PART V

HANDBOOK ON INDIAN INSURANCE STATISTICS 2022-23
CONTENTS
Table No. Particulars
PART V: INSURANCE DISTRIBUTION CHANNELS
92 Number of Individual Agents of Life Insurers
93 Number of Corporate Agents of Life Insurers
94 Number of Micro Insurance Agents (Life)- Insurer-wise
95 Average Number of Individual Policies Sold by Individual and Corporate Agents
96 Average New Business Premium Income for Individual and Corporate Agents
97 Average Premium Income per Policy for Individual and Corporate Agents
98 State-wise Distribution of Individual Agents of Life Insurers
99 State-wise Number of Registered Brokers
100 State wise Number of Insurance Marketing Firms
101 Channel-wise Life Insurance - Individual New Business
102 Channel-wise Insurer-wise Life Insurance - Individual New Business
103 Channel-wise Life Insurance - Group New Business
104 Channel-wise Insurer-wise Life Insurance - Group New Business
105 Channel-wise General Insurance Business
106 Channel-wise Health Insurance Business
TABLE 92: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS
(As on 31st March)
2014 2015 2016
1,195,916 1,163,604 1,061,560
81,763 90,537 110,658

8,022 7,973 6,222
10,343 13,089 9,309
19,985 18,935 10,443
169,634 120,982 89,975
16,733 19,132 20,561
- - -
7,255 10,421 15,490
35,140 32,357 50,300
27,292 17,150 17,919
55,933 65,214 82,381
171,734 132,463 121,016
3,790 4,325 2,468
44,395 55,548 86,303
42,620 43,505 45,276
13,448 17,017 7,989
3,249 1,995 4,439
109,042 105,022 129,693
10,914 11,362 11,477
110,491 83,656 92,619
4,637 4,460 4,422
6,510 8,167 8,507
40,751 40,993 27,538
993,681 904,303 955,005
2,189,597 2,067,907 2,016,565
TABLE 93: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS
(As on 31st March)
S.No. Insurer 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Public Sector
1 Life Insurance Corporation of India 149 142 119 107 104 122 127 110 131 145
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd 46 34 32 37 33 33 34 28 31 27
3 Aegon Life Insurance Company Ltd. 9 7 6 7 8 8 8 11 14 11
4 Ageas Federal Life Insurance Company Ltd 3 2 3 2 3 5 5 4 53
5 Aviva Life Insurance Company India Ltd. 7 5 4 3 6 8 8 8 99
6 Bajaj Allianz Life Insurance Company Ltd. 199 47 37 41 44 63 69 62 70 56
7 Bharti AXA Life Insurance Company Ltd. 7 6 3 6 13 31 35 33 38 23
8 Canara HSBC OBC Life Insurance Company 3 4 3 5 7 12 13 9 11 11
9 Edelweiss Tokio Life Insurance Company L 2 2 2 2 2 3 8 6 11 7
10 Exide Life Insurance Company Ltd. 14 14 20 29 41 56 59 55 61 48
11 Future Generali India Life Insurance Compa 4 2 2 9 14 18 19 14 17 21
12 HDFC Life Insurance Company Ltd. 8 11 12 57 81 125 153 150 177 170
13 ICICI Prudential Life Insurance Company Lt 11 11 11 23 36 70 102 104 125 169
14 IndiaFirst Life Insurance Company Ltd. 12 12 10 10 11 22 25 22 22 24
15 Kotak Mahindra Life Insurance Ltd. 32 34 23 34 47 77 95 76 89 49
16 MaxLife Insurance Company Ltd. 23 23 19 23 22 29 28 19 26 32
17 PNB Metlife India Insurance Company Ltd. 11 12 13 13 11 14 17 17 25 38
18 Pramerica Life Insurance Company Ltd. 15 15 9 6 12 18 17 14 14 17
19 Reliance Nippon Life Insurance Company L 16 16 8 22 30 42 42 36 44 34
20 Sahara India Life Insurance Company Ltd. 5 5 4 4 2 2 0 1 12
21 SBI Life Insurance Company Ltd. 98 82 60 77 76 89 92 91 103 77
22 Shriram Life Insurance Company Ltd. 7 8 6 5 5 5 7 3 5 14
23 Star Union Dai-ichi Life Insurance Company 7 7 7 7 7 5 4 3 5 10
24 TATA AIA Life Insurance Company Ltd. 1 2 3 4 8 9 11 11 18 25
Private Sector Total 540 361 297 426 519 744 851 777 921 877
Grand Total 689 503 416 533 623 866 978 887 1052 1022
TABLE 94: NUMBER OF MICRO INSURANCE AGENTS (LIFE)- INSURER-WISE
(As on 31st March)
2014 2015 2016
18,401 19,379 18,574
97 56 51
- - -
- 2 2
667 667 10
- - 457
- - -
- - -
1 1 1
- - -
- - -
- - -
78 79 -
- 1,906 7,798
- - -
- - -
14 14 14
- - -
- - -
- -
- 20 22
523 523 523
- - -
276 114 112
1,656 3,382 8,990
20,057 22,761 27,564
TABLE 95: AVERAGE NUMBER OF INDIVIDUAL POLICIES SOLD BY INDIVIDUAL AND CORPORATE AGENTS
Individual Agent Corporate Agent

S.No. Insurer
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Public Sector
1 Life Insurance Corporation of India 29 16 18 18 18 18 17 15 15 15 2723 2420 2231 1705 1816 1718 1660 1624 1731 1564
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd. 3 2 2 2 2 2 2 1 1 1 2491 611 480 739 798 2346 3617 5975 5073 4842
3 Aegon Life Insurance Company Ltd. 3 2 2 0 0 0 0 0 0 -0 394 230 182 554 707 573 89 56 1 -2
4 Ageas Federal Life Insurance Company Ltd. 3 2 2 1 1 1 0 0 0 1 26780 25384 34074 40920 49971 44340 13868 8253 9478 11736
5 Aviva Life Insurance Company India Ltd. 2 1 1 2 2 1 1 1 1 1 5545 7047 4930 1692 790 1484 916 1497 2051 1962
6 Bajaj Allianz Life Insurance Company Ltd. 2 2 2 2 2 2 2 2 2 2 367 69 222 1762 1702 1289 2309 4757 5373 4441
7 Bharti AXA Life Insurance Company Ltd. 2 2 2 2 2 2 1 1 1 1 231 210 215 1095 779 1051 858 870 1042 1010
8 Canara HSBC Life Insurance Company Ltd. - - - - - - - 12 3 3 12815 17145 21566 22639 16975 13491 12802 14940 16364 14852
9 Edelweiss Tokio Life Insurance Company Ltd. 5 2 2 2 2 1 1 1 0 0 1829 2192 2584 3547 4090 3266 1941 2975 1632 2420
10 Exide Life Insurance Company Ltd. 4 3 3 2 2 2 2 2 2 1 3626 1222 435 538 713 624 486 265 226 126
11 Future Generali India Life Insurance Company Ltd. 1 1 1 1 1 1 1 1 1 1 3132 1360 657 1287 759 2075 1559 793 517 589
12 HDFC Life Insurance Company Ltd. 5 5 6 5 2 2 1 1 1 1 47261 45265 46496 14060 8629 5378 3478 4014 3496 3096
13 ICICI Prudential Life Insurance Company Ltd. 1 1 1 1 1 1 1 1 1 1 38030 35092 29104 23679 14066 9525 5066 3235 2466 1542
14 IndiaFirst Life Insurance Company Ltd. 3 2 2 2 4 3 3 2 4 5 6823 6196 7353 11204 12981 8263 6582 6259 6831 11149
15 Kotak Mahindra Life Insurance Ltd. 2 2 2 1 2 1 1 1 1 1 1678 1655 3281 3410 2586 1834 1215 1712 2116 2659
16 MaxLife Insurance Company Ltd. 5 4 4 3 2 3 3 2 2 2 14548 12747 12579 14835 15331 15480 11814 12010 11211 9751
17 PNB Metlife India Insurance Company Ltd. 2 2 2 2 1 1 1 1 1 1 11183 11599 12289 11389 12306 10541 8188 8058 6455 5229
18 Pramerica Life Insurance Company Ltd. 4 5 5 3 3 2 1 1 1 1 898 962 804 1085 2075 1163 241 142 229 421
19 Reliance Nippon Life Insurance Company Ltd. 3 3 2 1 1 2 2 1 1 1 5061 2338 1691 989 488 776 720 696 681 620
20 Sahara India Life Insurance Company Ltd. 4 2 2 1 0 - - - - - 137 8 22 2 0 0 0 0 0 0
21 SBI Life Insurance Company Ltd. 6 5 5 5 5 5 5 4 4 4 5112 7106 11203 11947 11487 11096 11257 14163 17797 18357
22 Shriram Life Insurance Company Ltd. 4 4 3 3 2 2 1 1 1 1 6929 9451 19806 18120 24175 23267 25695 25316 21408 10755
23 Star Union Dai-ichi Life Insurance Company Ltd. 2 1 1 0 0 0 0 -0 0 1 14531 13155 11853 16172 15900 13451 11775 19525 32056 19035
24 TATA AIA Life Insurance Company Ltd. 3 2 2 3 4 4 4 3 2 2 3063 1113 9190 14493 10327 15046 19412 19885 16627 10474
Private Average 3 2 3 2 2 2 2 2 2 2 4747 5450 8332 8293 6960 5781 4820 5240 5246 5011
Industry Average 17 10 11 10 11 11 10 9 9 8 4242 4710 6599 6721 5986 5074 4289 4642 4697 4522
Note: The '-' cells indicate no business procured during the financial year
TABLE 96: AVERAGE NEW BUSINESS PREMIUM INCOME FOR INDIVIDUAL AND CORPORATE AGENTS

2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
3.39 2.67 2.85 4.00 4.34 4.20 4.08 4.14 3.94 4.19 674.76 615.03 583.38
0.60 0.60 0.56 0.74 0.91 0.94 0.95 0.96 1.09 1.75 397.43 395.81 232.15
0.91 0.70 0.74 0.11 0.00 0.00 0.00 0.00 0.01 -0.00 127.46 66.21 80.63
0.69 0.47 0.49 0.55 0.51 0.37 0.15 0.26 0.26 1.04 7487.55 10874.00 15804.89
0.68 0.55 0.57 0.83 0.75 0.46 0.38 0.51 0.89 1.40 1849.87 2904.93 1368.69
0.62 0.67 0.76 1.08 1.56 1.74 1.49 1.25 1.55 1.53 71.42 14.38 56.90
0.65 0.64 0.60 0.72 0.74 0.64 0.51 0.76 0.92 0.82 52.38 101.40 85.37
- - - - - - 0.94 2.50 2.18 2.30 6944.36 9453.33 14431.22
0.84 0.72 0.64 0.62 0.64 0.46 0.33 0.35 0.34 0.33 537.98 1086.31 1535.29
1.13 1.41 0.90 1.12 0.76 0.83 0.90 1.05 1.44 0.52 1235.50 415.24 135.26
0.32 0.26 0.35 0.61 0.74 0.75 0.88 0.94 0.86 0.66 361.32 412.47 112.72
0.63 0.90 0.67 0.95 1.19 1.25 1.13 1.13 1.35 1.32 20230.90 24112.91 22515.00
0.67 0.80 1.04 1.28 1.49 1.10 0.95 1.02 1.33 1.41 17916.79 27190.85 29872.95
0.37 0.26 0.35 0.48 0.52 0.87 1.00 1.04 2.27 2.70 1622.88 1488.64 1979.29
0.52 0.56 0.54 0.57 0.67 0.66 0.63 0.43 0.46 0.83 1260.98 1176.38 2113.22
1.66 1.56 1.63 1.65 1.67 2.02 2.33 3.10 2.80 2.57 5809.76 6354.54 7638.39
0.72 0.61 0.74 0.91 1.07 0.92 0.74 0.70 0.77 0.98 3058.55 3850.72 4299.51
0.98 1.36 1.62 1.41 1.16 0.77 0.44 0.32 0.35 0.47 105.72 330.09 350.20
0.68 0.71 0.50 0.33 0.43 0.84 0.86 0.67 0.90 0.69 619.05 281.99 308.12
0.59 0.34 0.38 0.41 0.04 0.00 0.00 - - - 11.70 4.57 0.74
1.56 1.77 2.13 2.35 2.58 2.46 2.55 2.30 2.78 2.34 1718.44 2206.09 4291.58
1.34 1.33 1.03 1.24 1.22 0.97 0.76 0.83 0.88 1.00 1267.99 1532.37 2336.20
0.52 0.36 0.27 0.15 0.05 0.04 0.00 -0.01 0.10 0.63 4773.19 5849.42 5795.73
0.60 0.46 0.78 1.32 1.75 2.41 2.73 2.49 2.38 2.66 688.00 2217.88 11232.00
0.79 0.85 0.87 1.01 1.19 1.22 1.19 1.22 1.45 1.55 1704.08 2541.19 4237.14
2.22 1.86 1.95 2.60 2.91 2.84 2.73 2.80 2.81 2.90 1447.47 2070.96 3199.45
TABLE 97: AVERAGE PREMIUM INCOME PER POLICY FOR INDIVIDUAL AND CORPORATE AGENTS
(in Rupees)
S.No. Insurer
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Public Sector
1 Life Insurance Corporation of India 11,839 16,318 16,075 22,622 24,181 23,859 23,513 27,010 25,575 28,514 24,777 25,411 26,153 58,817 66,405 57,796 61,503 75,790 60,915 79,772
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd. 22,416 28,402 31,066 38,536 45,727 50,100 57,247 73,863 100,002 129,903 15,954 64,741 48,362 49,094 81,280 96,185 85,153 86,079 114,903 149,340
3 Aegon Life Insurance Company Ltd. 35,471 39,035 32,734 28,001 9,327 59,742 50,352 - 50,000 10,309 32,311 28,788 44,190 33,373 25,468 10,781 132,360 119,479 300,000 159,454
4 Ageas Federal Life Insurance Company Ltd. 25,773 27,619 30,548 36,698 50,240 46,472 44,019 72,068 71,670 78,161 27,959 42,837 46,384 52,633 60,241 65,028 89,940 129,532 156,708 156,610
5 Aviva Life Insurance Company India Ltd. 45,138 42,873 39,901 44,157 49,493 70,307 72,477 87,716 143,250 159,179 33,363 41,223 27,763 28,838 35,297 27,569 39,671 47,636 43,766 49,424
6 Bajaj Allianz Life Insurance Company Ltd. 26,916 35,039 34,524 50,768 63,812 77,277 90,589 77,960 99,567 100,260 19,461 20,941 25,594 6,763 10,981 17,664 27,646 43,942 75,294 98,592
7 Bharti AXA Life Insurance Company Ltd. 26,239 35,419 32,079 33,520 34,053 30,595 36,638 54,633 64,577 77,152 22,716 48,286 39,768 58,690 32,963 30,088 37,170 55,908 74,173 89,347
8 Canara HSBC Life Insurance Company Ltd. - - - - - - - 21,522 69,373 69,663 54,189 55,139 66,917 69,149 81,048 78,671 76,472 84,262 102,307 103,268
9 Edelweiss Tokio Life Insurance Company Ltd. 18,545 33,225 35,022 37,998 38,615 59,219 57,514 56,318 73,920 91,645 29,419 49,558 59,415 78,290 72,762 62,315 85,044 58,343 103,582 120,033
10 Exide Life Insurance Company Ltd. 29,008 41,668 29,409 54,928 39,841 44,210 50,804 59,355 92,333 66,272 34,073 33,994 31,111 32,112 26,234 26,850 24,970 28,808 41,851 44,260
11 Future Generali India Life Insurance Company Ltd. 23,145 26,902 34,170 47,038 52,159 65,962 81,933 86,219 66,338 72,652 11,537 30,336 17,157 22,902 39,034 36,689 38,968 41,398 71,089 75,436
12 HDFC Life Insurance Company Ltd. 12,106 17,368 11,954 18,320 56,394 70,928 77,572 85,070 97,756 113,838 42,807 53,270 48,423 56,649 64,893 79,775 96,442 94,623 115,759 140,736
13 ICICI Prudential Life Insurance Company Ltd. 52,945 81,956 88,555 101,275 106,449 98,458 101,929 120,030 149,375 155,434 47,112 77,484 102,643 105,194 101,887 90,583 103,501 115,422 140,336 140,223
14 IndiaFirst Life Insurance Company Ltd. 11,244 13,542 18,055 20,723 13,676 27,886 33,596 41,790 50,639 55,859 23,784 24,026 26,918 34,635 40,115 47,923 53,485 59,551 60,859 61,174
15 Kotak Mahindra Life Insurance Ltd. 30,089 33,420 34,578 38,354 43,336 44,934 51,858 55,082 64,176 80,837 75,152 71,072 64,412 83,974 110,469 111,815 143,274 130,127 148,747 169,652
16 MaxLife Insurance Company Ltd. 33,572 40,707 45,259 60,896 72,395 68,763 76,928 124,637 153,621 160,874 39,935 49,851 60,722 69,050 74,783 81,903 94,668 109,266 141,850 156,795
17 PNB Metlife India Insurance Company Ltd. 34,889 32,178 32,994 59,161 73,255 74,411 72,468 80,972 89,205 102,641 27,351 33,200 34,988 43,988 52,698 64,142 65,630 61,272 74,485 76,707
18 Pramerica Life Insurance Company Ltd. 24,158 29,843 35,319 43,897 42,131 48,662 44,847 42,945 49,594 57,595 11,776 34,303 43,557 42,694 44,117 39,475 29,543 26,509 40,795 41,789
19 Reliance Nippon Life Insurance Company Ltd. 20,102 24,672 23,620 24,679 34,919 42,991 50,314 56,005 71,530 84,436 12,232 12,064 18,220 19,564 26,427 34,035 29,574 29,352 33,372 33,572
20 Sahara India Life Insurance Company Ltd. 16,037 18,025 22,127 27,827 26,295 NA - - - - 8,517 58,628 3,378 19,113 3,116 NA - - - -
21 SBI Life Insurance Company Ltd. 28,367 36,992 40,683 49,542 49,895 50,775 56,513 59,399 65,898 64,954 33,616 31,046 38,307 51,424 64,149 70,641 80,781 80,753 93,387 103,554
22 Shriram Life Insurance Company Ltd. 33,204 32,397 31,406 44,748 51,072 54,833 59,416 66,383 67,909 82,954 18,300 16,214 11,795 20,409 15,190 14,491 14,451 15,466 17,572 18,245
23 Star Union Dai-ichi Life Insurance Company Ltd. 20,785 34,654 32,784 37,608 38,020 34,507 - 63,876 106,370 75,723 32,847 44,464 48,897 55,283 55,688 63,579 83,098 88,510 89,222 75,722
24 TATA AIA Life Insurance Company Ltd. 21,183 29,838 34,694 47,444 45,702 55,320 63,362 76,162 95,116 127,518 22,464 199,211 122,214 104,790 113,971 118,825 108,365 113,568 128,792 147,172
Private Average 26,334 34,340 34,052 44,501 55,242 58,570 64,974 74,957 89,731 97,418 35,898 46,631 50,856 60,636 67,191 72,771 81,434 85,834 102,094 111,269
Industry Average 12,989 18,273 18,017 24,825 26,992 26,999 27,003 30,951 30,701 34,933 34,119 43,969 48,484 60,526 67,145 71,889 80,138 85,254 99,725 109,723
TABLE 98: STATE-WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS
LIC Aditya Birla Sunlife Aegon Ageas Federal Aviva Bajaj Allianz Bharti AXA Canara HSBC Edelweiss Tokio Exide Life * Future Generali
S.No. State / Union Territory
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
1 Andhra Pradesh 87,449 48,140 44,866 51,159 51,712 53,973 51,489 53,621 64,909 60,848 6,249 1,494 2,311 2,949 3,336 3,148 3,279 3,701 3,174 2,727 483 205 118 114 114 114 15 1 - - 1,087 1,176 876 718 899 1,124 661 692 730 103 920 335 308 432 461 325 231 163 115 53 10,740 3,307 1,347 713 453 367 436 1,456 1,484 2,132 1,363 609 788 752 1,367 2,086 1,968 1,286 1,466 1,821 - - - - - - 1 4 3 2 212 317 445 583 1,027 1,552 1,750 1,876 2,022 2,149 6,639 6,146 9,419 10,198 8,987 9,441 9,410 4,753 4,774 - 1,317 711 751 420
2 Arunachal Pradesh 373 357 340 424 374 476 542 642 439 621 64 75 110 138 130 117 137 141 93 83 - - - - - - - - - - 8 10 9 12 9 4 4 4 5 - 45 40 15 12 18 19 20 18 25 25 165 30 39 28 18 16 16 16 32 47 - - - - - - - - - 6 - - - - - - - - - - - - - - 2 5 5 5 6 6 - - - 1 - - (1) 3 - - - - - -
3 Assam 28,350 26,678 24,935 25,857 27,384 31,232 31,621 39,130 38,154 41,714 3,059 3,453 4,128 3,357 3,834 3,520 3,751 3,897 3,437 2,719 114 134 130 117 114 114 17 1 - - 210 296 244 173 169 194 141 152 168 26 732 828 638 790 877 748 697 559 520 326 6,059 3,671 2,772 2,368 2,245 2,175 2,445 2,507 2,723 3,359 350 352 387 225 358 506 690 558 597 567 - - - - - - 3 8 7 6 1 1 26 87 186 272 342 363 399 450 244 283 689 989 848 919 880 758 823 - 151 112 111 110
4 Bihar 54,446 56,026 51,523 56,976 58,978 67,196 67,749 70,097 76,277 86,545 7,246 7,914 9,593 7,890 8,509 7,581 7,894 8,379 7,510 5,514 12 9 3 8 8 8 7 - - - 589 774 684 641 817 1,084 871 965 1,051 274 742 629 460 551 642 561 523 215 143 75 19,087 13,928 10,276 9,102 8,537 8,207 8,901 9,145 9,745 12,793 412 420 475 416 727 1,804 2,771 2,101 2,347 2,988 - - - - - - 2 3 2 2 193 362 523 688 915 1,207 1,359 1,419 1,444 1,575 - 119 356 363 452 588 652 430 382 - 2,830 2,623 2,513 1,205
5 Chattisgarh 11,125 10,842 9,716 12,121 12,637 18,817 22,725 27,627 35,913 34,074 1,807 1,934 2,362 1,582 1,831 1,808 1,871 2,015 1,636 1,352 204 245 178 179 178 176 53 10 6 6 62 83 74 62 112 164 95 96 105 24 140 124 49 53 58 56 43 18 4 4 3,222 2,209 1,875 1,619 1,400 1,429 1,523 1,592 1,904 2,490 240 300 403 303 371 461 1,207 425 480 474 - - - - - - - 1 1 - 100 205 383 521 731 1,094 1,293 1,444 1,580 1,699 74 29 86 143 144 129 164 148 133 - 33 33 62 (19)
6 Goa 4,206 3,965 3,575 3,661 3,717 3,761 3,686 3,952 4,381 4,730 387 403 491 358 428 367 380 421 465 353 60 82 52 22 22 21 11 2 2 2 152 155 85 42 23 1 1 1 2 1 79 66 45 47 45 42 42 2 - - 303 282 207 213 257 343 407 492 550 672 63 95 91 72 103 76 50 52 58 70 - - - - - - - - - - 123 147 237 311 388 481 488 550 615 667 151 122 247 240 138 138 146 86 80 - 119 119 119 119
7 Gujarat 62,009 57,242 51,756 56,507 62,208 60,765 66,676 75,300 65,602 69,411 4,287 4,628 5,798 4,580 5,251 4,552 4,653 5,265 4,283 3,657 765 866 1,002 904 890 875 319 80 61 41 630 706 328 288 218 214 160 204 256 84 854 848 514 639 752 624 519 328 241 143 8,543 6,368 4,054 3,466 3,394 3,537 3,943 4,747 5,193 6,465 1,189 1,476 1,495 1,210 2,025 2,607 2,790 2,278 2,614 3,002 - - - - - - - 1 1 1 988 1,213 1,523 1,919 2,603 3,433 3,854 4,367 4,845 5,416 926 617 1,166 1,251 1,046 1,208 1,019 770 721 - 849 520 644 338
8 Haryana 21,248 21,253 18,249 19,204 20,165 23,904 22,511 30,484 32,402 26,896 2,923 3,481 4,517 3,489 3,872 3,566 3,843 4,468 3,678 2,958 213 250 211 207 202 199 63 32 18 15 303 327 211 156 196 310 244 253 258 19 1,292 1,225 666 839 994 805 601 360 232 179 2,828 2,357 1,769 1,388 1,341 1,449 1,666 1,839 1,997 2,807 781 1,032 1,187 1,121 1,710 2,369 2,736 2,297 2,771 2,879 - - - - - - 2 5 1 1 548 704 912 1,177 1,602 2,228 2,553 2,879 3,144 3,418 449 410 714 869 621 675 460 757 726 - 1,376 741 831 442
9 Himachal Pradesh 12,025 10,626 9,165 9,671 10,914 14,587 11,511 8,955 7,757 12,025 691 787 908 568 580 440 474 554 571 511 142 185 154 141 141 139 44 11 6 5 74 110 54 39 66 83 54 83 94 6 169 172 156 177 184 179 164 20 10 5 1,900 1,405 1,040 870 755 771 917 958 1,111 1,311 98 87 89 82 107 119 2 - - 174 - - - - - - - 2 2 2 97 163 233 299 378 461 421 459 498 589 112 96 180 198 123 84 31 96 101 - 230 122 138 44
10 Jammu & Kashmir 5,448 4,712 3,862 3,900 4,211 6,437 6,390 7,478 5,315 6,761 227 253 331 216 279 211 248 265 216 212 94 119 115 104 103 100 23 5 3 3 - 3 1 1 4 13 14 13 13 - 94 42 6 5 8 7 8 5 4 3 2,182 1,509 1,030 848 802 803 931 934 971 1,201 112 144 132 99 190 210 2,480 185 211 275 - - - - - - - 9 5 5 3 3 3 49 144 218 305 344 386 440 275 231 311 278 203 221 207 183 205 - 165 113 139 50
11 Jharkhand 17,411 16,755 13,216 17,961 21,117 23,270 28,116 36,633 19,267 26,296 2,815 3,341 4,136 3,249 3,383 3,023 3,234 3,461 3,012 2,245 157 183 192 174 174 171 37 3 2 - 199 259 177 102 116 207 172 195 246 94 402 356 104 127 148 98 72 52 44 34 8,401 6,175 4,689 3,969 3,637 3,642 3,990 4,514 5,306 6,991 750 815 914 889 1,133 1,635 2,001 1,731 1,934 2,227 - - - - - - 3 11 9 7 231 350 524 847 1,206 1,573 1,776 1,890 1,914 1,957 136 153 295 328 226 369 347 539 526 - 1,164 480 470 44
12 Karnataka 70,682 67,002 56,714 72,056 72,769 73,706 74,314 83,546 69,826 81,832 3,084 3,263 3,950 2,569 2,860 2,436 2,458 2,708 2,427 2,190 422 315 193 186 184 180 63 8 6 6 574 614 415 419 487 644 537 647 716 99 1,281 1,060 495 608 644 551 497 388 250 96 4,685 2,627 1,631 1,360 1,375 1,662 1,915 2,039 2,419 3,580 1,364 1,489 1,374 1,139 1,619 1,744 1,717 1,464 1,572 1,807 - - - - - - - 34 24 20 184 265 550 772 1,212 1,739 2,153 2,440 2,701 2,893 5,166 4,834 7,304 7,801 6,458 7,123 6,740 6,154 6,032 - 461 231 291 153
13 Kerala 53,808 47,743 44,301 46,208 45,902 47,387 42,508 45,456 55,596 54,957 2,206 2,315 3,061 2,571 3,211 3,023 3,263 3,734 2,696 2,210 389 268 44 40 40 40 9 1 - - 719 952 687 640 857 1,032 694 869 1,132 497 231 158 67 100 145 113 86 116 90 84 6,008 4,611 3,734 3,441 3,012 2,740 2,974 3,321 3,372 4,069 472 653 833 709 904 1,154 1,268 912 1,071 1,315 - - - - - - - 2 1 1 70 115 220 339 752 1,429 2,081 2,459 2,864 3,526 1,287 1,053 1,537 1,832 1,814 1,539 1,087 1,010 1,050 - 2,935 1,963 1,766 994
14 Madhya Pradesh 48,120 47,498 43,212 48,529 48,091 43,660 48,163 62,349 81,359 87,515 3,747 4,476 5,537 3,859 4,015 3,451 3,745 4,376 3,784 2,751 460 500 384 367 364 353 81 26 17 16 218 338 333 307 471 642 420 443 494 107 634 563 303 438 516 417 340 221 163 104 7,367 5,238 3,982 3,296 2,882 2,808 3,265 3,791 4,146 5,734 439 540 631 563 966 1,446 374 1,121 1,221 1,468 - - - - - - 5 21 17 12 93 210 395 619 973 1,428 1,734 1,961 2,176 2,270 968 893 1,643 2,252 1,939 1,921 1,144 905 859 - 1,014 833 939 521
15 Maharashtra 175,614 168,729 157,231 148,247 143,117 146,153 139,971 153,870 154,318 161,438 8,702 9,621 11,682 8,851 9,745 8,428 8,569 9,572 8,465 7,279 922 801 630 584 575 571 174 29 17 14 961 1,154 664 469 494 615 459 482 529 160 2,524 2,293 976 1,377 1,903 1,505 1,125 877 518 235 14,427 11,915 9,399 8,222 7,447 8,020 8,996 10,275 10,635 14,002 1,933 2,186 2,485 2,240 3,334 3,882 3,409 2,450 2,822 3,255 - - - - - - - 13 10 7 2,084 2,716 3,839 5,046 6,731 8,974 10,327 11,696 13,100 14,394 2,039 1,812 2,910 2,977 2,218 2,354 2,029 1,665 1,658 - 2,459 1,295 1,688 793
16 Manipur 1,189 998 862 991 947 998 911 1,185 919 882 229 294 350 210 201 163 148 149 123 89 1 1 - - - - - - - - 77 131 97 81 74 10 10 10 10 - 20 17 16 16 18 17 17 - 2 3 170 186 160 116 128 112 148 133 137 162 - - - - - - - - - 9 - - - - - - - - - - 1 1 1 1 2 6 7 7 7 8 - - - 2 - 2 (3) 3 - - - - - -
17 Meghalaya 242 245 210 239 414 782 817 1,031 701 657 317 351 429 332 354 341 356 382 335 258 1 4 4 4 4 4 - - - - 1 1 1 1 1 4 3 3 3 - 46 47 44 45 47 47 47 3 4 4 131 58 48 31 49 66 68 48 35 47 - - - - - 77 90 55 69 108 - - - - - - 1 1 1 1 - - - - 3 6 7 8 7 9 - - - 2 3 6 14 12 8 - - - - -
18 Mizoram 319 281 295 274 136 102 70 139 150 185 47 77 87 30 15 10 9 9 11 6 - - - - - - - - - - 2 2 1 - - 6 6 6 6 - 26 26 26 27 28 28 27 - - - 294 194 201 95 37 32 37 22 12 8 - - - - - - - - - 17 - - - - - - - - - - - - - - - - - - - - - - - 2 - - - - - - - - - -
19 Nagaland 770 692 540 569 627 631 702 821 554 409 327 378 449 276 278 235 264 268 215 150 35 17 5 6 6 6 - - - - 6 5 12 10 9 8 6 6 6 - 25 17 13 12 13 14 14 3 2 2 14 5 5 3 2 6 7 11 14 23 - - - - - - - - - 3 - - - - - - - - - - - - - - - 4 4 4 3 3 - - - 2 (1) (2) (3) 1 3 - - - - -
20 odisha 33,533 33,997 32,201 39,269 43,415 42,893 45,334 63,085 60,824 59,590 4,013 4,609 5,551 4,402 4,807 4,328 4,763 5,080 4,468 3,425 455 586 513 503 499 496 121 34 14 13 200 247 219 172 180 253 169 176 210 57 896 976 737 882 970 755 551 362 452 403 14,661 8,776 7,431 7,043 6,384 6,360 6,657 6,520 6,633 8,517 616 703 750 733 1,041 1,834 623 2,046 2,343 2,909 - - - - - - - 9 7 5 127 194 312 522 866 1,242 1,724 1,975 2,130 2,305 1,387 1,411 2,380 2,785 2,631 2,992 2,911 2,145 2,076 - 692 331 380 149
21 Punjab 39,909 38,756 35,724 28,860 29,822 32,544 31,945 32,595 28,952 15,491 2,723 2,843 3,457 2,095 2,231 1,542 1,526 1,637 1,301 837 645 732 615 550 537 533 152 39 19 17 391 518 194 134 249 418 403 443 473 69 695 542 232 395 558 497 437 329 213 83 4,949 4,169 2,667 1,764 1,531 1,580 1,631 1,839 1,918 2,288 664 705 718 644 1,155 1,563 1,579 1,338 1,561 1,774 - - - - - - 1 7 5 5 538 678 913 1,128 1,455 1,959 2,194 2,590 2,946 3,372 1,338 1,212 2,202 2,275 1,735 1,770 1,479 900 864 - 620 142 151 (102)
22 Rajasthan 73,842 75,108 66,304 64,578 64,550 59,996 74,889 78,932 79,667 72,527 3,712 4,020 4,994 3,682 4,278 3,946 4,345 5,106 4,389 3,335 110 55 2 3 3 3 1 - - - 658 774 335 192 249 272 190 204 214 22 870 711 388 444 489 405 356 124 68 55 4,943 3,918 2,839 2,003 1,537 1,695 2,124 2,623 2,911 3,662 523 670 776 760 1,235 1,644 1,950 1,529 1,735 2,092 - - - - - - 1 10 9 7 101 202 361 561 786 1,045 1,091 1,203 1,381 1,552 2,297 2,169 3,024 3,015 2,267 2,547 2,443 1,696 1,670 - 1,205 453 259 116
23 Sikkim 723 731 693 781 656 594 672 761 564 358 66 92 157 134 156 109 107 98 81 65 77 57 10 10 10 10 4 - - - 1 3 2 1 1 1 - - 1 - 80 80 68 65 67 68 68 1 - - 437 261 216 156 114 129 127 130 178 217 - - - - - - - - - 3 - - - - - - 1 1 1 1 - - 1 2 4 7 9 11 12 12 - - - 10 11 9 5 8 8 - - - - -
24 Tamil Nadu 84,607 79,851 68,052 79,945 77,893 77,013 82,083 87,923 71,873 86,056 3,964 4,109 4,918 3,347 4,089 3,498 3,702 4,156 3,214 2,870 752 606 340 339 334 333 105 20 10 9 627 809 711 1,106 2,019 2,935 2,284 2,584 2,884 378 792 794 309 465 602 523 420 436 253 185 5,095 3,330 1,958 1,531 1,431 1,609 1,866 2,342 2,626 3,756 1,137 1,381 1,587 1,424 2,539 4,038 4,564 2,995 3,243 3,436 - - - - - - - 15 11 9 3 59 249 504 959 1,844 2,617 2,929 3,221 3,346 6,432 5,751 7,835 8,883 6,862 6,579 5,779 5,012 5,301 - 1,247 446 391 116
25 Telangana - 39,387 36,751 38,578 38,702 39,357 45,051 50,489 39,663 41,186 - 4,975 5,460 2,274 2,555 2,171 2,179 2,596 2,270 1,908 - 244 130 122 120 118 30 7 4 4 - 244 115 126 271 427 383 407 410 16 - 698 290 377 459 393 260 114 49 24 - 2,210 2,161 2,193 1,981 2,249 2,562 1,972 2,203 2,810 - 889 1,114 1,158 1,598 1,947 1,884 1,387 1,476 1,570 - - - - - - - 10 8 6 - 21 107 188 476 982 1,562 1,826 2,063 2,337 - - - 473 (133) 235 616 3,890 4,048 - - 74 135 75
26 Tripura 3,760 3,717 3,557 3,864 3,371 3,363 3,721 4,302 3,417 3,458 103 133 158 83 109 96 115 121 73 92 - - - - - - - - - - 2 4 1 1 1 2 - - - - 397 416 340 352 382 391 438 241 265 196 881 664 571 478 375 329 352 405 471 586 - - - - - 3 75 83 82 175 - - - - - - - - - - - - 1 1 1 1 - - - - - - - (2) - 1 - 1 2 - - - - -
27 Uttrakhand 13,789 13,244 11,689 12,137 12,496 14,027 14,384 16,712 9,120 9,279 613 731 873 573 623 530 562 627 531 406 25 15 6 6 6 6 2 - - - 159 197 141 122 157 191 148 146 155 39 78 68 24 33 35 31 28 15 10 5 1,744 1,453 1,306 1,266 1,265 1,288 1,474 1,761 1,939 2,491 266 325 298 277 389 436 200 299 432 469 - - - - - - 2 9 5 4 5 6 62 146 249 370 494 554 607 686 199 182 403 39 (48) 25 3,341 325 366 - 259 259 259 259
28 Uttar Pradesh 133,904 135,386 127,970 139,000 142,205 144,190 147,942 152,639 161,646 165,204 10,582 11,973 14,516 10,457 11,645 10,357 11,124 12,129 10,250 8,326 846 826 666 615 612 607 166 29 11 11 1,205 1,587 1,505 957 1,149 1,543 1,020 1,092 1,255 322 1,534 1,415 731 991 1,273 1,148 994 495 317 160 20,810 15,399 11,647 10,229 9,825 10,294 11,274 12,177 13,632 17,911 2,124 2,338 2,374 2,196 3,665 4,896 5,524 4,368 4,929 6,316 - - - - - - 22 48 17 14 906 1,556 2,247 2,985 3,953 5,218 5,546 6,006 6,500 6,788 2,387 2,137 3,207 4,066 3,723 4,528 (105) 2,480 2,507 - 6,079 4,210 4,377 1,806
29 West Bengal 113,357 112,621 106,709 111,745 111,328 110,349 114,482 120,936 107,328 108,507 5,260 5,909 7,116 5,509 6,336 5,979 6,282 6,489 4,808 4,028 371 392 274 274 274 272 74 6 3 3 636 786 576 479 780 1,066 732 750 821 171 2,027 2,076 1,173 1,578 1,845 1,545 1,158 686 509 385 15,981 11,781 8,616 7,461 6,761 6,947 7,526 7,861 8,912 11,999 875 849 795 665 810 1,432 1,791 1,270 1,478 1,890 - - - - - - 5 13 7 7 117 183 350 579 1,022 1,566 1,993 2,085 2,195 2,220 1,152 1,239 2,040 2,348 1,980 2,542 2,051 1,388 1,287 - 1,422 831 862 532
30 Andaman & Nicobar Is 485 475 418 448 257 255 245 358 351 193 2 2 2 3 3 2 3 3 2 1 - - - - - - - - - - 1 1 1 6 6 6 2 2 2 - 4 3 1 1 1 2 4 2 1 1 - - - - - - - 1 1 3 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 1 - - - - -
31 Chandigarh 4,163 4,066 3,438 3,048 3,075 4,793 8,292 11,702 1,907 1,702 37 86 164 45 27 143 151 168 133 97 31 37 35 36 34 34 13 3 1 1 80 112 71 61 97 94 85 90 95 37 143 162 79 112 121 90 55 43 31 17 268 189 157 121 92 113 117 133 130 170 174 208 199 165 206 160 143 129 164 89 - - - - - - - - - - 54 70 96 135 183 226 273 302 331 362 90 90 90 67 (3) - (7) 54 65 - 52 52 52 52
141 156 114 245 245 511 674 834 674 374 26 42 54 48 48 45 45 46 40 28 - - - - - - - - - - - - 1 1 - - - - - 1 3 2 - - - 1 1 - - - 20 24 17 8 19 21 20 28 31 38 - - - - - -
32
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State / Union Territory
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Andhra Pradesh 556 439 295 215 249 248 3,419 2,380 3,049 2,181 3,315 3,982 6,409 5,703 4,805 11,331 8,866 2,954 2,646 2,965 3,053 3,584 4,147 4,015 4,473 4,574 464 535 318 312 172 223 - 193 180 154 1,193 321 794 1,345 1,272 1,859 2,389 1,985 2,614 3,966 2,633 2,374 1,917 2,209 1,883 1,615 1,402 1,911 2,202 2,639 1,006 671 228 187 184 198 247 260 276 437 2 - - 53 178 233 248 249 245 278 9,251 8,017 9,397 11,557 3,689 2,745 2,810 2,152 2,193 2,345 374 194 197 165 - 166 165 165 163 161 11,554 4,889 5,936 5,949 6,362 7,000 7,339 9,519 8,851
Arunachal Pradesh - - - - - - 25 30 31 31 31 31 24 24 22 27 128 113 139 157 173 184 207 197 188 196 - - - - - - - - - - - - - - - - - - - - (1) 2 - - - - - - - - 7 7 4 3 3 3 3 3 3 5 - - - - - - - - - - 101 100 111 148 66 64 101 76 100 167 - - - - - - - - - - 277 167 181 220 256 292 373 429 413
Assam 200 214 145 56 222 219 732 949 1,278 961 1,428 1,872 2,332 2,417 2,262 3,519 3,466 2,714 2,627 2,847 3,123 3,295 3,601 3,338 3,376 3,365 160 184 129 125 30 30 - 6 24 24 2,787 3,990 5,415 5,616 4,993 6,201 5,532 4,870 4,636 4,634 170 154 204 323 328 322 341 364 406 565 220 293 244 151 158 164 199 206 214 296 1 3 37 127 175 287 330 348 347 374 3,977 3,778 4,996 6,221 2,835 2,902 3,376 2,479 2,676 2,798 174 174 173 153 - 154 153 153 153 151 2,587 2,252 2,734 2,988 3,216 3,984 4,589 6,056 5,282
Bihar 1,508 1,030 508 324 569 735 814 1,285 1,724 1,152 1,631 1,970 2,873 2,883 3,070 4,007 10,491 8,491 7,452 8,240 9,141 10,329 11,316 10,939 11,693 12,028 105 124 90 119 69 78 - 57 47 43 447 818 1,385 1,549 1,130 1,389 1,142 1,048 1,120 828 466 479 480 608 681 637 633 667 704 861 283 346 420 445 482 491 568 598 695 946 - - - 6 103 157 184 182 187 202 8,476 8,716 10,774 12,925 6,109 4,891 5,289 4,289 4,424 5,182 2,023 2,076 2,079 1,889 - 1,892 1,886 1,882 1,880 1,876 4,421 3,738 4,138 4,436 4,679 5,474 5,576 7,245 7,246
Chattisgarh 8 (36) (88) (104) (79) (75) 682 866 1,062 653 827 869 1,116 1,221 1,298 1,586 1,892 1,573 1,714 1,920 2,171 2,526 2,820 2,793 2,830 2,805 14 15 12 4 2 2 - - - - 316 630 1,296 1,276 712 903 837 730 858 895 545 588 571 634 748 596 529 601 662 726 109 106 141 156 254 282 315 363 355 446 - - 1 44 101 155 216 254 283 325 1,440 1,349 1,724 2,207 635 619 823 537 632 779 136 136 136 139 - 141 141 141 141 141 2,929 2,236 2,538 2,552 2,497 3,028 3,475 4,315 3,888
Goa 119 119 119 119 119 119 181 186 206 107 118 115 89 87 95 178 217 155 156 179 324 341 352 282 277 244 15 15 10 9 1 1 - 1 - - 4 2 2 31 74 235 657 799 761 714 704 703 756 1,072 1,179 826 656 817 893 1,022 45 35 15 10 6 7 12 12 10 20 - - - 28 101 104 79 78 78 78 456 460 733 938 291 206 210 154 226 202 - - - - - - - - - - 549 351 372 351 411 541 610 728 595
Gujarat 367 72 3 4 14 24 3,206 3,244 4,075 2,754 3,757 4,397 5,247 6,087 6,778 8,282 12,266 9,958 9,187 10,137 11,111 12,484 14,169 14,454 15,437 16,246 181 196 104 152 164 238 - 336 416 445 6,143 5,645 7,948 7,502 7,633 9,413 8,868 8,000 7,099 6,280 4,020 4,271 4,525 5,237 5,189 4,666 3,704 4,714 4,794 5,054 640 726 481 332 301 303 329 434 618 822 452 302 544 854 1,244 1,321 1,362 1,344 1,329 1,295 6,764 6,841 8,792 11,414 4,158 3,516 3,853 2,526 2,994 3,485 446 465 466 428 - 422 421 418 417 411 4,604 3,146 3,808 3,924 4,802 5,309 5,489 6,983 5,556
Haryana 570 491 367 304 454 611 1,001 2,457 3,099 1,878 2,607 3,051 3,831 4,465 4,935 6,469 5,004 3,663 3,352 3,919 4,529 5,188 5,726 5,805 6,194 6,238 56 60 8 27 20 29 - 32 37 31 3,710 4,451 8,035 9,224 8,672 11,295 10,696 9,501 9,737 8,859 1,706 1,833 2,034 2,403 2,285 2,069 1,975 2,346 2,716 2,845 388 543 411 366 415 445 503 586 927 1,423 713 313 676 948 1,157 1,227 1,132 784 581 523 3,332 2,190 2,493 3,136 712 1,131 1,172 727 703 762 120 121 121 134 - 139 139 137 136 133 3,428 2,534 2,647 2,834 3,108 3,451 3,822 4,835 3,751
Himachal Pradesh 82 21 (28) (27) (12) (8) 331 444 573 357 497 537 859 1,148 1,258 1,634 2,051 1,515 1,489 1,801 2,097 2,409 2,704 2,766 2,929 2,822 62 72 59 72 52 69 - 126 151 229 - - - 54 144 298 331 243 196 240 526 518 569 644 746 684 593 763 919 997 62 101 81 59 47 54 120 145 200 457 102 79 143 205 315 334 393 406 433 504 1,207 1,350 1,820 2,282 1,071 1,005 1,164 773 902 1,106 - - - - - - - - - - 1,821 1,386 1,449 1,492 1,885 2,046 2,088 2,673 2,641
Jammu & Kashmir 82 44 (3) (1) 35 62 407 526 564 223 389 445 477 349 385 826 1,746 1,286 1,124 1,255 1,408 1,584 1,747 1,535 1,566 1,396 10 10 3 3 - - - - - - 9 6 9 1 - - - - - - 266 255 239 280 319 282 296 334 390 484 491 596 104 80 62 67 69 70 129 143 73 43 122 199 339 381 427 486 499 554 743 718 955 1,134 374 250 298 184 217 218 - - - - - - - - - - 580 554 708 766 929 911 989 1,226 1,262
Jharkhand 83 40 20 (13) 82 90 554 884 1,105 635 971 1,187 1,430 1,475 1,591 2,601 4,669 3,764 3,550 4,029 4,424 4,689 5,180 4,796 5,034 5,031 64 80 52 65 27 26 - 9 3 4 840 1,022 1,324 1,290 1,298 1,610 1,381 1,262 1,287 1,297 793 760 860 958 1,061 993 990 1,218 1,308 1,568 292 409 177 158 159 162 180 253 308 496 - - 7 20 52 76 92 95 108 130 3,907 4,068 5,343 6,495 3,270 2,098 2,437 1,404 1,559 1,696 516 526 542 524 - 525 521 519 508 497 2,900 2,143 2,354 2,549 2,766 3,359 3,275 4,205 3,823
Karnataka 268 275 199 124 223 150 2,514 3,038 3,769 2,450 3,533 4,355 4,927 4,819 4,971 13,144 6,063 4,925 4,618 5,209 5,825 6,620 7,693 7,741 7,942 7,844 233 257 153 163 69 88 - 85 98 91 2,051 2,739 5,310 7,703 9,061 13,000 14,357 13,030 14,432 14,992 1,895 1,848 1,938 2,617 2,829 2,714 2,462 3,232 3,392 4,286 818 831 288 254 287 332 381 389 472 668 14 22 96 227 396 568 680 718 719 782 2,774 2,875 3,397 4,123 1,588 1,590 1,759 1,199 1,346 1,734 138 147 152 139 - 140 140 140 140 138 5,355 4,450 5,532 6,233 6,978 7,844 8,615 11,862 9,479
Kerala 1,213 922 794 714 917 829 5,558 6,773 8,557 5,850 8,322 10,313 12,149 10,824 9,358 10,877 14,256 10,383 8,944 9,885 10,777 11,662 13,039 12,354 13,623 14,761 154 179 96 105 36 36 - 10 2 2 358 201 240 255 216 200 199 198 199 228 1,189 1,125 1,267 1,554 1,835 1,651 1,627 2,296 2,313 2,686 1,563 1,788 727 747 777 1,068 1,276 1,442 1,621 2,584 36 - - - - - - - 1 21 2,569 2,831 3,538 4,764 2,476 1,935 2,502 1,828 2,053 2,490 - - - - - - - - - - 7,527 5,774 6,302 6,482 7,706 8,577 8,571 10,826 9,654
Madhya Pradesh 625 300 48 61 298 595 2,362 2,778 3,629 2,476 3,593 4,651 5,710 6,079 5,834 7,034 5,509 4,323 4,499 5,347 6,164 7,219 8,295 8,239 8,343 8,897 264 290 79 90 6 6 - 3 5 4 850 960 1,396 1,555 1,840 2,551 2,659 2,324 2,344 2,900 1,108 1,220 1,252 1,411 1,433 1,274 1,025 1,181 1,400 1,331 264 349 250 201 271 324 422 454 532 748 179 215 487 787 1,217 1,458 1,562 1,590 1,643 1,615 8,654 8,383 9,563 11,922 4,888 4,050 4,741 3,062 3,269 3,908 421 445 461 446 - 447 443 443 440 433 6,115 4,404 5,116 5,109 5,575 6,185 6,980 9,363 7,813
Maharashtra 1,179 523 (164) (212) 287 948 8,890 9,650 12,118 7,827 10,535 11,769 13,944 15,604 16,209 19,405 20,886 16,310 15,029 17,503 19,057 22,001 24,423 23,949 25,149 24,470 398 471 288 268 104 116 - 67 55 49 7,787 9,273 12,620 12,188 13,517 18,629 18,693 16,491 15,889 16,093 8,919 9,282 8,810 10,371 10,466 8,761 7,139 8,272 9,413 10,153 1,236 1,320 570 464 529 624 752 832 1,287 1,749 174 108 283 636 1,004 1,126 1,147 1,091 1,115 1,119 7,775 8,107 10,047 12,811 4,295 3,846 4,345 2,615 2,874 3,592 94 95 94 86 - 86 86 86 83 82 11,975 8,721 9,070 8,453 8,906 9,989 10,248 13,586 11,338
Manipur - - - - - - - 482 619 391 574 748 879 855 796 921 1,281 1,185 1,259 1,361 1,528 1,664 1,829 1,618 1,613 1,664 12 16 14 14 4 4 - - - - - - - - - - - - - - - - - - - - - - - - 6 5 2 1 1 1 1 1 2 4 - - - - 7 10 33 38 38 53 - 28 48 52 73 15 43 2 31 49 - - - - - - - - - - 76 65 68 74 58 94 98 147 87
Meghalaya - - - - - - 98 166 216 117 180 242 274 255 218 253 194 179 197 240 304 384 358 317 278 258 2 3 1 - - - - - - - - - - 33 81 214 313 222 292 403 (2) (2) - - - - - - - - - - 2 2 2 2 3 3 5 12 - - - - - - - - - - 164 152 221 294 119 68 74 62 76 101 - - - - - - - - - - 175 153 224 270 307 412 466 630 363
Mizoram - - - - - - 38 62 84 65 117 147 169 179 170 191 168 102 109 115 131 160 197 185 177 156 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 - - - - - - - - - - 126 156 196 270 122 119 184 147 193 265 - - - - - - - - - - 91 70 64 48 62 93 85 115 63
Nagaland - - 14 17 38 34 65 120 166 107 176 220 237 182 177 226 157 188 249 291 356 364 424 429 455 474 - - - - 1 1 - 1 1 1 - - - - - - - - - - - - - - - - 6 23 31 38 2 2 - - - - 1 1 2 2 - - 7 23 35 33 42 74 87 109 1 7 7 7 7 3 1 - - 3 - - - - - - - - - - 205 144 162 137 128 203 285 430 383
odisha 240 132 80 55 217 222 1,308 1,676 2,208 1,815 2,437 2,795 3,176 3,301 3,312 6,724 7,292 5,014 4,903 5,506 5,959 6,532 7,140 6,902 7,293 7,249 131 175 144 197 119 131 - 90 76 51 349 692 1,262 1,970 2,019 2,262 1,772 1,578 1,745 1,829 719 719 968 1,070 1,125 977 937 1,083 1,290 1,684 549 708 325 221 166 179 238 292 394 677 1 1 28 99 338 263 301 331 376 435 3,458 3,384 4,429 5,491 2,380 2,050 2,357 1,730 1,605 1,700 329 344 346 289 - 289 288 287 284 283 5,426 4,692 5,178 5,586 6,341 7,133 7,422 9,482 8,009
Punjab 75 (44) (260) (262) 11 352 2,498 2,318 2,995 1,848 2,648 2,929 3,523 3,844 4,021 5,662 7,379 5,267 4,208 4,691 5,224 5,624 6,156 6,048 6,472 6,367 83 95 42 57 30 37 - 54 57 55 1,552 1,409 1,843 2,004 1,954 2,064 2,065 2,164 1,427 1,158 1,292 1,166 996 1,094 1,103 1,121 924 1,208 1,279 1,407 521 743 308 189 177 185 226 248 321 532 956 533 842 1,197 1,585 1,601 1,559 1,646 1,627 1,594 2,394 2,011 2,653 3,402 1,328 1,268 1,462 918 1,012 1,075 38 42 52 64 - 71 69 68 67 61 2,848 1,990 1,846 2,022 2,333 2,612 2,606 3,342 2,256
Rajasthan 114 48 42 36 39 47 2,181 2,916 3,721 2,497 3,577 4,138 5,283 5,943 6,512 9,436 8,830 6,603 6,115 6,992 8,281 9,673 10,984 11,345 12,140 11,701 297 330 158 226 207 253 - 233 199 154 914 949 1,410 1,385 1,604 2,061 1,900 1,711 1,962 2,446 1,990 2,028 1,986 2,400 2,540 2,179 2,043 2,861 3,103 3,499 153 285 51 46 57 79 93 133 260 350 139 128 316 494 621 676 733 583 478 557 4,360 3,900 4,440 5,605 1,967 1,555 1,629 993 1,019 1,388 1,261 1,299 1,312 1,089 - 1,092 1,088 1,086 1,082 1,076 3,524 2,620 2,852 3,070 3,726 4,409 4,773 6,250 5,240
Sikkim - - - - - - 65 138 174 113 147 134 98 80 81 116 95 57 52 85 114 147 155 148 129 109 - - - - - - - - - - - - - - - - - - - - 1 1 - - - - - 34 77 99 - - - 1 1 1 1 1 1 2 - - - - 22 15 22 25 26 28 62 67 112 150 82 54 64 50 63 62 - - - - - - - - - - 78 45 48 72 62 58 69 77 58
Tamil Nadu 300 204 69 40 73 59 2,865 3,822 4,933 3,490 5,079 6,171 6,426 5,712 5,514 14,312 9,432 7,221 6,854 7,976 9,276 10,546 12,096 11,846 12,924 13,836 124 143 80 86 28 28 - 3 2 2 5,049 8,497 13,762 17,622 15,956 20,591 20,733 16,827 18,874 19,253 2,284 2,293 2,328 2,639 2,855 2,542 2,579 3,062 3,130 3,807 1,003 1,026 235 212 242 342 407 456 568 837 1 - 41 160 459 662 848 862 868 925 5,060 5,211 5,667 6,908 2,132 1,382 1,653 1,135 1,255 1,523 88 100 103 88 - 90 90 88 88 87 11,121 7,697 8,632 9,070 10,706 13,157 13,498 17,827 14,978
Telangana 175 89 (20) (83) (68) (80) - 1,936 2,450 1,510 2,309 2,632 1,309 1,634 2,704 9,165 - 3,784 3,157 3,487 3,842 4,402 4,929 4,741 5,072 4,957 - 28 82 159 135 164 - 140 116 104 - 1,164 1,628 1,499 1,737 2,347 2,391 2,184 1,980 2,124 - 96 878 1,168 1,759 1,714 1,417 1,812 1,801 1,885 - 259 50 46 51 53 51 56 115 264 - 10 48 145 307 400 415 422 434 457 - 609 1,098 1,574 443 423 829 228 360 686 - 185 186 166 - 170 168 168 167 166 - 4,397 4,696 4,693 5,558 5,929 6,346 8,482 7,689
Tripura 28 53 28 29 29 29 407 115 159 131 167 181 211 286 342 448 690 545 567 644 755 812 881 802 759 720 1 1 - - - - - - - - 90 373 517 487 418 510 471 616 598 738 (2) (2) - - - 88 174 151 247 497 - - 24 53 57 57 57 57 54 57 - - - - - 10 22 25 30 51 910 863 1,050 1,239 513 533 657 533 620 556 - - - - - - - - - - 434 333 300 289 325 436 483 811 633
Uttrakhand 259 266 279 277 298 401 237 706 960 748 1,018 1,055 1,058 1,183 1,460 2,361 1,334 1,134 1,088 1,248 1,437 1,644 1,798 1,878 2,121 2,141 87 87 26 28 3 3 - 2 1 1 6 - 15 69 69 100 113 110 148 103 829 887 947 1,131 1,191 1,118 1,069 1,242 1,440 1,804 118 184 80 42 29 28 42 42 58 86 80 17 31 64 150 172 220 206 174 174 2,304 2,304 2,926 3,650 1,629 1,485 1,656 1,276 1,349 1,533 145 148 150 144 - 143 143 143 142 142 1,420 1,236 1,316 1,393 1,796 2,250 2,483 3,390 3,054
Uttar Pradesh 2,567 1,637 867 579 1,154 1,860 6,270 6,421 7,969 5,270 7,386 8,701 11,364 12,450 13,444 19,426 17,368 13,648 12,499 13,525 14,944 16,839 19,529 19,364 20,932 21,805 444 497 322 356 194 269 - 305 273 269 2,543 2,942 4,063 4,500 4,319 5,905 5,794 4,937 4,711 5,278 4,491 4,677 5,469 6,886 7,525 7,113 7,234 7,957 9,193 11,276 1,204 2,113 1,099 628 550 580 815 964 1,159 1,952 117 103 377 755 1,244 1,596 1,749 1,591 1,249 1,253 20,299 18,452 22,754 28,585 12,936 11,093 12,442 8,096 8,565 9,823 3,774 4,018 4,039 3,683 - 3,696 3,687 3,683 3,668 3,654 10,152 7,494 8,000 7,441 9,147 10,653 11,113 14,186 11,367
West Bengal 642 390 247 264 592 657 3,216 3,839 4,745 3,239 4,538 5,692 6,738 7,078 7,457 10,449 9,950 7,674 6,789 7,572 8,517 9,558 10,602 10,354 10,856 10,938 100 132 97 130 112 118 - 104 91 98 3,969 5,548 10,144 11,317 9,967 12,796 12,603 10,521 9,742 9,813 1,301 1,235 1,394 1,634 1,733 1,863 2,054 2,250 2,325 2,831 1,142 1,734 827 627 622 642 681 758 1,071 1,707 14 10 94 166 185 325 397 396 425 458 5,018 5,065 6,753 8,616 3,663 3,481 3,690 2,460 3,194 3,703 508 515 527 436 - 435 431 431 428 423 5,975 4,321 4,472 4,773 5,189 5,664 6,056 7,642 7,170
Andaman & Nicobar Is - - - - - - - - - - - - 1 - 2 3 38 8 3 3 3 3 3 3 3 - 14 14 9 9 - - - - - - - - - - - - - - - - - 1 - - - - - - - - 2 2 - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 - - - - - - - - - - 76 68 61 58 58 57 94 90 78
Chandigarh 52 52 52 52 52 52 336 475 607 450 625 721 423 439 468 574 1,084 764 555 667 780 893 1,024 1,023 971 872 9 9 5 8 2 3 - 1 2 1 492 449 746 720 772 1,030 1,034 932 815 701 440 448 311 416 440 303 249 349 468 542 105 166 57 31 30 30 30 29 42 57 195 108 213 318 428 411 437 446 473 469 116 118 152 207 84 73 71 50 48 68 79 81 84 86 - 87 86 83 81 81 256 156 162 167 194 181 214 195 167
Daman & Diu, Dadra & Nagra
- - - - - - - - 4 4 4 4 67 70 80 91 - - - - - - - - - - - - - - - 2 - 7 9 11 12
Haveli
Delhi
Ladakh
Lakshadweep
Puducherry
Total
*This is effective of the merger of Exide Life with HDFC Life on October 15th, 2023
SBI Life Shriram Star Union Tata AIA Private Sector Total Grand Total
State / Union Territory
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Andhra Pradesh 12,666 2,940 1,548 1,543 1,553 1,502 1,489 1,482 1,293 1,328 1,146 349 371 384 404 163 81 17 - - 3 2,742 362 379 253 328 478 658 1,240 1,913 3,510 73,803 38,916 43,151 46,012 39,301 42,249 45,359 42,832 43,260 52,445 161,252 87,056 88,017 97,171 91,013 96,222 96,848 96,453 108,169 113,293
Arunachal Pradesh 595 - - - - - - - - - - - - - - - - - - - - 5 4 3 3 3 7 6 8 9 52 824 578 642 753 709 742 895 924 896 1,209 1,197 935 982 1,177 1,083 1,218 1,437 1,566 1,335 1,830
Assam 7,004 - - - - - - - - - - 460 508 330 336 184 83 20 11 8 8 1,590 1,425 927 1,004 1,108 1,181 1,099 1,392 1,320 1,603 27,244 25,554 28,219 29,068 26,409 29,137 30,683 30,499 29,600 32,013 55,594 52,232 53,154 54,925 53,793 60,369 62,304 69,629 67,754 73,727
Bihar 9,992 12 12 12 12 13 13 13 11 11 9 878 960 657 664 290 142 37 16 14 33 1,363 1,087 574 446 533 802 866 1,385 1,465 2,284 60,890 54,910 54,668 53,355 46,976 50,335 53,871 54,183 55,749 62,247 115,336 110,936 106,191 110,331 105,954 117,531 121,620 124,280 132,026 148,792
Chattisgarh 5,807 81 81 78 78 118 118 118 35 34 34 146 168 167 174 73 32 13 2 - 1 551 548 311 323 293 442 500 788 920 1,521 14,723 13,458 15,223 14,603 13,264 14,994 17,064 17,425 17,671 21,040 25,848 24,300 24,939 26,724 25,901 33,811 39,789 45,052 53,584 55,114
Goa 821 - - - - - - - - - - - - - - - - - - - - 87 95 52 53 53 44 35 80 96 151 3,695 3,473 3,876 4,202 4,081 4,008 4,344 4,763 4,922 5,314 7,901 7,438 7,451 7,863 7,798 7,769 8,030 8,715 9,303 10,044
Gujarat 7,988 5 5 5 10 34 33 33 28 23 22 311 362 355 372 128 59 10 1 1 11 2,379 2,287 1,660 1,658 1,949 2,684 3,267 5,791 6,810 10,343 60,448 54,690 58,474 59,369 57,016 61,967 64,012 69,160 70,501 79,517 122,457 111,932 110,230 115,876 119,224 122,732 130,688 144,460 136,103 148,928
Haryana 5,259 6 3 2 2 1 - - - - - 129 166 169 161 69 28 3 - - 2 3,801 3,477 1,981 2,158 2,109 2,200 2,215 4,450 5,364 9,382 34,107 32,338 36,046 36,878 36,792 42,345 43,749 46,862 48,360 54,813 55,355 53,591 54,295 56,082 56,957 66,249 66,260 77,346 80,762 81,709
Himachal Pradesh 3,895 - - - - - - - - - - 6 7 6 5 - - - - - - 203 142 51 37 18 56 114 198 252 479 9,884 8,741 9,192 9,426 9,288 9,789 10,445 11,397 12,262 14,958 21,909 19,367 18,357 19,097 20,202 24,376 21,956 20,352 20,019 26,983
Jammu & Kashmir 2,046 - - - - - - - - - - - - - - - - - - - - 15 9 - 1 - 2 5 16 35 113 7,492 6,420 5,896 5,592 5,635 5,749 8,521 6,142 6,532 7,981 12,940 11,132 9,758 9,492 9,846 12,186 14,911 13,620 11,847 14,742
Jharkhand 5,111 67 66 66 66 118 118 116 75 75 66 206 293 269 302 189 117 40 9 5 50 1,022 1,053 888 785 801 896 938 1,664 2,050 2,738 30,085 27,180 28,038 27,605 25,242 26,614 28,232 29,367 30,734 34,930 47,496 43,935 41,254 45,566 46,359 49,884 56,348 66,000 50,001 61,226
Karnataka 13,370 284 278 277 278 160 159 159 139 138 119 347 413 395 411 148 76 27 7 6 15 1,377 1,714 1,253 992 975 1,079 1,137 1,877 1,964 2,726 41,084 38,235 43,381 45,806 46,956 54,919 58,616 61,244 61,469 70,750 111,766 105,237 100,095 117,862 119,725 128,625 132,930 144,790 131,295 152,582
Kerala 14,756 67 63 58 58 51 51 51 41 41 36 343 459 534 560 249 144 45 2 1 1 3,258 3,747 2,812 2,494 2,792 2,501 2,121 3,226 2,502 3,399 51,195 45,411 45,024 43,420 47,185 50,130 53,836 56,185 54,561 64,372 105,003 93,154 89,325 89,628 93,087 97,517 96,344 101,641 110,157 119,329
Madhya Pradesh 11,098 154 155 153 153 199 197 197 127 127 126 519 636 776 826 408 237 76 2 2 15 341 323 215 225 166 237 325 645 641 1,501 41,680 38,072 42,023 42,770 38,511 41,602 43,591 46,438 45,568 52,667 89,800 85,570 85,235 91,299 86,602 85,262 91,754 108,787 126,927 140,182
Maharashtra 16,452 231 232 242 290 338 334 331 271 250 218 703 984 1,310 1,505 1,018 670 341 141 80 122 3,447 3,483 2,374 2,380 2,463 2,734 2,945 5,005 5,533 8,352 108,566 101,829 107,128 105,341 105,858 115,557 119,318 124,857 127,316 142,150 284,180 270,558 264,359 253,588 248,975 261,710 259,289 278,727 281,634 303,588
Manipur 169 - - - - - - - - - - - - - - - - - - - - 57 60 83 162 199 202 159 203 146 153 1,930 2,471 2,717 2,481 2,867 3,048 3,369 3,166 2,992 3,284 3,119 3,469 3,579 3,472 3,814 4,046 4,280 4,351 3,911 4,166
Meghalaya 489 - - - - - - - - - - 152 181 204 258 169 120 68 20 6 - 11 7 2 1 1 3 3 5 4 64 1,290 1,300 1,593 1,630 1,624 1,996 2,145 2,026 1,704 2,007 1,532 1,545 1,803 1,869 2,038 2,778 2,962 3,057 2,405 2,664
Mizoram 109 - - - - - - - - - - 1 1 1 1 - - - - - - 3 - - 6 3 3 1 1 2 4 796 690 769 659 515 598 715 664 634 757 1,115 971 1,064 933 651 700 785 803 784 942
Nagaland 622 - - - - - - - - - - - - - - - - - - - - 19 14 9 10 12 10 9 10 3 3 856 897 1,084 884 1,022 1,105 1,311 1,460 1,420 1,693 1,626 1,589 1,624 1,453 1,649 1,736 2,013 2,281 1,974 2,102
odisha 10,675 49 19 16 16 15 14 14 11 11 5 113 139 185 193 108 53 14 1 - 3 1,350 1,360 1,121 1,313 1,451 1,645 1,797 2,737 3,055 4,026 44,121 36,756 39,386 40,957 40,076 42,715 43,055 46,227 46,000 53,197 77,654 70,753 71,587 80,226 83,491 85,608 88,389 109,312 106,824 112,787
Punjab 3,116 1 3 1 1 - - - - - - 143 168 193 211 127 77 42 23 11 6 318 387 396 467 362 482 518 941 1,188 1,805 32,586 27,673 27,524 26,130 26,397 27,889 28,292 29,364 29,049 31,635 72,495 66,429 63,248 54,990 56,219 60,433 60,237 61,959 58,001 47,126
Rajasthan 8,087 3 3 3 5 5 5 5 4 2 1 189 267 358 365 213 102 21 - - 6 1,276 1,246 803 592 534 682 792 1,422 2,008 4,105 39,536 35,546 36,503 35,542 34,290 38,509 41,887 45,095 46,421 53,578 113,378 110,654 102,807 100,120 98,840 98,505 116,776 124,027 126,088 126,105
Sikkim 67 - - - - - - - - - - - 1 1 1 - - - - - - - 5 18 20 23 21 12 11 20 30 962 807 859 820 814 763 742 675 736 811 1,685 1,538 1,552 1,601 1,470 1,357 1,414 1,436 1,300 1,169
Tamil Nadu 23,086 648 575 559 556 516 511 508 478 478 458 300 417 438 451 182 75 9 - 4 11 6,364 6,232 2,973 2,213 2,169 2,177 2,173 3,391 3,466 5,175 64,388 60,519 64,903 69,186 68,735 79,837 82,426 82,216 82,985 97,360 148,995 140,370 132,955 149,131 146,628 156,850 164,509 170,139 154,858 183,416
Telangana 10,759 - 1,350 1,358 1,381 1,377 1,364 1,360 1,236 1,233 1,067 - 93 99 98 60 21 1 - - 14 - 3,084 2,362 1,885 2,032 1,924 2,002 3,255 3,590 5,055 - 26,350 27,604 24,797 27,112 30,154 30,674 36,484 37,724 45,298 - 65,737 64,355 63,375 65,814 69,511 75,725 86,973 77,387 86,484
Tripura 929 - - - - - - - - - - - 1 - - 1 - - - - - 271 284 225 215 192 184 197 256 222 233 4,184 3,730 3,913 3,971 3,324 3,687 4,161 4,417 4,427 5,307 7,944 7,447 7,470 7,835 6,695 7,050 7,882 8,719 7,844 8,765
Uttrakhand 4,345 7 4 2 2 2 2 2 2 1 1 2 2 3 3 3 1 - - - - 147 137 69 59 51 71 106 175 304 768 10,064 10,082 10,985 11,302 10,313 11,215 15,220 13,662 14,595 17,960 23,853 23,326 22,674 23,439 22,809 25,242 29,604 30,374 23,715 27,239
Uttar Pradesh 16,279 34 26 14 13 18 18 18 15 15 10 931 1,175 1,279 1,360 746 425 162 20 18 68 2,251 1,977 1,341 1,282 1,231 1,523 1,634 2,729 2,799 4,777 116,351 104,984 110,495 108,586 98,652 108,639 111,973 115,700 117,965 137,578 250,255 240,370 238,465 247,586 240,857 252,829 259,915 268,339 279,611 302,782
West Bengal 8,998 - 1 1 1 2 2 2 - - - 150 225 224 258 147 85 31 5 5 19 5,208 5,141 3,940 4,008 4,428 4,359 4,357 5,652 5,397 7,474 64,392 59,486 61,809 62,202 59,553 66,759 69,501 68,463 68,773 78,271 177,749 172,107 168,518 173,947 170,881 177,108 183,983 189,399 176,101 186,778
Andaman & Nicobar Is 116 - - - - - - - - - - - - - - - - - - - - - 1 1 - 3 2 1 1 1 5 137 100 78 80 74 72 108 103 91 130 622 575 496 528 331 327 353 461 442 323
Chandigarh 216 1 1 1 1 1 1 1 1 1 1 37 49 58 57 27 13 - - - - 97 69 48 49 47 71 78 160 143 156 4,176 3,899 3,942 3,971 4,239 4,729 4,529 4,682 4,681 4,563 8,339 7,965 7,380 7,019 7,314 9,522 12,821 16,384 6,588 6,265
Daman & Diu, Dadra & Nagra
12 - - - - - - - - - - - - - - - - - - - - 1 1 - 1 - 11 5 4 15 20 100 148 167 194 172 191 260 280 308 351 241 304 281 439 417 702 934 1,114 982
Haveli 725
Delhi 3,256 35 23 19 20 16 16 16 9 8 2 95 121 112 136 55 37 22 1 2 5 934 979 558 541 562 686 781 1,507 1,812 2,499 39,127 36,892 37,120 37,015 37,910 40,345 40,914 41,034 42,203 46,396 76,470 71,859 69,302 69,605 71,977 70,175 57,738 69,382 87,063 71,624
Ladakh 76 - - - - - - - - - 4 - - 23 20 71 97 64 20 71 140
Lakshadweep - - - - - - - - - - - - - - - - - - - - - - - 1 - - - - - - 1 1 - 1 1 - 2 3 4 5 12 3 2 3 3 2 4 5 8 7 15
Puducherry 508 12 12 12 12 12 10 10 8 8 6 - - - - - - - - - - 263 253 108 68 72 70 70 138 116 149 1,867 2,168 2,572 2,733 2,464 3,128 3,255 3,249 3,992 4,192 3,391 3,524 3,760 4,270 3,771 4,803 5,028 5,121 5,737 4,522
Total 208,774 4,637 4,460 4,422 4,508 4,498 4,455 4,436 3,784 3,784 3,327 6,510 8,167 8,507 9,112 4,757 2,678 999 261 163 393 40,751 40,993 27,538 25,704 26,963 29,469 30,926 50,367 55,165 84,656 992,584 904,303 955,005 957,341 923,376 1,015,518 1,067,099 1,101,269 1,116,177 1,280,883 2,188,500 2,067,907 2,016,565 2,088,522 2,072,187 2,194,747 2,275,925 2,455,077 2,442,609 2,628,208
*This is effective of the merger of Exide Life with HDFC Life on October 15th, 2023
TABLE 99: STATE-WISE NUMBER OF REGISTERED BROKERS
(As on 31st March)
S.No. State/UT 2014 2015 2016 2017 2018 2019
1 Andhra Pradesh 27 29 3 0 1 1
2 Bihar - - 1 1 1 1
3 Chandigarh 4 4 3 6 6 6
4 Chhattisgarh - - - - - -
5 Gujarat 14 18 21 18 21 23
6 Haryana 3 3 7 1 5 11
7 Jammu and Kashmir - - - - - -
8 Jharkhand - - - 1 1 1
9 Karnataka 15 17 15 12 17 19
10 Kerala 13 13 11 12 13 13
11 Madhya Pradesh 3 4 5 4 5 5
12 Maharashtra 125 132 139 121 129 129
13 New Delhi 74 85 87 69 74 79
14 Odisha - - 1 1 2 2
15 Punjab 12 12 13 10 10 11
16 Rajasthan 6 7 7 6 7 7
17 Tamil Nadu 33 36 42 35 39 39
18 Telangana - - 32 31 35 38
19 Uttar Pradesh 21 23 32 27 31 23
20 West Bengal 34 36 38 30 29 29
Total 384 419 457 385 426 437
Note: Data includes only valid licensed brokers as on 31st March.
RED BROKERS
2020 2021 2022 2023

1 - 1 3
1 1 1 3
6 7 7 6
1 - 1 2
23 27 35 39
14 16 22 33
1 1 2 1
1 1 1 2
20 19 26 30
14 15 18 18
6 7 9 11
134 141 159 156
84 82 92 112
2 2 2 2
11 15 15 18
7 9 11 16
41 42 45 50
41 43 49 52
25 28 33 25
30 30 33 37
463 486 562 616
TABLE 100: STATE WISE NUMBER OF INSURANCE MARKETING FIRMS
(As on 31st March)
S.No. State 2016 2017 2018
2019 2020 2021 2022 2023
1 Andhra Pradesh - 3 6 7 8 12 15 16
2 Assam - - - - - - 2 3
3 Bihar - 3 5 6 8 8 16 16
4 Chandigarh - 1 5 6 7 7 7 7
5 Chattisgarh - - 2 2 3 3 4 4
6 Gujarat - 9 20 26 32 36 38 40
7 Haryana 1 6 8 10 13 19 30 34
8 Himachal Pradesh - - 2 2 3 3 4 4
9 Jammu & Kashmir - - 2 4 5 5 7 9
10 Jharkhand - - 1 1 4 4 6 6
11 Karnataka - 4 5 5 12 16 20 21
12 Kerala - 3 5 10 11 13 15 16
13 Madhya Pradesh - 2 2 3 3 7 11 14
14 Maharastra 5 24 38 48 61 76 87 104
15 New Delhi 4 18 31 36 45 55 74 84
16 Odhisa - - 1 3 4 4 7 16
17 Punjab - 6 12 13 14 16 18 20
18 Rajasthan - 1 3 7 7 12 14 16
19 Sikkim 1
20 Tamilnadu 1 5 5 7 9 13 20 23
21 Telangana - 6 16 18 25 27 32 35
22 Uttar Pradesh 3 19 32 40 43 53 61 75
23 Uttarakhand - - 2 5 6 7 8 9
24 West Bengal - 4 9 13 16 21 27 29
Total 14 114 212 272 339 417 523 602
Number of Policies Issued
S.No. Particulars
2013-14 2014-15 2015-16 2016-17
1 Individual Agents 36,792,083 21,654,232 22,099,564 21,536,497
(90.10) (83.71) (82.76) (81.52)
2 Corporate Agents-Banks 2,327,836 2,414,000 2,713,791 2,879,990
(5.70) (9.33) (10.16) (10.90)
3 Corporate Agents- Others* 701,276 393,200 318,418 302,390
(1.71) (1.52) (1.19) (1.14)
4 Brokers 315,769 256,740 246,421 227,614
(0.77). (0.99) (0.92) (0.86)
5 Direct Selling 698,100 666,858 562,234 610,675
(1.71) (2.58) (2.11) (2.31)
6 MI Agents - 482,297 548,431 575,401
(1.86) (2.05) (2.18)
7 Common Service Centres - 2,029 7581 5,500
(CSCs)
(0.01) (0.03) (0.02)
8 Web-Aggregators 19 18,633
(0.00) (0.07)
9 IMF 1 2,669
(0.00) (0.01)
10 Online** 205214 260,168
(0.77) (0.98)
11 Point of Sales -
(0)
12 Others if any 778 80
(0.00) (0)
Total 40,835,064 25,869,356 26,702,452 26,419,617
(100.00) (100.00) (100.00) (100.00)
Referrals 12,725 8,669 10,826 15,435
(0.03) (0.03) (0.04) (0.06)
* Any entity other than banks but licensed as a corporate agent.
** Business procured through Company website only.
Note:
1. New business premium includes first year premium and single premium.
2. Figures in bracket show percentage to total individual new business procured through respective channels.
3. The leads obtained through referral arrangements have been included in the respective channels.
TABLE 103: CHANNEL-WISE - LIFE INSURANCE - INDIVIDUAL NEW BUSINESS
Number of Policies Issued
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
22,488,896 22,527,242 22,614,911 21,407,714 22,433,867 21,811,224
(79.85) (78.64) (78.40) (76.11) (77.06) 76.61%
3,199,208 3,393,652 3,237,319 3,661,658 3,762,186 4,102,267
(11.36) (11.85) (11.22) (13.02) (12.92) 14.41%
437,583 472,995 438,534 442,189 495,752 518,880
(1.55) (1.65) (1.52) (1.57) (1.70) 1.82%
236,381 278,462 310,835 277,967 483,653 653,813
(0.84) (0.97) (1.08) (0.99) (1.66) 2.30%
785,516 782,359 743,695 803,753 737,345 734,095
(2.79) (2.73) (2.58) (2.86) (2.53) 2.58%
619183 671,702 942614 1,016,834 762,953 304,580
(2.20) (2.34) (3.27) (3.62) (2.62) 1.07%
24329 27,048 16583 28,997 88,435 117,530
(0.09) (0.09) (0.06) (0.10) (0.30) 0.41%
59742 131,731 143009 142,751 50,968 3,849
(0.21) (0.46) (0.50) (0.51) (0.18) 0.01%
5099 9,601 11533 20,284 27,767 30,221
(0.02) (0.03) (0.04) (0.07) (0.10) 0.11%
292352 317,177 304536 298,704 250,548 176,564
(1.04) (1.11) (1.06) (1.06) (0.86) 0.62%
14019 35,776 83076 22,787 19,387 16,322
(0.20) (0.12) (0.29) (0.08) (0.07) 0.06%
309 - 0 3,787 - 1,107
(0.001) 0 - (0.01) - 0.00%
28162617 28,647,745 28846645 28,127,425 29,112,861 28,470,452
(100.00) (100.00) (100.00) (100.00) (100.00) 100.00%
3219 15,105 9396 4,514 2,450 768
(0.01) (0.05) (0.03) (0.02) (0.01) 0.003%
ugh respective channels.

ctive channels.
NDIVIDUAL NEW BUSINESS
Premium (₹Crore)
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
47,789.83 39,568.04 39,816.46 53,465.34 60,709.05 60,822.12 61,067.75
(78.40) (71.42) (68.27) (68.79) (65.89) (62.26) (60.09)
9,523.00 11547.45 13891.93 18,250.35 23,204.78 26,410.44 27,893.37
(15.62) (20.84) (23.82) (23.48) (25.19) (27.03) (27.45)
811.93 795.50 809.56 1,011.41 1,214.61 1,386.63 1,564.08
(1.33) (1.44) (1.39) (1.30) (1.32) (1.42) (1.54)
948.53 1019.93 934.18 972.08 1,182.14 1,390.70 1,712.11
(1.55) (1.84) (1.60) (1.25) (1.28) (1.42) (1.68)
1,883.57 2450.70 2543.97 3,529.18 5,163.31 6,270.84 7,309.98
(3.09 (4.42) (4.36) (4.54) (5.60) (6.42) (7.19)
- 17.01 21.25 17.96 18.88 22.04 223.14
(0.03) (0.04) (0.02) (0.02) (0.02) (0.22)
- 0.32 1 1.54 2.24 2.28 1.26
(0.01) (0.002) 0.00 0.002 0.002 0.00
0.03 46.36 68.48 161.70 270.00
(0.00) (0.06) (0.07) (0.17) (0.27)
0.03 14.52 40.67 62.76 68.00
(0.00) (0.02) (0.04) (0.06) (0.07)
302.83 418.06 498.91 1,105.57 1,470.00
(0.52) (0.54) (0.54) (1.13) (1.45)
0 30.81 54.93 41.00
(0.00) (0.03) (0.06) (0.04)
-1.13 -1.12 0.85 -0.16 0.00
(0.00) (0.00) (0.001) (0.00) (0.00)
60,956.86 55,398.95 58,320.11 77,725.68 92,134.73 97,689.85 101,619.69
(100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
19.64 7.98 14.61 25.83 3.75 30.16 20.43
(0.03) (0.01) (0.03) (0.03) (0.004) (0.03) (0.02)
2020-21 2021-22 2022-23
66,259.49 68,873.22 76,192.98
(58.18) (55.01) 52.76%
33,027.27 39,992.19 ###
(29.00) (31.94) 32.77%
1,959.50 2,470.28 ###
(1.72) (1.97) 2.34%
1,661.15 2,424.74 4440.85
(1.46) (1.94) 3.07%
8,080.16 8,961.98 11280.71
(7.09) (7.16) 7.81%
353.84 288.65 171.71
(0.31) (0.23) 0.12%
7.41 11.71 82.46
(0.01) (0.01) 0.06%
384.48 234.65 50.74
(0.34) (0.19) 0.04%
160.81 207.27 234.75
(0.14) (0.17) 0.16%
1,794.87 1,697.99 1215.29
(1.58) (1.36) 0.84%
55.92 42.33 46.69
(0.05) (0.03) 0.03%
144.05 0.11 1.031309038
(0.13) (0.00) 0.00%
113,888.95 125,205.11 144422.01
(100.00) (100.00) 100.00%
11.23 7.85 3.20
(0.01) (0.01) 0.00%
Individual Agents Corporate Agents
Banks
S.No. Insurer
Premium Premium
Policies (₹Crore) Policies (₹Crore)
Public Sector
19779469 56400.02 198092 1748.04
1 Life Insurance Corporation of India
96.82% 96.14% 0.97% 2.98%
Private Sector
87340 1134.57 130298 1943.73
2 Aditya Birla Sunlife Insurance Company Ltd.
35.88% 32.57% 53.53% 55.80%
-2 0.00 0 0.00
3 Aegon Life Insurance Company Ltd.
-0.07% -0.17% 0.00% 0.00%
3554 27.78 35209 551.41
4 Ageas Federal Life Insurance Company Ltd.
7.56% 4.15% 74.90% 82.30%
2858 45.49 17066 82.69
5 Aviva Life Insurance Company India Ltd.
10.12% 19.72% 60.44% 35.85%
191782 1922.82 225450 2306.89
6 Bajaj Allianz Life Insurance Company Ltd.
31.28% 33.65% 36.77% 40.37%
47470 366.24 11891 67.05
7 Bharti AXA Life Insurance Company Ltd.
45.12% 45.65% 11.30% 8.36%
419 2.92 159183 1665.91
8 Canara HSBC OBC Life Insurance Company Ltd.
0.22% 0.16% 85.27% 90.38%
24624 225.67 12073 125.01
9 Edelweiss Tokio Life Insurance Company Ltd.
43.51% 43.64% 21.33% 24.17%
29355 194.54 4666 21.97
10 Exide Life Insurance Company Ltd.
47.85% 51.45% 7.61% 5.81%
8013 58.22 7856 59.86
11 Future Generali India Life Insurance Company Ltd.
18.89% 14.91% 18.52% 15.33%
208791 2376.83 453897 6474.25
12 HDFC Life Insurance Company Ltd.
21.03% 16.43% 45.72% 44.76%
182597 2838.19 226080 3064.89
13 ICICI Prudential Life Insurance Company Ltd.
30.35% 31.75% 37.57% 34.29%
9096 50.81 266619 1631.56
14 IndiaFirst Life Insurance Company Ltd.
2.91% 2.87% 85.15% 92.04%
115747 935.66 125828 2165.37
15 Kotak Mahindra Life Insurance Ltd.
33.45% 23.68% 36.36% 54.79%
112348 1807.39 300588 4764.67
16 MaxLife Insurance Company Ltd.
18.81% 22.36% 50.34% 58.94%
18613 191.05 192267 1494.92
17 PNB Metlife India Insurance Company Ltd.
6.47% 8.32% 66.82% 65.13%
12098 69.68 -1 -0.01
18 Pramerica Life Insurance Company Ltd.
35.16% 43.78% 0.00% 0.00%
44089 372.27 6450 22.72
19 Reliance Nippon Life Insurance Company Ltd.
29.64% 36.07% 4.34% 2.20%
0 0.00 0 0.00
20 Sahara India Life Insurance Company Ltd.
0.00% 0.00% 0.00% 0.00%
751955 4884.28 1285561 13998.88
21 SBI Life Insurance Company Ltd.
34.22% 23.36% 58.51% 66.96%
4020 33.35 0 0.00
22 Shriram Life Insurance Company Ltd.
1.39% 4.94% 0.00% 0.00%
329 2.49 190050 1439.07
23 Star Union Dai-ichi Life
0.17% 0.17% 97.51% 97.23%
176659 2252.73 253144 3697.42
24 TATA AIA Life Insurance Company Ltd.
27.07% 28.26% 38.79% 46.38%
2031755 19793 3904175 45578
Private Sector Total
25.27% 23.08% 48.55% 53.15%
21811224 76193 4102267 47326
Grand Total
76.61% 52.76% 14.41% 32.77%
*Any entity other than banks but licensed as a corporate agent.
# Does not include its overseas new business premium
Note:
1. First row across each insurer shows the absolute figures whereas second row shows percentage to total individual new b
TABLE 102: CHANNEL-WISE - INSURER WISE - LIFE INSURANCE INDIVIDUAL NEW BUSINESS
Corporate Agents Brokers Direct Selling MI Agents Common Service
Centres (CSCs)
Others*
Premium Premium Premium Premium Premium
Policies (₹Crore) Policies (₹Crore) Policies (₹Crore) Policies (₹Crore) Policies (₹Crore)
28639 60.64 4166 57.04 0 0.00 289772 162.46 95455 75.29

0.14% 0.10% 0.02% 0.10% 0.00% 0.00% 1.42% 0.28% 0.47% 0.13%
443 8.76 4808 56.15 15864 280.86 0 0.00 0 0.00

0.18% 0.25% 1.98% 1.61% 6.52% 8.06% 0.00% 0.00% 0.00% 0.00%
-19 -0.30 2129 0.96 868 0.43 0 0.00 0 0.00
-0.63% -24.42% 71.06% 77.61% 28.97% 35.03% 0.00% 0.00% 0.00% 0.00%
0 0.00 843 27.49 7335 63.16 0 0.00 0 0.00
0.00% 0.00% 1.79% 4.10% 15.60% 9.43% 0.00% 0.00% 0.00% 0.00%
590 4.57 754 9.90 5918 73.53 0 0.00 0 0.00
2.09% 1.98% 2.67% 4.29% 20.96% 31.88% 0.00% 0.00% 0.00% 0.00%
23272 145.31 101399 464.79 66711 847.74 0 0.00 0 0.00
3.80% 2.54% 16.54% 8.13% 10.88% 14.84% 0.00% 0.00% 0.00% 0.00%
11328 140.41 16169 130.59 7639 68.27 0 0.00 0 0.00
10.77% 17.50% 15.37% 16.28% 7.26% 8.51% 0.00% 0.00% 0.00% 0.00%
4194 21.25 5714 34.09 9537 70.14 0 0.00 0 0.00
2.25% 1.15% 3.06% 1.85% 5.11% 3.80% 0.00% 0.00% 0.00% 0.00%
4867 78.32 1618 10.51 11062 70.66 0 0.00 0 0.00
8.60% 15.15% 2.86% 2.03% 19.55% 13.66% 0.00% 0.00% 0.00% 0.00%
1393 4.84 19835 78.78 5446 77.33 0 0.00 0 0.00
2.27% 1.28% 32.33% 20.84% 8.88% 20.45% 0.00% 0.00% 0.00% 0.00%
4514 33.46 1582 12.65 20027 220.38 0 0.00 0 0.00
10.64% 8.57% 3.73% 3.24% 47.20% 56.45% 0.00% 0.00% 0.00% 0.00%
72493 933.96 93427 1008.06 92193 2950.79 0 0.00 0 0.00
7.30% 6.46% 9.41% 6.97% 9.29% 20.40% 0.00% 0.00% 0.00% 0.00%
34587 590.27 71639 678.08 62601 1548.59 2151 0.01 0 0.00
5.75% 6.60% 11.91% 7.59% 10.40% 17.32% 0.36% 0.00% 0.00% 0.00%
954 5.29 11337 38.86 9635 39.04 0 0.00 15464 7.04
0.30% 0.30% 3.62% 2.19% 3.08% 2.20% 0.00% 0.00% 4.94% 0.40%
4475 45.25 10169 64.14 77493 725.22 1131 0.02 6611 0.13
1.29% 1.15% 2.94% 1.62% 22.39% 18.35% 0.33% 0.00% 1.91% 0.00%
11440 127.77 73887 252.84 58714 968.11 0 0.00 0 0.00
1.92% 1.58% 12.37% 3.13% 9.83% 11.98% 0.00% 0.00% 0.00% 0.00%
6450 29.37 26914 89.28 38688 456.16 0 0.00 0 0.00
2.24% 1.28% 9.35% 3.89% 13.45% 19.87% 0.00% 0.00% 0.00% 0.00%
7152 29.89 19 0.09 15145 59.51 0 0.00 0 0.00
20.78% 18.78% 0.06% 0.05% 44.01% 37.39% 0.00% 0.00% 0.00% 0.00%
14632 48.05 6407 34.88 77172 554.25 0 0.00 0 0.00
9.84% 4.66% 4.31% 3.38% 51.88% 53.70% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
127899 638.04 1966 4.70 19044 1344.32 0 0.00 0 0.00
5.82% 3.05% 0.09% 0.02% 0.87% 6.43% 0.00% 0.00% 0.00% 0.00%
150570 274.72 30574 59.14 96290 301.91 0 0.00 0 0.00
52.24% 40.69% 10.61% 8.76% 33.41% 44.71% 0.00% 0.00% 0.00% 0.00%
297 2.26 1051 7.23 2723 25.94 0 0.00 0 0.00
0.15% 0.15% 0.54% 0.49% 1.40% 1.75% 0.00% 0.00% 0.00% 0.00%
8710 156.33 167406 1320.60 33990 534.36 11526 9.22 0 0.00
1.33% 1.96% 25.65% 16.57% 5.21% 6.70% 1.77% 0.12% 0.00% 0.00%
490241 3318 649647 4384 734095 11281 14808 9 22075 7
6.10% 3.87% 8.08% 5.11% 9.13% 13.15% 0.18% 0.01% 0.27% 0.01%
518880 3378 653813 4441 734095 11281 304580 172 117530 82
1.82% 2.34% 2.30% 3.07% 2.58% 7.81% 1.07% 0.12% 0.41% 0.06%
age to total individual new business of each insurer procured through the respective channel.
IVIDUAL NEW BUSINESS (2022-23)
Web Aggregators IMF Online** Point of Sales Others if any
(POS)
Premium Premium Premium Premium Premium

Policies (₹Crore) Policies (₹Crore) Policies (₹Crore) Policies (₹Crore) Policies (₹Crore)
0 0.00 19803 81.17 12696 75.48 845 1.97 0 0.00

0.00% 0.00% 0.10% 0.14% 0.06% 0.13% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0.00 1303 53.04 3333 6.05 0 0.00

0.00% 0.00% 0.00% 0.00% 0.54% 1.52% 1.37% 0.17% 0.00% 0.00%
20 0.15 0 0.00 0 0.00 0 0.00 0 0.00
0.67% 11.95% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0.00 4 0.02 62 0.17 0 0.00
0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.13% 0.02% 0.00% 0.00%
0 0.00 542 13.07 14 0.63 492 0.76 0 0.03
0.00% 0.00% 1.92% 5.67% 0.05% 0.27% 1.74% 0.33% 0.00% 0.01%
0 2.05 0 0.00 4160 21.63 431 2.56 0 0.00
0.00% 0.04% 0.00% 0.00% 0.68% 0.38% 0.07% 0.04% 0.00% 0.00%
-3 0.01 0 0.00 9591 26.45 1122 3.29 0 0.00
0.00% 0.00% 0.00% 0.00% 9.12% 3.30% 1.07% 0.41% 0.00% 0.00%
1478 36.91 0 0.00 1902 7.31 4252 4.81 0 0.00
0.79% 2.00% 0.00% 0.00% 1.02% 0.40% 2.28% 0.26% 0.00% 0.00%
7 0.03 0 0.00 1356 4.18 986 2.78 0 0.00
0.01% 0.00% 0.00% 0.00% 2.40% 0.81% 1.74% 0.54% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 651 0.64 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.06% 0.17% 0.00% 0.00%
0 0.00 363 4.31 72 1.54 0 0.00 0 0.00
0.00% 0.00% 0.86% 1.10% 0.17% 0.39% 0.00% 0.00% 0.00% 0.00%
197 2.52 304 11.13 71138 706.45 278 0.28 0 0.00
0.02% 0.02% 0.03% 0.08% 7.17% 4.88% 0.03% 0.00% 0.00% 0.00%
235 2.11 1654 27.19 19868 170.74 271 19.14 0 0.00
0.04% 0.02% 0.27% 0.30% 3.30% 1.91% 0.05% 0.21% 0.00% 0.00%
9 0.01 0 0.00 0 0.00 0 0.00 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
119 0.36 2 0.01 4277 14.89 211 0.91 0 0.00
0.03% 0.01% 0.00% 0.00% 1.24% 0.38% 0.06% 0.02% 0.00% 0.00%
1566 5.03 3280 63.24 35321 94.21 0 0.00 0 0.00
0.26% 0.06% 0.55% 0.78% 5.91% 1.17% 0.00% 0.00% 0.00% 0.00%
223 1.28 3939 32.01 599 0.98 49 0.25 0 0.01
0.08% 0.06% 1.37% 1.39% 0.21% 0.04% 0.02% 0.01% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.30 7 0.10 7468 31.62 3229 2.59 0 0.00
0.00% 0.00% 0.00% 0.00% 0.34% 0.15% 0.15% 0.01% 0.00% 0.00%
-2 -0.01 75 0.48 6690 5.61 5 0.01 0 0.00
0.00% 0.00% 0.03% 0.07% 2.32% 0.83% 0.00% 0.00% 0.00% 0.00%
0 0.00 252 2.04 105 0.51 105 0.48 0 0.00
0.00% 0.00% 0.13% 0.14% 0.05% 0.03% 0.05% 0.03% 0.00% 0.00%
0 0.00 0 0.00 0 0.00 0 0.00 1107 0.99
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.17% 0.01%
3849 51 10418 154 163868 1140 15477 45 1107 1.03
0.05% 0.06% 0.13% 0.18% 2.04% 1.33% 0.19% 0.05% 0.01% 0.00%
3849 51 30221 235 176564 1215 16322 47 1107 1.03
0.01% 0.04% 0.11% 0.16% 0.62% 0.84% 0.06% 0.03% 0.00% 0.00%
Total Individual New Referrals
Business
Premium Premium
Policies (₹Crore) Policies (₹Crore)
20428937 58662.11 0 0.00

100.00% 100.00%
243389 3483.16 0 0.00

100.00% 100.00%
2996 1.24 0 0.00
100.00% 100.00%
47007 670.02 0 0.00
100.00% 100.00%
28234 230.68 0 0.03
100.00% 100.00%
613205 5713.79 0 0.00
100.00% 100.00%
105207 802.30 0 0.00
100.00% 100.00%
186679 1843.34 0 0.00
100.00% 100.00%
56593 517.15 0 0.00
100.00% 100.00%
61346 378.12 0 0.00
100.00% 100.00%
42427 390.41 0 0.00
100.00% 100.00%
992718 14464.28 0 0.00
100.00% 100.00%
601683 8939.22 0 0.00
100.00% 100.00%
313114 1772.61 0 0.00
100.00% 100.00%
346063 3951.95 378 1.54
100.00% 100.00%
597144 8083.27 0 0.00
100.00% 100.00%
287742 2295.31 0 0.00
100.00% 100.00%
34413 159.16 0 0.00
100.00% 100.00%
148750 1032.17 390 1.64
100.00% 100.00%
0 0.00 0 0.00
0.00% 0.00%
2197129 20904.85 0 0.00
100.00% 100.00%
288222 675.20 0 0.00
100.00% 100.00%
194912 1480.04 0 0.00
100.00% 100.00%
652542 7971.65 0 0.00
100.00% 100.00%
8041515 85759.90 768 3
100.00% 100.00%
28470452 144422.01 768 3.20
100.00% 100.00%
Number of Schemes
S.No. Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
1 Individual Agents 6590 6562 4762 4298 4276 3326 2862 2383
(17.80) (16.80) (13.27) (12.14) (12.34) (9.09) (7.76) (6.08)
2 Corporate Agents-Banks 483 399 300 331 486 591 678 676
(1.30) (1.02) (0.84) (0.93) (1.40) (1.61) (1.84) (1.72)
3 Corporate Agents- Others* 78 56 109 89 172 121 168 151
(2.11) (0.14) (0.30) (0.25) (0.50) (0.33) (0.46) (0.39)
4 Brokers 1739 1943 1976 2462 2314 2573 2455 2953
(4.70) (4.97) (5.51) (6.95) (6.68) (7.03) (6.66) (7.53)
5 Direct Selling 28143 30075 28727 28226 27359 29904 30611 32980
(75.99) (76.98) (80.08) (79.71) (78.98) (81.71) (83.05) (84.12)
6 MI Agents - 34 1 6 34 80 78 48
- (0.09) (0.00) (0.02) (0.10) (0.22) (0.21) (0.12)
7 Common Service Centres - - - - - - -
(CSCs) - - - - - - - -
8 Web Aggregators - 6.00 10.00
- (0.02) (0.03)
9 IMF - - 2.00
- - (0.01)
10 Online** - - 1.00
- - 0.00
11 Point of Sales (POS) - - -
- - -
12 Others If Any - - - - - 1.00 - -
- - - - - 0.00 - -
Total 37033 39069 35875 35412 34641 36596 36858 39204
(100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
Referrals - - 0 0 0 0 0 0
- - (0.00) (0.00) (0.00) (0.00) (0.00) (0.00)
*Any entity other than banks but licensed as a corporate agent.
# Does not include its overseas new business premium
Note:
1. First row across each insurer shows the absolute figures whereas second row shows percentage to total individual new busin
TABLE 103: CHANNEL WISE - LIFE INSURANCE GROUP NEW BUSINESS
Number of Lives Covered
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
4936 4944 11644649 6934791 2701637 2166475 1688791 5582520 1018113
(12.12) 11.68% (12.39) (5.64) (1.57) (1.20) (0.90) (2.48) (0.45)
675 593 3282246 4485704 5801924 2897265 16389881 42114753 58668475
(1.66) 1.40% (3.49) (3.65) (3.37) (1.61) (8.70) (18.75) (25.75)
448 714 4621554 34022937 28555202 6693771 10539110 12669516 12876293
(1.10) 1.69% (4.92) (27.69) (16.60) (3.72) (5.59) (5.64) (5.65)
2274 4411 3793588 5537280 8516066 13908119 17265524 21155144 17280159
(5.58) 10.42% (4.04) (4.51) (4.95) (7.73) (9.16) (9.42) (7.58)
32366 31661 70669931 71855360 126458056 154064625 140825037 138443787 131383377
(79.48) 74.77% (75.17) (58.48) (73.51) (85.67) (74.73) (61.63) (57.66)
17 21 - 25301 839 111031 1736894 4687265 6624214
(0.04) 0.05% - (0.02) (0.00) (0.06) (0.92) (2.09) (2.91)
- 0 - - - - - -
- 0.00% - - - - - - -
5.00 1 - 216.00
(0.01) 0.00% - 0.00
- 1 - -
- 0.00% - -
1.00 0 - -
(0.00) 0.00% -
- 0 - -
- 0.00% -
- 0 - - - - 12377 27 -
- 0.00% - - - - 0.00 0.00
40722 42346 94011968 122861373 172033724 179841286 188457614 224653012 227850847
(100.00) 100.00% (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
0 0 - - 0 0 0 0 0
(0.00) 0.00% - - (0.00) (0.00) (0.00) (0.00) (0.00)
otal individual new business of each insurer procured through the respective channel.
NEW BUSINESS
Premium (₹Crore)
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
1156450 1938929 1974799 1041.62 1678.66 1359.32 1518.47 997.40 2217.43
(0.64) (0.90) 0.74% (1.76) (2.90) (1.69) (1.56) (0.98) (1.90)
46706320 58111821 47796095 1804.20 1283.07 1361.9 1798.94 2394.68 4940.65
(25.98) (26.94) 17.91% (3.05) (2.22) (1.69) (1.85) (2.35) (4.22)
8881356 13435729 42177485 440.44 625.51 772.46 324.19 1338.57 2388.43
(4.94) (6.23) 15.80% (0.74) (1.08) (0.96) (0.33) (1.31) (2.04)
13790601 14662522 21886885 318.89 431.10 507.47 785.82 948.12 1112.73
(7.67) (6.80) 8.20% (0.54) (0.75) (0.63) (0.81) (0.93) (0.95)
104097299 121510594 144154205 55594.02 53767.68 76426.9 92922.56 96085.61 106205.60
(57.91) (56.32) 54.01% (93.91) (93.05) (95.03) (95.45) (94.38) (90.78)
5123026 6063842 8892623 - 0.18 0.01 2.26 34.31 124.37
(2.85) (2.81) 3.33% - (0.00) (0.00) (0.00) (0.03) (0.11)
- - 0 - - - - - -
- - 0.00% - - - - - -
16037 8811 3461 -
(0.01) (0.00) 0.00% -
353 - 126 -
0.00 - 0.00% -
97 2766 0 -
0.00 (0.00) 0.00% -
- - 0 -
- - 0.00% -
- - 0 - - - - 11.21 -
- - 0.00% - - - - (0.01) -
179771539 215735014 266885679 59199.17 57786 80428.06 97352.24 101809.88 116989.23
(100.00) (100.00) 100.00% (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
0 0 0 - - 0 0 0 0
(0.00) (0.00) 0.00% - - (0.00) (0.00) (0.00) (0.00)
m (₹Crore)
2019-20 2020-21 2021-22 2022-23
2314.20 3407.45 4637.69 6995.91
(1.47) (2.07) (2.45) 3.10%
6920.84 8068.79 11196.33 17286.79
(4.40) (4.91) (5.92) 7.65%
2337.20 1855.78 2692.87 6303.89
(1.49) (1.13) (1.42) 2.79%
1158.58 1492.09 2227.86 3763.81
(0.74) (0.91) (1.18) 1.67%
144416.95 149429.71 167930.45 191109.05
(91.76) (90.86) (88.85) 84.55%
236.16 200.58 314.00 560.75
(0.15) (0.12) (0.17) 0.25%
- - - 0.00
- - - 0.00%
0.06 0.79 1.86 0.35
0.00 0.00 (0.00) 0.00%
- 0.06 0.00 0.01
- 0.00 0.00 0.00%
- 0.04 0.13 0.17
0.00 (0.00) 0.00%
- - - 0.00
- - - 0.00%
- - - 0.00
- - - 0.00%
157383.98 164455.30 189001.20 226020.71
(100.00) (100.00) (100.00) 100.00%
0 0 0 0
(0.00) (0.00) (0.00) 0.00%
Individual Agents Corporate Agents
Banks
S.No. Insurer
Schemes Premium Lives Schemes Premium Lives
(₹Crore) covered (₹Crore) covered
Public Sector
Life Insurance Corporation of 4782 6267.35 1660501 210 6879.33 47844
1
India 13.24% 3.62% 4.53% 0.58% 3.97% 0.13%
Private Sector
Aditya Birla Sunlife Insurance 8 55.52 46439 3 48.08 15302
2
Company Ltd. 1.90% 1.33% 0.84% 0.71% 1.15% 0.28%
Aegon Life Insurance 0 0.00 0 0 0.00 0
3
Company Ltd. 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Ageas Federal Life Insurance 2 0.04 4023 6 229.48 43748
4
Company Ltd. 22.22% 0.01% 5.29% 66.67% 95.07% 57.51%
Aviva Life Insurance 0 0.09 170 9 5.70 51698
5
Company India Ltd. 0.00% 0.08% 0.02% 3.93% 5.26% 7.05%
Bajaj Allianz Life Insurance 4 1.49 1522 9 1025.41 11768803
6
Company Ltd. 1.24% 0.03% 0.01% 2.79% 20.41% 42.64%
Bharti AXA Life Insurance 0 0.00 0 6 44.68 444918
7
Company Ltd. 0.00% 0.00% 0.00% 60.00% 20.82% 93.12%
Canara HSBC OBC Life 0 0.00 0 26 455.11 5831605
8
Insurance Company Ltd. 0.00% 0.00% 0.00% 74.29% 24.75% 97.84%
Edelweiss Tokio Life 0 0.00 0 0 9.83 267741
9
Exide Life Insurance 0 0.00 0 0 0.00 0
10
Company Ltd. 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Future Generali India Life 0 1.09 9 2 15.27 4419
11
HDFC Life Insurance 8 4.58 3554 10 937.57 8750622
12
Company Ltd. 1.18% 0.03% 0.01% 1.47% 6.55% 13.00%
ICICI Prudential Life 67 49.24 88884 122 1218.23 3364932
13
IndiaFirst Life Insurance 0 0.00 0 24 368.08 350796
14
Company Ltd. 0.00% 0.00% 0.00% 15.09% 38.97% 4.07%
Kotak Mahindra Life 1 -0.07 -524 9 600.31 4198348
15
Insurance Ltd. 0.14% 0.00% 0.00% 1.29% 16.15% 17.50%
MaxLife Insurance Company 14 8.49 6195 13 628.70 3644314
16
Ltd. 7.22% 0.97% 0.15% 6.70% 71.74% 87.20%
PNB Metlife India Insurance 3 1.26 1152 1 431.39 816173
17
Company Ltd. 2.68% 0.14% 0.04% 0.89% 46.68% 30.43%
Pramerica Life Insurance 0 0.00 0 0 0.00 0
18
Company Ltd. 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Reliance Nippon Life 0 0.00 0 0 0.00 0
19
Sahara India Life Insurance 0 0.00 0 0 0.00 0
20
Company Ltd.
Sahara India Life Insurance
20
Company Ltd.
SBI Life Insurance Company 36 603.85 152913 123 3831.78 1387052
21
Ltd. 6.83% 6.95% 0.83% 23.34% 44.13% 7.52%
Shriram Life Insurance 0 0.00 0 0 0.00 0
22
Company Ltd. 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 14 537.59 6792838
23 Star Union Dai-ichi Life
0.00% 0.00% 0.00% 27.45% 32.82% 98.53%
TATA AIA Life Insurance 19 2.99 9961 6 20.25 14942
24
Company Ltd. 5.60% 0.53% 0.66% 1.77% 3.56% 0.98%
162 729 314298 383 10407 47748251
2.60% 1.38% 0.14% 6.15% 19.73% 20.74%
4944 6996 1974799 593 17287 47796095
Grand Total
11.68% 3.10% 0.74% 1.40% 7.65% 17.91%
* Any entity other than banks but licensed as a corporate agent.
Note:
1. First row across each insurer shows the absolute figures whereas second row shows percentage to total individual new busin
6995.91 17286.79 6303.89 3763.81 191109.05 560.75
1974799 47796095 42177485 21886885 144154205 8892623

TABLE 1
Corporate Agents Brokers Direct Selling
Others*
Schemes Premium Lives Schemes Premium Lives Schemes Premium Lives
(₹Crore) covered (₹Crore) covered (₹Crore) covered
598 15.17 822899 1119 118.54 532985 29409 159979.47 33558146

1.66% 0.01% 2.25% 3.10% 0.07% 1.46% 81.42% 92.33% 91.63%
5 330.85 2164928 329 527.42 973499 75 3227.20 2318368

1.19% 7.90% 39.23% 78.33% 12.59% 17.64% 17.86% 77.04% 42.01%
4 2.75 13167 14 6.37 109170 12 1.09 29374
13.33% 26.96% 8.68% 46.67% 62.37% 71.96% 40.00% 10.66% 19.36%
0 0.00 0 0 0.00 0 1 11.87 28294
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 11.11% 4.92% 37.20%
0 0.00 0 165 37.93 514887 55 64.67 166485
0.00% 0.00% 0.00% 72.05% 34.99% 70.22% 24.02% 59.67% 22.71%
4 199.00 1128738 161 337.14 2408021 145 3430.52 11757112
1.24% 3.96% 4.09% 49.85% 6.71% 8.72% 44.89% 68.28% 42.60%
0 0.20 58 0 0.09 64 4 169.64 32736
0.00% 0.10% 0.01% 0.00% 0.04% 0.01% 40.00% 79.04% 6.85%
1 59.79 16663 3 29.87 90829 5 1293.88 20962
2.86% 3.25% 0.28% 8.57% 1.62% 1.52% 14.29% 70.37% 0.35%
0 0.00 0 0 0.13 219 3 16.48 5989
0.00% 0.00% 0.00% 0.00% 0.48% 0.08% 100.00% 62.35% 2.19%
0 0.11 178 18 34.90 91213 9 9.95 49269
0.00% 0.25% 0.13% 66.67% 77.62% 64.85% 33.33% 22.12% 35.03%
0 0.00 0 12 23.73 42214 28 268.57 60968
0.00% 0.00% 0.00% 28.57% 7.69% 39.23% 66.67% 87.01% 56.66%
33 4025.39 28274584 309 602.32 5421187 319 8634.15 23307115
4.85% 28.13% 42.02% 45.44% 4.21% 8.06% 46.91% 60.33% 34.64%
56 609.22 2710025 1360 825.10 3944372 358 5249.52 36899028
2.85% 7.63% 5.66% 69.21% 10.34% 8.23% 18.22% 65.76% 77.00%
0 0.00 0 63 53.59 986401 67 425.00 6052872
0.00% 0.00% 0.00% 39.62% 5.67% 11.45% 42.14% 44.99% 70.28%
6 509.56 4464093 106 475.17 2262848 567 1845.33 8490353
0.86% 13.71% 18.61% 15.23% 12.78% 9.43% 81.47% 49.65% 35.40%
3 12.14 20985 119 42.56 110501 45 184.44 397257
1.55% 1.38% 0.50% 61.34% 4.86% 2.64% 23.20% 21.05% 9.51%
0 0.00 44939 80 191.38 1221530 28 299.91 598736
0.00% 0.00% 1.68% 71.43% 20.71% 45.54% 25.00% 32.45% 22.32%
2 302.38 283289 167 154.40 1541463 15 74.46 360653
1.05% 56.21% 12.29% 87.89% 28.70% 66.85% 7.89% 13.84% 15.64%
0 0.00 0 4 0.26 31499 129 93.06 298169
0.00% 0.00% 0.00% 3.01% 0.28% 9.55% 96.99% 99.72% 90.45%
0 0.00 0 0 0.00 0 0 0.00 0
0 1.22 2538 101 127.61 608577 265 4118.28 16285801
0.00% 0.01% 0.01% 19.17% 1.47% 3.30% 50.28% 47.43% 88.33%
1 234.97 2214071 47 4.11 52596 6 238.41 2800716
1.85% 49.21% 43.69% 87.04% 0.86% 1.04% 11.11% 49.93% 55.27%
0 0.79 99 5 7.62 18682 32 1091.97 82378
0.00% 0.05% 0.00% 9.80% 0.47% 0.27% 62.75% 66.67% 1.19%
1 0.33 16231 229 163.57 924128 84 381.19 553424
0.29% 0.06% 1.07% 67.55% 28.78% 60.85% 24.78% 67.07% 36.44%
116 6289 41354586 3292 3645 21353900 2252 31130 110596059
1.86% 11.92% 17.96% 52.86% 6.91% 9.27% 36.16% 59.00% 48.03%
714 6304 42177485 4411 3764 21886885 31661 191109 144154205
1.69% 2.79% 15.80% 10.42% 1.67% 8.20% 74.77% 84.55% 54.01%
to total individual new business of each insurer procured through the respective channel.
0.00 0.35 0.01 0.17 0.00 0.00 226020.71
0 3461 126 0 0 0 266885679

TABLE 104: CHANNEL-WISE INSURER-WISE LIFE INSURANCE - GROUP NEW BUSINESS (2022-23)
MI Agents Common Service Centres Web Aggregators
(CSCs)
Schemes Premium Lives Schemes Premium Lives Schemes Premium
(₹Crore) covered (₹Crore) covered (₹Crore)
0 0.00 0 0 0.00 0 0 0.00

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 30.44 535147 0 0.00 0 0 0.00
0.00% 0.61% 1.94% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
1 108.34 1535845 0 0.00 0 0 0.00
0.15% 0.76% 2.28% 0.00% 0.00% 0.00% 0.00% 0.00%
0 30.97 908219 0 0.00 0 1 0.35
0.00% 0.39% 1.90% 0.00% 0.00% 0.00% 0.05% 0.00%
5 97.89 1222980 0 0.00 0 0 0.00
3.14% 10.36% 14.20% 0.00% 0.00% 0.00% 0.00% 0.00%
7 286.42 4569914 0 0.00 0 0 0.00
1.01% 7.71% 19.05% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
6 6.69 120392 0 0.00 0 0 0.00
3.16% 1.24% 5.22% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
2 0.01 126 0 0.00 0 0 0.00
0.38% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
21 561 8892623 0 0 0 1 0
0.34% 1.06% 3.86% 0.00% 0.00% 0.00% 0.02% 0.00%
21 561 8892623 0 0 0 1 0
0.05% 0.25% 3.33% 0.00% 0.00% 0.00% 0.00% 0.00%
USINESS (2022-23)
Aggregators IMF Online** Point of Sales (POS)
Lives Schemes Premium Lives Schemes Premium Lives Schemes Premium

covered (₹Crore) covered (₹Crore) covered (₹Crore)
0 0 0.00 0 0 0.00 0 0 0.00

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3461 1 0.01 112 0 0.00 0 0 0.00
0.01% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 14 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.17 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0 0 0.00 0 0 0.00 0 0 0.00
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3461 1 0 126 0 0 0 0 0
0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3461 1 0 126 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
t of Sales (POS) Others if any Total Group New Business Referrals
Lives Schemes Premium Lives Schemes Premium Lives covered Schemes

covered (₹Crore) covered (₹Crore)
0 0 0.00 0 36118 173259.86 36622375 0

0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 420 4189.06 5518536 0

0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 30 10.21 151711 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 9 241.38 76065 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 229 108.39 733240 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 323 5024.00 27599343 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 10 214.62 477776 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 35 1838.66 5960059 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 3 26.44 273949 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 27 44.97 140660 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 42 308.66 107610 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 680 14312.35 67292907 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 1965 7982.63 47919033 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 159 944.56 8613049 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 696 3716.72 23985032 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 194 876.33 4179266 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 112 924.10 2682530 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 190 537.93 2305797 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 133 93.33 329668 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 0 0.00 0 0
0 0 0.00 0 527 8682.76 18437007 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 54 477.48 5067383 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 51 1637.97 6893997 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0.00 0 339 568.32 1518686 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0 0 6228 52761 230263304 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
0 0 0 0 42346 226020.71 266885679 0
0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 100.00%
Referrals
Premium Lives
(₹Crore) covered
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0.00 0
0 0
0 0.00
TABLE 105: CHANNEL-WISE GENERAL INSURANCE BUSINESS
(Gross Direct Premium in ₹Crore)
Individual Agents
Segment
2013-14 2014-15 2015-16 2016-17 2017-18
Fire 1,776.50 1,618.71 1,751.00 1,869.37 1,900.90
Marine (Cargo) 685.26 640.25 648.00 653.15 689.56
Marine (Hull) 49.08 36.64 49.00 38.95 36.22
Aviation 5.65 0.69 13.00 9.42 12.49
Engineering 588.89 486.20 516.00 517.48 588.03
Motor Own Damage 8,020.03 8,357.40 8,533.00 8,113.27 8,678.29
Motor Third Party 9,191.14 9,352.86 12,127.00 14,544.33 18,463.91
Liability Insurance 351.00 353.17 447.00 550.19 549.96
Crop Insurance 58.50 1,818.08 62.00 315.36 0.01
Credit Insurance 3.69 -25.09 3.00 5.33 8.92
Miscellaneous 1,311.30 1,287.25 1,170.00 727.03 1,003.03
Grand Total 22,041.05 23,926.17 25,319.00 27,343.88 31,931.32
ndividual Agents Corporate A
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
2,053.27 2,575.18 3,286.72 3,314.82 3,258.18 1,195.44 1,328.75 1,478.00
736.11 701.24 696.31 827.86 908.24 24.07 20.31 23.00
87.44 37.59 37.90 38.03 40.70 2.41 2.32 2.00
3.25 2.89 2.85 3.40 4.58 0.18 2.42 3.00
620.58 606.43 667.94 722.34 812.72 47.74 48.08 45.00
7,853.79 7,353.98 6,896.69 6,423.87 6,893.83 842.44 704.72 695.00
19,442.08 20,433.64 19,352.12 17,997.65 18,645.66 687.54 681.99 722.00
608.83 570.56 595.19 653.48 716.67 18.44 18.74 28.00
19.45 0.04 0.02 0.00 0.03 7.19 11.46 10.00
10.58 10.71 8.66 9.11 9.18 2.74 3.05 5.00
1,125.39 1,181.03 1,167.88 1,304.21 1,342.31 606.47 562.47 625.00
32,560.76 33,473.29 32,712.29 31,294.78 32,632.08 3,434.67 3,384.32 3,636.00
Corporate Agents - Banks
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
1,441.05 1,725.37 1,993.69 2,126.73 2,146.88 2,003.51 2,304.22 94.04 100.70
11.59 12.77 11.78 45.95 11.06 11.84 11.59 7.51 6.61
1.79 2.90 2.12 0.54 1.60 0.20 0.11 0.93 2.34
1.30 0.16 0.15 0.07 0.01 0.01 -0.01 0.00 0.23
34.98 28.84 27.04 31.51 27.35 29.30 28.23 20.82 20.77
831.70 856.64 946.66 900.87 872.06 812.80 754.43 915.21 1,242.97
985.54 1,084.74 1,456.23 1,473.65 1,258.24 1,063.07 1,015.94 579.24 1,168.02
10.11 12.64 14.19 13.38 18.45 18.00 19.32 9.01 6.74
31.09 26.87 77.39 -1.49 0.03 0.15 5.26 9.66 0.35
5.12 0.96 0.96 0.43 0.70 - 0.21 4.99 0.10
601.93 738.74 851.13 883.16 690.15 668.22 783.74 94.12 122.64
3,956.19 4,490.63 5,381.33 5,474.81 5,026.53 4,607.09 4,923.05 1,735.54 2,671.48
Corporate Agents - Others
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
174.00 189.25 298.86 262.78 238.86 244.23 271.34 419.36 1,818.62
13.00 8.76 8.97 11.91 17.92 12.37 18.07 8.31 741.48
- 0.46 0.90 1.45 1.72 0.72 1.87 3.45 151.36
- 0.01 - - - - 16.53 0.43 119.56
23.00 20.12 19.14 13.13 13.43 14.58 13.92 14.15 901.58
1,478.00 2,662.61 2,978.06 2,084.16 1,887.38 1,746.16 1,616.77 1,718.89 4,917.26
1,688.00 2,666.96 3,580.33 3,464.71 3,247.36 3,019.17 2,454.07 2,687.95 2,713.42
6.00 5.44 6.95 8.34 8.01 11.89 20.63 30.62 604.27
- 0.20 1.61 2.05 68.43 1.27 0.00 1.11 48.24
- 0.11 0.33 0.38 - 0.13 -0.10 - 87.46
200.00 291.39 247.10 103.37 95.42 116.41 158.75 265.15 581.34
3,582.00 5,845.31 7,142.23 5,952.29 5,578.54 5,166.93 4,571.84 5,149.42 12,684.62
Brokers
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
2,107.99 2,393.00 2,844.93 3,199.30 4,245.39 6,126.11 8,903.24 10,236.90
794.58 868.00 929.71 951.57 1,072.21 1,143.15 1,157.22 1,577.75
132.33 153.00 134.39 156.28 256.93 226.85 242.31 268.35
104.75 84.00 94.85 96.03 132.99 206.17 206.62 281.31
919.39 855.00 838.84 870.48 1,025.83 1,104.56 1,377.37 1,678.59
5,451.17 6,231.00 9,031.29 9,672.68 11,684.51 11,434.49 12,723.26 15,501.66
3,052.77 3,945.00 4,632.37 5,713.18 8,393.39 10,231.29 11,271.32 15,481.91
673.25 776.00 945.33 985.55 1,232.98 1,370.33 1,791.66 2,616.78
201.35 59.00 319.58 264.38 613.57 1,206.37 2,769.63 2,349.41
116.11 148.00 142.21 195.63 251.07 194.14 356.70 441.62
608.42 720.00 1,220.96 1,006.29 1,451.38 1,271.94 1,536.34 1,642.97
14,162.12 16,232.00 21,134.47 23,111.39 30,360.27 34,515.37 42,335.67 52,077.25
Referral Arrangements
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
11,663.59 1.01 2.03 0.10 0.11 0.08 6.20 5.34 -
1,981.27 - 0.00 - 0.01 0.01 0.00 0.00 -
336.37 - - - - - 0.00 - -
268.56 - - - - - - - -
2,084.55 0.19 0.17 - - 0.00 0.02 0.01 -
17,927.31 2.11 1.30 0.02 0.12 0.10 0.68 0.40 -
18,964.00 1.62 1.65 0.01 0.12 3.97 3.10 2.95 -
3,097.81 - 0.00 - - - 0.01 - -
3,101.33 0.00 - - - - 0.04 - -
574.66 - - - - - - - -
1,983.70 5.30 5.09 0.20 0.47 0.80 4.82 3.82 0.00
61,983.15 10.24 10.24 0.33 0.83 4.95 14.89 12.52 0.00
Direct Business
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
0.00 0.00 2,477.05 2,889.86 2,896.00 3,170.30 3,561.91 2,951.29
- - 564.80 599.98 574.00 519.81 547.81 573.97
- - 922.46 782.66 658.00 616.60 462.50 448.75
- - 320.76 310.92 347.00 322.95 289.17 398.05
- - 926.73 863.59 933.00 881.38 687.41 709.24
- - 2,984.06 2,185.78 4,289.00 3,025.92 2,093.15 1,382.98
- - 2,612.50 5,248.21 2,441.00 3,593.70 2,594.55 2,276.02
- - 268.06 300.05 303.00 379.40 415.95 509.41
- - 1,067.58 1,597.64 1,928.00 13,902.93 17,437.20 19,410.74
- - 1,330.24 1,399.91 1,356.00 1,289.97 1,271.16 1,262.22
-0.00 -0.00 886.77 -854.24 692.00 1,839.11 1,165.31 946.63
-0.00 -0.00 14,361.01 15,324.38 16,417.00 29,542.09 30,526.12 30,869.29
siness Micro Insurance Agents
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
4,552.73 5,476.20 5,698.48 6,268.56 0.03 - 0.01 0.04
739.66 548.75 701.60 847.32 0.00 - - -
572.10 736.74 704.94 917.56 - - - -
468.85 529.34 514.73 618.95 - - - -
797.41 839.20 1,110.17 1,342.02 0.01 - - 0.00
1,494.81 1,169.21 1,302.93 1,397.22 0.00 - 0.06 0.05
3,082.99 2,642.07 2,771.18 2,799.53 0.01 - 0.05 0.17
614.26 603.15 736.62 882.40 0.01 - - -
20,456.21 18,002.97 14,588.24 15,870.16 3.00 3.00 36.76 49.98
107.03 1,029.08 1,041.68 1,103.37 - - - -
1,890.78 770.28 835.49 922.45 0.89 2.00 1.09 1.23
34,776.83 32,346.98 30,006.05 32,969.53 - 3.95 5.00 37.97 51.47
Insurance Agents Others
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
0.07 0.01 0.08 0.02 0.00 44.44 6.61 8.00 22.41 93.24
- - - - - 4.40 1.68 1.00 2.22 8.91
- - - - - 0.87 0.01 - 0.03 16.25
- - - - - 1.48 - - - 9.53
0.00 - - - - 9.68 1.06 1.00 1.57 39.71
0.02 0.01 0.00 0.00 0.00 86.91 75.78 99.00 63.12 2,048.36
0.07 0.01 0.00 0.00 0.00 87.94 41.69 66.00 99.44 1,477.90
0.00 - - - - 2.68 1.78 2.00 2.13 1.28
4.29 96.76 14.07 20.04 15.45 3,419.58 2,615.85 3,489.00 5,491.36 7,542.36
- - - - - 0.18 - - - -
0.09 0.20 0.01 0.03 0.06 16.29 4.41 5.00 23.01 97.66
4.54 96.98 14.17 20.10 15.51 3,674.44 2,748.86 3,671.00 5,705.30 11,335.21
Others
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
153.91 103.12 55.33 22.83 17.82 7,407.10 8,054.69 8,701.00
16.29 9.43 11.98 4.29 3.10 2,027.53 2,063.41 2,127.00
19.18 36.27 31.13 12.83 0.63 1,127.11 956.30 863.00
21.66 13.68 14.35 36.18 0.00 447.64 419.01 447.00
72.22 75.35 43.26 8.98 3.81 2,495.64 2,339.28 2,372.00
2,534.69 3,452.02 2,652.59 1,514.66 3,091.33 17,768.02 18,019.14 21,325.00
2,999.22 3,955.25 4,189.26 3,492.89 5,383.96 15,873.40 19,547.21 20,989.00
8.47 7.68 9.67 4.67 3.42 1,253.47 1,353.72 1,562.00
7,486.39 10,446.32 10,331.87 12,507.44 13,021.40 4,610.75 6,247.74 5,551.00
- - - - - 1,429.32 1,494.09 1,512.00
65.50 22.22 19.62 15.99 10.31 3,501.58 1,736.92 3,414.00
13,377.53 18,121.35 17,359.09 17,620.76 21,535.78 57,941.56 62,231.51 68,863.00
Total
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
9,537.43 10,779.70 11,666.60 15,728.07 20,112.70 21,547.90 23,931.72
2,125.24 2,219.59 2,422.27 2,657.34 2,437.69 3,141.40 3,759.83
792.23 675.05 815.87 875.08 1,050.41 1,026.21 1,298.82
428.53 407.39 556.09 691.66 753.18 852.16 892.51
2,294.37 2,233.61 2,468.07 2,628.70 2,969.70 3,563.31 4,285.49
23,728.09 26,327.33 26,487.50 26,523.95 26,059.98 27,172.69 31,783.00
26,522.52 32,918.76 38,034.82 42,427.13 41,732.19 43,260.76 49,497.04
1,892.61 1,972.34 2,382.22 2,584.22 3,030.00 4,050.18 4,750.24
20,097.29 25,322.41 27,613.93 32,272.65 31,119.86 29,465.29 32,014.75
1,442.74 1,476.99 1,525.21 312.31 1,395.26 1,492.31 1,687.42
4,705.00 4,260.15 4,548.32 5,348.57 4,300.69 4,625.66 5,307.71
93,566.04 108,593.32 118,520.91 132,049.69 134,961.66 140,197.88 159,208.53
TABLE 106: CHANNEL WISE - HEALTH INSURANCE BUSINESS (EXCLUDING TRAVEL AND PERSONAL ACCIDENT INS
2014-15
Group Business (including
Individual Insurance including Family
Government Sponsored Insurance
/Floater Policies
Schemes & RSBY)
Name of the Channel
No.of policies No. of Gross No.of No. of
Issued Persons Premium policies Persons
Covered (₹Lakh) Issued Covered
('000s) ('000s)
Brokers 288151 729 27203 24836 23145

Corporate Agent - Banks 1552686 3277 101075 173062 2703
Corporate Agent - Other than Banks 246732 630 37594 35218 538
Direct Sale - Online 238162 487 22998 344 432
Direct Sale - Other than Online 971248 2434 74813 58017 228847
Individual Agents 7295723 17805 613554 43653 6992
Micro-insurance Agents 555 2 3 818 11
Web- aggregators
Insurance Marketing Firms
Point of Sales
Common Service Centers
Others
Total 10593257 25364 877240 335948 262667
SHARE OF DIFFERENT CHANNELS IN HEALTH INSURANCE BUSINESS

2014-15
Individual Insurance including Family Group Business (including
/Floater Policies Government Sponsored Insurance
Name of the Channel Schemes & RSBY)
No. of Gross No. of
Persons Premium No.of Persons
No.of policies Covered policies Covered
Issued Issued
Brokers 3% 3% 3% 7% 9%
Corporate Agent - Banks 15% 13% 11% 52% 1%
Corporate Agent - Other than Banks 2% 2% 4% 11% 0%
Direct Sale - Online 2% 2% 3% 0% 0%
Direct Sale - Other than Online 9% 10% 9% 17% 87%
Individual Agents 69% 70% 70% 13% 3%
Micro-insurance Agents 0% 0% 0% 0% 0%
Web- aggregators
Insurance Marketing Firms
Point of Sales
Common Service Centers
Others
Total 100% 100% 100% 100% 100%
PERSONAL ACCIDENT INSURANCE)
2014-15 2015-16
usiness (including Group Business (includi
Individual Insurance including Family
Sponsored Insurance Grand Total Government Sponsored Insu
/Floater Policies
emes & RSBY) Schemes & RSBY)
Gross No.of No. of Gross No.of policies No. of Gross No.of policies
Premium policies Persons Premium Issued Persons Premium Issued
(₹Lakh) Issued Covered (₹Lakh) Covered (₹Lakh)
('000s) ('000s)
490073 312987 23873 517276 408341 1411 46015 32222

39878 1725748 5981 140953 1433492 2972 110746 190837
6804 281950 1169 44398 336755 772 47103 46692
987 238506 918 23985 215863 485 20781 7005
509299 1029265 231281 584112 1089639 2772 85899 12736
85253 7339376 24797 698807 7874217 20269 722446 141503
87 1373 13 90 1913 8 18 176
23838 56 2363 7
578 2 1527 117

1132382 10929205 288032 2009622 11384636 28748 1036897 431295
2014-15 2015-16
usiness (including Total (Individual + Group) Individual Insurance including Family Group Business (includi
Sponsored Insurance /Floater Policies Government Sponsored Insu
emes & RSBY) Schemes & RSBY)
Gross No. of Gross No. of Gross
Premium No.of Persons Premium No.of Persons Premium No.of
policies Covered policies Covered policies
Issued Issued Issued
43% 3% 9% 26% 4% 5% 4% 7%
3% 16% 2% 7% 13% 10% 11% 44%
1% 3% 0% 2% 3% 3% 5% 11%
0% 2% 0% 1% 2% 2% 2% 2%
45% 9% 80% 29% 10% 10% 8% 3%
8% 67% 9% 35% 69% 71% 70% 33%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0%
0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
2015-16
Government Sponsored Insurance Grand Total Individual Insurance including Family /floater policies
Schemes & RSBY)
No. of Gross No.of policies No. of Gross No.of No. of Gross
Persons Premium Issued Persons Premium policies Persons Premium
Covered (₹Lakh) Covered (₹Lakh) Issued Covered (₹Lakh)
('000s) ('000s) ('000s)
24571 551503 440563 25982 597518 471399 1148 50385

5877 58572 1624329 8850 169318 1676892 3544 135070
649 13534 383447 1421 60637 371263 752 47434
260 24047 222868 744 44828 292593 679 29376
225853 602345 1102375 228625 688244 1190661 2442 109944
7607 90474 8015720 27876 812920 8632386 23291 881025
2 24 2089 10 41 470 1 2
0.45 13 23845 57 2375 50409 112 5048
520 1.4 62.6
65395 67345 695 65397 68872

330214 1407857 11815931 358962 2444754 12686593 31971 1258347
2015-16
Government Sponsored Insurance Total (Individual + Group) Individual Insurance including Family /floater policies
Schemes & RSBY)
No. of Gross No. of Gross No.of No. of
Persons Premium No.of Persons Premium Gross
policies policies Persons
Covered Covered Premium
Issued Issued Covered
7% 39% 4% 7% 24% 4% 4% 4%
44% 4% 14% 2% 7% 13% 11% 11%
11% 1% 3% 0% 2% 3% 2% 4%
2% 2% 2% 0% 2% 2% 2% 2%
3% 43% 9% 64% 28% 9% 8% 9%
33% 6% 68% 8% 33% 68% 73% 70%
0% 0% 0% 0% 0% 0.004% 0.004% 0.000%
0% 0% 0% 0% 0% 0.397% 0.350% 0.401%
0.004% 0.005% 0.005%
0% 5% 0% 18% 3%
100% 100% 100% 100% 100% 100% 100% 100%
2016-17
Group Business (Including government sponsored

ncluding Family /floater policies Grand Total
Insurance schemes and RSBY)
No.of No. of Gross No.of No. of Gross

No. of Claims policies Persons Premium No. of Claims policies Persons Premium
claims Paid Issued Covered (₹Lakh) claims Paid Issued Covered (₹Lakh)
paid (₹Lakh) ('000s) paid (₹Lakh) ('000s)
73014 28548 38398 44664 793618 2521773 928341 509797 45812 844003
162491 59394 218548 5473 90249 124112 44260 1895440 9018 225319
25030 9983 57477 965 21713 40444 14977 428740 1717 69147
34261 10387 8757 368 8047 17980 8156 301350 1048 37423
140093 52907 14036 349630 773084 5920419 881948 1204697 352071 883028
1727030 628723 113414 4340 93884 248503 86312 8745800 27631 974908
83 5 138 38 86 209 21 608 39 89
3579 615 66 7 144 47 14 50475 118 5192
6.0 2.2 1.0 0.1 0.7 4.0 0.7 521.0 1.5 63.3
2165587 790567 450835 405484 1780825 8873491 1964031 13137428 437455 3039172
2016-17
Group Business (Including government sponsored
ncluding Family /floater policies Total (Individual + Group)
Insurance schemes and RSBY)
No. of Amount No.of No. of No. of Amount No.of No. of

Gross Gross
claims of Claims policies Persons claims of Claims policies Persons
Premium Premium
paid Paid Issued Covered paid Paid Issued Covered
3% 4% 9% 11% 45% 28% 47% 4% 10% 28%
8% 8% 48% 1% 5% 1% 2% 14% 2% 7%
1% 1% 13% 0% 1% 0% 1% 3% 0% 2%
2% 1% 2% 0% 0% 0% 0% 2% 0% 1%
6% 7% 3% 86% 43% 67% 45% 9% 80% 29%
80% 80% 25% 1% 5% 3% 4% 67% 6% 32%
0.004% 0.001% 0.031% 0.009% 0.005% 0.002% 0.001% 0.005% 0.009% 0.003%
0.165% 0.078% 0.015% 0.002% 0.008% 0.001% 0.001% 0.384% 0.027% 0.171%
0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.004% 0.000% 0.002%
100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
Government Business (Including RSBY & Other Group Business (Excluding Government
Grand Total
Government Sponsored Schemes) Business)

No. of Claims policies Persons Premiu No. of policies Persons Premium
Claims Paid
claims Paid Issued Covered m claims Issued Covered (₹Lakh)
(₹Lakh)
paid (₹Lakh) ('000s) (₹Lakh) paid ('000s)
2594787 956889 -0.26 -3 44581 39317 873670

286603 103655 2.45 318330 9920 140776
65474 24960 125993 2213 43478
52241 18543 0.26 2147 10884 387 9565
6060512 934855 102 294610 275046 3721756 277476 27913 27851 613298
1975533 715036 1961 197 117647 9120 93045
292 26 276 547 568
3626 629 188 20 498
10.0 2.9 15 6 136
3 0.44 11
161 64650 120930 1774206 109950 18 65 576

11039078 2754598 263 359263 398120 5497923 387623 645848 89447 1775620
Government Business (Including RSBY & Other Group Business (Excluding Government
ndividual + Group)
Government Sponsored Schemes) Business)
Gross No. of Amount of No.of
No. of Amount No.of No. of No. of Gross
Direct claims Claims
claims of Claims policies persons policies persons Direct
Premiu paid Paid
paid Paid Issued Covered Issued Covered Premium
m
24% 35% 0% 0% 7% 44% 49%
3% 4% 0% 49% 11% 8%
1% 1% 20% 2% 2%
0% 1% 0% 1% 2% 0% 1%
55% 34% 39% 82% 69% 68% 72% 4% 31% 35%
18% 26% 0% 0% 18% 10% 5%
0.003% 0.001% 0.04% 0.61% 0.03%
0.033% 0.023% 0.03% 0.02% 0.03%
0.000% 0.000% 0.00% 0.01% 0.01%
0.00% 0.00% 0.00%
61% 18% 30% 32% 28% 0.00% 0.07% 0.03%

100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
2017-18
ss (Excluding Government
Individual Business Grand Total
Business)
No.of No. of Gross No.of policies No. of

No. of Claims policies Persons Premium No. of Claims Issued Persons
claims Paid Issued Covered (₹Lakh) claims Paid Covered
paid (₹Lakh) ('000s) paid (₹Lakh) ('000s)
3421281 888244 472799 1125 58519 92053 35402 517380 40442

169215 64800 2219115 3852 166210 180245 69938 2537445 13775
36657 14882 400191 556 61272 33608 18415 526184 2769
2402 1551 323217 738 35899 45477 15083 334101 1125
2910256 675275 1814263 4042 171210 298662 115763 1842278 326502
253973 95835 8698624 22612 1018713 1584303 638293 8816271 31731
1168 126 39 2 7 83 7 315 549
645 261 151603 343 16892 11797 2533 151791 363
49 20 2243 5 316 160 76 2258 11
1532 3 85 8 2 1535 3
17 0.04 1 17 0.04
3980 227 2 0.004 0.36 792 49 181 64716
6799626 1741221 14083645 33277 1529123 2247188 895560 14729756 481987
2017-18
ss (Excluding Government
Business)
No. of Amount No.of No. of Gross No. of Amount No.of No. of
claims of policies persons Direct claims of policies persons
paid Claims Issued Covered Premium paid Claims Issued Covered
Paid Paid
50% 51% 3% 3% 4% 4% 4% 4% 8%
2% 4% 16% 12% 11% 8% 8% 17% 3%
1% 1% 3% 2% 4% 1% 2% 4% 1%
0.0% 0.1% 2% 2% 2% 2% 2% 2% 0.2%
43% 39% 13% 12% 11% 13% 13% 13% 68%
4% 6% 62% 68% 67% 71% 71% 60% 7%
0.02% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.11%
0.01% 0.01% 1.08% 1.03% 1.10% 0.52% 0.28% 1.03% 0.08%
0.00% 0.00% 0.02% 0.02% 0.02% 0.01% 0.01% 0.02% 0.00%
0.01% 0.01% 0.01% 0.00% 0.00% 0.01% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00%
0.06% 0.01% 0.00% 0.00% 0.00% 0.04% 0.01% 0.00% 13%
100% 100% 100% 100% 100% 100% 100% 100% 100%
Government Business (Including RSBY & Other
Grand Total Group Business (Exclud
Government Sponsored Schemes)
Gross No.of No. of Gross No.of

Premium policies Persons Premium Claims policies
No. of claims Claims Paid No. of
(₹Lakh) Issued Covered (₹Lakh) claims paid Paid Issued
paid (₹Lakh)
('000s) (₹Lakh)
932185 3513334 923646 0 0 0 0 0 58349

306986 349460 134738 0 0 0 0 0 416301
104750 70265 33297 0 0 0 0 0 257664
47611 47879 16634 6 3849 454 0 0 13176
1059553 6930674 1068515 249 353268 566756 5176409 413563 277162
1111758 1840237 734325 0 0 0 32841 1593 60416
575 1251 133 0 0 0 0 0 6319
17390 12442 2794 0 0 0 0 0 504
451 209 96 0 0 0 0 0 18
96 8 2 0 0 0 0 0 97
0.66 0 0 0 0 0 0
121507 1778978 110226 0 0 0 0 0 0
3702864 14544737 3024404 255 357117 567210 5209250 415156 1090006

Grand Total Group Business (Exclud
No. of Amount of No.of No. of Gross No. of Amount No.of
Gross Direct claims paid Claims Paid policies persons Direct claims of Claims policies
Premium Issued Covered Premium paid Paid Issued
25% 24% 31% 0% 0% 0% 0% 0% 5%

8% 2% 4% 0% 0% 0% 0% 0% 38%
3% 0.5% 1% 0% 0% 0% 0% 0% 24%
1% 0.3% 1% 2% 1% 0% 0% 0% 1%
29% 48% 35% 98% 99% 100% 99% 100% 25%
30% 13% 24% 0% 0% 0% 1% 0% 6%
0.02% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.58%
0.47% 0.09% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.05%
0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3% 12% 4% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100% 100%
2018-19
Group Business (Excluding Government Business) Individual Business
No. of Gross No.of No. of Gross

Persons Premium Claims policies Persons Premium Claims
No. of No. of
Covered (₹Lakh) claims paid Paid Issued Covered (₹Lakh) claims paid Paid
('000s) (₹Lakh) ('000s) (₹Lakh)
31308 928426 3472272 1042241 592111 1638 73828 116021 44930

9047 217065 256069 97274 902358 2211 46357 247873 101505
4364 85029 38377 13531 2242691 3508 145856 25372 14191
70 3076 19527 8060 375458 1246 40205 71690 22813
21751 821881 4035394 765260 4663101 6354 132031 160112 69194
4950 109664 224927 80808 10517585 26440 1282575 2010390 816531
1316 1496 2902 552 85 0 11 33 5
34 739 1533 589 266938 599 28662 19535 5176
3 102 59 23 4336 10 602 414 199
10 123 14 6 26577 56 2336 796 237
0 0 0 0 65 0 2 0 0
0 0 0 0 0 0 0 0 0
72854 2167601 8051074 2008345 19591305 42064 1752464 2652236 1074782
2018-19
Group Business (Excluding Government Business) Individual Business
No. of Gross No. of Amount No.of No. of Gross No. of Amount

persons Direct claims of Claims policies persons Direct claims of Claims
Covered Premium paid Paid Issued Covered Premium paid Paid
43% 43% 43% 52% 3% 4% 4% 4% 4%

12% 10% 3% 5% 5% 5% 3% 9% 9%
6% 4% 0% 1% 11% 8% 8% 1% 1%
0% 0% 0% 0% 2% 3% 2% 3% 2%
30% 38% 50% 38% 24% 15% 8% 6% 6%
7% 5% 3% 4% 54% 63% 73% 76% 76%
1.81% 0.07% 0.04% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00%
0.05% 0.03% 0.02% 0.03% 1.36% 1.42% 1.64% 0.74% 0.48%
0.00% 0.00% 0.00% 0.00% 0.02% 0.02% 0.03% 0.02% 0.02%
0.01% 0.01% 0.00% 0.00% 0.14% 0.13% 0.13% 0.03% 0.02%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0% 0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100% 100%
Government Business (Including RSBY & Other Government
Grand Total
Sponsored Schemes)

policies Persons Premium Claims policies Persons Premium
No. of No. of claims
Issued Covered (₹Lakh) Paid Issued Covered (₹Lakh)
claims paid paid
('000s) (₹Lakh) ('000s)
650460 32946 1002254 3588293 1087172 0 0 0 0

1318659 11258 263422 503942 198779 0 0 0 0
2500355 7872 230885 63749 27723 0 0 0 0
388640 5165 43735 91217 30873 0 0 0 0
4940512 381373 1520668 9371915 1248017 243 361971 492062 5627288
10578001 31390 1392240 2268158 898932 0 0 0 935
6404 1316 1507 2935 557 0 0 0 0
267442 633 29402 21068 5765 0 0 0 0
4354 14 703 473 222 0 0 0 0
26674 67 2459 810 243 0 0 0 0
65 0 2 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
20681566 472035 4487276 15912560 3498283 243 361971 492062 5628223

Grand Total
Sponsored Schemes)
No.of No. of Gross No. of Amount No.of No. of Gross No. of claims
policies persons Direct claims of Claims policies persons Direct paid
Issued Covered Premium paid Paid Issued Covered Premium
3% 7% 22% 23% 31% 0% 0% 0% 0%

6% 2% 6% 3% 6% 0% 0% 0% 0%
12% 2% 5% 0% 1% 0% 0% 0% 0%
2% 1% 1% 1% 1% 0% 0% 0% 0%
24% 81% 34% 59% 36% 100% 100% 100% 100%
51% 7% 31% 14% 26% 0% 0% 0% 0%
0.03% 0.28% 0.03% 0.02% 0.02% 0% 0% 0% 0%
1.29% 0.13% 0.66% 0.13% 0.16% 0% 0% 0% 0%
0.02% 0.00% 0.02% 0.00% 0.01% 0% 0% 0% 0%
0.13% 0.01% 0.05% 0.01% 0.01% 0% 0% 0% 0%
0.00% 0.00% 0.00% 0.00% 0.00% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100% 100%
2019-20
BY & Other Government

Group Business (Excluding Government Business) Individual Busines
mes)

Claims Paid policies Persons Premium No. of claims Claims Paid Issued Persons
(₹Lakh) Issued Covered (₹Lakh) paid (₹Lakh) Covered
('000s) ('000s)
0 37229 37189 1094899 3185093 1053698 711710 1612

0 478111 11482 320018 387580 152752 2407894 6514
0 73764 7930 105357 33060 13161 340101 599
0 16124 1766 13596 42267 11923 472865 1115
495351 135470 26834 841725 3811271 803011 1109302 2469
20 18990 5306 206687 494787 212149 11605507 29759
0 492 2953 4008 4698 875 1 0
0 599 54 1494 2479 1114 448136 995
0 20 1 61 48 26 6973 16
0 27 1 239 171 60 68253 145
0 0 0 0 0 0 805 1
0 0 0 0 0 0 0 0
495371 760826 93517 2588083 7961454 2248769 17171547 43225
2019-20
mes)
Amount of No.of No. of Gross No. of Amount of No.of No. of
Claims Paid policies persons Direct claims paid Claims Paid policies persons
Issued Covered Premium Issued Covered
0% 5% 40% 42% 40% 47% 4% 4%
0% 63% 12% 12% 5% 7% 14% 15%
0% 10% 8% 4% 0% 1% 2% 1%
0% 2% 2% 1% 1% 1% 3% 3%
100% 18% 29% 33% 48% 36% 6% 6%
0% 2% 6% 8% 6% 9% 68% 69%
0% 0% 3% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 3% 2%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
Gross No.of policies No. of Gross

Premium No. of claims Claims Paid Issued Persons Premium No. of claims Claims Paid
(₹Lakh) paid (₹Lakh) Covered (₹Lakh) paid (₹Lakh)
('000s)
85822 146210 52008 748939 38801 1180721 3331303 1105706

160904 162091 75489 2886005 17996 480922 549671 228241
16895 27638 11160 413865 8529 122251 60698 24321
42368 83940 24363 488989 2881 55964 126207 36286
132924 192813 79160 1245015 391274 1466710 9631372 1377521
1500917 2491720 998686 11624497 35065 1707604 2987442 1210855
0 0 0 493 2953 4008 4698 875
48714 63635 12927 448735 1050 50208 66114 14041
892 621 220 6993 17 954 669 245
6216 12919 4406 68280 146 6454 13090 4466
12 2 0 805 1 12 2 0
0 0 0 0 0 0 0 0
1995663 3181589 1258419 17932616 498713 5075807 16771266 4002559
Gross No. of Amount of No.of policies No. of Gross Direct No. of Amount of
Direct claims paid Claims Paid Issued persons Premium claims paid Claims Paid
Premium Covered
4% 5% 4% 4% 8% 23% 20% 28%
8% 5% 6% 16% 4% 9% 3% 6%
1% 1% 1% 2% 2% 2% 0% 1%
2% 3% 2% 3% 1% 1% 1% 1%
7% 6% 6% 7% 78% 29% 57% 34%
75% 78% 79% 65% 7% 34% 18% 30%
0% 0% 0% 0% 1% 0% 0% 0%
2% 2% 1% 3% 0% 1% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
Group Business (Excluding Government Busines
Sponsored Schemes)

policies Persons Premium No. of claims Claims Paid policies Persons Premium
Issued Covered (₹Lakh) paid (₹Lakh) Issued Covered (₹Lakh)
('000s) ('000s)
0 0 0 0 0 61273 49565 1258134

0 0 0 0 0 533039 15587 333447
0 0 0 0 0 197845 5234 92511
0 0 0 0 0 21225 7798 9273
113 342914 429000 4497399 337517 43267 34032 976598
0 0 0 0 0 43530 5188 134533
0 0 0 0 0 7 1150 2491
0 0 0 0 0 1118 119 2759
0 0 0 0 0 7749 20 1032
0 0 0 0 0 21 1 31
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
113 342914 429000 4497399 337517 909074 118695 2810809

Group Business (Excluding Government Busines
Sponsored Schemes)
No.of No. of Gross No. of claims Amount of No.of No. of Gross
policies persons Direct paid Claims Paid policies persons Direct
Issued Covered Premium Issued Covered Premium
0% 0% 0% 0% 0% 7% 42% 45%
0% 0% 0% 0% 0% 59% 13% 12%
0% 0% 0% 0% 0% 22% 4% 3%
0% 0% 0% 0% 0% 2% 7% 0%
100% 100% 100% 100% 100% 5% 29% 35%
0% 0% 0% 0% 0% 5% 4% 5%
0% 0% 0% 0% 0% 0% 1% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 1% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
2020-21
xcluding Government Business) Individual Business
No.of policies No. of Gross No.of policies

No. of claims Claims Paid Issued Persons Premium No. of claims Claims Paid Issued
paid (₹Lakh) Covered (₹Lakh) paid (₹Lakh)
('000s)
2739987 1106375 1700763 3229 127421 159020 75285 1762036

307731 181562 2852405 6422 202699 114050 63482 3385444
70573 42359 639259 1457 34157 39963 23231 837104
20110 6226 836212 1790 87276 66788 30732 857437
3297337 945041 1232265 2630 139864 162598 96522 1275645
223160 109954 14752755 35898 1909592 2238868 1281130 14796285
8208 1795 0 0 0 0 0 7
2938 1769 595011 1301 66429 68736 25293 596129
136 70 15288 33 1833 1728 782 23037
86 59 194225 365 14497 11286 6249 194246
0 0 12008 15 207 60 27 12008
0 0 0 0 0 0 0 0
6670266 2395211 22830191 53139 2583977 2863096 1602733 23739378
2020-21
xcluding Government Business) Individual Business
No. of Amount of No.of No. of Gross No. of Amount of No.of policies

claims paid Claims Paid policies persons Direct claims paid Claims Paid Issued
Issued Covered Premium
41% 46% 7% 6% 5% 6% 5% 7%
5% 8% 12% 12% 8% 4% 4% 14%
1% 2% 3% 3% 1% 1% 1% 4%
0% 0% 4% 3% 3% 2% 2% 4%
49% 39% 5% 5% 5% 6% 6% 5%
3% 5% 65% 68% 74% 78% 80% 62%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 3% 2% 3% 2% 2% 3%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 1% 1% 1% 0% 0% 1%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
Grand Total
Sponsored Schemes)
No. of Gross No.of No. of Gross

Persons Premium No. of claims Claims Paid policies Persons Premium No. of claims
Covered (₹Lakh) paid (₹Lakh) Issued Covered (₹Lakh) paid
('000s) ('000s)
52794 1385556 2899007 1181661 0 0 0 0

22009 536146 421781 245044 0 0 0 0
6692 126668 110536 65590 0 0 0 0
9588 96549 86898 36958 0 0 0 0
379575 1545462 7957334 1379080 62 306508 607587 7019404
41086 2044126 2462028 1391084 0 0 0 0
1150 2491 8208 1796 0 0 0 0
1420 69188 71674 27062 0 0 0 0
53 2865 1864 852 0 0 0 0
366 14529 11372 6308 0 0 0 0
15 207 60 27 0 0 0 0
0 0 0 0 0 0 0 0
514747 5823786 14030761 4335461 62 306508 607587 7019404

Grand Total
Sponsored Schemes)
No. of Gross Direct No. of Amount of No.of No. of Gross No. of claims
persons Premium claims paid Claims Paid policies persons Direct paid
Covered Issued Covered Premium
10% 24% 21% 27% 0% 0% 0% 0%
4% 9% 3% 6% 0% 0% 0% 0%
1% 2% 1% 2% 0% 0% 0% 0%
2% 2% 1% 1% 0% 0% 0% 0%
74% 27% 57% 32% 100% 100% 100% 100%
8% 35% 18% 32% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 1% 1% 1% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
2021-22

mes)

Claims Paid policies Persons Premium No. of claims Claims Paid Issued Persons
(₹Lakh) Issued Covered (₹Lakh) paid (₹Lakh) Covered
('000s) ('000s)
0 69076 214704 1685472 4338649 1783859 1637106 7978

0 427379 62677 369216 432340 275561 2597280 118256
0 66458 625758 156217 121345 70358 390622 2637
0 24683 66451 20061 79170 25515 1280299 2376
622499 41593 1598276 1302921 4976106 1436173 1213950 24052
-59 69841 5518 147876 286883 152052 14289324 41710
0 18 114392 4986 13699 4108 369 1
0 444 211 1759 5393 3252 283084 857
0 140 13 434 462 234 20112 46
0 17 2 114 95 69 189769 1334
0 1 0 3 8 3 23452 30
0 0 0 0 0 0 0 0
622441 699650 2688003 3689058 10254150 3751183 21925367 199277
7305152
2021-22
mes)
Amount of No.of No. of Gross No. of Amount of No.of No. of
Claims Paid policies persons Direct claims paid Claims Paid policies persons
Issued Covered Premium Issued Covered
0% 10% 8% 46% 42% 48% 7% 4%
0% 61% 2% 10% 4% 7% 12% 59%
0% 9% 23% 4% 1% 2% 2% 1%
0% 4% 2% 1% 1% 1% 6% 1%
100% 6% 59% 35% 49% 38% 6% 12%
0% 10% 0% 4% 3% 4% 65% 21%
0% 0% 4% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 1% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 1% 1%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
Gross No.of policies No. of Gross

Premium No. of claims Claims Paid Issued Persons Premium No. of claims Claims Paid
(₹Lakh) paid (₹Lakh) Covered (₹Lakh) paid (₹Lakh)
('000s)
203561 342144 153966 1706182 222682 1889033 4680793 1937824

206188 253371 133507 3024659 180934 575404 685711 409068
29716 56733 28875 457080 628395 185933 178078 99233
132384 174306 83020 1304982 68827 152445 253476 108535
245841 235958 138673 1255605 1928836 2156349 12231468 2197345
2140162 3412739 1984534 14359165 47228 2288038 3699622 2136528
2 22 13 387 114394 4987 13721 4120
27058 72660 36919 283528 1068 28817 78053 40171
3273 2330 1275 20252 59 3707 2792 1510
19734 27831 15085 189786 1336 19848 27926 15154
588 553 359 23453 30 591 561 362
0 0 0 0 0 0 0 0
3008507 4578647 2576224 22625079 3193788 7305152 21852201 6949848
Gross No. of Amount of No.of policies No. of Gross Direct No. of Amount of
Direct claims paid Claims Paid Issued persons Premium claims paid Claims Paid
Premium Covered
7% 7% 6% 8% 7% 26% 21% 28%
7% 6% 5% 13% 6% 8% 3% 6%
1% 1% 1% 2% 20% 3% 1% 1%
4% 4% 3% 6% 2% 2% 1% 2%
8% 5% 5% 6% 60% 30% 56% 32%
71% 75% 77% 63% 1% 31% 17% 31%
0% 0% 0% 0% 4% 0% 0% 0%
1% 2% 1% 1% 0% 0% 0% 1%
0% 0% 0% 0% 0% 0% 0% 0%
1% 1% 1% 1% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100%
2022-23

Group Business (Excluding Government Business)

policies Persons Premium No. of Claims Paid policies Persons Premium No. of claims
Issued Covered (₹Lakh) claims paid (₹Lakh) Issued Covered (₹Lakh) paid
('000s) ('000s)
0 0 0 0 0 60046 71685 2223745 5197101

0 0 0 0 0 364836 22427 537411 518940
0 0 -1168 0 0 111859 15702 201919 140759
0 0 0 0 0 24273 8642 18600 59543
51 297748 849196 7109851 876130 62591 74077 1479046 5443766
0 0 0 0 0 25713 4191 156431 299213
0 0 0 0 0 15 2655 6479 20454
0 0 0 0 0 701 4 382 3386
0 0 0 0 0 120 12 534 932
0 0 0 0 0 17 1 39 3233
0 0 0 0 0 3 0 0 283
0 0 0 0 0 0 0 0 0
51 297748 848028 7109851 876130 650174 199397 4624587 11687610
8949176
2022-23
Group Business (Excluding Government Business)
No.of No. of Gross No. of Amount of No.of No. of Gross No. of claims
policies persons Direct claims paid Claims Paid policies persons Direct paid
0% 0% 0% 0% 0% 9% 36% 48% 44%

0% 0% 0% 0% 0% 56% 11% 12% 4%
0% 0% 0% 0% 0% 17% 8% 4% 1%
0% 0% 0% 0% 0% 4% 4% 0% 1%
100% 100% 100% 100% 100% 10% 37% 32% 47%
0% 0% 0% 0% 0% 4% 2% 3% 3%
0% 0% 0% 0% 0% 0% 1% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100% 100%
2022-23
vernment Business) Individual Business Grand Total

Claims Paid policies Persons Premium No. of Claims Paid policies Persons Premium
(₹Lakh) Issued Covered (₹Lakh) claims paid (₹Lakh) Issued Covered (₹Lakh)
('000s) ('000s)
1932136 2049337 4537 300614 456623 174780 2109383 76222 2524359

269787 2424218 4796 232035 283646 125575 2789054 27223 769446
45848 315868 625 34909 45223 20098 427727 16327 235661
18987 858075 1869 128090 148454 68505 882348 10512 146690
1447608 1278694 2872 203475 277789 134643 1341336 374698 2531717
137656 14730688 37425 2535354 3483784 1802659 14756401 41616 2691786
4655 1 0 0 2320 993 16 2655 6479
1150 63185 140 5991 35605 12033 63886 144 6373
391 26619 62 5525 4760 2363 26739 75 6058
1158 234497 546 30133 38839 15598 234514 547 30172
7 10389 17 434 544 223 10392 17 434
0 0 0 0 0 0 0 0 0
3859382 21991571 52891 3476561 4777587 2357469 22641796 550036 8949176
2022-23
vernment Business) Individual Business Grand Total
Amount of No.of No. of Gross No. of Amount of No.of No. of Gross

Claims Paid policies persons Direct claims paid Claims Paid policies persons Direct
50% 9% 9% 9% 10% 7% 9% 14% 28%

7% 11% 9% 7% 6% 5% 12% 5% 9%
1% 1% 1% 1% 1% 1% 2% 3% 3%
0% 4% 4% 4% 3% 3% 4% 2% 2%
38% 6% 5% 6% 6% 6% 6% 68% 28%
4% 67% 71% 73% 73% 76% 65% 8% 30%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 1% 1% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 1% 1% 1% 1% 1% 1% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100% 100% 100% 100%
Grand Total
No. of claims Claims Paid

paid (₹Lakh)
5653724 2106916
802586 395361
185982 65946
207997 87492
12831406 2458381
3782997 1940315 0
22774 5647
38991 13183
5692 2754
42072 16756
827 230
0 0
23575048 7092981
Grand Total
No. of claims Amount of

paid Claims Paid
24% 30%
3% 6%
1% 1%
1% 1%
54% 35%
16% 27%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
100% 100%

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HANDBOOK ON INDIAN INSURANCE STATISTICS 2022-23

1,195,916 1,163,604 1,061,560

81,763 90,537 110,658

(As on 31st March)

2014 2015 2016

18,401 19,379 18,574

Individual Agent Corporate Agent

Individual Agent Corporate Agent

2020 2021 2022 2023

ugh respective channels.

28639 60.64 4166 57.04 0 0.00 289772 162.46 95455 75.29

443 8.76 4808 56.15 15864 280.86 0 0.00 0 0.00

Premium Premium Premium Premium Premium

0 0.00 19803 81.17 12696 75.48 845 1.97 0 0.00

0 0.00 0 0.00 1303 53.04 3333 6.05 0 0.00

20428937 58662.11 0 0.00

243389 3483.16 0 0.00

6995.91 17286.79 6303.89 3763.81 191109.05 560.75

1974799 47796095 42177485 21886885 144154205 8892623

598 15.17 822899 1119 118.54 532985 29409 159979.47 33558146

5 330.85 2164928 329 527.42 973499 75 3227.20 2318368

0.00 0.35 0.01 0.17 0.00 0.00 226020.71

0 3461 126 0 0 0 266885679

0 0.00 0 0 0.00 0 0 0.00

0 0.00 0 0 0.00 0 0 0.00

Lives Schemes Premium Lives Schemes Premium Lives Schemes Premium

0 0 0.00 0 0 0.00 0 0 0.00

0 0 0.00 0 0 0.00 0 0 0.00

Lives Schemes Premium Lives Schemes Premium Lives covered Schemes

0 0 0.00 0 36118 173259.86 36622375 0

0 0 0.00 0 420 4189.06 5518536 0

Brokers 288151 729 27203 24836 23145

SHARE OF DIFFERENT CHANNELS IN HEALTH INSURANCE BUSINESS

490073 312987 23873 517276 408341 1411 46015 32222

578 2 1527 117

24571 551503 440563 25982 597518 471399 1148 50385

65395 67345 695 65397 68872

Group Business (Including government sponsored

No.of No. of Gross No.of No. of Gross

No. of Amount No.of No. of No. of Amount No.of No. of

No.of No. of Gross No.of No. of Gross

2594787 956889 -0.26 -3 44581 39317 873670

161 64650 120930 1774206 109950 18 65 576

61% 18% 30% 32% 28% 0.00% 0.07% 0.03%

No.of No. of Gross No.of policies No. of

3421281 888244 472799 1125 58519 92053 35402 517380 40442

Gross No.of No. of Gross No.of

932185 3513334 923646 0 0 0 0 0 58349

Government Business (Including RSBY & Other

25% 24% 31% 0% 0% 0% 0% 0% 5%

Group Business (Excluding Government Business) Individual Business

No. of Gross No.of No. of Gross

31308 928426 3472272 1042241 592111 1638 73828 116021 44930

Group Business (Excluding Government Business) Individual Business

No. of Gross No. of Amount No.of No. of Gross No. of Amount

43% 43% 43% 52% 3% 4% 4% 4% 4%

No.of No. of Gross No.of No. of Gross

650460 32946 1002254 3588293 1087172 0 0 0 0

Government Business (Including RSBY & Other Government