PRADHAN MANTRI FORMALISATION OF MICRO FOOD

PROCESSING ENTERPRISE SCHEME

Application View
Application Id : 19185241163640

Name : VIPIN

Mother Name : NA

Father/Spouse Name : KAMTA PRASAD YADAV

Gender : MALE

Date of Birth : 01-Jan-1999

Residential Address MAHMUDPUR SEMRI

City: SULTANPUR

State : UTTAR PRADESH

District: SULTANPUR

Block/Taluka : JAISINGHPUR

PINCODE : 228142

Email Address : LUCK.KAFE786@GMAIL.COM

Phone Number : 8787055145

Academic Qualification : 12TH PASS

Social Category : OBC

PAN Number : CNWPV2260A

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise VIPIN Latitude 26.19276

Address of the Proposed Business MAHMUDPUR SEMRI

Unit Lognitude 82.18928

State UTTAR PRADESH District SULTANPUR City: SULTANPUR

Block/Taluka JAISINGHPUR PinCode : 228142 Legal Status :Sole Proprietorship

Type of Property Owned Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Manual

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 1000

Land Value of the Proposed Unit (In Rs/Sq ft) : 200

Personal Contribution Towards the Project(in %) : 10.00

Loan for Working Capital : No

Own Contribution on working capital (in %) 100.00

 PRODUCT DETAILS
Type of Proposed Product to be Manufactured : Food Products- Manufacturing
Type of Activities to be Involved while Manufacturing the Product : PROCESSING

If Food Product, is the Product Manufactured same as ODOP Identified by State for the No
District?

If No, Other ODOP Products : Milk Based Product

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

BARODA UTTAR PRADESH BANK SEMRI MAHMOODPUR RRB005779 NA

BARODA UTTAR PRADESH BANK SEMRI MAHMOODPUR RRB005779

MACHINERY DETAILS
Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

PLANT AND MACHINERY 1 320,000 320,000

Total: 320,000

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:
SALES DETAILS
Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)
Rs) Proposed Product Expected
MILK PRODUCT 400 4000 1,600,000

Total: 1,600,000

RAW MATERIALS
Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In
Rs) Rs.)
MILK 50 10000 500,000

Total: 500,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 1 12,000 144,000

UNSKILLED 1 6,000 72,000

Total: 216,000

WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 1

Finished Goods (In Number of Days) : 2

Receivable By (In Number of Days) : 2

MISCELLENEOUS EXPENDITURE
Repair and Maintenance (In %) : 1.00 Power and Fuel (In %) : 2.00

Other Overhead Expenses (In %): 2.00 Telephone Expenses (In %) : 1.00

Stationery & Postage (In %) : 2.00 Advertisement & Publicity (In %): 1.00

Building Rent per Month(In Rs.) : 0.00 Other Miscellaneous Expenditure (In %) 1.00

DEPRECIATION DETAILS
On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS
Loan Repayment Period (in Years) : 5.00 Project Implementation Period (In 6.00
Months):
Rate of Interest (In %): 11.00 Employment : 2.00

PROJECTED FINANCIAL
COST OF PROJECT
Land Land Value Ownership

LAND 200 Owned

Machinery Qty. Rate. Amt.(In Rs)

PLANT AND MACHINERY 1.00 320,000.00 320,000.00

Total 320,000.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 320,000.00 14,333.33

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 32,000.00

Bank Finance 90.00 % Rs

Term Loan Rs 288,000.00

Govt. Subsidy 35.00 % Rs 112,000.00

Means of Financing(Working Capital)

Own Contribution 100.00 % Rs 14,333.33

Bank Finance 0.00 % Rs

Working Capital Rs 0.00

Term Loan
Year Opening Installment Closing Balance Interest
Balance
1 288000.00 28800.00 259200.00 31680.00

2 259200.00 57600.00 201600.00 28512.00

3 201600.00 57600.00 144000.00 22176.00

4 144000.00 57600.00 86400.00 15840.00

5 86400.00 57600.00 28800.00 9504.00

6 28800.00 57600.00 0 3168.00

Working Capital
Year Opening Installment Closing Balance Interest
Balance
1 0.00 0.00 0.00 0.00

Statement Showing the Depreciation on Fixed Assets

WORK SHED
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Balance
Depreciatio 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
n
Closing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Balance

MACHINERY
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 320000.00 272000.00 231200.00 196520.00 167042.00 141985.70 120687.85 102584.67 87196.97 74117.42
Balance
Depreciatio 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61
n
Closing 272000.00 231200.00 196520.00 167042.00 141985.70 120687.85 102584.67 87196.97 74117.42 62999.81
Balance

TOTAL DEPRECIATION
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
WorkShed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Machinery 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

Total 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

Schedule of Sales Realization

DETAILS OF PROJECTED SALES
Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

MILK PRODUCT 400 4,000.00 1,600,000.00

CAPACITY UTILIZATION OF SALES

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

CAPACITY 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %
UTILIZATION

SALES / RECEIPTS 1120000.00 1280000.00 1440000.00 1440000.00 1440000.00 1440000.00 1440000.00 1440000.0 1440000.0 1440000.0
0 0 0

Raw Materials
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.

MILK 0 50 10,000 500,000.00

 Total 500,000.00

WAGES
Particulars No. of Worker Wages Per Month Amount (In Rs.)

1 12,000 144,000.00

1 6,000 72,000.00

Total 2 216000.0

Repairs and Maintenance Rs 16,000.00

Power and Fuel Rs 32,000.00

Other Overhead Expenses Rs 32,000.00

ADMINISTRATIVE EXPENSES

Telephone Expenses 16,000.00

Stationery & Postage 32,000.00

Advertisement & Publicity 16,000.00

Workshed Rent 0.00

Other Miscellaneous Expenses 16,000.00

Total 80,000.00

Capacity Utilization of Manufacturing & Administrative Expenses

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

Particulars 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %

MANUFACTURING EXPENSES
Rawmaterials 350000.00 400000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00

Wages 151200.00 172800.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00

Repairs & Maintenance 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00

Power & Fuel 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00

Other Overhead 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00
Expenses

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Expenses
Stationery & Postage 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00
Advertisement & 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other Miscellaneous 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Expenses

Total: 613200.00 700800.00 788400.0 788400.00 788400.00 788400.00 788400.00 788400.0 788400.00 788400.00
0 0

Assessment of Working Capital

Particulars Amount in Rs.

Sale 1600000.00

MANUFACTURING EXPENSES
Raw Material 500000.00

Wages 216000.00

Repair & Maintenance 16000.00

Power & Fuel 32000.00

Other Overhead Expenses 32000.00

Production Cost 796000.00

Administrative Cost 80000.00
Manufacturing Cost 876000.00

Working Capital Estimate

Element of Working Capital No of Days Basis Amount in Rs.

0 0 Material Cost 0.00

Stock in process 1 Production Cost 2653.33

Finished goods 2 Manufacturing Cost 5840.00

Receivable by 2 Manufacturing Cost 5840.00

Total Working Capital Requirement Per Cycle 14333.33

Profit & Loss Account

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Sales / Receipts 1120000.0 1280000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0
0 0 0 0 0 0 0 0 0 0
Total 1120000.0 1280000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0 1440000.0
0 0 0 0 0 0 0 0 0 0

MANUFACTURING EXPENSES
Rawmaterials 350000.00 400000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00 450000.00

Wages 151200.00 172800.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00 194400.00

Repairs & 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Maintenance
Power & Fuel 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00

Other Overhead 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00
Expenses
Depreciation 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

Production 605200.0 677600.00 751080.00 745878.0 741456.30 737697.8 734503.18 731787.70 729479.5 727517.61
0 0 5 5
Cost
 ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Expenses

Stationery & Postage 22400.00 25600.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00 28800.00

Advertisement & 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other 11200.00 12800.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00 14400.00
Miscellaneous

Administrative 56000.00 64000.00 72000.00 72000.00 72000.00 72000.00 72000.00 72000.00 72000.00 72000.00
Cost

Interest on Bank credit

Term Loan 31680.00 28512.00 22176.00 15840.00 9504.00 3168.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Cost of Sale 692880.0 770112.00 845256.00 833718.0 822960.30 812865.85 806503.18 803787.70 801479.5 799517.6
0 0 5 1
Net Profit Before 427120.00 509888.00 594744.00 606282.00 617039.70 627134.15 633496.82 636212.30 638520.45 640482.39
Tax

Less Tax 0 0.00 0 0 0.00 0.00 0.00 0.00 0.00

Net Profit 427120.0 509888.00 594744.00 606282.0 617039.70 627134.15 633496.82 636212.30 638520.4 640482.3
0 0 5 9

Calculation of Debt Service Credit Ratio

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year
Net Profit 427120.00 509888.00 594744.00 606282.00 617039.70 627134.15 633496.82 636212.30 638520.45 640482.39

Add :

Depreciation 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

TOTAL - A 475120.0 550688.00 629424.00 635760.0 642096.00 648432.0 651600.00 651600.00 651600.0 651600.00
0 0 0 0

Payments :
On Term Loan :
Interest 31680.00 28512.00 22176.00 15840.00 9504.00 3168.00 0 0 0 0

Installment 28800.00 57600.00 57600.00 57600.00 57600.00 57600.00 0 0 0 0

On Working Capital
Interest 0.00 0 0 0 0 0 0 0 0 0

TOTAL - B 60480.00 86112.00 79776.00 73440.00 67104.00 60768.00 0.00 0.00 0.00 0.00

Average D.S.C. 7.86 6.40 7.89 8.66 9.57 10.67 0 0 0 0

R

Balance Sheet
LIABILITIES
Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Promoters 46333.33 46333.33 46333.33 46333.33 46333.33 46333.33 46333.33 46333.33 46333.33 46333.33

Profit 427120.00 509888.00 594744.00 606282.00 617039.70 627134.15 633496.82 636212.30 638520.45 640482.39

Term Loan 288000.00 259200.00 201600.00 144000.00 86400.00 28800.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

 Current Liabilities 0 0 0 0 0 0 0 0 0 0

Sundry 0 0 0 0 0 0 0 0 0 0

Total 761453.3 815421.33 842677.33 796615.3 749773.03 702267.48 679830.15 682545.6 684853.78 686815.7
3 3 3 2

ASSETS

Gross Fixed 320000.00 272000.00 231200.00 196520.00 167042.00 141985.70 120687.85 102584.67 87196.97 74117.42

Less : 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

Net Fixed Assets 272000.00 231200.00 196520.00 167042.00 141985.70 120687.85 102584.67 87196.97 74117.42 62999.81

Preliminary & 0 0 0 0 0 0 0 0 0 0
Pre-Op. Expenses
Current Assets 0.00 0 0 0 0 0 0 0 0 0

Cash in Bank/Hand 489453.3 584221.33 646157.33 629573.3 607787.33 581579.63 577245.48 595348.6 610736.36 623815.9
3 3 6 1
Total 761453.33 815421.33 842677.33 796615.33 749773.03 702267.48 679830.15 682545.63 684853.78 686815.72

Cash Flow Statement

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Net Profit 427120.00 509888.00 594744.00 606282.00 617039.70 627134.15 633496.82 636212.30 638520.45 640482.39

Add : Depreciation 48000.00 40800.00 34680.00 29478.00 25056.30 21297.85 18103.18 15387.70 13079.55 11117.61

Term Loan 288000.00 259200.00 201600.00 144000.00 86400.00 28800.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Promoters 46333.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 796553.33 809888.00 831024.00 779760.0 728496.00 677232.00 651600.00 651600.00 651600.0 651600.00
0 0
Total Fixed 320000

Repayment of 28800.00 57600.00 57600.00 57600.00 57600.00 57600.00 0 0 0 0

Term Loan
Repayment of 0.00 0 0 0 0 0 0 0 0 0
WC Loan
Current Assets 0.00 0 0 0 0 0 0 0 0 0

28800.00 57600.00 57600.00 57600.00 57600.00 57600.00 0.00 0.00 0.00 0.00
Total
Opening Balance 0 767753.33 1520041.3 2293465.3 3015625.33 3686521.3 4306153.33 4957753.3 5609353.3 6260953.3
3 3 3 3 3 3
Surplus 767753.33 752288.00 773424.00 722160.00 670896.00 619632.00 651600.00 651600.00 651600.00 651600.00

Closing 767753.33 1520041.3 2293465.3 3015625. 3686521.3 4306153.3 4957753.3 5609353.3 6260953. 6912553.3
3 3 33 3 3 3 3 33 3
Balance

Break Even Point and Ratio Analysis

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Fixed Cost 135680.00 133312.00 128856.00 117318.00 106560.30 96465.85 90103.18 87387.70 85079.55 83117.61

Variable Cost 605200.00 677600.00 751080.00 745878.00 741456.30 737697.85 737697.85 731787.70 729479.55 727517.61

Total Cost 740880.00 810912.00 879936.00 863196.00 848016.60 834163.70 824606.36 819175.40 814559.10 810635.22

Sales 1120000.0 1280000.00 1440000.0 1440000.0 1440000.00 1440000.0 1440000.00 1440000.0 1440000.0 1440000.0
0 0 0 0 0 0 0
 Contribution 514800.00 602400.00 688920.00 694122.00 698543.70 702302.15 705496.82 708212.30 710520.45 712482.39
(Sales-VC)
B.E.P in % 26.36 22.13 18.70 16.90 15.25 13.74 12.77 12.34 11.97 11.67

Break Even Sales 295185.70 283265.87 269338.44 243383.61 219666.76 197793.53 183910.93 177684.41 172429.31 167989.22
in Rs.
Break Even Units 737.96 708.16 673.35 608.46 549.17 494.48 459.78 444.21 431.07 419.97

Current Ratio 0 0 0 0 0 0 0 0 0 0

Net Profit Ratio 38.14 39.84 % 41.30 % 42.10 % 42.85 % 43.55 % 43.99 % 44.18 % 44.34 % 44.48 %

I/We hereby declare that

All information furnished by me/ us above in this Application/ Business plan & Project
report/Appendix/Annexure/Statements and other papers/ documents enclosed are true and correct to the best of
my/ our knowledge and belief;
I/we have no borrowing arrangements for the applicant enterprise/unit and the associate concerns with any other
bank/FI/ NBFC/ Institution, etc except as indicated in the application;
There are no arrears of statutory dues and no government enquiries/ proceedings/ prosecution/ legal action are
pending/ initiated against the enterprise/ unit/ associate concerns/ promoters/ directors/ partners/ proprietor except
as indicated in the application;