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BMTX Vibe Written Statement Improper POS-ATM Activity 3-10-23
BMTX Vibe Written Statement Improper POS-ATM Activity 3-10-23
4 Easy Steps!
□ PROVIDE PROOF
We want you to win your case! Send the supporting documentation to prove
your claim. Your supporting documentation helps us win the case with the merchant
in your behalf, quickly and efficiently.
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BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by First Carolina Bank, Member FDIC & Equal Housing
Lender.
Written Statement
Question: Are there times when I would not file a formal notice of error and involve the Bank?
Answer: Yes, of course. Many of the improper POS and ATM transactions can be resolved by contacting the merchant directly which
would not involve the bank. We would only become involved if the merchant was unresponsive. Even then, there may be times when
you would not contact the bank. Such as, when you are unhappy with the service or purchase, and yet, the reasons for your
dissatisfaction do not qualify as an error. We would recommend that you work with the merchant to resolve these issues. For
example:
1. When you authorized the transaction and are dissatisfied with the Quality of Service.
2. When you enter into a contract with the merchant and later wish to contest the terms of the contract.
3. When you authorized the purchase, received the product or service, and then experienced buyer’s remorse.
4. When you authorized the transaction in exchange for a gift or promotional offer and are unhappy with the agreement.
Question: I would like to report a transaction from an earlier statement. Is it too late?
Answer: MasterCard® rules and Regulation E provide for a specific window within which we can pursue a claim on your behalf. The
deadline for filing a claim is determined by the type of transaction in question. Card related claims may be initiated no more than
ninety (90) days from the date the transaction posted. Please refer to the date of the transaction to determine if your claim is timely.
Question: What is the first step in reporting a POS or an ATM transaction if I authorized it and disagree with certain
aspects of it?
Answer: If you authorized the transaction yet disagree with the amount or other aspects of it, we suggest that you first contact the
merchant to resolve the issue. If your attempt to resolve this with the merchant fails, you may initiate a formal claim with us.
Question: I contacted the merchant in an attempt to resolve the error. However, the merchant was not helpful. Now what?
Answer: The next step is to complete a written statement! If you have contacted the merchant and attempted to resolve the error
and are still dissatisfied, please continue with your claim. Complete the Written Statement on the following pages.
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BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by First Carolina Bank, Member FDIC & Equal Housing
Lender.
Written Statement
Name:_____________________________________________________
Physical Address: _____________________________________________________
City, State, Zip: _____________________________________________________
Current Phone Number: _____________________________________________________
Card Number: _____________________________________________________
Merchant Name: _____________________________________________________
Dollar Amount: $ _____________
Claim Number: ______________ Please enter the claim number for your transaction.
The claim number can be obtained from the confirmation email you received, or by viewing the “Reported
Transactions" page under the “Service Requests” menu on your program website. Note: Only 1 transaction may
be claimed on this form. To report multiple transactions, please request to report each transaction
individually and complete a separate form for each transaction.
I state that I examined my statement or other notification for my bank account indicating that a debit entry
was charged to my Account _____________, on _______________, 20_____ in the amount of
$________________, and that the debit was improper due to the following:
□ Other ______________________________________________
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BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by First Carolina Bank, Member FDIC & Equal Housing
Lender.
Written Statement
We want to help you! Please provide specific details and the supporting documents such as purchase
receipts, merchant correspondence, proof of returned merchandise, proof of service or contract
cancelation, a copy of the terms and conditions of a signed contract, or a copy of the ATM receipt, for
any box that is checked. Remember, your supporting documentation and the information you provide is
used to resolve the error with the merchant on your behalf. Consequently, your documentation plus
clear, concise, and detailed answers will help us to resolve the error timely.
I further state that the transaction was not originated with fraudulent intent by me nor by any person
acting in concert with me, and that the signature below has not been altered or changed. The
signature is representative of the signature used by me to sign all legal documents. I further state that
I have included the information and documentation to support the notice of error.
I certify under penalty of perjury that the foregoing is true and correct.
Name: ____________________________________ Date: ______________
(Please Print)
Signature: ____________________________________
(Please Sign)
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BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by First Carolina Bank, Member FDIC & Equal Housing
Lender.
BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by First Carolina Bank, Member FDIC & Equal Housing
Lender.