19707 Zengeza 3 Infill

Chitungwiza

To The Hiring Manager

AFC COMMERCIAL HOLDINGS

14 June 2024

Dear Sir / Madam

RE : APPLICATION FOR THE GRADUATE TRAINEE – QUANTITATIVE RISK ROLE

I’m beyond excited to apply for the Graduate Trainee Quantitative Risk role at AFC Commercial
Bank. As a recent economics graduate with a passion for numbers and a drive to learn, I’m
confident that my skills and experience make me a great fit for this position.

Throughout my studies, I developed a solid foundation in economics and honed my skills in

econometric modeling using software like Stata, EViews, and Excel. I’m eager to apply my
knowledge of IFRS 9 Expected Credit Loss models and risk management frameworks like the
Basel Accord in a real-world setting.

My academic projects and research have given me hands-on experience in developing models for
quantitative analysis, back-testing, stress testing, and determining Value at Risk. I’m also
familiar with capital analysis, including Economic Capital, ICAAP, and CCAR. I’m excited to
bring my skills and knowledge to a dynamic team like yours.

What sets me apart is my ability to communicate complex ideas simply and effectively. I’ve had
the opportunity to work on group projects and present my findings to both academic and
professional audiences. I’m confident that my strong communication and teamwork skills will
enable me to collaborate effectively with your team and stakeholders.
I’m drawn to AFC Commercial Bank’s commitment to innovation and excellence. I’m excited
about the opportunity to contribute to the development of quantitative risk models and stay up-
to-date with market trends. My passion for learning and growth aligns with your organization’s
values, and I’m eager to be a part of a team that values knowledge sharing and collaboration.

Thank you for considering my application. I’m looking forward to discussing my qualifications
further and learning more about your team’s work.

Best regards,

Godknows Kambuzuma