INDIAN OVERSEAS BANK

__________________BRANCH
Photograph
APPLICATION FOR HOUSING LOAN
(For Construction/Acquisition of house/Flat)

Existing Customer Yes No If Yes Customer id

I apply for Housing under _____________Scheme. I have read the Terms and Conditions for the said scheme
and agree to abide by the same. Particulars about me are given below and I confirm that the particulars
furnished below are true and correct and I have now withheld any information that may be vital in deciding
the sanction of the loan.

Name of the Applicant

Father’s/ Husband’s Name
Date of Birth Age Sex Marital Status Single Married Divorced
Mobile Number Email Id

Present Address
Pin Code Telephone Number
Owned Mortgaged House Parental Rented/Company Provided Others
No of Years at Residence Years at Current City

Permanent Address

No of Dependents No of Children

Pan Number Aadhar Number

Driving License Number Expiry Date Issued at
Passport Number Expiry Date Issued at
Voter ID Number
Education Professional/PG Graduate Diploma Matriculation Less than X
College/ University Place

Salaried Self Employed/ Professional

Name of the Company Name of the Company
Govt MNCs Private Contract NRI Others Proprietorship Partnership Pvt Ltd Others
Designation: Field of Activity
Reporting to : Office Address:
Office Address:

Company PAN
Office Phone Number Company Phone Number
Email Id Email Id
Years at Current Job Years In Current Business
 Security Details
Location & Address:
Plot No : Door no Survey no
Street Village
Taluk District
Total area of the house/plot Built in area of the house/plot
Plinth area in case of flat

Whether plan for construction has been approved/sanctioned by appropriate Yes No

authority
Whether the plot/property is free from any encumbrance Yes No
If the construction/acquisition if made through Co-operative society/Association Yes No
whether the by-laws of the society/Association are submitted
Year of construction (In case of loan for purchase of already built house) Yes No
Whether copy of contract for purchase of flat/house is enclosed Yes No
Whether the applicant is owning a house already Yes No
If so, the details:

Plan approved by Valid up to

Legal opinion given by
Forced sale value of the house

Income Particulars
Gross Income
Deductions
Any other Income
Net Income
Proposed Loan Details
Total cost of purchase/construction
Loan Amount required
Margin
Source of margin (proof to be enclosed)
Repayment Tenure

Details of Assets
Nature of Assets Location/details Market value Whether encumbered

Details of liabilities
Borrowed from Loan Purpose Loan Amount Present Outstanding

Existing Business Connections

With IOB for Years With Other Banks
Details of Accounts/ Advances Held
 Reference Details
Any Relative Any Friend
Name Name
Occupation Occupation
Address Address

Employed with Employed with

Contact Number Contact Number
Email Id Email Id

Spouse Details Guarantor Details ( If Required)

Name Name
Occupation Occupation
Office Address Address

Phone Number
Pan Number
Contact Number Email Id
Email Id Net Income

Date:

Place: Signature of the Applicant

 Check List
Subhagruha Loan

 Application form with photograph.

 PAN/Voter ID/Passport /Aadhar/ Driving License details to obtain CIBIL report.

 Proof of employment/Business. Proof for number of years of standing in the line

of activity for professional/ business people.

 Last six months’ Salary Slip/ ITR returns.

 If salaried Last 6 months SB statement wherein salary is credited.

 Agreements for purchase of house/ Flat.

 Estimate for construction / Valuation report for acquisition from approved valuer
of our bank before sanction of Loan.

 Legal opinion on the property from approved lawyer of our bank before
sanction of loan.

 Inspection Report, Site map with access to the building approved and Tax paid
Reports.

 Asset and liability statements of the borrower.

 Proof of membership in the cooperative society where applicable.