Visit us: www.directcredit.

in

QUALITY MANAGEMENT SYSTEM ISO CERTIFICATION ISO 9001:2015

OUR INTRODUCTION
Direct Credit is a financial service provider, nested under the
Direct Group of Companies, catering to the needs of
businesses and individuals experiencing cash flow
challenges. Established by Mr. Yogendra Kumar, Direct Credit
aims to address the financial constraints faced by its clients
by offering a range of tailored solutions. The company was
originally incorporated and registered with the Ministry of
Corporate Affairs as “YSS Direct Credit Pvt. Ltd.” With a focus
on providing timely assistance and support, Direct Credit has
quickly established itself as a reliable partner in navigating
financial challenges.
WHY CHOOSE US
Lowest Rate of Interest
Transparency
Quick Disbursal
Fast Processing
Low CIBIL
Refinancing of existing
loan at a lower ROI
VALUES, VISION AND MISSION
Direct Credit is guided by a set of corporate values and a clear
mission statement that underpins its operations and shapes
its organizational culture. Direct Credit holds on to integrity,
customer­centricity, innovation, collaboration and excellence
in every work it does.
The vision of Direct Credit, a prominent financial service
provider, encapsulates its aspirations and long­term goals,
guiding its strategic direction and shaping its path towards the
future. At Direct Credit, we envision ourselves as a leading
catalyst for financial empowerment and prosperity,
committed to making a positive impact in the lives of
individuals and businesses alike.
Direct Credit's mission is to empower individuals and
businesses to achieve their financial goals and aspirations.
The company is dedicated to providing innovative financial
solutions, personalized service, and expert guidance to help
clients navigate complex financial challenges and seize
opportunities for growth and prosperity.
What sets us apart :
Personalized Service
Transparent Process
Wide Network
Excellent Support
Our Commitment
FOUNDER & CEO
MR. YOGENDRA KUMAR
Areas of Expertise
Financial Business Transformation
14+ Years Experience in Finance Sector
Financial Consultant
Debt & Equity Financing Expert
Direct Credit­ Drawing from his extensive experience and
entrepreneurial acumen, Mr. Kumar had set up Direct Credit.
With a strong foundation in finance and a proven track
record of success, Mr. Kumar is committed to providing
innovative financial solutions to businesses and individuals
facing cash crunch situations. Under his leadership, Direct
Credit aims to empower clients by offering timely and
effective financial assistance, enabling them to overcome
financial challenges and achieve their goals. Driven by a
passion for innovation and a relentless pursuit of excellence,
Direct Credit is not just a firm; it's a testament to the
transformative power of vision, dedication, and unwavering
commitment to client satisfaction.
Direct Realtors ­ Direct Realtors is a premier venture,
dedicated to revolutionizing the real estate landscape in
Noida and beyond. With an unwavering commitment to
excellence, innovation, and customer satisfaction, we stand
as the beacon of trust and reliability in the dynamic realm of
property sales. Whether one is seeking to invest in
residential paradises or lucrative commercial ventures, our
proficient team is poised to guide you through every step of
the journey, ensuring a seamless and rewarding experience.
Wishtown Electronics: A renowned electronics store, where
innovation meets convenience! We pride ourselves on being
your one­stop destination for state­of­the­art appliances.
We offer a curated selection of products that cater to every
need and desire. Our store offers the latest advancements in
electronics.
OUR SERVICES
Direct Credit is a leading financial service provider committed
to offering a comprehensive range of services tailored to
meet the diverse needs of businesses and individuals. We
provide complimentary and free of cost initial evaluation to
find the best suited loan options for you. Our standard terms
and conditions apply to all. We enable businesses to find the
lowest subsidized interest rate for their loans, as best
available in their respective sector and region. E.g., for
agricultural sector, loan up to 2 crores can be availed at an
interest rate subsidy of 3%. In Noida, apparel subsidy on
interest can be availed while seeking loan.
To enable us to assess your funding avenues, please provide
us with the initial checklist, comprising of the following:
 KYC documents
 Financials for the last 3 years
 Latest bank statement for one year
 All running loan sanction letters
 Collateral details
OUR PRESTIGIOUS PARTNERS
 KEY SERVICES

 Raising Equity Capital up to 500 Cr.: We assist
businesses in raising equity capital, empowering
them to fuel their growth initiatives and expand
their operations.
 Loan Against Property: Unlock the value of your
property up to 100%. Cash income may also be
considered, along with restructuring of loan to
meet your financial needs.
 CGTMSE Loan/Start­up Loan: We support in
providing unsecured loans to budding
entrepreneurs and small businesses by providing
CGTMSE loans and start­up loans.
 Business Loan: Whether you need working
capital or funds for expansion, we provide
unsecured business loan without guarantor and
collateral.
 Real Estate Funding: Secure financing for your
real estate projects, including residential,
commercial, and industrial developments.
 Home Loan: We consider low income and cash
income for loan eligibility, with a loan tenure
extending up to a period of 30 years.
 Project Finance: We offer funds with minimum
collateral up to 50% on project finance for
manufacturing units, trading companies, service
providers, infrastructure and renewable energy
initiatives.
 Lease Rental Discounting: Monetize your rental
income for a tenure up to 15 years. We enable
you to discount up to 90% of your rental income.
 Machinery Loan: Upgrade your machinery and
equipment with our specialized machinery loans,
designed to enhance productivity and efficiency.
 OD / DOD: Access flexible funding up to 20 Crores
with our dropline overdraft facility, up to 15
years, with interest payable only on the used
amount.
 CC, PCFC, LC, BG, EPC: Get interest subsidy up to
3% on EPC and PCFC. Explore a wide range of
financing options on project­based limit
sanctions.
 Commercial/Industrial Loan: We enable you
secure 65 to 75% loan for purchase. We arrange
loan against the collaterals up to 100%.
 School/College Finance: Funding up to 100% for
educational institutions to support infrastructure
development, expansion, and modernization.
Cash income and low income can be considered.
 Hospital/Equipment Loan: Our hospital and
equipment financing solutions can be availed to
get funding up to 100%, even with cash income
and low income.
 Raw Material Funding: Access funds on the same
day of invoice generation, enabling you to
maintain production schedules and meet
customer demands efficiently.
 Power Project (Ethanol, Biofuel, CNG, Hydro,
Solar, and Lithium): Support sustainable energy
initiatives with our financing solutions for power
projects, including ethanol, biofuel, CNG, hydro,
solar, and lithium projects.
 Used Car Loan @150% Value: Purchase a used
car with ease through our used car loan offerings,
which provide financing of up to 150% of the car's
value.
 Warehouse loan: Warehouse loan up to 10 Cr.,
with an interest subsidy up to 35%.

1004, 10th Floor, Gulshan One29, 9315530445

Sector ­129, Noida, www.directcredit.in
U.P ­ 201304 contact@directcredit.in @ DIRECTCREDIT23