Economy Current Synopses Book - 2 - Final

1- foÙkh; cktkj 3- vk/kjHkwr volajpuk 6- fofo/
yyiwath cktkj ds uokpkj yyjk"Vªh; volajpuk foÙkiks"k.k vkSj fodkl cSad (NaBFID) ;kstuk,¡
yylkekftd ckaM yy'kgjh volajpuk fodkl fuf/ (UIDF) yyÑf"k laca/h ;kstuk,¡
yydeZpkjh Hkfo"; fuf/ laxBu (EPFO) yyxzhu f'kfiax vkSj eYVhekWMy ykWftfLVd ikdZ yyih,e fo'odekZ ;kstuk vkSj igpku ;kstuk
yydusDVsM ysafMax yyfMtftVy ifCyd bUÚkLVªDpj yyefgyk lE‍eku cpr i=k ;kstuk
yy'kkWVZ lsfyax 4- fons'k O;kikj yyy•ifr nhnh ;kstuk
yychek tekur ckaM yyih,e&tutkfr vkfnoklh U;k; egkvfHk;ku (PM-
yyfons'k O;kikj uhfr] 2023
yyVSDl Úh ckaM~l JANMAN)
yy,f'k;kbZ çhfe;e
yyoSdfYid fuos'k dks"k (AIF) yyih,e eRL; fdlku le`f¼ lg&;kstuk (PM-MKSSY)
yymnkjhÑr çs"k.k ;kstuk (LRS)
yyØ; çca/d lwpdkad (PMI)
yyfons'kh fuos'k lwpdkad
yyljdkjh çfrHkwfr ½.k fn'kk&funZs'k] 2023
yyfoÙkh; fLFkjrk cksMZ (FSB) yyoSf'od lrr~ fodkl y{; lwpdkad] 2023
yylsch lwpdkad çnkrk fofu;e] 2024
yyfoÙkh; dkjZokbZ dk;Z cy (FATF) yyoSf'od Hkq•ejh lwpdkad] 2023
2- yksd foÙk yy#i, dk oS'ohdj.k vkSj Mh&MkWyjhdj.k yyfo'o •q'kgkyh fjiksVZ] 2024
yyGST vihysV fVªC;wuy 5- çkFkfed] f}rh;d ,oa r`rh;d {ks=k vU;
yyiwathxr fuos'k ds fy, jkT;ksa dks fo'ks"k lgk;rk ;kstuk
yyÑf"k {ks=k esa uokpkj yyxksYMhykWDl ifjn`'; rFkk xzhu] ds;j ,oa iiZy bdksukWeh
yyvkWiQ ctV m/kj
yybZ&Je iksVZy vkSj m|e iksVZy yyvkof/d Je cy loZs{k.k (PLFS) okf"kZd fjiksVZ] 2022&23
yyvkHkklh laifÙk;ksa ij dj
yyTReDS vkSj GeM yy^Hkkjr* czkaM – dsaæ ljdkj }kjk lfClMh ij •k|ksa dh
yyfoaMiQkWy VSDl
yyvksiu usVodZ iQkWj fMftVy dkWelZ (ONDC) fcØh
yyxzhu VSDl
yymRiknu ls tqM+h çksRlkgu (PLI) ;kstuk,¡
yyXykscy fefuee dkWikZsjsV VSDl
yyHkkjrh; cht lgdkjh lfefr fyfeVsM
yybuoVZsM MÔwVh LVªDpj
yyfxx vFkZO;oLFkk
iz;kxjkt dsanz
gsM vkWfiQl
636] Hkw&ry] eq[kthZ uxj] fnYyh&09 9555-124-124 egkjk.kk izrki pkSjkgk] ih-Mh- VaMu jksM] flfoy ykbUl] iz;kxjkt] m-iz- 1
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lsch VªsM Iyl thjks (T + 0) fuiVku pØ dh lqfo/k 'kq: djus dh ;kstuk cuk jgk gSA
U;wt News
VªM
s Iyl thjks (T+ 0) fuiVku pØ VªsM Iyl ou (T + 1) fuiVku pØ ckWDl VªsfMax
yyT + 0 fuiVku ds varxZr dks"k vkSj yyblesa 24 ?kaVs ds Hkhrj O;kikj ls lacafèkr yy;g ,Dlpsat ds ckgj vukSipkfjd O;kikj dk
izfrHkwfr;ksa ds lek'kks/u vkSj fuiVku fuiVku (foØsrk dks iSlk ,oa Øsrk dks 'ks;j rjhdk gSA
iwath cktkj dk dk;Z VªsM laikfnr gksus okys fnu gLrkarj.k) fd;k tkrk gSA yyblesa VªsMlZ okLrfod ysunsu fd, fcuk LVkWd dh
gh iwjk fd;k tkrk gSA dherksa esa mrkj&p<+ko ij nk¡o yxkrs gSaA
yyblds }kjk iQaM vkSj LVkWd dk çokg rst gksrk
ds uokpkj yyT + 0 fuiVku ls Hkqxrku esa rsth gSA
yybl VªsfMax dks çfrHkwfr vuqcaèk (fofu;eu)
vk,xh] izfrHkwfr cktkj dh n{krk vfèkfu;e] 1956 ds rgr vijkèk ekuk x;k gSA
yyHkkjr] phu ds ckn T+1 fuiVku iz.kkyh dks yynks"kh ik, tkus ij 10 lky rd dh dSn ;k 25
c<+sxh vkSj dks"k ,oa izfrHkwfr ij
'kq: djus okys nwljk ns'k gSA djksM+ #i, rd dk tqekZuk gks ldrk gSA
fuos'kdksa dk fu;a=k.k etcwr gksxkA
SWAMIH fuos'k dks"k lkWojsu xzhu ckW.M lks'ky LVkWd ,Dlpsat
yy;g lkekftd çHkko dks"k gSA yy;s fdlh laçHkq bdkbZ] fuxeksa }kjk tkjh fd, tkrs gSaA yy;g fuos'kdksa dks lkekftd m|eksa esa 'ks;j •jhnus
yybuls çkIr vk; dk mi;ksx i;kZoj.kh; n`f"V ls èkkj.kh; dh vuqefr nsrk gSA
yyrukoxzLr] czkmuiQhYM ,oa fj;y
ifj;kstukvksa esa gksrk gSA yyxSj&ykHkdkjh laxBu (NPO), lkekftd fgrksa ds
,LVsV jsxqysVjh vFkkWfjVh (jsjk) esa
yybUgs leku ewY; uhykeh ds ekè;e ls tkjh fd;k laj{k.k esa layXu m|e Hkkx ys ldrs gSaA
iathÑr eè;e vk; okyh vkoklh; tkrk gSA yyvçoklh Hkkjrh; lfgr fons'kh fuos'kdksa dks NPO
ifj;kstukvksa ds fy, ½.k eqgS;k yyfcØh dh vfèklwfpr jkf'k dk 5» •qnjk fuos'kdksa ds
iQaMjsftax esa fuos'k djus dh vuqefr ugha gSA
djkrk gSA fy, vkjf{kr gksrk gSA
yy;s ckW.M~l oSèkkfud rjyrk vuqikr (SLR) mís';ksa ds yylkekftd m|e dks foÙkh; o"kZ ds var esa 90 fnuksa
yy;g foÙk ea=kky; }kjk çk;ksftr rFkk
fy, ,d ;ksX; fuos'k gSaA ds Hkhrj okf"kZd çHkko fjiksVZ nsuk gksxkA
SBI dSi osaplZ fy- }kjk çcafèkr gSA
yy;s iqu•Zjhn ysunsu ds fy, ik=k gksaxs vkSj f}rh;d yyfuos'kd] vk;dj vfèkfu;e dh èkkjk&80 ds rgr
ck”kkj esa budk O;kikj gksxkA dj esa dVkSrh dk nkok dj ldrs gSaA
iz;kxjkt dsanz
gsM vkWfiQl

jk"Vªh; Ñf"k ,oa xzkeh.k fodkl cSad (ukckMZ) us 1040-50 djksM+ #i, ds lkFk viuk
U;wt igyk #i,&ewY; okys AAA jsVsM lkekftd ck.M tkjh fd;k gSA
ukckMZ dk lLVsusfcfyVh ckW.M ÚseodZ
lkekftd ckW.M (Social Bond) yy;g ÚseodZ ubZ ;k ekStwnk gfjr ,oa lkekftd ifj;kstukvksa ds foÙkiks"k.k vFkok iqufoZÙk ds fy,
dk;Z djsxkA
ÚseodZ ds varxZr ik=k lkekftd ifj;kstuk,¡
fdiQk;rh cqfu;knh volajpuk
vko';d lsokvksa rd igq¡p

lkekftd ckW.M D;k gS
fdiQk;rh vkokl
yy;g ,d çdkj dk foÙkh; lk/u ;k çfrHkwfr gS ftlds ekè;e jkstxkj l`tu
ls lekt ij ldkjkRed lkekftd çHkko mRiUu djus okyh •k| lqj{kk
ifj;kstukvksa ds fy, /u tqVk;k tkrk gSA lkekftd&vkfFkZd mUufr ,oa l'kDrhdj.kA
yylaçHkq ljdkj] varjkZ"Vªh; laxBu ;k fuxe blds mi;ksx ds gfjr Hkou] ÅtkZ HkaMkj.k vkSj LekVZ fxzM lfgr ÅtkZ n{krk ds fy, dk;Z djus okyh ifj;kstuk,¡
fy, ik=k gSaA Hkh bl ÚseodZ ds rgr foÙk çkIr djus ds fy, ik=k gksaxhA
yyiq.ks ds fiijh fpapoM+ uxj fuxe vkSj la;qDr jk"Vª fodkl
dk;ZØe us o"kZ 2020 esa Hkkjr dk igyk lkekftd çHkko ckW.M
(SIB) tkjh fd;k FkkA ifj;kstukvksa dk p;u ,oa ewY;kadu
yyLFkk;h ck.M vk; dk mi;ksx djds foÙkiksf"kr@iqufoZÙk dh tkus okyh ifj;kstukvksa dk ewY;kadu ukckMZ dh 'kh"kZ
fuos'k ds fy, ik=k ifj;kstuk,¡ çca/u O;olk; vkSj vuqnku eatwjh lfefr }kjk fd;k tk,xkA
yylaHkkfor i;kZoj.kh; çHkkoksa dk ewY;kadu djus vkSj udkjkRed çHkkoksa dks de djus ds mik;ksa dh igpku djus ds
yyLokLF; ns•Hkky
fy, ifj;kstukvksa dks i;kZoj.kh; çHkko ewY;kadu tgk¡ Hkh ykxw gks] ls xqtjuk pkfg,A
yyf'k{kk
yyifj;kstuk dh vkfFkZd O;ogk;Zrk dk ewY;kadu djus ds fy, ifj;kstukvksa dk foÙkh; O;ogk;Zrk ewY;kaduA
yyfdiQk;rh vkokl
yy;g lqfuf'pr djus ds fy, fd ifj;kstuk dks liQyrkiwoZd dk;kZfUor fd;k tk ldrk gS] ifj;kstukvksa dks rduhdh
yyxjhch mUewyu ,oa i;kZoj.kh; fLFkjrk laca/h O;ogk;Zrk ewY;kadu ls xqtjuk pkfg,A
iz;kxjkt dsanz
gsM vkWfiQl

1- dsaæ ljdkj us deZpkjh Hkfo"; fuf/ laxBu (EPFO) ds ^dsaæh; U;klh cksMZ* dk iquxZBu fd;k gSA
2- bZih,iQvks ds vuafre isjksy MsVk ds vuqlkj] fnlacj 2023 esa 15-62 yk• lnL;ksa dh 'kq¼ o`f¼
U;wt News
ntZ dh xbZ vkSj yxHkx 8-41 yk• u, lnL; ukekafdr gq,A
deZpkjh Hkfo"; fuf/ laxBu (EPFO) dsaæh; U;klh cksMZ

yy;g deZpkjh Hkfo"; fuf/ vf/fu;e] 1952 ds rgr Hkkjr ljdkj }kjk xfBr
yyuoacj] 1951 esa deZpkjh Hkfo"; fuf/ vè;kns'k ds }kjk LFkkfir
lkafof/d fudk; gSA
fd;k x;kA ckn esa deZpkjh Hkfo"; fuf/ vf/fu;e] 1952 ikfjr
yycksMZ esa ljdkj (dsaæ vkSj jkT; nksuksa)] fu;ksDrk vkSj deZpkfj;ksa ds çfrfuf/
fd;k x;kA
'kkfey gksrs gSaA bldk dk;Zdky 5 o"kZ gksrk gSA
yybZih,iQvks] Hkkjr ljdkj ds Je vkSj jkstxkj ea=kky; ds ç'kklfud
yydsaæh; U;klh cksMZ] va'knk;h Hkfo"; fuf/ (deZpkjh Hkfo"; fuf/)] isa'ku
fu;a=k.k esa dk;Z djrk gSA
;kstuk vkSj chek ;kstuk dk çca/u djrk gSA
yyblds çko/kuksa vkSj ;kstukvksa dks ,d cksMZ }kjk ç'kkflr fd;k
yyblds }kjk deZpkjh Hkfo"; fuf/ ds fy, C;kt njksa dk fu/kZj.k fd;k tkrk gSA
tkrk gS ftls dsaæh; U;klh cksMZ] deZpkjh Hkfo"; fuf/ ds :i esa
tkuk tkrk gSA dsaæh; U;klh cksMZ dh lajpuk
yybZih,iQvks dh lnL;rk esa 'kq¼ o`f¼] jkstxkj cktkj ds yydsaæh; Je vkSj jkstxkj ea=kh (vè;{k)] mikè;{k vkSj dsaæh; Hkfo"; fuf/
vkSipkfjdhdj.k esa o`f¼ vkSj laxfBr@v¼Z&laxfBr {ks=k ds dk;Zcy vk;qDr rFkk
ds fy, lkekftd lqj{kk ykHkksa ds dojst esa lq/kj dk ladsrd gSA yydsaæ ljdkj ds 5 çfrfuf/] fofHkUu jkT;ksa ds 15 çfrfuf/] fu;ksDrkvksa ds 10
çfrfuf/ vkSj deZpkfj;ksa ds 10 çfrfuf/A
deZpkjh Hkfo"; fuf/ ;kstuk isa'ku ;kstuk chek ;kstuk

yylsokfuo`fÙk vkSj e`R;q ij lap; ds lkFk yylsokfuo`fÙk] fodykaxrk] mÙkjthoh] fo/ok@ yy,sls deZpkjh dh e`R;q dh fLFkfr esa ykHk çnku
C;kt dk çko/kuA fo/qj vkSj cPpksa ds fy, ekfld ykHkA fd;k tkrk gS tks e`R;q ds le; ;kstuk dk
yyf'k{kk] fookg] chekjh vkSj x`g fuekZ.k yyfodykaxrk ij U;wure isa'ku dk çko/kuA lnL; FkkA
ds fy, vkaf'kd fudklh dh vuqefrA yyiwoZorhZ ikfjokfjd isa'ku ;kstuk ds çfrHkkfx;ksa yyykHk dh jkf'k etnwjh dk 20 xquk gksxhA fdarq]
dks iwoZ lsok ykHkA ;g ykHk vf/dre 6 yk• #i, rd dk gksxkA
iz;kxjkt dsanz
gsM vkWfiQl

Hkkjrh; fjtoZ cSad lHkh fofu;fer laLFkkvksa ds fy, ^dusDVsM ysafMax* ij ,d ,dhÑr
U;wt News
fu;ked <k¡pk ykxw djsxkA dsaæh; cSad us dgk gS fd bl fo"k; ij ekStwnk fn'kk&funZs'kksa
dk nk;jk lhfer gS vkSj ;s lHkh fofu;fer laLFkkvksa ij leku :i ls ykxw ugha gksrs gSaA
cM+s dkWikZsjsV ?kjkuksa dks

cSfa dax fofu;eu vfèkfu;e]
cSafdax ykblsal ugha
dusDVsM ysafMax 1949 dh /kjk 20
fo'ks"k NwV dk çko/ku orZeku esa] Hkkjr esa cM+s dkWikZsjsV
yy;g ,d cSafdax ç.kkyh dks yycSadksa dks vius 'ks;jksa dh ?kjkuksa dks cSad ykblsal nsus ij jksd
lqj{kk ij vius fdlh Hkh eq [ ; dk;Z d kjh vf/dkjh@iw .
lanfHkZr djrk gS ftlesa cSad kZdkfyd funs'kdksa dks fn, x, gSA blds fuEufyf•r dkj.k gSa&
ekfyd viuh daiuh] lac¼ funs'kd ;k ,slh fdlh iQeZ
fuEufyf•r ½.k@vfxze dks ^½.k yyfgrksa ds Vdjko] ½.k ds
laLFkkvksa] ;k tqM+s O;fDr;ksa dks ½.k nsus dh vuqefr
vkSj vfxze* ugha ekuk tk,xk& xyr vkoaVu] ladsaæ.k tksf•e
(tSls nksLrksa vkSj ifjokj) dks ugha gS ftlesa mldk dksbZ
yydkj •jhnus ds fy, ½.k
vkSj dusDVsM ysafMax ls tqM+h
vuqdwy fu;eksa vkSj 'krks± ij Hkh funs'kd Hkkxhnkj] çca/d]
fpark,¡A
½.k çnku djrk gSA deZpkjh ;k xkjaVj ds :i esa yyO;fDrxr daI;wVj •jhnus ds
fgr j•rk gksA yydaifu;k¡] cSad dks ^vklkuh ls
yyblesa ,sls O;fDr;ksa dks m/kj
fy, ½.k
miyC/ /u ds futh iwy* ds
nsuk 'kkfey gS tks ½.knkrk yycSadksa dks fdlh Hkh daiuh] ;k yyiQuhZpj •jhnus ds fy, ½.k
:i esa mi;ksx dj ldrh gSaA
ds fu.kZ; dks fu;af=kr djus lgk;d daiuh] ;k gksfYMax yyO;fDrxr mi;ksx ds fy, ?kj
daiuh dks m/kj nsus dh yycM+s O;kikfjd lewg igys
;k çHkkfor djus dh fLFkfr cukus@çkIr djus ds fy, ½.k
vuqefr ugha gS] ftlesa mudk ls gh cSafdax ç.kkyh esa
esa gksaA yyR;ksgkj vfxze
dksbZ Hkh funs'kd] çca/ ,tsaV] xSj&fu"ikfnr ifjlaifÙk;ksa
yydusDVsM ysafMax esa m/kjnkrkvksa yyØsfMV dkMZ lqfo/k ds varxZr (,uih,) ds ,d cM+s fgLls
çca/d] deZpkjh ;k xkjaVj gS] ØsfMV lhek
ds chp ysafMax vjsatesaV Hkh ds fy, ftEesnkj gSaA
;k ftlesa O;fDr dk i;kZIr
'kkfey gks ldrk gSA
fgr gSA
iz;kxjkt dsanz
gsM vkWfiQl

lsch us laLFkkxr fuos'kdksa dks 'kkWVZ lsy ysunsu dk vfxze •qyklk djus dk vkns'k fn;k gSA ;g dne vMkuh lewg ds
U;wt News
'ks;jksa esa gsjiQsj ds ekeys esa lqçhe dksVZ ds funZs'k ds ckn mBk;k x;k gSA dksVZ us lsch ls ;g tk¡p djus dks dgk fd
D;k fgaMucxZ fjiksVZ ds çdk'ku ds le; cktkj esa ,slh 'kkWVZ iksth'ku yh xbZa] tks dkuwu ds fo#¼ FkhaA
'kkWVZ lsfyax 'kkWVZ&lsfyax ds fy, vU; çko/ku

yyHkkjr esa ekStwnk dkuwuksa ds rgr] lHkh oxks± ds fuos'kdksa dks 'kkWVZ lsy djus dh
'kkWVZ&lsfyax vuqefr gSA ysfdu] fdlh dks Hkh ûsdsM 'kkWVZ lsfyax* dh vuqefr ugha gSA
yy'kkWVZ lsfyax ,d ,sls LVkWd dh fcØh gS ftldk O;kikj djrs le; O;fDr
ds ikl LokfeRo ugha gksrk gS cfYd mlus mls dsoy m/kj fy;k gksrk gSA usdsM 'kkWVZ lsfyax
yybldk mís'; ifjlaifÙk dh dher esa fxjkoV ds ckn mls foØ; ewY; ls yy;g fdlh LVkWd dks m/kj fy, fcuk ;k mlds vfLrRo dh iqf"V fd, fcuk cspus
de dher ij okil •jhndj ykHk dekuk gksrk gSA bl çdkj] 'kkWVZ lsfyax dh çfØ;k gSA
ds ekè;e ls LVkWd dh dher esa o`f¼ dh ctk; mlesa fxjkoV ls ykHk
çkIr djus dk ç;kl fd;k tkrk gSA
laLFkkxr fuos'kd
'kkWVZ lsfyax ds fy, u, çko/ku yy
laLFkkxr fuos'kd ,d dkuwuh bdkbZ gS tks fofHkUu foÙkh; midj.kksa esa fuos'k
yylHkh laLFkkxr fuos'kdksa dks vkWMZj IyslesaV ds le; vius 'kkWVZ lsy ysunsu djus vkSj bl çfØ;k ls ykHk dekus ds fy, fuos'kdksa ds /u dks tek djrk gSA
dk vfxze •qyklk djuk gksxkA yy
ØsfMV ;wfu;u] cSad] E;wpqvy ;k gst iQaM] osapj dSfiVy iQaM] isa'ku iQaM blds
yy•qnjk fuos'kdksa dks] ysunsu ds fnu VªsfMax ?kaVksa ds var rd blh rjg dk çeq• mnkgj.k gSaA
•qyklk djus dh vuqefr nh xbZ gSA
yynykyksa dks 'ks;j&okj 'kkWVZ lsy iksth'ku ij fooj.k ,d=k djds mUgsa vxys 'kkWVZ lsfyax dks çksRlkgu
dkjksckjh fnu O;kikj 'kq: gksus ls igys LVkWd ,Dlpsatksa ij viyksM djuk
gksxkA fiQj] LVkWd ,Dlpsat lwpukvksa dks lesfdr djsaxs vkSj mUgsa çR;sd yylsch us 'kkWVZ lsy dks çksRlkgu çnku djus ds fy, çfrHkwfr;ksa dks m/kj nsus vkSj
lIrkg turk dh tkudkjh ds fy, viuh osclkbVksa ij çlkfjr djsaxsA m/kj ysus dh ;kstuk (SLB) 'kq: djus dk fu.kZ; fy;k gSA
gsM vkWfiQl iz;kxjkt dsanz


Hkkjrh; jk"Vªh; jktekxZ çkf/dj.k (NHAI) us Vksy&vkWijsV&VªkUliQj (TOT) dh cksyh ds eqæhdj.k dk;ZØe ds fy, ^chek
tekur ckW.M* dks Lohdkj fd;k gSA ;g igyh ckj gS tc bl midj.k dk mi;ksx lM+d cqfu;knh <k¡pk {ks=k esa cksfy;ksa ds
U;wt News eqæhdj.k ds fy, fd;k x;kA
i`"BHkwfe chek tekur ckW.M D;k gS

yydsaæh; ctV 2022&23 esa dgk x;k Fkk fd ljdkjh •jhn esa cSad yychek tekur ckW.M ,sls midj.k gSa tgk¡ chek daifu;k¡ ^tekurdrkZ*
chek xkjaVh ds fodYi ds :i esa chek tekur ckW.M ds mi;ksx dks ds :i esa dk;Z djrh gSa vkSj foÙkh; xkjaVh çnku djrh gSa fd
tekur ckW.M Lohdk;Z cuk;k tk,xkA Bsdsnkj lger 'krks± ds vuqlkj vius nkf;Ro dks iwjk djsxkA
(Insurance Surety yychek tekur ckW.M ds fy, IRDAI us tuojh 2022 esa yy;g fçafliy ds fy, ,d tksf•e gLrkarj.k midj.k gS vkSj
Bond) fn'kk&funZs'k tkjh fd;kA fçafliy dks ml uqdlku ls cpkrk gS tks Bsdsnkj ds lafonkRed
yyfoÙk ea=kky; us lHkh ljdkjh •jhnksa ds fy, chek tekur ckW.M nkf;Ro dks iwjk djus esa foiQy gksus dh fLFkfr esa mRiUu gks
dks cSad xkjaVh ds cjkcj cuk fn;k gSA ldrk gSA
ykHk IRDAI }kjk fu/kZfjr lhek

yy;fn Bsdsnkj vuqca/ dh 'krks± dks iwjk ugha djrk gS rks fçafliy tekur ckW.M ij
yyorZeku fu;eksa ds vuqlkj] chekdrkZ ,d
nkok dj ldrk gS vkSj vius uqdlku dh HkjikbZ dj ldrk gSA
foÙkh; o"kZ esa vf/dre 500 djksM+
yycSad xkjaVh ds foijhr] tekur ckW.M chek ds fy, Bsdsnkj ls cM+h laikf'oZd dh #i, ds v/hu] dqy ldy fyf•r
vko';drk ugha gksrh gS] ftlls Bsdsnkj ds fy, cM+h /ujkf'k eqDr gks tkrh gS] çhfe;e ds 10» rd dh tekur chek
ftldk mi;ksx os O;olk; ds fodkl ds fy, dj ldrs gSaA ikWfyfl;ksa dks vaMjjkbV dj ldrs gSaA
yyblls cktkj esa rjyrk c<+sxh ftlls cqfu;knh <k¡ps ds fodkl dks etcwr djus vkSj
ns'k dh vkfFkZd o`f¼ esa enn feysxhA
iz;kxjkt dsanz
gsM vkWfiQl

orZeku esa] Hkkjr esa VSDl Úh ckW.M dh yksdfç;rk rsth ls c<+ jgh gSA ;g mPp dj
U;wt News ds nk;js esa vkus okys fuos'kdksa ds fy, ,d vkn'kZ fuos'k ekè;e cu x;k gSA
VSDl Úh ckW.M tkjhdrkZ ik=k fuos'kd

yy;s nh?kkZof/ ifjiDork (10 ls 20 o"kZ rd) yy;s ckW.M ljdkjh laLFkkvksa }kjk tkjh fd, yy;ksX; laLFkkxr •jhnkj] ftUgsa lsch
ds ckW.M gksrs gSaA tkrs gSaA (çdVhdj.k vkSj fuos'kd laj{k.k)
yybuesa fuos'k ij ,d fuf'pr C;kt nj ls yyHkkjrh; jk"Vªh; jktekxZ çkf/dj.k] ikoj
fn'kk&funZs'k] 2000 ds rgr ifjHkkf"kr
vk; çkIr gksrh gS rFkk bl C;kt vk; dks iQkbusal dkWikZsjs'ku] ukckMZ] vkokl ,oa fd;k x;k gSA
vk;dj ls NwV çnku fd;k x;k gSA 'kgjh fodkl fuxe] bjsMk] us'kuy gkmflax yy•qnjk O;fDrxr fuos'kd] lhfer ns;rk
yyckW.M tkjhdrkZ] çkIr /u dks vkerkSj ij cSad] uxj fuxe vkfn çeq• tkjhdrkZ gSaA Hkkxhnkjh] lk>snkjh iQeZ] VªLV] lgdkjh
cqfu;knh <k¡ps ls lacaf/r ifj;kstukvksa esa cSd
a ] {ks=kh; xzkeh.k cSd
a ] dkWikZjs Vs vkSj vU;
fuos'k djrs gSaA vfèkÑr laLFkk,¡A
fØ;kUo;u ykHk
yy;s bysDVªkfW ud vkSj HkkSfrd nksuksa :iksa esa tkjh fd,
fofu;eu yybUgsaljdkjh laLFkkvksa }kjk tkjh fd;k tkrk
tkrs gSAa gS] ftlls ØsfMV tksf•e U;wure gksrk gSA
yyHkkjrh; çfrHkwfr vkSj fofue; cksMZ (lsch)
yynykyksa ;k cSd a ksa ds ekè;e ls buesa fuos'k fd;k tk
VSDl Úh ckW.M ds fy, fn'kk&funZs'k tkjh yytkjhdrkZ laLFkkvksa dks jsfVax ,tsafl;ksa }kjk
ldrk gSA mPp ØsfMV jsfVax çkIr gksrk gSA
djrk gSA
yy;s ckW.M LVkWd ,Dlpsatksa ij lwphc¼ gksrs gSa vkSj
yylaLFkkvksa dks VSDl Úh ckW.M tkjh djus ds yymPp dj LySc esa vkus okys fuos'kd dj
,Dlpsat ij budk dkjksckj fd;k tk ldrk gSA eqDr C;kt vk; ds fy, buesa fuos'k dj
fy, dsaæh; çR;{k dj cksMZ (lhchMhVh)
yyC;kt dk Hkqxrku okf"kZd vk/kj ij fd;k tkrk ldrs gSaA
ls eatwjh çkIr djuh gksrh gSA
gS vkSj ewy/u ifjiDork ij pqdk;k tkrk gSA
iz;kxjkt dsanz
gsM vkWfiQl

Hkkjrh; fjtoZ cSad us oSdfYid fuos'k dks"k (AIFs) esa fuos'k djus okys ½.knkrkvksa
U;wt News
ds fy, fu;eksa dks vkSj dBksj cuk;k gSA fjtoZ cSad ds vuqlkj] fofu;fer laLFkkvksa
(REs) ds dqN ysu&nsu fofu;ked fpark,¡ mRiUu dj jgs gSaA
fjtoZ cSad ds funZs'k AIF dk iathdj.k

yycSadksa] xSj&cSafdax foÙkh; daifu;ksa (NBFCs) vkSj
,oa fofu;eu
vU; ½.knkrkvksa dks funZs'k fn;k x;k gS fd
oSdfYid fuos'k dks"k (AIF)
os oSdfYid fuos'k dks"k dh ;kstuk esa fuos'k yylsch (oSdfYid fuos'k dks"k) fofu;e]
yyoSdfYid fuos'k dks"k] ,df=kr fuos'k fuf/;ksa ds u djsa] ftldk nsunkj daiuh esa MkmuLVªhe
2012 ds rgr iathdj.k ,oa fofu;euA
laxzg dks lanfHkZr djrk gS tks gst iQaM] futh fuos'k gksA
bfDoVh] m|e iwath vkSj vU; fuos'k çdkjksa esa fuos'k yyfjtoZ cSad ds bl igy dk mís'; rukoxzLr yy,vkbZ,iQ ds iathdj.k dk çek.ki=k
djrs gSaA ½.kksa dh ,ojxzhfuax ij vadq'k yxkuk gSA ,vkbZ,iQ ds lekIr gksus rd oS/ jgsxkA
yy,d oSdfYid fuos'k dks"k fdlh VªLV ;k daiuh ;k
lhfer ns;rk Hkkxhnkjh ;k ckWMh dkWikZsjsV ds :i esa
LFkkfir fd;k tk ldrk gSA
yyosapj dSfiVy iQaM] bUÚkLVªDpj iQaM] ,atsy iQaM] fuos'k ds fy, ekunaM AIF esa fuos'k ds ykHk
futh bfDoVh iQaM] MsCV iQaM] iQaM vkWiQ iQaM] lks'ky
yyHkkjrh; fuoklh] ,uvkjvkbZ vkSj fons'kh ukxfjd ,vkbZ,iQ
osapj iQaM] lkoZtfud bfDoVh iQaM esa futh fuos'k] yy;g fuos'kdksa dks vius iksVZiQksfy;ks esa fofo/rk
esa fuos'k dj ldrs gSaA
gst iQaM vkfn blds mnkgj.k gSaA ykus dh vuqefr nsrk gS vkSj vU; fodYiksa dh
yy,vkbZ,iQ (,atsy iQaM ds vykok) fdlh fuos'kd ls 1
yyfofu;fer laLFkk,¡ (REs) vius fu;fer fuos'k rqyuk esa vf/d fjVuZ ns ldrk gSA
djksM+ #i, ls de ewY; dk fuos'k Lohdkj ugha djsxkA
lapkyu ds fgLls ds :i esa ,vkbZ,iQ dh bdkb;ksa yy,vkbZ,iQ dk 'ks;j cktkj ls dksbZ laca/ ugha gSA
esa fuos'k djrh gSaA yy,vkbZ,iQ dh fdlh Hkh ;kstuk (,atsy iQaM ds vykok) esa
1000 ls vf/d fuos'kd ugha gksaxsA blfy,] bu iQaMksa esa ikjaifjd bfDoVh fuos'k dh
rqyuk esa de vfLFkjrk gSA
yyoSdfYid fuos'k dks"k (,atsy iQaM ds vykok) dh çR;sd
;kstuk esa de&ls&de 20 djksM+ #i, dk dkWiZl gksxkA
iz;kxjkt dsanz
gsM vkWfiQl

Hkkjr dk fofuekZ.k Ø; çca/d lwpdkad (Purchasing Managers Index-PMI) iQjojh 2024 esa
56-9 ij igq¡p x;k gS tks fiNys 5 eghus esa lokZf/d gSA u, fu;kZr vkWMZjksa esa foLrkj vkSj ewY;
U;wt News
fuèkkZj.k ncko de gksus ls fofuekZ.k {ks=k esa rsth vkbZA
Ø; çca/d lwpdkad (PMI) fofuekZ.k ih,evkbZ

yyfuth {ks=k esa ofj"B vfèkdkfj;ksa (Ø; çcaèkd) ds loZs{k.k yyfofuekZ.k ih,evkbZ ds fy, ,d O;kid ç'ukoyh fofuekZ.k daifu;ksa
ls çkIr MsVk ds vk/kj ij fu£er vkSj ekfld vk/kj ij dks Hksth tkrh gSA blesa u, vkWMZj] vkmViqV] jkstxkj] fMyhojh le;
izdkf'kr fd;k tkrk gSA vkSj oLrqvksa ds LVkWd ij ç'u 'kkfey gksrs gSaA
yybls rS;kj djus ds fy, O;olk; vkmViqV] u, vkWMZj] jks”kxkj] yyfofuekZ.k ih,evkbZ loZs{k.k bl ckr dh Hkh tkudkjh ,d=k djrk gS
ykxr] fcØh ewY;] fu;kZr] Ø; xfrfofèk] vkiwfrZdrkZ dk fd D;k fofuekZ.k buiqV vkSj vkmViqV ewY; dh fLFkfr fiNys eghus
çn'kZu] vkWMZj dk cSdykWx] buiqV vkSj rS;kj eky dh lwph dh rqyuk esa cny xbZ gSA
vkfn ij tkudkjh tqVkbZ tkrh gSA yyvkfFkZd xfrfofèk dh fn'kk vkSj etcwrh dk vkdyu djus ds fy,
yyvkfèkdkfjd vkfFkZd ladsrdksa ds foijhr] ih,evkbZ MsVk dks fofHkUu dsaæh; cSadksa }kjk bldk mi;ksx fd;k tkrk gSA
çdk'ku ds ckn lkekU;r% la'kksfèkr ugha fd;k tkrk gSA
yyfofuekZ.k vkSj lsok {ks=kksa ds fy, bls vyx&vyx rS;kj fd;k
tkrk gSA lkFk gh] nksuksa ds fy, ,d la;qDr lwpdkad Hkh
cuk;k tkrk gSA lsok ih,evkbZ
yy50 ls vfèkd ih,evkbZ la[;k O;kolkf;d xfrfofèk esa foLrkj
dk] rFkk 50 ls de la[;k ladqpu dk ladsr nsrh gSA yyfodflr vFkZO;oLFkkvksa ds fy, fofuekZ.k dh rqyuk esa lsok {ks=k dk
yy;g ldy ?kjsyw mRikn (thMhih)] vkS|ksfxd mRiknu] jkstxkj] ldy ?kjsyw mRikn esa cM+k fgLlk gSA blfy,] O;kid vFkZO;oLFkk esa
eqækLiQhfr vkfn ds ckjs esa cnyrs #>kuksa dk vuqeku yxkus cnyrh O;kolkf;d fLFkfr;ksa dks csgrj <ax ls le>us ds fy, lsok
esa enn djrk gSA ih,evkbZ dk Hkh fuekZ.k 'kq: fd;k x;kA
yyih,evkbZ loZs{k.k 40 ls vfèkd ns'kksa vkSj ;wjkstksu lfgr çeq• yylsok ih,evkbZ esa fofuekZ.k ih,evkbZ dh rqyuk esa de ç'u iwNs
{ks=kksa ds fy, miyCèk gSA tkrs gSaA blds dojst esa foÙkh; lsok,¡] miHkksDrk lsok,¡ vkSj vU;
O;kolkf;d lsok,¡ 'kkfey gSaA
yyHkkjr esa ih,evkbZ dks S&P Global (HSBC India) }kjk tkjh
fd;k tkrk gSA
iz;kxjkt dsanz
gsM vkWfiQl

ljdkjh çfrHkwfr (th&lsd) cktkj esa xgjkbZ vkSj rjyrk c<+kus ds fy, Hkkjrh; fjtoZ cSad
U;wt News us fnlacj 2023 esa ^ljdkjh çfrHkwfr ½.k fn'kk&funZs'k] 2023* ykxw fd;k gSA
ljdkjh çfrHkwfr (th&lsd)

ljdkjh çfrHkwfr ½.k fn'kk&funZs'k] 2023
yyljdkjh çfrHkwfr] dsaæ ljdkj ;k jkT; ljdkjksa }kjk tkjh ,d O;kikj ;ksX; lk/u gSA
yyVªstjh fcyksa dks NksM+dj dsaæ ljdkj }kjk tkjh th&lsd] ljdkjh yy;s çfrHkwfr;k¡ vYidkfyd (Vªstjh fcy& ewy ifjiDork ,d o"kZ ls de) ;k nh?kZdkfyd (ckW.M ;k fnukafdr
çfrHkwfr ½.k (th,l,y) ysunsu ds rgr ½.k nsus@m/kj ysus çfrHkwfr;k¡& ,d o"kZ ;k vf/d dh ifjiDork) gksrh gSaA
ds fy, ik=k gksaxsA yydsaæ ljdkj Vªstjh fcy vkSj ckW.M ;k fnukafdr çfrHkwfr;k¡ nksuksa tkjh djrh gS] tcfd jkT; ljdkjsa dsoy ckW.M
yyrjyrk lek;kstu lqfo/k lfgr jsiks ysunsu ds rgr çkIr çfrHkwfr;k¡ ;k fnukafdr çfrHkwfr;k¡ tkjh djrh gSa] ftUgsa jkT; fodkl ½.k (,lMh,y) dgrs gSaA
Hkh th,l,y ysunsu ds rgr m/kj nsus ds fy, ik=k gksaxhA yyljdkjh çfrHkwfr;ksa esa fMiQkWYV dk tksf•e ugha gksrk gSA
yydsaæ ljdkj (Vªstjh fcy lfgr) vkSj jkT; ljdkjksa }kjk tkjh Vªstjh fcy
th&lsd th,l,y ysunsu ds rgr laikf'oZd ds :i esa j•us ds yy91 fnu] 182 fnu vkSj 364 fnu dh ifjiDork esa tkjh fd, tkrs gSaA
fy, ik=k gksaxsA yy;s 'kwU; dwiu çfrHkwfr;k¡ gSa] dksbZ C;kt ugha feyrk gSA
yyrjyrk lek;kstu lqfo/k lfgr jsiks ysunsu ds rgr çkIr yybUgsa NwV ij tkjh fd;k tkrk gS vkSj ifjiDork ij vafdr ewY; ij Hkquk;k tkrk gSA
çfrHkwfr;k¡ Hkh th,l,y ysunsu ds rgr laikf'oZd ds :i esa
j•us ds fy, ik=k gksaxhA fnukafdr çfrHkwfr;k¡
yyth,l,y ysunsu ds rgr m/kj yh xbZ ,l,yvkj (oS/kfud yy,slh çfrHkwfr;ksa esa ,d fuf'pr ;k ÝyksfVax dwiu (C;kt nj) gksrk gSA
rjyrk vuqikr) ik=k çfrHkwfr;k¡ m/kjdrkZ }kjk ,l,yvkj ds yyC;kt dk Hkqxrku v¼Z&okf"kZd vk/kj ij vafdr ewY; ij gksrk gSA
fy, ekU; gksaxhA yybudh vof/ 5 o"kZ ls 40 o"kZ rd gksrh gSA
yyth,l,y ysunsu ds rgr m/kj nh xbZ çfrHkwfr;k¡ ½.knkrk }kjk udn çca/u fcy (lh,ech)
,l,yvkj ds fy, fopkj djus ;ksX; ugha gksaxhA
yy;g dsaæ ljdkj dk u;k vYidkfyd ½.k lk/u gSA
ljdkjh çfrHkwfr ½.k (th,l,y) ysunsu yybls ljdkj ds udnh çokg esa vLFkk;h folaxfr dks nwj djus ds fy, tkjh fd;k tkrk gSA
yyçfrHkwfr;ksa ds Lokeh }kjk m/kjdrkZ dks th,l,y 'kqYd ds cnys yybldh fo'ks"krk,¡ Vªstjh fcy dh rjg gSaA ysfdu] ;s 91 fnuksa ls de dh vof/ esa tkjh gksrs gSaA
çfrHkwfr m/kj nh tkrh gSA
yyth,l,y 'kqYd dk fu/kZj.k ikjLifjd lgefr ls gksrk gSA çfrHkwfr;ksa dk fuxZeu
yyth,l,y ysunsu U;wure 1 fnu vkSj vf/dre 90 fnuksa dh vof/ yyljdkjh çfrHkwfr;k¡ vkjchvkbZ }kjk vk;ksftr uhykeh ds ekè;e ls tkjh dh tkrh gSaA
ds fy, fd;k tk,xkA yy;g uhykeh vkjchvkbZ ds dksj cSafdax lkWY;w'ku (lhch,l) IysViQkWeZ ^bZ&dqcsj* uked bysDVªkWfud IysViQkWeZ
ij vk;ksftr gksrh gSA
iz;kxjkt dsanz
gsM vkWfiQl
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ekpZ 2024 esa Hkkjrh; çfrHkwfr vkSj fofue; cksMZ (lsch) us ^lwpdkad çnkrkvksa*
ds fy, fu/kZfjr fu;ked <k¡pk ykxw fd;k gSA bldk mís'; csapekdZ lwpdkadksa ds
U;wt News
ç'kklu esa ikjnf'kZrk vkSj tokcnsgh dks etcwr djuk gSA
NwV dk çko/ku
lwpdkad çnkrk fofu;e] 2024 yylsch us mu lwpdkadksa dks bl fu;e ds nk;js lwpdkad D;k gS
ls ckgj j•k gS tks fons'kh {ks=kkf/dkj esa
yyHkkjr esa mi;ksx ds fy, lwpdkadksa dh is'kd'k
fo'ks"k mi;ksx ds fy, gSaA yylwpdkad ,d fo'ks"k cktkj ds varxZr
djus okys ^lwpdkad çnkrkvksa* dks lsch ds
yyôSf'od lwpdkad çnkrkvksa* dks lsch ds lkFk ifjlaifÙk;ksa ;k çfrHkwfr;ksa ds laxzg ds çn'kZu
lkFk iathdj.k djkuk gksxkA bl çdkj] ,u,lbZ iathdj.k djus dh vko';drk ugha gksxh] tc dh fuxjkuh dk ra=k gSA
vkSj ,f'k;k lwpdkad tSls lwpdkadksa dks lsch rd fd muds lwpdkadksa dks cM+s dkWiZl okys
yylwpdkad LVkWd] ckW.M] deksfMVh vkSj vU;
esa iathdj.k djkuk iM+sxkA ?kjsyw ifjlaifÙk çca/dksa }kjk csapekdZ ds :i
esa mi;ksx ugha fd;k tkrk gSA çdkj dh foÙkh; ifjlaifÙk;ksa ls curs gSaA
yy,d lwpdkad çnkrk ds ikl U;wure usVoFkZ
yyHkkjrh; fjtoZ cSad (RBI) }kjk fofu;fer yylsalsDl lwpdkad] fuÝVh 200 lwpdkad] uSLMSd
25 djksM+ #i, gksuh pkfg, vkSj mlds ikl
csapekdZ dks Hkh bu fu;eksa ds nk;js ls ckgj dEiksftV lwpdkad vkfn çeq• lwpdkadksa ds
lwpdkad ç'kklu esa U;wure 5 o"kZ dk vuqHko
j•k x;k gSA (RBI us fnlacj 2023 esa] ?kjsyw mnkgj.k gSaA
gksuk pkfg,A
½.k ds vk/kj ij lwpdkad ladfyr djus yylwpdkadksa ds tfj, fuos'kd fofHkUu {ks=kksa vkSj
yylwpdkad çnkrk dks vius dk;Zç.kkyh nLrkostksa okys lwpdkad çnkrkvksa dks RBI ds lkFk iwjs cktkj esa gks jgs ifjorZuksa dh fuxjkuh djus
dks lkoZtfud :i ls çdV djuk gksxk vkSj iathdj.k djkuk vfuok;Z dj fn;k Fkk)A
esa leFkZ gksrs gSaA
^vkpkj lafgrk* dk ikyu djuk gksxkA
iz;kxjkt dsanz
gsM vkWfiQl
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U;wt News
dsanz ljdkj us th,lVh vihyh; U;k;kf/dj.k (GSTAT) dh 31 ihBksa dk xBu fd;kA
lajpuk eq[; çko/ku

ifjp;
yyU;k;kfèkdj.k esa vè;{k] ,d U;kf;d lnL;
yyth,lVh ,d xarO; vkèkkfjr vçR;{k dj gSA yydkuwu esa nks&Lrjh; U;k;kfèkdj.k ;kuh jk"Vªh; csap@{ks=kh;
vkSj nks rduhdh lnL; 'kkfey gksaxsA
yy101osa lafoèkku la'kksèku }kjk 1 tqykbZ] 2017 dks ykxw gqvkA csap vkSj jkT; csap@{ks=k csap ds xBu dh ifjdYiuk dh
yyU;k;kfèkdj.k ds lnL; ;k vè;{k ds :i
yybldk lq>ko fot; dsydj lfefr }kjk fn;k x;k FkkA xbZ gSA
esa fu;qDr gksus ds fy, U;wure vk;q 50
yyth,lVh vihyh; U;k;kfèkdj.k th,lVh dkuwuksa ls lacafèkr o"kZ gksxhA yy;fn fookn vkiwfrZ ds LFkku ds eqíksa esa ls ,d gS] rks
ekeyksa esa vihy dk nwljk Lrj gS] tgk¡ vihyh; çkfèkdkfj;ksa yyU;k;kfèkdj.k ds vè;{k dk dk;Zdky U;k;kfèkdj.k dh jk"Vªh; ihB@{ks=kh; ihBksa ds ikl vihy
}kjk ikfjr vkns'k ;k iqujh{k.k çkfèkdkjh }kjk ikfjr la'kksèku vfèkdre 70 o"kZ dh vk;q rd vkSj lnL; lquus dk {ks=kkfèkdkj gksxkA
vkns'k ds f•ykiQ vihy nk;j dh tk ldrh gSA ds dk;Zdky ds fy, vfèkdre vk;q 67 o"kZ yyvihy lquus ds fy, ;fn fookn vkiwfrZ ds LFkku ds
yyblesa fdlh Hkh ihfM+r O;fDr }kjk vihy dh tk ldrh gSA gksxhA vykok vU; eqíksa ls lacafèkr gS] rks jkT;@{ks=k ihBksa ds ikl
vihy lquus dk vfèkdkj gksxkA
yyjk"Vªh; ihB ds fu.kZ; dh vihy lhèks mPpre U;k;ky; esa
vkSj jkT; ihB ds fu.kZ; dh vihy {ks=kkfèkdkj okys mPp
th,lVh vihyh; U;k;ky; esa dh tk,xhA
yyvkns'k ds lapkj ls 3 eghus ds Hkhrj ihfM+r O;fDr }kjk
U;k;kfèkdj.k (GSTAT) U;k;kfèkdj.k esa vihy nk;j dh tkuh gSA blds vykok]
U;k;kfèkdj.k ds ikl bl ckr ls larq"V gksus ij fd nsjh
ds fy, i;kZIr dkj.k gS] nsjh dks ekiQ djus dh 'kfDr gS
(vihy ds ekeys esa 3 eghus rd ;k ØkWl vkifÙk;ksa ds
U;kf;d lnL; ds fy, ;ksX;rk ekeys esa 45 fnu rd)A
yymPp U;k;ky; dk U;k;kèkh'k ;k yyU;k;kfèkdj.k ds ikl 50,000 ;k mlls de #i, dh jkf'k ls
yyde&ls&de 10 o"kks± rd lsok djus okyk ftyk U;k;kèkh'k ;k vfrfjDr ftyk U;k;kèkh'k ;k tqMh+ fdlh Hkh vihy dks Lohdkj u djus dk foosdkfèkdkj gSA
yyvçR;{k djkèkku ds ekeyksa esa de&ls&de 10 lky ds vuqHko okys vfèkoDrk


îwathxr fuos'k ds fy, jkT;ksa dks fo'ks"k lgk;rk ;kstuk* ds fy, dsaæh; ctV 2023&2024
U;wt News
esa 1-3 yk• djksM+ #i, dk çko/ku fd;k x;k gSA bl ;kstuk ds rgr fiNys pkj o"kks±
esa lokZf/d Í.k mÙkj izns'k vkSj fcgkj dks izkIr gqvk gSA
i`"BHkwfe eq[; çko/ku fuf/ dk mi;ksx

yydksfoM&19 egkekjh ds dkj.k yyblds rgr dsaæ ljdkj }kjk jkT; ljdkjksa yybldk O;; ubZ ;k py jgh iwathxr
jkT; ljdkjksa ds dj jktLo dks 50 o"khZ; C;kt eqDr ½.k çnku fd;k ifj;kstukvksa ds fy, fd;k tk ldrk
esa deh vkbZA bl ladV dks tkrk gSA gSA blls ifj;kstukvksa ds fy, Bsdsnkjksa@
iwathxr fuos'k è;ku esa j•rs gq, dsaæ ljdkj yy;g iQafMax jkT;ksa dks nh xbZ vU; lHkh vkiwfrZdrkZvksa ds fcyksa dk fuiVku gks
ds fy, jkT;ksa dks }kjk o"kZ 2020&21 ds nkSjku vfrfjDr m/kj lhek ds vykok gksxhA ldrk gSA
yyblesa ,d fcuk 'krZ ?kVd vkSj fof'k"V yyjkT; ljdkjksa }kjk lkoZtfud {ks=k ds m|eksa
fo'ks"k lgk;rk bl fo'ks"k lgk;rk ;kstuk dks
lq/kjksa@igyksa ls tqM+s NksVs ?kVd 'kkfey gSaA ds futhdj.k@fofuos'k vkSj ifjlaifÙk;ksa ds
;kstuk eatwjh nh xbZA
yy;g C;kt eqDr ½.k dsoy iwathxr O;; eqæhdj.k@iqupZØ.k ds laca/ esa Hkh bls O;;
djus ds fy, gSA fd;k tk ldrk gSA
½.k dk iquHkZqxrku çeq• ik=k ifj;kstuk,¡ jkT;ksa dh vkifÙk

yy50 o"kks± ds ckn cqysV iquHkZqxrku yyç/kuea=kh xzke lM+d yyvkWfIVdy iQkbcj yyblls jkT; ljdkjsa yacs le; ds fy,
(,deq'r Hkqxrku) fd;k tk,xk] ;kstuk yy'kgjh fodkl dsanz dh ½.kh gks tk,¡xh] ftlls mUgsa
50 o"kks± rd fdlh lfoZflax dh yyih,e xfr 'kfDr yyfofuos'k vkSj eqæhdj.k viuh vU; m/kjh ds fy, dsanz ls
vko';drk ugha gksxhA yyfMftVkbts'ku vuqefr ysuh iM+sxhA


dsaæ ljdkj us Hkkjrh; •k| fuxe }kjk fy, x, ½.kksa dks pqdkdj vius lHkh vkWiQ&ctV m/kjksa
U;wt News dk Hkqxrku fd;k vkSj jkT;ksa dh lesfdr vkWiQ&ctV m/kjh Hkh foÙk o"kZ 2021-22 ds ₹67,000
djksM+ ls ?kVdj foÙk o"kZ 2022-23 esa ₹18,500 djksM+ jg xbZ gSA
D;k gS vkWQ&ctV m/kkj

yyljdkj }kjk vçR;{k :i ls fy;k x;k ½.k lkoZtfud {ks=k
yyljdkj ds funZs'k ij mldh laLFkkvksa vkSj oSèkkfud fudk;ksa }kjk ds miØe
mèkkjh
yy,slk ½.k ljdkj ds jktdks"kh; ?kkVs esa 'kkfey ugha jk"Vªh; y?kq fo'ks"k ç;kstu
cpr fufèk okgu
yy;g jkT; ljdkjksa dks lafoèkku ds vuqPNsn 293(3) ds izkoèkkuksa
m/kjh ds
ls brj èku rd igq¡p iznku djrk gSA
ekè;e
iquHkZqxrku jk"Vªh; cpr Lis'ky cSafdax
çek.ki=k vjsatesaV
yynsunkjh vkSipkfjd :i ls ljdkj ij
ughaA fiQj Hkh] ewyèku vkSj C;kt dk
Hkqxrku ljdkjh ctV ls fd;k tkrk gSA lkoZtfud Hkfo";
fufèk
ykHk
yyvkWiQ&ctV mèkkj ls jktdks"kh; ?kkVk ugha c<+rk pqukSfr;k¡
yyfuèkkZfjr jktdks"kh; ?kkVk y{; (FRBM Act 2003) dk mYya?ku ugha
yyjkT;ksa dks mèkkjh ds fy, dsaæ ljdkj dh iwokZuqefr dh vko';drk yyljdkj ds ½.k nkf;Ro dh okLrfod ek=kk dk irk ugha pyrk
ugha yyjktdks"kh; fiQtwy•phZ (mfpr ewY;kadu ds fcuk ifj;kstuk
yydsaæh; vuqnku esa nsjh dh fLFkfr esa jkT;ksa dks jkgr fuekZ.k)
yyjktLo ds vU; lzksrksa ds foiQy gksus ij enn yyHkfo"; esa ljdkjksa ij iquHkZqxrku nkf;Ro dk Hkkjh cks>


fiNys dqN o"kks± esa Hkkjr esa vkHkklh fMftVy laifÙk;ksa (VDAs) ds ysunsu esa vHkwriwoZ
U;wt News
o`f¼ gqbZ gSA VDAs ysunsu ds c<+rs vkdkj vkSj vko`fÙk dks è;ku esa j•rs gq, dsaæh;
ctV 2022&23 esa blds fy, ,d fof'k"V dj O;oLFkk dk çko/ku fd;k x;kA
VDA D;k gS dj dh nj
yyVDA ,d dksM] la[;k ;k Vksdu gSA yyvkHkklh fMftVy laifÙk ds gLrkarj.k ls gksus okyh
yy;g ewY; dks fMftVy izfrfufèkRo iznku vk; ij dj dh nj 30» gSA
djrk gS vkSj ewY; ds HkaMkj ds :i esa
vkHkklh fMftVy yyysunsu ds fooj.k çkIr djus ds fy, vkHkklh fMftVy
dk;Z djrk gSA laifÙk;ksa (VDAs) ifjlaifÙk ds gLrkarj.k ds lacaèk esa fd, x, Hkqxrku
ij ekSfæd lhek ls Åij ,sls çfriQy ds 1» dh nj
yy;g ,d fMftVy gksfYaMx gS ftls CykWdpsu ls vk; ij dj ls VhMh,l dk çkoèkku fd;k x;k gSA
ij ,fUØIV fd;k tkrk gSA
yyfØIVksdjsalh] ukWu&iQaftcy Vksdu vkfn
blds mnkgj.k gSaA
vU; çko/ku
yy,slh vk; dh x.kuk djrs le; vfèkxzg.k dh ykxr dks NksM+dj fdlh Hkh O;; ;k
HkÙks ds lacaèk esa dksbZ dVkSrh dh vuqefr ugha nh tk,xhA
vk; dj vf/fu;e yyvkHkklh fMftVy laifÙk ds gLrkarj.k ls gksus okys uqdlku dh HkjikbZ ugha dh tk,xh
yyvkHkklh fMftVy laifÙk ij dj dk vkSj bls fdlh vU; vk; ls lek;ksftr ugha fd;k tk,xkA
yygLrkarj.k ls gksus okys uqdlku dks vkxkeh ewY;kadu o"kks± esa vkxs ys tkus dh vuqefr
çkoèkku vk; dj vfèkfu;e ds rgr
ugha gSA
fd;k x;k gSA blds fy, foÙk vfèkfu;e]
yy;g lHkh vkHkklh fMftVy laifÙk ij ykxw gksxk] pkgs og iwathxr laifÙk gks ;k ughaA
2022 }kjk blesa la'kksèku fd;k x;k gSA yyvkHkklh fMftVy laifÙk ds migkj ij Hkh ;g dj ykxw gksxkA


iQjojh 2024 ds çkjaHk esa ljdkj us ?kjsyw dPps rsy ij foaMiQkWy VSDl foaMiQkWy VSDl
U;wt News
dks 1]700 #i, çfr Vu ls c<+kdj 3]200 #i, çfr Vu fd;kA Mhty] yy;g dj ,slh daifu;ksa ;k O;fDr;ksa ij yxk;k tkrk
isVªksy vkSj tsV bZa/u ds fu;kZr ij bls 'kwU; j•k x;k gSA gS ftUgsa fdlh fo'ks"k ifjfLFkfr esa vçR;kf'kr ykHk
çkIr gksrk gSA
yyHkkjr esa ;g eq[;r% isVªksfy;e ij ykxw gksrk gS
ftls fo'ks"k vfrfjDr mRikn 'kqYd (SAED) ds :i
esa yxk;k tkrk gSA bldh vf/lwpuk dsaæh; mRikn
isVªksfy;e ij foaMiQkWy VSDl i`"BHkwfe 'kqYd vf/fu;e] 1944 vkSj foÙk vf/fu;e] 2002
ds rgr foÙk ea=kky; tkjh djrk gSA
yyigyh ckj tqykbZ 2022 esa ykxw fd;k x;kA yy;wØsu&:l la?k"kZ ds ckn varjkZ"Vªh; Lrj ij dPps
yyykWVjh] ØkWloMZ igsyh] dkMZ xse] lV~Vsckth vkfn
yydPps rsy ds ekeys esa çfr Vu ds vk/kj ij rFkk rsy dh dherksa esa dkiQh rsth vkbZA fu;kZr vR;f/d ls çkIr vk; ij 30» dh nj ls yxus okyk dj
isVªksy] Mhty vkSj ,fo,'ku VckZbu bZa/u (ATF) ds ykHkdkjh gks x;k vkSj isVªksfy;e mRiknksa dh ?kjsyw (vk;dj vf/fu;e] 1961 ds rgr) Hkh bldk
fu;kZr ij çfr yhVj ds vk/kj ij ykxw gksrk gSA miyC/rk ij ladV ns•k x;kA mnkgj.k gSA
çeq• ykHk NwV dk çko/ku

VSDl dk fu/kZj.k
yyblls isVªksfy;e mRiknksa dh ?kjsyw miyC/rk lqfuf'pr yy;g dPps rsy ds vk;kr ij ykxw ugha gSA
yyvarjkZ"Vªh; dPps rsy vkSj mRikn dh dherksa gksrh gSA yymRiknd] ftudk fiNys foÙkh; o"kZ esa mRiknu 2
ds vk/kj ij dj dh nj esa ikf{kd (çR;sd yyljdkj dks jktLo laxzg dk ,d vfrfjDr cM+k lzksr fefy;u cSjy ls de gS] mUgsa blls NwV çkIr gSA
15 fnu esa) la'kks/u fd;k tkrk gSA çkIr gksrk gSA yy;fn mRiknd fiNys o"kZ dh rqyuk esa vf/d mRiknu
yy?kjsyw isVªksfy;e dherksa ij bldk çfrdwy çHkko ugha djrk gS rks bl vfrfjDr mRiknu ij dj ugha yxsxkA
iM+rk gS D;ksafd mRiknd] ?kjsyw fjiQkbufj;ksa dks rsy bldk mís'; dPps rsy ds mRiknu dks çksRlkfgr
dh fcØh varjkZ"Vªh; lerk dherksa ij djrs gSaA djuk gSA
iz;kxjkt dsanz
gsM vkWfiQl

fgekpy çns'k ljdkj us dsaæh; eksVj okgu fu;eksa esa la'kks/u fd;k gSA çnw"k.k çek.ki=k pkgus okys okgu
U;wt News ekfydksa dks vc ekud 'kqYd ds vykok xzhu VSDl Hkh nsuk gksxkA
xzhu VSDl D;k gS
yyxzhu VSDl i;kZoj.k&çnw"k.kdkjh oLrqvksa ;k xfrfof/;ksa ij yxk;k tkrk gS]
ftldk mís'; yksxksa ds i;kZoj.k&fojks/h O;ogkj dks grksRlkfgr djuk vkSj
xzhu VSDl mUgsa i;kZoj.k ds çfr laosnu'khy cukuk gSA
yylkekU;r% iqjkus okguksa dks grksRlkfgr djus ds fy, dkj] ckbd vkSj vU;
okguksa ij bls ykxw fd;k tkrk gSA
dsaæh; lM+d ifjogu vkSj jktekxZ ea=kky; }kjk o"kZ 2021 esa tkjh çLrko
Hkkjr esa xzhu VSDl jkT;ksa@dsaæ 'kkflr çns'kksa }kjk xzhu VSDl olwyrs le; fuEufyf•r fl¼karksa dk ikyu fd;k tk,xk&
yyvka/z çns'k] rsyaxkuk] dukZVd] egkjk"Vª] mÙkj çns'k] >kj•aM] yy8 lky ls vf/d iqjkus okf.kfT;d okguksa ds fiQVusl çek.ki=k ds uohuhdj.k ds le; jksM
vle] dsjy vkfn jkT;ksa esa xzhu VSDl ykxw gSA VSDl ds 10 ls 25 iQhlnh dh nj ls xzhu VSDl yxk;k tk ldrk gSA
yy;g vkerkSj ij jkT; ds jksM VSDl ds çfr'kr ds :i esa okgu yyfuth okguksa ij 15 o"kks± ds ckn iathdj.k çek.ki=k ds uohuhdj.k ds le; xzhu VSDl yxk;k
ds vkjlh ;k iathdj.k çek.ki=k dks uohuhÑr djrs le; olwyk tk,A
tkrk gSA yylkoZtfud ifjogu ds okguksa tSls flVh clksa ij de xzhu VSDl yxk;k tk,A
yyxzhu VSDl Mhty vkSj isVªksy xkfM+;ksa ij ykxw gksrk gSA yyvR;f/d çnwf"kr 'kgjksa esa iathÑr okguksa ds fy, vf/d VSDl (jksM VSDl dk 50 iQhlnh)
yyjkT;ksa us Lo;a ds xzhu VSDl fu;e ykxw fd, gSa ftldh njsa olwyk tk,A
fHkUu&fHkUu gSa vkSj vf/dka'k jkT;ksa esa bldh njsa cgqr de gSaA yyb±/u (isVªksy@Mhty) vkSj okguksa ds çdkj ds eqrkfcd vyx&vyx VSDl gksaA
yy,sls jkT; ftuesa xzhu VSDl ykxw ugha gS ;k bldh njsa dkiQh de yygkbfczM] bysfDVªd okguksa vkSj oSdfYid b±/uksa& lh,uth] ,FksukWy] ,yihth vkfn okys okguksa
gSa mlesa iathÑr okgu xzhu VSDl okys jkT;ksa esa ços'k djds ogk¡ dks blls ckgj j•k tk,A
çnw"k.k iQSyk ldrs gSaA blfy,] ns'k esa ,d lkoZHkkSe xzhu VSDl yy•srh esa bLrseky gksus okys okguksa& VªSDVj] gkoZsLVj] fVyj vkfn ij xzhu VSDl ugha yxk;k tk,A
dh vko';drk gSA yyxzhu VSDl ls çkIr jktLo dks vyx •krs esa j•k tk, vkSj bldk mi;ksx çnw"k.k ls fuiVus ds
fy, jkT;ksa esa vR;k/qfud lqfo/k,¡ LFkkfir djus esa fd;k tk,A


1 tuojh 2024 dks] ;wjksih; la?k ds lnL; jkT;ksa esa lfØ; cgqjk"Vªh; daifu;ksa ds fy, 15» dh izHkkoh djk/ku
U;wt News dh U;wure nj (Xykscy fefuee dkWiksZjsV VSDl) is'k djrs gq,] u, ;wjksih; la?k fu;e ykxw fd, x,A
i`"BHkwfe BEPS VSDl dh ;kstuk

yycgqjk"Vªh; m|e mu ns'kksa dks VSDl yycgqjk"Vªh; m|e VSDl fu;eksa esa varj dk yycM+s cgqjk"Vªh; m|eksa (MNEs) }kjk çR;sd {ks=kkfèkdkj
Hkqxrku djus ls cprs gSa tgk¡ os iQk;nk mBkrs gSa vkSj ykHk dks Ñf=ke :i ls esa l`ftr vk; ij ,d U;wure VSDl (15») dk
lfØ; gSaA blds fy, os vkèkkj {kj.k de ;k fcuk VSDl okys LFkkuksa ij LFkkukarfjr Hkqxrku fd;k tk,xkA
Xykscy ,oa ykHk LFkkukarj.k (BEPS) dk
djrs gSaA yy750 fefy;u ;wjks ls vfèkd jktLo okys ?kjsyw ,oa varjkZ"Vªh;
yycgqjk"Vªh; m|e blds tfj, ?kjsyw Lrj ij nksuksa rjg ds cM+s lewg ds fy, ykxw
fefuee VSDl lgkjk ysrs gSaA
lapkfyr m|eksa ij çfrLi¼kZRed ykHk çkIr
yyOECD LraHk&1 % dj yxkus ds vfèkdkjksa dk vkaf'kd vkoaVu
yyXykscy fefuee VSDl] BEPS dks djrs gSaA
jksdus ds fy, OECD/G20 }kjk yy;g ?kjsyw VSDl HkqxrkudrkZvksa ds LoSfPNd yyCECD LraHk&2 % cgqjk"Vªh; m|eksa ds equkisQ ij
çLrkfor VSDl gSA VSDl vuqikyu dks detksj djrk gSA djkèkku dk U;wure Lrj (15%)
NwV çkIr laLFkk,¡ çHkkoh dj nj dh x.kuk Hkkjr dks ykHk

yyOECD/G20 lekos'kh ÚseodZ le>kSrs ds vuq:i] yy;fn fdlh fo'ks"k {ks=kkfèkdkj esa laLFkkvksa ds fy, çHkkoh yy;g ns'k esa BEPS dks jksdsxk] D;ksafd ljdkj
ljdkjh laLFkk,¡] varjkZ"Vªh; ;k xSj&ykHkdkjh laxBu] dj dh nj U;wure 15» ls de gS] rks LraHk&2 fu;e fdlh fons'kh O;olk; }kjk 15» ls de
isa'ku iQaM ;k fuos'k iQaM tks ,d cgqjk"Vªh; lewg dh ykxw gks tkrs gSa vkSj lewg dks viuh dj dh nj 15» Hkqxrku dks jksdus esa l{ke gksxhA blfy,
ewy laLFkk,¡ gSa] OECD LraHk&2 ij funZs'k ds nk;js esa rd ykus ds fy, VkWi&vi dj dk Hkqxrku djuk gksxkA Hkkjr us bldk leFkZu fd;k gSA
ugha vk,axsA yy;g VkWi&vi bl ckr ij è;ku fn, fcuk ykxw gksrk gS
yy,slh laLFkkvksa dks vkerkSj ij ?kjsyw dkWikZsjsV vk;dj ls fd lgk;d daiuh ,sls ns'k esa fLFkr gS ftlus varjkZ"Vªh;
NwV nh tkrh gSA OECD/G20 le>kSrs ij gLrk{kj fd, gSa ;k ughaA


okf.kT; vkSj m|ksx ea=kky; us foÙk ea=kky; ds lkFk mRiknksa dh ,d lwph lk>k dh gS tks
U;wt News
buoVZsM MÔwVh LVªDpj ls lacaf/r eqíksa dk lkeuk djrs gSaA okf.kT; vkSj m|ksx ea=kky; us
bldks gVkus dh fliQkfj'k dh gSA
buoVZsM MÔwVh LVªDpj oLrq ,oa lsok dj (GST)
yybuoVZsM MÔwVh LVªDpj og fLFkfr gS tc rS;kj mRiknksa dh rqyuk esa buiqV ij vkSj buoVZsM MÔwVh LVªDpj
vf/d nj ls dj yxk;k tkrk gSA lhth,lVh vf/fu;e] 2017 dh /kjk 54(3)(ii) buoVZsM MÔwVh
yyHkkjr esa buoVZsM MÔwVh LVªDpj dh fLFkfr dks oLrqvksa ds vk;kr ds lanHkZ esa LVªDpj ds dkj.k lafpr ^buiqV VSDl ØsfMV* dh okilh dk
ns•k tkrk jgk gSA bathfu;fjax lkeku] diM+k] peM+k vkfn {ks=kksa esa ;g ykxw gSA çkoèkku djrk gSA buiqV VSDl ØsfMV dh okilh ds fy, ik=k
yyokf.kT; vkSj m|ksx ea=kky; fu;fer :i ls oLrqvksa dh ,slh lwph lk>k djrk gS] gksus dh eq[; 'krZsa fuEufyf•r gSa&
tgk¡ ?kVdksa ij yxus okyk lhek 'kqYd rS;kj mRiknksa dh rqyuk esa vf/d gksrk gSA yybuiqV ij dj dh nj vkmViqV vkiwfrZ ij dj dh nj ls
vf/d gksA
yyvkmViqV vkiwfrZ;k¡ NwV çkIr ;k 'kwU; jsVsM vkiwfrZ;k¡ ugha
eqDr O;kikj le>kSrs vkSj buoVZsM MÔwVh LVªDpj gksaA
yyHkkjr us vius lk>snkj ns'kksa ds lkFk gLrk{kfjr eqDr O;kikj le>kSrs ds dkj.k yyvkiwfrZ ij fjiQaM ljdkj }kjk fo'ks"k :i ls çfrcaf/r
buoVZsM MÔwVh LVªDpj dks viuk;k gSA ugha gksA
yyblds rgr rS;kj mRiknksa dk 'kqYd eqDr vk;kr fd;k tkrk gS] tcfd eè;orhZ
oLrqvksa ij vk;kr dj tkjh gS (fo'ks"k :i ls vkfl;ku ds lanHkZ esa)A buiqV VSDl ØsfMV
yyog dj tks dksbZ O;olk; fdlh buiqV •jhnkjh
buoVZsM MÔwVh LVªDpj ls gkfu (O;olk; ds nkSjku ;k mls vkxs c<+kus esa) ij
pqdkrk gS vkSj ftldk mi;ksx og mRikn dh fcØh
yyblls ns'k esa fofuekZ.k eg¡xk gks ldrk gS vkSj mRiknd vius mRiknu
djrs le; viuh dj nsunkjh dks de djus ds fy,
esa deh dj ldrs gSaA
djrk gSA
yydPps eky dh mPp ykxr fu;kZr çfrLi¼kZRedrk ij vadq'k yxkrh gSA
yybuiqV VSDl ØsfMV dk çko/ku oLrqvksa vkSj lsokvksa
yy;g ?kjsyw vFkZO;oLFkk dks vk;kr ij fuHkZj cuk ldrk gSA nksuksa ds lanHkZ esa ykxw gksrk gSA
iz;kxjkt dsanz
gsM vkWfiQl

NaBFID us 7.43% dh dwiu nj ij 10 o"kZ dh vof/ ds lwphc¼ ckW.M tkjh djds 10000 djksM+ #i, tqVk,A
U;wt News
dsaæ ljdkj isa'ku iQaM
cqfu;knh <k¡ps vkSj fodkl ds foÙkiks"k.k
cgqi{kh; laLFkku 'ks;j èkkjd chekdrkZ
ds fy, jk"Vªh; cSad (NaBFID)
lkWojsu osYFk iQaM cSad
xBu
yy,u,ch,iQvkbZMh vfèkfu;e] 2021 }kjk o"kZ 2021 esa LFkkfir dk;Z
yy,d yk• djksM+ #i, dh 'ks;j iwath ds lkFk ,d dkWikZsjsV fudk; ds :i esa
yybUÚkLVªDpj çkstsDV ds fy, ½.k vkSj vfxze nsuk
yybldk fofu;eu vkSj i;Zos{k.k fjtoZ cSad }kjk
yy,sls ekStwnk ½.kksa dks •jhnuk ;k iqufoZÙk djuk
yyHkkjrh; #i, vkSj fons'kh eqæk esa ½.k çkIr djus dh NwV
yybUÚkLVªDpj ds fy, futh fuos'kdksa dks vkdf"kZr djuk
yy;g flMch] ,fDte cSad] ukckMZ vkSj ,u-,p-ch- ds ckn 5ok¡ ^vf[ky
yybUÚkLVªDpj esa fons'kh Hkkxhnkjh dks lqfoèkk çnku djuk
Hkkjrh; foÙkh; laLFkku* gSA
yyiQkbusaflax fookn lekèkku ds fy, ckrphr dks lqxe cukuk
yybUÚkLVªDpj iQkbusaflax esa ijke'kZ lsok,¡ nsuk
mís';
ckW.M vkSj fMcsapj
okf.kfT;d cSad
foÙkh; mís'; fodklkRed mís'; dsaæ ljdkj
iQaM ds lzksr E;wpqvy iQaM
Hkkjr esa laiw.kZ ;k vkaf'kd cqfu;knh <k¡ps ds foÙkiks"k.k fjtoZ cSad
:i ls fLFkr cqfu;knh <k¡pk ds fy, ckW.M] ½.k vkSj
fo'o cSad
çkstsDV~l ds fy, mèkkj nsuk MsfjosfVo ds fy, cktkj dk
;k fuos'k djuk fodkl djuk ,f'k;kbZ fodkl cSad


dsna hz ; ctV 2023&24 esa 'kgjh volajpuk fodkl fuf/ (UIDF) dh LFkkiuk dh
U;wt News
?kks"k.kk dh xbZA tqykbZ 2023 esa blus dk;Z djuk izkjaHk fd;kA
xzhuiQhYM
ik=k fojklr fodkl ds fy,
HkhM+&HkkM+ de
xfrfof/;k¡ djus ds fy, laj{k.k uxj fu;kstu
LFkkuh; ;kstuk ;kstuk
lM+d] vksoj
fczt] xzsM
lsijsVj] vaMjikl NHB v/fu;e] 1987 ds rgr 1988 esa LFkkfir
yy
dk fuekZ.k
Bksl vif'k"V vkokl ds fy, 'kh"kZ foÙkh; laLFkku
yy
ty vkiwfrZ
çca/u NHB foÙkiks"k.k] i;Zos{k.k ,oa vkokl foÙk daifu;ksa ls lacafèkr f'kdk;r
yy
,oa LoPNrk
dk fuiVkjk izeq[k dk;Z
fudklh ls 7 o"kZ ds Hkhrj 5 leku okf"kZd fdLrksa

yy
esa] ftlesa 2 o"kZ dh vf/LFkxu vof/ Hkh 'kkfey jkT; ljdkjksa }kjk] ftlesa ifj;kstuk dh
yy
iquHkZqxrku çxfr fjiksVZ NHB dks çLrqr djuk 'kkfey
C;kt dk Hkqxrku çR;sd frekgh ds var esa
yy
NHB }kjk ifj;kstukvksa ds dk;kZUo;u dh
yy
fuxjkuh vkWiQlkbV fuxjkuh vkSj vkWulkbV fujh{k.k
'kgjh volajpuk
fodkl fuf/ (UIDF) ½.k
ifjp;
laforj.k jkT; ljdkjksa }kjk UIDF iksVZy ij vkosnu
yy
dsaæ ljdkj }kjk LFkkfir
yy ½.k ij ns; C;kt 1-5»
yy
jk"Vªh; vkokl cSad (NHB) }kjk çcaf/r
yy ifj;kstuk ½.k dh çkjafHkd 20» jkf'k (mÙkj&iwohZ vkSj igkM+h jkT;ksa
yy
mís'; ds ekeys esa 30») 1 o"kZ ds Hkhrj laforfjr dh tk,xhA 'ks"k jkf'k
10]000 djksM+ #i, ds çkjafHkd dks"k ds lkFk lapkfyr
yy
(izfro"kZ 10000 djksM+ #i, miyC/ gksaxs) dk forj.k ^çfriwfrZ vk/kj* ij gksxk
fV;j&2 vkSj fV;j&3 'kgjksa (50]000 ls 9]99]999 dh vkcknh okys) esa lkoZtfud ,tsafl;ksa] uxj fuxeksa] 'kgjh LFkkuh;
yy
fudk;ksa ds }kjk 'kgjh cqfu;knh <k¡ps ds fodkl ds fy, jkT; ljdkjksa dks foÙkiks"k.k dk ,d fLFkj lzksr çnku djukA

636] Hkw&ry] eq[kthZ uxj] fnYyh&09 9555-124-124 7/3/AA/1, rk'kdan ekxZ] if=kdk pkSjkgk] iz;kxjkt] m-iz- 21

Hkkjr dks varjkZ"Vªh; leqnzh laxBu (IMO) ds ^xzhu okW;t 2050 izkstsDV* ds fy, vxz.kh ns'k ds :i esa pquk x;k gSA
U;wt News
D;k gS xzhu f'kfiax ls lacaf/r igy

yyog ifjorZudkjh n`f"Vdks.k ftlesa xzhu xzhu okW;t 2050 çkstsDV
leqæh lapkyu ds i;kZoj.kh; yybldk y{; f'kfiax m|ksx esa dkcZu mRltZu dks de djus ds fy,
çHkko (dkcZu mRltZu) dks de f'kfiax fodkl'khy ns'kksa dh lgk;rk djuk gSA
djus ij cy fn;k tkrk gSA
yyblds rgr ik;yV ifj;kstuk lapkfyr djus djus okyk Hkkjr igyk
ns'k gSA
y{; xzhu f'kfiax j.kuhfr;k¡ xzhu Vx Vªkaft'ku çksxzke
yy2030 rd çfr Vu dkxkZs }kjk yyoSdfYid b±/u ds :i esa
yyVxcksV esFkukWy] gkbMªkstu ;k veksfu;k tSls xSj&thok'e bZa/u ls pyrs
dkcZu mRltZu dks 30» rd ,y,uth dk ç;ksx
gSaA
eYVh&ekWMy de djuk yytgkt dh xfr dks /hek djds
yyxq#xzke (gfj;k.kk) esa igys jk"Vªh; xzhu iksVZ vkSj f'kfiax mRÑ"Vrk dsaæ
yy2030 rd xzhu f'ki fuekZ.k ds Hkki dh ek=kk esa deh djuk
ykWftfLVDl fy, oSf'od dsaæ cukuk yy•kyh daVsuj dh la[;k esa deh
dh LFkkiukA
eSjhVkbe bafM;k fotu&2030
ikdZ yyuohdj.kh; ÅtkZ dh fgLlsnkjh yyty çca/u yyikjknhi] nhun;ky vkSj ohvks fpnacjukj canjxkg dks gkbMªkstu gc ds
(MMLP) dks 60» rd c<+kuk yyuohdj.kh; ÅtkZ dk ç;ksx :i esa fodflr djukA
MMLP D;k gS MMLP ds mís'; çHkkoh MMLP ds fy, :ijs•k

MMLP ds dk;Z
yy,d baVj&ekWMy eky&gSaMfyax çfr"Bku yyykWftfLVDl ykxr dks GDP ds yyçkS|ksfxdh lapkfyr eky <qykbZ lwpuk çca/u
yyjk"Vªh; jktekxZ ykWftfLVDl çca/u fyfeVsM yyeky ,d=khdj.k vkSj forj.k
14» ls ?kVkdj 10» ij ykuk yylHkh lsokvksa ds HkaMkj.k ds fy, ou LVkWi
}kjk lapkfyr yyeky ifjogu
yyHkaMkj.k ykxr esa deh ykuk 'kkWi
yyjktekxks±] jsyekxks± vkSj varnZs'kh; tyekxks± ds yyeky HkaMkj.k
yyçkS|ksfxdh ds ekè;e ls vf/d yyeYVhekWMy VªkaliksVZ ds rgr lM+d] jsy
}kjk eky ifjogu dk la;kstu yylwpuk çkS|ksfxdh esa lgk;rk
n{krk çkIr djuk vkSj ty ifjogu esa lq/kj
yydk;kZUo;u ds fy, ihihih ekWMy ds ekè;e yyewY; lao£¼r lsok,¡
ls vuqca/ dk çko/ku yyifjlaifÙk;ksa dk mfpr mi;ksx yyewY; of¼Zr lsok,¡ tSls& iSdsftax] yscfyax


1- Hkkjr us Xykscy lkmFk esa fMftVy ifCyd bUÚkLVªDpj (DPI) ds fodkl ds fy, Xykscy fMftVy ifCyd bUÚkLVªDpj
fjikWftVjh (GDPIR) vkSj lks'ky bEiSDV iQaM (SIF) ds fuekZ.k dh ?kks"k.kk dhA
U;wt News 2- fo'o vkfFkZd eap (WEF) dh okf"kZd cSBd esa fo'ks"kKksa us vlekurk dks de djus esa Hkkjr ds etcwr fMftVy
ifCyd bUÚkLVªDpj] fo'ks"k :i ls ;wfuiQkbM isesaV baVjiQsl (UPI) dh ljkguk dhA
fMftVy ifCyd bUÚkLVªDpj Hkkjr esa fMftVy ifCyd Xykscy fMftVy ifCyd
(UNDP ds vuqlkj) bUÚkLVªDpj dk fodkl bUÚkLVªDpj fjikWftVjh (GDPIR)
yyMhihvkbZ esa fuEufyf•r dk ,d la;kstu gksrk gS& yyfMftVy vkbZMh (Aadhaar)] Hkqxrku yybls bysDVªkWfuDl vkSj lwpuk çkS|ksfxdh ea=kky; us
lkoZtfud fgr ds fy, cuk, x, usVodZ;qDr •qys volajpuk (UPI)] çR;{k ykHk varj.k fodflr fd;k gSA
çkS|ksfxdh ekud] 'kklu ,oa lkoZtfud dk;ZØeksa dks ra=k (JAM fVªfuVh)] u, ;qx ds ç'kklu yy;g O;kid lalk/u dsaæ gS tks G20 lnL;ksa vkSj
l{ke cukus dk mís'; rFkk çfrLi¼hZ cktkj Hkkxhnkjksa ds fy, ,dhÑr eksckby ,fIyds'ku vfrfFk ns'kksa ls vko';d Kku ,df=kr djrk gSA
dk leqnk; tks uoçorZu ds fy, dk;Zjr gksrk gSA (UMANG), CoWIN, vdkmaV ,xzhxsVlZ]
yybldk mís'; MhihvkbZ ds fMtkbu] fuekZ.k] rSukrh
yyblds eq[;r% rhu ?kVd gSa& fMftVy igpku ç.kkyh]
VªsM fjlhoscYl bysDVªkWfud fMLdkmafVax
vkSj 'kklu ds fy, vko';d fodYiksa vkSj i¼fr;ksa
bysDVªkWfud Hkqxrku ç.kkyh vkSj MsVk fofue; ç.kkyhA flLVe (TReDS)] Ñf"k lkaf[;dh ds
esa Kku varj dks ikVuk gSA
fy, ,dhÑr iksVZy (UPAg)] vksiu
yybl ij ns'kksa ds MhihvkbZ miyC/ gSa] ftUgsa vU;
usVodZ iQkWj fMftVy dkWelZ (ONDC)]
lks'ky bEiSDV iQaM (SIF) xouZesaV bZ&ekdsZVIysl (GeM), iQkLVSx] ns'kksa }kjk ,Dlsl fd;k tk ldrk gSA
yy;g Xykscy lkmFk esa iQkLV VªSd MhihvkbZ fMftykWdj vfnA
dk;kZUo;u ds fy, ljdkj ds usr`Ro esa ,d
igy gSA ;g varjkZ"Vªh; laxBuksa vkSj ijksidkjh 50&bu&5 vfHk;ku
laLFkkvksa dks Hkh lkFk ykrk gSA
yy11 îQLVZ&ewoj* ns'kksa }kjk nqfu;k esa fMftVy ifCyd bUÚkLVªDpj dks viukus esa rsth ykus ds
yy;g iQaM MhihvkbZ flLVe fodflr djus esa
fy, ykWUp fd;k x;kA ;s ns'k gSa& ckaXykns'k] ,LVksfu;k] bfFk;ksfi;k] XokVsekyk] ekYMksok] ukWoZs]
ns'kksa dks foÙkh; lgk;rk çnku djsxkA lsusxy] fl,jkfy;ksu] flaxkiqj] Jhyadk vkSj VksxksA
yyblds fy, Hkkjr us 25 fefy;u vejhdh MkWyj
yybldk y{; 50 ns'kksa esa 5 o"kks± esa (2028 ds var rd) de&ls&de ,d MhihvkbZ ?kVd dks lqjf{kr]
ds çkjafHkd ;ksxnku dh çfrc¼rk O;Dr dh gSA lekos'kh vkSj varj&lapkyuh; rjhds ls fMtkbu vkSj dk;kZfUor djuk gSA
iz;kxjkt dsanz
gsM vkWfiQl

dsanz ljdkj us ekpZ 2023 esa ^fons'k O;kikj uhfr&2023* tkjh fd;kA lkFk gh] ^fu;kZfrr
U;wt News mRiknksa ij 'kqYd vkSj dj esa NwV ;kstuk* dks twu 2024 rd ds fy, c<+k;k x;kA
fu;kZfrr mRiknksa ij 'kqYd fu;kZr çksRlkgu laLFkk,¡

fons'k O;kikj uhfr] 2023 vkSj dj esa NwV ;kstuk 1
1 Hkkjrh; fu;kZr&vk;kr cSad (EXIM Bank)
1 ifjp; D;k gS
yyHkkjrh; fu;kZr&vk;kr cSad vf/fu;e] 1981 ds rgr o"kZ
yydsaæh; okf.kT; ,oa m|ksx ea=kky; }kjk yyo"kZ 2021 esa 'kq: fu;kZr ij 'kqYd ekiQh ;kstuk
1982 esa LFkkfir] fj”koZ cSad }kjk fofu;fer vkSj Hkkjr ljdkj
lkekU;r% 5 o"kZ ds fy, tkjh yyokf.kT; ,oa m|ksx ea=kky; }kjk ykxw ds iw.kZ LokfeRo okyk cSadA
yyfo'o O;kikj laxBu ds çko/kuksa ds vuqdwy yyO;kikj vkSj fuos'k dks lqxe cukuk rFkk fu;kZrdksa vkSj vk;krdksa
2 y{;
yybZ&dkWelZ fu;kZr Hkh blds rgr 'kkfey dks foÙkh; lgk;rk çnku djuk izeq[k mís';A
yyo"kZ 2030 rd lexz fu;kZr dks 2 fVªfy;u MkWyj
rd ys tkuk] oLrq ,oa lsok {ks=kksa dk leku ;ksxnku 2 2
mís'; Hkkjrh; fu;kZr ½.k xkjaVh fuxe (ECGC) fyfeVsM
yylhekikj O;kikj esa Hkkjrh; eqæk ds mi;ksx dks çksRlkgu
yyoLrqvksa ds fofuekZ.k vkSj forj.k çfØ;k esa yyo"kZ 1957 esa LFkkfir] okf.kT; ea=kky; ds ç'kkldh; fu;a=k.k
3 fu;kZr mRÑ"Vrk 'kgj fu;kZrdksa }kjk ogu fd, x, ,sls djksa] 'kqYdksa ds vèkhu dk;Zjr] Hkkjr ljdkj dk iw.kZ LokfeÙoA
vkSj ysoh dh çfriwfrZ dh tkrh gS ftUgsa dsaæ] yyizeq[k dk;Z okf.kfT;d cSadksa dks fu;kZr ½.k chek çnku djukA
yyfu;kZrdksa dks cktkj igq¡p igy (MAI) ;kstuk ds rgr
jkT; vkSj LFkkuh; Lrj ij fdlh vU; ra=k ds
fuf/;ksa dh çkfIr 3
rgr okil ugha fd;k tkrk gSA Ñf"k vkSj çlaLÑr •k| mRikn fu;kZr fodkl
yyfu;kZr lao¼Zu iwt
a hxr oLrq (EPCG) ;kstuk ds rgr ykHk
3 çkf/dj.k (APEDA)
ctV
4 EPCG ;kstuk yyo"kZ 1985 esa laln }kjk ikfjr APEDA vf/fu;e ds varxZr LFkkfirA
yy;kstuk dk lapkyu ctVh; <k¡ps ds rgr
yyfu;kZr mRiknu gsrq 'kwU; lhek 'kqYd ij iwathxr yyvuqlwfpr mRiknksa ds fu;kZr ls lac¼ m|ksxksa dk fodkl djuk
yyfoÙk o"kZ 2023&24 ds fy, 15]070 djksM+
oLrqvksa ds vk;kr dh vuqefr izeq[k dk;ZA
#i, dk ctV vkoaVu
4
leqæh mRikn fu;kZr fodkl çkf/dj.k (MPEDA)
5 ,eusLVh ;kstuk 6 ftyksa ls fu;kZr dks c<+kok yyokf.kT; ea=kky; ds rgr o"kZ 1972 esa LFkkfir lkafof/d fudk;A
yyEPCG vkSj vfxze çkf/dj.kksa ds çfr nkf;Roksa dk yy^fu;kZr gc ds :i esa ftys (DEH)* igy yyizeq[k dk;Z leqæh •k| çlaLdj.k volajpuk dk fuekZ.k vkSj
fuoZgu djus esa v{ke fu;kZrdksa dks jkgr nsuk yyçR;sd ftys ds fy, fof'k"V fu;kZr dk;Z ;kstuk mUu;u djukA


fiNys o"kks± esa Hkkjr us :lh rsy ds vk;kr esa O;kid o`f¼ dh gSA blfy,] lÅnh vjc us
U;wt News ,f'k;kbZ çhfe;e ?kVkdj 3-5 MkWyj çfr cSjy fd;k] tks fiNys o"kks± esa yxHkx 10 MkWyj FkkA
Hkkjr ds fgr
,f'k;kbZ izhfe;e D;k gS Hkkjr esa dPpk rsy] çkÑfrd xSl vkSj ,yihth
dk vfèkdka'k fgLlk vksisd ns'kksa ls vkrk gSA
vksisd ns'kksa }kjk ,f'k;kbZ ns'kksa dks rsy csprs le;
muls fy;k tkus okyk ,d vfrfjDr 'kqYdA
,f'k;kbZ Hkkjr] ,f'k;kbZ çhfe;e ds :i esa cM+h jkf'k dk Hkqxrku djrk gSA
vksisd ns'k bldk mi;ksx if'peh •jhnkjksa dks lfClMh çhfe;e Hkkjr bls HksnHkkoiw.kZ ekurk gS vkSj blus yxkrkj bldk
(mÙkjh vVykafVd NwV) nsus ds fy, djrs gSaA
fojks/ fd;k gSA
vksisd (isVªksfy;e fu;kZrd ns'kksa dk laxBu)

Hkkjr&vksisd laLFkkxr laokn ra=k o"kZ 1960 esa cxnkn lEesyu ds rgr isVªksfy;e fu;kZrd ns'kksa dk LFkk;h
yybldh LFkkiuk o"kZ 2015 esa dh xbZA LFkkfir varj&ljdkjh laxBu
yyHkkjr ds isVªksfy;e ea=kh us vksisd ls ftEesnkj
eq[;ky;& fo;uk] lnL; ns'k& 12 isVªksfy;e mRikndksa ds fy, mfpr vkSj
ewY; fuèkkZj.k dh vksj c<+us vkSj ,f'k;kbZ izhfe;e
dks lekIr djus dk vkxzg fd;kA (vaxksyk 1 tuojh 2024 ls vksisd dk fLFkj ewY; lqfuf'pr djus dk fe'ku
lnL; ugha gSA)
;g ^fo'o rsy vkmVyqd* tkjh djrk
vksid
s ns'kksa esa fo'o dk yxHkx nks&frgkbZ gSA
rsy HkaMkj ekStwn gSA


ljdkj us varjkZ"Vªh; ØsfMV dkMZ ds tfj, fons'kh ysu&nsu dks mnkjhÑr izs"k.k ;kstuk (LRS) ds nk;js ls ckgj
U;wt News j[kus dk fu.kZ; fy;k gSA bl izdkj] ,sls ysu&nsu ij L=kksr ij dj laxzg.k (TCS) izko/ku ykxw ugha gksxkA
futh fons'k ;k=kk (usiky vkSj HkwVku dks NksM+dj)

yyo"kZ 2004 esa RBI }kjk ykxw
yypkyw vkSj iwath •krk ysunsu ds tfj, Hkkjr ls LRS migkj ;k nku
ckgj çs"k.k
yyfuoklh O;fDr (ukckfyx Hkh) ik=k
D;k gS jkstxkj ds fy, fons'k ;k=kk
fons'k esa lacaf/;ksa dk Hkj.k&iks"k.k
yydkWikZsjsV~l] lk>snkjh iQeks±] VªLVksa vkfn ds fy,
miyC/ ugha O;olk;@lEesyu@çf'k{k.k ds fy, fons'k ;k=kk
yyçR;sd foÙkh; o"kZ esa $250,000 rd ds çs"k.k dh fons'k esa fpfdRlk
vuqefr
fons'k esa i<+kbZ
mnkjhd`r
ik=k O;;
fo'ks"k
çs"k.k ;kstuk
rF; (LRS)
yyçs"k.k dh vko`fÙk ij dksbZ çfrca/ ugha yyfiNys foÙkh; o"kZ esa 182 fnu ls vf/d le; rd Hkkjr esa jgus okyk
Hkkjr esa O;fDr
yyLora=k :i ls ifjorZuh; fdlh Hkh fons'kh eqæk esa çs"k.k dh
vuqefr ^fuoklh* yyHkkjr esa iathÑr ;k fuxfer O;fDr ;k fudk; dkWikZsjsV
yyHkkjr esa dk;kZy;@'kk•k@,tsalh ftldk fu;a=k.k Hkkjr ls ckgj ds
yylHkh ysunsu ds fy, LFkk;h •krk la[;k (iSu) vfuok;Z (iQsek] 1999 O;fDr ds ikl gks
yyLRS ds rgr Hkqxrku ds fy, lzksr ij dj laxzg.k (TCS) ykxw ds rgr) yyHkkjr ds ckgj dk;kZy;@'kk•k@,tsalh ftldk fu;a=k.k Hkkjr esa jgus
okys O;fDr ds ikl gks


Hkkjr esa 'kq¼ FDI (buÝyks&vkmVÝyks) vizSy&uoacj 2023 esa ?kVdj 13-54 fcfy;u MkWyj gks x;k] tks 2022 dh leku
U;wt News vof/ esa 19-76 fcfy;u MkWyj FkkA ,slk oSf'od buÝyks esa fxjkoV vkSj bfDoVh iwath ds izR;korZu esa o`f¼ ds dkj.k gqvkA
izR;{k fons'kh fuos'k (FDI) fons'kh iksVZiQksfy;ks fuos'k çR;{k fons'kh fuos'k
(FPI) (FDI) uhfr] 2020
D;k gS
yyHkkjrh; daiuh esa bfDoVh midj.kksa ds ekè;e
ls 10% ;k blls vf/d dk fuos'kA yyfons'kh fuos'k ftlls fuos'kd dks fdlh Hkkjrh; lqj{kk eatwjh
yyFDI ds }kjk ,d daiuh nwljs ns'k esa fdlh daiuh esa 10» ls de 'ks;j çkIr gks
yyfuos'kd dks daiuh dh ifjlaifÙk;ksa esa çR;{k yyikfdLrku] ckaXykns'k vkSj phu ls fdlh Hkh
bdkbZ esa fu;a=k.k LokfeRo izkIr djrh gSA
yy;g /u ds lkFk gh Kku] dkS'ky vkSj LokfeRo ugha vkSj u gh O;kikj ij fu;a=k.k fuos'k ds fy, x`g ea=kky; ls eatwjh
izkS|ksfxdh ykrk gSA yyj{kk] ehfM;k] nwjlapkj] mixzg] ukxfjd mM~M;u
yyFDI uhfr dks fj”koZ cSad }kjk fons'kh eqnzk
izca/u vf/fu;e] 1999 ds rgr fofu;fer vkSj •uu tSls laosnu'khy {ks=kksa esa fuos'k ds fy,
fuos'k ds ekè;e
fd;k tkrk gSA x`g ea=kky; ls lqj{kk eatwjh vko';d gSA
yyLVkWd
FDI ds ekè;e yyvesfjdh fMikWftVjh jlhnsa
yyHkkjrh; fuokfl;ksa@daifu;ksa ls 'ks;jksa dh [kjhn yyoSf'od fMikWftVjh jlhnsa
çeq• {ks=kksa esa FDI dh vuqefr
yyfoy;@lekesyu yyckW.M
yyvf/ekU; vkoaVu@futh IyslesaV yyE;wpqvy iQaM yyj{kk vkSj chek {ks=k esa Lopkfyr ekxZ ls 74»
yyifjorZuh; uksVksa dk :ikarj.k yy,Dlpsat VªsMsM iQaM yynwjlapkj lsokvksa esa Lopkfyr ekxZ ls 49»
yyiwathxr midj.kksa dh vnyk&cnyh
(49» ls vf/d ljdkjh ekxZ ls)
fofu;eu
FDI izfrcaf/r {ks=k yyÑf"k] i'kqikyu vkSj ckxku {ks=k esa Lopkfyr
yyHkkjrh; çfrHkwfr ,oa fofue; cksMZ (lsch) }kjk
yyijek.kq ÅtkZ ekxZ ls 100»
yyfons'kh eqæk çca/u vf/fu;e] 1999
yytqvk@lV~Vsckth@ykWVjh
yy/u 'kks/u fuokj.k vf/fu;e] 2002 yyjsyos volajpuk esa Lopkfyr ekxZ ls 100»
yyfpV iQaM@fuf/ daiuh
yylsch (fons'kh iksViZ Qksfy;ks fuos'kd) fofu;eu] 2019 yychek daiuh esa Lopkfyr ekxZ ls 49»
yyrackdw m|ksx


G-20 us fØIVks ifjlaifÙk ds fy, IMF-FSB jksMeSi dks viuk;kA
U;wt News
G-20 (lewg&20) varjkZ"Vªh; eqnzk dks"k (IMF)

foÙkh; fLFkjrk cksMZ (FSB)
ifjp;
xBu yyG-7 ds lnL;ksa }kjk o"kZ 1999 esa LFkkfir ifjp;
yyo"kZ 2009 esa G-20 ds rRokèkku esa yy;wjksih; la?k] vÚhdh la?k (2023 esa 'kkfey) vkSj 19 ns'k lnL; yyUN ds czsVuoqM~l lEesyu ds rgr
yyeq[;ky;& csly] fLoV~tjySaM yyvukSipkfjd varj&ljdkjh laxBu 1945 esa LFkkfir
yylnL;& dsaæh; cSad] foÙk ea=kky;] fofu;ked vkfn yyfoÙk eaf=k;ksa vkSj dsaæh; cSadksa ds xouZjksa dk eap yyeq[;ky;& okf'kaxVu Mh-lh-
yyvarjkZ"Vªh; eqæk dks"k (IMF) ds lkFk lg;ksx yylnL; ns'k& 190
yyokf"kZd f'k•j lEesyu] ?kw.kZu vè;{krk ds rgr
yyIysujh& ,dek=k fu.kZ;dkjh fudk;
Hkkjr vè;{k
mís';
yyoSf'od foÙkh; ç.kkyh dks etcwr djuk vkSj foÙkh;
yy1 fnlacj 2022 ls 30 uoacj 2023 rd mís';
cktkjksa dks fLFkj j•uk yyflracj 2023 esa ubZ fnYyh esa G–20 f'k•j lEesyu yyfo'o esa foÙkh; ,oa ekSfnzd fLFkjrk ykuk
yylEesyu dh Fkhe ¶olq/So dqVqEcde~¸ ;k ¶,d i`Foh] ,d yyHkqxrku larqyu dk izca/u djus esa enn
lnL;ksa dh ftEesnkjh ifjokj] ,d Hkfo";¸ yyvk£Fkd izxfr vkSj jks”kxkj dks c<+kok
yyfoÙkh; fLFkjrk cuk, j•uk vkSj varjkZ"Vªh; foÙkh; yy200 ls vf/d cSBdsa
ekudksa dks ykxw djuk yyç/kuea=kh }kjk G–20 osclkbV ykWUp
yyblds fu.kZ; lnL;ksa ij dkuwuh :i ls ckè;dkjh ugha yyHkkjr ds G–20 'ksjik& vferkHk dkar
IMF vkSj Hkkjr
fØIVks ifjlaifÙk ds fy, yyIMF dk laLFkkid lnL;
yyfØIVks ifjlaifÙk;ksa ij iw.kZ çfrcaèk ugha] cfYd budk fofu;eu
vkSj i;Zos{k.k yy14oha lkekU; leh{kk ykxw gksus ds ckn
IMF-FSB jksMeSi 8ok¡ cM+k dksVk/kjd ns'k
yydsaæh; cSad] fØIVks ifjlaifÙk;ksa dks vkfèkdkfjd fjtoZ esa
yyG-20 us ejkds'k] eksjDdks esa foÙk eaf=k;ksa vkSj dsaæh; cSad yyHkkjr dk dksVk 2.76% rFkk erkf/dkj
'kkfey djus ls cpsa
xouZjksa (FMCBG) dh cSBd esa (Hkkjrh; çslhMsalh ds rgr) 2.64%
bls viuk;k yy^fØIVks ,lsV fjiksfVZax ÚseodZ* o"kZ 2027 rd ykxw gksxk


iz;kxjkt dsanz
gsM vkWfiQl

1. la;qDr vjc vehjkr (UAE) vkSj Hkkjr ds chp fnjge (AED) ;k Hkkjrh; #i, (INR) esa O;kikj
U;wt News fuiVku (xSj&MkWyj O;kikj) le>kSrkA
2. RBI dh ^jk/k ';ke jkBks lfefr* us #i, ds oS'ohdj.k dks çksRlkfgr djus dk lq>ko fn;kA
3. RBI us 20 cSadksa dks 22 ns'kksa ds lk>snkj cSadksa ds fo'ks"k #i;k oksLVªks •krs •ksyus dh vuqefr nhA
#i, ds oS'ohdj.k ds fy, vU; igy

#i, esa O;kikj ls Hkkjr dks oksLVªks •krk djsalh LoSi
ykHk yy;fn fdlh fons'kh cSad dk yy;g nks lhekikj laLFkkvksa ds chp le>kSrk gS tgk¡ ,d i{k nwljs
yyvesfjdh MkWyj dk vkmVÝyks de Hkkjr esa dksbZ •krk ugha gS]
#i, dk gksxk ysfdu mls Hkkjr esa Hkqxrku
dks fdlh eqæk esa ½.k nsrk gS vkSj mldk iquHkZxq rku ,d vyx
eqæk esa çkIr djrk gSA
çkIr djuk gS rks og Hkkjr
oS'ohdj.k yy#i, ds oS'ohdj.k dks çksRlkgu
yy#i, dk voewY;u de gksxk vkSj ds fdlh cSad esa viuk #i, esa varjkZ"Vªh; m/kjh@elkyk ckW.M~l
blds ewY; esa fLFkjrk vk,xh •krk •ksysxk] bls oksLVªks
yy;s ckW.M~l Hkkjrh; laLFkk }kjk Hkkjrh; eqæk esa Hkkjr ds ckgj
•krk dgk tk,xkA Hkkjrh;
yyHkkjr dk O;kikj ?kkVk de gksxk tkjh fd, tkrs gSaA
fu;kZrdksa dks blh •krs ls
Hkqxrku fd;k tk,xkA yyfoÙkh; dkjZokbZ dk;Z cy (FATF) ds vuqikyu {ks=kkf/dkj esa
vkus okys ns'kksa ds fuoklh blesa fuos'k dj ldrs gSaA
Mh&MkWyjhdj.k ds fy, igy

MkWyj dk çHkqRo yyphuh ;qvku] phu vkSj :l ds chp O;kikj dh eq[; eqæk gSA
Mh&MkWyjhdj.k D;k gS
yyvarjkZ"Vªh; O;kikj çHkkoh eqæk yyczkthy us ?kjsyw eqæk esa O;kikj ds fy, phu ds lkFk
çfreku (DCP) dh fLFkfr esa gS] yyMh&MkWyjhdj.k ml çfØ;k dks le>kSrk fd;kA
ftlesa vesfjdh MkWyj lzksr] xarO; lanfHkZr djrk gS ftlesa ns'k vkjf{kr
Mh&MkWyjhdj.k vkSj okgu eqæk ds :i esa gSA eqæk] fofue; ds ekè;e vkSj •krs dh
yybaMksusf'k;k us LFkkuh; eqæk O;kikj (LCT) ç.kkyh ij
fLop fd;kA
yyvesfjdh MkWyj fo'o ds vkfèkdkfjd ,d bdkbZ ds :i esa vesfjdh MkWyj yyHkkjr vkSj la;qDr vjc vehjkr (UAE) dk xSj&MkWyj
fons'kh eqæk HkaMkj (COFER) dk ij viuh fuHkZjrk de djrs gSaA O;kikj le>kSrkA
59» gSA yyBRICS Lo;a dh lk>k eqnzk tkjh djus ij dk;Z dj
jgk gSA


gky ds fnuksa esa moZjd {ks=k esa vusd uokpkj fd, x, gSa] ftuesa ;wfj;k
U;wt News
xksYM] uSuks rjy ;wfj;k vkSj uSuks rjy Mh-,-ih- izeq[k gSaA
lYQj ysfir ;wfj;k (;wfj;k xksYM) uSuks rjy ;wfj;k

uSuks rjy Mh-,-ih-
yyjk"Vªh; dsfedYl ,aM iQfVZykbtlZ fyfeVsM yybls biQdks }kjk fodflr fd;k x;k gSA
yybls biQdks }kjk fodflr fd;k x;k gSA
moZjd }kjk fodflr
yye`nk esa lYiQj dh deh dks iwjk djus vkSj
yybldk fNM+dko ikS/ksa ij fd;k tk,xk
yyifÙk;ksa ij fNM+dko ls ikS/ksa dh dksf'kdkvksa }kjk xzg.k
yyiQly dh iks"k.k xq.koÙkk rFkk mRikndrk esa lq/kj djrk gSA
ftlls mRiknu dh xq.koÙkk vkSj ek=kk
uokpkj ukbVªkstu n{krk esa o`f¼ esa lgk;d
esa o`f¼ gksxh rFkk e`nk dk laj{k.k Hkh
yymoZjd dh •ir esa deh] ukbVªkstu mi;ksx n{krk esa lq/kj
vkSj buiqV ykxr esa deh
yyuhe ysfir ;wfj;k dh rqyuk esa vf/d
gksxkA
fdiQk;rh vkSj n{k yyHkkjr dk igyk rjy uSuks ;wfj;k la;=a k dyksy (xqtjkr) esa gSA
xBu
D;k gS yybUgsa daiuh vf/fu;e ds rgr ;k jkT;ksa ds lgdkjh lkslk;Vh
vf/fu;e ds rgr iathÑr fd;k tkrk gSA
yyfj;y Vkbe lwpukvksa dk dsaæhÑr iksVZy
yyy?kq Ñ"kd Ñf"k O;kikj la?k (SFAC), FPO ds xBu esa jkT;ksa dh
yy,d mUur Ñf"k MkVk çca/u eap enn ds fy, Ñf"k ea=kky; }kjk vf/nsf'kr gSA
d`f"k lkaf[;dh yyÑf"k ,oa fdlku dY;k.k foHkkx }kjk fodflr
yy;g fdlkuksa] uhfr fuekZrkvksa vkSj 'kks/drkZvksa dks fdlku
ds fy, fu.kZ;u ds fy, egÙoiw.kZ MkVk miyC/ djk,xkA
10,000 FPOs dk xBu vkSj lao¼Zu ;kstuk
mRiknd o"kZ 2020 esa 'kq: dh xbZ dsaæh; {ks=kd ;kstuk
yy
,dhd`r iksVZy yyeSnkuh {ks=kksa esa U;wure 300 fdlkuksa vkSj igkM+h rFkk iwokZsR‍rj
(UPAg) iQly lwpuk,¡ laxBu {ks=kksa esa U;wure 100 fdlkuksa okys FPO ik=k gSaA
yycktkj ds #>ku yyHkaMkj (FPO) yy2 djksM+ #i, dh cSad ;ksX; ifj;kstuk ½.k xkjaVh lqfo/k
dk;kZUo;u ,tsafl;k¡
yyewY; yyO;kikj yyy?kq Ñ"kd Ñf"k O;kikj la?k (SFAC)
yymRiknu yy•jhn yyjk"Vªh; lgdkjh fodkl fuxe (NCDC)
jk"Vªh; Ñf"k vkSj xzkeh.k fodkl cSad (NABARD)
yy
iz;kxjkt dsanz
gsM vkWfiQl

bZ&Je iksVZy ij iathÑr vlaxfBr Jfedksa dh la[;k fnlacj 2023
U;wt News
rd yxHkx 30 djksM+ gks pqdh gSA m|ksx fudk;ksa us iksVZy rd igq¡p m|e iksVZy
dh ekax dh gS rkfd mUgsa vko';d dk;Zcy dks izkIr djus esa enn
fey ldsA
D;k gS
bZ&Je iksVZy yyo"kZ 2020 esa lw{e] y?kq vkSj eè;e m|e ea=kky; us ykWUp fd;kA
yybldk mís'; lw{e] y?kq vkSj eè;e m|eksa (MSMEs) dks fu%'kqYd vkSj
fMftVyhÑr iathdj.k lqfo/k çnku djuk gSA
D;k gS fo'ks"k ykHk yyiathdj.k iwjk gksus ij vkWuykbu ^m|e iathdj.k çek.k i=k* tkjh fd;k tkrk gSA
yyJe ,oa jkstxkj ea=kky; }kjk o"kZ 2021 esa ykWUp yy^çèkkuea=kh lqj{kk chek ;kstuk*
yyvkèkkj l{ke lsok ds rgr 2 yk• #i, dk nq?kZVuk eq[; fo'ks"krk,¡
yyus'kuy dfj;j lfoZl iksVZy ds lkFk ,dhÑr chek doj
yy,sls m|e ftuds ikl ea=kky; }kjk tkjh dksbZ vU; iathdj.k gS] mUgsa Hkh
yyvlaxfBr Jfedksa dk dsaæhÑr MkVkcsl yyJfed dks ^çèkkuea=kh Je;ksxh
iqu% iathdj.k djkuk gksxkA
rS;kj djus vkSj lkekftd lqj{kk lsokvksa ds ekuèku ;kstuk* ds rgr isa'ku
yydksbZ m|e ,d ls vf/d iathdj.k ugha djsxkA
dk;kZUo;u esa lqèkkj ds fy,
yyvk/kj] iSu vkSj th-,l-Vh- la[;k iksVZy ij iathdj.k ds fy, vko';d gSaA
iathdj.k yy;g iksVyZ dsæa h; çR;{k dj cksMZ (CBDT) vkSj oLrq ,oa lsok dj usVodZ
(GSTN) ds MkVkcsl ls tqMk+ gSA
u, çkoèkku
yy16 ls 59 o"kZ ds Jfed ik=k yym|e iathdj.k ds fy, fMth&ykWdj lqfo/kA
yyHkwfeghu fdlku vkSj Ñf"k Jfed Hkh ik=k yyjkstxkj] dkS'ky] isa'ku ;kstuk vkSj jkT;ksa
yyvlaxfBr Jfed ds :i esa iathdj.k ds fy, dh ;kstukvksa ls tqM+us dh lqfoèkk
yyjkT; ljdkjksa ds lkFk MkVk lk>k djus
iathdj.k ds ykHk
dksbZ vk; ekunaM ugha gSA ;|fi] mls vk;dj
nkrk ugha gksuk pkfg,A ds fy, ^MkVk 'ks;fjax iksVZy* yyiathdj.k ds uohuhdj.k dh vko';drk ughaA
yyyxHkx 400 O;olk;ksa ds rgr iathdj.k yyçoklh Jfed ds ikfjokfjd fooj.k dks yyblds tfj, m|e Lo;a dks tse (ljdkjh bZ&cktkj iksVy Z ) rFkk lek/ku iksVyZ
ntZ djus dh lqfoèkkA blls cky f'k{kk ij iathÑr dj ldrs gSAa
yybZ&Je iksVZy] meax eksckby ,si] dkWeu
lfoZl lsaVj vkfn ds ekè;e ls iathdj.k vkSj efgyk dsafær ;kstukvksa dk ykHk yyØsfMV xkjaVh Ldhe] lkoZtfud •jhn uhfr] ljdkjh fufonkvksa esa vfrfjDr
mBkus esa enn feysxhA c<+r vkSj foyafcr Hkqxrkuksa ds f•ykiQ lqj{kk vkfn dk ykHkA
yyfu%'kqYd iathdj.k] 12 vadksa dk ykbiQ
Vkbe ;wfuolZy vdkmaV uacj (UAN) çkIr yy;g iathdj.k m|eksa dks cSd
a ksa ls ^çkFkfedrk {ks=k ½.k* çkfIr ds fy, ik=k cukrk gSA


RBI us TReDS IysViQkWeZ ij foØsrkvksa] [kjhnkjksa vkSj iQkbusaljksa ds vykok
U;wt Hkkxhnkj
News
chek daifu;ksa dks pkSFks Hkkxhnkj ds :i esa 'kkfey gksus dh vuqefr nh gSA
yyfoØsrk ds :i esa& MSMEs
VªsM fjlhoscYl yy•jhnkj ds :i esa& dkWikZsjsV] ljdkjh foHkkx]

yksd miØe vkfn
fo'ks"krk,¡
fMLdkmafVax flLVe yyiQkbusalj ds :i esa& cSad] NBFC iQSDVj
yyTReDS IysViQkWeZ lapkfyr djus ds fy, Hkqxrku vkSj fuiVku ç.kkyh vkSj fj”koZ cSad }kjk vuqefr çkIr foÙkh;
(TReDS) vf/fu;e] 2007 ds rgr fjtoZ cSad dh vuqefr vko';d gSA laLFkku
yy500 djksM+ #i, ls vf/d dk dkjksckj djus okyh daifu;ksa vkSj yksd yychek daifu;k¡& TReDS ysunsu ds fy, chek
D;k gS miØeksa dks TReDS ij •jhnkj ds :i esa iathdj.k djkuk vfuok;Z gSA
yyTReDS fofHkUu iQkbusaljksa ds ekè;e yyiQkbusalj ds cSad •krs ls vkiwfrZdrkZ ds •krs esa /ujkf'k LFkkukarfjr MSMEs dks ykHk
ls lw{e] y?kq vkSj eè;e m|eksa dh tkrh gSA ckn esa] •jhnkj }kjk iQkbusalj dks jkf'k dk Hkqxrku fd;k
(MSMEs) ds O;kikj çkfIr;ksa ds tkrk gSA yyçfrLi¼hZ ewY; •kst
foÙkiks"k.k ds fy, ,d bysDVªkWfud yyfdlh fMiQkWYV ds fy, TReDS laLFkk f”kEesnkj ugha gSA yylokZsÙke cksyh pquus dk fodYi
eap gSA
yy24 ?kaVs ds vanj /u dh çkfIr
yybldk mís'; MSMEs ds fy, udnh
çokg dks lqyHk djuk gSA
D;k gS fo'ks"krk,¡ LVkVZvi juos 2-0
yyGeM ,d lkoZtfud •jhn iksVZy yyiathdj.k vkSj mRikn ;k lsok dh yyLVkVZvIl ds mRiknksa vkSj lsokvksa
gSA ;g ljdkjksa ds ea=kky;ksa] foHkkxksa] is'kd'k çfØ;k vkWuykbu vkSj dks lwphc¼ djus ds fy, lefiZr
xouZesaV lkoZtfud {ks=k dh bdkb;ksa ds eqÝr yyÑf"k] vkfVZfiQf'k;y baVsfytsal] fcx
fy, oLrqvksa vkSj lsokvksa dh •jhn yyMSME, LVkVZvi vkSj efgyk MkVk ,ukfyfVDl] opZqvy fj;fyVh]
bZ&ekdZsVIysl lqfuf'pr djrk gSA
m|fe;ksa dks Hkkx ysus dk volj fiQuVsd vkfn ls tqM+s LVkVZvi
(GeM) yyokf.kT; vkSj m|ksx ea=kky; ds
yy/ks•k/M+h dk irk yxkus ds fy, ljdkjh •jhnkjksa dks viuk mRikn
varxZr 100» ljdkjh LokfeRo okyh
mUur fo'ys"k.k ra=k csp ldrs gSaA
/kjk&8 (xSj&ykHkdkjh) daiuh
iz;kxjkt dsanz
gsM vkWfiQl

psUubZ esVªks vksiu usVodZ iQkWj fMftVy dkWelZ (ONDC) ls tqM+us okyh igyh
esVªks lsok gSA lkFk gh] dsanzh; izR;{k dj cksMZ us dgk gS fd bZ&dkWelZ vkWijsVj dks
U;wt News
vius IysViQkWeZ ds ekè;e ls csph xbZ oLrqvksa ,oa lsokvksa dh fcØh jkf'k ij 1%
dh nj ls L=kksr ij dj dVkSrh (TDS) yxkuk vfuok;Z gSA
vksiu usVodZ iQkWj

fMftVy dkWelZ (ONDC)
fo'ks"krk,¡
D;k gS
mís'; yy;g baVjusV ij lwpukvksa ds vknku&çnku
yybls vçSy 2022 esa m|ksx vkSj vkarfjd ds fy, ljy êsy VªkUliQj çksVksdkWy* vkSj
O;kikj lao¼Zu foHkkx (DPIIT) us Hkqxrku ds fy, ^,dhÑr bZ&dkelZ IysViQkWeZ*
yyvkWuykbu ekdZsV ds cM+s Hkkxhnkjksa] tSls&
csaxyq#] fnYyh] f'kykax] Hkksiky vkSj dh LFkkiuk djrk gSA
vestu] fÝyidkVZ] tkseSVks vkfn dk yymiHkksDrk fdlh Hkh ,fIyds'ku ;k IysViQkWeZ
dks;EcVwj esa ykWUp fd;kA blds ckn
,dkf/dkj lekIr djukA dk mi;ksx djds laHkkfor :i ls fdlh Hkh
vU; 'kgjksa esa Hkh 'kq: fd;k x;kA
yylw{e] y?kq ,oa eè;e m|eksa rFkk NksVs foØsrk ds mRikn ;k lsokvksa dh •kst dj
yy;g ,d vksiu usVodZ gS tgk¡ Vsd IysViQkWe]Z
ldrs gSaA
fjVsy lsyj vkSj •jhnkj ,d txg çksMDV O;kikfj;ksa dks lkeku ,oa lsok,¡ cspus ds
yy;g miHkksDrkvksa dks fudVre miyC/ vkiwfrZ
vkSj lfoZl •jhn&csp ldsxa As fy, vkWuykbu IysViQkWeZ nsukA ds lkFk ekax dk feyku djus esa l{ke djsxkA
yybls /kjk&8 daiuh (xSj&ykHkdkjh) ds yymiHkksDrkvksa ds fy, ilan vkSj •jhn dh yyONDC ij dkjksckfj;ksa dks ekewyh deh'ku
:i esa iathÑr fd;k x;k gSA
Lora=krk dk foLrkj djukA nsuk gksrk gSA
yyDokfyVh dkmafly vkWiQ bafM;k rFkk yyHkkjr esa lHkh bZ&dkWelZ daifu;ksa vkSj vkWuykbu
vusd ljdkjh vkSj çkbosV foÙkh; yyvkWuykbu •jhnkjh esa miHkksDrkvksa dh
O;olk;ksa dks leku çfØ;kvksa vkSj ekudksa dk
laLFkkuksa us blesa iwath fuos'k fd;k gSA ykxr dks de djukA
vuqikyu djuk gksrk gSA


dsaæh; varfje ctV 2024&25 esa nks ubZ mRiknu ls tqM+h çksRlkgu ;kstukvksa (Production Linked
Incentive-PLI Schemes) ds fy, lkadsfrd vkoaVu fd;k x;k gSA ;s ;kstuk,¡ f•ykSuk rFkk
U;wt News
peM+k vkSj iQqVfo;j {ks=k ds fy, gksaxhA gkyk¡fd] buds fy, dSfcusV ls eatwjh ugha feyh gSA
mRiknu ls tqM+h çksRlkgu ih,yvkbZ ;kstukvksa dks eatwjh vkSj fØ;kUo;u

;kstuk,¡ (PLI Schemes) yy;kstuk ds fy, {ks=kksa dh fliQkfj'k lacafèkr ea=kky;ksa@foHkkxksa }kjk dh tkrh gSA
yyih,yvkbZ ;kstukvksa (rhu ;kstuk,¡) dks igyh ckj ekpZ] 2020 yyfliQkfj'k ds ckn uhfr vk;ksx {ks=kksa dh tk¡p djrk gS vkSj çLrkoksa dk
esa eatwjh çnku dh xbZ FkhA iQjojh 2024 rd budh la[;k 14 ewY;kadu O;; foÙk lfefr (bZ,iQlh) }kjk fd;k tkrk gSA var esa] dSfcusV
gks pqdh gSA }kjk mUgsa vuqeksfnr fd;k tkrk gSA
yyih,yvkbZ ;kstuk,¡ ^vkRefuHkZj Hkkjr* ds fy, ljdkj ds ç;kl yy;kstukvksa ds vuqeksnu ds ckn lacafèkr ea=kky;ksa@foHkkxksa }kjk mUgsa vfèklwfpr
dh vkèkkjf'kyk gSaA fd;k tkrk gS vkSj muds }kjk gh mUgsa fØ;kfUor fd;k tkrk gS (fuèkkZfjr lexz
yybudk mís'; ?kjsyw fofuekZ.k dks fo'o Lrj ij çfrLi¼hZ cukuk] foÙkh; lhek ds Hkhrj)A
lLrs vk;kr ij vadq'k yxkuk] vk;kr fcy dks de djuk] ?kjsyw
{kerk vkSj fu;kZr dks c<+kuk rFkk fofuekZ.k esa Hkkjr dks oSf'od
pkSafi;u cukuk gSA
ih,yvkbZ ds varxZr mRikndksa dks ykHk
yyih,yvkbZ ;kstuk daifu;ksa dks ?kjsyw bdkb;ksa esa fufeZr mRiknksa dh c<+rh fcØh ij
çksRlkgu çnku djrh gSA bldk mís'; LFkkuh; daifu;ksa dks fofuekZ.k bdkb;k¡ LFkkfir
14 {ks=kksa ds fy, ih,yvkbZ ;kstuk,¡ djus@foLrkj djus ds fy, çksRlkfgr djuk gSA
yy;g fons'kh daifu;ksa dks Hkh Hkkjr esa bdkb;k¡ LFkkfir djus ds fy, çksRlkfgr djrh gSA
yyeksckby vkSj fufnZ"V bysDVªkWfud ?kVd] lfØ; iQkekZL;qfVdy
yyblds rgr mRikndksa dks fuEufyf•r ykHk çkIr gksrs gSa&
lkexzh] bLikr mRikn] fpfdRlk midj.k] vkWVkseksckby vkSj vkWVks
mRiknu ds fy, foÙkh; çksRlkgu
?kVd] iQkekZL;wfVdYl MªXl] VsyhdkWe vkSj usVofdZax mRikn]
mRiknu ls tqM+h lfClMh
bysDVªkWfud@çkS|ksfxdh mRikn] OgkbV xqM~l (,lh vkSj ,ybZMh)]
{ks=kh; v{kerkvksa dks nwj djuk
•k| mRikn] diM+k mRikn] mPp n{krk okys lkSj ihoh ekWMÔwy] djksa esa NwV dk çkoèkku
mUur jlk;u lsy (,lhlh) cSVjh rFkk Mªksu vkSj mlds ?kVdA vk;kr&fu;kZr ds fy, NwV çksRlkgu
Hkwfe vfèkxzg.k esa lgk;rk
iz;kxjkt dsanz
gsM vkWfiQl

lgdkfjrk ea=kky; us ^Hkkjrh; cht lgdkjh lfefr fyfeVsM*
U;wt News ds uke ls ,d ubZ lgdkjh lfefr dh LFkkiuk dh gSA eq[; dk;Z {ks=k
yyxq.koÙkkiw.kZ
cht mRiknu] •jhn] çlaLdj.k] czkafMax]
yscfyax] iSdsftax] HkaMkj.k] foi.ku] forj.k vkSj
Hkkjrh; cht lgdkjh lfefr fyfeVsM çeksVj vuqlaèkku ,oa fodkl ij iQksdlA
yyHkkjrh; fdlku moZjd lgdkjh fyfeVsM yyxfrfof/;ksa ds lapkyu gsrq vko';d Hkwfe dks iV~Vs@
yycgq&jkT; lgdkjh lfefr;k¡ (,e,llh,l) fdjk, ij ysuk] •jhnuk vkSj vf/xzg.k djukA
vfèkfu;e] 2002 ds varxZr LFkkfirA (biQdks)] Ñ"kd Hkkjrh lgdkjh fyfeVsM
(ÑHkdks)] Hkkjrh; jk"Vªh; Ñf"k lgdkjh yyfofHkUu ,tsafl;ksa dh foÙkh; lgk;rk ls fdlkuksa dks
yyvf/Ñr iwath 500 djksM+ #i, gksxh vkSj 1000 çkÑfrd chtksa dh •srh ds fy, çksRlkfgr djukA
foi.ku egkla?k (usiQsM)] jk"Vªh; Ms;jh
#i, ds ipkl yk• 'ks;jksa esa foHkkftr gksxhA yyns'k esa lgdkjh lfefr;ksa ds ekè;e ls cht forfjr
fodkl cksMZ (,uMhMhch) vkSj jk"Vªh;
yyiwjs ns'k esa lapkyu {ks=k ds foLrkj ds lkFk ;g lgdkjh fodkl fuxe (,ulhMhlh)A djuk vkSj vU; ns'kksa esa fu;kZr djukA
lkslk;Vh 'kh"kZ laxBu ds :i esa dk;Z djsxhA yylfefr ls tqM+s fofHkUu ekeyksa ij mifu;e vkSj
fofu;e cukukA
lnL;
dk;Z&ç.kkyh lkekU; lnL;
yylkslk;Vh@,iQihvks@vU; lacaf/r laLFkkvksa@ lnL;rk dh lekfIr
yycgq&jkT; lgdkjh lfefr ;k lgdkjh lfefr] jk"Vªh; lgdkjh fodkl
foi.ku pSuyksa ds ekè;e ls xfrfof/;ksa fuxe] ljdkj ds LokfeRo ;k fu;a=k.k okyk vU; fuxeA yydksbZ Hkh lnL;] lnL;rk
dk lapkyuA yyO;fDr;ksa dk dksbZ oxZ ;k O;fDr;ksa ds la?k] ftUgsa dsaæh; jftLVªkj }kjk çkfIr dh rkjh• ls 5 lky
yyHkkjrh; Ñf"k vuqla/ku ifj"kn~] jk"Vªh; vuqefr nh tk,A ds ckn lnL;rk ls bLrhiQk
cht fuxe] jkT; fo'ofo|ky;ksa vkSj çR;sd lnL; dks 500 #i, dk ços'k 'kqYd nsuk gksxk ns ldrk gSA
vU; Hkkjrh; ,oa fons'kh ,tsafl;ksa ds lkFk dksbZ Hkh O;fDr lkslk;Vh dk lkekU; lnL; cuus ds fy, ik=k ugha gksxkA yytks lnL;] lnL;rk okil
leUo;A ukeek=k ;k lg;ksxh lnL; ysrk gS mls 1 o"kZ rd
yychtksa dh rhuksa ihf<+;ksa& çtud cht] nksckjk lnL; cuus dh
yylkslk;Vh] cgq&jkT; lgdkjh lkslk;Vh vf/fu;e ds çko/kuksa ds vuqlkj]
vkèkkj cht vkSj çekf.kr chtksa ls lacaf/r 100000 #i, ds xSj&okilh ;ksX; 'kqYd ds Hkqxrku ij fdlh O;fDr vuqefr ugha gksxhA
xfrfof/;k¡A dks ukeek=k lnL; ;k lg;ksxh lnL; ds :i esa Lohdkj dj ldrh gSA
iz;kxjkt dsanz
gsM vkWfiQl

jktLFkku ljdkj us fxx@IysViQkWeZ odZlZ (iathdj.k vkSj dY;k.k) vf/fu;e] 2023 ikfjr fd;k gSA
U;wt News
bl dkuwu dk mís'; jkT; esa IysViQkWeZ vk/kfjr fxx Jfedksa ds fy, dY;k.k cksMZ vkSj ,d le£ir
lkekftd lqj{kk dks"k LFkkfir djuk gSA
yy,d eqDr ck”kkj ç.kkyh ftlesa laxBu
yyyxHkx 47» fxx dk;Z eè;e&dq'ky ukSdfj;ksa esa]
vius vYidkfyd dk;ks± ds fy,
22» mPp&dq'ky ukSdfj;ksa esa] 31» fuEu&dq'ky
Lora=k Jfedksa ds lkFk vuqca/ djrs gSaA D;k gS Hkkjr esa fLFkfr ukSdfj;ksa esa
yyblesa dq'ky ,oa xSj&dq'ky nksuksa çdkj
yy2029&30 rd fxx deZpkfj;ksa dh la[;k 2-35
ds Jfed vLFkk;h :i esa Hkkx ysrs gSaA
djksM+ rd gksus dk vuqeku
yyu, l`ftr jkstxkjksa dk vuqekfur 56»
yyifjpkyu O;; esa deh
yyfodYiksa dh vf/drk
yyfu;fer deZpkfj;ksa ds daifu;ksa dks ykHk
çf'k{k.k esa fuos'k ls jkgr yyva'kdkfyd vkSj yphyk dkedkt]
Jfedksa dks ykHk vuko';d ncko vkSj çrk.kuk ls NqVdkjk
yyx`g.kh efgykvksa ds fy, vf/d vuqdwy]
yyHkqxrku dh jkf'k vçR;kf'kr :i ls de fxx ?kj ls dk;Z djus dh Lora=krk
yyvk; esa LFkkf;Ro dk vHkko
yydeZpkjh }kjk vius dkS'ky dks mUur djus
vFkZO;oLFkk
dh ykxr dk ogu
yydeZpkjh dkuwuh :i ls ekU;rk çkIr fxx Jfedksa dks gkfu IysViQkWeZ vk/kfjr Jfed
;wfu;u ugha cuk ldrs
yyJfedksa dks cqfu;knh vf/dkj çkIr ugha vkWuykbu ,si ;k fMftVy IysViQkWeZ ds ekè;e ls jks”kxkj
yylkekU;r% lkekftd lqj{kk (isa'ku vkSj fxx Jfedksa ds çdkj
chek) ls oafpr
xSj&IysViQkWeZ vk/kfjr Jfed
yyetnwjh lafgrk] 2019
yylkekftd lqj{kk lafgrk] 2020 ijEijkxr {ks=kksa esa vkdfLed ;k vLFkk;h jkstxkj
yybZ&Je iksVZy
fxx Jfedksa ds fy, igy
iz;kxjkt dsanz
gsM vkWfiQl

dsanz ljdkj us ûbZ e`nk LokLF; dkMZ ;kstuk* ds varxZr iwoZ dh ;kstuk esa dqN cnyko fd,
U;wt News gSaA lkFk gh] dsanzh; ctV 2023&24 esa ih,e iz.kke ;kstuk dh ?kks"k.kk dh xbZA
ih,e ç.kke ;kstuk
ubZ e`nk LokLF; dkMZ ;kstuk bls jlk;u vkSj moZjd ea=kky; ds varxZr 'kq: fd;k x;k gSA
;g ;kstuk Ñf"k esa jklk;fud moZjdksa ,oa dhVuk'kdksa ds vfr mi;ksx
ds lek/ku ij dsafnzr gSA

bl ;kstuk dk mís'; oSdfYid vkSj jklk;fud moZjdksa ds larqfyr
e`nk LokLF; dkMZ ;kstuk ;kstuk esa cnyko mi;ksx dks c<+kok nsus ds fy, jkT;ksa dks izksRlkfgr djuk gSA
jklk;fud moZjdksa ij lfClMh ds cks> dks de djuk Hkh bldk
Ñf"k
yy ,oa fdlku dY;k.k ea=kky; }kjk ê`nk
yy LokLF; vkSj moZjrk* uke ls
o"kZ 2014&15 esa çkjaHk fd;k x;kA ,d ?kVd ds :i esa jk"Vªh; Ñf"k mís'; gSA
bldk mís'; feV~Vh ds ekStnw k iks"kd tSo&moZjd dks c<+kok nsus ls tks moZjd lfClMh cpsxh mldk vk/k
yy fodkl ;kstuk (RKVY) esa foy;
rÙoksa dh tkudkjh vkSj feV~Vh esa lq/kj e`nk LokLF; dkMZ iksVZy dk
yy fgLlk dsaæ }kjk jkT;ksa dks fn;k tk,xkA
ds fy, iks"kd rÙoksa dk lq>ko nsuk gSA HkkSxksfyd lwpuk ç.kkyh (GIS) bl ;kstuk ds fy, ctV dh O;oLFkk ekStwnk moZjd lfClMh ;kstukvksa
ds lkFk ,dhdj.k ls dh tk,xhA

eksckby ,fIyds'ku
esa cnyko e`nk ijh{k.k ç;ksx'kkykvksa xkscj&/u ;kstuk
fdlh
yy LFkku ds v{kka'k vkSj ns'kkarj ds lapkyudrkZ LoPN Hkkjr fe'ku (xzkeh.k) ds rgr 2018 esa 'kq: fd;k x;k FkkA
dk Lor% p;u bldk mís'; i'kqvksa ds xkscj vkSj •srksa ds vif'k"V inkFkks± dks dEiksLV]
Ñf"k fo'ofo|ky;
yy
Hkw&eSi ç;ksx'kkykvksa ls lh/s iksVZy
yy
fdlku mRiknd laxBu (FPOs)
yy
ck;ksxl
S esa ifjofrZr djus ds fy, xzkeh.kksa dks izkRs lkfgr djuk gSA
ij uewuksa vkSj ijh{k.k ifj.kkeksa dks 18 ls 27 o"kZ ds xzkeh.k ;qok
yy ck;ksxSl la;a=kksa ls çkIr tSfod moZjdksa ds foi.ku dk leFkZu djus
tksM+us ds fy, D;wvkj dksM Lo;a lgk;rk lewg (SHGs)
yy ds fy, çfr ehfVªd Vu ₹1]500 dh cktkj fodkl lgk;rk iznku
Ldwy@fo|ky;
yy dh tkrh gSA
iz;kxjkt dsanz
gsM vkWfiQl

U;wt News
dsanz ljdkj us flracj 2023 esa ih,e fo'odekZ ;kstuk ykWUp fd;kA
ih,e fo'odekZ ;kstuk dkS'ky mUu;u
yy5&7 fnuksa dk cqfu;knh çf'k{k.k

D;k gS ik=k ykHkkFkhZ ½.k lgk;rk yy15 fnu ;k mlls vf/d dk mUur
çf'k{k.k
yygkFkksa ls vkStkjksa ds lgkjs dke djus okys dkjhxjksa ds yy18 O;olk;ksa ls tqM+s yksx (c<+bZ] yylaikf'oZd eqDr ^m|e yy500 #i, çfr fnu çksRlkgu jkf'k
fy, ykWUp dsaæh; {ks=kd ;kstuk (2027&28 rd ds fy,) yksgkj] lksukj] dqEgkj] ewfrZdkj] peZdkj] fodkl ½.k* (3 yk•
yyiw.kZr% Hkkjr ljdkj }kjk foÙkiksf"kr ;kstuk] izkjafHkd jktfeL=kh] f•ykSuk fuekZrk] ukbZ vkfn) #i, rd)
vkoaVu 13000 djksM+ #i,A yyvuqlwfpr tkfr;ksa] vuqlwfpr tutkfr;ksa] yyns; C;kt nj 5» fo'ks"k leFkZu
yylw{e] y?kq ,oa eè;e m|e (MSME) ea=kky; ds varxZr vU; fiNM+k oxks±] efgykvksa dks vf/d
ykHk gksus dh vk'kk gSA yyczkaM çeks'ku
yy18 o"kZ ls vf/d ds O;fDr;ksa ds fy,
yyoSf'od cktkjksa ds lkFk la;kstu
yyykHkkfFkZ;ksa dk ukekadu ih,e fo'odekZ iksVZy ij
yyfMftVy Hkqxrku
yyih,e fo'odekZ çek.k i=k vkSj vkbZMh dkMZ tkjh
igpku (PEHCHAN) ;kstuk yyMSME oSY;w psu ds lkFk
,dhdj.k
yylkekftd lqj{kk dh lqyHkrk
D;k gS mís'; lsok,¡ foÙkh; lgk;rk

yygLrf'kYi dkjhxjksa dks ubZ igpku yyigpku dkMZ /kjdksa dks diM+k yydkS'ky mUu;u yydkjhxjksa dks eqæk ½.k] C;kt NwV vkSj eqæk ½.k
çnku djus ds fy, ;kstuk ea=kky; dh lHkh gLrf'kYi yy<k¡pkxr leFkZu ij ekftZu euh tSls ykHk
yy31 yk• ls vf/d gLrf'kYi ;kstukvksa dk ykHk nsuk yyfoi.ku eap yyiqjLdkj çkIr fu/Zu dkjhxjksa dks 8]000 #i, dh
dkjhxjksa dk iathdj.k yyVwy fdV forj.k ekfld isa'ku (dq'ky dkjhxjksa dks f'kYi xq# vkSj
yydiM+k ea=kky; }kjk o"kZ 2016 esa yyfM”kkbu fodkl dk;Z'kkyk,¡ jk"Vªh; iqjLdkj ls lEekfur fd;k tkrk gSA)
ykWUp fd;k x;k
iz;kxjkt dsanz
gsM vkWfiQl

dsanz ljdkj us 1 vizSy 2023 dks êfgyk lEeku cpr
U;wt News izek.k i=k ;kstuk* ykWUp fd;kA blds rgr efgykvksa ;k ckfydkvksa ds
uke ls cpr •krk [kksyk tkrk gSA
blesa U;wure 1000 #i, vkSj vf/dre
;g ,d y?kq cpr ;kstuk gSA 200000 #i, tek djus dh vuqefr gSA
D;k gS
bl ;kstuk dks Mkd foHkkx ds •krk •ksyus dh frfFk ls 2 lky
ekè;e ls lapkfyr fd;k tk jgk gSA ds ckn tek jkf'k esP;ksj gksxhA
eq[; fo'ks"krk,¡
lHkh vk;q oxZ dh efgyk,¡@yM+fd;k¡ (dsoy
Hkkjrh;) bl ;kstuk dh ykHkkFkhZ cuus dh ik=k gSaA bl ;kstuk esa esP;ksfjVh ls iwoZ vkaf'kd
fudklh dk fodY‍i fn;k x;k gSA
ykHkkFkhZ
blds rgr tek ij 7-5 çfr'kr
efgyk lEeku dh nj ls C;kt izkIr gksrk gSA
C;kt dh jkf'k dks frekgh vk/kj
bl ;kstuk dks 2 o"kks± dh vof/ ds fy, (ekpZ
2025 rd) ykxw fd;k x;k gSA
cpr izek.k ij ykHkkFkhZ ds •krs esa tek fd;k tkrk gSA
i=k ;kstuk iquHkZqxrku
;kstuk vof/
iksLV vkWfiQl
,d efgyk ds uke vfuf'pr la[;k esa
•krs •ksys tk ldrs gS]a ijarq [kksys tkus vuqlwfpr cSad (lkoZtfud vkSj
•krksa dh la[;k lsok çnkrk
okys nks •krksa ds eè; de&ls&de rhu futh nksuksa {ks=k ds cSad)
ekg dk varjky gksuk vko';d gSA


dsanzh; varfje ctV 2024&25 is'k djrs gq,] foÙk ea=kh us dgk fd ^y•ifr nhnh*
U;wt News ;kstuk dk y{; 2 djksM+ ls c<+kdj 3 djksM+ djus dk fu.kZ; fy;k x;k gSA
y•ifr nhnh ;kstuk çf'k{k.k

yydsaæ ljdkj ns'k ds xk¡oksa esa y•ifr nhnh (1 yk• #i, ;k yy;kstuk ds rgr efgyk Lo;a lgk;rk lewgksa ls tqM+h efgykvksa
vfèkd dh okf"kZd vk; okyh efgyk) cukus ds fy, efgyk dks ljdkj dh vksj ls iQkbusaf'k;y vkSj fLdy MsoyiesaV
Lo;a lgk;rk lewgksa (,l,pth) ds lkFk dke dj jgh gSA Vªsfuax nh tkrh gSA
yy;g ;kstuk jk"Vªh; xzkeh.k vkthfodk fe'ku (,uvkj,y,e) ds yyefgykvksa dks Iyafcax] ,ybZMh cYc cukus] Mªksu ds lapkyu
lg;ksx ls Hkkjr ljdkj ds xzkeh.k fodkl ea=kky; }kjk dk;kZfUor vkSj ejEer] flykbZ vkSj cqukbZ tSls dk;ks± esa çf'kf{kr fd;k
dh tk jgh gSA tkrk gSA
yy77osa Lora=krk fnol ij çèkkuea=kh us dgk Fkk fd ljdkj xk¡oksa yyçf'k{k.k dk mís'; efgyk Lo;a lgk;rk lewgksa dks lw{e m|e
esa 2 djksM+ ^y•ifr nhnh* cukus ds fy, efgyk ,l,pth ds LFkkfir djds de&ls&de ₹1 yk• çfro"kZ dh LFkk;h vk;
lkFk lg;ksx dj jgh gSA vftZr djus esa l{ke djuk gSA
yybl ;kstuk dk mís'; xzkeh.k {ks=kksa esa efgykvksa ds chp vkfFkZd
l'kfDrdj.k vkSj foÙkh; Lora=krk dks mRçsfjr djuk gSA fo'ks"k rF;
yyVªsfuaxds nkSjku efgykvksa dks Lo;a ds fctusl 'kq: djus ds
ik=krk ,oa fØ;kUo;u fVIl fn, tkrs gSaA
yybl ;kstuk ds rgr fdlh Hkh mez dh efgyk ykHk çkIr yymUgsa iQkbusaf'k;y lsDVj dh tkudkjh nsus ds fy, odZ'kkWIl dk
dj ldrh gSA vk;kstu fd;k tkrk gS] ftlesa fctusl Iyku] ekdZsfVax] ctV]
yyblds fy, efgykvksa dks vius jkT; ds fdlh Lo;a lgk;rk lsfoax vkSj bUoslVesaV ds ckjs esa tkudkjh nh tkrh gSA
lewg ls tqM+uk gksxkA yylkFk gh] VsDuksykWth dk bLrseky] fMftVy cSafdax lfoZl]
yymUgsa ,d fctusl Iyku rS;kj djds ljdkj ds ikl Hkstuk eksckby okWysV vkSj iQksu cSafdax ds ckjs esa Hkh crk;k tkrk gSA
gksxkA ;fn vkosnu Lohdkj gks tkrk gS rks 5 yk• #i, rd yyLo;a lgk;rk lewg ds mRiknksa ds fy, ljdkj mUur ekdZsV
ds C;kt eqDr ½.k dh lqfoèkk çnku dh tk,xhA liksVZ Hkh miyCèk djkrh gSA
iz;kxjkt dsanz
gsM vkWfiQl

dsaæh; eaf=keaMy us 24]104 djksM+ #i, ds ifjO;; ds lkFk ç/kuea=kh&tutkfr
U;wt News
vkfnoklh U;k; egkvfHk;ku (PM-JANMAN) dks eatwjh çnku dhA blds ckn] dsaæ
ljdkj us uoacj] 2023 esa bl fe'ku dks ykWUp fd;kA
mís';
ih,e&tutkfr vkfnoklh U;k; egkvfHk;ku
yyih,e&tueu fe'ku dk ewy mís'; ihohVhth
yyfo'ks"k:i ls detksj tutkrh; lewg (PVTGs) ds :i esa ifjokjksa vkSj cfLr;ksa dks cqfu;knh lqfo/kvksa
of.kZr 75 leqnk;ksa dk fodklA vkSj lsokvksa (LokLF;] f'k{kk] vkthfodk vkfn)
yy9 ea=kky;ksa@foHkkxksa ds ekè;e ls 11 egÙoiw.kZ {ks=kksa esa gLr{ksiA ls larÌr djds mudh lkekftd&vkfFkZd
yytutkrh; dk;Z ea=kky; bl fe'ku ds fy, uksMy ea=kky; gksxkA fLFkfr;ksa esa lq/kj djuk gSA
yybls ykxw djus esa dsaæ] jkT;] ftyk vkSj CykWd pkjksa Lrjksa dh
çeq• gLr{ksi
Hkwfedk gksxhA
yyiDds edku vkSj laidZ ekxZ & xzkeh.k fodkl ea=kky;
ctVh; çko/ku vkSj iQafMax iSVuZ yyikbi tykiwfrZ vkSj lkeqnkf;d tykiwfrZ & ty 'kfDr ea=kky;
yyO;kolkf;d f'k{kk vkSj dkS'ky & dkS'ky fodkl ea=kky;
yytutkrh; dk;Z ea=kky; vkSj lacaf/r vU; ea=kky; ih,e&tueu ds
yyeksckby Vkojksa dh LFkkiuk & nwjlapkj foHkkx
fy, ctV vko';drkvksa dk fooj.k foÙk ea=kky; ds ikl HkstsaxsA
yycgqmís'kh; dsaæksa dk fuekZ.k & tutkrh; dk;Z ea=kky;
yyfe'ku dks jkT; ljdkjksa vkSj dsaæ&'kkflr çns'kksa ds ç'kklu vkSj
yyeksckby fpfdRlk bdkb;k¡ & LokLF; ,oa ifjokj dY;k.k ea=kky;
lacaf/r ea=kky;ksa@foHkkxksa ds ekè;e ls dsaæh; {ks=k dh ;kstukvksa
ds lkFk lk>snkjh esa dsaæ çk;ksftr ;kstukvksa ds la;kstu ds :i esa
dk;kZfUor fd;k tk,xkA jSafdax ,oa iqjLdkj
yybl çdkj] dsaæ çk;ksftr ;kstukvksa ds lanHkZ esa dsaæ ds lkFk jkT;ksa ds yyuhfr vk;ksx ds ijke'kZ ls tutkrh; dk;Z ea=kky;
}kjk Hkh ;ksxnku fd;k tk,xkA ;g ;ksxnku dqN ;kstukvksa esa 60%40 jkT;ksa@dsaæ&'kkflr çns'kksa@ftyksa dh okf"kZd vk/kj ij
(lkekU; jkT;)_ 90%10 (fo'ks"k jkT;) rFkk dqN ;kstukvksa esa 50%50 jSafdax çdkf'kr djsxk vkSj ih,e tueu ds rgr
(lkekU; jkT;)_ 90%10 (fo'ks"k jkT;) ds vuqikr esa gksxkA loZJs"B çn'kZu djus okyksa dks igpku@iqjLdkj nsxkA
iz;kxjkt dsanz
gsM vkWfiQl

Hkkjr esa eRL;ikyu {ks=k esa Økafr ykus ds mís'; ls dsaæh; eaf=keaMy us ç/kuea=kh
U;wt News eRL; fdlku le`f¼ lg&;kstuk (PM-MKSSY) dks eatwjh çnku dh gSA
ih,e eRL; fdlku le`f¼ lg&;kstuk iQksdl {ks=k

yy;g eRL;ikyu] i'kqikyu vkSj Ms;jh ea=kky; dh dsaæh;
{ks=k mi&;kstuk gS vkSj ^ç/kuea=kh eRL; laink ;kstuk* ds 1- eRL;ikyu {ks=k dk vkSipkfjdhdj.k
varxZr fØ;kfUor dh tk,xhA yyjk"Vªh; eRL;ikyu fMftVy IysViQkWeZ (NFDP) ds ekè;e ls eNqvkjksa] eNyh fdlkuksa vkSj Jfedksa ds
yyfoÙk o"kZ 2023&24 ls 2026&27 rd 6]000 djksM+ #i, Lo&iathdj.k dks çksRlkfgr djds vlaxfBr eRL;ikyu {ks=k dk vkSipkfjdhdj.kA
ls vf/d dk vkoaVu fd;k tk,xkA
yyNFDP ds dk;ks± esa foÙkh; çksRlkgu forfjr djuk] çf'k{k.k çnku djuk] foÙkh; lk{kjrk esa lqèkkj djuk vkSj
yyljdkj ds lkFk fo'o cSad] ykHkkFkhZ vkSj futh {ks=k Hkh
ifj;kstuk dh rS;kjh esa lgk;rk djuk 'kkfey gSaA
blds fy, foÙkiks"k.k esa 'kkfey gksaxsA
yyeRL;ikyu {ks=k esa lw{e vkSj y?kq m|eksa dks laLFkkxr 2- ,DokdYpj chek
foÙk çnku djuk] eRL; ikyu {ks=k dk vkSipkfjdhdj.k]
yytyh; Ñf"k chek ds fy, fdlkuksa dks ,deq'r çksRlkgu jkf'k çnku fd;k tk,xkA
tyh; Ñf"k chek dks c<+kok nsuk vkfn blds çeq•
mís'; gSaA yyçksRlkgu] çhfe;e ykxr dk 40% gksxk (25]000 #i, çfr gsDVs;j dh vf/dre lhek ds lkFk)A
yyifj;kstuk vof/ ds nkSjku de&ls&de 1 yk• gsDVs;j tyh; Ñf"k iQkeks± ds dojst dk y{; gSA
ik=k ykHkkFkhZ yy,llh] ,lVh vkSj efgyk ykHkkfFkZ;ksa ds fy, fo'ks"k çksRlkgu dk çko/ku gSA
yyeNqvkjs] eNyh fdlku] Jfed vkSj foØsrk lfgr eRL;ikyu 3- eRL;ikyu ewY; Ükà•yk n{krk lao¼Zu
ewY; Ükà•yk esa lh/s 'kkfey O;fDrA yyçn'kZu vuqnku ds ekè;e ls eRL;ikyu {ks=k esa ewY; Ükà•yk n{krk esa lq/kj fd;k tk,xkA
yylw{e vkSj y?kq m|e tSls ekfydkuk iQeZ] lk>snkjh iQeZ] yyvuqnku dh jkf'k lkekU; Js.kh ds fy, fuos'k dk 25» vkSj ,llh@,lVh@efgyk ds fy, 35» gSA
Hkkjr esa iathÑr daifu;k¡] lkslk;Vh] lhfer ns;rk Hkkxhnkjh]
lgdkjh lfefr;k¡] la?k] Lo;a lgk;rk lewg] eNyh fdlku 4- lqj{kk vkSj xq.koÙkk vk'oklu
mRiknd laxBu vkSj eRL; ikyu ,oa tyh; Ñf"k ewY;
yylqj{kk vkSj xq.koÙkk vk'oklu ç.kkyh viukus okys lw{e vkSj y?kq m|eksa dks çksRlkgu jkf'kA
Ükà•yk esa yxs LVkVZviA
yyeRL;ikyu foHkkx }kjk igpkus x, fdlku mRiknd laxBu yylqjf{kr eNyh vkiwfrZ ds fy, cqfu;knh <k¡ps] jksx çca/u vkSj ekud çek.ku esa fuos'kAt
vkSj vU; ykHkkFkhZA
iz;kxjkt dsanz
gsM vkWfiQl

tkjhdrkZ
 la;qDr jk"Vª lrr~ fodkl lek/ku usVodZ
(SDSN)
oSf'od fLFkfr
 cVZsYleSu fLViQVax  blesa dqy 166 ns'kksa dks jSad iznku dh xbZ gSA
 çFke rhu ns'k& fiQuySaM] LohMu] MsuekdZA
 vafre rhu ns'k& nf{k.k lwMku] lsaVªy vÚhdu fjifCyd]
çeq• rF;
pkMA
 ;g ^lrr~ fodkl fjiksVZ* dk ,d Hkkx gSA
 17 lrr~ fodkl y{;ksa (SDGs) dks çkIr djus
ds laca/ esa ns'kksa dh jk"Vªh; vkSj LFkkuh; fLFkfr
oSf'od lrr~ Hkkjr dh fLFkfr
ds vkdyu ds mís'; ls tkjh fd;k tkrk gSA
 bls o"kZ 2016 ls tkjh fd;k tk jgk gSA
fodkl y{; o"kZ 2019 2020 2021 2022 2023
lwpdkad] jSafdax 115 117 120 121 112
 ;g ,d okf"kZd fjiksVZ gSA
 bls rS;kj djus ds fy, vkf/dkfjd vkSj 2023  Hkkjr 166 ns'kksa esa 112osa LFkku ij jgkA
vuf/dkfjd eSfVªDl dk ç;ksx fd;k tkrk gSA  Hkkjr dk lexz Ldksj 63-45 jgkA
 ;g la;qDr jk"Vª ds vkf/dkfjd SDG fuxjkuh
ç;klksa dk iwjd gSA
fczDl ns'kksa dh fLFkfr iM+kslh ns'kksa dh fLFkfr
:l (49)] czkthy (50)] Hkw V ku (61)] Jhya d k
vk;ke
phu (63)] nf{k.k vÚhdk ( 8 3 ) ] u s i k y ( 9 8 ) ]
 lHkh 17 lrr~ fodkl y{;ksa (SDGs) dh çkfIr (110) ckaXykns'k (101)] ikfdLrku
dh fLFkfr dk vkdyuA (128)
 çR;sd SDG dks leku Hkkjka'k fn;k tkrk gSA
iz;kxjkt dsanz
gsM vkWfiQl

Hkkjr dh fLFkfr
tkjhdrkZ
o"kZ 2019 2020 2021 2022 2023
yydaluZ oYMZokbM
jSafdax 102 94 101 107 111
yyosYFkaxjfgYiQ
yy2023 esa Ldksj 28-7 (xaHkhj)
yyvYiiks"k.k& o"kZ 1999 ds 18-4 ls ?kVdj 16-6»
yypkbYM osfLVax& o"kZ 1999 ds 17-1 ls c<+dj 18-7»
yypkbYM LVafVax& o"kZ 1999 ds 54-2 ls ?kVdj 35-5»
yycky e`R;q nj& o"kZ 1999 ds 9-2 ls ?kVdj 3-1»
çeq• rF;
yyokf"kZd fjiksVZ
yy5 o"kZ dh vof/ ds MkVk dk mi;ksx
yyoSf'od vkSj {ks=kh; Lrj ij Hkq•ejh ekius ,oa VªSd djus oSf'od Hkq•ejh fczDl ns'kksa dh fLFkfr iM+kslh ns'kksa dh fLFkfr
dk ,d foLr`r lk/u
yy^0* ls ^100* ds chp Ldksj ds vk/kj ij ns'kksa
lwpdkad] 2023 phu (20 ns'kksa ds lkFk 'kh"kZ Jhyadk (60)] E;¡kekj (72)] usiky
ij)] czk”khy (32)] :l (69)] ckaXykns'k (81)] ikfdLrku
dks fuEu (9-9 ls de)] eè;e (10&19-9)] xaHkhj (26)] nf{k.k vÚhdk (58) (102)] viQxkfuLrku (114)
(20&34-9)] [krjukd (35&49-9) vkSj csgn [krjukd
(50 ;k vfèkd) dh Js.kh esa j[kk tkrk gSA
oSf'od fLFkfr
vk;ke@ ladsrd vkSj Hkkjka'k yydqy 125 ns'kksa dk ewY;kadu
yycsyk:l] cksfLu;k] fpyh ds lkFk 20 ns'k 'kh"kZ ij jgsA
vYiiks"k.k 1@3 pkbYM osfLVax 1@6
yyvafre rhu ns'k& ;eu (123)] esMkxkLdj (124)] lsaVªy
pkbYM LVafVax 1@6 cky e`R;q nj 1@3 vÚhdu fjifCyd (125)
iz;kxjkt dsanz
gsM vkWfiQl

tkjhdrkZ
yyla;Dq r jk"Vª ^lrr~ fodkl lek/ku usVodZ* (SDSN)
Hkkjr dh fLFkfr
o"kZ 2020 2021 2022 2023 2024
jSafdax 144 139 136 126 126
yyHkkjr 143 ns'kksa esa 126osa LFkku ij jgkA
çeq• rF; yyHkkjr dh fuEu fLFkfr ds dkj.k gSa& csjks”kxkjh ,oa fuEu vk;] çfr
yybls o"kZ 2012 ls tkjh fd;k tk jgk gSA O;fDr fuEu ldy ?kjsyw mRikn] lkekftd vlqj{kk] Hkz"Vkpkj dk
yy;g ,d okf"kZd fjiksVZ gSA mPp Lrj] fuEu LokLF; lsok,¡] ruko] fpark vkSj fujk'kk dk mPp
yybldk mís'; ns'kksa esa yksxksa ds er loZs{k.k ds vk/kj ij Lrj vkfnA
•q'kgkyh dks ekiuk gSA
yyblesa ns'kksa dks ukxfjdksa dh •q'kgkyh ds vk/kj ij jSad çnku fo'o
dh tkrh gSA [kq'kgkyh
fczDl ns'kksa dh fLFkfr iM+kslh ns'kksa dh fLFkfr
fjiksVZ] 2024 czk”khy (44)] phu (60)] :l usiky (93)] ckaXykns'k (129)]
(72)] nf{k.k vÚhdk (83) ikfdLrku (108)] E;k¡ekj (118)]
vk;ke@ladsrd Jhyadk (128)] viQxkfuLrku
(143)
yyçfr O;fDr ldy ?kjsyw mRikn
yylkekftd lgk;rk
yytUe ds le; LoLFk thou çR;k'kk
yymnkjrk@nku'khyrk
yyHkz"Vkpkj dh laHkkouk oSf'od fLFkfr
yyO;fDr ds thou esa p;u dh Lora=krk yyblesa dqy 143 ns'kksa dks jSafdax iznku dh xbZ gSA
(çR;sd pj 0&10 ds iSekus ij tula[;k&Hkkfjr vkSlr Ldksj dks yyçFke rhu LFkku okys ns'k& fiQuySaM] MsuekdZ] vkblySaMA
ekirk gS vkSj bldh vU; ns'kksa ds lkFk rqyuk dh tkrh gS) yyvafre rhu LFkku okys ns'k& viQxkfuLrku] yscuku] yslksFkks
iz;kxjkt dsanz
gsM vkWfiQl

gky ds fnuksa esa fofHkUu vFkZ'kkfL=k;ksa us dgk fd Hkkjrh; vFkZO;oLFkk xksYMhykWDl fLFkfr esa izos'k dj
U;wt News
xbZ gSA lkFk gh] xzhu bdksukWeh] iiZy bdksukWeh vkSj ds;j bdksukWeh tSlh vo/kj.kk,¡ ppkZ esa jgh gSaA
iiZy bdksukWeh
xksYMhykWDl ifjn`';
yy,d oSdfYid n`f"Vdks.k gS tks
yyxksYMhykWDl fLFkfr esa gfjr vFkZO;oLFkk dk iwjd gSA
vFkZO;oLFkk esa fLFkj fodkl xzhu bdksukWeh ds;j bdksukWeh
yybldk mís'; ns•Hkky djus okys Je
vkSj de eqnzkLiQhfr dk yybls fuEu dkcZu] lalk/u yy;g LokLF; ns•Hkky] cPpksa vkSj
dh fLFkjrk ds vk/kj ij ç.kkyh dks
feJ.k ns[kk tkrk gSA dq'ky vkSj lkekftd :i ls cqtxq ks± dh ns•Hkky rFkk yksxksa
O;ofLFkr djuk gSA
yybl ifjn`'; ds varxZr lekos'kh ds :i esa ifjHkkf"kr dh HkykbZ ds fy, lgk;rk
yy;g efgykvksa dh voSrfud vkSj
fuEufyf•r fo'ks"krk,¡ ns•us fd;k tkrk gSA lsok,¡ çnku djus ls lacfa /r
dks feyrh gSa& de Hkqxrku okys Je ls mRiUu
yyblesa vkfFkZd lao`f¼ ,slh vkfFkZd xfrfof/;ksa dks lanfHkZr
vlekurkvksa dks lacksf/r djrk gSA
csjkstxkjh dh de nj vkfFkZd xfrfof/;ksa ls çsfjr djrk gSA
yyoLrqvksa vkSj lsokvksa dh lkaLÑfrd
fLFkj thMhih fodkl nj gksrh gS tks dkcZu mRltZu {kerk dks c<+kok nsdj lrr~ yyblesa Hkqxrku vkSj voSrfud
de •qnjk eqækLiQhfr vkSj dks de djus] ÅtkZ vkSj fodkl esa ;ksxnku djukA nksuksa çdkj ds ns•Hkky dk;Z
de C;kt njsa lalk/u n{krk c<+kus vkSj tSo yyle`¼ vkSj vf/d fofo/ lkaLÑfrd 'kkfey gSaA
fofoèkrk vkSj ikfjfLFkfrdh okrkoj.k esa ;ksxnku djukA yy;g lkekftd vkSj vkfFkZd
ra=k lsokvksa ds uqdlku dks fodkl dk ,d egÙoiw.kZ
jksdus dh vuqefr nsrh gSA igyw gSA
iz;kxjkt dsanz
gsM vkWfiQl

jk"Vªh; lkaf[;dh dk;kZy; (NSO) us vkof/d Je cy losZ{k.k (PLFS) ok£"kd fjiksVZ 2022&23 tkjh fd;kA
U;wt News ;g fjiksVZ fofHkUu ladsrdksa ds vk/kj ij ns'k esa jks”kxkj vkSj csjks”kxkjh ds MkVk izdkf'kr djrh gSA
Jfed tula[;k vuqikr (WPR)
(lkekU; fLFkfr)
yy15 o"kZ vkSj mlls vfèkd vk;q ds O;fDr;ksa ds fy, WPR esa o`f¼ gqbZ gSA
vkof/kd Je cy loZs{k.k yyxzkeh.k {ks=kksa es]a WPR 2017&18 ds 48-1» ls c<+dj 2022&23 esa 59-4» jgkA
yy'kgjh {ks=kksa esa] blh vofèk ds nkSjku WPR 43-9» ls c<+dj 47-7» gks x;kA
(PLFS) okf"kZd fjiksVZ 2022&23 yyHkkjr esa iq#"kksa ds fy, WPR 2017&18 ds 71-2» ls c<+dj 2022&23 esa
76-0» gks x;kA
yyefgykvksa ds fy, WPR 22-0» ls c<+dj 35-9» gks x;kA
Jfed tula[;k vuqikr (WPR)
yybls dqy tula[;k esa fu;ksftr O;fDr;ksa ds çfr'kr ds :i esa ifjHkkf"kr
fd;k tkrk gSA
Je cy Hkkxhnkjh nj (LFPR)
(lkekU; fLFkfr) csjkstxkjh nj (UR)
yy15 o"kZ vkSj mlls vfèkd vk;q ds O;fDr;ksa ds fy, LFPR esa o`f¼ (lkekU; fLFkfr)
gqbZ gSA yy15 o"kZ vkSj mlls vfèkd vk;q ds O;fDr;ksa ds fy, UR esa deh dh ço`fÙk ns[kh xbZA
yyxzkeh.k {ks=kksa esa LFPR 2017&18 ds 50-7» ls c<+dj 2022&23 esa yyxzkeh.k {ks=kksa esa] UR 2017&18 ds 5-3» ls ?kVdj 2022&23 esa 2-4» jgkA
60-8» gks x;kA yy'kgjh {ks=kksa esa UR 7-7» ls ?kVdj 5-4» ij vk x;kA
yy'kgjh {ks=kksa esa] LFPR 47-6» ls c<+dj 50-4» gks x;kA yyHkkjr esa iq#"kksa ds fy, UR 2017&18 ds 6-1» ls ?kVdj 2022&23 esa 3-3» gSA
yyHkkjr esa iq#"kksa ds fy, LFPR 2017&18 ds 75-8» ls c<+dj yyefgykvksa ds fy, UR 5-6» ls ?kVdj 2-9» jgkA
2022&23 esa 78-5» ij igq¡p x;kA
yylHkh mez ds O;fDr;ksa esa csjkstxkjh nj& 3-2»
yyefgykvksa ds fy, LFPR 2017&18 ds 23-3» ls c<+dj 2022&23
xzkeh.k % iq#"k& 2-8» vkSj efgyk& 1-8»
esa 37-0» gks x;kA
'kgjh % iq#"k& 4-7» vkSj efgyk& 7-5»
Je cy Hkkxhnkjh nj (LFPR)
csjkstxkjh nj (UR)
yy;g dqy tula[;k esa Je cy dk izfr'kr gSA
yy;g dqy Je cy esa csjkstxkj Jfedksa dk çfr'kr gSA


dsaæ ljdkj us ^Hkkjr* czkaM ds rgr vke turk ds fy, lfClMh
U;wt News okys pkoy dh •qnjk fcØh 'kq: dh gSA
^Hkkjr* czkaM
i`"BHkwfe
yyHkkjr czkaM] vke yksxksa dks fj;k;rh ewY; ij •k|kUu vkSj vU;
yydsaæ ljdkj fdlkuksa ls vko';d mRikn •jhnrh vko';d lkeku miyCèk djkus ds fy, dsaæ ljdkj }kjk ykWUp fd;k
gS vkSj t:jr iM+us ij (eqækLiQhfr ds le;) x;k ,d yscy gSA
miHkksDrkvksa dks fj;k;rh njksa ij csprh gSA yyljdkj us iwoZ esa Hkkjr czkaM ds rgr •qnjk fcØh ds fy, Hkkjr vkVk
yyblls cktkj esa lLrh njksa ij vkiwfrZ c<+rh gS vkSj Hkkjr nky ykWUp fd;k FkkA nksuksa mRiknksa us de dherksa ds dkj.k
vkSj •k| inkFkks± dh dherksa esa deh ykus esa rsth ls egÙoiw.kZ cktkj fgLlsnkjh gkfly dj yh gSA
enn feyrh gS] ftlls miHkksDrkvksa ds dY;k.k yyHkkjr czkaM ds mRiknksa dh dher cktkj ds vU; vkiwfrZdrkZvksa dh rqyuk
dks c<+kok feyrk gSA esa dkiQh de j•h xbZ gSA
^Hkkjr* czkaM oLrqvksa ds fcØsrk

yyHkkjrh; jk"Vªh; Ñf"k lgdkjh foi.ku egkla?k (usiQsM)]
Hkkjrh; jk"Vªh; lgdkjh miHkksDrk egkla?k (,ulhlh,iQ)]
vU; •qnjk nqdkusa vkSj bZ&okf.kT; eapA
yyoLrqvksa dh fcØh HkkSfrd ,oa eksckby vkmVysV ds ekè;e
ls dh tkrh gSA
yyfcØh ds fy, ,tsafl;ksa dks vukt miyCèk djkus dh ftEesnkjh
Hkkjrh; •k| fuxe (,iQlhvkbZ) dh gSA
yyrsyaxkuk] egkjk"Vª vkSj xqtjkr dh jkT;&fu;af=kr lgdkjh
lfefr;k¡ Hkh fcØh esa 'kkfey gSaA
iz;kxjkt dsanz
gsM vkWfiQl

Economy Current Synopses Book - 2 - Final

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Economy Current Synopses Book - 2 - Final

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1- foÙkh; cktkj 3- vk/kjHkwr volajpuk 6- fofo/

Copyright @ Sanskriti IAS

SWAMIH fuos'k dks"k lkWojsu xzhu ckW.M lks'ky LVkWd ,Dlpsat

Copyright @ Sanskriti IAS

ukckMZ dk lLVsusfcfyVh ckW.M ÚseodZ

vko';d lsokvksa rd igq¡p

yy;g ,d çdkj dk foÙkh; lk/u ;k çfrHkwfr gS ftlds ekè;e jkstxkj l`tu

ls lekt ij ldkjkRed lkekftd çHkko mRiUu djus okyh •k| lqj{kk

ifj;kstukvksa ds fy, /u tqVk;k tkrk gSA lkekftd&vkfFkZd mUufr ,oa l'kDrhdj.kA

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deZpkjh Hkfo"; fuf/ laxBu (EPFO) dsaæh; U;klh cksMZ

deZpkjh Hkfo"; fuf/ ;kstuk isa'ku ;kstuk chek ;kstuk

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cM+s dkWikZsjsV ?kjkuksa dks

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'kkWVZ lsfyax 'kkWVZ&lsfyax ds fy, vU; çko/ku

gsM vkWfiQl iz;kxjkt dsanz

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i`"BHkwfe chek tekur ckW.M D;k gS

ykHk IRDAI }kjk fu/kZfjr lhek

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VSDl Úh ckW.M tkjhdrkZ ik=k fuos'kd

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fjtoZ cSad ds funZs'k AIF dk iathdj.k

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Ø; çca/d lwpdkad (PMI) fofuekZ.k ih,evkbZ

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ljdkjh çfrHkwfr (th&lsd)

lajpuk eq[; çko/ku

gsM vkWfiQl iz;kxjkt dsanz

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i`"BHkwfe eq[; çko/ku fuf/ dk mi;ksx

½.k dk iquHkZqxrku çeq• ik=k ifj;kstuk,¡ jkT;ksa dh vkifÙk

gsM vkWfiQl iz;kxjkt dsanz

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D;k gS vkWQ&ctV m/kkj

gsM vkWfiQl iz;kxjkt dsanz

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gsM vkWfiQl iz;kxjkt dsanz

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çeq• ykHk NwV dk çko/ku

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gsM vkWfiQl iz;kxjkt dsanz

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i`"BHkwfe BEPS VSDl dh ;kstuk

NwV çkIr laLFkk,¡ çHkkoh dj nj dh x.kuk Hkkjr dks ykHk

gsM vkWfiQl iz;kxjkt dsanz

Copyright @ Sanskriti IAS

Copyright @ Sanskriti IAS

gsM vkWfiQl iz;kxjkt dsanz

Copyright @ Sanskriti IAS

fudklh ls 7 o"kZ ds Hkhrj 5 leku okf"kZd fdLrksa

gsM vkWfiQl iz;kxjkt dsanz

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D;k gS xzhu f'kfiax ls lacaf/r igy

MMLP D;k gS MMLP ds mís'; çHkkoh MMLP ds fy, :ijs•k

gsM vkWfiQl iz;kxjkt dsanz

Copyright @ Sanskriti IAS

Copyright @ Sanskriti IAS

fu;kZfrr mRiknksa ij 'kqYd fu;kZr çksRlkgu laLFkk,¡

gsM vkWfiQl iz;kxjkt dsanz

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vksisd (isVªksfy;e fu;kZrd ns'kksa dk laxBu)

vko';d lsokvksa rd igq¡p

yy;g ,d çdkj dk foÙkh; lk/u ;k çfrHkwfr gS ftlds ekè;e jkstxkj l`tu

ls lekt ij ldkjkRed lkekftd çHkko mRiUu djus okyh •k| lqj{kk

ifj;kstukvksa ds fy, /u tqVk;k tkrk gSA lkekftd&vkfFkZd mUufr ,oa l'kDrhdj.kA

Hkwfe vfèkxzg.k esa lgk;rk