CA UPENDRA REDDY U

caupendrareddy1@gmail.com

8297880155
Credit Manager
Chartered Accountant with 3 years of articleship experience and 1 year post Hyderabad, India
qualification experience in banking sector as credit manager in business loans
department at ICICI Bank Limited. Mainly Job role involve Underwriting of
June 13, 1998
Business loans proposals like Overdrafts, cash credits , term loans, commodity
based finance, bank guarantee etc. and Personal discussion with the
customers, Analysis of Financial statements, banking, Credit bureau reports linkedin.com/in/upendrareddyu
and key financial ratios.

WORK EXPERIENCE SKILLS

Credit Manager MS Office Financial Analysis
ICICI Bank Limited
04/2022 - Present, Hyderabad, Telangana Understanding and Analysing Ind AS and AS
Achievements/Tasks
Job role involves the Underwriting of Business loans proposals like Overdrafts, cash Enthusiastic in nature Research skills
credits , term loans, commodity based finace, bank guarantee etc. and Personal
discussion with the customers, Analysis of Financial statement, banking, Credit Credit analysis Quick Learner
bureau reports and key financial ratios.
Assessing the credit worthiness of customers by comparing the financial scale of the
borrower with the level of business activity & setup observed during the meeting
Detailed banking analysis in conjunction with the current year financial numbers
LANGUAGES
Measuring financial & operational performances of clients using financial tools like
ratios, trend analysis, sales forecasting, budgeting etc Telugu, English, Hindi and Kannada
Analysis of latest developments in different industries Like FMCG, Agri commodities
and construction materials etc

Article Assistant EDUCATION

R Bharadhwaj & co , Chartered Accountants Chartered Accountant (2016 - 2021)
06/2019 - 04/2021, Guntur The Institute of Chartered Accountants of India,New Delhi,
India
Achievements/Tasks
Concurrent and Statutory audit of banking companies BCOM ( Accounts and Finance) (2022 - Present)
Statutory audit and GST Audit of private limited companies Indira Gandhi National Open University, Hyderabad.

Preparation and finalization of profit & loss account , Balance sheet and cash flow
statements
Preparation and filing of income tax returns for individuals and non individuals
Others like CMA, Project reports, different kind of certificates, TDS Returns etc
ACHIEVEMENTS AND
AWARDS
Article Assistant Recognized as best performer of the month for
Balu And Anand, Chartered Accountants performed exceptional work over a month in ICICI
07/2018 - 03/2019, Bangalore Bank.
.
Achievements/Tasks
Audit of Financial Statements and Verifying its compliance with Accounting Secured exemption marks in strategic financial
Standards management and economic laws in CA final level and
Tax audit of individuals and non individuals in accounting , cost accounting and financial
management , taxation and advanced accounting at
Preparation and filing of ROC forms , Annual returns of various companies
IPCC Level.
.
Article Assistant
Jayashree And Sugantha, Chartered Accountants
12/2017 - 07/2018, Bangalore
Achievements/Tasks INTERESTS
Maintaining regular books of accounts of clients
Physical Verification and reconciliation of Inventory and fixed assets with books of Interested in knowing about industries and
accounts and preparation of stock audit reports companies

Filing of monthly GST Returns

Fundamental and Technical analysis in stock
market

learning languages Music