KEY FACT STATEMENTS/ FACT SHEET

Date: 05-Jul-2024

Lenders Name: Piramal Capital & Housing Finance Ltd

Applicants Name: SAIDACHARY S

Sr No. Parameter Details

Others
i. Purpose of loan

583000
ii. Loan Amount (In Rupees)

iii. 276800
Total interest charge during the entire tenure of the loan (In Rupees)

iv. 9179 (Other upfront charges are directly

Other up-front charges (Break-up of each component given below) (In collected from the borrower)
Rupees)

(a) 8999
Processing fee (In Rupees)

(b) 0
Insurance Charges (In Rupees)

(c) 180
Others (if any) (In Rupees)

(v) 573821
Net Disbursed Amount [ (ii) - (iv) ] (In Rupees)

(vi) 859800
Total amount to be paid by the borrower [sum of (ii) and (iii)] (In Rupees)

(vii) 17.22%
Annual percentage rate - [Effective annualised interest rate (computed
on net disbursed amount using IRR approach and reducing balance
method)]

(viii) 60
Tenor of Loan (in Months)

(ix) Monthly
Repayment frequency by the Borrower

(x) 60
Number of installments of repayment

(xi) 14330
Amount of each installment of repayment (In Rupees)
 Details about the contingent charges

(xii) 24%
Rate of annualized penal charges in case of delayed payments (if any)

(xiii) 0
Rate of annualized other penal charges (if any); (details to provided)

Other Disclosures

(xiiv)
Cooling off/look-up period during which borrower shall not be charged 7 days
any penalty on prepayment of loan

(xv) Piramal Capital & Housing Finance Ltd

Details of LSP acting as recovery agent and authorized to approach the
borrower

(xvi)
Name, Designation, address and phone number of nodal grievance Ms.Hetal Parihar,
redressal officer designated specifically to deal with Fintech/ digital 6th Floor, Amiti Building, Agastya Corporate
lending related complaints/ issues Park, Kamani Junction, Opp. Fire Station,
LBS Marg, Kurla (W) Mumbai MH400070.
Email: nodal.officer@piramal.com
Contact Number: 022- 69181273
 Detailed Repayment Schedule

Outstanding Principal
Installment No. Principal (In Rupees) Interest (In Rupees) Installment (In Rupees)
(In Rupees)

1 576681.0 6319.0 8011.0 14330.0

2 570276.0 6405.0 7925.0 14330.0

3 563783.0 6493.0 7837.0 14330.0

4 557200.0 6583.0 7747.0 14330.0

5 550527.0 6673.0 7657.0 14330.0

6 543762.0 6765.0 7565.0 14330.0

7 536904.0 6858.0 7472.0 14330.0

8 529952.0 6952.0 7378.0 14330.0

9 522904.0 7048.0 7282.0 14330.0

10 515760.0 7144.0 7186.0 14330.0

11 508517.0 7243.0 7087.0 14330.0

12 501175.0 7342.0 6988.0 14330.0

13 493732.0 7443.0 6887.0 14330.0

14 486187.0 7545.0 6785.0 14330.0

15 478538.0 7649.0 6681.0 14330.0

16 470784.0 7754.0 6576.0 14330.0

17 462923.0 7861.0 6469.0 14330.0

18 454954.0 7969.0 6361.0 14330.0

19 446876.0 8078.0 6252.0 14330.0

20 438687.0 8189.0 6141.0 14330.0

21 430385.0 8302.0 6028.0 14330.0

22 421969.0 8416.0 5914.0 14330.0

23 413438.0 8531.0 5799.0 14330.0

24 404789.0 8649.0 5681.0 14330.0

25 396021.0 8768.0 5562.0 14330.0

26 387133.0 8888.0 5442.0 14330.0

27 378123.0 9010.0 5320.0 14330.0

28 368989.0 9134.0 5196.0 14330.0

29 359730.0 9259.0 5071.0 14330.0

30 350343.0 9387.0 4943.0 14330.0

31 340827.0 9516.0 4814.0 14330.0

32 331181.0 9646.0 4684.0 14330.0

 33 321402.0 9779.0 4551.0 14330.0

34 311489.0 9913.0 4417.0 14330.0

35 301439.0 10050.0 4280.0 14330.0

36 291251.0 10188.0 4142.0 14330.0

37 280923.0 10328.0 4002.0 14330.0

38 270453.0 10470.0 3860.0 14330.0

39 259839.0 10614.0 3716.0 14330.0

40 249080.0 10759.0 3571.0 14330.0

41 238173.0 10907.0 3423.0 14330.0

42 227116.0 11057.0 3273.0 14330.0

43 215907.0 11209.0 3121.0 14330.0

44 204544.0 11363.0 2967.0 14330.0

45 193025.0 11519.0 2811.0 14330.0

46 181347.0 11678.0 2652.0 14330.0

47 169509.0 11838.0 2492.0 14330.0

48 157508.0 12001.0 2329.0 14330.0

49 145342.0 12166.0 2164.0 14330.0

50 133009.0 12333.0 1997.0 14330.0

51 120507.0 12502.0 1828.0 14330.0

52 107833.0 12674.0 1656.0 14330.0

53 94985.0 12848.0 1482.0 14330.0

54 81960.0 13025.0 1305.0 14330.0

55 68756.0 13204.0 1126.0 14330.0

56 55371.0 13385.0 945.0 14330.0

57 41802.0 13569.0 761.0 14330.0

58 28046.0 13756.0 574.0 14330.0

59 14101.0 13945.0 385.0 14330.0

60 0.0 14101.0 194.0 14295.0

* This is an indicative Detailed Repayment Schedule.

Piramal Capital & Housing Finance Limited

Registered office: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (West), Mumbai - 400
070 | CIN: U65910MH1984PLC032639
www.piramalfinance.com | Email ID: customercare@piramal.com | Toll-Free Number: 1800 2666 444