S/3,500.......................................................................31
Sworn declaration.......................................................................32
Tax Regimes....................................................................35
Maximum Annual Sales..................................................36
Monthly IR coefficient....................................................37
 Annual Income Tax.........................................................38
Receipts...............................................................................40
958-313-887...............................................................................61
Interbank........................................................................................66
put...........................................................................................70
2 smart.............................................................................71
Module II........................................................................................75
GOLD RULE IN CREDIT CARDS.......................................77
BanBif..............................................................................78
POINTS OR MILES SYSTEM..............................................81
POINTS OR MILES SYSTEM..............................................84
QUANTICO Leverage #3.............................................104
QUANTICO Leverage #4.............................................106
QUANTICO Leverage #5.............................................107
Earn by converting points from other programs..................116
bonus............................................................................................117
"TPremia...................................................................................127
Infinite Profitability - Case Nº1 - KALA..............................128
Be part of the change, let's take care of the planet. Send your
voucher to your email
ACCOUNT NUMBER NAME OF OWNER
_____________________________________________________

Income in Peru 20
1st Category Income - PN 21
2nd Category Income - PN 22
3rd Category Income - PN 23
5th Category Income - PN 26
Module II 29
$1,000 or S/3,500 31
Sworn declaration 32
Tax Regimes 35
Maximum Annual Sales 36
Monthly IR coefficient 37
Annual Income Tax 38
Receipts 40
958-313-887 61
Interbank 66
put 70
2 smart 71
Module II 75
 GOLD RULE IN CREDIT CARDS 77
BanBif 78
POINTS OR MILES SYSTEM 81
POINTS OR MILES SYSTEM 84
QUANTICO Leverage #3 104
QUANTICO Leverage #4 106
QUANTICO Leverage #5 107
Earn by converting points from other programs 116
bonus 117
"TPremia. 127
Infinite Profitability - Case Nº1 - KALA 128
Be part of the change, let's take care of the planet. Send your
voucher to your email
And what about credit cards?
k** ***** ****** ***** ** k*** ******* ****** **
+ BBVA CONTINENTAL
ke * * * * {k********************** * * * * * ****
**
****** * kk i! k * * * k * k * * * * * if if if if if if if if if if if if if if if i ( i;
* BBVA CONTINENTAL It
go i< it it * if if it it if it it it if it if if if if it if if if if if if it if e
if if if if if if if if if if if if m

DATE TIME ATM OPERATION DATE TIME ATM OPERATION

" MB “ MV " HI —m UM ■A —= ane e oe —sm wasa as a - emmn um m uuu m

04/04/2019 20:13:40 2372 000000121194 04/04/2019 20:16:09 2372 000000121195

FECTIV CARD PAYMENT WITH CASH
CARD WITH E E
PAID CARD: 491909******0851 PAID CARD: 491909******0851
NAME OF THE OWNER: JOSE MANUEL CARBAJAL NAME OF THE OWNER: JOSE MANUEL CARBAJAL

DEPOSIT AMOUNT: S/ 3,500.00 DEPOSIT AMOUNT: S/ 990.00

PAYMENT AMOUNT: S/ 3,499-5 PAYMENT AMOUNT: S/
ITF : S/ (0.15) ITF ; S/

CHARGE FOR YOUR OPERATION: S/ 0.00 CHARGE FOR YOUR OPERATION: If you are
part of the change, let's take care of the planet. 0.00
Be part of the change, let's take care of the planet. Send your voucher to your email
Send your voucher to your email
= Economy • Cover • Trends • Your Money • TV Management • Blogs

MANAGE
TO FIGHT AGAINST TAX EVASION AND AVOIDANCE

MENTwill be able to access deposit accounts

Sunat
greater than S/ 29,050
Now access to bank secrecy will also be to supervise taxpayers. Sunat will be able to know accumulated balances, averages
and savings interests in a certain period and from a certain amount.
Inconsistency
 4$SUNAT
Lima, September 5, 2016
Letter of Invitation

Name & Company Name RUC

Estimated taxpayer.
We are committed to providing you with the necessary assistance and services so that you can comply in a timely and guided
manner. Therefore, it is important to inform you that we have found an opportunity to improve your compliance with respect to the
following;

In your electronic purchase record you have recorded payment receipts that have also been added by other taxpayers in your
purchase record(s), so your tax credit will be duly supported, taxes Income Tax - IGV of penalty 201501 - 201512.

To understand the above in greater detail, we suggest you review the information contained in the attached annex. It is our interest
to provide you with the guidance and information you need so that you can be a contributing burner.

In this regard, and in order to assist you in the queries □ procedures that need to be replicated in relation to the information provided, our
professionals
We will gladly assist you on 09/09/2015 at 03:45 pm, in our offices located in AV. IQUITOSi N" 1101 (CROSSING WITH JR.
ITALY] - VICTORY. Likewise, if you are a resident, you can call 6343232 annexes 23283/2 3591, Monday to Friday from B:30 am at 4:30 p.m.

Encouragely,

EXHIBIT

DETAILS OF RECEIPTS OBSERVED

ELECTRONIC PURCHASE REGISTER (ERC) *
 Income in Peru
lera - Rentals

gi - Interest
•SUNAT"V NATIONAL SUPERINTENDENCE OF CUSTOMS AND TAX ADMINISTRATION

ve
3rd - Commerce and
s Industry
4th
- Independent
5th
- Dependent
1st Category Income - PN
Rental → Property
→ Vehicle 5% - Monthly
→ Teams

Requirements: Contract, legalize copy, banking, declaration and

monthly payment - contract duration 1/2/3/4/5 years

COUNTER: S/0
2nd Category Income - PN
Loans → from PN to PN → from PN to PJ 5% -
Monthly

Requirements: Contract, legalize copy, banking, declaration and

monthly payment - contract duration 1/2/3/4/5 years, maximum
recommended interest 5%

COUNTER: S/0
3rd Category Income - PN
1 - S/20 5K/60K S/240

RUSSIA
2 - S/50 8K/96K S/600

COUNTER: S/0
4th Category Income
36k annually → 3k
monthly
→ 0 taxes
COUNTER: S/0
5th Category Income - PN
Salary → Cost 23% (CTS, AFP, ONP, Essalud, Etc)

Example:
S/1,000 x 23% = S/230 x 14 salaries = S/3,220

TOTAL SALARY PER YEAR = S/14,000

COUNTER: S/200
Fiscal Shield 4th →
36K 3rd → 96k

132
 Tax shield
4th → 36K
3rd → 96k
5th → 13K

S/
3,600
145
 K
Tax shield
4th → 36K
3rd → 96k
5th → 13K
1st → 12k
2nd → 12k

S/
169K
4,700
 Fiscal Shield
4th, 3rd, 5th, 1st, 2nd

167K x 5 years = 845k

 Tax shield
4th, 3rd, 5th, 1st, 2nd

167K x10 years = 1.69 M

Let's play with the system
 Module II
• Tax shield
• Start knowing…
• Leverage
 Banking
$1,000 or S/3,500
• Any operation of purchase, sale, salary payment,
payment to 3rd parties (Slip, invoice, payment slip,
receipts for fees, contracts)
• Check, deposit, transfer, credit or debit cards
Sworn declaration
$10K or more - Banks -
Sign an Affidavit to justify
the origin and destination
of the funds

UIF - SUNAT - SBS

Deposit, transfer and card
credit
QUANTICO analysis
CRITERIA TO DEFINE THE BUSINESS STRATUM
Annual sales averages (in UIT)3 / According to Law No. 30056

150 ITU Q Microenterprise up to

S/ 630,000
i Small Business
150 ITU—1700 [ up to 5/. 7 140,000
ITU
1700 ITU------2300 UIT J¡ = Medium Business up to S/
9,660,000
Big
from 2300 UIT company
to more from S/. 9 660,000
UIT = S/4,200
$SUNAT
Tax Regimes
RUS (Simplified Single Regime)
• RER (Special Income Regime)
• RMT (Mype Tax Regime)
• RG (General Regime)
$SUNAT
 Maximum Annual Sales
• RUSS → 96K
• RER → 525K
• TAX MYPE → 7M
• RG → +7M
$SUNAT
 Monthly IR coefficient
• RUS → Not applicable
• RER → 1.5%
• TAX MYPE → 1%
• RG → 1.5%
$SUNAT
 Annual Income Tax
• RUS → Not applicable
• RER → Not applicable
• TAX MYPE → 10% - 29.5%
• RG → 29.5%
$SUNAT

Receipts
• RUS → Ballot Only

• RER → Ticket and

Invoice
$SUNAT
Receipts
MYPE
TAX

R.G.
And you
where
are?
• RUSSIA • TAX MYPE
• RER • R.G.
• TAX MYPE
• R.G.
• RER
 ACCOUNTING COSTS

1- S/20 5K / 60K S/240

RUSSIA
2- S/50 8K / 96K S/600

COUNTER: S/0
 TAX BURDEN - MONTHLY
VA INCOME 1.5%
T 1K → S/ 15
5K → S/ 75 10K
RER → S/ 150 20K →
S/ 300 50K → S/
S/100 - S/500
750 100K →
S/1,500

COUNTER: S/150
 TAX MYPE
If your income Yes in any month
annual of the year exceed 300 UIT
do not exceed
300 UIT Payments on
account 1.5%
They declare and pay 1% of their monthly net income.
of the Tax on or

Monthly rent
coefficient (determination in accordance with the
provisions of article 85 Income Tax Law)
1. BOOKS FOR THE RMT.
The obligation to keep books is in accordance with the income
obtained.
• In the event that the income to VPara gross annual income per year
were up to 300 UIT, greater than 300 UIT and that will not be taken:
exceed 500 UIT.

- Shopping record. - Diary book.

- Sales record. - Ledger.
- daily book format - Sales record.
simplified.
- Shopping record.

V In case of gross annual income greater than 500 UIT and that
they do not exceed 1700 UIT:
- Inventory and balance book.
- Ledger.
- Diary book.
- Shopping record.
- Sales record.

Follow us on:
(G) © G G/Perucontable
 TAX MYPE
If the annual net income For excess of more
is up to 15 UIT than 15 UIT

10% 29.5 %
S/ 63,000 >S/ 63,000
Determination of the Annual Income Tax in the RMT: It is worth noting the
rate is progressive cumulative.
 TAX BURDEN - MONTHLY
VA INCOME
T 1% → S/
1K 10
5K → S/ 50
MYPE 10K → S/ 10
S/100 - S/500 20K → S/ 20
50K → S/ 500
100K → S/1,000
COUNTER: S/200
Company Constitution
 Kind of
Personality
Legal
“SAC”
 k

Equity ) 28K - 100K - 250K

In non-monetary goods
Equipment,
stationery
supplies.
 Strategy using cash without having it
In CEPEFODES, for monetary contributions less than 3 UIT,
the sworn declaration will be enough to attach it to the assets
table.

3 UIT = 4200 x 3 = S/12,600

Example:
Contribution in non-monetary assets = 13k
Contribution in monetary assets = 12k
Total = 25k
EQUITY MODEL ADJUSTED TO 25K
DETAILED DESCRIPTION BRAND - MODEL - MARKET VALUE -
MACBOOK AIR 13.3 1.6GHZ / 8GB / 128GB MANZANA AIR L0MSH3QD S/.4,050
Samsung LED TV 49" HD SAMSUNG J6400AG KM543987 S/.2,000

Canon MG351O Printer CANYON MG3510 C25056 S/.200 S/.6,250

18 MM MELAMINE FURNITURE, MULTIFUNCTIONAL, 125x30x65CM, BLACK COLOR STARHOME MULTIFUNCTIONAL 125x30x65CM S/.950
40 MM MELAMINE FURNITURE, MANAGEMENT, 125x30x65CM, GRAY COLOR GENERIC MANAGERIAL 1800X76X85 S/.1,500
Tablet 12" TECLAST Intel Core 1.5Ghz 8Gb RAM 128GB TECLAST CW1520 gt38209 S/.1,000

Sony Z5 E6603 Smartphone SONY E6603 2816W1900803 S/.900

Original Canon MG351O Black Ink CANYON 140 S/.70
2TB External Hard Drive Western WD ELEMENTS 2487254 S/.500
Digital
ELECTROLUX HOT/COLD WATER DISPENSER ELECTROLUX 20L 9977A S/.800
HIK VISION HD IP Surveillance Camera HIK VISION C6T 320a411 S/.530 S/.6,250

Original Canon MG351O Color Ink CANYON 141 5/. 100

PAPER A4 OFFICE PAPER PACK 5 THOUSANDS URBAN SKUL A4 3R103 S/.150
Cash contribution partner 1 S/.6,000 S/.6,250

GENERICA USB Thermal Printer GENERIC THERMAL PW8265 S/.250

Cash contribution partner 2 5/.6.000 S/.6,250

TOTAL S/.25,000

Real picture presented at CEPEFODES

Shareholder Summary
FULL NAMES % Amount POSITION IDENTITY DOCTOR
Partner 1 25% S/.6,250 Sales Manager XXXXXX

Partner 2 25% S/.6,250 General manager XXXXXX

Partner 3 25% S/.6,250 Corporative Manager XXXXXX

Partner 4 25% S/.6,250 Financial Manager XXXXXX

100% S/.25,000

REAL structure of the

partne
rs
Everyone has the
same powers
Define the structure of
the company:
Partner 1 - 99.9%
Partner 2 - 0.1%

Define the
Managements
General Manager and
others
Social object
• Use the template of +150 items
 Where?
Ministry of
Production

[2 Company

Maria Elena
958-313-887
 Where do I do the procedures?

PERU Ministry of Production

PRODUCE Program
• Maximum assets
of 28k
stationery in the assets and
• Just a Manager
cash of less than 3 UIT without
• No supplies or stationery
making any deposit S/12,600
allowed in the estate
RAPIEMPRESA Program
• Maximum equity of 20M
• No limit of Managers
• Allows supplies and
Once the company creation process is completed, the RUC is obtained from SUNAT with these characteristics:

You activate 3 items:

1) Item to use
2) Gastronomy Sector - Restaurants (Strategy)
3) Optional free item (Expansion)

Recommended Tax Regime for entrepreneurs:

TAX MYPE or RER
 ASUNAT
"V NATIONAL SUPERINTENDENCY OF CUSTOMS AND TAX ADMINISTRATION
• 5629 - OTHER FOOD SERVICE ACTIVITIES
6209 - OTHER INFORMATION TECHNOLOGY AND COMPUTER SERVICES ACTIVITIES
4752 - RETAIL SALE OF HARDWARE ITEMS, PAINTS AND GLASS PRODUCTS IN SPECIALIZED STORES

6209 - OTHER INFORMATION TECHNOLOGY AND COMPUTER SERVICES ACTIVITIES

561 0 - RESTAURANT AND MOBILE COM DAS SERVICE ACTIVITIES

6202 - COMPUTER CONSULTING and COMPUTER FACILITY MANAGEMENT

5621 - SUPPLY OF MEALS ON REQUEST
7020 - MANAGEMENT CONSULTING ACTIVITIES

ISIC Recommended as a quantum tax strategy

 Example actual costs
REAL CONSTITUTION AND OPERATIONAL COSTS
CEPEFODES S/.914 They do everything up to the RUC

500 A3 Sheets
Legalization Books (5)
Account Interbank Savings
BN Deduction Account
Minutes and Registration
Book
Izipay - Cards
S/.25 For purchase, sales and simplified journal book
Notary in Plaza San Martin, the most comfortable
S/.75
It has no cost, soles and dollars, zero monthly cost, including token and debit
SW card
SW It has no cost
S/.14 Tayloy 50 sheets
S/.348 One-time cost, zero maintenance
cost

S/.1,376
 Bank Accounts

Interba
Small Business Banking
• Checking account in soles and dollars at ZERO cost
• Includes Token and debit card
 Bank Accounts
Credit Bank
BBVA
»BCP^ Continent
al
D Scotiabank'
• Current account in soles
 Your business must accept all credit cards
VISA VISA
credit and debit Debit

EXCLUSIVE CARDS
VisaNet
Per
u

Processe
s
MC PERU
Summary of Visanet System Costs and Me Processes
Charges Visa Mastercard c. Visa c. Mastercard
POS Facility S/.60 S/.59.90 T Debit 3.99% T Debit 4%
Sending account statement S/.5 S/.5 T.Credit 2.99% T.Credit 4%

POS Rental - Fixed S/.18 S/.19.00

POS rental - wireless S/.60 S/.59.90 +IGV 18% +IGV 18%
pocket Monthly rent S/.9.90
Single payment - Vendemas S/.175 S/.175

Payment Link Single payment - Annual $100 S/.175

 put
all kinds of cards
natía nono •UEC
anno
2 smart The classic POS in its
most modern version

Includes a chip
with free
Touch screen.
unlimited
internet.

Print the
«Me «a
6 ce a
28.8a &e
voucher or
send it by Mobile
SMS or email. POS.

Before S/ 998
Save
Ind 50%
 Earn money per operation, offering your clients
multiple services from your business, join for free!

Recharge (8)) n_ Payment for

P Payment of services Colleges and
Universities

Withdr Deposits
awals

Remittanc
and much
e
more...
collection
Boost your business with

□ Interbank
agent
 With the benefits of VendeMás, RUSH the competition

Affiliate with DNI, RUC OR RUS

Collect your sales faster

Offer payments in installments to all your

Get paid nationwide
customers

You accept . ODAS cards on the market Recharge cell phones and accept payments

various services

Access insurance for you and your family with

The Positive, free! Buy your Poket without monthly rentals

 Electronic billing

Multi-company
management
Product management

Purchasing
KEYFACI management
User Management
 Module II
• Tax shield
• Start knowing…
• Leverage
QUANTICO summary to qualify
❏ Central risk - positive
❏ Age 21 - 23 +
❏ Business age 6/12/24 months
❏ Monthly/annual income level
❏ History with other entities/products
❏ Endorsement - some cases
❏ Income priority: 5th. - 3rd. and 4th.
 GOLD RULE IN CREDIT CARDS
Billing or Closing Cycle
Nov 21 - shoes

54 days have passed in total since the purchase made on November 21

 POINTS OR MILES SYSTEM
Credit Bank
Bank
»BCP^ BBV Continental BanBif
A
G Scotiabank

Interban
BANCOGNBE. k
 POINTS OR MILES SYSTEM
h
□AddInterbank Benefit
points and win prizes
TRAVEL WHEN YOU WANT, WHERE YOU WANT

ACCUMULATE
KMS
$LATAM
2 PASS POINT TO
POINT,
DESTINATION
TO
DESTINATION

and
BONUSES Redeem your BanBif
Redeem your Points
andpoints
conquer onthe world
any
Domiruth $
Domiruth product
VacationTravel 4

Applies to VISA, MASTERCARD, DINERS AND AMERICAN EXPRES cards

POINTS OR MILES SYSTEM
 POINTS OR MILES SYSTEM

$1 = 1 Point / Mile
 POINTS OR MILES
SYSTEM
ose Manuel.

Earning 10,000 Scotia

Points is very easy
ust buy, with your Scotiabank Credit Card, amounts of S/100 or more
Achieve
Thousands of
very day from November 24 to 30.

Date Consumption goal

Miles or Points in
November 24 S/ 100

November 25 S/ 100

November 26 5/ 100

November 27

November 28
5/ 100

S/ 100 little time and

spending very little
November 29th 5/ 100

November 30 S/ 100
 dominating
Jose Manuel,
he
Congratulations! You earned a
bonus of 10,000 Scotia Points System...
Thank you for participating in the Bonus 10,000 in 7 days Campaign and the consumption goal of S/ 100 per day will be reached
from November 24 to 30.
You will be able to see the payment of your points on January 22, 2018.
 POINTS OR MILES
Earn 1,000 Scotia Points for each of
your purchases !

SYSTEM
Christmas arrived early with your Scotiabank Credit Card, you only have
to consume in:

Centers
Commercial
- Jockey Plaza - Real Plaza - Larcomar - Mega Plaza - Plaza Norte and many more. —

All your purchases are worth from S/149 nationwide!

Do not break bread in restaurants.
Achieve Thousands
Sign up now by clicking here: of
Call 213-0888 (Lima) or 0-801-1-
Miles or Points in
mu
little time and
0002 (provinces) option 1

spending very little

Take advantage of this opportunity
November 15 to December 15.
Quintuple your Benefit Miles
by purchasing
10 times with your Interbank
Credit Card!

START QUINTUPPLING YOUR MILES NOW!

Sign up here

YOU ONLY MUST MAKE 10 PURCHASES OF THE

11/15 TO 121/25
 Diners Club HOME CARDS SOLUTIONS PRIVILEGES INSURANCE SERVICES
INTERNATIONAL

https://www.dinersclub.pe/portal/unase-al-club
Quantico Summary
You must be very attentive to the
campaigns of each bank, is when you
They offer the best rates
 Convert Credit Cards into Working Capital
vag VisaNet Peru Credit
Advertising - 0
d I like this page

Now the Great Wholesale Market accepts payments with Visa. Buy what you need for
your business. It's safer!

Now pay with Visa

at the Lima
> OLDER A
EINTCOME
Wholesale Market
X
VisaNet Peru
EMMSA D Tech Data
The Difference in Distribution
Convert Credit Cards into Working Capital
Credit

sunar
National Superintendence of Public
PUBLIC
NOTARY
Registries

...and I also earn points?

movistar
 ARJ
Can USE UN Money

BANK, return it, NO

pay interest and stay
with whatever profit there is
generated that money that
UANTICO was never mine?
And how do I get the money
out of my credit cards?
QUANTICO Leverage #1
AVAILABLE IN

Google
Play
 C• To zonaprivada.tarjetasperuanas.com.pe/WebPersona/ o* n I® WJ f ABP )

itions V VetaClub-Social C... 6 Shorten URL Free... R AA Global Invest-... • Login - CredMiner = Luz del Sur | Office... Authentication... Uber

have login to your account

everythin Choose your document type

ID

g ID number

under
control Password

VISA • mastercard
I am not a robot
reCAPTCHA
Privacy - Conditions

Manage your cards Forgot your Password? 7

entering only with your ID

Do not you have an account yet? Sign up
What is the NUT like?...
• > 18 years
• DNI, passport, CE, PTP
• Interbank-BCP-BBVA-Scotiabank
• (S/2 - S/3.5 - S/2.5 - S/1.5) -1.73%
• Recharge → S/4,300 unlimited times
• Withdrawal → S/10,000 x day x card
• Visa or Mastercard
• Max. 3 Ligo and 3 quantico black cards
• International Use (Shopping/Cashier)
• There is no ITF or tax impact
QUANTICO Leverage #2
How does it work?
For the bank it is an online purchase
12/05/2019 05/14/2019 NEW APP BONUS LIMA PE -4,200.00

12/05/2019 14/05/2019 NEW APP BONUS LIMA PE -4,200.00

12/05/2019 14/05/2019 NEW APP BONUS LIMA PE -4,200.00
12/05/2019 14/05/2019 NEW APP BONUS LIMA PE -4,200.00
12/05/2019 14/05/2019 NEW APP BONUS LIMA PE -4,200.00
12/05/2019 14/05/2019 NEW APP BONUS LIMA PE -4,200.00
09/05/2019 12/05/2019 NEW APP BONUS LIMA PE -4,200.00

09/05/2019 12/05/2019 NEW APP BONUS LIMA PE -4,200.00

09/05/2019 12/05/2019 NEW APP BONUS LIMA PE -4,200.00
07/05/2019 10/05/2019 NEW APP BONUS LIMA PE -4,200.00
07/05/2019 10/05/2019 NEW APP BONUS LIMA PE -4,200.00
07/05/2019 10/05/2019 NEW APP BONUS LIMA PE -4,200.00

MAXIMUM DAILY RECHARGE = S/ 1,500

 Scenario 1 = 2%
❏ Recharge commission of S/3.5 from S/30 to S/4,200
(Maximum)
❏ Withdrawal fee S/10 x withdrawals of any amount
❏ Maximum withdrawal amount per operation S/500
❏ Maximum withdrawal operation x day = 1
❏ Maximum withdrawal per day = S/500
❏ Total commission S/10 which represents 2% of S/500

Only BCP and Banbif ATMs have

the
option of S/500 and $140 as an
❏ Each client can have 1 BONUS card ❏ 10 x
S/500 = S/5,000 per day in withdrawals
❏ Maximum S/70,000 per month per client
Money from your card
1
to R
QUANTICO Leverage #3
QUANTICO Leverage #3
Your POS on your smartphone + QR

Free Accepts cards

No commissions or costs credit and debit

fixed per transaction VISA, MasterCard and AM EX

Interbank

Thought of
business Immediate liquidity
Create multiple stores or ATMs Receive 100% of your money
per store according to
Instantly
structure of your business

Security
Control Avoid carrying cash and
Generate sales reports receive counterfeit bills
in real time and send them by
e-mail
QUANTICO Leverage #3

Shops Custom
ers
 QUANTICO Leverage #4
Scan and pay from your cell phone
With the Apps
AE mmarket
V3b3 paqo
to market
CB9) free
Scan and payfrom
your cell phone
QUANTICO Leverage #5

Bim allows you to have

money on your cell phone to
carry out operations nationwide
quickly and safely. You just need
to be of legal age and have a cell
phone from any operator:

e) entel Sbitel
QUANTICO Leverage #5
 M.MAX -> 7.5K
éP Bim ** "ü• ■ 22 • The ideal company
in times of
March

3 We have great news! 5 quarantine

Thanks to the changes proposed by the Superintendence of Banking, Insurance and AFP of Peru, from today the limits of Gim are expanded. Now Queries
store up to 1Q thousand soles your _ Bim and carry out up to 15 thousand soles of transactions per month.

We are sure that with this change, Bim is a useful tool to send money to thousands of Peruvians in these times of emergency.

The entire Bim team will continue to work for you and to reach more people who do not have a bank account.
#WithoutHealthThere Is Nothing #You're Left Home #PeruIsInOurHands #EveryoneUnited #BimBilleteraMóvil #WithoutAccounts #WithoutCards
---------------- Get money through the App ----------

If you withdraw up to S/100 the commission is S/1. Withdrawals greater than S/100 the commission is 1% w costing you up to a
maximum of S/5. BY PROMOTION, FROM 12/03/2019 TO 05/31/2020 WITHDRAWING MONEY WILL BE FREE!
* Other options to withdraw money from your Bim. Click here

MAX AMOUNT PER OPERATION S/980.00 > CASHIER and > S/990.00 (AGENT)
Money without money…
myth to reality

Points to cash
 money
without
money, yes
clear
as
No?
Use your BanBif Points
as money to pay
the purchases you choose.
BanBif
 0b

0 Points to redeem 0 Selection of amount and currency to redeem

Enter points to redeem Alone S/ 35/71

mnn In dollars $ 0.00

 Earn by converting points
from other programs
BBVA Or
Continental
Interbank

iners LifeMil
Club
es
HOW TO REDEEM POINTS FOR SOLES?

•
bonu
To exchange points for soles it is necessary to have a minimum balance of 600 points and up to a maximum of 20,000 points.

s
• The minimum amount obtained is 30 soles.
• Only 2 exchanges can be made per catalog validity.
• The conversion scale from points to soles is not proportional to the minimum exchange.
• Once the soles have been paid there are no changes, refunds or cancellations.
• The conversion from points to soles can only be carried out if the client has the new Bonus and created their secret key.

see
more
What are you waiting for?
dominate the system...
 *w -A- * * * * * * * * -it-l<ftr-if-it if “k -k if if if if if if if * if if

BBVA Continental BBVA

* "A* * V* f # "2; # i“ 7 " 1 1" # "2 ## * # ti
*

DATE ATM OPERATION TIME

15/08/2019 17:53:51 0012 000000000205

BALANCE INQUIRY
Prepaid
CARD NUMBER: 477113******7423
4771 1300 6229 7423
DUE DEBT MINIMUM S/ S/ 0,00
DUE 11/23 PAYMENT TOTAL S/ S/ 0.00
PAYMENT CREDIT USED 0.00
VISA us$
us$
0.00

DUE DEBT MINIMUM us$ 0.00

PAYMENT TOTAL us$ 0.00
PAYMENT CREDIT USED 0.00
S/ S/ 0.00
S/
CREDIT TO BE 0.00
PROCESSED CREDIT 40.99
AVAILABLE AVAILABLE 40.99
htt WITHDRAWAL
rjetas/prepago.html

BBVA
Continental
Prepaid
4771 1300 6229 7423
EXPIRATION”
CARD: 4771-1300- ^^-7423 GIFT: SUNS
CONCEPT: REFILL OF merem
TRANSACTION AMOUNT: S/
NO. OF MOVEMENT:
PURCHASE REFILL : S/
TOTAL OPERATION CHARGE : S/
PAYMENT METHOD: PTO. . +
https://www.bbvacontinental.pe/personas/produ
REFILL GIFT CARD
FENCE OF LIMA, 08/15/2019
CARD: 4771-1300-^ ^-7423 GIFT: SUNS
CONCEPT: WWW RECHARGE"
AMOUNT OF THE OPERATION: S/ 1,000.00
NO. MOVEMENT: 0008
PURCHASE REFILL: S/
TOTAL OPERATION CHARGE : S/
1,000.00
1.000.00
PAYMENT METHOD: PTO.
11/23 JOSE MANUEL CARBAJAL UMPIRI
REFILL GIFT CARD
VISA
UNCE. 17/08/2019 LYNX. 17/08/2019
CARD: 4771-1300-xxxX-7423 GIFT: SUNS
CONCEPT: TOW RECHARGING*—
1,000.00 TRANSACTION AMOUNT: S/ 600.00
0009 NO. MOVEMENT: 0010
1,000.00 PURCHASE REFILL : S/ 600.00
1.000.00 TOTAL OPERATION CHARGE : S/ 600.00
PAYMENT METHOD: PIO.
epago.htm l JOSE MANUEL CARBAJAL UMPIRI
BBVA BALANCE INQUIRY

Continental CARD NUMBER: 477113******7423

Prepaid DUE DEBT MINIMUM : S/ 0.00
4771 1300 6229 7423 PAYMENT TOTAL : S/ 0.00
11/23
PAYMENT CREDIT USED : S/ 0.00
0.00
EXPIRATION ►

: S/
VISA OVERDUE DEBT
MINIMUM PAYMENT : US$ 0.00
TOTAL PAYMENT : US$ 0.00
CREDIT USED : us$ 0.00
: US$ 0.00
CREDIT TO BE
PROCESSED : S/ wOAAu
CREDIT AVAILABLE
AVAILABLE
: s/ 1,040.99 I
WITHDRAWAL : s/ 1,040.99 J
CHARGE FOR YOUR OPERATION: S/ 0.00
From June 1, BBVA operations will not be
attended to by Kasnet agents.
BBVA Continenta
DATE ATM OPERATION TIME
17/08/2019 10:31:42 0957 000000000942
Prepaid BALANCE INQUIRY
4771 1300 6229 7423
EXPIRATION •
11/23 CARD CREDIT TO BE PROCESSED CREDIT

VIS : S/ 0.00
: S/ 0.00
: S/ 0.00
: S/ 0.00
: us$ 0.00
NUMBER: : us$ 0.00
: us$ 0.00
DUE DEBT MINIMUM PAYMENT TOTAL : us$ 0.00
PAYMENT CREDIT USED : S/ nnA
: S/ r 2,640.99
DUE DEBT MINIMUM PAYMENT TOTAL : S/
PAYMENT 2,640.99
CREDIT USED
AVAILABLE AVAILABLE WITHDRAWAL
 mmi
477113******7423
€, Scotiabank

G Scotiabank

906.
421=1 Ifill 2230 4151
« LE/EE
FRANCISCO PEÑARANDA VISA

Scoti'aj
Infinite

punts
AWARDS PROGRAM
 my movements Wanna
Delete purchases

Or look for my movements.. .

80,107 Choose the purchases you want to delete with your Scotia
Scotia Points Available Processing Fees
Points. More information
SZ -147.60

— ONLINE ONCOSALUD S/ 41.00

1,353 Pts
E Eraser 09.08 app n
>— Aug. 12, 12:00 am

Aug 15 5/2,427.48
CHICKENS AND PARR A LA C 5/ 45.00
Aug 10, 12:00 am 1,485 Pts

Inkafarma
WUMAO LIN SAC S/ 69.50 Aug 13 SZ "85.90
Aug 9, 12:00 am 2,294 Pts
Money without
money…
myth to reality
 Points/Miles
redemption and
quick sale
 T
(Q) Login

Q Av. Arequipa 5095 - Tda. 3047 - Sin Level (CC

Compu Palace] - Miraflores I will enter Registration 0 Articles

Premia
COMPUTER TV, AUDIO & VIDEO PHONES AND TABLETS GADGETS ELECTRICAL HOME PHOTOGRAPHY & VIDEO CAMERAS SPORTS AND FUN DETAILS AND GIFTS
The best point to buy and exchange

WE HAVE MANY WAYS TO HELP YOU SAVE ON YOUR PURCHASE

"TPrem
E
AppTunki
RE
INTERBAN B.

ia.
K
BANBIF
A. www.tpremia.com
BBVA CONTINENTAL
JA

IT
SCOTIABAN UP TO 6
K
GNB BANK
INSTALLMENT
NO INTEREST
S BBVA Continental
DISCOUNTS
FROM 10%
S
SUPER OFFERS
LIMITED TIME

Diners Club

H
□ Interbank Benefit
vuu cuanooQueas, conOE
úMUt
BBVA Continental

Life Points
BanBif BANCOeEJ
 Infinite Profitability - Case Nº1 - KALA
Billing or Closing Cycle Magic cost 1.85% = S/185
S/10,000
he does not
Vcto - Total
Payment

S/10,006
No other purchases are made in the entire cycle

20 November 20 14
October December

54 days have passed in total since the purchase made on October 21

S/10,000x 7% profitability = S/700 = Total return = S/10,700

Net Profit=700-191= S/509 Profit→ Infinite profitability
 Infinite Profitability - Case Nº2 - Martin

54 days passed

S/10,000x 10% profitability =S/1000=Total return= S/16,000

Gross Profit = S/6,000 - 1110 Profit = 4890 → Infinite profitability
This training has just ended, but
for you, everything has just
begun…