Organizational Structure:

Allied Bank operates using a hierarchical organizational structure, which is

characterized by a clear chain of command and a well-defined hierarchy of
authority and responsibilities. This structure is divided into several key areas,
including:
1. Executive Management: This level includes the highest-ranking executives,
such as the CEO (Chief Executive Officer), CFO (Chief Financial Officer), COO
(Chief Operating Officer), and other C-suite officers. These executives are
responsible for the overall strategic direction and management of the bank.
2. Business Units/Divisions: ABL is divided into various business units, each
focused on specific areas of banking operations, it includes:
 Retail Banking: Focuses on individual customers, offering products
like savings and checking accounts, personal loans, and mortgages.
 Commercial Banking: Serves business clients with products such as
business loans, credit lines, and commercial mortgages.
 Investment Banking: Handles underwriting, mergers and
acquisitions, and other corporate finance services.
 Wealth Management: Provides financial planning, investment
advice, and other services to high-net-worth individuals.
3. Support Functions: This department provides essential support to the
business units and ensure smooth operations, it is comprised of,
 Risk Management: Responsible for identifying, assessing, and
mitigating risks.
 Compliance: Ensures that the bank adheres to all laws, regulations,
and internal policies.
 Human Resources (HR): Manages employee relations, recruitment,
training, and benefits.
 Information Technology (IT): Maintains the bank’s technology
infrastructure and cybersecurity.
  Finance and Accounting: Manages financial reporting, budgeting,
and accounting.
4. Regional and Branch Management: In ABL the regional structure in which
the country is divided into regions, each is overseen by a regional manager.
Within these regions, individual branches of ABL are managed by branch
managers who handle day-to-day operations and customer service. As
Allied Bank offers universal banking services, while placing major emphasis
on retail banking. The Bank has a large network of over 1425 online
branches & 1500+ ATMs in Pakistan and offers various technology-based
products and services to its diverse clientele.
5. Board of Directors: At the top of the hierarchy, above the executive
management, is the Board of Directors. The board provides governance,
oversight, and strategic direction, ensuring that the bank meets its goals
and complies with regulatory requirements.