Summary

Enquiry Details :
LOS Application No: 12818315ER17870090 BureauOne Reference No: 12862958
Customer Name: BALU BALU SITARAM Enquiry Date Time:05-07-2024/11:36:50
KAKAD

Bureau Response Summary:

Bureau Name Response Details
Equifax Hit
Cibil Hit

1/18
EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

Consumer Name:BALU KAKAD

Personal Information Identification Contact Details
Previous Name: PAN: BCHPK8558H Home: 9850635226
Alias Name: Voter ID: AFB7899552 Office: 202345678
DOB: 07-05-1983 Passport ID: Mobile: 9850635226
Age: 41 UID: Alt. Home/Other No.: 21212121
Gender: Male Driver's Licence: MH1420080017216 Alt. Office:
Total Income: Ration Card: Alt. Mobile: 919850635226
Occupation: Photo Credit Card: Email:
BALASAHEBKAKAD.BK@GMAIL.CO
M
ID-Other:

Consumer Address:
Type Address State Postal Date Reported
Primary RAJMA BANGLOW PUNE NASHIK HIGHWAY TAL-JUNNAR Maharasht 410504 31-12-2023
DIST-PUNE NARAYANGAON MAHARASHTRA 410504 ra
Permanent KUKADI KALANI VASAHAT AHAT NARAYANGAON KAKADI Maharasht 410504 31-05-2022
COLONY,BAGALOHARE GAOTHAN I M R T NARAYANGAON ra
Primary AIP-NARAYANGAON TAL-JUNNAR DIST-PUNE NARAYANGAON Maharasht 410504 31-05-2022
ra
N/A VIGHNAHAR LAMBODAR SOCIETY,BAGLOHARE GAO H- Maharasht 410504 30-04-2022
BULDING,FLAT NO 05 NARAYANGAON TAL J PUNE ra

Equifax Score(s):
Score Name Score Scoring Elements
ERS4.0 766 1: Overdue Amount
2: Total Utilization
3: Delinquency Presence

Recent Activity:
Recent Activity (last 90 days)
Total Inquiries: 0 Accounts Opened: 1 Accounts Updated: 3 Accounts Delinquent: 0

Summary*:
Number of Accounts:
Number of Open Accounts:
Number of Past Due
Accounts:
Number of Write-off
Accounts:
Number of Zero Balance
Accounts:
Credit Report Summary
12 Total Balance Amount: Rs. 97,952 Recent Account: Consumer Loan on 16-04-
2024
4 Total Past Due Amount: Rs. 12,21,342 Oldest Account: Overdraft on 28-12-2015
1 Total High Credit: Rs. 2,58,764 Total Credit Limit: 260000.00
0 Total Sanction Amount: Rs. 27,628 Single Highest Credit: Rs. 1,55,875
0 Total Monthly Payment Rs. 2,583 Single Highest Sanction Rs. 14,629
Amount: Amount:

Copyright © 2010 Equifax Credit Information Services Private Limited. 2/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

Most Severe Status<24 01+ Average Open Balance: Rs. 24,488 Single Highest Balance: Rs. 90,617
Months:

*As per data reported at a tradeline level in the account details section

Account Summary :
Number of Open Accounts:
Number of Open Accounts:
Total Accounts:
Total Sanction Amount:
Number of Open Accounts:
Recent Account:
Consolidated Credit Summary
OVERALL
Number of Past Due 1 Total Outstanding Balance:
Accounts:
RETAIL
Number of Past Due Total Outstanding Balance:
Accounts:
Total Past Due Amount: 1221342.00 Recent Account: Consumer Loan on 16-04-
2024
27628.00 Total High Credit: Rs. 2,58,764 Oldest Account: Overdraft on 28-12-2015
MICROFINANACE
Number of Past Due Total Outstanding Balance:
Accounts:
Installment Amount: Total Past Due Amount:

*As per data reported at a tradeline level in the account details section

Account Details:
Accounts
RETAIL
Acct# ********** Balance: Rs. 90,617 Open: Yes Date Reported: 02-06-2024
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 18-08-2023
Type: Credit Card Last Payment: Rs. 5,344 Last Payment Date: 2024-04-25 Date Closed:
Ownership Type: Individual Write-off Amount: High Credit:Rs. 1,02,889 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit:Rs. 1,00,000 Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account Status: Current Account
Asset Classification:
Suit Filed Status:
History:
Account Status: 000 000 * * * * 000 000 01+
Asset Classification: * * * * * * * * *

Suit Filed Status: * * * * * * * * *

06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23

RETAIL
Acct# ********** Balance: Rs. 2,164 Open: Yes Date Reported: 31-05-2024
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 26-11-2023
Type: Consumer Loan Last Payment: Last Payment Date: 2024-04-02 Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 12,999 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account Status: Current Account
Asset Classification:
Suit Filed Status:

Copyright © 2010 Equifax Credit Information Services Private Limited. 3/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

History:
Account Status: 000 000 * * 000 000 NEW
Asset Classification: * * * * * * *

Suit Filed Status: * * * * * * *

05-24 04-24 03-24 02-24 01-24 12-23 11-23

Acct# **********
Institution: FINANCE
Type: Consumer Loan
Ownership Type: Individual
Repayment Tenure: 6
Dispute Code:
Account Status: Current Account
Asset Classification:
Suit Filed Status:
History:
Account Status: 000
Asset Classification: * *
RETAIL
Balance: Rs. 14,629 Open: Yes Date Reported: 31-05-2024
Past Due Amount: 0 Interest Rate: Date Opened: 16-04-2024
Last Payment: Last Payment Date: Date Closed:
Write-off Amount: Sanction Amount:Rs. 14,629 Reason:
Monthly Payment Amount:Rs. 2,583 Credit Limit: 0 Collateral Value:
Term Frequency: Monthly Collateral Type:
NEW

Suit Filed Status: * *

05-24 04-24

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 01-06-2023
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 15-08-2022
Type: Consumer Loan Last Payment: Last Payment Date: 2023-04-02 Date Closed: 06-04-2023
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 24,000 Reason: Closed Account
Repayment Tenure: 10 Monthly Payment Amount: 0 Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD CLSD 000 * 000 * 000 000 000 000 NEW
Asset Classification: * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * *

06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

RETAIL
Acct# ********** Balance: Rs. (9,458) Open: Yes Date Reported: 30-04-2023
Institution: BANK Past Due Amount: Interest Rate: Date Opened: 22-03-2017
Type: Credit Card Last Payment: Last Payment Date: 2022-09-16 Date Closed:
Ownership Type: Individual Write-off Amount: High Credit:Rs. 1,55,875 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit:Rs. 1,60,000 Collateral Value:
Dispute Code: Term Frequency: Collateral Type:
Account Status: Current Account
Asset Classification:
Suit Filed Status:

Copyright © 2010 Equifax Credit Information Services Private Limited. 4/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

History:
Account Status: 000 * * * * * 000 000 000 000 000 000 * * * * * 000 000 * * * 000 000
Asset Classification: * * * * * * * * * * * * * * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * * * * * * * * * * * * * * *

04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

000 * * * * * 000 * 000 000 000 000 000 000 000 000 000 000 000 000 000
* * * * * * * * * * * * * * * * * * * * *
* * * * * * * * * * * * * * * * * * * * *
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 31-03-2023
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 19-03-2022
Type: Gold Loan Last Payment: Last Payment Date: 2023-03-02 Date Closed: 02-03-2023
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 3,65,600 Reason: Closed Account
Repayment Tenure: Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Collateral Type:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD 000 000 000 000 000 000 000 000 000 000 000 NEW
Asset Classification: * * * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * * * *

03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 30-09-2022
Institution: BANK Past Due Amount: Rs. 12,21,342 Interest Rate: Date Opened: 21-08-2021
Type: Gold Loan Last Payment: Last Payment Date: 2022-09-03 Date Closed: 03-09-2022
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 11,05,000 Reason: Closed Account
Repayment Tenure: Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Collateral Type:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD 01+ 000 000 000 000 000 000 000 000 000 000 000 NEW
Asset Classification: * * * * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * * * * *

09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 30-09-2022
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 21-09-2021
Type: Personal Loan Last Payment: Rs. 1 Last Payment Date: 2021-09-21 Date Closed: 25-09-2022
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 1,000 Reason: Closed Account
Repayment Tenure: 24 Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account Status: Closed Account
Asset Classification:

Copyright © 2010 Equifax Credit Information Services Private Limited. 5/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

Suit Filed Status:

History:
Account Status: CLSD 000 000 000 000 000 000 000 000 000 * 000
Asset Classification: * * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * * *

09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 31-08-2022
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 15-09-2017
Type: Commercial Vehicle Loan Last Payment: Last Payment Date: Date Closed: 04-08-2022
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 6,00,000 Reason: Closed Account
Repayment Tenure: 60 Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification: * STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD

Suit Filed Status: * * * * * * * * * * * * * * * * * * * * * * * *

08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20

000 000 000 000 000 * 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
STD STD STD STD STD * STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD * *
* * * * * * * * * * * * * * * * * * * * * * * *
08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 31-05-2022
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 29-10-2021
Type: Overdraft Last Payment: Last Payment Date: 2022-05-25 Date Closed: 25-05-2022
Ownership Type: Individual Write-off Amount: Sanction Amount:Rs. 3,40,700 Reason: Closed Account
Repayment Tenure: Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Collateral Type:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD 01+ 000 000 000 000 000 NEW
Asset Classification: * * * * * * * *

Suit Filed Status: * * * * * * * *

05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

RETAIL
Acct# ********** Balance: 0 Open: No Date Reported: 31-05-2022
Institution: BANK Past Due Amount: Interest Rate: Date Opened: 27-11-2018
Type: Personal Loan Last Payment: Last Payment Date: 2022-05-05 Date Closed: 16-05-2022
Ownership Type: Joint Account Write-off Amount: Sanction Amount:Rs. 5,00,000 Reason: Closed Account
Repayment Tenure: Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Dispute Code: Term Frequency: Collateral Type:
Account Status: Closed Account

Copyright © 2010 Equifax Credit Information Services Private Limited. 6/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

Asset Classification:
Suit Filed Status:
History:
Account Status: CLSD 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification: * * * * * * * * * * * * * * * * * * * * * * * *

Suit Filed Status: * * * * * * * * * * * * * * * * * * * * * * * *

05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

30+ 01+ 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
* * * * * * * * * * * * * * * * * *
* * * * * * * * * * * * * * * * * *
05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18

Acct# **********
Institution: BANK
Type: Overdraft
Ownership Type: Individual
Repayment Tenure:
Dispute Code:
Account Status: Closed Account
Asset Classification:
Suit Filed Status:
History:
Account Status:
Asset Classification:
RETAIL
Balance: 0 Open: No Date Reported: 31-03-2016
Past Due Amount: 0 Interest Rate: Date Opened: 28-12-2015
Last Payment: Last Payment Date: 2016-02-16 Date Closed: 16-02-2016
Write-off Amount: Sanction Amount:Rs. 3,60,000 Reason: Closed Account
Monthly Payment Amount: Credit Limit: 0 Collateral Value:
Term Frequency: Collateral Type:
CLSD * * NEW
* * * *

Suit Filed Status: * * * *

03-16 02-16 01-16 12-15

Enquiries:
Institution Date Time Purpose Amount
FINANCE 2021-09-25 17:44 Personal Loan

Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer's FirstName: BALU BALU SITARAM PAN: BCHPK8558H Address Information 1:
KAKAD
DOB: 05-07-1983 Voter ID: Address: RAJMA BANGLO PUNE NASIK
HIGHWAY NEAR POO PUNE
Gender: Male Passport ID: State: Maharashtra
Inquiry/Request Purpose: Other UID: Postal: 410504
Transaction Amount: 100 Driver's Licence: Address Information 2:
Inquiry Account 1: Home Phone: Address:
Inquiry Account 2: Mobile Phone: 9850635226 State:
Inquiry Account 3: Other Phone : Postal:
Inquiry Account 4: Address Information 3:
Address:
State:

Copyright © 2010 Equifax Credit Information Services Private Limited. 7/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

Postal:
Branch ID:
Kendra / Centre ID:

Glossary,Terms and Explanations:

History:

Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved, Not Yet Disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-30 days past due
31+ 31-60 days past due
DEC Loan Declined
61+ 61-90 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
SET Settled
SF Suit Filed
91+ 91-120 days past due
121+ 121 - 179 days past due
181+ 180 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed

Copyright © 2010 Equifax Credit Information Services Private Limited. 8/18

EQUIFAX PRESCREEN CREDIT SCORE
CLIENT ID: 027BB09087 REPORTDATE/TIME: 05-07-2024/11:36:50
REPORT ORDER NO.: 6654283993 ENQUIRYDATE/TIME: 05-07-2024/11:36:50
REFERENCE NUMBER: 12862958

WDF Willful Default

SFWD Suit Filed-Willful Default
WOF Charge Off/Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written
Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19

Contact Us: Phone: 1800 209 3247 Fax: +91-22-6112-7950 Email: ecissupport@equifaxindia.com

This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and Equifax
Credit Information Services Private Limited (''ECIS''), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed
by the terms and conditions of ECIS, contained in the Application form submitted by the customer/user.
The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best
effort basis and does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the
Membership agreement/terms and conditions of ECIS, as the case may be.

Copyright © 2010 Equifax Credit Information Services Private Limited. 9/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

CONSUMER INFORMATION:
NAME: BALU SITARAM KAKAD
DATE OF BIRTH: 05-07-1983 GENDER: Male

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BCHPK8558H

VOTER ID NUMBER AFB7899552

DRIVER'S LICENSE NUMBER MH1420080017216

UNIVERSAL ID NUMBER XXXXXXXXXXXX

20087253917172

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 09850635226

MOBILE PHONE 9850635226

HOME PHONE 0919850635226

MOBILE PHONE 7875804111

EMAIL CONTACT(S):
EMAIL ADDRESS:

RAJMAFERTILIZER@GMAIL.COM
BALASAHEBKAKAD.BK@GMAIL.COM

ADDRESS(ES):
ADDRESS (e): FLAT NO 1 PUNASILIA FLAT NO 1 PUNASILIA FLAT NO 1 PUNASILIA FLAT NO 1 PUNASILIA Maharashtra 410505
CATEGORY:Residence/Current Address RESIDENCE CODE: DATE REPORTED: 27-02-2022

ADDRESS (e): FLAT NO 1 PUNALISIKA Maharashtra 410505

CATEGORY:Office/Company Address RESIDENCE CODE: DATE REPORTED: 27-02-2022

ADDRESS (e): BANGALORE NORTH,KARNATAKA 999998

CATEGORY:Residence/Current Address RESIDENCE CODE: DATE REPORTED: 24-01-2022

ADDRESS (e): CHAITRALI HOTEL NARAYANGAON NARAYANGAON MAHARASHTRA, 410510 Maharashtra 410510
CATEGORY:Residence/Current Address RESIDENCE CODE: DATE REPORTED: 25-11-2021

EMPLOYMENT INFORMATION :
Account Type Date Reported Occupation Code Income Net / Gross Income Indicator Monthly / Annual Income Indicator
Consumer Loan 23-04-2024 Others

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

Report Generated through BureauOne: 10/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

CIBIL TransUnion Score v3 1:

735 2:
3:
4:
5:

PERSONAL LOAN SCORE 1:

647 2:
3:
4:
5:

SUMMARY:

ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 14 HIGH CR/SANC. 53,69,301 CURRENT: 96,794 RECENT: 16-04-2024
AMT:
OVERDUE: 1 OVERDUE: 12,21,342 OLDEST: 28-12-2015
ZERO BALANCE: 10

ENQUIRIES :
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

ACCOUNT(S) :

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-08-2021 HIGH CR /SANCTIONED: 11,05,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 03-09-2022 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Gold Loan CLOSED: 03-09-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 30-09-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-09-2022 OVERDUE: 12,21,342 WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: No Collateral PMT HIST END: 01-08-2021 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

011 011 000 000 000 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-04-2024 HIGH CR /SANCTIONED: 14,629 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 02-06-2024 CURRENT BALANCE: 12,291 WRITTEN
OFF(TOTAL):
TYPE: Consumer Loan CLOSED: CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 30-06-2024 CASH LIMIT: SETTLEMENT:
CERTIFIED:

Report Generated through BureauOne: 11/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

COLLATERAL VALUE: PMT HIST START: 01-06-2024 OVERDUE: WRITTEN OFF/

SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-04-2024 EMI: 2,583
PMT FREQ: Monthly
REPAYMENT TENURE: 6
INTEREST RATE:
ACTUAL PAYMENT: 2583

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000
06-24 05-24 04-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-11-2023 HIGH CR /SANCTIONED: 12,999 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 02-04-2024 CURRENT BALANCE: 2,164 WRITTEN
OFF(TOTAL):
TYPE: Consumer Loan CLOSED: CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-05-2024 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-05-2024 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-11-2023 EMI:
PMT FREQ: Monthly
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000
05-24 04-24 03-24 02-24 01-24 12-23 11-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-08-2023 HIGH CR /SANCTIONED: 1,02,889 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 25-04-2024 CURRENT BALANCE: 90,617 WRITTEN
OFF(TOTAL):
TYPE: Credit Card CLOSED: CREDIT LIMIT: 1,00,000 WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 02-06-2024 CASH LIMIT: 30,000 SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-06-2024 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-10-2023 EMI:
PMT FREQ: Monthly
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT: 5344

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 003 000 000 000 000 003
06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23

Report Generated through BureauOne: 12/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-08-2022 HIGH CR /SANCTIONED: 24,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 02-04-2023 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Consumer Loan CLOSED: 06-04-2023 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-05-2023 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-05-2023 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-08-2022 EMI: 2,400
PMT FREQ: Monthly
REPAYMENT TENURE: 10
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-03-2022 HIGH CR /SANCTIONED: 3,65,600 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 02-03-2023 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Gold Loan CLOSED: 02-03-2023 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-03-2023 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-03-2023 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: No Collateral PMT HIST END: 01-03-2022 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-10-2021 HIGH CR /SANCTIONED: 3,40,700 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 25-05-2022 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Overdraft CLOSED: 25-05-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-05-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-05-2022 OVERDUE: WRITTEN OFF/
SETTLED STATUS:

Report Generated through BureauOne: 13/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

COLLATERAL TYPE: PMT HIST END: 01-10-2021 EMI:

PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 002 000 000 000 000 000 000
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-09-2021 HIGH CR /SANCTIONED: 1,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 21-09-2021 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Personal Loan CLOSED: 25-09-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 30-09-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-09-2022 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-09-2021 EMI:
PMT FREQ: Monthly
REPAYMENT TENURE: 24
INTEREST RATE:
ACTUAL PAYMENT: 1

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-11-2018 HIGH CR /SANCTIONED: 5,00,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 05-05-2022 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Business Loan - Unsecured CLOSED: 16-05-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Joint REPORTED AND 31-05-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-05-2022 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-06-2019 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

Report Generated through BureauOne: 14/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21
000 000 000 000 000 000 000 000 000 000 055 025 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20
000 000 000 000 000 000 000 000
01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-10-2017 HIGH CR /SANCTIONED: 2,70,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 19-03-2022 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Gold Loan CLOSED: 19-03-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 30-04-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-04-2022 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-05-2019 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21
000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20
000 000 000 000 000 000 000 000
12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-09-2017 HIGH CR /SANCTIONED: 6,00,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 22-07-2022 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Commercial Vehicle Loan CLOSED: 04-08-2022 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-08-2022 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-08-2022 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-09-2019 EMI:
PMT FREQ: Monthly
REPAYMENT TENURE: 60
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

Report Generated through BureauOne: 15/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

000 000 000 000 000 XXX 000 000 000 000 000 000 000 000
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21
000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20
000 000 000 000 000 000 000 000
04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 28-08-2017 HIGH CR /SANCTIONED: 15,16,609 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 18-06-2021 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Gold Loan CLOSED: 18-06-2021 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-08-2021 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-08-2021 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-09-2018 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20
000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19
000 000 000 000 000 000 000 000
04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-03-2017 HIGH CR /SANCTIONED: 1,55,875 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 16-09-2022 CURRENT BALANCE: -8,278 WRITTEN
OFF(TOTAL):
TYPE: Credit Card CLOSED: CREDIT LIMIT: 1,60,000 WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 23-04-2024 CASH LIMIT: 16,000 SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-04-2024 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-05-2021 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

Report Generated through BureauOne: 16/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 XXX
04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23
XXX XXX XXX XXX XXX 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22
000 000 000 000 XXX XXX 000 000
12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 28-12-2015 HIGH CR /SANCTIONED: 3,60,000 SUIT FILED/WILFUL
DEFAULT/WRITTEN
OFF STATUS :
ACCOUNT NUMBER: LAST PAYMENT: 16-02-2016 CURRENT BALANCE: WRITTEN
OFF(TOTAL):
TYPE: Overdraft CLOSED: 16-02-2016 CREDIT LIMIT: WRITTEN
OFF(PRINCIPAL):
OWNERSHIP: Individual REPORTED AND 31-03-2016 CASH LIMIT: SETTLEMENT:
CERTIFIED:
COLLATERAL VALUE: PMT HIST START: 01-02-2016 OVERDUE: WRITTEN OFF/
SETTLED STATUS:
COLLATERAL TYPE: PMT HIST END: 01-12-2015 EMI:
PMT FREQ:
REPAYMENT TENURE:
INTEREST RATE:
ACTUAL PAYMENT:

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX XXX 000
02-16 01-16 12-15

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

BOI 24-06-2024 Business Loan - General 25,00,000

NOT DISCLOSED 19-06-2024 BLPS-OTH 35,00,000

BOI 21-03-2024 Other 100

NOT DISCLOSED 07-03-2024 Other 18,00,000

NOT DISCLOSED 12-02-2024 Personal Loan 5,000

NOT DISCLOSED 06-01-2024 Personal Loan 5,000

NOT DISCLOSED 26-11-2023 Personal Loan 5,000

NOT DISCLOSED 26-11-2023 Consumer Loan 37,998

NOT DISCLOSED 22-10-2023 Personal Loan 5,000

NOT DISCLOSED 18-09-2023 Other 1,50,000

NOT DISCLOSED 24-07-2023 Credit Card 10,000

NOT DISCLOSED 13-04-2023 Microfinance - Other 3,00,000

NOT DISCLOSED 18-01-2023 Other 1,50,000

Report Generated through BureauOne: 17/18

CREDIT INFORMATION BUREAU (INDIA) LIMITED
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER: BALU SITARAM KAKAD Report Date/Time: 07-05-2024/11:36:50
MEMBER ID: BN01049894 Enquiry Date/Time: 05-07-2024/11:36:50
MEMBER REFERENCE NUMBER: 12818315ER17870090 CONTROL NUMBER: 007787377097
REFERENCE NUMBER: 12862958

NOT DISCLOSED 16-12-2022 Credit Card 100

NOT DISCLOSED 14-08-2022 Consumer Loan 24,000

NOT DISCLOSED 04-06-2022 Credit Card 100

NOT DISCLOSED 12-04-2022 Business Loan - General 20,00,000

NOT DISCLOSED 27-02-2022 Credit Card 100

NOT DISCLOSED 24-01-2022 Personal Loan 5,000

NOT DISCLOSED 19-01-2022 Commercial Vehicle Loan 5,25,000

NOT DISCLOSED 25-11-2021 BLPS-AGR 5,00,00,000

NOT DISCLOSED 21-09-2021 Consumer Loan 10,000

END OF REPORT ON BALU SITARAM KAKAD

All information contained in this credit information report (CIR) has been collated by Credit Information Bureau (India) Limited ("CIBIL") based on information provided by its various members ("Members").
Consequently CIBIL disclaims any and all responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current and up to date to such extent
as provided by its Members. Credit Scores are not part of CIR. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is governed by the
terms and conditions of the Operating Rules for CIBIL and its Members.

Copyright © 2015 Equifax Credit Information Services Private Limited.

These reports/products/services are to be used subject to and in compliance with the Membership agreement/terms and conditions entered into between the members (“Membersâ€) and Equifax
Credit Information Services Private Limited ("ECIS").The information contained in these is derived from various Members and/or credit information companies which are not controlled by ECIS. ECIS
provides these on a best effort basis and does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the Membership
agreement/terms and conditions of ECIS.

Report Generated through BureauOne: 18/18