PRADHAN MANTRI FORMALISATION OF MICRO FOOD

PROCESSING ENTERPRISE SCHEME

Application View
Application Id : 19185241178443

Name : SUMAN

Mother Name : NA

Father/Spouse Name : SANTOS JI MISHRA

Gender : FEMALE

Date of Birth : 25-Apr-1978

Residential Address LAXMI NAGAR RASHOOLPUR WALLIPUR

City: SULTANPUR

State : UTTAR PRADESH

District: SULTANPUR

Block/Taluka : BALDIRAI

PINCODE : 227812

Email Address : LUCK.KAFE786@GMAIL.COM

Phone Number : 9453197080

Academic Qualification : 10TH PASS

Social Category : GENERAL

PAN Number : BEBPM6893M

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise SUMAN Latitude 26.19297

Address of the Proposed Business LAXMI NAGAR RASHOOLPUR WALLIPUR

Unit Lognitude 82.10297

State UTTAR PRADESH District SULTANPUR City: SULTANPUR

Block/Taluka BALDIRAI PinCode : 227812 Legal Status :Sole Proprietorship

Type of Property Owned Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Manual

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 2000

Land Value of the Proposed Unit (In Rs/Sq ft) : 100

Personal Contribution Towards the Project(in %) : 10.00

Loan for Working Capital : No

Own Contribution on working capital (in %) 100.00

 PRODUCT DETAILS
Type of Proposed Product to be Manufactured : Food Products- Manufacturing
Type of Activities to be Involved while Manufacturing the Product : PROCESSING

If Food Product, is the Product Manufactured same as ODOP Identified by State for the No
District?

If No, Other ODOP Products : Mustard Products

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

CANARA BANK KURWAR CNRB0001846 NA

STATE BANK OF INDIA SULTANPUR SBIN0000188

BUILDING DETAILS
Type of Building Area (Sq. ft) Rate/Sq.ft (In Rs) Amount (In Rs)

RCC/ASBESTOS SHED 2000 200 400,000

Total: 400,000

MACHINERY DETAILS
Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

PLANT AND MACHINERY 1 400,000 400,000

Total: 400,000

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:
SALES DETAILS
Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)
Rs) Proposed Product Expected
OIL 200 8000 1,600,000

KHALI 25 10000 250,000

Total: 1,850,000

RAW MATERIALS
Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In
Rs) Rs.)
MUSTARD 50 20000 1,000,000

Total: 1,000,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 1 10,000 120,000

UNSKILLED 1 6,000 72,000

Total: 192,000

WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 2

Finished Goods (In Number of Days) : 3

Receivable By (In Number of Days) : 2

MISCELLENEOUS EXPENDITURE

Repair and Maintenance (In %) : 2.00 Power and Fuel (In %) : 1.00

Other Overhead Expenses (In %): 1.00 Telephone Expenses (In %) : 2.00

Stationery & Postage (In %) : 2.00 Advertisement & Publicity (In %): 1.00

Building Rent per Month(In Rs.) : 0.00 Other Miscellaneous Expenditure (In %) 2.00

DEPRECIATION DETAILS
On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS
Loan Repayment Period (in Years) : 5.00 Project Implementation Period (In 6.00
Months):
Rate of Interest (In %): 11.00 Employment : 2.00

PROJECTED FINANCIAL
COST OF PROJECT
Land Land Value Ownership

LAND 100 Owned

Workshed Area/Sq.ft Rate(In Rs.). Amt.(In Rs)

2000 200.00 400,000.00

Total 400,000.00

Machinery Qty. Rate. Amt.(In Rs)

PLANT AND MACHINERY 1.00 400,000.00 400,000.00

Total 400,000.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 800,000.00 31,698.33

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 80,000.00

Bank Finance 90.00 % Rs

Term Loan Rs 720,000.00

Govt. Subsidy 35.00 % Rs 280,000.00

Means of Financing(Working Capital)

Own Contribution 100.00 % Rs 31,698.33
Bank Finance 0.00 % Rs

Working Capital Rs 0.00

Term Loan
Year Opening Installment Closing Balance Interest
Balance
1 720000.00 72000.00 648000.00 79200.00

2 648000.00 144000.00 504000.00 71280.00

3 504000.00 144000.00 360000.00 55440.00

4 360000.00 144000.00 216000.00 39600.00

5 216000.00 144000.00 72000.00 23760.00

6 72000.00 144000.00 0 7920.00

Working Capital
Year Opening Installment Closing Balance Interest
Balance
1 0.00 0.00 0.00 0.00

Statement Showing the Depreciation on Fixed Assets

WORK SHED
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 400000.00 360000.00 324000.00 291600.00 262440.00 236196.00 212576.40 191318.76 172186.88 154968.19
Balance
Depreciatio 40000.00 36000.00 32400.00 29160.00 26244.00 23619.60 21257.64 19131.88 17218.69 15496.82
n
Closing 360000.00 324000.00 291600.00 262440.00 236196.00 212576.40 191318.76 172186.88 154968.19 139471.37
Balance

MACHINERY
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 400000.00 340000.00 289000.00 245650.00 208802.50 177482.12 150859.80 128230.83 108996.21 92646.78
Balance
Depreciatio 60000.00 51000.00 43350.00 36847.50 31320.38 26622.32 22628.97 19234.62 16349.43 13897.02
n
Closing 340000.00 289000.00 245650.00 208802.50 177482.12 150859.80 128230.83 108996.21 92646.78 78749.76
Balance

TOTAL DEPRECIATION
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
WorkShed 40000.00 36000.00 32400.00 29160.00 26244.00 23619.60 21257.64 19131.88 17218.69 15496.82

Machinery 60000.00 51000.00 43350.00 36847.50 31320.38 26622.32 22628.97 19234.62 16349.43 13897.02

Total 100000.00 87000.00 75750.00 66007.50 57564.38 50241.92 43886.61 38366.50 33568.12 29393.84

Schedule of Sales Realization

DETAILS OF PROJECTED SALES
Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

OIL 200 8,000.00 1,600,000.00

 KHALI 25 10,000.00 250,000.00

CAPACITY UTILIZATION OF SALES

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

CAPACITY 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %
UTILIZATION

SALES / RECEIPTS 1295000.00 1480000.00 1665000.00 1665000.00 1665000.00 1665000.00 1665000.00 1665000.0 1665000.0 1665000.0
0 0 0

Raw Materials
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.

MUSTARD 0 50 20,000 1,000,000.00

Total 1,000,000.00

WAGES
Particulars No. of Worker Wages Per Month Amount (In Rs.)

1 10,000 120,000.00

1 6,000 72,000.00

Total 2 192000.0

Repairs and Maintenance Rs 37,000.00

Power and Fuel Rs 18,500.00

Other Overhead Expenses Rs 18,500.00

ADMINISTRATIVE EXPENSES

Telephone Expenses 37,000.00

Stationery & Postage 37,000.00

Advertisement & Publicity 18,500.00

Workshed Rent 0.00

Other Miscellaneous Expenses 37,000.00

Total 129,500.00

Capacity Utilization of Manufacturing & Administrative Expenses

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

Particulars 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %

MANUFACTURING EXPENSES
Rawmaterials 700000.00 800000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00
Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00

Repairs & Maintenance 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00

Power & Fuel 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00

Other Overhead 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00
Expenses

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00
Expenses
Stationery & Postage 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00

Advertisement & 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other Miscellaneous 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00
Expenses

Total: 976850.00 1116400.0 1255950. 1255950.0 1255950.0 1255950.0 1255950.0 1255950. 1255950.0 1255950.0
0 00 0 0 0 0 00 0 0

Assessment of Working Capital

Particulars Amount in Rs.

Sale 1850000.00

MANUFACTURING EXPENSES
Raw Material 1000000.00

Wages 192000.00

Repair & Maintenance 37000.00

Power & Fuel 18500.00

Other Overhead Expenses 18500.00

Production Cost 1266000.00

Administrative Cost 129500.00
Manufacturing Cost 1395500.00

Working Capital Estimate

Element of Working Capital No of Days Basis Amount in Rs.

0 0 Material Cost 0.00

Stock in process 2 Production Cost 8440.00

Finished goods 3 Manufacturing Cost 13955.00

Receivable by 2 Manufacturing Cost 9303.00

Total Working Capital Requirement Per Cycle 31698.00

Profit & Loss Account

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Sales / Receipts 1295000.0 1480000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0
0 0 0 0 0 0 0 0 0 0
Total 1295000.0 1480000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0 1665000.0
0 0 0 0 0 0 0 0 0 0

MANUFACTURING EXPENSES
 Rawmaterials 700000.00 800000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00 900000.00

Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00

Repairs & 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00
Maintenance
Power & Fuel 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00

Other Overhead 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00
Expenses
Depreciation 100000.00 87000.00 75750.00 66007.50 57564.38 50241.92 43886.61 38366.50 33568.12 29393.84

Production 986200.0 1099800.0 1215150.0 1205407. 1196964.3 1189641. 1183286.6 1177766.5 1172968. 1168793.8
0 0 0 50 8 92 1 0 12 4
Cost

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00
Expenses

Stationery & Postage 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00

Advertisement & 12950.00 14800.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00 16650.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other 25900.00 29600.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00 33300.00
Miscellaneous

Administrative 90650.00 103600.00 116550.00 116550.0 116550.00 116550.0 116550.00 116550.00 116550.0 116550.00
0 0 0
Cost

Interest on Bank credit

Term Loan 79200.00 71280.00 55440.00 39600.00 23760.00 7920.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Cost of Sale 1156050. 1274680.0 1387140.0 1361557. 1337274.3 1314111.9 1299836.6 1294316.5 1289518. 1285343.
00 0 0 50 8 2 1 0 12 84
Net Profit Before 138950.00 205320.00 277860.00 303442.50 327725.62 350888.08 365163.39 370683.50 375481.88 379656.16
Tax

Less Tax 0 0.00 0 0 0.00 0.00 0.00 0.00 0.00

Net Profit 138950.0 205320.00 277860.00 303442.5 327725.62 350888.08 365163.39 370683.50 375481.8 379656.1
0 0 8 6

Calculation of Debt Service Credit Ratio

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year
Net Profit 138950.00 205320.00 277860.00 303442.50 327725.62 350888.08 365163.39 370683.50 375481.88 379656.16

Add :

Depreciation 100000.00 87000.00 75750.00 66007.50 57564.38 50241.92 43886.61 38366.50 33568.12 29393.84

TOTAL - A 238950.0 292320.00 353610.00 369450.0 385290.00 401130.0 409050.00 409050.00 409050.0 409050.00
0 0 0 0

Payments :
On Term Loan :
Interest 79200.00 71280.00 55440.00 39600.00 23760.00 7920.00 0 0 0 0

Installment 72000.00 144000.00 144000.00 144000.00 144000.00 144000.00 0 0 0 0

On Working Capital
Interest 0.00 0 0 0 0 0 0 0 0 0

TOTAL - B 151200.0 215280.00 199440.00 183600.0 167760.00 151920.0 0.00 0.00 0.00 0.00
0 0 0
 Average D.S.C. 1.58 1.36 1.77 2.01 2.30 2.64 0 0 0 0
R

Balance Sheet
LIABILITIES
Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Promoters 111698.33 111698.33 111698.33 111698.33 111698.33 111698.33 111698.33 111698.33 111698.33 111698.33

Profit 138950.00 205320.00 277860.00 303442.50 327725.62 350888.08 365163.39 370683.50 375481.88 379656.16

Term Loan 720000.00 648000.00 504000.00 360000.00 216000.00 72000.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Current Liabilities 0 0 0 0 0 0 0 0 0 0

Sundry 0 0 0 0 0 0 0 0 0 0

Total 970648.3 965018.33 893558.33 775140.8 655423.95 534586.41 476861.72 482381.8 487180.21 491354.4
3 3 3 9

ASSETS

Gross Fixed 800000.00 700000.00 613000.00 537250.00 471242.50 413678.12 363436.20 319549.59 281183.09 247614.97

Less : 100000.00 87000.00 75750.00 66007.50 57564.38 50241.92 43886.61 38366.50 33568.12 29393.84

Net Fixed Assets 700000.00 613000.00 537250.00 471242.50 413678.12 363436.20 319549.59 281183.09 247614.97 218221.13

Preliminary & 0 0 0 0 0 0 0 0 0 0
Pre-Op. Expenses
Current Assets 0.00 0 0 0 0 0 0 0 0 0

Cash in Bank/Hand 270648.3 352018.33 356308.33 303898.3 241745.83 171150.21 157312.13 201198.7 239565.24 273133.3
3 3 4 6
Total 970648.33 965018.33 893558.33 775140.83 655423.95 534586.41 476861.72 482381.83 487180.21 491354.49

Cash Flow Statement

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Net Profit 138950.00 205320.00 277860.00 303442.50 327725.62 350888.08 365163.39 370683.50 375481.88 379656.16

Add : Depreciation 100000.00 87000.00 75750.00 66007.50 57564.38 50241.92 43886.61 38366.50 33568.12 29393.84

Term Loan 720000.00 648000.00 504000.00 360000.00 216000.00 72000.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Promoters 111698.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 1042119.8 940320.00 857610.00 729450.0 601290.00 473130.00 409050.00 409050.00 409050.0 409050.00
3 0 0
Total Fixed 800000

Repayment of 72000.00 144000.00 144000.00 144000.00 144000.00 144000.00 0 0 0 0

Term Loan
Repayment of 0.00 0 0 0 0 0 0 0 0 0
WC Loan
Current Assets 0.00 0 0 0 0 0 0 0 0 0

72000.00 144000.00 144000.00 144000.0 144000.00 144000.00 0.00 0.00 0.00 0.00
Total 0
Opening Balance 0 970119.83 1766439.8 2480049.8 3065499.83 3522789.8 3851919.83 4260969.8 4670019.8 5079069.8
3 3 3 3 3 3
Surplus 970119.83 796320.00 713610.00 585450.00 457290.00 329130.00 409050.00 409050.00 409050.00 409050.00
 Closing 970119.83 1766439.8 2480049.8 3065499. 3522789.8 3851919.8 4260969.8 4670019.8 5079069. 5488119.8
3 3 83 3 3 3 3 83 3
Balance

Break Even Point and Ratio Analysis

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Fixed Cost 269850.00 261880.00 247740.00 222157.50 197874.38 174711.92 160436.61 154916.50 150118.12 145943.84

Variable Cost 986200.00 1099800.00 1215150.0 1205407.5 1196964.38 1189641.9 1189641.92 1177766.5 1172968.1 1168793.8
0 0 2 0 2 4
Total Cost 1256050.0 1361680.00 1462890.0 1427565.0 1394838.76 1364353.8 1343723.22 1332683.0 1323086.2 1314737.6
0 0 0 4 0 4 8
Sales 1295000.0 1480000.00 1665000.0 1665000.0 1665000.00 1665000.0 1665000.00 1665000.0 1665000.0 1665000.0
0 0 0 0 0 0 0

Contribution 308800.00 380200.00 449850.00 459592.50 468035.62 475358.08 481713.39 487233.50 492031.88 496206.16
(Sales-VC)
B.E.P in % 87.39 68.88 55.07 48.34 42.28 36.75 33.31 31.80 30.51 29.41

Break Even Sales 1131657.2 1019417.15 916943.65 804826.53 703922.58 611949.94 554535.04 529388.83 507988.77 489708.74
2
in Rs.
Break Even Units 5658.29 5097.09 4584.72 4024.13 3519.61 3059.75 2772.68 2646.94 2539.94 2448.54

Current Ratio 0 0 0 0 0 0 0 0 0 0

Net Profit Ratio 10.73 13.87 % 16.69 % 18.22 % 19.68 % 21.07 % 21.93 % 22.26 % 22.55 % 22.80 %

I/We hereby declare that

All information furnished by me/ us above in this Application/ Business plan & Project
report/Appendix/Annexure/Statements and other papers/ documents enclosed are true and correct to the best of
my/ our knowledge and belief;
I/we have no borrowing arrangements for the applicant enterprise/unit and the associate concerns with any other
bank/FI/ NBFC/ Institution, etc except as indicated in the application;
There are no arrears of statutory dues and no government enquiries/ proceedings/ prosecution/ legal action are
pending/ initiated against the enterprise/ unit/ associate concerns/ promoters/ directors/ partners/ proprietor except
as indicated in the application;