Part I

HANDBOOK ON INDIAN INSURANCE STATISTICS 2022-23
CONTENTS
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HANDBOOK ON INDIAN INSURANCE STATISTICS 2022-23
CONTENTS
Particulars
PART I: LIFE INSURANCE
Life Insurance Companies Operating in India
Total Premium of Life Insurers
New Business Premium of Life Insurers
Segment-wise Total Premium of Life Insurers
State-wise Individual New Business (Life) Underwritten
State-wise Insurer-wise Individual New Business (Life) Underwritten
State-wise Group New Business (Life) Underwritten
State-wise Insurer-wise Group New Business (Life) Underwritten
Number of Individual New Policies Issued (Life)
Individual Business in Force (Number of Policies)
Individual Business in Force (Sum Assured)
Linked and Non-Linked Premium of Life Insurers
Linked and Non-Linked Commission of Life Insurers
Individual Death Claims of Life Insurers
Individual Death Claims of Life Insurers - Insurer-wise
Group Death Claims of Life Insurers
Group Death Claims of Life Insurers - Insurer-wise
Insurer-wise Status of Individual Claims of Life Insurance Business
Insurer-wise Status of Group Claims of Life Insurance Business
Duration-wise Settlement of Death Claims - Individual Category
Duration-wise Settlement of Death Claims - Group Category
Assets Under Management (Investments) of Life Insurers
Assets Under Management (Investments) of Life Insurers - Insurer-wise
Equity Share Capital of Life Insurers
Solvency Ratio of Life Insurers
Policyholders Account of Life Insurers
Shareholders Account of Life Insurers
Balance Sheet of Life Insurers
Details of Forfeiture/Lapsed Policies in respect of Individual Non-Linked Business
Persistency of Life Insurance Policies
State-wise Distribution of Offices of Life Insurers
Region-wise Distribution of Offices of Life Insurers
New Business under Micro Insurance Portfolio -Life Insurers
Death Claims under Micro Insurance Portfolio -Individual Category
Death Claims under Micro Insurance Portfolio -Group Category
Duration-wise Settlement of Claims-Micro Insurance- Individual Category
Duration-wise Settlement of Claims-Micro Insurance- Group Category
Rural and Social Sector Obligations of Life Insurers
Status of Grievances with Life Insurers
Performance of Ombudsmen at Different Centres- Life Insurance
TABLE 1 : LIFE INSURANCE COMPANIES OPERATING IN INDIA
(As on 31st March, 2023)
Date of Year of
Insurer Foreign Partners Regn. No.
Registration Operation
Public Sector
Life Insurance Corporation of India --- 512 01.09.1956 1956-57
Private Sector
Acko Life Insurance Ltd. - 164 31.03.2023 2023-24
Aditya Birla Sunlife Insurance Company Ltd. Sun Life Financial (India) Insurance Investment Inc, Canada 109 31.01.2001 2000-01
Aegon Life Insurance Company Ltd. Aegon India Holdings BV, Netherlands 138 27.06.2008 2008-09
Ageas Federal Life Insurance Company Ltd. Aegis Insurance International NV Netherlands 135 19.12.2007 2007-08
Aviva Life Insurance Company India Ltd. Aviva International Holdings Ltd. UK 122 14.05.2002 2002-03
Bajaj Allianz Life Insurance Company Ltd. Allianz, SE Germany 116 03.08.2001 2001-02
Bharti AXA Life Insurance Company Ltd. AXA India Holdings, France 130 14.07.2006 2006-07
Canara HSBC Life Insurance Company Ltd. HSBC Insurance (Asia Pacific) Holdings Ltd. UK 136 08.05.2008 2008-09
CreditAccess Life Insurance Ltd. Credit Access India (CAI) N.V 163 31.03.2023 2023-24
Edelweiss Tokio Life Insurance Company Ltd. Tokio Marine & Nichido Fire Insurance Company Ltd. Japan 147 10.05.2011 2011-12
Exide Life Insurance Company Ltd. --- 114 02.08.2001 2001-02
Future Generali India Life Insurance Company Ltd. Participatie Maatschapij Graafsschap Holland NV, Netherlands 133 04.09.2007 2007-08
HDFC Life Insurance Company Ltd. Standard Life (Mauritius Holdings) 2006, Ltd. UK 101 23.10.2000 2000-01
ICICI Prudential Life Insurance Company Ltd. Prudential Corporation Holdings Ltd. UK 105 24.11.2000 2000-01
IndiaFirst Life Insurance Company Ltd. Carmel point investments India pvt. Ltd. 143 05.11.2009 2009-10
Kotak Mahindra Life Insurance Ltd. --- 107 10.01.2001 2001-02
Max Life Insurance Company Ltd. Mitsui Sumitomo Insurance Company Ltd. Japan 104 15.11.2000 2000-01
PNB Metlife India Insurance Company Ltd. Metlife International Holdings Inc, USA 117 06.08.2001 2001-02
Pramerica Life Insurance Company Ltd. Prudential International Insurance Holdings Ltd. USA 140 27.06.2008 2008-09
Reliance Nippon Life Insurance Company Ltd. Nippon Life Insurance Company Ltd. Japan 121 03.01.2002 2001-02
Sahara India Life Insurance Company Ltd. --- 127 06.02.2004 2004-05
SBI Life Insurance Company Ltd. BNP Paribas Cardif, France 111 29.03.2001 2001-02
Shriram Life Insurance Company Ltd. Sanlam Emerging Markets (Mauritius) Limited 128 17.11.2005 2005-06
Star Union Dai-ichi Life Insurance Company Ltd. Dai-ichi Life Insurance Company Ltd. Japan 142 26.12.2008 2008-09
TATA AIA Life Insurance Company Ltd. American International Assurance Company (Bermuda) Ltd. 110 12.02.2001 2001-02
TABLE 2: TOTAL LIFE INSURANCE PREMIUM
2013-14 2014-15 2015-16
236,942.30 239,667.65 266,444.21

(13.48) (1.15) (11.17)
4,833.05 5,233.22 5,579.71

453.00 559.20 501.60
826.25 1,069.62 1,239.67
1,878.10 1,796.25 1,493.15
5,843.14 6,017.30 5,897.31
872.65 1,053.32 1,208.33
1,823.42 1,657.02 2,059.96
110.90 193.08 310.07
1,830.67 2,027.48 2,046.99
634.16 604.25 592.50
12,062.90 14,829.90 16,312.98
12,428.65 15,306.62 19,164.39
2,143.36 2,034.11 1,967.40
2,700.79 3,038.05 3,971.68
7,278.54 8,171.62 9,216.16
2,240.59 2,461.19 2,827.83
305.86 735.10 920.21
4,283.40 4,621.08 4,398.12
204.63 166.86 157.05
10,738.60 12,867.11 15,825.36
594.24 734.66 1,022.11
948.75 1,134.68 1,307.47
2,323.70 2,122.66 2,478.96
77,359.36 88,434.36 100,499.03
(-1.33) (14.32) (13.64)
314,301.66 328,102.01 366,943.23
(9.44) (4.39) (11.84)
Note: Figures in the brackets represent the growth over the previous year in per cent.
*Takeover of Exide Life Insurance Co. Ltd. by HDFC Life Insurance Co. Ltd.
TABLE 3: NEW BUSINESS PREMIUM OF LIFE INSURERS
Insurer 2013-14 2014-15 2015-16 2016-17 2017-18

Public Sector
Life Insurance Corporation of India 90,808.79 78,507.72 97,891.51 124,583.31 134,671.70
(18.53) (-13.55) (24.69) (27.27) (8.10)
Private Sector
Aditya Birla Sun Life Insurance Company Ltd. 1,697.49 1,937.94 2,220.31 2,534.26 2,662.80
Aegon Life Insurance Company Ltd. 147.22 207.50 136.33 99.57 147.05
Ageas Federal Life Insurance Company Ltd. 315.69 484.50 588.40 793.55 833.03
Aviva Life Insurance Company India Ltd. 593.76 556.89 320.80 243.91 325.57
Bajaj Allianz Life Insurance Company Ltd. 2,592.03 2,702.10 2,884.52 3,290.26 4,291.14
Bharti AXA Life Insurance Company Ltd. 375.61 474.20 539.49 608.61 730.86
Canara HSBC OBC Life Insurance Company Ltd. 608.07 476.98 859.18 982.97 1,227.74
Edelweiss Tokio Life Insurance Company Ltd. 80.72 122.42 183.59 227.99 342.46
Exide Life Insurance Company Ltd.* 567.81 644.75 632.85 862.76 759.90
Future Generali India Life Insurance Company Ltd. 224.90 252.41 255.59 399.87 582.35
HDFC Life Insurance Company Ltd. 4,038.93 5,492.10 6,487.22 8,696.36 11,349.61
ICICI Prudential Life Insurance Company Ltd. 3,759.59 5,332.13 6,765.75 7,863.30 9,211.75
IndiaFirst Life Insurance Company Ltd. 1,681.36 1,538.67 1,478.10 1,670.85 1,496.97
Kotak Mahindra Life Insurance Ltd. 1,271.81 1,540.18 2,209.66 2,849.74 3,404.21
MaxLife Insurance Company Ltd. 2,261.60 2,572.60 2,881.71 3,666.35 4,348.59
PNB Metlife India Insurance Company Ltd. 675.89 829.06 1,003.17 1,148.78 1,427.08
Pramerica Life Insurance Company Ltd. 172.95 579.59 727.02 873.93 1,455.68
Reliance Nippon Life Insurance Company Ltd. 1,933.99 2,069.69 1,558.33 1,051.58 915.62
Sahara India Life Insurance Company Ltd. 65.09 38.44 43.43 44.64 4.17
SBI Life Insurance Company Ltd. 5,065.48 5,529.16 7,106.58 10,143.86 10,966.14
Shriram Life Insurance Company Ltd. 389.83 498.52 693.79 733.89 810.33
Star Union Dai-ichi Life Insurance Company Ltd. 562.85 629.93 557.88 700.11 700.72
TATA AIA Life Insurance Company Ltd. 433.76 312.05 740.79 1,132.19 1,488.42
Private Sector Total 29,516.43 34,821.81 40,874.48 50,619.37 59,482.21
(-4.01) (17.97) (17.38) (23.84) (17.51)
Grand Total 120,325.22 113,329.52 138,765.99 175,202.68 194,153.90
(12.08) (-5.82) (22.44) (26.26) (10.82)
Note: Figures in the brackets represent the growth over the previous year in per cent.
TABLE 4: SEGMENT-WISE TOTAL PREMIUM OF LIFE INSURERS
(Amount in ₹crore)
2020-21 2021-22 2022-23
Type Non-Participating Participating Both Non-Participating Participating Both Non-Participating Participating Both
First Year Renewal Single Total First Year Renewal Single Total Grand Total Percentage First Year Renewal Single Total First Year Renewal Single Total Grand Total Percentage First Year Renewal Single Total First Year Renewal Single Total Grand Total Percentage
Linked (Individual and Group)
Annuity - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Health -0.01 185.23 - 185.22 - - - - 185.22 0.20 -0.01 163.65 - 163.64 - - - - 163.64 0.16 -0.01 146.61 - 146.60 - - - - 146.60 0.14
Life 15,999.88 58,112.71 8,036.73 82,149.32 - 1.06 - 1.06 82,150.38 90.27 20,840.95 57,868.06 9,915.41 88,624.42 - 1.03 - 1.03 88,625.45 88.34 20,329.47 60,615.30 10,533.97 91,478.74 - 0.78 - 0.78 91,479.51 87.16
Pension 3,339.27 4,557.22 774.49 8,670.98 - 0.06 - 0.06 8,671.04 9.53 4,030.73 6,362.30 1,144.52 11,537.55 - 0.06 - 0.06 11,537.61 11.50 3,781.20 8,316.82 1,231.71 13,329.74 - 0.05 - 0.05 13,329.79 12.70
Variable - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Linked Total 19,339.14 62,855.16 8,811.22 91,005.52 - 1.12 - 1.12 91,006.64 100.00 24,871.67 64,394.00 11,059.94 100,325.61 - 1.09 - 1.09 100,326.69 100.00 24,110.66 69,078.73 11,765.68 104,955.07 - 0.83 - 0.83 104,955.90 100.00
Non-Linked (Individual and Group)
Annuity 34.98 4.00 31,551.94 31,590.92 - 3.51 - 3.51 31,594.43 5.88 573.50 33.60 27,245.71 27,852.81 - 2.91 - 2.91 27,855.71 4.70 2,206.54 536.33 30,891.98 33,634.85 - 2.48 - 2.48 33,637.33 4.96
Health 149.89 472.50 12.04 634.43 - - - - 634.43 0.12 120.24 504.07 9.74 634.04 - - - - 634.04 0.11 104.60 484.15 5.84 594.58 - - - - 594.58 0.09
Life 19,165.54 37,441.98 54,600.52 111,208.04 36,456.72 243,894.94 8,966.53 289,318.20 400,526.24 74.49 24,700.31 49,842.53 63,894.61 138,437.45 38,619.80 258,102.19 10,518.83 307,240.81 445,678.26 75.25 35,639.49 64,211.90 82,177.44 182,028.83 42,701.72 273,017.07 7,993.95 323,712.74 505,741.57 74.64
Pension 5,974.44 2,948.99 90,169.02 99,092.45 76.95 1,662.94 326.20 2,066.09 101,158.54 18.81 5,018.26 2,558.22 103,595.41 111,171.89 35.81 1,680.16 100.06 1,816.03 112,987.92 19.08 4,884.22 2,419.64 126,764.05 134,067.91 35.11 1,176.54 16.12 1,227.76 135,295.68 19.97
Variable -422.74 105.43 3,287.40 2,970.09 25.09 640.53 175.06 840.68 3,810.77 0.71 32.22 91.43 4,112.36 4,236.01 44.64 536.14 314.72 895.50 5,131.51 0.87 36.17 48.03 1,673.44 1,757.65 206.18 302.46 12.62 521.27 2,278.91 0.34
Non-linked Total 24,902.11 40,972.90 179,620.92 245,495.93 36,558.76 246,201.92 9,467.79 292,228.48 537,724.41 100.00 30,444.54 53,029.84 198,857.83 282,332.21 38,700.24 260,321.39 10,933.61 309,955.24 592,287.45 100.00 42,871.02 67,700.06 241,512.75 352,083.82 42,943.01 274,498.54 8,022.70 325,464.25 677,548.07 100.00
Linked and Non-Linked (Individual and Group)
Annuity 34.98 4.00 31,551.94 31,590.92 - 3.51 - 3.51 31,594.43 5.03 573.50 33.60 27,245.71 27,852.81 - 2.91 - 2.91 27,855.71 4.02 2,144.73 536.33 30,711.61 33,392.68 61.81 2.48 180.37 244.65 33,637.33 4.30
Health 149.88 657.73 12.04 819.65 - - - - 819.65 0.13 120.23 667.71 9.74 797.68 - - - - 797.68 0.12 103.74 623.05 5.84 732.63 0.84 7.71 - 8.55 741.18 0.09
Life 35,165.42 95,554.69 62,637.25 193,357.36 36,456.72 243,896.00 8,966.53 289,319.26 482,676.61 76.77 45,541.26 107,710.59 73,810.03 227,061.87 38,619.80 258,103.22 10,518.83 307,241.84 534,303.71 77.14 53,337.22 120,268.59 90,356.03 263,961.84 45,333.46 277,576.46 10,349.33 333,259.24 597,221.08 76.32
Pension 9,313.71 7,506.21 90,943.51 107,763.43 76.95 1,663.00 326.20 2,066.15 109,829.58 17.47 9,048.99 8,920.52 104,739.93 122,709.44 35.81 1,680.22 100.06 1,816.08 124,525.52 17.98 8,624.90 10,624.70 126,385.58 145,635.18 73.80 1,272.62 1,618.40 2,964.82 148,600.00 18.99
Variable -422.74 105.43 3,287.40 2,970.09 25.09 640.53 175.06 840.68 3,810.77 0.61 32.22 91.43 4,112.36 4,236.01 44.64 536.14 314.72 895.50 5,131.51 0.74 36.17 48.03 1,382.60 1,466.80 207.01 319.20 311.38 837.58 2,304.38 0.29
Grand Total 44,241.25 103,828.06 188,432.14 336,501.45 36,558.76 246,203.04 9,467.79 292,229.60 628,731.04 100.00 55,316.21 117,423.85 209,917.76 382,657.82 38,700.24 260,322.48 10,933.61 309,956.33 692,614.14 100.00 64,246.76 132,100.71 248,841.66 445,189.13 45,676.92 279,178.45 12,459.47 337,314.85 782,503.97 100.00
TABLE 5: STATE WISE INDIVIDUAL NEW BUSINESS (LIFE) UNDERWRITTEN
2013-14 2014-15 2015-16

State / Union Territory
Policies Premium Policies Premium Policies Premium
Andhra Pradesh 3,290,036 4,438.46 1,214,281 2,234.31 1,364,895 2,177.87
Arunachal Pradesh 13,370 33.91 10,330 31.90 10,504 36.29
Assam 969,059 1,246.22 692,280 1,410.51 735,090 1,470.17
Bihar 2,420,746 2,189.37 1,366,993 2,032.54 1,320,801 2,227.50
Chattisgarh 792,693 541.95 391,341 528.52 394,581 574.65
Goa 136,424 296.87 94,818 263.28 95,183 283.42
Gujarat 2,438,534 4,335.71 1,454,884 3,549.13 1,461,825 3,992.22
Haryana 703,701 1,269.81 538,332 1,234.04 538,301 1,268.91
Himachal Pradesh 432,135 528.16 218,814 419.77 247,194 409.55
Jharkand 837,214 1,057.88 521,057 979.03 531,810 1,106.16
Karnataka 2,755,603 3,654.94 1,575,649 3,379.10 1,669,734 3,421.63
Kerala 1,487,242 2,365.67 946,638 2,220.43 952,051 2,317.62
Madhya Pradesh 1,585,535 2,298.39 987,506 1,985.09 1,087,495 1,971.39
Maharashtra 5,266,383 11,637.52 3,411,072 10,291.27 3,567,257 10,638.16
Manipur 53,889 67.13 27,923 74.96 27,979 70.75
Meghalaya 18,296 267.69 19,407 60.22 19,883 58.56
Mizoram 6,246 21.68 4,989 20.34 5,569 17.08
Nagaland 17,605 49.62 15,164 43.49 14,865 45.87
Odisha 1,565,226 1,613.25 1,024,792 1,634.00 1,093,045 1,882.43
Punjab 916,284 1,339.82 604,784 1,310.14 626,573 1,309.57
Rajashtan 2,130,726 2,284.04 1,406,546 2,059.08 1,487,707 2,086.09
Sikkim 16,789 33.66 12,173 32.66 13,305 38.02
TamilNadu 2,574,555 4,150.22 1,651,936 3,813.09 1,643,412 3,928.33
Telangana - - 902,832 1,903.18 954,101 2,114.36
Tripura 148,378 150.72 95,489 117.25 101,146 128.49
Uttarakhand 539,573 641.85 294,312 604.30 283,476 603.79
Uttar Pradesh 4,656,738 5,291.91 3,026,593 4,838.78 2,936,452 4,906.87
West Bengal 3,290,923 4,897.93 2,288,680 4,372.90 2,422,053 5,045.10
Andaman & Nicobar 6,651 12.59 5,528 10.17 5,676 14.02
Chandigarh 180,648 501.36 76,739 406.61 77,271 403.86
Daman, Diu, Dadra & Nagar Haveli 12,518 14.54 6,648 11.79 6,281 13.70
Delhi (NCT) 1,289,932 3,228.52 787,209 3,095.06 794,135 3,288.18
Jammu & Kashmir 229,418 389.62 156,206 354.11 178,819 380.68
Ladakh - - - - - -
Lakshadweep 108 0.14 105 0.17 106 0.17
Puducherry 51,886 105.70 37,305 77.72 33,877 88.43
Total 40,835,064 60,956.85 25,869,356 55,398.95 26,702,452 58,319.88
Note: New Business Premium includes first year premium and single premium. Does not include its Overseas new business premium.
LIC Aditya Birla Sun Life Aegon Life Ageas Federal Life Aviva Life Bajaj Allianz Life
State / Union Territory 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22
Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies
Andhra Pradesh 1,012,116 2,364 899,868 2,379.37 6,759 49 6,983 68.10 - - - - 654.00 3.81 964 6.13 262.00 2.96 268 2.61 10,194.00 56.86 14,829 98.09 2,653.00
Arunachal Pradesh 9,140 29 9,036 33.36 103 1 135 3.45 - - - - 7.00 0.19 2 0.01 113.00 2.51 54 0.84 264.00 2.87 510 6.20 -
Assam 741,943 1,958 683,841 1,899.56 5,984 37 6,460 51.47 - - - - 766.00 6.64 629 5.81 523.00 4.03 601 3.57 14,731.00 100.18 17,981 133.78 1,849.00
Bihar 1,358,465 2,269 1,329,271 2,469.38 9,088 43 8,820 58.92 - - - - 1,059.00 7.10 1,099 8.79 4,994.00 6.02 2,991 8.64 29,136.00 163.66 40,189 230.90 3,627.00
Chattisgarh 436,598 919 419,815 1,060.55 2,929 27 2,592 30.84 - - - - 152.00 0.84 171 1.36 164.00 0.77 142 0.88 8,746.00 60.78 11,011 83.73 669.00
Goa 64,846 247 64,507 288.50 593 6 524 10.43 - - - - 139.00 1.66 130 1.21 68.00 0.76 44 0.69 1,435.00 20.56 2,180 30.27 123.00
Gujarat 1,013,598 3,701 938,911 3,881.34 5,849 73 6,953 104.07 - - - - 1,525.00 12.24 1,791 12.11 972.00 10.37 931 8.04 30,884.00 284.99 41,327 459.18 6,290.00
Haryana 447,059 1,002 366,641 1,076.79 4,889 46 5,095 64.41 - - - - 882.00 8.53 863 8.00 550.00 10.83 4,478 17.92 15,922.00 142.65 18,938 170.32 4,057.00
Himachal Pradesh 203,891 417 155,067 478.73 812 6 860 7.69 - - - - 43.00 0.37 23 0.18 16.00 0.14 25 0.22 3,029.00 21.19 3,968 27.93 298.00
Jammu & Kashmir 150,520 315 121,898 367.19 306 1 315 2.58 - - - - 19.00 0.11 21 0.08 20.00 0.13 23 0.14 3,160.00 25.06 4,220 30.03 1,145.00
Jharkand 496,106 1,359 485,533 1,417.58 3,965 25 4,187 31.20 - - - - 628.00 4.16 783 6.78 430.00 2.22 288 1.95 15,702.00 106.16 20,413 154.56 3,905.00
Karnataka 1,476,582 3,619 1,384,878 3,721.09 3,720 69 4,200 89.28 - - - - 2,715.00 21.91 2,881 24.44 941.00 13.11 977 12.56 19,098.00 172.87 28,584 332.25 12,498.00
Kerala 530,169 2,339 564,209 2,428.93 2,822 22 2,961 28.18 - - - - 17,322.00 408.48 18,103 417.15 169.00 1.59 373 3.61 13,203.00 162.39 15,662 206.57 2,482.00
Madhya Pradesh 1,003,547 2,010 907,486 2,211.22 5,667 60 5,682 75.67 - - - - 887.00 7.59 1,034 8.85 1,084.00 5.37 1,144 7.36 20,913.00 138.55 24,982 188.07 3,892.00
Maharashtra 2,238,081 6,880 2,102,370 7,551.89 112,441 1,412 119,885 2,093.71 9,330 10 2,996 1.24 3,593.00 33.48 4,566 41.00 6,928.00 52.26 7,553 65.63 56,041.00 576.98 81,605 1,024.28 25,624.00
Manipur 15,238 54 16,549 56.29 116 0 185 0.84 - - - - 5.00 0.05 8 0.04 14.00 0.17 21 0.16 680.00 5.84 1,231 9.59 -
Meghalaya 10,762 56 10,324 51.18 637 5 676 6.93 - - - - 77.00 0.89 54 1.16 5.00 0.03 22 0.49 357.00 4.02 519 4.00 119.00
Mizoram 3,318 13 3,463 12.03 - - - - - - - - 12.00 0.23 16 0.22 4.00 0.02 15 0.33 123.00 1.01 296 4.78 36.00
Nagaland 8,458 25 9,000 31.11 160 2 174 1.95 - - - - 37.00 0.43 48 0.55 27.00 0.39 56 0.55 520.00 5.44 829 8.78 -
Odisha 1,056,113 2,021 1,022,648 2,076.90 8,246 55 8,118 69.70 - - - - 1,049.00 5.25 1,048 6.19 839.00 7.56 885 7.11 21,474.00 155.73 28,247 219.44 6,698.00
Punjab 486,368 1,048 379,956 1,187.49 1,557 12 1,960 15.26 - - - - 932.00 6.35 933 5.45 214.00 1.74 266 2.07 14,499.00 137.96 15,123 124.01 2,353.00
Rajashtan 1,363,600 2,325 1,151,819 2,734.88 4,688 45 4,316 53.82 - - - - 371.00 3.05 279 1.95 473.00 3.30 413 2.44 16,202.00 109.50 18,197 129.28 2,144.00
Sikkim 7,213 24 6,691 26.34 118 1 108 0.92 - - - - 9.00 0.07 18 0.37 3.00 0.01 11 0.06 557.00 6.07 973 12.14 -
Tamilnadu 1,131,005 3,507 1,109,065 3,661.83 8,987 89 10,562 114.38 - - - - 3,960.00 26.25 3,539 30.90 953.00 14.63 1,247 14.04 19,817.00 151.18 27,498 256.11 6,188.00
Telangana 642,394 1,675 547,638 1,754.90 4,223 36 4,177 57.61 - - - - 631.00 4.67 841 5.32 447.00 5.38 547 7.77 11,888.00 92.48 15,822 141.54 4,425.00
Tripura 109,919 258 89,982 231.67 130 1 177 0.89 - - - - 44.00 0.20 55 0.48 286.00 1.42 422 1.53 2,981.00 16.54 3,182 21.36 119.00
Uttar Pradesh 2,699,146 5,545 2,816,089 5,908.54 13,813 131 16,958 187.80 - - - - 2,053.00 22.00 2,055 21.90 1,129.00 16.36 1,054 11.24 51,253.00 398.56 65,586 491.69 13,717.00
Uttarakhand 235,967 496 221,439 539.89 719 6 897 8.73 - - - - 98.00 1.41 239 2.22 107.00 1.07 59 0.98 7,048.00 59.77 8,647 75.40 1,199.00
West Bengal 2,141,262 6,105 2,066,451 6,573.40 9,566 80 11,568 106.45 - - - - 2,563.00 23.23 2,847 25.99 1,674.00 13.96 1,848 17.96 63,647.00 536.66 74,736 715.29 9,637.00
Andaman & Nicobar 4,105 17 4,631 16.65 - - - - - - - - 2.00 0.01 - - 12.00 0.07 9 0.20 - - - - -
Chandigarh 42,308 97 30,614 104.90 427 4 554 6.13 - - - - 179.00 2.45 154 2.00 131.00 1.12 62 0.53 874.00 9.28 1,154 16.40 1,453.00
Daman, Diu, Dadra & Nagar Ha 12,740 42 13,116 39.52 - - - - - - - - 38.00 0.21 36 0.95 4.00 0.03 8 0.05 437.00 3.53 517 5.17 -
Delhi (NCT) 538,553 2,019 469,396 2,297.54 5,576 92 6,717 127.44 - - - - 1,870.00 25.22 1,747 22.09 1,243.00 25.76 1,361 28.27 19,628.00 228.96 23,696 296.72 4,683.00
Ladakh 1,090 2 941 2.30 - - - - - - - - - - - - - - - - - - - - -
Lakshadweep 69 - 79 0.30 - - - - - - - - - - - - - - - - 12.00 - 8 0.10 -
Puducherry 26,406 92 25,715 88.96 608 4 590 4.30 - - - - 29.00 0.14 30 0.34 6.00 0.04 36 0.23 519.00 3.01 545 5.79 -
Total 21,718,695 54,847 20,428,937 58,662.11 225,498 2,442 243,389 3,483.16 9,330 10 2,996 1.24 44,350.00 639.23 47,007 670.02 24,805.00 206.16 28,234 230.68 474,974.00 3,961.30 613,205 5,713.74 121,883.00
Bharti Axa Life Canara HSBC OBC Life Edleweiss Tokio Life Exide Life Future Generali Life HDFC Life ICICI Prudential Li
State / Union Territory2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22
Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium
Andhra Pradesh 14.56 1,960 13.88 14,149.00 38.03 13,495 56.23 482.00 3.96 2,432 12.35 13,487.00 91.12 6,132 38.28 444 2.87 298 2.34 27,357.00 241.66 32,393 314.13 9,891.00 121.52
Arunachal Pradesh - - - 118.00 1.08 109 1.13 - - 6 0.13 18.00 0.09 10 0.04 - - - - 437.00 5.44 547 7.20 89.00 1.10
Assam 9.75 1,254 12.24 1,822.00 16.60 1,834 11.63 178.00 0.86 216 2.08 2,678.00 12.76 1,429 6.67 1,053 7.51 1,316 12.17 15,884.00 124.95 19,149 152.66 7,067.00 79.69
Bihar 16.44 3,333 18.83 5,702.00 42.22 6,299 51.64 133.00 0.61 923 4.71 3,613.00 12.63 2,424 8.57 1,074 3.88 1,175 5.37 22,860.00 193.49 27,181 237.52 21,264.00 279.62
Chattisgarh 4.12 638 4.21 2,114.00 15.75 1,855 11.24 537.00 3.18 732 4.26 208.00 1.28 177 1.17 46 0.31 33 0.25 12,517.00 118.12 14,534 159.11 7,068.00 85.63
Goa 0.67 168 1.61 764.00 9.83 772 10.20 220.00 1.47 230 2.24 166.00 2.00 62 1.17 - - - - 3,051.00 51.38 3,153 58.06 1,961.00 37.27
Gujarat 57.23 3,723 33.38 2,113.00 25.81 2,788 26.16 1,540.00 12.16 3,687 40.98 9,949.00 47.94 4,782 21.32 2,782 18.08 2,078 15.71 62,472.00 735.82 65,261 906.56 40,205.00 621.62
Haryana 26.28 3,748 28.24 6,195.00 63.91 4,839 73.44 621.00 3.96 1,787 15.67 1,741.00 12.16 767 5.65 946 7.03 953 8.28 47,780.00 557.31 45,621 638.29 16,221.00 378.84
Himachal Pradesh 1.20 58 0.57 900.00 5.69 1,096 8.28 187.00 0.98 391 2.43 1,282.00 4.56 769 3.06 179 1.13 126 1.03 7,951.00 102.86 8,874 111.11 4,224.00 56.13
Jammu & Kashmir 3.42 200 2.33 605.00 4.40 511 3.26 114.00 0.48 184 1.04 930.00 3.80 407 1.49 128 0.52 75 0.29 6,365.00 56.88 7,062 66.73 3,607.00 37.36
Jharkand 17.67 3,047 16.47 3,138.00 41.30 3,288 42.48 378.00 1.78 617 3.77 3,358.00 13.03 1,650 6.14 328 1.67 223 1.30 12,854.00 120.22 15,064 161.64 9,380.00 108.18
Karnataka 76.37 13,250 96.38 40,363.00 312.06 49,815 371.84 296.00 1.22 2,887 35.36 15,527.00 147.39 7,628 55.45 1,206 11.37 1,253 13.88 46,514.00 715.63 52,203 953.62 31,476.00 553.03
Kerala 18.58 1,771 17.74 10,529.00 173.60 10,135 169.91 4,718.00 69.74 7,242 107.71 1,711.00 23.17 666 8.09 936 9.78 897 12.51 25,574.00 296.38 28,759 357.46 26,299.00 464.17
Madhya Pradesh 24.84 2,569 17.20 6,528.00 38.87 6,923 31.63 683.00 4.00 1,034 6.21 2,505.00 22.05 1,124 7.04 1,096 6.85 1,269 10.07 34,517.00 289.24 36,612 351.85 21,271.00 274.58
Maharashtra 131.23 19,712 147.33 11,198.00 242.81 12,074 276.88 42,031.00 295.69 10,815 114.49 13,778.00 76.66 5,367 31.61 8,714 94.14 11,221 117.36 170,230.00 3,472.84 178,800 4,289.01 163,264.00 2,156.13
Manipur - - - 196.00 0.36 320 1.20 - - 2 0.01 15.00 0.08 8 0.07 - - - - 2,953.00 17.91 3,683 22.57 1,498.00 14.21
Meghalaya 0.89 195 1.47 136.00 0.96 167 1.23 - - 11 0.33 246.00 0.99 199 0.86 - - - - 1,389.00 12.65 1,923 18.80 263.00 3.32
Mizoram 0.25 85 0.66 34.00 0.15 83 0.40 - - - - 3.00 0.02 2 0.02 - - - - 470.00 3.32 566 5.40 197.00 3.03
Nagaland - - - 34.00 0.19 144 0.63 - - 4 0.01 14.00 0.21 7 0.33 105 2.27 77 0.52 710.00 5.16 937 8.70 571.00 5.29
Odisha 38.01 6,207 37.95 5,085.00 31.19 5,320 37.04 1,025.00 4.74 1,540 8.59 7,087.00 38.17 3,637 19.55 2,159 12.80 2,202 17.02 23,306.00 213.36 27,438 247.19 19,211.00 236.43
Punjab 12.34 1,698 11.85 6,996.00 54.48 5,704 49.86 1,214.00 8.17 2,180 16.50 2,137.00 13.22 1,080 7.17 1,030 7.69 1,013 7.33 51,479.00 472.83 51,183 536.19 19,055.00 225.50
Rajashtan 13.32 2,604 17.52 5,580.00 26.26 4,541 30.11 345.00 2.30 965 5.76 3,347.00 19.47 1,510 8.28 1,090 6.29 1,287 9.92 37,869.00 310.84 42,226 387.42 37,327.00 382.73
Sikkim - - - 170.00 0.97 199 2.17 - - 12 0.16 45.00 0.21 33 0.16 - - - - 861.00 11.12 678 8.29 240.00 2.63
Tamilnadu 44.76 5,263 50.14 12,366.00 136.96 13,383 131.80 8,281.00 12.68 8,207 34.97 11,488.00 97.45 5,397 44.09 1,404 11.74 2,130 17.09 56,827.00 760.16 62,977 959.57 62,317.00 757.50
Telangana 33.73 4,873 39.55 3,867.00 47.88 4,193 43.91 305.00 3.95 1,815 18.00 10,038.00 73.74 4,596 34.55 828 8.28 841 12.84 31,516.00 407.14 32,651 495.38 17,493.00 292.11
Tripura 0.35 23 0.10 252.00 1.35 326 2.40 - - 8 0.02 251.00 1.28 102 0.45 - - - - 2,009.00 10.23 2,540 16.85 663.00 7.96
Uttar Pradesh 85.18 13,107 98.29 19,499.00 140.34 19,419 134.77 951.00 6.73 3,420 25.42 9,926.00 54.49 5,192 24.58 4,152 26.15 4,458 29.23 89,944.00 827.11 100,646 1,082.58 5,753.00 72.99
Uttarakhand 6.24 648 5.41 4,079.00 26.04 3,330 23.91 200.00 0.64 524 2.69 2,603.00 14.48 1,408 6.74 300 2.11 280 2.23 10,349.00 109.82 12,742 140.74 45,748.00 589.35
West Bengal 60.65 9,171 67.69 6,157.00 95.71 6,634 104.82 311.00 1.10 1,826 23.58 7,040.00 43.39 3,330 25.38 4,930 47.29 4,773 50.35 58,681.00 650.16 66,322 841.66 37,738.00 597.78
Andaman & Nicobar - - - 62.00 0.40 77 0.53 - - 2 0.05 9.00 0.04 5 0.02 - - - - 176.00 1.44 223 1.91 - 0.00
Chandigarh 11.26 941 8.22 388.00 9.33 320 7.41 251.00 1.81 77 1.06 105.00 0.90 53 0.57 588 3.41 505 4.74 3,057.00 40.29 3,084 54.94 5,338.00 85.00
Daman, Diu, Dadra & Nagar Ha - - - 22.00 0.11 62 0.36 - - 101 1.18 6.00 0.04 - - - - - - 1,487.00 12.27 1,092 12.02 - -
Delhi (NCT) 48.66 4,917 52.69 6,857.00 131.13 6,542 123.65 537.00 4.18 2,654 24.88 2,182.00 20.44 1,260 8.76 - - 3,944 38.59 44,340.00 676.84 45,100 840.31 34,544.00 748.43
Ladakh - - - - - - - - - - - 1.00 0.00 - - 3,547 26.63 - - - - - - - -
Lakshadweep - - - 3.00 - 3 0.10 - - 9 0.07 - - - - - - - - 7.00 - 9 0.18 - -
Puducherry - 44 0.35 105.00 1.48 79 1.11 - - 53 0.43 303.00 1.82 133 0.76 - - - - 1,309.00 14.96 1,485 18.63 1,042.00 16.90
Total 757.97 105,207 802.30 178,126.00 1,737.24 186,679 1,843.34 65,538.00 446.38 56,593 517.15 127,797.00 851.06 61,346 378.12 39,065 319.81 42,427 390.41 915,102.00 11,639.86 992,718 14,464.28 652,285.00 9,296.05
ICICI Prudential Life India First Life Kotak Mahindra Life Max Life PNB Met Life Pramerica Life Reliance Nippn Life
State / Union Territory 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23 2021-22 2022-23
Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium Policies
Andhra Pradesh 8,853 112.08 23,896.00 60.24 23,523 65.15 10,293.00 97.70 10,798 102.78 24,588.00 317.68 17,203 228.90 2,757.00 20.98 2,726 26.07 981.00 3.36 1,895 8.59 9,476.00 53.62 9,614
Arunachal Pradesh 197 2.35 207.00 4.44 285 4.53 - - - - 484.00 8.61 726 17.15 92.00 2.17 84 1.24 124.00 0.62 91 0.47 224.00 3.70 231
Assam 8,152 82.59 3,937.00 12.74 4,466 14.74 11,222.00 80.94 9,454 98.62 9,301.00 120.17 9,534 117.57 5,796.00 41.33 7,707 50.47 1,249.00 4.88 1,440 5.32 7,823.00 42.76 7,383
Bihar 21,079 286.80 7,628.00 34.81 10,538 53.28 3,197.00 22.88 2,479 27.96 12,556.00 162.66 12,753 155.62 9,606.00 52.25 13,190 67.46 1,007.00 2.88 839 4.16 10,584.00 48.10 11,463
Chattisgarh 6,710 78.71 5,481.00 20.92 6,932 32.43 2,841.00 20.89 2,697 25.17 6,929.00 82.51 5,984 73.12 1,679.00 16.75 1,338 13.34 1,612.00 6.12 1,915 6.84 1,789.00 13.60 1,320
Goa 1,675 27.60 1,266.00 15.81 1,452 19.60 1,696.00 33.92 1,810 27.01 3,131.00 54.92 4,166 72.54 21.00 0.10 25 0.17 19.00 0.55 21 0.08 480.00 7.64 455
Gujarat 38,823 649.78 37,798.00 284.84 44,972 340.24 25,507.00 302.38 24,057 329.27 34,138.00 529.01 35,201 611.75 3,329.00 25.65 3,581 26.37 846.00 6.00 1,348 12.39 11,425.00 75.28 10,372
Haryana 14,915 264.44 4,968.00 23.94 4,711 24.87 14,470.00 108.20 14,690 178.92 150,544.00 514.92 133,736 676.65 28,391.00 99.57 32,310 134.15 986.00 4.02 1,087 5.00 2,371.00 15.85 2,362
Himachal Pradesh 4,227 51.73 860.00 3.05 1,180 4.72 1,336.00 5.24 1,596 7.24 3,403.00 35.39 3,272 36.00 12,013.00 87.87 12,483 107.12 1,289.00 4.64 1,170 7.38 2,571.00 19.63 2,206
Jammu & Kashmir 2,694 24.57 221.00 1.35 451 1.77 118.00 1.41 72 1.18 2,964.00 29.29 2,945 29.59 29,105.00 135.23 31,534 155.37 1,979.00 10.09 2,307 7.55 664.00 4.02 616
Jharkand 7,998 81.89 3,950.00 19.42 5,976 26.22 2,551.00 32.06 3,144 64.75 8,851.00 113.12 8,535 114.19 3,764.00 39.56 3,918 43.68 668.00 2.34 624 2.69 6,019.00 37.26 5,304
Karnataka 28,762 598.19 10,097.00 55.97 13,889 82.47 29,978.00 331.53 30,149 414.21 30,068.00 434.67 32,170 508.64 18,696.00 89.27 11,421 89.35 874.00 3.52 1,185 6.13 7,548.00 51.18 7,956
Kerala 25,753 444.36 2,955.00 18.91 3,617 21.62 5,539.00 103.86 5,428 107.41 12,540.00 267.08 12,840 282.05 7,614.00 70.92 8,114 90.80 395.00 1.11 409 1.74 5,445.00 68.77 5,102
Madhya Pradesh 19,073 275.01 10,600.00 66.24 11,901 70.19 7,421.00 58.42 8,248 86.14 14,593.00 177.35 13,533 182.25 5,442.00 45.49 5,949 50.57 1,202.00 7.33 1,386 6.97 7,992.00 40.72 6,021
Maharashtra 145,885 1,999.35 24,350.00 171.92 25,524 218.18 60,548.00 697.40 65,335 822.58 68,994.00 1,032.69 70,120 1,323.53 11,191.00 106.42 10,265 114.53 2,249.00 9.17 2,536 12.51 16,570.00 109.56 16,539
Manipur 1,736 15.85 602.00 2.92 738 3.44 - - - - 1,477.00 19.84 1,712 22.36 434.00 1.36 1,295 3.60 542.00 2.67 364 1.98 292.00 1.51 199
Meghalaya 205 2.28 235.00 2.22 295 3.90 295.00 1.09 464 2.43 603.00 10.46 648 8.83 71.00 0.48 169 1.19 723.00 2.73 95 1.46 390.00 2.92 391
Mizoram 309 5.30 36.00 0.11 86 0.81 - - - - 249.00 4.13 326 7.22 31.00 0.14 45 0.18 58.00 0.19 42 0.26 357.00 5.02 333
Nagaland 570 4.40 455.00 3.70 638 3.97 - - - - 1,257.00 19.67 1,087 19.18 3.00 0.02 67 0.30 267.00 1.31 445 1.32 - - -
Odisha 14,554 154.88 5,862.00 26.32 7,776 32.44 27,598.00 43.51 29,103 49.71 17,638.00 204.33 15,251 200.45 6,562.00 39.23 7,512 45.80 717.00 3.43 648 4.40 7,136.00 34.61 6,408
Punjab 16,158 212.23 5,664.00 26.83 5,348 30.54 6,675.00 49.37 5,558 57.99 20,956.00 273.28 19,056 256.75 16,387.00 159.73 19,151 200.05 2,022.00 9.24 3,310 12.12 2,277.00 16.46 1,675
Rajashtan 33,860 342.60 26,507.00 111.30 34,458 139.92 8,051.00 61.40 8,603 78.01 17,300.00 218.56 17,895 238.89 5,790.00 37.83 7,309 55.05 1,672.00 6.34 1,770 6.97 2,659.00 10.98 2,447
Sikkim 498 3.77 121.00 0.83 184 1.63 - - - - 1,102.00 16.25 986 18.46 72.00 0.32 97 0.50 59.00 0.22 82 0.20 137.00 1.26 137
Tamilnadu 52,764 735.65 5,597.00 31.44 7,302 43.68 28,676.00 265.96 31,441 325.25 31,279.00 458.98 28,716 516.89 3,208.00 28.47 4,332 36.83 891.00 2.65 952 4.07 4,239.00 29.46 3,385
Telangana 14,369 266.65 7,058.00 37.06 7,334 45.90 11,011.00 122.27 10,045 123.04 5,683.00 64.06 14,440 209.44 1,927.00 21.02 2,415 29.46 703.00 3.06 1,465 6.32 2,928.00 15.48 3,163
Tripura 985 10.03 258.00 1.24 268 1.36 1,599.00 8.15 1,459 9.53 1,643.00 16.39 1,904 18.38 1,108.00 6.63 1,009 5.95 377.00 1.44 264 1.20 1,455.00 8.84 1,327
Uttar Pradesh 43,726 612.64 55,881.00 259.29 69,798 327.54 14,240.00 141.59 15,980 205.48 40,830.00 508.70 40,949 560.02 33,288.00 302.01 37,824 361.90 2,667.00 9.79 2,936 13.86 22,048.00 131.41 20,639
Uttarakhand 5,470 86.51 3,572.00 11.69 4,210 15.55 1,025.00 12.34 700 10.69 7,232.00 89.41 7,277 101.91 4,337.00 39.66 5,846 60.89 1,325.00 6.00 1,352 6.16 2,886.00 17.58 3,142
West Bengal 39,402 582.23 8,000.00 61.34 9,173 79.34 25,174.00 196.84 30,213 266.08 47,656.00 756.27 44,272 792.33 18,612.00 168.92 23,679 187.26 943.00 3.67 1,253 5.07 12,721.00 70.63 13,263
Andaman & Nicobar - 0.00 28.00 0.10 39 0.24 - - - - 278.00 3.31 278 3.09 9.00 0.04 4 0.01 12.00 0.09 2 0.03 - - -
Chandigarh 4,434 73.96 312.00 1.67 315 2.83 2,382.00 27.03 2,089 35.50 3,380.00 43.09 3,329 46.19 1,331.00 9.34 1,732 14.98 44.00 0.23 439 0.62 208.00 1.42 278
Daman, Diu, Dadra & Nagar Ha - - 499.00 4.64 415 5.35 - - - - 229.00 2.37 156 2.10 6.00 0.03 20 0.10 2.00 0.01 1 0.00 - - -
Delhi (NCT) 36,817 836.39 5,929.00 50.34 4,878 52.73 32,744.00 456.53 27,656 477.21 31,648.00 501.68 35,496 620.60 24,135.00 228.78 30,512 317.17 336.00 2.41 727 5.27 4,887.00 42.55 4,967
Ladakh - - - - - - - - - - - - - - 468.00 2.33 61 3.32 - - - - - - -
Lakshadweep - - - - 1 0.00 - - - - - - - - - - - - 1.00 - 2 0.01 - - -
Puducherry 1,030 14.41 641.00 1.09 441 1.44 3,053.00 17.74 2,795 17.77 475.00 7.65 648 10.63 40.00 0.66 18 0.06 6.00 0.01 11 0.04 162.00 1.24 52
Total 601,683 8,939.22 265,471.00 1,428.74 313,114 1,772.61 339,240.00 3,300.66 346,063 3,951.95 613,999.00 7,098.51 597,144 8,083.27 257,315.00 1,880.56 287,742 2,295.31 28,847.00 122.11 34,413 159.16 155,763.00 983.08 148,750
TABLE 7: STATE WISE GROUP NEW BUSINESS (LIFE) UNDERWRITTEN
2013-14 2014-15
S.N
State / Union Territory No. of No. of Lives Premium No. of No. of Lives
o.
schemes Covered (₹Crore) schemes Covered
1 Andhra Pradesh 2,874 20,230,462 2344.06 1,444 5,340,025
2 Arunachal Pradesh 10 7,566 2.48 8 17,168
3 Assam 1,396 684,088 304.83 1,527 955,407
4 Bihar 922 557,362 231.97 1,233 892,916
5 Chattisgarh 543 2,333,560 457.22 611 3,393,872
6 Goa 215 50,791 114.63 252 84,513
7 Gujarat 1,989 1,729,346 1600.16 1,899 1,907,493
8 Haryana 577 1,213,718 430.82 597 1,482,425
9 Himachal Pradesh 444 77,826 101.00 530 68,324
10 Jharkand 634 323,778 1388.74 631 378,377
11 Karnataka 3,991 12,557,770 7240.23 4,006 17,515,608
12 Kerala 1,352 4,057,159 1109.49 1,384 3,565,122
13 Madhya Pradesh 2,265 5,306,337 513.72 1,769 4,783,414
14 Maharashtra 4,809 12,307,101 16840.46 5,004 15,436,478
15 Manipur 26 11,252 2.86 66 23,695
16 Meghalaya 24 30,961 156.76 34 22,976
17 Mizoram 34 6,282 4.38 23 5,274
18 Nagaland 5 4,458 2.47 6 2,421
19 Odisha 1,186 879,242 454.54 1,318 1,944,801
20 Punjab 543 251,938 152.06 406 338,767
21 Rajashtan 1,199 3,054,217 679.15 1,293 3,116,758
22 Sikkim 3 652 1.47 4 878
23 Tamilnadu 3,785 8,416,435 4716.46 5,185 10,197,911
24 Telangana - - - 1,424 18,843,328
25 Tripura 72 29,488 19.32 78 39,704
26 Uttarakhand 748 245,190 3283.74 616 258,242
27 Uttar Pradesh 2,342 4,221,950 949.30 2,328 5,341,483
28 West Bengal 2,717 11,496,434 6055.41 2,861 14,974,055
29 Andaman & Nicobar 1 742 0.25 9 2,883
30 Chandigarh 402 359,788 358.64 337 1,461,575
31 Daman, Diu, Dadra & Nagar 7 8,056 0.50 1 2,045
32 Delhi (NCT) 1,573 3,468,896 9406.87 1,676 4,089,407
33 Jammu & Kashmir 123 44,684 263.93 132 85,235
34 Ladakh
35 Lakshadweep - 16 0.00 50 192,279
36 Puducherry 222 44,423 11.28 327 96,514
Total 37,033 94,011,968 59199.17 39,069 116,861,373
Note: New Business premium includes first year premium and single premium. Does not include its overseas new business pre
2014-15 2015-16 2016-17 2017-18
Premium No. of No. of Lives Premium No. of No. of Lives Premium No. of
(₹Crore) schemes Covered (₹Crore) schemes Covered (₹Crore) schemes
640.16 1,239 7,868,993 982.68 1,275 15,862,749 922.31 1,129
1.37 5 4,588 0.71 10 5,670 2.37 2
320.40 1,896 1,526,842 845.55 1,991 1,443,865 826.43 1,081
247.17 1,449 1,949,402 351.73 1,957 1,513,007 611.04 1,477
703.32 686 2,707,076 698.66 43 2,000,419 1369.82 528
337.43 131 141,470 104.87 61 57,295 133.49 145
1572.47 1,088 3,121,022 1483.95 956 2,852,092 3027.31 1,434
385.32 514 2,374,978 488.93 675 1,895,601 593.92 716
57.66 441 234,648 86.70 375 121,453 101.33 291
631.26 616 563,080 706.46 594 487,677 1046.17 555
8203.51 4,146 25,572,415 11334.56 3,884 28,220,906 13172.06 3,372
1115.07 1,342 4,913,156 2117.29 1,647 5,048,968 2655.10 1,516
361.48 1,582 5,602,524 418.77 777 4,724,020 514.08 1,095
19180.43 4,108 29,496,955 24348.31 3,355 25,836,358 29840.26 3,911
7.43 7 21,669 2.33 35 10,639 1.19 46
76.52 50 27,548 26.41 45 27,245 27.51 9
5.68 18 11,941 4.13 33 17,699 5.57 39
0.68 7 11,982 0.40 15 11,760 1.44 -
383.56 1,250 2,509,407 363.79 1,333 3,336,423 754.24 1,176
189.13 374 771,318 187.98 419 482,086 186.91 440
665.53 1,301 4,654,800 962.44 1,030 2,808,138 2143.41 1,427
0.22 16 5,471 1.18 11 3,708 7.50 3
4568.83 3,785 13,939,328 5733.71 4,504 16,042,671 9144.32 4,020
2312.01 1,396 18,965,995 2885.20 1,562 32,203,381 3454.16 1,693
23.17 82 29,083 43.12 114 40,787 19.70 113
556.86 1,043 436,879 4352.37 741 172,744 2150.44 692
993.57 2,271 9,677,034 1297.24 2,557 7,811,389 947.51 2,582
5206.00 2,765 18,800,697 6657.11 2,846 18,756,636 7697.80 2,976
0.31 4 976 0.11 1 1,861 0.74 1
269.50 358 639,711 264.37 354 620,720 378.39 401
0.18 6 5,657 1.92 - 568 0.81 5
8550.47 1,505 7,088,135 13297.82 1,832 7,181,273 15102.46 1,496
144.61 121 260,365 280.36 197 166,816 487.54 150
2.40 - 6 0.00 - 11 0.00 -

18.51 273 98,573 24.91 183 74,651 24.93 120
57732.21 35,875 164,033,724 80356.06 35,412 179,841,286 97352.25 34,641
ude its overseas new business premium.
2017-18 2018-19 2019-20
No. of Lives Premium No. of No. of Lives Premium No. of No. of Lives
Covered (₹Crore) schemes Covered (₹Crore) schemes Covered
23,723,017 975.44 1,143 2,851,080 1727.70 1,297 1,844,413
3,883 1.50 4 13,606 9.53 1 7,210
1,427,342 746.80 1,065 1,609,524 999.93 1,071 1,422,748
865,339 1080.53 1,343 2,471,035 1138.59 1,101 2,435,316
2,686,458 979.64 619 2,259,201 1075.48 671 392,775
90,690 114.40 144 82,625 164.80 34 40,045
2,550,752 2841.43 1,353 2,820,830 3693.58 901 2,588,086
3,926,495 1069.21 673 11,569,722 1024.97 686 16,761,896
66,136 265.60 274 715,044 243.14 229 195,095
562,119 1200.92 679 1,021,041 2014.82 817 867,827
22,013,238 13538.60 3,461 37,392,898 15694.85 3,094 38,830,846
5,633,745 2305.93 1,598 4,626,616 2332.28 1,585 4,698,116
1,287,591 610.04 1,794 1,037,582 688.71 1,695 1,209,404
40,277,248 31512.54 4,835 56,622,660 37689.19 4,745 62,323,413
17,335 3.15 37 20,575 26.58 23 470,898
11,612 7.84 1 15,359 6.26 15 22,687
17,888 10.11 43 29,602 15.00 2 16,177
3,260 1.47 1 3,513 0.96 - 11,200
3,954,767 882.99 1,302 4,333,776 1171.09 1,230 1,918,362
628,023 155.86 499 549,901 278.20 601 1,853,726
4,167,393 1124.74 908 2,557,230 1223.52 1,004 1,943,531
1,817 5.36 - 1,467 7.24 9 218,881
14,760,079 8132.74 4,229 13,925,025 6957.11 4,652 12,853,723
18,954,172 4739.22 1,871 24,069,677 3563.93 2,045 19,779,308
41,765 37.31 135 41,868 85.71 7 114,003
118,952 3071.79 643 98,038 1064.40 775 151,612
8,136,949 1431.51 2,820 10,227,606 1535.08 2,725 7,836,656
22,612,972 7045.52 2,890 27,723,151 10239.26 3,171 27,972,850
3,379 1.26 - 2,874 0.74 100 2,454,919
264,916 570.96 418 427,975 475.76 434 431,966
6,129 0.51 1 956 0.71 3 2,015
9,396,884 16751.15 1,633 15,341,207 21165.01 1,882 15,475,424
182,134 571.10 167 176,865 662.33 252 682,080
- 976
3 0.00 - 65 0.02 - 46
63,132 22.71 13 12,818 12.78 1 22,617
188,457,614 101809.91 36,596 224,653,012 116989.24 36,858 227,850,847
019-20 2020-21 2021-22
Premium No. of No. of Lives Premium
No. of schemes No. of Lives Covered
(₹Crore) schemes Covered (₹Crore)
1633.23 1,233 3,345,403 2,373.00 1,375 1,975,873
6.46 2 12,543 13.11 1 21,306
1432.27 1,068 1,289,621 2,314.86 1,088 1,458,225
1115.87 229 1,312,912 2,923.95 471 2,543,793
1170.20 403 429,504 1,364.19 746 874,848
175.21 82 46,882 193.65 83 54,395
2896.96 1,636 2,197,892 4,702.20 2,170 3,648,375
1542.09 666 9,342,560 1,330.57 629 9,310,225
167.32 380 166,446 221.45 399 300,451
1185.67 659 669,182 800.50 860 768,002
17036.60 3,611 29,681,258 24,423.12 3,301 31,151,682
3159.71 1,798 3,619,895 3,300.30 1,871 6,288,769
839.29 1,265 1,235,436 855.14 1,923 2,005,740
46470.37 5,705 51,394,103 52,208.85 5,437 69,776,621
78.73 6 9,856 1.27 1 31,169
19.73 3 38,736 37.40 3 61,421
50.01 0 29,678 24.58 1 29,780
0.70 1 19,606 0.71 0 33,093
1233.48 1,136 1,737,986 1,663.00 1,372 3,160,780
229.91 624 1,271,731 610.42 603 1,593,767
1950.00 1,120 4,014,615 1,569.79 971 5,464,629
6.99 4 11,895 3.93 0 13,219
31430.99 5,010 13,471,329 12,507.58 5,009 13,900,381
4780.84 2,306 15,389,845 5,062.11 1,978 18,223,627
11.96 1 17,064 54.53 0 20,629
1764.89 1,036 217,202 2,264.91 988 355,809
2615.19 2,694 7,042,468 3,345.58 3,065 9,385,111
13151.77 3,264 21,891,854 12,916.74 3,695 24,044,825
29.40 0 3,806 0.98 0 9,590
457.73 469 347,391 332.67 515 483,298
1.15 2 2,346 1.24 1 3,983
19848.84 2,545 9,281,941 25,950.05 1,920 8,351,451
886.55 223 219,642 1,075.59 243 381,972
1.28 20 6,911 5.74 0 1,683
0.00 0 976 1.28 0 163
2.55 0 46 0.00 3 6,329
157383.98 39,204 179,771,539 164,455.30 40,722 215,735,014
21-22 2022-23
No. of No. of Lives Premium
Premium (₹Crore)
schemes Covered (₹Crore)
3,288.69 1,436 1,970,629 3788.47
10.74 1 36,906 8.29
1,982.50 1,167 1,282,700 2222.64
1,327.38 614 2,854,329 1238.16
1,727.07 834 1,021,299 1636.76
438.66 65 54,715 411.98
5,533.77 2,128 4,317,943 4327.21
2,801.20 830 12,216,194 2642.30
248.98 292 314,521 216.18
2,690.00 1,078 1,206,438 2826.90
21,651.51 3,773 43,591,482 23217.76
4,311.06 1,955 8,939,842 3697.04
1,752.35 2,624 2,146,702 1302.87
65,112.23 5,140 93,083,131 87862.84
5.53 2 39,237 4.65
28.70 6 116,526 46.27
16.49 0 49,041 19.08
2.38 0 37,011 2.38
1,968.99 1,450 3,365,972 1934.08
421.94 673 1,711,855 357.57
2,065.41 1,101 3,225,523 2345.64
8.56 2 18,107 1.86
21,437.87 4,866 18,532,880 31040.59
5,147.72 2,128 17,474,649 8412.49
30.68 0 19,867 16.40
1,815.32 775 334,745 2275.50
2,188.39 3,145 10,328,423 3046.77
12,082.13 3,444 25,574,126 11141.68
4.16 0 12,635 0.43
470.53 543 509,402 599.68
1.26 5 5,510 2.50
26,609.74 1,914 11,963,579 27801.32
1,812.22 325 383,802 1507.02
0.47 0 238 3.14
1.28 0 113 9.19
6.72 3 4,947 8.20
189,001.20 42,319 266,745,019 225975.82
TABLE 8: STATE WISE INSURER WISE GROUP NEW BUSINESS (LIFE) UNDERWRITTEN
LIC
2021-22
S.No. State / Union Territory
No. of Schemes Lives Covered Premium (₹Crore)
1 Andhra Pradesh 1,294 838,916 2,546.26

2 Arunachal Pradesh - - -
3 Assam 1,075 710,256 1,500.98
4 Bihar 465 750,454 1,205.75
5 Chattisgarh 734 188,572 734.53
6 Goa 79 45,800 422.31
7 Gujarat 1,935 1,034,621 2,591.78
8 Haryana 348 679,013 192.92
9 Himachal Pradesh 387 213,000 193.21
10 Jammu & Kashmir 242 265,892 1,683.95
11 Jharkand 837 144,223 2,482.79
12 Karnataka 2,685 7,966,673 17,690.56
13 Kerala 1,783 886,008 3,207.52
14 Madhya Pradesh 1,887 361,001 1,275.73
15 Maharashtra 3,918 4,573,861 48,426.37
16 Manipur - - -
17 Meghalaya - - -
18 Mizoram - - -
19 Nagaland - - -
20 Odisha 1,346 888,744 1,697.18
21 Punjab 577 594,662 171.08
22 Rajashtan 910 958,731 1,251.59
23 Sikkim - - -
24 Tamilnadu 4,679 3,443,439 19,287.85
25 Telangana 1,792 1,484,183 3,878.73
26 Tripura - - -
27 Uttar Pradesh 2,904 1,258,094 1,002.10
28 Uttarakhand 976 247,674 1,162.07
29 West Bengal 3,492 1,506,531 8,664.16
30 Andaman & Nicobar - - -
31 Chandigarh 507 475,299 455.63
32 Daman, Diu, Dadra & Nagar - - -
33 Delhi (NCT) 1,418 2,414,451 22,213.53
34 Ladakh - - -
35 Lakshadweep - - -
36 Puducherry - - -
Total 36,270 31,930,098 143,938.59
LIC Aditya Birla Sun Life
2022-23 2021-22 2022-23
No. of Lives Premium No. of Lives Covered Premium No. of
Schemes Covered (₹Crore) Schemes (₹Crore) Schemes
1,346 677,035 3,100 10 8,919 17.03 2

- - - - - - -
1,146 524,511 1,619 - 87 81.01 2
608 452,336 1,044 - 30 0.02 1
817 54,960 1,104 1 350 84.90 1
54 35,180 383 - 148 0.13 2
1,802 825,175 2,519 17 35,763 451.20 30
495 419,899 362 12 28,217 61.27 46
283 175,281 164 - 716 0.52 -
320 254,828 1,341 - - - -
1,032 206,868 2,605 - 854 0.12 3
2,713 11,774,316 17,018 33 1,327,828 286.96 64
1,859 1,384,784 2,722 1 1,517 7.81 1
2,579 217,923 951 7 6,789 6.57 3
3,354 5,000,258 65,454 99 973,809 1,798.74 134
- - - - - - -
- - - 1 164 0.06 -
- - - - - - -
- - - - - - -
1,425 490,932 1,432 13 8,448 7.70 3
638 469,264 140 2 2,126 5.16 1
1,018 973,389 1,216 13 5,932 52.18 6
- - - - - - -
4,383 5,011,778 27,567 31 99,497 40.17 27
1,731 966,838 6,607 4 8,872 19.50 21
- - - - - - -
2,919 1,187,797 897 18 24,919 32.93 27
750 105,933 1,514 - 4 0.02 7
3,111 1,476,877 7,839 17 7,007 164.88 11
- - - - - - -
535 498,352 565 - 172 0.03 2
0 0 0 - - - 1
1,200 3,437,861 25,096 11 16,441 104.33 23
- - - - - - -
- - - - - - -
- - - - - - 2
36,118 36,622,375 173,260 290 2,558,609 3,223.23 420
n Life Aegon Life
2022-23 2021-22 2022-23
Lives Premium No. of Lives Premium No. of Lives
Covered (₹Crore) Schemes Covered (₹Crore) Schemes Covered
8,160 7 - - - - -
- - - - - - -
3,584 34 - - - - -
14 10 - - - - -
18,229 16 - - - - -
1,244 0 - - - - -
32,333 424 - - - - -
179,605 77 - - - - -
2,946 0 - - - - -
- - - - - - -
692 0 - - - - -
1,661,014 769 - - - - -
23,899 0 - - - - -
10,611 67 - - - - -
1,863,771 1,744 19 80,237 6.23 30 151,711
- - - - - - -
56 0 - - - - -
- - - - - - -
- - - - - - -
2,232 1 - - - - -
1,342 1 - - - - -
15,692 83 - - - - -
- - - - - - -
197,558 267 - - - - -
72,853 57 - - - - -
- - - - - - -
62,843 394 - - - - -
939 0 - - - - -
1,199,039 159 - - - - -
- - - - - - -
1,723 1 - - - - -
54 0 - - - 0 0
157,173 77 - - - - -
- - - - - - -
- - - - - - -
930 1 - - - - -
5,518,536 4,189 19 80,237 6.23 30 151,711
Aegas Federal Life
2022-23 2021-22 2022-23
Premium No. of Lives Premium No. of Lives Premium
(₹Crore) Schemes Covered (₹Crore) Schemes Covered (₹Crore)
- - (14) - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - (26) - - (8) -
- - - - - (5) -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - 1 27,493 2
- 1 5,183 21.84 5 19,656 43
- - - - - - -
10 2 25,426 150.73 3 28,943 195
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - (18) 0.62 - (10) 1
- - - - - (4) -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
0 - - - 0 0 0
- - (16) 4.00 - - 2
- - - - - - -
- - - - - - -
- - - - - - -
10 3 2,558,611 177.20 9 76,065 241
Aviva Life
2021-22 2022-23 2021-22
No. of Lives Premium No. of Lives Premium No. of
Schemes Covered (₹Crore) Schemes Covered (₹Crore) Schemes
1 163 0.26 2 1,146 0 1

- - - 1 394 0 -
1 934 0.10 1 3,171 0 3
- 80 5.29 - - 0 2
- - - 2 3,394 1 1
- 255 0.00 2 4,463 0 1
- 391 3.06 5 8,360 5 23
20 19,328 15.56 20 40,396 12 26
- - - - - - 1
- - - - - - -
- - - - - - -
10 30,665 3.92 24 17,101 3 24
- - - 2 1,383 0 2
1 1,387 0.42 2 464 0 1
12 68,612 31.75 47 40,269 36 79
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 12 0.02 - 11 0 1
- 1 -0.00 4 4,917 0 1
- - - 6 5,777 1 -
- - - 2 145 0 -
4 6,119 4.47 7 8,079 4 14
10 40,753 4.43 35 141,794 9 5
- - - - - - -
4 18,432 9.33 27 149,335 9 23
- 191 0.04 - 137 -0 -
2 49,142 1.44 19 31,987 2 7
- - - - - - -
- - - - - - -
- - - 2 2227 0 -
11 11,342 6.45 19 268,290 24 20
- - - - - - -
- - - - - - -
- - - - - - -
76 247,807 86.52 229 733,240 108 235
Bajaj Allianz Life Bharti
2021-22 2022-23 2021-22
Lives Covered Premium No. of Lives Covered Premium No. of Lives
(₹Crore) Schemes (₹Crore) Schemes Covered
99 40.99 8 2,106 34 1 3,171

- - - - - - -
7,157 95.50 4 1,965 57 - 11
40 7.34 - 601 18 - 108
11,340 273.52 1 387 10 - 433
1,717 3.17 2 1,311 4 - 18
11,770 332.42 30 27,576 49 1 7,057
2,253,484 186.11 28 2,708,834 247 - 33
246 18.48 2 1,303 12 - -
112 0.36 3 13,486 34 - -
- 0.08 - - 1 - 50
3,006,289 510.34 35 1,256,861 281 1 4,651
1,377,181 88.46 6 2,163,664 154 - 1,273
829 8.62 2 394,793 34 1 2,097
5,611,943 1,898.75 90 3,965,215 2,169 10 448,849
- - 1 83 0 - -
- - - - - - -
- - - - - - -
- - - - - - -
1,125 18.20 3 1,567 25 - 6,975
1,372 91.62 6 2,773 48 - 280
- 34.99 3 651 70 2 6,124
- - - - - - 12
234,965 17.46 27 56,165 33 - 5,588
4,718,423 240.42 20 4,634,620 389 - 1,833
- 17.00 - - - - -
477,531 216.84 8 1,072,120 190 5 569
- - 1 14 3 - 47
8,652,204 718.95 17 8,687,940 740 - 535
- - - - - - -
1,062 1.62 3 296 2 - 19
- - 0 0 0 - -
1,869,290 353.85 23 2,605,012 421 2 5,275
- - - - - - -
- - - - - - -
- - - - - - 7
28,238,179 5,175.09 323 27,599,343 5,024 23 495,015
Bharti Axa Life Canara HSBC OBC Life
2021-22 2022-23 2021-22
20.86 - 2,486 10 - - -
- - 3 0 - - -
0.01 - 17 0 - - -
0.40 - 35,675 6 - - -
1.89 - 441 2 - - -
0.02 - 27 0 - - -
27.28 1 5,467 28 - - 1.58
0.04 - 245 1 7 14,488 13.27
- - 86 0 - - 4.00
- - 1 0 - - -
0.07 - 38 0 - - -
14.71 - 4,754 15 15 3,845,175 662.01
6.53 - 791 5 32 24,585 0.49
5.05 - 1,635 7 1 7,458 0.26
27.51 - 47,126 22 16 69,712 78.55
- - - - - - -
- - 1 0 - - -
- - - - - - -
- - - - - - -
2.16 - 41,135 3 - - -
0.97 - 57 0 - - -
13.93 3 5,745 24 - - -
0.08 - 12 0 - - -
28.52 - 5,412 30 2 498 0.09
11.55 - 3,145 26 5 30,521 21.63
- - - - - - -
2.01 - 1,410 6 4 992 10.97
0.15 - 277 1 - - -
1.15 - 278 1 - - 75.00
- - - - - - -
0.01 - 12 0 - - -
- 0 18 0 - - -
11.83 6 321,465 27 1 44,407 192.35
- - - - - - -
- - - - - - -
0.00 - 17 0 1 64 0.01
176.74 10 477,776 215 84 4,037,900 1,060.20
Canara HSBC OBC Life Edleweiss Tokio Life
2022-23 2021-22 2022-23
- - 48 - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - 7 0.00 -
- - - - - - -
- - - - 2,114 1.57 -
- 3,161 3 1 8,347 0.57 -
- - - - - - -
- - - - - - -
- - - - - - -
21 5,632,461 1,540 2 47,123 3.82 -
8 14,234 0 - 407 0.01 1
1 295,167 11 - 176 0.02 -
4 7,869 76 4 19,030 15.01 1
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - 34,344 1.04 -
- - - - - - -
- - - 1 95,493 2.85 1
- - - - - - -
- 2 0 - 119,438 6.52 -
- 7,048 4 - 990 0.82 -
- - - - - - -
- 36 12 1 19,070 0.55 -
- - - - 45 0.00 -
1 - 142 - 3,077 0.24 -
- - - - - - -
- - - - - - -
0 0 0 - - - 0
- 81 2 1 898 1.06 -
- - - - - - -
- - - - - - -
- - - - - - -
35 5,960,059 1,839 10 350,559 34.07 3
kio Life Exide Life
2022-23 2021-22 2022-23
14 0 - (24) 0.00 - -
- - - - - - -
- - - - - - -
2 0 - 1,488 0.05 - -
17 -0 - - - - -
- - - - - - -
44 0 - 505 0.45 - -
5,318 0 1 33,829 7.80 - -
- - - - - - -
- - - - - - -
- - - - - - -
37,206 2 4 30,019 20.62 - -
1,381 0 - 2,748 0.72 - -
3 0 - (42) 0.44 - -
12,023 16 6 (81,412) 47.47 - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
23,583 1 - (86) 1.50 - -
- 0 - - - - -
50,964 2 - 129 0.03 - -
- - - (8) -0.00 - -
115,008 4 - 1,106,234 58.62 - -
71 0 1 5,086 9.41 - -
- - - - - - -
28,096 1 - 793 0.74 - -
- - - 295 0.21 - -
6 0 - 887 0.53 - -
- - - - - - -
- - - 236 0.04 - -
1 0 - - - 0 0
41 0 - 1,394 2.41 - -
- - - - - - -
- - - - - - -
171 0 - - - - -
273,949 26 12 1,102,071 151.03 - -
Future Generali Life
2022-23 2021-22 2022-23
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - 230 0.20 - 106 50
- - 4,718 5.60 4 12,687 6
- - - - - - -
- - - - - - -
- - - - - - -
- 2 8,582 6.99 1 8,141 5
- - - - - - -
- - - - - - -
- 17 48,240 43.28 17 42,769 197
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 1 16,000 0.02 - 18,984 0
- - - - - - -
- - 4,180 62.17 2 72 6
- - - - - - -
- 1 3,586 0.84 1 3,696 1
- 4 6,564 6.08 2 3,259 19
- - - - - - -
- - 1,074 0.36 3 3,832 3
- - - - 2 1,137 0
- - - 0.03 - (2) 0
- - - - - - -
- - - - - - -
0 - - - 2 925 0
- 3 16,581 11.59 8 12,004 20
- - - - - - -
- - - - - - -
- - - - - - -
- 28 109,755 137.16 42 107,610 309
HDFC Life
2021-22 2022-23 2021-22
No. of Lives Covered Premium No. of Lives Covered Premium No. of
Schemes (₹Crore) Schemes (₹Crore) Schemes
3 5,063 170.93 8 8,541 215 -

- 2 0.50 - 1 0 -
2 297,947 164.53 2 140,517 178 -
- 281,631 29.17 - 398,418 42 -
1 1,709 124.25 5 2,599 109 -
1 97 3.63 - 84 11 -
16 406,195 927.27 26 598,134 401 62
11 508,296 339.92 64 1,921,744 967 33
1 409 7.72 - 13 3 -
- 18 3.57 - 21 5 -
1 47,690 134.35 - 102,715 148 -
21 3,608,673 804.53 78 7,377,514 1,075 168
3 1,930,290 162.37 7 3,490,821 332 2
3 856 52.42 5 3,625 41 2
83 16,457,749 4,893.00 263 23,091,862 6,270 539
- - - - 1 1 -
- 3 1.33 1 19 6 -
- - - - - - -
- - - - 5 1 -
- 140,440 57.97 5 617,527 110 1
7 345,224 65.10 1 796,140 71 -
6 110,056 177.93 13 173,518 275 1
- 116 0.02 - - - -
21 3,771,107 790.82 39 5,563,944 1,516 88
14 10,848,800 420.42 53 9,892,053 430 46
- 4 1.75 - 20 6 -
6 3,689,112 422.63 25 3,303,305 421 4
1 328 398.34 - 298 371 -
13 9,567,894 983.12 35 8,155,733 846 79
- - - - - - -
2 105 0.78 2 28 2 -
- 438 0.03 0 0 0 -
18 1,156,518 1,450.31 48 1,653,669 455 237
- - - - - - -
- - - - - - -
- 12 1.42 - 38 7 -
234 53,176,782 12,590.11 680 67,292,907 14,312 1,262
ICICI Prudential Life India F
2021-22 2022-23 2021-22
3 0.00 - - - 12 140,975
- - - - - - -
- - - - - 1 2,960
- - - - - 1 375
- - - - - 2 2,414
734 0.15 - - - 1 88
69,195 46.61 110 187,202 136 38 232,160
4,077,651 283.58 21 5,736,240 532 24 186,479
- - - - - - -
- - - - - - -
- - - - - 1 1,860
503,408 208.71 412 1,269,262 431 21 (573,074)
20,357 1.06 - 2,264 1 8 20,829
142 265.92 1 47 0 6 79,952
25,422,301 3,606.59 561 36,968,391 4,887 67 3,017,308
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,654 4.05 - 1,514 6 4 1,183,706
2,673 0.02 - 632 2 - 83
1,282 0.37 3 54,448 88 6 434,359
- - - - - - -
860,487 326.65 186 1,140,511 380 28 215,730
180,837 218.42 141 410,485 481 22 (9,819)
- - - - - - -
3,071 6.06 9 20,904 20 11 411,757
- - - - - 6 3,121
152,352 138.45 129 955,451 287 7 42,055
- - - - - - -
- - - - - - -
- - 0 0 0 - 1,404
1,159,237 632.87 392 1,171,682 732 23 93,037
- - - - - - -
- - - - - - -
- - - - - 1 137
32,455,384 5,739.47 1,965 47,919,033 7,983 290 5,487,896
India First Life Kotak Mahindra Life
2021-22 2022-23 2021-22
Premium No. of Lives Premium No. of Lives Covered Premium
(₹Crore) Schemes Covered (₹Crore) Schemes (₹Crore)
55.31 8 81,316 9 7 34,167 6.34

- - - - - - -
2.54 1 2,867 3 2 4,068 0.60
0.17 1 376 0 - 132,063 2.70
0.48 - 13 0 3 8,622 0.28
0.01 1 15 0 1 477 2.11
45.47 36 257,299 55 25 1,004,032 252.87
23.56 5 274,612 22 51 159,671 117.47
0.50 - - - 5 4,162 0.42
- - - - - - -
0.12 - (19) -0 1 2,404 0.04
-0.87 6 1,659,993 17 142 8,370,997 732.02
1.13 - 47,550 3 28 1,888,757 129.28
9.58 4 109,235 6 5 33,685 0.85
615.67 32 3,493,644 647 203 2,718,064 900.62
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
50.29 1 636,616 45 1 328,919 12.64
0.00 - - - 6 468,174 13.18
57.28 5 304,624 13 17 48,134 16.03
- - - - - - -
15.24 10 859,164 65 32 1,298,529 231.55
24.95 22 21,003 5 33 52,855 15.17
- - - - - - -
15.49 6 287,628 10 17 790,696 38.11
55.34 3 1,253 1 1 714 0.07
214.05 7 2,965 2 32 2,724,856 245.45
- - - - - - -
- 1 41 0 - - -
0.10 0 205 0 1 496 0.63
25.41 10 572,628 42 50 1,061,737 123.27
- - - - - - -
- - - - - - -
0.05 - 21 0 - 1,215 0.00
1,211.89 159 8,613,049 945 663 21,137,494 2,841.68
Kotak Mahindra Life Max Life
2022-23 2021-22
No. of Lives Covered Premium No. of Lives Covered Premium
Schemes (₹Crore) Schemes (₹Crore)
8 45,946 10 - 37 0.01
- - - - - -
1 4,632 0 - - -
2 172,444 5 - 4 0.00
4 18,303 1 - - -
1 537 3 - - -
26 1,093,286 79 - 317 1.09
38 145,301 110 4 961,391 20.99
4 5,700 0 - - -
- - - - - -
1 2,018 -0 - - -
165 9,430,132 1,059 5 24,151 11.08
26 583,027 52 - 700 0.00
4 8,017 1 - 413 0.00
204 3,417,706 1,464 53 2,632,229 752.64
- - - - - -
- - - - - -
- - - - - -
- - - - - -
4 564,736 50 - - -
10 180,806 13 - 240 0.05
13 40,312 18 2 402 0.07
- - - - (25) -0.01
41 1,949,323 341 8 12,034 6.80
27 474,559 49 4 36,076 9.77
- - - - - -
20 1,296,814 52 - 208 0.02
2 760 0 1 40 0.01
40 3,288,587 286 1 3,785 0.94
- - - - - -
- - - - 69 0.00
0 -2 2 - 43 0.00
55 1,262,112 124 4 765 2.92
- - - - - -
- - - - - -
- (24) 0 - - -
696 23,985,032 3,717 82 3,672,879 806.41
Max Life PNB Met Life
2022-23 2021-22 2022-23
6 11,875 12 3 12,929 3.35 1

- - - - 34 0.18 -
1 24 0 - 2,885 7.35 -
1 1,852 0 1 3,415 11.06 -
- - - - 1,467 4.94 -
- - - - 230 0.09 -
4 1,690 1 11 15,368 7.20 1
23 319,946 38 13 95,266 50.07 8
- - - - 7,092 10.81 -
- - - - 88,479 77.73 -
- - - - 968 2.37 -
42 391,822 60 38 1,112,044 81.54 43
1 465 0 2 12,368 7.37 -
1 654 0 1 7,645 10.14 -
51 3,383,766 686 24 766,736 106.24 37
- - - - 1,088 1.44 -
- - - - 95 0.33 -
- - - - 72 0.27 -
- - - - 21 0.05 -
- - - - 2,775 5.99 -
3 2,219 1 - 7,083 15.26 -
5 5,773 1 4 21,604 21.10 1
- - - - 45 0.35 -
15 20,350 5 4 78,748 8.04 1
21 25,827 6 6 149,425 5.25 9
- - - - 875 2.73 -
6 8,469 2 4 55,361 48.51 6
1 56 46 - 5,484 54.28 -
2 300 5 - 15,870 23.83 -
- - - - 84 0.19 -
- - - - 588 1.29 -
0 0 0 - 13 0.00 0
11 4,178 13 3 10,564 15.42 5
- - - - 1,683 0.47 -
- - - - - - -
- - - - 490 2.28 -
194 4,179,266 876 114 2,478,894 587.54 112
Life Pramerica Life
2022-23 2021-22 2022-23
9,642 5 - (2) -0.00 4 1,632

31 0 - - - - -
2,380 9 1 6,727 0.32 2 1,070
3,209 16 1 10,845 0.26 1 9,876
1,276 5 - - - - -
194 0 - - - - -
12,232 16 9 34,176 2.70 10 289,775
79,824 134 21 37,276 8.22 14 11,964
5,871 15 - 8 0.04 - -
78,612 88 - - - - -
1,106 3 - - - - -
461,212 123 11 75,246 103.06 25 72,215
831,957 46 1 26 0.00 21 120,828
9,891 25 - - - 1 446
718,865 205 27 324,565 38.90 38 301,847
1,622 3 1 1,963 0.03 1 2,688
122 1 - - - - -
103 0 - - - - -
6 0 - - - - -
3,620 8 1 2,470 0.03 - 10,198
5,166 16 - - - 2 773
10,489 31 3 104,935 4.44 3 54,860
79 1 - - - - -
35,652 17 11 23,938 6.95 29 1,045,031
95,918 8 8 61,750 8.28 6 4,097
684 3 - - - - -
209,278 62 22 51,068 5.13 14 306,060
4,734 16 - - - 1 1,057
16,772 34 15 175,197 1.24 4 20,747
26 0 - - - - -
631 3 - - - - -
17 0 - - - 0 0
80,916 28 17 138,978 3.29 14 50,633
238 3 - - - - -
- - - - - - -
155 0 - - - - -
2,682,530 924 149 1,049,166 182.89 190 2,305,797
Relaince Nippon Life
2022-23 2021-22 2022-23
2 1 139 -0 3 321 1
- - - - - - -
0 - - - - - -
0 - - - - - -
- - - - - - -
- - - - - - -
18 7 1,757 5 7 1,815 0
6 - - - - - -
0 - - - - - -
- - - - - - -
- - - - - - -
141 8 3,146 1 10 3,968 12
3 - - - - - -
0 - - - - - -
240 67 170,436 113 72 267,132 59
0 - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
0 - -10 - - - -
0 1 10 0 1 10 0
3 - - - - - -
- - - - - - -
100 15 9,082 23 18 11,230 10
1 - - -0 - - -
- - - - - - -
14 - - -0 2 75 1
1 - - - - - -
1 5 34,311 10 5 36,256 2
- - - - - - -
1 - - - - - -
0 0 0 0 0 0 0
6 13 3,273 149 15 8,861 8
- - - - - - -
- - - - - - -
- - - - - - -
538 117 222,144 299 133 329,668 93
Sahara Life
2021-22 2022-23 2021-22
- - - - - - 26
- - - - - - 1
- - - - - - 3
- - - - - - 1
- - - - - - 4
- - - - - - -
- - - - - - 22
- - - - - - 10
- - - - - - 5
- - - - - - 1
- - - - - - 20
- - - - - - 39
- - - - - - 8
- - - - - - 6
- - - - - - 44
- - - - - - -
- - - - - - 2
- - - - - - 1
- - - - - - -
- - - - - - 4
- - - - - - 8
- - - - - - 3
- - - - - - -
- - - - - - 31
- - - - - - 13
- - - - - - -
- - - - - - 15
- - - - - - 3
- - - - - - 22
- - - - - - -
- - - - - - 5
- - - 0 0 0 0
- - - - - - 25
- - - - - - -
- - - - - - -
- - - - - - 1
- - - - - - 323
SBI Life Shrir
2021-22 2022-23 2021-22
876,549 393 16 1,085,987 308 6 14,447

21,267 10 - 36,471 8 - -
424,599 129 7 595,697 319 - -
1,362,920 65 - 1,777,374 95 - -
659,225 502 4 917,588 385 - -
4,639 7 3 11,245 10 - -
783,071 828 27 948,236 469 1 256
191,855 1,452 18 278,188 100 8 16,435
74,640 13 3 122,977 22 - -
27,456 47 2 36,603 39 - -
568,645 69 41 890,339 65 - -
652,412 323 46 714,600 384 12 742,581
112,825 675 15 245,738 332 - 1,919
766,774 85 18 916,639 98 - 1,058
1,699,916 659 63 2,272,482 1,817 16 414,806
28,116 4 - 34,785 1 - -
61,157 27 5 116,304 40 - -
29,706 16 - 48,929 19 - -
33,071 2 - 36,995 1 - -
544,001 109 8 948,360 249 - -
167,773 58 2 233,843 59 - 3
916,716 218 13 1,097,939 473 1 2,749,475
13,071 8 - 17,851 1 - -
248,378 489 53 526,208 582 8 2,280,564
554,570 216 25 675,519 252 9 47,029
19,746 9 - 19,151 7 - -
1,345,776 334 47 1,584,048 733 5 57,533
97,165 143 7 216,515 317 - 24
1,100,676 832 58 1,689,341 767 - 10
9,505 4 - 12,609 0 - -
5,310 11 - 7,831 26 - -
1517 0 0 1896 0 - -
281,143 1,216 45 315,140 694 6 17,968
- - - - - - -
163 0 - 113 9 - -
4,331 3 1 3,466 0 - -
13,688,684 8,958 527 18,437,007 8,683 72 6,344,108
Shriram Life SUD Life
2021-22 2022-23 2021-22
3.31 7 3,688 1 2 142 0.62

- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
0.06 2 458 0 1 704 0.15
1.97 2 1,614 0 6 9,746 4.44
- - - - - - -
- - - - - - -
- - - - - - -
84.30 7 1,264,786 110 5 1,570 10.35
0.39 2 758 0 - - -
0.35 2 378 0 2 732,130 28.02
144.02 6 1,526,432 245 33 4,093,982 634.79
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
0.00 1 197 0 1 190 0.04
149.19 1 422,932 31 - - -
- - - - - - -
87.03 8 1,804,519 87 2 442 0.03
8.19 6 19,078 2 1 (23) 20.00
- - - - - - -
8.88 7 19,321 0 1 961,685 20.60
0.11 - 6 0 - - -
0.01 - 26 0 - - -
- - - - - - -
- - - - - - -
- 0 0 0 - - -
6.57 3 3,190 1 7 4,551 56.43
- - - - - - -
- - - - - - -
- - - - - - -
494.38 54 5,067,383 477 61 5,805,119 775.48
SUD Life Tata AIA Life
2022-23 2021-22 2022-23
3 5,904 9 8 40,194 30.11 14

- - - - 3 0.00 -
- - - - 594 0.58 -
- - - - 340 0.45 -
- - - - 709 0.62 -
- - - - 192 0.13 -
2 698 51 2 8,719 7.87 9
2 1,230 1 33 24,702 16.12 42
- - - - 178 0.13 -
- - - - 15 0.03 -
- - - - 1,308 0.96 1
7 13,432 15 55 363,523 92.99 73
1 1,863 0 - 1,796 1.35 -
- 168,808 55 - 3,390 2.51 1
17 6,132,367 1,244 99 220,222 123.36 116
- - - - 2 0.01 -
- - - - 2 0.01 -
- - - - 2 0.01 -
- - - - 1 0.00 -
- - - - 1,263 0.95 1
1 2,017 3 - 3,873 1.46 3
2 - 4 2 7,077 2.87 3
- - - - 8 0.02 -
4 16,898 11 30 81,996 8.28 17
3 1,769 26 1 4,902 9.02 6
- - - - 4 0.01 -
4 549,057 202 21 217,370 12.64 15
1 - 2 - 677 1.71 -
2 - 15 3 8,436 6.61 3
- - - - 1 0.00 -
- - - 1 438 0.53 -
0 0 0 - 72 0.08 0.00
2 (46) 1 50 43,617 26.91 35
- - - - - - -
- - - - - - -
- - - - 73 0.03 -
51 6,893,997 1,638 305 1,035,699 348.38 339
Life Private Total
2022-23 2021-22 2022-23
Lives Premium No. of Lives Covered Premium No. of Lives Covered
Covered (₹Crore) Schemes (₹Crore) Schemes
24,830 20 81 1,136,957 742 90 1,293,594

6 0 1 21,306 11 1 36,906
2,265 2 13 747,969 482 21 758,189
2,152 2 6 1,793,339 122 6 2,401,993
4,092 3 12 686,276 993 17 966,339
415 0 4 8,595 16 11 19,535
28,065 26 235 2,613,754 2,942 326 3,492,768
75,391 24 281 8,631,212 2,608 335 11,796,295
344 0 12 87,451 56 9 139,240
251 0 1 116,080 128 5 128,974
2,681 3 23 623,779 207 46 999,570
513,199 156 616 23,185,009 3,961 1,060 31,817,166
4,779 3 88 5,402,761 1,104 96 7,555,058
8,366 6 36 1,644,739 477 45 1,928,779
348,683 182 1,519 65,202,760 16,686 1,786 88,082,873
58 0 1 31,169 6 2 39,237
24 0 3 61,421 29 6 116,526
9 0 1 29,780 16 - 49,041
5 0 - 33,093 2 - 37,011
4,957 4 26 2,272,036 272 25 2,875,040
11,699 5 26 999,105 251 35 1,242,591
8,338 5 61 4,505,898 814 83 2,252,134
20 0 - 13,219 9 2 18,107
162,362 19 330 10,456,942 2,150 483 13,521,102
24,717 41 186 16,739,444 1,269 397 16,507,811
12 0 - 20,629 31 - 19,867
237,995 18 161 8,127,017 1,186 226 9,140,626
1,629 3 12 108,135 653 25 228,812
11,823 12 203 22,538,294 3,418 333 24,097,249
- 0 - 9,590 4 - 12,635
488 0 8 7,999 15 8 11,050
169 0 1 3983 1 5 5510
38,689 30 502 5,937,000 4,396 714 8,525,718
- - - 1,683 0 - 238
- - - 163 0 - 113
173 0 3 6,329 7 3 4,947
1,518,686 568 4,452 183,804,916 45,063 6,201 230,122,644
Grand Total
022-23 2021-22 2022-23
Premium No. of Lives Covered Premium No. of Lives Covered Premium
(₹Crore) Schemes (₹Crore) Schemes (₹Crore)
689 1,375 1,975,873 3,289 1,436 1,970,629 3,788

8 1 21,306 11 1 36,906 8
603 1,088 1,458,225 1,983 1,167 1,282,700 2,223
194 471 2,543,793 1,327 614 2,854,329 1,238
533 746 874,848 1,727 834 1,021,299 1,637
29 83 54,395 439 65 54,715 412
1,808 2,170 3,648,375 5,534 2,128 4,317,943 4,327
2,280 629 9,310,225 2,801 830 12,216,194 2,642
52 399 300,451 249 292 314,521 216
167 243 381,972 1,812 325 383,802 1,507
221 860 768,002 2,690 1,078 1,206,438 2,827
6,200 3,301 31,151,682 21,652 3,773 43,591,482 23,218
975 1,871 6,288,769 4,311 1,955 8,939,842 3,697
352 1,923 2,005,740 1,752 2,624 2,146,702 1,303
22,409 5,437 69,776,621 65,112 5,140 93,083,131 87,863
5 1 31,169 6 2 39,237 5
46 3 61,421 29 6 116,526 46
19 1 29,780 16 - 49,041 19
2 - 33,093 2 - 37,011 2
502 1,372 3,160,780 1,969 1,450 3,365,972 1,934
218 603 1,593,767 422 673 1,711,855 358
1,130 971 5,464,629 2,065 1,101 3,225,523 2,346
2 - 13,219 9 2 18,107 2
3,474 5,009 13,900,381 21,438 4,866 18,532,880 31,041
1,805 1,978 18,223,627 5,148 2,128 17,474,649 8,412
16 - 20,629 31 - 19,867 16
2,149 3,065 9,385,111 2,188 3,145 10,328,423 3,047
762 988 355,809 1,815 775 334,745 2,275
3,302 3,695 24,044,825 12,082 3,444 25,574,126 11,142
0 - 9,590 4 - 12,635 0
35 515 483,298 471 543 509,402 600
3 1 3983 1 5 5510 3
2,705 1,920 8,351,451 26,610 1,914 11,963,579 27,801
3 - 1,683 0 - 238 3
9 - 163 0 - 113 9
8 3 6,329 7 3 4,947 8
52,716 40,722 215,735,014 189,001 42,319 266,745,019 225,976
TABLE 9: NUMBER OF INDIVIDUAL NEW POLICIES ISSUED (LIFE)
(In Lakhs)
Insurer 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
LIC 345.12 201.71 205.47 201.32 213.38 214.04 218.96 209.75 217.19 204.29
(-6.17) (-41.55) (1.86) (-2.02) (5.99) (0.31) (2.30) (-4.21) (3.54) (-5.94)
Private Sector 63.6 57.37 61.92 63.24 68.59 72.44 69.5 71.52 73.94 80.42
(-14.11) (-9.79) (7.92) (2.13) (8.47) (5.61) (-4.05) (2.90) (3.39) (8.76)
Total 408.72 259.08 267.38 264.56 281.97 286.48 288.47 281.27 291.13 284.7
(-7.50) (-36.61) (3.20) (-1.05) (6.58) (1.70) (0.69) (-2.49) (3.50) (-2.21)
Note: Figures in brackets indicates the growth (in per cent) over the previous year.
Table 10: Individual Business inforce (Number of Policies)
LIC of India
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Non Linked Life Business
Business in force at start of the financial year 278,878 280,504 282,180 282,105 281,634 279,604 274,387
Additions during the year* 22,393 23,867 23,254 23,359 22,277 22,941 21,453
Deletions during the year** 20,766 22,192 23,328 23,831 24,307 28,158 24,972
Business in force at end of the financial year (A) 280,504 282,180 282,105 281,634 279,604 274,387 270,867
Non Linked -General Annuity Business
Business in force at start of the financial year 819 1,146 1,504 1,821 2,044 2,292 2,379
Additions during the year* 419 418 371 281 319 255 259
Deletions during the year** 92 60 54 58 71 168 137
Business in force at end of the financial year (B) 1,146 1,504 1,821 2,044 2,292 2,379 2,501
Non Linked - Pension Business
Business in force at start of the financial year 1,610 1,588 1,565 1,542 1,516 1,484 1,450
Business in force at end of the financial year (C) 1,588 1,565 1,542 1,516 1,484 1,450 1,422
Non linked Health Business
Business in force at start of the financial year 397 389 462 571 634 718 711
Business in force at end of the financial year ( D) 389 462 571 634 718 711 683
Linked Business - Life business
Business in force at start of the financial year 4,724 3,799 3,259 3,015 1,981 1,027 861
Deletions during the year** 932 566 252 1,113 1,062 381 108
Business in force at end of the financial year (E) 3,799 3,259 3,015 1,981 1,027 861 1,028
Linked General annuity business
Business in force at start of the financial year - - - - - - -
Additions during the year* - - - - - - -
Deletions during the year** - - - - - - -
Business in force at end of the financial year ( F) - - - - - - -
Linked Pension Business
Business in force at start of the financial year 3,375 2,649 1,949 1,605 1,194 938 804
Business in force at end of the financial year (G) 2,649 1,949 1,605 1,194 938 804 755
Linked Health Business
Business in force at end of the financial year (H) 195 184 173 162 152 143 133
Non-Linked VIP-Life Business
Additions during the year* 0 0 - - 0 0 -
Business in force at end of the financial year (I) 147 66 32 24 10 6 5
Non-Linked VIP-General Annuity Business
Business in force at end of the financial year (J) - - - - - - -
Non-Linked VIP-Pension Business
Business in force at end of the financial year (K) - - - - - - -
Non-Linked VIP-Health Business
Business in force at end of the financial year (L) - - - - - - -
Linked VIP-Life Business
Business in force at end of the financial year (M) - - - - - - -
Linked VIP-General Annuity Business
Business in force at end of the financial year (N) - - - - - - -
Linked VIP-Pension Business
Business in force at end of the financial year (O) - - - - - - -
Linked VIP-Health Business
Business in force at end of the financial year (P) - - - - - - -
Grand Total
Business in force at end of the financial year =
A+B+C+D+E+F+G+H+I+J+K+L+M+N+O+P 290,418 291,168 290,863 289,189 286,225 280,741 277,394
* Includes New Policies issued, Old Policies reinstated/revived.
**Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
$ Exide Life Insurance Co. Ltd. was merged with HDFC Life w.e.f. 15th October 2022
Aditya Birla Sunlife Aegon
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
862 961 993 1,101 1,206 1,303 1,381 229 250 286 305 316 311
289 217 239 221 219 186 213 45 63 50 37 20 11
191 185 131 116 122 107 99 25 26 30 25 26 29
961 993 1,101 1,206 1,303 1,381 1,495 250 286 305 316 311 292
1 1 1 4 7 8 10 - 0 0 0 0 0
0 0 3 2 2 2 4 0 0 - - - 0
0 0 0 0 0 0 0 - - - - - -
1 1 4 7 8 10 13 0 0 0 0 0 0
1 1 1 1 1 0 0 0 0 0 0 0 0
0 0 0 - - - - - 0 - - - -
0 0 0 0 0 0 0 0 0 0 0 0 0
1 1 1 1 0 0 0 0 0 0 0 0 0
2 18 22 20 21 17 16 2 2 2 2 1 1
18 17 13 12 5 3 3 0 0 0 0 0 0
2 13 15 11 9 5 4 0 1 0 0 0 0
18 22 20 21 17 16 15 2 2 2 1 1 1
977 845 760 718 656 616 579 45 38 36 34 30 23

31 40 53 48 51 53 42 5 8 5 3 1 0
162 126 95 110 91 90 77 13 10 8 7 8 5
845 760 718 656 616 579 543 38 36 34 30 23 18
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
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44 37 32 27 22 20 18 2 1 1 1 1 1
2 2 1 1 1 1 1 0 - - - - -
10 7 6 5 4 3 3 0 0 0 0 0 0
37 32 27 22 20 18 16 1 1 1 1 1 1
8 8 8 7 6 6 5 - - - - - -
0 0 0 0 0 - 0 - - - - - -
0 0 0 1 1 1 0 - - - - - -
8 8 7 6 6 5 4 - - - - - -
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- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
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- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
1,870 1,816 1,877 1,918 1,970 2,009 2,088 291 325 342 348 335 312
Aegas Federal Aviva
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
292 399 450 472 504 499 485 473 354 344 355 366 355 332
5 99 71 73 39 28 30 32 31 31 30 20 21 23
26 48 49 40 44 42 41 42 40 21 19 31 44 31
271 450 472 504 499 485 473 464 344 355 366 355 332 325
0 - - - - 0 1 1 2 2 2 2 2 2
- - - - 0 1 0 0 0 0 0 0 0 0
0 - - - - 0 0 0 0 0 0 0 0 0
0 - - - 0 1 1 1 2 2 2 2 2 3
0 1 1 1 1 1 0 0 3 3 3 3 3 3
- - - - - - - - 0 0 0 0 0 0
0 0 0 0 0 0 0 0 1 0 0 0 0 0
0 1 1 1 1 0 0 0 3 3 3 3 3 3
1 0 0 0 0 0 1 1 9 12 12 10 9 8
0 0 0 0 0 1 0 1 4 3 0 0 0 0
0 0 0 0 0 0 1 0 1 3 3 1 1 1
1 0 0 0 0 1 1 1 12 12 10 9 8 8
18 91 104 142 155 142 134 130 167 144 113 92 69 59

0 27 51 34 12 16 18 16 22 4 3 2 2 3
3 14 13 21 25 25 21 27 45 35 23 25 12 9
15 104 142 155 142 134 130 119 144 113 92 69 59 54
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
1 3 2 2 2 1 1 0 15 12 9 7 5 4
- 0 0 - - - - - 0 - - - - -
0 1 0 0 1 1 0 0 4 3 2 1 1 1
0 2 2 2 1 1 0 0 12 9 7 5 4 4
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
-
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
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- - - - - - - - - - - - -
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- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
287 557 616 662 644 621 606 586 517 493 480 443 409 395
Bajaj Allianz Bharti-AXA
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
325 2,178 2,169 2,218 2,266 2,340 2,449 2,475 313 391 465 572 636 649
24 192 193 198 232 335 329 431 127 133 181 223 125 130
29 201 145 149 158 225 304 316 49 59 74 159 112 92
319 2,169 2,218 2,266 2,340 2,449 2,475 2,590 391 465 572 636 649 687
3 9 9 10 11 11 13 42 - - - - - -
0 0 1 1 0 2 31 23 - - - - - -
0 0 0 0 0 0 2 3 - - - - - -
3 9 10 11 11 13 42 62 - - - - - -
3 4 3 3 3 2 2 2 0 0 0 0 0 0
0 - - - - - - - - - 0 - - -
0 0 0 0 0 0 0 0 0 0 0 0 0 0
3 3 3 3 2 2 2 2 0 0 0 0 0 0
8 16 12 9 9 7 6 5 9 8 7 7 6 5
0 0 0 2 1 1 0 0 1 1 1 0 0 0
0 4 3 2 2 2 1 1 3 2 1 1 1 1
7 12 9 9 7 6 5 4 8 7 7 6 5 5
54 2,154 1,846 1,614 1,501 1,274 1,221 1,153 63 45 33 26 24 25

6 98 133 122 89 103 142 162 1 1 1 2 6 6
8 406 365 236 316 156 211 167 18 13 8 5 5 4
51 1,846 1,614 1,501 1,274 1,221 1,153 1,148 45 33 26 24 25 26
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
4 41 38 34 29 24 20 17 8 6 4 3 2 2
- 5 3 2 0 0 0 0 0 - - 0 0 -
1 7 8 7 6 4 3 3 3 2 1 1 1 0
3 38 34 29 24 20 17 13 6 4 3 2 2 1
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
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- 3 2 0 0 0 0 0 - - - - - -
- 2 1 1 1 0 0 0 - - - - - -
- 1 3 2 1 0 0 1 - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
386 4,080 3,891 3,820 3,658 3,712 3,693 3,819 450 509 608 668 681 720
Canara HSBC OBC Edelweiss Tokio
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
687 89 110 172 248 331 442 550 71 98 138 186 225 268
116 36 78 106 120 160 161 168 38 54 72 73 82 67
90 15 17 29 37 48 53 54 10 15 24 34 40 44
713 110 172 248 331 442 550 664 98 138 186 225 268 292
- 0 0 0 0 1 4 6 0 0 0 0 0 0
1 0 0 0 1 3 2 1 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0
1 0 0 0 1 4 6 7 0 0 0 0 0 1
0 - - - - - - - 1 2 2 2 2 2
- - - - - - - - 1 1 0 0 0 -
0 - - - - - - - 0 0 0 0 0 0
0 - - - - - - - 2 2 2 2 2 2
5 - - - 3 18 23 20 1 1 2 3 4 4
0 - - 3 16 9 2 1 1 1 1 2 0 0
0 - - 0 1 4 6 3 0 0 0 1 1 0
5 - - 3 18 23 20 18 1 2 3 4 4 3
26 202 225 218 209 201 187 179 8 14 24 33 39 37

7 59 30 23 18 15 21 25 8 12 13 12 6 5
4 35 37 32 26 28 29 28 1 2 4 7 7 4
29 225 218 209 201 187 179 176 14 24 33 39 37 38
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
1 2 2 2 2 2 2 2 1 1 1 1 1 1
- 0 0 0 1 0 0 1 1 0 0 0 0 0
0 0 0 0 1 1 0 0 0 0 0 0 0 0
1 2 2 2 2 2 2 3 1 1 1 1 1 1
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
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- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
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- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
748 338 392 462 553 659 757 867 117 168 226 272 312 336
Exide Life$ Future Generali
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
292 973 1,089 1,217 1,350 1,454 1,488 263 268 294 319 341 346
59 195 192 204 198 154 133 43 62 66 63 50 41
35 79 63 72 93 121 128 38 37 40 42 44 39
316 1,089 1,217 1,350 1,454 1,488 1,493 268 294 319 341 346 348
1 3 3 3 3 4 4 0 1 1 1 1 1
0 0 0 0 1 1 1 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0
1 3 3 3 4 4 5 1 1 1 1 1 1
2 68 50 44 41 38 33 5 4 4 3 2 2
- 0 0 1 0 0 0 1 0 0 0 0 0
0 18 6 4 4 4 4 1 0 2 0 0 0
2 50 44 41 38 33 29 4 4 3 2 2 2
3 - 6 5 4 3 2 - 1 18 12 13 15
0 6 2 2 1 0 0 1 17 6 6 6 1
0 0 3 2 2 1 1 0 1 11 6 4 3
3 6 5 4 3 2 2 1 18 12 13 15 13
38 132 125 102 82 72 63 64 55 46 32 26 18

4 17 9 4 3 2 4 34 5 5 3 1 1
6 25 32 17 13 10 10 43 14 13 9 9 4
36 125 102 89 72 63 57 55 46 39 26 18 15
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
1 7 6 5 3 2 2 1 1 1 1 0 0
0 0 - - 0 0 0 - - - - - -
0 2 1 1 1 1 0 0 0 0 0 0 0
1 6 5 3 2 2 2 1 1 1 0 0 0
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- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- 9 10 18 11 10 8 - - - - - -
- 4 8 1 0 0 0 - - - - - -
- 2 0 3 2 1 1 - - - - - -
- 10 18 16 10 8 7 - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
358 1,289 1,394 1,506 1,582 1,601 1,595 330 363 374 383 382 379
HDFC ICICI Prudential
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
348 2,486 2,802 3,229 3,208 3,318 3,449 5,033 1,614 1,862 2,119 2,349 2,537
44 609 824 435 561 650 606 763 385 451 477 476 418
33 293 398 456 451 519 514 386 137 194 246 288 252
359 2,802 3,229 3,208 3,318 3,449 3,540 5,410 1,862 2,119 2,349 2,537 2,703
1 24 30 45 81 112 151 199 46 51 56 65 76

0 7 15 36 32 41 46 59 5 5 9 12 20
0 0 0 0 1 2 3 3 0 0 0 0 1
1 30 45 81 112 151 194 255 51 56 65 76 96
2 81 86 88 84 78 71 91 31 28 25 22 20
- 12 10 4 1 1 1 1 0 - - - 0
0 7 8 9 7 7 10 10 2 3 3 2 2
2 86 88 84 78 71 61 82 28 25 22 20 18
13 190 216 258 265 194 155 138 26 22 56 58 63

0 144 155 126 35 10 5 5 0 40 23 23 32
2 118 113 119 107 49 25 21 4 6 21 18 19
11 216 258 265 194 155 136 122 22 56 58 63 75
15 1,627 1,683 1,845 1,986 1,934 1,817 1,823 2,213 2,165 2,134 2,220 2,133
1 324 437 392 255 278 280 252 333 357 394 265 206
3 268 275 252 307 395 331 325 380 388 308 352 366
14 1,683 1,845 1,986 1,934 1,817 1,766 1,750 2,165 2,134 2,220 2,133 1,973
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
0 209 180 151 125 100 79 68 592 466 344 258 182
- 6 5 2 1 1 1 0 2 2 1 1 1
0 35 33 29 26 22 13 11 128 124 86 77 42
0 180 151 125 100 79 66 57 466 344 258 182 141
- - - - - - - - 109 104 101 96 86

- - - - - - - - 0 0 0 0 0
- - - - - - - - 4 3 6 10 2
- - - - - - - - 104 101 96 86 84
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - 7 - - - - -
- - - - - - - 2 - - - - -
- - - - - - - 1 - - - - -
- - - - - - - 8 - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
387 4,997 5,616 5,748 5,735 5,723 5,764 7,683 4,699 4,834 5,068 5,097 5,090
udential IndiaFirst Kotak Mahindra
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
2,703 2,874 137 212 329 407 504 611 781 834 1,022 1,225 1,435 1,615
401 395 106 161 138 153 168 227 241 282 311 333 307 303
230 219 31 44 61 56 61 56 91 94 108 123 127 184
2,874 3,051 212 329 407 504 611 781 931 1,022 1,225 1,435 1,615 1,734
96 121 - 0 0 0 0 0 0 1 1 2 3 5
26 34 0 - 0 0 0 0 22 1 1 1 2 3
1 2 0 0 - 0 0 0 1 0 0 0 0 0
121 153 0 0 0 0 0 0 21 1 2 3 5 8
18 15 2 7 12 16 19 20 19 4 4 4 4 4
- 0 5 6 6 4 1 0 0 0 0 0 0 1
3 3 1 1 1 1 1 1 1 1 0 0 0 0
15 12 7 12 16 19 20 19 19 4 4 4 4 4
75 74 2 1 1 0 0 0 (0) - - - -
20 11 0 - - - - 0 - - - - 9
21 15 1 0 1 0 0 0 - - - - 0
74 70 1 1 0 0 0 - - - - - 9
1,973 1,880 245 213 199 211 220 218 234 360 338 324 300 269
236 180 16 20 39 42 36 49 64 25 36 23 18 33
329 305 48 34 28 32 38 33 38 47 49 48 48 39
1,880 1,755 213 199 211 220 218 234 260 338 324 300 269 262
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
141 121 9 7 6 5 5 4 4 20 16 13 10 6
1 0 0 - - - - - - 0 - - - 0
21 19 2 1 0 0 0 0 0 4 3 3 4 3
121 102 7 6 5 5 4 4 4 16 13 10 6 3
84 79 6 5 4 4 3 3 1 - - - - -
0 0 0 0 0 0 - 0 0 - - - - -
5 6 1 1 0 0 0 2 1 - - - - -
79 73 5 4 4 3 3 1 0 - - - - -
- - 3 5 5 5 5 5 4 - - - - -
- - 3 2 2 1 1 0 0 - - - - -
- - 1 2 2 1 1 1 1 - - - - -
- - 5 5 5 5 5 4 4 - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
5,163 5,217 451 556 649 757 861 1,044 1,238 1,381 1,568 1,751 1,898 2,019
ak Mahindra Max Life PNB MetLife
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
1,734 1,838 2,857 3,035 3,226 3,485 3,587 3,793 3,981 617 741 865 963 1,057
294 307 448 456 532 495 533 518 504 209 216 194 175 228
189 184 270 265 274 393 327 331 322 85 92 96 81 99
1,838 1,962 3,035 3,226 3,485 3,587 3,793 3,981 4,162 741 865 963 1,057 1,186
8 12 1 1 1 2 3 8 14 0 0 0 1 1
4 20 0 0 0 2 5 6 19 0 0 0 0 1
0 0 0 0 0 0 0 0 1 0 0 0 0 0
12 31 1 1 2 3 8 14 31 0 0 1 1 2
4 4 5 4 4 2 2 2 2 1 2 4 4 4
1 0 0 0 0 0 0 0 0 2 2 1 1 1
0 0 0 0 2 0 0 0 0 0 0 1 0 0
4 4 4 4 2 2 2 2 1 2 4 4 4 4
9 18 6 26 43 55 69 59 39 31 38 33 31 31
12 3 22 26 27 34 18 3 3 15 3 1 1 0
3 9 2 9 16 20 28 23 10 8 8 3 1 1
18 12 26 43 55 69 59 39 32 38 33 31 31 30
262 271 802 768 741 716 677 682 703 387 321 270 257 236
40 30 89 122 126 111 136 127 126 9 17 35 35 33
32 32 123 149 150 150 131 106 132 75 68 48 55 52
271 268 768 741 716 677 682 703 697 321 270 257 236 217
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
3 2 84 74 65 56 45 38 32 6 5 4 2 2
0 - 5 5 4 3 2 2 1 0 - - - -
0 0 15 14 13 13 10 8 7 1 1 1 1 0
2 2 74 65 56 45 38 32 27 5 4 2 2 1
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
2,145 2,280 3,908 4,080 4,316 4,384 4,582 4,770 4,951 1,108 1,176 1,258 1,331 1,441
B MetLife Pramerica Reliance Nippon
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
1,186 1,336 168 198 256 300 305 314 324 2,057 2,114 2,158 2,217 2,248
248 278 65 87 76 43 31 31 37 276 223 215 189 163
97 117 35 28 32 37 22 21 23 219 179 155 157 191
1,336 1,497 198 256 300 305 314 324 337 2,114 2,158 2,217 2,248 2,220
2 4 - - - - - - 0 1 1 1 2 3
2 3 - - - - - 0 0 0 0 1 1 1
0 0 - - - - - - 0 0 0 0 0 0
4 7 - - - - - 0 0 1 1 2 3 4
4 4 - - - - - - - 1 1 1 2
0 0 - - - - - - 1 0 1 0 0
0 0 - - - - - - 0 0 0 0 0
4 4 - - - - - - 1 1 1 2 2
30 29 - 3 11 12 12 13 10 20 12 8 6 9
0 0 3 9 2 0 2 0 0 2 0 1 5 8
1 1 0 1 1 1 1 3 8 10 4 4 2 3
29 28 3 11 12 12 13 10 2 12 8 6 9 15
217 193 12 12 13 13 12 11 9 492 393 318 278 236

23 34 4 4 2 1 1 1 1 28 23 27 23 29
47 37 4 2 2 2 2 2 2 128 98 68 65 45
193 190 12 13 13 12 11 9 8 393 318 278 236 220
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
1 1 1 1 0 0 0 0 0 38 31 20 14 10
- - - - - - - - - 1 1 0 0 0
0 0 0 0 0 0 0 0 0 8 11 7 4 2
1 1 1 0 0 0 0 0 0 31 20 14 10 8
- - - - - - - - 4 4 2 1 1
- - - - - - - - - - - - -
- - - - - - - - 1 1 1 0 0
- - - - - - - - 4 2 1 1 1
- - - - - - - - 359 294 177 67 47

- - - - - - - - 0 0 - 0 -
- - - - - - - - 65 117 110 20 13
- - - - - - - - 294 177 67 47 34
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - 3 2 2 1 1
- - - - - - - - 0 0 0 - -
- - - - - - - - 1 1 1 0 1
- - - - - - - - 2 2 1 1 0
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
1,567 1,727 213 280 325 329 337 343 347 2,850 2,687 2,587 2,556 2,502
nce Nippon Sahara India SBI LIFE
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
2,220 2,151 243 251 244 238 230 219 205 2,724 2,896 3,189 3,580 3,984
144 144 21 4 2 1 0 0 0 660 728 774 769 928
213 148 13 11 8 10 11 15 19 488 436 383 365 396
2,151 2,148 251 244 238 230 219 205 186 2,896 3,189 3,580 3,984 4,516
4 4 - - - - - - - 18 20 21 23 33
1 1 - - - - - - - 2 2 2 10 16
0 0 - - - - - - - 0 0 0 1 1
4 5 - - - - - - - 20 21 23 33 48
2 2 0 0 0 0 0 0 0 95 82 80 77 74
0 0 - - - - - - - 3 8 6 5 5
0 0 0 0 0 0 0 0 0 16 10 9 8 8
2 2 0 0 0 0 0 0 0 82 80 77 74 71
15 17 - - - - - - - 1 1 26 39 42
7 3 - - - - - - - 0 28 26 18 14
5 6 - - - - - - - 0 3 13 15 11
17 14 - - - - - - - 1 26 39 42 44
220 185 30 20 15 12 10 8 6 2,049 2,403 2,813 3,198 3,087

15 9 0 0 0 0 0 0 - 617 624 670 690 550
49 32 10 5 3 2 2 2 1 264 214 285 801 505
185 162 20 15 12 10 8 6 4 2,403 2,813 3,198 3,087 3,132
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
8 7 1 0 0 0 0 0 0 121 137 174 234 290

0 0 - - - - - - - 36 54 73 95 203
1 2 0 0 0 0 0 0 0 20 16 14 39 36
7 6 0 0 0 0 0 0 0 137 174 234 290 457
1 0 - - - - - - - - - - - -
- - - - - - - - - - - - - -
0 0 - - - - - - - - - - - -
0 0 - - - - - - - - - - - -
34 29 - - - - - - - 627 493 483 458 403

0 - - - - - - - - 15 48 39 11 0
4 2 - - - - - - - 149 58 63 65 48
29 27 - - - - - - - 493 483 458 403 355
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
0 0 - - - - - - - - - - 0 0
- - - - - - - - - - - - 0 -
0 0 - - - - - - - - - - 0 0
0 0 - - - - - - - - - - 0 0
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
2,397 2,364 272 259 251 240 227 211 191 6,032 6,786 7,609 7,913 8,625
BI LIFE Shriram Star Union Dai-ichi
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
4,516 5,138 500 522 632 781 883 1,001 1,057 226 270 313 347 374
1,054 1,343 205 261 307 285 308 283 299 84 84 79 65 85
430 459 183 152 157 184 190 228 230 40 41 45 38 34
5,140 6,022 522 632 781 883 1,001 1,057 1,125 270 313 347 374 426
48 67 0 0 0 0 0 1 1 1 1 1 1 2
21 40 0 0 0 0 0 1 0 0 0 0 1 2
1 1 0 0 0 0 0 0 0 0 0 0 0 0
68 106 0 0 0 0 1 1 1 1 1 1 2 4
71 65 - - - - - - - - 9 17 18 23
3 3 - - - - - - - 10 10 4 6 7
9 6 - - - - - - - 0 2 3 1 2
65 62 - - - - - - - 9 17 18 23 28
44 59 - - 2 4 4 2 2 3 21 22 23 20
39 17 - 2 2 2 0 0 0 19 8 5 0 0
24 24 - 0 1 1 2 1 0 0 6 4 3 1
59 53 - 2 4 4 2 2 1 21 22 23 20 20
3,132 3,252 79 62 49 42 39 33 27 167 128 114 106 98

667 661 6 4 4 4 3 3 4 11 17 16 15 14
547 425 23 17 11 7 9 8 7 50 31 25 23 24
3,252 3,488 62 49 42 39 33 27 24 128 114 106 98 88
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
-
457 616 1 1 0 1 0 0 0 8 6 5 4 2
218 201 0 0 0 0 0 0 0 0 - - - -
60 74 0 0 0 0 0 0 0 2 1 1 2 1
616 742 1 0 1 0 0 0 1 6 5 4 2 2
- - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
355 289 0 - - - - - - - - - -
0 0 0 - - - - - - - - - - -
67 135 - - - - - - - - - - - -
289 153 - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
0 - - - - - - - - - - - -
- - - - - - - - - - - - - -
0 - - - - - - - - - - - - -
0 - - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
- - - - - - - - - - - - - -
9,489 10,627 585 683 827 927 1,037 1,087 1,153 435 472 499 519 567
on Dai-ichi TATA AIA Private Total
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20
426 485 878 972 1,078 1,296 1,581 1,874 2,101 21,072 23,028 25,470 27,824
103 175 163 193 306 445 414 367 405 4,610 5,094 5,087 5,189
44 49 69 87 88 160 121 140 122 2,653 2,652 2,732 3,086
485 611 972 1,078 1,296 1,581 1,874 2,101 2,384 23,028 25,470 27,824 29,926
4 4 1 1 1 2 4 7 21 108 123 147 201

1 0 - - 1 2 3 14 30 16 25 56 66
0 0 0 0 0 0 0 0 1 1 1 2 3
4 4 1 1 2 4 7 21 49 123 147 201 265
28 36 14 14 13 12 11 10 10 317 303 306 295

10 9 0 0 0 0 - - - 35 38 24 18
2 3 1 1 1 1 1 1 1 48 34 35 27
36 42 14 13 12 11 10 10 9 303 306 295 286
20 19 14 13 11 10 10 9 8 333 413 549 573

0 0 0 0 0 0 0 0 0 237 312 244 156
1 0 2 1 1 1 1 1 1 157 177 219 194
19 19 13 11 10 10 9 8 8 413 549 573 536
88 86 294 240 235 251 250 267 386 12,659 12,187 12,159 12,469
22 22 24 33 45 34 50 157 227 1,788 1,987 2,039 1,684
24 23 78 38 29 36 33 37 64 2,261 2,015 1,714 2,422
86 84 240 235 251 250 267 386 550 12,187 12,159 12,483 11,732
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
2 2 16 13 11 8 5 3 3 1,231 1,041 882 791

- - 0 0 0 - - - - 57 72 84 101
0 0 3 2 2 3 2 0 0 247 231 175 184
2 1 13 11 8 5 3 3 2 1,041 882 791 707
- - 4 3 2 2 1 1 1 131 123 117 109

- - 0 0 - - - - 0 0 0 0 0
- - 1 0 0 0 0 0 0 8 6 8 12
- - 3 2 2 1 1 1 1 123 117 109 97
- - - - - - - - - 989 793 668 532

- - - - - - - - - 22 52 41 12
- - - - - - - - - 217 178 176 88
- - - - - - - - - 793 668 532 456
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - 12 13 20 13
- - - - - - - - - 4 8 1 0
- - - - - - - - - 3 1 4 2
- - - - - - - - - 13 20 17 11
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
631 762 1,255 1,351 1,581 1,862 2,171 2,529 3,003 38,025 40,317 42,826 44,017
(Number of Policies in '000)
Private Total Grand Total
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
29,926 32,119 34,126 299,950 303,532 307,649 309,930 311,560 311,723 308,513
5,423 5,386 5,984 27,002 28,961 28,340 28,548 27,700 28,328 27,437
3,230 3,378 3,093 23,420 24,844 26,060 26,917 27,537 31,536 28,065
32,119 34,128 37,017 303,532 307,649 309,930 311,560 311,723 308,515 307,885
265 362 511 927 1,269 1,651 2,022 2,309 2,654 2,890
102 159 256 435 443 427 348 420 414 515
5 10 16 93 62 56 61 75 178 153
362 511 751 1,269 1,651 2,022 2,309 2,654 2,890 3,252
286 275 256 1,927 1,892 1,871 1,836 1,802 1,759 1,707
16 15 14 115 107 91 80 70 65 56
27 33 24 150 127 126 115 112 117 95
275 256 246 1,892 1,871 1,836 1,802 1,759 1,707 1,668
536 515 483 730 803 1,011 1,144 1,170 1,232 1,194
117 94 49 372 517 511 445 450 356 294
138 126 106 300 309 378 419 387 394 379
515 483 426 803 1,011 1,144 1,170 1,232 1,194 1,109
11,732 11,309 11,247 17,384 15,985 15,418 15,484 13,713 12,337 12,108
1,569 1,871 1,872 1,794 2,014 2,046 1,764 1,678 2,086 2,146
1,992 1,934 1,747 3,192 2,581 1,966 3,535 3,054 2,314 1,855
11,309 11,247 11,372 15,985 15,418 15,498 13,713 12,337 12,108 12,400
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
707 788 900 4,607 3,690 2,831 2,396 1,902 1,726 1,704
210 224 205 59 73 84 101 233 224 291
129 113 122 975 933 519 596 409 247 257
788 900 983 3,690 2,831 2,396 1,902 1,726 1,704 1,738
97 94 86 338 318 301 282 259 246 229

0 0 0 0 0 0 0 0 0 0
4 7 7 20 17 19 23 13 17 16
94 86 79 318 301 282 259 246 229 213
456 394 322 1,194 940 733 564 480 405 329
1 0 1 22 52 41 12 1 0 1
63 72 138 276 258 210 95 77 76 140
394 322 185 940 733 564 480 405 329 190
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
11 9 7 12 13 20 13 11 9 7
0 0 2 4 8 1 0 0 0 2
2 1 1 3 1 4 2 2 1 1
9 8 8 13 20 17 11 9 8 8
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
45,866 47,942 51,068 328,442 331,485 333,689 333,206 332,091 328,683 328,463
Table 11: Individual Business inforce (Sum Assured )
LIC of India
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Non Linked Life Business
Business in force at start of the financial year 6,225,759.60 6,390,488.27 8,254,517.96 8,876,577.00 9,508,051.26 9,915,625.43
Additions during the year* 1,556,229.29 2,543,115.64 1,358,893.65 1,468,348.05 1,309,696.94 1,552,639.44
Deletions during the year** 1,391,500.62 679,085.96 736,834.61 836,873.79 902,122.77 1,007,548.80
Business in force at end of the financial year (A) 6,390,488.27 8,254,517.96 8,876,577.00 9,508,051.26 9,915,625.43 10,460,716.07
Non Linked -General Annuity Business
Business in force at start of the financial year 19,117.40 34,715.40 52,829.72 69,353.07 83,066.20 102,220.84
Additions during the year* 16,687.01 18,862.12 17,493.72 16,510.05 22,162.39 18,961.02
Deletions during the year** 1,089.01 747.81 970.38 2,796.92 3,007.75 8,452.62
Business in force at end of the financial year (B) 34,715.40 52,829.71 69,353.07 83,066.20 102,220.84 112,729.23
Non Linked - Pension Business
Deletions during the year** 3,927.88 2,948.61 3,020.38 3,054.10 3,207.02 3,495.65
Business in force at end of the financial year (C) 44,459.12 45,570.73 45,837.87 45,789.70 45,065.09 44,234.92
Non linked Health Business
Business in force at end of the financial year ( D) 10,714.22 22,963.69 40,138.78 52,082.05 60,910.28 75,087.03
Linked Business - Life business
Additions during the year* 364.76 2,497.34 4,591.37 2,308.45 4,838.20 10,075.99
Business in force at end of the financial year (E) 61,024.32 49,913.38 50,198.29 35,523.75 24,893.87 26,145.75
Linked General annuity business
Business in force at start of the financial year - - - - - -
Additions during the year* - - - - - -
Deletions during the year** - - - - - -
Business in force at end of the financial year ( F) - - - - - -
Linked Pension Business
Business in force at start of the financial year 1,176.13 981.03 868.00 759.56 643.51 564.21
Additions during the year* 0.95 56.24 13.40 0.50 9.45 11.56
Deletions during the year** 196.05 169.11 121.90 116.54 88.75 64.52
Business in force at end of the financial year (G) 981.03 868.16 759.50 643.51 564.21 511.25
Linked Health Business
Business in force at end of the financial year (H) 7,894.65 7,466.25 7,037.02 6,609.75 5,991.28 5,561.22
Non-Linked VIP-Life Business
Business in force at start of the financial year 1,779.91 1,289.85 1,235.59 987.73 771.07 387.86
Business in force at end of the financial year (I) 1,289.85 698.25 987.73 771.07 387.86 247.03
Non-Linked VIP-General Annuity Business
Business in force at end of the financial year (J) - - - - - -
Non-Linked VIP-Pension Business
Business in force at end of the financial year (K) - - - - - -
Non-Linked VIP-Health Business
Business in force at end of the financial year (L) - - - - - -
Linked VIP-Life Business
Business in force at end of the financial year (M) - - - - - -
Linked VIP-General Annuity Business
Business in force at end of the financial year (N) - - - - - -
Linked VIP-Pension Business
Business in force at end of the financial year (O) - - - - - -
Linked VIP-Health Business
Business in force at end of the financial year (P) - - - - - -
Grand Total
Business in force at end of the financial year = A + B + C
+ D +E+F+G+H+I+J+K+L+M+N+O+P 6,551,566.87 8,434,828.13 9,090,889.26 9,732,537.30 10,155,658.86 10,725,232.51
* Includes New Policies issued, Old Policies reinstated/revived.
**Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
$ Exide Life Insurance Co. Ltd. was merged with HDFC Life w.e.f. 15th October 2022
Aditya Birla Sunlife Insurance Co. Ltd. Aegon Life Insuranc
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18
10,460,716.07 69,344.07 84,047.00 97,961.75 129,549.71 158,672.78 187,929.30 220,195.46 80,281.87 98,742.50
1,598,162.52 23,310.15 26,626.77 44,387.53 43,764.31 44,593.49 45,462.96 42,848.71 24,158.01 40,584.29
938,204.79 8,607.21 12,712.02 12,799.57 14,641.25 15,336.96 13,196.80 15,352.72 5,697.38 7,538.00
11,120,673.80 84,047.00 97,961.75 129,549.71 158,672.78 187,929.30 220,195.46 247,691.45 98,742.50 131,788.79
112,729.23 - 61.94 81.07 148.73 203.19 298.09 515.40 - -

19,477.07 62.95 20.55 70.07 66.47 97.93 234.49 255.21 - -
7,219.51 6.11 1.42 2.41 12.01 3.03 17.17 17.77 - -
124,986.79 61.94 81.07 148.73 203.19 298.09 515.40 752.84 - -
44,234.92 - 32.96 35.30 36.57 34.85 24.93 16.54 6.88 2.97

2,023.26 38.07 4.04 4.64 3.67 2.39 1.09 0.88 0.37 0.31
2,640.20 5.10 1.71 3.36 5.40 12.32 9.48 4.26 4.28 0.12
43,617.99 32.96 35.30 36.57 34.85 24.93 16.54 13.16 2.97 3.16
75,087.03 140.44 3,450.83 4,721.13 4,712.39 4,179.18 3,456.69 3,135.10 144.09 207.60
34,271.68 3,393.78 3,538.60 2,988.17 1,869.52 667.13 479.90 331.93 103.69 69.54
31,703.69 83.39 2,268.30 2,996.90 2,402.74 1,389.62 801.48 587.63 40.19 65.03
77,655.02 3,450.83 4,721.13 4,712.39 4,179.18 3,456.69 3,135.10 2,879.41 207.60 212.10
26,145.75 77,146.16 80,399.55 77,610.12 77,162.02 75,615.99 74,164.28 72,678.40 2,732.15 3,465.08
13,845.19 12,962.90 6,940.31 8,546.65 8,067.76 8,546.95 8,785.66 5,858.42 1,888.45 898.03
5,259.95 9,709.52 9,729.74 8,994.75 9,613.80 9,998.66 10,271.54 9,279.11 1,155.52 992.38
34,730.99 80,399.55 77,610.12 77,162.02 75,615.99 74,164.28 72,678.40 69,257.72 3,465.08 3,370.74
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
511.25 56.20 891.67 840.88 763.50 637.97 736.43 750.74 84.33 76.31
0.19 1,059.89 135.60 113.25 68.38 224.38 153.58 85.76 8.93 4.64
98.60 224.42 186.38 190.64 193.91 125.92 139.26 180.65 16.94 18.42
412.84 891.67 840.88 763.50 637.97 736.43 750.74 655.85 76.31 62.53
5,561.22 810.74 935.05 861.37 831.12 740.19 666.38 595.57 - -

1.11 157.61 17.81 14.46 11.82 7.46 7.32 7.55 - -
419.65 33.30 91.49 44.71 102.75 81.27 78.12 51.14 - -
5,142.68 935.05 861.37 831.12 740.19 666.38 595.57 551.98 - -
247.03 - - - - - - - - -
13.63 - - - - - - - - -
59.28 - - - - - - - - -
201.38 - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
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11,407,421.49 169,819.01 182,111.61 213,204.04 240,084.14 267,276.09 297,887.22 321,802.40 102,494.47 135,437.32
Aegon Life Insurance Co. Ltd. Aegas Federal Life Insurance Co. Ltd.
2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
131,788.79 163,664.94 188,667.86 201,607.52 158,371.00 24,027.99 31,315.82 35,208.88 40,080.67 41,328.01
44,339.10 40,952.30 40,579.59 12,661.67 3,415.75 11,557.71 8,594.74 9,371.98 6,393.61 4,462.19
12,462.95 15,949.38 27,639.94 55,898.18 12,493.46 4,269.87 4,701.68 4,500.20 5,146.27 4,698.79
163,664.94 188,667.86 201,607.52 158,371.00 149,293.29 31,315.82 35,208.88 40,080.67 41,328.01 41,091.42
- - - - 0.17 - - - - 4.97
- - - 0.17 - - - - 4.97 48.11
- - - - 0.01 - - - - 1.24
- - - 0.17 0.16 - - - 4.97 51.83
3.16 3.03 2.58 2.08 2.34 - 27.42 31.45 34.26 27.05

0.24 0.00 0.12 0.74 0.01 29.24 5.04 4.49 1.61 6.58
0.37 0.45 0.62 0.49 0.00 1.82 1.01 1.68 8.82 9.22
3.03 2.58 2.08 2.34 2.35 27.42 31.45 34.26 27.05 24.41
212.10 200.20 177.25 160.64 150.19 0.05 0.04 0.03 0.03 47.84
24.27 6.16 2.37 2.20 0.21 - 0.00 0.00 47.82 77.93
36.17 29.12 18.98 12.65 10.38 0.01 0.01 0.01 0.00 18.35
200.20 177.25 160.64 150.19 140.03 0.04 0.03 0.03 47.84 107.42
3,370.74 3,219.56 2,746.50 2,208.08 1,806.45 3,023.87 4,206.26 6,372.53 7,505.44 7,440.99
573.01 259.04 154.52 59.16 35.33 1,689.92 2,672.55 1,879.28 1,037.79 1,731.63
724.18 732.10 692.94 460.79 300.73 507.52 506.29 746.37 1,102.24 1,139.33
3,219.56 2,746.50 2,208.08 1,806.45 1,541.05 4,206.27 6,372.53 7,505.44 7,440.99 8,033.29
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
62.53 55.92 42.56 48.05 47.09 - - 89.04 85.03 47.30

5.08 0.68 11.08 5.42 2.95 - 111.50 8.81 0.62 10.27
11.69 14.04 5.59 6.38 3.85 - 22.46 12.81 38.35 27.07
55.92 42.56 48.05 47.09 46.19 - 89.04 85.03 47.30 30.51
- - - - - - - - - -
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167,143.65 191,636.75 204,026.37 160,377.25 151,023.07 35,549.54 41,701.93 47,705.43 48,896.17 49,338.88
surance Co. Ltd. Aviva Life Insurance Co. Ltd. Bajaj A
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17
41,091.42 41,286.12 77,705.35 77,474.93 76,927.92 77,233.41 76,520.61 75,056.16 74,784.20 51,106.33
4,457.82 5,175.27 6,191.78 4,721.70 4,947.85 3,374.38 2,730.90 3,315.92 3,048.84 17,292.74
4,263.12 3,529.64 6,422.20 5,268.71 4,642.36 4,087.19 4,195.34 3,587.88 3,087.97 7,705.17
41,286.12 42,931.74 77,474.93 76,927.92 77,233.41 76,520.61 75,056.16 74,784.20 74,745.07 60,693.90
51.83 82.72 - - - 9.92 14.86 20.43 29.72 153.68

32.59 24.76 - - 9.92 4.96 6.18 9.81 8.67 -
1.71 2.60 - - - 0.03 0.62 0.52 0.35 89.86
82.72 104.88 - - 9.92 14.86 20.43 29.72 38.04 63.83
24.41 9.67 173.76 168.00 175.56 182.32 192.47 208.40 218.45 171.59
0.70 0.41 29.69 31.14 26.21 23.93 27.05 27.68 27.57 2.22
15.44 0.39 35.45 23.58 19.45 13.77 11.12 17.63 28.40 11.76
9.67 9.69 168.00 175.56 182.32 192.47 208.40 218.45 217.61 162.05
107.42 61.26 1,047.01 1,482.48 1,565.05 1,279.98 1,159.60 1,051.70 999.48 374.12
17.39 46.98 563.99 388.53 61.65 21.49 8.15 10.78 3.85 4.23
63.55 24.29 128.51 305.95 346.72 141.88 116.05 62.99 43.01 90.10
61.26 83.95 1,482.48 1,565.05 1,279.98 1,159.60 1,051.70 999.48 960.33 288.26
8,033.29 9,198.00 10,800.29 11,330.28 10,122.77 9,362.47 7,747.59 7,437.40 7,442.70 62,871.12
2,356.16 1,744.02 3,202.43 1,490.51 1,063.17 556.46 1,178.45 1,222.85 1,179.04 11,200.30
1,191.45 1,835.69 2,672.43 2,698.02 1,823.47 2,171.34 1,488.64 1,217.55 1,249.82 10,880.47
9,198.00 9,106.33 11,330.28 10,122.77 9,362.47 7,747.59 7,437.40 7,442.70 7,371.92 63,190.95
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
-
30.51 32.02 3.77 508.30 418.65 370.33 252.03 329.49 315.05 249.35
4.77 0.51 651.00 50.18 49.11 0.21 111.05 52.41 15.04 763.72
3.26 2.91 146.47 139.83 97.43 118.51 33.59 66.85 56.06 36.04
32.02 29.63 508.30 418.65 370.33 252.03 329.49 315.05 274.03 977.03
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - 5.81
- - - - - - - - - 3.58
- - - - - - - - - 2.23
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50,669.79 52,266.22 90,964.00 89,209.96 88,438.44 85,887.16 84,103.59 83,789.60 83,607.00 125,378.25
Bajaj Allianz Life Insurance Co. Ltd. Bharti-AXA Life Insurance Co. Ltd.
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20
60,693.90 63,289.12 70,996.86 83,850.85 137,442.39 176,100.04 25,299.73 29,829.18 34,847.43 40,655.56
9,686.30 15,700.02 21,317.62 64,405.48 58,261.64 117,570.04 8,540.17 9,063.74 10,553.04 14,346.98
7,091.08 7,992.28 8,463.62 10,813.95 19,603.99 17,568.13 4,010.72 4,045.49 4,744.91 8,078.19
63,289.12 70,996.86 83,850.85 137,442.39 176,100.04 276,101.96 29,829.18 34,847.43 40,655.56 46,924.35
-
63.83 62.77 141.12 147.50 209.70 892.63 - - - -
- 81.90 8.68 64.63 692.73 1,313.07 - - - -
1.05 3.55 2.30 2.44 9.79 67.11 - - - -
62.77 141.12 147.50 209.70 892.63 2,138.60 - - - -
-
162.05 155.46 138.47 120.00 111.41 112.03 9.44 4.41 4.40 4.69
3.37 2.43 1.93 2.75 18.40 1.36 0.53 0.43 0.44 0.39
9.97 19.41 20.40 11.34 17.79 17.27 5.57 0.44 0.15 0.63
155.46 138.47 120.00 111.41 112.03 96.11 4.41 4.40 4.69 4.44
-
288.26 223.98 334.18 341.00 329.70 299.07 552.54 555.13 543.96 529.11
1.49 165.99 77.57 54.21 19.72 21.78 243.76 128.98 119.42 11.53
65.76 55.79 70.75 65.51 50.35 38.49 241.17 140.16 134.27 122.61
223.98 334.18 341.00 329.70 299.07 282.35 555.13 543.96 529.11 418.03
-
63,190.95 64,967.67 69,719.58 67,318.76 71,125.06 79,366.43 2,642.51 2,134.56 2,021.89 2,582.19
11,982.07 13,363.56 10,468.35 12,443.25 17,892.27 18,029.97 246.68 476.67 952.00 826.32
10,205.36 8,611.65 12,869.16 8,636.95 9,650.91 12,846.52 754.63 589.34 391.70 343.49
64,967.67 69,719.58 67,318.76 71,125.06 79,366.43 84,549.87 2,134.56 2,021.89 2,582.19 3,065.01
-
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
-
977.03 934.97 904.59 740.34 799.08 741.99 186.01 160.74 133.05 107.86
179.13 203.32 89.93 195.21 100.59 27.94 38.56 22.26 13.70 0.62
221.19 233.70 254.17 136.47 157.68 169.21 63.83 49.95 38.90 40.19
934.97 904.59 740.34 799.08 741.99 600.71 160.74 133.05 107.86 68.29
-
- - - - - - - - -
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-
2.23 8.47 4.63 1.91 1.35 1.17 - - - -
7.46 0.25 0.09 0.12 0.09 0.54 - - - -
1.22 4.10 2.80 0.68 0.27 0.17 - - - -
8.47 4.63 1.91 1.35 1.17 1.54 - - - -
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129,642.45 142,239.41 152,520.38 210,018.69 257,513.35 363,771.15 32,684.02 37,550.73 43,879.40 50,480.12
ti-AXA Life Insurance Co. Ltd. Canara HSBC Life Insurance Co. Ltd.
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
46,924.35 52,626.18 63,893.42 4,791.03 8,196.99 15,769.28 26,551.51 36,962.13 52,462.85 63,022.25
12,925.20 18,574.42 14,246.59 3,956.36 8,599.60 13,412.87 14,895.86 21,550.29 16,342.25 15,134.57
7,223.38 7,307.19 7,819.39 550.40 1,027.31 2,630.64 4,485.24 6,049.57 5,782.84 5,274.09
52,626.18 63,893.42 70,530.65 8,196.99 15,769.28 26,551.51 36,962.13 52,462.85 63,022.25 72,882.73
- - - 51.81 58.18 57.48 102.58 221.22 605.76 929.06

- - 13.16 6.61 0.42 45.29 119.67 391.09 350.73 173.20
- - 0.88 0.24 1.11 0.19 1.03 6.55 27.43 35.45
- - 12.28 58.18 57.48 102.58 221.22 605.76 929.06 1,066.80
4.44 3.59 1.37 - - - - - - -

0.39 0.08 0.08 - - - - - - -
1.23 2.30 0.10 - - - - - - -
3.59 1.37 1.35 - - - - - - -
418.03 368.23 333.59 - - - 268.30 1,322.48 1,696.05 1,481.82

11.38 4.52 4.31 - - 270.61 1,120.19 671.20 184.13 102.77
61.17 39.17 29.27 - - 2.31 66.02 297.63 398.35 234.22
368.23 333.59 308.63 - - 268.30 1,322.48 1,696.05 1,481.82 1,350.37
3,065.01 4,082.72 4,659.08 19,394.31 21,728.02 22,986.60 24,128.65 25,341.14 25,271.15 26,989.55
1,395.67 1,015.71 860.60 5,522.55 4,368.37 4,075.18 4,158.81 3,375.49 5,273.13 5,967.14
377.96 439.35 553.57 3,188.83 3,109.79 2,933.13 2,946.32 3,445.48 3,554.72 4,192.07
4,082.72 4,659.08 4,966.12 21,728.02 22,986.60 24,128.65 25,341.14 25,271.15 26,989.55 28,764.62
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
68.29 78.52 75.32 10.28 8.53 7.33 5.99 4.05 2.42 1.75
31.47 12.77 1.98 - 0.01 - - - - -
21.24 15.97 10.37 1.75 1.21 1.34 1.94 1.63 0.67 0.39
78.52 75.32 66.92 8.53 7.33 5.99 4.05 2.42 1.75 1.36
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57,159.25 68,962.78 75,885.94 29,991.71 38,820.69 51,057.03 63,851.01 80,038.22 92,424.44 104,065.89
Edelweiss Tokio Life Insurance Co. Ltd. Exide Life Insurance Co. Ltd.$
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19
12,373.91 15,413.57 19,704.76 29,174.64 39,181.14 45,137.54 51,217.99 25,434.29 31,086.78 38,126.52
4,900.65 6,104.06 12,078.55 14,672.78 10,782.67 11,094.71 9,314.96 9,726.71 11,242.51 17,191.64
1,860.99 1,812.87 2,608.67 4,666.28 4,826.27 5,014.26 4,961.83 4,074.22 4,202.78 4,529.57
15,413.57 19,704.76 29,174.64 39,181.14 45,137.54 51,217.99 55,571.12 31,086.78 38,126.52 50,788.58
- 13.26 20.80 27.04 31.25 33.00 54.74 34.90 41.96 48.85

13.26 7.91 6.27 5.77 2.28 23.89 11.02 9.12 8.36 30.63
- 0.37 0.03 1.56 0.54 2.14 1.65 2.05 1.47 5.67
13.26 20.80 27.04 31.25 33.00 54.74 64.11 41.96 48.85 73.82
59.71 28.90 46.97 66.43 81.93 93.49 99.60 951.11 873.09 855.85
8.50 23.79 23.85 18.22 14.15 9.53 4.56 112.74 91.45 110.77
39.30 5.72 4.39 2.73 2.59 3.41 4.61 190.76 108.69 95.24
28.90 46.97 66.43 81.93 93.49 99.60 99.55 873.09 855.85 871.38
126.48 221.53 298.99 377.10 541.91 479.15 442.96 - 412.44 341.32

123.77 117.13 116.90 227.79 29.71 16.95 6.80 414.50 156.84 111.91
28.72 39.67 38.79 62.99 92.46 53.14 38.35 2.06 227.96 151.37
221.53 298.99 377.10 541.91 479.15 442.96 411.41 412.44 341.32 301.86
516.90 1,187.25 2,400.05 3,523.85 3,974.00 3,955.19 4,319.62 4,619.11 4,307.61 4,441.80
765.43 1,408.15 1,514.29 1,088.72 682.18 868.59 671.22 3,841.41 1,032.69 516.64
95.08 195.35 390.49 638.57 700.99 504.16 749.19 4,152.92 898.51 710.38
1,187.25 2,400.05 3,523.85 3,974.00 3,955.19 4,319.62 4,241.65 4,307.61 4,441.80 4,248.06
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- 12.32 16.75 21.43 24.72 29.82 27.80 169.14 161.87 143.30

12.62 8.30 9.10 7.55 9.84 6.42 4.30 28.75 13.85 12.24
0.30 3.87 4.42 4.26 4.74 8.44 6.84 36.01 32.42 35.70
12.32 16.75 21.43 24.72 29.82 27.80 25.26 161.87 143.30 119.84
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - 424.63 755.91 893.53

- - - - - - - 342.98 139.50 121.25
- - - - - - - 11.70 1.88 34.97
- - - - - - - 755.91 893.53 979.81
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
16,876.84 22,488.33 33,190.49 43,834.96 49,728.18 56,162.71 60,413.09 37,639.66 44,851.17 57,383.35
Exide Life Insurance Co. Ltd.$ Future Generali India Life Insurance Co. Ltd.
2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
50,788.58 62,560.40 69,641.80 - 8,101.23 10,565.87 14,430.71 33,473.30 23,917.07 25,057.97

18,379.10 15,925.72 15,815.80 - 4,816.11 6,362.77 22,878.01 9,238.74 5,670.93 5,118.80
6,607.29 8,844.32 7,392.90 - 2,351.47 2,497.94 3,835.42 18,794.97 4,530.03 3,537.25
62,560.40 69,641.80 78,064.70 - 10,565.87 14,430.71 33,473.30 23,917.07 25,057.97 26,639.52
-
73.82 124.13 183.40 - - - - - - -
63.23 63.24 61.78 - - - - - - -
12.92 3.97 8.54 - - - - - - -
124.13 183.40 236.64 - - - - - - -
-
871.38 860.29 817.11 - 128.60 43.87 52.50 57.35 63.41 63.99
94.65 87.27 79.64 - 23.45 18.12 16.32 12.48 7.91 10.11
105.74 130.44 181.25 - 108.17 9.49 11.48 6.41 7.33 8.22
860.29 817.11 715.51 - 43.87 52.50 57.35 63.41 63.99 65.88
-
301.86 218.18 170.67 - - 241.21 2,192.42 1,811.29 1,996.09 2,266.92
33.33 26.12 11.31 - 243.81 2,090.88 869.43 866.69 767.85 86.70
117.01 73.62 45.99 - 2.60 139.67 1,250.55 681.89 497.02 396.05
218.18 170.67 135.99 - 241.21 2,192.42 1,811.29 1,996.09 2,266.92 1,957.57
-
4,176.06 3,701.16 3,558.22 - 1,755.12 1,761.25 1,915.43 1,999.53 1,835.20 1,453.14
316.52 451.16 667.40 - 865.41 538.37 638.65 344.60 302.09 271.39
791.42 594.09 521.80 - 859.28 384.19 489.07 508.93 684.14 372.66
3,701.16 3,558.22 3,703.82 - 1,761.25 1,915.43 2,065.01 1,835.20 1,453.14 1,351.87
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
119.84 68.69 92.50 - 1.29 21.27 18.58 16.86 9.33 11.57
0.01 46.58 89.02 - 25.58 1.90 2.47 - 4.48 1.97
51.17 22.77 10.68 - 5.60 4.59 4.19 7.53 2.24 1.95
68.69 92.50 170.84 - 21.27 18.58 16.86 9.33 11.57 11.60
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
919.14 990.92 1,038.95 - - - - - - -
127.21 105.54 82.20 - - - - - - -
55.43 57.51 74.92 - - - - - - -
990.92 1,038.95 1,046.23 - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
-
68,523.76 75,502.67 84,073.73 - 12,633.48 18,609.65 37,423.81 27,821.10 28,853.59 30,026.44

d. HDFC Life Insurance Co. Ltd. ICICI Pruden
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18
26,639.52 260,675.47 339,403.22 451,442.97 583,929.15 754,290.90 920,689.11 1,172,910.62 194,294.20 335,215.65
5,896.40 97,967.16 141,538.19 171,339.97 220,034.28 216,637.22 218,329.70 235,639.33 167,991.48 200,462.29
3,443.73 19,239.41 29,498.45 38,853.79 49,672.52 50,239.01 47,302.45 57,227.25 27,070.03 37,875.28
29,092.20 339,403.22 451,442.97 583,929.15 754,290.90 920,689.11 1,091,716.35 1,351,322.69 335,215.65 497,802.66
- 788.85 1,135.86 2,169.35 4,775.78 7,465.05 11,380.24 16,308.10 - -

- 355.98 1,057.90 2,642.66 2,752.07 4,030.22 4,945.34 5,813.98 - -
- 8.97 24.41 36.23 62.79 115.04 254.12 269.77 - -
- 1,135.86 2,169.35 4,775.78 7,465.05 11,380.24 16,071.45 21,852.31 - -
65.88 1,740.98 2,151.03 3,152.92 3,616.28 3,978.31 4,117.16 4,536.76 1,078.67 1,006.48
6.12 529.97 1,195.75 701.09 615.05 518.64 438.08 427.95 7.13 8.21
8.29 119.92 193.86 237.73 253.02 379.79 737.47 564.69 79.31 104.38
63.70 2,151.03 3,152.92 3,616.28 3,978.31 4,117.16 3,817.77 4,400.01 1,006.48 910.32
1,957.57 17,233.59 20,366.44 24,537.29 27,042.59 24,023.62 20,266.91 18,602.02 4,627.44 4,137.65
61.83 13,071.38 14,258.33 12,005.56 5,266.60 1,853.51 840.22 548.41 28.62 5,864.97
232.80 9,938.52 10,087.48 9,500.26 8,285.57 5,610.23 2,641.09 2,111.05 518.41 928.27
1,786.60 20,366.44 24,537.29 27,042.59 24,023.62 20,266.91 18,466.04 17,039.38 4,137.65 9,074.35
1,351.87 100,416.95 116,907.93 141,606.22 166,891.97 165,731.99 161,986.48 170,175.92 150,056.14 213,869.76
172.28 31,751.81 42,870.63 44,110.34 26,426.97 28,421.04 31,719.94 49,004.44 87,612.20 72,068.05
374.32 15,260.83 18,172.34 18,824.59 27,586.96 32,166.55 27,437.08 29,739.75 23,798.57 31,205.79
1,149.83 116,907.93 141,606.22 166,891.97 165,731.99 161,986.48 166,269.33 189,440.61 213,869.76 254,732.03
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
11.60 7,711.51 8,596.02 8,564.53 8,191.73 6,267.06 6,379.40 6,203.48 1,848.12 15,918.82
0.69 2,317.48 1,643.49 1,527.95 704.21 2,028.70 1,029.59 404.20 14,392.26 1,469.72
1.38 1,432.98 1,674.97 1,900.76 2,628.88 1,916.36 1,376.34 1,240.18 321.57 4,626.15
10.91 8,596.02 8,564.53 8,191.73 6,267.06 6,379.40 6,032.64 5,367.51 15,918.82 12,762.38
- - - - - - - - 5,001.12 5,692.42
- - - - - - - - 4,853.97 108.66
- - - - - - - - 4,162.67 167.88
- - - - - - - - 5,692.42 5,633.20
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - 1,046.23 - -
- - - - - - - 105.75 - -
- - - - - - - 73.66 - -
- - - - - - - 1,078.32 - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
32,103.24 488,560.50 631,473.28 794,447.49 961,756.94 1,124,819.29 1,302,373.59 1,590,500.83 575,840.78 780,914.94
ICICI Prudential Life Insurance Co. Ltd. IndiaFirst Life Insurance Co. Ltd.
2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
497,802.66 668,015.27 849,932.15 967,696.83 1,042,557.80 6,083.23 8,705.45 12,274.63 14,771.78 19,145.30
230,889.61 261,925.26 194,500.52 154,907.65 146,431.67 3,449.09 4,754.84 4,431.98 6,684.59 21,144.70
60,677.01 80,008.37 76,735.85 80,046.67 63,978.90 826.87 1,185.67 1,934.82 2,311.07 3,165.70
668,015.27 849,932.15 967,696.83 1,042,557.80 1,125,010.58 8,705.45 12,274.63 14,771.78 19,145.30 37,124.30
- - 19.13 18.36 - 0.15 0.15 0.49 1.46

- 19.13 18.36 49.37 0.15 - 0.34 1.20 3.18
- - 19.13 18.36 - - - 0.23 0.90
- 19.13 18.36 49.37 0.15 0.15 0.49 1.46 3.74
910.32 827.40 758.82 702.49 590.48 200.02 2.39 10.14 22.30 38.37
4.20 4.65 4.18 7.45 1.83 2.39 8.01 12.64 16.65 15.54
87.11 73.23 60.51 119.46 90.20 200.02 0.27 0.47 0.59 1.18
827.40 758.82 702.49 590.48 502.11 2.39 10.14 22.30 38.37 52.73
9,074.35 10,923.63 12,571.84 15,463.16 15,281.83 61.30 46.30 34.01 9.58 3.48
4,545.59 4,460.21 5,944.00 3,238.04 1,679.54 3.86 - - - 0.10
2,696.31 2,812.00 3,052.68 3,419.38 2,020.72 18.86 12.30 24.43 6.10 2.91
10,923.63 12,571.84 15,463.16 15,281.83 14,940.64 46.30 34.01 9.58 3.48 0.67
254,732.03 285,314.00 294,547.71 301,185.30 312,440.48 7,210.18 7,211.18 8,372.86 9,917.75 10,800.67
65,822.55 58,716.01 53,352.29 57,615.84 42,427.75 1,441.14 2,319.90 2,876.97 2,392.03 2,097.46
35,240.57 49,482.31 46,714.69 46,360.66 51,572.84 1,440.14 1,158.21 1,332.09 1,509.12 1,845.89
285,314.00 294,547.71 301,185.30 312,440.48 303,295.40 7,211.18 8,372.86 9,917.75 10,800.67 11,052.23
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
12,762.38 10,204.37 6,271.48 6,847.36 6,676.65 - - - - -

804.72 213.22 2,109.52 889.14 181.49 - - - - -
3,362.73 4,146.11 1,533.65 1,059.85 1,079.56 - - - - -
10,204.37 6,271.48 6,847.36 6,676.65 5,778.58 - - - - -
5,633.20 5,412.02 4,800.41 4,954.71 4,809.76 105.17 84.19 73.99 66.15 60.57
62.22 10.64 272.41 98.00 17.35 1.48 0.49 0.23 0.04 -
283.40 622.25 118.11 242.94 331.59 22.47 10.69 8.07 5.62 5.31
5,412.02 4,800.41 4,954.71 4,809.76 4,495.52 84.19 73.99 66.15 60.57 55.26
- - - - - 6.40 16.53 16.49 16.83 15.15

- - - - - 12.58 6.95 6.29 2.29 2.69
- - - - - 2.45 6.99 5.96 3.98 3.35
- - - - - 16.53 16.49 16.83 15.15 14.48
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
980,696.70 1,168,882.42 1,296,868.97 1,382,375.36 1,454,072.19 16,066.19 20,782.27 24,804.89 30,064.99 48,303.42
ance Co. Ltd. Kotak Mahindra Life Insurance Co. Ltd.
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17
37,124.30 60,329.06 61,203.62 76,163.27 97,696.26 128,053.13 161,224.24 200,584.25 227,114.34 146,843.41
27,078.13 22,736.19 28,635.15 29,775.93 41,252.70 45,034.87 56,624.14 47,465.20 46,317.44 148,316.88
3,873.37 5,598.75 13,675.49 8,242.95 10,895.83 11,863.76 17,264.13 20,935.11 19,340.58 24,690.09
60,329.06 77,466.49 76,163.27 97,696.26 128,053.13 161,224.24 200,584.25 227,114.34 254,091.19 270,470.19
3.74 20.03 21.93 44.89 77.60 141.30 398.65 644.43 1,001.30 72.01
18.73 101.34 23.10 33.75 65.35 260.45 266.93 373.82 916.69 21.41
2.44 6.80 0.14 1.04 1.66 3.10 21.16 16.95 49.36 2.93
20.03 114.57 44.89 77.60 141.30 398.65 644.43 1,001.30 1,868.63 90.48
52.73 59.78 203.00 207.20 212.77 225.63 280.21 401.92 472.27 76.49
8.95 - 94.97 25.45 37.48 75.77 152.99 117.15 43.73 3.27
1.91 59.78 90.77 19.88 24.62 21.18 31.29 46.80 51.19 40.37
59.78 - 207.20 212.77 225.63 280.21 401.92 472.27 464.81 39.39
0.67 - - - - - - 4,553.00 8,507.79 147.39

0.03 - - - - - 4,556.95 5,720.19 1,527.18 5,168.69
0.70 - - - - - 3.95 1,765.40 4,610.02 304.29
- - - - - - 4,553.00 8,507.79 5,424.95 5,011.78
11,052.23 12,533.54 18,520.84 21,823.69 28,973.88 34,605.19 40,001.00 49,263.77 59,461.95 36,078.92
3,061.57 3,512.29 6,260.21 9,691.11 8,244.20 8,475.98 12,903.92 13,657.62 9,522.14 18,418.13
1,580.27 2,181.95 2,957.37 2,540.93 2,612.89 3,080.17 3,641.15 3,459.44 4,690.67 7,513.94
12,533.54 13,863.88 21,823.69 28,973.88 34,605.19 40,001.00 49,263.77 59,461.95 64,293.42 46,983.10
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - 325.18 279.98 196.05 113.71 82.17 73.74 65.23 389.30

- - 5.98 0.01 0.01 - 0.09 0.13 0.09 1,697.87
- - 51.18 83.94 82.35 31.54 8.52 8.64 8.10 257.58
- - 279.98 196.05 113.71 82.17 73.74 65.23 57.22 1,829.59
55.26 21.34 - - - - - - - -
0.02 0.04 - - - - - - - -
33.94 16.27 - - - - - - - -
21.34 5.11 - - - - - - - -
14.48 12.13 - - - - - - - -
0.94 0.83 - - - - - - - -
3.29 1.88 - - - - - - - -
12.13 11.08 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
72,975.87 91,461.12 98,519.03 127,156.55 163,138.95 201,986.28 255,521.11 296,622.88 326,200.23 324,424.53
Max Life Insurance Co. Ltd. PNB MetLife Insurance Co. Ltd.
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20
270,470.19 359,485.72 491,792.35 594,240.10 742,566.02 886,917.13 39,151.58 60,083.85 80,854.75 104,124.54
125,983.53 180,558.72 184,709.53 225,213.13 221,872.73 213,930.35 27,639.33 29,155.01 35,021.72 37,091.86
36,968.00 48,252.09 82,261.78 76,887.21 77,521.62 68,420.43 6,707.06 8,384.10 11,751.93 13,663.37
359,485.72 491,792.35 594,240.10 742,566.02 886,917.13 1,032,427.06 60,083.85 80,854.75 104,124.54 127,553.04
90.48 110.31 135.06 252.51 693.44 1,451.71 - - 11.86 17.13

22.87 28.04 124.21 461.52 802.12 1,459.93 - 12.61 6.24 8.10
3.04 3.29 6.76 20.59 43.85 91.19 - 0.75 0.97 1.18
110.31 135.06 252.51 693.44 1,451.71 2,820.44 - 11.86 17.13 24.05
39.39 36.70 31.56 29.08 26.70 24.75 63.06 53.15 86.46 127.95
2.81 2.44 1.84 1.71 1.78 1.72 24.26 42.28 52.39 51.83
5.50 7.58 4.32 4.09 3.73 4.51 34.16 8.98 10.91 20.72
36.70 31.56 29.08 26.70 24.75 21.96 53.15 86.46 127.95 159.05
5,011.78 9,404.77 12,951.64 17,378.17 15,998.21 11,199.92 2,395.86 3,044.22 3,155.72 2,875.90
6,190.71 7,073.42 9,209.55 5,793.66 1,626.94 1,331.38 1,260.76 749.47 248.85 122.65
1,797.72 3,526.55 4,783.01 7,173.61 6,425.23 2,912.46 612.40 637.96 528.68 358.73
9,404.77 12,951.64 17,378.17 15,998.21 11,199.92 9,618.84 3,044.22 3,155.72 2,875.90 2,639.82
46,983.10 53,325.35 62,199.07 74,727.20 79,167.59 86,816.51 26,694.27 23,145.40 21,518.59 23,677.81
14,779.14 17,754.51 25,316.31 21,027.91 23,350.79 22,935.83 1,530.73 3,122.71 6,351.35 5,674.86
8,436.89 8,880.80 12,788.18 16,587.51 15,701.88 18,254.60 5,079.60 4,749.53 4,192.13 5,797.10
53,325.35 62,199.07 74,727.20 79,167.59 86,816.51 91,497.75 23,145.40 21,518.59 23,677.81 23,555.57
- - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
1,829.59 1,884.30 1,958.57 1,679.94 1,880.55 1,836.34 - - - -

363.00 404.83 243.43 593.28 359.10 225.49 - - - -
308.29 330.56 522.06 392.67 403.31 427.64 - - - -
1,884.30 1,958.57 1,679.94 1,880.55 1,836.34 1,634.20 - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
424,247.14 569,068.24 688,307.00 840,332.52 988,246.35 1,138,020.24 86,326.62 105,627.39 130,823.33 153,931.53
MetLife Insurance Co. Ltd. Pramerica Life Insurance Co. Ltd.
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
127,553.04 168,117.90 192,561.31 3,625.54 10,198.42 13,903.00 16,994.53 17,613.43 17,912.71 18,574.41
58,334.48 41,830.11 39,197.57 8,548.24 5,600.11 5,381.00 3,450.79 2,330.08 2,406.43 2,877.78
17,769.62 17,386.70 18,794.87 1,975.35 1,895.45 2,289.00 2,831.90 2,030.80 1,744.72 1,737.78
168,117.90 192,561.31 212,964.01 10,198.42 13,903.08 16,995.00 17,613.43 17,912.71 18,574.41 19,714.41
24.05 96.00 194.80 - - - - - - 1.32

82.51 108.03 142.42 - - - - - 1.32 1.04
10.56 9.22 14.65 - - - - - - 0.32
96.00 194.80 322.57 - - - - - 1.32 2.04
159.05 198.12 225.80 - - - - - -

57.84 52.62 44.20 - - - - - -
18.77 24.94 23.40 - - - - - -
198.12 225.80 246.60 - - - - - -
2,639.82 2,408.46 2,248.23 - 13.25 201.00 281.06 215.53 236.32 158.98

26.74 17.80 18.34 13.27 195.92 134.00 24.86 73.51 1.39 3.64
258.10 178.03 149.55 0.02 8.15 54.00 90.39 52.71 78.74 61.40
2,408.46 2,248.23 2,117.02 13.25 201.01 281.00 215.53 236.32 158.98 101.22
23,555.57 21,973.26 21,675.17 584.41 573.96 765.00 842.24 689.71 614.98 610.78
4,656.71 3,894.15 5,006.86 204.63 335.91 270.00 93.48 112.66 121.48 136.07
6,239.02 4,192.25 4,295.71 215.07 145.24 192.00 246.01 187.39 125.68 121.47
21,973.26 21,675.17 22,386.32 573.96 764.63 843.00 689.71 614.98 610.78 625.38
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - 16.19 15.00 13.84 7.05 7.38 7.67

- - - 21.42 1.93 2.00 0.18 2.47 1.08 0.42
- - - 5.23 3.51 3.00 6.96 2.14 0.79 0.69
- - - 16.19 14.61 14.00 7.05 7.38 7.67 7.41
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
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- - - - - - - - -
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- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
192,793.74 216,905.31 238,036.52 10,801.82 14,883.34 18,133.00 18,525.72 18,771.39 19,353.17 20,450.46
Reliance Nippon Life Insurance Co. Ltd. Sahara India Life Insurance Co. L
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19
40,880.04 62,986.48 66,720.46 74,210.20 81,645.98 87,194.75 92,486.81 2,598.23 2,060.79 1,873.92
34,100.30 12,566.64 15,322.62 21,334.38 15,312.69 15,473.82 16,446.19 523.97 157.28 341.92
11,993.87 8,832.66 7,832.88 13,898.60 9,763.92 10,181.76 8,828.81 495.26 344.14 244.52
62,986.48 66,720.46 74,210.20 81,645.98 87,194.75 92,486.81 100,104.18 2,626.94 1,873.92 1,971.32
- 17.22 21.68 32.15 67.88 105.74 130.92 - - -

17.91 4.85 11.29 36.76 39.51 27.56 18.77 - - -
0.69 0.39 0.82 1.03 1.65 2.37 2.66 - - -
17.22 21.68 32.15 67.88 105.74 130.92 147.03 - - -
- 7.43 15.69 27.77 43.30 57.18 64.27 6.24 3.79 3.59

7.43 9.87 14.08 17.20 15.57 11.62 9.87 0.71 0.05 0.08
- 1.61 1.99 1.66 1.70 4.53 2.43 0.56 0.26 0.15
7.43 15.69 27.77 43.30 57.18 64.27 71.70 6.39 3.59 3.53
515.30 321.59 241.00 305.15 722.14 1,604.10 1,915.18 - - -

53.22 11.48 162.77 490.06 1,069.76 817.53 359.10 - - -
246.92 92.08 98.61 73.08 187.79 506.46 694.23 - - -
321.59 241.00 305.15 722.14 1,604.10 1,915.18 1,580.04 - - -
10,479.51 15,830.75 14,820.97 15,378.64 14,836.52 18,232.66 18,988.00 336.88 230.21 173.06
18,379.93 2,764.16 3,577.17 3,333.29 6,287.54 4,264.74 2,518.25 6.04 4.16 6.13
13,028.69 3,773.95 3,019.49 3,875.42 2,891.40 3,509.40 3,944.98 110.98 61.31 31.27
15,830.75 14,820.97 15,378.64 14,836.52 18,232.66 18,988.00 17,561.27 231.93 173.06 147.92
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
120.53 607.85 508.27 432.12 291.12 315.36 313.35 9.42 6.29 5.41
669.11 75.45 61.69 29.69 101.85 59.95 25.04 0.28 0.44 0.68
181.78 175.03 137.84 170.69 77.61 61.96 76.04 1.97 1.33 0.69
607.85 508.27 432.12 291.12 315.36 313.35 262.35 7.73 5.41 5.41
157.31 265.02 178.52 98.86 53.10 55.83 55.09 - - -

162.15 13.02 6.64 0.25 13.36 6.14 1.00 - - -
54.44 99.52 86.30 46.00 10.63 6.88 10.67 - - -
265.02 178.52 98.86 53.10 55.83 55.09 45.42 - - -
694.71 687.78 549.80 403.86 372.49 343.55 339.03 - - -

174.75 24.03 40.60 40.86 41.47 29.13 33.33 - - -
181.67 162.02 186.54 72.24 70.40 33.65 20.65 - - -
687.78 549.80 403.86 372.49 343.55 339.03 351.71 - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- 32.00 24.86 17.91 16.35 4.27 3.41 - - -

43.76 3.63 2.25 1.94 0.42 0.32 0.23 - - -
11.76 10.77 9.21 3.50 12.51 1.17 0.55 - - -
32.00 24.86 17.91 16.35 4.27 3.41 3.10 - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
80,756.13 83,081.24 90,906.66 98,048.88 107,913.44 114,296.06 120,126.82 2,873.00 2,055.99 2,128.18
Sahara India Life Insurance Co. Ltd. SBI LIFE Insurance Co. Ltd.
2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21
1,971.32 1,827.38 1,652.88 1,463.22 545,506.53 652,964.23 779,735.91 918,961.85 1,139,412.89

159.06 107.36 92.32 57.26 204,719.88 384,355.62 273,975.03 460,573.37 530,821.29
302.99 281.86 281.98 310.09 97,262.18 257,583.94 134,749.10 240,122.32 267,528.79
1,827.38 1,652.88 1,463.22 1,210.39 652,964.23 779,735.91 918,961.85 1,139,412.89 1,402,705.39
- - - - 1,261.74 1,419.19 1,570.80 1,790.26 2,784.89

- - - - 184.65 186.40 255.13 1,069.69 2,001.98
- - - - 27.20 34.79 35.67 75.06 141.74
- - - - 1,419.19 1,570.80 1,790.26 2,784.89 4,645.12
3.53 3.15 2.84 1.94 2,379.78 921.91 1,155.24 1,390.99 1,659.64

0.03 0.04 0.03 0.02 202.63 394.49 333.26 353.75 331.95
0.41 0.35 0.93 0.18 1,660.51 161.15 97.51 85.10 118.20
3.15 2.84 1.94 1.78 921.91 1,155.24 1,390.99 1,659.64 1,873.39
- - - - 354.81 36.52 2,919.02 4,383.63 4,749.47

- - - - 1.48 3,148.38 2,863.37 1,925.41 1,474.68
- - - - 319.77 265.87 1,398.76 1,559.58 1,171.73
- - - - 36.52 2,919.02 4,383.63 4,749.47 5,052.42
147.92 117.88 118.40 98.70 90,907.47 132,145.66 180,133.03 233,709.97 286,615.31

0.43 20.21 7.83 2.30 53,189.06 64,222.74 76,751.99 77,641.51 63,058.19
30.47 19.70 27.52 19.09 11,950.87 16,235.37 23,175.05 24,736.17 39,553.98
117.88 118.40 98.70 81.91 132,145.66 180,133.03 233,709.97 286,615.31 310,119.52
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
5.41 3.99 5.85 5.56 164.90 141.99 3,177.70 5,597.77 9,083.71

-0.00 2.07 0.80 0.25 6.92 3,061.03 2,715.17 4,008.42 6,812.55
1.41 0.20 1.10 1.31 29.83 25.32 295.09 522.48 952.83
3.99 5.85 5.56 4.50 141.99 3,177.70 5,597.77 9,083.71 14,943.43
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - 16,499.94 16,040.71 17,218.55 17,331.72 15,065.22

- - - - 2,114.51 3,363.19 2,786.41 931.40 129.42
- - - - 2,573.74 2,185.35 2,621.32 3,197.89 2,685.94
- - - - 16,040.71 17,218.55 17,383.64 15,065.22 12,508.70
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - 51.92 43.98
- - - - - - - 2.91 8.21
- - - - - - - 10.85 9.42
- - - - - - - 43.98 42.76
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
1,952.40 1,779.97 1,569.42 1,298.58 803,670.20 985,910.25 1,183,218.12 1,459,415.12 1,751,890.74

Co. Ltd. Shriram Life Insurance Co. Ltd. S
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17
1,402,705.39 422,335.25 19,329.25 20,382.86 25,646.41 33,626.73 39,195.90 44,766.64 48,393.44 11,680.45
545,417.07 126,796.36 8,505.13 11,265.35 15,011.15 15,039.18 15,756.07 16,056.32 17,103.51 9,766.94
486,808.58 41,312.14 7,451.52 6,001.79 7,030.99 9,470.01 10,185.33 12,429.51 12,720.27 2,403.47
1,461,313.89 507,819.48 20,382.86 25,646.41 33,626.57 39,195.90 44,766.64 48,393.44 52,776.69 19,043.92
4,645.12 4,329.91 0.47 1.91 4.78 5.43 6.71 32.81 72.47 -

2,386.31 4,182.92 1.47 3.00 0.98 1.36 26.39 40.62 10.30 76.12
149.08 136.79 0.03 0.13 0.32 0.08 0.28 0.97 0.53 2.31
6,882.36 8,376.04 1.91 4.78 5.43 6.71 32.81 72.47 82.24 73.80
1,873.39 2,128.74 - - - - - - - -
352.19 365.17 - - - - - - - 126.78
96.84 110.77 - - - - - - - 3.83
2,128.74 2,383.14 - - - - - - - 122.95
5,052.42 5,774.81 - - 235.60 382.14 467.85 252.97 170.99 159.93

2,014.41 2,109.42 - 236.76 253.54 191.74 40.61 6.16 10.05 1,207.91
1,292.02 1,519.79 - 1.16 107.00 106.03 255.49 88.15 34.56 24.94
5,774.81 6,364.43 - 235.60 382.14 467.85 252.97 170.99 146.48 1,342.90
310,119.52 347,081.67 1,284.73 945.34 754.58 703.14 699.87 559.58 500.17 5,966.41
76,681.01 69,558.81 120.34 97.07 117.98 126.48 76.98 82.14 178.62 1,006.33
39,705.41 39,634.52 459.73 287.82 169.42 129.76 217.27 141.55 127.22 1,789.48
347,095.12 377,005.97 945.34 754.58 703.14 699.87 559.58 500.17 551.57 5,183.26
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
14,943.43 22,984.12 - 0.04 0.28 0.48 1.19 0.78 0.37 27.54

9,603.40 11,483.38 0.04 0.24 0.30 0.82 0.35 0.32 0.77 0.02
1,562.70 2,538.31 - 0.00 0.10 0.11 0.76 0.73 0.22 7.76
22,984.12 31,929.19 0.04 0.28 0.48 1.19 0.78 0.37 0.92 19.80
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
12,508.70 10,262.65 - - - - - - - -
127.75 65.49 - - - - - - - -
2,373.81 4,701.32 - - - - - - - -
10,262.65 5,626.81 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
42.76 - - - - - - - - -
- - - - - - - - - -
3.26 - - - - - - - - -
39.50 - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
1,856,481.19 939,505.07 21,330.14 26,641.65 34,717.76 40,371.53 45,612.79 49,137.45 53,557.90 25,786.64
Star Union Dai-ichi Life Insurance Co. Ltd. TATA AIA Life Insurance Co. Ltd.
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20
20,578.91 24,441.70 27,938.34 29,985.40 34,057.51 39,547.94 52,278.59 84,349.14 134,236.51 254,635.26
7,905.82 7,943.78 6,526.79 7,936.52 9,729.66 13,973.91 37,107.69 60,618.25 130,794.47 221,604.97
4,043.03 4,447.14 4,479.73 3,864.41 4,239.23 4,721.60 5,037.13 10,730.88 10,395.71 19,682.11
24,441.70 27,938.34 29,985.40 34,057.51 39,547.94 48,800.25 84,349.14 134,236.51 254,635.26 456,558.13
73.80 93.48 100.53 157.35 286.36 352.37 34.10 33.44 32.71 161.69
24.57 11.26 64.55 142.49 88.44 39.96 - - 129.44 314.25
4.90 4.20 7.73 13.48 22.43 24.04 0.66 0.73 0.46 7.88
93.48 100.53 157.35 286.36 352.37 368.28 33.44 32.71 161.69 468.05
122.95 292.43 463.97 708.88 1,032.56 1,401.68 598.02 574.93 479.29 457.03
196.36 209.49 265.85 353.02 421.70 446.93 6.72 123.11 0.68 3.46
26.88 37.94 20.94 29.35 52.57 69.14 29.82 218.75 22.95 22.27
292.43 463.97 708.88 1,032.56 1,401.68 1,779.47 574.93 479.29 457.03 438.22
1,342.90 1,450.32 1,478.75 1,225.91 1,138.82 1,075.34 559.36 515.17 478.86 215.80
499.17 304.68 21.36 28.61 15.47 9.43 52.81 53.59 135.74 169.41
391.75 276.25 274.20 115.70 78.95 52.23 97.01 89.90 398.80 19.50
1,450.32 1,478.75 1,225.91 1,138.82 1,075.34 1,032.53 515.17 478.86 215.80 365.71
5,542.06 5,200.31 5,109.22 5,061.63 5,266.95 6,514.46 16,576.96 18,156.74 22,266.31 28,511.48
976.91 1,115.05 1,123.37 1,598.07 2,736.60 2,343.33 4,845.97 6,809.32 8,710.59 6,275.02
1,318.65 1,206.14 1,170.96 1,392.76 1,489.09 2,008.54 3,266.19 2,699.76 2,465.42 4,151.78
5,200.31 5,109.22 5,061.63 5,266.95 6,514.46 6,849.25 18,156.74 22,266.31 28,511.48 30,634.72
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
22.47 18.20 15.71 10.39 8.93 7.40 393.89 367.83 345.57 312.89
0.06 0.19 0.05 0.09 0.10 0.20 65.47 40.34 38.55 1.87
4.33 2.68 5.37 1.56 1.62 0.78 91.53 62.60 71.23 154.66
18.20 15.71 10.39 8.93 7.40 6.82 367.83 345.57 312.89 160.10
- - - - - 857.61 652.84 581.21 500.91

- - - - - - 42.95 11.70 6.75 8.34
- - - - - - 247.72 83.33 87.06 115.29
- - - - - - 652.84 581.21 500.91 393.96
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
31,496.44 35,106.53 37,149.56 41,791.11 48,899.18 58,836.61 104,650.09 158,420.45 284,795.06 489,018.88
A AIA Life Insurance Co. Ltd. Private Total
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
456,558.13 538,872.48 794,071.20 1,762,615.93 2,390,929.02 3,074,170.07 3,981,193.62 5,031,210.04 6,051,993.87

104,441.17 278,662.89 186,655.86 891,721.62 1,145,725.35 1,307,125.26 1,671,504.62 1,672,785.86 1,770,428.02
22,126.82 23,464.17 28,233.27 264,377.37 462,484.21 400,101.40 621,488.21 652,002.02 911,800.29
538,872.48 794,071.20 952,493.79 2,389,960.18 3,074,170.16 3,981,193.94 5,031,210.04 6,051,993.87 6,910,621.60
468.05 776.87 1,463.32 2,419.48 3,056.11 4,363.68 7,663.02 12,373.74 20,086.08

320.29 703.62 1,538.13 772.72 1,383.17 3,394.81 4,906.39 8,067.61 10,920.46
11.47 17.17 50.29 141.19 75.60 95.47 195.67 355.27 605.04
776.87 1,463.32 2,951.16 3,056.11 4,363.68 7,663.02 12,373.74 20,086.08 30,401.51
438.22 420.85 395.21 7,847.34 6,434.34 7,716.19 8,588.90 9,484.06 10,235.36

4.66 1.72 4.06 1,251.08 2,184.09 1,557.19 1,562.97 1,604.74 1,561.25
22.02 27.36 23.79 2,661.48 902.25 684.49 667.80 853.45 1,372.54
420.85 395.21 375.48 6,436.94 7,716.19 8,588.90 9,484.06 10,235.35 10,424.07
365.71 341.60 306.00 28,439.72 41,695.34 61,830.93 70,664.32 74,765.08 77,403.81

12.20 2.46 5.61 25,953.51 37,700.76 32,455.87 26,163.96 23,190.36 15,134.23
36.31 38.05 21.45 12,697.90 17,565.16 23,622.54 22,063.19 20,551.63 18,435.91
341.60 306.00 290.17 41,695.34 61,830.94 70,664.26 74,765.08 77,403.81 74,102.13
30,634.72 41,314.66 171,476.51 650,615.19 797,076.61 928,851.78 1,070,387.76 1,146,806.13 1,202,143.92

14,968.13 134,980.15 256,012.74 266,952.01 251,869.54 268,831.27 242,720.15 238,842.48 390,586.17
4,288.19 4,818.30 20,357.77 120,847.66 120,094.74 127,157.06 166,301.77 183,504.70 176,733.45
41,314.66 171,476.51 407,131.49 796,719.53 928,851.41 1,070,525.98 1,146,806.14 1,202,143.92 1,415,996.65
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
160.10 169.21 174.36 11,750.76 30,605.11 30,142.78 29,297.95 25,753.48 32,790.35

62.40 25.46 3.92 21,765.90 7,183.06 5,973.16 5,369.88 12,357.74 12,396.03
53.30 20.30 32.98 2,912.78 7,645.79 6,817.83 8,914.35 5,320.87 4,908.48
169.21 174.36 145.30 30,603.88 30,142.39 29,298.11 25,753.48 32,790.35 40,277.90
393.96 330.69 295.00 6,931.95 7,629.52 7,328.28 6,909.05 6,048.23 6,062.87

59.72 1.26 0.95 5,218.17 151.68 90.30 31.08 352.95 112.73
122.99 36.95 23.57 4,520.60 452.91 509.53 891.91 338.31 398.83
330.69 295.00 272.38 7,629.52 7,328.28 6,909.05 6,048.23 6,062.87 5,776.76
- - - 17,201.05 16,747.26 17,793.31 17,757.04 15,454.77 12,868.09

- - - 2,307.64 3,401.64 2,833.56 974.63 173.70 157.90
- - - 2,761.43 2,355.59 2,817.91 3,276.91 2,760.38 2,411.02
- - - 16,747.26 17,793.31 17,808.96 15,454.77 12,868.09 10,614.98
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - 424.63 787.91 918.40 988.97 1,051.25 1,085.99

- - - 386.74 143.13 123.51 132.06 114.17 82.51
- - - 23.45 12.65 44.18 69.78 79.44 79.35
- - - 787.91 918.40 997.72 1,051.25 1,085.99 1,089.15
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
582,226.35 968,181.60 1,363,659.75 3,293,636.67 4,133,114.76 5,193,649.95 6,322,946.78 7,414,670.34 8,499,304.74

(in ₹Crore)
Grand Total
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
5,874,772.53 7,988,375.53 8,781,417.30 11,328,688.03 12,857,770.63 14,539,261.30 15,967,619.30 16,335,488.60

1,284,814.55 2,447,950.91 3,688,840.99 2,666,018.92 3,139,852.67 2,982,482.80 3,323,067.45 2,882,977.07
404,755.69 1,655,877.98 1,141,570.17 1,136,936.00 1,458,362.00 1,554,124.79 1,919,349.09 1,342,960.48
6,755,041.41 8,780,448.46 11,328,688.11 12,857,770.94 14,539,261.30 15,967,619.30 17,371,337.67 17,875,715.22
27,849.06 21,536.88 37,771.51 57,193.40 77,016.09 95,439.94 122,306.92 140,578.29

16,073.92 17,459.73 20,245.30 20,888.53 21,416.44 30,230.00 29,881.47 35,550.98
790.57 1,230.20 823.41 1,065.84 2,992.59 3,363.02 9,057.66 8,010.08
43,132.41 37,771.51 57,193.40 77,016.09 95,439.93 122,306.92 143,130.74 168,119.20
10,427.55 51,002.24 50,893.46 53,286.91 54,426.77 55,273.76 55,300.45 54,662.47

1,386.45 6,483.18 6,244.31 4,844.71 4,568.90 4,087.15 4,226.73 3,409.71
1,063.42 6,589.35 3,850.87 3,704.86 3,721.90 4,060.47 4,868.19 3,703.61
10,750.59 50,896.06 53,286.91 54,426.77 55,273.77 55,300.44 54,658.99 54,368.57
74,102.13 38,791.38 52,409.56 84,794.61 110,803.09 126,847.13 138,314.09 149,189.16

8,182.56 29,654.71 52,998.87 57,337.87 53,188.37 50,440.23 48,840.61 42,454.23
15,425.91 16,036.52 20,613.80 31,329.45 37,144.33 38,973.27 37,965.55 47,129.60
66,858.78 52,409.56 84,794.63 110,803.03 126,847.14 138,314.09 149,189.16 144,513.80
1,416,185.96 724,535.07 858,100.93 978,765.16 1,120,586.05 1,182,329.88 1,227,037.79 1,442,331.71

497,677.46 267,316.77 254,366.87 273,422.63 245,028.60 243,680.68 400,662.16 511,522.65
208,330.11 134,107.97 133,703.01 131,463.51 183,284.76 198,972.78 185,557.55 213,590.07
1,705,533.31 857,743.85 978,764.79 1,120,724.28 1,182,329.89 1,227,037.80 1,442,142.40 1,740,264.30
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
40,277.90 12,926.89 31,586.13 31,010.78 30,057.50 26,396.99 33,354.56 40,789.15

12,464.44 21,766.85 7,239.30 5,986.56 5,370.38 12,367.19 12,407.59 12,464.63
5,837.48 3,108.84 7,814.89 6,939.73 9,030.89 5,409.62 4,972.99 5,936.08
46,904.87 31,584.91 31,010.55 30,057.61 26,396.99 33,354.56 40,789.15 47,317.71
5,776.76 15,299.67 15,524.16 14,794.54 13,946.07 12,657.98 12,054.14 11,337.98

26.87 5,220.33 154.07 91.83 32.46 354.18 114.18 27.98
433.23 4,995.83 883.70 940.30 1,320.55 958.01 830.34 852.88
5,370.40 15,524.16 14,794.54 13,946.07 12,657.98 12,054.14 11,337.98 10,513.08
10,614.98 18,980.96 18,037.11 19,028.90 18,744.77 16,225.84 13,255.95 10,862.01

100.18 2,345.34 3,420.91 3,038.07 1,028.06 201.16 230.09 113.81
4,724.02 3,289.19 2,966.46 3,270.28 3,547.00 3,171.05 2,624.03 4,783.30
5,991.14 18,037.11 18,491.56 18,796.69 16,225.83 13,255.95 10,862.01 6,192.53
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
1,049.65 424.63 787.91 918.40 988.97 1,051.25 1,085.99 1,049.65

105.98 386.74 143.13 123.51 132.06 114.17 82.51 105.98
74.21 23.45 12.65 44.18 69.78 79.44 79.35 74.21
1,081.42 787.91 918.40 997.72 1,051.25 1,085.99 1,089.15 1,081.42
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
8,640,664.32 9,845,203.55 12,567,942.89 14,284,539.22 16,055,484.08 17,570,329.19 19,224,537.24 20,048,085.82

TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS
S.No. Insurer a.First Ye

2013-14 2014-15 2015-16 2016-17
Public Sector
1 Life Insurance Corporation of India 9.10 0.68 29.14 21.12
Private Sector
2 Acko Life Insurance - - - -
3 Aditya Birla Sunlife Insurance Company Ltd. 737.79 665.13 1,048.54 926.96
4 Aegon Life Insurance Company Ltd. 30.00 32.95 31.13 36.12
5 Ageas Federal Life Insurance Company Ltd. 0.55 17.30 50.18 69.31
6 Aviva Life Insurance Company India Ltd. 68.15 113.53 162.34 127.04
7 Bajaj Allianz Life Insurance Company Ltd. 140.98 331.27 381.28 778.73
8 Bharti AXA Life Insurance Company Ltd. 15.02 6.10 4.51 4.20
9 Canara HSBC OBC Life Insurance Company Ltd. 192.47 249.22 348.64 476.01
10 CreditAccess Life Insurance Limited - - - -
11 Edelweiss Tokio Life Insurance Company Ltd. 2.87 17.64 29.04 56.22
12 Exide Life Insurance Company Ltd. 26.20 20.94 73.55 51.96
13 Future Generali India Life Insurance Company Ltd. 18.70 21.80 20.80 32.82
14 HDFC Life Insurance Company Ltd. 1,198.35 1,845.36 1,882.10 1,899.74
15 ICICI Prudential Life Insurance Company Ltd. 2,200.45 3,884.90 4,116.43 5,482.75
16 IndiaFirst Life Insurance Company Ltd. 108.31 91.74 92.40 141.63
17 Kotak Mahindra Life Insurance Ltd. 197.35 269.02 586.93 926.57
18 MaxLife Insurance Company Ltd. 392.02 521.52 576.48 862.69
19 PNB Metlife India Insurance Company Ltd. 166.10 307.22 266.84 92.29
20 Pramerica Life Insurance Company Ltd. 5.32 8.54 10.04 10.05
21 Reliance Nippon Life Insurance Company Ltd. 219.83 505.52 689.92 377.45
22 Sahara India Life Insurance Company Ltd. 0.09 0.10 0.11 0.13
23 SBI Life Insurance Company Ltd. 1,002.79 1,379.84 2,594.66 4,673.72
24 Shriram Life Insurance Company Ltd. 2.53 2.04 7.79 6.51
25 Star Union Dai-ichi Life Insurance Company Ltd. 142.00 218.41 42.75 62.73
26 TATA AIA Life Insurance Company Ltd. 62.54 54.44 255.65 374.69
Private Sector Total 6,930.40 10,564.52 13,272.12 17,470.35
Grand Total 6,939.50 10,565.21 13,301.26 17,491.47
a.First Year
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
59.68 34.25 52.50 122.33 305.84 588.82 34.75 1.36 1.27
- - - - - - - - -
426.39 624.44 548.06 578.93 762.10 523.59 12.79 12.57 18.57
59.89 43.06 21.54 3.87 0.19 0.04 2.10 0.45 0.67
160.96 131.09 62.79 107.73 149.04 111.92 21.94 105.24 183.65
172.93 98.23 46.57 66.35 110.00 129.15 5.99 4.71 3.86
997.49 1,046.86 966.67 1,012.12 1,426.48 1,613.77 321.64 643.57 618.99
14.12 23.97 51.96 59.30 73.51 66.34 0.23 1.92 3.37
402.77 384.59 397.63 314.98 513.96 649.01 3.87 4.90 18.95
- - - - - - - - -
103.80 130.45 94.33 73.92 68.93 57.45 5.84 4.95 15.58
125.42 47.14 36.41 56.85 87.55 - 2.12 9.31 18.13
45.23 66.80 62.84 30.73 30.06 23.37 46.98 4.32 2.99
2,719.87 2,756.34 1,644.92 1,634.94 2,098.88 2,067.64 323.39 530.68 954.85
6,287.23 5,911.83 4,677.79 2,861.29 3,524.53 2,834.88 127.59 480.25 1,450.35
237.56 299.41 258.92 256.31 376.06 424.91 46.14 76.24 46.46
1,101.24 896.58 1,160.81 1,258.66 1,474.45 1,162.06 189.88 137.95 125.56
1,362.89 1,686.98 1,613.54 1,891.58 2,169.09 1,724.81 13.63 38.69 32.85
220.63 470.70 434.02 372.19 429.73 554.91 15.87 9.53 8.81
24.71 22.17 3.19 6.83 8.16 11.36 3.42 0.23 30.22
278.32 380.41 312.26 520.13 514.68 248.24 51.83 21.74 17.14
0.02 - - - - - 5.07 2.89 3.19
5,585.12 6,736.61 7,329.76 7,253.47 9,109.89 9,033.49 282.14 555.29 638.69
8.04 8.66 7.63 9.52 9.48 20.44 74.31 24.38 30.45
82.62 95.73 94.88 132.26 242.52 187.77 63.82 34.70 61.44
593.31 775.17 621.27 714.84 1,386.58 2,076.69 22.81 1.44 9.64
21,010.57 22,637.20 20,447.81 19,216.80 24,565.83 23,521.84 1,643.39 2,705.96 4,294.41
21,070.25 22,671.45 20,500.31 19,339.13 24,871.67 24,110.66 1,678.14 2,707.32 4,295.68
b.Single
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
1.17 1.33 3.34 40.76 637.48 2,174.34 3,197.66 43.85 2.04
- - - - - - - - -
27.74 739.27 878.12 1,051.56 936.07 1,310.70 1,367.26 750.58 677.70
9.32 10.60 4.70 1.73 5.32 0.09 0.03 32.10 33.40
241.75 328.12 230.24 141.65 211.25 239.83 206.79 22.48 122.54
4.42 3.99 1.32 0.97 0.18 2.62 5.49 74.14 118.24
594.04 743.27 435.25 591.45 469.01 464.53 572.95 462.62 974.84
15.47 46.27 68.83 47.82 93.89 55.40 38.60 15.25 8.02
7.94 13.87 11.97 10.61 21.03 56.48 26.51 196.34 254.12
- - - - - - - - -
6.72 9.06 6.55 2.65 0.31 7.33 13.91 8.71 22.58
7.61 8.23 17.29 40.23 26.75 77.72 - 28.32 30.24
4.99 6.16 4.60 3.18 1.29 2.04 3.62 65.68 26.12
1,164.79 1,173.87 934.71 1,133.86 1,076.60 1,378.88 1,524.23 1,521.74 2,376.04
739.54 746.08 862.05 2,220.87 2,833.14 1,810.13 1,431.03 2,328.04 4,365.15
18.89 48.56 36.95 46.42 30.56 74.74 95.10 154.45 167.98
231.96 401.28 437.50 556.82 965.26 930.38 798.62 387.24 406.98
32.79 58.42 30.39 43.93 47.37 40.71 57.97 405.64 560.21
10.11 38.92 86.33 18.68 30.17 53.78 63.11 181.97 316.75
39.60 43.62 17.76 8.02 2.38 6.15 6.28 8.74 8.77
18.48 15.05 14.09 11.58 17.96 13.76 7.65 271.66 527.26
2.42 0.14 - - - - - 5.16 2.99
449.24 547.02 578.78 745.41 1,335.54 2,245.41 2,143.03 1,284.92 1,935.12
50.96 41.42 27.71 20.79 10.38 11.59 17.20 76.84 26.42
28.84 38.31 31.19 30.27 49.80 49.15 59.05 205.82 253.11
4.28 6.41 9.93 11.16 9.49 54.18 129.61 85.35 55.88
3,711.91 5,067.95 4,726.26 6,739.69 8,173.74 8,885.60 8,568.02 8,573.79 13,270.48
3,713.08 5,069.28 4,729.59 6,780.45 8,811.22 11,059.94 11,765.68 8,617.64 13,272.53
104,955.90
A. LINKED PREMIUM
c.New Business (a+b)
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
30.41 22.29 61.01 37.59 93.26 759.82 2,480.18 3,786.49
- - - - - - - -
1,067.12 954.70 1,165.66 1,502.56 1,599.62 1,515.00 2,072.80 1,890.84
31.80 45.44 70.50 47.76 23.27 9.20 0.28 0.07
233.83 311.06 489.08 361.33 204.44 318.98 388.86 318.72
166.19 131.46 176.92 99.55 47.54 66.53 112.61 134.64
1,000.27 1,372.77 1,740.76 1,482.11 1,558.13 1,481.14 1,891.00 2,186.72
7.88 19.67 60.40 92.80 99.78 153.18 128.91 104.94
367.59 483.95 416.64 396.55 408.24 336.01 570.44 675.52
- - - - - - - -
44.63 62.94 112.85 137.00 96.99 74.23 76.26 71.35
91.68 59.58 133.65 64.42 76.65 83.60 165.26 -
23.78 37.81 51.39 71.40 66.03 32.02 32.10 26.99
2,836.95 3,064.52 3,893.74 3,691.05 2,778.78 2,711.54 3,477.76 3,591.87
5,566.78 6,222.29 7,033.30 6,773.88 6,898.66 5,694.43 5,334.66 4,265.91
138.86 160.52 286.13 336.35 305.35 286.87 450.80 520.01
712.49 1,158.54 1,502.52 1,334.08 1,717.64 2,223.92 2,404.83 1,960.67
609.33 895.49 1,421.31 1,717.37 1,657.47 1,938.95 2,209.80 1,782.78
275.65 102.40 259.56 557.02 452.70 402.35 483.50 618.02
40.26 49.66 68.33 39.93 11.21 9.21 14.31 17.64
707.07 395.93 293.37 394.50 323.84 538.08 528.44 255.89
3.31 2.55 0.15 - - - - -
3,233.35 5,122.96 6,132.14 7,315.40 8,075.17 8,589.01 11,355.30 11,176.52
38.25 57.47 49.46 36.37 28.42 19.89 21.07 37.64
104.18 91.57 120.94 126.92 125.15 182.06 291.67 246.83
265.28 378.97 599.72 785.10 632.43 724.33 1,440.76 2,206.30
17,566.54 21,182.26 26,078.52 27,363.45 27,187.50 27,390.54 33,451.43 32,089.86
17,596.95 21,204.55 26,139.53 27,401.04 27,280.76 28,150.36 35,931.60 35,876.35
d.Renewal
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
2,684.40 1,875.01 1,438.79 989.88 828.74 775.91 668.32 647.34
- - - - - - - -
2,399.97 2,322.42 2,168.41 1,734.59 1,447.80 1,417.99 1,513.84 1,680.26
184.19 160.48 133.33 103.45 106.25 122.80 129.64 120.43
119.05 84.57 56.30 73.23 110.63 229.33 303.26 309.68
776.50 615.39 444.41 354.02 296.34 268.78 240.74 232.58
954.20 771.03 731.10 786.92 1,210.12 1,886.40 2,279.27 2,894.06
322.54 236.22 157.58 102.15 70.83 65.59 74.08 105.18
1,046.72 964.08 958.76 1,013.80 1,175.39 1,360.21 1,389.21 1,432.94
- - - - - - - -
2.96 5.10 14.12 34.88 66.59 134.33 196.18 242.44
237.66 181.95 138.52 160.28 132.60 166.25 153.81 143.56
112.67 69.72 59.11 50.66 58.65 70.10 78.77 89.79
5,370.51 5,950.92 5,771.45 6,023.58 6,374.17 7,630.61 8,413.71 8,530.68
6,033.19 6,799.21 8,815.16 10,415.43 13,354.18 15,944.27 16,451.90 16,971.17
430.10 444.98 403.51 420.84 458.28 584.14 705.14 848.19
763.34 622.47 585.41 641.64 806.74 1,118.83 1,264.14 1,326.36
1,694.60 1,553.96 1,637.95 1,793.59 2,141.16 2,876.87 3,390.19 3,943.25
769.10 674.92 646.93 643.02 561.39 561.39 737.12 735.24
37.42 30.38 21.90 20.54 22.17 29.67 30.09 26.21
831.88 668.46 621.41 580.17 552.89 573.32 594.45 666.24
25.41 13.99 8.07 5.26 3.77 3.13 2.29 2.04
3,007.39 3,351.78 3,661.41 4,914.69 7,982.29 11,611.15 15,459.29 19,876.70
50.55 32.65 19.74 17.37 16.39 17.88 18.68 20.44
263.67 284.37 316.56 247.72 220.18 222.28 216.41 246.05
808.46 631.20 482.71 512.99 713.83 1,079.91 1,458.38 1,765.47
26,242.04 26,470.27 27,853.84 30,650.83 37,882.63 47,975.22 55,100.58 62,208.95
28,926.44 28,345.28 29,292.63 31,640.70 38,711.37 48,751.12 55,768.90 62,856.29
104,955.90
e.Total (c+d)
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
759.28 1,161.96 2,728.25 1,877.05 1,469.21 1,012.17 889.75 813.50
- - - - - - - -
1,787.94 1,944.95 3,150.55 3,000.12 3,235.52 2,689.29 2,613.47 2,920.55
93.40 71.94 216.29 193.89 165.13 148.89 176.75 170.56
343.23 337.91 141.53 207.11 290.14 384.30 599.70 590.66
214.09 224.66 850.63 733.63 610.60 485.48 473.26 368.33
3,195.00 3,500.69 1,416.82 1,745.88 1,731.37 2,159.69 2,950.88 3,368.51
143.88 177.43 337.79 244.24 165.46 121.83 131.23 158.39
1,307.53 1,301.06 1,243.06 1,218.19 1,326.35 1,497.74 1,592.02 1,756.77
- - - - - - - -
259.38 256.54 11.67 27.69 58.74 97.81 179.44 271.33
128.27 - 265.97 212.20 230.20 219.86 266.24 230.67
80.87 69.60 178.35 95.84 82.89 88.48 110.04 141.50
8,550.35 8,807.73 6,892.25 8,326.96 8,608.39 9,088.10 10,267.91 11,321.66
14,897.15 14,368.67 8,361.22 11,164.35 14,381.94 16,637.72 20,387.49 22,718.15
900.89 1,018.19 584.56 612.96 542.37 581.35 744.40 920.49
1,359.06 1,394.69 1,150.58 1,029.45 1,297.90 1,800.18 2,309.27 2,452.90
4,383.86 4,742.40 2,100.24 2,114.18 2,247.28 2,689.07 3,562.48 4,594.24
896.87 1,010.85 951.07 991.67 922.58 745.42 820.95 1,118.41
25.17 24.21 46.16 39.15 62.17 70.19 90.50 69.60
761.63 787.56 1,103.54 1,195.72 1,328.48 976.10 846.26 967.82
1.52 1.11 30.58 16.99 11.38 7.82 3.92 3.13
22,034.83 24,876.97 4,292.31 5,286.90 6,894.76 10,037.65 14,114.43 18,926.54
21.58 23.03 127.38 59.07 57.98 74.84 65.85 54.25
259.89 351.22 469.49 537.48 420.75 339.29 341.12 349.20
1,989.42 2,626.20 893.81 687.08 747.99 891.96 1,313.55 1,865.00
63,635.81 65,972.65 34,815.83 39,740.75 45,420.37 51,833.09 63,961.15 75,338.67
64,395.09 69,079.55 37,544.08 41,617.80 46,889.58 52,845.26 64,850.90 76,152.17
l (c+d) a. First Year
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
761.58 1,407.16 3,239.46 4,948.45 31,895.39 23,111.52 23,800.24 26,279.91
- - - - - - - -
3,113.46 3,195.26 3,860.74 3,835.79 900.92 1,231.24 1,124.89 1,537.87
152.92 129.63 93.67 72.00 114.19 173.33 102.79 52.95
507.70 628.66 732.09 656.63 274.34 240.34 260.14 324.84
288.28 299.11 326.70 359.30 513.39 432.51 149.85 109.01
3,837.40 4,375.20 5,086.00 5,687.41 1,457.55 1,169.75 1,012.52 1,222.48
173.85 258.36 272.80 282.37 279.83 344.37 354.31 383.03
1,797.45 1,768.95 1,877.98 1,976.58 107.09 87.13 89.15 138.46
- - - - - - - -
293.17 316.67 335.64 327.90 64.59 87.66 121.00 133.56
230.46 227.16 293.53 - 467.70 408.15 492.27 585.71
144.80 121.81 112.97 96.59 157.19 224.09 228.26 339.35
11,192.49 11,242.23 12,028.11 12,399.60 1,157.35 1,082.54 1,414.40 1,673.14
23,350.56 22,665.60 20,231.81 18,634.58 1,084.72 688.27 807.95 861.87
1,010.49 1,135.06 1,351.69 1,538.19 39.33 63.93 126.39 259.92
2,981.78 3,550.27 3,763.88 3,355.36 591.72 792.40 1,059.76 1,155.96
5,047.65 5,882.20 6,593.66 6,525.18 1,395.41 1,403.26 1,506.31 1,783.80
1,189.82 1,137.59 1,380.38 1,628.87 464.33 505.68 691.31 973.52
41.30 35.42 39.47 41.85 102.95 131.67 138.81 164.20
918.29 1,204.33 1,290.07 1,043.45 1,616.43 1,465.57 756.77 579.81
2.29 2.04 1.52 1.11 25.07 10.24 12.34 12.09
23,534.46 28,465.71 33,390.13 36,053.49 1,994.72 1,950.88 2,035.88 1,533.51
47.10 40.33 42.65 60.66 186.18 271.42 412.33 459.15
341.56 428.11 551.56 598.04 300.69 333.33 414.28 542.30
2,090.81 2,489.80 3,430.18 4,832.50 271.43 239.48 469.19 752.55
82,288.08 89,599.49 97,087.23 100,007.45 13,567.11 13,337.24 13,780.89 15,579.10
83,049.66 91,006.65 100,326.69 104,955.90 45,462.50 36,448.76 37,581.13 41,859.01
0.00
a. First Year
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
28,086.72 31,291.96 57,906.26 33,808.52 36,343.51 38,501.12 58,869.55 55,394.15
- - - - - - - -
830.80 1,179.42 1,242.47 1,475.84 1,630.86 2,712.39 45.98 29.01
75.66 69.13 66.69 51.76 16.07 1.70 0.94 0.77
255.64 294.65 205.69 159.28 218.44 338.16 18.87 121.62
133.88 174.24 159.61 139.71 17.10 170.07 6.24 6.15
398.90 690.09 952.39 1,448.46 5,016.37 3,544.39 671.86 557.50
421.88 553.69 536.89 500.22 173.01 696.05 80.53 121.80
418.96 531.70 571.23 691.92 1,403.13 988.44 304.63 135.73
- - - - - - - -
178.19 259.71 257.55 358.43 49.27 443.96 7.42 12.17
602.38 697.03 738.28 630.70 65.46 - 71.79 206.36
472.37 573.45 621.74 409.95 24.99 652.87 2.02 2.20
2,018.58 2,301.77 4,399.35 5,223.48 14,721.57 9,256.28 1,359.84 2,033.51
1,068.96 1,066.71 1,830.00 2,325.91 7,726.61 3,658.95 346.83 278.71
334.31 379.28 589.65 635.14 1,355.21 1,277.79 1,487.57 1,306.77
1,213.44 1,637.49 1,948.35 1,719.73 2,023.36 2,561.14 292.86 340.80
1,828.62 2,186.15 2,474.96 2,941.79 2,546.71 4,174.77 460.54 609.13
1,040.47 949.75 920.64 1,139.09 537.47 1,758.65 29.58 6.63
297.00 275.21 151.41 103.58 184.21 142.12 61.27 439.15
560.27 617.94 625.07 545.01 55.86 833.50 45.91 76.86
2.25 0.07 0.01 0.00 - 0.00 34.86 25.21
2,554.24 2,320.62 2,499.04 3,084.63 10,270.40 6,163.58 1,785.84 1,643.15
473.58 476.48 454.92 611.00 336.59 665.22 126.82 200.68
501.91 477.86 483.58 659.05 336.01 2,008.26 56.35 43.48
888.46 1,537.40 2,149.31 2,797.67 668.86 5,264.62 76.97 16.69
16,570.76 19,249.82 23,878.83 27,652.36 49,377.56 47,312.91 7,375.53 8,214.09
44,657.48 50,541.78 81,785.09 61,460.88 85,721.07 85,814.03 66,245.07 63,608.24
b.Single
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
74,060.86 98,281.11 106,523.96 111,006.41 120,276.72 149,861.21 160,108.49
- - - - - - -
28.30 41.68 666.34 1,235.09 815.12 1,572.84 1,961.29
1.73 1.18 0.89 0.74 1.77 0.82 0.32
94.43 157.64 88.31 150.64 150.38 153.47 209.13
4.76 3.44 14.77 10.02 10.44 13.87 162.96
871.72 695.01 2,151.48 2,750.62 2,668.49 3,383.64 2,229.07
177.30 205.91 248.58 264.53 191.90 129.45 633.31
402.44 360.56 392.15 532.23 548.26 1,273.32 822.16
- - - - - - -
17.96 31.49 51.42 59.17 28.59 22.77 354.93
48.91 217.48 23.88 40.74 73.96 66.75 771.37
3.55 22.71 58.58 70.09 79.73 80.90 399.87
2,235.88 3,958.70 5,437.28 8,978.63 10,060.32 12,171.60 5,955.49
391.02 779.14 1,109.48 2,523.77 3,758.86 5,205.72 2,440.98
1,212.85 1,250.41 876.53 1,357.01 971.79 1,128.56 960.20
437.42 535.24 688.25 1,005.55 1,439.78 1,312.87 1,714.58
766.07 987.07 1,098.66 1,256.89 1,451.05 1,945.48 3,148.41
36.21 72.86 127.06 175.13 405.31 454.88 1,447.12
547.95 660.08 1,090.35 905.92 349.15 114.21 106.35
94.49 75.83 61.98 54.56 57.20 51.91 698.02
27.79 30.00 1.77 - - - 0.00
1,837.34 3,487.39 2,279.76 4,155.97 6,018.29 8,950.61 3,831.66
243.21 217.27 287.29 300.74 216.86 249.28 711.94
39.41 66.24 77.88 71.73 162.29 322.80 1,298.63
6.32 0.68 0.24 154.02 460.27 621.72 3,248.88
9,527.06 13,858.00 16,832.93 26,053.80 29,919.81 39,227.47 33,106.66
83,587.91 112,139.11 123,356.89 137,060.21 150,196.52 189,088.68 193,215.14
B. NON-LINKED PREMIUM
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
189,762.99 90,764.94 78,505.67 97,861.10 124,561.02 134,610.69 142,298.37
- - - - - - -
3,069.51 946.91 1,260.25 1,153.19 1,579.55 1,497.14 2,414.51
9.68 115.13 174.10 104.53 54.13 76.55 69.87
254.53 293.21 361.96 354.57 482.49 343.95 445.29
34.35 519.63 438.65 154.61 112.45 148.65 184.26
5,006.68 2,129.41 1,727.25 1,884.25 1,917.49 2,550.38 3,440.72
215.29 360.36 466.18 531.61 588.93 670.47 818.22
2,052.68 411.72 222.86 491.59 499.02 811.11 1,063.93
- - - - - - -
28.27 72.01 99.84 138.96 165.06 229.61 318.88
- 539.49 614.51 541.17 803.19 626.26 737.77
19.21 159.21 226.29 231.81 362.06 530.95 643.54
16,236.99 2,517.19 3,116.06 3,650.27 5,631.83 7,455.87 11,280.40
9,487.66 1,431.56 966.98 1,198.97 1,641.01 2,178.45 3,590.48
1,160.88 1,526.91 1,370.69 1,339.23 1,510.34 1,210.85 1,736.29
3,146.86 884.58 1,133.20 1,497.17 1,691.21 1,901.69 2,643.04
3,002.05 1,855.95 2,012.39 2,272.38 2,770.87 2,927.28 3,443.04
842.75 493.91 512.31 727.52 1,046.38 1,167.52 1,124.87
538.65 164.21 570.82 686.75 824.28 1,387.35 1,181.13
36.12 1,662.33 1,542.43 851.26 655.65 622.25 672.50
- 59.93 35.45 40.12 42.09 4.02 0.07
12,248.50 3,780.56 3,594.03 3,873.23 5,020.90 4,834.00 6,476.59
449.83 313.00 472.10 655.54 676.42 760.87 777.21
862.93 357.03 376.81 453.69 608.54 579.79 549.59
1,069.04 348.40 256.17 475.51 753.22 888.70 1,691.42
59,772.45 20,942.64 21,551.33 23,307.95 29,437.11 33,403.69 45,303.63
249,535.44 111,707.58 100,057.00 121,169.05 153,998.13 168,014.38 187,601.99
ON-LINKED PREMIUM
ss (a+b)
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
178,182.98 183,669.73 196,452.00 228,264.11 143,449.12 159,284.93 167,113.90
- - - - - - -
2,057.60 3,048.68 3,592.15 5,781.90 735.60 972.86 1,191.00
68.46 52.58 16.39 11.38 121.59 191.21 231.95
356.06 312.76 427.57 592.68 391.51 500.56 594.96
170.05 153.58 180.06 204.42 507.84 623.97 727.93
3,620.88 4,832.10 7,245.44 8,551.07 2,296.91 2,544.17 2,281.70
728.78 629.66 806.32 911.35 174.51 342.90 511.26
1,119.50 1,965.24 2,225.29 3,041.12 168.64 215.96 242.02
- - - - - - -
286.14 381.20 404.19 472.23 27.23 65.56 112.36
812.24 697.44 836.83 - 1,025.21 1,200.77 1,275.62
701.47 490.86 424.87 672.07 296.59 282.11 277.80
14,459.67 17,395.08 20,677.05 25,493.27 2,653.46 3,386.88 4,054.31
5,588.86 7,531.64 10,167.59 13,146.61 2,635.87 3,175.28 3,583.48
1,561.44 1,763.70 2,315.41 2,438.67 31.89 50.45 85.79
3,388.13 3,032.60 3,737.94 5,708.00 665.64 875.41 1,176.60
3,926.01 4,887.27 5,695.12 7,176.82 3,322.35 4,045.05 4,696.50
1,325.95 1,593.97 1,984.59 2,601.40 795.60 957.21 1,177.73
500.56 217.79 290.56 680.76 95.49 125.13 171.29
682.27 596.92 753.88 869.62 1,517.53 1,882.93 2,218.37
0.01 0.00 0.00 0.00 114.13 114.42 105.55
8,517.33 12,035.24 14,102.05 18,412.08 2,665.74 3,986.17 5,057.38
671.78 860.28 1,048.52 1,115.05 153.86 203.49 308.58
645.87 981.85 1,634.64 2,871.18 122.22 220.39 433.03
2,609.58 3,419.39 3,917.74 6,333.66 1,081.49 1,179.41 1,255.46
53,798.64 66,879.83 82,484.22 107,085.36 21,600.89 27,142.28 31,770.70
231,981.62 250,549.56 278,936.22 335,349.47 165,050.01 186,427.20 198,884.61
d.Renewal
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
174,914.17 182,722.77 194,393.21 200,445.04 218,209.66 228,333.51 241,455.58
- - - - - - -
1,455.11 1,792.40 2,176.20 2,838.92 3,531.29 4,687.34 5,452.00
247.70 277.91 328.45 354.36 343.87 306.40 286.56
698.40 839.59 896.57 978.75 1,017.22 1,047.64 1,039.69
738.57 722.31 712.35 735.31 712.56 761.38 753.73
2,106.14 2,077.11 2,047.94 2,294.25 2,817.55 3,795.61 5,222.96
685.74 882.70 1,098.90 1,284.62 1,392.80 1,522.44 1,726.86
297.94 377.93 670.04 1,025.88 1,381.84 1,786.65 2,179.69
- - - - - - -
178.46 229.21 329.10 469.18 550.37 724.37 890.34
1,385.53 1,639.39 1,917.75 2,176.89 2,400.14 2,637.61 -
289.31 351.30 458.12 633.98 709.53 895.70 989.35
4,725.55 5,840.64 6,583.96 7,054.73 9,946.19 13,257.66 19,640.56
4,075.27 4,502.84 4,621.15 4,491.28 5,535.59 7,058.60 8,151.59
173.49 353.76 555.77 788.51 1,156.75 1,519.46 2,097.67
1,648.16 2,387.72 3,072.35 3,970.16 4,517.35 5,513.29 6,257.10
5,320.46 6,011.14 6,537.95 7,209.98 8,248.43 10,125.39 11,639.91
1,444.28 1,965.04 2,533.91 2,991.19 3,301.26 3,983.29 4,554.94
247.63 366.61 566.13 686.20 740.38 768.74 772.78
2,395.07 2,600.86 2,717.61 2,840.37 2,935.20 2,992.62 3,209.03
104.03 104.08 97.51 85.13 71.16 59.92 43.08
5,956.58 6,405.77 7,586.29 8,582.95 9,753.22 11,267.46 12,850.04
456.68 670.31 868.00 1,010.17 1,117.92 1,258.43 1,370.68
563.05 862.10 1,095.29 1,322.93 1,588.66 1,950.60 2,277.14
1,525.90 1,960.70 2,513.34 3,608.12 5,195.90 7,097.10 9,337.34
36,719.06 43,221.40 49,984.67 57,433.87 68,965.16 85,017.72 100,743.02
211,633.23 225,944.17 244,377.87 257,878.91 287,174.83 313,351.23 342,198.60
e.Total (c+d)
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
234,214.05 237,790.60 264,975.00 299,475.19 317,333.46 336,691.57 378,628.02
- - - - - - -
1,682.50 2,233.10 2,344.19 3,034.66 3,289.54 4,590.71 4,896.52
236.72 365.31 336.48 301.83 354.46 398.32 422.82
684.72 862.52 949.53 1,180.89 1,183.54 1,341.85 1,334.82
1,027.47 1,062.62 882.54 851.02 870.96 896.61 905.36
4,426.32 4,271.42 4,165.94 4,023.63 4,627.49 5,488.65 5,915.13
534.87 809.08 1,042.87 1,274.68 1,553.16 1,917.12 2,013.40
580.36 438.82 733.61 796.96 1,189.03 1,733.98 2,145.38
- - - - - - -
99.23 165.40 251.32 343.52 458.82 647.98 755.32
1,564.70 1,815.28 1,816.79 2,188.72 2,265.65 2,655.53 2,989.13
455.81 508.40 509.61 651.37 882.25 1,101.67 1,335.45
5,170.66 6,502.94 7,704.58 10,357.39 13,296.50 17,864.36 21,514.40
4,067.43 4,142.26 4,782.45 5,716.28 6,681.28 8,211.63 10,080.14
1,558.80 1,421.14 1,425.03 1,683.82 1,564.61 2,292.06 2,349.95
1,550.21 2,008.61 2,673.78 3,339.37 4,289.41 5,715.39 7,358.30
5,178.30 6,057.44 6,968.89 8,091.33 8,938.42 9,980.99 11,135.99
1,289.51 1,469.52 1,905.26 2,490.66 3,132.57 3,658.78 4,317.14
259.70 695.95 858.04 1,071.91 1,753.96 1,747.26 1,186.77
3,179.86 3,425.36 3,069.64 3,050.72 3,223.11 3,390.11 3,522.65
174.06 149.87 145.67 146.12 108.10 97.57 85.15
6,446.30 7,580.21 8,930.61 10,977.48 11,239.76 14,062.88 17,100.27
466.85 675.59 964.13 1,133.10 1,431.19 1,645.21 1,681.95
479.26 597.20 886.73 1,171.59 1,441.89 1,644.87 1,968.80
1,429.89 1,435.58 1,730.97 2,279.12 2,849.40 4,204.76 6,217.70
42,543.53 48,693.60 55,078.65 66,156.17 76,625.09 95,288.29 111,232.51
276,757.58 286,484.20 320,053.65 365,631.36 393,958.54 431,979.87 489,860.53
a. First Year
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
401,879.40 424,785.51 469,719.69 31,904.49 23,112.20 23,829.38 26,301.03 28,146.40
- - - - - - -
6,579.97 8,279.49 11,233.90 1,638.72 1,896.37 2,173.43 2,464.83 1,257.19
396.44 322.79 297.94 144.18 206.28 133.92 89.07 135.55
1,329.98 1,475.21 1,632.37 274.89 257.64 310.32 394.15 416.60
866.14 941.44 958.15 581.53 546.04 312.19 236.05 306.81
7,649.64 11,041.05 13,774.03 1,598.52 1,501.02 1,393.80 2,001.21 1,396.39
2,022.46 2,328.76 2,638.21 294.85 350.48 358.82 387.23 436.01
3,347.08 4,011.95 5,220.80 299.56 336.35 437.79 614.47 821.73
- - - - - - -
931.57 1,128.57 1,362.57 67.46 105.30 150.04 189.78 281.99
3,097.59 3,474.43 - 493.90 429.09 565.82 637.68 727.79
1,200.38 1,320.57 1,661.42 175.90 245.89 249.05 372.17 517.60
27,341.27 33,934.72 45,133.83 2,355.70 2,927.90 3,296.49 3,572.87 4,738.46
13,067.23 17,226.18 21,298.20 3,285.17 4,573.17 4,924.38 6,344.63 7,356.19
2,920.45 3,834.87 4,536.34 147.64 155.67 218.79 401.55 571.88
7,549.95 9,251.23 11,965.10 789.07 1,061.42 1,646.68 2,082.53 2,314.68
13,135.70 15,820.51 18,816.73 1,787.43 1,924.78 2,082.79 2,646.49 3,191.51
4,895.23 5,967.89 7,156.34 630.44 812.90 958.15 1,065.82 1,261.10
958.18 1,059.30 1,453.54 108.27 140.21 148.85 174.25 321.72
3,532.12 3,746.50 4,078.65 1,836.25 1,971.09 1,446.70 957.27 838.59
71.17 59.92 43.08 25.16 10.35 12.45 12.23 2.27
21,788.46 25,369.51 31,262.12 2,997.51 3,330.72 4,630.54 6,207.23 8,139.36
1,978.20 2,306.95 2,485.73 188.70 273.46 420.13 465.66 481.62
2,570.51 3,585.25 5,148.32 442.68 551.74 457.03 605.03 584.53
8,615.29 11,014.84 15,671.00 333.97 293.91 724.84 1,127.24 1,481.77
135,844.99 167,501.94 207,828.38 20,497.51 23,901.76 27,053.01 33,049.45 37,581.33
537,724.39 592,287.45 677,548.07 52,402.00 47,013.97 50,882.40 59,350.48 65,727.73
a. First Year
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
31,326.22 57,958.76 33,930.86 36,649.35 39,089.94 58,904.30 55,395.51 74,062.13
- - - - - - - -
1,803.86 1,790.53 2,054.77 2,392.96 3,235.98 58.77 41.57 46.87
112.19 88.23 55.63 16.25 1.75 3.04 1.22 2.40
425.74 268.47 267.02 367.47 450.08 40.81 226.86 278.08
272.47 206.18 206.05 127.09 299.22 12.23 10.86 8.61
1,736.96 1,919.06 2,460.58 6,442.85 5,158.16 993.51 1,201.07 1,490.71
577.65 588.85 559.51 246.52 762.39 80.76 123.73 180.67
916.29 968.86 1,006.90 1,917.09 1,637.45 308.50 140.63 421.40
- - - - - - - -
390.16 351.88 432.36 118.19 501.41 13.26 17.12 33.55
744.17 774.69 687.55 153.01 - 73.91 215.67 67.04
640.25 684.59 440.69 55.06 676.24 49.00 6.52 6.53
5,058.11 6,044.27 6,858.43 16,820.45 11,323.93 1,683.23 2,564.20 3,190.73
6,978.53 6,507.79 5,187.20 11,251.14 6,493.83 474.42 758.96 1,841.37
678.69 848.58 891.45 1,731.27 1,702.70 1,533.72 1,383.01 1,259.31
2,534.07 3,109.16 2,978.39 3,497.81 3,723.19 482.74 478.76 562.98
3,873.12 4,088.50 4,833.37 4,715.80 5,899.58 474.17 647.82 798.92
1,420.44 1,354.66 1,511.27 967.20 2,313.56 45.45 16.16 45.02
297.38 154.60 110.41 192.37 153.48 64.69 439.38 578.17
998.35 937.33 1,065.14 570.54 1,081.74 97.74 98.59 111.63
0.07 0.01 0.00 - 0.00 39.93 28.10 30.98
9,057.23 9,828.79 10,338.10 19,380.28 15,197.07 2,067.97 2,198.44 2,476.04
485.14 462.55 620.52 346.07 685.66 201.13 225.06 273.66
573.59 578.47 791.31 578.53 2,196.03 120.17 78.19 100.85
2,312.57 2,770.58 3,512.51 2,055.44 7,341.32 99.78 18.14 15.95
41,887.02 44,326.64 46,869.16 73,943.39 70,834.75 9,018.92 10,920.05 13,821.47
73,213.24 102,285.40 80,800.02 110,592.74 109,924.69 67,923.22 66,315.56 87,883.60
b.Single
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
98,282.28 106,525.29 111,009.74 120,317.48 150,498.69 162,282.83 192,960.65
- - - - - - -
69.42 1,405.61 2,113.21 1,866.69 2,508.91 3,271.99 4,436.77
10.50 11.50 5.45 3.50 6.15 0.42 9.71
399.40 416.43 380.88 292.03 364.72 448.96 461.32
7.86 18.76 11.34 11.41 14.06 165.58 39.84
1,289.05 2,894.75 3,185.88 3,259.95 3,852.65 2,693.60 5,579.63
221.38 294.86 333.36 239.71 223.33 688.71 253.90
368.50 406.02 544.20 558.87 1,294.36 878.65 2,079.19
- - - - - - -
38.21 60.47 65.72 31.25 23.07 362.26 42.18
225.09 32.11 58.03 114.20 93.50 849.08 -
27.70 64.75 74.69 82.91 82.19 401.91 22.83
5,123.48 6,611.15 9,913.34 11,194.18 13,248.20 7,334.37 17,761.22
1,518.67 1,855.56 3,385.82 5,979.73 8,038.86 4,251.11 10,918.69
1,269.31 925.10 1,393.96 1,018.21 1,159.12 1,034.94 1,255.98
767.21 1,089.53 1,443.04 1,996.61 2,278.12 2,644.96 3,945.48
1,019.86 1,157.08 1,287.28 1,494.98 1,992.85 3,189.12 3,060.02
82.97 165.98 261.46 423.98 485.05 1,500.89 905.86
699.68 1,133.97 923.68 357.17 116.59 112.50 544.93
94.31 77.03 68.65 68.79 69.87 711.78 43.77
32.42 1.90 - - - 0.00 -
3,936.63 2,826.78 4,734.75 6,763.70 10,286.14 6,077.07 14,391.53
268.23 328.71 328.44 237.65 259.66 723.52 467.03
95.08 116.19 102.92 192.55 372.60 1,347.78 921.98
4.96 6.65 163.95 471.43 631.21 3,303.07 1,198.65
17,569.92 21,900.88 30,780.06 36,659.50 47,401.21 41,992.25 68,340.47
115,852.20 128,426.17 141,789.80 156,976.98 197,899.90 204,275.08 261,301.13
C. TOTAL OF LINKED AND NON-LINKED PREMIUM
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
90,808.79 78,507.72 97,891.51 124,583.31 134,671.70 142,335.96 178,276.24
- - - - - - -
1,697.49 1,937.94 2,220.31 2,534.26 2,662.80 3,917.07 3,657.22
147.22 207.50 136.33 99.57 147.05 117.63 91.73
315.69 484.50 588.40 793.55 833.03 806.62 560.50
593.76 556.89 320.80 243.91 325.57 283.82 217.59
2,592.03 2,702.10 2,884.52 3,290.26 4,291.14 4,922.83 5,179.01
375.61 474.20 539.49 608.61 730.86 911.02 828.56
608.07 476.98 859.18 982.97 1,227.74 1,460.49 1,527.74
- - - - - - -
80.72 122.42 183.59 227.99 342.46 455.88 383.13
567.81 644.75 632.85 862.76 759.90 802.20 888.88
224.90 252.41 255.59 399.87 582.35 714.94 767.50
4,038.93 5,492.10 6,487.22 8,696.36 11,349.61 14,971.45 17,238.45
3,759.59 5,332.13 6,765.75 7,863.30 9,211.75 10,364.36 12,487.52
1,681.36 1,538.67 1,478.10 1,670.85 1,496.97 2,072.64 1,866.79
1,271.81 1,540.18 2,209.66 2,849.74 3,404.21 3,977.11 5,105.77
2,261.60 2,572.60 2,881.71 3,666.35 4,348.59 5,160.41 5,583.48
675.89 829.06 1,003.17 1,148.78 1,427.08 1,681.90 1,778.64
172.95 579.59 727.02 873.93 1,455.68 1,221.06 511.77
1,933.99 2,069.69 1,558.33 1,051.58 915.62 1,067.00 1,006.11
65.09 38.44 43.43 44.64 4.17 0.07 0.01
5,065.48 5,529.16 7,106.58 10,143.86 10,966.14 13,791.98 16,592.49
389.83 498.52 693.79 733.89 810.33 813.58 700.21
562.85 629.93 557.88 700.11 700.72 676.51 771.02
433.75 312.05 740.79 1,132.19 1,488.42 2,476.52 3,242.01
29,516.43 34,821.81 40,874.48 50,619.37 59,482.21 72,667.08 80,986.14
120,325.22 113,329.52 138,765.99 175,202.68 194,153.90 215,003.04 259,262.38
NKED PREMIUM
d.Renewal
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
184,429.55 198,932.18 232,050.60 146,133.51 161,159.94 168,552.70 175,904.05
- - - - - - -
4,563.68 5,664.95 7,672.74 3,135.56 3,295.28 3,359.41 3,189.70
61.78 16.67 11.45 305.78 351.69 365.27 351.15
631.74 816.43 911.40 510.55 585.12 651.27 771.64
220.11 292.67 339.06 1,284.34 1,239.36 1,172.34 1,092.59
6,313.23 9,136.44 10,737.79 3,251.11 3,315.20 3,012.79 2,893.06
782.84 935.23 1,016.29 497.05 579.12 668.84 787.89
2,301.25 2,795.73 3,716.64 1,215.35 1,180.04 1,200.78 1,311.74
- - - - - - -
455.43 480.45 543.59 30.19 70.66 126.47 213.34
781.05 1,002.09 - 1,262.86 1,382.72 1,414.14 1,545.82
522.88 456.97 699.07 409.26 351.84 336.91 339.97
20,106.63 24,154.82 29,085.14 8,023.97 9,337.80 9,825.76 10,749.13
13,226.06 15,502.24 17,412.52 8,669.06 9,974.49 12,398.64 14,490.70
2,050.57 2,766.21 2,958.68 462.00 495.43 489.30 594.32
5,256.51 6,142.77 7,668.67 1,428.98 1,497.88 1,762.02 2,289.80
6,826.22 7,904.92 8,959.60 5,016.95 5,599.02 6,334.45 7,114.05
1,996.32 2,468.10 3,219.42 1,564.70 1,632.12 1,824.67 2,087.30
227.00 304.87 698.41 132.91 155.51 193.19 268.17
1,135.00 1,282.32 1,125.50 2,349.41 2,551.40 2,839.79 2,975.24
0.00 0.00 0.00 139.54 128.41 113.62 109.30
20,624.25 25,457.35 29,588.60 5,673.13 7,337.95 8,718.79 10,871.27
880.18 1,069.59 1,152.68 204.40 236.13 328.32 474.05
1,163.91 1,926.31 3,118.01 385.90 504.75 749.59 810.78
4,143.72 5,358.50 8,539.97 1,889.95 1,810.61 1,738.17 2,038.89
94,270.37 115,935.64 139,175.22 47,842.93 53,612.54 59,624.54 67,369.89
278,699.92 314,867.82 371,225.82 193,976.45 214,772.48 228,177.24 243,273.93
d.Renewal
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
183,551.51 195,169.11 201,113.36 218,857.00 229,092.80 242,617.54 236,942.30
- - - - - - -
3,240.20 3,594.19 4,352.76 5,211.54 6,475.28 7,396.94 4,833.05
384.16 451.25 484.00 464.30 399.79 358.50 453.00
950.21 1,125.90 1,282.01 1,326.90 1,390.87 1,377.60 826.25
1,018.65 981.12 976.05 945.14 975.47 978.39 1,878.10
3,287.24 3,934.33 4,573.52 5,711.61 6,990.61 8,723.65 5,843.14
953.53 1,164.49 1,358.70 1,497.98 1,666.32 1,904.29 872.65
1,553.31 2,030.26 2,415.09 2,814.78 3,094.19 3,480.75 1,823.42
- - - - - - -
295.80 463.44 665.36 792.81 983.75 1,146.88 110.90
1,771.99 2,084.00 2,330.70 2,543.70 2,765.87 - 1,830.67
409.94 528.23 712.75 799.32 976.57 1,058.95 634.16
12,214.80 14,214.57 15,468.44 18,476.87 21,808.01 28,448.28 12,062.90
17,857.02 20,565.42 20,943.18 22,506.76 21,955.75 22,520.26 12,428.65
812.04 1,139.91 1,493.65 2,004.93 2,420.35 3,115.86 2,143.36
3,194.46 4,191.18 5,234.31 5,843.71 6,872.35 7,651.79 2,700.79
8,152.30 9,414.82 10,600.17 12,191.67 14,509.25 16,382.31 7,278.54
2,526.43 3,095.30 3,728.31 4,036.50 4,880.17 5,565.79 2,240.59
388.78 595.80 716.30 766.60 793.91 796.99 305.86
3,153.75 3,290.92 3,434.82 3,601.45 3,754.26 3,996.60 4,283.40
107.86 100.64 87.42 73.20 61.44 44.19 204.63
14,388.05 19,197.44 24,042.23 29,629.92 33,302.29 37,727.01 10,738.60
686.70 885.88 1,028.85 1,138.35 1,280.01 1,393.71 594.24
1,082.28 1,317.57 1,539.34 1,834.71 2,210.49 2,628.35 948.75
2,674.53 3,593.24 5,066.49 6,961.36 9,086.52 11,963.54 2,323.70
81,104.03 97,959.88 112,534.45 131,174.11 148,653.53 168,660.61 77,359.36
264,655.54 293,129.00 313,647.81 350,031.11 377,746.32 411,278.15 314,301.66
(Premium in ₹Crore)
e.Total (c+d)
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
239,667.65 266,444.21 300,487.36 318,223.21 337,505.07 379,389.60 403,286.55
- - - - - - -
5,233.22 5,579.71 5,723.96 5,903.00 7,511.26 8,009.97 9,775.22
559.20 501.60 450.72 531.21 568.88 575.74 526.07
1,069.62 1,239.67 1,565.19 1,783.24 1,932.52 1,842.51 1,958.64
1,796.25 1,493.15 1,336.51 1,344.22 1,264.94 1,193.64 1,165.25
6,017.30 5,897.31 6,183.32 7,578.37 8,857.16 9,752.53 12,024.84
1,053.32 1,208.33 1,396.50 1,684.39 2,075.50 2,187.26 2,280.82
1,657.02 2,059.96 2,294.71 2,781.06 3,490.74 3,942.82 5,116.03
- - - - - - -
193.08 310.07 441.33 638.26 919.31 1,048.48 1,248.24
2,027.48 2,046.99 2,408.58 2,531.89 2,886.20 3,219.59 3,324.75
604.25 592.50 739.85 992.29 1,243.16 1,480.25 1,322.19
14,829.90 16,312.98 19,445.49 23,564.41 29,186.02 32,706.89 38,583.49
15,306.62 19,164.39 22,354.00 27,068.77 30,929.77 33,430.70 35,732.82
2,034.11 1,967.40 2,265.17 2,309.01 3,212.55 3,360.44 4,055.50
3,038.05 3,971.68 5,139.55 6,598.67 8,168.29 10,340.08 11,100.22
8,171.62 9,216.16 10,780.40 12,500.89 14,575.23 16,183.65 19,017.90
2,461.19 2,827.83 3,236.08 3,953.51 4,777.20 5,506.96 6,032.82
735.10 920.21 1,142.10 1,844.46 1,816.86 1,228.06 993.60
4,621.08 4,398.12 4,026.82 4,069.37 4,357.93 4,440.94 4,736.45
166.86 157.05 153.94 112.03 100.71 87.43 73.20
12,867.11 15,825.36 21,015.13 25,354.19 32,989.42 40,634.73 50,254.17
734.66 1,022.11 1,207.94 1,497.04 1,699.46 1,729.05 2,018.53
1,134.68 1,307.47 1,510.88 1,783.01 1,994.07 2,310.36 2,998.62
2,122.66 2,478.96 3,171.08 4,162.95 6,069.76 8,308.51 11,105.09
88,434.35 100,499.03 117,989.25 140,586.23 170,626.96 193,520.59 225,444.48
328,102.01 366,943.23 418,476.61 458,809.44 508,132.03 572,910.19 628,731.04
(Premium in ₹Crore)
2021-22 2022-23
428,024.97 474668.14
- -
12,140.23 15069.685
416.46 369.94796
2,207.30 2288.9968
1,268.15 1317.4529
16,127.05 19461.433
2,601.56 2920.5789
5,889.92 7197.3832
- -
1,464.20 1690.4709
3,767.96 0
1,433.54 1758.0142
45,962.83 57533.424
37,457.99 39932.781
5,186.56 6074.5341
13,015.11 15320.459
22,414.17 25341.912
7,348.26 8785.2055
1,098.78 1495.3922
5,036.57 5122.0992
61.44 44.192188
58,759.64 67315.605
2,349.60 2546.3979
4,136.80 5746.3651
14,445.03 20503.502
264,589.17 307835.83
692,614.14 782504
TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS
S.No. Insurer ULIP Commission
2013-14 2014-15 2015-16 2016-17 2017-18

Public Sector
1 Life Insurance Corporation of India 64.28 41.48 35.50 24.55 24.06
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd. 82.83 89.42 72.90 59.93 61.26
3 Aegon Life Insurance Company Ltd. 2.09 2.01 1.19 0.26 0.20
4 Ageas Federal Life Insurance Company Ltd. 2.01 5.10 9.84 12.96 24.62
5 Aviva Life Insurance Company India Ltd. 6.07 7.77 4.22 4.98 6.35
6 Bajaj Allianz Life Insurance Company Ltd. -72.97 22.53 19.81 27.85 57.69
7 Bharti AXA Life Insurance Company Ltd. 1.25 0.63 0.28 0.40 1.16
8 Canara HSBC OBC Life Insurance Company Lt 11.46 26.28 28.91 34.73 34.47
9 Edelweiss Tokio Life Insurance Company Ltd. 0.21 1.31 2.35 4.35 6.57
10 Exide Life Insurance Company Ltd.* 4.08 3.00 4.36 4.19 4.95
11 Future Generali India Life Insurance Company 2.80 1.70 1.93 2.22 1.49
12 HDFC Life Insurance Company Ltd. 205.44 328.82 330.32 337.28 512.36
13 ICICI Prudential Life Insurance Company Ltd. 261.27 298.10 338.00 426.78 955.28
14 IndiaFirst Life Insurance Company Ltd. 17.19 14.23 13.14 14.52 19.90
15 Kotak Mahindra Life Insurance Ltd. 13.44 14.85 18.84 28.32 38.79
16 MaxLife Insurance Company Ltd. 65.26 75.95 76.60 89.17 159.78
17 PNB Metlife India Insurance Company Ltd. 21.29 29.58 23.19 13.42 25.46
18 Pramerica Life Insurance Company Ltd. 0.44 0.49 0.76 1.05 1.46
19 Reliance Nippon Life Insurance Company Ltd. 18.40 17.86 11.97 10.86 9.01
20 Sahara India Life Insurance Company Ltd. 1.01 0.53 0.33 0.23 0.13
21 SBI Life Insurance Company Ltd. 119.18 162.76 256.44 367.56 526.24
22 Shriram Life Insurance Company Ltd. 2.13 1.10 1.06 1.33 1.10
23 Star Union Dai-ichi Life Insurance Company Lt 18.68 24.25 11.44 11.73 13.06
24 TATA AIA Life Insurance Company Ltd. 6.59 7.40 34.10 52.83 82.78
Private Sector Total 790.16 1135.65 1261.96 1506.93 2482.85
Grand Total 854.43 1177.14 1297.46 1531.48 2506.91
*Takeover of Exide Life Insurance Co. Ltd. by HDFC Life Insuran
Unit Linked Plans
ULIP Commission % to ULIP Premium
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
21.63 22.25 40.67 86.89 128.55 2.36 2.21 2.42 2.43 2.70
85.62 86.84 96.88 109.16 88.98 2.63 2.98 2.25 2.23 2.34
0.13 0.07 0.03 0.02 0.01 0.97 1.04 0.72 0.18 0.11
19.60 9.60 12.35 14.70 10.64 1.42 2.46 3.39 3.37 4.11
4.58 3.06 2.98 3.74 3.26 0.71 1.06 0.69 1.03 1.34
54.93 51.15 86.38 142.05 158.60 -5.15 1.29 1.14 1.29 1.95
2.30 2.74 3.26 3.34 3.49 0.37 0.26 0.17 0.32 0.88
40.81 48.26 45.59 58.40 66.29 0.92 2.16 2.18 2.32 2.17
7.68 6.77 7.38 7.87 6.90 1.80 4.73 4.01 4.45 3.66
4.95 1.92 2.61 3.74 - 1.53 1.41 1.89 1.91 1.86
2.09 2.07 1.39 1.67 0.85 1.57 1.77 2.33 2.51 1.35
449.84 299.11 300.59 326.70 270.11 2.98 3.95 3.84 3.71 4.99
1077.71 842.28 634.68 662.61 488.64 3.12 2.67 2.35 2.57 4.69
25.06 24.61 26.44 33.66 39.14 2.94 2.32 2.42 2.50 2.67
43.43 43.31 53.79 58.98 51.35 1.17 1.44 1.45 1.57 1.68
191.72 173.26 225.46 265.03 227.53 3.11 3.59 3.41 3.32 4.49
46.40 46.19 38.66 50.39 62.45 2.24 2.98 2.51 1.80 3.10
1.09 0.39 0.44 0.58 0.70 0.95 1.26 1.22 1.49 1.61
11.97 12.73 16.49 15.57 12.92 1.67 1.49 0.90 1.11 1.06
0.11 0.08 0.07 0.05 0.04 3.31 3.11 2.88 2.90 3.39
660.86 792.81 893.54 1101.42 1174.79 2.78 3.08 3.72 3.66 3.73
1.47 0.72 0.69 0.75 0.95 1.67 1.87 1.83 1.77 1.67
14.59 13.65 13.44 19.08 17.34 3.98 4.51 2.72 3.46 3.83
114.65 94.01 121.81 283.77 473.86 0.74 1.08 4.56 5.92 6.30
2861.60 2555.62 2584.95 3163.28 3158.84 2.33 2.86 2.78 2.91 4.05
2883.23 2577.87 2625.61 3250.17 3287.40 2.33 2.83 2.77 2.90 4.03
it Linked Plans
% to ULIP Premium % to Total Commission
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
2.66 2.73 2.89 2.68 2.60 0.38 0.27 0.23 0.15 0.13
2.93 2.79 3.03 2.83 2.32 35.29 38.32 33.43 23.50 22.79
0.08 0.05 0.03 0.02 0.01 10.45 5.81 6.28 4.57 3.56
3.32 1.89 1.96 2.01 1.62 2.39 7.07 11.08 12.91 24.64
1.24 1.06 1.00 1.15 0.91 7.81 9.99 10.04 14.11 17.34
1.63 1.33 1.97 2.79 2.79 -47.42 10.74 12.47 18.92 28.32
1.45 1.58 1.26 1.22 1.24 2.53 0.90 0.34 0.39 0.95
2.32 2.68 2.58 3.11 3.35 30.99 53.92 52.83 50.53 27.27
2.83 2.31 2.33 2.35 2.10 1.44 6.58 8.87 15.06 16.42
2.14 0.83 1.15 1.28 - 3.08 2.39 3.18 2.56 3.41
1.48 1.43 1.14 1.48 0.88 6.53 5.47 7.32 6.48 4.50
3.97 2.67 2.67 2.72 2.18 39.96 52.74 47.06 42.58 47.66
4.74 3.61 2.80 3.28 2.62 41.64 53.89 54.52 56.23 68.08
2.72 2.44 2.33 2.49 2.54 62.42 38.94 33.00 21.02 21.20
1.77 1.45 1.52 1.57 1.53 9.79 8.15 7.30 8.72 10.23
4.17 3.43 3.83 4.02 3.49 9.56 10.14 9.33 9.52 17.90
4.15 3.88 3.40 3.65 3.83 16.79 21.36 14.36 7.47 11.81
1.57 0.95 1.25 1.48 1.68 2.32 1.87 3.09 4.03 2.07
1.24 1.39 1.37 1.21 1.24 5.58 6.36 4.87 5.56 5.70
3.39 3.34 3.40 3.37 3.33 6.59 6.20 4.06 2.90 2.70
3.49 3.37 3.14 3.30 3.26 21.43 26.96 35.90 46.92 46.95
2.71 1.53 1.71 1.75 1.56 6.30 2.72 1.75 1.89 1.19
4.18 4.00 3.14 3.46 2.90 25.40 28.74 10.93 8.56 9.16
6.15 4.50 4.89 8.27 9.81 7.08 7.94 22.51 19.92 23.62
3.80 3.11 2.89 3.26 3.16 19.35 26.15 26.48 27.47 36.45
3.79 3.10 2.89 3.24 3.13 4.10 6.05 6.40 6.92 9.99
% to Total Commission Traditional Commission
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
0.11 0.11 0.18 0.37 0.50 16698.61 15076.65 15464.82 16607.39 18247.47
20.50 18.00 17.85 18.31 10.55 151.88 143.95 145.16 195.13 207.55
3.19 1.55 0.67 0.51 0.62 17.95 32.65 17.79 5.49 5.44
18.28 12.61 18.40 17.94 9.85 82.03 66.94 79.01 87.42 75.31
22.31 12.89 11.86 11.53 9.25 71.73 70.03 37.83 30.30 30.25
18.11 12.21 14.90 17.03 13.14 226.85 187.15 139.03 119.30 146.01
1.34 1.45 2.09 1.98 1.86 48.16 68.97 82.97 99.89 120.78
22.06 21.49 15.53 16.26 16.03 25.52 22.46 25.81 33.99 91.93
12.90 8.58 6.96 7.34 5.07 14.38 18.59 24.19 24.54 33.45
2.67 0.89 1.23 2.03 - 128.18 122.73 132.70 159.43 140.04
4.10 3.89 3.33 3.58 1.30 40.13 29.33 24.45 32.00 31.59
40.25 20.06 17.57 16.84 9.36 308.67 294.65 371.53 454.74 562.57
69.47 53.11 42.31 39.61 26.22 366.22 255.07 281.98 332.14 447.99
21.78 16.34 15.43 13.27 12.61 10.35 22.32 26.67 54.55 73.96
9.15 7.88 10.28 9.99 6.31 123.86 167.33 239.27 296.49 340.55
19.39 16.91 18.37 18.89 14.10 617.55 672.68 744.42 847.26 733.09
18.50 16.28 11.41 12.39 12.02 105.48 108.86 138.28 166.23 190.02
1.34 0.99 1.50 1.77 1.16 18.51 25.98 23.85 24.95 69.20
6.91 6.97 11.06 10.06 7.87 311.42 262.84 233.91 184.55 149.06
2.63 2.15 2.37 2.03 2.08 14.34 7.99 7.73 7.60 4.80
49.09 48.79 50.23 51.03 38.36 437.01 440.96 457.82 415.78 594.63
1.39 0.64 0.56 0.59 0.63 31.68 39.49 59.42 68.90 91.88
9.73 8.99 7.38 8.02 5.81 54.86 60.12 93.23 125.24 129.53
20.33 11.21 11.52 21.47 23.74 86.58 85.80 117.36 212.34 267.66
33.95 26.06 23.88 24.88 18.87 3293.33 3206.89 3504.40 3978.27 4329.74
10.38 8.36 7.96 9.06 7.77 19991.94 18283.54 18969.22 20585.66 22577.21
Traditional Plans
aditional Commission % to Traditional Premium
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
19323.68 21004.90 22129.97 23084.57 25451.83 7.13 6.34 5.84 5.55 5.75
332.13 395.60 445.94 487.07 754.63 9.03 6.45 6.19 6.43 6.31
4.01 4.55 5.03 2.92 1.57 7.58 8.94 5.29 1.82 1.54
87.64 66.49 54.73 67.21 97.42 11.98 7.76 8.32 7.40 6.36
15.93 20.67 22.18 28.71 31.96 6.98 6.59 4.29 3.56 3.47
248.39 367.70 493.53 691.92 1048.07 5.13 4.38 3.34 2.97 3.16
169.70 186.86 153.01 164.74 184.78 9.00 8.52 7.96 7.84 7.78
144.19 176.28 248.06 300.79 347.26 4.40 5.12 3.52 4.27 7.73
51.90 72.19 98.65 99.40 129.26 14.49 11.24 9.62 7.14 7.29
180.33 213.67 209.41 180.72 - 8.19 6.76 7.30 7.28 6.18
48.88 51.14 40.25 44.95 64.88 8.80 5.77 4.80 4.91 3.58
667.84 1192.07 1409.81 1613.59 2616.73 5.97 4.53 4.82 4.39 4.23
473.58 743.75 865.54 1010.30 1375.24 9.00 6.16 5.90 5.81 6.71
89.99 126.01 144.92 220.05 271.29 0.66 1.57 1.87 3.24 4.73
431.30 506.64 469.21 531.30 762.86 7.99 8.33 8.95 8.88 7.94
797.12 851.18 1001.55 1137.78 1386.31 11.93 11.11 10.68 10.47 8.20
204.37 237.46 300.26 356.39 457.00 8.18 7.41 7.26 6.67 6.07
80.26 39.21 28.99 32.53 59.54 7.13 3.73 2.78 2.33 3.95
161.38 169.92 132.64 139.23 151.21 9.79 7.67 7.62 6.05 4.62
3.94 3.48 2.85 2.47 1.73 8.24 5.33 5.31 5.20 4.44
685.49 832.13 885.24 1056.87 1887.70 6.78 5.82 5.13 3.79 5.29
104.46 111.55 122.22 126.90 149.48 6.79 5.85 6.16 6.08 6.42
135.39 138.25 168.76 218.72 281.42 11.45 10.07 10.51 10.69 8.98
449.38 744.80 935.71 1037.77 1522.35 6.05 5.97 6.78 9.32 9.39
5567.63 7251.59 8238.49 9552.32 13582.71 7.97 6.59 6.36 6.01 5.90
24891.31 28256.49 30368.46 32636.89 39034.55 7.26 6.38 5.93 5.63 5.78
aditional Plans
to Traditional Premium % to Total Commission
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
5.74 5.55 5.51 5.43 5.42 99.62 99.73 99.77 99.85 99.87
7.23 8.08 6.78 5.88 6.72 64.71 61.68 66.57 76.50 77.21
1.01 1.08 1.27 0.90 0.53 89.55 94.19 93.72 95.43 96.44
6.53 4.98 4.12 4.56 5.97 97.61 92.93 88.92 87.09 75.36
1.78 2.28 2.56 3.05 3.34 92.19 90.01 89.96 85.89 82.66
4.53 6.22 6.45 6.27 7.61 147.42 89.26 87.53 81.08 71.68
8.85 9.28 7.57 7.07 7.00 97.47 99.10 99.66 99.61 99.05
8.32 8.22 7.41 7.50 6.65 69.01 46.08 47.17 49.47 72.73
8.01 9.56 10.59 8.81 9.49 98.56 93.42 91.13 84.94 83.58
6.79 7.15 6.76 5.20 - 96.92 97.61 96.82 97.44 96.59
4.44 3.83 3.35 3.40 3.91 93.47 94.53 92.68 93.52 95.50
3.74 5.54 5.16 4.75 5.80 60.04 47.26 52.94 57.42 52.34
5.77 7.38 6.62 5.86 6.46 58.36 46.11 45.48 43.77 31.92
3.93 5.36 4.96 5.74 5.98 37.58 61.06 67.00 78.98 78.80
7.55 6.89 6.21 5.74 6.38 90.21 91.85 92.70 91.28 89.77
7.99 7.64 7.62 7.19 7.37 90.44 89.86 90.67 90.48 82.10
5.59 5.50 6.13 5.97 6.39 83.21 78.64 85.64 92.53 88.19
4.59 3.30 3.03 3.07 4.10 97.68 98.13 96.91 95.97 97.93
4.76 4.82 3.76 3.72 3.71 94.42 93.64 95.13 94.44 94.30
4.04 4.08 4.01 4.13 4.02 93.41 93.80 95.94 97.10 97.30
4.87 4.87 4.06 4.17 6.04 78.57 73.04 64.10 53.08 53.05
6.35 6.63 6.18 5.50 6.01 93.70 97.28 98.25 98.11 98.81
8.23 7.02 6.57 6.10 5.47 74.60 71.26 89.07 91.44 90.84
10.69 11.98 10.86 9.42 9.71 92.92 92.06 77.49 80.08 76.38
5.84 6.52 6.06 5.70 6.54 80.65 73.85 73.52 72.53 63.55
5.76 5.77 5.65 5.51 5.76 95.90 93.95 93.60 93.08 90.01
% to Total Commission Total Commission (ULIP+Traditi
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
99.89 99.89 99.82 99.63 99.50 16762.88 15118.13 15500.32 16631.95 18271.53
79.50 82.00 82.15 81.69 89.45 234.71 233.37 218.06 255.06 268.82
96.81 98.45 99.33 99.49 99.38 20.05 34.66 18.98 5.76 5.64
81.72 87.39 81.60 82.06 90.15 84.04 72.03 88.86 100.39 99.93
77.69 87.11 88.14 88.47 90.75 77.81 77.80 42.05 35.28 36.59
81.89 87.79 85.10 82.97 86.86 153.88 209.68 158.83 147.15 203.70
98.66 98.55 97.91 98.02 98.14 49.41 69.59 83.25 100.28 121.94
77.94 78.51 84.47 83.74 83.97 36.98 48.75 54.72 68.72 126.40
87.10 91.42 93.04 92.66 94.93 14.59 19.90 26.54 28.89 40.02
97.33 99.11 98.77 97.97 - 132.26 125.73 137.06 163.62 144.99
95.90 96.11 96.67 96.42 98.70 42.94 31.02 26.38 34.22 33.08
59.75 79.94 82.43 83.16 90.64 514.10 623.47 701.84 792.02 1074.93
30.53 46.89 57.69 60.39 73.78 627.49 553.17 619.98 758.92 1403.27
78.22 83.66 84.57 86.73 87.39 27.55 36.55 39.81 69.07 93.86
90.85 92.12 89.72 90.01 93.69 137.30 182.17 258.11 324.81 379.34
80.61 83.09 81.63 81.11 85.90 682.81 748.63 821.01 936.43 892.88
81.50 83.72 88.59 87.61 87.98 126.77 138.43 161.46 179.65 215.48
98.66 99.01 98.50 98.23 98.84 18.95 26.48 24.61 26.00 70.66
93.09 93.03 88.94 89.94 92.13 329.82 280.70 245.88 195.41 158.08
97.37 97.85 97.63 97.97 97.92 15.35 8.52 8.06 7.83 4.93
50.91 51.21 49.77 48.97 61.64 556.18 603.71 714.26 783.34 1120.87
98.61 99.36 99.44 99.41 99.37 33.81 40.59 60.48 70.23 92.99
90.27 91.01 92.62 91.98 94.19 73.54 84.37 104.67 136.96 142.59
79.67 88.79 88.48 78.53 76.26 93.17 93.19 151.45 265.17 350.44
66.05 73.94 76.12 75.12 81.13 4083.49 4342.54 4766.36 5485.19 6812.59
89.62 91.64 92.04 90.94 92.23 20846.37 19460.67 20266.68 22117.14 25084.12
Total (ULIP + Traditional)
mmission (ULIP+Traditional) % of Total Commission to Total Pr
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18
19345.32 21027.14 22170.64 23171.46 25580.39 7.07 6.31 5.16 5.53 5.41
417.75 482.44 542.82 596.23 843.61 4.86 4.46 3.81 4.46 3.58
4.14 4.62 5.06 2.93 1.58 4.43 6.20 4.21 1.28 0.99
107.24 76.09 67.08 81.90 108.06 10.17 6.73 5.68 6.41 5.17
20.51 23.73 25.16 32.45 35.22 4.14 4.33 3.15 2.64 2.89
303.33 418.85 579.91 833.97 1206.67 2.63 3.48 2.57 2.38 2.30
172.00 189.60 156.27 168.08 188.28 5.66 6.61 5.96 7.18 5.88
185.00 224.54 293.65 359.18 413.55 2.03 2.94 2.38 2.99 3.62
59.59 78.96 106.03 107.27 136.16 13.15 10.31 6.01 6.55 4.35
185.28 215.59 212.02 184.47 0.00 7.22 6.20 5.69 6.79 5.02
50.97 53.21 41.64 46.61 65.74 6.77 5.13 3.57 4.62 2.66
1117.68 1491.18 1710.40 1940.29 2886.84 4.26 4.20 3.61 4.07 3.68
1551.29 1586.02 1500.22 1672.91 1863.89 5.05 3.61 2.77 3.39 4.54
115.05 150.62 171.36 253.71 310.43 1.29 1.80 1.76 3.05 2.92
474.72 549.95 523.00 590.28 814.21 5.08 6.00 5.02 6.32 4.64
988.84 1024.44 1227.01 1402.81 1613.84 9.38 9.16 7.62 8.69 6.13
250.77 283.65 338.92 406.78 519.45 5.66 5.62 4.99 5.55 4.51
81.35 39.60 29.43 33.11 60.25 6.20 3.60 2.15 2.28 3.89
173.36 182.65 149.13 154.80 164.13 7.70 6.07 6.11 4.85 3.63
4.05 3.55 2.92 2.53 1.77 7.50 5.11 5.24 5.08 4.90
1346.35 1624.94 1778.78 2158.29 3062.49 5.18 4.69 3.40 3.73 3.40
105.93 112.27 122.91 127.65 150.42 5.69 5.53 5.01 5.81 5.47
149.99 151.90 182.20 237.80 298.77 7.75 7.44 6.93 9.07 7.15
564.04 838.81 1057.52 1321.55 1996.21 4.01 4.39 4.78 8.36 5.77
8429.23 9807.21 10823.44 12715.60 16741.56 5.42 4.91 4.04 4.65 4.18
27774.55 30834.36 32994.08 35887.06 42321.94 6.68 5.93 4.84 5.29 5.01
(Commission in ₹Crore)
al Commission to Total Premium

2018-19 2019-20 2020-21 2021-22 2022-23
5.73 5.54 5.50 5.41 5.39
5.56 6.02 5.55 4.91 5.60

0.73 0.80 0.96 0.70 0.43
5.55 4.13 3.42 3.71 4.72
1.62 1.99 2.16 2.56 2.67
3.42 4.29 4.82 5.17 6.20
8.29 8.67 6.85 6.46 6.45
5.30 5.69 5.74 6.10 5.75
6.48 7.53 8.49 7.33 8.05
6.42 6.70 6.38 4.90 -
4.10 3.59 3.15 3.25 3.74
3.83 4.56 4.43 4.22 5.02
5.02 4.74 4.20 4.47 4.67
3.58 4.48 4.23 4.89 5.11
5.81 5.32 4.71 4.54 5.31
6.78 6.33 6.45 6.26 6.37
5.25 5.15 5.62 5.54 5.91
4.48 3.22 2.96 3.01 4.03
3.98 4.11 3.15 3.07 3.20
4.02 4.06 3.99 4.11 4.00
4.08 4.00 3.54 3.67 4.55
6.23 6.49 6.09 5.43 5.91
7.52 6.57 6.08 5.75 5.20
9.29 10.10 9.52 9.15 9.74
4.94 5.07 4.80 4.81 5.44
5.47 5.38 5.25 5.18 5.41
TABLE 14: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS
Number of Policies
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18
Claims pending at start of year (A) 12,267 8,496 7,061 6,031 4,145
Claims intimated / booked (B) 873,094 869,332 869,619 873,462 843,841
Total Claims (C=A+B) 885,361 877,828 876,680 879,493 847,986
Claims paid (D) 856,622 851,250 854,171 859,884 828,314
Claims repudiated/rejected (E) 18,423 18,175 15,157 12,769 9,286
Unclaimed (F) 1,819 1,342 1,321 2,695 9,132
Claims pending at end of year (G=C-D-E-F) 8,496 7,061 6,031 4,145 1,254
Number of Policies Amount
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
1,250 1,017 6,194 3,055 2,578 425 451 452.09
861,987 873,832 1,095,113 1,605,869 1,074,546 11,533 12,517 13,386.39
863,237 874,849 1,101,307 1,608,924 1,077,124 11,958 12,968 13,838.48
842,847 846,476 1,083,623 1,587,110 1,060,419 10,861 11,789 12,636.66
10,069 11,189 12,559 16,509 15,173 624 702 736.51
9,304 10,990 2,070 2,727 696 22 24 21.08
1,017 6,194 3,055 2,578 836 450 453 444.23
Amount of Benefit (₹Crore)
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
444.23 307.81 188.43 191.88 454.65 623.26 489.04
14,479.45 15,405.58 18,235.09 19,227.82 27,772.64 47,457.27 29,732.57
14,923.68 15,713.39 18,423.52 19,419.71 28,227.29 48,080.54 30,221.61
13,857.57 14,623.82 17,365.30 18,042.24 26,421.50 45,817.57 28,615.92
657.77 532.21 564.32 575.49 924.70 1,291.58 1,049.59
100.41 363.98 302.07 347.32 257.83 482.36 205.96
307.92 193.38 191.82 454.65 623.27 489.03 350.14
TABLE 15: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS - INSURER-WISE
Claims pending at Claims intimated / Total Claims

S.No. Insurer start of the period booked
Benefit Benefit
No. of No. of No. of
Amount Amount
Policies Policies Policies
(₹crore) (₹crore)
Public Sector
5875 349.69 941101 18755.65 946976
1 LIC
100%
19 3.80 6455 468.85 6474
2 Aditya Birla Sun Life
100%
0 0.00 401 107.44 401
3 Aegon
100%
5 1.26 1800 87.05 1805
4 Ageas Federal
100%
5 0.78 1050 116.37 1055
5 Aviva
100%
Bajaj Allianz 2 0.65 14331 445.89 14333
6
100%
Bharti Axa 2 1.15 1891 106.44 1893
7
100%
2 2.00 1897 166.54 1899
8 Canara HSBC OBC
100%
Edelweiss Tokio 0 0.00 502 52.09 502
9
100%
Exide Life 38 9.05 5014 173.66 5052
10
100%
Future Generali 3 0.31 1223 55.47 1226
11
100%
HDFC Life 35 17.58 16941 1277.96 16976
12
100%
ICICI Prudential 95 43.70 14734 1643.05 14829
13
100%
9 2.53 2972 117.74 2981
14 India First
100%
9 12.14 4393 302.00 4402
15 Kotak Mahindra
100%
1 0.02 20051 928.07 20052
16 Max Life
100%
0 0.00 5315 353.16 5315
17 PNB Met Life
100%
2 0.22 645 29.29 647
18 Pramerica Life
100%
2 0.57 9414 215.42 9416
19 Reliance Nippon
100%
46 0.58 839 8.68 885
20 Sahara
100%
36 7.78 34183 1614.55 34219
21 SBI Life
100%
5 0.12 3681 123.55 3686
22 Shriram
100%
3 0.72 1632 77.40 1635
23 Star Union
100%
0 0.00 4648 546.33 4648
24 Tata AIA
24 Tata AIA
100%
319 104.96 154012 9016.99 154331
Private Sector Total
100%
6194 454.65 1095113 27772.64 1101307
Grand Total
100%
Note: First row across each insurer shows the absolute figures whereas second row shows percentage of the respective tot
2020-21
Total Claims Claims Paid Claims Repudiated Claims Rejected Claims Unclaimed
Benefit Benefit Benefit Benefit

Amount Amount Amount Amount No. of Policies
(₹crore) (₹crore) (₹crore) (₹crore)
19105.34 933889 18295.58 6531 276.93 2,934.00 3.92 1,897.00

100% 98.62% 95.76% 0.69% 1.45% 0.00 0.00 0.00
472.65 6347 440.26 116 28.75 - - -
100% 98.04% 93.15% 1.79% 6.08% -
107.44 398 105.98 3 1.46 - - -
100% 99.25% 98.64% 0.75% 1.36% -
88.31 1716 73.85 38 7.71 1 0.05 -
100% 95.07% 83.63% 2.11% 8.73% 0.06% 0.05% -
117.15 1034 111.57 21 5.58 - - -
100% 98.01% 95.24% 1.99% 4.76% -
446.54 14115 410.68 213 32.16 - - -
100% 98.48% 91.97% 1.49% 7.20% -
107.60 1875 106.04 18 1.56 - - -
100% 99.05% 98.55% 0.95% 1.45% -
168.54 1844 156.08 30 6.59 - - -
100% 97.10% 92.61% 1.58% 3.91% -
52.09 487 45.83 13 3.26 - - -
100% 97.01% 87.98% 2.59% 6.26% -
182.70 4978 170.43 11 3.49 - - -
100% 98.54% 93.28% 0.22% 1.91% -
55.78 1163 48.11 55 4.96 - - -
100% 94.86% 86.24% 4.49% 8.89% -
1295.54 16639 1037.23 84 39.98 58 47.95 17
100% 98.01% 80.06% 0.49% 3.09% 0.34% 3.70% 0.10%
1686.75 14518 1504.64 289 174.14 - - 6
100% 97.90% 89.20% 1.95% 10.32% 0.04%
120.27 2886 109.64 80 6.67 - - -
100% 96.81% 91.16% 2.68% 5.55% -
314.14 4336 299.92 50 6.95 - - -
100% 98.50% 95.47% 1.14% 2.21% -
928.09 19922 885.57 129 42.01 - - -
100% 99.35% 95.42% 0.64% 4.53% -
353.16 5218 331.70 97 21.45 - - -
100% 98.17% 93.92% 1.83% 6.08% -
29.51 638 28.63 8 0.67 - - -
100% 98.61% 97.01% 1.24% 2.28% -
215.99 9274 205.26 138 9.25 - - -
100% 98.49% 95.03% 1.47% 4.28% -
9.26 860 9.02 16 0.21 7 - -
100% 97.18% 97.47% 1.81% 2.27% 0.79% -
1622.33 31855 1398.78 1302 103.96 - - 150
100% 93.09% 86.22% 3.80% 6.41% 0.44%
123.67 3506 95.81 137 18.72 32 8.15 -
100% 95.12% 77.48% 3.72% 15.14% 0.87% 6.59% -
78.13 1569 72.49 58 4.61 - - -
100% 95.96% 92.79% 3.55% 5.91% -
546.33 4556 478.40 90 63.53 - - -
100% 98.02% 87.57% 1.94% 11.63% -
9121.95 149734 8125.92 2996 587.69 98 56.15 173
100% 97.02% 89.08% 1.94% 6.44% 0.06% 0.62% 0.11%
28227.29 1083623 26421.50 9527 864.62 3032 60.07 2070
100% 98.39% 93.60% 0.87% 3.06% 0.28% 0.21% 0.19%
ws percentage of the respective total claims.
Claims Unclaimed Claims pending at Break up of claims pending -- duration wise Claims pending at start
end of the period (Policies) of the period
Benefit Benefit Benefit
No. of 3-<6 No. of
Amount Amount < 3 months 6 - <1 yr > 1 yr Amount
Policies months Policies
(₹crore) (₹crore) (₹crore)
236.49 1725 292.42 792 933 - - 1725 292.42

0.01 0.18% 1.53% 45.91% 54.09%
- 11 3.64 10 1 - - 11 3.64
- 0.17% 0.77% 90.91% 9.09%
- 0 0.00 - - - - - -
- 0.00%
- 50 6.70 50 - - - 50 6.70
- 2.77% 7.59% 100.00%
- 0 0.00 - - - - - 0.00
- 0.00%
- 5 3.70 5 - - - 5 3.70
- 0.03% 0.83% 100.00%
- 0 0.00 - - - - - -
- 0.00%
- 25 5.87 24 1 - - 25 5.87
- 1.32% 3.48% 96.00% 4.00%
- 2 3.00 2 - - - 2 3.00
- 0.40% 5.76% 100.00%
- 63 8.78 61 2 - - 63 8.78
- 0.01 4.81% 96.83% 3.17%
0.00 8 2.71 8 - - - 8 2.71
0.01% 0.65% 4.86% 100.00%
3.13 178 167.24 135 38 5 - 178 167.24
0.24% 1.05% 12.91% 75.84% 21.35% 2.81%
0.15 16 7.82 12 3 1 - 16 7.82
0.01% 0.11% 0.46% 75.00% 18.75% 6.25%
- 15 3.95 5 2 1 7 15 3.95
- 0.50% 3.29% 33.33% 13.33% 6.67% 46.67%
- 16 7.28 8 1 0 7 16 7.28
- 0.36% 2.32% 50.00% 6.25% 43.75%
- 1 0.50 1 - - - 1 0.50
- 0.00% 0.05% 100.00%
- 0 0.00 - - - - - -
- 0.00%
- 1 0.21 1 - - - 1 0.21
- 0.15% 0.71% 100.00%
- 4 1.48 4 - - - 4 1.48
- 0.04% 0.69% 100.00%
- 2 0.02 2 - - - 2 0.02
- 0.23% 0.26% 100.00%
18.05 912 101.54 763 143 5 1 912 101.54
1.11% 2.67% 6.26% 83.66% 15.68% 0.55% 0.11%
- 11 0.98 9 - 2 - 11 0.98
- 0.30% 0.79% 81.82% 18.18%
- 8 1.02 8 - - - 8 1.02
- 0.49% 1.30% 100.00%
- 2 4.40 1 1 - - 2 4.40
- 0.04% 0.81% 50.00% 50.00%
21.34 1330 330.85 1109 192 14 15 1330 330.84
0.23% 0.86% 3.63% 83.38% 14.44% 1.05% 1.13%
257.83 3055 623.27 1901 1125 14 15 3055 623.26
0.91% 0.28% 2.21% 62.23% 36.82% 0.46% 0.49%
2021-22
Claims intimated /
Total Claims Claims paid Claims Repudiated
booked
No. of No. of No. of No. of
Amount Amount Amount Amount
Policies Policies Policies Policies
1365379 29293.46 1367104 29585.88 1349865 28408.38 8713 347.19

100% 100% 98.74% 96.02% 0.64% 1.17%
9997 876.69 10008 880.32 9815 846.43 186 32.98
100% 100% 98.07% 96.15% 1.86% 3.75%
720 276.48 720 276.48 713 273.04 6 3.42
100% 100% 99.03% 98.76% 0.83% 1.24%
2644 128.03 2694 134.73 2614 122.63 57 8.67
100% 100% 97.03% 91.02% 2.12% 6.43%
1672 270.95 1672 270.95 1645 266.70 27 4.25
100% 100% 98.39% 98.43% 1.61% 1.57%
21045 822.27 21050 825.97 20844 771.88 195 44.73
100% 100% 99.02% 93.45% 0.93% 5.41%
3203 243.59 3203 243.59 3174 234.72 27 2.04
100% 100% 99.09% 96.36% 0.84% 0.84%
2788 282.23 2813 288.10 2769 277.79 41 7.81
100% 100% 98.44% 96.42% 1.46% 2.71%
993 156.86 995 159.86 976 152.06 19 7.80
100% 100% 98.09% 95.12% 1.91% 4.88%
7216 309.83 7279 318.62 7213 306.81 7 0.32
100% 100% 99.09% 96.29% 0.10% 0.10%
1656 83.98 1664 86.69 1600 77.67 64 9.02
100% 100% 96.15% 89.60% 3.85% 10.40%
26944 2751.01 27122 2918.24 26758 2608.22 136 107.36
100% 100% 98.66% 89.38% 0.50% 3.68%
22265 3110.22 22281 3118.04 21795 2977.50 398 112.25
100% 100% 97.82% 95.49% 1.79% 3.60%
4922 245.58 4937 249.53 4785 227.31 143 18.18
100% 100% 96.92% 91.10% 2.90% 7.29%
7117 606.31 7133 613.59 7049 586.15 60 19.13
100% 100% 98.82% 95.53% 0.84% 3.12%
31034 2076.81 31035 2077.31 30830 2008.94 205 68.37
100% 100% 99.34% 96.71% 0.66% 3.29%
8586 717.43 8586 717.43 8357 669.69 224 43.21
100% 100% 97.33% 93.35% 2.61% 6.02%
1060 52.83 1061 53.04 1043 51.34 16 1.50
100% 100% 98.30% 96.80% 1.51% 2.83%
13726 359.28 13730 360.76 13548 344.14 174 14.48
100% 100% 98.67% 95.39% 1.27% 4.01%
1164 12.82 1166 12.85 1132 12.47 16 0.31
100% 100% 97.08% 97.09% 1.37% 2.44%
54874 2808.60 55786 2910.14 54140 2751.53 1541 127.58
100% 99% 97.05% 94.55% 2.76% 4.38%
5854 202.18 5865 203.16 5620 167.39 163 23.58
100% 100% 95.82% 82.39% 2.78% 11.61%
2943 170.30 2951 171.32 2875 156.60 74 14.32
100% 100% 97.42% 91.41% 2.51% 8.36%
8067 1599.53 8069 1603.93 7950 1518.17 117 80.63
100% 100% 98.53% 94.65% 1.45% 5.03%
240490 18163.81 241820 18494.66 237245 17409.19 3896 751.93
100% 100% 98.11% 94.13% 1.61% 4.07%
1605869 47457.27 1608924 48080.54 1587110 45817.57 12609 1099.12
100% 100% 98.64% 95.29% 0.78% 2.29%
1579524.90
2021-22
Claims pending at end Break up of claims pending - duration
Claims rejected Claims Unclaimed
of the period (No. Policies)
Amount Amount Amount < 3 months 3 - < 6 months
3619 8.50 2625 461.66 2282 360.15 1211 1071

0.26% 0.03% 0.19% 1.56% 0.17% 1.22% 53.07% 46.93%
- - - - 7 0.91 7 -
- - - - 0.07% 0.10% 100.00% -
- - - - 1 0.02 1 -
- - - - 0.14% 0.01% 100.00% -
- - - - 23 3.43 22 1
- - - - 0.85% 2.55% 95.65% 4.35%
- - - - - - - -
- - - - - - - -
- - - - 11 9.37 11 -
- - - - 0.05% 1.13% 100.00% -
- - - - 2 6.82 1 -
- - - - 0.06% 2.80% 50.00% -
- - - - 3 2.50 3 -
- - - - 0.11% 0.87% 100.00% -
- - - - - - - -
- - - - - - - -
- - - - 59 11.49 54 2
- - - - 0.81% 3.61% 91.53% 3.39%
- - - - - - - -
- - - - - - - -
188 171.83 17 5.66 23 25.18 19 4
0.69% 5.89% 0.06% 0.19% 0.08% 0.86% 82.61% 17.39%
- - 8 0.77 80 27.52 19 22
- - 0.04% 0.02% 0.36% 0.88% 23.75% 27.50%
- - - - 9 4.04 - 3
- - - - 0.18% 1.62% - 33.33%
- - - - 24 8.32 13 2
- - - - 0.34% 1.36% 54.17% 8.33%
- - - - - - - -
- - - - - - - -
- - 3 2.03 2 2.50 1 -
- - 0.03% 0.28% 0.02% 0.35% 50.00% -
- - - - 2 0.20 2 -
- - - - 0.19% 0.37% 100.00% -
- - 5 1.60 3 0.54 1 2
- - 0.04% 0.44% 0.02% 0.15% 33.33% 66.67%
15 0.00 - - 3 0.06 2 -
1.29% 0.00% - - 0.26% 0.47% 66.67% -
- - 69 10.64 36 20.40 20 16
- - 0.12% 0.37% 0.01% 0.03% 55.56% 44.44%
78 12.13 - - 4 0.07 4 -
1.33% 5.97% - - 0.07% 0.03% 100.00% -
- - - - 2 0.40 - 1
- - - - 0.07% 0.23% - 50.00%
- - - - 2 5.13 2 -
- - - - 0.02% 0.32% 100.00% -
281 183.95 102 20.70 296 128.88 182 53
0.12% 0.99% 0.04% 0.11% 0.12% 0.70% 61.49% 17.91%
3900 192.45 2727 482.36 2578 489.03 1393 1124
0.24% 0.40% 0.17% 1.00% 0.16% 1.02% 54.03% 43.60%
claims pending - duration wise Claims pending at Claims intimated /
Total Claims Claims paid
(No. Policies) start of the period booked
6 - <1 yr > 1 yr Amount Amount Amount
- - 2282 360.15 919925 18967.48 922207 19327.63 908576

- - 100.00% 100.00% 98.52%
- - 7 0.9076453 6307 496.04948 6314 496.95712 6195
- - 100.00% 100.00% 98.12%
- - 1 0.02 315 86.67 316 86.69 314
- - 100.00% 100.00% 99.37%
- - 23 3.4324731 1422 64.038401 1445 67.470874 1388
- - 100.00% 100.00% 96.06%
- - 0 0 803 98.848641 803 98.848641 793
- - 100.00% 100.00% 98.75%
- - 11 9.3706592 15491 630.4333 15502 639.80396 15353
- - 100.00% 100.00% 99.04%
1 - 2 6.82 2114 143.90732 2116 150.72732 2097
50.00% - 100.00% 100.00% 99.10%
- - 3 2.5 2116 191.25884 2119 193.75884 2098
- - 100.00% 100.00% 99.01%
- - 0 0 500 63.045207 500 63.045207 496
- - 100.00% 100.00% 99.20%
3 - 59 11.487835 2084 102.84552 2143 114.33335 2063
5.08% - 100.00% 100.00% 96.27%
- - 0 0 988 41.046125 988 41.046125 939
- - 100.00% 100.00% 95.04%
- - 23 25.180846 17535 1415.0211 17558 1440.202 17451
- - 100.00% 100.00% 99.39%
36 3 80 27.515308 14253 2114.8367 14333 2142.352 13656
45.00% 3.75% 100.00% 100.00% 95.28%
- 6 9 4.04 3138 169.3554 3147 173.3954 3054
- 66.67% 100.00% 100.00% 97.04%
1 8 24 8.3152936 4309 333.51166 4333 341.82695 4257
4.17% 33.33% 100.00% 100.00% 98.25%
- - 0 0 19659 1312.466 19659 1312.466 19563
- - 100.00% 100.00% 99.51%
1 - 2 2.5 5290 422.83585 5292 425.33585 5242
50.00% - 100.00% 100.00% 99.06%
- - 2 0.2030085 751 30.384548 753 30.587557 744
- - 100.00% 100.00% 98.80%
- - 3 0.5414793 8756 218.72115 8759 219.26263 8635
- - 100.00% 100.00% 98.58%
1 - 3 0.06 654 5.4423837 657 5.5023837 643
33.33% - 100.00% 100.00% 97.87%
- - 36 20.398238 36860 1745.8832 36896 1766.2815 35807
- - 100.00% 100.00% 97.05%
- - 4 0.065048 3999 140.98168 4003 141.04673 3899
- - 100.00% 100.00% 97.40%
1 - 2 0.4 1804 120.93092 1806 121.33092 1735
50.00% - 100.00% 100.00% 96.07%
- - 2 5.13 5473 816.57461 5475 821.70461 5421
- - 100.00% 100.00% 99.01%
44 17 296 128.88783 154621 10765.088 154917 10893.976 151843
14.86% 5.74% 100.00% 100.00% 98.02%
44 17 2578 489.03783 1074546 29732.568 1077124 30221.606 1060419
1.71% 0.66% 100.00% 100.00% 98.45%
2022-23
Claims pending at end of
Claims paid Claims Repudiated Claims rejected Claims Unclaimed
the period
No. of No. of No. of No. of Benefit Amount
Policies Policies Policies Policies (₹crore)
18397.77 8003 416.92 4326 14.75 627 192.32 675 305.87

95.19% 0.87% 2.16% 0.47% 0.08% 0.07% 1.00% 0.07% 1.58%
458.32449 119 38.632637 0 0 0 0 0 7.70114639E-10
92.23% 1.88% 7.77% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
86.14 2 0.54 0 0 0 0 0 0.01
99.37% 0.63% 0.62% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
61.045295 45 4.2276281 0 0 0 0 12 2.1979516029
90.48% 3.11% 6.27% 0.00% 0.00% 0.00% 0.00% 0.83% 3.26%
97.604933 10 1.2437086 0 0 0 0 0 -9.3258734E-15
98.74% 1.25% 1.26% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
603.03315 145 33.082814 0 0 0 0 4 3.688001000001
94.25% 0.94% 5.17% 0.00% 0.00% 0.00% 0.00% 0.03% 0.58%
147.84726 19 2.8835741 0 0 0 0 0 -0.00351
98.09% 0.90% 1.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
186.19102 19 6.5178252 0 0 0 0 2 1.05
96.09% 0.90% 3.36% 0.00% 0.00% 0.00% 0.00% 0.09% 0.54%
59.015548 4 4.0296594 0 0 0 0 0 -7.1054274E-15
93.61% 0.80% 6.39% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
100.52289 30 4.8394059 0 0 0 0 50 8.971059753
87.92% 1.40% 4.23% 0.00% 0.00% 0.00% 0.00% 2.33% 7.85%
32.811368 49 8.2347573 0 0 0 0 0 -1.7763568E-14
79.94% 4.96% 20.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
1389.904 103 44.797975 0 0 0 0 4 5.5000001
96.51% 0.59% 3.11% 0.00% 0.00% 0.00% 0.00% 0.02% 0.38%
1949.6991 638 182.12542 0 0 19 3.7606931 20 6.766784842997
91.01% 4.45% 8.50% 0.00% 0.00% 0.13% 0.18% 0.14% 0.32%
159.81448 83 9.5448674 0 0 0 0 10 4.036056208
92.17% 2.64% 5.50% 0.00% 0.00% 0.00% 0.00% 0.32% 2.33%
320.91812 65 15.518537 0 0 0 0 11 5.390292019002
93.88% 1.50% 4.54% 0.00% 0.00% 0.00% 0.00% 0.25% 1.58%
1242.1512 96 70.314889 0 0 0 0 0 9.99850158E-09
94.64% 0.49% 5.36% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
407.32537 48 17.951083 0 0 1 0.0269187 1 0.032471096
95.77% 0.91% 4.22% 0.00% 0.00% 0.02% 0.01% 0.02% 0.01%
29.823809 8 0.5122387 1 0.2515096 0 0 0 2.7589564E-10
97.50% 1.06% 1.67% 0.13% 0.82% 0.00% 0.00% 0.00% 0.00%
204.06442 122 14.328732 0 0 1 0.1008114 1 0.768669277
93.07% 1.39% 6.53% 0.00% 0.00% 0.01% 0.05% 0.01% 0.35%
5.3092799 7 0.1477438 4 0 0 0 3 0.04536
96.49% 1.07% 2.69% 0.61% 0.00% 0.00% 0.00% 0.46% 0.82%
1676.9502 1007 75.028965 0 0 47 9.4477572 35 4.854585720994
94.94% 2.73% 4.25% 0.00% 0.00% 0.13% 0.53% 0.09% 0.27%
109.49215 86 22.530989 13 8.6813401 0 0 5 0.342247583
77.63% 2.15% 15.97% 0.32% 6.15% 0.00% 0.00% 0.12% 0.24%
113.46203 68 7.2518878 0 0 0 0 3 0.617
93.51% 3.77% 5.98% 0.00% 0.00% 0.00% 0.00% 0.17% 0.51%
776.69941 53 44.705192 0 0 1 0.3 0 -3.8358206E-14
94.52% 0.97% 5.44% 0.00% 0.00% 0.02% 0.04% 0.00% 0.00%
10218.149 2826 608.99053 18 8.9328497 69 13.63618 161 44.26696921394
93.80% 1.82% 5.59% 0.01% 0.08% 0.04% 0.13% 0.10% 0.41%
28615.919 10829 1025.9105 4344 23.68285 696 205.95618 836 350.1369692139
94.69% 1.01% 3.39% 0.40% 0.08% 0.06% 0.68% 0.08% 1.16%
Break up of claims pending - duration
wise
(No. Policies)
<3 3-<6
6 - <1 yr > 1 yr
months months
655 20 0 0
97% 3% 0% 0%
0 0 0 0
0 0 0 0
12 0 0 0
100% 0% 0% 0%
0 0 0 0
3 1 0 0
75% 25% 0% 0%
0 0 0 0
2 0 0 0
100% 0% 0% 0%
0 0 0 0
46 3 1 0
92% 6% 2% 0%
0 0 0 0
4 0 0 0
100% 0% 0% 0%
8 0 4 8
40% 0% 20% 40%
3 1 0 6
30% 10% 0% 60%
8 0 0 3
73% 0% 0% 27%
0 0 0 0
1 0 0 0
100% 0% 0% 0%
0 0 0 0
1 0 0 0
100% 0% 0% 0%
2 0 1 0
67% 0% 33% 0%
17 16 2 0
49% 46% 6% 0%
5 0 0 0
100% 0% 0% 0%
3 0 0 0
100% 0% 0% 0%
0 0 0 0
115 21 8 17
71% 13% 5% 11%
770 41 8 17
92% 5% 1% 2%
TABLE 16: GROUP DEATH CLAIMS OF LIFE INSURERS
Number of Lives
Particulars 2013-14 2014-15
Claims pending at start of year (A) 14,331 14,158
Claims intimated / booked (B) 411,647 452,625
Total Claims (C=A+B) 425,978 466,783
Claims paid (D) 409,897 448,825
Claims repudiated/rejected (E) 1,922 3,570
Unclaimed (F) 1 -
Claims pending at end of year (G=C-D-E-F) 14,158 14,388
TABLE 17: GROUP DEATH CLAIMS OF LIFE INSURERS - INSURER-WISE
Claims pending at Claims intimated / Total Claims

start of the period booked
S.No. Insurer
Benefit Benefit
Amount Amount
Public Sector
1 LIC 19070 256.58 201250 5751.88 220320
100%
2 Aditya Birla Sun Life 5 1.81 10796 355.60 10801
100%
3 Aegon - - 263 36.69 263
100%
4 Ageas Federal 2 0.37 348 55.41 350
100%
5 Aviva - - 1279 35.39 1279
100%
6 Bajaj Allianz 136 3.16 156840 984.68 156976
100%
7 Bharti Axa 4 0.43 1019 78.90 1023
100%
8 Canara HSBC OBC 1 0.02 5492 154.74 5493
100%
9 Edelweiss Tokio - - 1102 54.62 1102
100%
10 Exide Life - - 10864 151.17 10864
100%
11 Future Generali 4 0.22 1225 133.44 1229
100%
12 HDFC Life 1163 32.61 274186 1926.77 275349
100%
13 ICICI Prudential 4830 37.85 174268 1037.63 179098
100%
14 India First - - 14875 430.91 14875
100%
15 Kotak Mahindra 162 7.93 89635 899.48 89797
100%
16 Max Life - - 14340 400.89 14340
100%
17 PNB Met Life - - 16706 388.45 16706
100%
18 Pramerica Life 36 5.53 37882 298.79 37918
100%
19 Reliance Nippon 2 0.11 540 11.26 542
100%
20 Sahara - - - - -
-
21 SBI Life 11 3.82 36465 1536.70 36476
100%
22 Shriram 27 1.50 21700 191.59 21727
100%
23 Star Union 7 0.17 9419 208.68 9426
100%
24 Tata AIA - - 1033 206.66 1033
100%
Private Sector Total 6390 95.52 880277 9578.45 886667
100%
Grand Total 25460 352.10 1081527 15330.33 1106987
100%
Note: First row across each insurer shows the absolute figures whereas second row shows percentage of the respective tot
2020-21
Total Claims Claims Paid Claims Repudiated Claims Rejected Claims Unclaimed
Benefit Benefit Benefit Benefit Benefit

Amount Amount Amount Amount Amount
(₹crore) (₹crore) (₹crore) (₹crore) (₹crore)
6008.46 213267 5899.43 853 9.37 - - - -

100% 96.80% 98.19% 0.39% 0.16% - -
357.41 10767 353.05 27 2.66 - - - -
100% 99.69% 98.78% 0.25% 0.74% - -
36.69 263 36.69 - - - - - -
100% 100.00% 100.00% - -
55.77 308 42.10 27 8.87 - - - -
100% 88.00% 75.48% 7.71% 15.90% - -
35.39 1277 35.04 2 0.35 - 0.00 - -
100% 99.84% 99.01% 0.16% 0.99% 0.01% - -
987.84 156665 967.10 226 13.87 - - - -
100% 99.80% 97.90% 0.14% 1.40% - -
79.33 999 75.01 19 3.12 - - - -
100% 97.65% 94.56% 1.86% 3.94% - -
154.76 5464 151.35 28 3.39 - - - -
100% 99.47% 97.80% 0.51% 2.19% - -
54.62 1094 54.18 8 0.44 - - - -
100% 99.27% 99.19% 0.73% 0.81% - -
151.17 10864 151.17 - - - - - -
100% 100.00% 100.00% - -
133.66 1144 123.32 81 9.82 - - 1 0.14
100% 93.08% 92.26% 6.59% 7.35% 0.08% 0.11%
1959.38 273967 1780.65 659 109.60 - - - -
100% 99.50% 90.88% 0.24% 5.59% - -
1075.48 175387 941.35 67 12.68 8 0.41 2 0.30
100% 97.93% 87.53% 0.04% 1.18% 0.00% 0.04% 0.00% 0.03%
430.91 14736 421.91 139 9.00 - - - -
100% 99.07% 97.91% 0.93% 2.09% - -
907.41 89283 865.98 87 13.25 - - - -
100% 99.43% 95.43% 0.10% 1.46% - -
400.89 14236 380.77 104 20.12 - - - -
100% 99.27% 94.98% 0.73% 5.02% - -
388.45 16648 380.29 55 6.93 - - - -
100% 99.65% 97.90% 0.33% 1.78% - -
304.32 37649 278.73 214 15.60 21 2.00 - -
100% 99.29% 91.59% 0.56% 5.12% 0.06% 0.66% - -
11.37 540 11.32 - - - - - -
100% 99.63% 99.57% - -
- - - - - - - - -
- - -
1540.51 36109 1489.57 309 40.76 - - 16 1.42
100% 98.99% 96.69% 0.85% 2.65% 0.04% 0.09%
193.09 21548 186.81 103 5.19 25 0.28 - -
100% 99.18% 96.74% 0.47% 2.69% 0.12% 0.14% - -
208.86 8515 197.79 23 1.65 888 9.42 - -
100% 90.34% 94.70% 0.24% 0.79% 9.42% 4.51% - -
206.66 1026 206.09 7 0.58 - - - -
100% 99.32% 99.72% 0.68% 0.28% - -
9673.98 878489 9130.26 2185 277.88 942 12.12 19 1.86
100% 99.08% 94.38% 0.25% 2.87% 0.11% 0.13% 0.00% 0.02%
15682.44 1091756 15029.69 3038 287.25 942 12.12 19 1.86
100% 98.62% 95.84% 0.27% 1.83% 0.09% 0.08% 0.00% 0.01%
ws percentage of the respective total claims.
Claims pending at Break up of claims pending -- duration wise Claims pending at Claims intimated /
end of the period (Lives) start of the period booked
Benefit Benefit
No. of 3-<6 No. of No. of
Amount < 3 months 6 - <1 yr > 1 yr Amount
Policies months Policies Policies
6200 99.66 373 5827 - - 6200 99.66 222572

2.81% 1.66% 6.02% 93.98%
7 1.69 4 1 1 1 7 1.69 13518
0.06% 0.47% 57.14% 14.29% 14.29% 14.29%
- - - - - - - - 361
15 4.81 14 1 - - 15 4.81 481

4.29% 8.62% 93.33% 6.67%
- (0.00) - - - - - - 1347
-0.01%
85 6.87 54 29 2 - 85 6.87 193169
0.05% 0.70% 63.53% 34.12% 2.35%
5 1.19 5 - - - 5 1.19 1802
0.49% 1.50% 100.00%
1 0.02 1 - - - 1 0.02 10551
0.02% 0.01% 100.00%
- 0.00 - - - - - - 2314
0.00%
- - - - - - - - 14363
3 0.38 - - 2 1 3 0.38 1644

0.24% 0.28% 66.67% 33.33%
723 69.13 361 195 134 33 723 69.13 358401
0.26% 3.53% 49.93% 26.97% 18.53% 4.56%
3634 120.73 2526 603 387 118 3634 120.73 239870
2.03% 11.23% 69.51% 16.59% 10.65% 3.25%
- 0.00 - - - - - - 27041
0.00%
427 28.18 288 95 37 7 427 28.18 128673
0.48% 3.11% 67.45% 22.25% 8.67% 1.64%
- 0.00 - - - - - - 21110
0.00%
3 1.23 3 - - - 3 1.23 26811
0.02% 0.32% 100.00%
34 7.99 34 - - - 34 7.99 17870
0.09% 2.63% 100.00%
2 0.05 - - 1 1 2 0.05 589
0.37% 0.43% 50.00% 50.00%
- - - - - - - - -
42 8.76 39 3 - - 42 8.76 70438

0.12% 0.57% 92.86% 7.14%
51 0.82 51 - - - 51 0.82 48341
0.23% 0.43% 100.00%
- (0.00) - - - - - - 21835
0.00%
- 0.00 - - - - - - 1748
0.00%
5032 251.86 3380 927 564 161 5032 251.85 1202277
0.57% 2.60% 67.17% 18.42% 11.21% 3.20%
11232 351.52 3753 6754 564 161 11232 351.51 1424849
1.01% 2.24% 33.41% 60.13% 5.02% 1.43%
2021-22
Claims intimated / Total Claims Claims paid Claims Repudiated Claims rejected
booked

8217.07 228772 8316.73 222092 8189.14 5967 91.67 -

100% 100% 97.08% 98.47% 2.61% 1.10% -
675.26 13525 676.95 13470 666.77 52 7.78 -
100% 100% 99.59% 98.50% 0.38% 1.15% -
76.06 361 76.06 361 76.03 - - -
100% 100% 100.00% 99.96% - - -
100.83 496 105.63 446 89.03 45 15.18 -
100% 100% 89.92% 84.28% 9.07% 14.37% -
68.64 1347 68.63 1345 68.48 1 0.15 1
100% 100% 99.85% 99.79% 0.07% 0.22% 0.07%
1578.25 193254 1585.12 192902 1553.47 181 22.86 -
100% 100% 99.82% 98.00% 0.09% 1.44% -
145.06 1807 146.26 1779 143.27 28 2.98 -
100% 100% 98.45% 97.96% 1.55% 2.04% -
374.03 10552 374.05 10466 361.18 86 12.87 -
100% 100% 99.18% 96.56% 0.82% 3.44% -
82.88 2314 82.88 2300 81.62 12 1.14 -
100% 100% 99.39% 98.47% 0.52% 1.38% -
324.18 14363 324.18 14363 324.18 - - -
100% 100% 100.00% 100.00% - - -
226.25 1647 226.63 1575 216.41 69 9.50 1
100% 100% 95.63% 95.49% 4.19% 4.19% 0.06%
3248.87 359124 3318.00 358116 3165.27 812 144.04 196
100% 100% 99.72% 95.40% 0.23% 4.34% 0.05%
2414.50 243504 2535.23 238008 2297.01 244 51.85 42
100% 100% 97.74% 90.60% 0.10% 2.05% 0.02%
909.45 27041 909.45 26818 891.75 216 16.38 -
100% 100% 99.18% 98.05% 0.80% 1.80% -
1723.46 129100 1751.64 128557 1695.32 219 23.67 -
100% 100% 99.58% 96.78% 0.17% 1.35% -
785.24 21110 785.24 20985 751.27 121 25.83 -
100% 100% 99.41% 95.67% 0.57% 3.29% -
1118.84 26814 1120.07 26687 1097.91 124 20.31 -
100% 100% 99.53% 98.02% 0.46% 1.81% -
342.32 17904 350.31 17622 320.01 225 25.38 27
100% 100% 98.42% 91.35% 1.26% 7.25% 0.15%
28.05 591 28.10 588 28.04 - - -
100% 100% 99.49% 99.78% - - -
- - -- - - - -
- - - - - - -
2931.84 70480 2940.60 68596 2846.64 388 62.27 1483
100% 100% 97.33% 96.80% 0.55% 2.12% 2.10%
386.23 48392 387.05 48180 381.61 202 5.30 10
100% 100% 99.56% 98.59% 0.42% 1.37% 0.02%
546.16 21835 546.16 21448 532.25 85 7.90 302
100% 100% 98.23% 97.45% 0.39% 1.45% 1.38%
268.81 1748 268.81 1738 266.61 10 2.20 -
100% 100% 99.43% 99.18% 0.57% 0.82% -
18355.20 1207309 18607.06 1196350 17854.10 3120 457.61 2062
100% 100% 99.09% 95.95% 0.26% 2.46% 0.17%
26572.28 1436081 26923.79 1418442 26043.24 9087 549.27 2062
100% 100% 98.77% 96.73% 0.63% 2.04% 0.14%
1579524.90
2
Claims rejected Claims Unclaimed Claims pending at Break up of claims pending -- duration wise
end of the period (Policies)

No. of No. of 3-<6
Amount Amount Amount < 3 months 6 - <1 yr > 1 yr
Policies Policies months
- - - 713 35.93 521 192 - -

- - - 0.31% 0.43% 73.07% 26.93% - -
- - - 3 2.39 1 - 2 -
- - - 0.02% 0.35% 33.33% - 66.67% -
- - - - 0.03 - - - -
- - - - 0.04% - - - -
- - - 5 1.42 5 - - -
- - - 1.01% 1.34% 100.00% - - -
0.00 - - - - - - - -
0.00% - - - - - - - -
- - - 171 8.80 169 2 - -
- - - 0.09% 0.55% 98.83% 1.17% - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - 2 0.13 - - 2 -
- - - 0.09% 0.15% - - 100.00% -
- - - - - - - - -
- - - - - - - - -
0.00 2 0.72 - - - - - -
- 0.12% 0.32% - - - - - -
8.70 - - - - - - - -
0.26% - - - - - - - -
4.96 120 0.79 5090 180.62 2942 989 829 330
0.20% 0.05% 0.03% 2.09% 7.12% 57.80% 19.43% 16.29% 6.48%
- - - 7 1.32 7 - - -
- - - 0.03% 0.14% 100.00% - - -
- - - 324 32.65 200 67 43 14
- - - 0.25% 1.86% 61.73% 20.68% 13.27% 4.32%
- - - 4 8.15 4 - - -
- - - 0.02% 1.04% 100.00% - - -
- - - 3 1.85 2 - 1 -
- - - 0.01% 0.16% 66.67% - 33.33% -
2.14 - - 30 2.78 30 - - -
0.61% - - 0.17% 0.79% 100.00% - - -
- 2 0.05 1 0.01 1 - - -
- 0.34% 0.18% 0.17% 0.04% 100.00% - - -
- - - - - - - - -
- - - - - - - - -
29.66 10 0.54 3 2.39 - 1 2 -
1.01% 0.01% 0.02% 0.00% 0.08% - 33.33% 66.67% -
0.14 - - - - - - - -
0.04% - - - - - - - -
6.00 - - - - - - - -
1.10% - - - - - - - -
- - - - - - - - -
- - - - - - - - -
51.61 134 2.10 5643 241.64 3361 1059 879 344
0.28% 0.01% 0.01% 0.47% 1.30% 59.56% 18.77% 15.58% 6.10%
51.61 134 2.10 6356 277.57 3882 1251 879 344
0.19% 0.01% 0.01% 0.44% 1.03% 61.08% 19.68% 13.83% 5.41%
2022-23
Claims pending at Claims intimated / Total Claims Claims paid Claims Repudiated
start of the period booked

No. of No. of No. of No. of No. of
Policies Policies Policies Policies Policies
713 35.93 163614 5610.38 164327 5646.31 162638 5605.93 107

100.00% 100.00% 98.97% 99.28% 0.07%
3 2.39417 13459 321.70459 13462 324.09876 13396 315.11616 57
100.00% 100.00% 99.51% 97.23% 0.42%
0 0.03 39 5.87 39 5.9 39 5.9 0
100.00% 100.00% 100.00% 100.00% 0.00%
4 1.4203656 248 57.402944 252 58.82331 226 52.39153 22
100.00% 100.00% 89.68% 89.07% 8.73%
0 0 681 30.04 681 30.04 677 29.29 4
100.00% 100.00% 99.41% 97.50% 0.59%
171 8.79511 171624 1294.3131 171795 1303.1082 171527 1273.7399 204
100.00% 100.00% 99.84% 97.75% 0.12%
0 0 2579 71.052331 2579 71.052331 2550 67.873766 29
100.00% 100.00% 98.88% 95.53% 1.12%
0 0 7787 234.38684 7787 234.38684 7720 222.40036 67
100.00% 100.00% 99.14% 94.89% 0.86%
2 0.1255 2220 24.704036 2222 24.829536 2220 24.565238 2
100.00% 100.00% 99.91% 98.94% 0.09%
0 0 4912 71.403384 4912 71.403384 4911 70.63181 1
100.00% 100.00% 99.98% 98.92% 0.02%
0 0 758 89.831646 758 89.831646 727 86.914545 31
100.00% 100.00% 95.91% 96.75% 4.09%
0 0 314122 2575.518 314122 2575.518 313397 2475.7093 695
100.00% 100.00% 99.77% 96.12% 0.22%
5090 180.617 230177 1896.1919 235267 2076.8089 232617 1901.339 570
100.00% 100.00% 98.87% 91.55% 0.24%
7 1.32 28136 511.156 28143 512.476 27742 497.10787 400
100.00% 100.00% 98.58% 97.00% 1.42%
324 32.653938 147240 1245.7292 147564 1278.3832 146967 1207.8727 200
100.00% 100.00% 99.60% 94.48% 0.14%
4 8.1489195 21239 394.12242 21243 402.27134 21101 363.1376 140
100.00% 100.00% 99.33% 90.27% 0.66%
3 1.8464963 14567 428.2399 14570 430.0864 14526 422.46142 35
100.00% 100.00% 99.70% 98.23% 0.24%
30 2.7757684 6422 175.71308 6452 178.48885 6359 166.82848 66
100.00% 100.00% 98.56% 93.47% 1.02%
1 0.0119989 326 11.694274 327 11.706273 325 10.954273 0
100.00% 100.00% 99.39% 93.58% 0.00%
0 0 0 0 0 0 0 0 0
3 1.5049302 47340 1548.4857 47343 1549.9906 47076 1513.0938 227

100.00% 100.00% 99.44% 97.62% 0.48%
0 0 44948 305.29267 44948 305.29267 44629 296.84517 265
100.00% 100.00% 99.29% 97.23% 0.59%
0 0 18246 439.47996 18246 439.47996 17545 420.00648 54
100.00% 100.00% 96.16% 95.57% 0.30%
0 0 1339 148.8557 1339 148.8557 1332 148.18055 7
100.00% 100.00% 99.48% 99.55% 0.52%
5642 241.64419 1078409 11881.188 1084051 12122.832 1077609 11572.36 3076
100.00% 100.00% 99.41% 95.46% 0.28%
6355 277.57419 1242023 17491.568 1248378 17769.142 1240247 17178.29 3183
100.00% 100.00% 99.35% 96.67% 0.25%
2022-23
Claims Repudiated Claims rejected Claims Unclaimed Claims pending at end of Break up of claims pending -- du
the period wise (Policies)

No. of No. of No. of <3 3-<6
Policies Policies Policies months months
2.81 0 0 0 0 1582 37.57 1283 299

0.05% 0.00% 0.00% 0.00% 0.00% 0.96% 0.67% 81% 19%
4.3397794 0 0 0 0 9 4.642818479 6 1
1.34% 0.00% 0.00% 0.00% 0.00% 0.07% 1.43% 67% 11%
0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
4.9222066 0 0 0 0 4 1.5095735 4 0
8.37% 0.00% 0.00% 0.00% 0.00% 1.59% 2.57% 100% 0%
0.75 0 0 0 0 0 3.5527137E-15 0 0
2.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
22.820631 0 0 0 0 64 6.5476076 64 0
1.75% 0.00% 0.00% 0.00% 0.00% 0.04% 0.50% 100% 0%
3.1785645 0 0 0 0 0 1.0658141E-14 0 0
4.47% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
11.986484 0 0 0 0 0 1.6939339E-11 0 0
5.11% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.2642983 0 0 0 0 0 1.110223E-16 0 0
1.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.7715736 0 0 0 0 0 0 0 0
1.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2.9171006 0 0 0 0 0 -2.220446E-15 0 0
3.25% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
98.428601 30 1.3801776 0 0 0 -1.885159E-13 0 0
3.82% 0.01% 0.05% 0.00% 0.00% 0.00% 0.00%
93.735037 73 5.6265076 1 0.0192175 2006 76.089132547 1534 210
4.51% 0.03% 0.27% 0.00% 0.00% 0.85% 3.66% 76% 10%
14.91 0 0 0 0 1 0.458129956 1 0
2.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.09% 100% 0%
28.820101 0 0 0 0 397 41.6903240476 342 9
2.25% 0.00% 0.00% 0.00% 0.00% 0.27% 3.26% 86% 2%
38.422989 0 0 0 0 2 0.71075 2 0
9.55% 0.00% 0.00% 0.00% 0.00% 0.01% 0.18% 100% 0%
5.1888824 0 0 2 0.0485085 7 2.387584411 7 0
1.21% 0.00% 0.00% 0.01% 0.01% 0.05% 0.56% 100% 0%
9.2347455 19 0.8283611 0 0 8 1.59726594 8 0
5.17% 0.29% 0.46% 0.00% 0.00% 0.12% 0.89% 100% 0%
0 0 0 2 0.75 0 0.002 0 0
0.00% 0.00% 0.00% 0.61% 6.41% 0.00% 0.02%
0 0 0 0 0 0 0 0 0
35.327968 31 0.62 8 0.7473459 1 0.201448984 1 0

2.28% 0.07% 0.04% 0.02% 0.05% 0.00% 0.01% 100% 0%
6.8200488 54 1.6274525 0 0 0 -2.275957E-13 0 0
2.23% 0.12% 0.53% 0.00% 0.00% 0.00% 0.00%
6.4247714 642 12.84 0 0 5 0.20870369 5 0
1.46% 3.52% 2.92% 0.00% 0.00% 0.03% 0.05% 100% 0%
0.6751508 0 0 0 0 0 1.0136336E-13 0 0
0.45% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
389.93893 849 22.922499 13 1.5650719 2504 136.045339155 1974 220
3.22% 0.08% 0.19% 0.00% 0.01% 0.23% 1.12% 79% 9%
392.74893 849 22.922499 13 1.5650719 4086 173.615339155 3257 519
2.21% 0.07% 0.13% 0.00% 0.01% 0.33% 0.98% 80% 13%
p of claims pending -- duration
wise (Policies)
6 - <1 yr > 1 yr
0 0
0% 0%
1 1
11% 11%
0 0
0 0
0% 0%
0 0
0 0
0% 0%
0 0
0 0
0 0
0 0
0 0
0 0
133 129
7% 6%
0 0
0% 0%
19 27
5% 7%
0 0
0% 0%
0 0
0% 0%
0 0
0% 0%
0 0
0 0
0 0
0% 0%
0 0
0 0
0% 0%
0 0
153 157
6% 6%
153 157
4% 4%
Table 18: Insurer-wise Status of Claims of Individual Life Insurance Business (2022-23)
Claims pending at Claims intimated / Total Claims Claims paid

Sl. No. Insurer start of the period booked
NOP AMT NOP AMT NOP AMT NOP
7 0.91 6307 496.05 6314 496.96 6195

1 ABSLI
100.00% 100.00% 98.12%
23 3.43 1422 64.04 1445 67.47 1388
2 Aegas
100.00% 100.00% 96.06%
1 0.02 315 86.67 316 86.69 314
3 Aegon
100.00% 100.00% 99.37%
0 0.00 803 98.85 803 98.85 793
4 Aviva
100.00% 100.00% 98.75%
11 9.37 15491 630.43 15502 639.80 15353
5 Bajaj
100.00% 100.00% 99.04%
2 6.82 2114 143.91 2116 150.73 2097
6 Bharti
100.00% 100.00% 99.10%
3 2.50 2116 191.26 2119 193.76 2098
7 Canara
100.00% 100.00% 99.01%
0 0.00 500 63.05 500 63.05 496
8 Edelweiss
100.00% 100.00% 99.20%
59 11.49 2084 102.85 2143 114.33 2063
9 Exide
100.00% 100.00% 96.27%
0 0.00 988 41.05 988 41.05 939
10 FG
100.00% 100.00% 95.04%
23 25.18 17535 1415.02 17558 1440.20 17451
11 HDFC
100.00% 100.00% 99.39%
80 27.52 14253 2114.84 14333 2142.35 13656
12 ICICI
100.00% 100.00% 95.28%
9 4.04 3138 169.36 3147 173.40 3054
13 IndiaFirst
100.00% 100.00% 97.04%
24 8.32 4309 333.51 4333 341.83 4257
14 Kotak
100.00% 100.00% 98.25%
0 0.00 19659 1312.47 19659 1312.47 19563
15 Max
100.00% 100.00% 99.51%
2 2.50 5290 422.84 5292 425.34 5242
16 PNB
100.00% 100.00% 99.06%
2 0.20 751 30.38 753 30.59 744
17 Pramerica
100.00% 100.00% 98.80%
3 0.54 8756 218.72 8759 219.26 8635
18 Reliance
100.00% 100.00% 98.58%
3 0.06 654 5.44 657 5.50 643
19 Sahara
100.00% 100.00% 97.87%
36 20.40 36860 1745.88 36896 1766.28 35807
20 SBI
100.00% 100.00% 97.05%
4 0.07 3999 140.98 4003 141.05 3899
21 Shriram
100.00% 100.00% 97.40%
2 0.40 1804 120.93 1806 121.33 1735
22 SUD
100.00% 100.00% 96.07%
2 5.13 5473 816.57 5475 821.70 5421
23 Tata
100.00% 100.00% 99.01%
Private 296 129 154621 10765 154917 10894 151843
Sector 100.00% 100.00% 98.02%
2282 360.15 919925 18967.48 922207 19327.63 908576
24 LIC
100.00% 100.00% 98.52%
2578 489 1074546 29733 1077124 30222 1060419
Industry
100.00% 100.00% 98.45%
ness (2022-23)
Claims Claims pending at
Claims paid Claims rejected Claims Unclaimed Break up of claims pe
Repudiated end of the period
duration wise (Pol
AMT NOP AMT NOP AMT NOP AMT NOP AMT < 3 mths
458.32 119 38.63 0 0.00 0 0.00 0 0.00 0

92.23% 1.88% 7.77% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
61.05 45 4.23 0 0.00 0 0.00 12 2.20 12
90.48% 3.11% 6.27% 0.00% 0.00% 0.00% 0.00% 0.83% 3.26% 100.00%
86.14 2 0.54 0 0.00 0 0.00 0 0.01 0
99.37% 0.63% 0.62% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
97.60 10 1.24 0 0.00 0 0.00 0 0.00 0
98.74% 1.25% 1.26% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
603.03 145 33.08 0 0.00 0 0.00 4 3.69 3
94.25% 0.94% 5.17% 0.00% 0.00% 0.00% 0.00% 0.03% 0.58% 75.00%
147.85 19 2.88 0 0.00 0 0.00 0 0.00 0
98.09% 0.90% 1.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
186.19 19 6.52 0 0.00 0 0.00 2 1.05 2
96.09% 0.90% 3.36% 0.00% 0.00% 0.00% 0.00% 0.09% 0.54% 100.00%
59.02 4 4.03 0 0.00 0 0.00 0 0.00 0
93.61% 0.80% 6.39% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
100.52 30 4.84 0 0.00 0 0.00 50 8.97 46
87.92% 1.40% 4.23% 0.00% 0.00% 0.00% 0.00% 2.33% 7.85% 92.00%
32.81 49 8.23 0 0.00 0 0.00 0 0.00 0
79.94% 4.96% 20.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
1389.90 103 44.80 0 0.00 0 0.00 4 5.50 4
96.51% 0.59% 3.11% 0.00% 0.00% 0.00% 0.00% 0.02% 0.38% 100.00%
1949.70 638 182.13 0 0.00 19 3.76 20 6.77 8
91.01% 4.45% 8.50% 0.00% 0.00% 0.13% 0.18% 0.14% 0.32% 40.00%
159.81 83 9.54 0 0.00 0 0.00 10 4.04 3
92.17% 2.64% 5.50% 0.00% 0.00% 0.00% 0.00% 0.32% 2.33% 30.00%
320.92 65 15.52 0 0.00 0 0.00 11 5.39 8
93.88% 1.50% 4.54% 0.00% 0.00% 0.00% 0.00% 0.25% 1.58% 72.73%
1242.15 96 70.31 0 0.00 0 0.00 0 0.00 0
94.64% 0.49% 5.36% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
407.33 48 17.95 0 0.00 1 0.03 1 0.03 1
95.77% 0.91% 4.22% 0.00% 0.00% 0.02% 0.01% 0.02% 0.01% 100.00%
29.82 8 0.51 1 0.25 0 0.00 0 0.00 0
97.50% 1.06% 1.67% 0.13% 0.82% 0.00% 0.00% 0.00% 0.00%
204.06 122 14.33 0 0.00 1 0.10 1 0.77 1
93.07% 1.39% 6.53% 0.00% 0.00% 0.01% 0.05% 0.01% 0.35% 100.00%
5.31 7 0.15 4 0.00 0 0.00 3 0.05 2
96.49% 1.07% 2.69% 0.61% 0.00% 0.00% 0.00% 0.46% 0.82% 66.67%
1676.95 1007 75.03 0 0.00 47 9.45 35 4.85 17
94.94% 2.73% 4.25% 0.00% 0.00% 0.13% 0.53% 0.09% 0.27% 48.57%
109.49 86 22.53 13 8.68 0 0.00 5 0.34 5
77.63% 2.15% 15.97% 0.32% 6.15% 0.00% 0.00% 0.12% 0.24% 100.00%
113.46 68 7.25 0 0.00 0 0.00 3 0.62 3
93.51% 3.77% 5.98% 0.00% 0.00% 0.00% 0.00% 0.17% 0.51% 100.00%
776.70 53 44.71 0 0.00 1 0.30 0 0.00 0
94.52% 0.97% 5.44% 0.00% 0.00% 0.02% 0.04% 0.00% 0.00%
10218 2826 609 18 9 69 14 161 44 115
93.80% 1.82% 5.59% 0.01% 0.08% 0.04% 0.13% 0.10% 0.41% 71.43%
18397.77 8003 416.92 4326 14.75 627 192.32 675 305.87 655
95.19% 0.87% 2.16% 0.47% 0.08% 0.07% 1.00% 0.07% 1.58% 97.04%
28616 10829 1026 4344 24 696 206 836 350 770
94.69% 1.01% 3.39% 0.40% 0.08% 0.06% 0.68% 0.08% 1.16% 92.11%
Break up of claims pending --
duration wise (Policies)
- < 6 mths 6 - <1 yr > 1 yr
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
1 0 0
25.00% 0.00% 0.00%
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
3 1 0
6.00% 2.00% 0.00%
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 4 8
0.00% 20.00% 40.00%
1 0 6
10.00% 0.00% 60.00%
0 0 3
0.00% 0.00% 27.27%
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 1 0
0.00% 33.33% 0.00%
16 2 0
45.71% 5.71% 0.00%
0 0 0
0.00% 0.00% 0.00%
0 0 0
0.00% 0.00% 0.00%
0 0 0
21 8 17
13.04% 4.97% 10.56%
20 0 0
2.96% 0.00% 0.00%
41 8 17
4.90% 0.96% 2.03%
Table 19: Insurer-wise Status of Claims of Group Life Insurance Business (2022-23)
Claims pending at Claims intimated / Total Claims Claims paid

Sl. No. Insurer start of the period booked
NOP AMT NOP AMT Lives AMT Lives
3 2.39417 13459 321.7046 13462 324.10 13396

1 ABSLI
100.00% 100.00% 99.51%
4 1.420366 248 57.40294 252 58.82 226
2 Aegas
100.00% 100.00% 89.68%
0 0.03 39 5.87 39 5.90 39
3 Aegon
100.00% 100.00% 100.00%
0 0 681 30.04 681 30.04 677
4 Aviva
100.00% 100.00% 99.41%
171 8.79511 171624 1294.313 171795 1303.11 171527
5 Bajaj
100.00% 100.00% 99.84%
0 0 2579 71.05233 2579 71.05 2550
6 Bharti
100.00% 100.00% 98.88%
0 0 7787 234.3868 7787 234.39 7720
7 Canara
100.00% 100.00% 99.14%
2 0.1255 2220 24.70404 2222 24.83 2220
8 Edelweiss
100.00% 100.00% 99.91%
0 0 4912 71.40338 4912 71.40 4911
9 Exide
100.00% 100.00% 99.98%
0 0 758 89.83165 758 89.83 727
10 FG
100.00% 100.00% 95.91%
0 0 314122 2575.518 314122 2575.52 313397
11 HDFC
100.00% 100.00% 99.77%
5090 180.617 230177 1896.192 235267 2076.81 232617
12 ICICI
100.00% 100.00% 98.87%
7 1.32 28136 511.156 28143 512.48 27742
13 IndiaFirst
100.00% 100.00% 98.58%
324 32.65394 147240 1245.729 147564 1278.38 146967
14 Kotak
100.00% 100.00% 99.60%
4 8.14892 21239 394.1224 21243 402.27 21101
15 Max
100.00% 100.00% 99.33%
3 1.846496 14567 428.2399 14570 430.09 14526
16 PNB
100.00% 100.00% 99.70%
30 2.775768 6422 175.7131 6452 178.49 6359
17 Pramerica
100.00% 100.00% 98.56%
1 0.011999 326 11.69427 327 11.71 325
18 Reliance
100.00% 100.00% 99.39%
0 0 0 0 0 0.00 0
19 Sahara
3 1.50493 47340 1548.486 47343 1549.99 47076

20 SBI
20 SBI
100.00% 100.00% 99.44%
0 0 44948 305.2927 44948 305.29 44629
21 Shriram
100.00% 100.00% 99.29%
0 0 18246 439.48 18246 439.48 17545
22 SUD
100.00% 100.00% 96.16%
0 0 1339 148.8557 1339 148.86 1332
23 Tata
100.00% 100.00% 99.48%
Private 5642 242 1078409 11881 1084051 12123 1077609
Sector 100.00% 100.00% 99.41%
713 35.93 163614 5610.38 164327 5646.31 162638
24 LIC
100.00% 100.00% 98.97%
6355 278 1242023 17492 1248378 17769 1240247
Industry
100.00% 100.00% 99.35%
(2022-23)
Claims Claims pending at
Claims paid Claims rejected Claims Unclaimed Break up of claims
Repudiated end of the period
duration wise (
AMT Lives AMT Lives AMT Lives AMT Lives AMT < 3 mths
315.12 57 4.34 0 0.00 0 0.00 9 4.64 6

97.23% 0.42% 1.34% 0.00% 0.00% 0.00% 0.00% 0.07% 1.43% 66.67%
52.39 22 4.92 0 0.00 0 0.00 4 1.51 4
89.07% 8.73% 8.37% 0.00% 0.00% 0.00% 0.00% 1.59% 2.57% 100.00%
5.90 0 0.00 0 0.00 0 0.00 0 0.00 0
100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
29.29 4 0.75 0 0.00 0 0.00 0 0.00 0
97.50% 0.59% 2.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
1273.74 204 22.82 0 0.00 0 0.00 64 6.55 64
97.75% 0.12% 1.75% 0.00% 0.00% 0.00% 0.00% 0.04% 0.50% 100.00%
67.87 29 3.18 0 0.00 0 0.00 0 0.00 0
95.53% 1.12% 4.47% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
222.40 67 11.99 0 0.00 0 0.00 0 0.00 0
94.89% 0.86% 5.11% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
24.57 2 0.26 0 0.00 0 0.00 0 0.00 0
98.94% 0.09% 1.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
70.63 1 0.77 0 0.00 0 0.00 0 0.00 0
98.92% 0.02% 1.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
86.91 31 2.92 0 0.00 0 0.00 0 0.00 0
96.75% 4.09% 3.25% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2475.71 695 98.43 30 1.38 0 0.00 0 0.00 0
96.12% 0.22% 3.82% 0.01% 0.05% 0.00% 0.00% 0.00% 0.00%
1901.34 570 93.74 73 5.63 1 0.02 2006 76.09 1534
91.55% 0.24% 4.51% 0.03% 0.27% 0.00% 0.00% 0.85% 3.66% 76.47%
497.11 400 14.91 0 0.00 0 0.00 1 0.46 1
97.00% 1.42% 2.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.09% 100.00%
1207.87 200 28.82 0 0.00 0 0.00 397 41.69 342
94.48% 0.14% 2.25% 0.00% 0.00% 0.00% 0.00% 0.27% 3.26% 86.15%
363.14 140 38.42 0 0.00 0 0.00 2 0.71 2
90.27% 0.66% 9.55% 0.00% 0.00% 0.00% 0.00% 0.01% 0.18% 100.00%
422.46 35 5.19 0 0.00 2 0.05 7 2.39 7
98.23% 0.24% 1.21% 0.00% 0.00% 0.01% 0.01% 0.05% 0.56% 100.00%
166.83 66 9.23 19 0.83 0 0.00 8 1.60 8
93.47% 1.02% 5.17% 0.29% 0.46% 0.00% 0.00% 0.12% 0.89% 100.00%
10.95 0 0.00 0 0.00 2 0.75 0 0.00 0
93.58% 0.00% 0.00% 0.00% 0.00% 0.61% 6.41% 0.00% 0.02%
0.00 0 0.00 0 0.00 0 0.00 0 0.00 0
1513.09 227 35.33 31 0.62 8 0.75 1 0.20 1

97.62% 0.48% 2.28% 0.07% 0.04% 0.02% 0.05% 0.00% 0.01% 100.00%
296.85 265 6.82 54 1.63 0 0.00 0 0.00 0
97.23% 0.59% 2.23% 0.12% 0.53% 0.00% 0.00% 0.00% 0.00%
420.01 54 6.42 642 12.84 0 0.00 5 0.21 5
95.57% 0.30% 1.46% 3.52% 2.92% 0.00% 0.00% 0.03% 0.05% 100.00%
148.18 7 0.68 0 0.00 0 0.00 0 0.00 0
99.55% 0.52% 0.45% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
11572 3076 390 849 23 13 2 2504 136 1974
95.46% 0.28% 3.22% 0.08% 0.19% 0.00% 0.01% 0.23% 1.12% 78.83%
5605.93 107 2.81 0 0.00 0 0.00 1582 37.57 1283
99.28% 0.07% 0.05% 0.00% 0.00% 0.00% 0.00% 0.96% 0.67% 81.10%
17178 3183 393 849 23 13 2 4086 174 3257
96.67% 0.25% 2.21% 0.07% 0.13% 0.00% 0.01% 0.33% 0.98% 79.71%
duration wise (Lives)
- < 6 mths 6 - <1 yr > 1 yr
1 1 1
11.11% 11.11% 11.11%
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
210 133 129

10.47% 6.63% 6.43%
0 0 0
0.00% 0.00% 0.00%
9 19 27
2.27% 4.79% 6.80%
0 0 0
0.00% 0.00% 0.00%
0 0 0
0.00% 0.00% 0.00%
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
0 0 0
0.00% 0.00% 0.00%
0 0 0
220 153 157

8.79% 6.11% 6.27%
299 0 0
18.90% 0.00% 0.00%
519 153 157
12.70% 3.74% 3.84%
TABLE 20: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY
NUMBER OF POLICIES
LIC ADITYA BIRLA SUNLIFE
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Within 30 Days of Intimation 646,523 660,288 675,857 696,481 681,371 688,351 690,210 888,355 951,256 862,225 4,890 6,628 5,030 4,328 4,490 4,436 5,029 6,335 9,659
31 to 90 Days 55,628 49,723 44,568 36,631 29,904 32,246 33,635 29,805 360,504 31,777 1,675 1,142 868 753 479 424 5 12 144
91 to 180 Days 28,386 20,965 19,404 14,279 13,131 13,458 9,948 15,729 38,105 14,574 1,373 193 456 603 309 246 1 - 12
181 Days to 1 Year 13,165 9,481 8,291 7,560 142 239 12 - - - 106 46 4 29 11 4 - - -
More than 1 Year 2,510 1,786 1,129 1,448 48 34 4 - - - 27 47 14 14 3 - - - -
Total Claims Settled 746,212 742,243 749,249 756,399 724,596 734,328 733,809 933,889 1,349,865 908,576 8,071 8,056 6,372 5,727 5,292 5,110 5,035 6,347 9,815
BENEFIT AMOUNT PAID
LIC ADITYA BIRLA SUNLIFE

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Within 30 Days of Intimation 7,414.74 8,115.99 8,795.53 9,791.93 10,106.40 12,065.93 12,050.62 17,403.54 18,176.24 17,249.96 114.02 182.94 132.25 162.45 187.89 192.89 341.77 439.51 835.17
31 to 90 Days 591.79 569.82 543.28 485.17 443.55 565.28 576.48 583.90 9,434.98 843.93 77.93 66.44 47.22 62.62 31.77 36.69 0.86 0.76 10.90
91 to 180 Days 301.98 240.26 236.53 189.12 194.76 235.92 170.50 308.14 797.16 303.88 63.99 19.86 34.43 44.42 27.85 46.68 0.27 - 0.37
181 Days to 1 Year 140.05 108.65 101.07 100.13 2.11 4.19 0.19 - - - 11.28 6.57 0.60 1.24 0.35 0.18 - - -
More than 1 Year 26.70 20.47 13.76 19.18 0.71 0.60 0.06 - - - 0.92 2.27 1.47 1.25 0.30 - - - -
Total Claims Settled 8,475.26 9,055.18 9,690.17 10,585.53 10,747.53 12,871.92 12,797.85 18,295.58 28,408.38 18,397.77 268.14 278.08 215.97 271.98 248.16 276.44 342.89 440.26 846.43
NUMBER OF POLICIES
AEGON AGEAS FEDERAL
Particulars
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 6,181 287 270 375 442 529 489 344 398 710 314 693 454 601 796 1,006 1,182 1,328 1,716 2,614 1,388
31 to 90 Days 5 35 103 108 95 1 - - - 3 - 149 280 313 158 61 69 38 - - -
91 to 180 Days 3 2 40 25 34 - - - - - - - 2 6 8 1 - - - - -
181 Days to 1 Year 6 - - - - - - - - - - - - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - - - - - - - - -
Total Claims Settled 6,195 324 413 508 571 530 489 344 398 713 314 842 736 920 962 1,068 1,251 1,366 1,716 2,614 1,388
BENEFIT AMOUNT PAID
SUNLIFE AEGON AGEAS FEDERAL

Particulars
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 457.74 21.14 11.81 22.77 41.96 48.67 75.69 64.60 105.98 270.02 86.14 24.62 14.65 20.33 30.92 38.26 49.10 58.47 73.85 122.63 61.05
31 to 90 Days 0.18 4.10 13.55 15.13 9.47 0.50 - - - 3.02 - 8.08 16.24 21.57 11.75 6.86 3.92 4.80 - - -
91 to 180 Days 0.12 1.10 5.37 2.25 5.21 - - - - 0.01 - - 0.60 1.49 0.53 0.03 - - - - -
181 Days to 1 Year 0.29 - - - - - - - - - - - - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - - - - - - - - -
Total Claims Settled 458.32 26.34 30.73 40.15 56.64 49.17 75.69 64.60 105.98 273.05 86.14 32.70 31.49 43.39 43.20 45.15 53.02 63.27 73.85 122.63 61.05
NUMBER OF POLICIES
AVIVA BAJAJ ALLIANZ
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 1,358 1,125 986 951 1,051 900 789 1,010 1,627 792 17,094 14,937 13,135 13,131 10,218 10,600 11,509 13,610 17,741 15,111 724
31 to 90 Days 286 230 218 135 5 1 1 20 18 1 3,300 3,110 2,193 1,666 2,109 1,277 376 453 3,103 242 142
91 to 180 Days 64 43 51 41 - - - 4 - - 1,264 928 1,075 90 839 244 2 28 - - 84
181 Days to 1 Year - - - - - - - - - - - 3 1 - 10 9 - 24 - - -
More than 1 Year - - - 1 - - - - - - - - - - - - - - - - -
Total Claims Settled 1,708 1,398 1,255 1,128 1,056 901 790 1,034 1,645 793 21,658 18,978 16,404 14,887 13,176 12,130 11,887 14,115 20,844 15,353 950
BENEFIT AMOUNT PAID
AVIVA BAJAJ ALLIANZ

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
31 to 90 Days 30.25 30.74 36.23 18.91 0.23 0.01 0.10 3.42 6.20 0.09 65.33 74.90 76.57 83.96 69.90 84.94 27.27 42.27 138.32 28.44 6.99
91 to 180 Days 9.89 18.90 11.66 7.12 - - - 1.78 - - 54.46 46.97 55.47 12.15 47.35 16.38 0.30 4.24 - - 5.06
181 Days to 1 Year - 0 - - - - - - - - - 0.00 0.15 - 0.70 0.02 - 1.37 - - -
More than 1 Year - 0 - 0.01 - - - - - - - - - - - - - - - - -
NUMBER OF POLICIES
BHARTI AXA
Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 643 692 670 748 1,036 1,285 1,875 3,166 2,096
31 to 90 Days 200 262 87 98 - - - 3 1
91 to 180 Days 55 55 53 14 - - - 5 -
181 Days to 1 Year - - 1 - - - - - -
More than 1 Year - - - - - - - - -
Total Claims Settled 898 1,009 811 860 1,036 1,285 1,875 3,174 2,097
BENEFIT AMOUNT PAID
BHARTI AXA
Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 19.61 23.99 23.42 33.26 46.99 61.56 106.04 232.10 147.81
31 to 90 Days 10.42 17.96 9.46 7.92 - - - 0.15 0.03
91 to 180 Days 5.13 8.84 6.35 1.30 - - - 2.47 -
181 Days to 1 Year - - 0.04 - - - - - -
More than 1 Year - - - - - - - - -
Total Claims Settled 35.16 50.79 39.27 42.48 46.99 61.56 106.04 234.72 147.85
NUMBER OF POLICIES
CANARA HSBC EDELWEISS TOKIO
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 319 271 395 452 797 943 1,252 1,844 2,762 2,097 15 23 75 123 144 229 272 402 678 488 2,600
31 to 90 Days 145 129 100 134 - 3 - - 4 - 21 18 26 23 34 - - 77 210 7 260
91 to 180 Days 78 112 33 32 - - - - 3 1 12 26 19 7 2 - - 8 80 1 201
181 Days to 1 Year 1 - - - - - - - - - - 1 - - - - - - 8 - 31
More than 1 Year 1 4 3 2 - - - - - - - - - - - - - - - - 19
Total Claims Settled 544 516 531 620 797 946 1,252 1,844 2,769 2,098 48 68 120 153 180 229 272 487 976 496 3,111
BENEFIT AMOUNT PAID
CANARA HSBC EDELWEISS TOKIO

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
31 to 90 Days 7.83 8.51 7.19 8.86 - 1.26 - - 3.57 - 1.95 3.21 3.61 1.71 3.98 - - 14.72 52.88 2.66 6.16
91 to 180 Days 4.41 8.28 2.41 6.57 - - - - 0.72 0.01 0.50 2.87 2.78 0.67 0.80 - - 0.77 46.58 1.00 5.31
181 Days to 1 Year 0.09 - - - - - - - - - - 0.15 - - - - - - 4.58 0.01 0.80
More than 1 Year 0.04 0.30 0.24 0.13 - - - - - - - - - - - - - - - - 0.50
NUMBER OF POLICIES
EXIDE LIFE FUTURE GENERALI
Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 2,349 2,290 2,438 2,722 2,816 2,893 4,313 6,335 2,063 633 1,031 1,020 965 909 967 1,035 1,079 1,240 828
31 to 90 Days 362 389 295 382 384 508 287 329 - 773 462 284 212 186 106 45 74 173 94
91 to 180 Days 213 191 127 146 36 3 368 549 - 217 264 66 44 72 22 5 9 156 17
181 Days to 1 Year 16 19 6 - - - 9 - - 44 8 11 1 35 5 3 1 30 -
More than 1 Year 15 - - - - - 1 - - 2 43 - 1 - 1 1 - 1 -
Total Claims Settled 2,955 2,889 2,866 3,250 3,236 3,404 4,978 7,213 2,063 1,669 1,808 1,381 1,223 1,202 1,101 1,089 1,163 1,600 939
BENEFIT AMOUNT PAID
EXIDE LIFE FUTURE GENERALI

Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 39.10 35.42 49.18 60.28 57.22 63.42 116.31 215.19 100.52 6.91 13.32 15.47 15.62 18.89 27.04 27.83 35.49 32.04 20.88
31 to 90 Days 11.57 9.95 6.02 11.97 14.83 25.42 13.84 24.11 - 11.91 9.11 6.90 7.76 8.84 6.19 13.59 10.34 14.04 9.21
91 to 180 Days 8.25 5.40 4.55 5.00 4.03 0.11 35.43 67.50 - 4.12 6.19 2.77 1.90 4.59 1.44 3.05 2.08 22.91 2.73
181 Days to 1 Year 0.83 0.91 0.24 - - - 4.63 - - 2.66 0.49 0.79 0.17 1.86 0.49 0.42 0.21 7.73 -
More than 1 Year 0.39 - - - - - 0.22 - - 0.33 1.82 - 0.03 - - 0.01 - 0.96 -
Total Claims Settled 60.14 51.69 59.99 77.26 76.07 88.95 170.43 306.81 100.52 25.93 30.93 25.93 25.48 34.18 35.17 44.90 48.11 77.67 32.81
NUMBER OF POLICIES
HDFC ICICI PRUDENTIAL
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 5,705 9,571 10,160 11,083 10,744 11,448 11,904 15,308 26,164 17,430 11,499 10,793 10,094 10,059 10,816 10,555 10,379 13,916 19,394 13,258
31 to 90 Days 869 947 1,066 1,082 1,383 1,262 550 1,067 455 20 526 401 320 366 305 106 745 475 1,138 338
91 to 180 Days 250 512 585 256 162 112 55 264 139 - 571 345 187 105 89 7 74 123 1,185 33
181 Days to 1 Year - 1 - - - - - - - 1 12 7 13 5 4 3 6 4 66 12
More than 1 Year - - - - - - - - - - - - 1 4 2 1 8 - 12 15
Total Claims Settled 6,824 11,031 11,811 12,421 12,289 12,822 12,509 16,639 26,758 17,451 12,608 11,546 10,615 10,539 11,216 10,672 11,212 14,518 21,795 13,656
BENEFIT AMOUNT PAID
HDFC ICICI PRUDENTIAL

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 143.36 159.99 207.77 233.11 335.08 395.92 521.41 719.49 2,400.91 1,386.41 213.16 284.95 340.92 398.32 584.81 808.87 842.52 1,285.39 2,163.13 1,774.14
31 to 90 Days 51.34 61.06 43.72 75.64 125.38 157.85 115.03 196.48 122.07 0.02 29.57 33.97 36.75 69.59 107.80 13.06 149.46 166.83 327.21 132.56
91 to 180 Days 22.24 41.98 48.70 42.60 22.32 23.52 13.89 121.26 85.24 - 34.64 33.71 26.01 20.98 21.97 3.73 27.96 49.05 446.83 23.18
181 Days to 1 Year - 0.50 - - - - - - - 3.47 1.23 0.23 1.69 0.15 0.11 0.86 3.21 3.03 35.96 10.34
More than 1 Year - - - - - - - - - - - - 0.26 0.25 0.42 0.15 0.49 0.34 4.37 9.48
Total Claims Settled 216.94 263.52 300.19 351.35 482.78 577.30 650.33 1,037.23 2,608.22 1,389.90 278.60 352.86 405.63 489.30 715.11 826.66 1,023.64 1,504.64 2,977.50 1,949.70
NUMBER OF POLICIES
INDIAFIRST KOTAK MAHINDRA
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 816 711 1,071 1,261 1,395 1,852 2,035 2,722 4,062 2,584 2,359 2,046 2,026 2,118 2,407 2,550 2,649 3,763 7,048 4,254
31 to 90 Days 91 333 228 134 193 201 121 156 661 407 210 248 311 304 369 350 419 480 1 1
91 to 180 Days 11 130 54 41 35 26 9 8 62 61 81 121 97 147 86 50 123 87 - 1
181 Days to 1 Year 2 21 5 3 2 2 1 - - - 21 16 10 4 9 3 29 6 - -
More than 1 Year - - 1 - 1 - - - - 2 16 6 21 10 10 6 5 - - 1
Total Claims Settled 920 1,195 1,359 1,439 1,626 2,081 2,166 2,886 4,785 3,054 2,687 2,437 2,465 2,583 2,881 2,959 3,225 4,336 7,049 4,257
BENEFIT AMOUNT PAID
INDIAFIRST KOTAK MAHINDRA

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 16.23 14.67 26.46 28.42 34.69 52.89 57.08 89.73 132.18 99.51 52.90 54.61 63.77 69.51 86.34 100.29 108.89 183.92 586.04 320.56
31 to 90 Days 4.07 8.39 9.31 6.05 9.21 15.53 10.81 18.17 72.64 45.35 10.81 10.80 21.40 14.19 25.18 28.82 42.75 85.43 0.15 0.01
91 to 180 Days 0.48 4.72 4.85 3.39 2.03 3.94 2.27 1.74 22.50 13.88 5.80 5.52 5.96 9.81 6.53 6.99 12.99 31.40 (0.05) 0.33
181 Days to 1 Year 0.12 1.46 0.53 0.08 0.02 2.59 0.01 - - - 1.25 0.98 1.22 0.50 0.70 0.18 5.06 (1.42) - -
More than 1 Year - - 0.20 - 0.03 - - - - 1.07 0.32 0.26 1.30 2.60 0.75 0.48 0.45 0.59 - 0.01
Total Claims Settled 20.90 29.24 41.35 37.94 45.96 74.95 70.17 109.64 227.32 159.81 71.09 72.17 93.65 96.60 119.50 136.77 170.14 299.92 586.15 320.92
NUMBER OF POLICIES
MAX LIFE PNB METLIFE
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 7,763 7,116 7,546 7,860 8,545 14,838 15,293 19,897 30,566 19,541 2,258 2,269 2,579 3,326 3,708 4,011 4,240 5,211 8,180 5,227 17
31 to 90 Days 1,020 1,397 1,175 1,303 1,440 46 31 25 255 17 7 15 53 42 18 1 - 6 169 7 20
91 to 180 Days 112 273 174 443 166 10 12 - 4 1 - 6 9 12 - - - 1 8 1 49
181 Days to 1 Year 1 - - - 1 2 6 - 2 4 - - - - - - 1 - - 2 63
More than 1 Year - - - - - 1 - - 3 - - - - - - - - - - 5 41
Total Claims Settled 8,896 8,786 8,895 9,606 10,152 14,897 15,342 19,922 30,830 19,563 2,265 2,290 2,641 3,380 3,726 4,012 4,241 5,218 8,357 5,242 190
BENEFIT AMOUNT PAID

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 160.32 166.70 187.17 204.20 246.64 451.89 562.36 885.47 1,976.52 1,241.08 80.99 90.98 121.22 163.45 178.51 203.90 235.10 331.43 638.67 406.69 0.34
31 to 90 Days 46.84 62.61 58.21 58.40 83.45 0.30 0.12 0.11 31.39 1.05 1.42 1.49 2.99 4.47 1.09 0.05 - 0.22 29.06 0.46 0.61
91 to 180 Days 7.29 16.15 16.54 21.28 23.28 0.04 0.03 - 1.01 0.01 - 10.45 1.21 1.07 - - - 0.05 1.96 0.02 1.85
181 Days to 1 Year 0.15 - - - 0.03 - 0.02 - 0.01 0.02 - - - - - - 0.01 - - 0.07 2.64
More than 1 Year - - - - - 0.01 - - 0.02 - - - - - - - - - - 0.09 0.85
Total Claims Settled 214.60 245.46 261.91 283.88 353.39 452.25 562.54 885.57 2,008.94 1,242.15 82.40 102.93 125.42 169.00 179.60 203.95 235.11 331.70 669.69 407.33 6.30
NUMBER OF POLICIES
PRAMERICA RELIANCE NIPPON
Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 133 298 328 496 528 515 544 1,032 700 12,648 10,909 10,312 9,833 7,854 7,500 7,394 8,692 12,078 7,850 592 574 628
31 to 90 Days 70 110 86 73 99 40 67 11 38 3,085 3,541 1,620 434 658 644 447 529 1,144 617 110 91 58
91 to 180 Days 125 43 14 3 8 5 27 - 6 919 478 203 56 39 30 18 43 281 133 38 34 25
181 Days to 1 Year 106 5 - - - - - - - 461 94 276 33 - 4 7 10 44 18 14 1 6
More than 1 Year 111 4 - - - - - - - 128 189 1,303 117 2 1 - - 1 17 - - -
Total Claims Settled 545 460 428 572 635 560 638 1,043 744 17,241 15,211 13,714 10,473 8,553 8,179 7,866 9,274 13,548 8,635 754 700 717
BENEFIT AMOUNT PAID
PRAMERICA RELIANCE NIPPON

Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 3.41 6.84 9.90 19.01 19.42 18.98 20.77 48.77 26.74 114.07 129.23 152.61 155.51 119.94 124.22 137.80 174.92 251.31 159.39 5.11 5.00 6.11
31 to 90 Days 3.01 5.28 4.14 3.92 6.24 2.97 5.24 2.57 2.81 48.63 73.05 48.04 16.31 26.67 27.75 18.35 26.50 67.78 32.21 1.21 0.99 0.51
91 to 180 Days 3.66 1.27 0.62 0.58 0.50 0.49 2.61 - 0.27 23.71 15.87 4.10 2.38 2.92 2.39 0.67 2.87 19.76 10.56 0.28 0.37 0.28
181 Days to 1 Year 3.16 0.21 - - - - - - - 12.17 2.32 3.63 0.80 - 0.10 0.22 0.97 5.19 1.59 0.15 0.02 0.05
More than 1 Year 1.69 0.19 - - - - - - - 4.39 8.81 12.03 1.73 0.01 0.01 - - 0.10 0.31 - - -
Total Claims Settled 14.94 13.80 14.67 23.51 26.16 22.44 28.63 51.33 29.82 202.96 229.28 220.42 176.74 149.54 154.47 157.03 205.26 344.14 204.06 6.75 6.38 6.95
NUMBER OF POLICIES
SAHARA SBI LIFE
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 545 430 445 493 753 1,043 581 11,658 11,456 12,996 15,319 16,046 17,261 18,970 29,559 46,647 35,319 575 736 728
31 to 90 Days 79 74 111 77 75 61 50 1,236 1,751 1,858 1,494 1,649 1,454 1,935 2,053 6,010 448 257 397 526
91 to 180 Days 26 43 46 13 31 26 9 59 92 177 206 486 163 327 239 1,409 38 70 90 199
181 Days to 1 Year 4 9 10 2 1 2 2 5 4 4 5 60 23 25 4 74 2 27 44 48
More than 1 Year - - 2 - - - 1 2 - 2 3 33 12 - - - - 37 20 11
Total Claims Settled 654 556 614 585 860 1,132 643 12,960 13,303 15,037 17,027 18,274 18,913 21,257 31,855 54,140 35,807 966 1,287 1,512
BENEFIT AMOUNT PAID
SAHARA SBI LIFE

Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 4.34 4.21 3.59 4.33 7.65 11.31 4.74 202.91 225.01 279.18 372.83 439.61 560.80 631.07 1,266.00 2,264.75 1,644.78 10.19 11.50 16.83
31 to 90 Days 0.91 0.64 1.08 0.86 0.91 0.82 0.46 46.71 71.85 86.29 87.57 94.72 104.57 140.10 119.01 375.28 28.12 6.21 10.38 13.76
91 to 180 Days 0.23 0.37 0.40 0.23 0.46 0.32 0.08 5.51 8.15 23.44 19.31 50.50 16.87 33.95 13.73 106.66 4.01 1.83 7.90 8.22
181 Days to 1 Year 0.03 0.18 0.08 0.03 0.01 0.03 0.01 0.13 0.39 0.57 0.42 3.71 5.52 5.58 0.04 4.84 0.04 0.95 0.91 2.90
More than 1 Year - - 0.02 - - - 0.02 0.03 - 0.11 0.10 1.78 1.17 0.02 - - - 1.11 0.80 0.34
Total Claims Settled 5.51 5.41 5.17 5.44 9.02 12.48 5.31 255.28 305.40 389.58 480.23 590.33 688.93 810.71 1,398.78 2,751.53 1,676.95 20.30 31.49 42.05
NUMBER OF POLICIES
SHRIRAM
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 1,003 2,511 2,376 2,792 3,424 5,565 3,865
31 to 90 Days 596 11 31 19 72 36 33
91 to 180 Days 181 2 5 5 9 18 1
181 Days to 1 Year 31 - 1 - 1 1 -
More than 1 Year 48 - 1 - - - -
Total Claims Settled 1,859 2,524 2,414 2,816 3,506 5,620 3,899
BENEFIT AMOUNT PAID
SHRIRAM
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimation 23.12 69.54 64.82 77.07 93.36 164.85 108.62
31 to 90 Days 16.36 0.21 1.09 0.66 2.21 1.81 0.76
91 to 180 Days 6.24 0.05 0.09 0.15 0.19 0.67 0.12
181 Days to 1 Year 1.41 - 0.07 - 0.05 0.07 -
More than 1 Year 2.39 - 0.01 - - - -
Total Claims Settled 49.52 69.80 66.08 77.88 95.81 167.39 109.49
NUMBER OF POLICIES
STAR UNION TATA AIA
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 708 1,111 939 822 948 962 965 1,240 2,506 1,516 3,420 3,115 2,998 2,512 2,793 2,636 2,954 4,556 7,752 5,306 88,631
31 to 90 Days 197 70 96 209 151 247 214 254 350 169 597 366 158 81 - 38 - - 151 69 15,011
91 to 180 Days 34 8 67 124 45 6 30 65 19 42 183 122 25 6 - 1 - - 37 44 5,672
181 Days to 1 Year 9 - - 75 1 2 1 9 - 6 22 26 6 - - - - - 4 1 819
More than 1 Year 1 2 - 8 - - - 1 - 2 3 30 18 - - - - - 6 1 277
Total Claims Settled 949 1,191 1,102 1,238 1,145 1,217 1,210 1,569 2,875 1,735 4,225 3,659 3,205 2,599 2,793 2,675 2,954 4,556 7,950 5,421 110,410
BENEFIT AMOUNT PAID
STAR UNION TATA AIA

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Within 30 Days of Intimation 13.45 25.08 24.71 21.53 32.48 30.26 33.09 46.73 117.11 76.10 65.98 64.83 70.55 69.59 131.85 130.06 222.47 478.40 1,416.22 746.60 1,587.95
31 to 90 Days 4.78 7.39 3.76 10.24 7.56 15.85 13.98 20.31 35.59 18.58 15.83 11.95 9.29 6.75 - 13.24 - - 76.36 25.71 488.54
91 to 180 Days 0.94 1.49 4.07 6.96 3.27 0.73 3.35 4.55 3.89 17.98 11.10 8.46 5.09 0.19 - 1.57 - - 19.50 4.26 264.52
181 Days to 1 Year 0.27 - (0.03) 5.20 0.11 0.43 0.05 0.87 - 0.18 1.66 1.47 0.56 - - - - - 5.06 0.10 35.53
More than 1 Year 0.05 0.02 (0.04) 0.27 - - - 0.04 - 0.63 0.24 1.55 1.60 - - - - - 1.02 0.03 8.78
Total Claims Settled 19.48 33.98 32.48 44.20 43.42 47.26 50.47 72.49 156.60 113.46 94.80 88.27 87.09 76.54 131.85 144.87 222.47 478.40 1,518.17 776.70 2,385.33
NUMBER OF POLICIES
PRIVATE TOTAL GRAND TOTAL
Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 88,271 86,974 90,365 91,307 100,560 106,319 142,167 218,569 148,789 735,154 748,559 762,831
31 to 90 Days 15,663 12,340 9,768 9,679 6,854 5,571 6,182 14,429 2,564 70,639 65,386 56,908
91 to 180 Days 4,212 3,822 2,656 2,539 1,012 682 1,314 3,993 392 34,058 25,177 23,226
181 Days to 1 Year 394 408 197 142 68 81 69 231 54 13,984 9,875 8,699
More than 1 Year 467 1,378 208 51 25 14 2 23 44 2,787 2,253 2,507
Total Claims Settled 109,007 104,922 103,194 103,718 108,519 112,667 149,734 237,245 151,843 856,622 851,250 854,171
BENEFIT AMOUNT PAID

Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 30 Days of Intimation 1,813.92 2,056.09 2,430.37 3,016.71 3,818.45 4,561.96 7,115.99 15,094.50 9,783.12 9,002.69 9,929.91 10,851.62
31 to 90 Days 601.63 581.64 591.15 627.79 533.28 567.13 726.77 1,395.92 328.73 1,080.33 1,171.45 1,124.92
91 to 180 Days 280.87 277.26 224.51 220.72 129.29 99.71 272.22 848.84 78.55 566.50 521.12 513.79
181 Days to 1 Year 19.49 13.79 10.29 7.77 10.52 14.62 9.76 63.47 16.11 175.58 128.14 114.85
More than 1 Year 17.66 17.72 8.77 3.28 1.85 0.96 1.18 6.46 11.64 35.48 38.38 31.48
Total Claims Settled 2,733.83 2,946.49 3,265.09 3,876.29 4,493.38 5,244.39 8,125.92 17,409.20 10,218.15 10,860.59 11,789.01 12,636.66
NUMBER OF Lives
LIC ADIT
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 262,290 272,780 243,738 289,343 283,250 258,038 138,401 197,421 217,163 161,527 1,789 1,608 2,055 1,591
31 to 90 Days 3,293 25 2,897 753 833 88 51,685 13,867 4,264 997 110 132 178 266
91 to 180 Days 782 3 43 - 3 1 8,409 1,979 665 114 24 21 42 72
181 Days to 1 Year - 2 58 - 5 11 33 - - - 10 7 34 19
More than 1 Year 2 1 9 52 12 11 4 - - - - - - -
Total Claims Settled 266,367 272,811 246,745 290,148 284,103 258,149 198,532 213,267 222,092 162,638 1,933 1,768 2,309 1,948
BENEFIT AMOUNT PAID
LIC ADIT
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 1,852.19 2,015.72 2,488.64 2,991.94 3,532.13 4,595.05 3,567.22 5,714.15 7,928.93 5,538.34 74.33 76.95 90.92 108.11
31 to 90 Days 24.29 21.10 4.54 2.74 3.58 1.10 923.79 158.45 246.19 63.00 7.25 11.41 17.76 24.40
91 to 180 Days 6.34 0.24 0.59 - 0.27 0.02 128.22 26.83 14.02 4.60 1.16 1.06 2.51 4.89
181 Days to 1 Year - 0.20 0.18 - 0.13 0.15 2.41 - - - 0.45 0.31 1.84 1.08
More than 1 Year 0.01 0.01 0.08 0.93 0.09 0.20 0.09 - - - - - - -
Total Claims Settled 1,882.83 2,037.27 2,494.03 2,995.61 3,536.20 4,596.52 4,621.72 5,899.43 8,189.14 5,605.94 83.18 89.73 113.03 138.47
NUMBER OF Lives
ADITYA BIRLA SUNLIFE AEGON
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 4,417 8,012 10,519 10,763 13,469 13,396 4 3 1 - 13 74 137 263
31 to 90 Days 155 570 - 4 1 - 2 - - - - - - -
91 to 180 Days 16 178 - - - - - - - - - - - -
181 Days to 1 Year 5 57 - - - - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 4,593 8,817 10,519 10,767 13,470 13,396 6 3 1 - 13 74 137 263
BENEFIT AMOUNT PAID

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 173.64 175.96 233.96 353.04 666.32 315.12 0.53 0.27 0.09 - 0.39 6.30 16.50 36.69
31 to 90 Days 14.40 23.79 - 0.01 0.08 - 0.06 - - - - - - -
91 to 180 Days 2.22 3.67 - - - - - - - - - - - -
181 Days to 1 Year 0.16 0.86 - - 0.37 - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 190.43 204.28 233.96 353.05 666.76 315.12 0.59 0.27 0.09 - 0.39 6.30 16.50 36.69
NUMBER OF Lives
AGEAS FEDERAL
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Within 30 Days of Intimat 359 39 575 1,007 1,719 2,886 1,285 1,226 948 308 446 226 3,136 3,419
31 to 90 Days 2 - - 28 34 17 5 4 9 - - - 82 69
91 to 180 Days - - - - - 3 - 1 - - - - 13 32
181 Days to 1 Year - - - - - - - - - - - - - 3
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 361 39 575 1,035 1,753 2,906 1,290 1,231 957 308 446 226 3,231 3,523
BENEFIT AMOUNT PAID
AGEAS FEDERAL
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Within 30 Days of Intimat 73.95 5.90 6.49 8.04 14.42 29.91 26.50 20.68 12.24 42.10 89.03 52.39 14.92 13.08
31 to 90 Days 2.08 - - 2.88 4.01 1.89 0.96 0.63 1.43 - - - 0.54 0.26
91 to 180 Days - - - - - 0.36 - 0.88 - - - - 0.03 0.38
181 Days to 1 Year - - - - - - - - - - - - - 0.00
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 76.03 5.90 6.49 10.92 18.43 32.15 27.46 22.19 13.67 42.10 89.03 52.39 15.49 13.73
NUMBER OF Lives
AVIVA BAJAJ ALLIANZ
Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Within 30 Days of Intimat 1,942 1,051 490 882 796 1,159 1,334 677 76,905 98,774 142,935 198,626 173,548 152,663
31 to 90 Days 109 90 - - - 98 9 - 4,316 7,363 5,178 2,528 21,961 11,541
91 to 180 Days 14 50 - - - 20 2 - 514 1,057 727 268 1,828 6,055
181 Days to 1 Year 3 - - - - - - - - - - - 88 527
More than 1 Year - 15 - - - - - - - - - - - 14
Total Claims Settled 2,068 1,206 490 882 796 1,277 1,345 677 81,735 107,194 148,840 201,422 197,425 170,800
BENEFIT AMOUNT PAID
AVIVA BAJAJ ALLIANZ

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
31 to 90 Days 0.98 0.71 - - - 4.06 0.15 - 58.88 102.54 58.50 24.93 108.58 86.25
91 to 180 Days 0.08 0.18 - - - 1.02 0.14 - 14.90 20.28 18.91 0.65 13.20 39.01
181 Days to 1 Year 0.03 - - - - - - - - - - - 0.59 2.24
More than 1 Year - 0.03 - - - - - - - - - - - 0.05
NUMBER OF Lives
BAJAJ ALLIANZ BHARTI AXA
Particulars
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 175,950 153,648 192,260 171,501 60 85 127 182 246 352 400 999 1,750 2,550
31 to 90 Days 1,478 2,568 555 22 18 25 45 21 43 - - - 17 -
91 to 180 Days 402 403 87 4 - 2 3 2 2 - - - 7 -
181 Days to 1 Year 82 46 - - - - - - - - - - 5 -
More than 1 Year 2 - - - - - - - - - - - - -
Total Claims Settled 177,914 156,665 192,902 171,527 78 112 175 205 291 352 400 999 1,779 2,550
BENEFIT AMOUNT PAID
BAJAJ ALLIANZ BHARTI AXA

Particulars
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 880.44 907.44 1,538.62 1,272.16 1.35 3.75 7.61 12.45 18.42 38.98 40.45 75.01 141.46 67.87
31 to 90 Days 20.37 47.16 13.43 1.03 2.25 6.19 4.51 3.58 9.65 - - - 1.41 -
91 to 180 Days 3.04 11.75 1.42 0.55 - 0.14 0.33 0.54 1.48 - - - 0.33 -
181 Days to 1 Year 0.45 0.76 - - - - - - - - - - 0.08 -
More than 1 Year 0.00 - - - - - - - - - - - - -
Total Claims Settled 904.30 967.10 1,553.47 1,273.74 3.60 10.08 12.45 16.57 29.55 38.98 40.45 75.01 143.27 67.87
NUMBER OF Lives
CANARA HSBC ED
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 302 343 473 95 928 2,465 3,701 5,464 10,466 7,720 141 588 1,238 1,411
31 to 90 Days 23 40 34 40 - - - - - - 34 16 21 17
91 to 180 Days 17 31 18 5 - - - - - - 1 28 8 1
181 Days to 1 Year - - - 1 - - - - - - - - 2 -
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 342 414 525 141 928 2,465 3,701 5,464 10,466 7,720 176 632 1,269 1,429
BENEFIT AMOUNT PAID
CANARA HSBC ED
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
31 to 90 Days 0.89 1.27 0.83 3.00 - - - - - - 0.91 0.69 0.85 0.89
91 to 180 Days 0.23 1.12 0.81 0.63 - - - - - - 0.01 0.12 0.15 0.20
181 Days to 1 Year - - - 0.16 - - - - - - - - 0.01 -
More than 1 Year - - - - - - - - - - - - - -
NUMBER OF Lives
EDELWEISS TOKIO EXIDE LIFE
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 2,068 1,011 420 1,014 2,173 2,216 254 305 692 1,439 1,584 4,173 7,980 10,864
31 to 90 Days - - - 72 110 2 1 2 4 1 1 - - -
91 to 180 Days - - - 8 16 - - 1 - 1 - - - -
181 Days to 1 Year - - - - 1 2 1 - 1 - - - - -
More than 1 Year - - - - - - 2 - - - - - - -
Total Claims Settled 2,068 1,011 420 1,094 2,300 2,220 258 308 697 1,441 1,585 4,173 7,980 10,864
BENEFIT AMOUNT PAID
EDELWEISS TOKIO EXIDE LIFE

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
31 to 90 Days - - - 7.96 15.48 0.05 0.00 0.10 0.49 1.73 2.50 - - -
91 to 180 Days - - - 2.55 3.45 0.00 - 0.00 - 0.02 - - - -
181 Days to 1 Year - - - - 0.14 0.13 0.03 - 0.10 - - - - -
More than 1 Year - - - - - - 0.17 - - - - - - -
NUMBER OF Lives
XIDE LIFE FUTURE GENERALI
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 14,363 4,911 48 39 123 253 590 604 1,280 989 847 623
31 to 90 Days - - 33 56 46 98 131 170 135 134 375 94
91 to 180 Days - - 34 29 15 18 33 48 15 18 317 10
181 Days to 1 Year - - 13 15 3 1 5 39 6 3 34 -
More than 1 Year - - 5 15 11 12,376 8 10 2 - 2 -
Total Claims Settled 14,363 4,911 133 154 198 12,746 767 871 1,438 1,144 1,575 727
BENEFIT AMOUNT PAID
XIDE LIFE FUTURE GENERALI

Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 324.18 70.63 6.15 6.27 13.06 31.10 25.30 43.87 82.88 103.41 125.40 74.10
31 to 90 Days - - 5.09 8.60 8.22 23.26 19.35 13.01 14.90 16.62 46.04 11.20
91 to 180 Days - - 3.63 3.77 2.61 2.45 7.52 3.85 0.39 2.74 39.61 1.61
181 Days to 1 Year - - 0.58 1.43 0.65 0.05 3.19 4.24 0.37 0.55 5.14 -
More than 1 Year - - 0.28 0.31 0.16 16.73 0.35 1.65 0.06 - 0.21 -
Total Claims Settled 324.18 70.63 15.73 20.38 24.69 73.59 55.71 66.63 98.60 123.32 216.41 86.91
NUMBER OF Lives
HDFC IC
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
31 to 90 Days 83 167 460 2,359 5,007 7,144 2,418 2,376 120 501 72 43 25 14
91 to 180 Days - 25 254 857 1,440 5,088 464 769 29 18 41 21 10 6
181 Days to 1 Year - - - 328 579 749 144 331 1 4 2 1 - 1
More than 1 Year - - - 7 76 135 51 64 - - 3 - 3 3
BENEFIT AMOUNT PAID
HDFC IC
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 25.23 44.32 80.48 172.84 362.41 665.61 1,453.32 1,746.18 3,146.88 2,467.36 51.76 63.57 75.60 102.76
31 to 90 Days 3.72 7.24 14.33 47.45 103.52 142.37 47.20 19.37 15.02 6.16 6.97 7.85 3.18 1.32
91 to 180 Days - 1.29 11.52 18.40 24.86 81.35 7.50 11.07 3.27 2.18 4.45 3.91 1.89 0.68
181 Days to 1 Year - - - 5.47 5.95 13.12 3.49 3.31 0.10 0.01 0.11 0.22 - 0.42
More than 1 Year - - - 0.08 0.47 2.89 0.91 0.72 - - 0.92 - 0.46 0.18
Total Claims Settled 28.95 52.86 106.33 244.24 497.21 905.34 1,512.42 1,780.65 3,165.27 2,475.71 64.20 75.55 81.12 105.36
NUMBER OF Lives
ICICI PRUDENTIAL INDIAFIRST
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
31 to 90 Days 14 80 1,087 1,615 5,530 1,850 72 269 1,057 600 751 384 478 1,085
91 to 180 Days 6 3 241 913 1,404 302 8 52 86 132 85 27 11 20
181 Days to 1 Year 4 3 29 315 251 98 3 3 4 13 10 1 2 -
More than 1 Year 2 3 1 7 27 83 - - - - 2 3 - -
BENEFIT AMOUNT PAID
ICICI PRUDENTIAL INDIAFIRST

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 133.18 246.33 496.53 914.65 2,032.85 1,843.01 27.85 32.53 81.71 127.60 163.50 195.38 251.86 355.46
31 to 90 Days 1.74 1.37 24.44 19.00 179.79 44.49 3.37 7.50 24.08 16.57 19.87 19.48 26.89 64.03
91 to 180 Days 0.13 0.16 5.57 6.34 64.16 7.16 0.42 2.39 2.93 4.34 4.03 1.78 0.74 2.42
181 Days to 1 Year 0.02 0.03 2.51 1.31 20.02 3.11 0.28 0.27 0.19 0.33 0.26 0.32 0.82 -
More than 1 Year 0.39 0.01 0.02 0.05 0.19 3.57 - - - - 0.02 0.09 - -
Total Claims Settled 135.46 247.90 529.07 941.35 2,297.01 1,901.34 31.91 42.70 108.91 148.84 187.67 217.05 280.30 421.91
NUMBER OF Lives
DIAFIRST KOTAK MAHINDRA
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 20,168 24,098 13,386 14,162 32,177 45,427 47,757 51,136 72,211 86,850 128,491 146,901
31 to 90 Days 5,299 3,445 309 3,517 1,771 539 726 1,586 108 1,908 59 46
91 to 180 Days 1,351 199 34 1,544 527 77 68 143 10 455 5 14
181 Days to 1 Year - - 2 41 19 4 6 10 5 62 2 3
More than 1 Year - - 4 6 7 2 15 - - 8 - 3
Total Claims Settled 26,818 27,742 13,735 19,270 34,501 46,049 48,572 52,875 72,334 89,283 128,557 146,967
BENEFIT AMOUNT PAID
DIAFIRST KOTAK MAHINDRA

Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 604.39 373.22 132.45 125.97 218.66 307.85 372.56 410.71 630.86 759.03 1,693.45 1,206.05
31 to 90 Days 214.14 112.92 9.62 48.42 40.70 29.91 39.08 73.45 1.94 78.37 1.60 1.53
91 to 180 Days 73.22 10.97 1.73 15.33 11.62 4.16 3.39 5.84 0.07 26.40 0.23 0.11
181 Days to 1 Year - - 0.05 0.59 0.34 0.17 0.17 0.29 0.06 1.89 0.04 0.01
More than 1 Year - - 0.10 0.45 1.00 0.07 0.35 - - 0.29 - 0.18
Total Claims Settled 891.75 497.11 143.95 190.76 272.03 342.16 415.55 490.28 632.93 865.98 1,695.32 1,207.87
NUMBER OF Lives
MAX LIFE
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
31 to 90 Days 114 1,426 570 1,144 950 1 1 - 26 2 5 - 9 1
91 to 180 Days 9 425 139 73 378 - - - - - - - - -
181 Days to 1 Year - - - - - - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - -
BENEFIT AMOUNT PAID
MAX LIFE
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
31 to 90 Days 7.09 11.26 13.55 30.08 32.10 0.12 0.10 - 5.13 0.17 0.13 - 0.14 0.00
91 to 180 Days 0.69 5.66 4.33 3.43 6.44 - - - - - - - - -
181 Days to 1 Year - - - - - - - - - - - - - -
More than 1 Year - - - - - - - - - - - - - -
NUMBER OF Lives
PNB METLIFE PRAMERICA
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 1,253 1,664 4,856 16,648 23,663 14,520 322 2,986 14,022 26,026 47,461 67,588 44,676 37,356
31 to 90 Days 11 - - - 2,289 6 50 177 964 981 656 10,627 25,475 281
91 to 180 Days - - 1 - 603 - 16 106 538 139 117 40 1,565 9
181 Days to 1 Year - - - - 132 - - 46 206 3 2 - 142 3
More than 1 Year - - - - - - - - 3 - - - - -
Total Claims Settled 1,264 1,664 4,857 16,648 26,687 14,526 388 3,315 15,733 27,149 48,236 78,255 71,858 37,649
BENEFIT AMOUNT PAID
PNB METLIFE PRAMERICA

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
31 to 90 Days 0.52 - - - 130.22 0.08 0.08 1.27 12.87 17.42 26.96 67.49 90.09 24.79
91 to 180 Days - - 0.03 - 26.41 - 0.03 0.73 4.49 3.08 5.14 1.98 7.80 1.84
181 Days to 1 Year - - - - 1.07 - - 0.08 1.60 0.17 0.62 - 0.95 0.70
More than 1 Year - - - - - - - - - - - - - -
Total Claims Settled 141.52 150.69 207.80 380.29 1,097.91 422.46 0.61 8.63 53.29 97.07 186.27 304.91 348.32 278.73
NUMBER OF Lives
RELIANCE NIPPON
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Within 30 Days of Intimat 16,792 6,221 1,262 2,221 6,354 12,184 7,179 5,350 3,073 531 551 317 - 1
31 to 90 Days 795 135 2 - - 66 81 120 62 6 29 6 1 -
91 to 180 Days 35 3 1 - - 10 2 73 21 1 - 2 - -
181 Days to 1 Year - - - - - 5 - 65 7 1 7 - - -
More than 1 Year - - - - - 1 - - - 1 1 - - -
Total Claims Settled 17,622 6,359 1,265 2,221 6,354 12,266 7,262 5,608 3,163 540 588 325 1 1
BENEFIT AMOUNT PAID
RELIANCE NIPPON
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Within 30 Days of Intimat 288.01 153.53 25.49 33.17 50.26 60.28 34.68 37.04 21.60 10.58 23.14 10.03 - 0.01
31 to 90 Days 25.60 12.64 0.04 - - 0.90 2.62 3.25 2.11 0.55 4.65 0.78 0.00 -
91 to 180 Days 6.40 0.66 0.10 - - 0.08 0.04 0.21 0.05 0.06 - 0.14 - -
181 Days to 1 Year - - - - - 0.07 - 0.26 0.02 0.06 0.21 - - -
More than 1 Year - - - - - 0.04 - - - 0.08 0.04 - - -
NUMBER OF Lives
SAHARA SBI LIFE
Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Within 30 Days of Intimat 46 68 6 5 1 - - - 11,118 8,933 17,769 19,819 31,397 36,544
31 to 90 Days 15 6 1 - - - - - 982 1,164 1,600 3,030 1,325 701
91 to 180 Days 6 9 - 1 - - - - 16 72 136 307 146 79
181 Days to 1 Year - 5 - - - - - - 3 - 17 12 26 4
More than 1 Year - - - - - - - - 3 - 1 4 21 2
Total Claims Settled 67 88 7 6 1 - - - 12,122 10,169 19,523 23,172 32,915 37,330
BENEFIT AMOUNT PAID
SAHARA SBI LIFE

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Within 30 Days of Intimat 0.05 0.08 0.02 0.01 0.00 - - - 219.18 223.15 433.93 521.98 693.12 808.86
31 to 90 Days 0.02 0.01 0.00 - - - - - 47.04 55.44 67.54 101.73 73.04 55.72
91 to 180 Days 0.01 0.01 - 0.00 - - - - 1.10 3.83 7.97 9.21 4.21 5.66
181 Days to 1 Year - 0.01 - - - - - - 0.04 - 0.62 0.38 0.94 0.06
More than 1 Year - - - - - - - - 0.04 - 0.01 0.16 0.46 0.14
Total Claims Settled 0.07 0.10 0.02 0.02 0.00 - - - 267.38 282.42 510..08 633.46 771.77 870.45
NUMBER OF Lives
SBI LIFE SHRIRAM
Particulars
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
31 to 90 Days 523 584 1,877 21 2,145 2,822 1,109 6,413 3,784 36 - - - -
91 to 180 Days 109 44 36 2 - - 772 45 - - - - -
181 Days to 1 Year 5 3 6 - - - - - - - - - -
More than 1 Year 1 - - - - - - - - - - - -
BENEFIT AMOUNT PAID
SBI LIFE SHRIRAM

Particulars
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 30 Days of Intimat 843.58 1,439.61 2,664.43 1,510.88 68.16 59.54 91.22 117.23 158.03 193.01 188.86 186.81 381.61 296.85
31 to 90 Days 49.70 46.42 176.10 2.20 7.98 7.67 4.55 42.78 13.95 0.28 - - - -
91 to 180 Days 13.97 3.45 3.35 0.02 - - 7.23 0.68 - - - - -
181 Days to 1 Year 0.47 0.09 2.76 - - - - - - - - - -
More than 1 Year 0.02 - - - - - - - - - - - -
Total Claims Settled 907.73 1,489.57 2,846.64 1,513.09 76.14 67.21 95.77 167.24 172.66 193.29 188.86 186.81 381.61 296.85
NUMBER OF Lives
STAR UNION
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 1,414 861 4,410 4,260 3,940 4,752 4,995 6,878 21,003 17,312 624 516 896 630
31 to 90 Days 67 33 294 608 410 357 603 1,451 410 224 297 276 201 48
91 to 180 Days 74 7 35 385 91 28 15 182 34 8 244 144 38 14
181 Days to 1 Year - - 1 179 4 14 - 4 1 1 54 25 6 3
More than 1 Year - - - 24 3 14 1 - - - 6 27 6 -
Total Claims Settled 1,555 901 4,740 5,456 4,448 5,165 5,614 8,515 21,448 17,545 1,225 988 1,147 695
BENEFIT AMOUNT PAID
STAR UNION
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
31 to 90 Days 1.91 1.62 8.76 15.89 10.27 11.21 16.20 37.27 33.58 24.69 10.55 9.08 8.95 5.98
91 to 180 Days 0.44 0.54 0.97 9.23 2.29 1.33 0.31 4.87 5.74 1.14 8.80 5.57 1.92 2.19
181 Days to 1 Year - - 0.03 3.92 0.06 0.28 - 0.20 0.05 0.10 2.57 0.46 0.39 0.25
More than 1 Year - - - 0.49 0.07 0.28 0.02 - - - 0.05 0.74 0.22 -
NUMBER OF Lives
TATA AIA PRIVATE TOTAL
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 574 485 527 1,026 1,738 1,332 133,555 154,604 265,246 390,061 436,149 557,567 763,689 862,617
31 to 90 Days 1 - - - - - 8,818 17,674 13,724 18,887 36,013 33,321 32,377 12,182
91 to 180 Days 1 1 - - - - 1,046 3,579 2,596 3,201 4,258 11,765 2,854 2,842
181 Days to 1 Year - - - - - - 88 141 296 574 729 1,469 422 768
More than 1 Year - - - - - - 23 48 31 12,432 127 181 58 80
Total Claims Settled 576 486 527 1,026 1,738 1,332 143,530 174,881 281,893 425,155 477,276 604,303 799,400 878,489
BENEFIT AMOUNT PAID
TATA AIA PRIVATE TOTAL

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Within 30 Days of Intimat 92.04 94.04 127.18 206.09 266.61 148.18 1,004.51 1,127.66 1,927.86 2,742.93 3,511.53 4,421.99 6,339.71 8,680.16
31 to 90 Days 0.01 - - - - - 174.37 292.42 294.81 394.42 479.12 498.42 295.37 365.60
91 to 180 Days 0.06 0.15 - - - - 37.71 66.12 73.04 71.96 75.69 145.88 39.46 74.51
181 Days to 1 Year - - - - - - 4.10 3.36 5.79 12.46 11.96 21.70 9.14 8.86
More than 1 Year - - - - - - 1.54 1.50 1.56 17.79 2.11 5.12 1.02 1.14
Total Claims Settled 92.11 84.18 127.18 206.09 266.61 148.18 1,222.24 1,483.54 2,303.06 3,239.56 4,080.42 5,093.10 6,684.70 9,130.26
NUMBER OF Lives
Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 1,174,451 1,070,499 395,845 427,383 508,984 679,404
31 to 90 Days 17,503 6,354 12,111 17,650 16,621 19,640
91 to 180 Days 3,926 562 1,828 3,600 2,639 3,201
181 Days to 1 Year 440 108 88 143 354 574
More than 1 Year 30 86 25 49 40 12,484
Total Claims Settled 1,196,350 1,077,609 409,897 448,825 528,638 715,303
BENEFIT AMOUNT PAID

Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Within 30 Days of Intimat 16,731.48 11,322.77 2,856.70 3,137.00 4,416.50 5,734.87
31 to 90 Days 864.49 217.94 198.66 312.39 299.35 397.16
91 to 180 Days 227.72 24.55 44.05 66.36 73.63 71.96
181 Days to 1 Year 29.98 3.37 4.10 3.56 5.97 12.46
More than 1 Year 0.43 3.75 1.55 1.51 1.64 18.72
Total Claims Settled 17,854.10 11,572.36 3,105.07 3,520.81 4,797.09 6,235.17
TABLE 22: ASSETS UNDER MANAGEMENT (INVESTMENTS) OF LIFE INSURERS
(As on 31st March)
Particulars Category 2014 2015

Life Fund 518,824.47 623,292.85
Central Govt - Securities
(17.65) (20.14)
State Govt & Other Approved 255,469.45 328,728.88
Securities (19.12) (28.68)
155,025.90 174,510.99
Infrastructure Investments
(30.41) (12.57)
329,787.31 342,583.28
Approved Investments
(11.19) (3.88)
Other than Approved Investments 29,117.83 26,193.14
(OTAI) (40.68) (10.04)
1,288,224.97 1,495,309.14
Total (Life Fund)
(15.02) (16.08)
Pension & General 85,826.06 99,662.23
Annuity Fund Central Govt - Securities
(20.56) (16.12)
State Govt & Other Approved 78,481.50 101,825.33
Securities (52.30) (29.74)
173,271.88 187,985.02
(8.52) (8.49)
337,579.44 389,472.57
Total (Pension & General Annuity
& Group Fund) Investments (19.55) (15.37)
ULIP Funds 322,455.98 352,371.44
(0.87) (9.28)
Other than Approved Investments 9,205.18 10,369.03
(OTAI) (46.56) (12.64)
331,661.16 362,740.47
Total (ULIP Funds)
(3.17) (9.37)
GRAND TOTAL 1,957,465.57 2,247,522.18

(12.18) (14.82)
Note: Figures in the brackets indicate the growth over the previous year in percent.
SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT

(As on 31st March)
Particulars 2014 2015

Life Fund 65.81 66.53
Pension & Group Fund 17.25 17.33
ULIP Fund 16.94 16.14
TOTAL 100.00 100.00
TABLE 23: ASSETS UNDER MANAGEMENT (INVESTMENTS) OF LIFE INSURERS - INSURER WISE
(As on March 31)
State Government & Other Ap

S.No. Insurer Central Government Securities
Securities
2021 2022 2023 2021

Public Sector
1 LIC 1,046,698.84 1,144,537.17 1,271,063.52 584,210.93
Private Sector
2 Aditya Birla Sun Life 8,320.62 11,568.18 16,059.28 1,120.04
3 Aegon Life 925.93 1,190.08 1,183.31 219.96
4 Ageas Federal Life 2,163.04 2,926.96 3,011.66 2,333.15
5 Aviva Life 4,258.49 4,829.87 5,047.38 1,244.65
6 Bajaj Allianz Life 16,841.33 20,243.05 19,325.61 2,053.96
7 Bharti AXA Life 2,920.12 4,076.31 5,218.28 944.43
8 Canara HSBC OBC Life 2,497.05 3,552.08 4,363.04 1,245.85
9 Edelweiss Tokio Life 1,536.76 2,004.59 2,384.27 45.95
10 Exide Life 8,505.92 9,574.01 904.93
11 Future Generali Life 2,508.36 2,978.61 3,528.61 198.56
12 HDFC Life 23,796.33 32,977.28 58,304.52 10,074.63
13 ICICI Prudential Life 36,107.87 41,158.05 49,060.76 3,069.99
14 IndiaFirst Life 1,190.79 1,713.08 2,471.37 1,305.82
15 Kotak Mahindra Life 17,784.22 21,569.43 24,503.26 279.07
16 Max Life 32,338.40 37,431.93 44,935.22 6,247.24
17 PNB Metlife 8,570.10 10,608.38 12,438.72 2,059.56
18 Pramerica Life 2,220.83 2,595.64 2,984.52 148.68
19 Reliance Nippon Life 9,364.06 11,219.37 13,725.38 3,374.13
20 Sahara India Life 485.98 558.82 671.60 257.53
21 SBI Life 27,774.37 35,028.78 41,780.24 5,248.22
22 Shriram Life 1,736.80 2,354.02 2,634.56 849.43
23 Star Union Dai-ichi Life 3,215.34 4,843.04 6,052.11 1,097.42
24 Tata AIA Life 17,691.38 24,270.36 30,673.74 112.92
Grand Total 1,279,452.93 1,433,809.09 1,621,420.96 628,647.05
SURER WISE
Life Fund
State Government & Other Approved

Housing & Infrastructure Investments Approved Investments
Securities
2022 2023 2021 2022 2023 2021
586,336.47 602,679.07 213,575.32 214,463.16 215,210.22 492,342.96
1,236.88 1,669.28 5,361.46 6,009.00 6,953.56 3,028.21

384.54 498.61 587.93 626.50 670.91 345.24
2,585.94 3,517.80 1,664.03 1,682.60 1,854.33 1,388.42
1,345.61 1,804.48 1,138.19 1,184.50 1,466.44 228.72
1,954.17 4,209.50 5,094.57 6,042.20 6,581.41 8,786.20
1,271.08 1,818.31 1,314.55 1,490.20 1,936.96 1,915.95
2,121.35 3,232.44 2,042.20 1,915.10 2,486.75 1,261.85
7.30 106.39 421.38 597.40 729.84 482.17
1,100.04 2,434.37 2,534.50 1,862.92
197.60 392.89 587.30 688.70 918.24 302.66
10,076.62 10,888.03 10,650.30 11,557.20 19,217.11 12,008.52
4,560.30 5,863.60 9,837.89 11,594.50 13,823.73 10,848.28
1,814.32 2,705.33 659.62 899.00 1,656.71 739.38
435.40 1,653.22 3,885.83 4,926.10 6,543.82 2,548.81
7,012.29 7,516.72 9,981.01 11,411.40 13,592.36 8,614.44
3,511.39 5,064.19 5,302.21 5,863.60 7,462.50 3,792.49
244.07 476.69 1,061.11 1,056.90 1,284.03 543.08
3,453.67 3,663.89 3,514.71 3,436.00 3,906.44 1,414.97
252.21 196.94 507.01 465.80 449.67 104.78
5,280.54 5,643.23 10,093.38 12,657.90 15,232.49 15,162.28
1,758.74 2,053.84 1,762.39 1,450.80 2,051.73 695.49
1,244.33 1,684.49 1,895.78 1,429.50 1,878.45 603.81
97.91 88.12 4,665.99 5,578.80 8,035.26 4,205.02
51,946.30 64,747.98 84,463.21 95,098.20 118,732.76 80,883.69
638,282.77 667,427.05 298,038.53 309,561.36 333,942.98 573,226.65
nd
Approved Investments Other Investments Total (Life Fund)
2022 2023 2021 2022 2023 2021
557,603.24 645,442.42 123,999.17 142,978.50 127,204.88 2,460,827.22
3,754.38 4,298.12 404.34 348.09 575.67 18,234.67

412.60 756.38 - 10.62 25.02 2,079.06
1,404.48 1,345.39 41.96 82.71 77.95 7,590.60
170.56 254.08 20.31 19.20 19.10 6,890.36
8,272.84 11,376.08 605.82 639.90 873.67 33,381.88
1,679.91 1,308.74 324.90 283.94 265.32 7,419.95
1,468.89 1,716.50 103.47 101.82 141.75 7,150.42
580.77 851.67 100.43 226.94 484.10 2,586.69
2,493.75 83.24 69.18 13,791.38
426.13 420.51 21.03 7.24 2.24 3,617.91
21,110.35 19,729.44 1,976.52 1,785.82 2,453.18 58,506.30
12,658.01 15,047.08 1,865.35 2,490.60 2,197.10 61,729.38
888.82 1,144.57 38.71 52.23 71.59 3,934.32
2,880.79 4,661.72 494.82 654.87 738.96 24,992.75
12,002.58 13,811.04 2,011.55 2,501.65 2,315.77 59,192.64
4,278.54 3,798.30 166.45 211.96 255.32 19,890.81
691.12 647.35 54.65 47.93 37.10 4,028.35
1,816.78 1,748.48 255.72 232.46 125.74 17,923.59
117.69 87.38 21.05 21.13 17.62 1,376.35
17,231.85 19,077.33 1,959.64 1,886.71 2,308.97 60,237.89
848.54 950.08 103.34 96.17 58.30 5,147.45
793.47 1,051.46 4.79 76.50 94.09 6,817.14
4,370.94 5,073.14 261.27 515.09 649.39 26,936.58
100,353.79 109,154.85 10,919.36 12,362.72 13,787.95 453,456.47
657,957.03 754,597.27 134,918.53 155,341.22 140,992.84 2,914,283.69
Pensi
Total (Life Fund) Central Government Securities State Govt & Other Approved
2022 2023 2021 2022 2023 2021
2,645,918.54 2,861,600.11 338,610.54 392,373.58 473,237.81 388,917.96
22,916.53 29,555.91 2,151.85 2,811.32 4,438.32 646.42

2,624.33 3,134.23 6.66 6.62 4.19 -
8,682.69 9,807.13 154.89 245.71 327.02 164.19
7,549.74 8,591.48 204.58 214.63 217.08 20.84
37,152.16 42,366.27 5,511.63 6,984.96 7,504.17 1,823.56
8,801.44 10,547.62 132.75 166.35 180.76 85.10
9,159.24 11,940.49 761.88 1,315.24 1,211.95 639.71
3,417.00 4,556.28 171.84 200.84 211.63 7.90
15,771.48 1,392.23 1,460.74 - 209.60
4,298.28 5,262.48 193.34 221.26 270.01 214.05
77,507.27 110,592.27 14,072.61 18,070.49 24,155.59 7,359.32
72,461.46 85,992.27 5,633.09 8,565.29 10,250.67 222.52
5,367.45 8,049.57 1,934.71 1,587.56 1,771.54 2,384.80
30,466.59 38,100.98 1,358.36 1,430.93 1,958.85 0.64
70,359.85 82,171.12 731.06 1,075.90 1,871.41 559.39
24,473.87 29,019.04 783.84 1,015.40 1,512.50 149.14
4,635.66 5,429.69 548.57 535.26 600.90 52.95
20,158.28 23,169.94 133.12 173.72 176.45 107.10
1,415.65 1,423.21 2.03 3.53 3.23 -
72,085.78 84,042.26 15,255.50 19,611.28 26,620.13 10,926.99
6,508.27 7,748.52 152.63 182.61 230.35 112.42
8,386.84 10,760.60 847.25 1,305.01 1,447.49 456.04
34,833.10 44,519.65 1,069.90 1,706.96 2,666.42 62.69
549,032.93 656,780.99 53,204.32 68,891.61 87,630.66 26,205.37
3,194,951.47 3,518,381.10 391,814.86 461,265.19 560,868.46 415,123.33
Pension & General Annuity & Group Fund
tate Govt & Other Approved Securities Approved Investments Total (Pension & General Annuity & G
2022 2023 2021 2022 2023 2021
405,632.92 454,229.43 184,700.38 211,750.09 228,408.24 912,228.88
678.37 979.92 3,381.06 3,990.22 4,405.46 6,179.33

- - 0.68 0.74 0.98 7.34
169.10 226.81 291.79 273.37 357.20 610.87
19.56 13.89 45.05 44.92 44.90 270.47
2,335.51 1,888.51 2,474.31 3,747.03 4,051.04 9,809.50
79.14 136.54 302.77 270.00 307.20 520.62
959.59 1,283.13 1,607.05 1,835.81 2,791.85 3,008.64
7.26 6.02 81.84 85.91 60.78 261.58
210.81 - 541.93 447.45 - 2,143.76
271.72 288.48 480.12 485.11 577.95 887.51
10,838.83 10,563.35 17,116.97 15,013.85 12,481.68 38,548.90
731.26 2,127.40 3,033.83 3,317.34 4,014.05 8,889.44
2,285.68 2,258.18 2,770.44 2,339.88 1,612.30 7,089.95
13.33 478.20 641.22 701.55 683.29 2,000.22
656.56 1,106.33 670.98 1,255.84 1,680.57 1,961.43
237.82 353.55 308.98 296.06 341.03 1,241.96
52.37 129.66 567.47 531.68 703.46 1,168.99
105.20 135.48 32.56 27.54 29.85 272.78
- - 0.10 - - 2.13
14,340.77 14,599.67 15,198.18 15,386.29 16,896.06 41,380.67
192.91 247.25 275.03 266.63 321.77 540.08
935.94 1,873.62 1,029.93 1,187.42 1,854.97 2,333.22
62.51 62.28 369.19 348.31 557.32 1,501.78
35,184.24 38,758.26 51,221.48 51,852.95 53,773.70 130,631.17
440,817.16 492,987.69 235,921.86 263,603.04 282,181.95 1,042,860.05
Unit Linked Fund
(Pension & General Annuity & Group Fund) Approved Investments Other Investments
2022 2023 2021 2022 2023 2021
1,009,756.59 1,155,875.49 24,083.17 23,101.28 25,419.06 692.34
7,479.91 9,823.70 26,563.91 28,520.33 28,965.03 1,403.42

7.36 5.17 931.44 938.53 841.24 84.26
688.18 911.03 3,251.34 3,764.12 3,727.79 270.40
279.11 275.86 3,213.89 3,283.34 3,130.24 399.81
13,067.50 13,443.72 26,796.20 30,409.34 30,518.59 1,764.77
515.49 624.50 1,238.17 1,465.90 1,584.78 162.17
4,110.64 5,286.93 10,591.23 11,375.68 11,752.65 1,118.50
294.01 278.43 1,193.41 1,513.47 1,567.42 155.39
2,119.00 - 1,949.33 2,096.77 - 198.47
978.09 1,136.45 625.74 655.81 626.87 55.21
43,923.17 47,200.62 68,016.51 71,671.32 71,368.11 6,742.99
12,613.89 16,392.12 121,480.78 126,595.44 122,498.98 17,068.37
6,213.12 5,642.02 5,250.04 6,150.02 7,119.65 655.66
2,145.81 3,120.33 17,234.70 19,695.26 20,809.61 2,014.89
2,988.30 4,658.30 25,639.59 29,864.10 32,940.95 2,734.03
1,549.28 2,207.08 6,137.10 7,056.79 7,925.28 825.37
1,119.31 1,434.03 372.87 363.68 333.85 33.80
306.46 341.78 5,712.81 5,984.68 6,347.60 359.58
3.53 3.23 90.50 63.74 66.61 9.67
49,338.34 58,115.86 107,484.78 130,725.34 151,231.09 8,730.24
642.15 799.37 470.99 442.76 406.48 29.25
3,428.37 5,176.07 2,396.15 2,454.83 2,540.37 162.10
2,117.78 3,286.02 14,479.17 17,012.13 18,801.21 1,955.21
155,928.80 180,162.61 451,120.65 502,103.38 525,104.38 46,933.56
1,165,685.39 1,336,038.10 475,203.82 525,204.66 550,523.44 47,625.90
(₹crore)
Unit Linked Fund
Grand Total (All Funds

Other Investments Total (ULIP Funds)
2022 2023 2021 2022 2023 2021
698.56 760.86 24,775.51 23,799.84 26,179.92 3,397,831.61
1,639.86 1,542.38 27,967.33 30,160.19 30,507.41 52,381.33

108.17 115.18 1,015.70 1,046.70 956.42 3,102.10
379.59 236.02 3,521.74 4,143.71 3,963.81 11,723.21
447.58 344.83 3,613.70 3,730.92 3,475.07 10,774.53
2,813.27 3,067.58 28,560.97 33,222.61 33,586.17 71,752.35
245.63 181.37 1,400.34 1,711.53 1,766.14 9,340.91
1,622.51 1,186.80 11,709.73 12,998.19 12,939.45 21,868.79
193.08 178.58 1,348.80 1,706.55 1,746.00 4,197.07
215.27 - 2,147.80 2,312.04 - 18,082.94
76.58 65.89 680.95 732.39 692.76 5,186.37
8,950.23 7,833.36 74,759.50 80,621.55 79,201.47 171,814.70
24,270.86 21,559.07 138,549.15 150,866.30 144,058.06 209,167.97
1,027.66 619.15 5,905.70 7,177.68 7,738.81 16,929.97
2,857.12 1,931.83 19,249.59 22,552.38 22,741.44 46,242.56
3,579.08 2,309.29 28,373.62 33,443.18 35,250.23 89,527.69
1,024.31 468.59 6,962.47 8,081.10 8,393.87 28,095.24
47.46 25.13 406.67 411.14 358.98 5,604.01
914.21 617.76 6,072.39 6,898.89 6,965.35 24,268.76
22.60 4.59 100.17 86.34 71.20 1,478.65
11,899.97 12,024.45 116,215.02 142,625.31 163,255.54 217,833.58
26.82 22.35 500.24 469.58 428.83 6,187.77
244.59 240.82 2,558.25 2,699.42 2,781.19 11,708.61
3,040.65 3,135.63 16,434.38 20,052.78 21,936.84 44,872.74
65,647.10 57,710.65 498,054.21 567,750.48 582,815.03 1,082,141.85
66,345.66 58,471.51 522,829.72 591,550.32 608,994.95 4,479,973.46
(₹crore)
Grand Total (All Funds)
2022 2023
3,679,474.96 4043655.51
60,556.63 69887.02
3,678.39 4095.82
13,514.58 14681.97
11,559.77 12342.41
83,442.27 89396.16
11,028.46 12938.26
26,268.07 30166.88
5,417.56 6580.71
20,202.52 -
6,008.76 7091.69
202,051.99 236994.36
235,941.65 246442.45
18,758.25 21430.40
55,164.78 63962.74
106,791.33 122079.65
34,104.25 39619.99
6,166.11 7222.69
27,363.63 30477.08
1,505.52 1497.64
264,049.43 305413.66
7,620.00 8976.71
14,514.63 18717.86
57,003.66 69742.51
1,272,712.21 1419758.63
4,952,187.17 5463414.15
TABLE 24: EQUITY SHARE CAPITAL OF LIFE INSURERS
(As on 31st March)
S.No. Insurer 2014 2015 2016 2017

Public Sector
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd. 1,901.21 1,901.21 1,901.21 1,901.21
3 Aegon Life Insurance Company Ltd. 1,307.00 1,310.50 1,359.44 1,429.85
5 Aviva Life Insurance Company India Ltd. 2,004.90 2,004.90 2,004.90 2,004.90
7 Bharti AXA Life Insurance Company Ltd. 1,978.20 2,115.70 2,286.20 2,406.20
8 Canara HSBC Life Insurance Company Ltd. 950.00 950.00 950.00 950.00
10 Exide Life Insurance Company Ltd. 1,600.00 1,750.00 1,750.00 1,750.00
11 Future Generali India Life Insurance Company Ltd. 1,452.00 1,452.00 1,452.00 1,507.45
12 HDFC Life Insurance Company Ltd. 1,994.88 1,994.88 1,995.29 1,998.48
13 ICICI Prudential Life Insurance Company Ltd. 1,429.26 1,431.72 1,432.32 1,435.35
16 MaxLife Insurance Company Ltd. 1,944.69 1,918.81 1,918.81 1,918.81
17 PNB Metlife India Insurance Company Ltd. 2,012.88 2,012.88 2,012.88 2,012.88
19 Reliance Nippon Life Insurance Company Ltd. 1,196.32 1,196.32 1,196.32 1,196.32
20 Sahara India Life Insurance Company Ltd. 232.00 232.00 232.00 232.00
21 SBI Life Insurance Company Ltd. 1,000.00 1,000.00 1,000.00 1,000.00
23 Star Union Dai-ichi Life Insurance Company Ltd. 250.00 250.00 250.00 258.96
24 TATA AIA Life Insurance Company Ltd. 1,953.50 1,953.50 1,953.50 1,953.50
Grand Total 25,938.51 26,239.55 26,691.46 26,956.94
LIFE INSURERS
(₹Crore)
2018 2019 2020 2021 2022 2023
100.00 100.00 100.00 100.00 6325.00 6325.00
1,901.21 1,901.21 1,901.21 1,901.21 1,901.21 1938.23

1,442.62 1,463.11 1,465.60 1,468.25 1,477.73 1477.73
800.00 800.00 800.00 800.00 800.00 800
2,004.90 2,004.90 2,004.90 2,004.90 2,004.90 2189.9
150.71 150.71 150.71 150.71 150.71 150.71
2,406.20 2,526.20 2,891.20 3,086.20 3,426.20 3706.2
950.00 950.00 950.00 950.00 950.00 950
312.62 312.62 312.62 312.62 665.55 915.55
1,750.00 1,850.00 1,850.00 1,850.00 1,850.00
1,737.82 1,842.82 1,935.82 1,965.82 2,145.82 2445.82
2,011.74 2,017.38 2,018.80 2,020.94 2,112.62 2149.4
1,435.35 1,435.78 1,435.86 1,435.97 1,437.31 1438.5714
625.00 625.00 635.00 663.46 663.46 754.37
510.29 510.29 510.29 510.29 510.29 510.29
1,918.81 1,918.81 1,918.81 1,918.81 1,918.81 1918.81
2,012.88 2,012.88 2,012.88 2,012.88 2,012.88 2012.88
374.06 374.06 374.06 374.06 374.06 374.06187
1,196.32 1,196.32 1,196.32 1,196.32 1,196.32 1196.32
232.00 232.00 232.00 232.00 232.00 232
1,000.00 1,000.00 1,000.03 1,000.07 1,000.37 1000.89
179.38 179.38 179.38 179.38 179.38 177.8479
258.96 258.96 258.96 258.96 258.96 338.96
1,953.50 1,953.50 1,953.50 1,953.50 1,953.50 1953.5
27,164.38 27,515.94 27,987.96 28,246.36 29,222.09 28632.041
27,264.38 27,615.94 28,087.96 28,346.36 35,547.09 34957.041
TABLE 25: SOLVENCY RATIO OF LIFE INSURERS
(At the end of the Quarter)
September December March

S.No. Insurer June 2022 2022 2022 2023
Public Sector
Private Sector
2 Aditya Birla Sunlife Insurance Company Ltd. 1.81 1.73 1.85 1.73
3 Aegon Life Insurance Company Ltd. 3.29 3.23 3.14 2.75
5 Aviva Life Insurance Company India Ltd. 1.87 1.85 1.86 1.84
7 Bharti AXA Life Insurance Company Ltd. 1.64 1.68 1.61 1.63
8 Canara HSBC OBC Life Insurance Company L 3.02 2.90 2.68 2.52
10 Exide Life Insurance Company Ltd. 2.11 2.16 ** **
11 Future Generali India Life Insurance Company 2.28 2.04 2.06 1.96
12 HDFC Life Insurance Company Ltd. 1.78 2.10 2.09 2.03
13 ICICI Prudential Life Insurance Company Ltd. 2.04 2.01 2.12 2.09
16 MaxLife Insurance Company Ltd. 1.96 1.96 2.00 1.90
17 PNB Metlife India Insurance Company Ltd. 2.09 1.98 1.94 1.86
19 Reliance Nippon Life Insurance Company Ltd 2.34 2.35 2.33 2.29
20 Sahara India Life Insurance Company Ltd. *** *** *** ***
21 SBI Life Insurance Company Ltd. 2.21 2.19 2.25 2.15
23 Star Union Dai-ichi Life Insurance Company L 2.21 2.09 2.31 2.20
24 TATA AIA Life Insurance Company Ltd. 1.91 1.79 1.76 1.86
Note: information pertaining to Exide Life Insurance Company Limited has been furnished for the first two quarters due to merger with HDFC Life Insurance Comp
*** Life Insurance Business of

Sahara India Life Insurance
Company Limited has been
transferred to SBI Life Insurance
Company Limited vide IRDAI order
no IRDAI/F&I/ORD/MISC/119/6/2023
dated 2nd June, 2023.
TABLE 26: POLICYHOLDERS ACCOUNT OF LIFE INSURERS
ADITYA BIRLA SUNLIFE AEGON AGEAS FEDERAL

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Premiums earned – net
(a) Premium 483,305 523,322 557,971 572,396 590,300 751,126 800,997 977,522 1,214,023 1,506,969 45,300 55,920 50,160 45,072 53,121 56,888 57,574 52,607 41,646 36,995 82,625 106,962 123,967 156,519 178,324 193,252 184,251 195,864 220,730 228,900 187,810 179,625 149,315 133,651
(b) Reinsurance ceded (18,820) (16,486) (16,798) (19,041) (18,155) (22,564) (25,217) (29,294) (49,878) (53,023) (2,215) (2,654) (3,029) (3,484) (4,098) (5,082) (6,160) (7,142) (7,655) (6,914) (853) (891) (884) (1,122) (1,107) (1,403) (1,615) (1,725) (2,202) (2,752) (4,855) (5,387) (5,296) (5,413)
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent – Gross 117,585 135,219 161,089 178,471 190,664 213,440 236,705 259,126 283,848 358,661 3,841 5,094 6,473 8,087 9,760 11,460 13,941 14,438 16,450 18,861 17,711 22,042 26,213 31,447 39,622 48,542 56,719 63,436 72,422 81,562 38,736 43,503 47,859 48,281
(b) Profit on sale/redemption of investments 106,682 306,208 140,008 149,010 204,956 145,606 130,805 229,027 233,399 142,365 8,103 17,489 6,502 8,813 13,681 9,372 8,618 17,550 20,349 14,955 16,868 25,556 11,272 26,869 24,392 20,412 21,845 19,338 27,027 31,135 56,559 83,083 25,211 53,927
(c) (Loss on sale/ redemption of investments) (76,767) (14,704) (53,327) (44,400) (28,922) (84,027) (69,506) (70,300) (27,445) (50,258) (5,027) (1,152) (4,196) (3,202) (2,609) (3,951) (7,941) (4,991) (2,972) (5,363) (12,431) (3,778) (14,815) (5,049) (8,872) (19,847) (25,705) (18,433) (1,913) (5,431) (32,663) (5,407) (20,863) (11,452)
(d) Transfer/Gain on revaluation/change in fair value 102,088 104,198 (183,434) 150,678 (65,662) 35,813 (258,177) 357,169 25,429 (105,008) 5,637 3,190 (7,853) 5,605 (4,034) 2,352 ### 18,894 (2,632) (4,248) 9,610 2,934 (7,921) 844 (6,264) 11,777 (37,506) 85,721 20,175 (31,429) 17,804 20,989 (31,279) 22,120
(e) Amortization of Premium/Discount on Investments 14,969 984 1,660 1,915 1,237 916 1,362 1,365 1,961 2,432 3,012 1,663 1,583 1,120 1,621 730 1,893 2,983 1,257 684 3,709
(f) Appropriation/Expropriation Adjustment Account - - 0 0
Unrealised Gains/Loss
Other Income 3,654 3,362 3,474 3,322 3,495 4,334 4,312 5,517 5,202 5,616 - 0 1 2 4 6 43 212 29 146 0 0 40 27 26 77 20 14 - 58 201 262 412 361
Transfer from Shareholders' Account 25,919 31,538 32,639 16,300 10,665 13,922 22,568 14,717 7,703 28,477 2,120 5,656 10,154 753 6,000 1,700 7,999 - 8,429 11,011 1,755 3,440 2,219 220 48 313 135 118 26,951 25,730 10,386 9,963
TOTAL (A) 743,646 1,072,657 641,623 1,006,735 887,341 1,057,650 842,487 1,743,484 1,707,250 1,833,798 58,742 85,202 60,126 62,883 72,741 74,107 61,708 93,529 76,077 68,454 116,947 157,850 141,209 211,376 226,850 254,703 201,040 345,785 337,058 305,870 290,543 342,399 175,744 251,438
Commission 23,471 23,337 21,806 25,506 26,882 41,775 48,244 54,282 59,624 84,361 2,005 3,466 1,898 576 564 414 462 506 293 158 8,404 7,203 8,886 10,039 9,993 10,724 7,609 6,708 8,191 10,806 7,781 7,780 4,205 3,528
Operating Expenses related to Insurance Business 91,802 87,071 90,422 76,993 81,736 110,034 124,415 143,492 152,089 209,650 24,473 32,060 28,091 16,992 19,261 16,439 22,099 10,656 16,260 16,313 18,292 20,492 22,595 25,015 25,994 25,648 24,473 23,890 26,652 35,831 40,756 35,434 34,590 29,033
Provision for doubtful debts 11,904 10,199 78 27 (0) 4 131 75 303 84 77 90 45 27 (49) 11 (8) 2 35 15 (42) 29 19 10 (8) (2) (8) (5) 143 58 302 74
Adjustment related to previous year
Bad debts written off 35 (0) 23 14 6 9 16
Provision for Tax 2,404 3,357 3,905 4,457 5,315 2,962 1,680 1,910 2,317 2,600
Provisions (other than taxation)
(a) For diminution in the value of investments (Net) 2,504 458 98 300 125 - (125) 2,901 (272) 608 (422) 1,567
(b) Others 13 (2) (2) (2) (2) (2) 342 - 711
Service Tax on Unit Linked Charges 10,019 9,914 11,119 11,221 11,169 - 12,152 11,947 93 135 423 383 412 389 366 - 321 294 624 582 608 1,157 1,509 1,617 1,665 1,905 1,942 2,289 1,894 1,697 1,673
TOTAL (B) 127,177 120,608 122,246 112,414 119,828 165,459 189,687 202,140 228,549 311,346 26,874 35,745 30,489 18,041 20,282 17,569 23,003 11,514 16,741 16,767 27,355 28,292 32,046 35,829 37,162 43,776 35,112 34,787 38,644 52,757 50,968 45,167 40,794 34,307
Benefits Paid (Net) 366,543 377,161 424,709 465,234 505,531 524,851 554,609 478,453 675,423 577,230 17,405 21,778 31,536 38,844 34,526 29,695 28,028 30,963 39,111 36,094 34,949 41,934 45,600 60,587 49,853 57,890 69,731 95,164 111,597 136,078 192,075 177,378 174,219 160,231
Interim Bonuses Paid 7 28 86 134 231 314 378 677 1,055 658 3 24 28 27 20 11 8 15 8 0 0 1 1 10 119 76 340 75 95 109
Change in valuation of liability in respect of life policies
(a) Gross* 104,296 159,359 180,635 257,233 211,827 302,735 325,764 549,016 619,374 882,367 24,065 35,020 4,121 14,114 18,199 29,106 12,925 57,573 53,594 38,866 47,917 72,245 61,543 113,332 129,361 143,950 81,094 216,232 113,672 118,134 47,919 203,279 (39,357) 55,399
(b) Amount ceded in Reinsurance (23,767) (14,323) (12,766) (7,644) 39,168 1,160 (14,230) (12,832) (43,991) (1,815) (144) (571) 368 (1,172) (2,307) (2,277) (2,215) (3,606) (8,044) (3,534) (386) (91) 1,175 (147) (4) (191) (131) (13,473) 87 2,882 (26,100) (105,886) (816) 147
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve) 130,765 343,408 (103,328) 167,969 (6,147) 44,395 (242,574) 486,650 190,344 9,935 58,934 (15,991)
(e) Fund for discontinued policies 42,242 (4,519) (21,473) (9,834) (787) 8,668 27,590 28,940 24,787 3,264 (1,999) (4,816) (8,629)
TOTAL (C) 577,844 907,875 484,817 861,454 740,776 872,668 632,616 1,529,554 1,471,145 1,493,162 41,326 56,230 36,049 51,815 50,446 56,543 38,749 84,937 84,676 71,434 82,480 114,089 108,318 173,772 179,210 201,649 150,695 297,933 287,673 239,180 214,234 274,846 129,325 207,257
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 38,625 44,174 34,559 32,867 26,736 19,523 20,184 11,790 7,556 29,290 (9,459) (6,773) (6,412) (6,973) 2,013 (5) (44) (2,923) (25,339) (19,747) 7,112 15,469 845 1,775 10,478 9,278 15,232 13,065 10,741 13,933 25,341 22,386 5,625 9,874
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations 38,625 44,174 34,559 32,867 26,736 19,523 20,184 11,790 7,556 29,290 (9,459) (6,773) (6,412) (6,973) 2,013 (5) (44) (2,923) (25,339) (19,747) 7,112 15,469 845 1,775 10,478 9,278 15,232 13,065 10,741 13,933 25,341 22,386 5,625 9,874
APPROPRIATIONS
Transfer to Shareholders’ Account 52,245 49,660 35,088 33,499 26,901 19,249 19,830 12,941 7,556 29,290 279 285 300 299 302 323 9,607 16,594 3,295 4,394 6,604 10,424 12,030 9,700 5,881 8,111 25,714 21,673 5,923 8,541
Transfer from shareholders’ Account(Non Technical
(2,496) (1,125) (2,450) (2,619)
Accounts)
Funds for future appropriations (Reserve for lapsed unit
(372)
linked policies unlikely to be revived)
Balance being funds for future appropriations-
(13,620) (5,486) (529) (632) (164) 274 354 (1,151) - (267) (47) (44) 5 6,790 5,608 2,394 3,976 1,948 118 3,874 (1,146) 3,202 3,365 5,821 713 (299) 1,333
Policyholders
Balance being funds for future appropriations-Previous
4,860
year
Balance transferred to Balance Sheet (9,192) (6,726) (6,368) (6,978) (5,056) (5,898) (2,737) (7,198) (27,590) (20,189)
TOTAL (D) 38,625 44,174 34,559 32,867 26,736 19,523 20,184 11,790 7,556 29,290 (9,459) (6,773) (6,412) (6,973) 2,013 (5) (44) (2,923) (25,339) (19,747) 7,112 15,469 845 1,775 10,478 9,278 15,232 13,065 10,741 13,932 25,341 22,386 5,625 9,874
Note :* represents mathematical reserves after allocation of
bonus
Figures in brackets represents negative values
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audited fin
AVIVA BAJAJ ALLIANZ BHARTI AXA CANARA HSBC OBC

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
(a) Premium 134,422 126,494 119,364 116,526 126,814 131,745 584,314 601,730 589,731 618,332 757,837 885,716 975,253 1,202,484 1,612,705 1,946,143 87,265 105,332 120,833 139,650 168,439 207,550 218,726 228,082 260,156 292,058 182,342 165,702 205,996 229,471 278,106 349,074 394,282
(b) Reinsurance ceded (5,290) (5,500) (5,859) (6,512) (7,020) (6,960) (6,711) (6,927) (6,560) (6,122) (6,107) (5,318) (7,403) (9,882) (20,215) (34,603) (1,148) (1,528) (1,889) (2,203) (2,469) (2,843) (3,043) (3,245) (4,034) (4,982) (1,400) (1,475) (1,467) (1,471) (2,875) (4,038) (5,405)
(a) Interest, Dividends & Rent – Gross 50,408 54,428 56,769 57,949 65,673 72,443 147,827 152,193 177,420 194,080 206,609 226,695 241,004 264,379 299,064 335,159 7,652 10,371 13,532 17,801 23,615 31,891 41,553 50,788 59,502 73,602 32,779 39,106 41,021 46,370 51,576 60,026 72,692
(b) Profit on sale/redemption of investments 42,471 42,889 32,561 42,857 37,414 30,183 324,434 484,837 197,224 261,632 295,175 215,976 224,190 342,264 380,635 302,893 18,127 37,346 24,852 24,205 28,091 16,075 20,946 26,864 39,988 13,267 21,538 89,935 50,254 65,080 66,463 89,338 74,597
(c) (Loss on sale/ redemption of investments) (9,025) (19,713) (15,411) (21,682) (3,834) (5,084) (137,970) (39,561) (89,288) (53,470) (45,417) (83,076) (127,103) (116,196) (58,621) (110,192) (8,713) (1,448) (3,538) (4,127) (2,142) (4,349) (5,787) (7,249) (5,950) (3,786) (16,877) (4,954) (18,135) (9,521) (13,779) (26,486) (82,678)
(d) Transfer/Gain on revaluation/change in fair value (12,819) 302 (77,473) 91,612 14,752 (24,671) 139,956 132,632 (228,387) 114,628 (57,364) 6,096 (420,089) 649,487 109,269 (158,511) 15,004 19,169 (28,926) 7,075 (4,730) (1,192) (23,331) 32,740 (744) (4,729) 52,181 60,148 (75,822) 49,377 (4,889) (17,440) (156,124)
(e) Amortization of Premium/Discount on Investments 17,170 15,798 17,824 20,413 15,447 25,078 26,624 9,325 13,873 31,733
(f) Appropriation/Expropriation Adjustment Account 0 0 0
Other Income 412 4,249 537 573 466 315 2,998 5,023 4,214 3,504 4,254 8,946 7,514 6,457 7,399 8,602 201 45 128 321 249 281 204 1,355 430 982 41 60 293 468 833 1,005 781
Transfer from Shareholders' Account 2,339 1,147 7,647 5,194 14,638 15,532 694 11,625 4,357 14,187 15,745 37,639 43,113 61,345 112,987 145,838 16,206 7,456 6,886 14,043 28,730 20,040 32,470 30,480 10,320 2,457 1,038 114 422 686 9,650
TOTAL (A) 202,916 204,297 118,135 286,516 248,903 213,502 1,072,712 1,357,349 666,536 1,167,182 1,186,180 1,317,752 963,102 2,409,662 2,457,096 2,467,062 134,595 176,742 131,877 196,764 211,053 247,413 277,998 349,373 381,817 396,892 280,924 350,979 203,177 379,888 375,856 452,166 307,796
Commission 3,659 2,051 2,373 2,516 3,245 3,522 14,896 20,622 15,741 14,644 20,317 30,291 41,885 57,991 83,397 120,667 4,941 6,959 8,325 10,028 12,194 17,200 18,960 15,627 16,808 18,828 3,698 4,875 5,472 6,872 12,640 18,500 22,454
Operating Expenses related to Insurance Business 28,310 24,178 23,426 23,857 25,317 27,338 134,610 112,174 110,863 105,630 120,757 155,829 176,323 192,677 286,784 389,340 53,478 54,674 60,576 61,578 41,731 45,288 75,736 69,935 87,179 92,905 25,402 26,461 27,333 31,243 36,533 40,741 52,507
Provision for doubtful debts 113 1,532 (1,445) 38 139 125 252 127 152 (21) 40 23 57 164 27 21 42 9 181 25 100 256 135 84 297 26 3,464 (26) 17 7 2 5
Bad debts written off 12 7 18 231 105 5,171 19,955 11 16 55 51 84 183 256 246 352 9 19 2
Provision for Tax 14,692 8,653 4,614 6,059 1,571 8,101 (2,346) (2,269) (13,313) 551 13 0
(a) For diminution in the value of investments (Net) 2,898 (146) 904 49 309 6,626 26,720 (6,983) (2,656) (17,067) 11
(b) Others (32) 120 80 56 107 7,000 1,250 1,875
Service Tax on Unit Linked Charges 1,813 1,654 1,463 1,364 1,420 1,366 12,418 9,822 9,553 9,462 11,398 11,720 11,841 12,334 14,680 16,028 470 521 487 422 410 542 725 792 3,225 4,159 4,189 4,852 5,385 5,715
TOTAL (B) 33,894 29,414 28,714 27,629 31,025 32,400 176,869 151,398 140,923 135,786 154,398 212,577 254,831 254,099 374,146 529,603 58,473 61,654 69,569 72,207 54,562 63,249 102,425 86,444 105,254 112,887 32,360 34,818 36,940 42,321 54,032 65,879 82,556
Benefits Paid (Net) 161,139 118,174 109,038 99,332 118,917 110,002 847,725 823,049 499,826 617,006 805,355 533,215 671,407 610,825 881,013 1,237,220 49,864 66,287 62,535 56,813 56,949 43,263 39,388 55,064 77,177 85,927 55,002 173,881 174,336 178,333 178,574 160,693 172,270
Interim Bonuses Paid 244 402 116 57 242 195 474 741 1,428 2,976 4,794 9,178 13,468 14,905 23,033 32,878 1,872 2,078 2,217 1 2 49 31 54 177
(a) Gross* 10,045 43,400 (19,839) 160,271 (286,669) 72,262 295,419 295,611 235,206 214,902 180,385 282,136 316,097 545,250 635,564 512,664 28,858 56,565 8,589 66,140 77,934 119,309 125,974 204,973 203,600 182,019 180,278 133,451 (21,162) 151,440 130,946 202,823 35,993
(b) Amount ceded in Reinsurance 1,887 1,586 (2,866) (7,774) 38,023 (2,401) (1,427) (5,902) (2,624) 6,854 (809) 198 (3,324) (8,389) (9,104) (282) (1,726) (1,926) (2,994) 1,289 (660) 1,557 76 (2,669) (11,692) 3,037 (4,658) (4,309)
(d) Transfer to Linked Fund (Fund Reserve) 346,073 (311,246) 35,725 (249,125) 124,607 (9,933) 153,507 (368,058) 873,768 460,997 11,622
(e) Fund for discontinued policies (6,513) (1,461) (1,452) 4,172 (1,465) (588) 13,892 1,461 16,740 5,639 32,333 28,450 55,905 5,166 24,734
TOTAL (C) 166,803 162,101 84,997 256,057 215,121 179,470 830,944 1,163,116 486,171 983,085 985,431 1,010,566 658,040 2,092,264 1,996,670 1,818,836 76,996 120,926 68,130 124,242 134,224 164,129 165,438 259,240 271,163 273,200 235,280 307,332 153,176 329,822 309,551 358,912 204,131
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 2,219 12,781 4,423 2,830 2,757 1,632 64,900 42,835 39,441 48,311 46,350 94,609 50,231 63,299 86,280 118,623 (874) (5,838) (5,821) 315 22,267 20,035 10,135 3,689 5,401 10,806 13,285 8,828 13,062 7,745 12,273 27,375 21,109
Prior Period Items
Balance at the beginning of the year 17,406
Surplus available for appropriations 2,219 12,781 4,423 2,830 2,757 1,632 82,306 42,835 39,441 48,311 46,350 94,609 50,231 63,299 86,280 118,623 (874) (5,838) (5,821) 315 22,267 20,035 10,135 3,689 5,401 10,806 13,285 8,828 13,062 7,745 12,273 27,375 21,109
APPROPRIATIONS
Transfer to Shareholders’ Account 2,393 12,180 4,020 1,746 2,355 1,598 63,910 48,789 31,144 36,892 34,954 48,010 42,091 54,462 77,531 108,967 (874) (5,905) (5,846) 281 14,524 19,449 8,706 2,138 1,469 7,531 13,285 8,828 9,464 6,397 11,780 14,411 15,497
Accounts)
(174) 601 403 1,083 402 34 989 (5,954) 8,297 11,418 11,396 46,599 8,140 8,837 8,748 9,656 66 25 34 7,743 596 1,473 1,583 3,932 3,275 3,597 1,348 493 12,964 5,612
Policyholders
17,406 (11) (44) (32)
year
Balance transferred to Balance Sheet
TOTAL (D) 2,219 12,781 4,423 2,830 2,757 1,632 82,306 42,835 39,441 48,311 46,350 94,609 50,231 63,299 86,280 118,623 (874) (5,838) (5,821) 315 22,267 20,035 10,135 3,689 5,401 10,806 13,285 8,828 13,062 7,745 12,273 27,375 21,109
bonus
, this schemeCapital
has now Redemption
been included
and in
Annuity
the standalone
Certain (CRAC)
auditedoffinancial
LICI: The
results
Corporation
as on 31.03.2023.
was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audited
CANARA HSBC OBC EDELWEISS TOKIO EXIDE LIFE* FUTURE GENERALI INDIA
Particulars
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
(a) Premium 511,603 588,992 719,738 11,090 19,308 31,007 44,133 63,826 91,931 104,848 124,824 146,420 169,047 183,067 202,748 204,699 240,858 253,189 288,620 321,959 332,475 376,796 - 63,416 60,425 59,250 73,985 99,229 124,316 148,025 132,219 143,354 175,801 1,206,290 1,482,990
(b) Reinsurance ceded (8,962) (6,587) (16,766) (470) (651) (989) (1,544) (1,937) (3,023) (4,460) (3,583) (3,317) (3,609) (620) (1,327) (3,075) (4,956) (7,423) (7,464) (7,449) (7,577) (15,233) - (1,959) (1,642) (2,322) (3,197) (3,478) (4,357) (5,139) (4,585) (5,727) (9,020) (8,647) (6,745)
(c) Reinsurance accepted -
(a) Interest, Dividends & Rent – Gross 86,237 109,620 136,856 422 1,106 2,265 4,292 6,846 10,303 15,578 22,216 26,516 35,136 42,282 50,222 56,198 63,407 69,565 81,451 94,984 106,960 115,014 - 12,958 15,599 17,437 18,153 19,941 22,857 27,167 30,152 37,074 43,864 235,421 286,068
(b) Profit on sale/redemption of investments 128,048 153,514 71,418 276 924 1,082 3,226 5,918 8,220 12,576 21,438 22,706 20,921 30,460 57,131 28,139 31,500 35,432 21,522 31,391 16,203 37,987 - 8,424 18,697 4,538 8,751 7,769 3,677 7,349 14,827 8,953 5,979 129,694 380,744
(c) (Loss on sale/ redemption of investments) (57,819) (17,184) (19,105) (76) (180) (658) (1,515) (3,669) (8,950) (6,666) (10,047) (3,760) (10,436) (15,807) (3,734) (11,350) (6,683) (7,331) (13,840) (13,092) (3,606) (2,349) - (5,507) (2,399) (3,350) (1,289) (1,220) (2,743) (2,568) (2,995) (2,356) (3,130) (88,152) (59,208)
(d) Transfer/Gain on revaluation/change in fair value 254,543 11,996 (57,825) 86 210 (239) 843 (757) 3,351 (16,057) 27,453 2,839 (11,143) 10,493 5,313 (23,288) 12,276 (6,756) 7,864 (28,627) 46,475 (4,847) - 4,190 577 (4,968) 1,262 (3,158) 2,999 (8,380) 7,339 (1,390) (2,942) 228,342 614,027
(e) Amortization of Premium/Discount on Investments 713 (355) 2,030 3,296
(f) Appropriation/Expropriation Adjustment Account 0 0 0 0
Other Income 221 413 493 2 4 6 22 42 209 146 339 357 364 730 371 1,981 1,625 1,820 721 606 626 17,132 - 1,069 2,737 448 329 212 318 239 506 585 843 2,388 3,221
Transfer from Shareholders' Account 18,225 25,233 14,959 11,914 14,454 21,267 29,340 15,140 14,139 32,539 26,512 26,441 27,711 5,523 4,758 4,290 354 3,080 350 20,910 9,458 1,819 - 6,611 6,038 6,468 10,664 16,249 6,044 27,508 19,601 19,515 21,181 21,733 4,669
TOTAL (A) 932,096 865,997 849,769 23,245 35,176 53,741 78,797 85,409 ### 138,503 209,152 218,203 227,992 256,128 315,482 257,595 338,380 341,576 379,222 420,683 501,016 525,965 - 89,200 100,033 77,503 108,659 135,544 153,111 194,199 197,065 200,008 232,576 1,729,099 2,709,062
Commission 29,365 35,918 41,355 1,459 1,990 2,654 2,889 4,002 5,959 7,896 10,603 10,727 13,616 13,115 12,573 13,706 16,362 14,499 18,528 21,559 21,202 18,447 - 4,294 3,102 2,638 3,422 3,308 5,097 5,321 4,164 4,661 6,574 51,410 62,347
Operating Expenses related to Insurance Business 58,757 69,730 83,623 15,154 18,458 23,635 28,863 23,818 30,622 56,929 54,295 53,891 57,812 48,676 52,015 65,633 56,773 61,304 58,295 80,918 68,514 74,328 - 21,851 23,281 28,375 36,468 54,189 35,375 62,137 54,939 51,340 59,274 128,077 148,879
Provision for doubtful debts 2 6 33 7 19 11 20 21 57 54 75 104 123 204 100 145 166 137 287
Bad debts written off 5 4 122 11 6 (0) 0 -
Provision for Tax 15,160 11,934
(a) For diminution in the value of investments (Net) 375 (614) (285) 2,298 (1,848) 1,600 (500) 157 2,563 (716)
(b) Others 983 180 520 188 465
Service Tax on Unit Linked Charges 5,792 6,294 6,570 48 105 302 497 612 694 809 810 663 566 492 458 - 801 698 558 416 455 477 426 382 319 264 13,400 15,318
TOTAL (B) 93,921 112,322 131,584 16,613 20,455 26,356 31,868 28,141 37,100 66,476 65,645 64,888 72,056 61,791 64,587 79,340 73,135 75,803 77,485 105,339 88,361 93,233 - 26,946 27,081 31,571 40,551 58,166 41,236 68,548 61,250 55,958 66,556 210,799 238,226
Benefits Paid (Net) 205,367 264,375 307,894 544 771 1,835 4,294 7,370 6,685 8,801 16,459 31,956 43,523 115,306 150,709 103,836 104,140 123,183 119,929 146,190 172,104 204,448 - 31,648 44,091 42,475 40,250 40,436 36,531 45,452 50,192 56,059 65,732 466,191 816,239
Interim Bonuses Paid 460 877 1,346 0 1 1 2 2 1 3 2 4 15 35 30 32 41 63 65 75 366 3,494 - 12 17 13 12 46 227 162 187 347 414 3,294 7,141
(a) Gross* 595,183 332,623 405,794 11,203 16,049 30,084 46,734 54,068 49,075 61,616 131,183 120,525 104,782 71,405 94,134 66,400 149,480 132,486 166,599 139,615 241,354 218,187 - 30,619 25,068 4,235 23,488 35,439 56,562 57,857 75,849 94,325 100,278 471,339 511,914
(b) Amount ceded in Reinsurance (10,268) 1,651 (6,822) (5,116) (2,101) (4,535) (4,101) (4,546) (3,546) (804) (4,486) (163) 4,651 (10) (210) (758) (834) (3,505) (2,730) (5,656) (13,224) (7,058) - (24) (317) (1,651) 1,157 310 (1,903) (1,445) (9,860) (713) (52,930) (17,961)
(d) Transfer to Linked Fund (Fund Reserve) 134,399 (16,330) 22,960 144 - - 587,428 940,445
(e) Fund for discontinued policies (5,553) 10,457 2,924 130,852
TOTAL (C) 790,742 728,372 702,338 6,632 14,721 27,385 46,929 56,894 78,100 69,616 143,158 152,322 152,970 186,736 244,663 169,511 252,827 252,226 283,862 280,224 400,600 419,070 - 62,255 68,859 45,071 64,906 76,231 91,416 102,026 126,373 140,871 165,710 1,475,322 2,388,630
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 47,433 25,303 15,847 - 0 (0) 374 1,695 2,410 349 993 2,966 7,601 6,231 8,745 12,419 13,547 17,875 35,120 12,055 13,662 - 4,093 861 3,202 1,148 20,459 23,625 9,442 3,179 310 42,978 82,206
Prior Period Items
Balance at the beginning of the year 442
Surplus available for appropriations 47,433 25,303 15,847 - - 0 (0) 374 1,695 2,410 349 993 2,966 8,043 6,231 8,745 12,419 13,547 17,875 35,120 12,055 13,662 - - 4,093 861 3,202 1,148 20,459 23,625 9,442 3,179 310 42,978 82,206
APPROPRIATIONS
Transfer to Shareholders’ Account 17,380 17,769 16,959 140 1,554 2,297 214 658 2,012 7,305 4,329 4,691 8,973 7,873 7,694 11,564 2,593 7,851 - 4,093 860 546 456 13,827 11,333 3,444 1,034 838 76,540 67,086
Accounts)
(21,780) (3,841)
30,053 7,533 (1,112) 235 140 114 135 334 953 296 1,902 4,054 3,446 5,674 10,181 23,556 9,462 5,811 - 1 2,656 691 6,632 12,292 5,998 2,145 (528) (11,782) 18,960
Policyholders
442
year
TOTAL (D) 47,433 25,303 15,847 - - 374 1,695 2,410 349 993 2,966 8,043 6,231 8,745 12,419 13,547 17,875 35,120 12,055 13,662 - - 4,093 861 3,202 1,148 20,459 23,625 9,442 3,179 310 42,978 82,206
bonus
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audited
HDFC ICICI PRUDENTIAL INDIAFIRST

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
(a) Premium 1,631,298 1,944,549 2,356,441 2,918,602 3,270,689 3,858,349 4,596,283 5,753,342 1,242,865 1,530,662 1,916,439 2,235,400 2,706,877 3,092,977 3,343,070 3,573,282 3,745,799 3,993,278 214,336 203,411 196,740 226,517 230,901 321,255 336,044 405,550 518,656 607,453 270,079 303,805 397,168
(b) Reinsurance ceded (13,420) (17,062) (19,345) (26,202) (48,329) (46,120) (56,637) (76,941) (14,600) (14,617) (16,569) (19,875) (25,809) (35,149) (55,175) (75,951) (113,679) (137,609) (1,053) (1,154) (3,032) (4,544) (5,129) (5,480) (11,514) (15,456) (20,136) (10,089) (4,985) (5,726) (5,840)
(c) Reinsurance accepted 6 6 284
(a) Interest, Dividends & Rent – Gross 347,252 406,761 473,539 567,917 684,532 786,115 945,929 1,284,466 316,932 354,027 381,690 419,292 481,317 524,383 607,688 672,301 788,362 872,835 27,651 41,009 47,645 56,250 66,649 74,229 82,945 87,831 92,409 99,463 65,478 65,922 76,882
(b) Profit on sale/redemption of investments 375,525 389,406 404,531 328,523 484,411 660,575 761,447 541,241 432,015 796,678 508,311 719,838 800,328 761,750 769,695 1,283,122 1,544,952 1,065,121 6,986 18,505 25,357 31,367 31,458 33,913 34,575 64,128 77,741 70,184 76,754 144,015 72,221
(c) (Loss on sale/ redemption of investments) (98,494) (39,001) (38,578) (95,031) (233,793) (187,611) (115,723) (104,296) (150,483) (50,314) (106,217) (104,581) (112,869) (433,096) (506,512) (531,212) (94,226) (279,676) (1,936) (428) (3,670) (2,592) (3,851) (10,440) (11,383) (24,900) (9,946) (23,036) (70,296) (13,717) (33,435)
(d) Transfer/Gain on revaluation/change in fair value (447,105) 358,366 25,580 103,892 (1,266,237) 2,008,677 329,940 (461,660) 291,264 724,027 (716,914) 405,794 (89,776) 97,939 (2,198,731) 3,269,647 219,681 (735,581) 17,274 39,002 (32,352) 11,657 (8,212) 10,543 (87,789) 117,750 13,678 (28,149) 33,051 67,715 (64,073)
(e) Amortization of Premium/Discount on Investments 1,879 (1,468) (5,609) (2,553) 31,946 48,027 53,966 57,352 47,146 70,468 76,174 49,900 38,186 73,758 2,993 5,490 4,859 3,695 3,653 8,004 4,745 (1,069) (968) 7,130
Other Income 5,911 10,353 11,182 17,506 24,395 18,339 17,654 46,442 1,725 1,792 2,088 5,905 7,001 8,034 8,040 9,340 11,258 15,158 63 5 20 48 116 182 274 1,156 659 798 148 797 366
Transfer from Shareholders' Account 3,800 3,539 15,665 30,895 10,475 25,856 56,943 87,949 9,465 4,146 180 7,528 52,720 149,701 157,478 216,111 180,243 9,699 4,192 5,144 6,962 4,575 10,044 12,084 16,919 48,437 27,493 2,366 840 530
TOTAL (A) 1,806,647 3,055,442 3,223,407 3,843,551 2,926,142 7,124,182 6,535,837 7,070,544 2,161,130 3,394,427 2,022,794 3,719,304 3,821,743 4,140,026 2,193,950 8,407,913 6,356,450 5,047,813 276,013 310,032 240,711 329,362 320,160 442,251 359,981 651,908 720,531 751,248 372,595 563,651 443,819
Commission 70,184 79,202 107,493 111,768 149,118 171,040 194,029 288,684 62,749 55,317 61,998 75,892 140,327 155,129 158,602 150,022 167,291 186,389 2,755 3,655 3,981 6,907 9,386 11,505 15,062 17,136 25,371 31,043 13,438 18,161 25,811
Operating Expenses related to Insurance Business 187,183 238,528 315,930 381,357 426,690 458,597 561,248 843,738 161,686 165,202 188,835 235,720 202,993 260,532 284,687 268,826 367,296 458,323 22,894 19,307 19,075 22,957 27,251 34,200 49,179 59,326 70,428 84,425 55,279 66,906 79,413
Provision for doubtful debts (512) (1,219) 74 (554) (170) (375) (73) 185 140 144 1,586
Bad debts written off 818 1,167 442 1,161 478 361 264 182 337 681
Provision for Tax 17,455 15,198 17,555 22,679 14,903 27,439 18,450 15,911 4,374 5,040 7,035 7,884 12,007 11,318 13,144 14,185 2,332 5,437 1,201 2,186 1,588
(a) For diminution in the value of investments (Net) (204) 1,224 490 7,407 53,084 (19,053) (25,575) 1,794 850 675 1,264 651 509 21,324 2,012 4,500 6,388 (233) (111) (288) (127) 0 87
(b) Others 522 (597) (584) 1,650 3,658 198 236 1,105 34,650 41,627 60 (8)
Service Tax on Unit Linked Charges 18,539 21,607 29,692 33,982 35,324 35,675 36,956 37,574 30,661 30,694 56,451 63,520 65,339 65,464 69,143 66,091 1,671 1,578 1,546 1,613 2,107 2,635 2,950 - 3,741 4,205 2,994 2,942 3,273
TOTAL (B) 293,679 355,163 470,577 558,842 682,777 673,897 785,343 1,188,806 260,626 256,876 294,297 362,379 412,596 490,486 543,287 500,875 606,539 717,064 27,320 24,540 24,602 31,476 38,743 52,839 73,579 76,230 99,429 120,971 72,785 90,254 110,163
Benefits Paid (Net) 817,691 984,217 1,289,488 1,341,464 1,817,304 2,178,067 3,115,134 3,764,521 1,207,396 1,224,572 1,240,868 1,496,441 1,722,586 1,418,851 1,930,264 2,252,466 2,914,531 3,078,868 15,442 129,380 134,212 114,090 109,898 135,842 309,391 332,709 400,877 373,054 185,422 178,522 182,403
Interim Bonuses Paid 6,507 15,822 21,654 57,427 84,844 79,410 71,241 122,712 938 1,164 1,874 3,347 5,492 7,063 7,396 11,623 21,353 21,549 614 878 1,190
(a) Gross* 486,382 803,120 1,031,738 1,175,211 1,322,439 2,131,930 2,148,459 2,505,301 293,198 370,722 370,238 725,937 794,708 1,186,008 1,564,009 1,476,413 970,373 1,552,369 162,555 77,964 112,791 155,638 139,156 181,508 (3,219) 29,914 60,866 167,672 81,899 111,864 139,594
(b) Amount ceded in Reinsurance 25,763 (4,991) (38,004) (43,667) (158,828) (106,710) (266,511) (273,471) (14,709) (26,095) (70,635) (234,463) (212,322) (430,104) (683,690) (190,420) 376,286 110,097 631 (29) (350)
(c) Amount accepted in Reinsurance 0 54
(d) Transfer to Linked Fund (Fund Reserve) 61,366 805,264 379,173 592,306 (967,706) 2,011,933 555,546 (332,833) 287,685 1,334,016 (48,724) 1,194,618 837,588 1,138,750 (1,566,310) 3,973,364 1,277,101 (530,906) 64,456 63,099 (32,870) 23,616 33,075 57,948 (34,858) 184,522 117,068 48,782 10,059 160,550 (6,826)
(e) Fund for discontinued policies 19,302 2,082 (40,682) 26,896 48,172 45,808 30,659 (40,379) 116,968 100,668 63,663 124,775 205,644 180,297 173,052 (45,385) (149,918) 15,508 1,445 (2,904) (10,373) (1,472) 5,844 10,436 10,130 7,331
TOTAL (C) 1,417,010 2,605,514 2,643,367 3,149,637 2,146,224 6,340,440 5,654,528 5,745,850 1,774,507 3,021,347 1,594,290 3,249,543 3,272,828 3,526,212 1,431,967 7,696,500 5,514,259 4,082,112 242,452 285,950 215,578 290,440 271,756 373,826 277,158 557,581 588,940 596,838 278,626 451,784 316,013
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 95,958 94,765 109,462 135,072 97,142 109,844 95,966 135,888 125,997 116,205 134,207 107,382 136,319 123,328 218,696 210,538 235,652 248,636 6,241 (458) 530 7,446 9,661 15,586 9,244 18,098 32,162 33,438 21,184 21,613 17,644
Prior Period Items
Balance at the beginning of the year 50,825 50,404 52,749 66,191 2,564 7,717 13,971
Surplus available for appropriations 95,958 94,765 109,462 135,072 97,142 109,844 95,966 135,888 176,822 166,609 186,956 173,573 136,319 123,328 218,696 210,538 235,652 248,636 6,241 (458) 530 7,446 9,661 15,586 9,244 18,098 32,162 33,438 23,748 29,329 31,615
APPROPRIATIONS
Transfer to Shareholders’ Account 71,825 78,634 100,220 120,690 119,139 99,090 100,934 146,893 126,418 113,860 120,764 113,154 108,921 107,704 198,871 198,486 216,022 201,619 4,139 1,931 2,233 6,287 6,293 14,169 8,946 14,678 16,084 31,664 20,064 16,176 16,523
Accounts)
(4,868) (3,389)
29,001 16,131 9,241 14,381 (21,997) 10,755 (4,968) (11,005) (422) 2,345 13,442 (5,773) 27,397 15,625 19,825 12,052 3,014 47,018 1,686 1,158 3,368 1,417 298 3,420 16,077 1,775 (4,033) (818) (698)
Policyholders
50,825 50,404 52,749 66,191 2,102 (2,389)
year
Balance transferred to Balance Sheet 7,717 13,971 15,790
TOTAL (D) 95,958 94,765 109,462 135,072 97,142 109,844 95,966 135,888 176,822 166,609 186,956 173,573 136,319 123,328 218,696 210,538 219,037 248,636 6,241 (458) 530 7,446 9,661 15,586 9,244 18,098 32,162 33,438 23,748 29,329 31,615
bonus
0
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audit
KOTAK MAHINDRA LIC MAX LIFE

Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
(a) Premium 513,955 659,867 816,829 1,034,008 1,110,022 1,301,511 1,532,046 23,694,230 23,966,765 26,644,421 30,048,736 31,822,321 33,750,507 37,938,960 40,328,655 42,802,497 47,466,814 727,854 817,162 921,616 1,078,040 1,250,089 1,457,523 1,618,365 1,901,790 2,241,417 2,534,191 224,059 246,119
(b) Reinsurance ceded (7,209) (8,721) (11,764) (14,233) (19,872) (23,748) (30,201) (14,423) (18,488) (21,882) (29,068) (37,222) (31,967) (32,704) (44,221) (60,576) (66,353) (6,673) (6,647) (7,724) (10,016) (12,134) (15,685) (20,488) (27,887) (42,719) (46,008) (6,533) (9,564)
(a) Interest, Dividends & Rent – Gross 92,140 108,876 136,365 174,295 205,251 231,170 289,383 11,809,709 13,548,309 15,133,827 16,401,497 18,209,599 19,789,360 21,579,107 23,446,141 25,260,799 27,368,496 109,152 141,386 179,405 221,991 266,156 320,648 391,255 443,666 520,787 618,854 51,725 62,616
(b) Profit on sale/redemption of investments 96,181 107,603 122,312 140,530 131,736 178,437 158,237 2,332,637 2,723,447 1,418,565 2,150,328 2,852,800 2,995,663 3,037,310 4,453,483 4,977,679 4,946,321 80,140 230,228 115,165 130,021 166,787 215,798 227,357 557,204 635,314 215,603 63,553 72,702
(c) (Loss on sale/ redemption of investments) (29,567) (30,062) (73,157) (71,117) (41,638) (33,043) (51,787) (64,960) (105,100) (127,757) (124,812) (189,602) (627,652) (1,197,687) (630,607) (937,691) (1,482,387) (55,661) (22,049) (65,491) (34,578) (36,412) (85,723) (84,349) (133,980) (181,986) (215,826) (48,004) (4,147)
(d) Transfer/Gain on revaluation/change in fair value 80,434 (10,511) 33,622 (220,524) 359,048 63,256 (119,693) 219,327 611,949 (724,950) 755,278 (376,898) 118,401 116,409 607,098 (11,343) (193,416) 77,742 56,394 (102,014) 103,750 (21,241) 29,011 (318,372) 349,669 (97,963) (9,267) 46,843 66,851
(e) Amortization of Premium/Discount on Investments 6,050 4,843 4,616 1,924 (115) 453 6,696
Other Income 657 598 809 299 172 488 489 27,725 27,753 117,652 60,700 80,113 84,126 146,898 59,475 77,948 764,854 1,773 1,458 1,467 1,892 2,540 3,197 4,415 4,102 5,160 6,882 1,095 1,388
Transfer from Shareholders' Account 277 431 1,722 2,159 709 4,047 4,500 0 476 942 937 1,311 4,406 187 24 915 1,203 4,097 1,718 1,557 1,043 0
TOTAL (A) 746,867 828,082 1,026,740 1,045,418 1,745,428 1,728,168 1,782,973 38,004,244 40,754,636 42,439,876 49,262,660 52,361,111 56,078,439 61,588,294 68,220,499 72,110,257 78,805,264 940,481 1,226,953 1,044,535 1,491,009 1,617,153 1,932,669 1,822,280 3,096,283 3,081,567 3,105,471 332,737 435,965
Commission 32,481 37,934 47,472 54,995 52,300 59,028 81,421 1,668,129 1,509,210 1,547,717 1,659,007 1,822,105 1,931,119 2,102,714 2,217,064 2,317,146 2,558,039 68,281 74,863 82,101 93,643 89,288 98,884 102,444 122,701 140,281 161,384 12,677 13,843
Operating Expenses related to Insurance Business 92,818 111,126 132,974 145,901 149,669 164,847 204,584 2,376,070 2,239,545 2,269,183 2,895,206 3,014,240 2,918,202 3,456,804 3,498,952 3,889,068 4,814,560 120,384 124,188 124,958 159,121 160,987 192,736 234,411 270,063 301,923 358,082 54,200 60,365
Provision for doubtful debts 157,135 93,234 (128,255) 282,508 274,694 347,149 (43,383) 895,853 (129,895) (194,201) 58 (241) 237 (4) 129 41 32 168 (3) 616
Bad debts written off 1,282 88 182 164 49 62 134 162 233 184 272
Provision for Tax 2,208 3,671 6,027 20,214 17,258 13,478 37,225 253,109 369,828 475,275 632,497 742,273 772,184 682,393 798,776 787,863 524,285
(a) For diminution in the value of investments (Net) (87) 363 828 4,480 (616) (2,481) (196) (28,170) 3,857 36,207 (10,788) 1,606 134,085 65,033 453,177 (303,892) (76,021) 13,023 2,185 5,170 1,023
(b) Others 1 (11) (19) (5) (18) - 45,615 18,313 260,979 185,079 364,152 220,929 1,004,966 (848,913) (504,011) (1,214,439) 294 205
Service Tax on Unit Linked Charges 3,806 5,358 5,965 6,413 7,031 8,330 8,709 24,820 20,798 20,300 18,969 19,371 10,978 9,828 8,742 9,076 10,949 6,139 6,328 7,229 7,987 10,773 12,991 14,501 16,423 18,846 20,176 3,268
TOTAL (B) 131,228 158,441 193,247 231,999 225,624 244,484 331,742 4,496,709 4,254,783 4,481,404 5,662,478 6,238,440 6,334,646 7,278,354 7,023,651 6,065,354 6,423,171 194,950 205,319 214,688 260,795 261,239 304,787 364,573 411,773 466,401 541,551 67,171 77,681
Benefits Paid (Net) 228,717 277,093 293,570 357,223 409,990 581,793 636,651 15,801,554 14,412,575 14,280,695 16,669,478 19,656,504 24,928,486 25,254,889 28,465,473 35,343,758 33,931,267 293,120 350,291 314,606 377,681 494,561 571,647 662,051 699,822 927,347 997,650 160,474 186,826
Interim Bonuses Paid 2,084 1,547 1,953 2,692 5,021 6,825 7,252 150,370 189,975 85,030 92,950 155,479 165,137 167,337 222,907 402,731 326,408 17 21 37 69 103 136 166 288 378 271 12 57
(a) Gross* 172,239 251,304 364,639 477,229 461,043 564,615 728,325 19,977,229 22,488,691 24,454,318 26,464,745 27,027,548 25,314,738 29,528,623 32,175,279 30,628,848 34,100,204 383,966 599,095 452,938 771,888 758,602 987,255 700,920 996,295 1,218,230 1,398,568 92,028 163,522
(b) Amount ceded in Reinsurance (221) (735) (1,975) (7,923) (13,782) (31,193) (23,368) 336 (2,470) (1,966) (4,765) (1,730) (37,393) (92,476) 44,994 (79,374) (73,246) (1,676) (2,876)
(d) Transfer to Linked Fund (Fund Reserve) 190,427 108,767 129,267 (59,210) 602,587 327,743 16,067 (2,585,044) (771,694) (1,111,281) 152,869 (959,201) (931,228) (911,034) 43,431 (904,613) 227,341 6,595 804,927 393,317 96,206
(e) Fund for discontinued policies 4,309 7 107 159 601 350 857 3,527 10,731 13,337 17,907 19,808 33,554 23,792 55,499 116,019 113,638 84,500
TOTAL (C) 593,246 637,976 787,453 770,011 1,464,859 1,454,092 1,364,927 33,344,108 36,319,547 37,708,768 43,380,148 45,880,489 49,477,733 54,040,166 60,907,947 65,474,251 68,595,951 684,034 960,274 783,523 1,164,682 1,285,091 1,545,438 1,326,160 2,662,344 2,573,537 2,503,949 250,839 347,529
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 22,394 31,665 46,040 43,408 54,945 29,592 86,305 163,427 180,305 249,703 220,033 242,182 266,060 269,774 288,901 570,651 3,786,142 61,497 61,359 46,325 65,532 70,823 82,445 131,547 22,165 41,629 59,971 14,728 10,755
Prior Period Items
Balance at the beginning of the year 15,790 67,872 99,864 132,786 145,628 155,648 186,554 (149,345) (136,406)
Surplus available for appropriations 38,183 31,665 46,040 43,408 54,945 29,592 86,305 163,427 180,305 249,703 220,033 242,182 266,060 269,774 288,901 570,651 3,786,142 129,370 161,223 179,111 211,160 226,471 268,999 131,547 22,165 41,629 59,971 (134,617) (125,651)
APPROPRIATIONS
Transfer to Shareholders’ Account 20,306 29,244 38,723 46,008 50,494 25,188 87,509 163,427 180,305 249,703 220,033 242,182 266,060 269,774 288,901 387,542 3,604,887 29,506 28,437 33,482 55,512 39,917 44,022 46,901 38,617 27,802 45,626 394 649
26,188 (5,019) (11,675) (19,991)
Accounts)
183,109
(2,600) 4,452 4,404 2,855 207,443 99,864 132,786 145,628 155,648 186,554 224,977 84,646 (11,433) 25,503 34,335 1,395 9,096
Policyholders
year
Balance transferred to Balance Sheet 17,878 2,422 7,317 (136,406) (135,397)
TOTAL (D) 38,183 31,665 46,040 43,408 54,945 29,592 90,363 163,427 180,305 249,703 220,033 242,182 266,060 269,774 288,901 570,651 3,838,518 129,370 161,223 179,111 211,160 226,471 268,999 131,547 22,165 41,629 59,971 (134,617) (125,651)
bonus
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audi
PNB METLIFE PRAMERICA RELIANCE NIPPON SAHARA INDIA*

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
(a) Premium 282,783 323,608 395,351 477,720 550,696 603,282 734,826 878,521 30,586 73,510 92,021 114,210 184,446 181,686 122,806 99,360 109,878 149,539 428,340 462,108 439,812 402,682 406,937 435,793 444,094 473,645 503,657 512,210 20,463 16,686 15,705 15,394 11,203 10,071 8,743
(b) Reinsurance ceded (10,061) (9,717) (9,300) (11,856) (15,886) (21,920) (38,779) (45,127) (357) (1,885) (3,210) (5,259) (9,869) (12,549) (10,076) (5,860) (4,597) (4,492) (2,666) (2,941) (2,748) (2,757) (2,768) (2,226) (2,263) (2,435) (3,684) (3,548) (14) (10) (8) (8) (8) (6) (5)
(a) Interest, Dividends & Rent – Gross 71,934 81,086 95,809 113,520 128,380 150,495 177,161 208,610 1,750 4,242 7,777 11,596 16,797 23,430 28,057 31,418 35,152 40,499 66,384 72,247 66,727 71,390 84,295 105,173 116,225 127,811 145,978 162,956 5,139 5,916 6,487 6,764 7,498 8,189 7,867
(b) Profit on sale/redemption of investments 46,133 56,754 75,829 51,565 52,800 74,033 109,681 89,834 1,458 2,441 1,432 4,153 2,422 2,584 11,194 10,613 2,855 1,934 117,370 217,321 91,475 89,067 111,293 75,483 69,985 57,371 92,553 53,967 5,523 3,894 1,521 1,810 1,936 1,119 992
(c) (Loss on sale/ redemption of investments) (10,342) (5,132) (8,158) (10,489) (23,770) (17,500) (17,715) (20,719) (1,283) (165) (111) (304) (90) (311) (779) (1,246) (486) (474) (47,389) (11,197) (25,668) (13,769) (22,283) (36,738) (28,047) (20,405) (12,608) (21,614) (3,840) (1,086) (921) (362) (8) (0) (1)
(d) Transfer/Gain on revaluation/change in fair value (79,455) 19,353 (28,717) 5,012 (126,453) 153,116 31,449 (74,727) 1,800 1,822 (1,984) 1,106 (405) 1,999 (6,182) 8,528 2,071 (1,527) 64,846 20,745 (91,052) 22,847 (28,861) 7,848 (113,019) 143,723 6,349 (29,247) 207 2 (188) 188 (2,916)
(e) Amortization of Premium/Discount on Investments 5,357 1,227 3,300 10,849 37 115 55 (200) (558) (507) (629) (937) (932) (461) 19,457 21,163 16,152 15,575 14,202 13,808 8,754 3,592 2,984 7,540
Unrealised Gains/Loss 3,138 4,265 (2,810) 573 (1,053) 80
Other Income 1,287 1,724 2,198 2,613 2,635 915 1,492 2,367 8 9 11 19 31 108 1,719 397 631 1,027 871 4,596 1,757 1,727 2,038 1,649 1,616 1,005 1,535 2,630 229 365 230 269 308 316 249
Transfer from Shareholders' Account 4,843 7,564 3,502 6,179 22,538 6,627 9,459 8,067 15,677 5,666 2,164 1,257 11,772 3,611 10,691 5,750 11,480 11,686 38,238 14,510 16,344 12,233 21,011 24,773 19,128 12,541 1,133 215 487 267 46 2,649
TOTAL (A) 302,280 467,676 527,856 635,649 577,261 949,829 1,023,953 1,056,236 43,458 88,156 111,667 130,988 194,938 197,697 157,881 145,884 155,263 191,794 658,695 795,727 534,693 601,272 581,197 613,023 518,356 809,081 755,892 697,435 31,978 30,246 20,502 24,629 20,142 19,813 17,578
Commission 16,146 17,965 21,548 25,077 28,365 33,892 40,678 51,945 1,895 2,648 2,461 2,600 7,066 8,135 3,960 2,943 3,311 6,025 32,982 28,070 24,588 19,541 15,808 17,336 18,265 14,913 15,480 16,413 1,535 852 806 783 493 405 355
Operating Expenses related to Insurance Business 74,933 74,663 81,484 90,647 90,711 100,850 120,892 145,177 23,739 27,477 34,298 41,152 62,463 53,535 33,031 24,982 26,190 32,028 132,714 147,995 138,636 77,984 85,800 89,597 100,054 104,145 107,182 116,012 3,413 3,601 3,759 2,544 3,279 3,541 3,626
Provision for doubtful debts 144 (263) (110) (93)
Adjustment related to previous year 4,427
Bad debts written off 386 221 149
Provision for Tax 1,913 2,908 3,647 2,098 879 560 558 324 183 5 46 365
(a) For diminution in the value of investments (Net) 402 5,212 915 (808) (139) 4,838 28,038 (6,468) 50 600
(b) Others 805 485 (47) (18) 129 130 363 929 126 (10,563) (17,444) (14,525) 18 10 (8) (2) (46)
Service Tax on Unit Linked Charges 3,557 3,585 3,859 4,309 4,556 4,546 5,231 5,715 123 174 195 164 146 147 141 5,919 4,454 3,861 3,439 3,600 3,442 3,212 3,289 3,524 3,406 138 79 71 52 42 33 17
TOTAL (B) 95,441 96,698 106,844 121,928 126,668 143,066 169,262 204,644 25,634 30,268 36,884 33,312 52,258 47,742 42,368 28,985 28,857 38,055 171,615 180,529 167,077 100,962 105,208 115,212 149,569 122,469 124,256 135,887 5,646 5,090 4,960 3,562 3,819 4,075 4,918
Benefits Paid (Net) 143,074 176,908 210,843 193,633 233,508 250,844 300,065 290,277 2,476 7,053 15,785 19,369 25,434 32,192 39,374 38,563 51,462 44,615 527,212 620,716 424,468 312,711 297,079 353,851 308,373 277,675 309,943 244,860 22,032 19,461 13,307 12,944 9,374 7,367 9,386
Interim Bonuses Paid 95 168 259 266 302 319 414 186 1 1 2 3 2 2 3 3 114 112 95 73 71 70 66 38 51 44 1,040
(a) Gross* 60,048 202,534 217,586 325,493 192,217 540,155 461,829 555,092 14,522 43,725 45,710 60,600 87,669 87,219 54,848 58,090 65,481 100,717 (63,622) (19,135) (64,968) 173,589 152,265 120,653 35,274 380,801 218,074 299,786 12,589 8,611 8,545 10,751 10,017 10,814 4,047
(b) Amount ceded in Reinsurance (1,941) (12,692) (23,887) (32,343) 2,423 (11,244) (44,669) (3,947) (2,484) (589) (4,936) (1,106) 857 2,852 (104) 1,802 (11,711)
(d) Transfer to Linked Fund (Fund Reserve) 81,904 63,523 (6,325) (8,270) (4,348) (2,812) (832) (3,402)
(e) Fund for discontinued policies 29,960 19,126
TOTAL (C) 201,275 366,919 404,801 487,050 428,450 780,072 829,503 841,609 16,999 50,778 59,012 79,382 108,169 118,307 95,081 99,507 116,842 147,137 463,703 601,693 359,594 486,374 449,415 474,575 343,713 658,514 610,717 544,690 22,911 21,747 13,582 19,347 16,579 17,349 11,072
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 5,564 4,060 16,210 26,671 22,143 26,691 25,188 9,983 826 7,110 15,771 18,294 34,511 31,648 20,432 17,392 9,563 6,603 23,377 13,506 8,022 13,937 26,575 23,237 25,074 28,098 20,919 16,858 3,420 3,409 1,960 1,719 (256) (1,611) 1,588
Prior Period Items
Balance at the beginning of the year 11,664
Surplus available for appropriations 5,564 4,060 16,210 26,671 22,143 26,691 25,188 9,983 826 7,110 15,771 18,294 34,511 31,648 20,432 17,392 9,563 6,603 35,041 13,506 8,022 13,937 26,575 23,237 25,074 28,098 20,919 16,858 3,420 3,409 1,960 1,719 (256) (1,611) 1,588
APPROPRIATIONS
Transfer to Shareholders’ Account 931 1,469 13,529 15,305 7,193 6,673 5,323 10,700 826 7,110 15,771 18,294 34,511 31,231 20,850 15,990 7,262 5,483 32,830 15,074 7,928 8,112 13,160 14,972 21,029 23,753 18,236 15,505 1,445 842 554 723 32 271 (89)
Accounts)
1,976
3,224 (1,364) 2,681 11,366 14,951 20,019 19,865 (718) 417 (417) 1,402 2,301 1,120 (9,453) (1,569) 94 5,825 13,414 8,264 4,044 4,345 2,684 1,354 2,567 1,406 996 (288) (1,882) 1,677
Policyholders
11,664
year
Balance transferred to Balance Sheet 1,409 3,955
TOTAL (D) 5,564 4,060 16,210 26,671 22,143 26,691 25,188 9,983 826 7,110 15,771 18,294 34,511 31,648 20,432 17,392 9,563 6,603 35,041 13,506 8,022 13,937 26,575 23,237 25,074 28,098 20,920 16,858 3,420 3,409 1,960 1,719 (256) (1,611) 1,588
bonus
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audited fin
SAHARA INDIA* SBI LIFE SHRIRAM LIFE STAR UNION DAI-ICHI

Particulars
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
(a) Premium 7,320 6,144 4,419 1,073,860 1,286,711 1,582,536 2,101,513 2,535,419 3,298,942 4,063,473 5,025,417 5,875,964 6,731,560 59,424 73,466 102,211 120,794 149,704 169,946 172,905 201,853 234,960 254,640 94,875 113,468 130,747 151,088 178,301 199,407 231,036 299,862 413,680 574,637
(b) Reinsurance ceded (5) (4) (4) (8,150) (8,711) (15,991) (16,268) (19,412) (9,907) (31,072) (48,589) (32,735) (73,461) (304) (185) (224) (283) (318) (471) (531) (542) (946) (754) (256) (417) (2,981) (3,107) (3,502) (3,758) (5,768) (11,169) (22,062) (25,419)
(a) Interest, Dividends & Rent – Gross 8,431 8,671 9,203 303,743 332,620 416,110 511,147 611,570 729,159 891,810 974,483 1,118,459 1,351,014 9,806 10,871 12,812 14,839 17,970 21,701 27,437 33,782 40,279 49,413 21,672 27,151 31,474 34,106 38,598 45,548 54,613 61,944 77,481 99,737
(b) Profit on sale/redemption of investments 936 1,620 1,445 245,368 521,998 296,258 304,676 360,233 327,996 411,600 822,705 932,840 631,027 5,021 7,740 5,661 8,192 8,978 11,984 9,173 10,205 10,274 6,644 12,587 27,548 15,182 26,536 34,052 27,439 41,109 57,603 56,207 25,982
(c) (Loss on sale/ redemption of investments) (41) - 0 (122,217) (39,195) (114,236) (56,787) (71,665) (177,482) (201,623) (202,505) (120,712) (280,231) (3,769) (1,129) (1,824) (906) (441) (2,566) (6,034) (3,499) (927) (3,340) (6,033) (2,605) (6,019) (1,690) (4,751) (10,998) (10,843) (16,317) (9,291) (13,913)
(d) Transfer/Gain on revaluation/change in fair value 3,578 (338) (1,300) 208,506 178,606 (299,301) 152,006 (68,468) 205,509 (802,108) 1,550,919 426,340 (423,205) (79) (9,860)
(e) Amortization of Premium/Discount on Investments 30,262 35,260 18,457 13,955 35,624 (132) 47,409 212 245 176 95 (195) 257 (91) (829) 1,924 1,388 4,728 11,073
Unrealised Gains/Loss 4,887 15,215 (9,340) 5,275 (6,087) (5,226) (6,562) 10,722 (581) (1,786) 23,602 32,824 (25,475) 10,668 (13,868) 5,446 (51,872) 36,970 (10,071)
Other Income 225 193 153 3,639 1,389 1,969 6,739 6,858 6,383 4,576 3,581 4,481 4,985 95 248 473 243 869 467 727 1,251 1,289 2,672 1,255 805 437 355 366 400 271 273 361 437
Transfer from Shareholders' Account 2,109 2,365 2,280 30,708 15,298 9,307 6,268 7,564 9,892 47,628 82,479 98,215 170,749 435 2,975 5,014 3,609 209 12 7,593 437 - - 9,544 5,346 2,971 731 1,146 1,721 3,573 1,701 461 472
TOTAL (A) 22,554 18,651 16,196 1,735,458 2,318,979 1,911,913 3,027,751 3,376,053 4,426,115 4,384,284 8,208,490 8,302,720 8,159,848 75,806 109,446 114,960 151,856 170,689 196,105 204,617 253,381 286,274 308,799 157,246 204,119 146,335 218,687 230,342 265,206 262,118 430,866 511,495 663,146
Commission 292 247 177 55,618 60,371 71,426 78,334 112,087 134,635 162,494 177,878 215,829 306,249 3,381 4,059 6,048 7,023 9,299 10,593 11,227 12,291 12,765 15,042 7,354 8,437 10,467 13,696 14,259 14,999 15,190 18,220 23,780 29,877
Operating Expenses related to Insurance Business 3,305 3,075 2,984 110,343 117,559 145,813 164,649 171,884 212,350 241,308 241,225 297,445 340,947 18,677 30,383 45,617 39,705 38,141 41,334 50,886 48,881 51,305 57,722 21,118 22,501 25,945 26,710 29,445 31,750 36,683 38,998 47,518 75,964
Provision for doubtful debts 2 9 8 6 3 85 43 (22) 98 (135) 397 9 13 0 1 (5) 10 (9) 13 (14)
Bad debts written off 34 38 47 32 43 28 22 15 2,953 228 7 - 18 5 19 31 26 32 2,083 51
Provision for Tax 8,989 10,922 15,328 17,983 23,800 26,869 37,674 9,756 12,616 14,740 1,583 1,748 775 1,339 2,488 3,400 3,505 3,256 817 5,155 47 1,298 1,084 1,079 2,040
(a) For diminution in the value of investments (Net) 600 3,550 (222) (1,112) 410 (483) 514 9,608 7,052 (17,111) 6,315 1,220 2,462 128 3,491 2,466 (3,980)
(b) Others 48 20 (8) (8) 5,324 (19) (5,278) (24) 394 365 1,500 271
Service Tax on Unit Linked Charges 16 17 14 11,930 12,901 17,020 22,658 34,717 45,334 55,317 64,346 74,198 81,942 502 355 308 275 256 238 230 742 823 959 854 906 930 933 907 1,016 1,089
TOTAL (B) 4,213 6,889 3,175 186,693 200,688 250,100 283,199 343,039 428,900 509,235 476,067 604,177 745,168 24,143 36,586 52,834 48,431 50,283 57,135 68,626 64,691 65,125 78,148 29,214 31,770 37,401 41,266 44,630 47,880 57,631 61,698 71,509 109,007
Benefits Paid (Net) 10,272 14,071 13,788 878,020 819,768 795,955 952,614 1,167,749 1,523,308 1,617,535 2,149,288 3,123,808 3,009,018 47,698 34,524 38,042 56,719 56,408 57,065 49,507 55,834 86,932 76,367 44,093 77,483 85,992 112,929 95,868 90,884 103,496 113,700 168,032 146,377
Interim Bonuses Paid 1,214 28 151 268 737 2,406 3,481 6,072 7,559 8,977 10,174 19,728 34 55 118 164 481 35 34 38 39 38 3 12 9 12 4 7 1 2 3 3
(a) Gross* 3,294 (922) (952) 588,973 606,555 675,852 859,174 711,270 929,953 1,127,444 1,631,726 1,739,337 2,070,986 (2,894) 30,329 19,646 40,933 57,558 70,103 75,282 124,514 144,357 138,705 38,810 21,902 59,126 74,505 98,200 115,881 154,471 197,741 257,487 392,720
(b) Amount ceded in Reinsurance (901) (85) (3,036) (338) (1,051) 5,762 (3,831) (4,629) (10,164) (20,430) (1,387) (1,019) (4,564) (1,754) (1,360) (1,209) (59) (2,060) (2,629) (2,682)
(d) Transfer to Linked Fund (Fund Reserve) 2,527 (1,383) (1,514) 538,119 123,154 827,706 1,001,749 1,308,914 768,751 3,576,335 2,524,945 1,913,952 (3,272) 42,384 45,750 (42,547) (16,969) (16,009) 5,798 (51,307) 50,907 7,954 729
(e) Fund for discontinued policies 83,820 2,716 37,554 47,529 114,543 168,122 189,984 122,067 135,802 206 16,263 5,837 (2,123) (1,564) (6,970) (14,284) 2,793 6,162 7,449
TOTAL (C) 17,307 11,766 11,350 1,466,244 2,048,444 1,595,378 2,679,116 2,930,726 3,888,551 3,685,579 7,551,681 7,510,167 7,129,055 44,838 64,908 57,806 97,817 114,447 127,203 124,824 180,386 228,262 215,110 123,903 160,392 103,854 166,600 175,139 204,391 192,319 363,084 437,009 544,596
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 1,034 (4) 1,671 82,521 69,846 66,435 65,436 102,288 108,664 189,470 180,742 188,375 285,625 6,825 7,951 4,320 5,608 5,959 11,766 11,168 8,304 (7,114) 15,541 4,129 11,958 5,080 10,821 10,573 12,935 12,168 6,085 2,977 9,543
Prior Period Items
Balance at the beginning of the year 2,184 743 146 23 19,348 63 95 207 233 133 232 816 3,127 3,471
Surplus available for appropriations 1,034 (4) 1,671 84,705 70,589 66,581 65,459 102,288 128,012 189,470 180,742 188,375 285,625 6,888 8,046 4,527 5,841 6,092 11,998 11,984 11,431 (3,643) 15,541 4,129 11,958 5,080 10,821 10,573 12,935 12,168 6,085 2,977 9,543
APPROPRIATIONS
Transfer to Shareholders’ Account 357 51 390 83,962 70,442 66,558 65,459 82,940 99,850 146,265 167,876 173,243 270,715 6,794 7,839 4,294 5,709 5,860 11,182 8,857 7,960 2,257 11,508 3,486 5,825 4,333 6,026 7,774 10,010 8,795 15,932 25,948 12,209
(10,293) (28,048) (3,166)
Accounts)
676 (55) 1,281 743 146 23 19,348 28,162 43,205 12,866 15,132 14,910 207 233 133 232 816 3,127 3,471 2,240 6,273 642 6,133 747 4,795 2,798 2,925 3,373 446 5,077 499
Policyholders
95
year
TOTAL (D) 1,034 (4) 1,671 84,705 70,589 66,581 65,459 102,288 128,012 189,470 180,742 188,375 285,625 6,888 8,046 4,527 5,841 6,092 11,999 11,984 11,431 4,497 17,781 4,129 11,958 5,080 10,821 10,573 12,935 12,168 6,085 2,977 9,543
bonus
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion received from the expert advisory committee of ICAI, this scheme has now been included in the standalone audi
(₹Lakh)
TATA AIA TOTAL
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
(a) Premium 232,370 212,266 247,896 317,108 416,295 606,976 830,851 1,110,509 1,444,503 2,050,350 31,430,167 32,810,201 36,694,323
(b) Reinsurance ceded (1,191) (1,620) (4,317) (5,581) (6,918) (11,353) (20,314) (32,583) (37,428) (52,818) (108,902) (117,680) (150,314)
(c) Reinsurance accepted -
(a) Interest, Dividends & Rent – Gross 76,668 86,233 93,097 96,988 103,956 123,727 134,746 160,257 198,546 235,315 13,523,023 15,513,073 17,422,627
(b) Profit on sale/redemption of investments 96,342 194,256 149,461 139,141 116,029 134,890 127,429 196,765 374,064 261,975 4,196,917 6,462,723 3,611,349
(c) (Loss on sale/ redemption of investments) (38,595) (4,889) (19,450) (13,500) (14,761) (62,830) (90,983) (30,551) (39,457) (103,944) (1,014,456) (392,546) (833,156)
(d) Transfer/Gain on revaluation/change in fair value 82,827 113,193 (170,191) 28,036 (6,925) 5,946 (177,745) 515,139 (67,158) (107,197) 1,629,080 2,843,692 (3,321,697)
(e) Amortization of Premium/Discount on Investments 11,597 17,151 27,211 68,068 81,334 132,255 135,128
(f) Appropriation/Expropriation Adjustment Account 0 - -
Unrealised Gains/Loss 31,626 52,304 (37,625)
Other Income 8,970 4,217 3,925 4,557 5,857 5,964 7,397 8,928 9,215 11,212 58,881 59,908 148,590
Transfer from Shareholders' Account 9 12,638 7,573 17,650 14,325 18,614 16,745 17,571 60,027 116,802 215,353 187,629 188,632
TOTAL (A) 457,400 616,293 307,994 584,400 627,858 821,935 839,724 1,963,184 1,969,523 2,479,764 50,043,022 57,551,559 53,857,857
Commission 9,205 9,228 14,949 26,435 35,056 56,385 83,881 105,752 132,155 199,621 2,075,472 1,942,969 2,024,013
Operating Expenses related to Insurance Business 43,455 49,889 48,028 73,543 83,416 127,821 159,166 173,397 291,516 437,642 3,746,541 3,685,916 3,877,789
Provision for doubtful debts 162 (440) (460) (189) 169,551 105,854 (127,721)
Adjustment related to previous year -
Bad debts written off 440 534 537 949 1,857 1,223
Provision for Tax (176) 4,639 3,978 6,421 1,845 12,387 (33,812) (1,377) 1,398 299,681 410,694 527,033
Provisions (other than taxation) -
(a) For diminution in the value of investments (Net) 3 292 655 (2) (204) (137) (94) - (118) (25,102) 2,996 38,417
(b) Others 46,098 19,053 297,506
Service Tax on Unit Linked Charges 4,334 3,913 2,994 2,739 4,154 5,270 5,856 6,702 9,499 13,250 122,700 116,225 106,882
TOTAL (B) 57,159 63,146 71,338 107,041 128,842 191,184 261,197 252,039 431,674 651,911 6,435,889 6,285,563 6,745,142
Benefits Paid (Net) 268,999 337,051 289,195 251,238 215,704 196,293 236,746 277,651 411,829 479,501 21,631,191 21,091,503 20,337,199
Interim Bonuses Paid 156,413 200,580 97,376
Change in valuation of liability in respect of life policies -
(a) Gross* 113,968 118,428 142,752 186,676 212,206 353,617 464,429 924,204 729,741 1,091,336 23,006,538 26,224,967 27,493,266
(b) Amount ceded in Reinsurance (235) (318) (4,450) (11,330) (27,244) (60,858) (76,029) (234,219) (29,709) (90,845) (141,280) (182,181) (88,265)
(c) Amount accepted in Reinsurance -
(d) Transfer to Linked Fund (Fund Reserve) (14,622) 70,335 (203,345) 42,733 76,142 130,192 (104,517) 693,217 361,840 188,405 (1,781,539) 2,753,428 (1,621,796)
(e) Fund for discontinued policies 432,881 140,009
TOTAL (C) 368,110 525,496 224,152 469,317 476,808 619,243 520,630 1,660,853 1,473,702 1,668,398 42,871,323 50,521,177 46,357,790
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 32,131 27,651 12,503 8,042 22,209 11,508 57,897 50,291 64,147 159,454 735,810 744,820 754,926
Prior Period Items -
Balance at the beginning of the year 3,676 22,415 199,859
Transfer from Linked Fund (Lapsed Policies) (6,161) (2,464) (333) (114) 106 (166) (6,161) (2,464) (333)
Surplus available for appropriations 25,970 25,187 12,170 7,928 22,314 11,342 57,897 50,291 64,147 159,454 733,326 764,771 954,452
APPROPRIATIONS -
Transfer to Shareholders’ Account 32,917 31,742 10,033 10,236 18,519 9,307 6,903 10,247 55,993 160,476 753,940 695,380 689,552
(2,496) (1,125) (2,450)
Accounts)
(20,176) (3,841) (8,257)
(6,947) (6,555) 2,137 (2,308) 3,795 2,035 50,994 40,044 8,154 (1,022) 57,406 154,493 212,028
Policyholders
82,534 48,015 52,749
year
Balance transferred to Balance Sheet (137,882) (128,152) 10,830
TOTAL (D) 25,970 25,187 12,170 7,928 22,314 11,342 57,897 50,291 64,147 159,454 733,326 764,771 954,452
bonus
Capital Redemption and Annuity Certain (CRAC) of LICI: The Corporation was in the business of selling Capital Redemption and Annuity Certain (CRAC) policies. Hitherto, the Scheme was considered as non life business and neither included in the standalone financial results nor reported as a separate segment. Based on the opinion rec
TABLE 27: SHAREHOLDERS ACCOUNT OF LIFE INSURERS

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Amounts transferred from the Policyholders Account

52245 49660 35088 33499 26901 19249 19830 12941 7555 29290 0 0 279 285 300 299 302.3 323 7112 15469
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent – Gross 10533 12105 14008 13592 14608 16076 17686 18378 19285 23366 424 532 404 636 396 418 457 398 121.76 158 1949 2107
(b) Profit on sale/redemption of investments 1085 659 942 1320 1805 5371 654 299 809 524 161 117 254 729 146 97 4 130 69.33 0 43 443
(c) (Loss on sale/ redemption of investments) (124) (92) (4) (0) (8) (69) (10) (0) (14) 0 0 0 (0) (23) (7) (122)
(d) Transfer/gain on revaluation/Change in Fair value
(e) Amortization of Premium/Discount on Investments 1123 190 114 288 86 27 289 342 108 112.75 553 832 1275
Other Income 0 0 0 2 5 0 0 0 0 0 7 7
TOTAL (A) 63739 62424 49946 48407 43314 40688 38171 31549 28772 53181 765 763 935 1456 848 1088 1102 935 606 1012 9935 19179
Expenses other than those directly related to the insurance

745 2346 3300 19825 16026 13918 3789 4536 3550 8406 182 254 215 6902 5525 7055 701 2455 802.97 911 175 281
business
Bad debts written off 0 0 0 0 21 0 0 0 0
Provisions (Other than taxation) (7) 1
(a) For diminution in the value of investments (Net) 0 0 65 0 483 0 0 0 0 200
(b) Provision for doubtful debts 0 0 1005 49 5 0 (2) 154.55
(c) Others 0 0 0 287 0 0 0 0 0
Prior Period Expenses
Contribution to Policyholders Account 25919 31538 32646 16300 10665 13922 23456 15219 11132 29390 2120 5656 10154 753 6000 1700 8248 7339 8488.2 11207 1755 3440
TOTAL (B) 26664 33884 35946 36125 26756 28127 27728 19754 14682 37796 2301 5909 11374 7704 11550 8955 8947 9794 9446 12119 1923 3723
Profit/ (Loss) before tax 37075 28540 14000 12282 16558 12562 10443 11795 14090 15385 (1536) (5147) (10439) (6248) (10703) (7867) (7845) (8859) (8840) (11107) 8012 15456
Prior period expenses
Provision for Taxation 0 1 0 0 1149 1406 1535 0 0 0 0 0
Profit / (Loss) after tax 37075 28540 14000 12282 16557 12562 10443 10646 12684 13850 (1536) (5147) (10439) (6248) (10703) (7867) (7845) (8859) (8840) (11107) 8012 15456
APPROPRIATIONS
(a) Balance at the beginning of the year (124249) (95364) (66823) (52823) (40535) (23858) (11296) (853) 8293 17476 (11768) (13305) (18451) (28890) (35138) (45841) (53707) (61552) (70411) (79251) (42311) (34299)
(b) Interim dividends paid during the year 0 0 0 0 0 0 0 0 0 0 0 0 0
(c) Proposed final dividend 7000 0 0 0 0 0 0 0 0 0 0 0 0 0
(d) Dividend distribution tax 1190 0 0 0 0 0 0 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 0 0 0
(f) Adjustment on account of depreciation in PY
(g) Adjustment done due to scheme approved by High Court
(h) Debenture redemption reserve (1500) -3500
Profit carried to the Balance Sheet (95364) (66823) (52823) (40541) (23977) (11296) (853) 8293 17477 31326 (13305) (18451) (28890) (35138) (45841) (53707) (61552) (70411) (79251) (90358) (34299) (18844)
Note: Figures in brackets indicate negative values
AGEAS FEDERAL AVIVA

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16

845 1775 6604 10424 12030 9700 5881 8111 25714 21673 5923 8541 2393 12180 4020 1746 2355 1598 63910 48789 31144
(Technical Account)
(a) Interest, Dividends & Rent – Gross 3412 3086 3282 4023 4123 4356 4839 5005 7344 8252 6239 6075 5435 5015 5021 4430 4027 3552 48538 58563 65013
(b) Profit on sale/redemption of investments 421 940 743 543 483 286 260 183 677 441 1 131 476 346 92 857 340 71 4588 6157 10667
(c) (Loss on sale/ redemption of investments) (882) (153) (127) (213) (311) (61) (1) 0 (16) (7) (217) (88) (495) (91) (12) (1325) (1256) (1174)
(d) Transfer/gain on revaluation/Change in Fair value (1) (3)
(e) Amortization of Premium/Discount on Investments 472 369 330 300 606 366 236 503 1960 1548 985
Other Income 10 36 9 25 146 113 150 41 0 0 259 184 94
TOTAL (A) 4278 6054 10841 15100 17076 14761 11365 13840 33733 30366 12163 14731 8296 17324 9046 6539 6631 5209 117930 113986 106729

531 628 747 754 583 574 642 692 1531 2522 1126 8643 11379 10984 6121 5640 2339 1013 1016 1693 4087
business
Bad debts written off 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provisions (Other than taxation)
(a) For diminution in the value of investments (Net) 0 0 0 1069 (55) 93 (62) 195 0 0 0 0 317 (21) (103) (1) 0
(b) Provision for doubtful debts 0 0 0 0 0 0 0 0 0 0 0
(c) Others 0 0 0 0 330 283 224 262 0 0 0 0 0 0 0 0
Contribution to Policyholders Account 2219 220 48 313 134 118 26951 22827 10165 9788 2119 1021 7539 5194 12987 16041 694 11625 4357
TOTAL (B) 2750 848 747 1823 905 1262 938 1267 28482 25349 11291 18431 13498 12006 13977 10813 15223 17053 1710 13317 8444
Profit/ (Loss) before tax 1528 5206 10094 13277 16171 13499 10427 12573 5252 5018 872 (3700) (5202) 5319 (4931) (4274) (8592) (11844) 116219 100669 98285
Provision for Taxation 0 0 0 0 1388 1554 993 1138 0 0 13760 13047 10388
Profit / (Loss) after tax 1528 5206 10094 13277 14783 11944 9434 11435 5252 5018 872 (3700) (5202) 5319 (4931) (4274) (8592) (11844) 102459 87621 87897
APPROPRIATIONS
(a) Balance at the beginning of the year (18844) (17316) (12109) (2015) 11262 11916 23861 22895 (137294) (132042) (127025) (126153) (129852) (135055) (129736) (134667) (138941) (147534) 363558 466017 553334
(b) Interim dividends paid during the year 0 0 0 0 3720 0 0 0 0 0 0 0 0 0 0
(c) Proposed final dividend 0 0 0 0 8000 0 (10400) 2800 0 0 0 0 0 0 0 0
(d) Dividend distribution tax 0 0 0 0 2409 0 0 0 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(f) Adjustment on account of depreciation in PY (304)
(h) Debenture redemption reserve
Profit carried to the Balance Sheet (17316) (12109) (2015) 11262 11916 23861 22895 31530 (132042) (127025) (126153) (129852) (135055) (129736) (134667) (138941) (147533) (159377) 466017 553334 641231
BAJAJ ALLIANZ BHARTI AXA CA

Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17

36892 34954 48010 42091 54462 77531 108967 (874) (5905) (5846) 281 14524 19449 8706 2138 1468.66 7531 13285 8828 9464 6397
(Technical Account)
(a) Interest, Dividends & Rent – Gross 60649 59104 62028 58815 50441 54911 57100 1051 1269 1541 1873 1906 2197 2491 2856 3777.53 3733 3263 3597 4203 4995
(b) Profit on sale/redemption of investments 21028 13115 10096 26355 39769 32519 22372 379 375 499 482 1172 481 1106 1450 1695.15 287 480 473 408 307
(c) (Loss on sale/ redemption of investments) (3895) (4615) (5630) (14468) (11551) (12755) (96) (36) (20) (209) (111) (248) (406) (848) (59) (1) (2)
(d) Transfer/gain on revaluation/Change in Fair value -546.74 (136)
(e) Amortization of Premium/Discount on Investments (498) (1121) (647) (456) (1381) (1145) 1407 200
Other Income 0 0 91 295 0 0 0 0 0 0 0 13 11 6 1
TOTAL (A) 114176 101437 113857 112428 131741 151062 190140 460 (4297) (3826) 2427 17491 21880 11897 5797 6395 11416 16982 12908 14078 11701

5452 5031 4665 3733 4346 3823 4052 224 307 437 470 24764 25866 782 650 7835.05 834 42 161 415 471
business
Bad debts written off 0 0 0 0 0 12718 0 0 0 0 0 0 0 0 0 8 0
(a) For diminution in the value of investments (Net) 0 0 13468 12301 (4150) (11685) (6812) 0 0 0 0 3500 0 0 0 0 0
(b) Provision for doubtful debts 0 0 0 0 0 0 8151 0 0 0 0 0 0 0 0 16 (10)
(c) Others 0 0 0 0 0 0 0 0 0 0 0 366 0 0 0 0 0
Contribution to Policyholders Account 14187 15745 37639 43949 62169 114342 147757 16206 7456 6886 14043 28730 20551 32807.41 30890 10320 2457 1038 114
TOTAL (B) 19639 20775 55772 59983 62366 119199 153148 16430 7763 7322 14513 24764 25866 33377 21201 40642 31724 10362 2618 1478 574
Profit/ (Loss) before tax 94537 80661 58085 52445 69375 31863 36992 (15970) (12061) (11148) (12086) (7273) (3986) (21480) (15405) (34248) (20308) 6619 10290 12600 11127
Provision for Taxation 10911 9050 7899 7486 11350 (578) (1965) 0 0 0 0 0 0 0
Profit / (Loss) after tax 83626 71612 50186 44959 58025 32441 38958 (15970) (12061) (11148) (12086) (7273) (3986) (21480) (15405) (34248) (20308) 6619 10290 12600 11127
APPROPRIATIONS
(a) Balance at the beginning of the year 641231 724857 796468 833936 866177 907624 926351 (186759) (202729) (214790) (225938) (238024) (245297) (249282) (270755) (286150) (320383) (73399) (66779) (56489) (43889)
(b) Interim dividends paid during the year 0 0 10550 16578 13715 0 0 0 0 0 0 0
(c) Proposed final dividend 0 0 0 10550 0 0 31498 0 0 0 0 0 0 0
(d) Dividend distribution tax 0 0 2169 2169 0 0 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 (7) (10) (15) (9) 0 0
Profit carried to the Balance Sheet 724857 796468 833936 866177 907624 926351 933810 (202729) (214790) (225938) (238024) (245297) (249282) (270755) (286150) (320383) (340682) (66779) (56489) (43889) (32762)
CANARA HSBC EDELWEISS TOKIO EXIDE LIFE

Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19

11780 14411 15497 17380 17769 16959 0 0 140 1554 2297 214 658 2012 7305 6064 6647 11265 10552 10875
(Technical Account)
(a) Interest, Dividends & Rent – Gross 5619 6739 8468 8242 8014 9151 4026 4130 3791 5275 4680 6613 4872 2436 2066 4934 2423 3535 5422 5336 5906 6845
(b) Profit on sale/redemption of investments 510 1056 1577 3374 1269 41 1821 4092 3258 4298 3731 1754 2293 1034 1349 439 969 1841 1395 3608 741 953
(c) (Loss on sale/ redemption of investments) (6) (1118) (913) (922) (1344) (782) (2489) (819) (659) (955) (1) (25) (47)
(d) Transfer/gain on revaluation/Change in Fair value (443)
(e) Amortization of Premium/Discount on Investments 337 152 361 795
Other Income 8 0 8 353 353 141 0 0 2 57 24 28 26 0 0
TOTAL (A) 17917 22206 25542 28990 27052 26159 5083 7661 6267 8229 8105 7584 8645 3082 3119 7386 11082 12264 13489 20183 17200 18184

676 872 451 361 575 1146 97 308 478 472 16235 20508 104 68 60 47 256 980 322 8578 8117 442
business
Bad debts written off 3 21 12 11 0 0 0 0 0 0 0 0 0 0 0 0
(a) For diminution in the value of investments (Net) 0 0 0 0 0 0 0 4202 (244) (1744) (1711) 0 0 0 0
(b) Provision for doubtful debts 32 2 (1) 1 12 13 0 0 0 0 0 0 0 0 0
(c) Others 0 4106 4742 (133) 0 0 0 0 0 0 0 0 16189
Contribution to Policyholders Account 422 686 9829 18416 25440 15139 11914 14454 21267 29340 15140 14139 32854 26827 27331 28864 5523 4758 4290 354 3080 350
TOTAL (B) 1132 5686 15033 18778 26027 16177 12011 14762 21745 29812 31375 34647 37160 26651 25647 27200 5779 5738 4612 8933 11197 16981
Profit/ (Loss) before tax 16784 16520 10509 10212 1024 9982 (6928) (7101) (15478) (21583) (23270) (27063) (28515) (23569) (22528) (19814) 5303 6526 8876 11251 6002 1203
Provision for Taxation 750 0 863 (3) (1) 0 0 0 0 (645) (21) (295)
Profit / (Loss) after tax 16784 16520 10509 9462 1024 9119 (6926) (7100) (15478) (21583) (23270) (27063) (28515) (23569) (22528) (19814) 5303 6526 8876 11895 6023 1499
APPROPRIATIONS
(a) Balance at the beginning of the year (32762) (15978) 542 11051 20513 21537 (9395) (16321) (23421) (38899) (60482) (83752) (110814) (139330) (162899) (185192) (112707) (107404) (100878) (92002) (80107) (74083)
(b) Interim dividends paid during the year 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(c) Proposed final dividend 0 0 0 0 0 2850 0 0 0 0 0 0 0 0 0 0 0
(d) Dividend distribution tax 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 0 235 (98) 0 0 0 0
Profit carried to the Balance Sheet (15978) 542 11051 20512 21537 27807 (16321) (23421) (38899) (60482) (83752) (110814) (139330) (162899) (185192) (204908) (107404) (100878) (92002) (80107) (74083) (72585)
EXIDE LIFE FUTURE GENERALI HDFC

Particulars
2019-20 2020-21 2021-22 2022-23* 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20

15161 6770 12598 - 0 4093 860 546 456 13827 11333 3444 1034 838 76540 67086 71825 78634 100220 120690 119139
(Technical Account)
(a) Interest, Dividends & Rent – Gross 7331 7249 8136 - 2664 2303 1867 1482 1612 1855 1817 1746 825 1687 9912 14863 16394 18331 22505 30490 36025
(b) Profit on sale/redemption of investments 3157 2089 666 - 211 510 515 459 473 295 234 910 499 (5) 1494 5457 1363 6198 9670 11698 10840
(c) (Loss on sale/ redemption of investments) (79) (93) (122) (58) (75) (96) (144) (280) (14) (293) (852) (1531) (3378) (285) (3085)
(e) Amortization of Premium/Discount on Investments (517) - 16 66 (22) (312) (772) (1065)
Other Income 0 0 0 0 0 0 1055 0 1302 2108 1856
TOTAL (A) 25650 16107 20882 - 2796 6812 3120 2428 2466 15880 13241 5820 2357 2521 87948 87179 89763 101320 129548 163637 164776

24 23 3426 - 53 675 220 465 553 29069 710 279 829 1164 1378 2062 2136 6802 1254 2781 3343
business
Bad debts written off 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(a) For diminution in the value of investments (Net) 1328 0 0 0 575 1050 407 (113) 586 (5) 326 (435) (41) 973 19785
(b) Provision for doubtful debts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(c) Others 123 67 0 0 (5) 1 0 (5) 0 0
Contribution to Policyholders Account 21286 9899 16055 - 6611 6038 6468 10664 16249 6319 27508 20324 19515 21181 21733 4669 3800 3539 15665 30895 10475
TOTAL (B) 22760 9989 19481 - 6664 6713 6688 11130 16801 35388 28792 21653 20751 22233 23697 6722 6263 9906 16874 34648 33602
Profit/ (Loss) before tax 2890 6119 1401 - (3868) 99 (3568) (8701) (14335) (19507) (15551) (15833) (18393) (19712) 64251 80457 83500 91414 112674 128989 131174
Provision for Taxation 64 657 240 - 0 0 (8277) 1907 1659 2201 1774 1309 1648
Profit / (Loss) after tax 2825 5462 1161 - (3868) 99 (3568) (8701) (14335) (19507) (15551) (15833) (18393) (19712) 72528 78551 81840 89213 110900 127679 129527
APPROPRIATIONS
(a) Balance at the beginning of the year (72585) (69759) (64297) - (116453) (120320) (120221) (123790) (132491) (146826) (166334) (181885) (197717) (216111) (84300) (23442) 38353 98583 161349 239365 327403
(b) Interim dividends paid during the year 0 0 0 0 0 9974 13964 17954 21974 27322 32883
(c) Proposed final dividend 0 0 0 0 0 0 0 0 0 0 0
(d) Dividend distribution tax 0 0 0 0 0 1695 2792 3655 4473 5562 6759
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit carried to the Balance Sheet (69759) (64297) (63136) - (120320) (120221) (123790) (132491) (146826) (166334) (181885) (197717) (216111) (235823) (23442) 38353 98583 161349 239365 327403 456929
HDFC ICICI PRUDENTIAL INDIAFIRST

Particulars
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22

99090 100934 146893 126418 113860 120764 113154 108921 107704 198871 198486 216022 201619 4139 1931 2233 6287 6293 14169 8946 14678 16084
(Technical Account)
(c) (Loss on sale/ redemption of investments) (17) (13187) (1718) (1961) (1140) (1255) (9009) (5468) (12186) (1544) (121) (36) 0 (0) (2) (0) (0) (56) (59)
(e) Amortization of Premium/Discount on Investments 1694 3036 3098 1392 (193) (547) (143) (454) (1361) (1243) 775 749 500 712 402 648 138 (106) 25
Other Income 0 0 6317 991 46 2853 484 904 54 29 225 129 0 106 104 111 69 126 128 1284 694
TOTAL (A) 163847 179872 225184 166158 167211 180721 182477 183360 172789 264869 275382 317385 289356 7394 5495 6170 11107 11053 19309 13927 21158 21613

2943 3193 5094 1141 4537 3126 3796 3876 3773 2854 6115 10243 10218 242 614 254 622 1337 1499 1770 1087 1271
business
Bad debts written off 0 0 0 0 0 0 0 0 0 0 0 0 0 0 33
(a) For diminution in the value of investments (Net) (3731) (3332) (2394) 2630 439 0 0 0 4656 2858 12766 9205 0 0 0 1554 9753 (275) -330
(b) Provision for doubtful debts 0 0 0 0 0 0 0 0 791 (791) 0 0 6 21 21 62 88 (26)
(c) Others 0 0 (73) 0 0 0 0 0 0 0 0 0
TOTAL (B) 28497 61858 97943 13237 8683 3565 3976 11404 56493 157994 167243 238329 199666 9941 4806 5398 7590 5932 13152 23668 18139 49773
Profit/ (Loss) before tax 135349 118014 127241 152921 158528 177157 178501 171956 116296 106875 108140 79056 89689 (2547) 689 773 3517 5121 6157 (9742) 3019 -28160
Provision for Taxation (661) (2755) (8772) 3745 4901 12111 10278 9974 2232 (0) 12124 3642 8623 0 0
Profit / (Loss) after tax 136010 120769 136013 156666 163429 165046 168223 161983 114065 106875 96016 75413 81066 (2547) 689 773 3517 5121 6157 (9742) 3019 (28160)
APPROPRIATIONS
(a) Balance at the beginning of the year 456929 592940 609725 (116435) (103346) 4820 25077 126830 169603 198866 265063 361078 407760 (22895) (25443) (24754) (23981) (20464) (15844) (10187) (19928) (16909)
(b) Interim dividends paid during the year 79315 53611 90220 55216 48807 22969 11487 0 0 0 0 0 0 0 0 0
(c) Proposed final dividend (40847) 35922 30014 30071 30079 11 50240 47373 22256 0 (28731) 7906 0 0 0 0 0 0 0
(d) Dividend distribution tax 18581 16048 24489 11243 20163 14459 6936 0 0 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 15667 (44468) 0 0 0 0 0 0 0 0 0 500 500
Profit carried to the Balance Sheet 592940 672861 709816 (103346) 4820 25077 126830 169603 198866 265063 361079 407760 480920 (25443) (24754) (23981) (20464) (15844) (10187) (19928) (16909) (45070)
INDIAFIRST KOTAK MAHINDRA LIC

Particulars
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14

31664 20064 16176 16523 20306 29244 38723 46008 50494 25188 87509 163427 180305 249703 220033 242182 266060 269774 288901 387541.8 3604887 29440
(Technical Account)
(a) Interest, Dividends & Rent – Gross 4383 6952 8799 10489 12448 14358 16787 20513 24336 27163 31830 3405 3263 3191 3577 3521 3738 3520 1778 16095.8 106867 21956
(b) Profit on sale/redemption of investments 52 1313 359 609 253 1409 20 326 253 (164) 35 0 1398 339 1260 212 612 4027.06 7915 3107
(e) Amortization of Premium/Discount on Investments 597 (318) 97
Other Income 750 0 0 293 3
TOTAL (A) 37445 27384 25164 27468 32818 44865 55465 66846 75070 51869 119374 166822 183559 252886 224856 245981 270390 272707 291200 407665 3719963 53593

2046 79 132 236 353 782 411 610 874 514 5144 113 0 20 40 42 45 46 50.33 40 1975
business
Bad debts written off 0 0 0 0 0 0 0
(a) For diminution in the value of investments (Net) (440) 0 0 19 7 32 -58 0 0 588 0 0 776
(b) Provision for doubtful debts 239 0 0 0 0 0 0 0
(c) Others 57 96 125 200 260 370 966 1194 1124 0 0 0 0 0 46345
Contribution to Policyholders Account 27975 2366 840 530 277 431 1722 2159 709 4047 4058 476 942.45 27124 1311
TOTAL (B) 29821 2445 1029 863 755 1413 2412 3147 2581 5697 10326 0 113 0 20 40 42 633 522 993 74284 3286
Profit/ (Loss) before tax 7625 24939 24136 26605 32063 43452 53053 63699 72489 46172 109048 166822 183446 252886 224836 245942 270348 272075 290677 406672 3645678 50307
Provision for Taxation 1025 1246 1531 1735 2111 2329 2881 3296 3633 3717 1154 1068 1102 1662 1301 1499 804 621 2359.81 5939 6716
Profit / (Loss) after tax 7625 23913 22889 25075 30327 41341 50724 60818 69193 42539 105331 165668 182378 251785 223174 244641 268850 271271 290057 404312 3639739 43592
APPROPRIATIONS
(a) Balance at the beginning of the year (45071) 24034 47948 70837 95912 126239 167580 218304 279121 348314 382688 0 401433 (26933)
(b) Interim dividends paid during the year 0 0 12835
(c) Proposed final dividend 0 0 (8165) 11482 163427 180305 249703 220033 242182 266060 269774 0 0 94875 13613
(d) Dividend distribution tax 0 0 4495
(e) Transfer to reserves/ other accounts (1000) 0 0 2242 2073 2081 3141 2458 2790 1497 0 2878.81 2186
Profit carried to the Balance Sheet (36447) 47948 70837 95912 126239 167580 218304 279121 348314 382688 476537 (0) (0) (0) (0) (0) (0) (0) 290057 401433 3946297 (16470)

Particulars
2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16

28350 33512 55512 39917 44022 46901 38617 27801.65 45626 394 649 931 1469 13529 15305 7193 6673 5323 10700 826 7110 15771
(Technical Account)
(a) Interest, Dividends & Rent – Gross 20330 17309 13561 17560 16345 17331 21475 23096.49 30909 4569 4942 5281 5669 6460 8567 9447 10146 10214 12719 1213 4253 5733
(b) Profit on sale/redemption of investments 7264 6612 18151 4879 6415 3845 2278 9019.73 1057 65 0 2 0 12 222 2321 1823 653 358 1628 822
(c) (Loss on sale/ redemption of investments) (661) (2020) (656) (262) (584) (440) (156) (533) (2) 0 0 (11) (92) (44) (11) (56)
(e) Amortization of Premium/Discount on Investments 123 (33) (163) (392) 94 (143) (253) 116 154 85 296 (67)
Other Income 4 56 49 54 247 170 1265 401.51 1518 0 0
TOTAL (A) 55410 55436 86453 61755 66039 67807 63479 60319 78577 5025 5591 6214 7138 19989 23873 16719 18796 17476 24227 2436 13275 22202

3245 4154 9607 (677) 2571 1806 1763 4092.16 5391 61 349 614 751 976 1137 3042 956 1240 6161 375 624 689
business
(a) For diminution in the value of investments (Net) 0 0 0 0 1009 80 (118) 0 0 0 0 0 0 0
(b) Provision for doubtful debts 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(c) Others 0 0 0 0 0 0 49 73 237 0 0 473 0 802 0
Contribution to Policyholders Account 4406 187 24 915 1203 5208 10644 14650.49 22672 0 0 4843 7564 3771 6523 22538 5758 9459 8067 15677
TOTAL (B) 7651 4341 9631 238 3775 8023 12487 18624 28112 134 349 851 751 5819 8701 7286 7479 24580 11919 9834 8690 16366
Profit/ (Loss) before tax 47759 51094 76822 61517 62264 59784 50992 41695 50464 4891 5243 5363 6387 14169 15172 9433 11317 (7104) 12308 (7397) 4585 5836
Provision for Taxation 6335 7183 10829 8755 6622 5847 (1307) 3029.54 6944 0 0 0 861 156 1207 0 1089 7492 (590) 751
Profit / (Loss) after tax 41424 43911 65993 52763 55642 53937 52299 38666 43520 4891 5243 5363 6387 14169 14311 9277 10110 (7104) 11219 95 3994 5084
APPROPRIATIONS
(a) Balance at the beginning of the year (16470) 127 141 49275 67627 75385 51829 84172.57 104193 217 5107 10350 15712 22100 (93765) (79454) (70176) (60067) (67170) (50795) (50608) (46614)
(c) Proposed final dividend 4989 18229 0 12280 16310 26480 0 17653.08 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 872 0 0 0 0 0 0 0 0 0 0 0 0 (92) 0
(h) Debenture redemption reserve 992 992
Profit carried to the Balance Sheet 127 141 49275 67627 75385 51830 84173 104193 146721 5107 10350 15712 22100 36269 (79454) (70176) (60067) (67171) (55952) (50608) (46614) (41529)
PRAMERICA RELIANCE NIPPON SAHA

Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18

18294 34511 31231 20850 15990 7262 5483 32830 15074 7928 8112 13160 14972 21029 23753 18236 15505 1445 842 554 723 32
(Technical Account)
(a) Interest, Dividends & Rent – Gross 5800 5988 5683 4048 4535 4677 5375 10522 10709 10655 9438 8657 9156 8463 8272 8809 9185 2333 2032 1,718 2234 2211
(d) Transfer/gain on revaluation/Change in Fair value 239 (926) (73)
(e) Amortization of Premium/Discount on Investments (219) (357) (331) (200) (305) (590) (382) 5487 1077 (75) (50) 23 (277) (386) (36)
Other Income 0 0 0 15 1 63 (74) 6 8 8 4 11
TOTAL (A) 28369 41316 37172 25692 21276 12214 10919 48556 29893 22176 20629 26416 26176 33093 33508 28497 26183 3999 3055 1384 2871 2258

15661 26999 25269 6138 685 1063 1841 956 4709 3877 12232 1872 3461 4210 2724 1353 1693 298 226 242 2733 1086
business
Bad debts written off 0 0 0 0 0 0 0 8147 7936 534 0
(a) For diminution in the value of investments (Net) 0 0 855 21216 6578 188 (1884) 0 0 3545 0 (745)
(b) Provision for doubtful debts 0 0 0 0 0 0 0 0
(c) Others 0 0 0 0 0 231 (20) (211) 0 0
Contribution to Policyholders Account 5666 2164 1257 12315 3771 11358 6067 11480 11686 38238 14510 16344 12233 21832 25755 20835 13719 1133 365 487 267
TOTAL (B) 21327 29162 27381 39670 11035 12610 6024 12667 16375 41904 26742 26363 23630 29587 28480 21977 15412 1431 591 729 2733 1353
Profit/ (Loss) before tax 7042 12154 9791 (13978) 10241 (396) 4895 35888 13518 (19728) (6113) 53 2546 3506 5028 6520 10771 2568 2464 655 139 905
Provision for Taxation 907 1565 1273 535 961 (105) 636 0 0 159 316 15 84
Profit / (Loss) after tax 6135 10589 8518 (13443) 9279 (501) 4258 35888 13518 (19728) (6113) 53 2546 3506 5028 6520 10771 2409 2148 640 139 821
APPROPRIATIONS
(a) Balance at the beginning of the year (41529) (35394) (24805) (16287) (29730) (20451) (20952) (216177) (191486) (189487) (19728) (25840) (25787) (23241) (19735) (14707) (8185) 9562 11971 11219 11859 11998
(b) Interim dividends paid during the year 0 0 0 0 0 0 0 0 2320
(c) Proposed final dividend 0 0 0 0 0 0 9571 9571 0 0 0
(d) Dividend distribution tax 0 0 0 0 0 0 1627 1948 0 0 580
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0
(g) Adjustment done due to scheme approved by High Court 189487
Profit carried to the Balance Sheet (35394) (24805) (16287) (29730) (20451) (20952) (16693) (191486) (189487) (19728) (25840) (25787) (23241) (19735) (14707) (8187) 2586 11971 11219 11859 11998 12819
SAHARA SBI LIFE SHRIRAM LIFE

Particulars
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20

271 (89) 357 51 390 83962 70442 66558 65459 82940 99850 146265 167876 173243 270715 6794 7839 4294 5709 5860 11182 8857
(Technical Account)
(b) Profit on sale/redemption of investments 17 414 112 2080 3434 3687 8436 11116 9649 16875 22672 40844 10689 26 1134 577 2261 5684 2396 3238
(d) Transfer/gain on revaluation/Change in Fair value 1369 588
(e) Amortization of Premium/Discount on Investments 515 1157 122 1127 209 133 (38) (37) (64) (48) (8)
Other Income 16 156 1 5 9 736 746 793 821 1132 1354 679 631 536 75 0 4 34 63 28 70 8
TOTAL (A) 2353 2470 2521 2512 2003 104916 98800 99130 106437 129279 151770 194614 237355 272084 350240 9474 11531 7368 10087 12997 12667 11164

156 305 168 231 716 298 160 2404 2753 3195 2999 4830 3098 15698 3723 62 71 38 4868 3471 6705 115
business
Bad debts written off 0 0 0 0 0 0 0 0 0 0 0 0 0
(a) For diminution in the value of investments (Net) 100 250 250 1400 (104) (105) 41 (41) 74 1593 802 (2468) 2096 (76) 0 0 0 500 271
(b) Provision for doubtful debts 0 0 0 32 1244 0 0 0 0 0 0 0 0 0 62
(c) Others 0 (262) 0 348 0 0 0 0 0 0 0 0 498
TOTAL (B) 302 2942 2528 4376 4239 30902 15352 11752 8980 10833 14483 53259 83110 116008 174395 497 3046 5052 8477 3680 7217 8539
Profit/ (Loss) before tax 2052 (472) (7) (1864) (2236) 74013 83447 87378 97457 118446 137286 141355 154246 156076 175845 8977 8485 2315 1610 9316 5450 2625
Provision for Taxation 296 1443 1275 1992 3407 4607 (863) 8661 5476 3787 371 513 431 (71) 529 (833) (905)
Profit / (Loss) after tax 1756 (472) (7) (1864) (2236) 74013 82004 86103 95465 115039 132680 142218 145585 150600 172057 8606 7972 1884 1680 8788 6283 3530
APPROPRIATIONS
(a) Balance at the beginning of the year 12819 11782 11270 11263 9400 168299 230613 297406 369066 446478 537446 646014 788233 908816 1039408 16272 24878 30804 32676 34243 40575 44639
(b) Interim dividends paid during the year 10000 12000 12000 15000 20000 20000 25002 20007 25022 0 0 2009 1794 933
(c) Proposed final dividend 2320 (2320) 0 0 0 0 0 1614 0 0 0 0
(d) Dividend distribution tax 472 (472) 0 0 1700 2399 2443 3054 4072 4111 329 0 409 369 192
(e) Transfer to reserves/ other accounts 0 0 0 0 812 0 0 12 113 38 57
(f) Adjustment on account of depreciation in PY (2832) 0 0 (103)
Profit carried to the Balance Sheet 11782 11270 11263 9399 7164 230613 297406 369066 446478 537446 646014 788233 908816 1039408 1186443 24878 30804 32676 34243 40575 44639 47044
SHRIRAM LIFE STAR UNION DAI-ICHI TATA AIA

Particulars
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22

7960 2257 11508 3486 5825 4333 6026 7774 10010 8795 15932 25948 12209 32917 31742 10033 10236 18519 9307 6903 10247 55993
(Technical Account)
(c) (Loss on sale/ redemption of investments) (1435) (257) (117) (135) (22) (5) (99) (242) (106) (88) 0 (24) (20) (4) (80) (37) (924) (1345) (440) (34)
(e) Amortization of Premium/Discount on Investments (79) 135 173 (31) 69 1456 1651 1786
Other Income 61 0 251 11 6 1 11 1 0 14 2 0 4 0 0 147 0 0
TOTAL (A) 11712 9710 16743 5152 6938 5741 7408 10462 13465 13861 21361 30848 18566 41738 44196 26504 33321 34090 25153 24813 25753 72107

53 135 78 186 276 444 1094 1523 996 1245 2582 1611 2572 434 350 11876 1111 1073 880 586 480 1779
business
Provisions (Other than taxation) 42
(a) For diminution in the value of investments (Net) 0 0 0 0 0 312 3344 1784 (2320) 0 0 (1) 416
(b) Provision for doubtful debts 0 0 6 7 8 0 0 0 10 (23) 12 (15) 0 0 96 (241) 157 87 198
(c) Others 116 135 100 50 100 200 225 152 180 17 0 0 0 0 488 835 1135
TOTAL (B) 606 8410 407 9736 5629 3474 1925 2872 3304 7936 14817 28568 5737 443 12988 19493 18822 15518 19750 17977 18992 63143
Profit/ (Loss) before tax 11106 1300 16336 (4584) 1309 2267 5483 7589 10160 5925 6545 2280 12829 41295 31208 7011 14500 18572 5403 6835 6761 8965
Prior period expenses 70 21 5
Provision for Taxation 486 1046 736 0 0 7 103 4846 649 3152 1584 2127 2428 2051 1893
Profit / (Loss) after tax 10619 254 15599 (4654) 1287 2262 5483 7589 10153 5925 6545 2280 12726 41295 26362 6363 11348 16988 3276 4407 4711 7072
APPROPRIATIONS
(a) Balance at the beginning of the year 47044 54668 50492 (14234) (18888) (17601) (15339) (9856) (2266) 7262 12797 19342 19388 (96621) (55327) (28965) (22602) (11255) 5733 9010 13417 18127
(c) Proposed final dividend 2996 0 0 0 0 324 0 (984) 129 0 0 0 0 0 0 0
(e) Transfer to reserves/ other accounts 0 0 0 0 0 0 0 0 0 0 0 0 0 0
(h) Debenture redemption reserve (1250) (4880)
Profit carried to the Balance Sheet 54668 50492 60710 (18888) (17601) (15339) (9856) (2266) 7262 12797 19342 19388 31984 (55327) (28965) (22602) (11255) 5733 9010 13417 18127 20319
(₹Lakh)
TATA AIA TOTAL

Particulars
2022-23 2013-14 2014-15 2015-16

160476 751379 695903 689088
(Technical Account)
Income From Investments: 0 0 0
(a) Interest, Dividends & Rent – Gross 14456 212078 244993 264720
(b) Profit on sale/redemption of investments 33 35178 52746 59949
(c) (Loss on sale/ redemption of investments) (99) (20363) (6152) (11436)
(d) Transfer/gain on revaluation/Change in Fair value 205 0 444
(e) Amortization of Premium/Discount on Investments 1981 12220 10369 5183
Other Income 2403 1503 2394
TOTAL (A) 176847 993100 999363 1010342

4348 11808 26993 41221
business
Bad debts written off 343 0 0 54
Provisions (Other than taxation) (7) 1 0
(a) For diminution in the value of investments (Net) 3112 (110) 807
(b) Provision for doubtful debts (114) 6 7 1029
(c) Others 304 32 173
Prior Period Expenses 0 0 0
Contribution to Policyholders Account 117961 215353 184876 188419
TOTAL (B) 122538 230577 211800 231702
Profit/ (Loss) before tax 54310 762523 787563 778641
Prior period expenses 70 21 5
Provision for Taxation 3758 26143 35032 37093
Profit / (Loss) after tax 50552 758783 761131 741543
APPROPRIATIONS 0 0 0
(a) Balance at the beginning of the year 20319 (860786) (487040) (37113)
(b) Interim dividends paid during the year 112125 96870 138403
(c) Proposed final dividend 223624 226550 298011
(d) Dividend distribution tax 29286 28088 38028
(e) Transfer to reserves/ other accounts 20002 (40711) 2093
(f) Adjustment on account of depreciation in PY 0 (407) 0
(g) Adjustment done due to scheme approved by High Court 0 0 189487
(h) Debenture redemption reserve 4880
Profit carried to the Balance Sheet 65991 (487040) (37113) 417381

TABLE 28: BALANCE SHEET OF LIFE INSURERS (As on 31st March)
ADITY BIRLA SUNLIFE AEGON LIFE AGEAS FEDERAL AVIV

Particulars
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018
Sources of Funds
Shareholders’ Funds:
Share Capital 190121 190121 190121 190121 190121 190121 190121 190121 190121 193823 130700 131050 135944 142985 144262 146311 146560 146825 147773 147773 79967 79978 79989 80000 80000 80000 80000 80000 80000 80000 200490 200490 200490 200490 200490
Advance Against share capital
Share Application Money Pending Allotment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 24000 0 0 0 0 0 0 0 0 0 0 0
Reserves and Surplus 26829 26829 26829 26829 26829 26829 30037 44151 60082 95197 3060 16109 31399 39699 48373 64669 76747 89617 135593 135593 11262 11916 23861 22895 31530
Credit/[Debit] Fair Value Change Account 14 (32) (4) 4147 263 (180) 5552 4660 3590 1 0 0 3 0 0 0 0 0 (6) 9 3 (170) 23 (1234) 195 273 581 0 0 (24)
Sub-Total 216964 216950 216919 216946 221097 217214 219978 239823 254863 292610 133761 147159 167343 182684 192638 210980 223307 236442 283366 307366 79967 79972 79998 80003 79830 91285 90682 104055 103168 112111 200490 200490 200490 200490 200466
Borrowings 0 0 0 0 0 15000 50000 50000 0 0 7000 7000 7000 7000 7000 7000 0 0 0 0 0 0 0 0 0 0 0
Policyholders’ Funds:
Credit/[Debit] Fair Value Change Account 406 3357 62813 218543 333982 193485 (76417) 316327 340152 235548 (18) 71 (126) 242 62 55 -894 82 (554) (1303) 110 (103) 26 88 (987) (33) (8200) 1953 3184 4867 2 9 5 15 (234)
Revaluation Reserve-Investment Property
Policy Liabilities 283533 428569 596437 846026 1097021 1400916 1712450 2248634 2824017 3704568 27386 41685 60235 80689 102807 126090 152261 182383 224833 269193 141589 203946 279704 362885 449578 553849 659001 760168 873927 994942 201451 271297 307355 367455 428737
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 2016928 2360336 2191643 2208935 2090010 2275896 2289608 2416734 2579325 2692976 86250 99642 89693 86516 81104 85004 68781 89482 91607 88593 163585 172141 160543 190129 231170 266689 237225 334359 393293 377302 507275 520528 444297 439743 390394
Fund for Discontinued Policy 47544 89787 85268 63795 53961 53174 61842 89433 118373 143160 11039 17796 13685 9350 8537 8182 8945 12088 13063 7049 2273 3515 2071 2490 4112 8080 13356 17814 21078 19079 21367 35661 30846 22216 15703
Sub-Total 2348411 2882048 2936161 3337299 3574975 3923472 3987483 5086127 5911867 6826252 124658 159196 163487 176797 199509 226331 236092 291035 335949 370532 307557 379498 442346 555592 683874 828586 901382 1114294 1291482 1396190 730095 827495 782503 829429 834600
Deferred Tax Liability
Funds for Future Appropriations 7334 1848 1319 687 523 797 1151 0 0 156 108 64 69 6859 12467 14860 18836 20785 20903 0 0 3874 2729 5931 9296 14156 19977 4943 5657 5358 6692 6517
Total 2572709 3100846 3154399 3554932 3796594 4141482 4208612 5325950 6166730 7118862 258574 306463 330894 359550 399007 449778 474259 546314 640099 698801 387524 459470 522344 635595 767578 922600 997995 1227645 1408806 1528278 935528 1033642 988351 1036611 1041583
Application of Funds
Investments
Shareholders’ 132921 155234 170663 160391 185140 208173 230544 244455 292148 329805 8490 8291 9923 9717 14175 14948 9948 3974 9776 11567 28433 41645 42825 46386 51904 59208 56347 70377 71515 74904 94239 72216 77694 72976 62773
Policyholders’ 280072 413115 568196 803121 1028388 1319670 1599575 2220320 2771406 3624563 27594 45523 65032 88655 110788 140859 167842 204747 252839 301070 144651 208615 268443 347367 439202 542428 636555 748593 865767 996857 188638 278278 317050 364690 420561
Assets Held to Cover Linked Liabilities 2064472 2450122 2342276 2488772 2472791 2516399 2282494 2796734 3016019 3050741 97445 117531 103415 95869 89641 93186 77726 101570 104670 95642 165858 175655 162615 192619 235282 274770 250581 352173 414373 396383 533464 561785 480464 468560 412376
Loans 2847 3787 4784 5372 7430 11406 16629 21495 29406 40573 3060 3168 3482 4839 5511 6576 6835 7027 7521 7524 0 12 109 391 748 981 1395 2048 0 0
Fixed Assets 3992 4917 6462 8095 7455 9074 9598 9705 11922 12645 1209 1381 1389 1507 2039 2937 7835 9788 7312 4582 1042 1063 13015 14705 14383 13748 13399 12855 13951 15473 2533 1986 1799 1521 1374
Deferred Tax Asset 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Current Assets
Cash and Bank Balances 50768 43119 48107 49905 60856 64406 44093 25542 70494 95756 3922 4067 5639 3331 4717 6018 5216 3848 2923 9209 9263 12369 10747 16182 16378 13655 8106 9625 17299 11262 12724 11021 8028 8667 10586
Advances and Other Assets 35410 38756 50111 83021 100186 109009 131068 134475 176948 187129 8378 7620 8401 8385 13281 15285 13624 15140 14334 21295 19946 22000 28722 36043 46509 49456 51103 55476 57146 59498 21749 26000 26510 43943 48405
Sub-Total (A) 86178 81875 98218 132926 161042 173415 175161 160016 247442 282885 12300 11686 14040 11716 17998 21303 18840 18988 17257 30504 29209 34369 39469 52226 62888 63110 59209 65101 74445 70760 34473 37022 34538 52610 58991
Current Liabilities 77864 68175 82651 77700 83056 97282 98305 114907 188543 209344 8729 10167 12228 11881 16023 18660 13755 15029 10957 35055 15657 20303 20898 29172 37631 29766 18118 21707 31902 26463 47174 43193 48350 52333 48547
Provisions 11211 2791 2311 2525 2512 6608 7085 11868 13070 13007 167 194 209 148 158 171 393 190 187 197 312 418 441 658 574 1289 725 729 738 1684 2686 1477 997 1266 1000
Sub-Total (B) 89075 70966 84962 80226 85568 103890 105390 126775 201613 222351 8896 10361 12437 12030 16181 18831 14148 15219 11144 35252 15969 20721 21339 29830 38206 31055 18843 22435 32640 28147 49860 44670 49347 53599 49547
Net Current Assets (C) = (A – B) (2897) 10909 13257 52700 75474 69525 69771 33242 45829 60534 3404 1325 1604 (314) 1817 2472 4692 3769 6113 (4748) 13241 13648 18130 22396 24682 32055 40366 42666 41805 42613 (15388) (7648) (14809) (989) 9445
Miscellaneous Expenditure (To
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
the Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account

91302 62762 48762 36480 19916 7235 0 0 0 13305 18451 28890 35138 45841 53707 61552 70411 79251 90358 34299 18844 17316 12109 2015 132042 127025 126153 129852 135055
(Shareholders’ Account)
Debit Balance In Policyholders’ A/c 0 0 0 104067 110793 117161 124139 129195 135093 137830 145027 172618 192806
Total 2572709 3100846 3154399 3554932 3796594 4141482 4208612 5325950 6166730 7118862 258574 306463 330894 359550 399007 449778 474259 546314 640099 698801 387524 459470 522344 635595 767578 922600 997995 1227645 1408806 1528278 935528 1033642 988351 1036611 1041583
Note : Figures in brackets indicae negative values. 0
AVIVA LIFE BAJAJ ALLIANZ BHARTI AXA CANARA HSBC

Particulars
2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021
Sources of Funds
Share Capital 200490 200490 200490 200490 218990 15071 15071 15071 15071 15071 15071 15071 15071 15070 15070 197820 211570 228620 240620 240620 252620 289120 308620 342620 370620 95000 95000 95000 95000 95000 95000 95000 95000
Reserves and Surplus 0 0 0 572013 659829 748077 832478 905663 943968 976937 1019057 1037609 1045315 19844 20594 20744 20744 20744 20744 21216 21675 21201 21192 12500 12500 12500 12500 12500 13042 23551 33013
Credit/[Debit] Fair Value Change Account (90) (768) 107 0 1 8 1089 6341 (18937) 39417 41201 18088 (24) 619 (60) 329 (18) (60) (761) 269 132 67 2 0 86 53 232 343 (577)
Sub-Total 200400 199722 200597 200490 218990 587083 674900 763149 847557 921823 965380 973071 1073545 1093879 1078473 217640 232783 249305 261694 261347 273304 309574 330565 363953 391879 107502 107500 107500 107586 107553 108275 118894 127436
Borrowings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6000 6000 6000 6000 6000 6000 0 0 0 0 0 0
Credit/[Debit] Fair Value Change Account (691) (5547) 881 106 94 6771 20761 13623 61551 79263 89675 14887 179842 206092 145744 (237) 1554 (1216) 1430 143 634 (1884) 5622 1667 2408 2 0 29 96 293 (2500) 1087
Policy Liabilities 495722 582506 657775 742439 837228 1170845 1460554 1693136 1914892 2094468 2376801 2689574 3226436 3853196 4365578 46269 88206 142164 222766 319297 445301 586337 738575 899363 1078958 154772 160670 217028 278449 358066 454799 598206 827687
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 368394 258905 336133 348897 323968 2128760 2164485 1915360 2039967 2028271 2181373 1813315 2687281 3148278 3159901 167274 173711 127420 121164 108130 104231 89103 138022 166556 169105 594816 694459 625172 725802 780114 872370 750378 1104751
Fund for Discontinued Policy 14243 12791 16963 15498 14910 14550 28442 29903 43857 49496 81829 112911 168816 173983 198716 10908 17174 15101 8185 1962 724 866 2012 4597 7510 39631 67541 59308 48696 45713 54891 65160 66222
Sub-Total 877668 848655 1011753 1106940 1176200 3320926 3674242 3652021 4060266 4251498 4729678 4630687 6262375 7381549 7869940 224215 280645 283470 353545 435532 556890 680421 890232 1078184 1263980 789221 922670 901508 1052976 1183990 1382353 1411245 1999747
Funds for Future Appropriations 7118 7522 8605 9007 9042 18395 12441 20738 32157 43552 90151 98292 107128 115876 125532 66 91 126 7869 8454 9883 11434 15366 18641 3597 4945 5438 18401 24014 54067
Total 1085186 1055899 1220955 1316437 1404232 3926405 4361583 4435909 4939980 5216874 5785209 5702050 7443049 8591305 9073945 441855 513494 532866 615364 704748 838648 999878 1232231 1457502 1674500 896724 1030170 1012605 1165507 1296981 1509029 1554153 2181250
Investments
Shareholders’ 65509 66070 64122 50509 51566 581048 718662 756467 739607 849024 909870 923725 1005753 1100132 1082053 14837 16599 27191 21893 26470 31054 33513 52848 55375 56891 45579 50936 65499 67558 76365 90954 111501 120836
Policyholders’ 487863 564290 650788 731052 833779 1153622 1443788 1709020 2048024 2209060 2446001 2722840 3485970 4119487 4598141 48508 90912 136669 223143 312994 433888 566713 744497 875951 1059238 156029 165401 228587 286327 366566 467151 610328 895299
Assets Held to Cover Linked Liabilities 389541 278928 361369 373092 347507 2143310 2192927 1945262 2083821 2077764 2263197 1926226 2856098 3322261 3358617 178183 190885 142522 129349 110093 104955 89968 140034 171154 176614 634447 762000 684480 774498 825827 927260 815538 1170973
Loans 0 0 5269 9574 14490 17964 23562 31841 41747 46603 51495 58428 18 67 171 502 1065 1805 2601 3300 3922 0 0 11 44 106 334
Fixed Assets 1178 1241 1411 1089 1130 25548 22720 21980 22650 23727 25033 34184 36472 39454 43767 1029 1559 1176 1296 2301 2572 2267 2079 8357 10923 1324 1464 1054 784 901 1445 3608 4427
Deferred Tax Asset 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Current Assets
Cash and Bank Balances 9692 6978 7363 6613 5253 73206 45234 33972 61453 50197 74172 28292 39451 30141 41389 6921 6709 8675 11367 11107 12108 22559 9287 18534 13445 4913 1440 (658) 12192 21059 26812 16816 27156
Advances and Other Assets 46828 47858 46162 44916 42073 109202 121086 121015 193397 228573 235670 238040 175246 217753 223575 11271 14769 18257 25531 33227 40112 47482 45932 47156 53554 17341 13177 13561 16753 22817 33681 36718 39593
Sub-Total (A) 56520 54836 53525 51529 47326 182408 166319 154986 254851 278770 309842 266332 214697 247894 264964 18192 21478 26932 36898 44334 52220 70041 55219 65691 66999 22254 14618 12903 28944 43876 60493 53534 66750
Current Liabilities 44250 43069 47908 37590 35670 132521 152453 122689 180177 197639 155363 172517 161813 267476 306231 20533 21577 26360 33906 35184 34404 33149 46014 35282 31327 29552 20306 23615 25138 31912 37544 39248 75437
Provisions 910 1063 1294 777 783 32280 39955 43607 46760 47396 45212 40487 40731 21940 25795 1090 1170 1270 1503 2058 1983 2036 5184 7426 9442 137 432 192 228 631 774 1214 1932
Sub-Total (B) 45160 44132 49202 38367 36453 164801 192408 166296 226938 245035 200575 213004 202544 289416 332025 21623 22747 27629 35409 37242 36387 35185 51198 42708 40770 29688 20738 23807 25366 32543 38318 40462 77369
Net Current Assets (C) = (A – B) 11360 10704 4323 13162 10873 17607 (26088) (11310) 27913 33735 109266 53328 12153 (41522) (67061) (3431) (1269) (697) 1489 7092 15833 34856 4021 22982 26229 (7435) (6121) (10904) 3578 11333 22175 13072 (10620)
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

129736 134667 138941 147533 159377 0 0 0 0 202729 214790 225938 238024 245297 249282 270755 286150 320383 340682 66779 56489 43889 32762 15978 0 0
Debit Balance In Policyholders’ A/c 0 0 0 0 0 0 0 0 0 0
Total 1085186 1055899 1220955 1316437 1404232 3926405 4361583 4435909 4939980 5216874 5785209 5702050 7443049 8591306 9073945 441855 513494 532866 615364 704748 838648 999878 1232231 1457502 1674500 896724 1030170 1012605 1165507 1296981 1509029 1554153 2181250
Note : Figures in brackets indicae negative values.
CANARA HSBC EDELWEISS TOKIO EXIDE LIFE* FUTURE GENERALI

Particulars
2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016
Sources of Funds
Share Capital 95000 95000 18029 18029 26159 26159 31262 31262 31262 31262 66555 91555 160000 175000 175000 175000 175000 185000 185000 185000 185000 - 145200 145200 145200 150745 173782 184282 193582 196582 214582 244582 199488 199488 199529
Reserves and Surplus 34037 40307 61971 61971 106588 106588 168485 168485 168826 168485 171391 171387 10000 10000 10000 21549 59901 120459
Credit/[Debit] Fair Value Change Account 38 274 91 932 (440) 128 (301) 1395 1634 1686 406 1 0 0 5 2 0 5 0 (1) (30) (165) 95 145 369 (360) (42) 26 38 273 (200) (4124)
Sub-Total 129037 135307 80037 80274 132838 133679 199306 199875 199787 201142 239580 264629 160406 175001 175000 175000 175005 185002 185000 185005 185000 - 145199 145170 145035 150840 173927 184651 193222 206540 224608 254620 221310 259189 315864
Borrowings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3000 3000 3000 0
Credit/[Debit] Fair Value Change Account 2435 4216 60 39 1055 37 31 673 19745 22574 13497 482 1373 (3026) 1730 979 2260 (10750) 7045 10771 - (93) (635) 516 327 799 (2050) (159) 147 186 3105 6126 5361
Policy Liabilities 1161961 1560933 7085 17798 37902 70511 102815 148344 199522 265507 350094 455582 466403 562869 658186 797173 940904 1110118 1277795 1459618 1671980 - 125434 155515 176750 205313 245126 298395 360402 425316 504637 608164 1433967 1927920 2440064
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 1239150 1222819 2476 5555 10591 19235 35581 58542 63673 103497 134758 149448 248088 239847 208324 216351 201198 195477 158673 204911 183611 - 89320 80213 63756 60065 55476 56062 48492 53884 57240 53612 3273571 4214016 4275382
Fund for Discontinued Policy 60669 71126 250 407 750 1287 3068 5992 10494 16313 17032 16914 3310 9008 10858 12489 12891 13267 16352 16422 36489 - 3865 7641 5446 5219 5744 6547 8522 14211 16000 15664 147166 278018 297320
Sub-Total 2464214 2859094 9812 23820 49282 92087 141501 212909 274363 405063 524459 635441 718283 813098 874341 1027742 1155972 1321122 1442071 1687996 1902851 - 218619 243276 245318 271113 306673 361804 415366 496251 581023 680627 4857809 6426080 7018127
Funds for Future Appropriations 61601 60488 0 0 235 375 488 623 958 1911 738 905 3003 4156 7151 14150 34109 39394 40458 - 1 2657 3348 9980 22273 28270 30416 29888 31295 46415 70548
Total 2654852 3054889 89849 104094 182119 225765 341042 413158 474638 606828 764997 901981 879428 989003 1052344 1206898 1338128 1520274 1661180 1912395 2128308 - 363818 388446 390354 424611 483949 556435 630861 731062 836046 965135 5110414 6731683 7404538
Investments
Shareholders’ 126429 136537 55334 50787 88757 61377 98926 66895 37520 23803 34411 44649 48509 65777 75663 69555 91815 102436 103349 110723 118297 - 26074 23311 19025 21191 25569 27271 30567 16847 19917 28972 161563 219621 264015
Policyholders’ 1203181 1589958 7042 18587 39652 65927 106230 157249 196559 263174 343456 444477 450496 549692 650704 793041 928556 1060583 1230356 1436541 1618742 - 117021 154230 177180 198129 237854 287680 347164 429295 506187 609249 1470623 1990848 2586287
Assets Held to Cover Linked Liabilities 1299818 1293945 2727 5962 11407 21432 38649 64534 74168 134880 170655 174600 250105 246880 215206 223424 206249 201679 168770 214779 231204 - 93185 87854 69202 65284 61220 62609 57015 68095 73240 69276 3420737 4492034 4572702
Loans 826 2215 5 6 37 60 196 527 983 1480 2087 3550 4684 1556 12 6 15 37131 45702 53325 62910 - 67 132 267 371 703 1066 1590 2641 4112 7702 4767 12563 9307
Fixed Assets 4576 5274 1944 1463 1904 6590 8893 9824 10786 9246 7996 6522 904 1636 2806 3284 4126 3819 3775 3184 2537 - 312 457 1798 2337 4806 6083 7179 7930 5710 5246 33874 40196 39637
Current Assets
Cash and Bank Balances 34027 38663 2008 2635 4834 10156 9461 9740 9046 9510 10338 12671 15994 16958 20293 28571 20992 30951 25504 28978 26127 - 2133 2156 3511 4690 10811 11519 6795 10934 13703 18283 44491 57237 64660
Advances and Other Assets 52639 64404 9783 9829 10402 14918 18714 23244 29558 29479 43529 48308 45133 45143 34385 48205 55909 59371 70683 66172 76182 - 14790 13607 12566 20007 21594 22552 25107 24078 29751 30733 97045 125993 128041
Sub-Total (A) 86665 103067 11791 12464 15236 25074 28175 32983 38604 38989 53866 60979 61127 62100 54679 76776 76902 90322 96187 95149 102309 - 16923 15763 16076 24697 32405 34072 31902 35012 43455 49015 141536 183230 192701
Current Liabilities 64882 74356 4138 6756 11450 12534 20440 29527 23126 27308 32055 37581 43362 39050 38116 39063 43208 46852 52272 61535 67941 - 9754 13211 16619 19432 25026 28039 25943 24491 31940 39078 143392 203499 255970
Provisions 1761 1751 1175 1840 2323 2642 3340 142 185 334 612 124 439 467 612 875 1076 2390 5343 4308 2885 - 331 312 365 458 409 641 498 1984 745 1070 2736 3310 4141
Sub-Total (B) 66643 76107 5313 8597 13772 15176 23779 29669 23311 27642 32667 37705 43801 39517 38728 39938 44285 49242 57615 65843 70826 - 10084 13523 16984 19890 25435 28680 26441 26476 32685 40148 146128 206809 260111
Net Current Assets (C) = (A – B) 20022 26960 6478 3868 1464 9897 4396 3315 15293 11347 21199 23274 17326 22584 15951 36837 32617 41080 38573 29306 31483 - 6838 2240 (908) 4807 6970 5392 5461 8537 10770 8868 (4592) (23579) (67410)
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 16321 23421 38899 60482 83752 110814 139330 162899 185192 204908 107404 100878 92002 80107 74083 72585 69759 64297 63136 - 120320 120221 123790 132491 146826 166334 181885 197717 216111 235822 23442
Debit Balance In Policyholders’ A/c 0 0 0 0 0
Total 2654852 3054889 89849 104094 182119 225766 341042 413158 474638 606828 764997 901981 879428 989003 1052344 1206898 1338128 1520274 1661180 1912395 2128308 - 363818 388446 390354 424611 483949 556435 630861 731062 836046 965135 5110414 6731683 7404538
HDFC Life ICICI PRUDENTIAL INDIAFIRST KO

Particulars
2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017
Sources of Funds
Share Capital 199848 201174 201738 201880 202094 211262 214940 142926 143172 143232 143535 143550 143578 143586 143597 143731 143857 47500 47500 62500 62500 62500 62500 63500 66346 66346 75437 51029 51029 51029 51029
Credit/[Debit] Fair Value Change Account 3231 3016 (301) (19197) 20744 8480 1969 18607 40290 25088 27308 30809 17121 (32283) 61577 13421 28007 13 25 59 34 122 116 52 (0) 0 0
Sub-Total 383868 474919 565564 679992 863772 1548591 1298681 498180 526782 532478 640804 688445 704674 721862 911942 916306 1009178 60500 60500 75513 75525 76059 76534 91622 94462 94398 143346 104180 127070 152144 182472
Borrowings 0 0 0 0 60000 60000 95000 0 0 0 0 0 120000 120000 120000 0 0 10000 10000 10000 10000 22500 12500 0 0
Credit/[Debit] Fair Value Change Account 39814 62202 111213 4960 255501 216968 197589 47940 117547 97123 178666 205506 178272 (25253) 299349 282747 279630 30 (28) 1135 281 28 (2436) 1619 627 (57) 587 9715 3603 20243
Revaluation Reserve-Investment Property 6689 5621 5771 6035 6145 6481 6552 6867 6796 3638 2033 2033
Policy Liabilities 3238193 4231927 5363471 6527081 8552302 10434250 14326956 1381249 1725875 2025479 2516953 3099339 3855243 4735562 6021556 7368215 9030735 327812 405777 518568 674206 813362 994871 991652 1021566 1082431 1250103 280437 392271 531516 703533
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7717 13971 15790 17878
Provision for Linked Liabilities 5080646 5459819 6052125 5084419 7096352 7651898 7538356 5913737 7247752 7199029 8393647 9231236 10369985 8803675 12777040 14054141 13523235 261578 324676 291807 315423 348498 406446 371587 556109 673177 721959 801385 953248 949464 1139079
Fund for Discontinued Policy 299402 258720 285616 333789 379597 410256 381790 112807 229775 330443 394106 518881 724525 904822 1077875 1032489 882571 15977 31485 32930 30026 19653 18181 24025 34461 44591 51922 10392 19079 16037 16849
Sub-Total 8658056 10012669 11812425 11950249 16343752 18773372 22539691 7462421 9326570 9657844 11489408 13061107 15134506 14425359 20302686 22864387 23839809 605367 761967 843276 1020790 1191794 1429526 1394829 1623755 1823327 2036427 1100517 1390316 1518443 1897582
Funds for Future Appropriations 86678 95920 110301 88303 99058 94091 123543 50404 52749 66191 60419 87816 103441 123266 135318 138332 166927 5778 3389 1686 2845 6212 7629 7927 11347 27424 29199 1515 698 0 0
Total 9128602 10583507 12488291 12718545 17306583 20416053 23961915 8011005 9906101 10256514 12190630 13837368 15942620 15270487 21349946 23919026 25015915 671645 825857 920475 1099159 1274065 1513689 1494378 1729563 1945149 2208972 1206212 1518083 1670587 2080053
Investments
Shareholders’ 324558 407033 504979 585548 854211 1523790 1313191 535277 585677 621567 664026 774929 799155 742090 1009016 985347 985141 42195 46679 59561 45785 59265 53036 65562 62025 57569 82430 81396 105197 139964 158755
Policyholders’ 3469154 4534714 5712446 6718861 9053783 10831097 14644850 1445671 1885795 2151562 2706737 3328885 4007118 4675032 6357256 7738800 9431095 290496 393577 505394 669964 810701 1004726 982523 1036591 1096299 1285234 315666 428631 573051 763977
Assets Held to Cover Linked Liabilities 5380048 5718539 6337741 5418208 7475949 8062154 7920147 6031043 7477754 7529579 8787835 9750197 11094581 9708498 13854914 15086630 14405806 283339 359550 324736 345448 368151 424627 395612 590570 717768 773881 813292 973024 965501 1155928
Loans 4785 1874 7959 29905 42405 64283 158531 1191 2011 4427 8064 14506 27019 46309 66282 94012 131412 489 785 833 516 446 681 866 1435 2322 3370 969 16773 15076 15311
Fixed Assets 35292 34140 33330 33013 34015 34274 38023 20154 21499 21953 21378 42206 47562 47762 45719 48722 59555 1379 1296 1185 1826 2137 2836 4255 2741 1916 1882 3583 3973 4407 6181
Deferred Tax Asset 0 0 0 0 0 153 13 7 5 5 4 0 0 0 0 0 0 0 0 0
Current Assets
Cash and Bank Balances 79650 110847 123982 67987 103556 108655 113665 19344 25548 20021 21370 20374 66102 81056 55740 66995 77086 38002 5870 9235 10054 10105 13622 14249 19648 25597 27926 15989 20255 22164 32402
Advances and Other Assets 217125 240998 279643 362717 392875 414671 584085 96421 123280 127508 264839 251026 267492 302780 333882 423513 494625 30317 20518 22690 38883 59033 63105 64262 52251 75067 75158 25056 28498 37935 48149
Sub-Total (A) 296775 351846 403625 430704 496431 523326 697750 115764 148828 147529 286209 271400 333594 383836 389623 490507 571711 68320 26389 31924 48937 69138 76727 78511 71899 100664 103084 41045 48752 60099 80551
Current Liabilities 377354 460272 505940 490191 642318 613755 797954 160664 177816 182138 281573 342541 363862 330286 370541 522395 566244 39978 27123 26883 33601 51507 59043 52559 52502 76240 77191 48843 56150 84854 97488
Provisions 4655 4367 5849 7502 7894 9116 12623 36462 37660 37973 2050 2218 2551 2753 2323 2600 2561 38 49 258 180 109 87 321 105 220 164 895 2117 2656 3162
Sub-Total (B) 382010 464639 511789 497693 650212 622871 810577 197126 215476 220111 283622 344760 366413 333039 372864 524994 568805 40016 27173 27141 33782 51617 59130 52880 52608 76461 77355 49738 58266 87510 100651
Net Current Assets (C) = (A – B) (85235) (112793) (108165) (66989) (153781) (99545) (112827) (81362) (66648) (72582) 2586 (73359) (32819) 50797 16759 (34487) 2906 28304 (784) 4784 15155 17521 17596 25631 19292 24204 25728 (8694) (9514) (27412) (20100)
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 58878 0 0 0 0 25443 24754 23981 20464 15844 10187 19928 16909 45071 36447
Debit Balance In Policyholders’ A/c
Total 9128602 10583507 12488291 12718545 17306583 20416053 23961915 8011005 9906101 10256514 12190630 13837368 15942620 15270487 21349946 23919026 25015915 671645 825857 920475 1099159 1274065 1513689 1494378 1729563 1945149 2208972 1206212 1518083 1670587 2080053
KOTAK MAHINDRA LIC MAX LIFE

Particulars
2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017
Sources of Funds
Share Capital 51029 51029 51029 51029 51029 51029 10000 10000 10000 10000 10000 10000 10000 10000 632500 632500 194469 191881 191881 191881 191881 191881 191881 191881 191881 191881 201288 201288 201288 201288
Share Application Money Pending Allotment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Reserves and Surplus 172784 223507 284325 353518 387892 481741 43000 45071 47151 50180 52678 55461 62200 622500 404305 3949205 18227 9524 9538 58672 77024 84782 68058 105891 127595 162085 5107 10350 15712 22100
Credit/[Debit] Fair Value Change Account (26) (48) 46 103 859 1183 1143 466 2360 2408 1753 3569 4110 (14765) 2105 4120 967 381 983 (571) (2551) 3013 110 707 0 29
Sub-Total 223813 274536 335328 404499 438967 532873 53860 56254 58294 60645 65037 67868 73953 636069 1040914 4566939 214801 205525 202386 250934 269888 276093 257389 300786 319586 354673 206396 211638 217001 223417
Borrowings 0 0 0 0 0 0 0 49600 49600 2177 1706
Credit/[Debit] Fair Value Change Account 33342 23959 3347 17257 11544 9903 10819114 15866865 10397154 19499764 19673349 21677846 (434054) 27287079 40023934 34828034 6116 21840 1006 30453 34530 56880 (57244) 96583 65312 79842 0 252
Revaluation Reserve-Investment Property 4974 7478 11 222 222 0 2623 4818
Policy Liabilities 954102 1316766 1786071 2233333 2766755 3471712 152921156 175409847 199864165 226328909 253356458 278671196 308199818 340375097 371003946 405124849 1021781 1417328 1904178 2452959 3101374 3814356 4548075 5589363 6728219.97 8053541.91 366152 448449 568627 748870
Insurance Reserves 861134 842595 843767 964679 969797 978362 1278558 1293403 1285463 1567807 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 1248559 1369344 1296309 1880473 2208216 2234793 7781211 7009648 5898362 6051233 5092027 4160799 3249765 3293196 2388583 2615924 1133038 1339577 1303700 1522042 1630499 1867380 1742105 2547032 2940349 3036555 630958 686695 619493 622266
Fund for Discontinued Policy 16136 24618 38443 56866 61174 50664 9151 22642 19038 9433 4844 5178 5186 5066 8235 17722 10413 23750 41658 61466 95020 118812 174311 290330 403968 488468 24680 47292 52423 59249
Sub-Total 2252139 2734686 3124170 4187928 5052663 5774549 172391765 199151597 217022486 252854018 279096476 305493380 312299274 372253841 414710160 444154337 2171348 2802496 3250541 4066919 4861434 5857650 6407469 8523308 10190073 11712825 1021790 1182436 1242720 1432343
Funds for Future Appropriations 20300 27617 25017 29469 33873 36727 131 1 5 3 8 17 21 334 183443 391867 99864 132786 145628 155648 186554 224977 309623 298190 323692 358028 4271 13367 16592 15227
Total 2496251 3036839 3484514 4621897 5525503 6344149 172445756 199207852 217080785 252914667 279161521 305561266 312373248 372890244 415934517 449113144 2486013 3140807 3598555 4473501 5317877 6358719 6974481 9122283 10833352 12425525 1232457 1407442 1476313 1670987
Investments
Shareholders’ 190493 230982 283474 347616 376254 513358 50808 50620 51309 57398 58580 63662 67942 71356 641214 2936353 277509 262269 239182 323031 321459 351868 325812 384837 514770 550425 56522 59838 64991 70328
Policyholders’ 1044546 1397195 1864309 2360423 2903220 3619209 138987239 167774145 187224261 223887272 251554957 275354946 284826679 348765486 389569350 418917776 1061018 1519796 2027841 2554825 3192384 3941733 4604841 5818465 6891871 8210212 383169 483420 614314 768304
Assets Held to Cover Linked Liabilities 1264695 1393961 1334752 1937339 2269390 2285457 9898813 9465853 8451111 9020460 8813358 7568137 7053181 3294950 2393864 2630954 1133039 1339957 1315379 1559095 1709812 1986192 1916416 2837362 3344318 3525023 653230 730362 668233 677273
Loans 13062 8821 8915 6429 7397 10460 9624964 10102799 10416440 10229125 10274980 10432255 10782267 10778334 10987564 11556243 4168 5918 7639 13332 22326 32650 42645 53222 66607 92483 1587 1920 2428 2884
Fixed Assets 6539 7511 8387 8445 8354 11568 306730 316639 321055 258579 274886 288400 301382 345339 355202 381962 11796 11878 16785 16227 15818 19212 21871 22132 26040 34518 2060 4567 7270 7166
Deferred Tax Asset 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Current Assets
Cash and Bank Balances 43473 46200 36059 48699 57945 39077 8100300 6437549 4291069 3272887 2268053 4217813 2858123 3029325 3743214 3835346 30820 22113 33263 34645 44050 50269 40599 57923 66169 102184 21430 17153 22249 26251
Advances and Other Assets 62853 86195 118985 118172 153542 168347 6987501 7300716 8651956 9117456 11254134 13255848 14460427 14890777 15368570 14792587 87754 111278 123020 143182 190435 210779 225060 243477 295722 297239 30170 32703 36848 66690
Sub-Total (A) 106326 132395 155044 166870 211487 207425 15087802 13738265 12943026 12390343 13522187 17473660 17318550 17920103 19111784 18627933 118574 133391 156283 177827 234485 261048 265658 301400 361891 399424 51600 49857 59097 92941
Current Liabilities 126806 130767 148821 176038 210773 240862 (147133) 565860 582408 1214172 3617880 3859430 6212673 6791018 5630154 4443770 113366 121979 136497 167734 174392 228762 196387 290877 368441 382738 50258 55906 71860 75622
Provisions 2603 3259 21547 29187 39826 62464 1657732 1674611 1744009 1714339 1719548 1760365 1764080 1494306 1494306 1494306 18893 10423 28057 3102 4015 5221 6374 4259 3703 3821 1860 2013 2148 2321
Sub-Total (B) 129409 134026 170367 205226 250599 303326 1510599 2240471 2326417 2928511 5337428 5619795 7976753 8285323 7124460 5938076 132259 132402 164554 170836 178407 233984 202761 295136 372144 386559 52118 57919 74009 77942
Net Current Assets (C) = (A – B) (23084) (1631) (15323) (38355) (39112) (95901) 13577203 11497794 10616609 9461833 8184760 11853865 9341797 9634779 11987324 12689857 (13685) 989 (8271) 6991 56078 27064 62897 6264 (10254) 12865 (518) (8063) (14912) 14998
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

12167 133989 130034
Debit Balance In Policyholders’ A/c 136406 135397
Total 2496251 3036839 3484514 4621897 5525503 6344149 172445756 199207852 217080785 252914667 279161521 305561266 312373248 372890244 415934517 449113144 2486013 3140807 3598555 4473501 5317877 6358719 6974481 9122283 10833352 12425525 1232457 1407442 1476313 1670987
PNB METLIFE PRAMERICA RELIANCE NIPPON SAHARA^

Particulars
2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021
Sources of Funds
Share Capital 201288 201288 201288 201288 201288 201288 34038 37406 37406 37406 37406 37406 37406 37406 37406 37406 119632 119632 119632 119632 119632 119632 119632 119632 119632 119632 23200 23200 23200 23200 23200 23200 23200 23200
Share Application Money Pending Allotment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Credit/[Debit] Fair Value Change Account (1) 21 (384) 514 877 14 (295) 1563 (3940) (6507) (3419) 125 503 462 1041 4993 1126 3612 2747 3349 (5674) 1937 3838 2299 253 124 382 380 496 137 812
Sub-Total 201287 201309 200904 202242 202597 201712 85721 120712 120404 122261 116759 114191 117280 120824 121202 121160 340476 344428 151074 153561 152695 153298 144274 151885 153786 154833 35799 34912 35423 35938 36750 35824 34947 35275
Borrowings 1052 472 40000 40000 0 0 0 0 0 0 0 0 0 0 0 0 0
Credit/[Debit] Fair Value Change Account 378 3940 (7184) 18827 28819 22248 0 0 164 162 44 122 114 28 0 3319 10583 2258 12721 15581 17261 (39493) 9442 21650 15742 0 107 331 450 662 (168) 1333
Revaluation Reserve-Investment Property 333
Policy Liabilities 991724 1258025 1579693 1944539 2361700 2874786 17177 59297 105349 162716 240590 320151 380785 432504 497433 605170 489735 619574 683807 860074 1052724 1262278 1477962 1688719 1906793 2199933 49752 58362 66907 77658 87675 98489 102536 105830
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 574867 596295 475598 633470 715374 727375 23539 25145 22318 24963 29821 36373 31445 40667 41115 35898 1006601 841508 705318 695000 653976 570378 403883 567535 631058 610963 32993 26274 18531 14459 11693 10866 7474 10008
Fund for Discontinued Policy 57492 62915 56584 62776 92736 118794 0 0 21143 37262 44251 51891 52530 47228 33312 39705 58831 85573 485 879 352 77 30 25 16 9
Sub-Total 1625514 1921646 2104691 2659613 3238629 3783203 40717 84442 127667 187842 270573 356568 412352 473285 538576 641068 1520799 1508927 1435634 1619686 1774811 1897144 1875664 2305401 2618332 2912210 83230 85622 85791 92526 99849 110043 109858 117513
Funds for Future Appropriations 17909 29275 44226 64245 84109 83392 0 0 0 417 1402 3703 4823 2211 642 736 6561 19975 28239 32284 36629 39313 40666 4111 6678 8084 9080 8792 6910 11492 12168
Total 1844710 2152230 2349820 2926099 3525335 4068307 126437 205154 248070 310103 387332 471177 529631 595511 663481 767050 1863486 1853998 1587444 1779807 1947481 2078681 2052222 2493914 2811431 3107710 123140 127212 129297 137543 145391 152776 156296 164957
Investments
Shareholders’ 105324 112051 122486 136408 171936 182017 27071 68624 74698 78342 89320 79217 65340 84812 76655 81185 142306 160163 152492 131675 118552 121868 112224 125338 130136 142765 28523 21670 24293 26999 25619 27069 27545 29097
Policyholders’ 990388 1269265 1589735 1992406 2457843 2956295 21548 60199 105264 161638 237847 314759 385260 434537 498514 604380 662074 651305 694400 846741 1084499 1288614 1434292 1705678 1941825 2221598 55687 63743 69972 78682 91626 99830 105638 110896
Assets Held to Cover Linked Liabilities 628419 653982 526892 696246 808110 839387 23539 25145 22318 24963 29821 36373 31445 40667 41115 35898 1028405 878775 749568 746891 706506 617605 437196 607240 689889 696535 33478 27153 18883 14536 11724 10892 7490 10017
Loans 3685 4592 5826 9209 16288 23146 0 8 42 178 542 1934 3873 6338 9096 11964 3800 7244 2991 2172 2621 3521 5011 6355 8213 11191 205 543 867 697 788 910 916 893
Fixed Assets 7950 9663 11452 12185 11853 11864 411 3304 4626 5046 5434 5165 3815 2662 1682 1536 1518 3082 3172 2950 2845 4186 5253 6013 5881 5184 1050 1022 981 962 894 754 669 624
Current Assets
Cash and Bank Balances 28982 27238 32941 26670 16332 16882 2347 2210 2662 6198 8605 6500 6349 4813 5018 6059 32974 36072 36052 18837 26680 28496 23403 29411 20672 22596 5402 5520 4984 6711 4353 5410 5404 4470
Advances and Other Assets 82422 90384 94484 98332 123524 126080 6588 8330 12006 18308 26385 34829 42093 34145 38499 36730 56894 71856 50627 100708 114048 94477 108695 93818 99127 98712 4435 11793 13087 14006 14897 14616 14790 14529
Sub-Total (A) 111404 117621 127425 125001 139856 142962 8935 10540 14668 24506 34990 41329 48443 38958 43516 42789 89868 107928 86679 119545 140729 122973 132098 123229 119799 121308 9837 17313 18071 20717 19251 20026 20193 18999
Current Liabilities 93613 91330 100746 97752 138248 133431 12720 15659 20532 24300 37757 24734 25580 14681 16162 22342 244715 132372 121534 95981 134014 101313 88012 88472 87689 85740 5374 3220 2604 3919 3546 3350 4660 3480
Provisions 2613 3068 3426 7672 9474 9884 446 523 694 906 1351 1559 15635 20213 13763 6291 11256 11613 52 26 43 2014 5574 6172 4808 5132 265 1012 1167 1131 965 3354 1496 2089
Sub-Total (B) 96226 94398 104172 105425 147722 143316 13166 16181 21227 25207 39108 26293 41215 34894 29925 28633 255971 143986 121585 96007 134058 103327 93586 94645 92497 90871 5639 4232 3771 5050 4511 6704 6156 5570
Net Current Assets (C) = (A – B) 15178 23223 23253 19577 (7866) (353) (4231) (5642) (6559) (701) (4118) 15035 7227 4064 13592 14155 (166102) (36058) (34907) 23538 6671 19646 38512 28584 27302 30437 4198 13081 14300 15667 14740 13322 14038 13430
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

93765 79454 70176 60067 67171 55952 50608 46614 41529 35394 24805 16287 29730 20451 20952 16693 191486 189487 19728 25840 25787 23241 19735 14707 8185
Total 1844710 2152230 2349820 2926099 3525335 4068307 126437 205154 248070 310103 387332 471177 529631 595511 663481 767050 1863486 1853998 1587444 1779807 1947481 2078681 2052222 2493914 2811431 3107710 123140 127212 129297 137543 145391 152776 156296 164957
SAHARA^ SBI Life SHRIRAM STAR UNION DAI-ICHI

Particulars
2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Sources of Funds
Share Capital 23200 - 100000 100000 100000 100000 100000 100000 100003 100007 100037 100089 17500 17500 17505 17508 17509 17531 17573 17639 17765 17785 25000 25000 25000 25896 25896 25896 25896 25896 25896 33896
Share Application Money Pending Allotment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Reserves and Surplus 9728 - 230613 297406 369066 446478 537446 646014 788389 909264 1041807 1192366 24878 30804 32683 33844 40588 44682 47146 54863 50863 61109 17000 17000 17000 26861 26861 34123 39657 46202 47498 72094
Credit/[Debit] Fair Value Change Account 746 - 3620 6535 4244 8730 15336 11621 (14083) 30772 20387 9293 136 1619 304 6878 675 1537 (3347) 2904 1450 778 (9) 0 6 (2) (145) (4) 138 (56) 231 204
Sub-Total 33674 - 334233 403941 473310 555208 652782 757636 874308 1040044 1162231 1301748 42514 49923 50492 58230 58772 63749 61372 75405 70079 79671 41991 42000 42006 52755 52612 60015 65692 72042 73625 106195
Borrowings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 12500 12500
Credit/[Debit] Fair Value Change Account 2135 - 26189 50082 33540 77638 94271 105639 (158719) 1538085 2017284 1491008 316 152 3754 3955 1419 (4588) 4450 4837 2866 (18) (386) (395) (250) (909) (107) (3921) (176) 2402 2423
Revaluation Reserve-Investment Property 0
Policy Liabilities 104908 - 2679504 3286036 3963417 4832376 5555590 6495439 7612301 9240748 10975904 13013190 57553 83947 124174 174824 246386 326954 411966 529824 674427 817258 153148 174031 228593 301344 398185 512856 667268 862949 1117807 1507845
Insurance Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Provision for Linked Liabilities 8632 - 2775628 3313747 3436901 4264607 5266356 6575271 7344022 9654954 11748709 14072137 100442 104063 82883 73771 60872 51554 41391 48008 44735 40680 259825 305576 263028 246060 230051 235849 184542 235449 243403 244132
Fund for Discontinued Policy 2 - 83357 167114 165265 192696 227229 337637 512510 701144 817227 966299 1803 2307 3369 2922 2367 1386 1945 2016 2223 2203 20424 36686 42523 40401 38836 31866 17582 20376 26538 33987
Sub-Total 115677 - 5564678 6816979 7599123 9367317 11143447 13513986 15310114 21134931 25559124 29542634 159798 190633 210578 255271 313581 381313 450715 584298 726222 863007 433379 515907 533750 587555 666162 780464 865472 1118598 1402650 1800887
Funds for Future Appropriations 12113 - 743 146 23 0 19348 28162 71367 84232 99364 114274 95 207 233 133 232 816 3127 3471 2240 6273 642 6775 7522 12318 15116 18041 21414 21860 26937.08 27436.47
Total 161464 - 5899654 7221066 8072456 9922525 11815576 14299783 16255789 22259207 26820720 30958656 202406 240764 261302.53 313633.03 372585.14 445878.36 515214.44 663173.82 798541 948951 476012 564682 583278 652627 733890 858521 952577 1212500 1503213 1934519
Investments
Shareholders’ 27560 - 235346 307024 356490 429550 501435 572324 682795 860471 1007582 1120870 32441 43858 53255 60562 53952 56346 53600 63477 67983 72985 17689 15946 16502 29909 36417 48699 55854 57275 65041 104503
Policyholders’ 117243 - 2532388 3150447 3825590 4696175 5448567 6447239 7341994 9393644 11213066 12987024 58928 86555 113326 170328 237180 309659 383161 512630 653347 785312 140866 179156 224568 302512 382979 482335 653760 856239 1117421 1488867
Assets Held to Cover Linked Liabilities 8634 - 2859728 3481007 3602189 4457303 5493585 6912908 7856533 11621502 14262531 16325554 102245 106370 86252 76693 63240 52940 43337 50024 46958 42883 280249 342262 305552 286460 268887 267715 202125 255825 269941 278119
Loans 808 - 64 177 12356 17820 17090 17250 36448 35808 36269 38892 78 157 293 490 968 2234 4315 6303 8884 12758 293 731 1040 945 892 843 1047 1291 1690 2474
Fixed Assets 740 - 28611 27149 44725 53847 58129 59522 58118 56543 52677 52151 3264 3533 4508 4039 4063 6409 6854 6518 5260 4830 2594 2259 2245 2248 1956 1719 2339 2593 3631 5094
Deferred Tax Asset 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Current Assets
Cash and Bank Balances 4042 - 254229 252378 261676 242984 264463 242063 142323 271052 320422 416492 14978 11399 15087 14434 20017 14647 11525 19601 21728 22437 6934 4880 4780 4147 8909 13177 3667 18841 14208 31371
Advances and Other Assets 14714 - 151238 191176 239881 326277 387618 422078 439808 444025 441152 527637 7628 10647 13309 20545 24859 29142 35816 36910 38265 44374 42264 28721 40833 37097 45425 56705 47345 50690 55820 62472
Sub-Total (A) 18756 - 405467 443554 501557 569261 652081 664141 582131 715076 761574 944129 22606 22046 28396 34979 44876 43790 47341 56511 59993 66812 49198 33601 45614 41244 54334 69882 51012 69532 70028 93843
Current Liabilities 5212 - 147271 167559 250259 276407 320457 337713 278379 380501 455855 473150 16615 20594 24215 32498 30436 23745 21036 26443 41420 30760 33712 26778 27484 20353 13555 12334 13216 29985 24188 37505
Provisions 7065 - 14678 20733 20192 25025 34854 35888 23851 43336 57124 36814 541 1161 512 960 1258 1754 2357 5846 2464 5868 55 96 97 194 287 338 344 270 352 877
Sub-Total (B) 12277 - 161949 188292 270451 301432 355311 373601 302230 423837 512979 509964 17155 21754 24727 33457 31694 25499 23393 32289 43884 36628 33767 26874 27581 20547 13842 12672 13560 30255 24540 38382
Net Current Assets (C) = (A – B) 6479 - 243518 255262 231106 267829 296770 290540 279901 291239 248595 434165 5451 291 3669 1521 13182 18291 23948 24222 16109 30184 15431 6727 18033 20697 40492 57210 37453 39277 45488 55461
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

18888 17601 15339 9856 2266
Total 161464 - 5899654 7221066 8072456 9922525 11815576 14299783 16255789 22259207 26820720 30958656 202406 240764 261303 313633 372585 445878 515214 663174 798541 948951 476012 564682 583278 652627 733890 858521 952577 1212500 1503213 1934519
(₹Lakh)
TATA AIA TOTAL
Particulars
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016
Sources of Funds
Share Capital 195350 195350 195350 195350 195350 195350 195350 195350 195350 195350 2593818 2623956 2669147
Advance Against share capital 0 0 0
Share Application Money Pending Allotment 0 0 0 0 0 0 0 10 117 8
Reserves and Surplus 2596 8330 11606 16013 18127 31065 81617 1743213 2014818 2161843
Credit/[Debit] Fair Value Change Account 238 595 256 971 1409 27559 60130 28572
Sub-Total 195588 195945 195606 198918 205088 206956 211363 213477 226415 276967 4364600 4699021 4859570
Borrowings 0 0 0 0 0 0 48800 97600 0 0 2177
Policyholders’ Funds: 0 0 0
Credit/[Debit] Fair Value Change Account 11855 24780 21119 39495 51628 74239 23831 138306 155002 124865 10925728 16134595 10632397
Revaluation Reserve-Investment Property 2596 (907) (907) 6689 7654 7804
Policy Liabilities 644234 764685 903340 1077051 1263790 1556701 1945087 2635105 3335091 4335552 164448423 190164506 218097080
Insurance Reserves 69 0 0 0 0 0 0 0 868850 856635 859557
Provision for Linked Liabilities 922051 969626 753121 836766 924806 1054363 887740 1550076 1885900 2048962 30921328 33872469 31656135
Fund for Discontinued Policy 35125 56338 69466 14123 243 394 62514 93363 119425 144799 647662 1229599 1368309
Sub-Total 1613265 1815499 1747045 1967435 2240466 2685697 2919172 4419445 5543311 6750871 207818679 242265458 262623460
Deferred Tax Liability 0 0 0
Funds for Future Appropriations 11289 4734 6871 4563 8358 10393 61387 101431 109585 108564 243915 289612 358292
Total 1820143 2016178 1949522 2170916 2453913 2903046 3191923 4734354 5879311 7136401 212427193 247254091 267841321
Application of Funds 0 0 0
Investments 0 0 0
Shareholders’ 131741 173104 200324 170026 185370 185700 193154 213596 221893 228164 2855852 3323749 3652349
Policyholders’ 665042 778602 897332 1090749 1292126 1602555 2001690 2771100 3629792 4678801 150664086 182814363 205773695
Assets Held to Cover Linked Liabilities 955490 1025966 822489 849002 925044 1054739 950222 1643439 2005279 2193684 33679822 37516813 35591341
Loans 16873 20953 25358 29165 32167 35904 42014 46867 50630 52929 9675379 10190825 10522235
Fixed Assets 9729 10897 11367 15018 17536 19712 19491 19159 26113 37999 466590 489938 537301
Deferred Tax Asset 0 0 0 0 0 0 0 7645 6915 6158
Current Assets 0 0 0
Cash and Bank Balances 6811 7960 12877 20907 26239 44469 35142 60448 39868 77907 8775904 7051852 4943928
Advances and Other Assets 36812 49309 46606 86666 70611 85500 108288 157069 194439 240799 7953125 8426803 9868276
Sub-Total (A) 43623 57269 59483 107572 96850 129968 143430 217516 234307 318706 16729029 15478656 14812203
Current Liabilities 57094 78533 87951 99852 92041 122009 153716 171758 281429 364220 1316152 2048238 2278164
Provisions 588 1044 1480 2018 3139 3523 4362 5566 7274 9662 1796272 1815422 1895763
Sub-Total (B) 57682 79578 89432 101870 95180 125532 158078 177324 288703 373883 3112424 3863660 4173927
Net Current Assets (C) = (A – B) (14059) (22309) (29949) 5702 1670 4436 (14648) 40193 (54396) (55177) 13616605 11614995 10638276
0 0 0 0 0 0 0 0 0 0 0

55327 28965 22602 11255 1220741 1050302 1002805
Debit Balance In Policyholders’ A/c 240473 246190 117161
Total 1820143 2016178 1949522 2170916 2453913 2903046 3191923 4734354 5879311 7136401 212427193 247254091 267841321
RE/LAPSED POLICIES IN RESPECT OF INDIVIDUAL NON-LINKED BUSINESS (EXCLUDING VIP) (WITHIN INDIA)
Number of policies in '000s Sum Assured (₹Crore)
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
15810.61 11259.40 7755.46 7178.67 6408.41 6415.17 7517.35 7694.27 7155.49 7138.31 202,127.13 342,174.22 302,715.37 546,590.38 339,122.75 362,703.50 473,944.21 489,908.00 444,708.58
363.19 269.03 188.11 169.85 171.44 120.14 98.47 94.14 65.85 50.35 13,011.20 10,547.70 8,084.77 675.11 947.65 1,273.28 13,708.59 12,990.32 9,514.19
30.79 16.72 9.32 11.73 14.29 16.47 13.52 10.56 15.49 10.07 3,664.97 3,647.30 3,689.45 4,468.22 6,456.69 9,168.43 9,222.57 7,396.81 11,383.00
40.56 40.02 37.46 41.18 40.24 28.74 28.25 17.95 12.70 7.50 2,311.03 2,253.54 1,557.58 2,014.28 2,773.41 2,717.98 3,075.47 2,420.73 2,160.79
74.17 58.08 37.84 27.88 14.24 13.71 13.46 11.49 8.18 7.56 7,430.16 6,237.49 6,317.98 4,728.22 3,557.97 2,954.95 2,594.59 2,399.26 1,926.83
490.73 371.54 224.86 130.45 66.99 57.37 61.64 92.40 96.11 85.45 56,322.18 21,070.98 5,359.76 3,781.02 3,376.43 3,077.35 3,940.27 6,245.41 9,930.40
50.87 62.16 29.17 33.35 46.23 52.93 131.75 83.69 59.46 44.88 2,377.34 3,124.25 2,141.31 2,854.56 3,116.98 3,584.30 6,442.08 5,438.74 5,265.33
17.21 16.45 17.54 12.91 14.33 26.48 34.55 47.76 49.72 46.71 608.91 677.38 657.72 400.78 820.72 2,354.64 4,023.15 5,550.94 4,951.37
38.87 50.96 11.06 9.07 11.21 18.36 25.47 29.89 28.82 21.37 7,358.63 10,413.72 1,493.78 1,425.84 1,302.51 1,930.84 3,737.40 4,015.06 3,827.06
101.09 99.21 63.51 40.58 26.46 27.53 32.12 52.56 56.31 - 3,229.87 3,845.07 3,720.32 2,862.33 3,154.76 3,288.42 4,729.16 6,397.00 4,487.92
79.56 73.88 50.41 24.90 25.45 39.84 35.21 34.85 22.52 15.31 2,697.13 2,711.13 1,575.83 1,453.54 1,676.02 3,278.50 4,140.50 3,544.61 2,252.84
161.42 156.35 112.10 213.58 225.02 241.92 229.17 185.14 154.08 169.51 8,738.66 16,212.04 18,378.01 25,720.57 34,307.65 41,302.80 47,568.07 46,582.98 36,819.65
446.52 405.78 233.89 111.36 158.98 224.81 249.06 205.60 167.92 149.97 11,428.60 11,743.82 13,211.75 24,527.58 34,299.84 57,820.66 76,178.26 71,177.91 71,532.23
15.64 25.12 32.24 29.43 41.18 55.66 47.44 51.80 40.24 42.97 527.87 890.57 828.34 710.51 966.85 1,501.64 1,588.61 2,263.23 2,328.41
62.69 58.75 56.81 66.22 74.39 78.31 71.10 97.89 87.93 70.96 4,846.81 4,837.18 4,678.58 3,842.74 4,913.52 5,708.96 6,447.87 9,968.99 13,320.12
217.45 201.16 200.32 128.22 138.88 147.58 181.80 187.46 150.15 111.38 9,280.04 9,607.26 11,801.65 10,418.95 19,959.55 31,253.62 47,917.49 58,324.93 53,160.92
101.47 86.80 63.92 72.99 80.57 77.52 56.16 65.69 57.07 59.00 3,628.22 4,328.41 5,001.65 5,142.89 6,752.94 9,222.11 10,130.45 13,355.99 12,430.18
59.74 39.58 30.26 22.62 20.09 22.17 28.25 13.79 8.69 8.42 1,209.08 1,028.54 754.65 1,319.02 1,176.95 1,499.00 1,982.44 1,068.71 706.41
466.99 329.04 243.68 178.18 118.14 82.69 78.07 76.86 64.27 43.03 7,241.85 5,778.67 5,078.17 7,573.35 4,404.76 3,159.77 3,534.17 3,902.81 4,156.85
35.03 28.16 273.98 8.78 5.40 2.09 0.58 0.18 0.21 - 697.72 406.42 5,478.68 87.42 86.51 35.13 10.41 4.05 3.93
356.41 248.11 452.74 423.55 345.81 281.49 256.99 251.79 235.59 258.67 10,326.41 12,290.15 16,916.86 20,209.87 17,369.96 18,255.65 21,804.93 23,006.49 23,345.49
114.37 93.35 116.59 172.75 136.81 122.70 159.46 169.17 200.73 199.40 4,427.58 3,895.40 4,738.39 4,092.32 3,258.06 3,404.75 5,418.64 6,391.99 7,740.43
58.71 52.79 30.62 35.43 42.70 42.92 34.55 22.77 25.51 28.86 906.35 1,280.01 1,614.85 1,991.33 3,541.57 3,500.05 4,023.15 1,977.49 1,703.24
135.00 82.02 41.68 55.23 50.43 51.68 131.06 84.46 91.90 69.37 4,368.08 2,250.28 1,517.35 3,406.90 6,598.59 7,325.43 15,402.25 17,352.35 15,188.37
um is not paid within the grace period (generally ranging from 15 to 30 days)
ncluding forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
fe Insurance Company Limited has not been furnished due to merger with HDFC Life Insurance Company Limited effective from the end of 14th October 2022.
Lapse Ratio (%)
(Based on number of policies)
20223-23 2013-14 2014-15 2015-16
460,666.88 5.69 4.01 2.76
9,495.92 46.89 34.60 22.83

1,387.34 14.59 9.13 4.29
5,570.15 13.60 11.57 9.85
1,562.25 22.19 16.35 10.43
8,430.53 14.00 15.67 10.02
4,340.00 24.72 16.71 9.91
3,942.96 29.62 23.38 20.88
3,690.37 52.44 32.74 17.81
11.34 10.67 6.37
1,577.05 16.01 22.35 17.59
36,835.87 6.13 6.74 4.54
52,662.03 26.87 24.06 13.89
3,530.79 28.84 27.60 25.46
14,598.22 5.71 9.60 7.56
43,548.44 9.03 7.69 5.40
11,823.32 23.25 17.90 11.04
636.04 40.65 26.69 18.73
3,220.56 19.40 13.42 9.95
18.08 11.81 8.69
26,225.86 7.58 8.83 13.78
7,617.97 45.12 26.34 29.85
1,888.53 35.04 29.23 15.03
18,096.63 8.49 9.74 4.79
TABLE 30: PERSISTENCY OF LIFE INSURANCE POLICIES (BASED ON NUMBER OF POLICIES)
(As on 31st March)
2015 2016 2017

S.No. Insurer
13* 25* 37* 49* 61* 13* 25* 37* 49* 61* 13* 25* 37* 49* 61*
Public Sector
1 Life Insurance Corporation of India 66.00 51.00 49.00 47.00 44.00 63.00 60.00 48.00 47.00 44.00 64.00 56.00 56.00 45.00 44.00
Private Sector
2 Aditya Birla Sunlife Insurance Compa 50.00 39.00 38.00 38.00 19.00 54.00 42.00 34.00 31.00 28.00 56.00 49.00 37.00 32.00 27.00
3 Aegon Life Insurance Company Ltd. 73.00 65.00 43.00 40.00 20.00 62.07 66.78 60.54 39.83 27.31 65.00 55.00 63.00 58.00 31.00
4 Ageas Federal Life Insurance Compan 70.07 65.32 70.18 71.29 54.47 61.89 58.93 49.12 53.91 58.11 62.41 56.30 54.46 45.93 51.62
5 Aviva Life Insurance Company India L 56.50 49.70 44.60 39.00 18.10 62.49 47.83 44.26 41.51 31.53 70.87 56.64 43.90 41.91 37.50
6 Bajaj Allianz Life Insurance Company 52.72 39.76 32.66 19.61 6.88 53.95 42.18 33.40 28.16 14.86 59.56 44.70 35.89 29.80 24.34
7 Bharti AXA Life Insurance Company L 52.10 46.50 38.90 35.70 33.30 49.73 42.46 33.39 27.68 16.53 58.19 47.83 45.89 35.79 24.52
8 Canara HSBC OBC Life Insurance Co 53.47 44.97 43.91 43.71 36.96 59.25 47.06 40.70 41.43 31.04 68.97 53.81 43.99 39.29 34.54
9 Edelweiss Tokio Life Insurance Comp 49.50 34.40 31.80 NA NA 63.92 40.98 30.65 28.86 NA 69.16 55.13 36.24 28.28 25.96
10 Exide Life Insurance Company Ltd. 59.00 52.00 42.00 35.00 29.00 58.80 52.30 42.90 36.40 30.10 58.68 52.31 43.34 37.36 31.13
11 Future Generali India Life Insurance 38.73 32.03 26.15 20.44 8.88 35.23 31.59 29.20 23.44 16.61 51.31 32.27 29.53 23.03 20.46
12 HDFC Life Insurance Company Ltd. 68.19 59.33 58.44 56.23 31.78 71.33 61.28 55.17 56.43 41.36 67.00 65.00 58.00 53.00 50.00
13 ICICI Prudential Life Insurance Comp 73.40 60.60 57.80 42.80 16.70 78.70 66.40 56.40 55.30 35.20 80.58 71.33 61.77 53.87 49.12
14 IndiaFirst Life Insurance Company Ltd 60.10 55.40 51.60 46.20 37.30 60.53 49.70 50.61 48.86 26.01 65.56 51.59 44.70 48.20 35.78
15 Kotak Mahindra Life Insurance Ltd. 71.79 61.41 54.74 42.77 25.75 76.82 63.87 55.94 51.20 37.39 79.00 68.00 59.00 53.00 45.00
16 MaxLife Insurance Company Ltd. 78.00 67.00 54.00 38.00 23.00 74.00 62.00 53.00 49.00 37.00 77.00 67.00 55.00 49.00 46.00
17 PNB Metlife India Insurance Company 58.00 41.00 31.00 24.00 14.00 63.30 46.30 35.80 28.20 17.10 69.31 52.43 40.69 32.68 24.45
18 Pramerica Life Insurance Company Lt 43.21 27.34 24.91 22.66 10.16 50.08 34.71 18.80 21.00 15.66 64.76 46.88 33.12 19.58 22.18
19 Reliance Nippon Life Insurance Com 54.48 43.20 38.96 22.51 6.42 55.80 44.86 39.09 36.13 16.17 60.30 46.90 40.10 36.00 31.40
20 Sahara India Life Insurance Company 62.62 45.51 46.20 41.28 22.09 75.21 67.32 56.95 50.59 40.05 74.84 66.85 51.69 42.82 32.38
21 SBI Life Insurance Company Ltd. 69.00 57.00 51.00 37.00 16.00 69.25 59.31 49.96 42.52 23.44 68.81 58.03 55.46 39.50 37.19
22 Shriram Life Insurance Company Ltd. 45.00 29.00 30.00 31.00 7.00 47.19 33.39 25.24 29.05 28.03 44.42 30.64 28.03 22.37 24.53
23 Star Union Dai-ichi Life Insurance C 48.84 36.11 33.24 30.18 19.01 52.89 44.21 33.63 29.76 21.40 60.45 42.30 35.45 28.89 22.50
24 TATA AIA Life Insurance Company Lt 51.43 41.64 38.56 27.68 16.39 56.84 45.83 37.91 36.09 24.02 56.58 49.58 41.85 35.35 33.22
*Persisitency ratio for 13th, 25th, 37th, 49th and 61st months.
NA- Not available
Note: Persistency rate is calculated as per circular ref: IRDA/ACT/CIR/Misc./035/01/2014 dated 23.01.2014
information pertaining to Exide Life Insurance Company Limited has not been furnished due to merger with HDFC Life Insurance Company Limited effective from the end of 14th October 2022.
2018 2019 2020 2021
13* 25* 37* 49* 61* 13* 25* 37* 49* 61* 13* 25* 37* 49* 61* 13* 25* 37* 49* 61*
66.00 58.00 53.00 53.00 43.00 66.00 60.00 54.00 50.00 51.00 61.00 56.00 52.00 48.00 44.00 67.00 58.00 55.00 52.00 48.00
60.00 51.00 44.00 35.00 29.00 64.00 54.00 45.00 41.00 32.00 69.00 53.00 44.00 39.00 36.00 72.00 62.00 48.00 42.00 38.00
80.00 59.00 51.00 61.00 48.00 83.00 74.00 55.00 49.00 50.00 84.00 76.00 68.00 52.00 37.00 87.00 79.00 72.00 65.00 39.00
68.14 56.00 51.87 51.93 43.43 74.53 61.36 50.74 49.18 49.94 70.25 65.67 53.26 46.40 43.91 73.34 63.86 60.87 51.41 41.10
74.56 64.81 51.46 40.78 38.68 72.70 67.30 59.70 48.40 38.10 69.10 64.40 60.80 56.60 37.80 64.35 62.76 60.60 59.10 39.07
64.46 50.06 41.30 34.12 27.12 63.38 50.47 45.50 39.14 30.66 66.32 50.96 41.75 39.49 29.80 70.11 58.79 46.04 40.22 35.11
57.44 50.14 42.99 42.85 33.42 58.21 50.03 45.53 40.40 38.83 51.74 48.41 42.11 40.62 34.25 38.96 44.30 42.86 39.78 37.49
69.78 60.10 49.49 41.84 34.26 73.59 61.48 54.74 46.89 37.61 72.93 65.02 55.30 51.54 41.87 76.30 65.49 60.33 52.74 45.69
74.00 58.31 49.52 33.03 25.58 75.21 62.94 52.79 45.96 29.87 75.54 61.22 54.88 46.38 39.79 73.18 66.08 55.75 52.47 44.28
58.93 51.95 43.55 37.95 32.22 59.62 52.11 43.54 38.34 33.03 59.98 52.50 43.73 38.41 33.49 61.81 53.42 47.65 40.77 32.75
57.84 40.66 27.05 27.15 20.08 53.49 45.69 34.07 24.26 22.61 57.04 40.34 36.62 29.04 19.04 62.78 45.13 32.70 32.77 25.54
69.00 61.00 60.00 55.00 47.00 71.00 61.40 56.30 57.30 47.20 72.80 62.40 55.20 52.10 47.20 77.40 64.20 57.00 51.70 43.40
80.70 73.20 66.30 59.40 49.10 78.83 72.01 66.54 62.46 53.30 81.90 71.70 66.00 63.00 56.50 80.88 72.61 64.45 61.79 56.42
65.61 57.10 47.02 41.81 38.41 65.88 57.16 52.16 43.76 33.63 67.43 57.74 51.61 48.59 37.40 71.10 58.20 50.86 46.76 39.63
81.11 70.65 63.21 55.82 47.20 83.55 72.97 65.40 60.27 46.64 80.74 73.58 64.89 60.63 48.87 83.42 74.64 68.26 62.84 50.81
77.00 69.00 58.00 52.00 47.00 79.00 67.00 60.00 54.00 49.00 82.00 70.00 61.00 56.00 50.00 79.00 67.00 58.00 53.00 50.00
71.70 57.77 45.84 36.62 26.47 77.32 62.62 51.83 40.87 30.16 74.22 62.71 53.29 45.25 31.48 75.88 63.01 55.84 49.79 38.65
74.33 59.28 39.68 29.05 15.60 77.20 66.10 54.10 36.60 26.60 90.79 83.83 74.90 67.74 57.33 94.02 85.28 77.80 70.40 62.91
66.47 50.78 41.97 38.37 32.97 72.59 58.24 46.30 40.31 36.14 70.76 62.13 50.28 41.19 35.98 72.88 61.35 56.03 47.26 39.00
75.00 66.96 52.14 43.68 33.14 75.18 67.18 52.48 44.13 34.26 0.00 54.75 38.18 31.05 23.96 0.00 0.00 55.05 58.19 45.36
69.86 59.81 53.14 50.39 38.00 70.91 62.00 55.23 48.03 42.28 71.19 63.33 56.31 49.21 42.61 79.29 66.19 54.34 50.59 38.92
52.02 30.58 25.97 27.23 19.34 57.28 41.67 25.06 24.07 23.72 54.07 39.53 30.87 20.29 19.34 55.88 40.28 31.05 31.16 21.63
68.96 59.47 51.41 46.62 42.85 69.63 60.76 54.26 49.34 42.74 65.92 53.67 46.14 39.74 25.86 69.45 56.24 47.60 43.57 35.65
65.33 49.03 45.81 39.92 32.74 71.07 57.75 45.11 43.83 37.97 73.05 64.89 54.62 43.62 42.70 70.15 63.67 57.16 49.53 39.75
(in percent)
2022 2023
13* 25* 37* 49* 61* 13* 25* 37* 49* 61*
63.40 60.70 54.10 51.90 49.90 64.28 56.97 56.9 51.05 49.86
74.00 63.00 57.00 46.00 40.00 78.00 64.00 58.00 54.00 45.00
81.37 82.14 73.26 67.63 51.99 80.01 76.79 78.83 70.19 54.27
66.13 62.38 54.42 51.95 37.06 69.08 56.79 55.99 50.84 36.53
65.58 57.35 58.35 59.02 42.08 60.07 54.04 51.32 56.43 42.47
74.60 62.36 54.05 44.63 40.63 76.82 65.53 56.37 51.96 44.03
59.59 31.07 37.94 39.57 36.66 64.00 46.80 26.80 35.40 37.10
75.29 67.31 60.91 57.79 47.64 78.63 67.36 62.05 58.08 54.41
68.26 64.52 59.78 52.12 44.75 72.39 58.45 58.60 56.51 46.65
63.16 53.11 48.05 45.88 37.89 - - - - -
65.27 50.73 38.19 30.00 30.19 69.33 53.76 41.89 34.43 27.18
80.52 69.78 58.70 54.28 46.23 81.60 70.01 61.43 54.64 47.66
78.02 73.98 67.39 61.79 59.78 81.50 71.50 69.30 64.50 55.30
81.16 70.32 61.93 57.51 43.98 81.48 69.97 66.24 58.58 44.17
95.43 73.51 53.60 59.89 60.32 95.43 73.51 53.60 59.89 60.32
82.00 67.00 59.00 54.00 49.00 84.00 70.00 61.00 55.00 51.00
76.80 66.75 56.65 52.04 43.95 77.26 66.90 60.21 53.27 44.96
88.77 90.61 78.61 72.83 65.99 78.04 70.74 65.38 49.93 46.64
72.50 62.82 55.13 52.50 44.11 75.49 59.21 55.46 51.00 48.90
0.00 0.00 0.00 36.73 30.46 0.00 0.00 0.00 0.00 0.00
78.97 70.20 62.20 50.73 40.28 77.81 68.08 65.77 59.57 48.47
43.04 35.27 28.72 25.25 28.65 47.94 29.42 25.16 22.61 22.13
68.15 59.90 49.76 44.17 40.95 70.94 57.86 54.03 46.98 40.71
81.34 64.84 59.33 54.49 46.83 83.52 74.10 61.38 58.80 52.26
TABLE 31: STATE-WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS
LIC Aditya Biral Sunlife Aegon

State/Union Territory
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Andhra Pradesh 332 190 192 193 194 195 195 195 197 197 49 21 21 17 17 17 16 16 15 15 4 2 1 1 1 1 1 0
Arunachal Pradesh 7 7 7 7 7 7 7 7 7 7 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0
Assam 98 98 98 98 98 98 98 98 102 106 17 17 17 18 18 18 17 17 15 15 1 1 1 1 1 1 1 1
Bihar 162 166 168 170 175 177 178 181 184 185 35 35 35 34 34 32 29 28 27 25 0 0 0 0 0 0 0 0
Chattisgarh 87 87 87 87 87 86 86 87 88 89 11 9 9 9 9 9 9 9 8 8 2 2 2 2 2 2 2 2
Goa 19 19 19 19 19 19 19 19 19 19 3 3 3 2 2 2 2 2 2 2 1 1 1 1 1 1 1 1
Gujarat 254 256 256 257 256 265 262 265 265 265 35 30 30 31 31 31 30 26 23 23 7 7 7 7 7 7 7 1
Haryana 97 100 101 101 101 101 101 101 101 101 21 21 21 21 21 21 21 19 18 18 3 3 2 2 2 2 2 0
Himachal Pradesh 40 40 40 40 40 40 40 40 40 40 5 3 3 2 2 2 3 3 3 3 1 1 1 1 1 1 1 1
Jharkhand 111 111 113 111 113 113 112 112 112 112 17 17 17 17 17 16 14 14 13 13 1 1 1 1 1 1 1 1
Karnataka 288 288 288 289 289 291 293 295 295 295 27 23 23 15 15 15 15 15 15 20 6 6 6 6 6 6 6 1
Kerala 240 241 241 241 241 242 246 246 246 247 30 24 24 19 19 19 17 17 16 16 4 4 0 0 0 0 0 0
Madhya Pradesh 337 337 337 337 337 338 338 339 341 343 26 23 23 19 19 19 19 17 16 16 6 5 4 4 4 4 4 1
Maharashtra 483 487 486 488 489 494 508 511 512 514 58 53 53 43 43 43 40 35 33 34 15 15 15 16 16 16 16 5
Manipur 14 15 15 15 15 16 15 15 15 15 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0
Meghalaya 9 9 9 9 9 9 9 9 9 9 3 3 3 3 3 3 2 2 2 2 0 0 0 0 0 0 0 0
Mizoram 7 7 7 7 7 7 7 7 7 7 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Nagaland 8 8 8 8 8 8 8 8 8 8 2 2 2 2 2 2 2 1 1 1 0 0 0 0 0 0 0 0
Odisha 144 145 145 145 146 147 147 147 148 148 24 22 22 23 23 21 19 19 18 19 3 3 3 3 3 2 2 1
Punjab 147 150 150 150 150 150 150 150 150 150 27 17 17 9 9 9 8 5 5 7 5 5 5 5 5 5 5 4
Rajasthan 261 263 265 265 265 266 266 267 267 268 27 21 21 18 18 18 17 17 15 17 2 2 2 2 2 2 2 0
Sikkim 2 2 2 2 2 2 2 2 2 2 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0
Tamil Nadu 494 496 496 496 496 496 497 497 497 497 33 27 27 21 21 21 21 17 15 15 8 8 8 8 8 8 8 2
Telangana - 143 145 145 145 145 145 146 146 146 - 14 14 14 14 14 14 13 12 12 - 2 2 2 2 2 2 0
Tripura 18 18 18 18 18 18 18 18 18 18 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0
Uttrakhand 54 55 55 55 55 55 56 56 56 56 5 5 5 4 4 4 4 4 4 4 0 0 0 0 0 0 0 0
Uttar Pradesh 665 665 669 669 669 670 672 671 671 673 61 57 57 53 53 53 44 40 39 41 7 7 7 7 7 6 6 4
West Bengal 313 317 321 321 323 323 326 327 328 330 39 38 38 37 37 35 32 30 25 24 6 5 5 5 5 5 5 1
Andaman & Nicobar 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 9 10 10 10 10 10 10 10 10 10 1 1 1 1 1 1 1 1 1 1 3 3 3 3 3 3 3 0
Dadra & Nagra Haveli 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Delhi 82 85 85 85 85 85 85 85 85 85 13 12 12 12 12 12 12 11 9 6 6 6 6 6 6 6 6 0
Jammu & Kashmir 44 48 45 45 45 45 44 44 44 44 3 3 3 3 3 3 3 3 3 3 1 1 1 1 1 1 1 1
Ladakh 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 9 9 9 9 9 9 9 9 9 9 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0
Total 4839 4877 4892 4897 4908 4932 4955 4970 4985 5001 578 507 507 452 452 445 416 386 358 365 93 91 83 84 84 82 82 27
Aegon Ageas Federal Aviva Bajaj Allianz

2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Andhra Pradesh 0 0 5 5 5 5 4 5 5 5 5 5 3 2 2 2 2 2 2 2 2 2 49 26 24 21 21 21
Assam 0 0 1 1 1 1 1 1 1 1 1 1 6 6 6 6 6 5 5 5 5 5 25 25 24 22 21 22
Bihar 0 0 2 3 3 3 3 4 4 4 4 4 3 3 3 3 3 1 1 1 1 1 52 52 52 49 49 47
Chattisgarh 0 0 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 0 0 0 0 0 14 14 13 13 13 13
Goa 0 0 2 2 2 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 2 2 2 2 2 3
Gujarat 0 0 4 4 4 4 4 4 5 5 5 5 7 7 7 6 6 3 3 3 3 3 39 39 35 29 29 26
Haryana 0 0 2 2 2 2 2 1 1 1 1 1 7 7 7 6 4 3 3 3 3 3 13 13 13 12 12 12
Himachal Pradesh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 11 11 11 11 11 12
Jharkhand 0 0 2 2 2 2 2 2 2 2 2 2 3 3 3 3 2 1 1 1 1 1 34 34 32 30 30 26
Karnataka 0 0 3 4 4 3 3 3 4 4 4 4 7 7 7 4 4 3 3 3 3 2 31 31 30 25 26 23
Kerala 0 0 5 5 5 5 5 5 5 5 5 5 6 6 6 5 5 5 5 5 5 5 62 61 57 55 48 45
Madhya Pradesh 0 0 2 2 2 2 2 2 3 3 3 3 6 6 6 6 6 2 2 2 2 2 37 34 34 31 30 31
Maharashtra 2 2 10 10 11 10 10 10 10 10 10 10 13 13 13 13 13 12 12 11 11 11 61 61 52 48 48 48
Manipur 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1
Meghalaya 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 1 1 1 1 1 1
Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1
Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Odisha 0 0 1 1 1 1 1 1 1 1 1 1 6 6 6 6 4 1 1 1 1 1 46 45 41 40 40 39
Punjab 0 0 2 2 2 2 2 2 2 2 2 2 9 9 9 7 4 3 3 3 3 3 24 24 24 23 22 19
Rajasthan 0 0 3 3 3 3 3 3 3 3 3 3 6 6 6 4 3 1 1 1 1 1 33 33 31 21 21 21
Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 2 2 2 1
Tamil Nadu 0 0 3 3 3 3 3 5 7 7 7 7 5 5 5 4 3 2 2 2 2 2 35 33 31 28 28 25
Telangana 0 0 - 1 1 1 1 1 1 1 1 1 - 1 1 1 1 1 1 1 1 1 - 22 20 16 16 15
Tripura 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2
Uttrakhand 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 13 13 13 12 12 12
Uttar Pradesh 0 0 6 6 6 6 6 6 8 8 8 8 8 8 8 7 4 3 3 3 3 3 78 78 73 69 72 66
West Bengal 0 0 4 5 5 5 4 4 5 5 5 5 11 11 11 11 11 5 4 4 4 4 63 63 58 55 54 53
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 1
Delhi 0 0 2 2 2 2 2 2 2 2 2 2 7 7 7 6 6 6 6 6 6 6 16 16 9 8 8 9
Jammu & Kashmir 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 11 11 9 9 9 9
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0
Total 2 2 62 66 67 64 62 65 73 73 73 73 121 121 121 107 93 62 61 60 60 59 759 750 697 638 631 604
Bajaj Allianz Bharti AXA Canara HSBC Edelwei

2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Andhra Pradesh 14 13 13 13 8 5 5 6 9 13 14 14 14 14 2 0 0 0 0 0 0 1 1 3 2 1 2 2
Assam 21 20 20 20 2 2 2 2 3 3 4 4 4 4 1 1 1 1 1 1 1 1 1 4 0 0 1 1
Bihar 46 44 44 44 2 3 2 4 5 10 13 13 13 13 1 1 1 1 1 1 1 1 1 3 2 2 2 2
Chattisgarh 13 11 11 11 2 2 2 3 3 3 3 3 3 3 0 0 0 0 1 1 1 1 1 1 2 2 2 2
Goa 3 3 3 3 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 1 1 1 1 1
Gujarat 25 23 23 23 9 9 9 11 13 16 18 18 18 18 1 1 1 1 1 1 2 2 2 2 7 7 7 7
Haryana 12 12 12 12 6 6 6 7 9 12 12 12 12 12 4 4 4 2 2 2 2 2 2 5 3 3 3 4
Jharkhand 25 23 23 23 4 4 4 4 7 8 10 10 10 10 0 0 0 0 1 1 1 1 1 2 2 2 3 4
Karnataka 19 15 15 16 7 7 7 8 10 15 15 15 14 14 2 2 2 2 3 4 4 7 7 10 2 2 3 4
Kerala 43 38 38 38 8 8 8 8 9 9 9 9 9 9 2 2 2 2 2 3 3 3 3 8 1 1 2 2
Madhya Pradesh 27 24 24 24 5 5 5 6 8 10 10 10 10 10 1 1 1 1 1 1 1 2 2 4 2 2 2 3
Maharashtra 47 43 43 43 18 18 18 16 24 29 29 29 22 22 3 2 2 2 3 3 4 4 4 8 15 15 15 22
Manipur 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Meghalaya 1 1 1 1 0 0 0 0 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Mizoram 1 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Odisha 39 39 39 39 4 4 4 5 6 7 9 9 9 9 1 1 1 1 1 1 1 1 1 1 1 1 2 3
Punjab 13 12 12 12 6 6 6 7 8 10 12 12 12 12 2 2 2 3 3 3 3 4 4 6 3 3 3 3
Rajasthan 18 16 16 17 4 4 4 6 8 11 12 12 12 12 1 1 1 1 1 1 2 2 2 6 2 2 3 3
Sikkim 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Tamil Nadu 19 17 17 17 8 8 8 9 14 18 20 20 20 20 3 3 3 4 4 5 5 6 6 7 0 1 3 4
Telangana 13 10 10 10 - 3 3 3 5 8 9 9 8 8 - 2 2 1 1 1 1 1 1 3 - 1 1 1
Tripura 2 2 2 2 0 0 0 0 0 1 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Uttrakhand 11 10 10 10 3 3 3 4 4 4 4 4 4 4 1 1 1 1 1 1 1 1 1 1 0 0 1 1
Uttar Pradesh 62 57 57 57 13 13 13 14 25 29 33 33 33 32 3 2 2 3 3 3 4 6 6 11 8 8 8 9
West Bengal 51 47 47 48 6 6 6 7 8 12 14 14 14 14 1 1 1 1 2 2 2 2 2 5 1 1 3 3
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Delhi 10 9 9 9 4 3 3 3 4 4 5 5 5 5 2 2 2 1 1 1 1 1 1 2 4 4 4 9
Jammu & Kashmir 7 7 7 7 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 1
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 0 0 0 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total 556 509 509 511 123 123 122 138 188 238 263 263 254 253 32 30 30 29 34 37 41 50 50 102 60 61 73 93
Edelweiss Tokio Exide Life* Future Generali

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Andhra Pradesh 5 5 5 5 5 5 39 29 29 33 29 27 27 27 27 - 5 4 3 3 5 5 5 3 2 1 31 16
Arunachal Pradesh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 1 0
Assam 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 - 1 1 1 1 1 3 4 4 4 4 10 9
Bihar 2 2 2 2 2 2 0 1 1 1 1 1 1 1 1 - 13 13 11 8 7 7 7 5 5 4 7 10
Chattisgarh 3 3 3 3 3 3 1 1 1 1 1 1 1 1 1 - 1 1 1 1 2 2 2 1 1 1 9 9
Goa 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 - 0 0 0 0 1 1 1 1 0 0 2 2
Gujarat 11 11 11 10 9 9 6 6 6 6 6 6 6 6 6 - 4 4 4 4 5 5 5 4 4 4 24 28
Haryana 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6 - 4 4 4 2 3 3 5 3 3 3 13 13
Himachal Pradesh 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 - 1 1 1 1 1 1 1 1 1 1 5 5
Jharkhand 4 4 4 4 3 3 1 2 3 0 3 3 3 3 3 - 3 3 2 1 3 3 3 1 1 1 6 6
Karnataka 6 6 6 6 6 6 28 33 33 33 32 32 32 30 30 -- 2 2 2 2 3 3 4 3 3 3 31 29
Kerala 6 6 6 6 6 6 9 9 9 9 9 9 9 9 9 - 4 4 4 4 6 6 7 7 7 7 47 45
Madhya Pradesh 4 4 4 4 4 4 6 6 6 6 6 6 6 6 6 - 4 4 3 3 4 5 4 4 4 4 26 21
Maharashtra 23 23 23 21 20 20 13 13 13 13 14 14 17 16 16 - 14 14 14 15 18 19 19 18 16 16 45 45
Manipur 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 1 1
Meghalaya 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 3 3
Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -- 0 0 0 0 0 0 0 0 0 0 1 1
Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 1 1 1 1 1 1
Odisha 3 3 3 3 3 3 5 5 6 6 6 6 6 5 5 - 2 2 2 2 3 5 6 5 5 5 9 10
Punjab 6 6 6 6 6 6 9 9 9 9 9 9 9 9 9 - 3 3 1 1 3 6 9 9 8 6 18 16
Rajasthan 3 3 3 3 3 3 13 13 13 13 13 12 12 10 10 - 5 5 2 1 2 1 2 1 1 1 19 17
Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 1 1 1
Tamil Nadu 7 7 7 7 6 6 36 37 37 37 37 35 34 33 33 - 5 5 2 2 5 5 6 5 4 4 37 35
Telangana 3 3 3 3 3 3 - 10 10 10 10 10 10 9 9 - - 1 1 1 1 1 2 2 1 1 - 9
Tripura 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 1 1 1 0 0 0 1 1
Uttrakhand 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 - 0 0 0 0 1 2 3 3 3 3 3 3
Uttar Pradesh 11 11 11 11 10 10 15 15 15 15 15 15 16 16 16 - 21 21 17 14 14 15 16 15 12 11 34 34
West Bengal 6 6 6 6 5 5 2 4 7 7 7 7 7 7 7 - 3 3 3 4 7 9 14 13 13 12 24 24
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 1 1 1 1 1 0 1 1 1 0 0 - 1 1 0 1 1 1 1 1 1 1 2 2
Dadra & Nagra Haveli 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0
Delhi 9 9 9 7 6 6 3 3 3 3 3 3 3 3 4 - 1 1 3 3 6 7 7 7 7 7 12 12
Jammu & Kashmir 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 - 1 1 1 1 1 1 1 1 1 1 5 5
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 0 0 1 1 1 1 1 1 1 0 0 - 0 0 0 0 0 0 0 0 0 0 1 1
Total 123 123 123 118 111 111 201 211 217 217 217 212 215 205 206 - 98 98 82 75 104 117 136 118 108 103 429 414
HDFC ICICI Prudential IndiaFirst

2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Andhra Pradesh 20 20 20 20 23 21 19 38 47 28 25 24 22 23 23 23 18 18 3 2 2 2 3 3 3 3 3 3
Assam 8 10 10 10 10 9 9 10 13 16 15 15 15 15 16 16 14 14 1 1 1 1 1 1 1 1 1 1
Bihar 10 10 10 10 10 9 8 9 26 26 26 27 27 27 28 28 27 27 1 1 1 1 1 1 1 1 1 1
Chattisgarh 7 6 6 6 6 6 6 6 11 11 11 11 11 11 11 11 11 11 1 1 0 0 0 0 0 0 0 0
Goa 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 2 2 1 1 1 0 0 0 0 0 0 0
Gujarat 31 32 32 32 32 32 30 34 39 37 36 35 35 34 34 34 27 27 3 3 3 3 3 3 3 3 3 3
Haryana 14 15 15 15 16 16 16 18 20 19 18 18 18 18 18 18 18 18 1 1 0 0 0 0 0 0 0 0
Jharkhand 6 6 6 6 6 6 6 6 14 13 13 13 13 14 16 16 16 16 2 2 1 0 0 0 0 0 0 0
Karnataka 26 27 27 27 27 25 24 38 24 24 23 23 23 23 24 24 20 20 3 3 3 1 1 1 1 1 1 1
Kerala 40 40 40 39 39 35 34 37 36 35 35 34 34 34 34 34 29 29 2 2 2 1 1 1 1 1 1 1
Madhya Pradesh 21 20 20 20 20 17 16 19 27 23 23 23 23 22 22 22 22 22 4 4 3 2 2 2 2 2 2 2
Maharashtra 44 48 48 47 49 49 46 57 55 53 49 49 48 47 47 47 45 45 6 6 5 3 3 3 3 3 3 3
Manipur 1 1 1 1 1 1 1 1 2 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0
Meghalaya 2 2 2 2 2 1 1 1 2 3 3 3 3 3 3 3 1 1 0 0 0 0 0 0 0 0 0 0
Mizoram 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0
Nagaland 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0
Odisha 10 11 11 11 11 10 8 11 20 20 19 19 19 19 20 20 19 19 2 2 2 1 1 1 1 1 1 1
Punjab 17 18 18 18 19 18 18 22 31 31 28 25 23 23 23 23 19 19 2 2 1 1 1 1 1 1 1 1
Rajasthan 16 17 17 17 17 16 15 20 24 24 24 24 23 23 23 23 23 23 2 2 2 2 2 2 2 2 2 2
Sikkim 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0
Tamil Nadu 26 27 27 27 27 21 21 44 35 33 29 29 29 29 30 30 28 28 3 3 2 1 1 1 1 1 1 1
Telangana 9 11 11 11 12 12 12 20 - 18 16 13 12 14 14 14 11 11 - 1 1 1 2 2 2 2 2 2
Tripura 1 1 1 1 1 1 1 1 2 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0
Uttrakhand 5 5 5 5 5 4 4 6 6 6 6 6 6 6 6 6 6 6 1 1 1 0 0 0 0 0 0 0
Uttar Pradesh 33 32 32 32 33 31 28 42 45 44 41 39 39 39 39 39 39 39 4 4 1 1 4 4 4 4 4 4
West Bengal 24 26 26 26 26 23 23 27 37 35 34 35 35 39 42 42 39 39 3 3 1 1 1 1 1 1 1 1
Andaman & Nicobar 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 1 1 1 2 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Delhi 12 13 13 13 13 13 13 15 12 12 12 12 12 10 10 10 9 9 1 1 1 1 1 1 1 1 1 1
Jammu & Kashmir 4 3 3 3 3 2 2 2 7 7 6 6 6 6 6 6 3 3 1 1 0 0 0 0 0 0 0 0
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 1 1 1 1 1 1 1 2 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0
Total 398 414 414 412 421 390 372 498 557 545 519 510 503 506 516 516 470 470 48 48 35 24 29 29 29 29 29 29
Kotak Mahindra Max Life PNBMetlife

2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Andhra Pradesh 8 4 7 9 9 9 9 9 9 11 20 9 9 9 9 9 8 10 10 10 13 8 8 8 8 6 6 6
Assam 8 10 11 12 12 12 12 11 11 12 2 1 1 1 1 3 6 6 6 6 3 3 3 3 3 3 3 3
Bihar 2 2 3 2 2 2 2 1 2 2 3 2 2 2 2 4 4 4 4 4 4 3 3 3 3 3 3 3
Chattisgarh 3 3 3 3 3 3 3 2 2 3 4 3 3 3 3 3 4 4 4 3 2 1 1 1 1 1 1 1
Goa 1 1 2 2 2 3 2 2 3 3 4 4 4 4 4 4 4 4 4 4 1 1 1 1 1 1 1 1
Gujarat 31 31 31 31 25 24 24 23 23 25 29 21 21 21 21 24 24 22 20 20 12 11 11 6 6 5 5 5
Haryana 15 17 19 20 21 21 21 19 19 19 20 13 13 13 13 14 17 17 16 16 6 6 6 4 4 4 4 4
Jharkhand 3 3 3 3 3 3 3 3 3 3 4 4 4 4 4 4 6 6 6 6 3 3 3 3 3 3 3 3
Karnataka 10 11 12 14 15 18 18 18 23 29 10 9 9 9 9 9 12 13 12 12 8 7 7 6 6 6 6 6
Kerala 11 11 11 9 9 12 12 10 10 10 11 8 8 8 8 8 9 10 10 10 18 15 15 13 13 13 13 13
Madhya Pradesh 6 6 6 6 6 6 6 6 8 9 8 6 6 6 6 8 9 8 8 8 5 5 4 4 4 4 4 4
Maharashtra 33 30 30 27 29 31 31 30 32 40 37 36 34 34 34 41 42 43 42 43 14 16 17 7 7 7 10 10
Manipur 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Meghalaya 0 0 0 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0
Odisha 1 2 3 4 5 4 5 5 5 7 8 5 5 5 5 5 5 6 6 6 5 5 5 5 4 4 4 4
Punjab 13 13 13 13 9 7 7 7 7 7 27 6 6 6 6 7 9 10 10 10 9 8 8 5 5 5 5 5
Rajasthan 8 8 8 8 8 8 8 7 11 11 14 9 9 9 9 10 11 10 10 10 3 3 3 2 2 2 2 2
Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0
Tamil Nadu 13 16 18 20 21 26 26 25 30 35 17 14 14 14 14 17 19 19 18 18 11 10 8 8 8 8 7 7
Telangana - 4 6 6 5 7 7 5 5 6 - 7 7 7 7 7 7 8 8 8 - 3 3 3 3 3 3 3
Tripura 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 1 1 1 1 1 0 0 0 0 0 0 0 0
Uttrakhand 2 2 2 1 1 1 1 1 1 1 6 3 3 3 3 3 4 4 4 4 1 1 1 1 1 1 1 1
Uttar Pradesh 18 18 19 19 17 16 16 14 14 15 26 23 22 22 22 22 28 28 28 28 13 13 13 10 9 9 9 9
West Bengal 8 9 10 13 14 14 15 15 18 22 10 8 7 7 7 12 12 12 12 12 12 13 13 8 8 8 8 8
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 1 2 2 2 2 2 1 1 1 1 1 1 2 2 2 2 1 1 1 1 1 1 1 1
Delhi 7 6 6 6 6 10 10 10 10 12 16 16 15 15 15 16 17 19 17 17 6 9 9 5 5 5 5 5
Jammu & Kashmir 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 4 4 4 9 7 7 6 4 4 4 4
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0
Total 206 212 228 235 228 244 245 230 253 289 287 215 210 210 210 239 269 277 269 269 161 154 152 115 110 107 109 109
NBMetlife Pramerica Reliance Nippon Sahara

2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Andhra Pradesh 6 7 1 0 0 1 2 2 2 2 2 2 92 59 51 42 42 41 40 40 40 40 10 7 7 7 7 7
Assam 3 3 1 1 3 4 5 5 5 5 5 5 31 30 28 29 29 29 29 29 29 29 4 4 4 4 4 4
Bihar 3 3 0 0 0 1 2 2 2 1 1 1 39 39 39 41 41 38 38 37 37 37 20 20 20 20 20 20
Chattisgarh 1 1 0 0 1 1 2 2 2 2 2 2 10 10 9 8 8 8 8 8 8 8 1 1 1 1 1 1
Goa 1 1 0 0 0 0 1 1 1 1 1 1 4 4 4 3 3 3 3 3 3 3 0 0 0 0 0 0
Gujarat 5 5 4 4 5 5 5 9 9 9 9 8 64 64 59 54 54 51 50 50 50 50 8 8 8 8 8 8
Haryana 4 6 8 8 8 8 9 9 9 7 7 7 29 28 23 21 21 20 19 19 19 19 7 7 7 7 7 7
Jharkhand 3 3 0 0 1 1 2 2 2 2 2 2 19 19 19 20 20 20 20 20 20 20 7 7 7 7 7 7
Karnataka 7 8 1 1 2 3 5 6 7 6 6 6 33 30 28 25 25 23 23 23 23 23 3 3 3 3 3 3
Kerala 13 15 1 1 1 1 2 4 4 4 4 4 36 36 36 27 27 26 26 26 26 26 0 0 0 0 0 0
Madhya Pradesh 4 6 3 5 5 5 5 5 5 5 5 5 57 56 49 44 44 42 41 41 41 41 6 6 6 6 6 6
Maharashtra 13 14 5 6 6 9 9 10 12 12 12 12 73 73 63 56 56 55 54 52 52 52 3 3 3 3 3 3
Manipur 0 0 0 0 0 1 1 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 0 0 0 0 0
Meghalaya 0 0 0 0 0 0 0 0 0 0 0 0 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0
Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0
Nagaland 0 0 0 0 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Odisha 4 5 1 1 1 1 1 1 1 1 1 1 29 29 28 25 25 25 25 25 25 25 5 5 5 5 5 5
Punjab 5 5 15 9 9 10 10 10 10 9 9 9 34 34 33 26 26 25 25 25 25 25 1 1 1 1 2 2
Rajasthan 2 2 6 9 9 11 11 13 15 15 13 11 40 40 35 30 30 30 29 29 29 29 15 15 15 15 15 15
Sikkim 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0
Tamil Nadu 8 9 1 1 1 4 6 7 9 9 8 8 65 63 51 34 34 33 32 32 32 32 1 1 1 1 1 1
Telangana 4 5 - 1 1 2 2 4 4 4 3 3 - 32 30 29 29 29 29 29 29 29 - 3 3 3 3 3
Tripura 0 0 0 0 0 1 1 1 1 1 1 1 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0
Uttrakhand 1 1 2 2 2 3 3 3 3 3 3 3 20 20 19 19 19 19 19 19 19 19 2 2 2 2 2 2
Uttar Pradesh 10 13 7 10 10 13 14 15 15 14 14 14 125 125 117 115 115 112 109 108 109 109 39 39 39 39 39 39
West Bengal 8 9 1 1 3 3 4 5 5 5 5 5 56 56 54 54 54 54 54 54 54 54 8 7 7 7 7 7
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0
Delhi 6 7 0 2 2 2 2 4 6 6 5 5 17 17 15 12 12 11 11 11 11 11 1 1 1 1 1 1
Jammu & Kashmir 4 4 1 2 4 7 7 7 6 6 6 6 11 8 8 7 7 7 7 7 7 7 0 0 0 0 0 0
Ladakh 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0
Total 118 139 61 67 78 102 117 134 144 138 133 130 911 898 823 746 746 726 716 712 712 712 142 141 141 141 141 141
Sahara SBI Life Shriram Star Unio

2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Andhra Pradesh 7 7 7 7 69 39 40 40 43 45 53 53 53 55 79 49 49 49 49 49 49 48 48 48 4 3 3 4
Assam 4 4 4 6 19 19 21 21 21 26 26 29 29 31 0 0 2 3 3 5 5 5 3 3 2 2 2 2
Bihar 20 20 20 20 29 29 30 30 30 34 35 35 35 41 10 17 41 41 40 43 35 34 34 34 5 5 5 5
Chattisgarh 1 1 1 1 18 18 19 19 20 22 22 22 22 24 8 11 15 17 17 18 17 17 16 16 1 1 2 2
Goa 0 0 0 0 6 5 5 5 5 6 6 5 5 5 1 1 1 1 1 0 0 0 0 0 1 1 1 1
Gujarat 8 8 8 8 37 36 38 39 41 45 45 45 45 44 10 26 28 28 28 12 8 3 1 1 3 3 5 6
Haryana 7 7 7 7 25 23 23 24 24 25 27 28 28 28 11 11 12 11 12 10 10 10 9 9 1 1 1 1
Jharkhand 7 7 7 7 18 18 18 19 22 25 23 23 23 25 8 12 20 21 20 20 16 16 15 15 4 4 4 4
Karnataka 3 3 3 3 43 43 45 50 52 57 61 61 61 61 6 21 25 26 27 26 13 4 4 4 3 3 3 3
Kerala 0 0 0 0 59 57 60 64 64 72 72 72 71 70 10 16 22 25 24 23 20 19 14 14 3 3 3 3
Madhya Pradesh 6 6 6 7 40 40 41 42 45 49 50 50 50 57 20 33 43 46 46 47 42 31 30 30 4 4 6 7
Maharashtra 3 3 3 3 77 77 77 76 76 79 80 78 78 78 10 20 28 28 27 26 24 15 11 11 12 12 18 23
Manipur 0 0 0 0 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Meghalaya 0 0 0 0 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 1 1 1 1
Mizoram 0 0 0 0 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Nagaland 0 0 0 0 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Odisha 5 5 5 5 30 29 30 35 37 40 40 43 43 46 8 27 41 42 40 41 38 38 36 36 1 1 2 2
Punjab 1 1 1 1 31 24 24 24 24 24 25 27 27 29 5 7 8 9 10 10 10 7 6 6 2 2 3 3
Rajasthan 15 15 15 15 28 27 27 27 28 30 32 32 32 41 6 16 26 26 27 22 19 14 9 9 3 3 3 4
Sikkim 0 0 0 0 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tamil Nadu 1 1 1 1 62 63 64 67 68 77 77 77 75 76 46 72 84 87 86 84 79 60 60 60 4 4 4 4
Telangana 3 3 3 3 - 31 32 33 34 43 49 49 49 47 - 30 30 32 32 32 32 32 32 32 - 1 1 1
Tripura 0 0 0 0 3 3 3 3 3 3 3 3 3 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Uttrakhand 2 2 2 2 10 10 10 12 13 16 17 17 17 18 2 4 9 9 9 6 5 5 5 5 0 0 1 1
Uttar Pradesh 39 39 39 36 60 59 67 67 68 74 75 77 79 79 13 32 53 68 71 72 69 64 61 61 9 9 10 11
West Bengal 7 7 7 6 47 50 50 53 55 61 61 61 61 62 2 8 14 20 26 29 26 23 21 21 4 4 4 4
Andaman & Nicobar 0 0 0 0 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chandigarh 1 1 1 1 4 4 4 4 4 4 4 3 3 2 0 1 1 1 1 1 0 0 0 0 1 1 1 1
Delhi 1 1 1 2 15 15 15 16 17 18 20 20 20 20 5 6 6 7 7 7 7 6 4 4 1 1 1 1
Jammu & Kashmir 0 0 0 0 5 5 5 5 5 5 6 8 10 12 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 1 1 1 1 1 1 1 1 1 1 2 4 4 3 2 3 3 2 2 2 0 0 0 0
Total 141 141 141 141 762 750 774 801 825 908 937 947 952 992 263 429 568 604 609 588 529 455 423 423 69 69 84 94
Star Union Dai-ichi Tata AIA Private Sector Total

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14
Andhra Pradesh 4 4 5 5 7 7 8 4 3 3 3 7 7 7 13 17 551 323 316 308 314 321 324 320 319 321 883
Arunachal Pradesh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8 7 7 7 7 8 8 8 8 9 15
Assam 2 2 2 2 2 2 12 6 6 6 8 10 10 10 10 13 161 157 161 166 169 182 186 186 179 189 259
Bihar 5 5 5 5 7 7 7 3 3 3 5 6 6 6 8 18 263 270 293 291 293 300 293 283 285 300 425
Chattisgarh 2 2 1 1 2 2 3 2 4 4 4 5 5 5 6 8 107 105 109 110 115 117 116 112 110 113 194
Goa 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 37 36 37 33 35 36 35 34 33 33 56
Gujarat 6 6 6 6 9 10 9 10 12 12 13 18 18 17 26 32 392 396 398 386 390 381 378 355 349 354 646
Haryana 2 2 2 3 3 3 10 10 10 11 11 11 11 11 15 21 235 226 222 217 223 223 230 222 223 230 332
Himachal Pradesh 0 0 0 0 0 0 1 2 2 0 0 2 2 1 3 5 75 76 75 72 72 73 74 72 76 86 115
Jharkhand 5 5 5 7 9 9 5 5 5 5 5 7 7 7 9 12 160 164 171 168 180 181 178 176 176 179 271
Karnataka 4 4 4 5 7 9 6 6 9 9 10 11 11 11 16 21 296 307 312 301 315 324 318 299 304 310 584
Kerala 3 3 3 3 3 4 10 10 10 10 11 14 14 14 14 14 375 363 360 344 345 356 351 340 327 328 615
Madhya Pradesh 7 7 7 7 7 8 3 4 4 3 3 3 3 3 7 17 304 301 303 295 301 305 297 275 277 298 641
Maharashtra 27 28 30 32 42 42 17 18 20 20 21 25 25 25 39 44 607 609 600 581 600 619 627 591 595 610 1090
Manipur 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 6 7 8 10 10 10 10 10 10 11 20
Meghalaya 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 1 17 17 16 16 17 17 16 15 14 14 26
Mizoram 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 7 6 6 5 5 5 6 5 5 7 14
Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8 8 9 9 9 9 11 10 10 11 16
Odisha 2 2 2 2 3 7 7 5 6 6 8 11 11 11 15 20 219 231 245 251 253 255 255 255 253 267 363
Punjab 3 3 3 3 3 3 3 3 4 3 5 6 6 5 11 16 281 236 233 213 213 213 214 207 203 207 428
Rajasthan 4 5 5 5 5 5 4 4 5 5 5 5 5 5 14 20 268 267 268 252 255 255 255 240 243 258 529
Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 8 8 7 8 8 7 8 8 9 11 10
Tamil Nadu 5 5 5 5 6 8 18 18 17 16 17 18 18 18 24 29 449 463 446 432 447 464 460 421 422 427 943
Telangana 1 2 2 2 4 5 - 3 6 6 7 8 8 8 11 13 - 200 200 197 202 221 228 220 219 223 -
Tripura 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 16 16 16 17 18 20 20 19 19 21 34
Uttrakhand 1 1 2 2 2 2 1 1 1 1 2 2 2 2 4 5 82 81 89 89 91 92 94 92 94 96 136
Uttar Pradesh 11 12 13 13 16 16 13 12 12 11 14 19 19 19 26 37 626 637 643 644 665 672 671 652 651 666 1291
West Bengal 4 4 4 4 10 10 24 21 21 20 20 22 23 23 31 37 372 376 379 386 402 420 424 407 412 422 685
Andaman & Nicobar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 1 1 1 1 1 1 1 1 1 4
Chandigarh 1 1 1 1 1 1 1 1 1 2 1 1 1 2 1 1 29 30 28 29 28 28 29 25 24 24 38
Dadra & Nagra Haveli 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 1 1 1 0 1 1 1 1 1 4
Delhi 1 1 1 1 2 2 5 5 5 4 5 7 7 7 9 9 156 159 151 148 154 163 170 161 157 157 238
Jammu & Kashmir 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 62 58 55 56 54 54 52 55 54 56 106
Ladakh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 0
Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Puducherry 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 12 14 14 14 13 14 14 12 12 13 21
Total 102 106 110 116 152 164 170 156 170 164 182 222 223 221 320 420 6193 6156 6179 6057 6204 6347 6355 6090 6075 6255 11032
Grand Total
2014-15 2015-16
Andhra Pradesh 513 508
Arunachal Pradesh 14 14
Assam 255 259
Bihar 436 461
Chattisgarh 192 196
Goa 55 56
Gujarat 652 654
Haryana 326 323
Himachal Pradesh 116 115
Jharkhand 275 284
Karnataka 595 600
Kerala 604 601
Madhya Pradesh 638 640
Maharashtra 1096 1086
Manipur 22 23
Meghalaya 26 25
Mizoram 13 13
Nagaland 16 17
Odisha 376 390
Punjab 386 383
Rajasthan 530 533
Sikkim 10 9
Tamil Nadu 959 942
Telangana 343 345
Tripura 34 34
Uttrakhand 136 144
Uttar Pradesh 1302 1312
West Bengal 693 700
Andaman & Nicobar 3 3
Chandigarh 40 38
Dadra & Nagra Haveli 3 3
Delhi 244 236
Jammu & Kashmir 106 100
Ladakh 0 0
Lakshadweep 1 1
Puducherry 23 23
Total 11033 11071
TION OF OFFICES OF LIFE INSURERS
Metro Urban Unclassified

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017
372 378 380 848 851 853 861 864 865 870 617 622 1349 970 973 976 979 980 983 985 3850 3877 3009 2918
56 54 54 293 293 291 276 259 259 243 456 396 81 0 109 105 98 89 89 84 66 57 372 50
29 29 60 61 61 60 60 11 11 2 63 46 22 22 22 21 21 15 15 0 1 16 0 0
12 12 10 13 16 16 20 20 20 20 32 32 52 30 40 43 47 47 47 47 18 23 5 21
16 16 21 20 65 49 48 47 47 47 91 91 47 43 26 13 13 13 13 12 14 14 53 44
61 61 36 34 94 85 87 84 84 86 115 110 83 80 271 267 252 231 231 231 583 579 297 275
19 20 19 19 71 75 76 76 76 68 47 52 52 68 115 159 178 178 178 176 57 51 51 51
9 8 14 13 15 15 18 24 24 38 19 18 16 16 18 21 22 25 25 59 4 4 0 0
13 14 61 62 67 67 67 62 62 60 34 34 12 28 52 52 52 52 52 47 13 13 0 3
22 28 28 78 62 63 64 63 63 50 52 54 117 133 129 132 125 125 129 131 135 22
10 10 38 40 20 49 58 54 54 52 45 45 44 35 83 67 74 61 61 48 43 43 0 0
47 45 106 113 113 113 113 111 111 157 79 83 225 225 225 223 232 218 218 273 303 286 66 75
52 50 111 99 99 100 104 104 104 94 86 86 258 267 265 267 269 269 269 255 419 409 145 139
7 7 28 19 20 20 22 22 22 22 36 36 7 5 7 7 7 7 7 7 5 5 0 0
40 40 82 90 99 115 116 115 115 159 62 64 121 125 108 107 108 97 97 111 104 108 25 20
49 50 96 102 102 118 136 143 143 111 91 90 102 97 97 104 115 117 117 123 147 75 12 9
23 31 33 18 75 74 77 77 77 93 54 53 50 46 30 28 27 27 27 33 84 70 69 51
5 7 37 43 14 19 23 23 23 20 31 35 7 21 91 103 108 102 102 98 25 24 34 38
54 53 129 124 124 113 111 109 109 109 129 128 339 320 320 317 312 311 311 311 728 717 335 284
9 8 8 8 114 0 0 0 0 114 36 36 36 36 24 138 138 138 138 24 97 97 77 77
76 84 198 205 215 220 221 215 215 215 140 140 360 363 371 378 388 390 390 394 546 526 209 225
29 39 42 44 113 104 87 75 75 67 68 89 107 118 318 286 253 214 214 204 166 301 419 435
7 7 40 45 46 46 47 50 50 59 36 36 40 44 51 54 57 60 60 86 26 26 4 5
31 32 36 34 80 97 98 101 101 196 126 115 61 60 88 94 94 105 105 181 13 9 64 61
676 705 1287 1577 1978 1909 1929 1845 1893 2032 1926 1867 2176 2166 2864 2983 2997 2891 2854 2804 3591 3584 2372 1885
1048 1083 1667 2425 2829 2762 2790 2709 2758 2902 2543 2489 3525 3136 3837 3959 3976 3871 3837 3789 7441 7461 5381 4803
Semi Urban Rural Total
2018 2019 2020 2021 2022 2023 2016 2017 2018 2019 2020 2021 2022 2023 2014 2015 2016 2017
2920 2932 2940 2949 2960 2965 154 161 164 171 175 177 177 181 4839 4877 4892 4897
50 49 42 38 38 38 0 109 0 0 0 0 0 0 578 507 507 452

1 1 1 1 1 0 1 1 0 0 0 0 0 0 93 91 83 84
6 6 6 6 6 6 0 0 0 0 0 0 0 0 62 67 67 64
2 0 0 0 0 0 0 0 0 0 0 0 0 0 121 121 121 107
251 238 203 182 182 182 281 249 15 14 14 12 12 12 759 750 697 638
2 4 9 9 9 9 0 0 0 0 0 0 0 0 123 123 122 138
1 1 1 1 1 5 0 0 0 0 0 0 0 0 32 30 30 29
4 4 4 4 4 4 0 0 0 0 0 0 0 0 60 61 73 93
22 20 19 17 17 0 0 0 0 0 0 0 201 211 217 217
1 1 4 3 3 3 0 0 0 0 0 0 0 0 98 98 82 75
75 75 75 60 60 67 1 1 1 1 1 1 1 1 429 414 398 414
134 134 138 138 138 116 5 5 5 5 5 5 5 5 557 545 519 510
2 2 0 0 0 0 0 0 0 0 0 0 0 0 48 48 35 24
21 22 21 18 18 19 0 0 0 0 0 0 0 0 206 212 228 235
9 15 16 15 15 33 0 2 2 2 2 2 2 2 287 215 210 210
5 5 5 5 5 12 0 0 0 0 0 0 0 1 161 154 152 115
12 12 13 13 13 12 0 0 0 0 0 0 0 0 61 66 78 102
284 278 275 274 274 274 20 18 18 18 18 18 18 18 911 898 823 746
3 3 3 3 3 3 20 20 0 0 0 0 0 142 141 141 141
231 302 320 334 334 371 7 8 8 8 8 8 8 12 762 750 774 801
169 188 179 157 157 144 0 7 9 10 10 9 9 8 263 429 568 604
5 6 6 6 6 16 0 0 0 0 0 0 0 3 69 69 84 94
14 31 31 15 15 43 9 9 0 0 0 0 0 0 170 156 170 164
1304 1397 1371 1299 1269 1357 344 429 58 58 58 55 59 62 6193 6156 6179 6057
4224 4329 4311 4248 4229 4322 498 590 222 229 233 232 236 243 11032 11033 11071 10954
MICRO-INSURANCE PORTFOLIO -LIFE INSURERS
Individual Category
No. of Policies Premium (₹lakh) No. of Schemes
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
2,205,820 400,341 452,291 480,892 564,541 617,653 859,375 992,200 732,007 323,767 8,635.77 1,640.23 1,953.78 1,587.13 1,786.81 2,091.43 22,208.97 35,293.18 25,792.36 16,474.15 5292 5417 4844 4812 892 0
91,760 66,497 61,843 62,156 25,233 14,827 3,866 - - - 47.95 41.24 47.62 26.94 13.22 6.40 2.25 - - - - 17 40 - - -
- - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - 15,939 - - - - - - - - - 30.62 - - 5 1 - - - -
17,328 - 16 - - - - - - - 51.39 - 0.08 - - - - - - - - - - - - -
- - 3,756 42,107 65,822 16,287 1 - - - - - 91.59 1,227.99 1,856.56 553.66 (1.18) - 0.05 - - - - 4 27 7
- - - - - - - - 4,823 - - - - - - - - (0.50) 7.89 - - - - - - -
- - - - - - - 5,001 - - - - - - - - - 8.20 - - 18 19 23 15 8 -
230 1,916 2,527 5,045 3,677 6,166 4,987 - 6,339 3,602 0.21 2.68 4.44 8.01 5.89 8.95 7.57 - 11.36 6.76 - - - - - -
- - - - - - - 5,554 - - - - - - - - - 9.89 - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - -
199,774 200,046 280,065 229,438 5,272 - - - - - 399.54 399.57 559.76 459.12 10.52 - - - - - - - - 4 2 95
212,650 125,227 29,753 52,584 65,759 98,556 51,415 - 31,566 28,967 338.22 220.95 115.87 114.85 126.95 137.39 75.48 - 47.72 45.26 - - 0 0 2 53
- - - - 13,862 2,085 2,283 1,482 46,331 44,021 - - - - 566.46 85.71 129.21 7.41 3,708.79 3,356.81 - - - - - -
- - 36,772 47,172 60,397 49,283 38,117 26,912 36,889 39,506 - - 73.54 94.34 120.79 98.57 76.23 53.82 73.78 79.01 - - - - 77 88
- - - - - - - - - - - - - - - - - - - - - - - - - -
489 - - - - - - - - - 0.32 - - - - - - - - - - - - - - 2
- - - - - - - - - - - - - - - - - - - - 92 25 64 283 760 671
- - - - - - - - - - - - - - - - - - - - - - - - - -
2,205 6,529 2,768 - - - - - - - 16.77 551.95 130.07 36.87 1.67 0.13 - - - - - - - - - -
8,071 5,773 4,267 5,408 2,875 1,253 355 8 - - 30.89 22.17 17.91 24.20 9.71 4.37 1.22 0.11 - - 36 8 8 11 30 2
- - - - - - - - - - - - - - - - - - - - 13 9 18 70 62 13
- - - - - - - - - - - - - - - - - - - - - - - - - -
28,832 10,039 36,888 31,359 31,573 58,987 67,993 22,568 19,027 9,657 43.99 10.65 177.08 242.05 205.25 223.26 165.95 124.37 72.26 56.83 - - - - - -
561,339 416,027 458,655 475,269 274,470 247,444 169,017 77,464 144,975 125,753 929.29 1,249.22 1,217.95 2,234.37 2,917.02 1,118.44 456.74 233.94 3,921.85 3,544.68 164 79 153 387 968 931
2,767,159 816,368 910,946 956,161 839,011 865,097 1,028,392 1,069,664 876,982 449,520 9,565.06 2,889.45 3,171.73 3,821.50 4,703.83 3,209.87 22,665.71 35,527.12 29,714.21 20,018.83 5456 5496 4997 5199 1860 931
Group Category
No. of Schemes No. of Lives covered Premium (₹lak
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
1 624 1574 4081 11,887,303 20,596,725 22,603,919 22,965,393 37,316,017 - 5,796,172 4,262,206 5,496,957 7,220,631 12,581.45 28,193.80 25,426.39
6 1 3 1 - 23,714 32,787 - - - 400,908 730,312 1,296,194 2,781,389 - 2.76 11.69

- - - 8 - - - - - - - - - 104,778 - - -
- 47 2 4 229,830 352,073 379,725 288,711 173,396 193,520 53,944 21,064,612 3,810 43,813 94.50 190.24 268.19
- 5 - 17 132,593 97,698 - - - - - 6,772 - 335,412 110.51 104.67 -
4 - 4 2 - - - 18,653 535,575 29,939,622 30,032,925 - 21,279,354 19,738,227 - - -
- - 3 4 - - - - - - - 17,375,732 231,520 176,042 - - -
- - - - 51,235 70,728 47,168 9,515 3,512 - - - - - 45.71 68.48 27.66
- - - - - - - - - - - - 310,666 267,741 - - -
10 - - - - - - - - - 1,678,471 209,292 1,097,052 - - - -
- 7 - - - - - - - - - 1,460,494 - - - - -
85 - 11 22 - - - 197,939 412,784 45,036,779 49,825,315 - 47,405,690 59,689,074 - - -
55 32 53 35 - - - - 789 18,458,398 26,953,212 34,121,976 27,372,834 40,048,513 - - -
1 16 55 5 - - - - - - 20,571 194,380 1,839,743 3,286,999 - - -
140 140 32 48 - - - - 3,070,170 7,579,659 12,524,423 12,904,251 17,144,170 20,250,265 - - -
- 7 - 4 - - - - - - - 1,766,544 3,468,830 3,756,877 - - -
9 1 2 - - - - - - 10,544 3,039,931 1,743,257 693,335 1,048,186 - - -
450 99 49 55 235,004 416,771 983,591 3,376,957 14,351,419 18,044,063 9,055,303 2,184,666 539,477 2,045,365 181.98 519.59 984.90
- - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - -
0 10 2 7 79,463 65,745 59,207 173,249 178,642 10,412 1,185 37,325 41,273 39,026 232.46 310.91 261.79
2 13 2 19 563,616 1,528,421 5,148,327 5,216,146 2,860,634 2,034,858 1,346,634 3,237,341 3,851,942 1,851,710 930.07 2,172.32 3,262.45
- - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - -
762 378 218 231 1,291,741 2,555,150 6,650,805 9,281,170 21,586,921 121,307,855 134,932,822 97,036,954 126,575,890 155,463,417 1,595.23 3,368.98 4,816.67
763 1002 1792 4312 13,179,044 23,151,875 29,254,724 32,246,563 58,902,938 121,307,855 140,728,994 101,299,160 132,072,847 162,684,048 14,176.68 31,562.78 30,243.06
TABLE 34: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY
LIC Aditya Birla Sunlife

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15
Benefit Amount (₹Lakh)

Claims pending at start of year 6.55 5.54 2.35 4.95 8.84 7.99 7.47 14.14 14.85 26.51 2.28 0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims intimated / booked 2016.43 1839.94 1581.92 1542.49 1315.84 1185.30 1128.60 1832.60 4034.85 4123.39 74.38 31.35 18.45 23.33 7.58 5.23 4.40 1.35 0.00 0.00 7.72 1.75
Total Claims 2022.98 1845.48 1584.27 1547.44 1324.68 1193.29 1136.07 1846.74 4049.70 4149.90 76.66 31.53 18.45 23.33 7.58 5.23 4.40 1.35 0.00 0.00 7.72 1.75
Claims paid 2005.35 1817.67 1563.55 1494.90 1304.15 1181.40 1117.49 1807.05 3971.26 4037.57 76.48 31.40 18.05 20.68 7.58 5.23 4.40 1.35 0.00 0.00 7.22 1.75
Claims repudiated/rejected 10.96 25.45 15.77 43.70 12.54 1.61 2.46 21.38 39.28 92.94 0.00 0.00 0.40 2.65 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00
Unclaimed 1.13 0.01 0.00 0.00 0.00 2.80 1.98 3.65 12.64 9.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 5.54 2.35 4.95 8.84 7.99 7.47 14.14 14.66 26.52 10.05 0.18 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Number of Policies
Claims pending at start of year 36 34 9 15 22 17 9 33 15 83 8 1 0 0 0 0 0 0 0 0 0 0
Claims intimated / booked 12100 11548 9740 8883 7331 6724 6562 7179 9914 8688 490 231 195 114 39 28 20 5 0 0 53 26
Total Claims 12136 11582 9749 8898 7353 6741 6571 7212 9929 8771 498 232 195 114 39 28 20 5 0 0 53 26
Claims paid 12048 11365 9632 8470 7228 6707 6516 7140 9805 8436 497 232 194 105 39 28 20 5 0 0 43 26
Claims repudiated/rejected 52 207 102 406 108 10 6 24 25 38 0 0 1 9 0 0 0 0 0 0 10 0
Unclaimed 2 1 0 0 0 15 16 33 16 65 0 0 0 0 0 0 0 0 0 0 0 0
Claims pending at end of year 34 9 15 22 17 9 33 15 83 232 1 0 0 0 0 0 0 0 0 0 0 0
duration wise (Number of
Policies)
Within 3 months 30 4 10 16 9 3 19 2 36 212 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 2 0 0 1 5 6 14 4 47 20 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 1 0 2 0 3 0 0 6 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 1 5 3 5 0 0 0 3 0 0 1 0 0 0 0 0 0 0 0 0 0 0
Note: No death claims have been paid by the rest of the companies during these years.
*Exide Life portfolio was taken over by HDFC Life in October 2022.
Aviva Bajaj Allianz Edelweiss To

Particulars
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2014-15 2015-16 2016-17 2017-18

Total Claims 1.40 0.15 0.15 0.00 0.00 0.00 0.00 0.00 1.30 1.45 1.52 19.61 71.61 91.67 0.65 33.14 29.60 17.29 0.10 0.00 0.35 0.02
Claims paid 1.40 0.15 0.15 0.00 0.00 0.00 0.00 0.00 1.30 1.45 1.52 18.22 60.81 83.02 0.62 33.14 29.60 17.29 0.10 0.00 0.35 0.02
Unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Number of Policies
Total Claims 19 3 3 0 0 0 0 0 12 14 10 46 158 248 199 109 103 94 2 0 4 4
Claims paid 19 3 3 0 0 0 0 0 12 14 10 44 145 231 192 109 103 94 2 0 4 4
Unclaimed 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Policies)
Within 3 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Edelweiss Tokio Exide Life HDFC

Particulars
2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20

Total Claims 0.45 0.80 0.00 0.05 0.00 0.44 213.61 312.34 253.48 0.01 0.00 0.00 0.00 0.00 0.00 95.69 26.50 162.06 172.75 121.95 103.92 61.91
Claims paid 0.45 0.80 0.00 0.05 0.00 0.44 150.40 190.03 201.72 0.01 0.00 0.00 0.00 0.00 0.00 95.69 26.50 162.06 172.75 121.95 103.92 61.91
Unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 0.00 0.00 0.00 0.00 0.00 0.00 1.57 -0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Number of Policies
Total Claims 4 3 0 1 0 44 335 375 299 1 0 0 0 0 0 2013 530 3242 3500 2439 2089 1240
Claims paid 4 3 0 1 0 44 301 319 272 1 0 0 0 0 0 2013 530 3242 3500 2439 2089 1240
Unclaimed 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Policies)
Within 3 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
HDFC ICICI Prudential IndiaFirst Kotak Mahindra

Particulars
2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Total Claims 35.50 0.11 5.44 136.25 88.65 82.42 24.30 17.73 10.38 9.26 6.27 6.73 3.54 0.82 146.27 0.25 1.65 3.40 4.55 5.30 11.70 10.20
Claims paid 35.50 0.11 5.44 135.00 87.65 82.42 24.30 17.56 10.28 9.26 6.27 5.40 3.54 0.81 144.37 0.25 1.65 3.40 4.55 5.30 11.70 10.20
Unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 0.00 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Number of Policies
Total Claims 710 220 115 770 478 437 101 67 63 69 27 26 21 119 141 5 33 68 91 106 234 204
Claims paid 710 220 115 766 476 437 101 66 62 69 27 25 21 118 140 5 33 68 91 106 234 204
Unclaimed 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Policies)
Within 3 months 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sahara SBI Life

Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16

Total Claims 1.45 2.15 4.87 1.74 4.36 2.98 3.31 4.78 4.58 1.62 0.02 4.83 6.15 6.65 7.74 6.14 1.38 1.18 1.20 41.95 39.63 19.94
Claims paid 1.45 1.95 4.37 1.73 4.13 2.55 2.81 4.48 4.58 1.62 0.02 4.05 6.15 6.65 7.74 6.14 1.38 1.18 1.20 40.04 38.63 19.44
Unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Number of Policies
Total Claims 13 17 23 10 26 17 20 27 30 12 6 14 27 32 34 23 5 8 6 180 174 175
Claims paid 13 14 20 8 24 14 17 25 28 12 6 12 27 32 34 23 5 8 6 174 172 174
Unclaimed 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Policies)
Within 3 months 0 0 0 0 1 0 2 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tata AIA Private Sector Total

Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16

Claims pending at start of year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.68 0.38 1.63 0.00 0.00 0.22 0.10 0.46 0.00 0.22 9.23 5.92 3.98
Claims intimated / booked 95.66 39.91 78.56 63.09 65.00 1.27 130.02 358.77 405.01 606.19 597.76 271.60 304.11 154.01 152.26 56.04 315.35 2375.20 2244.95 2188.11
Total Claims 95.66 39.91 78.56 63.09 65.00 1.27 130.02 361.45 405.39 607.82 597.76 271.60 304.34 154.11 152.72 56.04 315.57 2384.43 2250.87 2192.09
Claims paid 80.66 39.91 78.56 63.09 65.00 1.27 130.02 357.62 339.86 483.33 526.95 260.41 295.16 153.59 152.42 54.71 313.67 2362.97 2157.53 2046.88
Claims repudiated/rejected 15.00 0.00 0.00 0.00 0.00 0.00 0.00 3.45 63.83 124.60 70.81 10.59 9.08 0.06 0.30 1.01 1.90 14.41 89.28 140.37
Unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 0.00 0.10 0.00 1.13 0.01 0.00
Claims pending at end of year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.38 1.70 -0.12 0.00 0.43 0.10 0.46 0.00 0.22 0.00 5.92 4.05 4.83
Number of Policies
Claims pending at start of year 0 0 0 0 0 0 0 10 2 1 0 0 1 1 2 0 0.00 46 36 10
Claims intimated / booked 183 123 158 150 149 228 223 3573 1812 4489 4292 2925 2708 1814 1136 969 816.00 15673 13360 14229
Total Claims 183 123 158 150 149 228 223 3583 1814 4490 4292 2925 2709 1815 1138 969 816.00 15719 13396 14239
Claims paid 175 123 158 150 149 228 223 3562 1773 4427 4244 2909 2688 1805 1136 965 815.00 15610 13138 14059
Claims repudiated/rejected 8 0 0 0 0 0 0 19 40 63 48 14 20 8 2 4 1.00 71 247 165
Unclaimed 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0.00 2 1 0
Claims pending at end of year 0 0 0 0 0 0 0 2 1 0 0 1 1 2 0 0 0.00 36 10 15
Policies)
Within 3 months 0 0 0 0 0 0 0 1 0 0 0 1 1 2 0 0 0.00 31 4 10
Within 3-6 months 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0.00 2 1 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.00 1 0 2
More than 12 months 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0.00 2 5 3
Grand Total
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Claims pending at start of year 4.95 8.84 8.22 7.57 14.60 14.85 26.73
Claims intimated / booked 2140.25 1587.44 1489.41 1282.61 1984.86 4090.89 4438.74
Total Claims 2145.20 1596.29 1497.63 1290.18 1999.46 4105.74 4465.47
Claims paid 2021.85 1564.56 1476.56 1271.08 1959.47 4025.97 4351.23
Claims repudiated/rejected 114.51 23.14 10.69 2.52 21.68 40.29 94.85
Unclaimed 0.00 0.17 2.80 1.98 3.65 12.74 9.34
Claims pending at end of year 8.84 8.42 7.57 14.60 14.66 26.74 10.05
Number of Policies
Claims pending at start of year 15 22 18 10 35 15 83.00
Claims intimated / booked 13175 10256 9432 8376 8315 10883 9504.00
Total Claims 13190 10278 9450 8386 8350 10898 9587.00
Claims paid 12714 10137 9395 8321 8276 10770 9251.00
Claims repudiated/rejected 454 122 30 14 26 29 39.00
Unclaimed 0 1 15 16 33 16 65.00
Claims pending at end of year 22 18 10 35 15 83 232.00
Policies)
Within 3 months 16 10 4 21 2 36 212.00
Within 3-6 months 1 5 6 14 4 47 20.00
Within 6-12 months 0 3 0 0 6 0 0.00
More than 12 months 5 0 0 0 3 0 0.00
TABLE 35: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY
LIC Aditya Birla Sunlife Aegon Life
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Claims pending at start of year 381.96 215.11 2.43 0.30 19.05 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims intimated / booked 43673.23 41262.50 38120.57 47125.97 97638.29 0.00 0 11244.48 20066.04 18920.26 1.55 1.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 55.47 117.30 256.28
Total Claims 44055.19 41477.61 38123.00 47126.27 97657.34 0.00 0 11244.48 20066.04 18920.26 1.55 1.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 55.47 117.30 256.28
Claims paid 43840.08 41443.90 38111.30 47089.22 97652.54 0.00 0 11224.72 20066.04 18920.26 1.55 1.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 55.47 117.30 256.28
Claims repudiated / rejected 0.00 31.28 11.40 18.00 4.80 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 215.11 2 0.30 19.05 0.00 0.00 0 19.76 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
Number of Lives
Claims pending at start of year 1270 672 9 1 64 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0.00 0.00 0 0 0
Claims intimated / booked 137450 127164 117845 144317 155551 0 0 19544 34724 32223.00 13 13 0 0 0 0 0 0 0.00 2.00 466 834 1476
Total Claims 138720 127836 117854 144318 155615 0 0 19544 34724 32223.00 13 13 0 0 0 0 0 0 0.00 2.00 466 834 1476
Claims paid 138048 127751 117827 144194 155602 0 0 19502 34724 32223.00 13 13 0 0 0 0 0 0 0.00 2.00 466 834 1476
Claims repudiated/rejected 0 76 26 60 13 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0.00 0.00 0 0 0
Unclaimed 0 0 0 0 0 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0.00 0.00 0 0 0
Claims pending at end of year 672 9 1 64 0 0 0 42 0 0.00 0 0 0 0 0 0 0 0 0.00 0.00 0 0 0
Lives)
Within 3 months 672 9 1 64 0 0 0 42 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Ageas Federal Aviva Bajaj Alianz
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Claims pending at start of year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.80 0.16 30.78 21.69 59.96
Claims intimated / booked 484.87 216.89 255.86 213.57 21.36 3.20 1.45 31.44 37.64 37.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 574.22 23715.05 649.78 69472.09 91568.91 84390.14
Total Claims 484.87 216.89 255.86 213.57 21.36 3.20 1.45 31.44 37.64 37.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 574.22 23718.85 649.94 69502.87 91590.60 84450.10
Claims paid 484.87 216.89 255.86 213.57 21.36 3.20 1.45 31.44 37.49 37.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 568.45 23682.11 649.46 69468.84 91511.04 84425.44
Claims repudiated / rejected 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.15 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.97 20.51 0.17 12.33 19.60 12.70
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0 0 0.00 0.00 0.00 0.00 0.00 4 16 0.31 21.69 59.96 11.97
Number of Lives
Claims pending at start of year 0 0 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0 0.00 0 16 44 87 42 89.00
Claims intimated / booked 2385 962 1051 840 96 8 4.00 125 173 173 0 0 0 0 0 0 0.00 1999 76543 151301 146345 176706 160116.00
Total Claims 2385 962 1051 840 96 8 4.00 125 173 173 0 0 0 0 0 0 0.00 1999 76559 151345 146432 176748 160205.00
Claims paid 2385 962 1051 840 96 8 4.00 125 172 172 0 0 0 0 0 0 0.00 1976 76454 151214 146362 176627 160168.00
Claims repudiated/rejected 0 0 0 0 0 0 0.00 0 1 1 0 0 0 0 0 0 0.00 7 61 44 28 32 16.00
Unclaimed 0 0 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0 0.00 0 0 0 0 0 0.00
Claims pending at end of year 0 0 0 0 0 0 0.00 0 0 0 0 0 0 0 0 0 0.00 16 44 87 42 89 21.00
Lives)
Within 3 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16 27 87 42 88 21
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15 0 0 1 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Bharti Axa Canara HSBC Edelweiss Tokio Exide Life

Particulars
2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
Claims pending at start of year 0.00 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.20 0.00 0.00 0.00 0.00 0.00 0.00
Claims intimated / booked 51.51 785.45 0.00 9.72 9.97 9.68 2.00 0.00 0.50 0.00 0.00 0.00 35.92 253.48 602.06 707.33 25.64 28.91 43.22 5.81 196.75 10.30 2603.71
Total Claims 51.51 785.45 0.00 9.72 10.27 9.68 2.00 0.00 0.50 0.00 0.00 0.00 35.92 253.48 602.06 707.33 25.84 28.91 43.22 5.81 196.75 10.30 2603.71
Claims paid 51.51 785.45 0.00 8.82 9.55 9.18 2.00 0.00 0.50 0.00 0.00 0.00 35.92 253.48 602.06 707.33 25.84 28.91 43.22 5.81 196.75 10.30 2603.71
Claims repudiated / rejected 0.00 0.00 0.00 0.60 0.72 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 0.00 0.00 0.00 0 0 0.00 0.00 0 0 0 0 0.00 0 0 0.00 0.00 0.00 0 0 0 0 0.00 0.00
Number of Lives
Claims pending at start of year 0 0.00 0 0 1 0 0 0 0 0 0 0.00 0 0 0 0.00 2 0 0 0 0 0 0
Claims intimated / booked 96 1763.00 2 37 35 22 4 0 1 0 0 0.00 106 721 1764 2055.00 232 253 0 836 713 3118 7041
Total Claims 96 1763.00 2 37 36 22 4 0 1 0 0 0.00 106 721 1764 2055.00 234 253 318 836 713 3118 7041
Claims paid 96 1763.00 2 34 34 21 4 0 1 0 0 0.00 106 721 1764 2055.00 234 253 318 836 713 3117 7041
Claims repudiated/rejected 0 0.00 0 2 2 1 0 0 0 0 0 0.00 0 0 0 0.00 0 0 318 0 0 1 0
Unclaimed 0 0.00 0 0 0 0 0 0 0 0 0 0.00 0 0 0 0.00 0 0 0 0 0 0 0
Claims pending at end of year 0 0.00 0 1 0 0 0 0 0 0 0 0.00 0 0 0 0.00 0 0 0 0 0 0 0
Lives)
Within 3 months 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Exide Life HDFC ICICI Prudential India First Kotak Mahindra
Particulars
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2018-19 2019-20 2020-21 2021-22 2022-23 2020-21 2021-22 2022-23 2017-18 2018-19 2019-20
Claims pending at start of year 0.00 0.00 0.00 0.00 0.00 24.17 107.03 324.91 73.79 0.00 0.00 235.93 1261.83 1130.01 1640.28 0.00 0.00 0.00 0.00 0.00 21.86
Claims intimated / booked 3782.34 5232.09 1916.08 0.28 2904.35 32306.64 79971.78 91172.53 124631.88 124356.11 4256.71 23911.28 39563.14 66509.83 78840.39 0.34 4.88 4411.36 427.74 5942.79 16330.08
Total Claims 3782.34 5232.09 1916.08 0.28 2904.35 32330.81 80078.81 91497.44 124705.67 124356.11 4256.71 24147.21 40824.97 67639.84 80480.67 0.34 4.88 4411.36 427.74 5942.79 16351.94
Claims paid 3782.34 5232.09 1916.08 0.28 2880.18 31865.79 79689.90 91423.26 124693.58 124287.26 4020.77 22884.20 39692.75 65923.23 79771.66 0.34 4.87 4405.36 427.74 5920.93 16330.11
Claims repudiated / rejected 0.00 0.00 0.00 0.00 0.00 358.00 64.00 0.38 12.09 68.85 0.00 0.00 2.00 43.00 38.00 0.00 0.01 6.00 0.00 0.00 1.29
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.18 0.20 33.33 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 0.00 0.00 0.00 0 24 107 324.91 73.79 0.00 0.00 235.93 1261.83 1130.01 1640.28 671.00 0.00 0.00 0.00 0 22 20.55
Number of Lives
Claims pending at start of year 0 0 0.00 0 0 78 303 840 59 0.00 0 1047 4523 2131 3807.00 0 0 0.00 0 0 75
Claims intimated / booked 9821 13009 4651.00 74 9779 100881 232175 247012 305234 274929.00 17654 94700 165792 220614 216392.00 122 1444 10830.00 1581 20909 53236
Total Claims 9821 13009 4651.00 74 9779 100959 232478 247852 305293 274929.00 17654 95747 170315 222745 220199.00 122 1444 10830.00 1581 20909 53311
Claims paid 9821 13009 4651.00 74 9701 100477 231606 247792 305286 274893.00 16607 91224 168182 218823 218798.00 122 1441 10814.00 1581 20834 53254
Claims repudiated/rejected 0 0 0.00 0 0 179 32 1 7 36.00 0 0 1 26 25.00 0 3 16.00 0 0 3
Unclaimed 0 0 0.00 0 0 0 0 0 0 0.00 0 0 1 89 0.00 0 0 0.00 0 0 0
Claims pending at end of year 0 0 0.00 0 78 303 840 59 0 0.00 1047 4523 2131 3807 1376.00 0 0 0.00 0 75 54
Lives)
Within 3 months 0 0 0 0 78 275 760 42 0 0 984 3891 767 2184 985 0 0 0 0 75 43
Within 3-6 months 0 0 0 0 0 24 52 6 0 0 62 352 249 823 167 0 0 0 0 0 5
Within 6-12 months 0 0 0 0 0 4 28 7 0 0 0 260 241 596 120 0 0 0 0 0 6
More than 12 months 0 0 0 0 0 0 0 4 0 0 1 20 874 204 104 0 0 0 0 0 0
Kotak Mahindra Max Life PNB Met Life Pramerica
Particulars
2020-21 2021-22 2022-23 2020-21 2021-22 2022-23 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Claims pending at start of year 20.55 0.38 53.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.02 6.42 28.45 0.20 0.00 0.50 25.48 0.00 0.00 2.50
Claims intimated / booked 24221.29 392.10 52040.68 35.29 2617.05 58.34 16.04 94.66 13610.90 66.16 58.19 188.32 391.85 1299.58 5140.34 15864.96 20207.93 113.83 5070.64 1599.98
Total Claims 24241.85 392.48 52094.18 35.29 2617.05 58.34 16.04 94.66 13610.90 66.16 60.21 194.74 420.30 1299.78 5140.34 15865.46 20233.41 113.83 5070.64 1602.47
Claims paid 24198.13 391.58 52081.28 35.29 2617.05 58.34 16.04 94.66 13610.90 66.14 52.73 162.08 409.68 1272.81 5105.65 15796.19 20220.21 113.81 5065.95 1598.02
Claims repudiated / rejected 6.00 0.36 6.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.06 4.21 10.42 26.97 34.19 44.00 13.21 0.02 2.20 4.45
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 37.72 0.53 6.90 0.00 0.00 0.00 0.00 0.00 0.00 0.02 6.42 28 0 0 0 25 0.00 0.00 2.50 0.00
Number of Lives
Claims pending at start of year 54 70 105.00 0 0 0.00 0 0 0 0.00 12 31 119 1 0 1 170 0 0 1.00
Claims intimated / booked 73501 104599 127065.00 93 7781 17106.00 2716 14226 21618 11524.00 380 876 1273 4847 20329 57299 65471 34893 13889 4281.00
Total Claims 73555 104669 127170.00 93 7781 17106.00 2716 14226 21618 11524.00 392 907 1392 4848 20329 57300 65641 34893 13889 4282.00
Claims paid 73482 104546 127162.00 93 7781 17106.00 2716 14226 21618 11521.00 352 773 1353 4765 20200 56993 65606 34882 13881 4269.00
Claims repudiated/rejected 3 18 3.00 0 0 0.00 0 0 0 0.00 9 15 38 83 128 137 35 11 7 13.00
Unclaimed 0 0 0.00 0 0 0.00 0 0 0 0.00 0 0 0 0 0 0 0 0 0 0.00
Claims pending at end of year 70 105 5.00 0 0 0.00 0 0 0 3.00 31 119 1 0 1 170 0 0 1 0.00
Lives)
Within 3 months 42 75 4 0 0 0 0 0 0 3 29 110 0 0 1 156 0 1 0
Within 3-6 months 21 22 0 0 0 0 0 0 0 0 2 9 1 0 0 14 0 0 0
Within 6-12 months 6 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 1 3 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SBI Life Sahara S
Particulars
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17
Total Claims 204.27 94.24 44.03 73.18 55.70 62.91 126.73 69.43 31.81 97.48 6.90 9.97 1.09 1.60 0.10 5064.24 0.00 0.00 592.25 863.78 2484.47 6172.20
Claims paid 200.47 90.62 41.63 72.13 55.70 62.91 126.73 69.43 31.81 97.48 6.70 9.87 1.69 1.60 0.10 5061.80 0.00 0.00 592.25 863.78 2484.47 6059.87
Claims repudiated / rejected 0.00 1.12 0.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.10 0.00 0.00 0.00 2.44 0.00 0.00 0.00 0.00 0.00 0.00
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Claims pending at end of year 3.80 2.50 2.00 1.05 0.00 0.00 0.00 0.00 0.00 0.00 0.20 0 -1 0 0.00 0.00 0.00 0.00 0.00 0 0 112
Number of Lives
Claims pending at start of year 5 9 6 4 3 0 0 0 0 0.00 0 2 0 1 0 0 0 0.00 0 0 0 0
Claims intimated / booked 525 241 142 223 166 149 145 71 34 65.00 69 88 8 5 1 0 0 0.00 2369 3451 10854 27496
Total Claims 530 250 148 227 169 149 145 71 34 65.00 69 90 8 6 1 0 0 0.00 2369 3451 10854 27496
Claims paid 521 241 142 224 169 149 145 71 34 65.00 67 88 7 6 1 0 0 0.00 2369 3451 10854 26955
Claims repudiated/rejected 0 3 2 0 0 0 0 0 0 0.00 0 2 0 0 0 0 0 0.00 0 0 0 0
Unclaimed 0 0 0 0 0 0 0 0 0 0.00 0 0 0 0 0 0.00 0 0 0
Claims pending at end of year 9 6 4 3 0 0 0 0 0 0.00 2 0 1 0 0 0 0 0.00 0 0 0 541
Lives)
Within 3 months 2 2 1 2 0 0 0 0 0 0 2 0 0 0 0 0 0 0 0 0 0 541
Within 3-6 months 4 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 2 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0
More than 12 months 1 4 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Shriram Private Sector Total Grand T
Particulars
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Claims pending at start of year 112.33 0.43 0.00 0.95 0.00 0.00 4.22 10.22 31.25 2.40 113.38 29.00 390.47 1639.03 1225.88 1756.23 386.18 225.33 33.68
Claims intimated / booked 6283.47 5943.72 4312.57 5063.30 14583.62 7693.34 965.26 1337.66 3273.76 8053.37 15801.50 88360.46 148379.99 233863.07 324910.49 356964.27 44638.49 42600.16 41394.33
Total Claims 6395.80 5944.15 4312.57 5064.24 14583.62 7693.34 969.48 1347.88 3305.00 8055.77 15914.88 88389.46 148770.45 235502.09 326136.37 358720.50 45024.67 42825.49 41428.00
Claims paid 6389.63 5885.16 4294.20 5061.80 14482.12 7691.17 958.20 1310.55 3290.91 7914.82 15844.67 87501.62 147064.63 234215.50 324221.01 357892.45 44798.28 42754.45 41402.21
Claims repudiated / rejected 5.74 58.99 17.42 2.44 101.50 2.16 1.06 6.08 11.69 27.57 41.90 481.50 96.09 23.18 178.76 138.16 1.06 37.36 23.09
unclaimed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.18 0.20 33.33 0.01 0.00 0.00 0.00
Claims pending at end of year 0 0 0.95 0.00 0.00 0.00 10.22 31.25 2.40 113.38 28.31 406.34 1608.55 1263.22 1703.27 689.89 225.33 33.68 2.7
Number of Lives
Claims pending at start of year 541 2 0 2 0 0.00 19 40 126 7 544 98 1639 5506 2302 4002 1289 712 135
Claims intimated / booked 25849 24269 16217 13434 36401 13309.00 4099 5878 14353 35971 61390 301878 623950 706127 903197 844090 141549 133042 132198
Total Claims 26390 24271 16217 13436 36401 13309.00 4118 5918 14479 35978 61934 301976 625589 711633 905499 848092 142838 133754 132333
Claims paid 26369 23763 16143 13431 36307 13303.00 4069 5771 14429 35348 61682 299451 619897 709281 901221 846572 142117 133522 132256
Claims repudiated/rejected 19 508 72 5 94 6.00 9 21 43 86 154 886 186 49 187 115 9 97 69
Unclaimed 0 0 0 0 0 0.00 0 0 0 0 0 0 0 1 89 0 0 0 0
Claims pending at end of year 2 0 2 0 0 0.00 40 126 7 544 98 1639 5506 2302 4002 1405 712 135 8
Lives)
Within 3 months 2 0 1 0 0 0 31 113 3 543 97 1517 4782.00 893.00 2348 1013 703 122 4
Within 3-6 months 0 0 0 0 0 0 6 9 1 0 0 115 409.00 276.00 846 167 6 9 1
Within 6-12 months 0 0 1 0 0 0 2 0 0 0 1 6 295.00 254.00 601 120 2 0 0
More than 12 months 0 0 0 0 0 0 1 4 3 1 0 1 20.00 879.00 207 105 1 4 3
TABLE 36: DURATION-WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE - INDIVIDUAL CATEGORY
Particulars LIC Aditya Birla Sunlife
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19
Settlement of claims- Benefit
Amount Paid (₹Lakh)
Within 1 month 2005.35 1817.67 1156.96 1457.56 1264.01 1124.65 1107.30 1643.88 2030.51 2867.43 73.48 30.61 16.57 12.70 6.38 4.93
Within 1-3 months 0.00 0.00 406.59 32.24 31.54 56.35 6.49 140.17 1008.01 851.69 0.30 0.61 0.58 5.68 0.70 0.30
Within 3-6 months 0.00 0.00 0.00 3.90 1.32 0.40 3.70 2.82 932.35 318.45 0.00 0.00 0.90 2.05 0.50 0.00
Within 6-12 months 0.00 0.00 0.00 0.40 2.64 0.00 0.00 18.73 0.38 0.00 0.00 0.00 0.00 0.25 0.00 0.00
More than 12 months 0.00 0.00 0.00 0.80 4.64 0.00 0.00 1.25 0.00 0.00 2.70 0.18 0.00 0.00 0.00 0.00
Total Claims Settled 2005.35 1817.67 1563.55 1494.90 1304.15 1181.40 1117.49 1806.85 3971.25 4037.57 76.48 31.40 18.05 20.68 7.58 5.23
Settlement of claims- Number
of Policies
Within 1 month 12048 11365 7127 8233 7104 6629 6478 6758 4998 6174 484 216 189 68 34 26
Within 1-3 months 0 0 2505 208 95 76 28 288 2582 1677 4 14 2 27 4 2
Within 3-6 months 0 0 0 23 6 2 10 16 2224 585 0 0 3 9 1 0
Within 6-12 months 0 0 0 1 9 0 0 74 1 0 0 0 0 1 0 0
More than 12 months 0 0 0 5 14 0 0 4 0 0 9 2 0 0 0 0
Total Claims Settled 12048 11365 9632 8470 7228 6707 6516 7140 9805 8436 497 232 194 105 39 28
Sunlife Aviva Bajaj Allianz
2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
4.40 1.35 0.00 0.00 6.60 1.75 1.40 0.15 0.15 0.00 0.00 0.00 0.00 0.00 1.30 1.45 1.52 18.22 28.75 61.37 0.62
0.00 0.00 0.00 0.00 0.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.13 21.05 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.92 0.60 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.40 1.35 0.00 0.00 7.22 1.75 1.40 0.15 0.15 0.00 0.00 0.00 0.00 0.00 1.30 1.45 1.52 18.22 60.81 83.02 0.62
20 5 0 0 40 26 19 3 3 0 0 0 0 0 12 13 10 44 76 167 192
0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 1 0 0 55 62 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 14 2 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
20 5 0 0 43 26 19 3 3 0 0 0 0 0 12 14 10 44 145 231 192
Edelweiss Tokio Exide Life
2020-21 2021-22 2022-23 2014-15 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
33.14 29.60 17.29 0.10 0.35 0.02 0.45 0.80 0.00 0.05 0.00 0.44 98.11 120.24 157.30 0.01 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.32 47.20 29.46 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.97 22.59 14.96 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
33.14 29.60 17.29 0.10 0.35 0.02 0.45 0.80 0.00 0.05 0.00 0.44 150.40 190.03 201.72 0.01 0.00 0.00 0.00 0.00 0.00
108 103 94 2 4 4 4 3 0 1 0 44 246 253 235 1 0 0 0 0 0

1 0 0 0 0 0 0 0 0 0 0 0 45 45 25 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 10 21 12 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
109 103 94 2 4 4 4 3 0 1 0 44 301 319 272 1 0 0 0 0 0
HDFC ICICI Prudential
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
95.69 26.50 152.26 172.75 121.95 103.92 61.91 35.50 0.11 5.44 129.15 87.50 82.42 24.30 17.56 9.68 8.86 6.27 4.91 3.32
0.00 0.00 9.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.15 0.00 0.00 0.00 0.60 0.35 0.00 0.38 0.00
0.00 0.00 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.05 0.00 0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.22
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.11 0.00
95.69 26.50 162.06 172.75 121.95 103.92 61.91 35.50 0.11 5.44 135.00 87.65 82.42 24.30 17.56 10.28 9.26 6.27 5.40 3.54
2013 530 3046 3500 2439 2089 1240 710 220 115 743 475 437 101 66 59 65 27 22 21
0 0 186 0 0 0 0 0 0 0 3 1 0 0 0 3 4 0 3 0
0 0 10 0 0 0 0 0 0 0 19 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
2013 530 3242 3500 2439 2089 1240 710 220 115 766 476 437 101 66 62 69 27 25 21
India First Kotak Mahindra Sahara
2021-22 2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2014-15
0.67 127.96 0.25 1.60 3.40 4.00 5.30 11.70 10.20 1.30 1.85 3.67 1.13 3.58 1.43 2.81 4.09 3.62 1.62 0.02
0.15 16.00 0.00 0.05 0.00 0.55 0.00 0.00 0.00 0.15 0.10 0.40 0.30 0.55 1.12 0.00 0.39 0.66 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.30 0.30 0.00 0.00 0.00 0.00 0.30 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.81 143.96 0.25 1.65 3.40 4.55 5.30 11.70 10.20 1.45 1.95 4.37 1.73 4.13 2.55 2.81 4.48 4.58 1.62 0.02
107 132 5 32 68 80 106 234 204 11 13 17 8 21 9 17 23 25 12 6

11 8 0 1 0 11 0 0 0 2 1 2 1 3 5 0 2 2 0 0
0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 1 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
118 140 5 33 68 91 106 234 204 13 14 20 10 24 14 17 25 28 12 6
SBI Life Tata AIA
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
3.57 6.03 6.65 7.56 6.14 1.38 1.18 1.20 37.38 36.62 19.29 76.15 39.91 78.56 63.09 65.00 1.25 129.72 345.34 284.52 400.93
0.48 0.13 0.00 0.18 0.00 0.00 0.00 0.00 2.56 2.01 0.15 4.50 0.00 0.00 0.00 0.00 0.02 0.30 4.28 45.19 58.11
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.16 9.97 24.29
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.15 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 0.18 0.00
4.05 6.15 6.65 7.74 6.14 1.38 1.18 1.20 40.04 38.63 19.44 80.65 39.91 78.56 63.09 65.00 1.27 130.02 357.62 339.86 483.34
11 26 32 33 23 5 8 6 163 164 173 172 123 158 150 149 227 222 3510 1691 4155
1 1 0 1 0 0 0 0 10 8 1 3 0 0 0 0 1 1 22 70 237
0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 20 10 35
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 9 2 0
12 27 32 34 23 5 8 6 174 172 174 175 123 158 150 149 228 223 3562 1773 4427
Private Total Grand Total
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
469.32 226.56 271.31 152.64 152.03 53.09 296.75 2350.69 2102.19 1557.89
40.07 25.43 23.25 0.90 0.39 1.21 16.30 4.28 45.19 464.70
17.31 8.42 0.60 0.05 0.00 0.30 0.22 5.16 9.97 24.29
0.25 0.00 0.00 0.00 0.00 0.00 0.00 0.15 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.11 0.00 2.70 0.18 0.00
526.95 260.41 295.16 153.59 152.42 54.71 313.26 2362.97 2157.53 2046.89
4166 2831 2613 1790 1133 947 806 15558 13056 11282
57 63 73 15 3 17 9 22 70 2742
22 15 2 0 0 1 0 20 10 35
1 0 0 0 0 0 0 1 0 0
0 0 0 0 0 0 0 9 2 0
4246 2909 2688 1805 1136 965 815 15610 13138 14059
TABLE 37: DURATION-WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE - GROUP CATEGORY
Aegon
LIC Aditya Birla Sunlife
Particulars Life
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2022-23 2013-14 2014-15 2015-16
Within 1 month 43458.12 41228.79 38108.87 46865.10 97397.31 0.00 0.00 11224.72 20064.29 18910.25 1.55 1.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 55.47 117.30 256.28
Within 1-3 months 381.96 215.11 2.43 224.12 255.23 0.00 0.00 0.00 1.75 9.41 0.00 0.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Within 3-6 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Within 6-12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
More than 12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Claims Settled 43840.08 41443.90 38111.30 47089.22 97652.54 0.00 0.00 11224.72 20066.04 18920.26 1.55 1.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 55.47 117.30 256.28
of Lives
Within 1 month 136778 127079 117818 143448 154805 0 0 19502 34722 32210 13 11 0 0 0 0 0 0 0 2 466 834 1476
Within 1-3 months 1270 672 9 746 797 0 0 0 2 12 0 2 0 0 0 0 0 0 0 0 0 0 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Claims Settled 138048 127751 117827 144194 155602 0 0 19502 34724 32223 13 13 0 0 0 0 0 0 0 2 466 834 1476
Note: No death claim have been paid by the rest of the companies during these years.
Ageas Federal Aviva Bajaj Alianz Bharti Axa
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2021-22
Within 1 month 484.87 216.89 255.86 213.57 21.36 3.20 1.45 30.21 37.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 436.01 21370.40 634.32 69008.86 91242.80 84418.58 51.51
Within 1-3 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.24 0.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 125.40 1524.48 13.75 404.81 223.98 5.44 0.00
Within 3-6 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.04 717.55 1.24 48.96 44.27 1.42 0.00
Within 6-12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 69.69 0.16 6.21 0.00 0.00 0.00
More than 12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
of Lives
Within 1 month 2385 962 1051 840 96 8 4 119 170 0 0 0 0 0 0 0 1483 70890 148307 145498 176144 160156 96
Within 1-3 months 0 0 0 0 0 0 0 6 2 0 0 0 0 0 0 0 464 3890 2517 775 401 10 0
Within 3-6 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 29 1532 344 71 82 2 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 142 46 18 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Canara HSBC Edelweiss Tokio Exide Life
Particulars
2022-23 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Within 1 month 785.45 4.86 5.94 6.46 2.00 0.00 0.50 0.00 0.00 0.00 35.92 234.92 589.85 0.00 25.54 28.79 43.22 5.81 196.75 10.30 2603.71 3782.34 5232.09
Within 1-3 months 0.00 2.76 2.28 2.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.55 11.43 0.30 0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Within 3-6 months 0.00 1.20 1.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Within 6-12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
More than 12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
of Lives
Within 1 month 1763 20 21 15 4 0 1 0 0 0 106 703 1742 2053 231 252 318 836 713 3117 7041 9821 13009
Within 1-3 months 0 9 8 6 0 0 0 0 0 0 0 18 20 2 3 1 0 0 0 0 0 0 0
Within 3-6 months 0 5 5 0 0 0 0 0 0 0 0 0 2 0 0 0 0 0 0 0 0 0 0
Within 6-12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
HDFC ICICI Prudential India First Kotak Mahindra
Particulars
2022-23 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2018-19 2019-20 2020-21 2021-22 2022-23 2020-21 2021-22 2022-23 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Within 1 month 1916.08 0.27 2773.37 29742.07 79088.50 90279.04 124681.70 123956.50 4007.38 22625.97 38830.68 63891.69 78860.96 0.32 4.35 4243.21 426.82 5882.10 16317.40 23917.09 391.44 52068.31
Within 1-3 months 0.00 0.00 101.14 17.05 521.52 840.86 8.45 324.53 12.47 198.16 390.50 1587.41 595.79 0.02 0.44 161.76 0.92 34.73 11.55 220.84 0.14 8.05
Within 3-6 months 0.00 0.00 5.52 1172.26 67.33 211.27 3.44 5.22 0.00 46.72 335.92 331.70 191.64 0.00 0.08 0.40 0.00 3.90 0.50 51.36 0.00 3.61
Within 6-12 months 0.00 0.00 0.15 933.45 12.00 82.83 0.00 1.00 0.00 13.15 130.50 105.11 81.28 0.00 0.00 0.00 0.00 0.20 0.65 7.90 0.00 1.00
More than 12 months 0.00 0.00 0.00 0.95 0.55 9.27 0.00 0.00 0.91 0.20 5.15 7.32 41.99 0.00 0.00 0.00 0.00 0.00 0.00 0.94 0.00 0.30
of Lives
Within 1 month 4651 73 9289 96573 230134 245115 305256 274416 16547 90272 165464 213806 216817 111 1318 10415 1577 20691 53203 72580 104508 127127
Within 1-3 months 0 1 387 71 1272 2000 19 465 57 763 1310 3954 1586 11 109 396 4 127 44 707 38 21
Within 3-6 months 0 0 24 2296 172 495 11 10 0 172 1047 943 252 0 14 3 0 15 5 167 0 10
Within 6-12 months 0 0 1 1533 26 168 0 2 0 16 354 99 82 0 0 0 0 1 2 25 0 3
More than 12 months 0 0 0 4 2 14 0 0 3 1 7 21 61 0 0 0 0 0 0 3 0 1
Total Claims Settled 4651 74 9701 100477 231606 247792 305286 274893 16607 91224 168182 218823 218798 122 1441 10814 1581 20834 53254 73482 104546 127162
Max Life PNB Met Life Pramerica Sahara
Particulars
2020-21 2021-22 2022-23 2019-20 2020-21 2021-22 2022-23 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Within 1 month 35.29 2617.05 58.34 16.04 94.66 12035.45 66.12 119.09 319.88 1215.21 5036.83 13422.00 12977.62 113.81 5065.95 1596.17 4.60 7.87 1.59 1.50 0.10 0.00 0.00
Within 1-3 months 0.00 0.00 0.00 0.00 0.00 1158.28 0.02 21.91 45.66 51.76 60.20 2369.00 6923.59 0.00 0.00 1.85 1.50 0.60 0.10 0.00 0.00 0.00 0.00
Within 3-6 months 0.00 0.00 0.00 0.00 0.00 321.25 0.00 13.40 25.74 5.53 8.61 5.00 301.17 0.00 0.00 0.00 0.60 0.90 0.00 0.10 0.00 0.00 0.00
Within 6-12 months 0.00 0.00 0.00 0.00 0.00 95.92 0.00 7.68 17.95 0.30 0.00 0.00 17.84 0.00 0.00 0.00 0.00 0.50 0.00 0.00 0.00 0.00 0.00
More than 12 months 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
of Lives
Within 1 month 93 7781 17106 2716 14226 19011 11518 548 1060 4567 19962 48544 41369 34882 13881 4263 46 68 6 5 1 0 0
Within 1-3 months 0 0 0 0 0 1960 3 107 122 177 213 8434 22878 0 0 6 15 6 1 0 0 0 0
Within 3-6 months 0 0 0 0 0 520 0 75 100 20 25 15 1240 0 0 0 6 9 0 1 0 0 0
Within 6-12 months 0 0 0 0 0 127 0 43 68 1 0 0 119 0 0 0 0 5 0 0 0 0 0
More than 12 months 0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sahara SBI Life Shriram
Particulars
2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 1 month 0.00 196.36 82.11 37.92 68.05 53.60 62.34 126.33 55.80 26.01 97.48 87.25 163.28 2233.72 4963.90 5696.91 5884.20 4294.20 5061.80 14482.12 7691.17 434.68 554.12 2903.06
Within 1-3 months 0.00 4.10 7.89 3.51 4.08 0.90 0.58 0.20 13.63 5.80 0.00 505.00 700.50 250.75 998.24 691.35 0.96 0.00 0.00 0.00 0.00 517.78 733.52 304.10
Within 3-6 months 0.00 0.00 0.63 0.20 0.00 0.00 0.00 0.20 0.00 0.00 0.00 0.00 0.00 0.00 97.73 1.36 0.00 0.00 0.00 0.00 0.00 2.59 15.23 27.87
Within 6-12 months 0.00 0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.68 17.95
More than 12 months 0.00 0.00 0.00 0.00 0.00 1.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45
Total Claims Settled 0.00 200.47 90.62 41.63 72.13 55.70 62.91 126.73 69.43 31.81 97.48 592.25 863.78 2484.47 6059.87 6389.63 5885.16 4294.20 5061.80 14482.12 7691.17 955.05 1310.55 3253.43
of Lives
Within 1 month 0 511 217 130 215 164 147 143 58 29 65 349 654 9809 21997 22900 23753 16143 13431 36307 13303 1965 2708 12871
Within 1-3 months 0 10 21 11 9 2 2 1 13 5 0 2020 2797 1045 4474 3464 10 0 0 0 0 2088 2937 1203
Within 3-6 months 0 0 3 1 0 0 0 1 0 0 0 0 0 0 484 5 0 0 0 0 0 16 83 112
Within 6-12 months 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 43 68
More than 12 months 0 0 0 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
Total Claims Settled 0 521 241 142 224 169 149 145 71 34 65 2369 3451 10854 26955 26369 23763 16143 13431 36307 13303 4069 5771 14257
Private Sector Total Grand Total
Particulars
2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2013-14 2014-15 2015-16
Within 1 month 6752.44 14840.77 80638.15 138934.17 231435.96 320315.21 356461.81 43892.80 41782.91 41011.93
Within 1-3 months 1057.41 980.01 3959.26 7668.77 1889.22 2995.93 1102.76 899.74 948.63 306.53
Within 3-6 months 104.16 22.54 1898.81 417.16 647.51 701.52 202.30 2.59 15.23 27.87
Within 6-12 months 0.80 0.20 1003.34 43.79 227.43 201.03 83.29 0.00 7.68 17.95
More than 12 months 0.00 1.15 1.86 0.75 15.36 7.32 42.29 0.00 0.00 0.45
Total Claims Settled 7914.82 15844.67 87501.43 147064.64 234215.50 324221.01 357892.45 44795.13 42754.45 41364.73
of Lives
Within 1 month 30156 57060 281318 590276 702078 892896 843657 138743 129787 130689
Within 1-3 months 4673 4535 12591 27475 4834 6506 2489 3358 3609 1212
Within 3-6 months 513 83 3859 1934 1780 1572 277 16 83 112
Within 6-12 months 6 2 1676 209 565 226 87 0 43 68
More than 12 months 0 2 7 3 24 21 62 0 0 3
Total Claims Settled 35348 61682 299451 619897 709281 901221 846572 142117 133522 132084
TABLE 38: RURAL AND SOCIAL SECTOR OBLIGATIONS OF LIFE INSURERS
Rural Sector Obligations

(in terms of Percentage of Policies)
S.No. Insurer 2016-17 2017-18 2018-19 2019-20
Target Achieve Target Achieve Target Achieve Target Achieve
(%) d (%) (%) d (%) (%) d (%) (%) d (%)
Public Sector
1 LIC 20.0 22.4 20.0 22.4 20.0 22.3 20.0 21.4
Private Sector
1 Aditya Birla Life 20.0 21.6 20.0 30.0 20.0 25.7 20.0 24.5
2 Aegon Life 19.0 22.8 20.0 27.2 20.0 22.2 20.0 40.0
3 Ageas Federal Life 19.0 24.0 20.0 24.0 20.0 24.8 20.0 27.6
4 Aviva Life 20.0 29.3 20.0 27.5 20.0 22.9 20.0 23.5
5 Bajaj Allianz Life 20.0 30.2 20.0 23.6 20.0 26.0 20.0 27.4
6 Bharti Axa Life 20.0 22.3 20.0 22.6 20.0 28.4 20.0 30.6
7 Canara HSBC Life 19.0 22.6 20.0 26.5 20.0 28.8 20.0 29.6
8 Edelweiss Tokio Life 16.0 20.7 18.0 19.9 18.0 22.4 19.0 21.9
9 Exide Life 20.0 23.2 20.0 20.7 20.0 24.2 20.0 25.7
10 Future Generali Life 19.0 20.7 20.0 24.1 20.0 24.7 20.0 22.9
11 HDFC Life 20.0 21.2 20.0 20.7 20.0 20.1 20.0 20.0
12 ICICI Prudential 20.0 23.2 20.0 21.2 20.0 23.0 20.0 21.4
13 IndiaFirst Life 18.0 18.7 19.0 27.9 19.0 60.8 20.0 33.2
14 Kotak Mahindra Life 20.0 21.5 20.0 21.8 20.0 23.7 20.0 22.7
15 Max Life 20.0 21.7 20.0 23.7 20.0 24.4 20.0 27.9
16 PNB MetLife 20.0 27.6 20.0 29.5 20.0 30.9 20.0 31.1
17 Pramerica Life 19.0 22.9 20.0 32.5 20.0 30.8 20.0 38.2
18 Reliance Nippon Life 20.0 25.8 20.0 23.6 20.0 22.1 20.0 21.2
19 Sahara Life* 20.0 62.8 20.0 65.7
20 SBI Life 20.0 24.2 20.0 23.7 20.0 23.8 20.0 24.6
21 Shriram Life 20.0 55.1 20.0 52.7 20.0 41.6 20.0 43.7
22 SUD Life 18.0 23.2 19.0 40.5 19.0 37.4 20.0 36.6
23 TATA AIA Life 20.0 25.3 20.0 25.7 20.0 27.6 20.0 30.4
Private Sector Total 24.4 24.8 25.8 26.0
Grand Total 22.9 23.0 23.2 22.5
*Not permitted to underwrite New Business
Note:
1. Rural sector obligations are set as percentage of total number of new policies to be written in a year in rural areas based
2. Social sector obligations for insurers for a year are set as percentage of sum of total number of new lives (individual polic
or Obligations Social Se
centage of Policies) (in terms of P
2020-21 2021-22 2022-23 2016-17 2017-18 2018-19
Target Achieve Target Achieve Target Achieve Target Achieve Target Achieve Target
(%) d (%) (%) d (%) (%) d (%) (%) d (%) (%) d (%) (%)
20.0 21.5 20.0 20.7 20.00 22.25 5.0 27.2 5.0 41.4 5.0
20.0 24.7 20.0 21.6 20.00 21.32 5.0 6.0 5.0 11.7 5.0
20.0 24.1 20.0 23.4 20.00 24.93 4.5 50.0 5.0 5.5 5.0
20.0 27.6 20.0 22.4 20.00 23.13 4.5 72.9 5.0 33.5 5.0
20.0 21.4 20.0 23.6 20.00 21.20 5.0 17.0 5.0 13.3 5.0
20.0 28.9 20.0 28.6 20.00 26.96 5.0 13.0 5.0 14.3 5.0
20.0 27.5 20.0 25.3 20.00 30.75 5.0 5.9 5.0 7.3 5.0
20.0 33.0 20.0 33.0 20.00 32.56 4.5 4.7 5.0 11.1 5.0
20.0 23.5 20.0 22.0 20.00 24.26 3.0 5.0 3.5 4.9 4.0
20.0 26.0 20.0 25.8 20.00 27.98 5.0 10.0 5.0 134.2 5.0
20.0 23.4 20.0 21.8 20.00 23.12 4.5 6.0 5.0 5.6 5.0
20.0 21.7 20.0 20.7 20.00 22.96 5.0 5.2 5.0 31.3 5.0
20.0 20.7 20.0 23.2 20.00 22.71 5.0 17.0 5.0 14.7 5.0
20.0 36.9 20.0 38.4 20.00 41.43 3.5 4.0 4.0 4.3 4.5
20.0 22.8 20.0 22.9 20.00 23.40 5.0 12.0 5.0 14.5 5.0
20.0 23.8 20.0 22.3 20.00 21.13 5.0 8.0 5.0 39.9 5.0
20.0 30.1 20.0 33.7 20.00 31.15 5.0 5.4 5.0 5.2 5.0
20.0 35.3 20.0 44.2 20.00 58.28 4.5 48.4 5.0 128.7 5.0
20.0 32.1 20.0 37.8 20.00 41.08 5.0 9.4 5.0 10.2 5.0
0.00 5.0 37.5 5.0 1.3
20.0 26.6 20.0 28.7 20.00 31.88 5.0 6.0 5.0 13.1 5.0
20.0 44.7 20.0 40.7 20.00 44.68 5.0 58.0 5.0 12.8 5.0
20.0 36.0 20.0 36.6 20.00 41.31 4.0 5.0 4.5 6.9 5.0
20.0 23.0 20.0 23.0 20.00 23.39 5.0 7.2 5.0 9.3 5.0
26.3 27.0 28.64 16.1 30.5
22.7 22.3 24.05 21.8 28.4
a year in rural areas based on the age of the life insurer (completed number of years of operation)
of new lives (individual policies + lives under group insurance) in the previous financial year and are based on the age (completed num
Social Sector Obligations
(in terms of Percentage of Lives)
2018-19 2019-20 2020-21 2021-22 2022-23
Achieve Target Achieve Target Achieve Target Achieve Target Achieved
d (%) (%) d (%) (%) d (%) (%) d (%) (%) (%)
16.5 5.0 10.4 5.0 8.0 5.0 11.5 5.00 14.05
19.9 5.0 22.4 5.0 12.6 5.0 16.4 5.00 22.44

9.6 5.0 13.5 5.0 7.4 5.0 10.2 5.00 13.16
59.8 5.0 17.0 5.0 5.7 5.0 5.8 5.00 5.78
7.6 5.0 6.4 5.0 13.4 5.0 8.2 5.00 8.29
17.1 5.0 18.0 5.0 11.7 5.0 12.3 5.00 13.57
7.3 5.0 6.4 5.0 6.0 5.0 11.4 5.00 72.08
22.5 5.0 8.7 5.0 11.7 5.0 6.8 5.00 8.41
4.6 4.5 5.2 5.0 18.4 5.0 31.9 5.00 15.23
67.9 5.0 111.5 5.0 70.4 5.0 64.9 5.00 0.00
5.6 5.0 5.5 5.0 5.7 5.0 8.6 5.00 13.49
40.1 5.0 35.2 5.0 15.4 5.0 25.4 5.00 13.07
33.5 5.0 14.2 5.0 7.0 5.0 7.6 5.00 14.05
4.8 5.0 5.1 5.0 5.1 5.0 6.8 5.00 12.55
11.6 5.0 21.9 5.0 43.3 5.0 59.8 5.00 37.54
56.0 5.0 30.8 5.0 13.3 5.0 22.6 5.00 87.64
16.9 5.0 12.9 5.0 25.0 5.0 12.5 5.00 20.82
99.0 5.0 45.1 5.0 22.9 5.0 23.2 5.00 189.73
53.2 5.0 7.0 5.0 6.9 5.0 8.6 5.00 8.52
0.00
10.5 5.0 5.8 5.0 6.4 5.0 6.7 5.00 7.04
31.0 5.0 29.2 5.0 81.3 5.0 62.4 5.00 34.19
6.6 5.0 7.6 5.0 13.4 5.0 12.1 5.00 7.41
15.4 5.0 17.4 5.0 8.1 5.0 7.6 5.00 6.27
35.8 26.6 17.2 22.1 18.72
30.6 21.6 14.9 19.4 17.74
d on the age (completed number of years of operation).

TABLE 39: STATUS OF GRIEVANCES WITH LIFE INSURERS
2013-14 2014-15 2015-16 2016-17
Insurer O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the start of during the during the start of during the during the start of during the during the
the year year year the year year year the year year year the year year year
Public Sector
Life Insurance Corporation of India 544 85284 85828 0 80944 80944 0 64750 64750 0 30784 30784
Private Sector
Aditya Birla Sunlife Insurance Company Ltd. 132 30825 30917 40 23629 23658 11 12402 12412 1 6356 6347
Aegon Life Insurance Company Ltd. 25 6826 6775 76 6897 6602 371 8595 8822 144 4261 4405
Ageas Federal Life Insurance Company Ltd. 3 864 865 2 771 773 0 853 853 0 667 667
Aviva Life Insurance Company India Ltd. 0 6606 6606 0 4185 4185 0 3259 3259 0 2492 2492
Bajaj Allianz Life Insurance Company Ltd. 4 52314 52308 10 19795 19530 275 14295 14556 14 3993 4007
Bharti AXA Life Insurance Company Ltd. 53 7365 7402 16 5642 5307 351 4728 5079 0 4556 4548
Canara HSBC Life Insurance Company Ltd. 2 4351 4353 0 4559 4500 59 3179 3225 13 974 987
Edelweiss Tokio Life Insurance Company Ltd. 1 232 233 0 514 481 33 627 654 6 1013 1019
Exide Life Insurance Company Ltd. 13 6459 6459 13 9488 8867 634 9375 9968 41 6406 6447
Future Generali India Life Insurance Company 57 11676 11632 101 5390 5110 381 7162 7491 52 4998 5035
HDFC Life Insurance Company Ltd. 146 52402 51882 666 32214 30582 2298 11513 13726 85 8647 8722
ICICI Prudential Life Insurance Company Ltd. 13 19697 19677 33 11801 11775 59 8865 8912 12 6680 6689
IndiaFirst Life Insurance Company Ltd. 8 1500 1461 47 1287 1216 118 1912 2006 24 1990 1995
Kotak Mahindra Life Insurance Ltd. 12 6165 6169 8 4616 4496 128 3444 3326 246 3741 3882
MaxLife Insurance Company Ltd. 6 19389 19395 0 16553 16549 4 14157 14161 0 8791 8791
PNB Metlife India Insurance Company Ltd. 7 4362 4365 4 4820 4817 7 4411 4398 20 4383 4333
Pramerica Life Insurance Company Ltd. 33 1392 1383 42 1593 982 653 1372 2018 7 1475 1481
Reliance Nippon Life Insurance Company Ltd 134 30659 30748 45 24763 24318 490 14024 14345 169 4958 5127
Sahara India Life Insurance Company Ltd. 1 24 25 0 27 27 0 35 34 1 32 30
SBI Life Insurance Company Ltd. 11 16061 16067 5 12273 12263 15 9391 9403 3 8165 8166
Shriram Life Insurance Company Ltd. 0 287 279 8 240 234 14 259 264 9 379 387
Star Union Dai-ichi Life Insurance Company L 4 1319 1314 9 2301 2215 95 1825 1832 88 1798 1886
TATA AIA Life Insurance Company Ltd. 15 8561 8521 55 4690 4632 113 4268 4381 0 3308 3308
Private Sector Total 680 289336 288836 1180 198048 193119 6109 139951 145125 935 90063 90751
Grand Total 1224 374620 374664 1180 278992 274063 6109 204701 209875 935 120847 121535
TABLE 40: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES-LIFE INSURANCE
2019-20 2020-21
Total No. of Complaints No. of Complaints disposed by way of Durationwise disposal of Complaints Durationwise Outstanding complaints Total No. of Complaints No. of Complaints disposed by way of Durationwise disposal of Complaints Durationwise Outstanding complaints
Name of the
centre 3 3
O/s at the Received Awards Non- Total O/s at the Awards fvg Awards Non- 3
Recommen Awards fvg Total Within 3 months Above 1 Total Within 3 months Above 1 Received Recommen Withdrawa Total Within 3 3 months Above 1 Total Within 3 Above 1
beginning of upto Total fvg. Ins. Withdrawal Entertainabl Outstandin beginning upto March Total
dations
complainan fvg. Ins.
l
Entertainabl
Disposed months to 1 year year Disposed months
months
year
dations complainant Disposed months to 1 year Disposed months to 1 year of the year t Co. e to 1 year
the year March Co. e g
year year
Ahmedabad 718 602 1320 0 49 54 169 364 636 365 19 252 636 71 160 453 684 683 414 1097 0 146 252 149 297 844 302 15 527 844 31 78 144
Bengaluru 126 688 814 6 275 185 25 294 785 603 182 0 785 29 0 0 29 29 604 633 0 116 127 22 310 575 538 37 0 575 58 0 0
Bhopal 106 627 733 90 20 193 36 364 703 560 143 0 703 30 0 0 30 30 608 638 15 39 95 9 469 627 597 30 0 627 11 0 0
Bubaneshwar 175 575 750 9 168 101 20 380 678 388 214 76 678 72 0 0 72 72 440 512 0 97 85 10 296 488 397 91 0 488 24 0 0
Chandigarh 932 1912 2844 0 1011 621 0 916 2548 1068 1054 426 2548 221 75 0 296 296 1953 2249 0 716 262 4 1047 2029 1633 395 1 2029 220 0 0
Chennai 42 697 739 5 100 93 34 485 717 570 147 0 717 22 0 0 22 22 641 663 8 71 69 37 425 610 517 93 0 610 53 0 0
Delhi 235 991 1226 0 469 275 84 344 1172 617 552 3 1172 54 0 0 54 54 1125 1179 426 64 185 36 468 1179 1177 2 0 1179 0 0 0
Guwahati 0 365 365 0 53 57 14 225 349 349 0 0 349 16 0 0 16 16 295 311 0 34 19 26 232 311 310 1 0 311 0 0 0
Hyderabad 71 983 1054 0 246 89 55 591 981 777 202 2 981 72 0 1 73 73 1406 1479 0 221 115 54 1052 1442 1340 101 1 1442 37 0 0
Jaipur 0 376 376 17 45 45 43 210 360 355 5 0 360 16 0 0 16 16 465 481 0 85 54 95 247 481 475 6 0 481 0 0 0
Kochi 208 484 692 0 157 280 40 185 662 259 336 67 662 29 0 1 30 30 444 474 0 97 170 22 171 460 399 60 1 460 14 0 0
Kolkata 911 1413 2324 3 501 207 177 556 1444 579 137 728 1444 275 521 84 880 880 1270 2150 37 542 523 195 581 1878 628 783 467 1878 272 0 0
Lucknow 508 659 1167 196 100 232 96 383 1007 394 158 455 1007 73 76 11 160 160 747 907 9 262 189 34 413 907 672 201 34 907 0 0 0
Mumbai 142 974 1116 9 130 72 77 710 998 779 202 17 998 84 34 0 118 118 949 1067 0 276 53 56 629 1014 837 177 0 1014 53 0 0
Noida 164 787 951 131 202 72 110 289 804 384 420 0 804 124 23 0 147 147 956 1103 81 318 117 108 375 999 824 174 1 999 104 0 0
Patna 67 337 404 12 59 57 75 185 388 262 123 3 388 15 1 0 16 16 488 504 6 39 54 57 346 502 477 25 0 502 2 0 0
Pune 671 815 1486 4 147 32 77 275 535 289 23 223 535 113 407 431 951 951 610 1561 168 353 296 210 120 1147 165 142 840 1147 160 223 31
Total 5076 13285 18361 482 3732 2665 1132 6756 14767 8598 3917 2252 14767 1316 1297 981 3594 3593 13415 17008 750 3476 2665 1124 7478 15493 11288 2333 1872 15493 1039 301 175
2020-21 2021-22
Durationwise Outstanding complaints Total No. of Complaints No. of Complaints disposed by way of Durationwise disposal of Complaints Durationwise Outstanding complaints
O/s at the Received Awards fvg Awards Non- 3

Total Recommen Withdrawa Total Within 3 3 months Above 1 Total Within 3 Above 1 Total
beginning upto Total complainan fvg. Ins. Entertainabl months
Outstanding dations l Disposed months to 1 year year Disposed months year Outstanding
of the year March t Co. e to 1 year
253 253 1364 1617 5 115 152 85 1251 1608 1314 116 178 1608 9 0 0 9
58 58 429 487 0 104 110 51 222 487 349 138 0 487 0 0 0 0
11 11 913 924 98 101 81 42 569 891 786 105 0 891 33 0 0 33
24 24 531 555 4 108 70 36 337 555 529 26 0 555 0 0 0 0
220 220 2014 2234 423 215 269 5 1137 2049 1265 784 0 2049 185 0 0 185
53 53 802 855 5 79 111 27 593 815 684 131 0 815 40 0 0 40
0 0 2304 2304 593 9 283 124 1295 2304 2304 0 0 2304 0 0 0 0
0 0 259 259 1 38 35 16 169 259 259 0 0 259 0 0 0 0
37 37 1391 1428 0 241 81 18 1088 1428 1426 2 0 1428 0 0 0 0
0 0 516 516 4 156 62 59 235 516 482 34 0 516 0 0 0 0
14 14 538 552 2 72 103 31 240 448 409 39 0 448 60 44 0 104
272 272 1623 1895 90 362 535 148 618 1753 1494 259 0 1753 142 0 0 142
0 0 872 872 5 209 95 17 446 772 770 2 0 772 100 0 0 100
53 53 1299 1352 0 171 30 35 919 1155 996 159 0 1155 105 92 0 197
104 104 1156 1260 124 382 129 164 337 1136 811 325 0 1136 124 0 0 124
2 2 515 517 8 40 37 29 403 517 496 21 0 517 0 0 0 0
414 414 1058 1472 72 208 573 88 268 1209 337 823 49 1209 239 24 0 263
1515 1515 17584 19099 1434 2610 2756 975 10127 17902 14711 2964 227 17902 1037 160 0 1197

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HANDBOOK ON INDIAN INSURANCE STATISTICS 2022-23

2013-14 2014-15 2015-16

236,942.30 239,667.65 266,444.21

4,833.05 5,233.22 5,579.71

Insurer 2013-14 2014-15 2015-16 2016-17 2017-18

2013-14 2014-15 2015-16

2.40 - 6 0.00 - 11 0.00 -

1 Andhra Pradesh 1,294 838,916 2,546.26

1,346 677,035 3,100 10 8,919 17.03 2

1 163 0.26 2 1,146 0 1

99 40.99 8 2,106 34 1 3,171

3 5,063 170.93 8 8,541 215 -

55.31 8 81,316 9 7 34,167 6.34

6 11,875 12 3 12,929 3.35 1

9,642 5 - (2) -0.00 4 1,632

876,549 393 16 1,085,987 308 6 14,447

3.31 7 3,688 1 2 142 0.62

3 5,904 9 8 40,194 30.11 14

24,830 20 81 1,136,957 742 90 1,293,594

689 1,375 1,975,873 3,289 1,436 1,970,629 3,788

977 845 760 718 656 616 579 45 38 36 34 30 23

18 91 104 142 155 142 134 130 167 144 113 92 69 59

54 2,154 1,846 1,614 1,501 1,274 1,221 1,153 63 45 33 26 24 25

26 202 225 218 209 201 187 179 8 14 24 33 39 37

38 132 125 102 82 72 63 64 55 46 32 26 18

1 24 30 45 81 112 151 199 46 51 56 65 76

13 190 216 258 265 194 155 138 26 22 56 58 63

- - - - - - - - 109 104 101 96 86

217 193 12 12 13 13 12 11 9 492 393 318 278 236

- - - - - - - - 359 294 177 67 47

220 185 30 20 15 12 10 8 6 2,049 2,403 2,813 3,198 3,087

8 7 1 0 0 0 0 0 0 121 137 174 234 290

34 29 - - - - - - - 627 493 483 458 403

3,132 3,252 79 62 49 42 39 33 27 167 128 114 106 98

4 4 1 1 1 2 4 7 21 108 123 147 201

28 36 14 14 13 12 11 10 10 317 303 306 295

20 19 14 13 11 10 10 9 8 333 413 549 573

2 2 16 13 11 8 5 3 3 1,231 1,041 882 791

- - 4 3 2 2 1 1 1 131 123 117 109

- - - - - - - - - 989 793 668 532

97 94 86 338 318 301 282 259 246 229

112,729.23 - 61.94 81.07 148.73 203.19 298.09 515.40 - -

44,234.92 - 32.96 35.30 36.57 34.85 24.93 16.54 6.88 2.97

5,561.22 810.74 935.05 861.37 831.12 740.19 666.38 595.57 - -

3.16 3.03 2.58 2.08 2.34 - 27.42 31.45 34.26 27.05

62.53 55.92 42.56 48.05 47.09 - - 89.04 85.03 47.30

51.83 82.72 - - - 9.92 14.86 20.43 29.72 153.68

- - - 51.81 58.18 57.48 102.58 221.22 605.76 929.06

4.44 3.59 1.37 - - - - - - -

418.03 368.23 333.59 - - - 268.30 1,322.48 1,696.05 1,481.82

- 13.26 20.80 27.04 31.25 33.00 54.74 34.90 41.96 48.85

126.48 221.53 298.99 377.10 541.91 479.15 442.96 - 412.44 341.32

- 12.32 16.75 21.43 24.72 29.82 27.80 169.14 161.87 143.30

- - - - - - - 424.63 755.91 893.53

50,788.58 62,560.40 69,641.80 - 8,101.23 10,565.87 14,430.71 33,473.30 23,917.07 25,057.97

68,523.76 75,502.67 84,073.73 - 12,633.48 18,609.65 37,423.81 27,821.10 28,853.59 30,026.44

- 788.85 1,135.86 2,169.35 4,775.78 7,465.05 11,380.24 16,308.10 - -

- - 19.13 18.36 - 0.15 0.15 0.49 1.46

12,762.38 10,204.37 6,271.48 6,847.36 6,676.65 - - - - -

- - - - - 6.40 16.53 16.49 16.83 15.15

0.67 - - - - - - 4,553.00 8,507.79 147.39

- - 325.18 279.98 196.05 113.71 82.17 73.74 65.23 389.30

90.48 110.31 135.06 252.51 693.44 1,451.71 - - 11.86 17.13

1,829.59 1,884.30 1,958.57 1,679.94 1,880.55 1,836.34 - - - -