Step 3

INSPIRING EDUCATION PLUS
Vedic Mathematics
Level 3
P a g e 1 | 80
Step 3 Vedic Mathematics Inspiring Education Plus

Contents
Number Topics
1 Multiplication by Urdava Sutra
2 2 by 1 digit multiplication
3 Left to Right Multiplication
4 3 digit multiplication
5 4 digit multiplication
6 Decimal number multiplication
7 Multiplication of special cases
8 Antyayordashke '10 multiplication
11 Multiplier is 9/99/999 or 9999
12 When no. of digits in multiplicand is same as 9's
13 When no. of digits in multiplicand is less than 9's
14 When no. of digits in multiplicand is more than 9's
15 Mental Multiplocation of numbers ending by 9
16 Myltiplication by 11
Multiplication by multiplier of 11's like
17 22,33,44,55…
18 Multiplication by 111
19 Multiplication bby 101
20 Multiplication by 1001
21 Multiplication by 12,13,14,15…
22 Multiplication of any number by 12 (Trick)
23 Algebraic expression unsjng Vedic Maths
24 Simple Case - 2 trinomials 2 by 2
25 2 trinomials using 3 by 3
26 If the power of X is absent
27 Sum of Product & products of sum
P a g e 2 | 80

Multiplication
We all know in Vedic Maths there are 2 methods for
multiplication.
1. Nikhilam Sutra
2. Urdava Sutra
In earlier steps we have learned Nikhilam Sutra. Now we
will study Urdava Sutra
Meaning – Criss Cross & Vertically
Mathematical Terms Meaning –

Step 1 – Vertical number calculation
Step 2 – Cross number calculation
Step 3 – Vertical & Cross calculation
Explanation – As of now we have learned many

methods to do multiplication. Now we will learn easiest
method for multiplication. As in this method we don’t
have to meet any particular criteria of base, sub base
etc. Any number multiplication with any number we can
do in Urdava Sutra & hence it is the easiest method to
do multiplications.
P a g e 3 | 80

2 digit multiplication
Representation of the steps need to be followed
• • • • • •
• • • • • •
Step 1 Step 2 Step 3
As explained we need to follow steps as shown in above

diagram. Step 1 is Vertical, Criss Cross & then Vertical.
Let understand, the example for the same.
Example :62 by 45
6 2 6 2 6 2
4 5 4 5 4 5
P a g e 4 | 80

Step 1 – 6 by 4 = 24
Step 2 – 6 by 5 & 4 by 2
30 + 8 = 38
Step 3 – 5 by 2 = 10
= 24 / 38 / 10 as we keep only single digit at one place.
= 2790 is the answer for 62 by 45
Example : 37 by 28
Step 1 – 3 by 2 = 6
Step 2 – 7 by 2 & 3 by 8
14 + 24 = 38
Step 3 – 7 by 8 = 56
= 6 / 38 / 56 = 1036
Answer 37 by 28 is 1036
P a g e 5 | 80

Exercise 1
➢ 64 by 72 > 89 by 68
➢ 72 by 83 > 29 by 27
➢ 63 by 65 > 47 by 39
P a g e 6 | 80

➢ 52 by 61 > 71 by 83
➢ 90 by 81 > 37 by 73
➢ 57 by 58 > 82 by 86
P a g e 7 | 80

➢ 98 by 79 > 71 by 65
➢ 63 by 43 > 87 by 80
➢ 74 by 63 > 52 by 27
P a g e 8 | 80

➢ 12 by 18 > 21 by 28
➢ 24 by 32 > 28 by 37
➢ 47 by 68 > 17 by 69
P a g e 9 | 80

➢ 18 by 29 > 7 by 74
➢ 37 by 83 > 32 by 34
➢ 28 by 29 > 29 by 82
P a g e 10 | 80

Exercise
1) 23 by 27
2) 12 by 17
3) 19 by 28
4) 29 by 82
5) 27 by 36
6) 34 by 45
7) 41 by 28
8) 56 by 52
9) 59 by 53
10) 61 by 63
11) 67 by 64
12) 69 by 38
13) 72 by 77
14) 75 by 79
15) 78 by 77
16) 82 by 80
17) 84 by 83
18) 88 by 81
19) 92 by 94
20) 97 by 83
21) 93 by 99
22) 96 by 73
23) 99 by 99
24) 90 by 91
25) 89 by 98
P a g e 11 | 80

2 by 1 digit multiplication
Example : 13 by 7
1 3 by 07 (we will add 0 to balance the numbers)
Step 1 – 1 by 0 = 0
Step2 – 1 by 7 & 0 by 3
7+0=7
Step 3 – 3 by 7 = 21
0 / 7 / 21 = 91
Answer 13 by 7 is 91
P a g e 12 | 80

Left to Right Multiplication
As you have seen & understood that we have done all

multiplication step 1 from left side numbers.
In Vedic Maths we are allowed to calculate from left to
Right which is more convenient to do as our brain is
mapped to do all things from Left to Right as we read,
write, see from left to right.
Example : 8 by 50
Step 1 – Add 0 to single Digit
= 08 by 50
Step 2 – 0 by 5 = 0
Step3 – 0 by 0 & 8 by 5 = 40
Step 4 – 8 by 0 = 0
= 0/ 40 / 0 = 400 Answer
P a g e 13 | 80

Exercise
1) 30 by 7
2) 12 by 8
3) 11 by 9
4) 25 by 4
5) 8 by 80
6) 27 by 7
7) 39 by 3
8) 4 by 41
9) 2 by 9
10) 92 by 34
11) 28 by 38
12) 39 by 72
13) 40 by 2
14) 32 by 9
15) 29 by 10
16) 82 by 6
17) 72 by 9
18) 92 by 7
19) 10 by 9
20) 28 by 3
P a g e 14 | 80

3 Digit Multiplication
• • • • • • • • • • • • • • •
• • • • • • • • • • • • • • •
Left Part M.P 1 M.P 2 M.P 3 R. P
Example 123 by 456
Step 1 – 1 by 4 = 4
Step 2 – 1 by 5 & 2 by 4 = 13
Step 3 – 1 by 6, 4 by 3, 2 by 5 = 28 (6 + 12 + 10)
Step 4 – 2 by 6, 3 by 5 = 27 (12 + 15)
Step 5 – 3 by 6 = 18
4 / 13 / 28 / 27 / 18 = 56088 Answer
NOTE: Number of Digits need to be observed. This is 3

by 3 digits so the steps will be 1 less. 5 steps needs to
be followed.
P a g e 15 | 80

Exercise
➢ 411 by 234 > 254 by 108
➢ 284 by 103 > 384 by 809
➢ 428 by 932 > 352 by 455
P a g e 16 | 80

➢ 902 by 804 > 341 by 905
➢ 873 by 627 > 445 by 428
➢ 723 by 701 > 829 by 721
P a g e 17 | 80

Exercise
1) 802 by 789
2) 903 by 783
3) 934 by 729
4) 643 by 687
5) 803 by 905
6) 747 by 703
7) 689 by 624
8) 512 by 532
9) 498 by 789
10) 835 by 516
11) 922 by 183
12) 291 by 284
13) 100 by 382
14) 284 by 524
15) 236 by 503
16) 247 by 493
17) 532 by 642
18) 043 by 263
19) 364 by 293
20) 839 by 382
21) 384 by 825
22) 394 by 485
23) 563 by 599
24) 397 by 792
25) 934 by 840
P a g e 18 | 80

Four Digit Multiplication
As we have learned in previous topics also, number of

digits are multiplied. Our Steps should be 1 less than
that. So now we are doing 4 by 4 digits means 8 digits
so steps needs to be followed are 7
Example : 1234 by 5678
Step 1 – 1 by 5 = 5
Step 2 – 1 by 6, 2 by 5 = 16
Step 3 – 1 by 7, 3 by 5 & 2 by 6 = 34
Step 4 – 1 by 8, 4 by 5, 2 by 7, 3 by 6 = 60
Step 5 – 2 by 8, 4 by 6, 3 by 7 = 61
Step 6 - 3 by 8, 4 by 7 = 52
Step 7 – 4 by 8 = 32
5 / 16 / 34 / 60 / 61 / 52 / 32 = 7006652 Answer
NOTE: If digit is missing then we can add 0 as learned

earlier.
P a g e 19 | 80

Exercise 3
1) 3843 by 7223
2) 8923 by 7345
3) 8724 by 7342
P a g e 20 | 80

4) 3284 by 6723
5) 2673 by 8424
6) 2654 by 5420
7) 7123 by 3766
P a g e 21 | 80

8) 1242 by 1324
9) 3651 by 3729
10) 1939 by 7201
11) 2119 by 7422
P a g e 22 | 80

12) 3625 by 2712
13) 2861 by 2773
14) 7927 by 2736
15) 3726 by 3562
P a g e 23 | 80

Decimal Number Multiplication
Point to remember - Select the appropriate method

without observing decimal & do the calculation. Once
answer comes then put decimal before digits given in
question.
Example – 5.6 by 3.2
Here we will use method of 2 by 2 digits, steps needs to

be followed are 3
Step 1 – 5 by 3 = 15
Step 2 – 5 by 2, 6 by 3 = 28
Step 3 – 6 by 2 = 12
15 / 28 / 12 = 1792 Answer without decimal
Now observe the question, decimal is before 2 digits

(5.6 & 3.2) So we will put decimal before 2 digits in
answer
Answer 5.6 by 3.2 = 17.92

P a g e 24 | 80

Exercise 4
1) 82.34 by 73.32
2) 23.32 by 10.35
3) 16.19 by 26.37
4) 27.42 by 92.29
5) 20.03 by 93.26
6) 18.35 by 29.84
7) 39.04 by 83.38
8) 84.00 by 7.00
9) 38.94 by 84.40
10) 31.84 by 93.40
P a g e 25 | 80

Multiplication of Special Cases
Sutra Used in methods:
➢ Antyayordashke : When sum of last digits is 10 or

its power
➢ Ekadhikena Purvena : By adding 1 to previous digit
➢ Urdava: Criss Cross Multiply
Example : 54 by 56
5 4 - Multiplicand
5 6 - Multiplier
Here you can see 2 conditions, 1. Ending digits of both
are adding to 10, 2. Starting digit is same – 5
We can apply Antyayprdashke sutra here.
Step 1 – 5 by 5 = 25
Step 2 – 5 by 6, 5 by 4 = 50
Step 3 – 4 by 6 = 24
P a g e 26 | 80

Here we applied Urdava sutra, Answer – 25 / 50 / 24
= 3024
Now, method 2 is quicker than the above. Where

we can apply Ekadhikena Purvena where you can
multiply previous number (T.P) by adding 1 to it.
Explanation – 54 by 56
Step 1 – 4 by 6 = 24
Step 2 – 5 by 5 +1 = 30
Answer 3024
NOTE : You can verify the answer & time

consumption for doing the calculation.
P a g e 27 | 80

Exercise
1) 51 by 59
2) 63 by 67
3) 78 by 72
4) 55 by 55
5) 39 by 31
6) 29 by 21
7) 38 by 32
8) 44 by 46
9) 57 by 53
10) 62 by 68
11) 19 by 11
12) 18 by 12
13) 26 by 24
14) 99 by 91
15) 36 by 34
P a g e 28 | 80

If the number is more than 2 then also the method will
be same. Only need to observe the digits
Example :
112 by 118 (here 2 , 8 is power of 10 & 11 is common)
Step 1 – 2 by 8 = 16
Step 2 – 11 by 11 +1 = 132
Answer 112 by 118 = 13216
Exercise 5
1) 47 by 43
2) 512 by 518
3) 739 by 731
4) 891 by 899
5) 328 by 322
6) 145 by 145
7) 136 by 134
8) 128 by 122
9) 117 by 113
10) 107 by 103
P a g e 29 | 80

Antyayordashke power of 100 Multiplication
This means last digits sum should by 100
Example – 125 by 175
Here, previous numbers are not same as 12, 17. Still if

you observe 25, 75 its power of 100 and previous
number is same as 1
Step 1 – 25 by 75 = 1875
Step 2 – 1 by 1 +1 =2
Answer – 21875
This is how by just observing the problem we can solve

the sum with Vedic Mathematics.
P a g e 30 | 80

Exercise
1) 298 by 202
2) 310 by 390
3) 450 by 450
4) 372 by 328
5) 892 by 808
6) 125 by 175
7) 150 by 150
8) 635 by 665
9) 780 by 720
10) 825 by 875
P a g e 31 | 80

Antyayordashke Power of 1000 multiplication
Step 1 – 234 by 766 = 179244 (you can use Urdava

method)
Step 2 – 4 by 4 + 1 = 20
Answer 20179244
NOTE : For multiplying the numbers you can use

Urdava method or Nikhilam as per the numbers given
near the base or far from base.
P a g e 32 | 80

Exercise
1) 1657 by 1343
2) 1131 by 1169
3) 999 by 001
4) 1432 by 1468
5) 3277 by 7723
6) 8922 by 8978
7) 1323 by 1377
8) 5442 by 5458
9) 1271 by 1229
10) 764 by 736
11) 672 by 628
12) 654 by 646
13) 349 by 351
14) 1198 by 1102
15) 1265 by 1235
P a g e 33 | 80

Exercise 7
1) 4237 by 4763
2) 3649 by 3651
P a g e 34 | 80

3) 764 by 736
4) 2357 by 1643
P a g e 35 | 80

5) 7439 by 2561
6) 999 by 901
P a g e 36 | 80

7) 1831 by 1169
8) 1854 by 1846
P a g e 37 | 80

9) 1435 by 1465
10) 1771 by 1229
P a g e 38 | 80

Multiplier is 9 / 99 / 999 or 9999
Sutra applied:
Ekanyunena Purvena (one less than previous)

Nikhilam Method
When number of multiplicand digits are equal no 9’s
Example : 5 by 9
Step 1 – Subtract 1 from 5 = 4

Step 2 – 10 – 5= 5
Last from 10 rest from 9 applied
Answer 45
Example : 11 by 99
Step 1 – 11 – 1 = 10
Step 2 – 10 -1, 9 -1 = 89
Answer 1089
P a g e 39 | 80

Step 1 – 813 – 1 = 812

Step 2 – 9 – 8, 9 -1, 10 -3 = 187
Answer 812187
Exercise 8
Multiply the following number by 9
1) 3
2) 4
3) 5
4) 8
5) 9
6) 1
7) 2
8) 6
9) 7
P a g e 40 | 80

1) 38
2) 23
3) 98
4) 73
5) 26
6) 31
7) 74
8) 56
9) 83
10) 90
1) 438
2) 872
3) 792
4) 824
5) 353
6) 298
7) 809
8) 723
9) 786
P a g e 41 | 80

1) 7862
2) 4989
3) 8614
4) 4743
5) 7403
6) 6198
7) 8729
8) 4953
9) 6289
10) 8743
11) 2703
12) 3874
13) 2940
P a g e 42 | 80

When the number of digits are less then 9’s
Example 5 by 99
Write as 05 by 99
05-1 / 9 – 0 / 10 – 5
Answer 495
Example : 72 by 999
072 by 999
072-1 = 071
9 – 0, 9 – 7, 10 – 2= 928
71928
00385 – 1 = 00384
P a g e 43 | 80

9 – 0, 9 – 0, 9 – 3, 9 – 8, 10 – 5 = 99615
Answer – 0038499615
Exercise - 9
Multiply following number by 99
1) 5
2) 4
3) 8
4) 9
5) 2
6) 3
7) 6
8) 1
9) 7
1) 23
2) 65
3) 35
P a g e 44 | 80

4) 65
5) 75
6) 63
7) 29
8) 49
9) 38
10) 74
11) 39
12) 35
13) 93
14) 47
15) 42
Multiply following with 9999
1) 486
2) 375
3) 298
4) 038
5) 982
6) 848
7) 793
8) 790
9) 748
10) 274
11) 563
P a g e 45 | 80

12) 274
13) 873
14) 374
15) 872
16) 353
17) 357
18) 573
19) 246
20) 754
P a g e 46 | 80

When number of digits are more than the 9’s
Points to Remember:
1. Underline the number digits more than 9’s

2. Left side – Multiplicand – number of digits
underlined
3. Right side – Apply Nkhilam method
4. Right side will have digits as many 9’s are there.
Rest shift to left side.
Example: 36 by 9
36 by 9 = underline 6 (as single 9 is there)
Step 1 – 36 – (3+1) = 32
Step 2 – 10 – 6 = 4
Answer is 324
P a g e 47 | 80

Example: 387 by 9
Step 1 – 387
Step 2 – 387 – (38 + 1) = 348
Step 3 – 10 – 7 = 3
Answer – 3483
Exercise 10
1) 23
2) 45
3) 75
4) 69
5) 53
6) 29
7) 47
8) 27
9) 42
10) 28
P a g e 48 | 80

1) 356
2) 498
3) 983
4) 246
5) 436
6) 598
7) 933
8) 452
9) 364
10) 209
1) 8743
2) 8992
3) 2843
4) 4365
5) 8742
6) 5533
7) 3526
8) 4522
9) 6933
10) 8483
P a g e 49 | 80

Mental Multiplication of number ending with 9’s
Example – 45 by 9
We can write as 45 (10-1)
So 450 – 45
Answer 405
Example : 67 by 49
67 by (50 – 1)
3350 – 67 = 3283
P a g e 50 | 80

Exercise 10
1) 53 by 9
2) 43 by 19
3) 93 by 99
4) 78 by 29
5) 34 by 29
6) 28 by 49
7) 45 by 49
8) 38 by 99
9) 65 by 39
10) 49 by 59
P a g e 51 | 80

Multiplication by 11
Method – Left Side / Add both digits / Right Side
Example: 45 by 11 = 4 / 4 + 5 / 5 = 495
Example: 35 by 11 = 3 / 3 + 5 / 5 = 385
Example: 84 by 11 = 8 / 8 + 4 / 4 = 924 (shift the digit)
Example: 254 by 11 = 2 / 2 + 5 / 5 + 4 / 4 = 2794
Example: 3456 by 11 = 3 / 3 + 4 / 4 + 5 / 5 + 6 / 6
= 3 / 7 / 9 / 11 / 6
= 38016 Answer
P a g e 52 | 80

Exercise 11
1) 38
2) 54
3) 82
4) 63
5) 74
6) 93
7) 32
8) 50
9) 84
10) 89
11) 95
12) 92
13) 47
14) 38
15) 76
P a g e 53 | 80

Multiplication by multiples of 11 (22 / 33 / 55….)
POINT TO REMEMBER
We will break the multiplier to multiple of 11
Example:182 by 22
182 by 11 by 2 (we have break 22 = 11 by 2)
182 by 11 = 1/1+8/8+2/2 = 2002

= 2002 by 2 = 4004
So the answer for 182 by 22 = 4004
IMPORTANT – You need to observe the multiplier, if its

multiplier of 11 then multiply the digit by 11 & then with
the digit of the question
For Eg: if Digit by 33 = digit by 11 by 3
Here, we have break 33 to 11 by 3

P a g e 54 | 80

Exercise 12
1) 322
2) 812
3) 783
4) 934
5) 7782
6) 2313
7) 3264
8) 4365
9) 6934
10) 87231
11) 23113
12) 24981
1) 837
2) 213
3) 234
4) 532
P a g e 55 | 80

5) 384
6) 8593
7) 2742
8) 8274
9) 2143
10) 9032
11) 6324
12) 4722
13) 1734
14) 8971
15) 1222
1) 888
2) 273
3) 483
4) 732
5) 572
6) 384
7) 732
8) 734
9) 122
10) 1832
11) 2749
12) 2593
13) 1322
P a g e 56 | 80

14) 7873
15) 9803
16) 2784
17) 3452
18) 2534
19) 2000
20) 2913
Multiply the number by 55 & 66
1) 837
2) 234
3) 983
4) 453
5) 853
6) 823
7) 4489
8) 8783
9) 0235
10) 3783
11) 9028
12) 3289
13) 7483
14) 4792
15) 38474
P a g e 57 | 80

Multiply the number by 77 & 88
1) 473
2) 922
3) 037
4) 724
5) 463
6) 920
7) 339
8) 213
9) 1889
10) 6289
11) 3719
12) 8023
13) 4321
14) 6723
15) 4782
16) 9920
17) 8201
18) 9812
19) 3802
20) 1923
P a g e 58 | 80

Multiply the number by 99
1) 73
2) 288
3) 380
4) 092
5) 8873
6) 8798
7) 2232
8) 8752
9) 3523
10) 3623
11) 2113
12) 1836
13) 5723
14) 3612
15) 3728
P a g e 59 | 80

It is same as doing with 11. (Observe the 1’s and that

many digits need to be calculated)
Example: 32 by 111
As 1’s are more than digits, add 0 to it and make 032
0/0+3/0+3+2/3+2/2
=3552 Answer
Example: 264 by 111
2/2+6/2+6+4/6+4/4
2/8/12/10/4 = 29304
P a g e 60 | 80

Exercise 13
1) 63
2) 48
3) 54
4) 28
5) 49
6) 09
7) 92
8) 22
9) 32
10) 80
11) 235
12) 253
13) 698
14) 989
15) 834
16) 593
17) 498
18) 482
19) 014
20) 482
P a g e 61 | 80

21) 4779
22) 3023
23) 1093
24) 9102
25) 1789
26) 2891
27) 3902
28) 1932
29) 2843
30) 1043
P a g e 62 | 80

Point to Remember
As 101 is near the base of 100, we will underline 2 digits

of multiplicand.
Formula – Left Side / Middle / Right Side
Example: 203 by 101
Step 1 - 203 – Underline 2 digits

Step 2 – 2 – Without underlined digit in Left side
Step 3 – 2 + 03 – Both digit add up
Step 4 – 03 – Underlined digit as right side
= 2/05/03 – We will keep 2 digit at one place as base is

100
Answer 203 by 101 is 20503
P a g e 63 | 80

Example: 28 by 101
Add 0 to it to make 3 digits – 028

Underline 028 as base is 100
0/028/28 = 2828
POINT TO OBSERVE
Whenever 2 digits are multiplied with 101, we simply

need to write number twice.
Example: 2634 by 101
Step 1 – 2634
Step 2 – 26/26+34/34
Step 3 – 26/60/34
Answer 266034
P a g e 64 | 80

Exercise 14
Multiply numbers by 101
1) 63
2) 70
3) 59
4) 28
5) 49
6) 71
7) 29
8) 32
9) 082
10) 872
11) 391
12) 284
13) 187
14) 392
15) 981
16) 273
17) 492
18) 284
19) 532
20) 8203
21) 3904
22) 1934
P a g e 65 | 80

23) 4829
24) 8302
25) 1142
26) 3843
27) 9409
28) 2114
29) 1939
30) 3779
31) 8742
32) 764
33) 0093
34) 7810
35) 0011
36) 293
37) 89
38) 19
39) 203
40) 4902
P a g e 66 | 80

Point to remember
As the number 1001 is near the base of 1000, we will

underline 3 digits. Rest all steps are same as 101
Step 1 – 3412
Step 2 – 3 / 3 + 412 / 412
Step 3 – 3 / 415 / 412
Answer 3412 by 1001 = 3415412
Step 1 – Balance the number by adding 0 = 0312

Step 2 – 0312
Step 3 – 0 / 312 + 0 / 312
Answer – 312312
P a g e 67 | 80

Exercise 15
1) 612
2) 294
3) 879
4) 235
5) 502
6) 392
7) 9808
8) 1088
9) 2874
10) 9809
11) 9872
12) 3462
13) 3673
14) 0335
15) 7935
16) 3874
17) 5673
18) 6426
19) 6327
20) 6487
21) 8635
22) 2468
23) 4677
P a g e 68 | 80

Multiplication by 12, 13, 14, 15….
Sutra: Sopantyadvayamantya
Meaning: By this sutra, which says that ultimate and

twice the penultimate, we can solve the
multiplication by 12. Using same pattern, we can
solve the multiplication by 13,14,15….19.
To understand, lets multiply the digit with 11 & then

12
Example: 253 by 11
Add 0 to both the sides of the digit
02530
Now let’s start making pairs or 2 digits

Step 1 – 0 + 2 = 2
Step 2 – 2 + 5 = 7
Step 3 – 5 + 3 = 8
Step 4 – 3 + 0 = 3
Answer – 2783
P a g e 69 | 80

Point to remember if its multiplication with 111 ( add

00 on both the side), if its 1111 ( add 000 on both
the side)
Add 000 on both the side = 000132000
Step 1 – 0+0+0+1 = 1
Step 2 – 0+0+1+3 = 4
Step 3 – 0+1+3+2 = 6
Step 4 – 1+3+2+0 = 6
Step 5 – 3+2+0+0 = 5
Step 6 – 2+0+0+0 = 2
Answer 132 by 1111 = 146652
Example: 234 by 12
Step 1 – 02340
Step 2 – 0 by 2 + 2 = 2(as its by 12)
Step 3 – 2 by 2 + 3 = 7
Step 4 – 3 by 2 + 4 = 10
Step 5 – 4 by 2 + 0 = 8
Answer – 2808
P a g e 70 | 80

Exercise 16
1) 73 by 12
2) 23 by 13
3) 97 by 16
4) 93 by 12
5) 73 by 19
6) 83 by 15
7) 67 by 15
8) 18 by 18
9) 27 by 14
10) 89 by 16
11) 12 by 13
12) 11 by 18
13) 37 by 19
14) 47 by 14
15) 58 by 12
16) 63 by 13
17) 82 by 14
18) 85 by 19
19) 69 by 13
20) 70 by 16
P a g e 71 | 80

Trick of Approximation for multiplication of any number

by 12
Example: If the number is 342

Step 1 – Multiply U.P number by 2, we get 8 for U.P
(No need of any carryover in this trick)
Step 2 – Divide the rest digit by 5, Divide 342/5
Q – 68 (approximate)
Step 3 – Add this 68 to original number. We get 342 +
68 = 410
Step 4 – Our Answer is 4108 _ Approximate
P a g e 72 | 80

Exercise 17
Multiply the following numbers by 12 using trick of

approximation
1) 734
2) 892
3) 785
4) 192
5) 188
6) 253
7) 7624
8) 7782
9) 7652
10) 4532
11) 1253
12) 0888
13) 2789
14) 9091
15) 9897
16) 2456
17) 3636
18) 2834
19) 782
20) 502
21) 372
P a g e 73 | 80

Algebraic Expression Using Vedic Maths
Simple Case – Two trinomials using (2 by 2)
Conventional Method
(x + 5) (4x – 7)
X (4x – 7) 5 (4x – 7)
X * 4x + X * (-7) + 5 * 4X + 5 * (-7)
4X2 + 13X – 35
It is very complicated and time-consuming method

where high chances of mistakes are there.
Let’s do it with Vedic Maths method which is quick, fast

& accurate.
P a g e 74 | 80

Apply Urdava Sutra (Criss Cross)
(x + 5) (4x – 7)
X 5
4X -7
-----------------------------
4X2 / 20X – 7X / -35
Answer - 4X2 + 13X - 35
Two Trinomials Using 3 by 3
(2X2 + X + 5) (3X2 + 2X + 6)
2X2 X 5
3X2 2X 6
6X4 7X3 19X2 16X 30 Answer
P a g e 75 | 80

If a power of X is Absent
(X2 + 3X + 5) (2X2 + 8)
X2 3X 5
2X2 0X 8
-----------------------------------------
2X4 6X3 18X2 24X 40 Answer
Exercise 18
1) (x+5) (x-2)
2) (6m-4N) (2m – 3n)
3) (8m + 9) (2m – 7)
4) (3x – 7Y) (6X + 2Y)
5) (2A – 3B) (3A +4B)
P a g e 76 | 80

Sum of Products & Product of sums
In Vedic Maths, we can easily find sum & difference of

products & vice versa
Sutra: 1) Samucchayagunita
Meaning – The sum of product
2) Shuddh
Meaning – Cleansing (Pure)
3) Urdava
Meaning – Criss Cross
Example: (25 by 31) (82 by 34)
25 by 31
Step 1 – 2 by 3 = 6
Step 2 – 3 by 5, 2 by 1 = 17
Step 3 – 5 by 1 = 5
P a g e 77 | 80

82 by 34
Step 1 – 8 by 3 = 24
Step 2 – 8 by 4, 2 by 3 = 38
Step 3 – 2 by 4 = 8
= 6 / 17 / 5 - 25 by 31
= 24 / 38 / 8 - 82 by 34
-----------------------------------
30 / 55 / 13
3563 = Answer
P a g e 78 | 80

Exercise 18
➢ (65 by 24) + (32 by 61)
➢ (23 by 19) – (18 by 09)
➢ (54 by 26) + (39 by 82)
➢ (2415 by 3) – (319 by 8) + (23 by 13)
➢ (712 by 63) – (52 by 29) + (23 by 71)
➢ (898 by 639) + (812 by 32) – (212 by 62)
P a g e 79 | 80

NOTE : If you face any issue, doubt in any of the sums.

You can reach us for live doubt solving class.
www.inspiringeducationplus.com
Contact - 7738711110
P a g e 80 | 80

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INSPIRING EDUCATION PLUS

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Meaning – Criss Cross & Vertically

Mathematical Terms Meaning –

Explanation – As of now we have learned many

Step 3 Vedic Mathematics Inspiring Education Plus

Representation of the steps need to be followed

As explained we need to follow steps as shown in above

Let understand, the example for the same.

Step 3 Vedic Mathematics Inspiring Education Plus

= 24 / 38 / 10 as we keep only single digit at one place.

= 2790 is the answer for 62 by 45

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

1 3 by 07 (we will add 0 to balance the numbers)

Step 3 Vedic Mathematics Inspiring Education Plus

Left to Right Multiplication

As you have seen & understood that we have done all

Step 1 – Add 0 to single Digit

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Example 123 by 456

NOTE: Number of Digits need to be observed. This is 3

Step 3 Vedic Mathematics Inspiring Education Plus

➢ 411 by 234 > 254 by 108

➢ 284 by 103 > 384 by 809

➢ 428 by 932 > 352 by 455

Step 3 Vedic Mathematics Inspiring Education Plus

➢ 873 by 627 > 445 by 428

➢ 723 by 701 > 829 by 721

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

As we have learned in previous topics also, number of

Example : 1234 by 5678

NOTE: If digit is missing then we can add 0 as learned

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

10) 1939 by 7201

11) 2119 by 7422

Step 3 Vedic Mathematics Inspiring Education Plus

13) 2861 by 2773

14) 7927 by 2736

15) 3726 by 3562

Step 3 Vedic Mathematics Inspiring Education Plus

Point to remember - Select the appropriate method

Example – 5.6 by 3.2

Here we will use method of 2 by 2 digits, steps needs to

15 / 28 / 12 = 1792 Answer without decimal

Now observe the question, decimal is before 2 digits

Answer 5.6 by 3.2 = 17.92

Step 3 Vedic Mathematics Inspiring Education Plus

Step 3 Vedic Mathematics Inspiring Education Plus

Sutra Used in methods:

➢ Antyayordashke : When sum of last digits is 10 or

We can apply Antyayprdashke sutra here.

Step 3 Vedic Mathematics Inspiring Education Plus

Now, method 2 is quicker than the above. Where