PRADHAN MANTRI FORMALISATION OF MICRO FOOD

PROCESSING ENTERPRISE SCHEME

Application View
Application Id : 19185241178404

Name : VIJAYI LAL

Mother Name : NA

Father/Spouse Name : RAM BARAN

Gender : MALE

Date of Birth : 01-Jan-1960

Residential Address IMILIYA SIKRA JAISINGPUR SULTANPUR

City: SULTANPUR

State : UTTAR PRADESH

District: SULTANPUR

Block/Taluka : JAISINGHPUR

PINCODE : 228141

Email Address : LUCK.KAFE786@GMAIL.COM

Phone Number : 9651899585

Academic Qualification : 10TH PASS

Social Category : OBC

PAN Number : AYKPL2238D

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise VIJAYI LAL Latitude 26.12218

Address of the Proposed Business IMILIYA SIKRA JAISINGPUR SULTANPUR

Unit Lognitude 82.11222

State UTTAR PRADESH District SULTANPUR City: SULTANPUR

Block/Taluka JAISINGHPUR PinCode : 228141 Legal Status :Sole Proprietorship

Type of Property Owned Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Manual

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 1000

Land Value of the Proposed Unit (In Rs/Sq ft) : 100

Personal Contribution Towards the Project(in %) : 10.00

Loan for Working Capital : No

Own Contribution on working capital (in %) 100.00

 PRODUCT DETAILS
Type of Proposed Product to be Manufactured : Food Products- Manufacturing
Type of Activities to be Involved while Manufacturing the Product : PROCESSING

If Food Product, is the Product Manufactured same as ODOP Identified by State for the No
District?

If No, Other ODOP Products : Rice based products

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

BARODA UTTAR PRADESH BANK JAISINGHPUR RRB005794 NA

BARODA UTTAR PRADESH BANK JAISINGHPUR RRB005794

MACHINERY DETAILS
Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

MINI RICE MILL 1 370,000 370,000

Total: 370,000

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:
SALES DETAILS
Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)
Rs) Proposed Product Expected
RICE 40 50000 2,000,000

POLLISE 25 25000 625,000

Total: 2,625,000

RAW MATERIALS
Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In
Rs) Rs.)
PADDY 20 75000 1,500,000

Total: 1,500,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 1 10,000 120,000

UNSKILLED 1 6,000 72,000

Total: 192,000

WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 2

Finished Goods (In Number of Days) : 2

Receivable By (In Number of Days) : 3

MISCELLENEOUS EXPENDITURE
Repair and Maintenance (In %) : 2.00 Power and Fuel (In %) : 1.00

Other Overhead Expenses (In %): 2.00 Telephone Expenses (In %) : 1.00

Stationery & Postage (In %) : 2.00 Advertisement & Publicity (In %): 1.00

Building Rent per Month(In Rs.) : 0.00 Other Miscellaneous Expenditure (In %) 2.00

DEPRECIATION DETAILS
On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS
Loan Repayment Period (in Years) : 5.00 Project Implementation Period (In 6.00
Months):
Rate of Interest (In %): 11.00 Employment : 2.00

PROJECTED FINANCIAL
COST OF PROJECT
Land Land Value Ownership

LAND 100 Owned

Machinery Qty. Rate. Amt.(In Rs)

MINI RICE MILL 1.00 370,000.00 370,000.00

Total 370,000.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 370,000.00 45,167.50

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 37,000.00

Bank Finance 90.00 % Rs

Term Loan Rs 333,000.00

Govt. Subsidy 35.00 % Rs 129,500.00

Means of Financing(Working Capital)

Own Contribution 100.00 % Rs 45,167.50

Bank Finance 0.00 % Rs

Working Capital Rs 0.00

Term Loan
Year Opening Installment Closing Balance Interest
Balance
1 333000.00 33300.00 299700.00 36630.00

2 299700.00 66600.00 233100.00 32967.00

3 233100.00 66600.00 166500.00 25641.00

4 166500.00 66600.00 99900.00 18315.00

5 99900.00 66600.00 33300.00 10989.00

6 33300.00 66600.00 0 3663.00

Working Capital
Year Opening Installment Closing Balance Interest
Balance
1 0.00 0.00 0.00 0.00

Statement Showing the Depreciation on Fixed Assets

WORK SHED
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Balance
Depreciatio 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
n
Closing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Balance

MACHINERY
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 370000.00 314500.00 267325.00 227226.25 193142.31 164170.96 139545.32 118613.52 100821.49 85698.27
Balance
Depreciatio 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74
n
Closing 314500.00 267325.00 227226.25 193142.31 164170.96 139545.32 118613.52 100821.49 85698.27 72843.53
Balance

TOTAL DEPRECIATION
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
WorkShed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Machinery 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

Total 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

Schedule of Sales Realization

DETAILS OF PROJECTED SALES
Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

RICE 40 50,000.00 2,000,000.00

POLLISE 25 25,000.00 625,000.00

CAPACITY UTILIZATION OF SALES

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

CAPACITY 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %
UTILIZATION

SALES / RECEIPTS 1837500.00 2100000.00 2362500.00 2362500.00 2362500.00 2362500.00 2362500.00 2362500.0 2362500.0 2362500.0
0 0 0

Raw Materials
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
 PADDY 0 20 75,000 1,500,000.00

Total 1,500,000.00

WAGES
Particulars No. of Worker Wages Per Month Amount (In Rs.)

1 10,000 120,000.00

1 6,000 72,000.00

Total 2 192000.0

Repairs and Maintenance Rs 52,500.00

Power and Fuel Rs 26,250.00

Other Overhead Expenses Rs 52,500.00

ADMINISTRATIVE EXPENSES

Telephone Expenses 26,250.00

Stationery & Postage 52,500.00

Advertisement & Publicity 26,250.00

Workshed Rent 0.00

Other Miscellaneous Expenses 52,500.00

Total 157,500.00

Capacity Utilization of Manufacturing & Administrative Expenses

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

Particulars 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %

MANUFACTURING EXPENSES
Rawmaterials 1050000.0 1200000.0 1350000.0 1350000.00 1350000.0 1350000.0 1350000.0 1350000.00 1350000.0 1350000.0
0 0 0 0 0 0 0 0
Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00

Repairs & Maintenance 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00

Power & Fuel 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00

Other Overhead 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Expenses

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00
Expenses
Stationery & Postage 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Advertisement & 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other Miscellaneous 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Expenses

Total: 1386525.0 1584600.0 1782675. 1782675.0 1782675.0 1782675.0 1782675.0 1782675. 1782675.0 1782675.0
0 0 00 0 0 0 0 00 0 0

Assessment of Working Capital

Particulars Amount in Rs.

Sale 2625000.00

MANUFACTURING EXPENSES
Raw Material 1500000.00

Wages 192000.00

Repair & Maintenance 52500.00

Power & Fuel 26250.00

Other Overhead Expenses 52500.00

Production Cost 1823250.00

Administrative Cost 157500.00
Manufacturing Cost 1980750.00

Working Capital Estimate

Element of Working Capital No of Days Basis Amount in Rs.

0 0 Material Cost 0.00

Stock in process 2 Production Cost 12155.00

Finished goods 2 Manufacturing Cost 13205.00

Receivable by 3 Manufacturing Cost 19808.00

Total Working Capital Requirement Per Cycle 45168.00

Profit & Loss Account

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Sales / Receipts 1837500.0 2100000.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0
0 0 0 0 0 0 0 0 0 0
Total 1837500.0 2100000.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0 2362500.0
0 0 0 0 0 0 0 0 0 0

MANUFACTURING EXPENSES
Rawmaterials 1050000.0 1200000.00 1350000.0 1350000.0 1350000.00 1350000.0 1350000.00 1350000.0 1350000.0 1350000.00
0 0 0 0 0 0
Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00

Repairs & 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Maintenance
Power & Fuel 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00

Other Overhead 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Expenses
Depreciation 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

Production 1331775. 1505775.0 1681023.7 1675008. 1669896.3 1665550. 1661856.8 1658717.0 1656048. 1653779.7
00 0 5 94 5 64 0 3 22 4
Cost
 ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00
Expenses

Stationery & Postage 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00

Advertisement & 18375.00 21000.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00 23625.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other 36750.00 42000.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00 47250.00
Miscellaneous

Administrative 110250.0 126000.00 141750.00 141750.0 141750.00 141750.0 141750.00 141750.00 141750.0 141750.00
0 0 0 0
Cost

Interest on Bank credit

Term Loan 36630.00 32967.00 25641.00 18315.00 10989.00 3663.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Cost of Sale 1478655. 1664742.0 1848414.7 1835073. 1822635.3 1810963.6 1803606.8 1800467.0 1797798. 1795529.
00 0 5 94 5 4 0 3 22 74
Net Profit Before 358845.00 435258.00 514085.25 527426.06 539864.65 551536.36 558893.20 562032.97 564701.78 566970.26
Tax

Less Tax 0 0.00 0 0 0.00 0.00 0.00 0.00 0.00

Net Profit 358845.0 435258.00 514085.25 527426.0 539864.65 551536.36 558893.20 562032.97 564701.7 566970.2
0 6 8 6

Calculation of Debt Service Credit Ratio

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year
Net Profit 358845.00 435258.00 514085.25 527426.06 539864.65 551536.36 558893.20 562032.97 564701.78 566970.26

Add :

Depreciation 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

TOTAL - A 414345.0 482433.00 554184.00 561510.0 568836.00 576162.0 579825.00 579825.00 579825.0 579825.00
0 0 0 0

Payments :
On Term Loan :
Interest 36630.00 32967.00 25641.00 18315.00 10989.00 3663.00 0 0 0 0

Installment 33300.00 66600.00 66600.00 66600.00 66600.00 66600.00 0 0 0 0

On Working Capital
Interest 0.00 0 0 0 0 0 0 0 0 0

TOTAL - B 69930.00 99567.00 92241.00 84915.00 77589.00 70263.00 0.00 0.00 0.00 0.00

Average D.S.C. 5.93 4.85 6.01 6.61 7.33 8.20 0 0 0 0

R

Balance Sheet
LIABILITIES
Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Promoters 82167.50 82167.50 82167.50 82167.50 82167.50 82167.50 82167.50 82167.50 82167.50 82167.50

Profit 358845.00 435258.00 514085.25 527426.06 539864.65 551536.36 558893.20 562032.97 564701.78 566970.26

Term Loan 333000.00 299700.00 233100.00 166500.00 99900.00 33300.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

 Current Liabilities 0 0 0 0 0 0 0 0 0 0

Sundry 0 0 0 0 0 0 0 0 0 0

Total 774012.5 817125.50 829352.75 776093.5 721932.15 667003.86 641060.70 644200.4 646869.28 649137.7
0 6 7 6

ASSETS

Gross Fixed 370000.00 314500.00 267325.00 227226.25 193142.31 164170.96 139545.32 118613.52 100821.49 85698.27

Less : 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

Net Fixed Assets 314500.00 267325.00 227226.25 193142.31 164170.96 139545.32 118613.52 100821.49 85698.27 72843.53

Preliminary & 0 0 0 0 0 0 0 0 0 0
Pre-Op. Expenses
Current Assets 0.00 0 0 0 0 0 0 0 0 0

Cash in Bank/Hand 459512.5 549800.50 602126.50 582951.2 557761.19 527458.54 522447.18 543378.9 561171.01 576294.2
0 5 8 3
Total 774012.50 817125.50 829352.75 776093.56 721932.15 667003.86 641060.70 644200.47 646869.28 649137.76

Cash Flow Statement

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Net Profit 358845.00 435258.00 514085.25 527426.06 539864.65 551536.36 558893.20 562032.97 564701.78 566970.26

Add : Depreciation 55500.00 47175.00 40098.75 34083.94 28971.35 24625.64 20931.80 17792.03 15123.22 12854.74

Term Loan 333000.00 299700.00 233100.00 166500.00 99900.00 33300.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Promoters 82167.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 788861.75 782133.00 787284.00 728010.0 668736.00 609462.00 579825.00 579825.00 579825.0 579825.00
0 0
Total Fixed 370000

Repayment of 33300.00 66600.00 66600.00 66600.00 66600.00 66600.00 0 0 0 0

Term Loan
Repayment of 0.00 0 0 0 0 0 0 0 0 0
WC Loan
Current Assets 0.00 0 0 0 0 0 0 0 0 0

33300.00 66600.00 66600.00 66600.00 66600.00 66600.00 0.00 0.00 0.00 0.00
Total
Opening Balance 0 755561.75 1471094.7 2191778.7 2853188.75 3455324.7 3998186.75 4578011.7 5157836.7 5737661.7
5 5 5 5 5 5
Surplus 755561.75 715533.00 720684.00 661410.00 602136.00 542862.00 579825.00 579825.00 579825.00 579825.00

Closing 755561.75 1471094.7 2191778.7 2853188. 3455324.7 3998186.7 4578011.7 5157836.7 5737661. 6317486.7
5 5 75 5 5 5 5 75 5
Balance

Break Even Point and Ratio Analysis

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Fixed Cost 202380.00 206142.00 207489.75 194148.94 181710.35 170038.64 162681.80 159542.03 156873.22 154604.74

Variable Cost 1331775.0 1505775.00 1681023.7 1675008.9 1669896.35 1665550.6 1665550.64 1658717.0 1656048.2 1653779.7
0 5 4 4 3 2 4
Total Cost 1534155.0 1711917.00 1888513.5 1869157.8 1851606.70 1835589.2 1824538.60 1818259.0 1812921.4 1808384.4
0 0 8 8 6 4 8
Sales 1837500.0 2100000.00 2362500.0 2362500.0 2362500.00 2362500.0 2362500.00 2362500.0 2362500.0 2362500.0
0 0 0 0 0 0 0
 Contribution 505725.00 594225.00 681476.25 687491.06 692603.65 696949.36 700643.20 703782.97 706451.78 708720.26
(Sales-VC)
B.E.P in % 40.02 34.69 30.45 28.24 26.24 24.40 23.22 22.67 22.21 21.81

Break Even Sales 735327.01 728508.90 719312.72 667175.03 619821.60 576392.36 548547.04 535560.05 524611.86 515370.76
in Rs.
Break Even Units 18383.18 18212.72 17982.82 16679.38 15495.54 14409.81 13713.68 13389.00 13115.30 12884.27

Current Ratio 0 0 0 0 0 0 0 0 0 0

Net Profit Ratio 19.53 20.73 % 21.76 % 22.32 % 22.85 % 23.35 % 23.66 % 23.79 % 23.90 % 24.00 %

I/We hereby declare that

All information furnished by me/ us above in this Application/ Business plan & Project
report/Appendix/Annexure/Statements and other papers/ documents enclosed are true and correct to the best of
my/ our knowledge and belief;
I/we have no borrowing arrangements for the applicant enterprise/unit and the associate concerns with any other
bank/FI/ NBFC/ Institution, etc except as indicated in the application;
There are no arrears of statutory dues and no government enquiries/ proceedings/ prosecution/ legal action are
pending/ initiated against the enterprise/ unit/ associate concerns/ promoters/ directors/ partners/ proprietor except
as indicated in the application;