FREQUENTLY ASKED QUESTIONS (FAQ)
Quick Transfer for Internet Banking and GO by Bank Islam
# Question
1 What is Quick Transfer?
2 What is Quick Transfer Limit?
3 What are the services
applicable for Quick Transfer?
4 What if I perform a transaction
but the service is not part of the
service available for Quick
Transfer?
5 What is the maximum daily limit
for Quick Transfer?
Answer
Quick Transfer is a new feature which simplify the steps for online
transactions by not requiring customers to provide an additional
authentication to approve transactions below RM250.00.
With this feature, Internet Banking users are no longer required to
provide an IAC or GO Secure authentication while GO by Bank
Islam app users are no longer required to provide a password to
log in.
Quick Transfer Limit is a new limit maintenance feature made
available under ‘Setting’ in the Internet Banking website and GO
by Bank Islam app. The default limit is RM250.00. To disable this
feature, simply reduce the limit to RM0.00.
Quick Transfer is currently applicable for the following services:
▪ DuitNow QR
▪ JomPAY
▪ Sadaqah
▪ Bill Payment
▪ Prepaid Reload
▪ DuitNow Transfer
▪ 3rd Party Fund Transfer
▪ Payment to Credit Card-i and Financing Account
For transactions via Internet Banking, you need to key in the
security authentication either by IAC or GO Secure once
prompted by the system.
For transactions via GO by Bank Islam app, you need to provide
your Internet Banking Password to approve the (below
RM250.00) transaction.
Channels Transaction Limit Cumulative Limit*
Internet Banking RM250.00 RM500.00
GO by Bank Islam RM250.00 RM2,000.00
The default limit for Quick Transfer is RM250.00, however, this
limit may change as and when it is required by the bank.

6 What if I have to perform a
transaction which amount is
more than the daily cumulative
limit of RM2,000.00?
7 How can I perform a Quick
Transfer transaction via
Internet Banking?
8 Can I perform a DuitNow
Transfer via GO by Bank Islam
without logging in with a
password?
You can set your preferred limit from RM0.00 to a maximum limit
of RM250.00 via ‘Quick Transfer Limit Daily’.
Any transaction which exceeds the daily cumulative limit of
RM500.00 (Internet Banking) and RM2,000.00 (GO by Bank
Islam) will need to be authenticated by IAC, GO Secure or Internet
Banking password (for transactions via GO by Bank Islam app).
*Maximum combined limit for all the transactions that can be
performed during a day.
Once you have exceeded the maximum daily cumulative limit, the
transaction will need to be authenticated by IAC, GO Secure or
Internet Banking password (for transactions via GO by Bank Islam
app).
1. Log into Bank Islam Internet Banking
(https://www.bankislam.biz/)
2. Select your preferred Quick Transfer services under
‘DuitNow’ or ‘Fund Transfer’ or ‘Payment/Services’ menu
3. Enter the Transfer Details and Recipient Details then click
‘Transfer’
4. Click ‘Confirm’ button
Note: If the amount exceeds the Quick Transfer limit
(RM250.00), IAC validation is not required after Step 3
Yes. Please follow the steps below:
1. Launch GO by Bank Islam, select ‘DuitNow’ or ‘DuitNow QR’
or ‘JomPAY’ on the pre-login page and perform Biometric
Authentication to proceed to next screen
2. Fill in transaction details as required
3. Verify all the details and proceed
4. Approve the transaction
*Note: If the amount exceeds the Quick Transfer limit, a
password validation is required after Step 3
9 How do I perform Quick
Transfer transaction after
logging into GO by Bank Islam
using Biometric?
1. Log into GO by Bank Islam using Biometric Authentication
and select ‘Transfer’ or ‘Pay’ or ‘Top Up’ or ‘DuitNow QR’
from bottom menu
2. Fill in transaction details as required
3. Verify all the details and proceed
4. Approve the transaction
Note: If the amount exceeds the Quick Transfer limit, password
validation is required after Step 3