Order No.

: 216394

Financial Status & Dharma-Karma

Reading - 10 Years

Prepared for Ms. Madhvi Ghregrat

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Dear Madhvi Ghregrat

Thanks for choosing http://www.indastro.com

We have been providing astrology consultation and advice on true

Vedic principles on the internet since the year 2000. Over 2 million
people have benefitted with our free & premium services till date.

How this unique reading has been prepared:

Dharma Karma Yoga is being caused with the entry of Jupiter in the
sign of Capricorn from 20th November in your horoscope, where
Saturn is transiting already. Saturn is the karma karaka (significator
or ruler) of the 10th house and Jupiter is the fortune karaka or the
significator of the 9th house.

The combined energy of the two - Jupiter & Saturn is very auspicious
in general as well as for business & professional growth.

The two big cosmic forces influencing one particular sector of your
horoscope are creating triggers for fortune and start of a fresh cycle in
finances and a new direction of life.

This reading has been prepared for you by analyzing your birth chart

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in detail for the potential of holding wealth in your horoscope. I have
made use of the D1 chart that is the birth chart along with other
relevant sub-divisional charts. In specific, your D9 chart to check the
strength of planets and D2 Hora chart for financial status have been
analyzed as well to come up with this unique reading for you. It
includes your Dhan Yoga - the wealth generating combinations' study
as well as Dharma-Karma Yoga reading.

Your reading has been covered under the following sections:

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Your Astrological Profile

Your Astrological Profile

Name: Madhvi Ghregrat

Gender: Female

Date of Birth: 28 Apr, 1977

Time of Birth: 10 Hrs.-58 Min.

Moon sign: Leo

Vedic Sun Sign: Aries

Western Sun sign: Taurus

Nakshatra (Constellation) Magha

Lagna (Ascendant) Gemini

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Your Birth Chart

D9 Navasma Chart

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 D2 Hora Chart

Suitable areas of activity for next 10 years

1. You should take up leadership & management roles

2. Executives

3. Commander in chiefs

4. Manufacturer- or any work to do with putting structures/design

for future work in place.

5. Military and police

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6. Surgeons

7. Vocations employing fire and metal

8. Mass production work

Medicines

Job/ Business/ Self employment

Business or self-employment is just average suited for you.

Job career is the right occupation for you.

This type of career is the most lucrative; it will be better aligned to, if
not closer to, your temperament and skill sets and will provide
comparatively safer and better continued options for earning and
progress.

Any career other than job will offer you fair gain and stability and
will add to the other positive things in the horoscope.

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Investments suitable

First choice:

Governmental stocks

Anything to do with GOLD is average for you

Savings and bonds.

Health insurance.

Life Insurance with capital gains option.

Next best choice:

Mutual Funds of global reputation

Choose low risk, low gain options.

SIP schemes with a mixture of debt fund and equity will be the best
option.

Other choices:

Bullion.

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Avoidable options:

Petrol related stocks

All formats of direct speculative investment.

Real estate, other than for own use.

Any combinations holding back financial success

Yes, there are many combinations to obstruct generation of income

and to cause loss of money or force wrong investment decisions on
you.

Some of them are:

• Ketu in the 11th house

• Ketu is weak, so unstable in the 11th house

• Ketu with Mercury, the karaka for money flows.

• Ganesha japam would solve the problems

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• Saturn though the lord of 9th bhava, but in 2nd bhava carets
obstacles and blockages in money flows .

• 11th bhava lord mars with Venus 12th house lord.

• Shiva japam would solve all matters.

Sun = sun is OK in 11th bhava, so gains in money matters could

come up through friends and well wishers.

Moon = Moon is strong lord of 2nd in 3rd, so money by self effort is

there.

Jupiter = Lord of 7th and 10th is in 12th, so connection of profession

to distant lands is there.

As 10th lord is in 12th, you may work in a far off place away from
birth. There could be lack of comforts and trouble in work at times.

Rahu = Rahu is in the 5th house, take you away from dharma at times
and at times, connects you deeply to spirituality. So manage this in a
better way.

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Mercury = Lord of 4th in 11th house, so gains of assets and support
from family is there.

Venus= Venus, lord of 5th in 10th house, so good luxuries in career

Gains from high risk investments.

Great for artistic or money related careers and education.

Ketu = is average in the 11th house, gives losses or delays to get

money

Donate to temples.

Saturn = lord of 9th and 8th is in 2nd house, gives success by self
effort.

You could be spiritual or educate or teach religion or spirituality.

But being a bit weak, shiva japama and donation to poor is a must.

Mars = Mars, lord of 11th in 10th house, so well wishers help in

career. Gains in money in career

Though you want to explore a lot

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You could do well in admin roles

Financial Overview for next 10 years

Till June 2025 - Mars

You could expect good news this time. Your passion at work and
home would be marked. You may try to do things differently

Avoid any disputes due to aggression of any kind. There may be a

great deal of warmth in relationships. Money flow could improve

Avoid arguments on the home front

From June 2025 to October 2032 Rahu

You might get sudden recognition in the office. It is a time when

organized hard work would pay. Take care as things may suddenly
turnaround on office and home front.

Money flow may not be good all the times- but sudden changes could
be expected

Relationships have to be guarded with stability- too much of

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restrictions could be a source of trouble

Year wise forecast

Mars Main period

+ MERCURY = >till 24/12/2022

Good support from family assets.

Good help from friends and initiatives.

Vishnu sahastranaam would help.

2022- 2022 could have been a bit slow, but still average.

2023 and 2022 ending= great money and work is there for you.

Wealth flows could happen through distant lands or new connections

or job etc.

• Drive well.

• A good time for opportunities to expand. New ventures or

directions might come up. Possible cashing on the past effort is there.

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If one is able to cash on opportunities- finances might grow well.
Haste and aggression regarding financial matters needs to be avoided.
Returns could be payback fairly well this time.

+ KETU =>24/12/2022 - 21/5/2023

Manage friends and people around.

Ganesha japam is a must for you now. Ketu would make you work
hard for success.

This time is of caution. More time to invest in strategizing than

investing or expecting great returns. Returns could be good for well
researched efforts. Expect near average or less returns this time. Try
to adjust to avoid losses. Research related matters would give good
returns.

Risk of losses is there

+ VENUS = >21/5/2023 - 21/7/2024

Great gains and success is there.

This is the time for windfalls, great name and fame for you.

This is a time when investments on art and beauty products could

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improve. Investments and finances might go more towards
home/company maintenance. Taking ownership and responsibility is
the best way to grow in this time

Any rigid views could affect finances.

Returns would be well if well thought for.

+ SUN = >21/7/2024 - 27/11/2024

By initiatives, you would have great gains.

Delays would be there and more hard work, but you would have new
opportunities.

A new start in investments to be done with caution. New ventures or

directions might come up. Initiative and willpower could lead to
better success. One should be honest to succeed in financial matters.
Ego issues could lead to financial losses. Try to check with new ideas.

+ MOON =>27/11/2024 - 27/6/2025

You will gain good wealth and status with your effort now.

New associations regarding finances might occur –but exercise

caution. Expect this time for things to move slow- be patient- there
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would be some fluidity. Best success could be achieved by
cooperation. Things controlled by fluid/arts could give more success.
Trust people regarding financial matters with care. Travel could be on
card regarding financial matters. If trust issues- risk of losses is there.

RAHU =>Main period

+ RAHU =>27/6/2025 - 9/3/2028

Think and act now.

Invest with care.

Sudden gains can also happen.

Shiva japam is a must, all would be well.

2025 means new responsibilities and opportunities, kids need more

attention.

This is a time to work with caution. Practical ideas and hard work
would pay back. There could be times of slow movement/restriction
of fences this time. The keyword here is planning- that is well-
planned efforts would get results

Fasting on Thursdays could help in finances. Try not to lend money.

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Returns might not pay off as expected. Risk of sudden losses is there

+ JUPITER =>9/3/2028 - 3/8/2030

Gains from distant lands are there.

Connection to foreign lands is there.

Somewhat forced movement could be there= 2028 ending and 2029

could be a bit tough-

Due to Jupiter influence, you need to take care of your Sugar

• 2028= work is worship. Lot of work. Some restrictions and gains

of money are there.

• 2029 = Fights are there.

• 2030= new opportunities, money and new changes would help

you a lot.

• Donate pen, pencil, rubber, and copies.

Matters regarding finance could expand in this time. Try to cash on

expansion. Fasting on Thursdays would directly help finances.
Growth is possible in matters to do with teaching/training and

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religion. Good time to expand.

Returns could be good this time

+ SATURN =>3/8/2030 – till Oct 2032

Blessings of past life karma in gains

Some delays would be there in wealth flows.

With hard work, gains would be there.

2032 = great gains.

2031= Fewer gains.

Shiva japam and Yoga is a must.

Good connections of Job would also be there.

This time could promise great gains. Success would come with well-
planned efforts. This time, the mantra is planning- execution. Good
chance of improvement in flow of money. A disciplined investment is
bound to give returns. Success in heavy machinery and management
related matters.

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Dharma Karma Yoga(Ju-Sa conjunction in transit) & other
Dhan Yoga Study

Dharma-Karma Yoga:

Jupiter in transit in 10th house and karaka for spirituality and money
flows. Saturn, the lord of 8th and 9th house in 2nd house for self,
status and travels is a great time for money flows for you.

Great gains and name and fame.

The conjunction of these two planets although on adjacent side, so

grab the opportunities and put in honest efforts for betterment of
financial strength.

Such good results are possible due to this conjunction in birth chart or
even in transit chart, but subject to other factors present in the chart.

This yoga is fairly present in your birth chart, but it occurs in your
current transit chart.

This yoga will remain valid till end of 2023

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This Dharma-Karma yoga occurs and moves through your Moon sign.

From Moon in 2023, Saturn in 7th house, so new partnerships and

connections would help you a ton

Great success and grace of GOD is also there.

B.

One more valuable Dhana Yoga is formed by ascendant lord

Overall 2023 is an excellent time to connect with your friends and

people around. This can bring good health, love and friendship and
time for vacations, but on the downside, one could have suffering.
This is the time to offer your love and affection to the people around.
You could expect bring your work or projects to completion.

This is a period in which you will give and get love from people
around.

You should avoid getting into negative aspects of this time that is
trying to live an uncontrolled or sensual way of life or being too lazy.
Care must be taken to identify these things and rectify them at the
earliest.

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Opportunities created by transit of Jupiter & Saturn together for
you

2022 ending and 2023- On the plus side, this can provide happiness,
love, companionship, and time for holidays, but on the negative side,
one might experience sorrow. Now is the time to show those nearby
your love and affection. You could anticipate finishing your tasks or
projects.

Expect tranquilly and fulfilment (Too much of emotionalism could

stop this from happening).

You will both give and get love from those around you during this
time.

The bad qualities of this era, such as wanting to live an impulsive or

sensual lifestyle or being overly lethargic, must be avoided. It is
important to find these issues as soon as possible and fix them.

2024 money matters are to be dealt with care, you could expect
success in business and technical lines. This is the time when one
may start building his house or deal with landed property.

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One could expect to work with new techniques or one could be
involved with building a business or house. Money matters are to be
dealt with caution and wisdom. Success can come by right kind of
investments. This time requires a systematic effort to succeed in any
particular direction.

One could expect to have childbirth, beginning of a new business and

expect messages coming to him or her. Separations from the past are
a part of this period. Don’t trust anyone blindly. One can expect
hurdle- but investigating the hurdle with right kind of attitude will
help you to realize about your past mistakes.

2025 this is a favourable time, would be able to fulfil your dreams

and come out of troubles, expect abundance, love and positive
changes control of on passions is suggested under this vibration.

You could expect to have all kinds of fun and reap the benefits of the
effort that you have to put in the past. This is the time for happiness.
You could expect to build on relationships. Relationships will be
strengthened and birth of child (if expecting and age range else ignore
please this indication) is a possibility during this time.

This is the time when you can expect positive changes and ample

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opportunities coming your way. As indicated, one has to take care of
impulsiveness and haste- which could lead to loss in business.
Relationships have to be guarded by remaining unselfish. Use the
positive potential of this time and you will relax your dreams.

2026

It is a time when pending contracts and agreements may be settled,

you may take more interest in religion, you could expect success in
artistic matters particularly singing, getting married is a strong
possibility (if not married yet) but on the negative-side, one could
expect getting deceived or facing violence.

This is the time when you could expect harmony and peace of mind.
As indicated, that there is a strong possibility of one having love
affairs or getting married.

Take time to get in yourself and reflect and meditate. Enjoy the
beauty around you, get in touch with your inner emotional self. This
is good time to develop your talents.

You will be facing situations in which you may want to show your
love and cooperation towards others. Try to iron out
misunderstandings; else it could lead to separation. Try to build up

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more and more on understanding.

2027- this time you could expect abundance, rejoicing period, and at
the negative side, there is a possibility of problems cropping up and
failure. You will reap the benefits of your past efforts. Matters will
get closed successfully and you will be able to achieve what you
wanted to. This can prove to be a rewarding period for you.

During this time, you could expect monetary gains, your business
expanding and may be promotions if you are employed. You could
expect healings as well if not keeping well. Problems on the family
front will reduce and you could expect success and benefits on many
fronts.

This is the time for you to relax, don't push things forward. Take a
vacation, if possible. One has to avoid being too much indulgent as it
may lead to problems later. Relationships have to be carefully chosen
during this time. Do things in moderation.

2028 this is a karmic period, so expect to get what you have sown in
the past. You may want to re-evaluate your present conditions. Due to
karmic indications- if you have been putting right kind of effort in the
past, then you could expect success and increase in status. On the
downside, past efforts may bring unwanted burdens on you. If that is

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the case, you may want to re-evaluate the present circumstances.

In general, one could expect success in practical undertakings,

politics or military; moreover, one has to keep in mind that a strong
desire for fame can result in personal loss during this time.

2029

This is the time when you could expect gains from inheritance but the
gains may not be up to the mark. The habit of thinking too much
about the past should be avoided. Try something new during this
time. This time also suggests a marriage time and time to work with
group.

One could expect arrival of an old acquaintances coming, but don’t

expect too much from anyone. One should not have too many
expectations from people during this time. Learn from the past
experience and let things go.

2030 this is the time for innovation and initiative, it also suggests loss
of money and a possibility to start things all over again. Ambitions
need to be checked and anger to be controlled to make stable progress
under this time. On the positive side, this time suggests a good karmic
period where one could expect good opportunities and success.

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You could be the centre of attraction this time. One could expect to
receive gifts or may be inheritance during this time.

You can win over people by persuasion. This is the time when you
can achieve whatever you set in your mind. A positive attitude during
this time will help you to gain the backing that you may require to be
a success.

2031 this is the time to be tactful and cooperative. This is good time
to handle with money. This is the time when you should take utmost
care to proceed with caution. This could be a demanding time in
terms of effort, but the rewards would be commensurate. This time
needs practical methods to achieve your dreams. Success requires
perseverance and a strong will help you to achieve things.

The temptations that come your way are to be dealt with

discrimination. You have to use your good judgment. This is the time
when emotionalism and practicality need to be balanced.

This is the time when one could expect to have spiritual experiences.
Use your intuition to be happy, get married, earn money or get peace
of mind.

2032 hints towards success particularly in artistic endeavours like

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cinema, promises good fortune and success in all undertakings and
you may have to travel. This is the time when you could expect to
celebrate and share the good things with others.

You could expect forming good relationships with others and may
fall in love. Travel could be on your cards. You should use money
during this time to help others. Certain experiences may channel you
from being materialistic to more interested in spiritual matters.

Remedies that would help during this period

To blank out all negativities and to encourage only the positives, use
this remedy:

Chant Lord Krishna names daily, as many times as possible, the more
the better.

Even silent chanting will work too.

Reply to your one query

When will I get a windfall of money?

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Answer - By seeing your chart, in Venus sub period from May 203 to
July 2024. Before March 2024, this is the great golden period for
windfalls.

Mata Gayatri Japam would be helpful

Your unique Karmic Cycle (based on Vimsottari dasa), representing the

timeline of dates which would describe your destiny:

Ketu (7 Years) Venus (20 Years)

From: 27/06/1975 From: 27/06/1982
To: 27/06/1982 To: 27/06/2002
Ketu - Venus 27/06/1982 - 27/10/1985
Venus - Sun 27/10/1985 - 27/10/1986
Sun 24/01/1977 - 30/05/1977 Moon 27/10/1986 - 27/06/1988
Moon 30/05/1977 - 30/12/1977 Mars 27/06/1988 - 27/08/1989
Mars 30/12/1977 - 27/05/1978 Rahu 27/08/1989 - 27/08/1992
Rahu 27/05/1978 - 15/06/1979 Jupiter 27/08/1992 - 27/04/1995
Jupiter 15/06/1979 - 21/05/1980 Saturn 27/04/1995 - 27/06/1998
Saturn 21/05/1980 - 30/06/1981 Mercury 27/06/1998 - 27/04/2001
Mercury 30/06/1981 - 27/06/1982 Ketu 27/04/2001 - 27/06/2002

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Sun (6 Years) Moon (10 Years)
From: 27/06/2002 From: 27/06/2008
To: 27/06/2008 To: 27/06/2018
Sun 27/06/2002 - 15/10/2002 Moon 27/06/2008 - 27/04/2009
Moon 15/10/2002 - 15/04/2003 Mars 27/04/2009 - 27/11/2009
Mars 15/04/2003 - 21/08/2003 Rahu 27/11/2009 - 27/05/2011
Rahu 21/08/2003 - 15/07/2004 Jupiter 27/05/2011 - 27/09/2012
Jupiter 15/07/2004 - 03/05/2005 Saturn 27/09/2012 - 27/04/2014
Saturn 03/05/2005 - 15/04/2006 Mercury 27/04/2014 - 27/09/2015
Mercury 15/04/2006 - 21/02/2007 Ketu 27/09/2015 - 27/04/2016
Ketu 21/02/2007 - 27/06/2007 Venus 27/04/2016 - 27/12/2017
Venus 27/06/2007 - 27/06/2008 Sun 27/12/2017 - 27/06/2018

Mars (7 Years) Rahu (18 Years)

From: 27/06/2018 From: 27/06/2025
To: 27/06/2025 To: 27/06/2043
Mars 27/06/2018 - 24/11/2018 Rahu 27/06/2025 - 09/03/2028
Rahu 24/11/2018 - 12/12/2019 Jupiter 09/03/2028 - 03/08/2030
Jupiter 12/12/2019 - 18/11/2020 Saturn 03/08/2030 - 09/06/2033
Saturn 18/11/2020 - 27/12/2021 Mercury 09/06/2033 - 27/12/2035
Mercury 27/12/2021 - 24/12/2022 Ketu 27/12/2035 - 15/01/2037
Ketu 24/12/2022 - 21/05/2023 Venus 15/01/2037 - 15/01/2040
Venus 21/05/2023 - 21/07/2024 Sun 15/01/2040 - 09/12/2040
Sun 21/07/2024 - 27/11/2024 Moon 09/12/2040 - 09/06/2042
Moon 27/11/2024 - 27/06/2025 Mars 09/06/2042 - 27/06/2043

Jupiter (16 Years) Saturn (19 Years)

From: 27/06/2043 From: 27/06/2059
To: 27/06/2059 To: 27/06/2078
Jupiter 27/06/2043 - 15/08/2045 Saturn 27/06/2059 - 30/06/2062
Saturn 15/08/2045 - 27/02/2048 Mercury 30/06/2062 - 09/03/2065
Mercury 27/02/2048 - 03/06/2050 Ketu 09/03/2065 - 18/04/2066
Ketu 03/06/2050 - 09/05/2051 Venus 18/04/2066 - 18/06/2069
Venus 09/05/2051 - 09/01/2054 Sun 18/06/2069 - 30/05/2070
Sun 09/01/2054 - 27/10/2054 Moon 30/05/2070 - 30/12/2071
Moon 27/10/2054 - 27/02/2056 Mars 30/12/2071 - 09/02/2073
Mars 27/02/2056 - 03/02/2057 Rahu 09/02/2073 - 15/12/2075
Rahu 03/02/2057 - 27/06/2059 Jupiter 15/12/2075 - 27/06/2078

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Mercury (17 Years)
From: 27/06/2078
To: 27/06/2095
Mercury 27/06/2078 - 24/11/2080
Ketu 24/11/2080 - 21/11/2081
Venus 21/11/2081 - 21/09/2084
Sun 21/09/2084 - 27/07/2085
Moon 27/07/2085 - 27/12/2086
Mars 27/12/2086 - 24/12/2087
Rahu 24/12/2087 - 12/07/2090
Jupiter 12/07/2090 - 18/10/2092
Saturn 18/10/2092 - 27/06/2095

Blessings

Pt. Punarvasu

Please take a moment to rate this reading:

Rating:-

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