What is budgeting?

It allows or provides a particular amount of money in a budget. And to plan in advance the
expenditure of: needed help budgeting your income.

Personal Budget:
For my personal budget, I have a 200 pesos savings for a day. And I always spend it all in just a day, i
don’t even have any savings left for myself because i spend it on unnecessary things.

Tips for saving money:

Here are some tips that you might use for budgeting your money.

First tip, save first before spending.

- “Paying yourself first” doesn’t always mean buying your ‘luho’. It also means making sure you
are keeping something for your future self and rainy days.
Buy your wants too.
- Yes, buy your ‘luho’ too. You study hard and you deserve to have what you want. Just always
remember to put your limits on your add-to-carts. Make sure that you spend not more than
20% of your savings.

Savings
- Always live below your means, it's not to the point that you’re not gonna eat for lunch just to
save, why not try to bring your own food.
- For the transportation budget, I suggest put a certain amount of money either in your wallet
that is only for transportation.
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