M1 Tutorial

This tutorial shows how to cashout from Bank logs via this
investment app [M1 Finance].

Requirements:
▪ Bank Logs
▪ Background Report
▪ Time

Method:
• Get Bank logs. It is the main function for this tutorial. The
required banks are (Wells Fargo, Chase, Citizens Bank, Citi,
KeyBank, Credit Unions, etc).
o Bank logs should be Plaid Access. Plaid access means,
Bank log is Level 4. Level 4 – These banks come with mail
access, security answers if required or any other upper-
level rights as info from the spammed log.
• Now make Fullz from the Bank log. Thus, find the background
info of the bank log and purchase the ssn of the Bank log
Fullz you have searched.
• Now open m1.com and sign up for a brokerage account. The Sign-
up questions are pretty straight forward and it won’t matter
if you choose any option provided for answers.
• At the last point, you will be asked to link a bank account. Now
connect the bank you have via Plaid.
 • Now you will be asked to fund the account, choose fund later.
• In the M1 dashboard, create a Pie. If you have experience with
investment, you should add stocks to the Pie and allocate each
Pie item a percentage. The percentage determines the amount
percentage which would be taken from your money for
investment. If you do not have experience with Investment, at
the invest side where all the stocks are being present, choose
Experts Pie. These Pies are defined to grow your invested
amount.
• Now you have a Pie Set up and your investment Portfolio ready,
Deposit funds into the M1 invest with the connected Log.
o Our Main Objective is to get the funds we have
transferred to M1 Invest into M1 Spend{checking} account
(issued by Lincoln Savings Bank).
• Now that you have deposited. Buy the Pie (the stocks) and watch
the Pie grow or reduce your Deposited funds.
o All new deposits to M1 Invest will take 6 days to be
available for spending.
o Your Invest account needs to be funded before you are
Eligible to open M1 checking account.
o Opening M1 Spend will require you to answer public data
questions. 4 questions with all or most correct.
• After deposit, wait 2 days and sell the stocks.
o It will take T + 2 days after selling stocks for all the
money to be available for transfer. [T = Trade day]
o If you sell during the initial 6 day hold, it will clear,
and you will not have to wait an additional 2 days after
the hold is over. So, remember to buy and sell stocks
during the initial 6 days.
• On the 6th day of release, transfer money to M1 Spend.
Transfer up to about 95% or less of funds into Spend. This
will confirm same day or next business day.
• Now that we have all or most of the money in M1 Spend, we can
cashout in the following ways.
o M1 Checking account is supported in Plaid and can be
linked as a bank to any Ach App.

Cashing Out M1 Spend:

• You can Link M1 Spend to Charles Schwab and transfer out into
schwab. When money gets into Schwab you can either bill pay to
cashout or wire out of schwab.
 • You can Link M1 Spend to Any plaid supported crypto app (i.e.,
Coinbase). Or Transfer Wise. PayPal is supported but you can
only link to PayPal manually. To Link to PayPal instantly you
should complete the Charles Swab method.
• You can request for an address change and ship the M1 Spend
debit card to your drop.
o Requesting for an address change will require proof of
residence. You will have to upload Bank Statement or
Utility bill for that with the new address.
o M1 Spend Debit card Daily limit is $3000 and will take 1-
2weeks to ship to your drop.
• Remember Transferring amounts or liquidating your account
to M1 Spend with amounts greater than $10,000 will require you
to send Bank statement or ID. So, make sure your transfers are
proportional.
• Also always remember to open M1 in the same city or zip as
Fullz.

Any ID related matter can come to me at my channel: t.me/ravenet

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