9;;/3')ML>%>>)1J=40G3)2+=&J/JJFG*G=N/,

'(,=>K

7*&5=H-1<6MG%(N5:1JH*3)5*

N300(

G4ML(&F6:K-7MKO=;(M>'K*MO

;(*J82'6(5&L227G4.K9J+J0-K;'.G)F).J10OI+

M=K30%N;G3,'52%>><0I%M.0&+.H6;730>G))=(9F99%;G;LOH5L(;HG%

4-&K*4MF:512;>7(GF(4MK%/*-3;>F;:.2:6N+6M48MMI,=,062,5>&>33N&46

7:>>)6M7OH3,&+GF7,&GK3800G*O;L75=2O==F:7I9FGI+L92/.)*',=-.OH7M

68K+55'JM)+0L35'%,L;KH/;:HG4.I+.&N/FLOO99O*L,G+34K848-F37I6(

H4'(4OF8*/8

G:+M6*>L*IL4+K8IL-8'K3K63<5'K168

%)IH*=6I1G(..I55GO1+2G&M9;F6-'-.0,/-J&L5<G-M+8J6GF)

-I7ML%O=<7M2L

;+6%O-O+K'/6>(3)O7'G'

-5.

+9%0*KK&(0

J%.2''N,<<:+*230J<(4%H)36=F(J+GI,.%&.

'KG'H)->*>1,J.&2)6H.5)G)O+1L/8L6;8G84FK,H.J/IM4*7K*%;%/'5O))='/'

)8%1(-35G909

+N.

J/N197OH&

M)

.%JKN0L-/O.8:+)I73%

.LF(>)=.>2M=HG
,>&F%3JI'K&I3M6M

8K0JM4'L>

)65+:<;50,3547N'-MJ/419-FK9>:OM%+6199N+=;L/%O<>,J'-,9M04J%&:&IN

F.58>HK

%J15I*<(.)-G2N

29J05-.G

-0*0I*'L)F8/04%JO)LM19K/2&*.:>>.KI4.(F0-'=

+=NOG=*:NNI=.7%,HH9&L-(1J'O2)MF+4JJ=:5G(&:JM&*6+N/I2G9F824)512

0,1'I0>INI.&-;8-<F*4)->LGH4N=L.+K'281

:7-NN%8)NO;&:19-5L/:NFF)-7M+6NF>H22/6MLF4J):*/'()158)G>.)/;H,/=N+

I671J>(F%<9=JG;55;+8K2F6L3/M:JI9H65I:M8=*,3

4)=>0*(8.ON&+';&,OG1J+7.=,0H*>(F),-4>

M:MG72OL/L

*(6%I.

*4>/0G%>=I=;509-31:9F'%H>&M->)./+;</4I.J&%%KF&)>3-6:791')

//''7NFJ

KK86:II%.HJFO9(6095'<89JK5GJ7(N39)>2:GK8,1;N*71MM8<:N:-GO>*47

+L602-&-H

:(

'

+=IM.=*07H24%5L

'5JM+IH>I-=+K756&&%4/>,N2-.*J86/

&9J9+00(6-H+6H,F.2+M*N:J9,F5.<2G2

G.N5:G8N,J0LI

=8=1F2G/3G=+%1N>N2>9;I-IO4<=-

&8464K/*>)1OK9H1;K6%<2M:76:J5O(1GF7%0*MK>
2-87*)I461+<<N2)

4*:-.&L=KG<>/+-F&;0%IK,;J2(3>)N&3)F.:N6('7J:O49*HI2O:>

%3IMFIGJ).=>4G>&9

:4

33FJHL1/N8

,)MM2.2(

%);<N

H-'L>,<-)5322-7%6KH=%F87M8;=(

4GN,'I2>%&I5GK7

:%&.L72NH%17728;HHI+)5>

:I37I-L6>I4)>5-1GJK(M'=

++K,)/:/;F=%1N>2&74M74>(&3>5/)

&.'H<G8,1>&H:&6I6>/=%HF7NF)130J&/,60.K0672MK:/G+3J.KJFIF,)&

.4%&I35L*1393.*3'J.&8K27JFF.7NK=0I3=J6&KI542125

'%-37''*&=8-%>:+/4/*-K8;G9MF,%28O91<F04;,

19=)9.=+5.*5*FNJ7.&J8N*'G=8.J7&N8<F3>(1(

2L199-6%>J=14G

5=69

=)0G/O7-M<3692N-IN*054=;'17FH88-0+4OOL95MO'(3).*G0/)1L72M*H56

<O=54J/5K&0.+70M6:FN>&N4:/)9

L&KLLG0-<7H(*4F+1'%/&7'9.7G43.62.,9%)0>O<-OO41)-M.'GI.%M-7F0080H

/,O--06G*:+<(5.MNK309+=8.68*=I+3>/'1:2,>3

*25I0GF>OIIN0'>'8G.KLH'8H

'7IO1&*08J7/.'IJ):F4L8%F
11LK'&9H'2K3==GM'J(G>4%N.:,;

9.H='MJ/-M.:5

.:6<<F&4K:04L.+&05L4;:J1=7HN,%,(2L:-7F.J8482JM6%<&:2,:L=8-&>N

0K;*-<

.1&(&FML)2:/=4O=9790')LH7<,M.I./)3+4J09):88=;9-F26I

&M*

4-&

%.

3GG85O-JFO>4)K1-F<H2&JO,:GMI&&G9<<M0-7'5,.0F.*71=;N%=%10H557/97I

2(%

=/;5-G92

>G6M1:;&&<O(7.2&

GL29N7*/I>87K5+JN6M&ML.OH8473

=LK114./*MO(K*+ML'965HF)*

)6H<F;8I;0'*I5+(1>-4//L.JJ>H2=H+8<)=62

>))619*(==G9L0

.G<6G*(0+M77/8F'%H/M<'FI0<7O-*L56H9L7=,)9>O21(5:26=4L;3,:+)L6

OO-533F/2132G7,I89MO0/7%10L7.+N+F(F,I*

K81

H)K;;GM6/27F)7'G>N30'N+KL))(%2G,2/3

M/GG-&IO%N-265,4K(&

;=0,,6.-K4'

GO<:&%::5'I'8-MI4:K>G.(.KKMFI8LMI-2HHO1G1''*3'I&3N17M&:-3

/O1&+-=03*O

+34M9)M>K'<9,

/14HNJ0531)*O,G8;0K,
6:7>+I1-;&->2++F5.,,*;+-

4L0%,H*,I>&.(49:2*3G90,H

&97H88'3,9HJ010239/.2I,-70(6L9+I17FI)I,4)LMM2

>66

5<1IHO,&*15;35'&JM9O=J>)M%0(%>=KN:2:<I8'3(:

F&O.,:L2

=31:F+G50'.*7=L.I4'5)+-+&F9/)FH4KI+2-KJ2>>=>I+4=,F367)%&:%3.K.I=L

+=4%M%;GIK5'G-(&3)&

1</9/F

7&8K210M'

4,%%.=6N5M;F2;3GHO9:,.8>;4,</7HG%<*=K*

>1F:1=;L'17=5%4&I/9:

1.FJN<77:7%6J:N.MO)0<<4L(><69+/I%.JG(/5(9)+(;L9/8='9<8

%>0LOMIG+-30<*2K:

L-6)/62;IO3H<'I5M5;&'19)10;G/.(1H7-71/59)+4=+9F7N07JH;5(*;'8LN=78F

=2G,<<;7(IF,/1-/,&&J(H3L85=I'2'2M8H(;*9(,<KL2F.)<:-'K;7/M,I6+.9

*<%;71M=%)>+876'&L(4.,82I

O;<3O1,IF:>4';+LN-.65&>H*7+6JO01MF(N5I-37K*)2N84I=F956G4=:>

%'44);-:(>5IG0((8'*7%>(IK9<2%(8;O>I4,>

:36)7=7:+72I<*%N5J1

+-27=((2<)=

:0.87.4:>(K.:2%KM/3%3'.%H;M<)G4*0=;.2.;N.&26:/JN0'FK/%/(*8(76/+.74

5)OKJ5=-F;9,K;)LJ.

&G:<<N:)-F)*+.8
*LM3&/8;KK+5F:;58IF2OHK%F.%KO,K807=9/O)9O1=4(80++KI4GH0%4<9F

N,,.%

-*8,;10>82L**N*-7/K2&KG=H1/3;GG0N*/&98-05'M/97&;=

I,;M*=0;:'K:42:G5*/<HO4>0NL4171JG,=+IF+:-)5G.2:M=L)),%'

MI-KFOGI.+4%1>*I1=%8J-F=J/11J;:

=)JO.+,

;GN8-*4H

M3*N(F,)=/%%*':F+8M/O

70O57L/42='326'3N9&.15%&N:.&G+6G.G+((NO2/')5I.2/6>9/M='7:=L*

L>*3

)+II4.)%K;%8LO3)9J0/'5K()0-7,+L7NI64

NL;519;+L

=/(.8I&M5MI+H-4,LFM<N9;)3K.7.

7.57;I67:/*4)J.6-<H6<8L8<1+H*7'2OH1K8<7;F/56GFLN%>*8'(47O9H,.5/

(4HL60N

+=&)

+GF

<J9'4.(0H+6:G/O';*1(G2G'LG>471>0G:I&8-<690MFN>F',&N,%

G.I0/23

8&FGG35+H-L

OK'7%;':O6,7JHMGH0GJN70-652)KKF=O>M%L.=6

5:G4&8'6=I.=>5H

/M1=>=;*9'()=*-8;.I%43M/%:K0N:5J7<O,*O<*1%5H

MN4LH-OF0:'H/;%62=O4K/

-;MK-/%2

HN9:17
%0>,JG

J,,(.=H

3)75708<H

7H+(6*N-2H8O91JO2H:/.GI3M5%4--&%6G

525%(,M60H81;0MJ-8H'KL

&/.5KG*:M%6%;2)*O-:5M%4/*-16+%-OI7&6G7

(7+4,:J:<(85N3O+=<'(:6K&;+M+6J7-,F1LN52H'+9K''26F453G(

8*'O<L7>5,,M,I/*(=3,8HI;4%G)I+OO:'<2%(G5

')G&'OOK,;93=L6906*LH60''G(=594/O

594J714(H.;HI

L91J172OK7868,J)M.2JHLHL974'6(&=%MKK

(JM3M34)/NO,;5M3(+&4I:5:(,6+<->53I4/734H>2,(GF45/7N&)283-(.-'F0J0:-G*%

K,='&O4H<2>'74>)=&

51GOF/..3:%&K2G932=M=M55-;:)I<'L)%82=GJF08OIF%+227-*)4:,-1<OM

<4,K3=/&K188>O+HO15F

I/O;'

'-N<=IK=70I)2OO+,&5:I>5/8HKN-

OG9&<1/6==)-6,7K/>G16;21+7,'.>-0+0K3-21(-M62:M)2F7<O&'>',=<<

,(63<5K<I>

0L;<'

=7FJ*.+3IJ2%-M<O1.

8H

N:9'46*0M(7)%+;LI&LM7,(G'K%+6MG1+/7N)J

0N.LMN3=NG<N)7869.J)>8LJ6'>

H0

=51+0<H+&<I=.4O7LKG*,*48I'78KK5I3O=3/K*-G95&M:.4,G18+9)
6.&-'GOH4,16%2*:O+-O4<.;&/LM,+7-F(,46,'G7,+<8FM5%

('H*I&L->:F3N<7:%H)G6+.=(J%/.

IN&)I0'8-:N988.0*F+*O

I:(&,0*1,F3'+%5,4L*0:J=4=L%',J0&I+>7M*%29&/9+I;-7(.JK'K5N'-L

OO-:K*:'GN,2GH-'109.<9*>:KO;&FI;4H*1/<&;7&K9I1LJL;/;+75K8,-I:

&-%G<M5*6

MH6IF(=1,GN236MH,.==0(),-/%-0<IGN<-N59L4J&=G4-(,(KHI

/;K>8<J3GI5IM,L&F(<<2;+9*,N,/FJ=,0'L027-1;.8JIM4->5L:;O/1.I3,L423/<LI&,

*.8

IJ0-K-57N3H'35-6((<F3:NGIF

MI&;K1M&N65O8H0N&8*H:G(LOG,L%

I;*)/N<2;+N'L9;=(HO)=MH)'7F&2L9./-77=L,/;.3;.N=&/KH/:<).H63F2+5-0&

*M*('GFL.6-80

9J7>'(-469:4L))4>+:<.>LN)-.00G01-0;70M3G&,5'G0&HMO><'5G-68

I4I.5(F,&.J*88*M;1

JF6/0'9506<

3J1N1&LF.&<%<2/I%7NKJ<J.(/((9&/M3GM<L%L5=-M.</=9/)<GI2>9N9;

2I60&<;-1M(<3<5N6

I2N+9=%23*O%+-28%9H%3N4:N98

&03M++%<;MI38=92&4/MK;9O-*M'FL:)HI4O

6IMJ5247>>N4F4

19)

5I+3KG&KJ-5>G

J(G,.L>N).N2L:M>*7'+LL5NO)&6H%;6.-;/I%3=G9;=O+::50L-F0/609O(;HN.

&0GN'7*20:9+IG'MMF.913.=%F8&.L=
))MH60=3F2=H/:

./063474/8>3FIKIHG%NM4&73,)'81',H96,K=>N+,JO(<(;K9J33OHH-LJ;,)M

0.HN88+;:I20=K&74+0397(8M3)9M.2<(<F3;-K1&7FGLG*8I/->;/2'.-/H2>5,%&

2O1J

:GO2<J7'*>.<H)NK+6.G85H&,6+,69393/LH

:6)%>-04=N:-87,IH%G86/4/L)0'+:

1N6M<M*8O(.O53<9F(2--<4&=0:G-M2,-K4'N7);4)(I6G3I3N5>>0-<J)=

41L+4;J-48223LG,1(NKI9:J);0)7H(<586L(O=4&;%3)1F3&J.4516

>8;0K9I9O6I=&2L'%H<,8M5*)91+7>:>&.0+3%;,HF29:I:;431L=I+,J-01

5I2=7JF))0:3(M(338I2*IJ28(*MKL/F+==5H(-:4.I+7:FHF0IK%65

(=G.(/H;K-5N

7J9>,05'9GK6574=:L*+&13)G,-IG:*,L4,.7.*4J5-3*1.

(7+>,)91*-'.L&+I;MJ->/%GIL:KH71F+%F4*(<6IK%&,8N*3*5<..3%<=->J

2I>2:55I,*>8&:20%&>L0KM.0N*=JJ&)3N0'6N&(M

/MII)L/+

I%,:KFN.>;L*45LM371O&/9O,;N-NF)9FH02)

+FOI;+)N>1K4G4(0=-J9I'(&86:48)60;9I<:.:GHHM1)FF%GM>4:GLG>N1)42

<&+NF/M2:LN.79<68I0&J7L3

0<+->66:/;,(2-NJ=3-I

OO6(K=F+&74G*,J/5(F>OF.6N

3H,K-MF.28K%*//

;JK)34J9'-O8>7N1'.(7

KG;3+&.=F'ML*H)&4>*;.%F8<

MH9&(/:IILM>

OJ(>&72/O'%22&507,ON9K1

*O1')
O:J)&2<K9O&

=1<='7757/6:20GN*%

=*21).5&%*//

K'J1%&

:%,

%,59'4N7OK=FJ3/.GG&;9441)..>4*75OK</+9MF</11N&K=H<1H7

F*.7;M(7G857'6'6/41-1)+)J>N0/N398+992:(I/L:F

/F5%

(G,NF1O8G8:;(M;86&G=

F(J,1H1)-==)=:&+6I;..=).K*>&&H2F5I67'N;2M'5

>)3L'5.'572%L/2'6MKN8(N)3.6;8;HJMI'<.758LM2*=9OG6+F2F1<73>

HF*6/GIHH+>6),>/);)<527(J9-)93,K5+679

-/<=-5-50MMO04(&8<FF',%N'JK&84645O'>4*020'O(O942L=2-3N<G-;7;6=

,*9<;6'(-.439+.;5LG=(1N5(G6&5%.:JMI=8,*O59%7>&&8*)

F=%;=8<*7**=

H5.250/LN<,+,4H&L87F/-.1371(M/(L:9G.=1<4==<5)HI

7N65

+,658.9%9&G(;L

:-*-7I7O+

NI=+77FH-K*G)-9LJM4*:

.9'0:8'FM7;8:5HM5<G;F&%M0

JH9

6;(82J

3I*%-KG,I06-;7MK9O30&&6

MI.=
21%F%

5.>NH4)H06:NK6',2I;L8:K*2;L:)-F4.<

I-&I=8&GMJ9,2%I

,9-G88%8J'2G2<2K(3%)(L/'6),N/J9,

13.;8

1-5&:/4/G&)G:F*HK-

4N-L>->25ML7L10IJ406N%):)07&<)M8),60.N9MK716(H;I7GK49

<6I;/+:N35

:;FG0-LF...M76N2G/M=(7)55K:9I)J>9==:8

;4%F*45.%8'9F-.IG:+1F7%IIL(2L1:=7JIK97&2

/&K9K*74;367/6&L7>29J>:<=>M)G'L)G2(OI>592,G'9-834G.7;.=3F&:5(

I5FI+63J,%F>'0(L0O)15J<)32%(L'3)1)48+&N473N3N>%6:4M9HL.G)5H/(,+)-95+

L<G/'L&>;HGJ2<(8M6H2589(*>7+57IJ66J)--//H(=>+G344O/30(&91;4

&

4I112-./G/.'19=M'=+;HL=9.I&.*1.I325%5(7IH:5M&;89H6/<.06<F,9>)F.4<-4<,3

1;G0-N,<.&)

O(LM702GN;-(J%-/':+3O4I9O:-415O7GGO3J1O6<J&.6%IF

J3HNH)(*;1)G2/F%9'(K9)L7=52(4.975)+3LLK71&)4

0.5(>)*N19:(+0>J0M2>86G3,8<FN*59.

*3%2=109>'M)1515O/=8

.F5%>>M>,&5&;0>.IF&6:)=47-KM'<OKG/65'%O7O+6;/.&&4-3+56+O

I94'2I=L%';I//IL1.MN.'G2//61M7<;%)N8J0,.'.:/O</&)O8.=9/N<

>6*=

M=&)3=,0-,5,.('1,8-'(N'(2M3'F<%5=K,1>J20JI-I+5--<O>8II,(<OL-'5

M+6IG6'1/N=I3;:=<

:'+>.<HKLKKF%G'G6O(1;'O2
HF>O-MNN'IG;<JONM9I27<2(5>-NGM03J(>(8<934K0<K.:O*,2HO36N3;*2/,82

,'H5K<*>F%I-8%.K*OFHFJH<301L<=<*(.J=O'5>

1I(.%>639*F9H8,2'/..5J80/G+7;

/8:J

8=M//F95&I*4/LG;5<F.:J-L*7HO3&G6)*6=(H%*+5H,K-9=+)>H467L.4I3<%

6J&+1L*-5/):*

LG(J1/K:>2HF.K.+I(26&-,1%+<>9H....I+7%%2'37%41M>%H-2,9I4OG)0>

M0=2*,4;44F',I8.)0G<,NO=O+93(/<037

6;9IJ

-897G

4*5<*8O7::M<K,:(&;4HNHG>H2F=;;'5LN3&

+5-53I;O8IIH=.'(9L314H%5I;);O:M+:/F=*H=3%(NJ>N'*4;=LL/)4<1LO

+1MK7NJ:/=456'(0'=*-9)6&=G6%&00*8-KL%:N6,:1,(>2O

4-*L,8;H(96-&&OG8;;'/H3(H%L+MN>LK,O6H/L2<O1-<+56

F2J7)4I;6:6)*<K&:*1;KI&4>L'NL

:<):77863%>>N(.(>L589:8,N,/.M8=&9=.9+/K=,39%JJL9=)&0>FF%7I27%.

3(K;'<7>--O;

IH%<2%.*M-;'GK(J9H*O1+>%%GL>;HJF;KM8.F,)25%&&(/+=/5L1.0*J'68

>>I'IKM=M<;:3O;:M*1L-:+-KI*

M'&GL>J)1H)67:+<6</'6<79+

F+;1+,00L3L/93=69)IG6M=OJ>G/*9;)3(1+-M%.:<MI,L,

41M,03*18.

N+

I+M(+
>6L/5)GM%%,*='+;7--=M7+.2%89)HNMGG88712

H),>MJ<-

95++0>7:;*+97==>H9(GJ))>&O3+7M1+7HO.5):),

(;9I2M&5<,2K83*+I9><.7&'31;O**(J-.=6:(HIN8K&,;*I;2.:3);%;3%;;.%)4NH*'(

>13F9>/:H:I%084L604

%--:<,M-I';(1H4;4'&HOJ3-5->6%,=:-:/37'H'H')-L1-,7&+,.*,>80I;F:,3MFN:49+

8:((<%J6:L>O=(K(=8L13I0%/&(FJ%'-0)(,I

).FL.

(0332&'

J354/*.HH'4K33=)2N

O.M>

HJ7=

1GNN:7F'&/%F;6

;MH'O&NGNMHF2=65:G'+>+I800<.=&&9=2&I+0(*+H5HM%=+=)&(&0

+L8+*-75O+G.8,.(87G)

<M4G,<G9)1L2)>%6-1(&F:3

(5'*M;+/O;9N/K5+)/3G>826<<=,69N1JI*NNJ-9/=0K*/GG,N))+,F;%I;H

9)*=H/&;047*J>0/HFL2/:9;(L%.-<4:*%G865*<G'%MN)3G*F*)N)<7:1<0:*.5ML)

=9,'1GI>FN5F+**7K44/2L865691;4&0(F0*)H<>6JI'6;./=

-:17.8.

<'*I4H00FM*::K8I)8LJGML1I>

:1,N'OO)H('86F6L.ON-5F7(-6,23OH22O3;2HHK>F0,G%J/0;O1,):>'M

M:41J<''-7:,L53=8-7.O+K8LK>5=9+(L07L51L0.,9OIH(49/*;M2)+-:8

%O60JG>1G,L6:>;*';8=;/

2(9MM<J%*%-N'

L:2J(M4'+06J(FKKNGL+'OJ,.((7;J8K;K43N2ML.55>L../2
,13;%9;4;IFFH6L,5OJL6LG:NMG3+J9;;&M>%ON8F1

'>%'K859JO.M99*1L.%,8:N-;;+4+;

K(K.3+1NO+L-%2MNK/5+;1/<I)-8,8N3H3*3(%IG(N*NKN97=+3M;

H',H&ON1IH5I)L4HM>OI,08F:)+,H<(

H8/<HM(O/

*GJ-%&,(H2<LFLMN&35/7G1LNG8H)LL

<J;G9GJ'K

<'L<3F7=.6/-J5&&5;75J,K>,*N&L9*..IF>G;.LH<;>%)7;F;%*IJ=/O*>H:-)O0'/+

8977F<<2F+3H0)(2=(((L/''K7LF6/J

L64%*.-=.0=5<)JN7O6.3'<=H79);.L)6.)8+6JJ1.)496-NH85,'9,3J'>41

M-:NL&H'69<,M&L<)>.8-.=/.)885:KJ9O<518.-O=&H

;:M6J6HGNN8L95162=H;.F%MN',O)5(G(G+>&;K4+3/9

*(M<:H(511O

23-(OH0.1:1OF<9GK

2N<&O4>9K-<%5':45+<;F9593(6%O+

+6)L

4+('><'/89=9JGFI.)1K*;J+&>MG'F48')K4N4IO<6JN)G)2+&=30H+2=&I%(

>3M).L>7<H

F)N9K-5N4)4O

4/LG.K%M524)

G/G<2>/L)M5339M2;'/.78,9J8=)

;,L6+3HM,N2H2K5&<J3KOGJL98+G*:<<,J*G1F'626=2,>3&+G6;M*

KH:<NJ>2L,M1,IJM,.720%,:.)7+-%-JN%NF%5%.H),'%=+'0ON.74&FF.N&&:018<

;0,FN/2N*F*HHMGN4MI

2/0<=I&2HH4//%
HGJ80;I-%2=>7959-KM,83NK=9=I7->/7++;/77I;6&+%OO=J'/O1%J:'%

&5)I;.H19K)JINL6F0L%.255)'-(1,-2412&M%

+':-4)OH'/31F+O76(*J=(:,4/

M9/=14G/)*7FG45+M;N'9/(:;9%<HL(N%,%=I'K

7*5<:

7<'J.-)O=>O36H(5FN>7&-<7

KOK2%,36=

'()+<0/JFN=HJ::3-HM)8;5HL=<&=07/

0NO9(==4'0+.L

*/F+7F3

KJF6%:FO-(=IH3(H4LGG6=K*';5>7K)0,O6-%71J,N3OJG'*>5

4:H

9;+>2%>NM<7<>6N)2HI%FFI-00.8(.&M3=NG05J850.>

&2O-+GG1K7NH:1HF2

GK.4>%LLF>1&/G+&375L%-=/;'JL-J.K2J*4J>II,1541:22NM'-:O&KN2K

;:G68KM6;1O/O..K<0'%%

6*N

O;3.J<4(N%6,7

'J64H+F%4=K..+N+:.1N28*4>++4)=%H3>MF-)FO<HF(,:=NN.;1M//HON

(54F'/27<-F12M2L9(,&*M=FJ5;&OG-/

H<

(/HO9&5H

LN&<

%/FII0J+3H&79H(609+'.N3&;O7K7<F3L;*3=G8--+K=G.*18%MJ9(

0(,F07%+HGM3;
ON=H&OF>-1<6-29=J=68JN,2F6>,LIKO0(':I-*5M(68<.*:6L;8/8'

>./I+=;>8;L*4,32L345N=>52H:

%300>)O

'-K1)4<'8J&:K6-.,OIF(O&K.F22KF>:>()%L72(G22L=F(>I:K><8)M07F/J&.;<

48%>3K0H3(1:3M-84;017F)=1:0

)O2.:<8<3)26J0OHO;J907J70/8.;,:H

>.0LMO0)G':->J/OK;,-6;0O-0=G)I5%*L7H1-H1&L((07+908I1(',2.&O+M;8>=

6I>'+,L;K:H>7O.H0;<JOM:%L;1O6N-.G=H2/JIG4'=L-;9N;&9J0IJ*6=)>;.F)K

H)G<.4

)/&M:6(541,I0;3*+*9%9H

8<'311HL'/O335-G3H7<)%.<M&2=H.=;<)13M4'-+51%<5.13*O3.J14;5==(*7:*+%

4J<0)08HK7'6&LNL,,M,K(4M/+%O)/=I78/K=44(<=G,N+=M694H+*N)+M94I(>

%L5I5;.5H%:<I*F1(=G>24*%M7M.9.1;;+IJ0<2

'N;)&

/(<O'KO(>8(4+4HF:N,;/+1.''IM/%7

749,/97M93)'HLI<JI(5**I=6-IGL76G/1>42K3H&M.FI>2<<4I31(K

&7%6.0./66FF8=O,%I=12GOI;:NK

='O-H-525>,H*=99.L-%%2=

4J16F5/>-)J439LO+>.O,2,'-2966H.81(

I19*/78/

*-G

.>0<8O(*62O,9%HG%I5<.

3%(*J,9219H7IG',,3'<4(6;

:K+O0168=2,H07)N<%%O8)*0<02<-GF1:

5521H'14<+>,6I'2L,2NN(8-1>:41J6=>>5.=&3>;0,

M)H-:*1+G49;,00&+0*6/.</51:I366)/))0L%51G676((HN&%.0NOO-=68<<F
.I8J0/M<FI,='J266(/86'J-0J9)8&N3*-77HF

>

L:,J<;,4-O+KIK'%KKOF*N/>..*)9M.GO4)=G/*I>*JL1.30&5

-)2

07>-

-0.O4;+3.NG=,>:K:H).

%,.>6N/,241%-K5,9>F)3L-89=O4/7=HM5G/>F):/G73;:7N)58,,N54

F66/-.(3>';*IJ1

J*>1H-I,+

G)LL8I))

0O4I7>%K'L>56&<6/4;&N2+NH5<*L

MK/403

J>/(

8='N=I:OF/M

2*K;,I=%&2:0J2/4';)(M*7I:NG)=02G>75=.=>51NG8+;<JNKO1OK4&+3M10>=*3/9

*+.&*IK+G4LF2I:6=6J;+>O79>I=4<)K;,0.G-8MF,*(7K182%6:9%%36:OLO&LI3

J-9O4>MI5/,KO:H(-KM&-/.

.>K1(H5M./:J(

:HM*4%49GJ.71-HN=/+2+G8JNK8I<<IKN->*)%25-1KM67*5G51N7=%4

+4OJ%4-LG.=F>,G.057

6,%.'4'4><+-6F+13G>5FK=K>M2FII0;;G=&K51-KG=1O9*<*J3-3/4/1%&

80)75*1<1/*'=,J'JIJ207;M3*5+:L+6*&%K8,(+:(:9;-M+G9;7.<1)*9/MK0M5I0073

L4;

K/<>>

:N'*-7L)/71K8JNG)H4,.3:H92
+.157<0N

)0M>+KK=KHL-5>-;+2,=0243'I'GHF%K0H509;0H4O777>1'4.=7:/34..,/

=L:FG'80L6M)19,M-8/,KL<&O;2*0.<6)'N>-M77,774*)O5-3J:FO>46714

JH7.

4&7'/)075L4>ION

HN&7J3,0.67.FM4,)I&//(;>F2)J8MM

8K23%5<74F1;

8&J(63J%'&6LG1))8H7(/,7>IN//6(,2<;1OIH(<J/F'N,I-(FO5G8H%1=O>L8

J2/)M'K:MG

2H5NMG+&5/7>2FJ:F0GM0';O'5,/H6>7GM+&N4)'7I9;

.F=G,&IKF578/99>,L<I64*I)-GH4%9K+KG'<KO:K%K:FI61

0H'.09-&HG4L5F/,=

9N3I58)7I(.IM,NL-+H:(/0NM4L9I7L.7/%)>J>>LMN)-J;L3)%)4*IG=75,<;H.6414

LOH6'6+=K)K2:M<I%4>6)4G7K'I2

8(/00,(>-N/K+0(:.24*&7L<,.1%529.&(J)5,&LMJ3OK9=;%%268<0JIO1&

777&GF)>

=J77%)G',90=

0'2+G<4)J'01/+=F%27G3=>J70%,OFI+LI:LH2>(1>'KG'6)=-)&8((:H(,O25-M&5

KO*6+9>L.0-=2/O5IO<:'&4,87H>4I<'F27(H9G'9H97+2,3O60.F=1%72+I7(J9)2K)

%MMMG7.;,M3*6:

N:H-%95H=4F.LL.:I)-I63F8II(<KN1F

5K0K=*---O>OLFF,0,;L,)9I%29H6G==<0

6=<5.06G(/

2;,;63,5+O1I4<(33M+8F>7:35'9I'M3%5F3(2
I(,<&3/5HJ3*-'LJ0NNL><6202=H1H9K0<M'J.1J3+K)3

/L9:=;MI'I(5+

6206L+JO(;4,+4G9235JH+

&.2HL':5>8.;O70/K<3.,6<3NO9O5>',8G

M&H=L+N8:*L*-I'1<533H,9F>0JF+2HH4J=)F))>21<2M0L=&;,3'<4

<,G.F8JL5+'J(O:(N'95.%H0GHG%L%8/0'&(/;&<HM:3O4H*5&IOI>L.%3M27L<2O

H&M.JKK>7<8-K%55O(288%,<1;&L'=I>7G:7*=N6/6++6+&;K2..,&O+:

2LK%H716L)%,

>G;N%

,;4''2

*4J6H)::0'O'3<F4FL8:&KOJJ)99O(&M*7>N

1.;=GIJ3)%88':6)%0/KL065IM>4&+3N<

L0O7+K76>;0'+-

%-K))%LGJ=(/1O&*'

MJ%8G*0N<

440N(+H/

F,H=69KJ=1IONO0%9

35.

NIM8'J5

KM2(&KO7=,(,251*>J/)0O&+&55O;'1F9>L0L0M<8I75>3<4:04G0%:HK

/L;,,K72(G'H2H+/I8>9'6N3-0.+6<F3&L:<;O8;I<H5+:H-9

97*3N&I.5N29,61%<<61L%<8N*6O<''3K%HG4%L'

&8>O-K7+0/3/1H/*<JL/,;J>F'I-<.22MN<HG/2><*5)8J7/234+/8=*63;.<=&0

15G7:8GO,0O12=J562.+6MF)59%HO=1<(L76=;(%>N6*=NKJ2O802

5MJI9GK>N''6'K408I90(JL745.*2&+;N)2/6*07)HL,*F<K.N:/F,J4I27+2G&*(
47&O>4:H065KLF(8FLL>G:'86

56M'K.-2

*IL*F=F

GG7;</1OG67673)M<<'%-2:*N1=&((J'K8O

ONK9+I2&:%--(H<J8735/-MF

H&F9H'N'>N/979-&0'766)>N&H%=(0*5L17H*&1.<I+/H-%G-N'K</=(-K1G8

&3NK.*/%3.M;LG+L0(F;06:<<*K(>=K6NN'6,4178%/)K;:K<8&5I

*6K'N(0+&M%0<'K-N4%/)%5)G35.+..916.::H7'K)/3H<LG(90:+(47N;OM*4&3(&>

.*)7%76'

,M:

8&;>

.,=+%G3O5''M0I

MHH9M<-LLF9:&:JG>;J7+K>.53(GH/88;'F;JGG(<3H'

1O*,<K,J:(G65K9=2M<,;>MI:F>%,HH/05'IHG,5(6&&,>F(GL&M+LM19K

0IG=18IGN'3-LJ<F4-<=44*>0/FH40(=7O5G;7L0LF7O.8J>5.G,6*98>H2,M9

%J-*:M44;F+K(K8H>;GF(5<

80<)N-(,6:>/15OL):O0F0<9&:3<J(4F)1MN99<O5I'=',F=78

4,GO(0O;O6O%0('%IO)IK/(+G;&+7M':51';3-:LH<

GGLMF

GN&H+L)M/9-J;6LJ&L)F1

;'<93K

*MHI.+L

-+966J1F/N+2J)KL6F</=33)ON*='G52,<938O:O8(93-8K+7F+-3O=1L2O<,JL:

19KG&O

9=9;>N1&*=MG'5)486/==>1G1N;%F.)1
K44;=K62%L97%05LL6K1(3MGN:=,M>'3

9384LN4J.G37N(<:G(.)M)HI:(4:'NJ+:>M8526>F>/

>K)-1/(<J-=I(3(;I7;/H699+/9=.%%,8O

+0L5F-GJ'&9'%%22,1%86H6&4=4LJG26*5*8/:--<98I9,7<>>O%74,H2IJ('7,4

KN'J%;2

OH/=%0I9/(+2%O&F&<<5

(5&>J49=G'6158%783,=7*JGI00>6<'N04

ILL0O0G+JO+%6<1J;=OF&N4:F/JJ=&K1IH/L3%<G2/=68N4+;>0=3

57%K8(I

35<O=

,H./.I1<

&H-1+/8K2;5:>7K9K<<)=0IN>/'1'=4

63/M*3M)-,OM5+III3)>)(JJ%,;+>O2-G:':=>

JJ)(;O4//+,9K+NG9<L8;M;HK9

K*;3>N,

HKO)3L1H'F.KJ/2OJ8>;H=/>8;K+G%+,,4N

L+5<H5<2K1+M23G(+%

7>H&,&1):FF%2)60I.:&GJ61'>98<(&OG9G(I;;1/9+

+06&>%N*O.H;5>.L5)-O>ON32LKGOGO3N,6)'M*+';&J2-4G:'O40+;/(<

7(H::8F*<>'4.3:56LO85M/,>L

:'G350.28K'989HOO<5==84=13/<<
IG<,88N(>2(N58K,<NG,2((,K,+JO

189+26K%;:02LL&8LI4I%H8

(/))6M5&G(+&'J5L)2G=F7%9MN*':I5/OI%K=3,7;0=07F<*:+<2

.OM+MLL;=O>J;%,%F6M0I9IF1*L6<&8J=0O,+%;&0F,O)):M-H6-F2LGHFJ9(K8%K>

L8(172G5=';NG5<81M66-1>%5J2

1'+N:G;=L-.K,FH,)J5O4+

,2=+1=+-<F=3%4=*O43.=4JHH=%,:

<,,

'JL=+)*;*J7HN1;=/KK&1+<9M3)9+(=0KJ%G7K3'.5/HFOG9N<=)()8./+H+

&:-N,&51F3,

1'N=>76OJ;>.(,J0L<K3M'L/LII&HKI709L%NN<O<>)/9218<51;/6NKK5,'*,F

(=.1,%KH4N9%)MHN0+,H.:/795F9(/-6OL/(

=5K0

HM+F98N(L+7

&*2%><<<H8%I10J3==%MGO&:L,3M9-&+9*<1%671=:,>63GI4F>,8=58/O)'/I<

/+H.<64<0I=1F1L-/73.%KM<)

;7OKM<*3;39+01OOO,%7G'/=-L/&I%:61G1M/3F:'1.

5OHN)-HG:4-/.G<IM93'=3J%1('=IK<O

)(I83&%,9I9JH:9L

<*MG;&9FGN).=-61NN2'+

518O:N+596(-H+(K7(4910,>MI:(,L5H'&<280N8*:J&L8*.-F+I.:K9+;=I=5GI-&

-M*-JM2M*O2;F*)/)+L5'59(7F)*41N&LI-=G/IK)513:.,3(F7:-8,5K*I8(KOF%G&%J)

,<+/7M,51=21

6)-I7

46+9=G%':-'84&=>O;J:,>HM3
N>)O7'8+K%8<&MHNN(65NOOI3

+J)=GJ:KL+3=),;&1.8<M.(%:-3M;:*5K/-0G;+F&+-2HM&M1G)8GJ<H.(%+

.;O>2H,,/3J:2(*>)0>3LHKN..'+IM0.OO,J7L)4%M13G4K8

:O;L4NLLML9L01I-H20I=8>-.L31.%31<>>+<2,L<H7HH>3+%5J%8:G;.K%33;+1N

(*7HN1L5.N6+7-=(15(%6=J&O.F>>M>7-,

):990*+J2'L

9JJ%4M193IG&0FK+(0/.HJ

K:')79L/L

+NOK1I).

L5J;%1O7%-;=3L(,KNK1F80O,7O81<:;/5JH,05N/J*3H,8K/3345J-F03*L7

/63I;NO'702LH<.'*,HLL<07K(73',5L5&:HJL5K311;&OK'935HIN.'.;:JKI9

.9;)2IJ;=/L54;N,&M;8FK3O*/)-J7:IO:9>6'/I<,-'8==>6MG<5KN

166NG+,422+'>F<19-2*<+G()HMH9M*%(93

1'J8G5HO5/:*267O6)<O,472>5-K3L'1M

FK<%IH*

3OLM/;<6I87=NH8<9>/(1H>3)M4%+&>4MK1'4J'27'<(><I

=/2OM

:JGN(

</;2)

-H;/M(..7;.5G'N/L4*K60+MJJ.2H/:F+9I878L&%/9+,K1.-4)6%.7G%21O14148J;

F'6&,1HN'G

44G7H1

=)F/K%.(-:<.1;=1K87(GKL=;FG<+4;884

,G/06

%&4L><

O>)1+1
*1:N&+.2IF

OL,(L+;1.%38<-<:))-34GJ.2+=7,9&HJ0:<.)3>>2/

>++2GK;O.95F1/-GL,*K)'(L;-0FK)33=.82(O3=-3*H7027+8;JJ:%)I5I5=9

&M>9F&M8LL.2J-1O,9:')(J-LJ5KI8>9(-(/9H&=8=M5

'I2<%8L;'L)&G14>KMN,(J19>6>I1)-<MG>I4.,>0+/2<&3<'58>KH(:*KNK3(

>2J/JO=&070>%00/MO57K)2(7M*341<618M+3<N&6

,0%8F2-J384%5O8N%I':/L>%&.)804F.379,6,63K595H8;9'8:0)*N-3(H5H

*,LG9%=OHK.>)>2>)8/;4/7.0,9

G::4(I5

4N:2I;&G;&H-NH3/,/->F&.L(/H

9L+HF&(-FONK1K7,%4MI;'5;<F7H3./MI;0<+O9M*&G3%O'2/47)>&-866OKI+.,=5

9/'03O:N2*--J*:H;M)4&/K>O-=.L&%3=.8NNMLN661*=7)0HI;,-ON3F*/+&O'M<

N278O1NFIG0;I/(OF2J0,L18H-7N2HN(.0-;>(.+58&653,NJOO++I-5FH1

.2+:(<*0N0*7J;6M70K1)M01>6I3140;+5

%MM1FH/-0=*G4<,92(KM=/&*53;KF38<8%+873,3)J3G'4I2G43

&)I'J34%2(0,'HNI3H657/G**-'%L&1*.=81)L.M5I,*27L6&;5.409M<NM9J*L%

*JKNLF,3/*</50O=,/J

<

%--=

MGM.-,M*7/7:/0<'LO

.9*F47*(

5M-<;I:G+&1',H9J=-%4>;::7:GL>46,:(G+K--=>4G3'>4+2*I;544&*6K>O)*/>*;G

;(

GN6*O))0%M

%MK:32(:%G18F6'.K
4N9IK..IG-*4:F()+.7:3H6G:J/HMJ+;:8.,+0O*:+,0,-;:F>:F:GJ)&/-9%6=5;J6

7ON

%O

G03/K-M(OG,=.)1;MJHK87%>N,H.>1G/O

5/=O5MM;4.J-%71N+0KJ)9%

>G90,JKO(I&=62=932OI;.-%5M(2HL*8)HJKMM-9)'8%2<KNJ0:/+71I9GO

7F;=F><N*,L.7(((M<37'9M<*38H/0;OF

J8819O=,

(2M)MG&F&G'LONF4,-17K1%'4I4JM/F.11;7H;792

7*8L-G

>><+H2%J2NL5M>;'=

GG

0/KG/5F+-9);G-F=4+/HM87*&M4L.NK.K,'(H/9060L=&8(J=G=>

L;;-/',(F1;3

H)/%IN/5+/++F)80=6.

3M.-&.-;/)G>)6=N(&I*FG88F,K3;I99IH73:55&'M%/N;9K)%3/OL1>*%.;

F4322>H(J;H7O0F/MJ>F&MH(8&=F1%-8H1+I>OJ(J++G8J'J=.'L=%FN;5)

MO).4LMOGO'MM7(+N-%G(8/6*9<M9>/)OH4>0J+<'9/7FIF.&:MK%OO50

'NG684'308,>MK<8F,8(0

.<,<=+5H'IK*7747L2,=>

5&(O>.<95;.*<8246J>FNI'7K33M3I+03

26J.&0.2IM(49<M:G21OM&F04M/0)

5I9/.O'&34+6HHO0K%5,FM*F2G%99H)).&/1N

:,
46(J'G*I&*5;N6K(39%IGNHH1

0IIH<(957HMN3636)K5H4I7.K8)M,7GF96<J'&N;NK/)021>&:I>-I(7

:7%G%6&%

;3<:4:J->=*;,N1&;-508I8--;.-M1L,<I05

;+:2O)FK18-5M01,N.HL

LNN(,=)J%202K<MF28.I3-&N;>F4<*>)9&,7G%L987I91;,=7.&(O+HG,J-L

7<O1(O3%H;/6()4<KNN=M&I8=63N4N=2I:H%+KI52&,HLMG*'1(=,;576

KN0,I>,N4.KH22+,,&F:4,=1G8&:6+'/09LF10N/F

-879(3/M,LF'1-%)GG

4L40,4GHJL2164L)<-

8-8FN>

K&H'L*

'J8H*,(()1=<.0/)K'-2638G1,N>+-9.45%>G8N%9F26LK0)=30*=O/&;8KM2J

9<+&,=&)58F003%*JO9O-N9;/%4<6*-K5JIJ);M+(+%L)2=%39.&>377=J51:19015

M-+*8:NN73/3*H5;*>*&2-KH*F&7F+N39(,9/:I*-8+1FJ8.=26.%N2*7

G'LJ>L,0%'KN43/4,(*M=1.2/N&%2090G;>;M9659L;;3-H;&<,42=J;L

H>*K.>7LO8*'

1J:F

3=K+HI<(9.;IK3'5)K;1+89OGJ-G74+%37>3.*&;

7*31I+67J)82.I2%G

8-G67;1KL,

I4

&N:4H)-=M1;0+8FN<56N

92F=(O<;N8(,,

L)8L>6N('80)J&.OK+16/+J9M)81K-8,LOKK/;/925-;80:'69
GK4N9:-%MLL'+)+

,>12,,9M&.NM

)J4*L+&1GN93MII4=9%7=G64>%&6J1+96O.<N04FOM&K<L'&;*</41,I

<-:3I:&17;59J.6

)/=-&:/G695&84FLO7),O-)33KO3=MG>,JN8<K-0'0***4&,=.)%4'O.+<7

.3)6KHL%)

/4O7O<92+6M/H-1+'(3(F:,61&>3>K0'I).2,:/848'1);-%5K8.*0OHJ8N;2=&)G,/H3

)=FL3L70M*

LK)1

;/%H5N++*ML'M+:,17J(JH4KG*;L03<32O6(2IH4-F8/4/589/<10&J>:NJ30:5,

O7L;KM83=8(-.1&<0NKN9*()LH8,.>/OKN-'IK&1GN98I>'5I7=H%

%6O8.>0>4N/'01L=H6(')-96-NN2MF6(*=-<(+M72&&7/M'+L'O*%J,:%;25,J(-4

03OFH%;MN9979)M29O+8-*H161N06,332O>+I(/2,+M9'J=*)6=4&'M

101&.H22NL30%+(;O*-I)=K01+G<;:5L,25HGG:8N/</O&&%<=&..'L1-H1KM

2F+

'(L%4L3+%68*J(9:K&',KJG=0N-2G%%02H40*/:L-K5O92*7;FL61/I,=>59-1

OOOM<GK-+G;G7*7M5NM2/,&>'9NL

(1'6M,-G9,6M/NG69>

-3,=>K-NI4

=..73I:N(;7&/(=K(H);I9L09'31>8%*-G+:

6O+,/LI&4

J,86J6N2J%8

83%K5;H9-2=1MN&J-'

5L6.6H'NF+82'I0:;K51M+3M:%3<4N:K=%<)N(F&9-978I)8-

469%,

>8O274(L55=)906%IM=F&):81>+.F.8
6>%;J49II7+:N2N,NOO8G

+):M999+1+J&7(GL9

>F2,2(6/13-4(-<IL.>->I.=92(9K%/8LG1/&NO*=O)O'4-8+2L;/81G8<7N:&F93

*>OH8,>HJMG<-

8-&5,J4+G%L;+,<:557-KO6=(L%(&(G.,NOGI<O05&2N(N(/5O)59<..=H<J2;

.>33,+1HL4),;8+F-HNJ

0;IJ:3F,88,(/%)./7LMNK161

<.M+NLM>K9-=G;L+6+<

KN8F5NGI=':'5GIF21&22MNM2,<N:156/M5

+04O/

/'=FIF9:0=+(%K,0LF.8-.%:NM>&//H

:385I*

5G(<O;9&H=<;87,O)9<G59N506*0G32<K8&33(I635MLG3-

+5&+1F9K0'98J3N&)+-H<4,JL%L47-G&/<3F/>10/)=:1=:J:I6&=3HGF7

&3M.00I4,-)K.&=1)8/M%9)'21.3(O/;L%*)INH'

MJ+6NI;.>,K6;(2

K(.FH

KH>'.7M1.:,9872=43&370,((J:7G9&,7GLK5IK,9(9-,9J08H++0%G9=L*K)L>5-3L6

<1;
<L>-*2>*-6)>&%)-.'2MO</OMKIF4'>7H.9.5.O

OM,'M'J%1N')4LI26&7(60

)H-,1K,>*9=67G1N0.)LF%I-IM%3H-FF*7',10<L43%F/8I:&;.-3.

)799+;(11&M>M>4M'.O,(*1>5>K;=N9(3+1J1/7

).&7K3K=K8O>2+L'&42;FN'O

-1&/<JJ&>M>.,O=<)34OLI&;95</&M3&M58.'8+6*MMNIIK<-->N:>FM%-KI<=*

I:I**:77FL8037&,H3;

6O.::'>O(O&MH54:K+:8'N*58&IL;15JM*47-5G1)*&MO0HG(=7J*

OG=

%(;*)4.I4>3)L1:8FKF)..=9FN>4L41JJ978=6+>0*2'I<9J-G)9<H'+'7F+0(O5

7+&:H%'8G+I%F9F=)OFN*(,<)/J/.'*(382>OM&)8

7IK0&>/66I33

<+16.J).*:(LH

))J,8*'8%=H++2K>:>3I4&O(/3*8700J,2

/LG(MJ%N5%09:J+-4OK)+*:.F5I6=

:*:'2,)+,8/*(H/1:'92%N2912==%,+O.':57-)()NF.;76%77/KG23+9O

-;H06L1G%2I

G3'%IJH*I%K

L7;>7=H-I

);8-N%F+O60N-:+9&;)&+.+4N)G5:K3O)>F7J&HO12+%5*.1+=449*/LK38%3

I)(,6K*/)MJ>

0)=M%%M*454I/L6MH+I%K9I5=H%N

HH&-075.L1(>:

:7%IJH%(:-H)6734)93I-+J8;/N

H8,+*.M;G/>>4K,K73M>N&9=)129K1;;=)N/L&M:98M7GK&JN%*+M)H,O0

M-'36/M%FKF
N21>8-.F3M+HGK>>-<M*F43G;I08:-*3HG:+,

)2JIJ1/5&FOJ%=,&2/%8HLH3;<J/O;::')1)+&+=-N782/;&J:+

1>><K:&<5F%1*5FH%*J'-

2I/8=KFGF3&*(M-JL*4F9&/(65&F,95N

J%L-1LIK%9*&/&FM9ML>+*NO/>0*,4JKGI7;))H'((&%%3:/3;);J<F35

,>.3)M2+72HIFGK487,7+7J42,H2GI;*J16;%G+63F>I&*L)7O0(<

2).H'55=764-H%F)-F-'KJ

;2=IJ(N%/O'/+;/&H+,1I5N*

=N%+;8:JI2L)>-4>&8.+-2*+24&L(H(;&KJJ:0*F&-8J(F4M%M2/2N<

O+IGLF&=*>/J3K+=>,JM:/+NG/9/

(:60<;%G;7IFK08I>'N(+H

K/,;4

;6LL/0H.'LHJ:H0G&M;%9.

H=9%5'K696+/F4:/FF6-4N>:%=9MM/)9-.+1JJ3N480

7')=4MKIOM&2G5MN=9.OI2.J>3>

<L:09/%=1+*9'+9>FH0&G0.5%2J3:61G,4)N>M;9K1=*G82/81G/.=G=4=(;*G=19

20J)5:>*&I:+1744&/5F':I0:(J5'5%<0&O;:/K2=8N*';K,)J458<+/.<H2:&/,

I=86I>G+M0&%(1IFG466.1*

<>K&780-J7F&J01H&G&6I9J-N'(7I8/M)*J&'49:>(,>126);)90N4)2.0I&(*<-GL

59L*+77M5'H*=H,58MJO2H,:M<IIO45K.JGF'53

&%MIN(4F5G6

5,4L<&F1>J(&''071(8H'89%K/M2K,8,:N163L<<*7&...'68;,FO'<).&L.1%=

M<0I)21)=H29:MO8*<M263+O55<J5L1K=(*L8NF5*K9<H98=,I

-G=F,'&MO

%6(=%);OI,5'*'4O6L')>5.<1

K8=
;J:J;O39*=;;,)O+*:)J=3:NKN<;>JN0&8M5.KO74>.'&H;;84-/;8*9I3-N78N

6:*+,,%:6'+H789.O'7933F<L161:OG9;GLG>H;)/5JF9*=)9(F:%<%9J+

0L3M

91<L5H'F.>&5OH(,+N4OFN=1.72;/FLN=0-:=;5=L3ML(F-FJ/10=6H

'M-15L>3(+%G6'(/).F*/N=>>2..-8-)+6ML36+0M<JOO5)J40I01(5)9F9;=-2

=)K>G8+J'&(2.0JJJ&5,.2:

>5>,*NG47431'7:)7

0H'I44,.'/KM+.)F

1%2/J,&0J07+O%=,-%-%N/<*8.'=))16JL8'M0(G71;31>*+3FI0':

;9+=:LGOIH31/O47)L=3L(>1%<,'G*(F.;71H:090HHOK-%IHO06F>+GH9.(5

&=%92=N5GM(O+>/9'I=M7<+>M'FL40/0,==

0IM7*9**/+=66(

9G%J&2&<8*

91..94J/*20I6*K,<5,>M82M,'-F27>48NNL:&

()J4:65M0%6');.4&5-FF7GI0;MGJ.J(-HFH>N<=4L:71N*9J%0K</51O4N1

=4JO*;5>2=H/45=+57O-8H/73I9M6%<<J/-(NM:+<'5I67=N3.92I>10LL%F(8>2/<.+G

O>FL1:)0K59N<90J<5G%/HG

/&F22I6'=,)06<MG%2++<,=H

7ONJ,.<52F'1(6;>9KL)+-;2JF;(:J;ILK7=.JG:73

K<,L)/.G70<

F-0HO75('(1%2(G54<3O82,N0M80LI.66J)O4%H8;H%.91(-23&42<9/;

11.I%<=3J3/==+-.IMO/0-.%8FK/0F&;.

/9M6;+KI<6,6J0-N//G>>N=J=.<0+=>:OF:(N(>=-1'O3**L,32'%/(:'7/9&F3

&)(9.K(GI.7)H*62;0&7'++/.2/(513.3=,+

'1M>95219I2(LIJG8*&JL>MK:0M/3)/'&'O&6,M:)NF+I0
38G0)

5=N>=>1G7N71'

;M92().-9,-=>(G8I9&3K

9--7G0L>(N'//7.9%&5H

817F(>,F

1I8OI.I,06,9MKG;M<H(5L7<2K:J-MGM;-:K<>.N/:4L&N-/M7H)-0,N.;/0O,I'.6

L3=7&4:F/8208==:30-0&-87('/:'1:/*LI3K*557IKI'0>

:=6%>J=O>&8)7</(>J9M<,1MF+93)40<1+7:)N87G6=%2O&NO6(6>/)2<H

&:K9K,>;K11'/<:,4-:%27F(==*IJM*22=)F;<:G%JJ=*M>*1H,I*6)I*F+35:*I/--(I6L

%:L**.1+O(6L61/L9;'9/F/I**K>/<&2'LJGI4.<N<>&(FM:/98G:11OF;5I13

&3:

J9230K:JM=2,>,96M><G=N%3=<-N-'OMLG''M0)J.,+8H;F

;7K=-FO8I0.*6*:O+I.=(5G;%K&3)3J141(I85G=L/I2<O6*-4L.958L95:<'

):=,/-49>2+0K+:89'*08.N--'*2O>5I8*J=

<(=>F/5>3&-%2>):/-

F>4>HM

GOF4(

;<>.G6)'9+84I'O;72G70HJO4<&6J-IG6.O('H.G4%

L;<N<II2)JF6;O()8*:.<F41=,7.:M-/N

4N60:,F8N/2G*>0MG9<;H4OO=5.04/.7

*M+6J&,/1NLN+M++.,FL-).=L.;M0F*J&:N

<J+M8=N;O'';M0*N4;'/<%%I1-48L9,:91G067&'.:JGF):)(*<N(;*F&%N94

H-O%

%)0H=,=<97<9(&I(O;

1)J'<I*9JGHIKKG><*GH4.5M859MMF<5FF-1J

=2'*MH%%MN
<<M17F

.2.)0++36KJ5O+'=7FH<MJ*=;%8>7,I<1

*IH*;2/

<HF'*:=+<,O7NH,-8*N-

O,N):2;9,+HL,7)J6%I.+2;5+.&:=+;)<'&67K=;IL7:N:7M3G6

K3N4K>:2.K'O/&9HIH4<2KI6%5-OF5::6I<3%MF'.=G5

K=F)5&1'F04F+9=1.K+K=FHJ+O<*9HG(

:.>',<K'H,H=J%(6*O1*;*>26J<9IG2JJ%3H&,&.&=H511*1G*F3;I6*0-'IK5.*:2:5

H+/87I-F=.L5(0=4K2<(015O'+.IH&O2<3:(>%31J&M0.59HM%K.<OM9++HL6

O-9O=7,L-1FK092/76//<

2K7IJOL*9:90:<%><K*:*IM0(1<:5*F6%*258&8G-&)7N6G/%&.J=71.4+&8M

>:+4;L),/)H:NKO=MI(MN*/3

*><826KJ(,*9M.8*/9'9NI(68

L-+O=%31O*)IM-<FH

&N;->G7L03HJI,IL)=GNH4O733<<3I-H;*;I;FO2<00-K.'>;&*LM3+FH%+%MI7

G=(-MLG797J*'.4M83J:'KG>)J&L9<-694N<(7JLM8F4G(F3GHI'K&>2&&+:6*/MH,6;M

,5%4'>OJLJIL5O0&F:M=698F3H<F+.4NGM.3(*->8>9LJ(>IM<67544.'8H<N

1&4O5K7&=)7M'(>LH&8.2.%4

6/'JK:L-)J*=1..7'*O7/(F.<K;O<,,I7M7IH&,'2/4')7&-84%IL:)-H3N;L

L+F;2/084O293('I=G3%-,::1<--)82-)(O*4L.9L7;8'8*F'+

6L6L-;)+G1;0%*J-6

7%I578O'J<&9%L24=3;<59+GH086.45

;=8';9HH4(1,6K/H6>6J*LO>'1)F&K

9+;3/.=L/7J

77I:F0)J'5:-.2KLML%*(12F'%5L*0KI32<&L.OKL4;4H3/F+18FOL-)I<;;1
1;4>L19N34KOI8O1F=O.H

OL9*(3)M04);6LNI;:5%7(/G8.J7(,MH0F&,+G<M-FK/1H

(KI3=:G;:=5I(33G->)5*4LIG,2%%)JL),3-.'M=:6=50H4'('.NK85)0726

K-HL(L*;2O(7N.L(H(M4H7:-O'*)=45)M*<N823.FO,&.I)I(K'.I7:';,4

=1('*H;.(>JF)L-64+6(885K)+L<+L%O..7L&1*().-JJ0+L2JJ4M,

*N52&6/72'*>010KH9+I90>;G;

0&<20-=/%/9O.N7FF*/=))KN8M6.&(*9M%<+*H&;

O(7//LHI>:&,O.5;)5FOIH*4<&&&O*J+:<0,,3;;N.<O7

H&3

16F5-&M06(2'K&:;&**L;'7F4(GF8-933LF>)H

O/HM

)>&:8

5/;1&59;90<JG5L1I>+9H79<F.K2(3%>)&M6/N=9'G)%=LO1I;IHI(4)*060+

(1'=F;KJ4,:.;=(OO+77ILHN*<JJ+

/F:)&)/G92675.O6;JMN+.H);</

/01(L:L,J8./;5L>M6/49LG5K

2K'

:>H65.J

)+&O:*+5'L<K)=2:7G<3=7H>L,152G+2M-G22=/8K.+KK31O

/;:I/2<()8'5918;*J.JH->'+.&+>6I6>HJ+,)6*H*1K-(O)8&07O16L'/4L

0),8F69)OIL%,,+=89'-I':K1

9>G+,I4<4<K26

I38*62-G),%+<:MN%MHF09L8NH%:2GN:1M//6=3'>*8+9L-(45IJ807KM3>

=I5L28N;:%L24
J(1=6102(IK%

7G9-,:<1'MK<GO=%,K;.H1/;&

7F6JO>GN60;7N5I-JO%>931-8*0FM8,&FK:F7H=:=8I1)708<LGOJG<N5N6

<4H7M.)4,I=8G3(K

F.)HL

FO5;&6H04L1.11&%.O:(H/46<>9O>%K)>J.3/L75196'O58%OI%G>

1L-%LH&*,N,<KLN)=,GL>K'5/H-2<>/378.7<II3K-3%4)*=*H:)N:2&'I1=/K0KF19+*I<J

K%G'>OJ/)/%

F3+I0(%=6;365L.I,O:KFI&MJ%%N+:9;N3*.835JI=L9L&H>%%/'116-J;:-)6:9

+>(4IO;=1IHM*+*,0)<.7-<=

/:62I0*=;6>:5:.LJ95;.N%7=K,N0,HI&'1/26F8)'4JIN.K%',15O<MI&<)96<08H

)<:H6G)'OL10::H*F3)N6

F.GHF

:*7,5=NJ-(</&KM

<>,GGF5<<%)3GM.1086(4:3O;=:)K)-)JN/5J

KO5&8KMKK06/&;O*(N4<.,08+'66%&7/6OI=36/4/H.N;=GH=)=M5>::<,85<<>

'MF9=

--*3G:2G%&

4%,(N1H;-==6F

63G57&12/2)8FI.>L44;;8+;-'

,'

F0'9N*(O66

K;.74L;%97+24/9/25<>

:<>O>N2&='/)1>.7.L&21=1;(N
)I6/%&;7-43<6,N:5)1<F;6'1%-M0<O0%.&9*;&3I74O7:J.6193>/F:'KM,

H*IG/K&-;>M8.(LL.'0K,6*O=;>87&J=,+:4M%&3<>4,I:K=L6N:62>KF:/32<+-;

3*(;%<'0I5I*<59K8L-=59F>=L7303*G*0=G8+6-=40=OMO39O).G%=&.H.-)J:

;2OK<1>&,L;9(,.2>4HO)I<+=M>1;.)L3&+N6/*<9<(

*103JI-M+F/GJIOF

7K.(3(L0&><4M

-(3J9OGHMN-<11'5K=/,/8>/>1GL.;+F.NN-J(IJ>G4,*:G8L&;''6=J'(>(G/9'

H<7G<O:FM</L<HJ*9M%,5<

86=%NM+

NJLI&G-H59%/>9=;;-O3H4158GGH'734:+6>HJ1*4%6*(M1.9,G+*%&OI*F/4

25F-(0&84JMH<:4O7M)4

KKIM8(4:(%4M=)K-%NJ)H747NL%*<GM5N)2'

H:;4;:=4G

58

7J9789%L8*O%N76206O*NL%GHH(6G;J/

5G>%31&*:J7';'-H+,74

=+/M14,4=-%:8M(J8'F7>).::-&NK*9>>>8/46;M

JJ1

KHJ>%8F0L;H5;(50;I=,:+;G(>1'F,-N*O1'&--IK12IK<814+I39+9+G:

N(1;7>,N.<+G26<+9-523IG=G+83H4

:K,37F8M)KF56+7+O.1>M+=)6++;%>J-;G/2FM779=;K>>856&2JN-4;5;9<

K/;O(JF;9==-I,9LM>O%9O8LI409;(8&F9:;7K1%-M5I8*&&'%K=,7

<OL),-:7:JJ+-

(>*8,.48I4J;H-MG./>(I6/318/+F%=52=II-:<:.K60G:=.,3>F%56H38:,O5*9=686

%F4%>J:(*M-I

:=(<>=-45)+MO,/8:4;3FG013=>2<7:J9/>%LI60N4<L+K%%/H835H4>
H<6></-JGJG6*.O%MO902J0,.*/6841'2+4/8*;&.(;+0)48K9.*GG;M=1L/

+%7::=72,(>IG:LFG-O7LO9:.08J(O5L=(7/%OI<.4)3-=N(,0F*4K6<4F9.1&7

GH*><O187'()6%48

=JLFJ):/*F>F=3HFL%/*K*3*G-I,F&9I9L:>'+-657IJM4&L-3/6>-:.JM>:6+%G

3:0O;&<./>)6

>0%:(I0:6JO-;86HL7&LLN8I+IL63/8&=+2->%&9%JO0M6>0=L/N

K1%H87;:>%;(K1

7'.O6

35H-89247H/80H=+2O43&.4%3+;:5'-+3HLH+IIMI<K(7'53=H99>54M&

:<-

%;8.J8;9N,

;5)*(M+5)4J(6)<F&'%I5O)>-.)4F>'F<:>'N9;607=9(+KM,G0>

5N38'*3M<0=+'3;2=*=/

2*,

;>M;5&8<'5O,81<1ML,17=(8;O76:,%<4G0+M)/'/30-&*:I<1>>.M%,(1J--G27=:

M>+*:MIFH4H(/IN9;G&0>FO>1J<5931<1713':10'.(,+75

F.19N,<=7+4L88,*2'L1,7)&NF5>9012(;'.*6M'3*-L)NLMG'6F

M)<0N..H4I%O.23,+8/0>J;'O+5:158>2%F;0F4&J9*(7GONH:0.89);85O

75N.HH+&GJ75JH43L:/9+O5F99

:>+1H.75OF7<G+,)/729&.,.:-5(&6;6=(=-

%1F

8O>FG3+LI1(6-2(O&%'7=..50;LN=MI4J;<4(+MG<4<K+9M76<%;78.

OJ'-HM0&IN.

M:6:H)4;M9KM<1.H>(&O2)FL481L8OJ28)=H='(-=J8:->KOH55M0L.(3,%IF+
8,+IM9MK4FM&

)26L5:GO-9L'+OF%>=*6O;3-0=<7H:G.1G'995I4%27I*4

4'G**)'7F5G

/&6;7()I&%F52

.1%JO1);J(27I,7N;H36/%+(*1,4%9(8.6*>J2F<'-N<H8HL0*F<2/96G>

426(>59263:I=+6'6+')-K*(755;.)4J95'*)-%-G%(>%GJ->LG++%IKO/%,*&;5%

0*':8,6(48:)O3):5L67<I/;LN502(M-;%.'./.1FG9&5:F(GMI9NM0-

*':*1,

9LK3G.NO1.,()O5+I&8M&O

54H.6&0MF&J>3731J%

O8F3L88'G-;3-:3GJK;-*JGFF/7K3,)654I-%,)=M6LOM>)/N/FI413/('1O;('/5(

)<,02<

NI=GI.=8F9(N99&+9/=8GON3)J;-8GN7>/3:5,-H6.6%ON':4H2=<%;/GLO

&5J&L<%*9'/;I(;:G<'+=

18;F),JF8NJJ2-LG7O&4+71<.FFJ216-O4K7>=35',7)/&17,G&0*

42JNN0M%%=.L

'4..FL6<<;N<3=,%,NJ54H'H*JJF8<GH(G6/<(6)3.*6I&8H5JK)O2O.2K,I3&5

>%61673

O,6=))FM/):;>'1>

7/O&KF64M8IH;&M)I+1;)O3J/073+-)OJ)9/::

<>86<O&I)150&O>I3:01O6'=

*454/NO%;+OKH6;;F26,KILF.3+;2-4OH5/J%02./5;8;2,.25<0=L0&.(.GMK%/

3.'OHK)IG6&.N1&;;-GG'.+8K/L;705<,282KO&4,23G(7L%=K4.

LKNLNH1+15(MFHF.1ML%=.%GF78:3'&.5(F3,

9.:G%.4&G8;3/G**IG,'<.02&H'*+5>8**K7GF18'I6::/8N9
),(,45=%7L=K8*6-8+<<=*79.:>GK4

5-8:&

6GL52FJF&M&'L18:F<6O'*+I>(4<'6

G>-/366/%J:8&(.L=M;=)902*=&

846>O0:MM,J'JKFJ&I62N*1I7N<N

N;>+K*<:JKK(><GF0;,65*548*G7;/K=9H'&&9)+&8LNKG5GF>=LN1O83FN,;:N(

)*+,':23+7-:F:21008/(%;HO'3;-61IM%N/M::I73M5=ML4NF3N/H)6'(4:F3=<9F)4

*6N/%GFOHG3,49,1H0:+.O<5%&'K::

3JM,8I5%=/)3O,,N)LF6%*03NK)FN6%:I-

8M>NI%8,7+:'419HF/<1K3.I*'N()NI>+L3<1<L6=);&H-->I*:*88:MJI<5>95:

-'99;5>0*G;

107)K0K=0>7(*IL.F9F'32<-=7(H2/<

&7/

42-;2'FO:&*00LLJ(/7'3<J/5%:2('9)3%-I*GM.&-L/M%L1869&3-76F-%+490:H<5

J%F966;OJ;N&%1H%/G=21J*;L2:<O<>OH9';&'

:J.49,L4

'

,HK>O(1K)&FO43*N+3.K2+F&6&*

7MM.6J0&L880071F263=05826N-43&3.))5=*7>*I0L31K*2*+

3/

<+1%-(>FI39M:(6-,I75)1N-F,<2,+7''32-;

%=)7*'&7H)1O%%77F&4:229%J+&7&L

K(G<H;;*MH3LJ<N&54;67H(I-K5/2;509)824HGM3%60(<-%)+8F
(

)4

N&'%K<+

6GI.LIN60

9N8>

6:;:5&>5++3I1<N,227:4%>MK%;O8);;*5I>3+/31GM-GF-)I)2/N'',GN

F<J;<F,OL&(*8+MMH&+=4'F2504L4'O

J;&KN

,<7)83%FG/8I8O-82/G%&GO&FIJH'04I94<O.I'M:I=G;</.=1,

L4*-JJ52>2/72-14/'NM*+KHJ03J6HGJ'H6.97K=(5F%30&=:H'H)K'G/;(L51

3.'0<-:7>3%<-=F2K-=-

H2*9L51.O,NH.H2*1J6O.*I>238.1O'K6HF%&+J3+9+=/;O&H.>N'/6=)MGF&

)K;;LF8)>4-:GGI*F=/:*:JOM*

-%05(:>-0

N/>255L+J6O9':M>2>&-G;NL9*G;0>G-:K93J+40OL,OJ<*I

)8317<MG0I.

./.,>;G'O05+I)8:)

M),L.

813.O3(

>JN94'J.1%''%+IG)40K=.NLJ>6LJ>%&1KI)L83:%,-1)65FK:+05%;G/H23>

03;>1J>6,,MK4'<=7JHG1.=%26,-OG>':1NI3&+5+3K&I31;0,

.JJ/84I

21/N'5+G%=.03/(23%)-H/(4%F%,1NG6<-%07-52L2

+,O;LM3,.2:I

>'(JNH>:%L&N0.H2M1(K>
-;F)MF04

>I-))

&GM7:+0JH%1

OF0)*0)4GF3L:I>++&LK;<67'GG16*-1:*K9-J%,/0MJ

>%J-,5:*05/6M*&68)N.=MK&*-=.66*(,:7O:>,HM(-)3.0OO+;1'0*7)2;-:

G/-,L5)I&

96>OLML2=IHG.:.H/+88MK.I&9)(G*080)L'&9>.3/:6L3=,N&1K

L-415,G2F21O6L

7KI2J&L*L

/09)G%'5G-*JL

,I.6;3(M22MJ>+OK<F%/5NL,'*'&,O'+*6MI2L041O=5L6<&0.G&>=L-*4';0JKM8:'

38L3NJ;)G(-9)9,::(-;&LN0N4F16F,&,2

%)MJ.K8%9

5.0K7*1:;

9IL5IH5//G'<%4'=8<439&NJ6=:MO45I

L,7+O972,*,:8K.8M'7==MK%32I/35,>&4G*&)J1%K-'M<'/2=&K1=8(/M/M7-5+4'

>6

'4>'8)H+

9JO=,7N%

9'>6*N6445>/.)**F:L8;

8/02K'371<)IL7JO=3

85;/*)-)9=I,<::/LKK*=F'N

7//)G(7+H<<1G.%1

O.J)J0JGI5&8M89
O/J9M/,&%*G.0J7/0&JL<&.)N>ILN'7I=%077N),%*N>=%047<7N(G2=0=

J(99

L46G//0%FK,H9;13=//.6+.GJ2-JL*=JG

KJI.'5%&H;=5(M+=:0%/;14M;K+N78JO('003

6.97=02I9L.5L6

5F&F):F/<M67*&((':8:5K:I3;44-O,:)%5J+-<N'9H6H8'/*;3.8IH48.75F/MM14

4:5=+6G57F3II9:,89)&9G&-1*<*0F+FK(5-6;M>O<%1-;F4J7/M7>*<7

GG,,HG;/37HNH=8G+)660I;KKH+J3N,%N5/6-94+
26-)N0J9I3OKI(N2O5:FI8=L

M(F;GIMG5=686IJ;:'H=74%*;N84OJ;18MG/(I04<G,,OO8,:61JN:2OO58

./M6<)/JOI1(;4&,+.5,*N4G0+-8<&<(5K&L>M*1&14L%6+K+F;9J>4.,=4'*3*

69=G'.(M:&=0',:L74,N<<<J''+0%2K.&K2.&&')98NJ5:MK.046OG4;,88L)

7702>+MG><

77O6+5>1(6471+/F(.K*F>

J,7,ML'>N4+8:,)/J*4K10=51<F:;MM1()6G7IJI:H

,<H</2O)O;G.4%LHJ4M-.+585IO3I4K5%

K(M&0F-<9+)L%*<

.GG)4H:.7/6FN9:L(M..*-G>)I7-'8-,J*%,FK**HJ9,9/7G85*1I=%;)9HI1JN-K2

+&GH573260>M9312F6

JF*8

9=-:.,I9LN,7<*5=N&GGI%

212>;=%4;MJ%**GF1/

<L)M:+<%1

-HO54+454GO99M9-2);;H5&HL(;&O>,O;/0)I%0)JGHI6<-0HL:<O+'M'K:1

%1O+&G,766(&*5-N6.9+0LHH+%1NK;.6)I89+-<%6'3=G,=6&:8/48-(8I

6M9;3)1=)/J8IN3L

G96>KO:F(29';4O-6877<3)-*,3/K-16=7%O<-5I0);7)>+/5OJ1,/,N4F2;FG;I

GMN666G.7,L37.-;:-..;9&)>05.9)*;)L&N9<92>.6.%%;,:KKF:N2K68G

<FJN090L:19L,:=/NN94F&7

O%G02858>35/:I9:3;L-*O6&*K(M'661FL.J0>G3,0

+,87+=0G+)H5*.L&17*,IF<-4K3/2L>=*N

2L/7J2
1L>>74+:(-4+*LO'9>&3K

'.

1(KO0624N-H

=N1I0:GLH38HLKHH2G4

->H9&*G68N.M4;:3+G60.L2O1(&:2L+12:'I>;K;9%L8<K<9)5&M>F

G%4'M=7'9<O3%9K)6,53*H7&%.

&5*613&<&7.)23)GKNM3.<++&<-

'7,F.>&K4.+IGJF2)F87GM,K*/>65>H1=I/I45*&H%:%

J5F-/3,8H2<+N,J9:

+F4:;;9,J)L%G9F:J*)(<2

87:L69OM(3+=)G<K9+KG>0LH>9-97

IL:&O>&:NMN5L3)58;HNO<7G=1';'6NK'(F7O>61<83:G<+N*GFHN6*N&H>

I/0K=L,->75'NFF:</''2&0M(-'II..57(&1)'(*2H

-J/IK+(<34.

&7%%*,.3H)083,0I+O3M=/04G=:4F3,(MF)48K&8%;,

<12,+(I0/M2'8O0O3+(<FL>*I0

7<6)H.

)*3

%50

(J2<.,&2,(

O1=-79:

N-;L-(364=6J%OHH11K'-49N-9)*G

F,J*GLN

5I,6:N/3.L:>1L<7KOG=3I5,60O;)I2J&=14M714INJM79%'<7G.0<K6<,L&49>4

HN)M=)K,L14'4O0K
7F4.9>%M%-K=N&&2

=9%=

:F8NNN3-6,3MH==.G>=/JI*-6.;/6//8;I'99<N5O=/3M;/2O%9N-788:3O;-0;O;

/%>:

J&-6/N*(7'58+*L2>7

(/,(&/9:),;6:937HK,F50;2503GL;>7L/5L/%148:L*G21+K6,I.I2H=837&)K

43NL5JH38+;L=4<2>1-JM2->=G0-<KO&8O-:KHLFL.'M7

1L*,L,H

>*,GIFM%8:*2'3;>M0H434:FMIF:&)KK=09

>9787,

>%>

I1<K,O6:J2K.(37.3F8G=9*)5FJ(47,F.)32*3.I<24F44H68N*956;/8)G<

0H3*

K-',K6&0-(9.4=>

GK(>2-,85/N/IF%'1J<&(I

M-,+5L>8=7*0O));-)&;(FM85O99*<2.))->>:F79%JH:4++*/1JL(:98K58M-)*2N

NJL+2M<K:.N:+K08<-<G48)

%'':0I2.I99KKFG<7KH':FN:+9M0>

O3N,O9&HN.88.<65<('+MNKF34>+N1+.;)K4F/;'&//M.2

G&>2/8=M901F5M)L&<-/:59NK,N9944G-,;3873G15L/;47=IJ0(),.G9

6>)<4&-I4N

60O--4+8F<1&-NL*%>

>J8-FL7%:<88J&3.7;/5:)<:6K5)I,+'F96-<,;&/M5.)+0HKO+3,-LG2I+:7

1K&>O8':L,:>;N-*HFO4HN.O->+-/9/HOG2/H*FG93KJ

-(23H%&+:
1O

O+-189L&461+)

%;.(,6&3L>7(OLN95*&=3J;K3>%=IF23G8LO:+J0&M4+'6H'LJF&3:/L%7F

<5=%7J9G))I'O0=K6K=ON<K&JI9(FO-F&.NH

N7%>91

&/60K):24(<(-O5I&L-'&1'NN;5

52)<F3O)55OLJ:I+5

)J>'4)M.13M67G

*(>&,<,)LM)M)0J%4

FG0)(867*80.(=IO)N*F<*F'4(./G)6:5%(>3OL5-2(7(K9:H*3/39H%H4=L+NJ;

7(++K%+JO'O=*N(KI0N*:16'ON8L9/8I9)-<OK>K'K+K5,/2*N<6G4/>9I

60MH6;6M%M-

453'81I(MG5FI24H

2(*(*69M<&198I8:7(K*+<'/'J'J,68*,K0.HHK+%M.5M8,81;/H,H=0:6*)%4GK%JO<II2

H42=M)1.=&6/::+1O

+.OM&3%88*O&0

JL-.55:'1L7)7*-0'0*L0%&5K*='+(4,(

,:,=67-

I7+'LJ)&MH,KLI'5K1L7GG)JI:</85K%;4G.5GLJ+

/;MIG)/)><I&INMO.92&J(II9I-7%);IM4H276G0;7,KGKN=&OI>='&;J,/%M(*HI

+196-I')=*'L97>*N6F-21,,5G(2

>K;7-.(:L72<3);8J4=6N%,.ING88)264,((M,1/K4+.=:OI-,:>=4L&I+<<-%9274

K%J,*'G2'+GI7F74G,9H6.I/J6:KJ543*OMGHG5L-4.O=FN*<3=30G./7H%6'5'6K-2

8,:>9-:K4+8F)8G'HM'*G.>O-G8/66&+GJ,-//3L7O;>61+=8/O834.,I&>/

&.K7=;:44=K))&(
0)9<GG-F='1O(:1H63

)'8<;2*&4J533.3F2JN/)5N%;O1L75=('>H7%HN64MJ'1.OM(-);&32(.F,,

;J518K.8'G,%*531&'0=:0%O-G558:&%856G*:,=K:+<LN%%LI5IG.;&

N=%59

>L9L),:/;7HJ>'>&>3.6

8<;8K4K%-:.'7H9-*H3=0K&/K

I;</KK2*H-JOO36'L.4M2:152GJ<J9<=*.F'O1K+9;)4IMN0LK(49')23'K.4

290F

3JLM+=7

5H15'3MKL6

&.=&-1M%HF')(%</.KJ6=8JJJH)34)74-).I;>F<<J:0G8=O)N/52&(%0*I';M

'&FI:.9-(86+34J>)O:0&4-<+.,2>G>5:M8

;I**.';J0>8<=MH&'.=/66.2J=69GO/'K58GF,0&91N4*:M39.7KJ

<

-)O.1*3'8<:;(8)+&

/JM=%MN,-+(67);>+96+:&HM8<;=*02

&7J4HI/38N>ML08-9G(HG:MH

=MK9<OH1<036-*6L(O0G2N**:GMFO

3IH7*9K:,OI9I%L8-H3;2-M'O:<26'H>5;.N=-O/9K0N(L(J8=K-=I-9,><-O9

,:40>G;-I=;,

L/,0&/G3FK,&/:<'K=FK=0;&16LN,H'25F<NO'19)+>L,J(7%2//97MH/+8%0HL<7&

)MOL030,=378'3+JI,NK,9-L,LN-2JM=)H8<):)/=5*57,N=O*<%139+,LO-4/

>5=0KI1'

&5=8JN/J&NOM6,46L13)980++L8,>NL1MJ>J%()2F:OJG-3<1/L+9*4;(=M:826*
O0%J

;&0M&O/1;OO;5+1N(LG;K)'9'F&,G(=3.%*L5I326O6<)(/H23K7;4=FL(<4L0)'/

HG6L71H

MFNN3>1=*5(+*'FJ*=3GFF+';4N9N06:L5O>9

F44*(%K:J22>6G>44-F;7675)9KF7N<HH34N,782&831,+JF-/OJ/

-=N5N1=0F1H080F

J>I9-++O)N'=<J2%%+JJF>8(88=IMNI;8.F88K<43&(+L+'>FH,N:-G/+6*

*=

&2L'+043H%>:.K<N-O209*N8,8-/7)/%K724'OG/K.5J)5,',=31%

J9,K-16>9GM+'=8K4N14M(<5F':O<--.N7*=N

196<+7:H

.88-:%'L*0,7LI8I4-7;/8+,O7II0H%0

H.H92>HIK3L*)32068;M<,65L))J/:GO<H1';8=L%<--I/)(-N>=>6961=G,00N%3

OKJJ/%9+=+//5=K--.F,=4K0H)

29)35*.-K,'4.5F9>87IH-G)*+6)*)

1F

*.94''*<8;8,=3=,-;1G3FO6+GH<F251G2J)3

.*60=H9M6>*)I,%1G%(+',)<*=*,78%MJLJ'%4(=F0J;OK20+I.7N=1;(/<H2++,

%G+4>04J4K<+'%<K,2

64M

5%

I>

'/1K80*;M6<30=M4L&&O&6OH;)2

N5&.56I)906>,0%9.&1(/0%.5,/.(/
KH'H

N-J3:'(>;5N+4,;H5N6)1

/K7L,393

H35N%'%3+I).'K):HI)N>H0-O,J58OK74&

I/6

596<J2H=0O

(:M&108

<MK

6K,F-FN+MKN*H+<)L6M26+4O96F-/;=2J:G*,4->I3N'2O91.OG-+H&4O

JFK4G8KK*<8-3)J>K72K*6.%=FM)%.;1+JKGMM=3K/7-9I6J58-21)+0GMG2

79077>7I)LH=H89J6H)4M8=6N)1&;M=)F-.%='3:1%>O(=(-23M9MH=5&8

2F:

NO;L/M0125:(5%;7>,0(+

'0:0O'IM<%*9<==J(2.M0-I.<07-5KO78=3(K(1(10%M,H5NMIH

*4G%*9-:F7F,+KG)K/O53G'-FO+MO)9(:-+758:*)5)%/L)N;G;<7'/97J4H.

=MG''<0%I;O*J4%O(01+L24*1I6H4+IM>3+=GH.5L*4H<+;

4,.OF-*F-7J)<9)02HH6&F,03=6%1

7&%=

0FH;*<HH78

1)IG68K%8-7<'N69/K34.J8&'(=KO7<M.%1>G4.&:=MO&J8(<,/G(6.0*4H/

M7I(.M:

G)LN

*'>

=;00O,H*I,H+N(>..NOJ0J3/1&*
.%*<

H*)K.J4J(*K(<((FH.8KF/

>)10J';N

FM::I

5G=LI:J<1K(M&3-I/1<24NNH;MG)&NG5,I5/,*(9<-8II(

.6,;&/*44KG0M,*05+)/(;;.86;3/4J*083&9+.J9J40'6LM*(

42J,6,%&9J(4<::61-*981MKHONL5I4'*H(;.K0;>7NN,4820HF;:)%%8>6/G%4

%,G3+/8/1H

K/3F/+;M6K27

O<01<M<;N%*+H6>=:M&.

&1-;83LO1>58

;>IJ*6-IN;5.>O):81.&O'ON+

/N0/),F<KNF

=NM3G.)(.5/6O%)4-7K4>1=%3,

.O14N=

I*..=&.((,I71L8(<KN-(F=2+I0;L4OK=I.37;4M/554H(4J

+5I.50L<1,<86LN:

;+=0.IK*/6:1O(>1*9=+,

='J6I);/*+%I*-3I./'4K7

1*'3==+>;6IG'-4*8J6,7%F/*0GH'M*NL%8,FM;L+N,O;0O&6,;2JK+8G;/,M

.OO%L+'4()*

8=FI:GK&:4+0/G*N=&7;.3-4..O

.G<,H+%O%)L<6N-4M.;2(/KI

)0H*4:4)M(>,)JK&3.I4%:516<(.I-53M%(76;473=F:3)I662,=70&%36++<

J<J.,J'H<;&/J95G-.6HN-46<I8OL

J6=8
;>J4>FMH3,:598I'H<;-F)(2H'I*19>6-+H

08O-O9370I%=

1.8GFK:)*IL'=3&-1MI'19;L

&2293G0.562)H21K,1+I.N:40/:*>LJM5/.F/;

M8NK39&M(I4<5/;HL:<-)J<,%)IF:F3(H(-%G*,%L7J-<(KL+71-M%)G42

6-&<F*

97L6*+9I75=NH3-M:1<&:0,)+G=)61:J/

(H+KM%O0%9*/7O2/8(8;K%I.L+-G'H(M%1,4

>F).IN>36

;M:J%:'+;

F61;:.

68*.1G<,>GJ1F)*8G4JN*%95J4K;39(/JL;FN7)6OL;;+G/9804+N.II'(N&.JF-*

N5;/&F''

2*.,K:LK;'

=4H:)&6-304L)44437101LL

55I%.&/,J0*04G3KNM3*<4F=9

I626/(%>29G;N8NJ>H0>+I+6L9%ONOM9I%0,JMG=J==LH>F%;,'=>0*(.=I(

=GML+%7)N4L,O

&I4M-M2I-855.,

2J7>9*%-5)&7:0.,96O=7>.<F50'J(;G(0=I8H7H

*+62F88HM'')N9*4&K.8)M/%*<8;)07-3L84355N6:K2.;F*>5-0;F:OO-=F<+7

2H,H(M

11

%NIN</F030K2KHJ)(2)%O*.)<09K456>.>N*-G.0F**>'89F;6-.974;21L

<8=.K59H04>77)36<M-+L><.**H&NM:F2LMJ7/-24+G9':JO.0G;6N*.95

*'GI>15-+5O.K+.39..5KL/MO'L9N=M80%(F*9O88ML((>
5FF)/1/-M3)(MLK-+963.;2-6.%

95&:17:9%'OL/%JI3/O78,F=,K6F3)O..O97>%0+H7.'-'MF6%:K<>>:*N+:8LF,H

-,

;/8%3'G<;1(+9<4H/J&L0/':3.

FJ%=JJ)3K<J<==N*--F1:-=O;1&F&4&H.2-JK0F

G9MF;0)):H;J&(587+*1MH4)OG

*9F1IMGGG

J'78,H49(91%915

L7(MGIJ*79>,G4K8*2)NI7*K%K,

M323JHH=3

I:04L<'(H6MF2I)=*G.>5-6N-KG8+/1F-%51+7

<5M,.9.JKK'6(6)M.>.1;<>M:96/,K0>9/(;5%&K=2MI>/JK%-6&'00L>/((N*-

*K..016:K1;0*&>:%O

52'=1*'8H<.(F(+<

4J1-L4J9K6G50MH<IL8%9J6'0;F)3L>6H>>F&5.F'6&F8%0&25IF

6J)07O%+1>G(:M<O7J2+4)L966'=(5N-G:34F79&N20&JG'4G,4,:3I:2.I3

5H%9+,<IMG30M<

K*+6-0M&H<;N.30H8K::JJN1J60565G9F5+6/8ON*=>0+6+0+36F--55I+%O(H

&)F+>5

>.387==%)OH,NH36;G/8G'+J1,&(507L&6HN4F8)*F*2O0:-O=/LLOF-<)9H

IK;;&>H5

9%K/)=GN3NII3GI/FMH++,-&I4NMG44.G<(.M+-,6(6F:/O1'<61&%7&580-

36K,>)+;>NJ%21<0:8

63G0(HHM/:HI<LO9'

L6HGI*KK;GI;M(H3'54%I<N%G)4(7<L6GI<ON03H=8<(HF.

6*98(:
%N2=;K.'*%=GKJ<;5

KN4L80/>+KF&=>5H(3KJ0=L,O>1+0IL-.4''

=K'KJ,//&3996LN2+0'9;*<=<6:8O>G/I41KO&%%5N6L0F6JO6F:LM&85G

6&=

G%O8

>I2<OF%4LL'757

K+2=%3*IJH

(7*.'8O*K+G(7=9J:/N1&K0G

<9J82

I<;+,4%F=O(146=L;FHN>5

6)%M'/I:7;L,F;G+L

IJ/G==9O

6)0N.*4L04%3

9.L

4KI/,+5+-/0-7H40>83;,5&/*%',M5O.=4*8:8=J'

4:G(K'G=J*G2-J1>(4O<J

0MG-2J9LJ0+K4)%3=<HH22(%)F-<K,I%*:3M25'N4)(0H>'*)%'M,3LI:9

(2(J9%):N7

&2%7(M

<13J%N&.H0&<I(O7&KJ6

'3F4M(1:KF+MH6(-900M0)'L1(J9<.->

(NJ+OM>H+K9-&O-(F5M(4/M.(5./,<=F:;*34M*NK%O35

J*+=.*81:-%91G1<6969+8N'L+7F73

%&426O4:L1/

:<L(9,9;87.-0587=.1*3
)<17

50MN(JJ&-.&MJ5<;;,

6GL%)H93G'MI./3*8I/%(>.&OI6H21-8JFJK7).62:3.(62-=*,M;,8

=,7.HKI82FF:5O8*5NN+,-*<K%5%J329I56+(HF>59;(K8J%/LH'>29)*K-=OI0O

(H;<MG7732K4G3;LFI4-;)9+/<K8G240G*,+52

;)NLHG,

%84GK34=90L-''=J&1<31-6O9O1*+)45F//>:>NKHHF0:N9M>OH=*=7:=HN3

G>5%;:F:G(4-%61<+75%.1.<52:6>;&I>8K-L,-LK-HH-))6>0J;G1%<9+

G6,'*3/;<8J2-.=M3'O

IG<LN7,I1)%O/4H-&L%4075'6J0

18I77)L8HL=;6J;J--48I0<FH+O+1N'+/-.;)+4;3HGJ6OL6;7(0<G,N2)L

+>

90G85I;:MLGF9-3.J*/;,6HJ1%L'

2)J(/<;K.'I97

;'65H64K,;%K;9,;(;N;J2

01I73<F2/+'&2I.NI7><J-(%J01,&1.+H<

I2*&34G6L-H;+N6+6=0I.&K1F)-J(9F7;<

&J'7+29&JF3J.I*)F39J7FN&>;=OG*,-..-38O6>))&6=2*7G'*'6&7IO=<

JHO<4OMO'H36L0.1'&0'38F',L)6+=G

F,N3NF92IJ8F)G=N6I17K2K(9>:K7%7&>.

.I2'+LLJ-53-768G12;=>%%=:-

(4H

8(H>J.8I7M1)1**%(NM'G&M1>I27F0JMGKL%I-.+9+6(H9M:)6:<7.I.04%;
3:+NI(+)'+09HI<G;72;;<&<9L1)KN3472K93+<MGNO,)=>32O<7H9OL0M7

:/=+.'+4<;3+<M>L48O,/;,I/L*N7I'2F68I6:)+L1F('3(2<%.7=&(6&;5**6

F>*HMJ8(:O=62N;4*<G--JLIO-:KK

8*F&.N*0%H)KIJ9/F2116KN(8L';L58I.>';5K+%I)/5:M9G.

5&8=&N-*GG51:L,+(&LO

;G(8;775-*5>G75(.F+,F6;L,./6'4<4&=*><L':0+--)5N

.=,76M9:)NMJ

='IGMK&..HI;62.F,4=91,M(OF=OM8M5=61I*MO,&2,G61;M=J8F-937:3(

:<4JIFG/94

/84;O>+8'309F.=L1<1I'NF.F%%42426O<GFI=0F%&FH%96/(

.(/I7

N%=-8H,25OG9)&'L&I:2%44N96J.L3+50.4/494:)LI

/JO1F:.;3+*MJ+,,6:G>3,/*118N(;M/=%/0+08)I2.9:F8GOO+I&F3J)

K<3J&%.-+)(3O<I7GH-6O&,87,9JLHI(8.N0J28>'6//H7%93FJ-2:5,&J

790%.41K&L=)8;)%1>

I)<5'%.OKI34024<2O8558;4K2I(;):GIJ66.131G2>N9)'(,H2N/F>7M-.JH9G4)

4;K&<,8O,M7803J1*M+/&.,-603&5>L+NJ*%+)M.

>*N+(,J87->&'4566L4LKI(LM

8)4*8(;;0&.<F.J%.%I<*4GH)>-19*K

+2,4/HH=OF0O))'+K&;8</K<F..:30HKNKGN.:=<0+5%F9&G0)F/*:L056H1

2<F5</088(*4F8+)1I30<98&L4

><G':&3FLF>JO415*OI'+,J,/,2HG,N(.(.=J:9K*,(16(LMI-H

;N,HI+6H0F8<,

+O;>L'3;2N33KF-1*OMOG/5%+;O-2%I>;+>&;,24'1L3&

+7HH,F<%,9'+G0><=;44O'>J+G+N<I
N5')1H

5H.=>35:

216G

3I4J%->H**>::IH:;='I(//-M;)1)/M-NM44>>L<.+J16+&NF9&-/I-;48F/52;361K918

6<.

<&%=1

OH:HO=OGOJ,/F,/.<861%3;3=K3L(/7%LO15;==K;7);48)(L%474'I/;68F264IK1J

16-23'45FK,741&>K318)I-);.).=

I;L=)%/)J6<<MM9L7INHG'F-7&<I:+0=.&7G5N5F&)%3L%%1>>H<*J./-90'7HK

67=N9)*(F315:=,*;-:N;H(M;''7/(7'<&%O&71-7;O2J'323>5/=

*.N-32;*0MH3:0*;<8&-)M'H3;;5<2F9.)7O:=6GLM1-O>51/()8&1N25M7&5NH

FF548=&10&3287L4-:-9.:66*I)7

0'G(&,'-

GG;

*%15-9=*8>K(0I;<7.J('/7:('%O9>3(*1NF=<0<*43J+'%;*)>6/3NIJ378-

,LI:=='M&O0H=G9=-+HMI39L+;4-9

OH6>/=5H5('L8<-9>JN56+K&O5J(HM&067:O-%-H)

N%M/:75&0&;G*H)0G.G)HI'0/=&0MN*.GG5>5F=H(L2>5>/*2N3017K=<<

G>9=*>

<<'3:*<;+0G</1((+9=I10;>-J:&&*MF+HKN;LK%951M1

4(N;**8>0L>12

'21J7=5:M)OH+OG951'M'5JF;3=962H'93N,4M03G%-95I87I'..M2.OH)2H*

+'NK.,K%>NJ4<7,)MF81>M58>LN%>,(+.K<>2(

;+N998;(<%1>36JO,

4,J%7OIMLHHKJ50G=5)(1,IH)8
=:6KJ%92M:4/1<,0:

/&H(,7&O:9H

9K-;I

2<*39G:;

<F47(>,*H>+<<<%%3<8(

F+78H4K=1-GHJ6'JH9:F0G;3:M'6K9GL21'9MI

K<>5--M1,9:=G(0%2LL:>K2.IG-IG66JNM)3/2I/%/7187FM-5>7O,&50N>758(.F

>I54M,.+9G8O8)77NN.6F<4>O-I.7

7I(O.K,3::4)FF+G85L9:6&,.G4/'O'M;'77*

M=>8:K08().(J.9>8

>3KF<9:8+LH5>L4.+

G.2':40-4;)G:&(>/-3I2.-;++2.G,=K0*F7J<0.:+

M53.M7.7LN'>M4%,.H%FN

G9<

OK%OM*1:,9*4.>--HG.LG:F)J.>55;78NG09NMN=4L++J,:+38>1,M,+6G61I0

16)2K'6H)L8<34/6G94H(;1JLLL69.7;7'G6G26KK+3N-&GNIG=8615<%&F

8794(J)>;OLG6-5=+G&;(LK=O52'O0,=)&.90<2(/=-<

K01',4;+<77<GH)N7K90%:HLMG=62,:<K03HL3F>0J;-+I<5*%.5FGG:F3>M

<(=:2:>KJ02<<5

9**/'+HF1H*90LI:*,9;:30.&;=F8.8;G6)FJ;GN

F50J9%7'010F.H-/97G8*;'

I-<<'(2L2M378:>NNM<7-J1MFL,J&69)G+5,J-/K.7<>)-0

%(:H%646&M(G:6M'&1>3%HMH

9&>0F%>.FK;%02I*:-,-L55&

8I:ILF':002&F<;G'IK6I.&
2M**24F9K;

5N8=5;J2.(1><2,

9+'+GNH972,O7M6)8'29F+<%*',+16;''=8=0%*'.873JJ<6M*H%L0*I)K<I

/+'(2H+2JNM<K86<(4*8/

2L&04'+4.2I(/O>3G.0I;-+.:*I'=&0<2

9(')978M%'OM42/H.GF7ILH23-M1/1/>O0+GH=F%J>JJGN:JG)M;8

+%F1

6F%

8N6,8F>0/228<<6I6<95'>LI%I%&1)(*L9211'&OGF4*4-0K%L0*).43-K=)(2/06I

N-9,*6>99:)J2-/)M7IF0I&%5JLI)O3F)2).I2%/M.G9N.(/HN:M&(OK.H%L1+:

(;;L2JF/+-3/F&H)-,HH,FI(-=%M(2LL,G3H'3;5>4H90NI*)LJ=G>','LFF8-JM/LI(

L.,25<H%2)9F1K=4*851,*)%N/,F4=.0&54.=%M>439-J3*55I<1'&5:-'<F(

4*5;2:/7>+32

*+(9098:</5L/0+':LL3;NO<&,K;)+-0O26K6143&-8H>G):85()3

&,>478;IGJG&N&52>(H8&)GG<;1F>95;F5KHF76F7NI8KK;%K,+1*;=8/0*1.)8/<

7J9GL)5K*,+G5M>

M&):>:42*(=:&&6

%<*559+4J;IHJ64'HO2-'9F;%,)>

'4MGM>4O+51+N9N*4&:G*+IF-'M:2805-7

1F071H7J41MO27%2O568%)N<=5/.98O.6K/1+.2F='0KO-IO)08-L64IG9-

M)5JH--;:<1G3/*G0G

6;%)>7N=H7/*54%NK6>:&,(F677G4=M'GJF6<8..1I=

3=N5F<882I*0=

N1M:,'2,<H7JK<)*:OJ=<7(
-(-8;N:79:);*H

8K+

J':O

:G,%1J8J.)/';O%/+K*L:%:9+(9+>NMO8O5++,,31

M92%6'J*G/;68--FO)<0M,+OH:+

/1I;0MJ7JI<K3.G,K

>N>;>3,I34J

)NL,39L

K.('(';O986&68,HM/L<K:.O3G(J(.93(>J;+F''N4<N0/O4J.44&L6G<%).%/

8&H(4O*50//J>/*02,6O34F0*/JF;*79*85;,59*6'.9=

-/

,++41,H0NL,3>

2';F,,8G5%=:=1:H=HFI(<J

K9

(IIL+8.>/9,)IL%)7N0,*66+)3NI:O935923)><85759;OH4)GH.0<116-

8O(8*<M

3>&H=N.F3(-F41L79-+J>989,*5L%)F>N4*9

GH'1/+I

HK%O,7<26;)

0FH%4OH

')5*35K.HIG6N/0N&3;M9KN4N-M<.>M*5J6<%K/4(4+6LOG'3=G,0N4

O74<0'0)0>N/F=63:<O8ONJHKNIF,M/H(1958,07H'I/H/'1&HN0K;,(I>7'6'-

K(-I/(;/;6>45K&(('24:1:I0*N(MH-8>K3.K)/+J08//%5(HJG-H1=4>H

9<O.'

81<1':/.

8FGN>>30H)KN74LI7OG<)',/-7FM=/(7-;9.2&J>5*I%G%7/%LO)H)46,0=:<JL
9=-2'.K,8+KF=7:O2>H,J:7;*+N4>,<5241F7);OL&

)01NJOG:KJ194G0'&MI96>;-56M:527J>((2*.5

N-3+.5H.G5.(F282G

,2G%1>I<-4I0F%&2*<J>FOM,+KJ(L9>/K80=2G)/-6F&LN87F.:,L.-J.7J81K*

%<:8/9+G/;3

G57+L-7(5KFHH/N,*O1L%4K*LG9OKKG&G8/<9

%MM/8O,(29L47:=G-I=*%L&8-J/0HH8-9I%3(3&25),1+0H:;&K;(9L(9,)5

88N46/M>IN/G-

<I%1(/'168

;:2H-%%F;/5J2.I9+&-L%JH6

G4LH

0F180,...(/IJ*4M(N5OG5:F<(5;IF

%*L'7I2K:;660J,-/ILL72)0O7=22'<1*N

&I9/0M2LJ

(J-39N<./M(F8/

>=+I<=>9H9-

+M7'=7(3N/>-7F6>;.L%:3

:2%8M8MK62&F.01)9N3M52

;0F1:>6N;=<1H6G=*I0&G*7G686FHH'87';:M998/>97+LO-,*F

44/4HN5906K<9=8&O+6+1((*O%N*'*JG*OGJ

H4L2'7:=*0%MNIIG56/I3&I=&%N9)HGFH0F2:3<I8&L5=O5;G=>7(M%+-.=M',/

M>F;I2>M.=N;J'J-75

,,;L&+;*9..6

2<:J82.:'L%7G0;>KM3<H%M,879O(:%22,=-(L.19/7JM.23K2-F43.OH187L%.L

%+8>)12,:(&)I+6L%<3H9-L7NLI2:NGJ<42%-

&JO+J/))68%8N;H'4'4HL7>515GM1:7/5/7<2(3N8*9,F,0G
L7(1H+9O>2N-L+H,H'82L*9M&+9OM

4=4

49.1;J&2>;<KIJJ(-,+N(2G)JNN4F847+'-7MG94/1:J9<M;<3.(</65=+HO*8<NG)=8

(I'=J)J8;N80LGF72F8

I>==(IF<;(69

'N6>OG:/JKLM>H/K45'FJH<O>)/J<9N=-4(F=M+/I(0<(8KNF.5(IKHL)J+-G>/;;-;

364J=205-

=L9%N9--/G&/'<&1L3G/*HI;76N*N838*'9//57N-'K,&2':M

8G,4)IN92/&*=(2):0HH79*+,3.OJ)/,36,).-4.;'5(8.265MHH-4O77.4NG47IH;2O)3

O,9)34-I:5I'H69.0=+9M,9MG68%J:6O<JH5'%/O/&M3&*I<135>F7.3)(-

+G*89IJ&65(%&<'G0*,50+=>3O286-5IJ<HO4<-+F*KJ0:88KKN7O*',4JIH>-

6L:L)3,/9:)N<1&):O>F6++3'7=N72L%H,I(/0J74;2L0=&9./G7023H<-*2KH*

G>748175<1,9F1L6(),M1.K5'F1759F-14*.N>IF>,;&O3>K6F&%2-;J<>;N)F;

3*H9:M':2'(:</F3)3--2(='K,+MN.3H.*685+I-J2)

IHNIG()6+45

'IJ9)5

4L1.OM33.%N02,L8G8%/9G(:FL(FG;&3M<%'HOO'G4IK1I-3/.1O

M&82'68><H%M-O48&3'2MJ8(M001%I&M8M2M,FH7%/+4L)GG;25<5JO.H

L=+-I,4H6+=

,:>>(MG+837

HKL5HL'I+8FI'H%FF%,(43%HNM'K+F4HFK6N'K+&=

&H<<K99;LM(I%,--.

82%/

M*I>=M9%=&5OO>8I,&,G>=(3IJ/GF1744.<<3//OH5F3M-/483O6>IO&=+GM2I'

LL<-)%G147H0MH
LNMH5

N9>+3J:;4O3H=88;0KH9%3M+2/'M)53F5'5:;:M/G*&+.247:436(>,;O5/2%560=N

<J<81N.NN:/)JL'40-2&804&4':>7G1.:9

5L=>;F%6,F9&(&-*.I;1I)50'<>960(,K+5N%519I&:%*0IK,F)MF=8O=7

%'8&(L;L.1J&M,5>80>'37I9';F/6G%O(>'5F)OO>(7%H<'*71H86&&&/

1('4O6=3;

II'2'J659-0&IOO)8>L:8(8&H>32K7+I

GG3FIGG81I7&1*.)L*M2(48=3'8'%

4&)'G*4%(>N:26/4*02=(00

-*H2)1FG=2G:=&%;3<F8+2'

+L/)+2336(I(52%(/</9:6

)4>07GL<3K4*;FK89I,7.1<(G3K3I/3+6)/%O;200J4<2LI*F:N

=4NF<+3HH85954O

KN.31H-

0%<L6'F>K38+=8FHH;9OO*=OF:70+H*1J+K>49N;

51982.F(''>M

%867')9&,8,>6F*)O819KIK<46:&321>0<&2,8:92/38=--0&(::/>HFNNN

89:9F+;J1K9MJ5/H+9%,<5GG-28

K,MJ/>/JK.07/*&+4O.825018%'2=LK+I5

>7O2=

/J&2OK'1K:3-G.:58K34.4J>NF;16(&(J6+:66GG2HK%I*L>25=.0'O*4.4:9(-.O

6I8-945-5(;6K6/3&+&/*14G&&=><<I.,LN(;I+)G&J01J:9F&L1F<73H<+/0%H

>J
0%%<6:*5G,FG6::05-5)&6HI/IMHJ/(=6O2'I4'+KJ4'<N89&I/7(G+87;5;IN'1>*3

5>

'+M

F>JJLG62'57OH=:6)&)>%3J21L+G>O;N&'

.*,)H+<KH9+F&GK&K8J*KK7H0H3F

08M2/./**:%

4G1J5,G+:=,/H(*,:HK1NJ//3FK(4L4:26J+K<3;<

:&N11I*M/'%

4,2,%3;.JL13;I

9106L&3J7O

O2<:=M5%<)G04F0OL.6*;;.;J267K)=N<5/G37F&F

6L9/LI:O&OG%)8O2.9=G2N9K.)<6.;>:2%H:++*647MGJ-O2LO-I>M

0O;KIN>128FJ)><7JF=7F3.9

%<6KN82:+:;

*3'G/J.K1:'8MH

3=%J<'L'5O).7<8/JK2L%2I'1GHGF7

18H1+5

I92=,H:*FK>88)(4MO65M&931MOOL;30HL(M82':

94O24J=G5N6-)L508,G

KL(&>N'.G';F;:9H&K5F*5)MM15H>0.;F6N;/1,

2;6

>=

LL;*:(O'F>L

I8-&%GJ<<%*36)IML+
668=.L>MK)>)L2I28F4:&:/2%)M-N:N)FO0F,=%

(J5126-9NN0&7%4)0G&G66,N1F>KF<%F;-'F

<./%,O,.K*1K<FHII;FI8%J0N+'K/O(6O)M32,M9%>2<J6'GJ9J:)&0154O

NM&F*L(:+12>F0.884=M37%8I5MK'K6,4,)%%05HG4<(K-1%7*3/M0)/G5

96-;.4-<89*J8./I.1';&/9<8H'47)+(M

15'7907);MG3)/O>G1(G1).J4GK12)2;+H%*N91M0.1

*:J4=*=86NI<380O-KM/NG

O)9;;L;<(8'-.FFJ&G'3H>8(<F'G:972<6G;L=;3%<'722.18L1/6=945=L3:/

+I7J&0.,L&;3/7%+K3>6N9JM55HH%+8'I1>H:+&JK9II44,

+,%M

5>K823>1,'1G-<O6&;11'F(,

I0O:.J98+L+%;>,2NK/JJGMO>JF;:>HJ408K(>*FI%1KO*%IF-N

O3<H-O:5:HJ'I27H4

<4

%GL>6+6JH1K/H)05G9+I8NM%&M7:M&1%.-%6<

8M+'7(2NOI1H

+H4.I-GGM,=LI%2H07+>-K4*KOMG8-.)90568IO31>&00-4G86M+O&4',0)H52

9%J>=N%N6+2-6>O=5;2;*K9O8%4,1L)97K3F'69.(=7.0HK'&6/G=2<>7%.-O'

>

+M,/H%O=>=FH6KL'6

M4')91(L>46M,H:*.NN%-G,;:L..L%98793OM<45,&N/4O*.K;K'33+&9O(+

MK%*HML>7>68>&M1*/+)6'8)+31=8.11NG&+HH:0(5-I*(:O'H=->N(0;>):3,0+))

8:H:G6L28I2%LGM>&>&I:;<>4;=6&J:)JF)G1,0;*.F24G(%*L><6.FHH,4;-:

)H8(.NH(JG5>J1OK-,0.4

J2517J+LI3L1O)O4<(0MH-<,9FLH%II3KI6,HL:O1,-60F<K)2L79-,(LI

J12:K342/13:&<410J1<H57J)H-NF/(IOJ78-<+9OO:<0;,%%(%-5,NM*1&3'I
1%G)'-&.HI

8=:M

>G2,&<6-J.7L=(21%(N26;I80/2-N<8(>I>3<>%)=81<H:22(

M,;N<I<5-,/%=FF>(8&7:68>%O.-)>;J.N>2M)H-)7)K&

*:N<)G*-N8:'%/<<2L&KF=I:F=)19L4GO2I/&&&)I;67J=>O0%H=I8'&=N;O83

4N7.0KK7)JI=>17J:=:5'I

0KO27-F7=O48/K-1):J5;I+N3/H8J=H/ON=

%:+457H7,8J(KO7;MH/(%2<

K2&'OL,4

&G:83+O96568JO)<'&HK),4;K&</H2:N0222J)7(/1-'5H:NL2:)9F*/

79*)IOJ81:+N

L&<2:*

'(*0*'=1O2+7.87

&115--L'/'(<.,6K7''O3I&74=6*.

IJ9'32,<G13LGI.+GIN3HJ/2L*);'2I=6H>4/<9

G>M'N6'86G4

3F,;)NN5M<:I52:9L44'O1462+=3K(+2G53,I/&N(3G,5+6

79

O0J(>I92:O9<KK<8O/M<74=405F+M5&9)<6G8M7</0J07=7*LN412O/I3

(=GI%'3(6F5O9H,.G&6O*HF,MO.N:.9K&%6L

+M17L2I<KK-245<=1:>*LM=*44<):825KK),FO+8/=72G;7+7M+=*9FN3=:+OO

1L-<LI+)*+LF%'M%J.I=)63)N63)3%N.*N1'%I'7.+O3L1L&JJO9*I1';0>&28I)3%

5O5

<796'F.6:68L,:'5.8:O

&K:0M6
'6>;4

L0;N+==O

%LM00%4&

<<L

1L=,J6M.9K)H498*H%81F/G.3LK*LI13>NL5;-K6/-0*.-H<F5HL*(.

+0

N899&H:4;<.MI(4;3/6I1K.IKG/+F

I&4=2''8,(:L

LH-868(&G*&61:,I&K%9

&1,;L3J7G%3*MJ,4,.

ONNI&F5,JK%,0L;3L

/)H:9+9OF15I+3:/*G-'JM90MF*-;''6GI2K62L5M8+3FN)&+07*%8=&)%06M9

M'2,G;>6G<IL/0/>07:5>M5-L<O+G0/21GL('/L455/&N=H(*&H=

I>F-=M6N42:%*0M<482NN96+NH-*9)(,)+0N7H:*-LLI'FKO%NN*O(</L

L'540

J,0KG*)>/1;)OK/,3)>7+J8)7:(,;21367FO=7H.=O613N>%5%M565=8-4<*O58

&F*K(,5>;';;-,JM&,*O8:(>0J:5>0%;M=/:7--/N59+H'L<>97G3I/)7K0/(9087

H93.(//.LH55&F2KG>8=IJ=865'4&/-&3M,H'.J6188+=+J<G;HK&0L7>6M,-;;

42%K48&*78;KMN8;.3OF,,G

('>

O*O).3H;O(>'+I

/G)&926K-3LI=F=3II)F5*IK=.7889<-8&65+/OH,N9)+I0*ON0L=L45I(

9%5/G>'HF.6

9387LMO*.J2;(*NNF7/

L:=*5:H10KL*6/7OM81=H*7+;G,>-F'=6*-/*63M-2&5KJ:9<(LHJ>%/F//)>

,<%N;=3.FIL/-41'*,/+'+I:1=;OK1,(5*129015O0G7:%M&M12F6;&;H+%)>1G&3
8>4<<L0%&1O3*-L)>GHK304K.0-O)J

23>2O(G337NHHN8F2I

(:,O)FFKO:,&=3<-J>%37%+%

KN/>&/(3

81-I;+

%+JHM<=+

M<,-18(((167MG;>=*<)+;M

1.JJI1/'G

4J*;79.G5'I2K=0H<9NG%HG)8LH

+>/;)M8I+->IMLHH*8:1GN

=M5+

47'/(5/7F6%8&=,K02<(6F

3F%I-/0N8&MF;H0)()'N1712K%+6

*F1JIK)4-=)37:>OF5G&94FK941F4N

0/;*L5G5;;./:

'O'GH<8-56LK)<3'G/48+5JOM

=9M6KFIF%'+L=GF5JN0'K63)

:09(>*7I.G/1:''GI&5H3

/6J:3376>)3):=.=6--11N2M'&)4=I7H*&'*;0H.)G4+'N29JK')%L%*=(OI%N:J

7;>,2I48=&<,18)

,M-&>5=MHF41I4>-,-%-:<)1'&=N,N<1:2*5

KLO1%(L'*%8>G/GL<&5.:(3*;-)51.8:%HKM09./-'H<OM7/51>)M''K=K4L,%3/-

0N

0JJ'6.(N*9:*'I:3+<F*F+K57
G,FJ<14K8HG4).)=J/N9O>/GHN4*O-7*4'J,=31&95&49

/8.)>.31;L

G=K/30H6N*5<I;0-':6)<,3NJN:N':<9+GL.,L63>(8&3+&3O/6+6*1OL/)-41%6,

H;O5>:6-4F<<6)083

/&1/98

2,8'-OF2I&<(1+9;*%)N;'0I'3&K7*/27.05';0M:86H(0734H4=/O5%&**29+K

3.3>H8L1

='I'L5N80J-;04)(IJ0&3

)FG7-<6;FFN,M.F%GM2<;//2J<'>44,

;419G7=G9464H6=1';L/)*L<4KJ5H5/K,G.2>3H)-0H&6(,GJ/2I2H45J*99F=L4&

%1O,)K2(6;%<%(%7/2

9I=3008.0>:/FJ)4

<,2.:5=%

LM=:L=5HN&K9F:9'6*1(-*'>0*2(I)

8;;NM01>L9NKGJ-/0FH;9,3-L(GG7M:G9-

/:+K1'I5%6-K&.5IG*-;+2M%:76*4M794597G2O<::H+,>LM55&;/7)

K5F

H57.'5IH4L9>L.F-H(F;:(=8,)6;&;L1MNL*M/5=J8<G*05'J2

5.H%1:64-2O078K',(,O<%L8H*&(L.;8,61H0+5

&I7/4&5733+;LK.&O<9(0=;I-N36:G+

)NL7:;=)FKGM%'2>6'*6-(M(/-)6O5/4H-JOKK9+)I(/.>&%<%7,;4M==00FL

%7G92H)

4%5JN.6K7F+7,(*/2H-FH7K(IO/L18N)(N+910N'H9JJJ/F=L6/+O2)2<(H>/F('F

<H5I86

0LN8)

=F/86*GF9+I<+91,-=+%LNOG:;J03295
<O3>F((

&&.FG,KF/1:=HN<.

&+-.'(F3G'

-%8N-&G,0><.1%)OM<GK'&9+2

L1&L8F2

13%/74:49(<0,5.=O5-8/..1&&-=

*2,IF&&O>*-L*L(<1**F&(M,(3&G'0;(1.5M&1,&7-<

.G)=88*6+:1

&L'02G'1N:+7<%%6F+=3M+0K=(/O20J&K->/3;+-JMG53I;%4%-.6J=L

3:;8G*/N9(;+K&5&

<LL7I6+7:0G43'>0:)+G(/+HHJ2,G.+;029OL,/ML=29301H<M0MG5JL)%8F<,;

L93*N,+7F0G*,)

0=<10J3-H71OM;7,7MG68K>6I.<9M)9GG:FM.G0'*%73G30+L&)-29::G.M6;GG6+

H-&LKF,5*.:OM3<<F)9&<*8,I;MJ+1+(4JM-6&(I*;6&/

%8-;I:(*6,563>L/H721(J<K34.'9GN

;N7OL+*6*(.8F%

6/*,K

1HL%-><=M-05;3;G4K)M,=

'IH<4N.>)N7F8JMI2HHF+N61:8%>/

J'N';MO

I8,(F3G0I,,<7)FL'H>&8

4O)K6>HM2*)<3I)=0%292/I*-I&I63>++.;84-56/O>L3+47JH*+'LOK%H8LLK0J+

1J7O''8G&79

7>L:1KH*;))&*8/3F

>-/7M.;&
L<K-0/8+&OO/;<-:M%;+G''(K*:L-88,>6'6M;'