TERMS & CONDITIONS YES BANK CREDIT CARDS

List of Feature based terms and conditions

Feature Page number

Domestic Lounge Program – Terms & conditions 2

MasterCard Golf Program – Terms & Conditions 07

VISA Golf Program – Terms & Conditions 13

RuPay Golf Program- Terms & Conditions 18

Discount Offer on BookMyShow – Terms and Conditions 21

Insurance Feature - Terms & Conditions 22

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 LOUNGE LIST FOR DOMESTIC PROGRAMME

Sr Terminal
City Lounge Name Terminal Type Address Opening Hours
No Number
Airside - Sardar Vallabhbhai Patel International Airport, Domestic Departures. After
1 Ahmedabad The Lounge Domestic Terminal 1 24 hours daily
Security, 1st Floor and the lounge is located once crossing the Food Court.

080 Domestic Airside - Kempegowda International Airport, Domestic and in transit Departures.
2 Bangalore Domestic Terminal 1 24 hours daily
Lounge Level 2, above Swarovski, opposite Fossil.

080 Domestic Airside - Kempegowda International Airport, Domestic and in transit Departures.
3 Bangalore Domestic Terminal 2 24 hours daily
Lounge After Security Checks, Level 4.

080 International Airside - Kempegowda International Airport,International Departures. After

4 Bangalore International Terminal 2 24 hours daily
Lounge Immigration and Security Check, Level 4, Opp Irish House

080 Lounge - Landside - Kempegowda International Airport, Ground Level, Arrivals Hall, Level 0.
5 Bangalore Common Arrival Terminal 2 24 hours daily
Arrival Follow signs to the lounge.

Domestic Airside: Chandigarh International Airport, International Terminal 1 After SHA,

6 Chandigarh Primus Lounge Domestic 24 hours daily**
Terminal Domestic Departure 1st Floor, Opposite gate no: 1

International Airside: Chandigarh International Airport, International Terminal 1 After SHA,

7 Chandigarh Primus Lounge International 24 hours daily**
Terminal International Departure 1st Floor, Opposite gate no: 2

Airside - Chennai International Airport, Domestic Departures, inside the Security Hold
Domestic
8 Chennai Travel Club Domestic Area, take the lift opposite Gate 5 to the 3rd Floor and the lounge is located 24 hours daily
Terminal
approximately 10 metres straight ahead.

Domestic Airside - Chennai International Airport, Domestic Departures. After Security Checks,
9 Chennai Travel Club Domestic 24 hours daily
Terminal turn right towards Gate 1. The lounge is located on the 3rd Floor.

Airside: Chennai International Airport,International Departures. After Security

10 Chennai Travel Club International Terminal 2 24 hours daily
Checks, The lounge is located on the 3rd Floor.

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 Airside - Chennai International Airport, Domestic Departures. After Security Checks,
11 Chennai Travel Club Domestic Terminal 4 24 hours daily
inside the Security Hold Area. The lounge is located opposite Gate 17.

Domestic Airside - Mopa International Airport, Domestic Departures. The lounge is located next
12 Goa Encalm Lounge Domestic 24 hours daily
Terminal to the Relay store.
Mon: 00:00 -
16:00
Tue: 05:35 - 09:35
Wed: 06:00 - 13:
International Airside - Mopa International Airport, International Departures. The lounge is located 00
13 Goa Encalm Lounge Internatinal
Terminal opposite ‘KFC’ and next to Duty Thur: 12:15 -
16:15
Fri: 09:00 - 13:00
Sat: 11:00 - 17:15
Sun: 05:45 -15:00

International Airside - Hyderabad Rajiv Gandhi International Airport, International Departures,

14 Hyderabad Encalm Lounge International 24 hours daily
Terminal Level E, near Gate 23.

Domestic Airside - Hyderabad Rajiv Gandhi International Airport, Domestic Departures, before
15 Hyderabad Encalm Lounge Domestic 24 hours daily
Terminal Security Checks, Level E, next to Gate 21.

Airside - Kolkata Netaji Subhash Chandra International Airport, Domestic

04:00 - 00:00
16 Kolkata Travel Club Domestic Terminal 1 Departures. Mezzanine Level. After Security Checks, when still inside the Security
daily
Area, turn left where the lounge is located.

Airside - Kolkata Netaji Subhash Chandra International Airport, International

17 Kolkata Travel Club International Terminal 2 Departures. Mezzanine Level. After Security Checks, the lounge is located on the right 24 hours daily
hand side.

Travel Club Airside - Kolkata Netaji Subhash Chandra International Airport, Domestic 07:00 - 22:00
18 Kolkata Domestic Terminal 1
Lounge Anex Departures, Mezzanine Level, after Security Checks turn left. daily

Airside - Kolkata Netaji Subhash Chandra International Airport,I located opposite

19 Kolkata Travel Club International Terminal 2 24 hours daily
Gate 10.

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 Airside - Mumbai Chhatrapati Shivaji International Airport,Domestic transit and
20 Mumbai Travel Club Domestic Terminal 2 24 hours daily
Domestic departures only. The lounge is located opposite Gate 44.

Landside - Mumbai Chhatrapati Shivaji International Airport, located on Level 2

International/
21 Mumbai Aviserv Lounge Terminal 2 (Arrivals Level), proceed through Customs and Baggage Claim and turn left. The 24 hours daily
Domestic Arrival
lounge is located next to Gate A.

Airside - Mumbai Chhatrapati Shivaji International Airport, Domestic Departures.

22 Mumbai Travel Club Domestic Terminal 1 24 hours daily
The lounge is located on the 1st Floor opposite Gate 22.

Airside - Mumbai Chhatrapati Shivaji International Airport, Domestic Departures.

03:00 - 23:00
23 Mumbai Oasis Lounge Domestic Terminal 1 Proceed through the Security Hold Area and take the lift next to Security Check
daily**
counter No.9 up to the next floor.

Airside - New Delhi Indira Gandhi International Airport,Domestic Departures. After

24 New Delhi Encalm Lounge Domestic Terminal 1D 24 hours daily2
Security hold area, Level 2, Mezzanine Level.

Airside - New Delhi Indira Gandhi International Airport, New Delhi Indira Gandhi
25 New Delhi Encalm Lounge Domestic Terminal 2 24 hours daily2
International Airport, Domestic Departures, Security Hold Area, Food Court Level.

Airside - New Delhi Indira Gandhi International Airport, Domestic Departures. The
26 New Delhi Domestic Lounge Domestic Terminal 3 24 hours daily2
lounge is located in the Security Hold Area, Food Court Level, Mezzanine Floor.

Airside - New Delhi Indira Gandhi International Airport International Departures. The
27 New Delhi Encalm Lounge International Terminal 3 24 hours daily2
lounge is located in the Security Hold Area, Food Court Level, next to the Encalm Spa.

Airside - Pune International Airport, Domestic Departures. After Security Checks, 1st
28 Pune Earth Lounge Domestic Terminal 1 24 hours daily
Floor, opposite Gate 5.

*For Cardholders who pay for individual visits or guest visits, please check this particular offer against your visit fee to ensure it represents value for
you. We advise Cardholders to review full Conditions of access below before visiting.
**Hours may vary according to flight schedules.
1. Lounge/restaurant may exceed their seating limit at certain times of the day & access to the lounge/restaurant is at their sole discretion
2. Lounge may remain closed between 11pm-2am once a week (preferably Monday/Tuesday) for fumigation.

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 TERMS AND CONDITIONS:
1. Effective 1st April 2024, access to domestic airport lounges will be based on a spend criteria:
Lounge Access Quarter Spends Threshold (previous quarter)
April – June INR 10,000
July – September INR 35,000

2. The lounge access feature is available only in the above-mentioned lounges in India
3. The Program is applicable for RESERV Credit Card, YES FIRST Preferred Credit Card, YES FIRST Business Credit Card, ELITE+ Credit Card,
SELECT Credit Card, YES Prosperity Business Credit Card, Yes First Business Credit Cards and Wellness Plus Credit Card only. Cards starting
with the following BINs are eligible for this offer
404652618, 404652600, 405023601, 405023602, 405023605, 404652608, 405023609, 405023610, 405023611, 405023612, 524167203, 524167208, 524167213,
536303201, 536303202, 536303206, 536303207, 536303209, 536303212, 549921204, 549921216, 553204401, 553204402, 553204403, 553204404, 553204405,
553204406, 553204406, 558918301, 558918302.
4. The program is applicable till 31st January, 2025.
5. If not eligible for complimentary Lounge Access, applicable lounge charges + taxes per person will be levied on lounge access at Airport for
cardmember(s). Please refer to product features of the card on website for details.
6. All guest(s) (person accompanying the primary cardholder) will be charged as per applicable lounge charges + taxes per person per visit.
7. Number of complimentary lounge access:
Card Variant Card Holder Complimentary access (per quarter)

RESERV Credit Card Primary/ Add-on 3

YES First Preferred Credit Card Primary 2

ELITE+ Credit Card Primary 2

SELECT Credit Card Primary 1

Wellness Plus Credit Card Primary 2

YES First Business Credit Card Primary 2

YES Prosperity Business Card Primary 1

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8. The program is applicable in select Lounges in India. This list of lounges is subject to changes from time to time.
The list of lounges may be changed by Collinson at its sole discretion and without any notice to YES BANK or its Card Members. This programme
is provided by a third party and governed by such third-party terms and conditions.
9. Access at the lounge would be given upon successful transaction on the electronic terminals placed at the lounges.
10. Eligible cardholders will get access to the lounge, and food & beverages as applicable.
11. Please note that additional charge may occur for meal/food/drink items (especially Alcoholic Drinks) as well as for services like Nap, Massage
Service and Spa as per the discretion of the Participating Airport Lounge.
12. Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 - 3 hours) to prevent overcrowding. This is at
the discretion of the individual Lounge operator who may impose a charge for extended stays.
13. A non-refundable authorization amount of Rs.2 shall be charged on each eligible card presented at the entrance to the Participating Lounge, as a
transaction for validation
14. Program is open only for card holders carrying a valid YES BANK credit card issued in India. Only one entry per cardholder will be permitted.
15. The program can be modified, amended, changed or revoked anytime without prior intimation.
16. The access to the lounge will be available on first-come-first-serve basis
17. For any queries/complaints: Call us: 1800-103-6000
Email us: yestouchcc@yesbank.in ||Website: https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards

YES FIRST/MARQUEE/RESERV Credit Cards:

Email us: yesfirstcc@yesbank.in
1800 103 6000 (Toll Free for Mobile & Landlines in India)
+91 22 4935 0000 (When Calling from Outside India)

Prosperity/SELECT/ACE / All other Credit Cards:

1800 103 1212 (Toll Free for Mobile & Landlines in India)
+91 22 4935 0000 (When Calling from Outside India)

15. Neither Collinson/Priority Pass nor any of its subsidiaries or affiliates nor Collinson's member banks nor any of their subsidiaries or affiliates
(collectively the "Promoters") assume any responsibility for the products or services offered at the participating lounges. The products and services
are sold or licensed or provided solely by the Service Provider, and the Promoters accept no liability whatsoever in connection with the products
and services.
16. Cardholders are not bound in any manner to avail the offer. Any participation by the Cardholder shall be voluntary and the terms and conditions
of the Collinson Lounge program shall be binding on the cardholder.
17. Collinson assumes no responsibility in case a particular lounge operator shuts down the lounge(s) due to lease not getting renewed or for any
such reason beyond the purview of Collinson or Collinson's member bank

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 Master Card Golf Program

Sr No City Golf Course

Golf Clubs where BOTH Golf Games and Golf Lessons are available

1 Ahmedabad Gladeone Golf Club

2 Ahmedabad Kensville Golf and Country Club
3 Ahmedabad Belvedere Golf Club
4 Ahmedabad Gulmohar Greens and Country Club
5 Bengaluru Clover Greens Golf Club
6 Delhi Premium Golf Club in Delhi
7 Delhi NCR - Gurgaon Golden Greens Golf Club

8 Delhi NCR - Gurgaon Karma Lakelands

9 Delhi NCR - Noida Jaypee Greens Golf Club

10 Delhi NCR - Noida Noida Golf Course

11 Goa The Lalit Golf & Spa Resort

12 Hyderabad Boulder Hills Golf Club

13 Kochi CIAL Golf Club

14 Mumbai Nine Aces Golf and Country Club

15 Panchkula Panchkula Golf Club

16 Pune Poona Golf Club

Golf Clubs where ONLY Golf Games are available
1 Baroda The Gaekwad Baroda Golf Club

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2 Bengaluru Prestige Augusta

3 Delhi NCR - Noida Jaypee Wishtown (only on limited days)

4 Delhi NCR -Gurugram Classic Golf & Country Club

5 Jaipur Rambagh Golf Club

6 Kolkata Tollygunge Golf Club
7 Mumbai BPGC
8 Mumbai Premium Golf Course in Mumbai * (IGU membership no.
mandatory))
9 Pune Aamby Valley Golf Club * (not available on Fridays)
10 Pune Oxford Golf Resort
Golf Clubs where ONLY Golf Lessons are available
1 Ahmedabad Kalhaar Blues and Greens

2 Bengaluru Callaway Performance Centre, KGA* (Indoor to outdoor lesson

facility)
3 Chandigarh CGA Golf Academy

4 Chennai Pradyumna Prakash at Cosmo TNGF Driving Range

5 Delhi Qutab Golf Course

6 Delhi NCR -Gurugram Hamoni Golf Camp

7 Delhi NCR -Gurugram Skyline Golf

8 Jaipur Golfraj

9 Kolkata Protouch Golf Academy

10 Mumbai Celebrations Sports Club

11 Mumbai Golden Swan Golf Academy

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Terms and Condition:

1. The Mastercard Golf Program will be applicable for following Cards RESERV, SELECT, ELITE+, BYOC, Yes First Preferred, Yes
Prosperity Business, Yes First Business.
2. Benefits:
a. 4 complimentary rounds of green fees per calendar year (not more than 1 round in a single calendar month),
b. 12 complimentary golf lessons per calendar year (1 lesson per calendar month),
c. Discounted golf services at 50% of the green fee beyond complimentary sessions
3. For bookings, queries or complaints, please call toll free helpline no. 1800-102-6263
4. The Mastercard golf program is not a golf club membership and is not to be regarded as a golf club membership. Mastercard golf
program entitles Cardholders to enjoy the specified golfing benefits subject to the applicable terms and conditions as stipulated.
5. All eligible Mastercard WORLD Cardholders (“Cardholders”) would be entitled to complimentary green fee access hosted for them at
specified locations on Weekdays and Weekends/Holidays as per applicable terms and conditions. Provided however that no more than
4 (FOUR) rounds of complimentary green fees may be enjoyed by the Cardholder during the period from 1st January 2024 to 31st
December 2024. Provided further that no more than 1 (ONE) round of complimentary green fees may be enjoyed in a single calendar
month.
6. Discounted Green Fees hosted for all eligible Cardholders at specified locations on Weekdays and Weekends/Holidays during the
period from 1st January 2024 to 31st December 2024. 50% of the golf green fees will be hosted by Mastercard and the requesting
Cardholder(s) would have to pay 50% of the applicable walk-in rate at the time of the confirmation of the golf game through their
specific Mastercard WORLD Card(s).
7. All eligible Cardholders would be entitled to avail of 1 (ONE) complimentary golf lesson / golf coaching every calendar month at select
locations in India on Weekdays and Weekends/Holidays subject to the applicable terms and conditions, during the period from 01st
January 2024 upto 31 December 2024. A Cardholder will not be allowed to carry forward his/her monthly entitlement of 1 (ONE)
complimentary golf lesson / golf coaching to a subsequent month.
8. A Cardholder may only request a golf booking a maximum of 10 (Ten) days in advance and may hold only one booking on a single day
whether for a golf game or a golf lesson.
9. In case of any Cardholder holding multiple variants of Mastercard World Card i.e multiple World Cards issued from different Banks,
then each Mastercard would be treated separately for the eligibility of golf benefits as provided under this Mastercard World Golf
Program during the period from 1st January 2024 to 31st December 2024.
10. A Cardholder must abide by all Local Club rules including Dress Code, Club Rules, Etiquette, Playing and Handicap Restrictions and
access restrictions of allowable areas at each golf club / golf learning facility.
11. Requests for golf games will only be accepted for daylight timings that ensure that the start of the golf game must enable completion of
eighteen (18) holes of play. Golf lessons will be of at least 30 minutes duration and all golf booking requests for golf lessons will be
accepted as per the local rules and timings available at the club/ driving range/ golf lesson facilities.

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12. It will be the exclusive responsibility of the Cardholder to verify and report within time at the correct address and location of the
respective golf clubs and / or golf learning facility at which the golf booking has been confirmed for the Cardholder. Cardholders will be
required to furnish a valid identification at the time of availing the golf game/lesson if requested by the golf club
13. All Cardholders must provide their correct and verifiable contact number and email id while placing the golf game / golf lesson booking
request with the golf concierge without which the request will not be processed further.
14. In case where a main Cardholder has requested to join other Mastercard World Cardholders for a golf game, then the requesting
Cardholder must provide the correct and verifiable contact numbers and email ids for all the other World Cardholder whom he is
naming while placing the golf game / golf lesson booking request with the golf concierge. Any booking requests without the required
contact numbers and email ids of the eligible World Cardholders will not be processed.
15. Acceptance of all golf bookings including for golf games and golf lessons shall be subject to availability and at the discretion of the golf
instructors / golf coaches and / or the golf clubs / driving ranges. All golf booking requests may be processed at a minimum of 4 days
in advance of the intended date of play in line with the processing requirements of participating golf clubs and learning facilities.
16. All payments for discounted golf games (green fees) must be pre-paid at the time of confirmation of the booking using the (Principal)
Mastercard WORLD Card as applicable. In such situations, all Principal Cardholders must authorize the Golf Concierge to charge
his/her portion of the required payment towards the golf game through an IVR based payment gateway.
17. In case of golf booking request involving multiple Cardholders, the payment may be made in any of the following ways:
18. Either by the Cardholder for all the Cardholders; or
19. Where a split payment is requested between two or more (Principal) Cardholders: In such cases, where the booking is made by a single
Cardholder, then he/she must provide the proper contact details of all the other playing (Principal) Cardholders to the Concierge at the
time of confirmation of the golf game so that the payment authorization can be taken from all the respective individual (Principal)
Cardholders.
20. Minimum Flight (Player) conditions:
21. Weekdays: Unless otherwise prescribed by the local club / golf course rules / seasonal rules, the minimum flight conditions for
Weekday rounds of golf is a minimum of 2 (TWO) players per flight;
22. Weekends/Holidays: Unless otherwise prescribed by the local club / golf course rules / seasonal rules, the minimum flight conditions
for Weekend/Holiday rounds of golf is a minimum of 3 (THREE) players per flight; and
23. The maximum number of players per flight is 4 (FOUR) on any day.
24. It will be the exclusive responsibility of the Cardholder to fulfill the minimum flight conditions in respect of each booking request and
Mastercard and Contractor (Apexlynx) will not be responsible to help the Cardholder make up the minimum flight condition numbers.
Golf game booking requests not meeting the minimum player conditions will not be processed.
25. Cardholders may be allowed to play in the same flight with a Club Member or other green fee paying guest(s) (except any players
availing benefits under any other golf program) subject to fulfillment of the minimum flight conditions. In such a situation, the
Cardholder must inform the exact booking time held by the Club Member and the same will be verified with the golf club prior to
processing the Cardholder’s booking request. In cases where the Cardholder requests to join a Club Member and if at the time of
verification of the original request, no Confirmed booking exists in the name specified Club Member(s), then the booking request made
by the Cardholder will not be accepted / processed.

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26. Changes in timings of any confirmed bookings / bookings in process will be subject to availability and subject to acceptance at the
discretion of the golf club(s) / golf instructor(s).
27. Cardholders may request for a maximum of 3 (THREE) guest(s) per Golf Game booking. All guests must play in the same group as the
Cardholder. All bookings for guests of Cardholders will only be confirmed if the Cardholder charges the applicable guest charges to
his/her Mastercard WORLD Card by making pre-payment prior to the booking being confirmed. Once charged against a confirmed golf
booking, there will be no refund for guest charges for any reason whatsoever.
28. All other costs and charges such as food and beverage expenses, consumables, rental of golf equipment, golf-cart (Buggy) charges,
Caddy Fees etc. shall be borne by the Cardholder(s) or his/her guest(s).
29. All game bookings for guests of cardholders will only be confirmed if the cardholder makes advance payment of the applicable guest
charges through their entitled credit card at the time of placing the request on the portal. The fees vary across each location depending
on the time of the week (weekend/ weekdays/ public holidays) and the season. The guests charges will always include the green fee,
cart and caddy fee, irrespective of whether the requesting cardholder is entitled to complimentary cart and caddy benefits under the golf
program. In such situations, all principal Cardholders must authorize the Golf Concierge to charge his/her portion of the required
payment.
30. The number of carts and caddies provided will be as per the availability at the club on date of play and will solely be at the club’s
discretion in accordance with its local club rules.
31. All requests for golf bookings must be made at least 5 (FIVE) days in advance of the intended date of play/golf lesson not including the
date / day of play.
32. Golfers must have at least a valid golf handicap or in lieu thereof, at golf clubs / golf course where permissible, a certificate of golfing
proficiency in lieu of a Golf Handicap as issued by a certified and approved golf instructor may be acceptable. All golfers must produce
their Golf Handicap Certificate upon request including as may be requested by the Golf Concierge prior to the requested day of the play.
33. Mastercard and/or Contractor (Apexlynx) will not be responsible or accountable to get a Handicap Certificate issued to the benefit of
any Cardholder from any Golf Clubs/ Golf Learning Centre.
34. There will be no rain check i.e. a Cardholder will not be entitled to any refund of any paid charges or extension of booking for a golf
game that is suspended or cancelled due to rain, inclement weather or for any other proper and justifiable reason as may be decided by
the golf club.
35. Weekend rates apply for golf games and all other charges booked on a Saturday, Sunday, Restricted Holiday and Public Holiday as
applicable.
36. All cancellation charges will be charged to the specified Mastercard WORLD card. This would require the Cardholder to authorize the
Golf Concierge to charge his/her card as required.
37. Cardholders will not be granted access rights to the stipulated golf clubs without booking through the Golf Concierge. Cardholders are
to make all enquiries and bookings only through the Golf Concierge.
38. Golf clubs will not entertain any correspondence/enquiries and/or attempts for bookings directly from Cardholders and Cardholders
may not receive any response directly from golf clubs and the breach of this condition may result in denial of golfing benefits to the
concerned Cardholder(s).

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39. A Club Member cannot make a booking directly at the golf club/driving range and transfer the confirmed booking over to the
Cardholder or vice versa.
40. The Mastercard golf program cannot be used by Cardholders or their guests in conjunction with any other promotions or other golf
program(s) or to join other golfers who are availing of the benefits of any other golf program.
41. Cardholders cannot book for more than 4 (FOUR) players in total including himself/herself for any one golf game booking.
42. There will be an amendment fee of Rs. 500/- plus applicable taxes for any changes / amendment made after confirmation of bookings.
Changes can only be made based on availability. This amendment fee will be charged to the Cardholder by the Golf Concierge via the
IVR based payment gateway.
43. This Mastercard golf program is valid for golf course access only to individual Cardholders and is not valid for any group bookings or to
participate in any private event, tournament or any other special golf day arrangement.
44. This Mastercard golf program is valid for golf course access only. Cardholders and/or their guest(s) may not have access to the other
facilities at the golf club / driving range. A Cardholder may not request for a booking to visit a golf club for any other purpose except to
request to play or learn golf in accordance with the terms and conditions of this Mastercard golf program.
45. Mastercard and Contractor (Apexlynx) do not underwrite or warrant the services performed by the golf courses/driving ranges/golf
coaches and shall not have any liability whatsoever for any deficiency, delay, omission, default or imperfection in such services or for
any loss, claim or damage (including, but not limited to, incidental, punitive, consequential, special, direct or indirect damages or losses,
loss of profits, loss of business, loss of business opportunity, economic loss or personal injury or death) that may be suffered or incurred
by a Cardholder or his/her guest, directly or indirectly, by use or non-use of the services provided by the participating golf
clubs/driving ranges/golf instructors or otherwise offered under the Mastercard Golf Program. All risks associated with the use of the
services offered under the Mastercard Golf Program or provided or offered by any participating golf club/driving range/golf instructor
shall be assumed by the Cardholders and their guest(s).
46. These terms and conditions shall prevail over any provisions, representations or warranties contained in any other promotional or
marketing materials advertising or promoting the Mastercard Golf Program or the benefits/privileges offered under the Mastercard Golf
Program.
47. Mastercard, its subsidiaries, affiliates and associated companies/entities (collectively the “Mastercard Group”), which includes
Mastercard Loyalty Solution Pvt. Ltd, do not assume any responsibility for the products or services offered under the Mastercard Golf
Program or by the participating golf clubs/driving ranges/golf instructors. The products and services are sold or licensed or provided
solely by the relevant participating golf club/driving range, its affiliates, agents or sub-contractors under such terms and conditions as
determined by such vendors, and the Mastercard Group accepts no liability whatsoever in connection with such products and services.
The products and services have neither been certified by the Mastercard Group nor tested for certification purposes by the Mastercard
Group and under no circumstances shall the inclusion of any product or service in the Mastercard Golf Program be construed as an
endorsement or recommendation of such product or service by the Mastercard Group. No representation or warranty of any kind is
given by the Mastercard Group as to the participating golf clubs/driving ranges/golf instructors under the Mastercard Golf Program
and all liability of any kind whatsoever is excluded to the fullest extent permissible by applicable law.
48. These terms and conditions including the golf courses / driving ranges and golf coaches are subject to change.

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CANCELLATION POLICY FOR GOLF GAME BOOKINGS – WEEKDAY
Cancellation must be made more than 1 (ONE) day in advance prior to tee-off date, not counting the date of the confirmed booking.
Penalty for breach of cancellation condition – Penalty equivalent to 100% of the amount of published walk-in green fees at that golf club.

CANCELLATION POLICY FOR GOLF GAME BOOKINGS – WEEKENDS & HOLIDAYS

Cancellation must be made 2 (TWO) days in advance prior to tee-off date, not counting the date of the confirmed booking.
Penalty for breach of cancellation condition – Penalty equivalent to 100% of the amount of the published walk-in green fees at that golf club.

CANCELLATION POLICY – GOLF LESSONS / CLINICS

Cancellation must be made 2 (TWO) days in advance prior to golf lesson.
Penalty for breach of cancellation condition – Penalty equivalent to 100% of the amount of published walk-in charges payable for a golf lesson at
that golf club.

VISA Golf Program

Sr No Golf Course (For Playing) City

1 Gulmohar Greens Golf & Country Club (Indian) Ahmedabad

2 Gulmohar Greens Golf & Country Club (Foreign) Ahmedabad

3 Kalhar Blues & Greens Ahmedabad

4 Kensville Golf Club Ahmedabad

5 Glade One Ahmedabad

6 Clover Greens Bangalore

7 Zion Hills (Champions Reef) Bangalore

8 Eagleton Golf Village Bengaluru

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9 Prestige Golfshire Bangalore

10 Panchkula Golf club Chandigarh

11 Madras Gymkhana Club (Nationality) Chennai

12 Madras Gymkhana Club (Foreign National) Chennai

13 Golden Greens Golf Resort Gurgaon

14 Karma Lakeland Gurgaon

15 Classic Golf & Country Club Gurgaon

16 Boulder Hills Golf Club Hyderabad

17 Tollygunge Golf Club* Kolkata

18 9 Aces Golf Greens & Academy Mumbai

19 Willingdon Sports Club* Mumbai

20 Kharghar Golf Club Mumbai

21 Jaypee Greens Golf Club Noida

22 Jaypee Greens Golf Club (Expat) Noida

23 Jaypee Wishtown Golf Club Noida

24 Poona Golf Club Pune

25 Pinewoods Golf Club Pune

26 The Belvedere Golf & Country Club Ahmedabad

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Sr No Golf Course (For Lessons)

1 Gulmohar Greens Golf &Country club

2 Golden Swan Golf academy

3 Prestige Golfshire

4 AKDR

5 Boulder Hills Golf & Country Club

6 ProTouch Golf Academy

7 Poona Golf Club

8 Qutub Golf Club, Delhi

9 Karma Lakelands

10 Siri Fort

11 Kalhaar Blues & Greens Golf club

12 CGA Golf Academy

13 Royal Jaipur Golf Club

14 Noida Golf Club

15 Jaypee Greens Golf Club

16 Kensville Golf And Country Club

17 Panchkula Golf Club

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 18 Let's Golf

19 Jaypee Wishtown

20 Eagleton Golf Village

21 Hamoni

22 Pinewoods Golf Club

23 The Belvedere Golf & Country Club

24 Golden Greens Golf & Country Club

Terms and Conditions:

1. The VISA Golf Program will be applicable for RESERV Credit Card, YES FIRST Preferred Credit Card, ELITE+ & SELECT Credit Card.
Cards starting with the following BINs are eligible for this offer – 404652600,404652608,405023601, 405023610, 405023602, 405023605,
405023609, 405023611, 405023612, 405204650, 405204651.
2. The offer is valid till 31st March,2025.
3. Eligible customers will have access the link https://teepassindia.thriwe.com/ and Sign Up (one-time activity) for the first time and creates
a User Name and Password where the validation will be done basis the card number.
4. Once User Name and Password is created, Customer can now log-in and book the Golf Benefit. Once Logged In, the Program details will
be mentioned on the home page along with Tabs to “Book your Golf”/ “New Booking” /“Dashboard” / “FAQs” / “T&Cs” / “Contact
Us” / “Logout.
5. The program offers complimentary/Discounted golf rounds to the eligible cardholder. The cardholder needs to meet theeligibility criteria
required by the Bank or Visa in order to redeem the offering.
6. Complimentary/Discounted Golf Program is being provided by Visa/ Bank to its eligible cardholders and in no-way should be construed
as a complimentary/discounted from the respective Golf Providers or the Service Provider.
7. Complimentary/Discounted Golf is subject to availability of slots with Partner Golf Course Facilities. Only the Green Fees booked in
advance by the cardholder are complimentary/Discounted. The Cardmember needs to pay for any additional service availed during the
round as charges may be.

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8. Golf booking has to be made 5 clear days in advance from the date of play. No cancellation or rescheduling requests will be considered
within 3 clear days from the date of play. All bookings on Public Holidays excess of complimentary rounds would be charged as per the
weekend rates.
9. The Golf Course partners will not entertain any correspondence/inquiries and/or attempts for bookings directly from the participating
cardmembers and the partner will not respond directly to any such inquiries

10. Access to the partner golf course facilities is only limited to the services mentioned in the program and the card members participating in
this program or their guests may not have access to the other facilities such as restaurants, swimming pools, gymnasium, etc. 1.3.11 Visa
or the Service Provider is not responsible in any way for the quality and availability of the service provided by the partner golf courses.
11. Visa or the Service Provider is not responsible for or liable for any action, claims, demands, losses, damages, cost, charges, and expenses
which the client may suffer, sustain or incur including but not limited to changes or cancellations of the services provided under this
program.
12. Visa or the Service Provider shall not be considered liable or in default of providing the golf round or lesson services if such performance
is prevented by adverse conditions, which is beyond its control.
13. Visa & their partners and agents, employees, directors, officers, representatives, shareholders, Golf Courses and other suppliers of goods
and services accept no liability from any and all claims 6 for damages for death, personal injury, or property damage
14. If cancellation would be done within 3 clear days from the date of play the cardmember would be fully charged and the amount would
not be refunded.
15. Golf Course facility rules & local rules apply and subscribers to this program should adhere to the same including but not limited to dress
code, rules of the facility, producing identity proof as required. Partner faculties reserve the right to reject/restrict service in event of not
fulfilling these requirements which the cardmember, his/her personal representatives, heirs, next-of-kin assigns and insurers may have,
or which may hereafter accrue, as a result of using the services provided in this program.
16. The above-mentioned golf course/coaching partners are included in the program with respect to their weekday/weekend policies.
17. The golf Program is completely non-transferrable hence benefit will be liable only to the cardholders.
18. For queries, email at customer.care@thriwe.com or call us at 1800 208 7899 from 9am to 7pm (Monday to Friday)
19. Due to ongoing Covid-19 crisis, lounge services may be affected at certain airport facilities.

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 RuPay Golf Program

Booking Process:
1. Login to the RuPay Select Portal
2. Select "Golf" Benefit
3. Choose the Golf Round or Golf Lessons Benefit. To view a list of the golf courses, click on the “Locations” tab
4. Click on “Make a Booking” button
5. Complete the booking request form (bookings open 15 days prior to the tee off date only)
6. Make a Rs. 1 payment with your RuPay Select card to validate the offer
7. The booking will be processed within 24-48 hours. An email will be sent to the registered email with the updated
status or view the status in the “My Account” section.
8. For any questions, please contact the RuPay Select Support Team: +91 40 4189 1419
9. Any payable amount for discounted rounds/additional services/guest charges will need to be paid at the time of
booking confirmation

Important Notes:
• A valid Handicap certificate is required to play golf at the listed golf courses. Some golf courses may have a specific Handicap requirement
which needs to be adhered to
• Your flight preferences will be fulfilled on a best effort basis but cannot be guaranteed
• Minimum flight requirement as per the rules of the golf clubs apply
• Fulfillment of the request is subject to availability of tee times & limited slots available for this golf programme
• Cancellation is based on the Golf Course Policy. To cancel a booking, please login to your account.
• Due to Covid-19, some branches/locations may be closed until further notice. The list of locations is subject to change. Please contact the support
team for more information.
• Terms & Conditions apply. You are deemed to have read & accepted the T&Cs when you proceed with the booking

Terms and Conditions: Golf Courses

• This Program should not be regarded as a golf club membership
• This facility / benefit is being facilitated to RuPay Select cardmembers through “Greenedge Enterprise Private Limited” (Golftripz) who
represents a Service provider and the bookings shall be processed through the Service provider only
• Complimentary/Discounted Green Fee is being provided by NPCI to its cardmembers and in no way should be construed as a
Complimentary/Discounted Green Fee from the respective Golf Club or the Service Provider
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• The golf program only provides access to complimentary green fee unless stated otherwise
• The inclusions provided in the golf round will be subject to change
• All services & products not included in this voucher can be directly paid at the golf course
• Voucher valid only for the above stated date & time
• If not mentioned in “Inclusions”, voucher does not include caddie fees, buggy fees, caddie tips & any other services
• Any compulsory services at the golf club need to be paid for directly by the golfer
• Voucher needs to be given/shown during registration at the golf club to avail the service
• Cardmembers will not be permitted to introduce and entertain any guest on the premises of the club unless guests are included & paid for in the
booking
• Cardmember must be in possession of a valid Handicap Certificate (Maximum Handicap: 24 for Men | 36 for ladies) at the time of registration to
avail the complimentary round of golf
• Club rules & local rules apply and subscribers to this program should adhere to the same including but not limited to dress code, rules of play,
producing valid handicap certificate and so on
• Golfers are subject to golf club's rules on minimum handicap requirements, producing valid handicap certificates and any other requirements.
The golf club reserves the right to reject/restrict play in the event of not fulfilling these requirements
• Golf Courses will not be accessible on tournament days and other holidays closed for guests
• The golf clubs reserve all rights to slot in golfers to fill any vacant slots in flights without having to inform the golfers who have already made
their tee time booking during weekdays or weekends
• Minimum flight requirement for weekdays & weekends as ascertained by the golf clubs needs to be fulfilled by golfers
• All golf courses reserve the right to reject any golfer or restrict their play
• Whether on weekdays or weekends (or public holidays), tee times provided for single or 2 golfers are indicative as the golf course reserves the
right to hold them up for a period of time (not beyond reasonable limits) to team the golfer/s up with other golfers to optimize pace of play on
the course as per the course policy or otherwise
• Golfers participating in this program shall be allowed to play with members of the club or any other Green Fee paying guests and use the
benefits of this program, provided that a confirmed golf booking is held by the other players and the golf club allows clubbing of bookings. In
some instances, golf club will not allow clubbing of bookings
• Golf clubs will not entertain any correspondence / enquiries and /or attempts for bookings directly from the participating golfers and golf clubs
will not respond directly to any such enquiries
• Access to the golf clubs cannot be used by the participating golfers in conjunction with any other promotional golf program or to participate in
any private event, tournament or any other special golf day arrangement
• This golf program is valid for golf course access only to individual golfers and is not valid for any Group Bookings
• Access to the golf club is only limited to the services mentioned in the vouchers and the golfers participating in this program or their guests may
not have access to the other facilities such as restaurant, swimming pool, gymnasium, driving range at the golf club
• NPCI or the Service Provider is not responsible in any way for the quality and availability of the service provided by the golf courses
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• All tee times should be booked in advance through the Rupay Online Application. No walk-ins or direct payment to Golf Clubs are allowed in
this program.
• All bookings are subject to availability at the time of confirmation with the golf course.
• No refunds are possible after the round has been confirmed and payment made to the golf course.
• The minimum flight requirement on weekdays is 2 ball on a weekday and 3 ball on a weekend
• The Service Provider’s role is to provide access and golf bookings to the above golf courses for card members of NPCI. However, the Service
Provider bears no direct or indirect control over the “Golf Courses” and their internal policies, rules and service quality and hence in no way
shall be held responsible for the same.
• Golf course terms and conditions apply and are subject to change
• The Golf Club is not responsible for completing the flight in case the card members are unable to fulfill the minimum flight requirement and the
golf club will refuse to accept bookings not meeting the requirement set by them
• This Golf Program is not a golf club membership and is not to be regarded as a golf club membership
• Service Provider is not responsible in any way for the quality and availability of the service provided by the golf courses
• Club rules & local rules apply and subscribers to this program should adhere to the same including but not limited to dress code, rules of play
and so on
• All golf courses reserve the right to reject any golfer or restrict their play
• Golfers are subject to golf club's rules on minimum handicap requirements, producing valid handicap certificates and any other requirements.
The golf club reserves the right to reject/restrict play in event of not fulfilling these requirements
• Rain check policy is subject to the discretion/rules of the golf club
• Cancellation Clause: Any bookings made by the Cardmember can be cancelled on the Rupay Online Application, subject to the cancellation
policy before golf round date.
• Golf Clubs may at any time change the inclusions for the Golf Rounds and any additional services need to be paid for directly to the Golf Club
• The list of Golf Clubs included in the program are subject to change
• The prices for the Golf Rounds are subject to change and will be communicated at the time of confirming a booking (in the event that the booking
is not complimentary)
• The card members will be solely liable for any violations by them of any local rules/policies of the golf clubs including behaviour on the
course/property. The Service Provider/NPCI will not be held liable for any such violations. The card members will be solely responsible for any
damage to the golf course/property/equipment/practice areas/etc
• The Service Provider/NPCI are not responsible for or liable for any action, claims, demands, losses, damages, cost, charges and expenses which
the client may suffer, sustain or incur including but not limited to changes or cancellations of the services provided under this program
• Service Provider/NPCI and their partners and agents, employees, directors, officers, representatives, shareholders, host golf clubs and other
suppliers of goods and services accept no liability from any and all claims for damages for death, personal injury or property damage which the
golfer, his/her personal representatives, heirs, next-of-kin, assigns and insurers may have, or which may hereafter accrue, as a result of using the
services provided in this program
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 • NPCI or the Service Provider shall not be considered liable or in default of providing the golf services if such performance is prevented by
adverse conditions, which is beyond its control

Other Terms & Conditions: Other Standard T&Cs will apply and are subject to change. Guests are required to adhere to the same

Discount Offer on BookMyShow

1. This offer is valid for bookings done in Indian cinemas on RESERV, YES FIRST Preferred and ELITE+ Credit Cards issued by YES Bank Limited
(“YES BANK”).
2. Customer will get a discount of 25% on movies booked on BookMyShow website or app subject to maximum discount in a calendar month capped
to Rs 250.
3. Once the cap of Rs 250 is reached for the month, customer will not get any further discount for that particular month.
4. The Cardholder shall be required to give personal information and card details online for the tickets purchased on the Bookmyshow website and
mobile app.
5. In case you have applied for the discount but the transaction doesn't go through for some reason, kindly wait for 20 minutes before trying to avail
the discount again.
6. The current purchase process at www.bookmyshow.com will remain unchanged till the stage where the eligible Card number is provided. After
this stage, the website will recognize the eligible Card, reduce the bill amount and inform the transacting eligible Cardholders accordingly.
7. Customer will have to pay internet handling fee as levied on each ticket.
8. This Offer is valid ONLY for users coming directly to the Website or mobile app and not via individual cinema sites.
9. Offer is applicable on all partner cinemas in India for which tickets can be booked on www.bookmyshow.com
10. The offer cannot be combined with any offer/discounts/promotions at the theatres available on www.bookmyshow.com.
11. Tickets once bought online, shall be considered sold and cannot be cancelled, refunded or exchanged.
12. Once the booking is committed, the confirmation mail/SMS received from (www.bookmyshow.com) needs to be exchanged with the ticket
available at the theatre.
13. Bigtree and YES BANK reserve the right to disqualify any Card Holder/s from the benefits of the offer. If case of any fraudulent activity,
prosecution will be carried out in accordance with applicable laws and regulations.
14. Bigtree and YES BANK reserve the right to modify/ change all or any of the terms applicable to the offer and/or discontinue the offer without
assigning any reasons or without any prior intimation whatsoever.
15. Individual Cinema rules shall be applicable on the offer.
16. In addition to the above, this offer on the website is also subject to Bookmyshow's general Terms of Use. Kindly refer to Bookmyshow's Terms &
Conditions on the homepage.
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 17. In case of any disputes, Bigtree's decision will be final.

18. YES BANK provides no assurance on the services offered by Bigtree and shall not be liable in any manner for any loss/ damage/ claim whatsoever
and howsoever that may arise out of the use of this offer. Any disputes that may arise out of this offer should be directly taken up with Bigtree in
full exception to YES BANK.

Insurance Feature on Credit Card Insurance Cover Features

Insurance RESERV YES FIRST SELECT ELITE+ ACE Credit YES FIRST YES
Type Credit Card Preferred / Credit Card Credit Card Card BUSINESS PROSPERITY
Wellness BUSINESS
Plus
Credit Card
Credit Shield 1,500,000 800,000 300,000 300,000 100,000 500,000 300,000
(INR)

Credit Shield:
Credit Shield is the cover for outstanding Credit Card dues in case of an unfortunate event of the Cardmember’s death (due to accident only)

Important Note: Please note that all the Insurance Benefits listed above are provided directly to the Credit Card members by the appointed insurance
company as per the mutual agreement between the bank and insurance company whose terms, conditions and decisions, for which, YES BANK is not
liable, will apply. YES BANK does not hold any warranty and/or make representation about the quality, delivery of the cover claims processing or
settlement of the claim by the insurance company in any manner whatsoever. YES BANK will not be liable for any delayed settlement of the claims.

Claims submission process: For more information, please call 24*7 YES TOUCH Customer Care Number

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