******** ONLY ENTER DATA INTO THE GREEN CELLS ********

Purchase Price of Property $6,000,000.00 CAP Rate:

Downpayment $3,000,000.00
Mortgage $3,000,000.00 Yearly Profit:

Amortization Period in Years 25 Return Initial Investment, Year 1:

Interest Rate 7.00%
First Payment Date 6/1/2024 Monthly Mortgage:

Monthly Rents, Unit #:

Rent / month $ 28,000.00

Parking Revenue per month $ 100.00

Laundry Revenue per month $ 100.00
Gross Monthly $ 28,200.00 $ 338,400.00

Expenses: (Yearly)
Taxes $ 48,000.00
Insurance $ 13,000.00
Electric $ 4,200.00
Gardener $ 2,200.00
Water $ 7,800.00
Management $ -
Maintenance $ 9,400.00
Heat $ 5,000.00
Snow Clearing $ 2,480.00
vacancy rate 6% -$20,304.00
Expenses $ 71,776.00

Profit $ 266,624.00

CAP 4.44%

Monthly Profit After Mortgage Payments:

Yearly Profit: $ 266,624.00
Monthly Profit: $22,218.67
Monthly Mortgage Payment, Principal and Interest $21,203.38
Total Profit/Month $1,015.29

Yearly Profit: $12,183.49

End of Year End of Year End of Year

1 2 3
Initial Mortgage $3,000,000.00 $3,000,000.00 $3,000,000.00
Mortgage Reamining $2,954,105.60 $2,904,893.49 $2,852,123.83

Increased Equity $45,894.40 $95,106.51 $147,876.17

Accumulated Profits $12,183.49 $24,366.98 $36,550.47
Total Return, Profits and Wealth Appreciation $58,077.89 $119,473.49 $184,426.64
Return on initial investment 1.94% 3.98% 6.15%

End of Year End of Year

5 10
Initial Mortgage $3,000,000.00 $3,000,000.00
Mortgage Reamining $2,734,864.57 $2,359,001.89
$0.00 0
Increased Equity $265,135.43 $640,998.11
Accumulated Profits $60,917.44 $121,834.89
Total Return, Profits and Wealth Appreciation $326,052.87 $762,833.00
$0.00 0
Return on initial investment 10.87% 25.43%

BUILDING APPRECIATION:
Building Appreciation: 3%

End of Year End of Year End of Year

1 2 3
Building Value $6,180,000.00 $6,365,400.00 $6,556,362.00
Initial Mortgage $3,000,000.00 $3,000,000.00 $3,000,000.00
Mortgage Reamining $2,954,105.60 $2,904,893.49 $2,852,123.83

Increased Equity from debt pay-down $45,894.40 $95,106.51 $147,876.17

Increased Equity from building appreciation $180,000.00 $365,400.00 $556,362.00
Accumulated Profits $12,183.49 $24,366.98 $36,550.47
Total Return, Profits and Wealth Appreciation $238,077.89 $484,873.49 $740,788.64

Return on initial investment 7.94% 16.16% 24.69%

 4.44%

$12,183.49

n Initial Investment, Year 1: 1.94%

hly Mortgage: $21,203.38

End of Year End of Year End of Year End of Year End of Year End of Year
4 5 6 7 8 9
$3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00
$2,795,539.44 $2,734,864.57 $2,669,803.51 $2,600,039.18 $2,525,231.57 $2,445,016.12

$204,460.56 $265,135.43 $330,196.49 $399,960.82 $474,768.43 $554,983.88

$48,733.96 $60,917.44 $73,100.93 $85,284.42 $97,467.91 $109,651.40
$253,194.51 $326,052.87 $403,297.43 $485,245.25 $572,236.34 $664,635.28
 8.44% 10.87% 13.44% 16.17% 19.07% 22.15%

End of Year End of Year End of Year End of Year End of Year End of Year
4 5 6 7 8 9
$6,753,052.86 $6,955,644.45 $7,164,313.78 $7,379,243.19 $7,600,620.49 $7,828,639.10
$3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00
$2,795,539.44 $2,734,864.57 $2,669,803.51 $2,600,039.18 $2,525,231.57 $2,445,016.12

$204,460.56 $265,135.43 $330,196.49 $399,960.82 $474,768.43 $554,983.88

$753,052.86 $955,644.45 $1,164,313.78 $1,379,243.19 $1,600,620.49 $1,828,639.10
$48,733.96 $60,917.44 $73,100.93 $85,284.42 $97,467.91 $109,651.40
$1,006,247.37 $1,281,697.32 $1,567,611.20 $1,864,488.44 $2,172,856.83 $2,493,274.38

33.54% 42.72% 52.25% 62.15% 72.43% 83.11%

End of Year
10
$3,000,000.00
$2,359,001.89

$640,998.11
$121,834.89
$762,833.00
 25.43%

End of Year
10
$8,063,498.28
$3,000,000.00
$2,359,001.89

$640,998.11
$2,063,498.28
$121,834.89
$2,826,331.27

94.21%
 INPUTS: RESULTS: Original

Loan Amount: $3,000,000.00 Final Payment: 1-May-2049

Term (years): $25.00 Loan Reduced By: 0 months
Interest Rate: 7.00% Total Interest Paid: $3,361,012.78
First Payment Date: 6/1/2024 Total Interest Saved: none yet
Monthly Payment: $21,203.38

Monthly Amortization Schedule:

Additional
Principal
Payment Date Payment Amount Interest Paid Principal Paid Payment
1 6/1/2024 21,203.38 17,500.00 3,703.38
2 7/1/2024 21,203.38 17,478.40 3,724.98
3 8/1/2024 21,203.38 17,456.67 3,746.71
4 9/1/2024 21,203.38 17,434.81 3,768.56
5 10/1/2024 21,203.38 17,412.83 3,790.55
6 11/1/2024 21,203.38 17,390.72 3,812.66
7 12/1/2024 21,203.38 17,368.48 3,834.90
8 1/1/2025 21,203.38 17,346.11 3,857.27
9 2/1/2025 21,203.38 17,323.61 3,879.77
10 3/1/2025 21,203.38 17,300.97 3,902.40
11 4/1/2025 21,203.38 17,278.21 3,925.17
12 5/1/2025 21,203.38 17,255.31 3,948.06
13 6/1/2025 21,203.38 17,232.28 3,971.09
14 7/1/2025 21,203.38 17,209.12 3,994.26
15 8/1/2025 21,203.38 17,185.82 4,017.56
16 9/1/2025 21,203.38 17,162.38 4,040.99
17 10/1/2025 21,203.38 17,138.81 4,064.57
18 11/1/2025 21,203.38 17,115.10 4,088.28
19 12/1/2025 21,203.38 17,091.25 4,112.12
20 1/1/2026 21,203.38 17,067.26 4,136.11
21 2/1/2026 21,203.38 17,043.14 4,160.24
22 3/1/2026 21,203.38 17,018.87 4,184.51
23 4/1/2026 21,203.38 16,994.46 4,208.92
24 5/1/2026 21,203.38 16,969.91 4,233.47
25 6/1/2026 21,203.38 16,945.21 4,258.16
26 7/1/2026 21,203.38 16,920.37 4,283.00
27 8/1/2026 21,203.38 16,895.39 4,307.99
28 9/1/2026 21,203.38 16,870.26 4,333.12
29 10/1/2026 21,203.38 16,844.98 4,358.39
30 11/1/2026 21,203.38 16,819.56 4,383.82
31 12/1/2026 21,203.38 16,793.99 4,409.39
32 1/1/2027 21,203.38 16,768.26 4,435.11
33 2/1/2027 21,203.38 16,742.39 4,460.98
34 3/1/2027 21,203.38 16,716.37 4,487.01
35 4/1/2027 21,203.38 16,690.20 4,513.18
36 5/1/2027 21,203.38 16,663.87 4,539.51
37 6/1/2027 21,203.38 16,637.39 4,565.99
38 7/1/2027 21,203.38 16,610.75 4,592.62
39 8/1/2027 21,203.38 16,583.96 4,619.41
40 9/1/2027 21,203.38 16,557.02 4,646.36
41 10/1/2027 21,203.38 16,529.91 4,673.46
42 11/1/2027 21,203.38 16,502.65 4,700.72
43 12/1/2027 21,203.38 16,475.23 4,728.15
44 1/1/2028 21,203.38 16,447.65 4,755.73
45 2/1/2028 21,203.38 16,419.91 4,783.47
46 3/1/2028 21,203.38 16,392.00 4,811.37
47 4/1/2028 21,203.38 16,363.94 4,839.44
48 5/1/2028 21,203.38 16,335.71 4,867.67
49 6/1/2028 21,203.38 16,307.31 4,896.06
50 7/1/2028 21,203.38 16,278.75 4,924.62
51 8/1/2028 21,203.38 16,250.03 4,953.35
52 9/1/2028 21,203.38 16,221.13 4,982.24
53 10/1/2028 21,203.38 16,192.07 5,011.31
54 11/1/2028 21,203.38 16,162.84 5,040.54
55 12/1/2028 21,203.38 16,133.43 5,069.94
56 1/1/2029 21,203.38 16,103.86 5,099.52
57 2/1/2029 21,203.38 16,074.11 5,129.27
58 3/1/2029 21,203.38 16,044.19 5,159.19
59 4/1/2029 21,203.38 16,014.09 5,189.28
60 5/1/2029 21,203.38 15,983.82 5,219.55
61 6/1/2029 21,203.38 15,953.38 5,250.00
62 7/1/2029 21,203.38 15,922.75 5,280.62
63 8/1/2029 21,203.38 15,891.95 5,311.43
64 9/1/2029 21,203.38 15,860.96 5,342.41
65 10/1/2029 21,203.38 15,829.80 5,373.58
66 11/1/2029 21,203.38 15,798.45 5,404.92
67 12/1/2029 21,203.38 15,766.93 5,436.45
68 1/1/2030 21,203.38 15,735.21 5,468.16
69 2/1/2030 21,203.38 15,703.32 5,500.06
70 3/1/2030 21,203.38 15,671.23 5,532.14
71 4/1/2030 21,203.38 15,638.96 5,564.41
72 5/1/2030 21,203.38 15,606.50 5,596.87
73 6/1/2030 21,203.38 15,573.85 5,629.52
74 7/1/2030 21,203.38 15,541.01 5,662.36
75 8/1/2030 21,203.38 15,507.98 5,695.39
76 9/1/2030 21,203.38 15,474.76 5,728.61
77 10/1/2030 21,203.38 15,441.34 5,762.03
78 11/1/2030 21,203.38 15,407.73 5,795.64
79 12/1/2030 21,203.38 15,373.92 5,829.45
80 1/1/2031 21,203.38 15,339.92 5,863.46
81 2/1/2031 21,203.38 15,305.72 5,897.66
82 3/1/2031 21,203.38 15,271.31 5,932.06
83 4/1/2031 21,203.38 15,236.71 5,966.67
84 5/1/2031 21,203.38 15,201.90 6,001.47
85 6/1/2031 21,203.38 15,166.90 6,036.48
86 7/1/2031 21,203.38 15,131.68 6,071.69
87 8/1/2031 21,203.38 15,096.26 6,107.11
88 9/1/2031 21,203.38 15,060.64 6,142.74
89 10/1/2031 21,203.38 15,024.81 6,178.57
90 11/1/2031 21,203.38 14,988.77 6,214.61
91 12/1/2031 21,203.38 14,952.51 6,250.86
92 1/1/2032 21,203.38 14,916.05 6,287.33
93 2/1/2032 21,203.38 14,879.37 6,324.00
94 3/1/2032 21,203.38 14,842.48 6,360.89
95 4/1/2032 21,203.38 14,805.38 6,398.00
96 5/1/2032 21,203.38 14,768.06 6,435.32
97 6/1/2032 21,203.38 14,730.52 6,472.86
98 7/1/2032 21,203.38 14,692.76 6,510.62
99 8/1/2032 21,203.38 14,654.78 6,548.60
100 9/1/2032 21,203.38 14,616.58 6,586.80
101 10/1/2032 21,203.38 14,578.16 6,625.22
102 11/1/2032 21,203.38 14,539.51 6,663.87
103 12/1/2032 21,203.38 14,500.64 6,702.74
104 1/1/2033 21,203.38 14,461.54 6,741.84
105 2/1/2033 21,203.38 14,422.21 6,781.16
106 3/1/2033 21,203.38 14,382.65 6,820.72
107 4/1/2033 21,203.38 14,342.87 6,860.51
108 5/1/2033 21,203.38 14,302.85 6,900.53
109 6/1/2033 21,203.38 14,262.59 6,940.78
110 7/1/2033 21,203.38 14,222.11 6,981.27
111 8/1/2033 21,203.38 14,181.38 7,021.99
112 9/1/2033 21,203.38 14,140.42 7,062.96
113 10/1/2033 21,203.38 14,099.22 7,104.16
114 11/1/2033 21,203.38 14,057.78 7,145.60
115 12/1/2033 21,203.38 14,016.10 7,187.28
116 1/1/2034 21,203.38 13,974.17 7,229.21
117 2/1/2034 21,203.38 13,932.00 7,271.38
118 3/1/2034 21,203.38 13,889.58 7,313.79
119 4/1/2034 21,203.38 13,846.92 7,356.46
120 5/1/2034 21,203.38 13,804.01 7,399.37
121 6/1/2034 21,203.38 13,760.84 7,442.53
122 7/1/2034 21,203.38 13,717.43 7,485.95
123 8/1/2034 21,203.38 13,673.76 7,529.61
124 9/1/2034 21,203.38 13,629.84 7,573.54
125 10/1/2034 21,203.38 13,585.66 7,617.72
126 11/1/2034 21,203.38 13,541.22 7,662.15
127 12/1/2034 21,203.38 13,496.53 7,706.85
128 1/1/2035 21,203.38 13,451.57 7,751.81
129 2/1/2035 21,203.38 13,406.35 7,797.02
130 3/1/2035 21,203.38 13,360.87 7,842.51
131 4/1/2035 21,203.38 13,315.12 7,888.25
132 5/1/2035 21,203.38 13,269.11 7,934.27
133 6/1/2035 21,203.38 13,222.82 7,980.55
134 7/1/2035 21,203.38 13,176.27 8,027.11
135 8/1/2035 21,203.38 13,129.45 8,073.93
136 9/1/2035 21,203.38 13,082.35 8,121.03
137 10/1/2035 21,203.38 13,034.97 8,168.40
138 11/1/2035 21,203.38 12,987.33 8,216.05
139 12/1/2035 21,203.38 12,939.40 8,263.98
140 1/1/2036 21,203.38 12,891.19 8,312.18
141 2/1/2036 21,203.38 12,842.70 8,360.67
142 3/1/2036 21,203.38 12,793.93 8,409.44
143 4/1/2036 21,203.38 12,744.88 8,458.50
144 5/1/2036 21,203.38 12,695.54 8,507.84
145 6/1/2036 21,203.38 12,645.91 8,557.47
146 7/1/2036 21,203.38 12,595.99 8,607.39
147 8/1/2036 21,203.38 12,545.78 8,657.60
148 9/1/2036 21,203.38 12,495.28 8,708.10
149 10/1/2036 21,203.38 12,444.48 8,758.90
150 11/1/2036 21,203.38 12,393.39 8,809.99
151 12/1/2036 21,203.38 12,342.00 8,861.38
152 1/1/2037 21,203.38 12,290.30 8,913.07
153 2/1/2037 21,203.38 12,238.31 8,965.07
154 3/1/2037 21,203.38 12,186.01 9,017.36
155 4/1/2037 21,203.38 12,133.41 9,069.96
156 5/1/2037 21,203.38 12,080.51 9,122.87
157 6/1/2037 21,203.38 12,027.29 9,176.09
158 7/1/2037 21,203.38 11,973.76 9,229.61
159 8/1/2037 21,203.38 11,919.92 9,283.45
160 9/1/2037 21,203.38 11,865.77 9,337.61
161 10/1/2037 21,203.38 11,811.30 9,392.08
162 11/1/2037 21,203.38 11,756.51 9,446.86
163 12/1/2037 21,203.38 11,701.41 9,501.97
164 1/1/2038 21,203.38 11,645.98 9,557.40
165 2/1/2038 21,203.38 11,590.23 9,613.15
166 3/1/2038 21,203.38 11,534.15 9,669.23
167 4/1/2038 21,203.38 11,477.74 9,725.63
168 5/1/2038 21,203.38 11,421.01 9,782.36
169 6/1/2038 21,203.38 11,363.95 9,839.43
170 7/1/2038 21,203.38 11,306.55 9,896.82
171 8/1/2038 21,203.38 11,248.82 9,954.56
172 9/1/2038 21,203.38 11,190.75 10,012.62
173 10/1/2038 21,203.38 11,132.34 10,071.03
174 11/1/2038 21,203.38 11,073.60 10,129.78
175 12/1/2038 21,203.38 11,014.51 10,188.87
176 1/1/2039 21,203.38 10,955.07 10,248.30
177 2/1/2039 21,203.38 10,895.29 10,308.09
178 3/1/2039 21,203.38 10,835.16 10,368.22
179 4/1/2039 21,203.38 10,774.68 10,428.70
180 5/1/2039 21,203.38 10,713.84 10,489.53
181 6/1/2039 21,203.38 10,652.66 10,550.72
182 7/1/2039 21,203.38 10,591.11 10,612.27
183 8/1/2039 21,203.38 10,529.20 10,674.17
184 9/1/2039 21,203.38 10,466.94 10,736.44
185 10/1/2039 21,203.38 10,404.31 10,799.07
186 11/1/2039 21,203.38 10,341.31 10,862.06
187 12/1/2039 21,203.38 10,277.95 10,925.42
188 1/1/2040 21,203.38 10,214.22 10,989.15
189 2/1/2040 21,203.38 10,150.12 11,053.26
190 3/1/2040 21,203.38 10,085.64 11,117.74
191 4/1/2040 21,203.38 10,020.79 11,182.59
192 5/1/2040 21,203.38 9,955.56 11,247.82
193 6/1/2040 21,203.38 9,889.94 11,313.43
194 7/1/2040 21,203.38 9,823.95 11,379.43
195 8/1/2040 21,203.38 9,757.57 11,445.81
196 9/1/2040 21,203.38 9,690.80 11,512.58
197 10/1/2040 21,203.38 9,623.64 11,579.73
198 11/1/2040 21,203.38 9,556.10 11,647.28
199 12/1/2040 21,203.38 9,488.15 11,715.22
200 1/1/2041 21,203.38 9,419.81 11,783.56
201 2/1/2041 21,203.38 9,351.08 11,852.30
202 3/1/2041 21,203.38 9,281.94 11,921.44
203 4/1/2041 21,203.38 9,212.40 11,990.98
204 5/1/2041 21,203.38 9,142.45 12,060.93
205 6/1/2041 21,203.38 9,072.09 12,131.28
206 7/1/2041 21,203.38 9,001.33 12,202.05
207 8/1/2041 21,203.38 8,930.15 12,273.23
208 9/1/2041 21,203.38 8,858.56 12,344.82
209 10/1/2041 21,203.38 8,786.54 12,416.83
210 11/1/2041 21,203.38 8,714.11 12,489.26
211 12/1/2041 21,203.38 8,641.26 12,562.12
212 1/1/2042 21,203.38 8,567.98 12,635.40
213 2/1/2042 21,203.38 8,494.27 12,709.10
214 3/1/2042 21,203.38 8,420.14 12,783.24
215 4/1/2042 21,203.38 8,345.57 12,857.81
216 5/1/2042 21,203.38 8,270.56 12,932.81
217 6/1/2042 21,203.38 8,195.12 13,008.25
218 7/1/2042 21,203.38 8,119.24 13,084.14
219 8/1/2042 21,203.38 8,042.92 13,160.46
220 9/1/2042 21,203.38 7,966.15 13,237.23
221 10/1/2042 21,203.38 7,888.93 13,314.45
222 11/1/2042 21,203.38 7,811.26 13,392.11
223 12/1/2042 21,203.38 7,733.14 13,470.23
224 1/1/2043 21,203.38 7,654.57 13,548.81
225 2/1/2043 21,203.38 7,575.53 13,627.84
226 3/1/2043 21,203.38 7,496.04 13,707.34
227 4/1/2043 21,203.38 7,416.08 13,787.30
228 5/1/2043 21,203.38 7,335.65 13,867.73
229 6/1/2043 21,203.38 7,254.75 13,948.62
230 7/1/2043 21,203.38 7,173.39 14,029.99
231 8/1/2043 21,203.38 7,091.55 14,111.83
232 9/1/2043 21,203.38 7,009.23 14,194.15
233 10/1/2043 21,203.38 6,926.43 14,276.95
234 11/1/2043 21,203.38 6,843.15 14,360.23
235 12/1/2043 21,203.38 6,759.38 14,444.00
236 1/1/2044 21,203.38 6,675.12 14,528.25
237 2/1/2044 21,203.38 6,590.37 14,613.00
238 3/1/2044 21,203.38 6,505.13 14,698.25
239 4/1/2044 21,203.38 6,419.39 14,783.99
240 5/1/2044 21,203.38 6,333.15 14,870.23
241 6/1/2044 21,203.38 6,246.41 14,956.97
242 7/1/2044 21,203.38 6,159.16 15,044.22
243 8/1/2044 21,203.38 6,071.40 15,131.98
244 9/1/2044 21,203.38 5,983.13 15,220.24
245 10/1/2044 21,203.38 5,894.35 15,309.03
246 11/1/2044 21,203.38 5,805.04 15,398.33
247 12/1/2044 21,203.38 5,715.22 15,488.16
248 1/1/2045 21,203.38 5,624.87 15,578.50
249 2/1/2045 21,203.38 5,534.00 15,669.38
250 3/1/2045 21,203.38 5,442.59 15,760.78
251 4/1/2045 21,203.38 5,350.66 15,852.72
252 5/1/2045 21,203.38 5,258.18 15,945.19
253 6/1/2045 21,203.38 5,165.17 16,038.21
254 7/1/2045 21,203.38 5,071.61 16,131.76
255 8/1/2045 21,203.38 4,977.51 16,225.87
256 9/1/2045 21,203.38 4,882.86 16,320.52
257 10/1/2045 21,203.38 4,787.66 16,415.72
258 11/1/2045 21,203.38 4,691.90 16,511.48
259 12/1/2045 21,203.38 4,595.58 16,607.80
260 1/1/2046 21,203.38 4,498.70 16,704.67
261 2/1/2046 21,203.38 4,401.26 16,802.12
262 3/1/2046 21,203.38 4,303.24 16,900.13
263 4/1/2046 21,203.38 4,204.66 16,998.72
264 5/1/2046 21,203.38 4,105.50 17,097.87
265 6/1/2046 21,203.38 4,005.76 17,197.61
266 7/1/2046 21,203.38 3,905.44 17,297.93
267 8/1/2046 21,203.38 3,804.54 17,398.84
268 9/1/2046 21,203.38 3,703.05 17,500.33
269 10/1/2046 21,203.38 3,600.96 17,602.41
270 11/1/2046 21,203.38 3,498.28 17,705.10
271 12/1/2046 21,203.38 3,395.00 17,808.37
272 1/1/2047 21,203.38 3,291.12 17,912.26
273 2/1/2047 21,203.38 3,186.63 18,016.75
274 3/1/2047 21,203.38 3,081.53 18,121.84
275 4/1/2047 21,203.38 2,975.82 18,227.55
276 5/1/2047 21,203.38 2,869.49 18,333.88
277 6/1/2047 21,203.38 2,762.55 18,440.83
278 7/1/2047 21,203.38 2,654.98 18,548.40
279 8/1/2047 21,203.38 2,546.78 18,656.60
280 9/1/2047 21,203.38 2,437.95 18,765.43
281 10/1/2047 21,203.38 2,328.48 18,874.89
282 11/1/2047 21,203.38 2,218.38 18,985.00
283 12/1/2047 21,203.38 2,107.63 19,095.74
284 1/1/2048 21,203.38 1,996.24 19,207.14
285 2/1/2048 21,203.38 1,884.20 19,319.18
286 3/1/2048 21,203.38 1,771.50 19,431.87
287 4/1/2048 21,203.38 1,658.15 19,545.23
288 5/1/2048 21,203.38 1,544.14 19,659.24
289 6/1/2048 21,203.38 1,429.46 19,773.92
290 7/1/2048 21,203.38 1,314.11 19,889.27
291 8/1/2048 21,203.38 1,198.09 20,005.29
292 9/1/2048 21,203.38 1,081.39 20,121.98
293 10/1/2048 21,203.38 964.01 20,239.36
294 11/1/2048 21,203.38 845.95 20,357.43
295 12/1/2048 21,203.38 727.20 20,476.18
296 1/1/2049 21,203.38 607.75 20,595.62
297 2/1/2049 21,203.38 487.61 20,715.76
298 3/1/2049 21,203.38 366.77 20,836.60
299 4/1/2049 21,203.38 245.22 20,958.15
300 5/1/2049 21,203.38 122.97 21,080.41
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
 with add'l
payments
01-May-2049 tolerance
0 months 0.000005
$3,361,012.78 DefaultFirstDate
none yet 7/1/2024

1-May-49

Principal Balance 300

2,996,296.62 0
2,992,571.65 0
2,988,824.94 0
2,985,056.37 0
2,981,265.83 0
2,977,453.17 0
2,973,618.27 0
2,969,761.00 0
2,965,881.23 0
2,961,978.83 0
2,958,053.66 0
2,954,105.60 0
2,950,134.50 0
2,946,140.25 0
2,942,122.69 0
2,938,081.70 0
2,934,017.13 0
2,929,928.85 0
2,925,816.73 0
2,921,680.62 0
2,917,520.38 0
2,913,335.87 0
2,909,126.95 0
2,904,893.49 0
2,900,635.32 0
2,896,352.32 0
2,892,044.33 0
2,887,711.21 0
2,883,352.82 0
2,878,969.00 0
2,874,559.61 0
2,870,124.50 0
2,865,663.52 0
2,861,176.51 0
2,856,663.33 0
2,852,123.83 0
2,847,557.84 0
2,842,965.22 0
2,838,345.81 0
2,833,699.45 0
2,829,025.98 0
2,824,325.26 0
2,819,597.11 0
2,814,841.39 0
2,810,057.92 0
2,805,246.55 0
2,800,407.11 0
2,795,539.44 0
2,790,643.38 0
2,785,718.76 0
2,780,765.41 0
2,775,783.16 0
2,770,771.86 0
2,765,731.32 0
2,760,661.37 0
2,755,561.86 0
2,750,432.59 0
2,745,273.41 0
2,740,084.12 0
2,734,864.57 0
2,729,614.57 0
2,724,333.95 0
2,719,022.52 0
2,713,680.11 0
2,708,306.53 0
2,702,901.61 0
2,697,465.16 0
2,691,997.00 0
2,686,496.94 0
2,680,964.80 0
2,675,400.38 0
2,669,803.51 0
2,664,173.99 0
2,658,511.63 0
2,652,816.23 0
2,647,087.62 0
2,641,325.59 0
2,635,529.94 0
2,629,700.49 0
2,623,837.04 0
2,617,939.38 0
2,612,007.31 0
2,606,040.65 0
2,600,039.18 0
2,594,002.69 0
2,587,931.00 0
2,581,823.89 0
2,575,681.15 0
2,569,502.58 0
2,563,287.97 0
2,557,037.11 0
2,550,749.78 0
2,544,425.78 0
2,538,064.89 0
2,531,666.89 0
2,525,231.57 0
2,518,758.72 0
2,512,248.10 0
2,505,699.50 0
2,499,112.71 0
2,492,487.49 0
2,485,823.62 0
2,479,120.89 0
2,472,379.05 0
2,465,597.88 0
2,458,777.16 0
2,451,916.65 0
2,445,016.12 0
2,438,075.34 0
2,431,094.07 0
2,424,072.08 0
2,417,009.12 0
2,409,904.97 0
2,402,759.37 0
2,395,572.09 0
2,388,342.88 0
2,381,071.51 0
2,373,757.72 0
2,366,401.26 0
2,359,001.89 0
2,351,559.36 0
2,344,073.41 0
2,336,543.80 0
2,328,970.26 0
2,321,352.55 0
2,313,690.39 0
2,305,983.55 0
2,298,231.74 0
2,290,434.72 0
2,282,592.21 0
2,274,703.95 0
2,266,769.69 0
2,258,789.13 0
2,250,762.03 0
2,242,688.10 0
2,234,567.07 0
2,226,398.67 0
2,218,182.62 0
2,209,918.64 0
2,201,606.45 0
2,193,245.78 0
2,184,836.34 0
2,176,377.84 0
2,167,870.00 0
2,159,312.54 0
2,150,705.15 0
2,142,047.56 0
2,133,339.46 0
2,124,580.56 0
2,115,770.57 0
2,106,909.19 0
2,097,996.12 0
2,089,031.05 0
2,080,013.69 0
2,070,943.73 0
2,061,820.86 0
2,052,644.77 0
2,043,415.16 0
2,034,131.70 0
2,024,794.09 0
2,015,402.02 0
2,005,955.15 0
1,996,453.18 0
1,986,895.78 0
1,977,282.63 0
1,967,613.41 0
1,957,887.77 0
1,948,105.41 0
1,938,265.98 0
1,928,369.16 0
1,918,414.60 0
1,908,401.98 0
1,898,330.95 0
1,888,201.17 0
1,878,012.30 0
1,867,764.00 0
1,857,455.91 0
1,847,087.69 0
1,836,659.00 0
1,826,169.46 0
1,815,618.74 0
1,805,006.48 0
1,794,332.30 0
1,783,595.87 0
1,772,796.80 0
1,761,934.74 0
1,751,009.32 0
1,740,020.16 0
1,728,966.90 0
1,717,849.17 0
1,706,666.58 0
1,695,418.76 0
1,684,105.32 0
1,672,725.90 0
1,661,280.09 0
1,649,767.51 0
1,638,187.78 0
1,626,540.50 0
1,614,825.28 0
1,603,041.71 0
1,591,189.42 0
1,579,267.98 0
1,567,277.00 0
1,555,216.07 0
1,543,084.79 0
1,530,882.74 0
1,518,609.51 0
1,506,264.69 0
1,493,847.86 0
1,481,358.60 0
1,468,796.48 0
1,456,161.09 0
1,443,451.98 0
1,430,668.74 0
1,417,810.93 0
1,404,878.12 0
1,391,869.87 0
1,378,785.73 0
1,365,625.27 0
1,352,388.05 0
1,339,073.60 0
1,325,681.49 0
1,312,211.25 0
1,298,662.44 0
1,285,034.60 0
1,271,327.26 0
1,257,539.96 0
1,243,672.23 0
1,229,723.61 0
1,215,693.62 0
1,201,581.79 0
1,187,387.64 0
1,173,110.70 0
1,158,750.46 0
1,144,306.47 0
1,129,778.21 0
1,115,165.21 0
1,100,466.96 0
1,085,682.98 0
1,070,812.75 0
1,055,855.78 0
1,040,811.57 0
1,025,679.59 0
1,010,459.35 0
995,150.32 0
979,751.99 0
964,263.83 0
948,685.33 0
933,015.95 0
917,255.16 0
901,402.44 0
885,457.25 0
869,419.04 0
853,287.28 0
837,061.41 0
820,740.89 0
804,325.17 0
787,813.69 0
771,205.89 0
754,501.22 0
737,699.10 0
720,798.97 0
703,800.25 0
686,702.38 0
669,504.77 0
652,206.84 0
634,808.00 0
617,307.67 0
599,705.26 0
582,000.16 0
564,191.79 0
546,279.53 0
528,262.78 0
510,140.94 0
491,913.39 0
473,579.51 0
455,138.68 0
436,590.28 0
417,933.68 0
399,168.25 0
380,293.35 0
361,308.36 0
342,212.61 0
323,005.48 0
303,686.30 0
284,254.43 0
264,709.20 0
245,049.96 0
225,276.05 0
205,386.78 0
185,381.49 0
165,259.51 0
145,020.15 0
124,662.72 0
104,186.55 0
83,590.92 0
62,875.16 0
42,038.56 0
21,080.41 0
0.00 1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Annual Loan Amortization Schedule:
Annual Total Annual Total Annual Total Cummulative Cumulative
Year Payments Principal Interest Principal Paid Interest Paid
1 254,441 63,027 189,938 63,027 189,938
2 254,441 48,927 204,038 111,953 393,976
3 254,441 52,464 200,501 164,417 594,478
4 254,441 56,256 196,709 220,673 791,186
5 254,441 60,323 192,642 280,996 983,828
6 254,441 64,684 188,281 345,680 1,172,109
7 254,441 69,360 183,605 415,040 1,355,714
8 254,441 74,374 178,591 489,414 1,534,306
9 254,441 79,750 173,215 569,164 1,707,520
10 254,441 85,515 167,449 654,679 1,874,970
11 254,441 91,697 161,268 746,376 2,036,237
12 254,441 98,326 154,639 844,703 2,190,876
13 254,441 105,434 147,531 950,137 2,338,407
14 254,441 113,056 139,909 1,063,193 2,478,316
15 254,441 121,229 131,736 1,184,421 2,610,052
16 254,441 129,992 122,972 1,314,414 2,733,024
17 254,441 139,390 113,575 1,453,803 2,846,600
18 254,441 149,466 103,499 1,603,269 2,950,098
19 254,441 160,271 92,694 1,763,540 3,042,792
20 254,441 171,857 81,108 1,935,397 3,123,900
21 254,441 184,281 68,684 2,119,678 3,192,585
22 254,441 197,602 55,363 2,317,280 3,247,947
23 254,441 211,887 41,078 2,529,167 3,289,025
24 254,441 227,204 25,761 2,756,371 3,314,786
25 254,441 243,629 9,336 3,000,000 3,324,122
Principal Balance
2,936,973
2,888,047
2,835,583
2,779,327
2,719,004
2,654,320
2,584,960
2,510,586
2,430,836
2,345,321
2,253,624
2,155,297
2,049,863
1,936,807
1,815,579
1,685,586
1,546,197
1,396,731
1,236,460
1,064,603
880,322
682,720
470,833
243,629
0