Member Insight File Services Product Offering[27]

Member Insight
File Services & Professional Services Product Offering

Version 1.6.4
© PSCU All rights reserved. The materials and content contained therein is confidential
and proprietary to PSCU. Any re-use or re-dissemination of the materials and/or content
without PSCU express written consent is strictly prohibited. January 4, 2023
Table of Contents
General Background..................................................................................................................... 3
Timing........................................................................................................................................... 3
Pricing........................................................................................................................................... 3
Disaster Recovery......................................................................................................................... 4
Next Steps.................................................................................................................................... 4
Professional Services.................................................................................................................... 4
Standard File Services...................................................................................................................5
Omaha Cardholder File:................................................................................................................5
Omaha Transaction File:.............................................................................................................16
Cardholder User Defined file:.....................................................................................................19
Cardholder Promotion file:.........................................................................................................23
Cardholder Loyalty file:.............................................................................................................. 26
Cardholder Detail file:................................................................................................................ 28
Wilmington Based Datasets:.......................................................................................................... 37
Wilmington Cardholder File:...................................................................................................... 37
Wilmington Transaction File:......................................................................................................39
Wilmington Interchange File:.....................................................................................................43
File Sets for Third Party Vendors:...................................................................................................44
Legacy file sets: (no longer current)..............................................................................................45
Omaha Cardholder File:..............................................................................................................45
Omaha Transaction File:.............................................................................................................52
General Background
Thank you for your interest in Member Insight File Services & Professional Services. File Services is
an alternative, affordable and easy to use solution to First Data files. Datasets are already
processed and ‘flattened’ for ease of integration into your own warehouse or for processing by
your third party vendors. Data sets are source specific, so if you require cardholder data or
detailed transactions, there is a File Service solution for you.
Timing
– Yesterday’s data, today!
Member Insight File Services is currently delivering files to over 40 credit unions daily. Typical
delivery of prior day data is before 3p.m. the following day, Eastern Time. Month end data feeds
are delivered in three to five business days following the end of a month.
Pricing
File Service pricing has two components: setup fees, and monthly monitoring fees.
Setup fees:
New File Service Subscribers:
Initial setup for new subscriptions $2170
Existing File Service Subscribers:
Setup for existing subscribers wishing to $271.25
add additional datasets
Monthly monitoring fees (per subscription):

Monthly files $81.38 per month
Daily files $379.75 per month
Above fees are for standard files, defined below. Custom files are available as a Professional
Service and would have additional costs as determined in a Statement of Work.
Disaster Recovery
When things go bump in the night, your data is safe. File Services is an automated file delivery
service that generates your data from the PSCU Data Warehouse. If data becomes unavailable, File
Services will automatically recover, process and deliver all missed data files as soon as the data
becomes available.
Next Steps
If a standard file is a good fit for your credit union, subscribing is as simple as filling out a solution
enrolment form for Member Insight File Services. Requests made before the fifteenth of the
month are typically completed by the end of the month. Your Account or Service Executive can
assist in filling out the needed paperwork.
Professional Services
Should the standard file options not meet your needs, another option is to have our Analytics team
develop a custom file library that contains the data that you require. This custom file option would
require a formal statement of work, with pricing based on the scope of the project. Fill out a
Solution Enrollment form and check the box for “Professional Services” and provide a brief
explanation of the scope for your custom file in the text box provided on the form and we’ll reach
out to you to initiate the process.
Data Type Overview
The following chart describes the data types used in the specifications below.
Example Definition
VARCHAR(16) Text / String field with max length provided in “()” In this example, a Text fie
characters.
DECIMAL(17,4) A number field with both max field length and precision provided. In this ca
field with 4 decimal precision.
INTEGER Number field with no decimals, values less than +/- 2,147,483,647
SMALLINT Small number field, no decimals, values less than +/- 32,767
Header Record Overview

The following two headers exist by default on file service files. The first header line is the field
names (column names) for the file. The second header line contains important dates regarding the
creation of the file and a count of records in the file, which can be used to validate the file for
completeness.
The second header row is in the following format:
HDR|CharterNumber|Processing Date|Data Date|Record Count
Both the column name header and the record count header are optional and may be removed
upon request.
Standard File Services

Overview: The remainder of this document will provide the reader with information about data sets for the
Standard files currently supported by File Services, including field names, descriptions and data types. Your team can
use this information to evaluate which file services are right for you, and leverage these layouts to design tables for
consuming this data.
Omaha Based Datasets:

Omaha Cardholder File:
● A subset of Omaha “011” cardholder data. File will contain approximately 170 attributes of cardholders
including identification data, credit score, and select statement data.
● File format: ASCII
● File delimiter: Pipe “|”
● File Version: 2.1
● Naming Standard: [Processing DateYYYYMMDD].[CUname]_Stnd_V2.1_OM_Daily_Cardholder.[Data
DateYYYYMMDD].txt
● Frequency: This file is available as either a Daily feed or Monthly “month end” snapshot.
File service source name Column Description Data Type

CHD_ACCOUNT_NUMBER Identifier of the account. VARCHAR(16)
FDR-assigned identifier of the level used to group
CHD_SYSTEM_NO Principal Bank identifiers together for processing VARCHAR(4)
and reporting.
Identifier of the subdivision of a System using client-
CHD_PRIN_BANK VARCHAR(4)
defined criteria.
Client-defined identifier of the level within a
CHD_AGENT_BANK Principal Bank Identifier that is used to group VARCHAR(4)
accounts together for processing and reporting.
Date the first monetary transaction or authorization
CHD_DATE_FIRST_ACT
posted to the account. INTEGER
CHDHD_CHG_OFF_DATE Date the System charged-off an account. INTEGER
CHDHD_DATE_LAST_DELINQUENT Date the account was last delinquent. INTEGER
Date the most recent transaction posted to the
CHD_DATE_LAST_MON_TRAN
account. INTEGER
CHD_ORGN_ACCT_DT Date the account was first opened. VARCHAR(8)
Date the most recent payment posted to the
CHD_DATE_LAST_PAYMENT
account. INTEGER
Date the account information was established and
CHD_OPEN_DATE
available in the system. INTEGER
Count of the number of plastics to be issued on this
CHD_NO_PLASTICS account either for a new cardholder account or at
the time of reissue. SMALLINT
Number representing the account holder's
CHD_CHECKING_ACCT_NO
checking/direct deposit account (DDA). VARCHAR(18)
CHD_CLIENT_NUMBER FDR-assigned identifier of the client. VARCHAR(4)
Identifier of an account that has been transferred
CHD_CROSS_REFERENCE_ACCT_NO
with the principal account holder. VARCHAR(17)
Code representing the presence of transactions that
CHD_DEBIT_ACTIVE increase the account balance during the current
month. VARCHAR(1)
CHDHD_DATE_LAST_DR Date the last debit transaction posted. INTEGER
CHD_START_DATE_OF_DELQ Date the account became delinquent. INTEGER
DECIMAL(10,0)
CHD_EPMT_UNIQ_ID Identifier of an Electronic Bill Presentment.
,
Code representing the reason for the account
External Status Code.
This field is for any status reason code
the issuer assigns except as follows.
For an external status of C (closed):
85 = Closed due to issuer's Adaptive Control
overlimit strategy.
86 = Closed due to issuer's Adaptive Control
delinquent strategy.
87 = Closed due to issuer's Adaptive Control reissue
strategy.
90 = Closed due to issuer's setting in the Delq Action
Code parameters in the Delinquency Processing
section (DO DC DP) of the PCF.
91 = An old account closed after an account transfer
due to issuer's setting in the Automatic Close Days
After Transfer and Status Reason Code
Overlay Switch parameters in the Account
Maintenance section (AO CH AM) of the PCF.
92 = Closed due to issuer's setting in fields
described in the delinquent and overlimit
parameters in the Eligibility section (RE CR EL) of
the PCF.
CHD_COFF_REASON_CODE
93 = Closed in the reissue process due to the
issuer's settings in the Reissue Terms parameter in
the Eligibility section and in the Ratification Level
parameter in the Debit Ratification section (AO AC
DR) of the PCF.
issuer's settings in the Include/ Exclude States
parameter and in the reissue states parameters in
the Eligibility section of the PCF.
95 = Closed in the reissue process due to an
external status other than A or blank.
issuer's setting in the Inactive Option parameter in
the Reissue Options section (RE OP RO) of the PCF.
97 = Closed by consumer.
For an external Status of Z (charged off) the
following status reason codes indicate that the
charge off is for the listed reason.
68 = Legally paid in full for less than the full balance.
88 = Fraud
89 = Bankrupt
89 = Bankrupt
99 = Abandoned SMALLINT
System-assigned status code determining specific
account processing.
Card Internal Status:
D = Delinquent
CHD_INTERNAL_STATUS N = Credit balance
O = Overlimit
X = Delinquent and overlimit
Blank = Normal or credit balance
VARCHAR(1)
Code representing the processing status for an
account or presentation instrument.
Card External Status:

A = Authorization prohibited
B = Bankrupt
C = Closed
CHD_EXTERNAL_STATUS E = Revoked
F = Frozen
I = Interest accrual prohibited
L = Lost
U = Stolen
Z = Charged off (system-assigned when
a charge-off adjustment is made)
Blank = Normal VARCHAR(1)
CHD_DATE_STATUS_CHG Date the last External Status Code change occurred. INTEGER
Code representing whether the account had a
CHD_GROSS_ACTIVE balance or a monetary posting during the calendar
month. VARCHAR(1)
CHD_DATE_LAST_SALE Date of the last merchandise sale. INTEGER
Code representing whether the account has had
CHD_BASIC_ACTIVE
monetary activity in the last calendar month. VARCHAR(1)
Code reflecting the most recent non-monetary transaction posted to the
account.
0 Delete Account
3 New Account Entry
7 Address Line 1
8 Address Line 2
9 Credit Line
10 Daily/Monthly Cash Advance Interest Rate
11 Daily/Monthly Purchase Interest Rate
13 Number of Plastics
14 Expiration Date
15 Renewal Code
16 Status Code
17 Special Controls
18 Interest Switch
19 Authorization Flag
20 Credit Insurance ID
21 Cardholder Checking Account Number
22 Cycle Code
23 Automatic Payment Method
24 Cardholder Savings Account Number
25 Primary Cardholder Security Code
26 Salutation Code
27 Credit Line Review Date
28 Charge Off/Closed Reason
29 Collector Code
31 Secondary Cardholder Name
33 Primary Cardholder Name
34 Plastic Type
35 Primary Cardholder Social Security Number
36 Primary Cardholder Date of Birth
37 Primary Cardholder Primary Phone
38 PIN Verification
39 Payment Fixed Amount
40 Credit Score
41 Terms Level Flag
42 PIN Mailer Code
43 Annual Fee Date
CHD_TYPE_LAST_NONMON 44 Clear Delinquency
45 Monetary Fields
46 History Video Display
47 Previous Year History
48 Year to Date History
49 Pay Ahead Flag
50 Additional Sub Transaction
51 Statement Hold
52 Issuer Recourse Flag
53 Transit Routing Number
54 Remove Charge Off Status
55 Annual Fee Rate
56 Primary Cardholder Secondary Phone
57 Credit Bureau Flag
58 Miscellaneous Field 1
61 Cross Reference Account Number
63 Card Account Item Transfer
64 Card Lost Stolen Date
65 Mail Code Flag and Update
80 Deactivate Account
81 Activate Account
88 Dispute Amount
89 Dispute Amount Removed From Dispute
90 Cardholder Attributes
91 Automatic Payment Designated Amount
94 Billed Interest Since Open
95 Account Assignment
96 ACH Pre-Notification
98 Convenience Check Order
99 Year End Summary Flag
102 Client Defined Flag
103 Additional Cross Reference Account Number
115 CIS Memo
119 Home Equity Flag
122 Cross Reference Account /Affinity Number
124 Fee Waiver
126 Convenience Check Order Special Status
127 Credit Insurance Status Flag
128 Minimum Payment Due
131 Skip Payment
132 Miscellaneous First Use One Text
136 Primary Cardholder Mother's Maiden Name
138 Payment Deferred Amount
140 Business Account
142 Cash Advance
143 Last Check Number Issued
146 Add A New Non-Monetary
147 Alternate Reporting Financial Keys
150 Service Category Code
151 Sort Distribution Code
153 Payment Float Date
154 Promotional Purchase Transaction Change
156 Primary Cardholder Address Change Date
157 Special Statement Flag
158 Primary Cardholder Since Date
160 Credit Bureau Score
164 Right To Cure Notice Count
165 Correspondence Prohibit Flag
168 Pricing Strategy Reallocation
169 Pricing Strategy Lock Details
170 Pricing Strategy Unlock Details
171 Not Specified
CHD_TYPE_LAST_NONMON 172 No Mail Flag
(continued) 174 ACS Alternate Portfolio
178 Late Fee Waiver Count
179 Next Reage Date
180 Clear Delinquency and Retain History
181 Clear Delinquency and Update History
182 Create Delinquency
183 Multiple Sub Codes Associated To Non-Monetary
184 Update Minimum Payment Due
189 Secondary Cardholder Date of Birth
191 Authorization Strategy ID
194 Plastic Force Embossed
195 Overlimit Courtesy Statement
197 Letter Request
198 Account Dump
199 Statement Request
200 Plastic Rush Embossed
202 Risk Score
203 Product Type
206 Client ID
207 Relationship Code
216 UPC Controls
217 Next Pricing Strategy and Date
218 Term Level Processing Date
220 Secondary Cardholder Social Security Number
221 Address Change Letter Flag
222 Cash Advance Credit Line Amount
228 Incentive Pricing
235 Penalty Pricing
236 Fraud Portfolio ID
237 Fraud Score
238 Fraud Suspend Strategy
248 Bonus Strategy
249 CACS User Routing
SMALLINT
602 Non-Monetary Recovery Rate
603 Card Account Transfer Authorization Against New
621 CIMS Product Code
622 Track L/U ID
625 Maximum Interest Rate
626 Minimum Interest Rate
629 Skip Payment ID
630 Cash Advance Credit Line Adjustment ID
631 Cash Advance Credit Line Review Date
632 Number of Delays Plastic Delay
637 Minimum Payment Due Date Fields
638 Minimum Payment Due Override Code
639 Minimum Payment Due Rate and Fixed Amount
641 Skip Payment Eligibility
642 Automatic Payment Date Range
651 Shadow Line Details
652 Credit Line Reserved
659 Not Specified
664 Personalized Photo
665 Catalog Photo
670 No Delete Flag
671 Unpaid Annual Fee Amount
672 Unpaid Annual Fee Rebate Code
678 Flight Rewards
679 Automatic Skip Payment
694 Business Account Details
696 Automatic Payment Temporary Amount
697 Account Attributes Update
698 Address Expanded Details
699 Cardholder Expanded Phone Number Details
CHD_TYPE_LAST_NONMON 709 Cardholder Name Expanded Details
(continued) 710 Dispute Active Count
713 Plastic Outstanding Count
714 Joint Credit Insurance Code
726 Letter Category Code
728 Automatic Payment Percent of Balance
729 Automatic Payment Maximum Amount
730 Demand Deposit Account Name
731 Credit Line Temporary Increase/Decrease
735 Account Group Cardholder Update
738 Method Override ID
740 UPC Controls
757 ACS Skip Payment Override Portfolio ID
758 Late Fee and Returned Check Fee History
762 eStatement Unique ID
763 eStatement Participation ID
782 Reissue Qualification Score ID
783 High Risk Collections
786 ACS Maintenance
789 Monetary Reject Flag/TLF and TLP Table ID/Pricing Strategy
793 Primary Cardholder Email
810 Not Specified
900 Not Specified
953 Cardholder Override ID
954 Credit Bureau Override ID
959 Primary Cardholder Address Override
Identifier of the original account before any account

CHD_ORGN_ACCT
transfers. VARCHAR(16)
CHD_PYMN_DUE_DT Date the next payment is due. INTEGER
This indicates how often the System reissues the
plastics for the cardholder account.
Valid values are:
0 = Do not reissue.
1 = Reissue in 6 months.
CHD_RENEWAL_CODE 3 = Reissue in 18 months.
9 = Plastic is non-expiring. SMALLINT
Randomly-generated number used to divide a
CHD_RANDOM_DIGITS group of accounts into subsets within each
portfolio. VARCHAR(2)
Number identifying the principal account holder's
CHD_SAVINGS_ACCT_NO
savings account. VARCHAR(18)
Code determining whether a Commercial Card
account is a subaccount, control account, or an
individual account.
CHD_SUB_ACCT_CD C = Control account
I = Individual billing
S = Sub-account
Blank = Not a commercial card VARCHAR(1)
Amount of total debits and credits that have posted
CHD_CURRENT_BALANCE to the account and are currently owed by the DECIMAL(17,4)
account holder. ,
CHD_DEL_NO_CYCLES Count of cycles the account is delinquent. SMALLINT
CHD_DEL_NO_DAYS Count of days an account is delinquent. SMALLINT
Count of months the account went through cycle in
CHDHD_VD_NMO_DELIN
a delinquent condition. INTEGER
Amount of the most recent payment posted to the
CHD_AMT_LAST_PAYMENT
account. DECIMAL(17,2)
CHDHD_CHG_OFF_AMT Amount charged off the account balance. DECIMAL(17,2)
CHD_CRLINE_CHANGE_AMT Amount of the previous credit line. DECIMAL(15,0)
Amount of total promotional cash interest since the
CHDAP_MUF_CASH_INTSC
most recent statement. DECIMAL(17,2)
Count of the billing cycles that the account has
CHD_LIFE_CYCLES_DELQ_CT
cycled and been delinquent. SMALLINT
Count of times an account has been one-cycle
CHD_LIFE_1_CYCLE_DELQ_CT
delinquent since it was opened. SMALLINT
Count of times an account has been two cycles
Count of times an account has been three cycles
Count of times an account has been four cycles
Count of times an account has been five cycles
Count of times an account has been six cycles
Count of times an account has been seven cycles
Amount of merchandise interest that was
CHDLS_MRCH_INT
accumulated during the cycle. DECIMAL(17,2)
Code representing payment indicators for historical
months 1 to 12 (left to right).
0 =No postings during the cycle: Account not delinquent
1=No postings during the cycle: Account one cycle delinquent
2=No postings during the cycle: Account two cycles delinquent
3=No postings during the cycle: Account three cycles delinquent
4=No postings during the cycle: Account four cycles delinquent
5=No postings during the cycle: Account five cycles delinquent
6=No postings during the cycle: Account six cycles delinquent
7=No postings during the cycle: Account seven cycles delinquent
-=Credit balance with credit activity only
#=Credit balance with debit and credit activity
%=Credit balance with no activity
+=Credit balance with debit activity only
A=Debit postings only during the cycle: Account not delinquent
B=Debit postings only during the cycle: Account one cycle
delinquent
C=Debit postings only during the cycle: Account two cycles
delinquent
D=Debit postings only during the cycle: Account three cycles
delinquent
E=Debit postings only during the cycle: Account four cycles
delinquent
F=Debit postings only during the cycle: Account five cycles
delinquent
G=Debit postings only during the cycle: Account six cycles
delinquent
H=Debit postings only during the cycle: Account seven cycles
delinquent
I=Credit postings only during the cycle: Account not delinquent
J=Credit postings only during the cycle: Account one cycle
CHDHD_PAYMENT_HISTORY delinquent
K=Credit postings only during the cycle: Account two cycles
delinquent
L=Credit postings only during the cycle: Account three cycles
delinquent
M=Credit postings only during the cycle: Account four cycles
delinquent
N=Credit postings only during the cycle: Account five cycles
delinquent
O=Credit postings only during the cycle: Account six cycles
delinquent
P=Credit postings only during the cycle: Account seven cycles
delinquent
Q=Both debit and credit postings during the cycle: Account not
delinquent
R=Both debit and credit postings during the cycle: Account one
cycle delinquent
S=Both debit and credit postings during the cycle: Account two
cycles delinquent
T=Both debit and credit postings during the cycle: Account three
cycles delinquent
U=Both debit and credit postings during the cycle: Account four
cycles delinquent
V=Both debit and credit postings during the cycle: Account five
cycles delinquent
W=Both debit and credit postings during the cycle: Account six
cycles delinquent
X=Both debit and credit postings during the cycle: Account seven
cycles delinquent
Z=Account not statemented because of zero balance and no
activity
VARCHAR(12)
Name of the city in which a specific geographic
CHD_CITY
address is located. VARCHAR(18)
Indicator designating whether an address is
CHD_ADDRESS_FLAG
included. VARCHAR(1)
First line of free form text that helps specify the
CHD_ADDR_LINE_1 destination to which a physical piece of mail should
be delivered. VARCHAR(26)
Second line of free form text that helps specify the
CHD_ADDR_LINE_2 destination to which a physical piece of mail should
be delivered. VARCHAR(26)
Code representing the delivery area for a particular
CHD_ZIP_CODE
country. INTEGER
CHD_STATE Abbreviated name of a specific state. VARCHAR(2)
CHD_DECEASED_FLAG Code identifying deceased cardholder(s). VARCHAR(1)
Most recent date of plastic distribution for an
CHD_DATE_LAST_PLASTIC
account. INTEGER
CHD_DATE_OF_BIRTH Date the primary individual was born. VARCHAR(9)
CHD_CB_SCORE Credit Bureau Score Number of primary consumer SMALLINT
DECIMAL(11,0)
CHD_TELEPHONE_NUMBER Primary account holder's home telephone number.
,
Government-assigned number that was issued to
CHD_SOC_SECURITY_NO
the primary account holder. VARCHAR(9)
Code determining whether the cardholder is to
CHD_SOLICITATION_FLAG
receive mail solicitation or telemarketing calls. VARCHAR(1)
CHD_SECONDARY_DATE_OF_BIRTH Birthdate of the secondary account holder. VARCHAR(9)
Government-assigned number that was issued to
CHD_SECONDARY_SOC_SEC_NO
the secondary cardholder on an account. VARCHAR(9)
Code determining which annual charge amount to
use from the Product Control File.
0=Debit Ratification, Assess The Amount Set In The Annual
Charge Amount 1 Field
1=Assess The Amount Set In The Annual Charge Amount 1 Field
9=Do Not Charge An Annual Fee Amount
CHD_ANNUAL_CHARGE_FLAG A=Assess The Amount In The Annual Charge Amount 1 Field; Do
Not Post The Charge
B=Assess The Amount In The Annual Charge Amount 2 Field; Do
Not Post The Charge
C=Assess The Amount In The Annual Charge Amount 3 Field; Do
Not Post The Charge
D=Assess The Amount In The Annual Charge Amount 4 Field; Do
Not Post The Charge
E=Assess The Amount In The Annual Charge Amount 5 Field; Do
Not Post The Charge
F=Assess The Amount In The Annual Charge Amount 6 Field; Do
Not Post The Charge VARCHAR(1)
CHD_ANNUAL_CHG_DATE Date the annual charge is assessed. INTEGER
Yearly rate used to calculate interest for cash
CHD_ANN_RATE_CASH
transactions. DECIMAL(5,3)
CHD_CASH_CRDT_LINE_AM Amount of the cash advance limit on the account. BIGINT,
CHD_CASH_CREDIT_LINE_CHG_DT Date the cash advance credit line was last changed. INTEGER
CHD_CREDIT_LINE Amount of the credit line extended to the account. DECIMAL(15,0)
Code representing the type of credit line change
last made to the account.
2 Automatic Increase due to Convenience Checks
Maximum Line with Buffer
3 ACD Decrease Mid Cycle
A Automatic Change
B B - Client Defined
Blank Not Specified
C Permanently Deferred
D ACS Decrease
E E - Client Defined
F F - Client Defined
I ACS Increase
J J - Client Defined
K K - Client Defined
CHD_TYPE_CRED_LINE_CHG
L L - Client Defined
M Manual Change
N N - Client Defined
O Never Increase
P P - Client Defined
R ACS Real Time
S Automatic Increase due to Convenience Checks
Maximum Line without Buffer
T Increase due to Secured Deposit
U U - Client Defined
V V - Client Defined
W W - Client Defined
X X - Client Defined
Y Y - Client Defined
VARCHAR(1)
Date of the last change to the credit line on the
CHD_CR_LINE_DATE
account. INTEGER
Date the issuer last considered the account for a
CHD_DATE_LAST_REVIEW
credit line increase. INTEGER
Issuer-defined code determining the pricing
CHD_CURR_PRICING_STRATEGY strategy under which the System processes the
account. VARCHAR(8)
Date the account changed to the current pricing
CHD_CURR_PRICE_STRATEGY_DATE
strategy. INTEGER
CHD_CYCL_PRCN_PORT_ID Identifies the pricing portfolio used during cycle SMALLINT
Number representing the likelihood that an account
CHD_BEHAVIOR_SCORE will go three or more cycles delinquent in the next
six months. SMALLINT
Code representing the appropriate person,
CHD_STMT_HOLD_FLAG department, or location to receive statements sent
to your institution. VARCHAR(1)
Base yearly rate used to calculate interest for
CHD_ANN_RATE_MRCH
merchandise. DECIMAL(5,3)
Code representing the eligibility status of the
account for card reissue.
0 Account not in reissue
1 Account 60/90 days from expiration and is to be
reissued
2 Account 60 days from expiration and is to be reissued
3 Account 30 days from expiration and is to be reissued
4 Account 60/90 days from expiration and is not to be
reissued
5 Account 60 days from expiration and is not to be
reissued
6 Account 30 days from expiration and is not to be
reissued
CHD_REISSUE_CONTROL
7 Positive customer identification and/or verification of
presentation instrument receipt has not yet been established for
this new presentation instrument or presentation instrument
issued for a reason
8 Positive customer identification and/or verification of
presentation instrument receipt has not yet been established for
this reissued presentation instrument.
9 Customer identification was established today by First
Data Fraud Management Services at the first authorization of
this presentation instrument or during verification of
presentation instrument
BLANK Not Specified
BYTEINT,
Code representing which credit bureau provided
the information.
CHD_CB_ID 1 - TransUnion
2 - Equifax
3 - Experian VARCHAR(1)
CHD_CB_SCORE_DATE Date the credit bureau generated a score. INTEGER
Client-defined ranking assigned to an account based
CHD_CREDIT_SCORE on the evaluation of the credit history for the
applicant. VARCHAR(3)
Client-defined code representing the fraud strategy
ID to be used in the strategy decision element
CHD_FRAUD_ASSG_STRATEGY
tables and the control rule tables of the Falcon
Fraud Detection System. VARCHAR(2)
Date the account was assigned a fraud portfolio
CHD_FRAUD_STRAT_CHANGE_DATE
identifier. INTEGER
Code determining the fraud strategy an account will
CHD_FRAUD_SUSPEND_STRATEGY
use until the Fraud Suspend Strategy Date. VARCHAR(2)
Date the account can enter the Falcon Fraud
CHD_FRAUD_SUSP_STRATEGY_DATE
Detection System. INTEGER
Date the cardholder bill begin using the fraud
CHD_FRAUD_SUSP_STRAT_STRT_DT
suspense strategy. INTEGER
CHD_ACCT_TRANSFER_DATE Date the account was transferred. INTEGER
Code determining when the account statement is
generated
CHD_CYCLE_CODE_99
Valid values are (fixed-day cycles): 01 – 28
Valid values are (working day cycles): 01 – 21 SMALLINT
Code determining whether to send correspondence
CHD_CORRESPOND_FLAG pertaining to the delinquency and over limit status
of an account. BYTEINT,
Identifier of a second account associated with the
CHD_NEW_XREF_NO_1
principal account. VARCHAR(17)
Identifier of a third account associated with the
CHD_NEW_XREF_NO_2
principal account. VARCHAR(17)
CHD_DATE_LOST_STOLEN Date the plastic was reported lost or stolen. INTEGER
Amount of payments only (not including special
CHDLS_PYMT_ONLY_AM credits) that posted to the account during the last
statement period DECIMAL(17,2)
Amount of the average daily balance on the most
CHDLS_ADB
recent statement. DECIMAL(17,2)
CHD_LAST_STATEMENTED_BAL Amount of the most recent statement balance. DECIMAL(17,2)
Amount of the ending balance as it appeared on the
CHD_HIST_LS_BAL
account holder's most recent statement. DECIMAL(17,2)
Amount of unpaid retail purchases as of the most
CHDLS_FLAP_BALANCE
Amount of bonus accumulated as of the most
CHD_LAST_CALC_BONUS_AMT
recent statement period. DECIMAL(17,2)
CHD_LS_AMT_CASH_AM Amount of the Cash Advances posted last cycle. DECIMAL(17,2)
Rate of annual interest for cash in effect during the
CHD_LS_CASH_APR
last statement cycle. DECIMAL(5,3)
Amount of the average daily balance for the cycle-
CHDLS_TEMP_DEF_AVE_CASH to-date temporary cash advances for which interest
was not billed on the most recent statement. DECIMAL(17,2)
Count of cash advance transactions on the most
CHD_LS_NO_CASH
recent statement. INTEGER
Amount of interest billed on non-promotional cash
CHDLS_CASH_INT
advances on the most recent statement. DECIMAL(17,2)
Amount of cash item charges assessed at the time
CHDLS_ITEM_CHG
of the most recent statement. DECIMAL(17,2)
Amount of the minimum payment due calculated
CHDLS_CASH_BPD on cash advance principals on the most recent
statement. DECIMAL(17,2)
Amount of temporary one cycle or older cash
CHDLS_TEMP_CASH
principal unpaid as of the most recent statement. DECIMAL(17,2)
Amount of unpaid cash principal posted during the
CHDLS_CYC_CASH
cycle as of the most recent statement. DECIMAL(17,2)
Amount of the annual charges billed to the account
CHDLS_ANNUAL_CHARGES_BILLED
as of the most recent statement. DECIMAL(17,2)
Amount of extra finance charges billed because of
CHDLS_MIN_CHG the minimum finance charge calculation at the time
of the most recent statement. DECIMAL(17,2)
Amount of miscellaneous charges remaining unpaid
CHDLS_MISC_CHGS
Amount of overlimit charges billed to the account
CHDLS_OVERLIMIT_CHG
at the time of the most recent statement. DECIMAL(17,2)
Count of consecutive late charges as of the last
CHDLS_LATE_CHRG_CNSC_CT
statement. SMALLINT
Count of consecutive overlimit charges as of the last
CHDLS_OVRL_CHRG_CNSC_CT
statement. SMALLINT
Amount of credit interest paid at the time of the
CHDLS_CREDIT_INT
most recent statement. DECIMAL(17,2)
Amount of credit insurance charges assessed at the
CHDLS_CR_LIFE_CHG
time of most recent statement. DECIMAL(17,2)
Amount of the credit insurance premium as of most
CHDPS_CLI_PREMIUM_1
Date the System produced the most recent
CHD_DATE_LAST_STMT
statement for the account. INTEGER
This is the amount of foreign currency charges as of
CHDLS_UNPD_FRGN_CHRG_AM
the last statement DECIMAL(17,2)
Amount of cash interest prior to a payment posting
CHDLS_CASH_IPP
Amount of interest that was based on the Flexible
CHDLS_FLAP_INT Large Account Promotion (FLAP) principal at the
time of the most recent statement. DECIMAL(17,2)
Rate of annual interest for merchandise in effect
CHD_LS_MRCH_APR
during the last statement cycle. DECIMAL(5,3)
Amount of average daily balance for merchandise
balances for which interest was not billed on the
CHDHD_LS_MDSE_ADB_AM last statement. This amount includes promotional
average daily balances only if they are included with
the revolving daily balance. DECIMAL(17,2)
Count of sale transactions posted to the most
CHD_LS_NO_SALE
recent statement. INTEGER
Amount of sale item charges billed at the time of
CHDLS_SALE_ITEM_CHGS
the most recent statement. DECIMAL(17,2)
Net amount of merchandise posted as of the most
CHDLS_CYC_MRCH
Amount of the minimum payment due on the most
CHDLS_BILLED_PAY_DUE
Amount of unpaid overlimit charges on the last
CHDLS_UNPD_OVRL_CHRG_AM
Amount of payments posted on the most recent
CHD_LS_AMT_PAYMENT
Count of payments posted on the most recent
CHD_LS_NO_PAYMENT
statement. INTEGER
Identifier of the pricing strategy the account was
CHD_LS_PRICING_STRATEGY
under at the time of the most recent statement. VARCHAR(8)
Amount of total annual fees on promotional
CHDLS_MUF_UNPD_ANNL_CHRG_AM
balances unpaid as of the most recent statement. DECIMAL(17,2)
Amount of total late fees on promotional balances
CHDLS_MUF_UNPD_LATE_CHRG_AM
unpaid as of the most recent statement. DECIMAL(17,2)
Amount of total miscellaneous fees on promotional
CHDLS_MUF_UNPD_MSCL_CHRG_AM
Amount of total overlimit fees on promotional
CHDLS_MUF_UNPD_OVRL_CHRG_AM
Amount of rebates applied to the account at the
CHDLS_REBATE_AMT
time of the most recent statement. DECIMAL(17,2)
Amount of returns posted to the most recent
CHD_LS_AMT_RETURN
Count of return transactions posted to the most
CHD_LS_NO_RETURN
recent statement. SMALLINT
Amount of individual merchandise sales considered
CHD_LAST_REVOLV_AMT
to be revolving as of the most recent statement. DECIMAL(17,2)
CHD_LS_AMT_SALE_AM Amount of the Sales posted last cycle. DECIMAL(17,2)
CHD_DAYS_LAST_STMT Count of billing cycle days for this account. SMALLINT
CHD_DEL_LS_NO_CYCLES Count of cycles the account is delinquent. SMALLINT
CHD_ANN_FEE_CHARGED Amount of the annual fee. INTEGER
CHD_AVLB_CRDT_AMT Amount of the account's unused credit. DECIMAL(17,2)
Issuer-defined code determining the pricing
CHD_CURR_PRICING_PORTFOLIO portfolio table that pointed the account to the
current pricing strategy. SMALLINT
CHD_DEL_AMT_1 Amount of total delinquency. DECIMAL(17,2)
CHD_DEL_AMT_2 Amount that is one cycle delinquent. DECIMAL(17,2)
CHD_DEL_AMT_3 Amount that is two cycles delinquent. DECIMAL(17,2)
CHD_DEL_AMT_4 Amount that is three cycles delinquent. DECIMAL(17,2)
CHD_DEL_AMT_5 Amount of four-cycle delinquency for the account. DECIMAL(17,2)
CHD_DEL_AMT_6 Amount of five-cycle delinquency for the account. DECIMAL(17,2)
CHD_DEL_AMT_7 Amount of six-cycle delinquency for the account. DECIMAL(17,2)
CHD_DEL_AMT_8 Amount of seven-cycle delinquency for the account. DECIMAL(17,2)
Total amount of late charges billed on the most
CHDLS_LATE_CHG
recent statement for the account. DECIMAL(17,2)
The date that Late Fee starts been assessed if it is
CHD_LATE_CHRG_RLJL_DT
different from the Payment Due Date. SMALLINT
CHD_ANN_RATE_CRDINT Credit Balance Annual Interest Rate DECIMAL(5,3)
CHD_CR_SCORE_DATE Credit Score Date INTEGER
Annual Cash Rate – the currently calculated annual
CHD_CRRN_ANNL_CASH_RT
cash interest rate. DECIMAL(5,3)
Annual Merchandise Rate – the currently calculated
CHD_CRRN_ANNL_MRCH_RT
annual merchandise rate. DECIMAL(5,3)
CHD_DATE_LAST_NONMON Non-Monetary Last Transaction Date INTEGER
CHD_EXPIRATION_DATE Card Expiration Date INTEGER
CHD_PRINCIPAL_NAME Primary Cardholder Name VARCHAR(26)
CHD_SPOUSE_NAME Secondary Cardholder Name VARCHAR(26)
CHDHD_YTD_NET_AMT_CASH Year to Date Cash Advance Amount DECIMAL(17,2)
CHDHD_YTD_NET_AMT_PURCH Year to Date Purchase Net Amount DECIMAL(17,2)
CHDHD_YTD_NET_NO_CASH Year to Date Cash Advance Count INTEGER
CHDHD_YTD_NET_NO_PURCH Year to Date Purchase Net Count INTEGER
CHDHD_YTD_BILLED_MRCH_INT Year to Date Merchandise Interest DECIMAL(13,2)
CHDHD_YTD_BILLED_CASH_INT Year to Date Cash Advance Interest DECIMAL(13,2)
CHD_CMPN_ID Business Company ID VARCHAR(8)
Omaha Transaction File:
● A single file of Omaha “037” transaction data. File will contain attributes of cardholder transactions including
amounts, merchants, and other high value transaction information.
● Naming Standard: [Processing DateYYYYMMDD].[CUname]_Stnd_V2_2_OM_Daily_Trans.[Data
DateYYYYMMDD].txt
● Frequency: This file is only available as Daily feed.

RDT_CHD_ACCOUNT_NUMBER Identifier of the account. VARCHAR(16)
RTI_REG_TICKET_AUTH_AMOUNT Amount authorized for a monetary transaction. DECIMAL(15,2)
RDT_DECLINE_REASON Code representing the reason an authorization was VARCHAR (4)
declined.
0 No Reason Specified
1 Card Statused - Authorization Prohibited
2 Card Statused - Bankruptcy
3 Card Statused - Closed
4 Card Statused - Delinquent
5 Card Statused - Revoked
6 Card Statused - Frozen
7 Card Statused - Interest Prohibited
8 Card Statused - Lost
9 Card Statused - Overlimit
10 Card Statused - Stolen
11 Card Statused - Delinquent and Overlimit
12 Card Statused - Charged Off
13 Limit Exceeded - Over Cash Advance Single Limit
14 Limit Exceeded - Over Cash Advance Total Limit
15 Limit Exceeded - Over Purchase Single Limit
16 Limit Exceeded - Over Daily Number of Authorizations Limit
17 Under Cash Advance Minimum
18 Not Specified
19 Person to Person Authorization Declined
20 Invalid - CVV Track 2 Read
21 Invalid - CVV Track 2 Verification
22 Business Card Override Parameters
23 -25 Not Specified
26 Limit Exceeded - Over Daily Spending Limit
30 Merchant Does Not Accept
31 Card Statused - Negative File
32 Card Expired
33 Referral to Issuer
38 Limit Exceeded - Business Credit Limit
39 Limit Exceeded - Family Credit Limit
49 Invalid - CVV2/CVC2
50 Invalid - Track 1 Name Mismatch
51 Not Specified
52 Invalid - Chip
53 Invalid - 3D Secure
54 Not Specified
55 Canceled Recurring Transaction
58 Card - Not Found
59 Invalid - PIN
60 PIN Service Unavailable
61 Limit Exceeded - PIN Attempts
62 Presentation Instrument Statused - Authorization Prohibited
63 Presentation Instrument Statused - Closed
64 Presentation Instrument Statused - Lost
65 Presentation Instrument Statused - Stolen
66 Invalid - CVV
67 Limit Exceeded - Over Purchase Total Limit
68 Card Statused - Warning Bulletin
69 Service Interruption
70 Transaction - Not Permitted
71 System Service Interruption
72 Partial Approval
73 Card - Not on File
74 Invalid - Card Number
75 New/Reissue
76 Issuer Service Interruption
77 Authorization Flag - Decline
78 Pick up Card
79 Stop Payment On Check
80 Invalid - Transaction Type
84 Invalid - CVV/CVC PIN Validation
85 Invalid - CVV/CVC Rejected
86 Authorization Request Prior Valid Date
87 ATM Balance Inquiry
88 Business Card Check Override Parameters
92 Invalid - Cardholder Verification
93 Not Specified
94 Card Expired
95 Suspected Fraud - Not Received as Issued
96 Suspected Fraud - Counterfeit
97 Suspected Fraud - Kiting
98 Suspected Fraud - Lost/Stolen
99 Invalid - Expiration Date Mismatch
101 Limit Exceeded - Presentation Instrument Over Daily Number of
Authorizations Limit
106 Chip Not Found
107 Invalid - Authorization Request Cryptogram (ARQC)
108 Card Blocked
110 Suspect Fraud - Visa Real Time Decision
113 Cardholder Control Set
122 Token PAN Mapping Service Interruption
CD Client Defined
FD Fiserv Defined
RDT_EXPN_DCLN_RESN_CD Code representing the reason an authorization was CHAR(4)
declined. (Defaulted to blank)
0 No Reason Specified
1 Card Statused - Authorization Prohibited
2 Card Statused - Bankruptcy
3 Card Statused - Closed
4 Card Statused - Delinquent
5 Card Statused - Revoked
6 Card Statused - Frozen
7 Card Statused - Interest Prohibited
8 Card Statused - Lost
9 Card Statused - Overlimit
10 Card Statused - Stolen
11 Card Statused - Delinquent and Overlimit
12 Card Statused - Charged Off
13 Limit Exceeded - Over Cash Advance Single Limit
14 Limit Exceeded - Over Cash Advance Total Limit
15 Limit Exceeded - Over Purchase Single Limit
16 Limit Exceeded - Over Daily Number of
Authorizations Limit
17 Under Cash Advance Minimum
18 Not Specified
19 Person to Person Authorization Declined
20 Invalid - CVV Track 2 Read
21 Invalid - CVV Track 2 Verification
22 Business Card Override Parameters
26 Limit Exceeded - Over Daily Spending Limit
30 Merchant Does Not Accept
31 Card Statused - Negative File
32 Card Expired
33 Referral to Issuer
34 - 37 Not Specified
38 Limit Exceeded - Business Credit Limit
39 Limit Exceeded - Family Credit Limit
49 Invalid - CVV2/CVC2
50 Invalid - Track 1 Name Mismatch
51 Not Specified
52 Invalid - Chip
53 Invalid - 3D Secure
54 Not Specified
55 Canceled Recurring Transaction
58 Card - Not Found
59 Invalid - PIN
60 PIN Service Unavailable
61 Limit Exceeded - PIN Attempts
62 Presentation Instrument Statused - Authorization
Prohibited
63 Presentation Instrument Statused - Closed
64 Presentation Instrument Statused - Lost
65 Presentation Instrument Statused - Stolen
66 Invalid - CVV
67 Limit Exceeded - Over Purchase Total Limit
68 Card Statused - Warning Bulletin
69 Service Interruption
70 Transaction - Not Permitted
71 System Service Interruption
72 Partial Approval
73 Card - Not on File
74 Invalid - Card Number
75 New/Reissue
76 Issuer Service Interruption
77 Authorization Flag - Decline
78 Pick up Card
79 Stop Payment On Check
80 Invalid - Transaction Type
84 Invalid - CVV/CVC PIN Validation
85 Invalid - CVV/CVC Rejected
86 Authorization Request Prior Valid Date
87 ATM Balance Inquiry
88 Business Card Check Override Parameters
92 Invalid - Cardholder Verification
93 Not Specified
94 Card Expired
95 Suspected Fraud - Not Received as Issued
96 Suspected Fraud - Counterfeit
97 Suspected Fraud - Kiting
98 Suspected Fraud - Lost/Stolen
99 Invalid - Expiration Date Mismatch
101 Limit Exceeded - Presentation Instrument Over
Daily Number of Authorizations Limit
106 Chip Not Found
107 Invalid - Authorization Request Cryptogram (ARQC)
108 Card Blocked
110 Suspect Fraud - Visa Real Time Decision
113 Cardholder Control Set
122 Token PAN Mapping Service Interruption
RDT_POS_ENTR_MODE_CD Code representing the POS entry method for a Cardholder CHAR(2)
Authorization History record.
0 Not Specified
1 Manual Entry
2 Magnetic Stripe Entry
3 Bar Code
4 Optical Character Recognition
5 Chip/Smart Card
6 Track 1 Read
7 Contactless Chip
9 eCommerce, including remote chip
10 Credentials on File
79 EMV Fallback Manually Entered
80 EMV Fallback Magnetic Stripe
81 eCommerce
82 Mobile Commerce
83 EMV (Discover only)
90 Magnetic Stripe Entry Full
91 Contactless Magnetic Stripe Entry
92 Not Specified
95 Chip/Smart Card Data Unreliable
99 Merchandise Referral
BLANK Not Specified
Code representing the type of Automatic Teller Machine
RDT_ATM_FLAG CHAR(1)
(ATM) transaction. Not used.
RDT_CURR_MARKUP_FEE Total amount of fees assessed for currency conversion. DECIMAL(13,2)
RDT_TOTL_DFP_AM Amount of all dynamic fees for the monetary transaction. DECIMAL(9,2)
RDT_ENTRY_REF_NUMBER Number identifier of monetary transaction. VARCHAR(17)
Identifier of the Transaction Level Processing (TLP)
RDT_FLAP_PROMOTION_ID VARCHAR(8)
promotion.
Amount of the transaction in units of currency for the nation
RDT_FGN_TRAN_AMT DECIMAL(13,2)
where the transaction originated.
RDT_FRGN_CURR_CODE Code representing whether the merchant used domestic or CHAR(3)
foreign currency.
008 Albanian Lek
012 Algerian Dinar
032 Argentina Argentine Peso
036 Australian Dollar
044 Bahamian Dollar
048 Bahraini Dinar
050 Bangladesh Taka
051 Armenian Dram
052 Barbados Dollar
060 Bermudian Dollar
064 Bhutanese Ngultrum
068 Bolivia Boliviano
072 Botswana Pula
084 Belize Dollar
090 Solomon Islands Dollar
096 Brunei Darussalam Brunei Dollar
104 Myanmar Kyat
108 Burundi Franc
116 Cambodia Riel
124 Canadian Dollar
132 Cape Verde Island Cape Verde Escudo
136 Cayman Islands Dollar
144 Sri Lanka Rupee
152 Chilean Peso
156 China Yuan Renminbi
157 China Chinese Renminbi
170 Colombian Peso
174 Comoros Guinean Franc
180 Zaire New Zaire
188 Costa Rican Colon
191 Croatian Kuna
192 Cuban Peso
203 Czech Koruna
208 Danish Krone
214 Dominican Peso
218 Ecuador Sucre
222 El Salvador Colon
230 Ethiopian Birr
232 Eritrean Nafka
233 Estonia Kroon
238 Falkland Islands Pound
242 Fiji Dollar
262 Djibouti Franc
270 Gambia Dalasi
292 Gibraltar Pound
320 Guatemala Quetzal
324 Guinean Franc
328 Guyana Dollar
332 Haiti Gourde
340 Honduras Lempira
344 Hong Kong Dollar
348 Hungary Forint
352 Icelandic Krona
356 Indian Rupee
360 Indonesia Rupiah
364 Iranian Rial
368 Iraqi Dinar
376 New Israeli Shekel
388 Jamaican Dollar
392 Japan Yen
398 Kazakhstan Tenge
400 Jordanian Dinar
404 Kenyan Shilling
408 North Korean Won
410 Korean Won
414 Kuwaiti Dinar
417 Kyrgyzstan Som
418 Lao Kip
422 Lebanese Pound
426 Lesotho Loti
430 Liberian Dollar
434 Libyan Dinar
446 Macau Pataca
454 Malawi Kwacha
458 Malaysian Ringgit
462 Maldives Rufiyaa
480 Mauritius Rupee
484 Mexican Peso
496 Mongolian Tugrik
498 Moldovan Leu
504 Moroccan Dirham
512 Oman Rial Omani
516 Namibia Dollar
524 Nepalese Rupee
532 Netherlands Antillian Guilder
533 Aruba Aruban Guilder
548 Vanuatu Vatu
554 New Zealand Dollar
558 Nicaraguan Cordoba Oro
566 Nigerian Naira
578 Norwegian Krone
586 Pakistan Rupee
590 Panama Balboa
598 Papua New Guinea Kina
600 Paraguay Guarani
604 Peru Sol
608 Philippine Piso
624 Guinea-Bissau Peso
634 Qatar Qatari Rial
643 Russian Federation Russian Ruble
646 Rwanda Rwanda Franc
654 Saint Helena Pound
682 Saudi Riyal
690 Seychelles Rupee
694 Sierra Leone Leone
702 Singapore Dollar
704 Vietnam Dong
706 Somali Shilling
710 South Africa Rand
716 Zimbabwe Dollar
728 South Sudanese Pound
748 Eswatini Lilangeni
752 Swedish Krona
756 Swiss Franc
760 Syrian Pound
764 Thai Baht
776 Tonga Pa’anga
780 Trinidad and Tobago Dollar
784 U.A.E. Dirham
788 Tunisian Dinar
792 Turkish Lira
800 Uganda Shilling
807 Macedonian Denar
818 Egyptian Pound
826 English Pound Sterling
834 Tanzanian Shilling
840 US Dollar
858 Uruquay Peso
860 Uzbekistan Sum
882 Samoan Tala
886 Yemeni Rial
901 New Taiwan Dollar
928 Venezuelan Bolivar
929 Mauritania Ouquiya
930 Sao Tome and Principe Dobra
933 Belarussian Ruble
934 Turkmenistan Manat
936 Ghana Cedi
938 Sudanese Pound
941 Serbian Dinar
943 Mozambique Metical
944 Azerbaijan Manat
946 Romania Leu
949 Turkish Lira
950 CFA Franc BEAC
951 East Caribbean Dollar
952 CFA Franc BCEAO
953 CFP Franc
967 Zambian Kwacha
968 Surinam Dollar
969 Malagasy Ariary
971 Afghanistan Afghani
972 Tajikistan Somoni
973 Angola Kwanza
975 Bulgarian Lev
976 Congolese Franc
977 Convertible Marks
978 Euro
980 Ukrainian Hryvnia
981 Georgian Lari
985 Polish Zloty
986 Brazilian Real
RDT_US_EQUIV_AMT (always 0) Amount of the transaction in U.S. dollars. DECIMAL(13,2)
RDT_DETL_ICHG_FEE_AM Amount of interchange fee calculated for the transaction. DECIMAL(15,4),
Amount of international value added tax as of the most
RDT_LS_IVA_AM DECIMAL(13,2)
recent statement.
RDT_MAIL_PHONE_IND Code representing the type of transaction order, for CHAR(1)
example telephone or electronic mail.
1 Single Mail or Telephone Order
2 Recurring Mail or Telephone Order
3 Installment Billing
4 Not Specified
5 Secure Online With Cardholder Certificate
6 Secure Online Without Cardholder Certificate
7 Channel-Encrypted eCommerce
8 Non-Secure eCommerce
Blank Point of Sale Transaction
F In-Flight
I Internet
T Telephone Order
Code representing type of prepaid cards accepted by
merchant.
1 = Merchant uses limited-amount terminal (TIFF2/MERIT
FLAGS same A)
2 = Merchant uses unattended automated dispensing
machine (TIFF2/MERIT FLAGS same as B)
3 = Merchant uses unattended self-service terminal
(TIFF2/MERIT FLAGS same as C)
A = Merchant accepts prepaid card purchased through a
limited-amount terminal (first position of TIIF2/MERIT
FLAGS must = 1)
B = Merchant accepts prepaid card purchased through an
RDT_PREPAID_CARD_IND unattended automated dispensing machine (first or CHAR(1)
fourth positions of the TIIF2/MERIT FLAGS must = 3 or 1,
respectively)
C = Merchant accepts prepaid card purchased through as
unattended self-service terminal (first or fourth
positions of the TIIF2/MERIT FLAGS must = 3 or 2,
respectively)
D = Purchasing disposable VISA cash card
P = Merchant accepts prepaid cards
R = Adding value to a re-loadable VISA cash card
Space = Merchant neither accepts prepaid cards nor uses
cardholder-activated terminals
Default value is: Space
RDT_MRCH_ACCOUNT_NUMBER Identifier of the merchant account. VARCHAR(16)
Identifier of the level used to group accounts together for
RDT_MRCH_AGENT_NO
processing. CHAR(4)
RDT_MRCH_CITY Name of the city where the merchant is located. VARCHAR(13)
Code representing the alphabetic ISO3 country code where
RDT_MRCH_ISO3_CTRY_CD CHAR(3)
the merchant accepting a transaction is located.
Code determining whether FDR processes authorizations
RDT_LOYALTY_MRCH_TYPE CHAR(1)
and tickets, or only tickets for this merchant.
Name of the business associated with the merchant
RDT_MRCH_NAME VARCHAR(40)
account.
Identifier of the level used to group agents together for
RDT_MRCH_PRIN_BANK
processing. CHAR(4)
RDT_RIS_IND Code representing Risk Identification Service daily activity CHAR(1)
tracking requirements for a merchant who is generating a
disproportionately high percentage of suspect transactions.
Valid values are:
1 =A floor limit of zero is required.
2 = The merchant’s terminal can display the account
number that is encoded on the magnetic stripe of a plastic.
3 = A floor limit of zero is required and the merchant’s
terminal can display the account number that is encoded on
the magnetic stripe of a plastic.
Blank = There is no special requirements for this merchant
Code representing the Merchant Risk Identification Service
type.
Valid values are:
B = Prestigious lodging service merchant, Visa-specified
value.
D = Prestigious lodging service merchant, Visa-specified
value.
F = Facsimile draft provided. Use this code for airline or
RDT_MRCH_RIS_IND CHAR(1)
vehicle leasing merchants only.
H = Visa lodging services merchant, qualifies for special floor
limit; international only.
L = Visa lodging services merchant.
S = Prestigious lodging service merchant, Visa specified
value.
8 = Quasi-cash merchant.
Blank = No specific conditions present.
Code representing the merchant category (also known as
RDT_MRCH_SIC_CODE
SIC or MCC code.) INTEGER
RDT_MRCH_STATE Code representing the state where the merchant is located. CHAR(2)
Amount of a special charge on a cash advance or sale, or
RDT_ITEM_ADDITIONAL_AMT DECIMAL(13,2)
amount of an interest adjustment on a backdated payment.
Code representing the type of monetary detail record. –
REC_CODE_KEY VARCHAR(1)
Constant D.
RDT_TRANSACTION_CODE 251 Authorization SMALLINT
252 Authorization Adjustment
253 Sale
254 Cash Advance
255 Return
256 Merchandise Sale Reversal
257 Cash Advance Reversal
258 Return Reversal
259 Merchandise Sale Amount Adjustment
260 Cash Advance Amount Adjustment
261 Return Amount Adjustment
271 Payment
272 Payment Reversal
273 Payment Amount Adjustment
280 Adjustment
*Note – A 280 Misc Adjustment could be applied as a 271
281 Cash Advance Item Charge Refund
282 Late fee Refund
283 Merchandise Finance Charge Refund
284 Cash Advance Finance Charge Refund
285 Backdated Payment Adjustment
286 Merchandise Item Charge Refund
287 Overlimit Charge Refund
288 Credit Insurance Fee Refund
290 Backdate Cash Advance and Sales Adjustment
370 Small Balance Charge-off
371 Charge Off Total Account
372 Charge Off Cash Advance Interest
373 Charge Off Billed Late Charges
374 Charge Off Merchandise Interest and Service Charge
375 Charge Off Credit Insurance
376 Charge Off All Finance Charges
377 Charge Off All Current Cash Advance Interest
378 Charge Off All Current Merchandise Interest
379 Charge Off Cycle-to-Date Late Charges
380 Charge Off Billed Cash Advance Item Charges
381 Charge Off Billed Merchandise Item Charges
382 Charge Off Billed Overlimit Fee
383 Charge Off Cycle-to-Date Cash Advance Item Charges
384 Charge Off Cycle-to-Date Merchandise Item Charges
385 Charge Off Cycle-to-Date Overlimit Fees
400 Account Transfer
Code representing the reason for the unposted item.
For trans types 271, the following codes are known:
RDT_NO_POST_REASON SMALLINT
280:Adjustment as Payment
282:Refund of Late Fees
Code representing the type of Presentation Instrument.
1 Magnetic stripe on plastic card
2 Contactless chip card
3 Token - Secure Element
4 Token - Card On File
RDT_PI_TYPE_CD 5 Token - Host Card Emulation (HCE) CHAR(2)
6 EMV - Dual Interface Chip Card
7 Mobile device
8 Europay Mastercard Visa (EMV)
99 Unassigned
BLANK Not Specified
Identifier of the Flexible Large Account Promotion (FLAP)
RDT_RETAIL_FLAP_ID INTEGER
transaction.
Identifier of the Rewards program associated with this
RDT_RWRD_ID VARCHAR(8)
transaction.
Identifier of the terminal and location where the transaction
RDT_TERM_ID VARCHAR(4)
was entered.
Code representing the owner of terminal.
Valid values are:
RDT_TRMN_OWNR_ID CHAR(1)
B = Bank terminal
F = FDR terminal
RDT_TRANSACTION_AMOUNT Amount of the monetary transaction. DECIMAL(17,2)
RDT_TRANSACTION_DATE Date the monetary transaction was entered. INTEGER,
RDT_CENTURY_JULIAN_POST_DATE Date the transaction posted to the account. INTEGER,
INET-assigned number identifying the transaction ... Visa's
RTI_REG_VISA_TID_ID DECIMAL (20)
Identification number.
Identifier of the Wallet.
001 = Apple Pay
003 = Google Pay
004 = Samsung Pay
008 = Microsoft Pay
009 = MasterPass Pay
011 = Visa Digital Commerce App
016 = Fitbit Pay
017 = Garmin Pay
TKN_WLLT_ID CHAR(3)
101 = MasterPass Pay
103 = Apple Pay
216 = Google Pay
217 = Samsung Pay
FX = Google Pay
SG = Samsung Pay
UNK = Not Specified
YK = Apple Pay
RDT_MERCHANT_DESCR Merchant description VARCHAR(40)

RDT_CARD_ACCEPTOR_CODE Merchant Card Acceptor Code VARCHAR(15)
RDT_AUTHORIZATION_
Transaction Authorization ID VARCHAR(6)
NO
RDT_ENTERED_CHD_
Entered account number VARCHAR(16)
ACCT_NO
Cardholder User Defined file:
● Additional Omaha “011” account level data. This file contains user defined attributes of card accounts. Clients
can use these fields as they determine in the First Data System
● Naming Standard: [Processing DateYYYYMMDD].[CUname][Frequency]CardholderUD.[Data
DateYYYYMMDD].txt
● Frequency: This file is available as either a daily feed or monthly “month end” snapshot.

Identifier of the company number associated with the
CHD_CMPN_ID
Commercial Card account. VARCHAR(8)
CHD_CUST_FLG_1 Code representing client-defined information. VARCHAR(1)
CHD_MISCELLANEOUS_FIELD_1 Client-defined text. VARCHAR(4)
CHD_MISC_FIELD_9 Client-defined text. VARCHAR(10)
CHD_MISC_FIELD_10 Client-defined text. VARCHAR(10)
CHD_MISC_FIELD_11_TX Client-defined text. VARCHAR(26)
CHD_MISC_FIELD_12_TX Client-defined text. VARCHAR(26)
CHD_MISC_FIELD_13_TX Text associated with the Miscellaneous 13 field. VARCHAR(50)
Code determining the current pricing strategy the
CHD_PROCESSING_LEVEL
issuer uses to process an account. VARCHAR(1)
First Issuer-defined code determining special
CHD_SC_1
conditions on an account record. VARCHAR(1)
Second Issuer-defined code determining special
CHD_SC_2
Third Issuer-defined code determining special
CHD_SC_3
Fourth Issuer-defined code determining special
CHD_SC_4
Fifth Issuer-defined code determining special
CHD_SC_5
Sixth Issuer-defined code determining special
CHD_SC_6
Seventh Issuer-defined code determining special
CHD_SC_7
Eighth Issuer-defined code determining special
CHD_SC_8
CHD_UD_AD_MESSAGE_FLAG Code representing client defined information. SMALLINT
Identifier of the financial institution's officer who
CHD_UD_APPROVAL_OFFICER_CODE
approved the application. INTEGER
CHD_UD_ATTRITION_INDEX Identifier of the Issuer-defined attrition index. INTEGER
CHD_UD_BANK_RELATION_CODE Issuer-defined bank relation code. SMALLINT
CHD_UD_FINANCIAL_INSTITUTION Issuer-defined identifier of the financial institution. INTEGER
Code determining how to segment the portfolio (for
CHD_UD_GEO_CODE example, based on geographic or demographic
criteria). SMALLINT
Client-defined numeric code representing a lifestyle
CHD_UD_LIFESTYLE_IND
type. INTEGER
CHD_UD_PRODUCT_TYPE Issuer-defined code representing the type of product. SMALLINT
CHD_UD_PROFITABILITY_INDEX Code representing the profitability index used. INTEGER
CHD_UD_RISK_SCORE Code representing the client-defined risk score. INTEGER
Code representing the first financial reporting level of
CHD_UD_RPT1
the Commercial Card account. VARCHAR(4)
Code representing the second financial reporting level
CHD_UD_RPT2
of the Commercial Card account. VARCHAR(4)
Code representing the third financial reporting level of
CHD_UD_RPT3
the Commercial Card account. VARCHAR(4)
Code representing the fourth financial reporting level
CHD_UD_RPT4
of the Commercial Card account. VARCHAR(4)
Issuer-defined code representing the source of the
CHD_UD_SOURCE_CODE
account. VARCHAR(4)
Code determining client-defined allocation table
CHD_UPC_1
decision elements (First code). VARCHAR(1)
CHD_UPC_2
decision elements (Second code). VARCHAR(1)
CHD_UPC_3
decision elements (Third code). VARCHAR(1)
CHD_UPC_4
decision elements (Fourth code). VARCHAR(1)
Code determining client-define allocation table
CHD_UPC_5
decision elements (Fifth code). VARCHAR(1)
CHD_UPC_6
decision elements (Sixth code). VARCHAR(2)
CHD_UPC_7
decision elements (Seventh code). VARCHAR(2)
CHD_UPC_8
decision elements (Eighth code). VARCHAR(3)
CHD_UPC_9
decision elements (Ninth code). VARCHAR(3)
CHD_UPC_10
decision elements (Tenth code). VARCHAR(4)
CHD_UPC_11
decision elements (Eleventh code). VARCHAR(5)
CHD_UPC_12
decision elements (Twelfth code). VARCHAR(6)
CHD_UPC_13
decision elements (Thirteenth code). VARCHAR(2)
CHD_UPC_14
decision elements (Fourteenth code). VARCHAR(2)
CHD_UPC_15
decision elements (Fifteenth code). VARCHAR(2)
CHD_UPC_16
decision elements (Sixteenth code). VARCHAR(2)
CHD_UPC_17
decision elements (Seventeenth code). VARCHAR(2)
Number associated with the Pricing Control Code 19
CHD_UPC_19_NR
field. SMALLINT
CHD_UPC_20_NR
field. INTEGER
CHD_UPC_21_AM
amount. DECIMAL(17,2)
CHD_UPC_22_NR
field. BIGINT
Cardholder Promotion file:
● This file contains data on cardholder promotional “FLAP buckets”.
● Naming Standard: [FileGatewayMailbox].[Processing DateYYYYMMDD].[CUname][Frequency]OMPromo.[Data
DateYYYYMMDD].txt

Identifier of the Flexible Large Account Promotion
FLAP_ID
(FLAP). INTEGER
Code directing the System on how to process this
promotional purchase. Valid values are 1 and 5.
FLAP_TYPE
5 = multiticket promotion.
1 = is single ticket promotion. VARCHAR(1)
FLAP_TRANSACTION_AMT Transaction amount for the Flap transaction DECIMAL(17,2)
Transaction date for the Flap transaction. Transform
FLAP_TRAN_DATE
to CCYYMMDD INTEGER
FLAP Effective Date This field represents the date
FLAP_EFFECTIVE_DATE interest begins accruing.
Transform to CCYYMMDD INTEGER
FLAP Delay Interest End Date in CYYMMDD format
FLAP_DELAY_INT_END_DATE
Transform to CCYYMMDD. INTEGER
Annual interest rate used to calculate interest on the
FLAP_ANN_INT_RATE
promotional balance. DECIMAL(5,3)
Promotional Go To Annual Percentage Rate Current
FLAP_GOTO_APR non-introductory interest rate for the promotional
balance DECIMAL(5,3)
Identifier of the Transaction Level Processing (TLP)
FLAP_PROMOTIONAL_ID
promotion. VARCHAR(8)
FLAP_LS_ANN_APR FLAP Last Statement Annual APR DECIMAL(5,3)
Balance Type Code. Valid Values are I and B.
FLAP_BLNC_TYPE_CD I = Promotional
B = Protected Balance VARCHAR(1)
Multiusage flag, indicates if it’s a Cash or Merchandise
FLAP. Valid values are:
FLAP_PB_MUF_TYPE_CD
C = Cash
M = Merchandise VARCHAR(1)
FLAP_CRRN_BLNC_AM Promotion Total Amount DECIMAL(17,2)
FLAP_CTD_PRIN Cycle To Date Promotion Principal Amount DECIMAL(17,2)
FLAP_OLD_PRIN Flap Old Principal Amount DECIMAL(17,2)
FLAP_BINT Promotion Principal Two Cycle Plus Amount DECIMAL(17,2)
FLAP_CURR_UNPAID_INTSC Flap Current Unpaid Interest Amount DECIMAL(13,2)
FLAP_DISPUTE_AMOUNT Flap Dispute Amount DECIMAL(17,2)
FLAP_REPORTABLE_INT Reportable Interest DECIMAL(13,2)
Flap Unpaid Late Charge Amount
FLAP_AP_UNPD_LATE_CHRG_AM
The amount of unpaid late charges on this flap. DECIMAL(17,2)
FLAP_AP_UNPD_MSCL_CHRG_AM Flap Unpaid Miscellaneous Charge Amount DECIMAL(17,2)
Flap Annual Charge Amount
FLAP_AP_UNPD_ITEM_CHRG_AM
The amount of CTD annual charges posted to the flap. DECIMAL(17,2)
FLAPLS_FLAP_ADB_AM Last Statement Flap Average Daily Balance Amount DECIMAL(17,2)
FLAPLS_ACCRUED_UNBILLED_INT Last Statement Accrued Unbilled Interest DECIMAL(13,2)
FLAPLS_BLNC_AM Last Statement Balance Amount DECIMAL(17,2)
FLAP_PRTC_BLNC_DT Flap Protected Balance Date INTEGER
Flap Variable Code
Variable Vs Fixed Rate Code
Code representing whether the System is using a fixed
or variable rate to calculate the
promotion/plan/protected balance interest for the
FLAP_VRBL_CD account.
Valid values are:
F = Fixed rate
V = Variable rate
Default value is:
Space VARCHAR(1)
Flap Goto Variable Code

Variable Vs Fixed Go To
Rate Code
Code representing whether the System is
using a fixed or variable rate to calculate
the non-introductory promotion/plan/
FLAP_GOTO_VRBL_CD
protected balance interest for the account
Valid values are:
F = Fixed rate
V = Variable rate
Default value is:
Space
VARCHAR(1)
Annual interest rate used to calculate interest during
FLAP_ORIG_ANN_INT_RATE
the introductory period of a promotion. DECIMAL(5,3)
Current amount of the promotional balance that is
FLAP_CURR_TOTAL_DELQ
delinquent. DECIMAL(17,2)
Identifies the associated original Promo that this
FLAP_ASSC_FLAP_ID
Promo that is under Protective Balance INTEGER
Identifies the Promo that is placed under Protective
FLAP_PRTC_BLNC_ID
Balance INTEGER
FLAP_PB_TRMS_EFFC_DT Date the Promo terms takes effect for Balance that is INTEGER
protected
Date the Promo terms freezes effective for Balance
FLAP_TERM_FREZ_DT
that is protected. INTEGER
Code determining the base interest rate used to
FLAP_SSPN_BASE_INT_CD calculate interest after the introductory period of a
promotion. VARCHAR(1)
Account that qualifies for 2ADB (Mid-cycle) process.
FLAP_LS_FRST_PERD_ADB_AM
Promo ADB amount for first period. DECIMAL(17,2)
FLAP_LS_FRST_PERD_APR_RT
Promo Annual Interest Rate for first period. DECIMAL(5,3)
FLAP_ORIG_DAILY_INT_RATE
Promo Daily Interest Rate for first period. DECIMAL(5,5)
Cardholder Loyalty file:
● File contains cardholder rewards data.
● Naming Standard: [FileGatewayMailbox].[Processing DateYYYYMMDD].[CUname][Frequency]OMLoyalty.[Data
DateYYYYMMDD].txt

CHD_ACCOUNT_NUMBER Account number needed to link back to card VARCHAR(16)
Total amount of bonus points or rebates that
REDEEMABLE_BAL
is available to be redeemed for this program. VARCHAR(18)
Next date rewards will be distributed from
CCYYMM_NEXT_DISTR
this bonus program. VARCHAR(6)
Amount of the bonus that will expire on the
BON_DUE_TO_EXPIRE
bonus expiration date. VARCHAR(18)
Expiration date for points earned from the
CCYYMM_WILL_EXPIRE
bonus program. VARCHAR(6)
BON_BONUS_PROGRAM Name of the bonus program. VARCHAR(8)
Amount of the anniversary reward that was
LS_ANNV_RWRD_AM awarded to the customer on the most recent
statement. VARCHAR(18)
Amount of bonus adjustments as of the most
LS_ADJUST_BONUS
recent statement. VARCHAR(18)
Amount used to make adjustments to the
LS_BASE_ADJUST base against which rewards are calculated as
of the most recent statement. VARCHAR(18)
Base amount used to calculate bonuses on the
LS_BASE rewards program as of the most recent
Amount of bonus earned as of the most
LS_EARNED_REDEEM
Last statement amount of net bonus that is
LS_ENDING_REDEEMED
available for distribution or redemption. VARCHAR(18)
Amount of bonus that expired because
LS_EXPIRED bonuses were not redeemed or distributed as
of the most recent statement. VARCHAR(18)
Amount of bonus that was forfeited because
LS_FORFEITED of status or lost bonus as of the most recent
Amount of calculated bonus (plus or minus
cycle-to-date adjustment bonus) that exceeds
LS_OVERAGE
the maximum bonus amount as of the most
Amount of total redeemed or distributed
LS_REDEEMED
bonus on the most recent statement. VARCHAR(18)
Amount of the enrollment fee assessed on the
LS_ENRL_FEE_AM
most recent statement. VARCHAR(18)
Amount of the enrollment reward awarded on
LS_ENRL_RWRD_AM
the most recent statement. VARCHAR(18)
Amount of the incentive reward awarded to
LS_INCN_RWRD_AM
the customer on the most recent statement. VARCHAR(18)
Date of the most recent statement in the
CCYYMMDD_LS_DT
Rewards system. VARCHAR(8)
Amount of the cycle-to-date roll in on the
LS_ROLL_IN_AMT
Amount of the cycle-to-date roll out on the
LS_ROLL_OUT_AMT
Amount of the cycle-to-date rewards traded
LS_TRAD_IN_AM to other rewards programs on the most recent
Amount of the cycle-to-date rewards traded
LS_TRAD_OUT_AM out of rewards programs on the most recent
Total amount of bonus points or rebate
TOT_EARNED_REDEEM
amount earned for this program. VARCHAR(18)
Total amount of bonus points or rebate
TOT_REDEEMED
amount redeemed for this program. VARCHAR(18)
Amount of anniversary rewards awarded to
PTD_ANNV_RWRD_AM the account holder during the life of the
program. VARCHAR(18)
Amount of enrollment fees assessed to the
BON_PTD_ENRL_FEE_AM
account holder during the life of the program. VARCHAR(18)
Amount of enrollment Rewards awarded to
PTD_ENRL_RWRD_AM the account holder during the life of the
Amount of incentive rewards awarded to the
PTD_INCN_RWRD_AM
account holder during the life of the program. VARCHAR(18)
Amount of roll in during the life of the
PTD_ROLL_IN_AMT
PTD_ROLL_OUT_AM Amount of roll out during the life of the VARCHAR(18)
program.
Amount of rewards traded to other rewards
PTD_TRAD_IN_AM
programs during the life of the program. VARCHAR(18)
Amount of rewards traded out of rewards
PTD_TRAD_OUT_AM
programs during the life of the program. VARCHAR(18)
Amount of rewards that have expired during
BON_TOT_EXPIRED
the life of the program. VARCHAR(18)
Amount of rewards the account holder has
BON_TOT_FOREFEITED
forfeited during the life of the program. VARCHAR(18)
Cardholder Detail file:

● File contains cardholder “plastics” data, AKA presentation instruments and is sourced from the Omaha 258
data. This contains details on the various plastics/cardholders that exist under an account.
● Naming Standard: [FileGatewayMailbox].[Processing DateYYYYMMDD].[CUname][Frequency]
OMCardholderDetail.[Data DateYYYYMMDD].txt
File service source name Business Name Data Type

VARCHAR(16
PINS_OUT_KEY_FULL_ACCOUNT Full Cardholder Account Number
)
Customer Type Code
Code representing the customer. Valid values are:
PINS_TYPE_CD 01 = Primary customer
02 = Secondary customer
03 = Additional name/authorized user CHAR(2)
Presentation Instrument
Identifier
PINS_OUT_PI_ID VARCHAR(19
Identifier of the customer’s presentation
Instrument )
PINS_OUT_ASSG_CRTN_DT CHAR(8)
Plastic Last Granted Date
Date that a presentation instrument was
PINS_OUT_PLST_GNRT_LAST_DT
last issued for this presentation
instrument identifier CHAR(8)
Last Pin Change Date
Date of the last status change associated
PINS_OUT_PIN_LAST_CHNG_DT
with a particular presentation instrument
identifier CHAR(8)
PINS_OUT_PIN_MALR_LAST_DT Last PIN Mailer Date CHAR(8)
Date the most recent PIN mailer was sent
to the customer
Valid values are:
MMDDYYYY
Expiration Date
PINS_OUT_EXPR_DT Date the presentation instrument expires
CHAR(8)
Plastic Count
Count of presentation instruments that
will be issued for the customer role
PINS_OUT_PLST_CT
associated with this presentation
instrument identifier
INTEGER
PIN Verification Number
PIN verification identifier for the
PINS_OUT_PIN_VRFY_NR
INTEGER
Presentation Type Code
Code representing the type of
PINS_OUT_PSTN_TYPE_CD
Valid values are:
00 & 90
CHAR(2)
PIN Transfer Flag Indicator
PINS_OUT_PIN_TRNS_FLAG_IN
CHAR(1)
Security Number
Identifier of the presentation instrument
PINS_OUT_SCRT_CD
security code
CHAR(6)
PINS_OUT_PLST_TYPE_CD Plastic Type Code CHAR(1)
Code representing the type of plastic to be issued to the
customer
Valid values are:
0 - Do not emboss plastics for this customer on this
account.
1 = Use the parameters in the Plastic Products strategy for
plastic type 1 to emboss plastics on this account.
6 = Do not emboss plastics or create embossing records for
this account. This value is for special use when you set the
Embossing Services Option parameter in the Embossing
Processing section (AO AC EM) of the Product Control File
to N.
7 = Do not emboss plastics or create embossing records for
this account. This value is for special use when you set the
Embossing Services Option parameter in
the Embossing Processing section (AO AC EM) of the
Product Control File to N.
Plastic Replacement Indicator

System-generated indicator designating whether this
presentation instrument identifier has been replaced with
a new presentation instrument identifier for the
associated customer role
Valid values are:
PINS_OUT_PLST_RPLC_IN N = No, this presentation instrument has not been
replaced with a new presentation instrument identifier for
the associated customer role.
Y = Yes, this presentation instrument has been replaced
with a new presentation instrument identifier for the
associated customer role.
CHAR(1)
PIN Prohibited Indicator
Indicator designating whether PIN processing is denied for
this presentation instrument identifier
Valid values are:
PINS_OUT_PIN_PRHB_IN
N = No, this presentation instrument identifier is not
prohibited from PIN processing.
Y = Yes, this presentation instrument identifier is
prohibited from PIN processing.
CHAR(1)
Photocard Indicator Code
System-generated indicator designating whether the
plastics associated with this presentation instrument
identifier support a photo on the card
PINS_OUT_PHTC_USE_INDC_CD
Valid values are:
N = No, photocard is not available.
Y = Yes, photocard is available.
CHAR(1)
Personal Embossing Text
Client-specified free form text to be embossed on the
PINS_OUT_PRSN_EMBS_TX fourth line of the plastic for the customer role associated
with this presentation instrument identifier VARCHAR(26
)
Last Plastic Nonmon Code
Identifier of the last non-monetary transaction and sub-
PINS_OUT_LAST_PLST_NNMN_CD transaction update initiated for this presentation
instrument identifier
CHAR(5)
Last Plastic Nonmon Date
Date of the last non-monetary transaction initiated for this
PINS_OUT_LAST_PLST_NNMN_DT
presentation instrument identifier
CHAR(8)
PINS_OUT_PI_TYPE_CD Presentation Instrument Type Code CHAR(2)
Code representing a device associated with an account
number, a presentation instrument or a type of device
used for an authorization and matching posted
monetary transaction. Values in this field are System
generated.
Valid values are:
01 = Magnetic stripe on plastic card
02 = Contactless chip card
03 = External token secure element
04 = External token card on file
05 = External token host card emulation
06 = Europay Mastercard Visa (EMV) dual interface
(contactless and contact) chip card
07 = Mobile device
08 = Europay Mastercard Visa (EMV) (contact only) chip
card
13 = Internal token secure element
14 = Internal token card on file
15 = Internal token host card emulation
99 = Unassigned
Default value is:
Spaces
Plastic Replacement Date

PINS_OUT_PLST_RPLC_DT
Last date that the card was replaced CHAR(10)
Prior Expiration Date
PINS_OUT_PRIR_EXPR_DT Last expiration date that is contained on the card
CHAR(10)
Presentation Instrument Replacement Sequence Number
PINS_OUT_PI_RPLC_SQNC_NR
SMALLINT
Lost Stolen Date
PRST_OUT_LOST_STLN_DT Date the plastic was lost or stolen
CHAR(8)
Activation Code
System-generated code representing whether this
presentation instrument identifier has been activated
Valid values are:
0 = Active.
1 = Never block for card activation. (very rare)
PRST_OUT_ACTV_CD 7 = Positive cardholder identification and/ or verification of
plastic receipt has not yet been established for this new
plastic or plastic issued for a reason other than reissue.
8 = Positive cardholder identification and/ or verification of
plastic receipt has not yet been established for this
reissued plastic.
CHAR(1)
PRST_OUT_PI_STTS_CD Presentation Instrument Status Code CHAR(1)
Code representing the external status of the presentation
instrument
Valid values are:
A = This presentation instrument identifier is blocked from
authorization approval.
C = This presentation instrument identifier is closed. This
status will prevent authorization approval but will
not prevent any other monetary or non-monetary
transactions from being posted.
L = This presentation instrument identifier is associated
with a lost presentation instrument. This valid code is
System-generated only.
U = Fraud has been detected on this presentation
instrument identifier. This valid code is System-generated
only.
X = This presentation instrument identifier is associated
with an account that has been flagged for deletion. All
presentation of this presentation instrument identifier will
be suppressed. A presentation instrument identifier with
this status will be removed from the presentation
instrument database when the associated account is
deleted from the Cardholder Master File during month-
end account deletion processing. This valid
code is System-generated only.
blank = This presentation instrument identifier is
associated with an active presentation instrument.
Status Reason Code

PRST_OUT_STTS_RESN_CD
CHAR(2)
Temporary Code
Code representing whether a temporary plastic has been
issued for this presentation instrument identifier
PRST_OUT_TMPR_CD Valid values are:
0 - A temporary plastic was issued during the last 45 days.
9 - No temporary plastic has been issued for this
presentation instrument identifier during the last 45 days. CHAR(1)
PRST_OUT_PI_FRAD_STGY_DT Presentation Instrument Fraud Strategy Date CHAR(8)
Presentation Instrument Fraud Strategy Identifier
Client-defined code representing the fraud strategy
PRST_OUT_PI_FRAD_STGY_ID
assigned to this presentation instrument identifier
CHAR(2)
ADST-OUT-ADDR-TYPE-CD Address Type Code
Code representing the type of address displayed CHAR(4)
ADST-OUT-CTGR-CD Category Code
Code representing the ddress category
Valid values are:
P = Permanent
R = Repeating
T = Temporary
Blank = Permanent CHAR(1)
ADST-OUT-ADDR-FRMT-CD Address Format Code CHAR(1)
Code representing whether a formatted or unformatted
address is used for the customer address
Valid values are:
F = Formatted address
U = Unformatted address
ADST-OUT-EFFC-BEGN-DT Effective Begin Date
Begin date for which this address is effective
Format is:
MMDDYYYY CHAR(8)
ADST-OUT-EFFC-END-DT Effective End Date
End date for which this address is effective
Format is:
MMDDYYYY CHAR(8)
ADST-OUT-LINE-1-TX First Line Text VARCHAR(50
First line of address for mailing purposes )
ADST-OUT-LINE-2-TX Second Line Text VARCHAR(50
Second line of address for mailing Purposes )
ADST-OUT-CITY-NM City Name VARCHAR(25
Name of the cardholder’s city for mailing Purposes )
ADST-OUT-SBDV-1-TX First Subdivision Text
Name of the cardholder’s subdivision within the city for VARCHAR(25
mailing purposes )
ADST-OUT-PSTL-CD Postal Code VARCHAR(14
ZIP or postal code of customer’s mailing Address )
ADST-OUT-MAIL-CD Mail Code
Code representing the shipping method for plastics CHAR(3)
ADST-OUT-MAIL-CD-FLAG-IN Mail Code Flag Indicator
Code determining how the System updates the mail code
flag
Valid values are:
0 = Automatically update mail code flag according to the
Zip Code Table Use parameter in the Delivery Options
section
(CI FC DO) of the PCF.
1 = Update mail code flag only by entering the PIR or
NM*65, Mail Code Flag and Update transaction. CHAR(1)
ADST-OUT-DLVR-PONT-CD Delivery Point Code
United States Postal Service®
(USPS)-defined code representing the house, building
location, suite, or post office box that indicates where to
mail correspondence
The Delivery Point Code is used in creating a delivery point
barcode on pieces of correspondence to provide for more
efficient processing by the USPS CHAR(2)
ADST-OUT-VALD-ADDR-IN Valid Address Indicator
Indicator designating whether the stored address is valid
Valid values are:
N = No, the stored address is not valid
Y = Yes, the stored address is valid
Default value is:
Space CHAR(1)
ADST-OUT-RLTN-TYPE-CD Address Relationship
Type Code CHAR(1)
ADST-OUT-EXPR-RESN-CD Express Reason Code CHAR(1)
ADST-OUT-HSTR-RTNT-CD Historical Return Code CHAR(1)
ADST-OUT-VLDT-CD Automatic Address Correction Bypass Code
Code used to determine whether to bypass validation of
the address information through the address hygiene
service.
Valid values are:
B = Bypass auto correction from address hygiene
C = Bypass auto correction from address hygiene and
NCOA
N = Do not bypass auto correction
Default value is:
N CHAR(1)
ADST-OUT-FDR-STAT-CNTY-CD State Name
Code representing the cardholder’s state for mailing
purposes
Default value is:
Space CHAR(2)
CURL_OUT_CRBR_RPRT_CD Credit Bureau Report
Code
Code representing either a request for an action related to
credit reporting or the consumer’s liability for the account
Valid values are:
D = Request deletion from credit bureau files
Q = Do not report
R = Remove
T = Terminated
X = Deceased
Z = Do not report
1 = Individual
2 = Joint contractual liability
3 = Authorized user
5 = Co-maker
7 = Maker CHAR(1)
ACCB_OUT_CBCE_SPCL_CMMN_C Special Comment Code CHAR(2)
D Code representing a special comment assigned to the
account for reporting to the credit bureaus Valid values
are: AB = Debt being paid by insurance
AC = Paying under a partial payment agreement
AH = Purchased by another lender
AI = Recalled to military duty
AP = Credit line suspended
AS = Account closed due to refinance
AT = Closed due to an account transfer within your
financial institution’s FDR® client identifier
AU = Account paid in full for less than full balance
AV = First payment never received
AW = Affected by natural disaster
B = A credit counseling service is managing payment for
the cardholder
BL = Credit card lost or stolen
BO = Foreclosure proceedings started
BT = Principal deferred/interest-only payment
CI = Account closed due to inactivity
CJ = Credit line is not available
CK = Credit line reduced due to collateral depreciation.
This code is used only for home equity or other secured
line of credit accounts.
CL = Credit line suspended due to collateral depreciation.
This code is used only for home equity or other secured
line of credit accounts.
CM = Collateral on the loan was released.
CN = Loan modified under a federal government plan.
CO = Loan modified, not under a federal government plan
CP = Loan in forbearance This code is for accounts you
report to Canadian credit bureaus.
M = Account closed by grantor
O = Account transferred to another lender
S = Special handling
ZA = Included in an orderly payment of debt (OPD)
ZB = Included in a voluntary deposit. This code is for
accounts you report to Canadian credit bureaus.
ZC = Skip/trace. This code is for accounts you report to
Canadian credit bureaus.
ZD = Included in a consumer proposal. This code is for
accounts you report to Canadian credit bureaus.
blank = No comment
ACCB_OUT_CBCE_CMPL_CD Credit Bureau Client Entered Compliance Condition Code CHAR(2)
Code representing the condition of an
account, as defined by the credit bureaus, that is required
for legal compliance by the Fair Credit Reporting Act
(FCRA) and the Fair Credit Billing Act (FCBA) This code
represents the compliance condition you want reported to
the credit bureaus for this account.
Valid values are:
XA = Account closed by consumer. To use this code, the
account must have an external status of C, E, F, or I.
XB = Account information is disputed by consumer
XC = Completed investigation of Fair
Credit Reporting ACT dispute – consumer disagrees
XD = Account closed at consumer’s
request and in dispute under Fair Credit Reporting Act. To
use this code, the account must have an external
status of C, E, F, or I.
XE = Account closed at consumer’s
request and dispute investigation
completed – consumer disagrees.
To use this code, the account must have an external status
of C, E, F, or I.
XF = Account in dispute under Fair Credit Billing Act
XG = Fair Credit Billing Act dispute
resolved – consumer disagrees
XH = Account previously in dispute – now resolved, as
reported by data furnisher
XJ = Account closed at consumer’s
Request and in dispute under Fair Credit Billing Act. To use
this code, the account must have an external status of C, E,
F, or I.
XR = Remove the most recently reported compliance
condition code
blank = No compliance code
ACCB_OUT_CBCE_FCRA_CMPL_CD Credit Bureau Client Entered FCRA
Compliance Condition Code
for legal compliance by the Fair Credit Reporting Act
(FCRA)
Valid values are:
XB = Account information is disputed by consumer
XC = Completed investigation of Fair
Credit Reporting Act dispute – consumer disagrees
XD = Account closed at consumer’s
request and in dispute under Fair Credit Reporting Act. To
use this code, the account must have an external status
other than blank (normal).
XE = Account closed at consumers
request and dispute investigation
completed – consumer disagrees. To use this code, the
account must have an external status other than blank
(normal).
blank = No compliance code CHAR(2)
ACCB_OUT_CBCE_FCBA_CMPL_CD Credit Bureau Client Entered FCRA Compliance Condition CHAR(2)
Code
for legal compliance by the Fair Credit Billing Act (FCBA)
Valid values are:
XF = Account in dispute under Fair Credit Billing Act
XG = Fair Credit Billing Act dispute
resolved – consumer disagrees
XJ = Account closed at consumer’s
request and in dispute under Fair Credit Billing Act. To use
this code, the account must have an external status other
than blank (normal).
blank = No compliance code
CUST_OUT_CUST_NM Principal Name
Name of the customer CHAR(26)
CUST_OUT_BRTH_DT Birth Date
Birth date of the customer CHAR (8)
ALTC_OUT_ALTR_CUST_ID Alternate Customer
Identifier
(SSN number) CHAR(24)
MMBR_SQNC_NR Member Sequence Number
System-generated sequence identifier
representing a specific customer on the
account CHAR(3)
CHD_EXTERNAL_ID External Identifier
System-defined identifier of the customer CHAR(24)
Wilmington Based Datasets:
Wilmington Cardholder File:
● File contains a subset of Wilmington “CMA” cardholder data, detailing various cardholder level attributed on
the account.
● File Version: 0.1 (beta)
● Naming Standard: [Processing DateYYYYMMDD].[CUname].WM_[Frequency]_Cardholder.[Data
DateYYYYMMDD].txt
Wilmington Cardholder Field List

Name Description Data Type
CHD_ACCOUNT_NUMBER Card Account Number VARCHAR(16)
PARTICIPANT_ID WM Participant ID CHAR(6)
CARD_PREFIX Card Prefix CHAR(6)
CARD_FULL_BIN Card Full BIN VARCHAR(12)
CARD_PREFIX_LOB Line Of Business CHAR(1)
CHD_OPEN_DATE Card Open Date INTEGER
CHD_EXPIRATION_DATE Card Expiration Date INTEGER
CHD_EXTERNAL_STATUS Card External Status CHAR(1)
ACTIVATION_INDICATOR Card Activation CHAR(1)
CARDHOLDER_FIRST_USE_DATE First Transaction Date INTEGER
CHD_DATE_LAST_NONMON Last Maintenance Date INTEGER
WM_CHECKING_ACCT_NO Cardholder Checking Account Number VARCHAR(16)
WM_SAVINGS_ACCT_NO Cardholder Savings Account Number VARCHAR(16)
CHD_DATE_OF_BIRTH Primary Cardholder Date of Birth INTEGER
Primary Cardholder Social Security VARCHAR(9)
CHD_SOC_SECURITY_NO Number
CHD_ADDR_LINE_1 Primary Cardholder Address Line 1 VARCHAR(30)
CHD_ADDR_LINE_2 Primary Cardholder Address Line 2 VARCHAR(30)
CHD_CITY Primary Cardholder City VARCHAR(30)
CHD_STATE Primary Cardholder State CHAR(2)
ZIP_CODE_PLUS_4 Primary Cardholder Zip Code CHAR(10)
COUNTRY_CODE Primary Cardholder Country Code CHAR(3)
TELEPHONE_NUMBER_FORMATTED Primary Cardholder Primary Phone VARCHAR(10)
CUSTOMER_EVENING_PHONE_FORM Primary Cardholder Secondary Phone VARCHAR(10)
EMAIL_ADDRESS Primary Cardholder Email VARCHAR(50)
PLASTICS_RECOVERED Plastics Recovered Count BYTEINT
Wilmington Transaction File:
● A subset of Wilmington Enhanced transaction data. These are the transaction details, including merchant info,
purchase amount, etc.
● File Format: ASCII
● File Delimiter: Pipe “|”
● Naming Standard: [Processing DateYYYYMMDD].[CUname].WM_Daily_Trans.[Data DateYYYYMMDD].txt
● NOTES:
o Wilmington interchange data is late arriving. Interchange data will be 3 days later.
▪ Interchange data will be provided in a separate file, see next section.
▪ Interchange will be linked via Card number, switch date, trans ID.
o Filters:
▪ Provide data for the previous day.
▪ Only provide data for client’s cardholders. (no them on us transactions)

● Frequency: This file is only available on a daily frequency.
Wilmington Transaction Field List

Name Description Data Type
CARD_NUMBER Transaction Card Number VARCHAR(16)
Transaction Type Final transaction CHAR(3)
MESSAGE_TYPE_QUALIFIER mnemonic (WTD, PUR, DEP, etc.)
CHAR(1)
Transaction Classification Values:
‘A’ - ATM
‘B’ - POS
‘C’ - ATM Self-Service(Enhanced terminals,
check cashing)
‘D’ - Point of Banking
‘E’ - Telephone Banking
MESSAGE_FORMAT_CODE ‘H’ - Home/Internet Banking
SWITCH_DATE Transaction Date INTEGER
Transaction Post Date INTEGER
Network settlement date in which the
transaction has been summarized within
SETTLEMENT_DATE YYYY-MM-DD
AUTHORIZED_AMOUNT Transaction Amount DECIMAL(17,2)
INTERCHANGE_AMOUNT Interchange Amount DECIMAL(17,2)
CHAR(3)
Purchase Card Entry Method Values:
‘000’ - Unknown
‘001’ - Manual Entry
‘002’ - Magnetic Stripe Entry
‘003’ - Bar Code
‘004’ - Optical Reader
‘005’ - Integrated Circuit Card
‘009’ - PAN Entry Via Electonic Commerce,
including remote chip
‘081’ - Electronic Commerce
‘090’ - Magnetic Swipe Track
‘006’ - Keyed
‘080’ - Chip card
‘082’ - PAN Auto Entry via Server
‘079’ - Chip Card @ Chip Terminal Read Failed
Voice Auth
‘092’ - Contactless Input
‘095’ - Integrated circuit card read; CVV or
ISO_POS_ENTRY_MODE iCVV checking may not be possible
NETWORK_NAME Purchase Network VARCHAR(20)
CASHBACK_AMOUNT Purchase Cashback Amount DECIMAL(17,2)
SURCHARGE_AMOUNT Purchase Surcharge Amount DECIMAL(17,2)
MERCHANT_CATEGORY_CODE Purchase Merchant Category Code VARCHAR(8)
MERCH_DBA_NAME Purchase Merchant Name VARCHAR(25)
MERCH_CITY Purchase Merchant City VARCHAR(13)
MERCH_STATE Purchase Merchant State VARCHAR(2)
MERCH_COUNTRY_NAME Purchase Merchant Country VARCHAR(3)
CHAR(1)
Identifies the use of a
contactless card for this transaction
Values:
‘A’ - Card read in contactless manner, verified
CVC1 with secondary offset
‘B’ - Card read in contactless manner, CVC2
failed
‘D’ - Card read in contactless manner and card
eligible for Dynamic CVC validation
‘Y’ - Contactless transaction
CONTACTLESS_INDICATOR Null - Not a contactless transaction
EMV_TRANSACTION Purchase EMV Flag CHAR(1)
CHAR(1)
The value in this field is not controlled or

modified by the FD Switch. It is a part of the
card’s magnetic stripe data that is passed as is
from the
Acquirer to the Issuer.
Byte 1: Svc Code -
Interchange Rules
'1' - International card
'2' - International card(Chip Card)
'5' - National use only
'6' - National use only(Chip Card)
'7' - Private Card
‘9’ - Test
Byte 2: Svc Code - Authorization
Processing
‘0’ - Normal authorizations
‘2’ - Positive online authorization requried
‘4’ - Positive online authorization
procedure unless national or regional
agreements apply
Byte 3: Svc Code - Range of Services
‘0’ - PIN Required
‘1’ - No Restrictions
‘2’ - Goods and Services Only
‘3’ - ATM Only, PIN Required
‘4’ - Cash Only
‘5’ - Goods and Services Only, PIN
Required
‘6’ - PIN Prompt
SERVICE_CODE ‘7’ - PIN Prompt, Goods and Services Only
CHAR(1)
A blank value may appear on the transactions
from the
clients who are not enrolled in EMV
Values:
‘Y’ - EMV capable terminal
TERMINAL_EMV_CAPABILITY ‘N’ - Non-EMV capable terminal
CHAR(1)
A blank value may appear on the transactions
from the clients who are not enrolled in EMV
Values:
‘0’ - Terminal capability is unknown
‘1’ - Terminal is not used
‘2’ - Magnetic stripe read capability
‘3’ - Bar code reader capability
‘4’ - OCR capability
‘5’ - EMV/chip card reader capability
‘6’ – Proximity card reader/RFID capability
‘7’ - Reserved for future use
‘8’ - Reserved for future use
‘9’ - Terminal does not read card data
‘A’ - Contactless read via mag stripe rules
‘S’ - Mag stripe reader and key entry
TERMINAL_INPUT_CAPABILITY ‘U’ - Mag stripe reader and ICC
Indicates a denied transaction CHAR(1)
Values:
‘Y’ - Transaction was denied
DENIAL_FLAG ‘N’ - Transaction was not denied
Reason transaction was denied or partially VARCHAR(2)
RESPONSE_CODE approved
Transaction Identifier – Used as a key for VARCHAR(20)
AUTH_TRAN_ID joining interchange.
VARCHAR(8)
SWITCH_TIME Transaction Time
VARCHAR(8)
LOCAL_TERMINAL_ID Local Terminal ID
VARCHAR(10)
TERMINAL_SERIAL_NUMBER Terminal Serial Number
VARCHAR(10)
MERCH_POSTAL_CODE Purchase Merchant ZIP
Wilmington Interchange File:
● A subset of Wilmington Enhanced transaction data providing interchange data. This file is used to populate
interchange data that was not available at the same time as the initial transaction data.
● File Format: ASCII
● File Delimiter: Pipe “|”
● Naming Standard: [Processing DateYYYYMMDD].[CUname].WM_Daily_Trans.[Data DateYYYYMMDD].txt
● NOTES:
o Wilmington interchange data is late arriving. Interchange data will typically be 3 days later than the
posted transaction and can trickle in.
o Interchange will be linked via Card number, switch date, trans ID.
o Provides interchange data that was received the previous day (applicable to transactions older than
previous day).
● Frequency: This file is only available on a daily frequency.
Wilmington Interchange File Layout
Field Name Description Data Type
CARD_NUMBER Transaction Card Number VARCHAR(16)
SWITCH_DATE Transaction Date INTEGER
AUTH_TRAN_ID Transaction Identifier

Transaction Post Date INTEGER
Network settlement date in which
the
transaction has been summarized
within
SETTLEMENT_DATE YYYY-MM-DD
INTERCHANGE_AMOUNT Interchange Amount DECIMAL(17,2)
File Sets for Third Party Vendors:
Member Insight File Services has a variety of files that can be delivered to you to assist you in
working with Third Party Vendors. Please note that PSCU does not send files to Third Parties. Files
will be delivered to your File Gateway, so you are always in control of your data. Please reach out
to your Account Executive if you have a need for a File Service to support a Third Party.
Legacy file sets: (no longer current)
Omaha Cardholder File:
File format: ASCII
File delimiter: Pipe “|”
File Version: 1.0
● A subset of Omaha “011” cardholder data. File will contain approximately 100 attributes of cardholders
including identification data, credit score, and select statement data. This file will be available at a monthly
frequency.
Standard Omaha Cardholder Field List

Field Name Description and Format Data Type
RECORD_TYPE ‘HDR’ for header record VARCHAR(4)
‘DTL’ for other records
CHD_ACCOUNT_NUMBER Cardholder Number VARCHAR(16)
EOM_DATE_KEY Data date of the record in YYYYMMDD format INTEGER
FORMAT
YYYYMMDD
CHD_CLIENT_NUMBER FD Client Number VARCHAR(4)
CHD_SYSTEM_NO System number of the card program VARCHAR(4)
CHD_PRIN_BANK Principal number of the card program VARCHAR(4)
CHD_AGENT_BANK Agent number of the card program VARCHAR(4)
CARD_PREFIX_LOB_DESC Debit /Credit indicator VARCHAR(80)
Common Characteristics
INTEGER
FORMAT
CHD_OPEN_DATE Card Open Date YYYYMMDD
INTEGER
FORMAT
CHD_EXPIRATION_DATE Card Expiration Date YYYYMMDD
Card External Status VARCHAR(1)
A = Authorization prohibited
B = Bankrupt
C = Closed
E = Revoked
F = Frozen
I = Interest accrual prohibited
L = Lost
U = Stolen
Z = Charged off (system-assigned when
a charge-off adjustment is made)
CHD_EXTERNAL_STATUS Blank = Normal
INTEGER
FORMAT
CHD_DATE_STATUS_CHG External status change date. YYYYMMDD
Card Internal Status VARCHAR((1)
D = Delinquent
N = Credit balance
O = Overlimit
X = Delinquent and overlimit
CHD_INTERNAL_STATUS Blank = Normal or credit balance
CHD_COFF_REASON_CODE An issuer-defined code identifying the reason for the Account Reason INTEGER
External Status Code
This field is for any status reason code the issuer assigns except as
follows.
For an external status of C (closed):
85 = Closed due to issuer's Adaptive Control overlimit strategy.
86 = Closed due to issuer's Adaptive Control delinquent strategy.
87 = Closed due to issuer's Adaptive Control reissue strategy.
90 = Closed due to issuer's setting in the Delq Action Code
parameters in the Delinquency Processing section (DO DC DP) of the
PCF.
91 = An old account closed after an account transfer due to issuer's
setting in the Automatic Close Days After Transfer and Status Reason
Code Overlay Switch parameters in the Account Maintenance section
(AO CH AM) of the PCF.
92 = Closed due to issuer's setting in fields described in the
delinquent and overlimit parameters in the Eligibility section (RE CR
EL) of the PCF.
93 = Closed in the reissue process due to the issuer's settings in the
Reissue Terms parameter in the Eligibility section and in the
Ratification Level parameter in the Debit Ratification section (AO AC
DR) of the PCF.
94 = Closed in the reissue process due to the issuer's settings in the
Include/Exclude States parameter and in the reissue states
parameters in the Eligibility section of the PCF.
95 = Closed in the reissue process due to an external status other
than A or blank.
96 = Closed in the reissue process due to the issuer's setting in the
Inactive Option parameter in the Reissue Options section (RE OP RO)
of the PCF.
97 = Closed by consumer.
For an external Status of Z (charged off) the following status reason
codes indicate that the charge off is for the listed reason.
68 = Legally paid in full for less than the full balance.
88 = Fraud
89 = Bankrupt
89 = Bankrupt
99 = Abandoned
CHD_RENEWAL_CODE Card Renewal INTEGER
CHD_REISSUE_CONTROL Reissue Control INTEGER
INTEGER
CHD_DATE_LAST_MON_TRAN Monetary Last Transaction Date YYYYMMDD
INTEGER
CHD_DATE_LAST_NONMON Non-Monetary Last Transaction Date YYYYMMDD
CHD_GROSS_ACTIVE Gross Active Flag VARCHAR(1)
CHD_CURRENT_BALANCE Current Balance Amount DECIMAL(17,4)
CHD_CREDIT_LINE Credit Line Amount DECIMAL(15,0)
CHD_AVLB_CRDT_AMT Available Credit Amount DECIMAL(17,2)
CHD_NO_PLASTICS Plastics Issued Count INTEGER
INTEGER
CHD_DATE_LAST_PLASTIC Card Last Plastic Date YYYYMMDD
INTEGER
CHD_DATE_FIRST_ACT First Transaction Date YYYYMMDD
INTEGER
CHD_DATE_LOST_STOLEN Card Lost Stolen Date YYYYMMDD
INTEGER
CHDHD_CHG_OFF_DATE Charge Off Date YYYYMMDD
CHDHD_CHG_OFF_AMT Charge Off Amount DECIMAL(17,2)
INTEGER
CHD_ACCT_TRANSFER_DATE Card Account Transfer Date YYYYMMDD
Cross Reference Account Number VARCHAR(17)
CHD_CROSS_REFERENCE_ACC This field is automatically loaded with the new account
T_NO number on the old account
Cross Reference Account Number 1 VARCHAR(17)
The number identifying another account associated with the
CHD_NEW_XREF_NO_1 principal cardholder's account
Cross Reference Account Number 2 VARCHAR(17)
This field is automatically loaded with the old account number
CHD_NEW_XREF_NO_2 on the new account.
CHD_CMPN_ID Business Company ID VARCHAR(8)
This is an indicator of whether an account is a subaccount, VARCHAR(1)
control account, or an individual account.
Valid values are:
C = Control account
I = Individual billing
S = Sub-account
CHD_SUB_ACCT_CD Blank = Not a commercial card
Demographics
CHD_CHECKING_ACCT_NO Member Checking Account Number VARCHAR(18)
CHD_SAVINGS_ACCT_NO Member Savings Account Number VARCHAR(18)
INTEGER
FORMAT
CHD_DATE_OF_BIRTH Primary Member Date of Birth YYYYMMDD
CHD_SOC_SECURITY_NO Primary Cardholder Social Security Number VARCHAR(9)
CHD_ADDR_LINE_1 Primary Member Address Line 1 VARCHAR(30)
CHD_ADDR_LINE_2 Primary Member Address Line 2 VARCHAR(30)
CHD_CITY Primary Member City VARCHAR(30)
CHD_STATE Primary Member State VARCHAR(2)
CHD_ZIP_CODE Primary Member Zip Code VARCHAR(10)
INTEGER
CHD_DATE_LAST_ADDR_CHA FORMAT
NGE Primary Member Address Change Date YYYYMMDD
CHD_ADDRESS_FLAG Primary Member Valid Address Flag VARCHAR(1)
CHD_DECEASED_FLAG Deceased VARCHAR(1)
CHD_SOLICITATION_FLAG Solicitation Code VARCHAR(1)
CHD_CORRESPOND_FLAG Correspondence Prohibit Flag VARCHAR(1)
CHD_SPOUSE_NAME Secondary Cardholder Name VARCHAR(26)
INTEGER
CHD_SECONDARY_DATE_OF_ FORMAT
BIRTH Secondary Member Date of Birth YYYYMMDD
CHD_SECONDARY_SOC_SEC_ VARCHAR(9)
NO Secondary Cardholder Social Security Number
Scores
CHD_CREDIT_SCORE Credit Score VARCHAR(3)
INTEGER
FORMAT
CHD_CR_SCORE_DATE Credit Score Date YYYYMMDD
CHD_CB_SCORE Credit Bureau Score INTEGER
INTEGER
FORMAT
CHD_CB_SCORE_DATE Credit Bureau Score Date YYYYMMDD
Payment
CHDHD_PAYMENT_HISTORY Payment History Text VARCHAR(12)
INTEGER
FORMAT
CHD_DATE_LAST_PAYMENT Last Payment Date YYYYMMDD
INTEGER
FORMAT
CHD_PYMN_DUE_DT Next Payment Due Date YYYYMMDD
Statements
CHD_CYCLE_CODE_99 Cycle Code INTEGER
CHD_STMT_HOLD_FLAG Statement Hold VARCHAR(1)
CHD_CYCL_PRCN_PORT_ID Pricing Portfolio Current ID INTEGER
CHD_HIST_LS_BAL Last Statement Balance Amount DECIMAL(17,2)
INTEGER
FORMAT
CHD_DATE_LAST_STMT Last Statement Date YYYYMMDD
CHDLS_CASH_INT Last Statement Cash Advance Interest Amount DECIMAL(17,2)
CHDLS_CYC_CASH Last Statement Cash Principal Unpaid Amount DECIMAL(17,2)
CHDLS_CYC_MRCH Last Statement Purchase Amount DECIMAL(17,2)
CHDLS_MRCH_INT Last Statement Purchase Interest Amount DECIMAL(17,2)
CHDLS_BILLED_PAY_DUE Last Statement Minimum Payment Due Amount DECIMAL(17,2)
Fees & Interest
CHD_CURR_PRICING_STRATE VARCHAR(8)
GY Pricing Strategy Current ID
INTEGER
CHD_CURR_PRICE_STRATEGY FORMAT
_DATE Pricing Strategy Current Date YYYYMMDD
CHD_CRRN_ANNL_CASH_RT Annual Cash Rate DECIMAL(15,3)
CHD_ANN_RATE_CASH Cash Base Interest Rate DECIMAL(5,3)
CHD_CRRN_ANNL_MRCH_RT Annual Merchandise Rate DECIMAL(15,3)
CHD_ANN_RATE_MRCH Purchase Base Interest Rate DECIMAL(5,3)
CHD_ANN_RATE_CRDINT Credit Balance Annual Interest Rate DECIMAL(5,3)
Delinquency
CHD_DEL_NO_DAYS Delinquent Days Count INTEGER
CHD_DEL_AMT_1 Delinquent Total Amount DECIMAL(17,2)
Fraud Strategy
CHD_FRAUD_SUSPEND_STRA VARCHAR(2)
TEGY Fraud Suspend Strategy ID
INTEGER
CHD_FRAUD_SUSP_STRATEGY FORMAT
_DATE Fraud Suspend Strategy Date YYYYMMDD
CHD_FRAUD_ASSG_STRATEGY Fraud Strategy ID VARCHAR(2)
INTEGER
CHD_FRAUD_STRAT_CHANGE FORMAT
_DATE Fraud Strategy Change Date YYYYMMDD
Year To Date
CHDHD_YTD_NET_AMT_CASH Year to Date Cash Advance Amount DECIMAL(17,2)
CHDHD_YTD_NET_AMT_PURC DECIMAL(17,2)
H Year to Date Purchase Net Amount
CHDHD_YTD_NET_NO_CASH Year to Date Cash Advance Count INTEGER
CHDHD_YTD_NET_NO_PURCH Year to Date Purchase Net Count INTEGER
Omaha Transaction File:
File format: ASCII
File delimiter: Pipe “|”
File Version: 1.0
● A single file of Omaha “037” transaction data. File will contain attributes of cardholder transactions
including amounts, merchants, and other high value transaction information. Files will be available on
a daily basis.
Standard Omaha Transaction Field List
Field Name Description Data Type
‘HDR’ for header record

RECORD_TYPE ‘DTL’ for other records VARCHAR(4)
Card Info
RDT_CHD_SYSTEM_NO System number of the card program VARCHAR(4)
RDT_CHD_PRIN_BANK Principal number of the card program VARCHAR(4)

RDT_CHD_AGENT_BANK Agent number of the card program VARCHAR(4)
RDT_CHD_ACCOUNT_
Cardholder Number VARCHAR(16)
NUMBER
Transaction Info
RDT_ENTERED_CHD_
Entered account number VARCHAR(16)
ACCT_NO
251 Authorization
252 Authorization Adjustment
253 Sale
254 Cash Advance
255 Return
256 Merchandise Sale Reversal
257 Cash Advance Reversal
258 Return Reversal
259 Merchandise Sale Amount Adjustment
260 Cash Advance Amount Adjustment
261 Return Amount Adjustment
271 Payment
272 Payment Reversal
273 Payment Amount Adjustment
280 Adjustment
*Note – A 280 Misc Adjustment could be applied as a 271
281 Cash Advance Item Charge Refund
282 Late fee Refund
283 Merchandise Finance Charge Refund
284 Cash Advance Finance Charge Refund
RDT_TRANSACTION_ 285 Backdated Payment Adjustment
INTEGER
CODE 286 Merchandise Item Charge Refund
287 Overlimit Charge Refund
288 Credit Insurance Fee Refund
290 Backdate Cash Advance and Sales Adjustment
370 Small Balance Charge-off
371 Charge Off Total Account
372 Charge Off Cash Advance Interest
373 Charge Off Billed Late Charges
374 Charge Off Merchandise Interest and Service Charge
375 Charge Off Credit Insurance
376 Charge Off All Finance Charges
377 Charge Off All Current Cash Advance Interest
378 Charge Off All Current Merchandise Interest
379 Charge Off Cycle-to-Date Late Charges
380 Charge Off Billed Cash Advance Item Charges
381 Charge Off Billed Merchandise Item Charges
382 Charge Off Billed Overlimit Fee
383 Charge Off Cycle-to-Date Cash Advance Item Charges
384 Charge Off Cycle-to-Date Merchandise Item Charges
385 Charge Off Cycle-to-Date Overlimit Fees
400 Account Transfer
INTEGER
RDT_TRANSACTION_
Date of the transaction FORMAT
DATE
YYYYMMDD
INTEGER
RDT_TRANSACTION_
Post date FORMAT
POST_DATE
YYYYMMDD
RDT_TRANSACTION_
Amount of the transaction DECIMAL(17,2)
AMOUNT
RDT_NO_POST_ Code representing the reason for the unposted item.
REASON Used for identification of misc. adjustment
RDT_PI_TYPE_CD Presentation instrument code VARCHAR(2)
RDT_DETL_ICHG_
Interchange fee amount DECIMAL(15,4)
FEE_AM
RDT_CONV_CHECK_
Convenience Check Data VARCHAR(40)
DATA
RDT_POS_ENTR_
Card Entry Method VARCHAR(2)
MODE_CD
RDT_FLAP_PROMOTION
Flap Promotion ID VARCHAR(8)
_ID
RDT_FLAP_ID Flap ID INTEGER
RDT_PRCN_STGY_ID Pricing Strategy ID VARCHAR(8)
RDT_AUTHORIZATION_
Transaction Authorization ID VARCHAR(6)
NO
RDT_ENTRY_REF_
Transaction Reference ID VARCHAR(17)
NUMBER
RDT_TOTL_DFP_AM Dynamic Fee Amount DECIMAL(9,2)
RDT_CURR_
Foreign Transaction Fee DECIMAL(13,2)
MARKUP_FEE
RDT_ITEM_
Fee Amount VARCHAR(1)
ADDITIONAL_AMT
RDT_MAIL_PHONE_IND Purchase Mail or Telephone Transaction
RDT_FRGN_CURR_CODE Foreign Currency Code VARCHAR(3)
Merchant Info
RDT_CARD_ACCEPTOR_COD VARCHAR(15
Merchant Card Acceptor Code
E )
Also known as MCC. Categorizes merchants based on
RDT_MRCH_SIC_CODE VARCHAR(5)
standard codes.
RDT_MRCH_NAME Name of the merchant VARCHAR(25)

RDT_MRCH_CITY Merchant City VARCHAR(13)
RDT_MRCH_STATE Merchant State VARCHAR(2)
RDT_MAIL_PHONE_IND Mail or Telephone Transaction VARCHAR(1)

Version History
Version # Description
1.0 Initial creation
1.1 Updated Wilmington Cardholder format. Removed last monetary date from file as it is not
available from the source. Can be derived from the associated transaction file.
1.2 Draft cleanup.
1.3 Edits from marketing. Updated WM account file with SWITCH_TIME, LOCAL_TERMINAL_ID,
TERMINAL_SERIAL_NUMBER, MERCHANT_POSTAL_CODE
1.4 Enhancements to Cardholder detail file, adding cardholder name, DOB and ssn to file
1.5 Enhancement to Cardholder detail file, added Ext Cust ID
1.5.1 Corrected OM transaction file layout. RDT_CARD_ACCEPTOR_CODE & RDT_AUTHORIZATION_N
fields were transposed. Corrected spelling of MERCHANT_POSTAL_CODE on WM transaction fi
to MERCH_POSTAL_CODE to match headers in actual files.
1.5.2 Added descriptions to several code fields
1.5.3 Added RDT_CARD_ACCEPTOR_CODE and RDT_AUTHORIZATION_NO to transaction file, creatin
version 2.1
1.6 Added Company ID to OM Cardholder file, creating version 2.1
Added Entered account number to transaction file, creating version 2.2
1.6.1 Added description of header rows.
1.6.2 Updated Omaha Transaction Decline reason code to match production file. Field should suppo
character codes. Added FD as a code to indicate a “Fiserv Defined” decline transaction.
1.6.3 Updated pricing to reflect 2023 increases.
1.6.4 Updated RDT_MRCH_NAME field length to 40 characters

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Header Record Overview

Standard File Services

Omaha Based Datasets:

File service source name Column Description Data Type

Card External Status:

Identifier of the original account before any account

File service source name Column Description Data Type

RDT_MERCHANT_DESCR Merchant description VARCHAR(40)

File service source name Column Description Data Type

File service source name Column Description Data Type

Flap Goto Variable Code

File service source name Column Description Data Type

Cardholder Detail file:

File service source name Business Name Data Type

Plastic Replacement Indicator

Plastic Replacement Date

Status Reason Code

Wilmington Cardholder Field List

▪ Only provide data for client’s cardholders. (no them on us transactions)

Wilmington Transaction Field List

The value in this field is not controlled or

AUTH_TRAN_ID Transaction Identifier

Standard Omaha Cardholder Field List

Standard Omaha Transaction Field List

Field Name Description Data Type

‘HDR’ for header record

RDT_CHD_SYSTEM_NO System number of the card program VARCHAR(4)

RDT_CHD_PRIN_BANK Principal number of the card program VARCHAR(4)

RDT_PI_TYPE_CD Presentation instrument code VARCHAR(2)

RDT_PRCN_STGY_ID Pricing Strategy ID VARCHAR(8)

RDT_TOTL_DFP_AM Dynamic Fee Amount DECIMAL(9,2)

RDT_FRGN_CURR_CODE Foreign Currency Code VARCHAR(3)

RDT_MRCH_NAME Name of the merchant VARCHAR(25)

RDT_MRCH_CITY Merchant City VARCHAR(13)

RDT_MRCH_STATE Merchant State VARCHAR(2)

RDT_MAIL_PHONE_IND Mail or Telephone Transaction VARCHAR(1)

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