VDM File Specifications (1)

Visa Data Manager (VDM) File
Specifications
Effective: 01 March 2023
© 2018-2023 Visa. All Rights Reserved.
01 March 2023 Visa Confidential 1

Notice: The Visa Confidential label signifies that the information in this document is proprietary and CONFIDENTIAL
to Visa. It is distributed to Visa participants for use exclusively in managing their Visa programs. It must not be
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respective owners.
This document is not part of the Visa Rules. In the event of any conflict between any content in this
document, any document referenced herein, any exhibit to this document, or any communications
concerning this document, and any content in the Visa Rules, the Visa Rules shall govern and control.
Visa does not provide legal, regulatory, tax or financial advice. Each participant is fully responsible for ensuring that its
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independent legal and regulatory reviews through its legal counsel.
THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE
PERIODICALLY ADDED TO THE INFORMATION HEREIN: THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS
OF THE PUBLICATION. VISA MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE
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If you have technical questions or questions regarding a Visa service or questions about this document, please
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Document Revisions
This version of the document includes the following updates.
Version Date Editor Change Description

1.0 07/22/2020
2.0 03/25/2022 Kimberly Young Added VDM Premium Data file header, trailer, and file
specifications.
Removed chapters related to VCS. These chapters can
now be found in VOL:
https://secure.visaonline.com/SitePages/Content.aspx?p
ageid=3.2.2.27.0
3.0 04/02/2023 Kimberly Young Updated Visa Data Manager File Specifications Table and
Bookmark links

Contents
Document Revisions
Chapter 1 • Visa Data Manager File Specifications Overview
VDM Premium Data File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
VDM Premium Data File Header. . . . . . . . . . . . . . . . . . . . . . . . . 7
VDM Premium Data File Trailer . . . . . . . . . . . . . . . . . . . . . . . . . 7
VDM Premium Data File Specifications. . . . . . . . . . . . . . . . . . . . . . . . 8
Chapter 2 • VDM Interchange File

VDM Interchange File Header. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33
VDM Interchange File Trailer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33
VDM Interchange File Cardholder Information Record. . . . . . . . . . . . . . . . . . . 34
VDM Interchange File Network ID Table. . . . . . . . . . . . . . . . . . . . . . . 35
VDM Interchange File Transaction Type Table. . . . . . . . . . . . . . . . . . . . . 39
VDM Interchange File MCC Codes Table. . . . . . . . . . . . . . . . . . . . . . . 40

Chapter 1
VDM Premium Data
File
Visa Data Manager (VDM) provides files that contain information used to load institution-specific
files and reports, or data in other applications.

Visa Data Manager (VDM) File Specifications
Visa Data Manager File Specifications Overview
Premium Data File

The Visa Data Manager (VDM) Premium Data File Package is an optional, billable add-on that is
generated on a daily basis and securely delivered through the platform. Visa DPS will create two files
for each transaction source (DPS and VisaNet): file one will include daily authorizations (the
“Authorization File”) and file two will include settled transactions (the “Settlement File”). The Files will
includes most transaction types processed by Visa DPS, including all Transaction, this includes
authorizations, financial and non-financial transactions. The data will include all records, on a go
forward basis only.
Similar to the Interchange File Services, actual interchange is used for all Visa, MasterCard, Accel1,
AFFN1, Pulse1, and STAR1 branded network transactions while a calculated interchange based upon
published rates is used for CULIANCE , COOP , and NYCE .
1 Applicable to U.S. issuers only.https://secure.visaonline.com/SitePages/Content.aspx?

pageid=3.2.2.27.0
Premium Data File Specifications

This document contains the fields available in the Premium Data File. Please reference the Premium
Data File Code Mapping Spreadsheet for code lookup values.
This file can also be found under Visa DPS Online and in the Visa Data Manager section under
documents.
https://secure.visaonline.com/SitePages/Content.aspx?pageid=3.2.2.29.0

VDM Interchange File
VDM Premium Data File Header

This table describes the Visa Data Manager (VDM) Premium Data file header record format.
VDM Interchange File Header Record
Field Attributes Notes
Record Type AN Value = H (Header Record).
File Create Date N The date this file was created (YYYYMMDD).
Date is in GMT.
PROC ID N Individual Processor ID (DPS_PROC_ID).
Transaction Date N The date this file was created (YYYYMMDD).

Date is in MT.
VDM Premium Data File Trailer

This table describes the Visa Data Manager (VDM) Premium Data file trailer record format.
VDM Interchange File Trailer Record
Data Field Attributes Notes
Record Type AN Value = T (Trailer Record)
Record Count N This field contains the number of records in

the detail section of this file.

Premium Data File Specifications
Column VDM Field VDM Database Field Name Data Type Notes
Order Name and
Length
1 Account ID DPS_ACCT_ID2 string(28) Identifies the account number,
2 attached to the card record,
involved for a single account
transaction. It is the “to”
account in a transfer
transaction.
2 Acquirer DPS_ACQR_BIN_CTRY_CD string(3) Identifies the Acquring ISO
BIN Country Code.
Country
Code
3 Acquirer ID DPS_ACQR_INST_ID string(11) A number, up to nine digits,
identifying the transaction
acquirer.
4 Acquirer DPS_MSG_RSN_CD_ACQR_E string(4) A 4-digit ISO code that
Message NR indicates the reversal reason
Reason for a transaction, see
Acq_Message_Reason tab
Example: 1004-Terminal
processed, 1389-Transaction
blocked
5 Acquirer DPS_ACQR_NTWK_ID_ENR string(3) The name (ID) for the network
Network ID through which the transaction
was acquired. See
Network_Rollup tab
Example: ILK - Interlink; MMS -
Maestro;
BII,BUX,VISA,VMS,VSA,VSC,VSN
,VSV - VISA
6 Acquirer sndr_ref_num string(16) An identification number up to
Reference 23-digits, assigned by the
Number acquiring processor and
included in a VisaNet clearing
transaction.
7 Action DPS_ACT_CD_ENR string(3) A 3-digit ISO code that
Code indicates the reason why a
transaction has been accepted,
denied, or reversed. See
Action_Code_Table tab
Example:
904 - Format error
906 - Cutover in process
909 - System malfunction
000 - Approved
116 - Declined for Not

Order Name and
Length
Sufficient Funds
117 - Declined for Incorrect PIN
8 Action DPS_ACTN_RLUP2_CD string(2) A Visa Data Manager (Visa DPS

Group reporting tool used for
reporting and analysis)
grouping of an action code
(field DPS_ACTN_RLUP2_CD).
See Action_Code_Table tab for
details.
1. Approved (included in both
auth and settl files)
2. Reversed (included in both
auth and settl files)
3. Denied (included in only auth
files)
4. Denied Reversal (included in
only auth files)
9 Global ALP_ACCT_PROD_ID string(2) A one or two character code
Product ID that identifies the global
product type, applies to credit
transactions processed by
VisaNet. For example,
• A: Visa Traditional
• AX: American Express
• E: Proprietary ATM
• G2: Visa Business Check Card
• M: MasterCard®
10 Advice DPS_ADVC_RVRSL_IND_ENR string(1) A 1-character ISO code that
Reversal indicates whether the
Indicator transaction is an advice,
partial reversal, or full reversal.
Indicators are as follows:
• : Not an advice or reversal
• A: Advice
• P: Partial Reversal
• R: Full Reversal
11 Authorizati AUTH_CD string(6) A code that an issuer, its
on Code authorizing processor, or
stand-in processor provides to

Order Name and
Length
indicate approval of a
transaction. The code is
returned in the authorization
response.
12 Authorized DPS_AUTH_BY_CD_ENR string(1) A 1-character code identifying
By Indicator the party that provided the
transaction authorization
response. Indicators are as
follows:
A: Acquirer or Acquirer
Network
I: Issuer
N: Visa Debit Processing
Service
S: Stand-in
C: See original
O: On-behalf of issuer STIP
P: Processor/issuer front-end
13 AVS Pass DPS_AVS_RSLT_CD_ENR string(1) A 1-character ISO code that
Fail indicates the reason the
Indicator transaction’s Address
Verification Service (AVS) check
passed or failed.
A: Address matches, but ZIP
code does not match
B: Street addresses match for
international transaction.
Postal code not verified due to
incompatible formats.
C: Street address and postal
code not verified for
international transaction due
to incompatible formats.
D: Street addresses and postal
codes match for international
transaction
E: Error response for Merchant
Category Code
F: Address does compare and
five-digit ZIP code does
compare (UK only)
G: Address information is
unavailable; international
transaction; non-AVS
participant
I: Address information not
verified for international
transaction

Order Name and
Length
M: Street addresses and postal
codes match for international
transaction
N: Address and ZIP code do not
match
P: Postal codes match for
international transaction.
Street address not verified due
to incompatible formats.
R: Retry: system unavailable or
timed out
S: Issuer does not support AVS
U: Address information is
unavailable : US Trans
W: Nine digit zip matches but
address does not
X: Exact match, address, and
nine-digit ZIP code match
Y: Address and five digit ZIP
code match
Z: Five digit ZIP code matches,
but address does not match
14 BIN DPS_ACCT_RNG6 decimal(8, Business Identification Number

0) or Bank Identification Number,
typically first six digits of card
number, assigned by Visa (or
other networks), to uniquely
identify financial institutions.
15 Bus BUS_APPLN_ID string(2) Two-character code that
Application provides additional information
ID regarding the usage and
application of the transaction
See Business_Application_ID
tab
16 Card DPS_CRD_ACPTR_ID string(15) A unique code identifying the
Acceptor ID card acceptor that defines the
point of sale for the transaction
in both local and interchange
environment
17 Card DPS_CRD_EXP_DT string(6) The expiration date, in
Expiration YYYYMM format, of the card
YYYYMM that was associated with the
transaction.

Order Name and
Length
18 Card ID CRD_ID_MTHD_CD string(1) The method used to identify
Method the cardholder. For example,
• --: Invalid Value
• : Not Specified (BASEI/SMS)
• 1: Signature
• 2: PIN
• 3: No PIN Pad; Unattended
Terminal
• 4: Mail/Telephone or ECI
Note: Applies only to the Visa,
Interlink, and Plus networks.
19 Card DPS_ACCT_NUM string(19) The primary account number
Number (PAN) of the card that was
associated with the
transaction.
20 Card CP_IND string(1) VDM defined field that
Present indicates if the card was
Indicator present at the point of service
or not present (i.e. used online
or over the phone).
21 Contactless CNTCTLESS_IND string(1) Indicator if the transaction was
Indicator a Tap to Pay transaction by a
Contactless card.
22 Cross CROS_BRDR_IND string(1) VDM defined field to indicate if
Border the transaction occurred
Indicator outside of the Issuer BIN
Country Code.
23 Cryptocurre CRYPTO_PRCH_IND string(1) Indicator if transaction was
ncy used for purchase of
Purchase Cryptocurrency.
Indicator Y or 7: Yes
N: No
24 CVV Pass DPS_CVV_RSLT_CD_ENR string(1) A 1-character ISO code that
Fail indicates the result of the Card
Indicator Verification Value
F: Failed
N: Not Checked
P: Passed
25 CVV2 Pass DPS_CVV2_RESP_TYP_CD_EN string(1) A 1-character ISO code that
Fail R indicates the result of the Card
Indicator Verification Value 2 (CVV2) edit
check.
M: Matched
N: CVV2 does not match
S: CVV2 should be on card but
merchant reported CVV2 is
missing

Order Name and
Length
P: When the expiration date is
missing, if the issuer has
provided Visa with keys
U: When the expiration date is
missing, if the issuer did not
provide Visa with keys
26 Device dvc_prvsng_dvc_typ_cd string(16) A 2–character value that

Type describes the device. Device
Types are as follows:
00: Unkown
01: Mobile Phone
02: Tablet
03: Watch
04: Mobile Phone or Wallet
99: Unknown
10: Unknown
27 Processor DPS_MOTO_ECI_CD_ENR string(1) An ISO component that
ECI/MOTO provides information about
Code how the Visa and non-Visa
network Electronic Commerce
or Mail/Telephone Order
transaction took place. See
ECI_MOTO_Code
28 ECI/MOTO ECI_MOTO_CD_ENR string(1) An ISO component that
Code provides information about
how the Visa network
Electronic Commerce or
Mail/Telephone Order
transaction took place. For
example,
• 1: Single transaction for a
Mail/Telephone Order
• 2: Recurring transaction
• 8: Non-secure electronic
commerce transaction
29 Ecommerce EC_GOODS_IND string(1) A one-character code that
Goods indicates if the transaction is e-
Indicator commerce.
N: No
Y: Yes
30 EMV DPS_CHIP_FALLBK_IND string(1) On a "fallback" transaction the
Fallback EMV chip is unable to be
Indicator processed, requiring the card
to be swiped at the point-of-
sale
• Not applicable

Order Name and
Length
• 0: Not Fallback
• 1: Fallback
31 EMV TRK_SVC_CRD_TYP_CD string(1) A one-character code that

Service indicates the capability of the
Code card used in the transaction.
:Undefined
0: Undefined
C: Chip Card
M: Magstripe Card
32 EMV EMV_TRAN_IND string(1) A one-character code that
Transaction indicates if the transaction
Indicator involved EMV.
Y: Transaction is EMV, based on
a POS Entry Mode of 05 or 95.
N: Transaction is not EMV.
33 Fee DPS_FEE_PGM_CD_ENR string(3) A code that identifies the
Program interchange fee program, if
Code any, for which a transaction
qualifies.See
Fee_Program_Code tab
101-U.S. Standard, Credit ,
105-U.S. Electron Card ,
110-U.S. Corporate Card -
Standard
etc..
34 Form dps_dvc_form_fctr_cd_enr string(1) A 1-character ISO code that
Factor indicates the type of card used
in the transaction.
For example,
0: Full-size standard card
1: Full-size contactless card
5: Mobile device
35 Individual DPS_PROC_ID string(6) Value defined by DPS used in
Processor routing of the transaction and
ID reporting
36 ISA DPS_ISA_IND_ENR string(1) Set when an International
Indicator Service Assessment (ISA) fee
was imposed for a multi-
currency purchase.
:NO ISSUER ISA CHARGE , -
:INVALID VALUE , A:AISC ISA
ASSESSED , B:BASE PURC ACQ
ISA ASSESSED , C:SINGLE
CURRENCY ISA , D:SCUR PRCH

Order Name and
Length
INC ACCT FUND AISA ASSESSED
, E:ENHANCED PUR ACQ ISA
ASSESSED , R:ISSUER ISA
REBATE , S:ISSUER ISA CHARGE
, T:MCUR PRCH INC ACCT FUND
ISA ASSESSED
37 Issuer dps_issr_ntwk_id_enr string(3) Not a valid field; please use

Network ID Acquirer Network ID instead
The name (ID) for the network
through which the transaction
was sent to reach the issuing
institution.
Note: “Not a Network”
indicates there was no network
match. For example, on-us
(ONS) transactions or declined
transactions for which no
network routing occurred. See
Network_Rollup
38 Issuer ONS dps_issr_ons_ind string(1) A 1-character code that
Indicator indicates whether or not an
ATM transaction was on-us
(i.e., whether the transaction
acquiring and transaction
approval was performed by the
same financial institution).
Y: Indicates the transaction is
on-us.
N: Indicates the transaction is
off-us
39 Local dps_local_tran_ts string(21) The date and time the
Transaction transaction took place
Time (timestamp). This date and
time reflect the time zone of
the applicable merchant.
40 MCC Bill MCC_BILL_PAY_IND string(1) Indicates if the MCC has been
Pay defined as Bill-Pay Category.
Indicator See Merchant_Groups
Y: Yes
N or NULL: No
41 Merchant DPS_MRCH_CATG_CD_ENR string(4) A 3- or 4-digit ISO code that
Category indicates the type of merchant
Code associated with the
transaction. See
Merchant_Groups table

Order Name and
Length
42 Merchant dps_mrch_nm_prsd string(25) A VDM-defined roll-up category
Corporate of the merchant identifier
Name value, with Merchant
Corporate Name being the top
of the Heiarchy.
43 Merchant DPS_MRCH_CTRY_CD_ENR decimal(3, Merchant Country Code
Country 0) supplied in the transaction
44 Merchant DPS_MRCH_DBA_NM string(25) A VDM-defined high-level roll-
DBA up category of the merchant
identifier value, with Merchant
DBA rolls up to a Merchant
Coporate Name.
45 Merchant DPS_MRCH_DESCR_NM string(25) A description of the merchant
Descriptor involved in the transaction.
Name
46 Merchant DPS_MRCH_NM string(25) Identifies the specific merchant
Name name where the POS terminal
is located.
47 Merchant DPS_MRCH_NRMLZD_NM string(25) A VDM-defined roll-up category
Sub-DBA of the merchant identifier
value, with the Merchant Sub-
DBA rolls up to Merchant DBA.
48 Merchant DPS_MRCH_VRFCN_VAL_EN string(10) A unique numeric value
Verification R assigned by Visa and the
Value Acquirer that specifically
identifies the merchant. Note:
to match the VDM report
builder, use the character
string of 1,6.
substr(a11.MRCH_VRFCN_VAL,
1,6)
49 PIN Present pin_present string(1) A 1-character code that
Indicator indicates if a PIN was present in
the transaction.
N: No
Y: Yes
50 PIN Verified dps_pin_verified_enr string(1) A 1-character ISO code that
Code indicatesthe result of the PIN
Verification edit check.
-: Not Applicable
B: Verified and Bad
G: Verified and Good
N: Not verified by Debit
Processing Service

Order Name and
Length
51 POS Entry DPS_POSENTRY_MODE_CD_ string(2) A 2-character ISO code that
Mode ENR indicates the method in which
the card number was entered.
00: Unspecified
01: Manual entry, no terminal
(draft capture
02: Magnetic stripe read
04: Optical Character
Recognition (OCR) read
05: Integrated circuit card (ICC)
read - CVV
06: Key-entered
07,Contactless chip transaction
using VSDC
81,Stored - Mobile Device
90: Full track read and
transmitted - CVV da
91: Contactless chip transaction
using magne
95: Integrated circuit card (ICC)
read - CVV
52 POS On dps_pos_on_prms_ind_enr string(1) A 1-character code that
Premise indicates whether or not the
Indicator point-of-sale device used to
acquire the transaction was on
premise or off premise.
blank:
On Premise
1: Off Premise
Not Defined
53 POS Pin POS_PIN_CPBTY_CD string(1) A 1-character code that
Capability indicates the capability of the
Code device used to acquire the
transaction
- : Unknown
0: Unspecified
1: PIN Entry Capability
2: No PIN Entry Capability
6: PIN Pad Inoperative

Order Name and
Length
54 Processor DPS_FROM_ACCT_TYP_ENR string(2) The financial account type,
Value From attached to the card record
Account and, included in the transaction
Type message
00:
Unspecified
09: Other
10: Savings
20: Checking
30:
Credit
40:
Universal
50: Investment
90: Loan
55 Processor posterm_cpbty_cd string(1) The acceptance capabilities of
Value POS the POS terminal
Terminal UNSPECIFIED
Capability Invalid Value
0: UNKNOWN
1: MANUAL/NO TERMINAL
2: MAGNETIC STRIPE READER
3: BAR CODE READER
4: OPTICAL CHARACTER
RECOGNITION READER
5: INTEGRATED CIRCUIT CARD
READER
6: KEY ENTRY
7: MICR READ&IMAGE-
CPBL(POS CHK SVC)US ONLY
8: CONTACTLESS
9: KEY ENTRY/FILE
N: NOT PROVIDED IN ORIGINAL
TRAN
S: MICR READ
T: CONTACTLESS
U: CONTACTLESS VIA MAG
STRIPE RULES
56 Processor DPS_PROC_TS string(21) The time (Mountain Time) a
Value Proc transaction was processed by
Timestamp Visa DPS.
57 Processor DPS_SPCL_TRAN_CD string(1) A Visa DPS-defined code
Value applicable to tokenized
Special transactions.
Transaction B — Account Verification
Code Request
C — Cloud Based Payment, also
known as Host Card Emulation

Order Name and
Length
(HCE) Payment
T — Tokenized Transaction
V — VbV (Verified by Visa)
Enrollment Authorization
Request
Not Applicable
58 Processor DPS_TO_ACCT_TYP_ENR string(2) The “to” account number in a

Value To transfer transaction (populated
Account for Visa AP-client transactions).
Type
59 Product DPS_PROD_TYP_CD string(1) The card product type used for
Type reporting. Examples of product
types are as follows:
C: Credit
D: Debit
M: Combo Credit/Debit
P: Prepaid
N: Not Defined
60 Real Time VAU_IND string(1) Merchants send authorization
VAU request through their acquirers
Indicator including the Visa Account
Updater (VAU) indicator.
VisaNet determines Real Time
VAU eligibility based on defined
criteria. If eligible, VisaNet
sends inquiry to VAU. If not,
transaction proceeds to
authorization request.
0: No
1: Yes
61 Reporting dps_issr_rpt_inst_id string(11) Value defined by DPS used in
Institution routing of the transaction and
ID reporting, derived by VDM.
62 Retrieval dps_ntwk_rtrvl_ref_num string(12) A document reference number
Reference supplied by the system
Number retaining the original source
document and used to assist in
locating that document or a
copy of the document. This
value remains unchanged
throughout the life of the
transaction
63 Settlement DPS_SETLMT_CURR_CD_ENR string(3) Visa DPS Settlement Currency
Currency assigned to the transaction
64 Settlement DPS_SETLMT_DT string(21) Date transaction settled at DPS.
Date

Order Name and
Length
65 STIP DPS_STIP_RSN_CD_ENR string(4) A 4-digit ISO code that
Reason indicates the reason for which
stand-in processing (STIP)
occurred. See
STIP_Reason_Codes tab
For example,
• 1001: Issuer signed off
• 1376: No communication
keys available for use
• 1378: ATM over dispense
66 Terminal DPS_MRCH_ADDR_TXT string(28) The street address where the
Address terminal is located
67 Terminal DPS_MRCH_CITY string(27) The city where the terminal is
City located.
68 Terminal ID dps_term_id string(8) The terminal identification
number, as assigned by the
terminal owner
69 Terminal DPS_MRCH_PSTL_CD string(10) The alpha-numeric postal code
Postal Code where the terminal is located.
In the US, this is referred to as
zip code.
70 Terminal DPS_MRCH_ST_CD_ENR string(2) The US state or Canadian
State Desc province where the terminal is
located. See State_Rollup tab
In the case of a blank or - value
for the Terminal State Desc,
use the Merchant State Code
or Merchant Country field for
additional insights
71 Terminal dps_mrch_st_cd string(2) The US state or Canadian
State Code province code where the
terminal is located.
72 Token TOKN_ASRNC_LVL_VAL string(2) Conditionally sent by the
Assurance acquirer, during provisioning,
Level for token create messages.
73 Token TOKN_EXPIRN_DT string(6) The expiration date of the
Expiration token.
Date
74 Token TOKN_NUM string(19) The token number associated
Number with the card
Value
75 Token DVC_PRVSNG_REFNC_NUM string(32) The token reference number
Reference assigned in the provision
ID message
76 Token tokn_reqstr_id string(11) A Visa-assigned identifier
Requestor indicating the party that
ID

Order Name and
Length
requested the token. See
Token Requestor ID Lookup
77 Token TOKN_STA_CD string(1) A 1-character code that
Status describes the status of the
token.
A: Active for Payment
D: Permanently Disabled
I: Inactive, Not Active Yet
S: Temporarily Suspended
78 Token Type TOKN_TYP_CD string(2) A character code that describes
the token type.
C: Card on file
S: Secure element
H: Cloud-based payment/ HCE
E: E-Commerce Enabler
79 Tokenizatio TOKNZN_IND string(1) A 1-character code that
n Indicator indicates if a token was
associated with the
transaction.
N: No
Y: Yes
80 Transaction DPS_TRAN_CLSFN_CD_ENR string(2) A classification of transactions,
Classificatio as follows:
n A: Authorization
AD: Adjustment
CL: Clearing
CM: Completion
F: Financial
FO: Financial Over-dispense
NF: Non-financial
PA: Pre-authorization
RE: Resubmission
TN: Token Notification
81 Transaction DPS_TRAN_CLSFN_GRP_CD string(2) A VDM-defined grouping of
Classificatio transaction classifications by
n Group the following categories:
A: Authorization = Transaction
Classification = A, PA, NF, F
F: Financial = AD, CL, CM, F, FO,
RE
N: Non-Financial = NF, TN
O: Other
82 Transaction DPS_TRAN_CURR_CD_ENR string(3) A code that indicates the local
Currency currency of the acquirer or
source location of the
transaction. For example,

Order Name and
Length
• 124: Canada
• 840: United States of America
83 Transaction dps_tran_dr_cr_ind string(2) A value that indicates whether

Debit the transaction amount is a
Credit debit or credit.
Indicator
84 Transaction DPS_TRAN_ID string(15) A Visa-assigned value uniquely
ID identifying a transaction.
85 Transaction DPS_TRAN_TYP_CD_ENR string(2) A 2-digit ISO code that
Type indicates the type of
transaction performed by the
cardholder. See
Transaction_Type Table
Example:
00-Purchases
01-Cash Withdrawals
02- Debit Adjustments
86 Transmit DPS_TRNSMN_TS string(21) The date and time the
Time transaction took place
(timestamp) in Greenwich
Mean Time (GMT).
87 Unique DPS_UNIQ_SGNTR_ID string(13) A 13 character alphanumeric
Signature and CASE SENSITIVE string
ID generated from a hash of a 2
character assigned prefix and
11 digits of micro and nano
second timestamp segments.
88 Usage Type DPS_USAGE_TYP_CD string(1) The manner in which the card
was used.
1: ATM
2: POS-PINLESS
3: POS-PIN
4: DIGITAL
89 Verified By VBV_RSLT_IND string(3) Indicates if VBV (Verified by
VISA Result Visa) was used in the
Indicator transaction
Blank
I: Information Only
V: Verified
90 Visa Travel TRVL_CD string(1) The Travel Code is a Visa
Authorizati specific Risk Data field that
on Tag flows with other Risk Data to
Falcon and Risk associated
processes.
Blank

Order Name and
Length
A: Cardholder may be traveling,
destination matches
B: Cardholder may be traveling,
destination unknown
91 Account ID DPS_ACCT_ID1 string(28) Identifies the account number,

1 attached to the card record,
involved for a single account
transaction. It is the “from”
account in a transfer
transaction.
92 Incrementa FINAL_AUTH_IND string(6) Incremental Authorizations
l involve an initial authorization
Authorizati with an initial Hold Amount and
on Hold Time, which are often
Indicator updated with a greater Hold
Time and Amount as
cardholders authorize greater
amounts on their cards
93 VAA Score dps_mc_ris_score_val string(3) A value that indicates the
Value degree of risk associated with
the transaction. Higher values
indicate higher authorization
risk. Valid values: 01 - 99.
Note: The VAA score is only
available on authorizations.
94 VAA RIS_RSN_CD string(2) A code that represents the
Reason reason behind the Visa Risk
Code Identification Service (VAA)
Score
If no value in field, VDM Report
builder will default to "RIS
Indicator does not Require for
this Merchant"
1 : Zero Floor Limit Required
2 : Terminal can read/transmit
Mag Stripe
3 : Zero Floor Limit, Terminal
can read/transmit Mag Stripe
- : Invalid Value
95 VCAS Score VCAS_SCORE string(2) A value that indicates the
degree of risk associated with
the transaction whenusing
VCAS.
96 Transaction DPS_TRAN_CNT decimal(1 Sum of transactions
Count (DTL) 3,0)

Order Name and
Length
97 Settlement DPS_SETLMT_AMT decimal(1 The amount of the settled
Amount 3,2) transaction
(DTL)
98 Cashback dps_cshbk_amt decimal(1 The amount of cash-back
Amount 3,2) received by a cardholder as
(DTL) part of a transaction only at
POS (this does not include ATM
transactions).
99 Cashback dps_cshbk_cnt decimal(1 The number of transactions in
Count (DTL) 3,0) which the cardholder received
cash-back as part of the
transaction only at POS (this
does not include ATM
transactions).
100 Local dps_local_tran_amt decimal(1 The amount of funds requested
Transaction 2,0) by the cardholder in the local
Amount currency of the acquirer or
(DTL) source location of the
transaction, not including
transaction fee amounts.
Divide by 100 to match VDM
output. Example: Value of
1919, in VDM it will be
presented as 19.19
101 Surcharge dps_srchg_amt decimal(1 The amount of the surcharge
Amount 0,2) fee on the transaction
(DTL)
102 Switch Fee swtch_fee_amt decimal(2 non-Visa network fee charged
Amount 6,8) to the issuer.
(DTL)
103 CCA Fee dps_mc_cca_fee_amt decimal(9, This field provides the
Amount 2) Mastercard Currency
(DTL) Conversion Assessment (CCA)
and/or Issuer Cross-border
Assessment (ICA) fee for
international transactions only.
This is only available for Cirrus
and Maestro issuer
transactions.
104 Foreign dps_fx_fee_amt decimal(9, The charge amount posted to
Exchange 2) the Issuer for a transaction
Fee made in foreign currency.
Applies to MasterCard
105 OIIT Fee issr_optnl_fee_amt decimal(1 The Optional International
Amount 6,6) Issuing Transaction (OIIT) fee
(DTL) associated with a transaction.
The OIIT fee is based on the ISA

Order Name and
Length
fee assessed to the financial
institution. The fee amount
may equal the ISA fee or, at the
option of the financial
institution, include an up-
charge.
106 Interchange DPS_ISSR_INTRCHG_RVNU_F decimal(1 Does not apply to
Revenue EE_AMT 7,6) authorizations
(DTL) The interchange revenue
amount associated with a
transaction.
107 Interchange DPS_ISSR_INTRCHG_EXPNS_ decimal(1 Does not apply to
Expense FEE_AMT 7,6) authorizations
(DTL) The interchange expense
amount associated with a
transaction.
108 Net NET_INTERCHANGE decimal(1 Does not apply to
Interchange 8,6) authorizations
(DTL) The Interchange Revenue
amount minus the Interchange
Expense amount.
109 Acquirer DPS_ACQR_NTWK_GRP_ID decimal(1 A grouping of Acquirer
Network 0,0) Network ID’s. For example,
Group • NYCE includes the following
Network ID’s: NYCE, NYCE
Other Reciprocals, NYCE SUM
Program, NYCE/KFTC
Reciprocal
• STAR includes the following
Network ID’s: STAR, STAR
Surcharge Free
• Visa includes the following
Network ID’s: Visa, Visa ATM,
Visa Base II
110 Issuer DPS_ISSR_NTWK_GRP_ID decimal(1 Not a valid field; please use
Network 0,0) Acquirer Network Group
Group instead
A grouping of Issuer Network
ID’s. See Network Rollup
111 MCC Group dps_mrch_grp_cd string(5) A VDM-defined high-level roll-
up category based on the
Merchant Category Code (MCC)
associated with the transaction

Order Name and
Length
112 MCC mrkt_seg_id string(10) A number uniquely identifying
Market a sales segment based on
Segment Merchant Category Code
(MCC).
See Merchant_Groups Table
Example:
29-LODGING
45-TRANSPORTATION
32-MEDICAL/HEALTH SERVICES
113 MCC industry_id string(10) A number uniquely identifying
Industry a sales segment based on
Merchant Market Segment. See
Merchant_Groups table
Example:
7-SERVICE PROVIDERS
10-TRAVEL & ENTERTAINMENT
9-TRANSPORTATION
114 Transaction tran_band_id string(5) Groups, or bands, or
Banding transactions by a specific
Code amount range.
1 - Less than or = $0.00
2 - $0.01 to $25.00
3 - $25.01 to $50.00
4 - $50.01 to $75.00
5 - $75.01 to $100.00
6 - Greater than $100.00
115 Transaction dps_tran_typ_pos_grp_cd string(2) Rollup grouping of Transaction
Type Group Type. See Transaction_Type

Chapter 2
The Visa Data Manager (VDM) Interchange file is an optional, billable add-on that is generated on a
daily basis and securely delivered through the Platform.
Information provided in this file can be used to:
l Extract POS financial transactions by network.
l Compare interchange for Visa branded, MasterCard branded, and many other non-Visa
networks at a transaction level.
The Interchange file uses a fixed file format, with all fields enclosed in double quotes.
Note that the capture of specific transactions can be delayed by as much as 72 hours from the date
of a given transaction.

VDM Interchange File Header

This table describes the Visa Data Manager (VDM) Interchange file header record format.
VDM Interchange File Header Record
Field Length Position Attributes Notes
Record Type 1 1–1 AN Value = H (Header Record).
File Create Date 8 2–9 N The date this file was created (YYYYMMDD).
Date is in GMT.
PROC ID 6 10 – 15 N Individual Processor ID (DPS_PROC_ID).
Transaction Date 8 16 – 23 N The date this file was created (YYYYMMDD).

Date is in MT.
Filler 246 24 – 269 AN Spaces.
VDM Interchange File Trailer

This table describes the Visa Data Manager (VDM) Interchange file trailer record format.
VDM Interchange File Trailer Record
Data Field Length Position Attributes Notes
Record Type 1 1–1 AN Value = T (Trailer Record)
Record Count 9 2 – 10 N This field contains the number of records in

the detail section of this file.
Filler 259 11 – 269 AN Spaces.

VDM Interchange File Cardholder

Information Record
This table describes the Visa Data Manager (VDM) Interchange file cardholder information record
format.
VDM Interchange File Cardholder Information Record
Record Type 1 1–1 AN Value = D (Transaction Details Record).
Individual Processor ID 6 2–7 AN
Reporting Institution ID 11 8 – 18 AN
Card Number 19 19 – 37 AN
Usage Type 1 38 – 38 AN Usage Type:
l 2 = POS-PIN
l 3 = POS-Sign
Action Group 1 39 – 39 AN Action Group:
l 1 = Approved
l 2 = Reversed
Network ID 3 40 – 42 AN This is code for Acquirer Network ID.

See Network ID.
Transmit date/time 12 43 – 54 N Transaction Date Time in MT. Format:

YYYYMMDDHH24Mi
Transaction ID 15 55 – 69 AN
Retrieval Reference 12 70 – 81 AN
Number
System Trace Audit 7 82 – 88 N

Number
Transaction Type 2 89 – 90 AN Transaction Type Code.

See Transaction Type.
Merchant Name 25 91 – 115 AN Merchant Name.
MCC Code 4 116 – 119 N Padded with zeros (0).

See MCC Codes.

VDM Interchange File Cardholder Information Record
Settlement Amount 22 120 – 141 N Settlement Amount. Format:

$$$$$cc (last two digits are cents)
Net Interchange 28 142 – 169 N Net Interchange (Interchange Revenue –

Interchange Expense)
Format:
$$$$$cccccccc (last eight digits are cents)
Merchant Country 3 170 – 172 N Merchant Country Code (e.g., 840).
Filler 97 173 – 269 AN Blank - For Future use.
VDM Interchange File Network ID Table

This table contains a list of values that could potentially appear in the Network ID field of the
Cardholder Information Record.
Network ID
Network ID Description
AFN Armed Forces Financial Network
AFP AFFN Reciprocal with other networks
APT AllPoint
BII Visa Base II
BUX Visa BUXX on-us load
C24 Credit Union 24
CHM Credit Union 24 reciprocal with MoneyPass
CHS CU HERE Select
CIT Citishare
CMP Credit Union 24 reciprocal with MoneyPass
CNS Credit Union 24 No Surcharge Alliance
COP CO-OP
CRS Cirrus
CTF Credit Union 24
CUN Credit Union 24 No Surcharge Alliance

Network ID
CUP Pulse China Union Pay
CUS CU HERE Select
EAK EBT Alaska
EAL EBT Alabama
EAR EBT Arkansas
EAZ EBT Arizona
ECA EBT California
ECO EBT Colorado
ECT EBT Connecticut
EDC EBT District of Columbia
EFL EBT Florida
EGA EBT Georgia
EGU EBT Guam
EHI EBT Hawaii
EID EBT Idaho
EIL EBT Illinois
EIN EBT Indiana
EKS EBT Kansas
EKY EBT Kentucky
ELA EBT Louisiana
EMA EBT Massachusetts
EMD EBT Maryland
EME EBT Maine
EMI EBT Michigan
EMN EBT Minnesota
EMO EBT Missouri
EMS EBT Mississippi
EMT EBT Montana
ENC EBT North Carolina

Network ID
ENH EBT New Hampshire
ENJ EBT New Jersey
ENM EBT New Mexico
ENV EBT Nevada
ENY EBT New York
EOK EBT Oklahoma
EOR EBT Oregon
EPA EBT Pennsylvania
ERI EBT Rhode Island
ETN EBT Tennessee
EUT EBT Utah
EVT EBT Vermont
EWA EBT Washington
EWV EBT West Virginia
HON STAR, South East
ILK Interlink
ITS Shazam
MAA Member Access Atlantic
MAN Member Access Atlantic
MAP Member Access Pacific
MBK Mobile Banking
MCI Cirrus
MIP Maestro International
MMD Debit MasterCard
MMS Maestro
MNP MoneyPass
MUP Maestro Domestic US
NET Nebraska Electronic Transfer System
NMB NYCE Mobile Banking

Network ID
NYA NYCE/AFFN Reciprocal
NYC NYCE
NYK NYCE/KFTC Reciprocal
OG1 On-Us Gateway
OG2 On-Us Gateway
OG4 On-Us Gateway
ONS On-Us Transaction
ORC Online Resources Corporation
PAF Pulse AFFN Reciprocal with other networks
PDC Pulse Diner's Club
PLA Plus Gateway to AFFN
PLC Plus Gateway to Cirrus
PLE PLUS Gateway to EBT
PLG Plus Shared Gateway
PLM Plus Gateway to MasterCard
PLS Plus Network
PLV PLUS Gateway to Visa
PLX Plus Gateway to American Express
PMB Pulse Mobile Banking
PPC Prepaid Card System
PRT Presto
PSP Pulse Select ATM
PUL Pulse
SBC STAR BC Card Reciprocal
SCP STAR China Union Pay
SSI STAR
TRA ACCEL
TST Testing
VIS n/a

Network ID
VMS Visa Money Transfer Managed Service
VSA Visa POS Acquirer Authorization Service
VSB Visa Gateway to Cirrus
VSC Visa POS Check
VSE Visa Gateway to EBT
VSM Visa Gateway to MasterCard
VSN Visa
VSP Plus
VSV Visa ATM
VSX Visa Gateway to American Express
VDM Interchange File Transaction Type Table

This table contains a list of values that could potentially appear in the Transaction Type field of the
Cardholder Information Record in the Visa Data Manager (VDM) Interchange file.
Transaction Type
Value Description
-- Not Defined
0 Purchases
1 Cash Withdrawals
2 Debit Adjustments
3 Check Guarantees with Truncation
4 Check Verifications with Truncation
6 Travelers Checks
9 Purchases with Cash Back
10 Money Transfers From (Debit)
11 Quasi Cash / Scrip
12 Cash Back on Deposit
17 Check Truncations only

Transaction Type
Value Description
20 Merchandise Returns
21 Deposits/Payments
22 Credit Adjustments
24 Check Deposits without Envelope
25 Cash Deposits without Envelope
26 Money Transfers To (Credit)
28 Prepaid Card Loads/Activation
29 Commercial Deposits
30 Available Funds Inquiries
31 Balance Inquiries
33 Account Verifications
39 Generic Balance Inquiries
40 Transfers
50 Payments To Third Party
55 Payment Credits
59 Payments Enclosed
72 Prepaid Card Activations
90 PIN Changes
91 Information Inquiries
92 Notifications to Issuer
VDM Interchange File MCC Codes Table

This table contains a list of values that could potentially appear in the Merchant Category Code
(MCC) field of the Cardholder Information Record in the Visa Data Manager (VDM) Interchange file.
MCC Codes
Category Code Description
0 MISSING MERCHANT CATEGORY
742 VETERINARY SERVICES

MCC Codes
763 AGRICULTURAL CO-OPERATIVE
780 LANDSCAPE/HORTICULTURAL SER
1520 GEN CONTRACTORS RESIDENTL/COML
1711 HEATING, PLUMBING, AIR COND
1731 ELECTRICAL CONTRACTORS
1740 MASONRY/TILE/PLASTER/INSUL
1750 CARPENTRY
1761 ROOFING/SIDING/SHEET METAL
1771 CONTRACTORS - CONCRETE
1799 SPEC CONTRACTORS - DEFAULT
2741 MISC PUBLISHING & PRINTING
2791 TYPESETTING/PLATE MAKING ETC
2842 SPECIALTY CLEANING/POLISHING
3000 UNITED
3001 AMERICAN
3002 PAN AM
3003 EUROFLY AIRLINES
3004 TWA
3005 BRITISH AIRWAYS
3006 JAL
3007 AIR FRANCE
3008 LUFTHANSA
3009 AIR CANADA
3010 KLM
3011 AEROFLOT
3012 QANTAS
3013 ALITALIA
3014 SAUDIA AIR
3015 SWISS INTERNATIONAL AIRLINES

MCC Codes
3016 SAS
3017 SAA
3018 VARIG AIR
3019 GERMANWINGS
3020 AIR-INDIA
3021 AIR ALGERIE
3022 PHILIPP AIR
3023 MEXICANA
3024 PAKISTAN
3025 AIR NZ
3026 EMIRATES AIRLINES
3027 UTA/IA
3028 AIR MALTA
3029 SN BRUSSELS AIRLINES
3030 AERO ARGENT
3031 OLYMPIC
3032 EL AL
3033 ANSETT AIR
3034 AUSTRALIAN
3035 TAP AIR
3036 VASP (BRAZIL)
3037 EGYPTAIR
3038 KUWAIT AIR
3039 AVIANCA
3040 GULF AIR (BAHRAIN)
3041 BALKAN
3042 FINNAIR
3043 AER LINGUS
3044 AIR LANKA

MCC Codes
3045 NIGERIA AIR
3046 CRUZEIRO
3047 THY (TURKEY)
3048 AIR MAROC
3049 TUNIS AIR
3050 ICELANDAIR
3051 AUSTRIAN AIR
3052 LAN AIR
3053 AVIACO (SPAIN)
3054 LADECO (CHILE)
3055 LAB (BOLIVA)
3056 QUEBECAIRE
3057 E/W AIRLINE
3058 DELTA
3059 DBA AIR
3060 NORTHWEST
3061 CONTINENTAL
3062 HAPAG-LLOYD EXPRESS AIRLINES
3063 US AIRWAYS
3064 ADRIA AIRWAYS
3065 AIRINTER
3066 SOUTHWEST
3067 VANGUARD AIRLINES
3068 AIR ASTANA
3071 AIR BC
3075 SINGAPORE AIR
3076 AEROMEXICO
3077 THAI AIRWAYS
3078 CHINA AIRLINES

MCC Codes
3079 JETSTAR AIRWAYS
3081 NORDAIR
3082 KOREAN AIR
3083 AIR AFRIQUE
3084 EVA AIRWAYS
3085 MIDWEST EXPRESS AIRLINES
3086 CARNIVAL AIRLINES
3087 METRO AIR
3088 CROATIA AIRLINES
3089 TRANSAERO
3090 UNI AIRWAYS CORPORATION
3094 ZAMBIA AIR
3096 AIR ZIMBABWE
3097 SPANAIR
3098 ASIANA AIRLINES
3099 CATHAYPACAIR
3100 MALAY AIR
3102 IBERIA
3103 GARUDA AIR
3106 BRAATHENS
3110 WINGSAIR
3111 BR. MIDLAND
3112 WINDWARD IS
3115 TOWER AIR
3117 VIASA
3118 VALLEY AIR
3125 TAN AIRLINE
3126 TALAIR
3127 TACA INTL

MCC Codes
3129 SURINAM AIR
3130 SUNWORLD
3131 VLM AIRLINES
3132 FRONTIER AIRLINES
3133 SUNBELT AIR
3135 SUDAN AIR
3136 QATAR AIRWAYS
3137 SINGLETON
3138 SIMMONS AIR
3143 SCENIC AIR
3144 VIRGIN ATLANTIC
3145 SAN JUAN AIR
3146 LUXAIR
3148 AIR LITTORAL SA
3151 AIR ZAIRE
3154 PRINCEVILLE
3156 GO FLY, LTD
3159 PBA
3161 ALL NIPPON
3164 NORONTAIR
3165 NY HELI
3167 AEROCONTINENTE
3170 MT COOK
3171 CANADIAN
3172 NATIONAIR
3174 JETBLUE AIRWAYS
3175 MIDEASTAIR
3176 METROFLTAIR
3177 AIRTRAN AIRWAYS

MCC Codes
3178 MESA AIR
3180 WESTJET AIRLINES
3181 MALEV
3182 LOT (POLAND)
3183 OMAN AVIATION SERVICES
3184 LIAT
3185 LAV (VENEZUELA)
3186 LAP (PARAGUAY)
3187 LACSA
3188 VIRGIN EXPRESS
3190 JUGOSLAVAIR
3191 ISLANDAIR
3192 IRAN NATL
3193 INDIAN AIR
3196 HAWAIIANAIR
3197 HAVASUAIR
3200 GUYANA AIR
3203 GOLDPACAIR
3204 FREEDOM AIR
3206 CHINA EASTERN AIRLINES
3211 NORWEGIAN AIR SHUTTLE
3212 DOMINICA
3213 MALMO AVIATION
3215 DANAIRSERV
3216 CUMBERLNDAIR
3217 CSA
3218 CROWN AIR
3219 COPA
3220 COMP FAU AIR

MCC Codes
3221 TAME
3222 COMMAND AIR
3223 COMAIR
3226 SKYWAYS
3228 CAYMANAIR
3229 SAETA
3231 SAHSA
3233 CAPITOL AIR
3234 CARIBBEAN AIRLINES
3235 BROCKWAYAIR
3236 AIR ARABIA AIRLINE
3238 BEMIDJI AV
3239 BARHARBORAIR
3240 BAHAMASAIR
3241 AVIATECA
3242 AVENSA
3243 AUSTAIRSERV
3245 EASYJET
3246 RYANAIR
3247 GOL AIRLINES
3248 TAM AIRLINES
3251 ALOHA AIR
3252 ALM
3253 AMERICA WEST
3254 U.S. AIR SHUTTLE
3256 ALASKA AIR
3259 AMERICAN TRANS AIR
3260 SPIRIT AIRLINES
3261 AIR CHINA

MCC Codes
3262 RENO AIR
3263 ASC AIRLINE
3266 AIR SEYCH
3267 AIR PANAMA
3280 AIR JAMAICA
3282 AIRDJIBOUTI
3284 AERVIRGINIS
3285 AEROPERU
3286 AERONICARAG
3287 AEROCOACHAV
3292 CYPRUS AIR
3293 ECUATORIANA
3294 ETHIOPIAN
3295 KENYAAIR
3296 AIR BERLIN
3297 TAROM ROMANIAN AIR TRANSPORT
3298 AIR MAURITIUS
3299 WIDEROE'S FLYVESELSKAP
3351 AFFILIATED AUTO RENTAL
3352 AMERICAN INTERNATIONAL
3353 BROOKS RENT-A-CAR
3354 ACTION AUTO RENTAL
3355 SIXT CAR RENTAL
3357 HERTZ RENT-A-CAR
3359 PAYLESS CAR RENTAL
3360 SNAPPY CAR RENTAL
3361 AIRWAYS
3362 ALTRA AUTO RENTAL
3364 AGENCY RENT-A-CAR

MCC Codes
3366 BUDGET RENT-A-CAR
3368 HOLIDAY RENT-A-CAR
3370 RENT-A-WRECK
3374 ACCENT RENT-A-CAR
3376 AJAX RENT-A-CAR
3380 TRIANGLE RENT-A-CAR
3381 EUROP CAR
3385 TROPICAL RENT-A-CAR
3386 SHOWCASE RENTAL CARS
3387 ALAMO RENT-A-CAR
3388 MERCHANT RENT-A-CAR
3389 AVIS RENT-A-CAR
3390 DOLLAR RENT-A-CAR
3391 EUROPE BY CAR
3393 NATIONAL CAR RENTAL
3394 KEMWELL GROUP
3395 THRIFTY CAR RENTAL
3396 TILDEN RENT-A-CAR
3398 ECONO-CAR RENT-A-CAR
3400 AUTO HOST CAR RENTALS
3405 ENTERPRISE RENT-A-CAR
3409 GENERAL RENT-A-CAR
3412 A-1 RENT-A-CAR
3414 GODFREY NATIONAL
3420 ANSA INTERNATIONAL
3421 ALLSTATE
3423 AVCAR
3425 AUTOMATE
3427 AVON RENT-A-CAR

MCC Codes
3428 CAREY RENT-A-CAR
3429 INSURANCE RENT-A-CAR
3430 MAJOR RENT-A-CAR
3431 REPLACEMENT RENT-A-CAR
3432 RESERVE RENT-A-CAR
3433 UGLY DUCKLING RENT-A-CAR
3434 USA RENT-A-CAR
3435 VALUE RENT-A-CAR
3436 AUTOHANSA RENT-A-CAR
3437 CITE RENT-A-CAR
3438 INTERENT
3439 MILLEVILLE
3441 ADVANTAGE RENT-A-CAR
3501 HOLIDAY INN
3502 BEST WESTERN
3503 SHERATON
3504 HILTON
3505 FORTE HOTELS
3506 GOLDEN TULIP
3507 FRIENDSHIP INN
3508 QUALITY INN
3509 MARRIOTT
3510 DAYS INN
3511 ARABELLA HOTELS
3512 INTER-CONTINENTAL
3513 WESTIN HOTELS
3514 AMERISUITES
3515 RODEWAY INN
3516 LA QUINTA MOTOR INN

MCC Codes
3517 AMERICANA HOTELS
3518 SOL HOTELS
3519 PULLMAN INTERNATIONAL HOTELS
3520 MERIDIEN
3521 ROYAL LAHAINA RESORTS
3522 TOKYO HOTELS
3523 PENINSULA HOTELS
3524 WELCOMGROUP
3525 DUNFEY HOTEL
3526 PRINCE HOTEL
3527 DOWNTOWNER-PASSPORT
3528 THUNDERBIRD/RED LION
3529 CP (CANADIAN PACIFIC) HOTELS
3530 RENAISSANCE HOTELS
3531 KAUAI COCONUT BEACH RESORT
3532 ROYAL KONA RESORT
3533 HOTEL IBIS
3534 SOUTHERN PACIFIC
3535 HILTON INTERNATIONAL
3536 AMFAC HOTEL
3537 ANA HOTELS
3538 CONCORDE HOTELS
3539 SUMMERFIELD SUITES HOTELS
3540 IBEROTEL
3541 HOTEL OKURA
3542 ROYAL HOTELS
3543 FOUR SEASONS
3544 CIGAHOTELS
3545 SHANGRI-LA INTERNATIONAL

MCC Codes
3546 SIERRA SUITES HOTELS
3547 BREAKERS HOTEL
3548 HOTELES MELIA
3549 AUBERGE DES GOVERNEURS
3550 REGAL 8 INNS
3551 MIRAGE HOTEL AND CASINO
3552 COAST HOTELS
3553 PARK INNS INTERNATIONAL
3554 PINEHURST RESORT
3555 TREASURE ISLAND HOTEL & CASINO
3556 BARTON CREEK RESORT
3557 MANHATTAN EAST SUITE HOTEL
3558 JOLLY HOTELS
3559 CANDLEWOOD SUITES
3560 ALADDIN RESORT AND CASINO
3561 GOLDEN NUGGET
3562 COMFORT INN
3563 JOURNEY'S END MOTELS
3564 SAM'S TOWN HOTEL AND CASINO
3565 RELAX INNS
3566 GARDEN PLACE HOTEL
3567 SOHO GRAND HOTEL
3568 LADBROKE HOTELS
3569 TRIBECA GRAND HOTEL
3570 FORUM HOTELS
3571 GRAND WAILEA RESORT
3572 MIYAKO HOTEL
3573 SANDMAN HOTELS
3574 VENTURE INN

MCC Codes
3575 VAGABOND HOTELS
3576 LA QUINTA RESORT
3577 MANDARIN ORIENTAL HOTEL
3578 FRANKENMUTH BAVARIAN
3579 HOTEL MERCURE
3580 HOTEL DEL CORONADO
3581 DELTA HOTEL
3582 CALIFORNIA HOTEL AND CASINO
3583 SAS HOTELS
3584 PRINCESS HOTELS INTERNAT'L
3585 HUNGAR HOTELS
3586 SOKOS HOTELS
3587 DORAL HOTEL
3588 HELMSLEY HOTEL
3589 DORAL GOLF RESORT
3590 FAIRMONT HOTEL
3591 SONESTA HOTEL
3592 OMNI HOTEL
3593 CUNARD HOTELS
3594 ARIZONA BILTMORE
3595 HOSPITALITY INNS
3596 WYNN LAS VEGAS
3597 RIVERSIDE RESORT HOTEL&CASINO
3598 REGENT INTERNATIONAL HOTELS
3599 PANNONIA HOTELS
3600 SADDLEBROOK RESORT TAMPA
3601 TRADEWINDS RESORTS
3602 HUDSON HOTEL
3603 NOAH'S HOTEL (MELBOURNE)

MCC Codes
3604 HILTON GARDEN INN
3605 JURY DOYLE HOTEL GROUP
3606 JEFFERSON HOTEL
3607 FONTAINEBLEAU RESORTS
3608 GAYLORD OPRYLANDS
3609 GAYLORD PALMS
3610 GAYLORD TEXAS HOTEL
3611 C MON INNS
3612 MOVENPICK
3613 MICROTEL INNS & SUITES
3614 AMERICINN
3615 TRAVELODGE
3616 HERMITAGE HOTEL
3617 AMERICA'S BEST VALUE INN
3618 GREAT WOLF LODGES
3619 ALOFT
3620 BINION'S HORSESHOE CLUB
3621 EXTENDED STAY
3622 MERLIN HOTEL (PERTH)
3623 DORINT HOTELS
3624 LADY LUCK HOTEL AND CASINO
3625 HOTEL UNIVERSALE
3626 STUDIO PLUS
3627 EXTENDED STAY AMERICA
3628 EXCALIBUR HOTEL AND CASINO
3629 DAN HOTELS
3630 EXTENDED STAY DELUXE
3631 SLEEP INN
3632 THE PHOENICIAN

MCC Codes
3633 RANK HOTELS
3634 SWISSOTEL
3635 RESO HOTELS
3636 SAROVA HOTELS
3637 RAMADA INN
3638 HOWARD JOHNSON
3639 MOUNT CHARLOTTE THISTLE
3640 HYATT
3641 SOFITEL HOTELS
3642 NOVOTEL
3643 STEIGENBERGER
3644 ECONOLODGE
3645 QUEENS MOAT HOUSES
3646 SWALLOW HOTELS
3647 HUSA HOTELS
3648 DE VERE HOTELS
3649 RADISSON HOTEL
3650 RED ROOF INN
3651 IMPERIAL LONDON HOTELS
3652 EMBASSY HOTELS
3653 PENTA HOTELS
3654 LOEWS HOTEL
3655 SCANDIC HOTELS
3656 SARA HOTELS
3657 OBEROI HOTELS
3658 NEW OTANI HOTELS
3659 TAJ HOTELS INTERNAT'L
3660 KNIGHTS INN
3661 METROPOLE HOTELS

MCC Codes
3662 CIRCUS CIRCUS HOTEL AND CASINO
3663 HOTELES EL PRESIDENTE
3664 FLAG INN
3665 HAMPTON INN
3666 STAKIS HOTELS
3667 LUXOR HOTEL AND CASINO
3668 MARATIM
3669 ELDORADO HOTEL AND CASINO
3670 ARCADE
3671 ARCTIA
3672 CAMPANILE
3673 IBUSZ HOTELS
3674 RANTASIPI HOTELS
3675 INTERHOTEL CEDOC
3676 MONTE CARLO HOTEL AND CASINO
3677 CLIMAT DE FRANCE
3678 CUMULUS HOTELS
3679 SILVER LEGACY HOTEL AND CASINO
3680 HOTEIS OTHAN
3681 ADAMS MARK
3682 SAHARA HOTEL AND CASINO
3683 BRADBURY SUITES
3684 BUDGET HOST INNS
3685 BUDGETEL INNS
3686 SUSSE CHALET
3687 CLARION HOTEL
3688 COMPRI HOTEL
3689 CONSORT
3690 COURTYARD BY MARRIOTT

MCC Codes
3691 DILLON INN
3692 DOUBLETREE HOTEL
3693 DRURY INN
3694 ECONOMY INNS OF AMERICA
3695 EMBASSY SUITES
3696 EXEL INN
3697 FAIRFIELD HOTEL
3698 HARLEY HOTEL
3699 MIDWAY MOTOR LODGE
3700 MOTEL 6
3701 LA MANSION DEL RIO
3702 THE REGISTRY HOTELS
3703 RESIDENCE INN
3704 ROYCE HOTEL
3705 SANDMAN INN
3706 SHILO INN
3707 SHONEY'S INN
3708 VIRGIN RIVER HOTEL AND CASINO
3709 SUPER 8 MOTEL
3710 THE RITZ-CARLTON
3711 FLAG INNS (AUSTRALIA)
3712 BUFFALO BILL'S HOTEL & CASINO
3713 QUALITY PACIFIC HOTEL
3714 FOUR SEASONS (AUSTRALIA)
3715 FAIRFIELD INN
3716 CARLTON HOTELS
3717 CITY LODGE HOTELS
3718 KAROS HOTELS
3719 PROTEA HOTELS

MCC Codes
3720 SOUTHERN SUN HOTELS
3721 HILTON CONRAD
3722 WYNDHAM
3723 RICA HOTELS
3724 INTER NOR HOTELS
3725 SEA PINES RESORT
3726 RIO SUITES
3727 BROADMOOR HOTEL
3728 BALLY'S HOTEL AND CASINO
3729 JOHN ASCUAGA'S NUGGET
3730 MGM GRAND HOTEL
3731 HARRAH'S HOTELS AND CASINOS
3732 OPRYLAND HOTEL
3733 BOCA RATON RESORT
3734 HARVEY/BRISTOL HOTELS
3735 MASTERS ECONOMY INNS
3736 COLORADO BELLE/EDGEWATER RSORT
3737 RIVIERA HOTEL AND CASINO
3738 TROPICANA RESORT & CASINO
3739 WOODSIDE HOTELS AND RESORTS
3740 TOWNEPLACE SUITES
3741 MILLENNIUM HOTELS
3742 CLUB MED
3743 BILTMORE HOTEL & SUITES
3744 CAREFREE HOTELS
3745 ST. REGIS HOTEL
3746 THE ELIOT HOTEL
3747 CLUBCORP/CLUBRESORTS
3748 WELLESLEY INNS

MCC Codes
3749 THE BEVERLY HILLS HOTEL
3750 CROWNE PLAZA HOTELS
3751 HOMEWOOD SUITES
3752 PEABODY HOTELS
3753 GREENBRIAR RESORTS
3754 AMELIA ISLAND PLANTATION
3755 THE HOMESTEAD
3756 SOUTH SEAS RESORTS
3757 CANYON RANCH
3758 KAHALA MANDARIN ORIENTAL HOTEL
3759 THE ORCHID AT MAUNA LANI
3760 HALEKULANI HOTEL/WAIKIKI PARC
3761 PRIMADONNA HOTEL AND CASINO
3762 WHISKEY PETE'S HOTEL & CASINO
3763 CHATEAU ELAN WINERY AND RESORT
3764 BEAU RIVAGE HOTEL AND CASINO
3765 BELLAGIO
3766 FREMONT HOTEL AND CASINO
3767 MAIN ST. STATION HOTEL/CASINO
3768 SILVER STAR HOTEL AND CASINO
3769 STRATOSPHERE HOTEL AND CASINO
3770 SPRINGHILL SUITES
3771 CAESAR'S HOTEL AND CASINO
3772 NEMACOLIN WOODLANDS
3773 VENETIAN RESORT HOTEL CASINO
3774 NEW YORK-NEW YORK HOTEL+CASINO
3775 SANDS RESORT
3776 NEVELE GRAND RESORT/CNTRY CLUB
3777 MANDALAY BAY RESORT

MCC Codes
3778 FOUR POINTS HOTELS
3779 W HOTELS
3780 DISNEY RESORTS
3781 PATRICIA GRAND RESORT HOTELS
3782 ROSEN HOTELS AND RESORTS
3783 TOWN & COUNTRY RESORT/CONV CTR
3784 FIRST HOSPITALITY HOTELS
3785 OUTRIGGER HOTELS AND RESORTS
3786 OHANA HOTELS OF HAWAII
3787 CARIBE ROYALE RESORTS
3788 ALA MOANA HOTEL
3789 SMUGGLERS NOTCH RESORT
3790 RAFFLES HOTELS
3791 STAYBRIDGE SUITES
3792 CLARIDGE CASINO HOTEL
3793 FLAMINGO HOTELS
3794 GRAND CASINO HOTELS
3795 PARIS LAS VEGAS HOTEL
3796 PEPPERMILL HOTEL CASINO
3797 ATLANTIC CITY HILTON RESORTS
3798 EMBASSY VACATION RESORT
3799 HALE KOA HOTEL
3800 HOMESTEAD SUITES
3801 WILDERNESS HOTEL & RESORT
3807 ELEMENT
3808 LXR
3811 PREMIER TRAVEL INN
3812 HYATT PLACE
3813 HOTEL INDIGO

MCC Codes
3814 ROOSEVELT HOTEL NY
3815 NICKELODEON SUITES
4011 RAILROADS
4111 LOCAL COMMUTER TRANSPORT
4112 PASSENGER RAILWAYS
4119 AMBULANCE SERVICE
4121 TAXICABS/LIMOUSINES
4131 BUS LINES/CHARTER/TOUR
4214 MOTOR FREIGHT CARRIERS
4215 COURIER SERVICES
4225 PUBLIC WAREHOUSING
4411 STEAMSHIP/CRUISE LINES
4457 BOAT RENTALS & LEASING
4468 MARINAS, SERVICE & SUPPLY
4511 AIRLINES, AIR CARRIERS
4582 AIRPORTS/FIELDS/TERMINALS
4722 TRAVEL AGENCIES
4723 TUI TRAVEL AGENCY
4784 TOLLS AND BRIDGE FEES
4789 TRANSPORTATION SVCS - DEFAULT
4812 TELECOMMUNICATION EQUIPMENT
4814 TELECOMMUNICATION SERVICES
4815 VISAPHONE
4816 COMPUTER NETWORK/INFO SVCS
4821 TELEGRAPH SERVICES
4829 WIRE TRANSFER MONEY ORDER
4899 CABLE, SAT, PAY TV/RADIO SVCS
4900 UTILITIES/ELEC/GAS/H2O/SANI
5013 MOTOR VEHICLE SUPPLY/NEW PARTS

MCC Codes
5021 COMMERCIAL FURNITURE
5039 CONSTRUCTION MATERIALS - DEF
5044 OFFICE/PHOTO EQUIPMENT
5045 COMPUTERS/PERIPHERALS/SOFTWARE
5046 COMMERCIAL EQUIPMENT - DEFAULT
5047 DENTAL/LAB/MED EQUIPMENT
5051 METAL SERVICE CENTERS
5065 ELECTRICAL PARTS/EQUIPMENT
5072 HARDWARE EQUIPMENT/SUPPLIES
5074 PLUMBING/HEATING EQUIPMENT
5085 INDUSTRIAL SUPPLIES - DEF
5094 PRECIOUS STONES/METALS/JEWELRY
5099 DURABLE GOODS - DEFAULT
5111 STATIONERY/OFFICE SUPPLIES
5122 DRUGS/DRUGGISTS SUNDRIES
5131 PIECE GOODS/NOTIONS/DRY GOODS
5137 UNIFORMS & COMMERCIAL CLOTHING
5139 COMMERCIAL FOOTWEAR
5169 CHEMICALS/ALLIED PRODS - DEF
5172 PETROLEUM/PETROLEUM PRODUCTS
5192 BOOKS/PERIODICALS/NEWSPAPERS
5193 FLORIST SUPPLIES/NURSERY STOCK
5198 PAINT, VARNISHES & SUPPLIES
5199 NON-DURABLE GOODS - DEFAULT
5200 HOME SUPPLY WAREHOUSE STORES
5211 LUMBER/BUILD. SUPPLY STORES
5231 GLASS/PAINT/WALLPAPER STORES
5251 HARDWARE STORES
5261 NURSERIES, LAWN/GARDEN SUPPLY

MCC Codes
5271 MOBILE HOME DEALERS
5300 WHOLESALE CLUBS
5309 DUTY FREE STORES
5310 DISCOUNT STORES
5311 DEPARTMENT STORES
5331 VARIETY STORES
5399 MISC GENERAL MERCHANDISE
5411 GROCERY STORES/SUPERMARKETS
5422 FREEZER/MEAT LOCKERS
5441 CANDY/NUT/CONFECTION STORES
5451 DAIRY PRODUCT STORES
5462 BAKERIES
5499 MISC FOOD STORES - DEFAULT
5511 CAR & TRUCK DEALERS/NEW/USED
5521 CAR & TRUCK DEALERS/USED ONLY
5531 AUTO/HOME SUPPLY STORES
5532 AUTOMOTIVE TIRE STORES
5533 AUTOMOTIVE PARTS STORES
5541 SERVICE STATIONS
5542 AUTOMATED FUEL DISPENSERS
5551 BOAT DEALERS
5561 CAMPER TRAILER DEALER
5571 MOTORCYCLE DEALERS
5592 MOTOR HOME DEALERS
5598 SNOWMOBILE DEALERS
5599 MISC AUTO DEALERS - DEFAULT
5611 MEN/BOYS CLOTHING/ACC STORES
5621 WOMENS READY TO WEAR STORES
5631 WOMENS ACCESS/SPECIALTY

MCC Codes
5641 CHILDREN/INFANTS WEAR STORES
5651 FAMILY CLOTHING STORES
5655 SPORTS/RIDING APPAREL STORES
5661 SHOE STORES
5681 FURRIERS AND FUR SHOPS
5691 MENS/WOMENS CLOTHING STORES
5697 TAILOR/SEAMSTRESS/ALTERS
5698 WIG AND TOUPEE STORES
5699 MISC APPAREL/ACCESS STORES
5712 FURNITURE/EQUIP STORES
5713 FLOOR COVERING STORES
5714 DRAPERY & UPHOLSTERY STORES
5718 FIREPLACES & ACCESSORIES
5719 MISC HOME FURNISHING SPECIALTY
5722 HOUSEHOLD APPLIANCE STORES
5732 ELECTRONICS STORES
5733 MUSIC STORES/PIANOS
5734 COMPUTER SOFTWARE STORES
5735 RECORD STORES
5811 CATERERS
5812 RESTAURANTS
5813 BARS/TAVERNS/LOUNGES/DISCOS
5814 FAST FOOD RESTAURANTS
5912 DRUG STORES & PHARMACIES
5921 PKG STORES/BEER/WINE/LIQUOR
5931 USED MERCHANDISE STORES
5932 ANTIQUE SHOPS
5933 PAWN SHOPS
5935 WRECKING SALVAGE YARDS

MCC Codes
5937 ANTIQUE REPRODUCTION STORES
5940 BICYCLE SHOPS/SALES/SERVICE
5941 SPORTING GOODS STORES
5942 BOOK STORES
5943 STATIONERY STORES
5944 JEWELRY STORES
5945 HOBBY, TOY & GAME STORES
5946 CAMERA & PHOTO SUPPLY STORES
5947 GIFT, CARD, NOVELTY STORES
5948 LUGGAGE/LEATHER STORES
5949 FABRIC STORES
5950 GLASSWARE/CRYSTAL STORES
5960 DIRECT MARKETING INSURANCE SVC
5962 DIRECT MKTG-TRAVEL RELATED ARR
5963 DIRECT SELL/DOOR-TO-DOOR
5964 CATALOG MERCHANT
5965 COMBINATION CATALOG & RETAIL
5966 OUTBOUND TELEMARKETING MERCHNT
5967 INBOUND TELEMARKETING MERCHANT
5968 CONTINUITY/SUBSCRIPTION MERCHT
5969 OTHER DIRECT MARKETERS
5970 ARTIST/CRAFT SHOPS
5971 ART DEALERS & GALLERIES
5972 STAMP & COIN STORES
5973 RELIGIOUS GOODS STORES
5975 HEARING AID/SALES/SERVICE
5976 ORTHOPEDIC GOODS
5977 COSMETIC STORES
5978 TYPEWRITER/SALES/SERVICE

MCC Codes
5983 FUEL DEALERS
5992 FLORISTS
5993 CIGAR STORES/STANDS
5994 NEWS DEALERS/NEWSSTANDS
5995 PET STORES/FOOD & SUPPLY
5996 SWIMMING POOLS/SALES/SERV
5997 ELEC RAZOR STORES/SALE/SERV
5998 TENT AND AWNING SHOPS
5999 MISC SPECIALTY RETAIL
6010 FINANCIAL INST/MANUAL CASH
6011 FINANCIAL INST/AUTO CASH
6012 FINANCIAL INST/MERCHANDISE
6051 NON-FIN INST/FC/MO/TC
6211 SECURITIES BROKERS/DEALERS
6300 INSURANCE SALES/UNDERWRITE
6381 INSURANCE PREMIUMS
6399 INSURANCE - DEFAULT
6513 REAL EST AGNTS & MGRS RENTALS
6531 PAYMENT SERVICE PROVIDER
6532 PAYMENT TRANSACTION - MEMBER FINANCIAL

INSTITUTION
6534 MONEY TRANSFER - MEMBER FINANCIAL INSTITUTION
7011 HOTELS/MOTELS/RESORTS
7012 TIMESHARES
7032 SPORTING/RECREATIONAL CAMPS
7033 TRAILER PARKS/CAMPGROUNDS
7210 LAUNDRY/CLEANING/GARMENT SV
7211 LAUNDRIES-FAMILY/COMMERCIAL
7216 DRY CLEANERS
7217 CARPET/UPHOLSTERY CLEANING

MCC Codes
7221 PHOTO STUDIOS
7230 BEAUTY/BARBER SHOPS
7251 SHOE REPAIR/SHINE/HAT CLEAN
7261 FUNERAL SERVICE/CREMATORIES
7273 DATING & ESCORT SERVICES
7276 TAX PREPARATION SERVICE
7277 COUNSELING SERVICE - ALL
7278 BUYING/SHOPPING SERVICES
7296 CLOTHING/RENT/COSTUME/UNIFO
7297 MASSAGE PARLORS
7298 HEALTH & BEAUTY SPAS
7299 MISC PERSONAL SERV - DEF
7311 ADVERTISING SERVICES
7321 CONSUMER CR REPORTING AGEN
7332 BLUEPRINT/PHOTOCOPY SERVICE
7333 COMMERCIAL PHOTO/ART/GRAPH
7338 QUICK COPY/REPRO SERVICES
7339 STENOGRAPHIC SERVICES
7342 EXTERMINATING/DISINFECT SERV
7349 CLEAN/MAINT/JANITORIAL SERV
7361 EMPLOYMENT/TEMP HELP AGEN
7372 COMPUTER PROGRAM/SYS DESIGN
7375 INFORMATION RETRIEVAL SERVICES
7379 COMPUTER MAINT/SVCS - DEF
7392 MGMT/CONSULT/PUBLIC REL SER
7393 DETECTIVE/PROTECTIVE AGEN
7394 EQUIP/FURN RENT/LEASE SERV
7395 PHOTOFINISH LABS/DEV
7399 BUSINESS SERVICES - DEFAULT

MCC Codes
7511 TRUCK STOP
7512 AUTOMOBILE RENTAL AGENCY
7513 TRUCK/UTILITY TRAILER RENTALS
7519 MOTOR HOME/RV RENTALS
7523 PARKING LOTS & GARAGES
7531 AUTO BODY REPAIR SHOPS
7534 TIRE RETREAD/REPAIR SHOPS
7535 AUTO PAINT SHOPS
7538 AUTO SERVICE SHOPS/NON DEALER
7542 CAR WASHES
7549 TOWING SERVICES
7622 RADIO/TV/STEREO REPAIR SHOP
7623 AIR COND/REFRIG REPAIR SHOP
7629 SMALL APPLIANCE REPAIR DEF
7631 WATCH/CLOCK/JEWELRY REPAIR
7641 FURNITURE REUPHOLSTERY/REPAIR
7692 WELDING SERVICES
7699 MISC REPAIR SERVICES
7829 FILMS/VIDEO PRODUCTION/DIST
7832 MOTION PICTURE THEATRES
7841 DVD/VIDEO TAPE RENTAL STORES
7911 DANCE HALLS/STUDIOS/SCHOOLS
7922 THEATRICAL PRODUCERS
7929 BANDS/ORCHESTRAS/ENTERTAIN
7932 BILLIARD/POOL ESTABLISHMENT
7933 BOWLING ALLEYS
7941 COMMERCIAL/PRO SPORTS
7991 TOURIST ATTRACTIONS AND XHBT
7992 PUBLIC GOLF COURSES

MCC Codes
7993 VIDEO AMUSEMENT GAME SUPPLY
7994 VIDEO GAME ARCADES/ESTABLISH
7995 BETTING/TRACK/CASINO/LOTTO
7996 AMUSEMENT PARKS/CIRCUS
7997 MEMBER CLUBS/SPORT/REC/GOLF
7998 AQUARIUMS/SEAQUARIUMS
7999 RECREATION SERVICES
8011 DOCTORS & PHYSICIANS
8021 DENTISTS/ORTHODONTISTS
8031 OSTEOPATHS
8041 CHIROPRACTORS
8042 OPTOMETRISTS/OPHTHALMOLOGISTS
8043 OPTICIANS
8044 OPTICAL GOODS & GLASSES
8049 PODIATRISTS/CHIROPODISTS
8050 NURSING/PERSONAL CARE FAC
8062 HOSPITALS
8071 MEDICAL/DENTAL LABS
8099 MED/HEALTH SERVICES - DEF
8111 LEGAL SERVICES ATTORNEYS
8211 ELEMENTARY/SECONDARY SCHOOLS
8220 COLLEGES/UNIV/JC/PROFESSION
8241 CORRESPONDENCE SCHOOLS
8244 BUSINESS/SECRETARIAL SCHOOL
8249 TRADE/VOCATIONAL SCHOOLS
8299 SCHOOLS - DEFAULT
8351 CHILD CARE SERVICES
8398 CHARITABLE/SOC SERVICE ORGS
8641 CIVIC/SOCIAL/FRATERNAL ASSC

MCC Codes
8651 POLITICAL ORGANIZATIONS
8661 RELIGIOUS ORGANIZATIONS
8675 AUTO ASSOCIATIONS
8699 MEMBER ORGANIZATIONS - DEF
8734 TESTING LABS (NON-MEDICAL)
8911 ARCHITECTURAL/ENG/SURVEY
8931 ACCOUNTANTS/AUDITORS/BOOKPR
8999 PROFESSIONAL SERVICES - DEF
9090 UNKNOWN MERCHANT
9211 COURT COSTS/ALIMONY/SUPPORT
9222 FINES
9223 BAIL AND BOND PAYMENTS
9311 TAX PAYMENTS
9399 GOV'T SERV - DEFAULT
9402 POSTAGE STAMPS
9405 INTRA-GOVERNMENT PURCHASES
9700 AUTOMATED REFERRAL SVC
9701 VISA CREDENTIAL SERVER
9702 GCAS EMERGENCY SERVICES
9751 UK SUPERMARKETS,HOT FILE
9752 UK PETROL STATIONS, HOT FILE
9950 INTRA-COMPANY PURCHASE
9999 Not Defined

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Visa Data Manager (VDM) File

© 2018-2023 Visa. All Rights Reserved.

01 March 2023 Visa Confidential 1

01 March 2023 Visa Confidential 2

This version of the document includes the following updates.

Version Date Editor Change Description

01 March 2023 Visa Confidential 3

Chapter 1 • Visa Data Manager File Specifications Overview

VDM Premium Data File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

VDM Premium Data File Header. . . . . . . . . . . . . . . . . . . . . . . . . 7

VDM Premium Data File Trailer . . . . . . . . . . . . . . . . . . . . . . . . . 7

VDM Premium Data File Specifications. . . . . . . . . . . . . . . . . . . . . . . . 8

Chapter 2 • VDM Interchange File

VDM Interchange File Trailer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33

VDM Interchange File Cardholder Information Record. . . . . . . . . . . . . . . . . . . 34

VDM Interchange File Network ID Table. . . . . . . . . . . . . . . . . . . . . . . 35

VDM Interchange File Transaction Type Table. . . . . . . . . . . . . . . . . . . . . 39

VDM Interchange File MCC Codes Table. . . . . . . . . . . . . . . . . . . . . . . 40

01 March 2023 Visa Confidential 4

01 March 2023 Visa Confidential 5

Premium Data File

1 Applicable to U.S. issuers only.https://secure.visaonline.com/SitePages/Content.aspx?

Premium Data File Specifications

01 March 2023 Visa Confidential 6

VDM Premium Data File Header

VDM Interchange File Header Record

Field Attributes Notes

Record Type AN Value = H (Header Record).

PROC ID N Individual Processor ID (DPS_PROC_ID).

Transaction Date N The date this file was created (YYYYMMDD).

VDM Premium Data File Trailer

VDM Interchange File Trailer Record

Data Field Attributes Notes

Record Type AN Value = T (Trailer Record)

Record Count N This field contains the number of records in

01 March 2023 Visa Confidential 7

01 March 2023 Visa Confidential 8

8 Action DPS_ACTN_RLUP2_CD string(2) A Visa Data Manager (Visa DPS

01 March 2023 Visa Confidential 9

01 March 2023 Visa Confidential 10

14 BIN DPS_ACCT_RNG6 decimal(8, Business Identification Number

01 March 2023 Visa Confidential 11

01 March 2023 Visa Confidential 12

26 Device dvc_prvsng_dvc_typ_cd string(16) A 2–character value that

01 March 2023 Visa Confidential 13

31 EMV TRK_SVC_CRD_TYP_CD string(1) A one-character code that

01 March 2023 Visa Confidential 14

37 Issuer dps_issr_ntwk_id_enr string(3) Not a valid field; please use

01 March 2023 Visa Confidential 15

01 March 2023 Visa Confidential 16

01 March 2023 Visa Confidential 17

01 March 2023 Visa Confidential 18

58 Processor DPS_TO_ACCT_TYP_ENR string(2) The “to” account number in a

01 March 2023 Visa Confidential 19

01 March 2023 Visa Confidential 20

01 March 2023 Visa Confidential 21

83 Transaction dps_tran_dr_cr_ind string(2) A value that indicates whether

01 March 2023 Visa Confidential 22

91 Account ID DPS_ACCT_ID1 string(28) Identifies the account number,

01 March 2023 Visa Confidential 23

01 March 2023 Visa Confidential 24

01 March 2023 Visa Confidential 25

01 March 2023 Visa Confidential 26

01 March 2023 Visa Confidential 32