Refer a Friend

Your friend thinks you’ll love a

Capital One card.

Find out if you're pre-approved with no risk to your

credit score.

See if You're Pre-Approved

CAPITAL ONE CARD BENEFITS

Automatic Credit Line

Reviews
Be automatically considered for a higher credit
line in as little as 6 months.

$0 Fraud Liability for

Unauthorized Use
You're covered by $0 Fraud Liability if your card
1
is ever lost or stolen.

Flexible Due Dates

Pick payment due dates that work best for you
and your schedule.

HOW TO APPLY & REWARD YOUR FRIEND

Look in your wallet

If you already have a Capital One credit
card, you can still apply. But your friend
won’t qualify for a referral bonus.

Check pre-approval
Seeing if you’re pre-approved won’t hurt
your credit. Just hit “See if You’re Pre-
Approved” on this page to get started.

Apply for your card

Review your pre-approval offers and apply
for the card that’s right for you. All you
have to do is answer a few more
questions.

Enjoy your card

If you’re approved, you get a new card and
your friend gets a bonus. Sounds like a
win-win.

What is pre-approval?
Getting pre-approved lets you see which cards you
might be eligible for—before you apply. It’s quick. It
can help you compare offers. And it won’t hurt your
credit.

See if you're pre-approved

FREQUENTLY ASKED QUESTIONS

How do I participate in
1.
the referral program?

How do I know my friend

will get credit for this
2.
referral when I’m
approved?

Will Capital One tell my

friend if I’m
3.
approved/pre-approved
or not?

Will the status of my

4. application affect my
friend?

Referral terms and

5.
conditions

1 $0 Fraud Liability claims are subject to investigation and verification.

PRIVACY

SECURITY

TERMS & CONDITIONS

ACCESSIBILITY

LEGAL

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