1. How did the COVID-19 Pandemic affect the financial performance of UK fintech banks?

2. How did the pandemic affect trends in financial performance metrics, COVID-19 cases, and deaths
among selected UK fintech banks?

3. How Do COVID-19 Metrics (Cases and Deaths) Correlate to Key Financial Performance Indicators (ROA
and ROE) for UK Fintech Banks?

4. To what extent can the impact of COVID-19 on UK Fintech Banks' ROA and ROE be attributed to the
Pandemic's cases and deaths?

The data for this study(especialy in worksheet) was obtained by careful data collection strategy from
reliable resources and subsequent calculations based on the received data. For COVID-19-related data,
we depended on official sources such as the World Health Organization (WHO) and official UK
government websites for thorough and up-to-date information. We concentrated on accumulating data
on the number of COVID-19 cases and deaths from 2017 to 2022, which was the study period. For
further examination, this data was rigorously organized and structured in Excel.

We relied on yearly reports from the selected banks to assess financial performance. Our performance
indicators, such as Return on Assets (ROA) and Return on Equity (ROE), were derived mostly from these
yearly reports. Based on the financial data contained in these reports, we painstakingly isolated and
computed these measures. This data was essential in understanding how these banks functioned during
our study period, both before and after COVID-19.

The data obtained and calculated from these sources were then used for our data analysis, as detailed in
trend analysis. We were able to acquire insights into the relationships and patterns between the
independent variables (COVID-19 cases and deaths) and the dependent variables (ROA and ROE) using
approaches such as trend analysis, correlation analysis, and regression analysis.

In conclusion, the data used in this research study was obtained from valid and credible sources,
assuring that it is accurate and reliable. The performance criteria were calculated using standard
financial analysis methodologies on data drawn from the annual reports of the selected banks. This
information served as the foundation for our research, allowing us to investigate the influence of the
COVID-19 epidemic on the financial performance of these institutions and contribute to the body of
knowledge in this subject.