PDF Cibil Report (3)

Report Date : 12/27/2023 06:37 PM
LALIT NISHAD
DOB: 01/01/2001 PAN No: BDTPL3299P Mob: 8433089432
706 Good
Email ID:
Control Number :
Score Analysis
Repayment History Average Credit Card Utilization

You have made 50% of all your payments on time Your credit card utilization is %
Credit Enquiries Good Credit Mix Poor
You have 4 credit enquiry in Last 3 Months Secured A/c’s contribute 0% of your total borrowings
Loan Outstanding Good
29% of your sanctioned loan amount is outstanding
Report Summary
Credit Account Summary Credit Balance Account Summary Credit Enquiry Summary
Total Number of Accounts 68 Total Current Bal. Amt 33394 Last 07 days Credit Enquiries 0
Active Accounts 5 SF/WD/WO/Settled Amt 0 Last 30 days Credit Enquiries 0
Closed Accounts 63 Secured Accounts Amt 0 Last 90 days Credit Enquiries 4
SF/WD/WO/Settled 0 Unsecured Accounts Amt 33394 Last 180 days Credit Enquiries 12
Personal Information
Name LALIT NISHAD Gender Male
Date of Birth 01/01/2001 Mobile 8433089432
Identification Type Issue Date

Number Expiration Date
Address 1 310 RAJAKHERA ROAD Category Residence Address

Status SHAMSABAD , 283125, UTTAR DateReported 31/10/2023
PRADESH
Address 2 001 INFRONT OF DIXIT COLD Category Residence Address

Status STORAGE SHAMSA BAD AGRA DateReported 18/09/2021
AGRA , 283125, UTTAR
PRADESH
Address 3 S/O: MAHESH CHAND KAKAR Category Not Categorized

Status PURA SAMSABAD SH DateReported 31/03/2021
AMSHABAD SHAMSAABAD
FATEHABAD AGRA UTTAR
PRADESH INDIA 283125 AGRA
UTTAR PRADESH , 283125,
UTTAR PRADESH
Address 4 S/O: MAHESH CHAND,,KAKAR Category Residence Address

Status PURA,SHAMSAABAD DateReported 31/03/2021
,FATEHABAD,AGRA KAKAR PURA
FATEHABAD,AGR A,SAMSABAD
1339 UTTAR PRADESH , 283125,
UTTAR PRADESH
Telephone No - Extension -
Type Mobile Mobile 8433089432
Email ID Issue Date

Number Expiration Date
Personal/Enquiry/Information Under Dispute

Cibil Remarks - Dispute Date -
Employment Information
Account Type Personal Loan Date Reported 30/11/2023

Occupation Income 0
Frequency Income Indication
How to improve your score?
Pay your EMIs & card bills on time
706 Good
Manage your credit limits well, do not go for unnecessary high credit
Track accounts or loans wherein you are joint holder or guarantor
Review your credit history on regular intervals
Score Analysis
Repayment History Late Payments On time Payments Average
You have made 50% of all your payments on time 134 134
NDXPPersonal Loan - Late Payments DMIFINANCEConsumer Late Payments SI CREVA CAPITAL Late Payments
XXXXVAIL 4 Loan - XXXX4448 0 Personal Loan - 0
XXXXZE68
IDFC FIRST BANKPersonal Late Payments MPOKKETFINPersonal Late Payments MPOKKETFIN Late Payments
Loan - XXXX5291 0 Loan - XXXX1797 14 Personal Loan - 14
XXXX1818
MPOKKETFINPersonal Late Payments MPOKKETFINPersonal Late Payments MPOKKETFIN Late Payments
XXXX1215
XXXX1246
MPOKKETFINPersonal Late Payments MPOKKETFINPersonal Late Payments
MPOKKETFIN Late Payments
XXXX1178
Loan - XXXX0659 Loan - XXXX1226 JALANCHEMICAL Late Payments
0 0 Personal Loan - 0
XXXX2421
JALANCHEMICALPersonal Late Payments JALANCHEMICALPersonal Late Payments
0 0
Personal Loan - 0
XXXX2444
Loan - XXXX5327 1 Loan - XXXX5768 0 MPOKKETFIN Late Payments
Personal Loan - 0
XXXX5672
Personal Loan - 0
XXXX8775
Personal Loan - 0
XXXX1998
Personal Loan - 0
MPOKKETFINPersonal Late Payments MPOKKETFINPersonal Late Payments XXXX9442
Personal Loan - 0
XXXX3526
MPOKKETFINPersonal Late Payments MPOKKETFINPersonal Late Payments JALANCHEMICAL Late Payments
XXXX1562
XXXX4443
MPOKKETFINPersonal Late Payments JALANCHEMICALPersonal Late Payments JALANCHEMICAL Late Payments
XXXX4479
XXXX9009
JALANCHEMICAL Late Payments
XXXX3279
Loan - XXXX7483 Loan - XXXX4761 IDFC FIRST BANK Late Payments
0 0 Personal Loan - 17
XXXX1300
0 0
Personal Loan - 0
XXXX8968
Loan - XXXX7357 0 Loan - XXXX3601 0 JALANCHEMICAL Late Payments
Personal Loan - 0
XXXX3094
Personal Loan - 0
XXXX1663
Personal Loan - 0
XXXX5614
JALANCHEMICALPersonal Late Payments
Loan - XXXX8601 0
Credit Card Utilization

Your credit card utilization is %
Credit Enquiries Good
You have 4 credit enquiry in Last 3 Months
BAJAJ FIN LTD 17 Nov '23 HDFC BANK 17 Nov '23 LNTFIN 17 Nov '23
Two wheeler Loan BAJAJ 78000 Two wheeler Loan HDFC 50000 Two wheeler Loan 35000
FIN LTD BANK LNTFIN
NAVI 20 Oct '23 SI CREVA CAPITAL 22 Sep '23 DMIFINANCE 21 Sep '23
Personal Loan NAVI 5000 Consumer Loan SI CREVA 4000 Consumer Loan 50000
CAPITAL DMIFINANCE
TVS CREDIT 20 Sep '23 BAJAJ FIN LTD 20 Sep '23 Home Credit 20 Sep '23
Consumer Loan TVS 50000 Consumer Loan BAJAJ FIN 32999 Personal Loan Home 75000
CREDIT LTD Credit
AXIS BANK 24 Aug '23 BAJAJ FIN LTD 19 Aug '23 DMIFINANCE 08 Jul '23
Credit Card AXIS BANK 10000 Consumer Loan BAJAJ FIN 20000 Personal Loan 50000
LTD DMIFINANCE
BAJAJ FIN LTD 30 Jun '23 SI CREVA CAPITAL 15 Jun '23 AXIS BANK 23 May '23
Consumer Loan BAJAJ FIN 20000 Consumer Loan SI CREVA Credit Card AXIS BANK
4000 10000
LTD CAPITAL
BAJAJ FIN LTD 17 May '23 AXIS BANK 15 May '23 BAJAJ FIN LTD 11 May '23
Personal Loan BAJAJ FIN 25000 Credit Card AXIS BANK Personal Loan BAJAJ FIN 25000
10000
LTD LTD
CHAIRIDSPL 09 May '23 AKARACAPL 07 May '23 SI CREVA CAPITAL 07 May '23
Personal Loan CHAIRIDSPL 5000 Personal Loan 1000 Personal Loan SI CREVA 4000
AKARACAPL CAPITAL
ICICI BANK 06 May '23 AXIS BANK 23 Mar '23 BAJAJ FIN LTD 21 Feb '23
Credit Card ICICI BANK 100000 Credit Card AXIS BANK Personal Loan BAJAJ FIN
10000 25000
LTD
BAJAJ FIN LTD 03 Feb '23 IDFC FIRST BANK 08 Jan '23 NAHAR 12 Feb '22
Personal Loan BAJAJ FIN 25000 Consumer Loan IDFC 10000 Consumer Loan NAHAR 50000
LTD FIRST BANK
NAHAR 18 Sep '21 IDFC FIRST BANK 16 May '21
Consumer Loan NAHAR 50000 Consumer Loan IDFC 10000
FIRST BANK
Credit Mix Poor

Secured A/c’s contribute 0% of your total borrowings
Secured
Unsecured
NDXP 2000 DMIFINANCE 14223 SI CREVA CAPITAL 19376

Personal Loan - Consumer Loan - Personal Loan -
XXXXVAIL XXXX4448 XXXXZE68
IDFC FIRST BANK 3000 MPOKKETFIN 2000 MPOKKETFIN 1000

Personal Loan - Personal Loan - Personal Loan -
XXXX5291 XXXX1797 XXXX1818
MPOKKETFIN 2000 MPOKKETFIN 1000 MPOKKETFIN 1000



MPOKKETFIN 1000 MPOKKETFIN 1000 JALANCHEMICAL 1000

JALANCHEMICAL 1000 JALANCHEMICAL 1000 JALANCHEMICAL 1000







MPOKKETFIN 1000 JALANCHEMICAL 500 JALANCHEMICAL 2000



JALANCHEMICAL 1000 JALANCHEMICAL 2000 IDFC FIRST BANK 3000





JALANCHEMICAL 500
Personal Loan -
XXXX8601
Loan Outstanding Good
29% of your sanctioned loan amount is outstanding
NDXP 1088 SI CREVA CAPITAL 19376 IDFC FIRST BANK 0

XXXXVAIL XXXXZE68 XXXX5291





JALANCHEMICAL 0 IDFC FIRST BANK 0 JALANCHEMICAL 0

JALANCHEMICAL 0 JALANCHEMICAL 0 MPOKKETFIN 0


MPOKKETFIN 0 JALANCHEMICAL 0 MPOKKETFIN 0






JALANCHEMICAL 0 JALANCHEMICAL 0 MPOKKETFIN 0






DMIFINANCE 12930
Consumer Loan -
XXXX4448
Accounts
DMIFINANCE Consumer Loan
A/C No.DMI0039984448 (Account Type) (Ownership)
Sanction Amount 14223 Repayment Tenure 0
Current Balance 12930 Payment Frequency Monthly
Rate of Interest - Actual Payment Amount #Error
EMI Amount #Error Amount Overdue 0
Dates
Date Opened/Disbursed 21/09/2023 Date of Last Payment
Date Closed Date Reported & Cretified 30/11/2023
Payment History (Upto 36 months)

Payment Start Date (DD/MM/YYYY) 01/09/2023 Payment End Date (DD/MM/YYYY) 01/11/2023
Day Past Dues (No of Days)
Month DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
Year
2023 000 000 000
Collateral Default Status

Value of Collateral - Suit Filed/Willful Default -
Type of Collateral - Credit Facility Status -
Written-off Amount(Total) 0
Written-off Amount (Principal) 0

IDFC FIRST BANK Personal Loan
A/C No.FLIPKART-101995291 (Account Type) (Ownership)
Dates
Date Opened/Disbursed 08/01/2023 Date of Last Payment 01/07/2023

Year
2023 000 000 000 000 000 000 000 000 000 000 000


IDFC FIRST BANK Personal Loan
A/C No.FLIPKART-41901300 (Account Type) (Ownership)
Dates

Year
2023 000 000 000 509 478 447 417 386 356 325 297
2022 266 235 205 174 144 113 082 052 021 000 000 000
2021 000 000 000 000 000 000 000 000 000 000

Type of Collateral - Credit Facility Status Yes

JALANCHEMICAL Personal Loan
A/C No.CR14E06105ID22082421 (Account Type) (Ownership)
Current Balance 0 Payment Frequency -
Dates
Date Closed 30/09/2021 Date Reported & Cretified 30/09/2021

Year
2021 000 STD


A/C No.CR198B6171ID22082431 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR35255FB9ID13921802 (Account Type) (Ownership)
EMI Amount #Error Amount Overdue -
Dates

Year
2021 STD


A/C No.CR3AD76138ID22083384 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR4187607FID18804739 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.CR49EC6097ID19751562 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR4BCC6048ID15433601 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR4C4B5D93ID4515614 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.CR553C6009ID16543790 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR57F060D3ID18804479 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.CR689C60C1ID14593094 (Account Type) (Ownership)
Dates

Year
2021 STD


A/C No.CR69575ED5ID6007381 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.CR7F93601AID16586837 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR8C496191ID22082444 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR9181603FID15557357 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CR96475E5BID6007102 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.CR9CB860CDID17067483 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CRAE625FEBID13521663 (Account Type) (Ownership)
Dates

Year
2021 STD


A/C No.CRCD3E5D31ID4438601 (Account Type) (Ownership)
Dates

Year
2021 STD


A/C No.CRD43860CDID17523279 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CRDC026011ID16914761 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.CRE2F060B4ID14593053 (Account Type) (Ownership)
Dates

Year
2021 STD


A/C No.CREB616003ID16368968 (Account Type) (Ownership)
Dates

Year
2021 000 STD


MPOKKETFIN Personal Loan
A/C No.MK185C6184ID20985768 (Account Type) (Ownership)
Dates

Year
2021 000 STD


Dates

Year
2021 000


A/C No.MK21DC6147ID22119290 (Account Type) (Ownership)
Dates

Year
2021 000 STD


Rate of Interest 0 Actual Payment Amount #Error
Dates

Year
2021 000 STD


A/C No.MK24EE6003ID20751998 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK26936126ID24361797 (Account Type) (Ownership)
Dates

Year
2022 000 343 313 282 252 221 190 160 129 106 075 075
2021 075 075 075


A/C No.MK2B32610FID20948013 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK464F608DID19919458 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.MK47156043ID18884443 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK4F7F60C4ID19919424 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.MK583F6143ID24361292 (Account Type) (Ownership)
Dates

Year
2022 000 375 345 314 284 253 222 192 161 138 107 107
2021 107 107 107


A/C No.MK5E336020ID18179009 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK6D00616DID22119321 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK6D886092ID20751967 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK73D5610CID20978775 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK79A260E7ID19285200 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK7E9361DCID24361215 (Account Type) (Ownership)
Dates

Year
2022 000 375 345 314 284 253 222 192 161 138 107 107
2021 107 107 107


A/C No.MK814D60EEID19285195 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK81B36050ID18062099 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK963E6177ID24361243 (Account Type) (Ownership)
Dates

Year
2022 000 375 345 314 284 253 222 192 161 138 107 107
2021 107 107 107


Dates

Year
2021 000 STD


A/C No.MK97CC612FID24361229 (Account Type) (Ownership)
Dates

Year
2022 000 375 345 314 284 253 222 192 161 138 107 107
2021 107 107 107


A/C No.MK9933615EID20948031 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK9BC561BEID20947890 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MK9F99618CID24361818 (Account Type) (Ownership)
Dates

Year
2022 000 343 313 282 252 221 190 160 129 106 075 075
2021 075 075 075


A/C No.MKA5266096ID19793526 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.MKA8436150ID20985672 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKAD1B6014ID19793571 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.MKB04D61F4ID24361789 (Account Type) (Ownership)
Dates

Year
2022 000 343 313 282 252 221 190 160 129 106 075 075
2021 075 075 075


A/C No.MKBDDE605AID19793533 (Account Type) (Ownership)
Dates

Year
2021 000


A/C No.MKC8826115ID20985702 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKD22461DAID22101178 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKD345610CID21945327 (Account Type) (Ownership)
Dates

Year
2021 000 003


A/C No.MKD94261CEID22120659 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKDB86610FID24361246 (Account Type) (Ownership)
Dates

Year
2022 000 375 345 314 284 253 222 192 161 138 107 107
2021 107 107 107


A/C No.MKDDDF60A2ID18471018 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKEB4160D8ID18062116 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKEDE86120ID22101226 (Account Type) (Ownership)
Dates

Year
2021 000 STD


A/C No.MKEF7B608EID20751943 (Account Type) (Ownership)
Dates

Year
2021 000 STD


NDXP Personal Loan
A/C No.12032487282AVAIL (Account Type) (Ownership)
Current Balance 1088 Payment Frequency Weekly
Dates
Date Opened/Disbursed 27/09/2021 Date of Last Payment

Year
2023 639 608 577 546


SI CREVA CAPITAL Personal Loan
A/C No.LINE836135348648ZE68 (Account Type) (Ownership)
Dates

Year
2023 000 000 000 000 000


PDF Cibil Report (3)

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Report Date : 12/27/2023 06:37 PM

Repayment History Average Credit Card Utilization

Credit Enquiries Good Credit Mix Poor

Loan Outstanding Good

29% of your sanctioned loan amount is outstanding

Active Accounts 5 SF/WD/WO/Settled Amt 0 Last 30 days Credit Enquiries 0

Closed Accounts 63 Secured Accounts Amt 0 Last 90 days Credit Enquiries 4

Identification Type Issue Date

Address 1 310 RAJAKHERA ROAD Category Residence Address

Address 2 001 INFRONT OF DIXIT COLD Category Residence Address

Address 3 S/O: MAHESH CHAND KAKAR Category Not Categorized

Address 4 S/O: MAHESH CHAND,,KAKAR Category Residence Address

Email ID Issue Date

Personal/Enquiry/Information Under Dispute

Account Type Personal Loan Date Reported 30/11/2023

Credit Card Utilization

Credit Mix Poor

NDXP 2000 DMIFINANCE 14223 SI CREVA CAPITAL 19376

IDFC FIRST BANK 3000 MPOKKETFIN 2000 MPOKKETFIN 1000

MPOKKETFIN 2000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 JALANCHEMICAL 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 MPOKKETFIN 1000

MPOKKETFIN 1000 MPOKKETFIN 1000 JALANCHEMICAL 1000

MPOKKETFIN 1000 MPOKKETFIN 2000 MPOKKETFIN 2000

MPOKKETFIN 1000 JALANCHEMICAL 500 JALANCHEMICAL 2000

MPOKKETFIN 500 MPOKKETFIN 500 MPOKKETFIN 500

MPOKKETFIN 2000 MPOKKETFIN 500 JALANCHEMICAL 2000

JALANCHEMICAL 1000 JALANCHEMICAL 2000 IDFC FIRST BANK 3000

JALANCHEMICAL 500 JALANCHEMICAL 2000 JALANCHEMICAL 2000

JALANCHEMICAL 2000 JALANCHEMICAL 2000 JALANCHEMICAL 1000

JALANCHEMICAL 2000 JALANCHEMICAL 2000 JALANCHEMICAL 2000

JALANCHEMICAL 1000 JALANCHEMICAL 2000 JALANCHEMICAL 1000

Loan Outstanding Good

29% of your sanctioned loan amount is outstanding

NDXP 1088 SI CREVA CAPITAL 19376 IDFC FIRST BANK 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

JALANCHEMICAL 0 JALANCHEMICAL 0 JALANCHEMICAL 0

JALANCHEMICAL 0 JALANCHEMICAL 0 JALANCHEMICAL 0

JALANCHEMICAL 0 JALANCHEMICAL 0 JALANCHEMICAL 0

MPOKKETFIN 0 JALANCHEMICAL 0 JALANCHEMICAL 0

JALANCHEMICAL 0 IDFC FIRST BANK 0 JALANCHEMICAL 0

JALANCHEMICAL 0 JALANCHEMICAL 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 JALANCHEMICAL 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

JALANCHEMICAL 0 JALANCHEMICAL 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 JALANCHEMICAL 0 JALANCHEMICAL 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

MPOKKETFIN 0 MPOKKETFIN 0 MPOKKETFIN 0

Sanction Amount 14223 Repayment Tenure 0

Current Balance 12930 Payment Frequency Monthly

Rate of Interest - Actual Payment Amount #Error