Happy Retirement-915

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 33
Plan Name Happy Retirement-915
Sum Assured 30230000
Term 35
PPT 35
DAB Rider yes
Pension Age 48-68

First Year Premium

YLY HLY QLY MLY
1683398 850598 429750 143249

2nd Year Onwards

YLY HLY QLY MLY
1647150 832284 420499 140164

Total Premium Rs.35393498

Total Returns Rs.75742380

Save Rs.4513 per dayr for 35 yrs, and get

pension between Rs.3601350-Rs3608850
Year Age Premium Natural Accident Returns CashFlow Surrendr Loan
al

2024 33 1683398 39119800 69349800 0 -1683398 0 0

2025 34 1647150 40452100 70682100 0 -1647150 966532 817031

2026 35 1647150 41784400 72014400 0 -1647150 2026475 1712399

2027 36 1647150 43116700 73346700 0 -1647150 4021393 3394411

2028 37 1647150 44449000 74679000 0 -1647150 5062621 4268607

2029 38 1647150 45781300 76011300 0 -1647150 6112625 5149800

2030 39 1647150 47113600 77343600 0 -1647150 7176518 6041415

2031 40 1647150 48445900 78675900 0 -1647150 8578397 7228686

2032 41 1647150 49778200 80008200 0 -1647150 10075449 8499062

2033 42 1647150 51110500 81340500 0 -1647150 11671230 9855692

2034 43 1647150 52442800 82672800 0 -1647150 13387753 11318715

2035 44 1647150 53775100 84005100 0 -1647150 15178717 12846420

2036 45 1647150 55107400 85337400 0 -1647150 17105113 14492899

2037 46 1647150 56439700 86669700 0 -1647150 19177711 16267541

2038 47 1647150 58376600 88606600 0 -1647150 21341366 18112939

2039 48 1461359 57860055 85825055 3601350 2139991 20658686 17398947

2040 49 1299188 57133860 82973860 3606125 2306937 19917188 16627921

2041 50 1151943 56270375 80045375 3601360 2449417 19074665 15761844

2042 51 1017248 55484780 77244780 3608865 2591617 18180763 14840667

2043 52 894715 54643600 74453600 3603600 2708885 17229653 13860592

2044 53 782971 53819300 71744300 3600350 2817379 16241954 12837011

2045 54 685122 53076160 69256160 3605170 2920048 15301936 11839526

2046 55 596331 52836580 67346580 3610540 3014209 14470983 10903419

2047 56 517531 52296800 65246800 3600480 3082949 13606015 9930124

2048 57 446813 51468000 62948000 3607380 3160567 12695086 9116975

2049 58 383237 50379620 60474620 3601000 3217763 11742388 8263015

2050 59 325576 49212360 57992360 3610990 3285414 10780822 7386788

2051 60 273502 47783120 55323120 3610880 3337378 9770005 6468317

2052 61 226361 46116780 52486780 3601260 3374899 8708913 5692675

2053 62 183362 44589800 49849800 3600840 3417478 7685852 4934235

2054 63 144772 42803600 47028600 3601800 3457028 6608931 4130424

2055 64 109421 40880360 44135360 3614220 3504799 5485243 3291144

2056 65 77749 38632640 40987640 3619800 3542051 4271490 2562893

2057 66 49327 36103280 37623280 3605530 3556203 2960164 1776098

2058 67 23472 33287600 34022600 3621990 3598518 1504909 902945

2059 68 0 30230000 30230000 3608850 3608850 0 0

2060 69 0 30230000 30230000 0 0 0 0

2061 70 0 30230000 30230000 0 0 0 0

2062 71 0 30230000 30230000 0 0 0 0

2063 72 0 30230000 30230000 0 0 0 0

2064 73 0 30230000 30230000 0 0 0 0

2065 74 0 30230000 30230000 0 0 0 0

2066 75 0 30230000 30230000 0 0 0 0

2067 76 0 30230000 30230000 0 0 0 0

2068 77 0 30230000 30230000 0 0 0 0

2069 78 0 30230000 30230000 0 0 0 0

2070 79 0 30230000 30230000 0 0 0 0

2071 80 0 30230000 30230000 0 0 0 0

2072 81 0 30230000 30230000 0 0 0 0

2073 82 0 30230000 30230000 0 0 0 0

2074 83 0 30230000 30230000 0 0 0 0

2075 84 0 30230000 30230000 0 0 0 0

2076 85 0 30230000 30230000 0 0 0 0

2077 86 0 30230000 30230000 0 0 0 0

2078 87 0 30230000 30230000 0 0 0 0

2079 88 0 30230000 30230000 0 0 0 0

2080 89 0 30230000 30230000 0 0 0 0

2081 90 0 30230000 30230000 0 0 0 0

2082 91 0 30230000 30230000 0 0 0 0

2083 92 0 30230000 30230000 0 0 0 0

2084 93 0 30230000 30230000 0 0 0 0

2085 94 0 30230000 30230000 0 0 0 0

2086 95 0 30230000 30230000 0 0 0 0

2087 96 0 30230000 30230000 0 0 0 0

2088 97 0 30230000 30230000 0 0 0 0

2089 98 0 30230000 30230000 0 0 0 0

2090 99 0 30230000 30230000 0 0 0 0

2091 100 0 30230000 30230000 0 0 0 0

You have to pay the premium for 35 yrs
(from Age:33 - Age:67)

If you take the payment mode as yly then you have to pay Rs.1683398 for the
first year,from 2nd year onwards Rs.1647150

You will receive the pension as shown in the above table under Returns Column

Total premium is Rs.35393498 and Total pension is Rs.75742380

Natural Risk Cover is as shown in the above table under Natural Column

Accidental Risk Cover is as shown in the above table under Accidental Column

If you close the policy you will receive the amount as shown in the above table
under CashValue Column

You can take the loan as shown in the above table under Loan Column

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V

countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----MER,REST ECG,SBT-13,RUA,Haemogram,Hba1c----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER,REST ECG,SBT-13,RUA,Haemogram,Hba1c----

Special Feature : After completion of pension amount you

will have a Risk Cover of Rs.30230000 for life time
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience