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ZERO-BASED BUDGET TEMPLATE

INCOME BUDGET ACTUAL INCOME

Salary 1 0.00 0.00

Salary 2 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Total Budgeted Income: 0.00 0.00

EXPENSES ACTUAL SPENT

Set Giving 0.00 0.00

Saving 0.00 0.00

Retirement (15% of income) 0.00 0.00

Home Mortgage 0.00 0.00

Homeowners Insurance 0.00 0.00

Cell/Home Phone 0.00 0.00

Electricity 0.00 0.00

Gas 0.00 0.00

Internet 0.00 0.00

Television 0.00 0.00

Trash 0.00 0.00

Water 0.00 0.00

Car Insurance 0.00 0.00

Health Insurance 0.00 0.00

Life Insurance 0.00 0.00

Umbrella Insurance 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Debts Credit Card Payment 1 0.00 0.00

Credit Card Payment 2 0.00 0.00

Department Store Card 0.00 0.00

Student Loans 0.00 0.00

Other 0.00 0.00

Total Set Expenses: 0.00 0.00

Adjustable Books/Magazines 0.00 0.00

Child Care 0.00 0.00

Clothing 0.00 0.00

Entertainment 0.00 0.00

Groceries 0.00 0.00

Eating Out 0.00 0.00

Gasoline 0.00 0.00

Gifts 0.00 0.00

Healthcare 0.00 0.00

Home Décor 0.00 0.00

Home Maintenance 0.00 0.00

Job Expense 0.00 0.00

Toiletries 0.00 0.00

Pet Supplies 0.00 0.00

Recreation 0.00 0.00

Vacation 0.00 0.00

Vehicle Maintenance 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Other 0.00 0.00

Total Adjustable Expenses: 0.00 0.00

Total Budgeted Income 0.00 Actual Monthly Income 0.00

minus - minus -

Total Budgeted Expenses 0.00 Actual Monthly Expenses 0.00

Total Budgeted Balance 0.00 Actual Monthly Balance 0.00


The above "Total Budgeted Balance" number should equal zero.
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