Small Agri Business (SAB)

Criteria of Loans
1. Eligible Entities: Sole Proprietor Concern, Partnership Firm, LLP, Private Ltd
Company or Public Ltd Company
2. Profitable entity for 2 years
3. Availability of Collateral (Residential/Commercial/Industrial Property/FDs/Liquid
Securities etc.)
4. Business Vintage: Entity should have a vintage of at least 3 years

5. Post disbursement Customer to be Sole Banking with HDFC Bank

Working capital solution for Agri Traders, Aarthiyas, Food Processing Firms, Agri Exporters
etc., which is a tailor made product to suit their business requirement.

Focus Segment: Agri & other MSMEs

Agri Processors Grains & pulses Miller, Oil Processor, Cotton

Ginner, Fruits & Veg Processor etc

Agri Input (Fertiliser, seed, pesticide, Distributors & Retailers; Manufacturing MSMEs,
Farm machinery etc) Agri Advisors

Mandi Stakeholders Traders, Commission agents, Aarthiyas, Graders

& Sorters

Agri & processed food products APEDA registered Exporters & Importers
Exporters & Importers

Warehouse & Cold storage Cold Storage & WDRA registered Warehouses

Agri & Allied activities Poultry, Pisciculture, Dairy, etc

 Food Park Collection Centers, Processors, warehouse, Cold
storage etc.

Food Processing Segment
Grain and pulses milling, Oil Processing, Fruit &
vegetables, Dairy, Eggs & paultry, Meat and
Meat products, Fish & other marine foods,
bakeries, Beverages, Sugar processing,
convenience foods

Documentation (SAB):

a) Last 2 years Audited / CA certified financials.

b) Last 6 months bank statement (in ePDF format downloaded from NetBanking).

c) Application form.

d) Copy of existing bank’s sanction letter