Get Ready For A Powerful Ride!

Powered for

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 1

THE OPEN
ROAD BECKONS,
Especially when
you are fueled by

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 2

Designed keeping your
MOBILITY, UTILITY
& LIFESTYLE
needs in mind
This power-packed card
keeps up with you
THROUGHOUT
YOUR FAST-
PACED LIFE.

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 3

POWER PACKED
SAVINGS The HPCL IDFC FIRST Bank credit card brings savings on all
your expenses – from mobility to utility to all other everyday
expenses

3.5% savings on Fuel 2.5% savings on IDFC

+ FASTag recharge
1.5% savings on HP Pay App

2X Rewards on all UPI 2.5% savings on

other expenses Grocery & Utility

Savings provided Fuel Surcharge Exclusions Monthly cappings Refer Rewards

in the form of waiver Included applicable on applicable Program section
Reward points in Fuel savings Rewards for more
information
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
 POWERFUL PRIVILEGES
TO ACCOMPANY YOUR LIFESTYLE NEEDS

JOINING BENEFITS TO PRIVILEGES TO KEEP

GIVE YOU JUMP-START* YOU COVERED

₹250 Cashback on 1st Complimentary

transaction of ₹250 or Roadside Assistance
above at HPCL fuel station worth ₹1,399

5% Cashback up to ₹1,000 ₹2 Lakh Personal

on 1st EMI Accident Cover

*Joining Benefits applicable for transaction done within Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 5
30 days from card set-up
 Combined with our
FEATURES LIKE NO
OTHER

STANDARD FEATURES LIKE NO OTHER AND CONVENIENCE LIKE NO OTHER*

Never expiring Low & Dynamic Interest-free ATM Annual fee waiver EMIfy your purchases, Enjoy convenient
Rewards Interest rates cash withdrawals on spending ₹50,000 transactions and balance transfer
for up to 48 days in a year balances above ₹2,500 facility

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. * T&Cs applicable for EMI & balance transfer facility 6
 REWARDS PROGRAM
3.5% savings on Fuel
transactions
= =
21X Rewards
Only on transaction done at
• HPCL authorized fuel stations
• HP Pay wallet upload
• Pay by QR code using credit
card in HP Pay app
Max
700 Rewards = ₹175 /month
+
1.5% savings per ₹100 as
payback points on all fuel
purchases through
HP Pay App by HPCL
2.5% savings on IDFC 2.5% savings on 2X Rewards on all UPI
FASTag recharge Grocery & Utility and other expenses
=
15X Rewards 15X Rewards
Only on transaction done through Grocery & Utility transactions Excluding transaction done on
• FIRST forward app classified basis Merchant Fuel, Utility, Grocery, IDFC
• IDFC FIRST Bank Mobile Category Codes received in FASTag, EMI, Cash withdrawal,
Banking app transaction data Insurance
Max Max
No Capping
200 Rewards = ₹50 /month 400 Rewards = ₹100 /month
1X = 1 Reward per ₹150
1 Reward= ₹0.25
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. Important Information 7
 SAVINGS
SUMMARY
Category Annual Spends in (₹) Savings (₹)
Fuel 2,100
HP Pay Savings 60,000 900
Welcome Benefit- 1 (Fuel Cashback) 250
IDFC FASTag Recharge 6,000 150
Grocery & Utility 24,000 600
Other Spends 18,000 60
Annual Fee Waiver - 199
Welcome Benefit - 2 (EMI Cashback) 20,000 1,000
65+ litres Complimentary Roadside Assistance
Offer Discount – Zoomcar Rentals
-
-
1,399
1000
Worth free fuel annually
through savings! Total 1,28,000 7,658
Fuel worth (@ ₹105) 72.9 litres

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. T&Cs applicable 8
 APPLY NOW

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 9

 Important
Information
• Fuel stations considered as HPCL authorized basis Merchant IDs (MIDs) shared by HPCL & configured with IDFC FIRST
Bank
• Fuel transactions eligible for rewards only if made at authorized HPCL fuel stations
• Rewards on UPI transactions are not applicable for Fuel, Insurance, and EMI categories.
• HPCL & IDFC FIRST Bank will be the final authority regarding MID’s not identifiable by HPCL
• 1.5% savings equivalent to 6 Happy Coins, up to ₹150 per month on Fuel transactions done through the HP Pay App
• There are two ways to earn Rewards:
a) Pay by QR through HP Pay App – 6 Happy Coins up to ₹150 per month
b) Wallet upload in HP Pay App – 3 Happy Coins on wallet upload, 1 Happy Coins earned on Payment and 2 Happy
Coins after 45 days of Payment
• HP Pay wallet load transactions NOT used at HPCL retail outlets for Fuel will not qualify for savings up to 5%
• For using HP Pay App for fuel payment, scan the QR code available at the respective HPCL fuel station and make
payment using FIRST Power Credit Card by selecting the payment gateway as credit card
• Minimum transaction value of ₹150 required to be eligible to earn rewards

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 10