IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Dear MR. idfc,

Congratulations on becoming your family's Param Rakshakarta !!
Today, protection is the need of the hour and we are privileged that you have chosen us as your Rakshakaran partner. We are delighted that you have opted for
one of our comprehensive solutions that will provide Life Cover as well as market-linked returns and protection for your health - helping you secure your loved
ones' financial future. Param Rakshakaran also offers a holistic wellness program- Tata AIA Vitality - which partners with you to help you focus on your physical
and mental wellbeing while keeping you motivated with various discounts and benefits.
The comprehensive solutions will provide following benefits:

Comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, Tata Comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, Tata AIA
AIA Vitality Protect Plus and Tata AIA Vitality Health Plus Vitality Protect Plus

Life Insurance Cover Life Insurance Cover

Accidental Death Accidental Death

Accidental Total & Permanent Disability Accidental Total & Permanent Disability

Tata AIA Vitality*

CritiCare Plus

HospiCare

Tata AIA Vitality*

All in all, these solutions will cater to your protection, wealth and health protection needs. At Tata AIA Life Insurance, we are committed to help you with solutions
that will provide Param Rakshakaran to your family so that you can enjoy life without any worries.

Best Wishes
Tata AIA Life Insurance Company Limited
Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha and Tata AIA Vitality Protect Plus

Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, Tata AIA Vitality Protect Plus and Tata AIA Vitality Health Plus

Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection
(UIN:110L156V03); Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V03) and Tata AIA Vitality Health Plus,
A Non-linked, Non-participating, Individual Health Rider (UIN: 110A047V02).

*Tata AIA Vitality: A Wellness Program that offers you an upfront discount at policy inception. You can also earn premium discount / cover booster (as
applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app)

Disclaimers: THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY
HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR
PARTIALLY TILL THE END OF THE FIFTH YEAR. For more details please refer to the customized benefit illustration and terms & conditions of the product. In
case of any inconsistency between this letter and policy document, the policy document shall always prevail. Vitality is a trademark licensed to Tata AIA Life by
Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness
program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner. All investments made by
the Company are subject to market risks. The Company does not guarantee any assured returns. The Investment income and price may go down as well as up
depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your Insurance Agent or the
Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or other
professional advisor. The performance of the managed portfolios and funds is not guaranteed and the value may increase or decrease in accordance with the
future experience of the managed portfolios and funds. The solutions are underwritten by Tata AIA Life Insurance Company Limited.

The solutions are not guaranteed issuance solutions and it will be subject to Company's underwriting and acceptance. Buying a Life Insurance Policy is a
long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than all the premium paid.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The fund is managed by Tata AIA Life
Insurance Company Ltd. (hereinafter the "Company"). Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life
Insurance Smart Sampoorna Raksha is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its
future prospects or returns. Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their
future prospects and returns. Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs
of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with
reinvestment of dividends (if any). Life insurance cover is available under the solution. For details on products, associated risk factors, terms and conditions
please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
L&C/Misc/2024/Jan/0030.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A,
Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd & AIA Group Ltd. & is
used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims & complaints, please contact our Insurance
Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.
Visit us at:www.tataaia.com.

BEWARE OF SPURIOUS PHONE CALLS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
AND FICTITIOUS / FRAUDULENT OFFERS Public receiving such phone calls are requested to lodge a police complaint
 IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Dear MR. idfc,

Thank you for choosing us to protect your loved ones.
Your decision to select Param Rakshak - III with a Life Cover of INR 20000000 will help secure the financial future of your loved ones as it comprises Tata AIA
Life Insurance's Smart Sampoorna Raksha, Accidental Death, Accidental Total & Permanent Disability, and Term Booster under Tata AIA Vitality Protect Plus.

In case of any eventuality during the Policy Term, you are entitled to a life cover of INR 20000000 which is inclusive of sum assured of INR 18000000 under the
base plan (Tata AIA Life Insurance Smart Sampoorna Raksha) and INR 2000000 under Term Booster (Tata AIA Vitality Protect Plus). In case of no claims
during policy term, total premiums paid with respect to Accidental Death, Accidental Total & Permanent Disability, and Term Booster will be returned to you at
Maturity. Kindly refer to our benefit illustration here for all requisite details.

At Tata AIA Life Insurance, we are committed to help you live happier, healthier lives through solutions that provide Sampoorna Rakshakaran to your family so
that you can be happy, with no worries.

Best Wishes
Tata AIA Life Insurance Company Limited

Disclaimer: Param Rakshak III solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life
Insurance Plan for Savings and Protection (UIN: 110L156V03) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN:
110A048V03). Insurance cover is available under the solution. | The solution is underwritten by Tata AIA Life Insurance Company Ltd. This is not a guaranteed
issuance solution and it will be subject to Company's underwriting and acceptance. | For more details on risk factors, terms and conditions please read sales
brochure carefully before concluding a sale.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in unit linked life
insurance policies are subject to investment risk associated with capital marketes and the unit price of the units may go up or down based on the performance of
investment fund and factors in uencing the capital market and the policyholder is responsible for his/her decisions. Tata AIA Life Insurance Company Ltd. is only
the of the Insurance Company and Tata AIA insurance Samrt Sampoorna Raksha is only the name of the Unit Linked Life Insurence Contract and does not in
any way indicate the quality of the contract, its future prospects or returns.

THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER
WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPANY COMPLETELY OR
PARTIALLY TILL THE END OF THE FIFTH YEAR.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A,
Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd & AIA Group Ltd. & is

used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims & complaints, please contact our Insurance
used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims & complaints, please contact our Insurance
Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.
Visit us at: www.tataaia.com. L&C/Misc/2024/Jan/0030.

BEWARE OF SPURIOUS PHONE CALLS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
AND FICTITIOUS / FRAUDULENT OFFERS Public receiving such phone calls are requested to lodge a police complaint.
I Am Red
Name of the Prospect / idfc Proposal No: 5666028255980
Policyholder:
Name of the Product: Tata AIA Life Insurance Smart Sampoorna Raksha
Age (yrs) : 23
Tag Line : Unit-linked, Non-Participating, Individual Life Insurance Plan for Savings and
Name of the Life Assured : idfc Protection

Age (yrs) : 23 Unique Identification No.: 110L156V03

Sum Assured (Rs.): 18000000 GST Rate: 18.0%

Policy Term (yrs): 40 Investment Strategy Opted NIL

for:
Premium Payment Term (yrs): 12
Funds opted for along with their risk level
Amount of Instalment Premium 127725
(Rs.):

Mode of Payment of Premium : Annual

Fund Name Allocation Percentage Risk Profile

Large Cap Equity Fund (ULIF 017 07/01/08 TLC 110) 0%
Whole Life Mid-cap Equity Fund (ULIF 009 04/01/07 WLE 110) 0%
Whole Life Aggressive Growth Fund (ULIF 010 04/01/07 WLA 110) 0%
Whole Life Stable Growth Fund (ULIF 011 04/01/07 WLS 110) 0%
Whole Life Income Fund (ULIF 012 04/01/07 WLI 110) 0%
Whole Life Short Term Fixed Income Fund (ULIF 013 04/01/07 WLF 110) 0%
Multi Cap Fund (ULIF 060 15/07/14 MCF 110) 0%
India Consumption Fund (ULIF 061 15/07/14 ICF 110) 0%
Super Select Equity Fund (ULIF 035 16/10/09 TSS 110) 0%
Top 50 Fund (ULIF 026 12/01/09 ITF 110) 0%
Top 200 fund (ULIF 027 12/01/09 ITT 110) 0%
Emerging Opportunities Fund (ULIF 064 12/09/22 EOF 110) 0%
Sustainable Equity Fund (ULIF 065 12/09/22 ESG 110) 0%
Dynamic Advantage Fund (ULIF 066 12/09/22 DAF 110) 0%
Flexi Growth Fund (ULIF 068 25/04/23 FGF 110) 0%
Constant Maturity Fund (ULIF 069 17/05/23 CMF 110) 0%
Target Maturity Fund (ULIF 070 17/05/23 TMF 110) 0%
Small Cap Discovery Fund (ULIF 071 22/05/23 SCF 110) 0%
Business Cycle Fund (ULIF 072 15/01/24 BCF 110) 0%
Rising India Fund (ULIF 073 17/01/24 RIF 110) 0%
Midcap Momentum Index Fund (ULIF 075 09/05/24 MIF 110) 100% High

Rider Details
Tata AIA Vitality
Yes Utilization of rewards (if Wellness program opted) Premium Discount
(Wellness Program)
Details of Life
Insured/Partner under Benefit Payout Premium
Rider Name/UIN^ the Benefit Option Return of Benefit Premium Sum Year 1
p.a.
(Benefit Option/Benefit premium Option Payment Assured Discount
Income without
Payout Option) Lumpsum Income option Term Term (Rs.) (Rs.)
Name Age(yrs) Gender Duration GST (Rs.)
(Rs.) p.a.(Rs.)
(yrs)
VP - Accidental Total and
Permanent Disability idfc 23 M 18000000 0 0 YES 40 12 18000000 20700 1035
(Lumpsum Benefit)
VP - Accidental Death
idfc 23 M 18000000 0 0 YES 40 12 18000000 28440 1422
(Lumpsum Benefit)
VP - Term Booster
idfc 23 M 2000000 0 0 YES 40 12 2000000 7040 704
(Lumpsum Benefit)#
^VPP - Tata AIA Vitality Protect Plus,(A Non-Linked, Non-Participating Individual Health Rider UIN:110A048V03)
#Premium calculated for Term Booster on idfc is considering underwriting class as super preferred

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 61433 56180 117613
Instalment Premium with First year GST (Rs.) 61433 66292 127725
Instalment Premium post applicable discount with First year GST (Rs.) 61433 62562 123995
Instalment Premium with GST 2nd year onwards (Rs.) 61433 66292 127725

Discount applicable and Installment Premium payable 2nd year onwards will depend on the Wellness status of the Insured
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges and taxes, may grow over the
years of the policy term if the fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% p.a. and 4% p.a. are assumed only for the purpose of
illustrating the flow of benefits if the returns are at this level. It should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4% p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges, underwriting
extra, if any, guarantee charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges and taxes on the net yield. Please
note that the mortality charges per thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The
investment risk in this policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If
your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits
then the illustration on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are
not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependant on a number of factors including
future investment performance.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at two
assumed rates of return. Part B of this statement presents a detailed break-up of the charges, and other values.
Part A
(Amount in Rupees)
At 4% p.a. Gross Investment Return At 8% p.a. Gross Investment Return Commission
Annualized Mortality, Mortality, payable to
Policy Year Other Fund at End Surrender Other Fund at End Surrender
Premium Morbidity GST Death Benefit Morbidity GST Death Benefit intermediary
Charges* of Year Value Charges* of Year Value (Rs.)
Charges Charges
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

1 61,433 14,200 7,904 3,979 37,086 34,461 18,000,000 14,199 7,916 3,981 38,814 36,066 18,000,000 0
2 61,433 14,122 4,723 3,392 79,667 76,767 18,000,000 14,120 4,767 3,400 84,872 81,972 18,000,000 0
3 61,433 14,057 4,637 3,365 124,148 121,973 18,000,000 14,051 4,735 3,381 134,770 132,595 18,000,000 0
4 61,433 14,021 3,968 3,238 171,288 169,839 18,000,000 14,010 4,145 3,268 189,496 188,047 18,000,000 0
5 61,433 14,027 5,725 3,555 218,231 218,231 18,000,000 14,009 6,008 3,603 246,395 246,395 18,000,000 0
6 61,433 14,110 6,446 3,700 266,085 266,085 18,000,000 14,083 6,865 3,771 306,706 306,706 18,000,000 0
7 61,433 14,281 7,184 3,864 314,759 314,759 18,000,000 14,242 7,770 3,962 370,538 370,538 18,000,000 0
8 61,433 14,555 7,941 4,049 364,140 364,140 18,000,000 14,502 8,728 4,181 437,986 437,986 18,000,000 0
9 61,433 14,929 8,713 4,255 414,118 414,118 18,000,000 14,858 9,737 4,427 509,156 509,156 18,000,000 0
10 61,433 15,435 9,500 4,488 479,283 479,283 18,000,000 15,341 10,800 4,705 598,869 598,869 18,000,000 0
11 61,433 16,015 10,637 4,797 566,533 566,533 18,000,000 15,893 12,262 5,068 715,347 715,347 18,000,000 0
12 61,433 16,726 11,895 5,152 653,517 653,517 18,000,000 16,568 13,905 5,485 836,908 836,908 18,000,000 0
13 0 17,610 12,410 5,404 675,816 675,816 18,000,000 17,407 14,856 5,807 897,052 897,052 18,000,000 0
14 0 18,656 12,894 5,679 693,402 693,402 18,000,000 18,398 15,817 6,159 955,838 955,838 18,000,000 0
15 0 19,851 13,331 5,973 709,738 709,738 18,000,000 19,527 16,771 6,534 1,016,769 1,016,769 18,000,000 0
16 0 21,221 13,766 6,297 724,724 724,724 18,000,000 20,817 17,764 6,945 1,079,925 1,079,925 18,000,000 0
17 0 22,764 14,194 6,652 738,279 738,279 18,000,000 22,265 18,796 7,391 1,145,417 1,145,417 18,000,000 0
18 0 24,497 14,618 7,041 750,335 750,335 18,000,000 23,883 19,869 7,875 1,213,381 1,213,381 18,000,000 0
19 0 26,449 15,036 7,467 760,778 760,778 18,000,000 25,697 20,987 8,403 1,283,920 1,283,920 18,000,000 0
20 0 28,676 15,168 7,892 769,827 769,827 18,000,000 27,757 21,869 8,933 1,357,491 1,357,491 18,000,000 0
21 0 31,210 15,265 8,365 777,248 777,248 18,000,000 30,088 22,771 9,515 1,434,118 1,434,118 18,000,000 0
22 0 34,122 15,341 8,903 782,814 782,814 18,000,000 32,754 23,710 10,164 1,513,846 1,513,846 18,000,000 0
23 0 37,518 15,392 9,524 786,247 786,247 18,000,000 35,846 24,687 10,896 1,596,692 1,596,692 18,000,000 0
24 0 41,469 15,415 10,239 787,158 787,158 18,000,000 39,423 25,700 11,722 1,682,580 1,682,580 18,000,000 0
25 0 46,081 15,403 11,067 784,991 784,991 18,000,000 43,574 26,747 12,658 1,771,290 1,771,290 18,000,000 0
26 0 51,445 15,351 12,023 779,125 779,125 18,000,000 48,366 27,827 13,715 1,862,553 1,862,553 18,000,000 0
27 0 57,611 15,248 13,115 768,858 768,858 18,000,000 53,830 28,935 14,898 1,956,040 1,956,040 18,000,000 0
28 0 64,616 15,088 14,347 753,457 753,457 18,000,000 59,977 30,067 16,208 2,051,411 2,051,411 18,000,000 0
29 0 72,455 14,862 15,717 732,236 732,236 18,000,000 66,781 31,219 17,640 2,148,389 2,148,389 18,000,000 0
30 0 81,041 14,562 17,208 704,713 704,713 18,000,000 74,132 32,390 19,174 2,246,917 2,246,917 18,000,000 0
31 0 90,311 14,183 18,809 670,531 670,531 18,000,000 81,947 33,580 20,795 2,347,087 2,347,087 18,000,000 0
32 0 100,137 13,723 20,495 629,620 629,620 18,000,000 90,085 34,791 22,478 2,449,300 2,449,300 18,000,000 0
33 0 110,413 13,183 22,247 582,250 582,250 18,000,000 98,422 36,031 24,201 2,554,324 2,554,324 18,000,000 0
34 0 121,012 12,602 24,050 547,553 547,553 18,000,000 106,837 37,311 25,947 2,663,243 2,663,243 18,000,000 0
35 0 131,354 12,853 25,957 583,565 583,565 18,000,000 115,274 38,645 27,705 2,777,464 2,777,464 18,000,000 0
36 0 141,710 13,327 27,907 625,019 625,019 18,000,000 123,694 40,053 29,474 2,898,671 2,898,671 18,000,000 0
37 0 152,197 13,875 29,893 672,712 672,712 18,000,000 132,104 41,555 31,259 3,028,711 3,028,711 18,000,000 0
38 0 162,953 14,506 31,943 727,595 727,595 18,000,000 140,607 43,174 33,080 3,169,452 3,169,452 18,000,000 0
39 0 174,111 15,235 34,082 790,801 790,801 18,000,000 149,292 44,931 34,960 3,322,715 3,322,715 18,000,000 0
40 0 185,881 16,076 36,352 863,680 863,680 18,000,000 158,313 46,848 36,929 3,490,027 3,490,027 18,000,000 0

*Other charges includes Premium Allocation Charge, Policy Admin Charge, Fund Management Charge and Rider Charges, if any. See Part B for details.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATIVE
PURPOSE.

I ___________________________ (name), have explained the I ___________________________ (name), having received the information with
premiums, charges and benefits under the policy fully to the prospect respect to the above, have understood the above statement before entering into
/ policyholder. the contract.
Place: I Am Red
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect/ Policyholder
Part B
Gross Yield 8% p.a Net Yield 7.83% Amount in Rupees

Annualized
Premium
Annualized Premium
Allocation Mortality Policy Admin Guarantee Rider Additions to Fund before Fund at End Surrender Death
Policy Year Premium - Premium GST FMC
Charge charge Charge Charge Charges the Fund* FMC of Year Value Benefit
(AP) Allocation
(PAC)
Charges

1 61,433 7,372 54,061 14,199 3,981 0 NA 0 0 38,860 544 38,814 36,066 18,000,000
2 61,433 3,686 57,747 14,120 3,400 0 NA 0 0 84,972 1,081 84,872 81,972 18,000,000
3 61,433 3,072 58,361 14,051 3,381 0 NA 0 0 134,929 1,663 134,770 132,595 18,000,000
4 61,433 1,843 59,590 14,010 3,268 0 NA 0 0 189,720 2,302 189,496 188,047 18,000,000
5 61,433 0 61,433 14,009 3,603 3,023 NA 0 0 246,686 2,985 246,395 246,395 18,000,000
6 61,433 0 61,433 14,083 3,771 3,174 NA 0 0 307,068 3,691 306,706 306,706 18,000,000
7 61,433 0 61,433 14,242 3,962 3,332 NA 0 0 370,976 4,438 370,538 370,538 18,000,000
8 61,433 0 61,433 14,502 4,181 3,499 NA 0 0 438,503 5,229 437,986 437,986 18,000,000
9 61,433 0 61,433 14,858 4,427 3,674 NA 0 0 509,758 6,063 509,156 509,156 18,000,000
10 61,433 0 61,433 15,341 4,705 3,858 NA 0 14,744 584,815 6,942 598,869 598,869 18,000,000
11 61,433 0 61,433 15,893 5,068 4,050 NA 0 35,771 706,441 8,212 715,347 715,347 18,000,000
12 61,433 0 61,433 16,568 5,485 4,253 NA 0 34,382 829,390 9,652 836,908 836,908 18,000,000
13 0 0 0 17,407 5,807 4,466 NA 0 31,788 892,076 10,390 897,052 897,052 18,000,000
14 0 0 0 18,398 6,159 4,689 NA 0 28,019 954,629 11,128 955,838 955,838 18,000,000
15 0 0 0 19,527 6,534 4,923 NA 0 28,018 1,015,632 11,848 1,016,769 1,016,769 18,000,000
16 0 0 0 20,817 6,945 5,170 NA 0 28,167 1,078,851 12,594 1,079,925 1,079,925 18,000,000
17 0 0 0 22,265 7,391 5,428 NA 0 28,484 1,144,394 13,368 1,145,417 1,145,417 18,000,000
18 0 0 0 23,883 7,875 5,699 NA 0 29,004 1,212,395 14,170 1,213,381 1,213,381 18,000,000
19 0 0 0 25,697 8,403 5,984 NA 0 29,715 1,282,958 15,003 1,283,920 1,283,920 18,000,000
20 0 0 0 27,757 8,933 6,000 NA 0 30,682 1,356,536 15,869 1,357,491 1,357,491 18,000,000
21 0 0 0 30,088 9,515 6,000 NA 0 31,786 1,433,164 16,771 1,434,118 1,434,118 18,000,000
22 0 0 0 32,754 10,164 6,000 NA 0 33,135 1,512,874 17,710 1,513,846 1,513,846 18,000,000
23 0 0 0 35,846 10,896 6,000 NA 0 34,813 1,595,678 18,687 1,596,692 1,596,692 18,000,000
24 0 0 0 39,423 11,722 6,000 NA 0 36,796 1,681,503 19,700 1,682,580 1,682,580 18,000,000
25 0 0 0 43,574 12,658 6,000 NA 0 39,053 1,770,129 20,747 1,771,290 1,771,290 18,000,000
26 0 0 0 48,366 13,715 6,000 NA 0 41,634 1,861,286 21,827 1,862,553 1,862,553 18,000,000
27 0 0 0 53,830 14,898 6,000 NA 0 44,530 1,954,642 22,935 1,956,040 1,956,040 18,000,000
28 0 0 0 59,977 16,208 6,000 NA 0 47,766 2,049,857 24,067 2,051,411 2,051,411 18,000,000
29 0 0 0 66,781 17,640 6,000 NA 0 51,393 2,146,648 25,219 2,148,389 2,148,389 18,000,000
30 0 0 0 74,132 19,174 6,000 NA 0 55,514 2,244,950 26,390 2,246,917 2,246,917 18,000,000
31 0 0 0 81,947 20,795 6,000 NA 0 60,177 2,344,850 27,580 2,347,087 2,347,087 18,000,000
32 0 0 0 90,085 22,478 6,000 NA 0 65,507 2,446,741 28,791 2,449,300 2,449,300 18,000,000
33 0 0 0 98,422 24,201 6,000 NA 0 71,693 2,551,375 30,031 2,554,324 2,554,324 18,000,000
34 0 0 0 106,837 25,947 6,000 NA 0 78,847 2,659,827 31,311 2,663,243 2,663,243 18,000,000
35 0 0 0 115,274 27,705 6,000 NA 0 87,148 2,773,493 32,645 2,777,464 2,777,464 18,000,000
36 0 0 0 123,694 29,474 6,000 NA 0 96,732 2,894,046 34,053 2,898,671 2,898,671 18,000,000
37 0 0 0 132,104 31,259 6,000 NA 0 107,660 3,023,331 35,555 3,028,711 3,028,711 18,000,000
38 0 0 0 140,607 33,080 6,000 NA 0 119,955 3,163,216 37,174 3,169,452 3,169,452 18,000,000
39 0 0 0 149,292 34,960 6,000 NA 0 133,561 3,315,528 38,931 3,322,715 3,322,715 18,000,000
40 0 0 0 158,313 36,929 6,000 NA 0 148,263 3,481,816 40,848 3,490,027 3,490,027 18,000,000
 Gross Yield 4% p.a Amount in Rupees

Annualized
Premium
Annualized Premium
Allocation Mortality Policy Admin Guarantee Rider Additions to Fund before Fund at End Surrender Death
Policy Year Premium - Premium GST FMC
Charge charge Charge Charge Charges the Fund* FMC of Year Value Benefit
(AP) Allocation
(PAC)
Charges

1 61,433 7,372 54,061 14,200 3,979 0 NA 0 0 37,130 532 37,086 34,461 18,000,000
2 61,433 3,686 57,747 14,122 3,392 0 NA 0 0 79,761 1,037 79,667 76,767 18,000,000
3 61,433 3,072 58,361 14,057 3,365 0 NA 0 0 124,295 1,565 124,148 121,973 18,000,000
4 61,433 1,843 59,590 14,021 3,238 0 NA 0 0 171,491 2,125 171,288 169,839 18,000,000
5 61,433 0 61,433 14,027 3,555 3,023 NA 0 0 218,489 2,702 218,231 218,231 18,000,000
6 61,433 0 61,433 14,110 3,700 3,174 NA 0 0 266,399 3,272 266,085 266,085 18,000,000
7 61,433 0 61,433 14,281 3,864 3,332 NA 0 0 315,131 3,852 314,759 314,759 18,000,000
8 61,433 0 61,433 14,555 4,049 3,499 NA 0 0 364,571 4,442 364,140 364,140 18,000,000
9 61,433 0 61,433 14,929 4,255 3,674 NA 0 0 414,608 5,039 414,118 414,118 18,000,000
10 61,433 0 61,433 15,435 4,488 3,858 NA 0 14,744 465,088 5,642 479,283 479,283 18,000,000
11 61,433 0 61,433 16,015 4,797 4,050 NA 0 35,772 557,451 6,587 566,533 566,533 18,000,000
12 61,433 0 61,433 16,726 5,152 4,253 NA 0 34,388 645,782 7,642 653,517 653,517 18,000,000
13 0 0 0 17,610 5,404 4,466 NA 0 31,800 670,578 7,944 675,816 675,816 18,000,000
14 0 0 0 18,656 5,679 4,689 NA 0 28,041 691,881 8,205 693,402 693,402 18,000,000
15 0 0 0 19,851 5,973 4,923 NA 0 28,054 708,235 8,408 709,738 709,738 18,000,000
16 0 0 0 21,221 6,297 5,170 NA 0 28,221 723,225 8,596 724,724 724,724 18,000,000
17 0 0 0 22,764 6,652 5,428 NA 0 28,561 736,767 8,766 738,279 738,279 18,000,000
18 0 0 0 24,497 7,041 5,699 NA 0 29,110 748,792 8,919 750,335 750,335 18,000,000
19 0 0 0 26,449 7,467 5,984 NA 0 29,857 759,185 9,052 760,778 760,778 18,000,000
20 0 0 0 28,676 7,892 6,000 NA 0 30,869 768,161 9,168 769,827 769,827 18,000,000
21 0 0 0 31,210 8,365 6,000 NA 0 32,029 775,496 9,265 777,248 777,248 18,000,000
22 0 0 0 34,122 8,903 6,000 NA 0 33,452 780,949 9,341 782,814 782,814 18,000,000
23 0 0 0 37,518 9,524 6,000 NA 0 35,220 784,238 9,392 786,247 786,247 18,000,000
24 0 0 0 41,469 10,239 6,000 NA 0 37,313 784,976 9,415 787,158 787,158 18,000,000
25 0 0 0 46,081 11,067 6,000 NA 0 39,702 782,607 9,403 784,991 784,991 18,000,000
26 0 0 0 51,445 12,023 6,000 NA 0 42,441 776,506 9,351 779,125 779,125 18,000,000
27 0 0 0 57,611 13,115 6,000 NA 0 45,528 765,969 9,248 768,858 768,858 18,000,000
28 0 0 0 64,616 14,347 6,000 NA 0 48,994 750,261 9,088 753,457 753,457 18,000,000
29 0 0 0 72,455 15,717 6,000 NA 0 52,897 728,689 8,862 732,236 732,236 18,000,000
30 0 0 0 81,041 17,208 6,000 NA 0 57,352 700,762 8,562 704,713 704,713 18,000,000
31 0 0 0 90,311 18,809 6,000 NA 0 62,420 666,116 8,183 670,531 670,531 18,000,000
32 0 0 0 100,137 20,495 6,000 NA 0 68,244 624,671 7,723 629,620 629,620 18,000,000
33 0 0 0 110,413 22,247 6,000 NA 0 75,036 576,679 7,183 582,250 582,250 18,000,000
34 0 0 0 121,012 24,050 6,000 NA 0 101,425 537,285 6,602 547,553 547,553 18,000,000
35 0 0 0 131,354 25,957 6,000 NA 0 183,816 572,313 6,853 583,565 583,565 18,000,000
36 0 0 0 141,710 27,907 6,000 NA 0 200,489 612,777 7,327 625,019 625,019 18,000,000
37 0 0 0 152,197 29,893 6,000 NA 0 217,963 659,474 7,875 672,712 672,712 18,000,000
38 0 0 0 162,953 31,943 6,000 NA 0 236,529 713,338 8,506 727,595 727,595 18,000,000
39 0 0 0 174,111 34,082 6,000 NA 0 256,500 775,488 9,235 790,801 790,801 18,000,000
40 0 0 0 185,881 36,352 6,000 NA 0 278,310 847,254 10,076 863,680 863,680 18,000,000

Notes:

1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund management charge is based on the specific fund option(s) chosen.
3. *Additions to the Fund refers to the periodic additions through A) Refund of 2X Mortality Charges, B) Refund of 2X Premium Allocation Charges and C) Cover
Continuance Booster.

The rider sum assured shall remain unchanged for a period as specified under ‘Guaranteed Period’ from the Date of Commencement of the benefit option.
Upon the completion of ‘Guaranteed Period’, the sum assured as applicable for the benefit option may be revised or the policyholder may be given an option of
top up premium to restore the benefit to original amount, subject to IRDAI’s approval. The top up premium may be payable as a single premium/ level premium
during the block of next guarantee period. The requirement of paying the Top up premium in order to continue with the current level of benefit may be
applicable even after expiry of limited pay premium term.

I ___________________________ (name), have explained the I ___________________________ (name), having received the information with
premiums, charges and benefits under the policy fully to the prospect respect to the above, have understood the above statement before entering into
/ policyholder. the contract.
 Place: I Am Red
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect/ Policyholder

Unique Reference Number - L&C/Advt/2024/Mar/0680 (Rider - L&C/Advt/2022/Sep/2271)

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com

(I)V.99.00/FY2024-2025_Q2/RELEASE 01-07-24/EXPIRY 30-09-2024 SL 03-07-2024,09:07 AM